<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED STATEMENTS OF POSITION, THE CONSOLIDATED STATEMENTS OF EARNINGS,
THE NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS, AND THE SELECTED FINANCIAL
AND OTHER DATA AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               DEC-31-1995
<CASH>                                          18,425
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 2,305
<TRADING-ASSETS>                                 1,171
<INVESTMENTS-HELD-FOR-SALE>                    241,136
<INVESTMENTS-CARRYING>                          77,881
<INVESTMENTS-MARKET>                            77,394
<LOANS>                                        882,245
<ALLOWANCE>                                      6,906
<TOTAL-ASSETS>                               1,254,483
<DEPOSITS>                                   1,058,145
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              7,460
<LONG-TERM>                                     96,876
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         3,368
<OTHER-SE>                                      77,441
<TOTAL-LIABILITIES-AND-EQUITY>               1,254,483
<INTEREST-LOAN>                                 65,148
<INTEREST-INVEST>                               21,441
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                86,589
<INTEREST-DEPOSIT>                              46,267
<INTEREST-EXPENSE>                              51,575
<INTEREST-INCOME-NET>                           35,014
<LOAN-LOSSES>                                    2,525
<SECURITIES-GAINS>                               (520)
<EXPENSE-OTHER>                                 23,540
<INCOME-PRETAX>                                 12,633
<INCOME-PRE-EXTRAORDINARY>                       7,613
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     7,613
<EPS-PRIMARY>                                     2.46
<EPS-DILUTED>                                     2.45
<YIELD-ACTUAL>                                    2.97
<LOANS-NON>                                     13,289
<LOANS-PAST>                                       479
<LOANS-TROUBLED>                                 4,385
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 6,803
<CHARGE-OFFS>                                    2,783
<RECOVERIES>                                       361
<ALLOWANCE-CLOSE>                                6,906
<ALLOWANCE-DOMESTIC>                             6,906
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>