alea-institute/kl3m-data-sample-004-shuffled huggingface dataset:
EXHIBIT 31.1 - SECTION 302 CERTIFICATION



                                  CERTIFICATION



I, Kenneth McCullum, certify that:


1.       I have reviewed this annual report on Form 10-K, and all reports on
         Form 8-K containing distribution or servicing reports filed in respect
         of the periods included in the year covered by this annual report of
         Hartford Life Global Funding Trust 2005-050;

2.       Based on my knowledge, the information in these reports, taken as a
         whole, does not contain any untrue statement of a material fact or omit
         to state a material fact necessary to make the statements made, in
         light of the circumstances under which such statements were made, not
         misleading as of the last day of the period covered by this annual
         report;

3.       Based on my knowledge, the distribution or servicing information
         required to be provided to the depositor by the trustee under the
         pooling and servicing, or similar agreement, for inclusion in these
         reports is included in these reports;

4.       I am responsible for reviewing the activities performed by the
         depositor and the trustee under the pooling and servicing, or similar
         agreement, and based upon my knowledge and the annual compliance review
         required under that agreement, and except as disclosed in the reports,
         the depositor and trustee have each fulfilled its obligations under
         that agreement; and

5.       The reports disclose all significant deficiencies relating to the
         trustee's or depositor's compliance with the minimum servicing or
         similar standards based upon the report provided by an independent
         public accountant, after conducting a review in compliance with the
         Uniform Single Attestation Program for Mortgage Bankers or similar
         procedure, as set forth in the pooling and servicing, or similar
         agreements, that is included in these reports.

In giving the certifications above, I have reasonably relied on information
provided to me by the following unaffiliated parties:

                  JPMorgan Chase Bank, N.A. and its officers and agents



Date: August 9, 2005

/s/ Kenneth McCullum

Kenneth McCullum
Vice President & Actuary
Hartford Life Insurance Company, as depositor
Editorial Note on Part 615
Editorial Note: Nomenclature changes to part 615 appear at 81 FR 57778, Aug. 24, 2016.

§ 615.15 Records and reports. ( a ) *General.* State agencies must furnish to the Secretary such information and reports and make such studies as the Secretary decides are necessary or appropriate for carrying out the purposes of this part.
( b ) *Recordkeeping.* Each State agency must make and maintain records pertaining to the administration of the Extended Benefit Program as the Department requires, and must make all such records available for inspection, examination and audit by such Federal officials or employees as the Department may designate or as may be required by law.
[81 FR 57783, Aug. 24, 2016]
Exhibit



EXHIBIT 10.27.6+





AMENDMENT 4 TO SERVICES AGREEMENT


This Amendment 4 (“Amendment 4”) dated May 30, 2016 (“Amendment 4 Effective Date”) by and between Telenav, Inc. ("Licensor") and General Motors Holdings, LLC ("GM' or "Licensee") amends the Services Agreement dated June 13, 2014 as amended by Amendment #1 on December 5, 2014, Amendment #2 on March 18, 2015, and Amendment #3 on December 24, 2015 (collectively, the “Agreement”). Capitalized terms not otherwise defined herein have the meanings ascribed to them in the Agreement.


BACKGROUND


Whereas, Licensor provides data and services to GM as described in a Data License Agreement and Services ("DLA") and a Software Services License Agreement ("SaaS") together with their respective attachments, each of which is appended to and incorporated into the Agreement; and


Whereas, Licensor and GM have agreed to amend certain terms of the Agreement described in this Amendment 4. 


Now, therefore, in consideration of the foregoing and for good and valuable consideration received and 
acknowledged by the parties, Licensor and GM hereby agree as follows:


		
	1.
	Appendix F Demo Mode to the Statement of Work to the DLA is amended by deletion of the following text:




		
	•
	During [*****] and through [*****], there will be no [*****] or [*****] of the [*****] or the [*****] of the of the [*****] since it is intended to be solely a [*****] experience to [*****] of the [*****]. 


		
	•
	GM and Licensor will [*****] in reaching agreement by [*****] for a [*****] on [*****] that will become [*****] during [*****]. If GM has not installed [*****] for the [*****] that provides reasonable [*****] that can be shared with Licensor [*****] or [*****], the [*****] will [*****].” 




		
	2.
	Exhibit 5.1 Pricing to the DLA is amended by deletion of the following text:




		
	•
	“[*****] – No [*****] for [*****] and [*****] of [*****]. By [*****], if GM does not install [*****] of the [*****] that provides reasonable [*****] in order to share such [*****] with Licensor, the [*****] will [*****].”




Except as modified by this Amendment 4, the Agreement shall remain in full force and effect


In Witness Whereof, the parties have caused this Amendment 4 to be signed below by their duly authorized representatives as of the Amendment 4 Effective Date.  


Telenav, Inc.                         General Motors Holdings, LLC


By: /s/ Michael Strambi                    By: /s/ Michael Smith                


Name: Michael Strambi                    Name: Michael Smith                


Title: Chief Financial Officer                Title: Buyer                    


Date: 4/8/16                        Date: 5-3-16                    


[*****] Certain portions denoted with an asterisk have been omitted and filed separately with the Securities and Exchange Commission. Confidential treatment has been requested with respect to the omitted portions.
Amendment 4 to Services Agreement
UNPUBLISHED

UNITED STATES COURT OF APPEALS

FOR THE FOURTH CIRCUIT

No. 13-7453

ABDUL-AZIZ RASHID MUHAMMAD,

Petitioner - Appellant,

v.

RUSSELL A. PURDUE,

Respondent - Appellee.

Appeal from the United States District Court for the Northern 

District of West Virginia, at Wheeling. Frederick P. Stamp, 

Jr., Senior District Judge. (5:12-cv-00129-FPS-JSK)

Submitted: January 21, 2014 Decided: January 24, 2014

Before MOTZ, KEENAN, and THACKER, Circuit Judges.

Affirmed by unpublished per curiam opinion.

Abdul-Aziz Rashid Muhammad, Appellant Pro Se. Helen Campbell 

Altmeyer, Jarod James Douglas, Assistant United States 

Attorneys, Wheeling, West Virginia, for Appellee.

Unpublished opinions are not binding precedent in this circuit.
2

PER CURIAM:

Abdul-Aziz Rashid Muhammad, a federal prisoner, 

appeals the district court’s order accepting the recommendation 

of the magistrate judge and denying relief on his 28 U.S.C. 

§ 2241 (2012) petition. We have reviewed the record and find no 

reversible error. Accordingly, we affirm for the reasons stated 

by the district court. Muhammad v. Purdue, No. 5:12-cv-00129-

FPS-JSK (N.D.W. Va. Aug. 23, 2013). We dispense with oral 

argument because the facts and legal contentions are adequately 

presented in the materials before this court and argument would 

not aid the decisional process.

AFFIRMED
### §283d. Federal Reserve banks as depositories

Any Federal Reserve bank which is requested to do so by the Bank shall act as its depository or as its fiscal agent and the Board of Governors of the Federal Reserve System shall supervise and direct the carrying out of these functions by the Federal Reserve banks.

(Pub. L. 86–147, §6, Aug. 7, 1959, 73 Stat. 300.)
§ 498.222 Final decision of the Commissioner. ( a ) Except with respect to any penalty or assessment remanded to the ALJ, the DAB's recommended decision, including a recommended decision to decline review of the initial decision, shall become the final decision of the Commissioner 60 days after the date on which the DAB serves the parties to the appeal and the Commissioner with a copy of the recommended decision, unless the Commissioner reverses or modifies the DAB's recommended decision within that 60-day period. If the Commissioner reverses or modifies the DAB's recommended decision, the Commissioner's decision is final and binding on the parties. In either event, a copy of the final decision will be served on the parties. If service is by mail, the date of service will be deemed to be five days from the date of mailing.
( b ) There shall be no right to personally appear before or submit additional evidence, pleadings or briefs to the Commissioner.
( c ) ( 1 ) Any petition for judicial review must be filed within 60 days after the parties are served with a copy of the final decision. If service is by mail, the date of service will be deemed to be five days from the date of mailing.
( 2 ) In compliance with 28 U.S.C. 2112(a), a copy of any petition for judicial review filed in any U.S. Court of Appeals challenging a final action of the Commissioner will be sent by certified mail, return receipt requested, to the SSA General Counsel. The petition copy will be time-stamped by the clerk of the court when the original is filed with the court.
( 3 ) If the SSA General Counsel receives two or more petitions within 10 days after the final decision is issued, the General Counsel will notify the U.S. Judicial Panel on Multidistrict Litigation of any petitions that were received within the 10-day period.
[61 FR 65472, Dec. 13, 1996]
### §3009. Printing and binding costs

For purposes of costs relating to printing and binding, including the costs of personnel detailed from the Government Publishing Office, the Commission shall be deemed to be a committee of the Congress.

(Pub. L. 94–304, §9, as added Pub. L. 99–190, §134, Dec. 19, 1985, 99 Stat. 1322; amended Pub. L. 113–235, div. H, title I, §1301(b), Dec. 16, 2014, 128 Stat. 2537.)

#### **Statutory Notes and Related Subsidiaries**

#### Change of Name

"Government Publishing Office" substituted for "Government Printing Office" in text on authority of section 1301(b) of Pub. L. 113–235, set out as a note preceding section 301 of Title 44, Public Printing and Documents.
1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

DAY

 6,345

 6,293

 5,776

 5,210

 5,422

 4,905

 9,350

 10,569

 8,704

 7,822

 7,657

 6,507

 6,951

 7,280

 7,506

 7,902

 7,199

 7,402

 13,571

 18,595

 15,202

 15,430

 14,851

 13,891

 10,020

 8,945

 11,264

 8,556

 211,653

 207,098

 202,721

 198,073

 193,118

 188,613

 183,842

 183,533

 184,397

 183,446

 181,704

 179,893

 177,080

 174,830

 173,004

 171,485

 170,417

 168,736

 167,331

 171,857

 180,929

 186,324

 191,667

 196,192

 199,579

 199,119

 197,661

 198,478

 312,002

 316,609

 321,503

 326,717

 331,460

 336,482

 336,808

 335,898

 336,899

 338,732

 340,639

 343,600

 345,969

 347,890

 349,490

 350,613

 352,384

 353,862

 349,098

 339,548

 333,869

 328,246

 323,482

 319,917

 320,401

 321,936

 321,075

 322,966

 444,291

 462,123

 480,711

 500,139

 519,198

 539,044

 551,556

 562,025

 575,693

 590,885

 606,337

 623,840

 640,457

 656,399

 671,859

 686,501

 702,512

 718,058

 720,818

 713,188

 713,144

 712,818

 713,990

 717,510

 730,002

 744,960

 754,399

 770,338

UNITED STATES DEPARTMENT OF THE INTERIOR

U.S. BUREAU OF RECLAMATION-CENTRAL VALLEY PROJECT-CALIFORNIA

FEBRUARY 2002 SHASTA LAKE FLOOD CONTROL REQUIREMENTS RUN DATE: March 13, 2002

 217,998

 213,391

 208,497

 203,283

 198,540

 193,518

 193,192

 194,102

 193,101

 191,268

 189,361

 186,400

 184,031

 182,110

 180,510

 179,387

 177,616

 176,138

 180,902

 190,452

 196,131

 201,754

 206,518

 210,083

 209,599

 208,064

 208,925

 207,034

 855,709

 837,877

 819,289

 799,861

 780,802

 760,956

 748,444

 737,975

 724,307

 709,115

 693,663

 676,160

 659,543

 643,601

 628,141

 613,499

 597,488

 581,942

 579,182

 586,812

 586,856

 587,182

 586,010

 582,490

 569,998

 555,040

 545,601

 529,662

 3,696,000

 3,714,000

 3,733,000

 3,752,000

 3,771,000

 3,791,000

 3,804,000

 3,814,000

 3,828,000

 3,843,000

 3,858,000

 3,876,000

 3,892,000

 3,908,000

 3,924,000

 3,939,000

 3,955,000

 3,970,000

 3,973,000

 3,965,000

 3,965,000

 3,965,000

 3,966,000

 3,970,000

 3,982,000

 3,997,000

 4,006,000

 4,022,000

 1.4240

 1.4596

 1.4952

 1.5308

 1.5664

 1.6020

 1.6376

 1.6732

 1.7088

 1.7444

 1.7800

 1.8156

 1.8512

 1.8868

 1.9224

 1.9580

 1.9936

 2.0292

 2.0648

 2.1004

 2.1360

 2.1716

 2.2072

 2.2428

 2.2784

 2.3140

 2.3496

 2.3852

 SHASTA

INFLOW 

C. F. S. 

 PREV DAY

 F. C. PAR 

 (COL 3) 

 X .95 

 F. C. 

 PARAM 

 (COLS. 

 1 + 2 ) 

 .0356* 

 X DAYS 

 12/23 THRU

3/20 

 530,000

 MINUS 

 F. C. 

 PARAM

 (COL 3)

 COLS 

 4 X 5 

 F. C. 

 RESERV 

 (1,300,000 

 - COL 6 ) 

 MINUS 

 14,943 

 PER DAY

 AFTER 

 3/20 

 ADJUSTED

 F. C. 

 RESERV 

 (7-8) 

 PERM 

 STORAGE 

 COMMENTS:

 * LEAP YEAR CONSTANT = .0352 

 CONSTANT .0356 = 1,300,000 / (TOTAL DAYS X (530,000 - 110,000 ) )

 IF COL 3 IS GREATER THAN 530,000 OR LESS THAN 110,000 USE THOSE VALUES FOR COL 3 INSTEAD OF THE COMPUTED VALUE. 

 1 2 3 4 5 6 7 8 

 222,792
June 2023

STORAGE COMPUTED* RELEASE - C.F.S.

 1000 ACRE - FEET INFLOW RIVER EVAPORATION PRECIP

DAY ELEV IN LAKE CHANGE C.F.S. POWER SPILL OUTLET C. F. S. INCHES INCHES

4,457.7

1 1,063.78 4,456.8 -0.9 8,021 8,249 0 0 216 0.25 0.01

2 1,063.71 4,454.8 -2.1 7,486 8,271 0 0 251 0.29 0.00

3 1,063.55 4,450.1 -4.7 6,815 8,897 0 0 285 0.33 0.00

4 1,063.42 4,446.3 -3.8 6,424 8,104 0 0 242 0.28 0.00

5 1,063.35 4,444.2 -2.1 7,397 8,182 0 0 251 0.29 0.00

6 1,063.26 4,441.6 -2.6 6,507 7,639 0 0 199 0.23 0.21

7 1,063.12 4,437.5 -4.1 6,112 7,795 0 0 388 0.45 0.00

8 1,062.98 4,433.3 -4.1 5,466 7,319 0 0 216 0.25 0.00

9 1,062.93 4,431.9 -1.5 6,818 7,416 0 0 138 0.16 0.00

10 1,062.87 4,430.1 -1.8 6,284 6,935 0 0 233 0.27 0.00

11 1,062.65 4,423.7 -6.4 4,776 7,791 0 0 224 0.26 0.00

12 1,062.44 4,417.6 -6.1 4,927 7,787 0 0 232 0.27 0.02

13 1,062.25 4,412.0 -5.5 4,690 7,256 0 0 232 0.27 0.00

14 1,061.98 4,404.1 -7.9 3,954 7,713 0 0 215 0.25 0.00

15 1,061.96 4,403.6 -0.6 7,915 7,890 0 0 318 0.37 0.00

16 1,061.83 4,399.8 -3.8 7,413 9,018 0 0 300 0.35 0.00

17 1,061.56 4,391.9 -7.8 5,280 8,891 0 37 309 0.36 0.00

18 1,061.38 4,386.7 -5.2 5,363 7,140 0 535 326 0.38 0.00

19 1,061.02 4,376.2 -10.5 3,884 8,845 0 0 316 0.37 0.00

20 1,060.77 4,369.0 -7.2 5,274 8,675 0 0 248 0.29 0.00

21 1,060.55 4,362.6 -6.4 5,641 8,621 0 0 230 0.27 0.00

22 1,060.33 4,356.3 -6.4 4,631 7,585 0 0 256 0.30 0.00

23 1,060.08 4,349.0 -7.2 6,373 9,007 0 758 256 0.30 0.00

24 1,059.70 4,338.0 -11.0 3,685 9,079 0 0 153 0.18 0.00

25 1,059.34 4,327.6 -10.4 4,330 9,382 0 0 204 0.24 0.00

26 1,058.99 4,317.5 -10.1 4,420 9,275 0 0 254 0.30 0.00

27 1,058.62 4,306.8 -10.7 3,371 8,528 0 0 220 0.26 0.53

28 1,058.28 4,297.0 -9.8 3,771 8,374 0 0 338 0.40 0.00

29 1,057.90 4,286.1 -10.9 3,763 9,009 0 0 270 0.32 0.00

30 1,057.50 4,274.6 -11.5 3,248 8,749 0 0 286 0.34 0.00

TOTALS -183.1 164,039 247,422 0 1,330 7,606 8.88 0.77

ACRE-FEET -183,100 325,371 490,762 0 2,638 15,087

Comments: * COMPUTED INFLOW IS THE SUM OF CHANGE IN STORAGE, RELEASES, PUMPING AND EVAPORATION

Release (ACRE-FEET)

Power 490,762 Outlet 2,638

Spill 0 Total 493,400

Precipitation

This month = 0.77

October 01, 2022 To date = 72.74

SUMMARY

Historical Archive and Report Database

Shasta Lake Daily Operations

Run Date: 7/18/2023
1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

DAY

 3,274

 2,696

 4,088

 2,741

 2,707

 4,592

 2,666

 2,956

 2,914

 1,965

 2,959

 2,613

 3,183

 3,253

 3,676

 1,238

 3,136

 3,919

 4,314

 1,666

 2,389

 3,301

 2,685

 2,545

 2,738

 3,110

 2,341

 2,766

 2,892

 3,249

 3,558

 95,000

 93,360

 91,253

 90,574

 88,650

 86,789

 86,812

 85,004

 83,562

 82,152

 79,911

 78,727

 77,273

 76,433

 75,702

 75,409

 72,814

 72,153

 72,268

 72,753

 70,698

 69,433

 69,097

 68,193

 67,201

 66,442

 66,075

 64,995

 64,373

 63,902

 63,793

UNITED STATES DEPARTMENT OF THE INTERIOR

U.S. BUREAU OF RECLAMATION-CENTRAL VALLEY PROJECT-CALIFORNIA

OCTOBER 2018 SHASTA LAKE FLOOD CONTROL REQUIREMENTS RUN DATE: November 13, 2018

 98,274

 96,056

 95,341

 93,315

 91,357

 91,381

 89,478

 87,960

 86,476

 84,117

 82,870

 81,340

 80,456

 79,686

 79,378

 76,647

 75,950

 76,072

 76,582

 74,419

 73,087

 72,734

 71,782

 70,738

 69,939

 69,552

 68,416

 67,761

 67,265

 67,151

 67,351

 4,531,000

 4,509,000

 4,488,000

 4,467,000

 4,445,000

 4,424,000

 4,403,000

 4,382,000

 4,360,000

 4,339,000

 4,318,000

 4,296,000

 4,275,000

 4,254,000

 4,232,000

 4,211,000

 4,190,000

 4,168,000

 4,147,000

 4,126,000

 4,104,000

 4,083,000

 4,062,000

 4,041,000

 4,019,000

 3,998,000

 3,977,000

 3,955,000

 3,934,000

 3,913,000

 3,891,000

 SHASTA 

INFLOW 

C. F. S. 

 PREV DAY

 F. C. PAR 

 (COL 3) 

 X .95 

 F. C. 

 PARAM 

 (COLS. 

 1 + 2 ) 

 .0356* 

 X DAYS 

 12/23 THRU

3/20 

 530,000

 MINUS 

 F. C. 

 PARAM

 (COL 3)

 COLS 

 4 X 5 

 F. C. 

 RESERV 

 (1,300,000 

 - COL 6 ) 

 MINUS 

 14,943 

 PER DAY

 AFTER 

 3/20 

 ADJUSTED 

 F. C. 

 RESERV 

 (7-8) 

 PERM 

 STORAGE 

 COMMENTS:

 * LEAP YEAR CONSTANT = .0352 

 CONSTANT .0356 = 1,300,000 / (TOTAL DAYS X (530,000 - 110,000 ) )

 IF COL 3 IS GREATER THAN 530,000 OR LESS THAN 110,000 USE THOSE VALUES FOR COL 3 INSTEAD OF THE COMPUTED VALUE. 

 1 2 3 4 5 6 7 8 

 100,000
§ 404.1745 Violations of our requirements, rules, or standards. When we have evidence that a representative fails to meet our qualification requirements or has violated the rules governing dealings with us, we may begin proceedings to suspend or disqualify that individual from acting in a representational capacity before us. We may file charges seeking such sanctions when we have evidence that a representative: ( a ) Does not meet the qualifying requirements described in § 404.1705;
( b ) Has violated the affirmative duties or engaged in the prohibited actions set forth in § 404.1740;
( c ) Has been convicted of a violation under section 206 of the Act;
( d ) Has been, by reason of misconduct, disbarred or suspended from any bar or court to which he or she was previously admitted to practice (see § 404.1770(a));
( e ) Has been, by reason of misconduct, disqualified from participating in or appearing before any Federal program or agency (see § 404.1770(a)); or
( f ) Who, as a non-attorney, has been removed from practice or suspended by a professional licensing authority for reasons that reflect on the person's character, integrity, judgment, reliability, or fitness to serve as a fiduciary.
[63 FR 41416, Aug. 4, 1998, as amended at 71 FR 2876, Jan. 18, 2006; 83 FR 30855, July 2, 2018]
NUMBER 13-15-00314-CV

COURT OF APPEALS

THIRTEENTH DISTRICT OF TEXAS

CORPUS CHRISTI - EDINBURG

IN RE STATE FARM LLOYDS AND DAVID R. CABE

On Petition for Writ of Mandamus.

MEMORANDUM OPINION

Before Justices Rodriguez, Garza, and Longoria

Per Curiam Memorandum Opinion1

Relators, State Farm Lloyds and David R. Cabe, filed a petition for writ of 

mandamus in the above cause on July 10, 2015. Relators have now filed an unopposed 

motion to dismiss the petition for writ of mandamus on grounds that the real parties in 

interest, Horacio Salinas and Maria Salinas, have nonsuited their claims in the underlying 

cause. Relators thus contend that this petition for writ of mandamus has been rendered 

moot and request that we dismiss this original proceeding.

The Court, having examined and fully considered the petition for writ of mandamus 

 

1 See TEX. R. APP. P. 52.8(d) (“When denying relief, the court may hand down an opinion but is not 

required to do so.”); TEX. R. APP. P. 47.4 (distinguishing opinions and memorandum opinions).
2

and the unopposed motion to dismiss, is of the opinion that this matter has been rendered 

moot. See In re Kellogg Brown & Root, Inc., 166 S.W.3d 732, 737 (Tex. 2005) (orig. 

proceeding) (“A case becomes moot if a controversy ceases to exist between the parties 

at any stage of the legal proceedings . . .”); State Bar of Tex. v. Gomez, 891 S.W.2d 243, 

245 (Tex. 1994) (stating that, for a controversy to be justiciable, there must be a real 

controversy between the parties that will be actually resolved by the judicial relief sought). 

Accordingly, the Court GRANTS the unopposed motion to dismiss and DISMISSES the 

petition for writ of mandamus as moot. See TEX. R. APP. P. 52.8(a). 

PER CURIAM

Delivered and filed the

24th day of July, 2015.
<PAGE>   1

                                                                       EXHIBIT 5

                          [DYKEMA GOSSETT LETTERHEAD]





                               December 23, 1999


Comshare, Incorporated
555 Briarwood Circle
Ann Arbor, Michigan 48108

                  Re:      Employee Stock Purchase Plan

Ladies and Gentlemen:

         We have served as counsel to Comshare, Incorporated, a Michigan
corporation (the "Company") in connection with the preparation of the
Registration Statement (Form S-8) to be filed by the Company with the Securities
and Exchange Commission under the Securities Act of 1933, as amended (the
"Act"), providing for the sale by the Company in the manner described in the
Registration Statement, of up to 500,000 shares of the Company's Common Stock,
$1.00 par value per share (the "Common Stock"), under the Company's Employee
Stock Purchase Plan.

         We have examined and relied upon the originals, or copies certified or
otherwise identified to our satisfaction, of such corporate records, documents,
certificates and other instruments as in our judgment are necessary or
appropriate to enable us to render the opinions expressed below.

         Based upon such examination and our participation in the preparation of
the Registration Statement, it is our opinion that the 500,000 shares of
Common Stock, when sold in the manner described in the Registration Statement,
will be validly issued, fully paid and nonassessable.

         We consent to the filing of this opinion as Exhibit 5 to the
Registration Statement. In giving such consent, we do not concede that we are
experts within the meaning of the Act or the rules or regulations thereunder or
that this consent is required by Section 7 of the Act.

                                                          Sincerely,

                                                          DYKEMA GOSSETT PLLC



                                                          /s/ Thomas S. Vaughn
                                                          --------------------
                                                              Thomas S. Vaughn