# C_2016468EN.01026501.xml

| 15.12.2016 | EN | Official Journal of the European Union | C 468/265 |
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15.12.2016

EN

Official Journal of the European Union

C 468/265

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P7_TA(2013)0541

Credit agreements relating to residential property ***I

European Parliament legislative resolution of 10 December 2013 on the proposal for a directive of the European Parliament and of the Council on credit agreements relating to residential property (COM(2011)0142 — C7-0085/2011 — 2011/0062(COD))

(Ordinary legislative procedure: first reading)

(2016/C 468/50)

The European Parliament,

The European Parliament

| — | having regard to the Commission proposal to Parliament and the Council (COM(2011)0142), |
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having regard to the Commission proposal to Parliament and the Council (COM(2011)0142),

| — | having regard to Article 294(2) and Article 114(1) of the Treaty on the Functioning of the European Union, pursuant to which the Commission submitted the proposal to Parliament (C7-0085/2011), |
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having regard to Article 294(2) and Article 114(1) of the Treaty on the Functioning of the European Union, pursuant to which the Commission submitted the proposal to Parliament (C7-0085/2011),

| — | having regard to Article 294(3) of the Treaty on the Functioning of the European Union, |
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—

having regard to Article 294(3) of the Treaty on the Functioning of the European Union,

| — | having regard to the opinion of the European Central Bank of 18 August 2011 (1), |
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—

having regard to the opinion of the European Central Bank of 18 August 2011 (1),

1

| — | having regard to the opinion of the European Economic and Social Committee of 14 July 2011 (2), |
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having regard to the opinion of the European Economic and Social Committee of 14 July 2011 (2),

2

| — | having regard to the undertaking given by the Council representative by letters of 8 May 2013 and 27 November 2013 to approve Parliament’s position, in accordance with Article 294(4) of the Treaty on the Functioning of the European Union, |
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having regard to the undertaking given by the Council representative by letters of 8 May 2013 and 27 November 2013 to approve Parliament’s position, in accordance with Article 294(4) of the Treaty on the Functioning of the European Union,

| — | having regard to Rule 55 of its Rules of Procedure, |
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having regard to Rule 55 of its Rules of Procedure,

| — | having regard to the report of the Committee on Economic and Monetary Affairs and the opinions of the Committee on the Internal Market and Consumer Protection and the Committee on Legal Affairs (A7-0202/2012), |
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having regard to the report of the Committee on Economic and Monetary Affairs and the opinions of the Committee on the Internal Market and Consumer Protection and the Committee on Legal Affairs (A7-0202/2012),

| 1. | Adopts its position at first reading hereinafter set out (3); |
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1.

Adopts its position at first reading hereinafter set out (3);

3

| 2. | Calls on the Commission to refer the matter to Parliament again if it intends to amend its proposal substantially or replace it with another text; |
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2.

Calls on the Commission to refer the matter to Parliament again if it intends to amend its proposal substantially or replace it with another text;

| 3. | Instructs its President to forward its position to the Council, the Commission and the national parliaments. |
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3.

Instructs its President to forward its position to the Council, the Commission and the national parliaments.

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(1)  OJ C 240, 18.8.2011, p. 3.

1

(2)  OJ C 318, 29.10.2011, p. 133.

2

(3)  This position replaces the amendments adopted on 10 September 2013 (Texts adopted, P7_TA(2013)0341).

3

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P7_TC1-COD(2011)0062

Position of the European Parliament adopted at first reading on 10 December 2013 with a view to the adoption of Directive 2014/.../EU of the European Parliament and of the Council on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010

(As an agreement was reached between Parliament and Council, Parliament's position corresponds to the final legislative act, Directive 2014/17/EU.)

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