Gainful Employment Disclosure Output Documents 

1845-0107 v3

• Attached are two versions of the output document that institutions will be 

required to disclose on the appropriate Gainful Employment program 

home page. 

• This information is also required to be on promotional materials made 

available to prospective students.

• There are two versions presented. 

– The first version shows the calculated median cumulative debt for federal loans, private 

loans, and institutional financing plans.

– The second version is used when the program’s graduating population is too small to 

have a median amount calculated without risk of loss of confidentiality of the loan 

recipients.

• The last two pages indicate the information that will be displayed when a 

user clicks on the links at the red question marks. This information is 

input on the template by the institution with the exception of the link 

titled “What does this mean?” in the Success box. That is standard 

language for all institutions.
Baking and Pastry Arts Certificate Program

Click on the links for more information on jobs related to this program: Chefs and Head Cooks, Bakers

Q: How much will this program cost me?*

A: Tuition and fees: $XX,XXX

Books and supplies: $XXX

On-campus room & board: Not offered

What other costs are there for this program?

C

O

S

T

S

U

C

C

E

S

S

Q: What are my financing options to pay for the 

program?

A: Financing for this program may be available through

grants, scholarships, loans (federal and private) and 

institutional financing plans. The median debt for 

program graduates is shown below:

Federal loans $X,XXX

Private education loans $X,XXX

Institution financing plan $X,XXX

The school has elected to provide the following 

information. XX% of graduates used loans to help 

finance their costs for this program. 

F

I

N

A

N

C

I

N

G

Q: How long will it take me to complete this 

program?

A: The program is designed to take XX months 

to complete.

Of those that completed the program in 

2011-2012, XX% finished in XX months.

Q: What are the chances of getting a job when I 

graduate?

A: The job placement rate for students who 

complete the program is XX%.

What type of jobs? How long did it take?

Q. Will I be able to pay back my student loans?

A: Former students are successfully repaying 

XX% of the total amount of student loans 

they took out for attending the program. 

Typical graduates of the program use XX% of 

their monthly earnings to make student loan 

payments.

What does this mean?

For further program cost information click here :

(URL from 668.43(a) requirements)

Date created: 

XX/XX/20XX

For additional information about this program or the information provided above, click here.

* This information is subject to change. 
Baking and Pastry Arts Certificate Program

Click on the links for more information on jobs related to this program: Chefs and Head Cooks, Bakers

Q: How much will this program cost me?*

A: Tuition and fees: $XX,XXX

Books and supplies: $XXX

On-campus room & board: Not offered

What other costs are there for this program?

C

O

S

T

S

U

C

C

E

S

S

Q: What are my financing options to pay for the 

program?

A: Financing for this program may be available through

grants, scholarships, loans (federal and private) and 

institutional financing plans. The median debt for 

program graduates is shown below: 

Federal loans *

Private educational loans *

Institution financing plan *

* Less than 10 graduates received loans. Median amounts are withheld to 

preserve the confidentiality of the loan recipients.

The school has elected to provide the following 

information. XX% of graduates used loans to help 

finance their costs for this program. 

F

I

N

A

N

C

I

N

G

Q: How long will it take me to complete this 

program?

A: The program is designed to take XX months 

to complete.

Of those that completed the program in 

2011-2012, XX% finished in XX months.

Q: What are the chances of getting a job when I 

graduate?

A: The job placement rate for students who 

complete the program is XX%.

What type of jobs? How long did it take?

Q. Will I be able to pay back my student loans?

A: Former students are successfully repaying 

XX% of the total amount of student loans 

they took out for attending the program. 

Typical graduates of the program use XX% of 

their monthly earnings to make student loan 

payments.

What does this mean?

For further program cost information click here :

(URL from 668.43(a) requirements)

Date created: 

XX/XX/20XX

For additional information about this program or the information provided above, click here.

* This information is subject to change. 
What other costs are there for this program? 

[institution can entered up to 1,000 characters]

This is the information the institution enters in the text box in 

the “Cost” section of the template following the instruction, 

“Enter any fees or expenses that the students have in addition 

to those covered in tuition and fees, books and supplies, and 

living costs (for example, optional equipment, parking permit, 

etc.). “

Pop-ups – text below serves only as explanation of where the additional information 

provided in the linked boxes comes from, except where noted 

What type of jobs? How long did it take? 

This is the information the institution enters in the text 

boxes in the “Job Placement” section of the template 

following the instruction, “For this job placement rate 

enter the following information to be included in the 

template as context for the job placement rate.”
What does this mean? [standard text, not entered by institution]

The ability to pay off your student loans is dependent on several 

factors, two of which are how much debt you accrue to complete 

your program and how much you are earning at your job after 

completing it. These two measures ( the “repayment rate” and the 

“debt-to-earnings ratio”) are included to inform you about whether 

previous students in this program are successfully paying back their 

loans and how much of a burden it is on their monthly budget to 

do so.

Pop-ups – text below serves only as examples of what information an institution might 

report in the caveat boxes, except where noted

Additional Information [institution can 

entered up to 1,000 characters]

This is the information the institution enters in the text 

boxes at the end of the template form titled “Context” 

following the instruction, “Please enter here any 

additional information that should be included on the 

disclosure template to provide information/context to 

student on this program and the information provided 

above.”