<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF BANKERS FIRST CORPORATION FOR THE THREE AND NINE MONTH
PERIODS ENDED SEPTEMBER 30, 1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                          25,054
<INT-BEARING-DEPOSITS>                           3,691
<FED-FUNDS-SOLD>                                    75
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     52,312
<INVESTMENTS-CARRYING>                          45,368
<INVESTMENTS-MARKET>                            45,654
<LOANS>                                        885,268
<ALLOWANCE>                                      7,952
<TOTAL-ASSETS>                               1,061,044
<DEPOSITS>                                     769,302
<SHORT-TERM>                                   111,000
<LIABILITIES-OTHER>                             27,886
<LONG-TERM>                                     57,855
<COMMON>                                            48
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      94,953
<TOTAL-LIABILITIES-AND-EQUITY>               1,061,044
<INTEREST-LOAN>                                 56,649
<INTEREST-INVEST>                                6,289
<INTEREST-OTHER>                                   319
<INTEREST-TOTAL>                                63,257
<INTEREST-DEPOSIT>                              24,838
<INTEREST-EXPENSE>                              35,673
<INTEREST-INCOME-NET>                           27,584
<LOAN-LOSSES>                                      925
<SECURITIES-GAINS>                                  12
<EXPENSE-OTHER>                                 18,680
<INCOME-PRETAX>                                 14,450
<INCOME-PRE-EXTRAORDINARY>                       9,753
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     9,753
<EPS-PRIMARY>                                     1.93
<EPS-DILUTED>                                     1.93
<YIELD-ACTUAL>                                    3.65
<LOANS-NON>                                      4,844
<LOANS-PAST>                                     1,728
<LOANS-TROUBLED>                                 2,213
<LOANS-PROBLEM>                                  1,390
<ALLOWANCE-OPEN>                                 7,710
<CHARGE-OFFS>                                    1,039
<RECOVERIES>                                       356
<ALLOWANCE-CLOSE>                                7,952
<ALLOWANCE-DOMESTIC>                             7,952
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>