Exhibit 10.2




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##### 



ARTICLE I DEFINED TERMS
    
    
    1Section 1.1 Definitions
    
    
    1Section 1.2 Certain Other Terms
    
    
    4ARTICLE II GUARANTY
    
    
    5Section 2.1 Guaranty
    
    
    5Section 2.2 Limitation of Guaranty
    
    
    5Section 2.3 Contribution
    
    
    5Section 2.4 Authorization; Other Agreements
    
    
    5Section 2.5 Guaranty Absolute and Unconditional
    
    
    6Section 2.6 Waivers
    
    
    7Section 2.7 Reliance
    
    
    7ARTICLE III GRANT OF SECURITY INTEREST
    
    
    7Section 3.1 Collateral
    
    
    7Section 3.2 Grant of Security Interest in Collateral
    
    
    8ARTICLE IV REPRESENTATIONS AND WARRANTIES
    
    
    8Section 4.1 Title; No Other Liens
    
    
    8Section 4.2 Perfection and Priority
    
    
    9Section 4.3 Jurisdiction of Organization; Chief Executive Office
    
    
    9Section 4.4 Locations of Inventory, Equipment and Books and Records
    
    
    9Section 4.5 Pledged Collateral
    
    
    10Section 4.6 Instruments and Tangible Chattel Paper Formerly Accounts
    
    
    10Section 4.7 Intellectual Property
    
    
    10Section 4.8 Commercial Tort Claims
    
    
    10Section 4.9 Specific Collateral
    
    
    10Section 4.10 Promissory Notes
    
    
    11Section 4.11 Representations and Warranties of the Credit Agreement
    
    
    11ARTICLE V COVENANTS
    
    
    11Section 5.1 Maintenance of Perfected Security Interest; Further Documentation and
Consents
    
    
    11Section 5.2 Changes in Locations, Name, Etc
    
    
    12Section 5.3 Pledged Collateral; Other Matters
    
    
    12Section 5.4 Accounts
    
    
    13Section 5.5 Commodity Contracts
    
    
    13Section 5.6 Delivery of Instruments and Tangible Chattel Paper and Control of
Investment Property, Letter-of-Credit Rights and Electronic Chattel Paper
    
    
    13Section 5.7 Intellectual Property
    
    
    14Section 5.8 Notice of Commercial Tort Claims
    
    
    15Section 5.9 Compliance with Credit Agreement
    
    
    15ARTICLE VI REMEDIAL PROVISIONS
    
    
    15Section 6.1 Code and Other Remedies
    
    
    15
 i




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##### 



Section 6.2 Accounts and Payments in Respect of General Intangibles
    
    
    19Section 6.3 Pledged Collateral
    
    
    20Section 6.4 Proceeds to be Turned over to and Held by Administrative Agent
    
    
    20Section 6.5 Sale of Pledged Collateral
    
    
    21Section 6.6 Deficiency
    
    
    21ARTICLE VII THE ADMINISTRATIVE AGENT
    
    
    21Section 7.1 Administrative Agents Appointment as Attorney-in-Fact
    
    
    21Section 7.2 Authorization to File Financing Statements
    
    
    23Section 7.3 Authority of Administrative Agent
    
    
    23Section 7.4 Duty; Obligations and Liabilities
    
    
    24ARTICLE VIII MISCELLANEOUS
    
    
    24Section 8.1 Reinstatement
    
    
    24Section 8.2 Release of Collateral
    
    
    24Section 8.3 Independent Obligations
    
    
    25Section 8.4 No Waiver by Course of Conduct
    
    
    25Section 8.5 Amendments in Writing
    
    
    25Section 8.6 Additional Grantors; Additional Pledged Collateral
    
    
    26Section 8.7 Notices
    
    
    26Section 8.8 Successors and Assigns
    
    
    26Section 8.9 Counterparts
    
    
    26Section 8.10 Severability
    
    
    26Section 8.11 Governing Law
    
    
    26Section 8.12 Jurisdiction
    
    
    26Section 8.13 Waiver of Jury Trial
    
    
    27Section 8.14 Subordination
    
    
    27
 ii




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##### 



Annex 1
    
    Form of Pledge AmendmentAnnex 2
    
    Form of Joinder AgreementAnnex 3
    
    Form of Intellectual Property Security AgreementSchedule 1
    
    Commercial Tort ClaimsSchedule 2
    
    FilingsSchedule 3
    
    Jurisdiction of Organization; Chief Executive OfficeSchedule 4
    
    Location of Inventory and EquipmentSchedule 5
    
    Pledged CollateralSchedule 6
    
    Intellectual PropertySchedule 7
    
    Promissory Notes
 iii




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##### 



Borrower Section 8.6 Grantors GE Capital Administrative Agent
  Credit Agreement
       Section 1.1 Definitions
 account account debtor as-extracted collateral certificated
security chattel paper commercial tort claim commodity
contract deposit account electronic chattel paper equipment farm products fixture general intangible goods health-care-insurance receivable instruments inventory investment property letter-of-credit right proceeds record securities account security supporting obligation tangible chattel paper




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##### 



Affiliate Guarantor
 Agreement
 Applicable IP Office
 Collateral Section 3.1
 Excluded Equity voting stock
 Excluded Property provided however Excluded Property
 2




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##### 



Foreign Registered IP
 Guaranteed Obligations Section 2.1
 Guarantor
 Guaranty
 Intercompany Obligations Section 8.14(a)
 Pledged Certificated Stock Schedule 5
 Pledged Collateral
 Pledged Debt Instruments Schedule 5
 Pledged Investment Property
 Pledged Stock
 Pledged Uncertificated Stock
 3




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##### 



Schedule 5
 Secured Obligations Section 3.2
 Security Cash Collateral Account
 Senior Obligations Section 8.14(a)
 Software
 UCC provided however UCC
 Vehicles
 Section 1.2 Certain Other Terms herein hereof
 Section 1.5 Interpretation
 Section 9.3
 4




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##### 



Section 2.1 Guaranty Guaranteed
Obligations
 Section 2.2 Limitation of Guaranty Fraudulent Transfer Laws Section 2.3
 Section 2.3 Contribution
 Section 2.4 Authorization; Other Agreements
  5




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##### 



Section 2.5 Guaranty Absolute and Unconditional
      6




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##### 



Section 2.6 Waivers Section
1.2(c)
 Section 2.7 Reliance
   Section 3.1 Collateral Collateral
 7




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##### 



Schedule 1 Section 5.9
 Section
3.1
   Swissco
  provided however Collateral provided further
 Section 3.2 Grant of Security Interest in Collateral Secured
Obligations
    Section 4.1 Title; No Other Liens Section 4.2
 8




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##### 



Section 4.2 Perfection and Priority Schedule 2 Section 5.1(e) Sections 8.2(c), (d), (h), (i) and (j) Section 4.2 Section 5.7
 Section 4.3 Jurisdiction of Organization; Chief Executive Office Section 4.3 Schedule 3
 Section 4.4 Locations of Inventory, Equipment and Books and Records Schedule 4
 9




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##### 



Section 4.5 Pledged Collateral Schedule 5 Schedule 5
 Section 5.3(a) Section 7.13
  Section 4.6 Instruments and Tangible Chattel Paper Formerly Accounts Section 5.6(a)
 Section 4.7 Intellectual Property Schedule 6
 Section 4.8 Commercial Tort Claims Schedule 1
 Section 4.9 Specific Collateral
 10




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##### 



Section 4.10 Promissory Notes Schedule 7
 Section 4.11 Representations and Warranties of the Credit Agreement Article IV Representations and Warranties
   Section 1.2(c)
 Section 5.1 Maintenance of Perfected Security Interest; Further Documentation and
Consents Generally
 Section 4.2
 Section 5.7
  11




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##### 



Section 7.11
  clause (ii)
 Section 5.2 Changes in Locations, Name, Etc. Schedule 4
 Schedule 4
 Section 4.3
  Section 5.3 Pledged Collateral; Other Matters Delivery of Pledged
Collateral
 Event of Default
 12




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##### 



Cash Distributions with respect to Collateral Article
VI
 Voting Rights Article VI provided however
 Section 5.4 Accounts
 Section 5.5 Commodity Contracts
 Section 5.6 Delivery of Instruments and Tangible Chattel Paper and Control of
Investment Property, Letter-of-Credit Rights and Electronic Chattel Paper Section 5.3(a)
   13




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##### 



Section 5.7 Intellectual Property Section 5.7(f)
 Section 5.7(a)
   14




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##### 



Sections 5.7(a) 5.7(f) Annex 3
  Section 5.8 Notice of Commercial Tort Claims Schedule 1 Section 3.1 Section
4.2 Schedule 1 Section 5.9 Schedule 1
 Section 5.9 Compliance with Credit Agreement Sections 2.17 Taxes 11.3 Costs and Expenses 11.4 Indemnities
   Section 6.1 Code and Other Remedies UCC Remedies
 15




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##### 



Disposition of Collateral.
 Management of the Collateral.
 Application of Proceeds. Section 6.1
 16




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##### 



Direct Obligation
 Commercially Reasonable
      17




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##### 



Section 6.1 Section 6.1 Section
6.1 Section 6.1
 IP Licenses Section 6.1
 P&G Joint Venture P&G JV License Agreements
 18




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##### 



Section 6.2 Accounts and Payments in Respect of General Intangibles Section 6.4
      19




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##### 



Section 6.3 Pledged Collateral Voting Rights provided however
 Proxies clause (i) Section 1.2(c)
 Authorization of Issuers
 Section 6.4 Proceeds to be Turned over to and Held by Administrative Agent
 20




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##### 



Section 6.5 Sale of Pledged Collateral
 Section 6.5 Section
6.5 Section
6.5
 Section 6.6 Deficiency Section 1.2(c)
   Section 7.1 Administrative Agents Appointment as Attorney-in-Fact
 21




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##### 



Section 6.1 Section 6.5
  22




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##### 



Section 7.1 Section 2.9 Interest
 Section 7.1
 Section 7.2 Authorization to File Financing Statements
 Section 7.3 Authority of Administrative Agent
 23




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##### 



Section 7.4 Duty; Obligations and Liabilities Duty of Administrative
Agent
 Obligations and Liabilities with respect to Collateral
   Section 8.1 Reinstatement
 Section 8.2 Release of Collateral clause
(b)(iii) Section 10.10 Release of Collateral or Guarantors
 24




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##### 



clause (i) (ii) Section 10.10(b) clauses (i) (ii)
 Section 10.10(a)
 Section 8.3 Independent Obligations
 Section 8.4 No Waiver by Course of Conduct Section 8.5
 Section 8.5 Amendments in Writing Section 11.1 provided however Annex 1 Annex 2
 25




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##### 



Section 8.6 Additional Grantors; Additional Pledged Collateral Joinder Agreements Section 7.10 Annex 2 Joinder Agreement
 Pledge Amendments Annex 1 Pledge Amendment
 Section 8.7 Notices Section 11.11 provided however Section 11.11
 Section 8.8 Successors and Assigns provided however
 Section 8.9 Counterparts
 Section 8.10 Severability
 Section 8.11 Governing Law
 Section 8.12 Jurisdiction
 Submission to Jurisdiction
 26




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##### 



Service of Process Section 11.11
 Non-Exclusive Jurisdiction Section 8.12
 Section 8.13 Waiver of Jury Trial. Each party hereto hereby irrevocably
waives trial by jury in any suit, action or proceeding with respect to, or directly or indirectly
arising out of, under or in connection with, any loan document or the transactions contemplated
therein or related thereto (whether founded in contract, tort or any other theory). Each party
hereto (A) certifies that no other party and no Related Person of any other party has represented,
expressly or otherwise, that such other party would not, in the event of litigation, seek to
enforce the foregoing waiver and (B) acknowledges that it and the other parties hereto
have been induced to enter into this agreement by the mutual waivers and certifications in this
Section 8.12.
 Section 8.14 Subordination
 Intercompany Obligations Senior Obligations
 Section 8.14
 27




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##### 



Section 8.14
   Section 8.14(c)
 Section
8.14(c)
   28




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##### 



BORROWER 
ALERE INC.,
     as GrantorBy:
    /s/ David TeitelName:
    David TeitelTitle:
    Chief Financial Officer




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##### 



ALERE GENETICS, INC.
ALERE HEALTH IMPROVEMENT COMPANY
ALERE HEALTH SYSTEMS, INC.
ALERE HEALTH, LLC
ALERE HEALTHCARE OF ILLINOIS, INC.
ALERE HOME MONITORING, INC.
ALERE INTERNATIONAL HOLDING CORP.
ALERE MEDICAL, INC.
ALERE NEWCO, INC.
ALERE NEWCO II, INC.
ALERE NORTH AMERICA, INC.
ALERE OF NEW YORK, INC.
ALERE SAN DIEGO, INC.
ALERE SCARBOROUGH, INC.
ALERE US HOLDINGS, LLC
ALERE WELLBEING, INC.
ALERE WELLOLOGY, INC.
ALERE WOMENS AND CHILDRENS HEALTH, LLC
    
    AMEDITECH INC.
BINAX, INC.
BIOSITE INCORPORATED
CHOLESTECH CORPORATION
FIRST CHECK DIAGNOSTICS CORP.
FIRST CHECK ECOM, INC.
HEMOSENSE, INC.
INNOVACON, INC.
INSTANT TECHNOLOGIES, INC.
INVERNESS MEDICAL, LLC
IVC INDUSTRIES, INC.
QUALITY ASSURED SERVICES, INC.
REDWOOD TOXICOLOGY LABORATORY, INC.
RMD NETWORKS, INC.
RTL HOLDINGS, INC.
SELFCARE TECHNOLOGY, INC.
SPDH, INC.
WAMPOLE LABORATORIES, LLC
ZYCARE, INC.,
as Grantors.
 By:
    /s/ David A. TeitelName:
    David A. Teitel Title (respectively): [Vice President & Treasurer, Vice
President, Finance, Vice President & Treasurer, Vice
President & Treasurer, Vice President, Finance, Vice
President, Finance, President, Vice President & Treasurer,
President, President, Vice President, Finance, Vice
President, Finance, Vice President, Finance, Vice
President, Finance, President, Vice President, Finance &
Treasurer, Vice President, Finance, Vice President,
Finance, General Manager, Vice President, Finance, Vice
President, Finance, Vice President, Finance & Chief
Financial Officer, Vice President, Finance, Vice
President, Treasurer, Vice President, Finance, Vice
President, Finance, Vice President, Finance, Vice
President, Vice President, Finance, Vice President,
Finance, Vice President, Finance & Treasurer, Vice
President, Finance, Vice President, Finance, President,
Vice President, Chief Financial Officer and Treasurer ]




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##### 



(continued):
ALERE TOXICOLOGY SERVICES, INC.
LABORATORY SPECIALISTS OF AMERICA, INC.
SCIENTIFIC TESTING LABORATORIES, INC.,
as Grantors.By:
    /s/ Ellen V. ChiniaraName:
    Ellen V. ChiniaraTitle (respectively): [Secretary, Secretary, Secretary]




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##### 



ACCEPTED AND AGREED
as of the date first above written:
GENERAL ELECTRIC CAPITAL CORPORATION,
as Administrative AgentBy:
    /s/ Ryan GueninName:
    Ryan GueninTitle:
    Duly Authorized Signatory




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##### 



1
  Section
8.6 Borrower Guaranty and
Security Agreement
 Annex 1-A
 Sections 4.1 4.2 4.5 Annex 1-A
 [GRANTOR]By:Name:Title:




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##### 



PLEDGED STOCK
 NUMBER OFSHARES,UNITS ORISSUER
    
    CLASS
    
    CERTIFICATE NO(S).
    
    PAR VALUE
    
    INTERESTS
 PLEDGED DEBT INSTRUMENTS
 PRINCIPALISSUER
    
    DESCRIPTION OF DEBT
    
    CERTIFICATE NO(S).
    
    FINAL MATURITY
    
    AMOUNT




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##### 



ACKNOWLEDGED AND AGREED
as of the date first above written:
GENERAL ELECTRIC CAPITAL CORPORATION
as Administrative AgentBy:Name:Title:




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##### 



Section
8.6 Borrower Guaranty and Security Agreement
 Section 8.6
 Annex 1-A Schedules 1 7 Annex
1-A
 Article IV Annex 1-A Schedules 1 7
  
 A2-1




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[ADDITIONAL GRANTOR]By:Name:Title: 
 A2-2




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##### 



ACKNOWLEDGED AND AGREED
as of the date first above written:
[EACH GRANTOR PLEDGING
ADDITIONAL COLLATERAL]By:Name:Title:GENERAL ELECTRIC CAPITAL CORPORATION
as Administrative AgentBy:Name:Title: 
 A2-3




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Grantor Grantors GE Capital Administrative Agent
  Credit Agreement
 Guaranty and Security
Agreement
   Section 1. Defined Terms
 Section 2. Grant of Security Interest in Intellectual Property Collateral Intellectual Property
Collateral
 Copyrights
  A3-1




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Schedule 1A
   Patents
 Schedule 1B
   Trademarks
 Schedule
1C
    Section 3. Guaranty and Security Agreement
 A3-2




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Section 4. Grantor Remains Liable
 Section 5. Counterparts
 Section 6. Governing Law
  A3-3




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##### 



BORROWER
ALERE INC.,
     as GrantorBy:Name:
    David TeitelTitle:
    Chief Financial Officer




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##### 



ALERE GENETICS, INC.
ALERE HEALTH IMPROVEMENT COMPANY
ALERE HEALTH SYSTEMS, INC.
ALERE HEALTH, LLC
ALERE HEALTHCARE OF ILLINOIS, INC.
ALERE HOME MONITORING, INC.
ALERE INTERNATIONAL HOLDING CORP.
ALERE MEDICAL, INC.
ALERE NEWCO, INC.
ALERE NEWCO II, INC.
ALERE NORTH AMERICA, INC.
ALERE OF NEW YORK, INC.
ALERE SAN DIEGO, INC.
ALERE SCARBOROUGH, INC.
ALERE US HOLDINGS, LLC
ALERE WELLBEING, INC.
ALERE WELLOLOGY, INC.
ALERE WOMENS AND CHILDRENS HEALTH, LLC
    
    AMEDITECH INC.
BINAX, INC.
BIOSITE INCORPORATED
CHOLESTECH CORPORATION
FIRST CHECK DIAGNOSTICS CORP.
FIRST CHECK ECOM, INC.
HEMOSENSE, INC.
INNOVACON, INC.
INSTANT TECHNOLOGIES, INC.
INVERNESS MEDICAL, LLC
IVC INDUSTRIES, INC.
QUALITY ASSURED SERVICES, INC.
REDWOOD TOXICOLOGY LABORATORY, INC.
RMD NETWORKS, INC.
RTL HOLDINGS, INC.
SELFCARE TECHNOLOGY, INC.
SPDH, INC.
WAMPOLE LABORATORIES, LLC
ZYCARE, INC.,
as Grantors.
 By:Name:
    David A. Teitel Title (respectively): [Vice President & Treasurer, Vice
President, Finance, Vice President & Treasurer, Vice
President & Treasurer, Vice President, Finance, Vice
President, Finance, President, Vice President & Treasurer,
President, President, Vice President, Finance, Vice
President, Finance, Vice President, Finance, Vice
President, Finance, President, Vice President, Finance &
Treasurer, Vice President, Finance, Vice President,
Finance, General Manager, Vice President, Finance, Vice
President, Finance, Vice President, Finance & Chief
Financial Officer, Vice President, Finance, Vice
President, Treasurer, Vice President, Finance, Vice
President, Finance, Vice President, Finance, Vice
President, Vice President, Finance, Vice President,
Finance, Vice President, Finance & Treasurer, Vice
President, Finance, Vice President, Finance, President,
Vice President, Chief Financial Officer and Treasurer ]




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##### 



(continued):
ALERE TOXICOLOGY SERVICES, INC.
LABORATORY SPECIALISTS OF AMERICA, INC.
SCIENTIFIC TESTING LABORATORIES, INC.,
as Grantors.By:Name:
    Ellen V. ChiniaraTitle (respectively): [Secretary, Secretary, Secretary]  A3-2




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##### 



ACCEPTED AND AGREED
as of the date first above written:
GENERAL ELECTRIC CAPITAL CORPORATION,
     as Administrative AgentBy:Name:Title:  A3-3




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SCHEDULE 1A
TO
INTELLECTUAL PROPERTY SECURITY AGREEMENT
 A.
    
    REGISTERED COPYRIGHTS[Include Owner, Registration Number and Date]B.
    
    COPYRIGHT APPLICATIONS[Include Owner, Application Number and Date]C.
    
    REGISTERED IP LICENSES AND ANY APPLICATIONS THEREFOR[Include complete legal description of agreement (name of agreement, parties and date)]




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SCHEDULE 1B
TO
INTELLECTUAL PROPERTY SECURITY AGREEMENT
 A.
    
    REGISTERED PATENTS[Include Owner, Registration Number and Date]B.
    
    PATENT APPLICATIONS[Include Owner, Application Number and Date]C.
    
    REGISTERED IP LICENSES AND ANY APPLICATIONS THEREFOR[Include complete legal description of agreement (name of agreement, parties and date)]




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##### 



SCHEDULE 1C
TO
INTELLECTUAL PROPERTY SECURITY AGREEMENT
 D.
    
    REGISTERED TRADEMARKS[Include Owner, Registration Number and Date]E.
    
    TRADEMARK APPLICATIONS[Include Owner, Application Number and Date]F.
    
    REGISTERED IP LICENSES AND ANY APPLICATIONS THEREFOR[Include complete legal description of agreement (name of agreement, parties and date)]