|   | **Ernst                  & Young LLP**    | Phone:                  (305) 358-4111 |
|--------|-----------------------------------------------|----------------------------------------|
|   | Suite                  3900                   | www.ey.com                             |
|   | 200                  South Biscayne Boulevard |                                   |
|   | Miami,                  Florida 33131-5313    |                                   |

*Uniform      Single Attestation Program for Mortgage Bankers *

**            /s/      Ernst & Young      LLP**

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*Minimum      Servicing Standards Applicable to *

*LNR      Partners, Inc. as Special Servicer for*

**JPMCC      2005-LDP2**

|  **Minimum                  Servicing Standards** |  **Applicable** | **Not****Applicable** |
|--------------------------------------------------------|----------------------|-----------------------|

**I.        Custodial Bank Accounts**

|  1.                  Reconciliations shall be prepared on a monthly basis for all custodial                  bank accounts and related bank clearing accounts.                                                   |   |  X |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|---------|
|  2.                  Funds of the servicing entity shall be advanced in cases where                  there                  is an overdraft in an investor's or a mortgagor's account.                           |   |  X |
| 3.                  Each custodial account shall be maintained at a federally insured                  depository institution in trust for the applicable investor.                                              |   |  X |
| 4.                  Escrow funds held in trust for a mortgagor shall be returned to                  the                  mortgagor within thirty (30) calendar days of payoff of the mortgage                  loan. |   |  X |

**II.        Mortgage Payments**

| 1.                  Mortgage payments shall be deposited into the custodial bank accounts                  and related bank clearing accounts within two                  business days of receipt.                     |    |  X |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------|---------|
| 2.                  Mortgage payments made in accordance with the mortgagor's loan                  documents shall be posted to the applicable mortgagor records                  within two business days of receipt. |    |  X |
| 3.                  Mortgage payments shall be allocated to principal, interest, insurance,                  taxes or other escrow items in accordance with the mortgagor's                  loan documents.            |  X |    |
| 4.                  Mortgage payments identified as loan payoffs shall be allocated                  in                  accordance with the mortgagor’s loan documents.                                          |  X |    |

|  **Minimum                  Servicing Standards** |  **Applicable** | **Not****Applicable** |
|--------------------------------------------------------|----------------------|-----------------------|

**III.        Disbursements**

| 1.                  Disbursements made via wire transfer on behalf of a mortgagor or                  investor shall be made only by authonzed personnel.                                                                                                                                                                                                                                                                              |   |  X |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|---------|
| 2.                  Disbursements made on behalf of mortgagor or investor shall be                  posted                  within two business days to the mortgagor's or investor's records                  maintained by the servicing entity.                                                                                                                                                                                     |   |  X |
| 3.                  Tax and insurance payments shall be made on or before the penalty                  or                  insurance policy expiration dates, as indicated on tax bills                  and insurance premium notices, respectively, provided that such                  support has been received by the servicing entity at least thirty                  (30)                  calendar days prior to these dates. |   |  X |
| 4.                  Any late payment penalties paid in conjunction with the payment                  of any tax                  bill or insurance premium notice shall be paid from the                  servicing entity's funds and not charged to the mortgagor, unless                  the late payment was due to the mortgagor's error or omission.                                                                            |   |  X |
| 5.                  Amounts remitted to investors per the servicer's investor reports                  shall                  agree with canceled checks, or other form of payment, or custodial                  bank statements.                                                                                                                                                                                                |   |  X |
|  6.                  Unused checks shall be safeguarded so as to prevent unauthorized                  access.                                                                                                                                                                                                                                                                                                                    |   |  X |

**IV.        Investor Accounting and Reporting**

| 1.                  The servicing entity's investor reports shall agree with or reconcile                  to investors' records on a monthly basis as to the total unpaid                  principal balance and number of loans serviced by the servicing                  entity. |  X |   |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------|--------|

**V.        Mortgagor Loan Accounting**

| 1.                  The servicmg entity's mortgage loan records shall agree with, or                  reconcile                  to, the records of mortgagors with respect to the unpaid principal                  balance on a monthly basis. |   |  X |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|---------|
|  2.                  Adjustments on ARM loans shall be computed based on the related                  mortgage                  note and any ARM rider.                                                                                     |   |  X |
|  3.                  Escrow accounts shall be analyzed, in accordance with the mortgagor's                  loan documents, on at least an annual basis.                                                                                    |   |  X |

|  **Minimum                  Servicing Standards** |  **Applicable** | **Not****Applicable** |
|--------------------------------------------------------|----------------------|-----------------------|

**V.        Mortgagor Loan Accounting (continued)**

| 4.                  Interest on escrow accounts shall be paid, or credited, to mortgagors                  in accordance with the applicable state laws. (A compilation of                  state laws                  relating to the payment of interest on escrow                  accounts may be obtained through the MBA's FAX ON DEMAND service.                  For more                  information, contact MBA.) |   |  X |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|---------|

**VI.        Delinquencies**

| 1.                  Records documenting collection efforts shall be maintained during                  the                  period a loan is in default and shall be updated at least monthly.                  Such records shall describe the entity's activities in monitoring                  delinquent loans including, for example, phone calls, letters and                  mortgage                  payment rescheduling plans in cases where the                  delinquency is deemed temporary (e.g., illness or unemployment). |  X |   |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------|--------|

**VII.        Insurance Policies**

|  1.                  A fidelity bond and errors and omissions policy shall be in effect                  on the                  servicing entity throughout the reporting period in the amount                  of coverage represented to investors in management's assertion. |  X |   |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------|--------|