# Gainful Employmen t Disclosur e Output Documen ts 1845

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• Atta ched ar e tw o v er sions of the output document that ins titutions will be re quir ed to disclose on the appr opriate Gainful Employment pr ogr am home page.

• This information is also r equir ed t o be on pr omotional materials made ava ilable to pr ospectiv e s tudents.

• Ther e ar e tw o v er sions pr esented.

– The fir st version shows the calculated median cumulative debt for feder al loans, priv ate loans, and institutional financing plans.

– The second version is used when the pr ogr am’ s gr aduating population is too small to have a median amount calculated without risk of loss of confidentiality of the loan re cipients.



## • The las t tw o pages indicate the information that will be displa yed when a user clicks on the links at the r ed ques tion marks. This information is input on the template by the ins titution with the e xc eption of the link titled “Wha t does this mean? ” in the Success bo x. That is standard language for all ins titutions.

### Baking and P **astry Arts Certificat e Pr**  **ogr am**  Click on the links for more information on jobs related to this program: **Chefs and Head Cooks ,**  **Bakers Q:**  **How much will this progr am**  **cost me?*** **A: Tu**  **ition and fees: $XX,XXX**  **Books and supplies: $XXX**  **On**
**- campus room & board:**  **Not offered** What other costs are there for this program? C O S T
S U C C E S S **Q: What**  **are my**  **financing options**  **to pay for the progr** **am? A:**  **Financing for this program ma y be available through**  **grants, scholarships, loans (federal and private) and institutional financing plans. The median debt for**  **program graduates is shown below:**

**Federal loans $X,XXX**  **Private education loans $X,XXX**  **Institution financing plan $X,XXX**  **The school has elected to provide the following information. XX% of graduates used loans to help**  **finance their costs for this program.** F I N A N C I N G **Q: How**  **long will it tak e**  **me to complete this**  **progr am?**  **A: The program is designed to tak** **e XX months to complete.**  **Of those that completed the program in 2011** 
**- 2012, XX% finished in XX months.**  **Q: What**  **are the chances**  **of getting a job when I**  **gr aduate?**  **A: The job placement rate for students who**  **complete the**  **program is**  **XX%.** What type of jobs? How long did it tak e? **Q. Will I be**  **able to pay back my student loans?**  **A: Former students are successfully repa**  **ying XX% of the total amount of student loans**  **they took out for attendin g the program** 
**. Ty**  **pical graduates of the program use XX% of their monthly earnings to mak** **e student loan pa**  **yments.**
What does this mean? **For further program cost information click here :** (URL from 668.43(a) requirements)

Date created: XX/XX/20XX For additional information about this program or the information pr ovided above, click here.

* This information is subject to change.

### Baking and P **astry Arts Certificat e Pr**  **ogr am**  Click on the links for more information on jobs related to this program: **Chefs and Head Cooks ,**  **Bakers Q:**  **How much will this progr am**  **cost me?*** **A: Tu**  **ition and fees: $XX,XXX**  **Books and supplies: $XXX**  **On**
**- campus room & board:**  **Not offered** What other costs are there for this program? C O S T
S U C C E S S **Q: What**  **are my**  **financing options**  **to pay for the progr** **am? A:**  **Financing for this program ma y be available through**  **grants, scholarships, loans (federal and private) and institutional financing plans.**  **The median debt for**  **program graduates is shown below: Federal loans**  ***** **Private educational loans** ***** **Institution financing plan** ***** *** Less than 10 graduates received loans. Median amounts**  **are withheld to**  **preserve the confidentiality of the loan**  **recipients. The school has elected to provide the following**  **information. XX% of graduates used loans to help finance their costs for this program**  

### . F I N A N C I N G **Q: How**  **long will it tak e**  **me to complete this**  **progr am?**  **A: The program is designed to tak** **e XX months to complete.**  **Of those that completed the program in 2011** 
**- 2012, XX% finished in XX months.**  **Q: What**  **are the chances**  **of getting a job when I**  **gr aduate?**  **A: The job placement rate for students who**  **complete the**  **program is**  **XX%.** What type of jobs? How long did it tak e? **Q. Will I be**  **able to pay back my student loans?**  **A: Former students are successfully repa**  **ying XX% of the total amount of student loans**  **they took out for attendin g the program** 
**. Ty**  **pical graduates of the program use XX% of their monthly earnings to mak** **e student loan pa**  **yments.**
What does this mean? **For further program cost information click here :** (URL from 668.43(a) requirements)

Date created: XX/XX/20XX For additional information about this program or the information pr ovided above, click here.

* This information is subject to change.

### What other costs are there for **this pr ogr** **am?** [institution can entered up to 1,000 characters] This is the information the institution enters in the text bo x in the “Cost ” section of the template following the instruction, “Enter any fees or expenses that the students have in addition to those covered in tuition and fees, books and supplies, and living costs (for example, optional equipment, parking permit, etc.). “ 

## Po **p -**  **ups –**  **text below serves only as e**  **xplanation of where the additional information**  **provided in the link**

**ed bo xe** **s comes from, e**

**xc ept where noted** 

**What type of jobs? How long did it tak e?**  This is the information the institution enters in the text boxes in the “

Job Placement ” section of the template following the instruction, “For this job placement rate enter the following information to be included in the template as context for the job placement rate. ”

### What does this mean ? [standard text, not entered by institution] The ability to pay off your student loans is dependent on several factors, two of which are how much debt you accrue to complete your program and how much you are earning at your job after completing it. These two measures ( the “repayment rate” and the “d ebt

- to

- earnings ratio”) are included to inform you about whether previous students in this program are successfully paying back their loans and how much of a burden it is on their monthly budget to do so. 

## Po **p -**  **ups –**  **text below serves only as e**  **xa mples of**  **what information an ins titution might**  **report in the caveat bo**

**xe s, e**  **xc ept where noted** 

**Additional Inf** **ormation** [institution can entered up to 1,000 characters] This is the information the institution enters in the text boxes at the end of the template form titled “Context ” following the instruction, “Please enter here an y additional information that should be included on the disclosure template to provide information/context to student on this program and the information provided above. ”