Information to identify the case:

Debtor 1 Frederick P Wellman

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−8433

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia

Case number: 20−33225−KLP

Discharge of Debtor 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to:

Frederick P Wellman

November 9, 2020 For the court: William C. Redden

Clerk

Explanation of Bankruptcy Discharge in a Chapter 7 Case

This order does not close or dismiss the case,

and it does not determine how much money, if

any, the trustee will pay creditors.

This order does not prevent debtors from paying

any debt voluntarily or from paying reaffirmed

debts according to the reaffirmation agreement.

11 U.S.C. § 524(c), (f).

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors

cannot sue, garnish wages, assert a deficiency,

or otherwise try to collect from the debtors

personally on discharged debts. Creditors cannot

contact the debtors by mail, phone, or otherwise

in any attempt to collect the debt personally.

Creditors who violate this order can be required

to pay debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated.

For example, a creditor may have the right to

foreclose a home mortgage or repossess an

automobile.

Most debts are discharged

Most debts are covered by the discharge, but not

all. Generally, a discharge removes the debtors'

personal liability for debts owed before the

debtors' bankruptcy case was filed.

Also, if this case began under a different chapter

of the Bankruptcy Code and was later converted

to chapter 7, debts owed before the conversion

are discharged.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

For more information, see page 2 >

Official Form 318 Discharge of Debtor page 1

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Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

♦ debts for most taxes;

debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for most fines, penalties,

forfeitures, or criminal restitution

obligations;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts for certain types of loans owed to

pension, profit sharing, stock bonus, or

retirement plans; and

♦ 

debts for death or personal injury caused

by operating a vehicle while intoxicated.

♦ 

Also, debts covered by a valid reaffirmation

agreement are not discharged.

In addition, this discharge does not stop

creditors from collecting from anyone else who is

also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general summary

of the bankruptcy discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of the

discharge in this case.

Official Form 318 Discharge of Debtor page 2

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Certificate of Notice Page 2 of 4
United States Bankruptcy Court

Eastern District of Virginia

In re: Case No. 20-33225-KLP

Frederick P Wellman Chapter 7

Debtor(s)

CERTIFICATE OF NOTICE

District/off: 0422-7 User: admin Page 1 of 2

Date Rcvd: Nov 10, 2020 Form ID: 318 Total Noticed: 15

The following symbols are used throughout this certificate:

Symbol Definition

+ Addresses marked '+' were corrected by inserting the ZIP, adding the last four digits to complete the zip +4, or replacing an incorrect ZIP. USPS

regulations require that automation-compatible mail display the correct ZIP.

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on Nov 12, 2020:

Recip ID Recipient Name and Address

db + Frederick P Wellman, 2613 Main Street, Richmond, VA 23223-7849

cr + Mercedes-Benz Financial Services USA LLC, c/o BK Servicing, LLC, PO Box 131265, Roseville, MN 55113-0011

15424715 + Brookfield Properties, 2 S. 25th St., Richmond, VA 23223-7857

15424718 + First Home Bank / SBA, 9190 Seminole Circle, Seminole, FL 33772-3148

15424720 + John & Karen Larsen, 2015 Summit Ave., Saint Paul, MN 55105-1461

15424721 + Lending Club, 595 Market St., Ste. 200, San Francisco, CA 94105-2807

15424722 + Loanme Inc, 1900 S State College Blv, Anaheim, CA 92806-0101

15424724 + Prosper Marketplace In, 221 Main Street, San Francisco, CA 94105-1906

TOTAL: 8

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

Electronic transmission includes sending notices via email (Email/text and Email/PDF), and electronic data interchange (EDI). Electronic transmission is in Eastern

Standard Time.

Recip ID Notice Type: Email Address Date/Time Recipient Name and Address

tr Email/Text: bruce.robinson@txitrustee.com

Nov 11 2020 04:09:00 Bruce E. Robinson, 341 Dial 866-769-9218 Code:

7515089, P.O. Box 538, South Hill, VA

23970-0538

15424716 + EDI: CAPITALONE.COM

Nov 11 2020 06:43:00 Capital One Bank Usa N, Po Box 30281, Salt Lake

City, UT 84130-0281

15424717 + Email/PDF: creditonebknotifications@resurgent.com

Nov 11 2020 04:02:40 Creditonebnk, Po Box 98872, Las Vegas, NV

89193-8872

15424719 EDI: IRS.COM

Nov 11 2020 06:43:00 I.R.S. / Special Procedures, P.O. Box 7346,

Philadelphia, PA 19101-7346

15424722 + Email/Text: bankruptcy@servicingsolutions.com

Nov 11 2020 04:12:00 Loanme Inc, 1900 S State College Blv, Anaheim,

CA 92806-0101

15424723 + EDI: DAIMLER.COM

Nov 11 2020 06:43:00 Mercedes Benz Financia, P.o. Box 961, Roanoke,

TX 76262-0961

15424725 + EDI: RMSC.COM

Nov 11 2020 06:43:00 Syncb/care Credit, C/o Po Box 965036, Orlando,

FL 32896-0001

15424726 Email/Text: bkr@taxva.com

Nov 11 2020 04:11:00 Va. Dept. of Taxation, Box 1115, Richmond, VA

23218-0000

TOTAL: 8

BYPASSED RECIPIENTS 

The following addresses were not sent this bankruptcy notice due to an undeliverable address, *duplicate of an address listed above, *P duplicate of a

preferred address, or ## out of date forwarding orders with USPS.

NONE

NOTICE CERTIFICATION

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities

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District/off: 0422-7 User: admin Page 2 of 2

Date Rcvd: Nov 10, 2020 Form ID: 318 Total Noticed: 15

in the manner shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and

belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed .R. Bank. P.2002(a)(1), a notice containing the

complete Social Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains

the redacted SSN as required by the bankruptcy rules and the Judiciary's privacy policies.

Date: Nov 12, 2020 Signature: /s/Joseph Speetjens

CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court's CM/ECF electronic mail (Email) system on November 9, 2020 at the address(es) listed

below:

Name Email Address

Bruce E. Robinson

bruce.robinsontr@gmail.com therese.rogerstra@gmail.com;ecf.alert+Robinson@titlexi.com

David K. Spiro

on behalf of Debtor Frederick P Wellman dspiro@sblawva.com r54849@notify.bestcase.com

John P. Fitzgerald, III

USTPRegion04.RH.ECF@usdoj.gov 

TOTAL: 3

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