IN THE UNITED STATES BANKRUPTCY COURT 

FOR THE EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

 

IN RE: ) 

 ) 

MCDONALD SUTTON ) Case No. 20−34504−KLP 

JENNIFER GILBERT SUTTON ) Chapter 13 

 ) 

 Debtors ) 

 

MCDONALD SUTTON, ET AL. ) 

 ) 

 Movants, ) 

 ) 

v. ) 

 ) 

ALLY FINANCIAL, INC. ) 

c/o C T CORPORATION SYSTEM, R/A ) 

4701 Cox Rd., Suite 285 ) 

Glen Allen, VA, 23060-6808 ) 

 ) 

 Respondent. ) 

MOTION FOR TURNOVER OF PROPERTY OF THE ESTATE 

AND FOR RESPONDENT TO SHOW CAUSE WHY IT SHOULD NOT 

BE HELD IN CONTEMPT FOR VIOLATION OF THE AUTOMATIC STAY 

COME NOW, the Debtors, by counsel, and as and for their Motion to Turnover Property 

of the Estate and for Respondent to Show Cause Why it Should Not be Held in Contempt for 

Violation of the Automatic Stay, state as follows: 

 1. On or about October 28, 2020 the Debtors’ 2017 Ford Expedition (“Vehicle”) was 

repossessed by Respondent, Ally Financial, Inc. (“Ally Financial”). 

2. On or about November 10, 2020, the Debtors filed for relief under Chapter 13 of 

the U.S. Bankruptcy Code wherein the Respondent, Ally Financial, is scheduled as a creditor 

secured by a lien on a the Vehicle. 

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 3. On November 10, 2020 Ally Financial was notified of said Chapter 13 filing and 

demand was made for return of the Vehicle. 

4. Since that date numerous demands have been made on Ally Financial for return of 

the Vehicle and said Respondent has failed and refused to surrender the vehicle to the Debtors, 

for which reason resort to this process is necessitated. 

 5. The Debtors’ Chapter 13 Plan will propose to pay the full amount of the lien on 

the Vehicle, with interest. 

 6. Possession of this Vehicle is necessary to effective reorganization by the Debtors 

and the Respondent’s continued possession of the Vehicle has the effect of thwarting an 

otherwise effective reorganization and is in violation 11 U.S.C. §§ 362 and 542, and in violation 

of the ruling in Tidewater Finance Company v. Moffett, 288 BR 721 (E.D. Va. 2002). 

7. The aforesaid actions of Ally Financial is a clear and blatant violation of 11 

U.S.C. § 362. 

8. The foregoing actions of Ally Financial were done knowingly and intentionally. 

9. As a direct and proximate result of the foregoing actions of Ally Financial, the 

Debtors and their family have had suffered great inconvenience and has been forced to incur 

costs and attorney’s fees. 

MEMORANDUM IN SUPPORT OF MOTION 

 There is no dispute that Ally Financial’s failure to return the Vehicle is a violation of the 

automatic stay, specifically, 11 U.S.C. § 362(a)(3) and (6). The Debtors are seeking damages 

against Ally Financial pursuant to 11 U.S.C. § 362(h) which provides: 

An individual injured by any willful violation of a stay provided by this section shall 

recover actual damages, including costs and attorney’s fees, and, in appropriate 

circumstances, may recover punitive damages. 

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 The foregoing facts warrant not only compensatory, but punitive damages as well. Ally 

Financial is fully aware of the bankruptcy laws. There is no question that many of its customers 

have filed for relief with this and other courts around the state. The record clearly indicates that 

Ally Financial was fully aware of the Debtors’ filing as evidenced by the inclusion of Ally 

Financial in the Debtors’ mailing matrix and schedules. Notwithstanding its knowledge of the 

Chapter 13 filing, Ally Financial has and continues to wrongfully deny the Debtors possession of 

the Vehicle. 

WHEREFORE, the Debtors, respectfully request that the Court enter an order: 

a. Finding Ally Financial, Inc. guilty of civil contempt. 

b. Ordering Ally Financial to immediately return the Vehicle to the Debtors. 

c. Awarding the Debtors compensatory damages plus the Debtors’ costs and 

attorney’s fees in accordance with 11 U.S.C. § 362(h). 

d. Awarding the Debtors punitive damages in accordance with 11 U.S.C. § 362(h). 

e. Awarding such other relief as the Court may seem just and appropriate. 

Dated: November 20, 2020 

Respectfully Submitted, 

 MCDONALD SUTTON 

 JENNIFER GILBERT SUTTON 

 

 By: /s/ James E. Kane 

 James E. Kane (VSB #30081) 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, Virginia 23219 

Telephone: (804) 225-9500 

Facsimile: (804) 225-9598 

Email: jkane@kaneandpapa.com 

Counsel for Debtors 

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CERTIFICATE OF SERVICE 

I certify that on November 20, 2020, I have transmitted a true copy of the foregoing 

document electronically through the Court’s CM/ECF system or by mail to the Debtors, Chapter 

13 trustee, the United States trustee, by first class mail to the parties on the attached matrix, and 

to: 

ALLY FINANCIAL, INC. 

c/o C T CORPORATION SYSTEM, R/A 

4701 Cox Rd., Suite 285 

Glen Allen, VA, 23060-6808 

And by Fax to: 

ALLY FINANCIAL, INC. 

Attn: Bankruptcy Department

651-367-2005

/s/ James E. Kane 

Counsel for Debtors 

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IN THE UNITED STATES BANKRUPTCY COURT 

FOR THE EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

 

IN RE: ) 

 ) 

MCDONALD SUTTON ) Case No. 20−34504−KLP 

JENNIFER GILBERT SUTTON ) Chapter 13 

 ) 

 Debtors ) 

 

MCDONALD SUTTON, ET AL. ) 

 ) 

 Movants, ) 

 ) 

v. ) 

 ) 

ALLY FINANCIAL, INC. ) 

c/o C T CORPORATION SYSTEM, R/A ) 

4701 Cox Rd., Suite 285 ) 

Glen Allen, VA, 23060-6808 ) 

 ) 

 Respondent. ) 

NOTICE OF MOTION AND HEARING 

 The above Debtors have filed a Motion to Turnover Property of the Estate and for 

Respondent to Show Cause Why it Should Not be Held in Contempt for Violation of the 

Automatic Stay. 

 Your rights may be affected. You should read these papers carefully and discuss them 

with your attorney, if you have one in this bankruptcy case. (If you do not have an attorney, you 

may wish to consult one.) 

 If you do not want the court to grant the relief sought in the motion, or if you want the 

court to consider your views on the motion, then you or your attorney must: 

 File with the court, at the address shown below, a written request for a hearing [or written 

response pursuant to Local Bankruptcy Rule 9013-1(H)]. If you mail your request for a 

hearing (or response) to the court for filing, you must mail it early enough so the court will 

receive it on or before the date stated above, to: 

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Clerk of Court 

United States Bankruptcy Court 

701 East Broad Street 

Richmond, VA 23219 

You must also mail a copy to: 

James E. Kane, Esquire 

Kane & Papa, P.C. 

1313 East Cary Street 

Richmond, Virginia 23219 

 Attend a hearing scheduled for December 2, 2020 at 10:00 a.m. in Honorable Keith L. 

Phillips’ Courtroom, U.S. Bankruptcy Court, 701 E. Broad Street, Room 5100, 

Richmond, VA 23219. If no timely response has been filed opposing the relief requested, 

the court may grant the relief without holding a hearing. 

 If you or your attorney do not take these steps, the court may decide that you do not 

oppose the relief sought in the motion or objection and may enter an order granting that 

relief. 

 MCDONALD SUTTON 

 JENNIFER GILBERT SUTTON 

 

 By: /s/ James E. Kane 

 James E. Kane (VSB #30081) 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, Virginia 23219 

Telephone: (804) 225-9500 

Facsimile: (804) 225-9598 

Email: jkane@kaneandpapa.com 

Counsel for Debtors 

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CERTIFICATE OF SERVICE 

I certify that on November 20, 2020, I have transmitted a true copy of the foregoing 

document electronically through the Court’s CM/ECF system or by mail to the Debtors, Chapter 

13 trustee, the United States trustee, by first class mail to the parties on the attached matrix, and 

to: 

ALLY FINANCIAL, INC. 

c/o C T CORPORATION SYSTEM, R/A 

4701 Cox Rd., Suite 285 

Glen Allen, VA, 23060-6808 

And by Fax to: 

ALLY FINANCIAL, INC. 

Attn: Bankruptcy Department

651-367-2005

/s/ James E. Kane 

Counsel for Debtors 

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 Label Matrix for local noticing Capital One Auto Finance, a division of Capi UST smg Richmond 

 0422-3 4515 N Santa Fe Ave. Dept. APS Office of the U. S. Trustee 

 Case 20-34504-KLP Oklahoma City, OK 73118-7901 701 East Broad St., Suite 4304 

 Eastern District of Virginia Richmond, VA 23219-1849 

 Richmond 

 Fri Nov 20 13:32:32 EST 2020 

 United States Bankruptcy Court AR Resources Inc. AR Resources, Inc. 

 701 East Broad Street PO Box 1056 Attn: Bankruptcy 

 Richmond, VA 23219-1888 Blue Bell, PA 19422-0287 Po Box 1056 

 Blue Bell, PA 19422-0287 

 

 Ally Financial Bank of America Bk Mckenny 

 Attn: Bankruptcy Attn: Bankruptcy 20718 First Street 

 Po Box 380901 4909 Savarese Circle Mc Kenney, VA 23872-2703 

 Bloomington, MN 55438-0901 Tampa, FL 33634-2413 

 CJW Medical Center CJW Medical Center Capital One Auto Finance 

 PO Box 740760 PO Box 99400 Attn: Bankruptcy 

 Cincinnati, OH 45274-0760 Louisville, KY 40269-0400 Po Box 30285 

 Salt Lake City, UT 84130-0285 

 Capital One Auto Finance, a division of (p)JPMORGAN CHASE BANK N A Chesterfield County Treasurer 

 AIS Portfolio Services, LP BANKRUPTCY MAIL INTAKE TEAM 9901 Lori Road 

 4515 N Santa Fe Ave. Dept. APS 700 KANSAS LANE FLOOR 01 P.O. Box 70 

 Oklahoma City, OK 73118-7901 MONROE LA 71203-4774 Chesterfield, VA 23832-0906 

 Chippenham Hospital Citi/Sears Citibank 

 c/o NCO Financial Systems Citibank/Centralized Bankruptcy Citicorp Credit Srvs/Centralized Bk dept 

 P.O. Box 15993 Po Box 790034 Po Box 790034 

 Wilmington, DE 19850-0000 St Louis, MO 63179-0034 St Louis, MO 63179-0034 

 Citibank/Best Buy Cjw Medical Center Comenity Bank/Victoria Secret 

 Citicorp Credit Srvs/Centralized Bk dept Resurgent Capital Services Attn: Bankruptcy 

 Po Box 790034 PO Box 1927 Pob 182125 

 St Louis, MO 63179-0034 Greenville, SC 29602-1927 Columbus, OH 43218-2125 

 Commonweath Pediatrics First Premier Bank (p)FOCUS RECEIVABLES MANAGEMENT LLC 

 c/o CAB Attn: Bankruptcy 1130 NORTHCHASE PARKWAY STE 150 

 8002 Discovery Dr, Ste 311 Po Box 5524 MARIETTA GA 30067-6429 

 Henrico, VA 23229-8601 Sioux Falls, SD 57117-5524 

 Henrico Doctor’s Hospital Henrico Doctors Hospital Henrico Federa;l Credit Union 

 PO Box 740760 1602 Skipwith Rd Attn: Bankruptcy 

 Cincinnati, OH 45274-0760 Henrico, VA 23229-5298 9401 West Broad St 

 Henrico, VA 23294-5331 

 Internal Revenue Service James River Emergency Group Kohls/Capital One 

 Centralized Insolvency Operati P.O. Box 660827 Attn: Credit Administrator 

 P. O. Box 7346 Dallas, TX 75266-0827 Po Box 3043 

 Philadelphia, PA 19101-7346 Milwaukee, WI 53201-3043 

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 Midland Credit Management, Inc. Parrish and Lebar, L.L.P Rebecca Phillips 

 PO Box 2037 5 East Franklin Street 12956 Grove Hill Rd 

 Warren, MI 48090-2037 Richmond, VA 23219-2105 Midlothian, VA 23114-5559 

 

 Receivable Management St Francis Medical Center Stony Point Surgrey 

 7206 Hull Street Rd Ste P O Box 404893 8700 Stony Point Parkway 

 Richmond, VA 23235-5826 Atlanta, GA 30384-4893 Suite 100 

 Richmond, VA 23235-1968 

 Synchrony Bank/ Old Navy TACS Touchstone Bank 

 Attn: Bankruptcy P O Box 31800 20718 First Street 

 Po Box 965060 Henrico, VA 23294-1800 Mc Kenney, VA 23872-2703 

 Orlando, FL 32896-5060 

 United Consumers Inc (p)VIRGINIA DEPARTMENT OF TAXATION Valley Credit Service, Inc 

 Attn: Bankruptcy Dept P O BOX 2156 Attn: Bankruptcy 

 Po Box 4466 RICHMOND VA 23218-2156 Po Box 2162 

 Woodbridge, VA 22194-4466 Hagerstown, MD 21742-2162 

 Vervent/yamaha Motor F Virginia Credit Union Carl M. Bates 

 Po Box 504125 Attn: Bankruptcy 341 Dial 866-813-0912 Code: 8576180 

 San Diego, CA 92150-4125 Po Box 90010 P. O. Box 1819 

 Richmond, VA 23225-9010 Richmond, VA 23218-1819 

 James E. Kane Jennifer Gilbert Sutton John P. Fitzgerald, III 

 Kane & Papa, PC 11841 Winterpock Road Office of the US Trustee - Region 4 -R 

 1313 East Cary Street Chesterfield, VA 23838-1656 701 E. Broad Street, Ste. 4304 

 P.O. Box 508 Richmond, VA 23219-1849 

 Richmond, VA 23218-0508 

 

 McDonald Sutton 

 11841 Winterpock Road 

 Chesterfield, VA 23838-1656 

 The preferred mailing address (p) above has been substituted for the following entity/entities as so specified 

 by said entity/entities in a Notice of Address filed pursuant to 11 U.S.C. 342(f) and Fed.R.Bank.P. 2002 (g)(4). 

 Chase Card Services Focus Receivables Management VA Dept. of Taxation 

 Attn: Bankruptcy 1130 North Chase Pkwy Ste 150 Office of Customer Services 

 Po Box 15298 Marietta, GA 30067-0000 PO Box 1115 

 Wilmington, DE 19850-0000 Richmond, VA 23218-0000 

 The following recipients may be/have been bypassed for notice due to an undeliverable (u) or duplicate (d) address. 

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 (d)Virginia Dept. of Taxation End of Label Matrix 

 P O Box 2156 Mailable recipients 48 

 Richmond, VA 23218-2156 Bypassed recipients 1 

 Total 49 

 

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