<TABLE> <S> <C>


<ARTICLE>                                            9
<CIK>                         0000790183
<NAME>                        Progress Financial
<MULTIPLIER>                                     1,000
<CURRENCY>                                U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               DEC-31-1998
<EXCHANGE-RATE>                                  1.000
<CASH>                                          14,189
<INT-BEARING-DEPOSITS>                           6,498
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    164,368
<INVESTMENTS-CARRYING>                          12,401
<INVESTMENTS-MARKET>                            12,547
<LOANS>                                        398,736
<ALLOWANCE>                                      4,490
<TOTAL-ASSETS>                                 647,382
<DEPOSITS>                                     406,518
<SHORT-TERM>                                    45,941
<LIABILITIES-OTHER>                             16,894
<LONG-TERM>                                    121,475
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         5,263
<OTHER-SE>                                      37,291
<TOTAL-LIABILITIES-AND-EQUITY>                 647,382
<INTEREST-LOAN>                                 35,468
<INTEREST-INVEST>                                9,703
<INTEREST-OTHER>                                   158
<INTEREST-TOTAL>                                45,329
<INTEREST-DEPOSIT>                              14,466
<INTEREST-EXPENSE>                              22,450
<INTEREST-INCOME-NET>                           22,879
<LOAN-LOSSES>                                      959
<SECURITIES-GAINS>                                 533
<EXPENSE-OTHER>                                 22,676
<INCOME-PRETAX>                                  7,904
<INCOME-PRE-EXTRAORDINARY>                       5,026
<EXTRAORDINARY>                                      0
<CHANGES>                                          (46)
<NET-INCOME>                                     4,980
<EPS-PRIMARY>                                     1.02
<EPS-DILUTED>                                     0.93
<YIELD-ACTUAL>                                    4.32
<LOANS-NON>                                      3,683
<LOANS-PAST>                                     4,030
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 3,863
<CHARGE-OFFS>                                      755
<RECOVERIES>                                       423
<ALLOWANCE-CLOSE>                                4,490
<ALLOWANCE-DOMESTIC>                             4,490
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        


</TABLE>