<TABLE> <S> <C>

<ARTICLE>              9
<LEGEND>
RESTATED FINANCIAL DATA SCHEDULE - FISCAL YEAR ENDS 1995, 1996, AND QTRS. 
1,2,3 OF 1996
</LEGEND>
       
<S>                                       <C>                <C>               <C>                <C>                <C>
<PERIOD-TYPE>                           12-MOS             12-MOS             3-MOS              6-MOS              9-MOS
<FISCAL-YEAR-END>                       DEC-31-1995        DEC-31-1996        DEC-31-1996        DEC-31-1996        DEC-31-1996
<PERIOD-END>                            DEC-31-1995        DEC-31-1996        MAR-31-1996        JUN-30-1996        SEP-30-1996
<CASH>                                  28,811             30,559             26,689             32,942             28,177
<INT-BEARING-DEPOSITS>                  24,239             17,993              4,788                482             21,386
<FED-FUNDS-SOLD>                             0                  0                  0                  0                  0
<TRADING-ASSETS>                             0                  0                  0                  0                  0
<INVESTMENTS-HELD-FOR-SALE>            165,284<F1>        182,462<F1>        190,184<F1>        190,993<F1>        160,824<F1>
<INVESTMENTS-CARRYING>                  45,387             84,403             65,669             72,737             89,348
<INVESTMENTS-MARKET>                    45,329             83,792             64,805             70,991             87,771
<LOANS>                                424,130<F2>        440,437<F2>        415,931<F2>        419,049<F2>        428,017<F2>
<ALLOWANCE>                              7,151              6,253              7,084              6,451              6,492
<TOTAL-ASSETS>                         728,724            797,840            741,317            759,984            771,485
<DEPOSITS>                             591,123            609,667            591,642            598,070            603,712
<SHORT-TERM>                            49,958<F3>         64,961<F3>         45,356<F3>         45,300<F3>         53,646<F3>
<LIABILITIES-OTHER>                     32,888<F4>         63,783<F4>         49,936<F4>         62,073<F4>         57,343<F4>
<LONG-TERM>                                  0                  0                  0                  0                  0
<PREFERRED-MANDATORY>                        0                  0                  0                  0                  0
<PREFERRED>                                  0                  0                  0                  0                  0
<COMMON>                                 6,055              6,264              6,170              6,173              6,196
<OTHER-SE>                              48,700             53,165             48,213             48,368             50,588
<TOTAL-LIABILITIES-AND-EQUITY>         728,724            797,840            741,317            759,984            771,485
<INTEREST-LOAN>                         38,036             37,969              9,466             18,649             28,135
<INTEREST-INVEST>                       12,285             15,186              3,353              7,251             11,175
<INTEREST-OTHER>                         1,477              1,275                445                627                895
<INTEREST-TOTAL>                        51,798             54,430             13,264             26,527             40,205
<INTEREST-DEPOSIT>                      20,108             21,999              5,503             10,902             16,407
<INTEREST-EXPENSE>                      25,018             27,243              6,642             13,275             20,182
<INTEREST-INCOME-NET>                   26,780             27,187              6,622             13,252             20,023
<LOAN-LOSSES>                            3,337              1,372                279                746              1,286
<SECURITIES-GAINS>                         338                650                219                342                531
<EXPENSE-OTHER>                         24,364             22,640              5,577             11,171             16,699
<INCOME-PRETAX>                          4,120              8,906              2,146              4,229              6,443
<INCOME-PRE-EXTRAORDINARY>               2,482              7,201              1,668              3,403              5,213
<EXTRAORDINARY>                              0                  0                  0                  0                  0
<CHANGES>                                    0                  0                  0                  0                  0
<NET-INCOME>                             2,482              7,201              1,668              3,403              5,213
<EPS-PRIMARY>                              .46               1.35                .31                .64                .98
<EPS-DILUTED>                              .44               1.28                .30                .60                .93
<YIELD-ACTUAL>                            4.10               3.91               3.96               3.93               3.90
<LOANS-NON>                              7,707              4,086              7,500              5,852              5,513
<LOANS-PAST>                                 0                 93                525                 15                  0
<LOANS-TROUBLED>                           423                380                145                328                319
<LOANS-PROBLEM>                              0                  0                  0                  0                  0
<ALLOWANCE-OPEN>                         7,080              7,151              7,151              7,151              7,151
<CHARGE-OFFS>                            3,573              3,020                732              1,981              2,625
<RECOVERIES>                               307                750                386                535                680
<ALLOWANCE-CLOSE>                        7,151              6,253              7,084              6,451              6,492
<ALLOWANCE-DOMESTIC>                     7,151              6,253              7,084              6,451              6,492
<ALLOWANCE-FOREIGN>                          0                  0                  0                  0                  0
<ALLOWANCE-UNALLOCATED>                      0                  0                  0                  0                  0
<FN>
<F1>Securities available for sale, at market value
<F2>Loans net of unearned income and gross of allowance for possible loan losses
    Excludes loans held for sale
<F3>Securities sold under agreements to repurchase
<F4>Includes other borrowings with the Federal Home Loan Bank of Boston
</FN>
        




</TABLE>