Exhibit 4.1

CUSIP

XXXXXX XX XHolder ID

XXXXXXXXXXGuaranty Bancorp

Insurance Value

1,000,000.00Number of Shares

123456DTC

12345678 123456789012345PO BOX 43004, Providence, RI 02940-3004Certificate Numbers



Num/No.

Denom.

TotalMR A SAMPLE

1234567890/1234567890



1

1

1DESIGNATION (IF ANY)

1234567890/1234567890



2

2

2ADD 1

1234567890/1234567890



3

3

3ADD 2

1234567890/1234567890



4

4

4ADD 3

1234567890/1234567890



5

5

5ADD 4

1234567890/1234567890



6

6

6[GRAPHIC]

Total Transaction







7


016570 003590127CRESTRICTED 4057-423



[GRAPHIC]COMMON STOCK



COMMON STOCKPAR VALUE $0.01



THIS CERTIFICATE IS TRANSFERABLE IN
CANTON, MA, JERSEY CITY, NJ AND GOLDEN, COCertificate
NumberZQ 000000







Shares* * 6 0 0 6 2 0 * * * * * *
* * * 6 0 0 6 2 0 * * * * *
* * * * 6 0 0 6 2 0 * * * *
* * * * * 6 0 0 6 2 0 * * *
* * * * * * 6 0 0 6 2 0 * *


GUARANTY BANCORPINCORPORATED UNDER THE LAWS OF THE STATE OF DELAWARE

THIS CERTIFIES THAT

MR. SAMPLE & MRS. SAMPLE &
MR. SAMPLE & MRS. SAMPLE** Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample
* * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * *
Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David
Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * *
Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample
* * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * *
Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David
Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * *
Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David
Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * *
Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David
Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Alexander David Sample * * * * Mr. Sample * * * *
Mr. Sample

CUSIP 40075T 10 2 SEE REVERSE FOR CERTAIN DEFINITIONSis the owner of

* * * SIX HUNDRED THOUSAND
SIX HUNDRED AND TWENTY* * ** * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * *
Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * *
Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * *
Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * *
Shares * * * * 6 00620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * *
Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 60 0620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * *
Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600 620 * * Shares * * * * 600620 * *
Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * 600620 * * Shares * * * * 600620 * * Shares
* * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares
* * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares
* * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares
* * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares
* * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares
* * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares
* * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Shares * * * * 600620 * * Sh


FULLY
PAID AND NON-ASSESSABLE COMMON SHARES, $0.001 PAR VALUE PER SHARE OF

Guaranty Bancorptransferable on the books of the Company by the holder hereof in person, or by duly authorized attorney upon surrender of this
Certificate properly endorsed. This Certificate is not valid until countersigned by the Transfer Agent and registered by the Registrar.

Witnessthe facsimile seal of the Company and the facsimile signatures of its duly authorized officers.

[GRAPHIC]GUARANTY BANCORP

DATED<<Month Day, Year>>SEAL

COUNTERSIGNED AND REGISTERED:[GRAPHIC]

2004

COMPUTERSHARE TRUST COMPANY, N.A.President and Chief Executive Officer

DELAWARE

TRANSFER AGENT AND REGISTRAR,[GRAPHIC]Secretary



By

AUTHORIZED SIGNATURE


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GUARANTY
BANCORP

The following abbreviations, when used in the inscription on the face of this certificate, shall be construed as though they were written out in full according to applicable laws or regulations:TEN COM

-

as tenants in common

UNIF GIFT MIN ACT-

. . . . . . . . . .Custodian . . . . . . . . . . . . . . .(Cust)                        (Minor)TEN ENT

-

as tenants by the entireties



under Uniform Gifts to Minors Act . . . . . . . . . . . . .(State)JT TEN

-

as joint tenants with right of survivorship

UNIF TRF MIN ACT . . . . . . . . . . . . . . .Custodian (until age. . .). . . . . . . . . . .and not as tenants in common



(Cust)
                                    (Minor)under Uniform Transfers to Minors Act. . . . . . . . . .(State)Additional abbreviations may also be used though not in the above list.


PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEEFor value received,  hereby sell, assign and transfer
unto


(PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING POSTAL ZIP CODE, OF ASSIGNEE)Shares of the Common Stock represented by the within Certificate, and do hereby irrevocably constitute and appointAttorney to transfer the said stock on the books of the within named Corporation with full power of substitution in the premises.


Signature(s) Guaranteed: Medallion Guarantee StampDated:



20



THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION (Banks, Stockbrokers, Savings and Loan Associations and Credit Unions) WITH MEMBERSHIP IN AN APPROVED SIGNATURE GUARANTEE MEDALLION PROGRAM,
PURSUANT TO S.E.C. RULE 17Ad-15.Signature:Signature:Notice:

The signature to this assignment must correspond with the name as written upon the face of the certificate, in every particular, without alteration or enlargement, or any change whatever.


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