<TABLE> <S> <C>

<ARTICLE>              9
<LEGEND>
FINANCIAL DATA SCHEDULE - FISCAL YEAR END 1997
This schedule contains summary financial information extracted from the Form
10-K and is qualified in its entirety by reference to such financial statements.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               DEC-31-1997
<CASH>                                          28,677
<INT-BEARING-DEPOSITS>                          27,452
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    178,680<F1>
<INVESTMENTS-CARRYING>                          33,910
<INVESTMENTS-MARKET>                            34,170
<LOANS>                                        507,733<F2>
<ALLOWANCE>                                      7,651
<TOTAL-ASSETS>                                 813,670
<DEPOSITS>                                     648,983
<SHORT-TERM>                                    66,025<F3>
<LIABILITIES-OTHER>                             31,748<F4>
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         6,494
<OTHER-SE>                                      60,420
<TOTAL-LIABILITIES-AND-EQUITY>                 813,670
<INTEREST-LOAN>                                 42,307
<INTEREST-INVEST>                               15,467
<INTEREST-OTHER>                                 1,237
<INTEREST-TOTAL>                                59,011
<INTEREST-DEPOSIT>                              23,322
<INTEREST-EXPENSE>                              28,900
<INTEREST-INCOME-NET>                           30,111
<LOAN-LOSSES>                                    2,425
<SECURITIES-GAINS>                               2,187
<EXPENSE-OTHER>                                 31,774
<INCOME-PRETAX>                                  3,011
<INCOME-PRE-EXTRAORDINARY>                       2,307
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,307
<EPS-PRIMARY>                                      .42
<EPS-DILUTED>                                      .40
<YIELD-ACTUAL>                                    4.07
<LOANS-NON>                                      7,145
<LOANS-PAST>                                       535
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 6,253
<CHARGE-OFFS>                                    1,205
<RECOVERIES>                                       178
<ALLOWANCE-CLOSE>                                7,651
<ALLOWANCE-DOMESTIC>                             7,651
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0

<FN>
<F1> Securities available for sale, at market value
<F2> Loans net of unearned income and gross of allowance for possible loan
     losses. Excludes loans held for sale
<F3> Securities sold under agreements to repurchase
<F4> Includes other borrowings with the Federal Home Loan Bank of Boston
</FN>
        


</TABLE>