**EMPLOYMENT      AGREEMENT**

**THIS      EMPLOYMENT AGREEMENT **
**Rubicon      Real Estate and Mortgages, Inc., **
**      Craig Triance **

**W      I T N E S S E T H:**

**WHEREAS**

**WHEREAS**

**WHEREAS**

**NOW      THEREFORE**

|   | **1.** | **EMPLOYMENT:**** **RREM                hereby agrees to employ Triance and Triance hereby accepts such                employment, upon the terms and conditions hereinafter set                forth. |
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|   | **2.** | **TERM:**** **For                purposes of this Agreement, “Term”                shall mean the original term (as defined in Section                2.1                below), if Renewal Term is initiated, then “Term” shall mean the renewal                term period. |
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|   | **2.1** | **Original                Term.**                The Term of this Agreement shall commence on March 15, 2008 and expire                on                March 31, 2009 unless sooner terminated pursuant to the terms and                provisions herein stated. |
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|   | **2.2** | **Renewal.**                At                any time prior to the expiration of the Original Term, as stated                above,                RREM and Triance may, by mutual written agreement, extend Triance’s                employment under the terms of this Agreement for such additional                periods                as they may agree. |
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|  | **3.** | **COMPENSATION:** |
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|   | **3.1** | **Salary.**                RREM shall pay Triance a base salary of Eight Thousand Dollars ($8,000)                per month during the Original Term of this Agreement. Such salary                shall be                payable in accordance with RREM’s normal policies but in no event less                often than semi-monthly (the “Salary”). |
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|   | **3.2** | **Stock                Option Plan/Stock Purchase Plan.**                Triance shall also be eligible to participate in RBCF’s Stock Option Plans                and Stock Purchase Plans, if any, during the Term of this                Agreement. |
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|  | **4.** | **TRIANCE                BENEFITS:** |
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|   | **4.1** | **General                Benefits.**                Triance shall be entitled to receive or participate in all benefit                plans                and programs of RREM and/or RBCF currently existing or hereafter                made                available to executives or senior management of RREM and/or RBCF,                including but not limited to, medical insurance, dental insurance,                pension                and profit sharing plans, 401(k) plans, incentive savings plans,                stock                option plans, group life insurance, and other fringe benefits. |
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|   | **4.2** | **Vacation.**                Triance shall be entitled during each twelve (12) month period during                the                Term of this Agreement to a vacation of two (2) weeks during which                time                Triance’s compensation will be paid in full. Unused days of vacation will                be compensated in accordance with RREM’s policy as established by RREM                from time to time. Triance may take the vacation periods at any time                during the year as long as Triance schedules time off as to not create                hardship on RREM. In addition, Triance shall have such other days                off as                shall be determined by RREM and shall be entitled to paid sick leave                and                paid holidays in accordance with RREM’s                policy. |
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|  | **5.** | **DUTIES/SERVICE:** |
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|   | **5.1** | **Position.**** **Triance                is employed as CEO/President and a nominated Member of the Board                of                Directors RREM*** ***and                shall perform such services and duties as are defined in Addendum                A,                Job Description, attached hereto, and as are normally associated                with such                position, subject to the direction, supervision and rules and regulations                of RREM. |
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|   | **5.2** | **Place                of Employment.**** **The                place of Triance’s employment and the performance of Triance’s duties will                be at RREM’s corporate headquarters or at such location as agreed upon by                RREM and Triance. |
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|   | **5.3** | **Extent                of Services.**                Triance shall at all times and to the best of his ability perform                his                duties and obligations under this Agreement in a reasonable manner                consistent with the interests of RREM. The precise services of Triance                may                be extended or curtailed, from time to time at the discretion of                RREM, and                Triance agrees to render such different and/or additional services                of a                similar nature as may be assigned from time to time by RREM. |
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**5.3.1**

**5.3.2**

|   | **5.4** | **Licenses                and Registrations.**                During the term of this Agreement, Triance shall maintain in good                standing                all required licenses and registrations required for the proper                performance of his duties and                functions. |
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|   | **6.** | **TERMINATION:**** **The                Term of this Agreement shall end upon its expiration pursuant to                Section                2                hereof, provided that this Agreement shall terminate prior to such                date:                (a) upon Triance’s resignation, death or permanent disability or                incapacity; or (b) by RREM at any time for “Cause”                (as defined in Section                6.4                below) or without Cause. |
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|   | **6.1** | **By                Resignation.**                If                Triance resigns with “Good                Reason”                (as defined below), this Agreement shall terminate but, Triance shall                continue to receive, for a one-month period, Triance’s Salary payable in                periodic installments on RREM’s regular paydays, at the rate then in                effect. For purposes of this Agreement, “Good                Reason”                shall mean: (i) the assignment to Triance of duties substantially                and                materially inconsistent with the position and nature of Triance’s                employment, the substantial and material reduction of the duties                of                Triance which is inconsistent with the position and nature of Triance’s                employment, or the change of Triance’s title indicating a substantial and                material change in the position and nature of Triance’s employment; or                (ii) a reduction in compensation and benefits that would substantially                diminish the aggregate value of Triance’s compensation and benefits                without Triance’s written consent. If Triance resigns without Good Reason,                Triance shall be entitled to receive Triance’s Salary only through the                date of such resignation. |
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|   | **6.2** | **By                Reason of Incapacity or Disability.**** **If                Triance becomes so incapacitated by reason of accident, illness,                or other                disability that Triance is unable to carry on substantially all of                the                normal duties and obligations of Triance under this Agreement for                a                continuous period of thirty (30) days (the “Incapacity                Period”),                this Agreement shall terminate. For purposes of the foregoing, Triance’s                permanent disability or incapacity shall be determined in accordance                with                RREM’s disability insurance policy, if such a policy is then in effect,                or                if no such policy is then in effect, such permanent disability or                incapacity shall be determined by RREM’s Board of Directors in its good                faith judgment based upon Triance’s inability to perform normal and                reasonable duties and obligations. |
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|   | **6.3** | **By                Reason of Death.**                If                Triance dies during the Term of this Agreement, RREM shall pay to                the                estate of Triance any earned Salary only through the date of Triance’s                death.** **Other                death benefits, if any, will be determined in accordance with the                terms of                RREM’s benefit plans and programs. |
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|   | **6.4** | **For                Cause.**                If                the Term of this Agreement is terminated by RREM for Cause Triance                shall                be entitled to receive Triance’s Salary only through the date of                termination. However, if a dispute arises between RREM and Triance                that is                not resolved within sixty (60) days and neither party initiates                arbitration proceedings pursuant to Section 14.8,                RREM shall have the option to pay Triance the lump sum of two (2)                months                base of Triance’s Salary at the time of termination (the “Severance                Payment”)                rather than Triance’s Salary through the date of termination. Such                determination to pay the Severance Payment in lieu of Triance’s Salary                shall be made in the reasonable judgment of the Board of Directors.                If                RREM elects to make a payment to Triance of the Severance Payment,                the                parties hereto agree that such payment shall be Triance’s complete and                exclusive remedy for such a termination for Cause. For purposes of                this                Agreement, “Cause”                shall mean: (i) any act of dishonesty or fraud with respect to RREM;                (ii)                the commission by Triance of a felony, a crime involving moral turpitude                or other act causing material harm to RREM’s standing and reputation;                (iii) Triance’s continued material failure to perform Triance’s duties to                RREM after ten (10) days’ written notice thereof to Triance; (iv) any                “back-dooring” set forth in Section 6.6 below; or (v) gross negligence or                willful misconduct by Triance with respect to RREM. RREM shall provide                Triance, within ten (10) days of becoming aware of a “For Cause” breach,                written notice, which shall include written documentation, if any,                of the                “For Cause” breach, as defined above. Upon receipt of the written notice,                Triance shall have ten (10) days to respond to RREM’s notice and attempt                to cure or resolve the “For Cause” breach. |
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|   | **6.5** | **Without                Cause.**                If, during the Term of this Agreement, RREM terminates Triance’s                employment without Cause, Triance shall be entitled to receive, for                a                two-month period, Triance’s Base Salary, payable in periodic installments                on RREM’s regular paydays, at the rate then in                effect. |
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|   | **6.6** | **Back-Dooring.**                Triance hereby acknowledges and agrees that all loans and other potential                transactions or contacts established with potential customers of                RREM                during Triance’s employment hereby are assumed to be the result of RREM’s                lead system. Further, leads Triance establishes through any sort                of                “call-in” or referral from RREM, RBCF or their respective Affiliates,                including leads from supplier’s, vendors or associates of RREM, RBCF or                their respective Affiliates, would be considered a RREM lead. Triance                shall not take, refer or in any way transfer a RREM lead or in any                way                personally profit from a RREM lead, other than as set forth in this                Agreement. Any violation of this provision shall be grounds for immediate                termination For Cause and may be considered embezzlement by                law. |
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|   | **7.** | **Trade                Secrets and                Confidentiality:** |
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|   | **7.1** | **Nondisclosure.**                Without the prior written consent of RREM, Triance shall not, at                any time,                either during or after the term of this Agreement, directly or indirectly,                divulge or disclose to any person, firm, association, or corporation,                or                use for Triance’s own benefit, gain, or otherwise, any customer lists,                plans, products, data, sales leads and related data, or any other                trade                secrets or confidential materials or like information (collectively                referred to as the “Confidential Information”) of RREM and/or its                Affiliates, as hereinafter defined, it being the intent of RREM,                with                which intent Triance hereby agrees, to restrict Triance from disseminating                or using any like information that is unpublished or not readily                available                to the general public. |
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|   | **7.1.1** | Definition                of Affiliate.                For purposes of this Agreement, the term “Affiliate” shall mean any                entity, individual, firm, or corporation, directly or indirectly,                through                one or more intermediaries, controlling controlled by, or under common                control with RREM. |
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|   | **7.2** | **Return                of Property.**                Upon the termination of this Agreement, Triance shall deliver to                RREM all                lists, books, records, data, and other information (including all                copies                thereof in whatever form or media) of every kind relating to or connected                with RREM or its Affiliates and their activities, business and                customers. |
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|   | **7.3** | **Notice                of Compelled Disclosure.**                If, at any time, Triance becomes legally compelled (by deposition,                interrogatory, request for documents, subpoena, civil investigative                demand, or similar process or otherwise) to disclose any of the                Confidential Information, Triance shall provide RREM with prompt,                prior                written notice of such requirement so that RREM may seek a protective                order or other appropriate remedy and/or waive compliance with the                terms                of this Agreement. In the event that such protective order or other                remedy                is not obtained, that RREM waives compliance with the provisions                hereof,                Triance agrees to furnish only that portion of the Confidential                Information which Triance is advised by written opinion of counsel                is                legally required and exercise Triance’s best efforts to obtain assurance                that confidential treatment will be accorded such Confidential                Information. In any event, Triance shall not oppose action by RREM                to                obtain an appropriate protective order or other reliable assurance                that                confidential treatment will be accorded the Confidential                Information. |
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|   | **7.4** | **Assurance                of Compliance.**                Triance agrees to represent to RREM, in writing, at any time that                RREM so                request, that Triance has complied with the provisions of this section,                or                any other section of this                Agreement. |
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|   | **8.** | **RETURN                OF RREM PROPERTY:**                Triance agrees that upon any termination of his employment, Triance                shall                return to RREM within a reasonable time not to exceed two (2) weeks,                any                of RREM’s property in his possession or under his control, including but                not limited to, computer/office automation equipment, records and                names,                addresses, and other information with regard to customers or potential                customers of RREM with whom Triance has had contact or done                business. |
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|   | **9.** | **NON-COMPETITION:**                For a period of one (1) year after the termination of this Agreement,                Triance expressly covenants and agrees that he will not and will                not                attempt to, without the prior written consent of RBCF and RREM, directly                or indirectly own, manage, operate, finance, join, control, or participate                in the ownership, management, operation, financing, or control of,                or be                associated as an officer, director, employee, agent, partner, principal,                representative, consultant, or otherwise with, or use or permit his                name                to be used in connection with, any line of business or enterprise                that                competes with RREM, RBCF or each of their respective Affiliates (as                defined herein) in any business of RREM, RBCF or their respective                Affiliates, existing or proposed, wherever located, provided that                Triance                shall not be prohibited from owning, directly or indirectly, less                than one                percent (1%) of the outstanding shares of any corporation, the shares                of                which are traded on a National Securities Exchange or in the                over-the-counter markets. This Section shall not apply to the companies                identified in Attachment B. |
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|   | **10.** | **NO                INTERFERENCE:**                For a period of two (2) years after the termination of this Agreement,                Triance expressly covenants and agrees that he will not and will                not                attempt to, without the prior written consent of RBCF and RREM, directly                or indirectly interfere with or disrupt or attempt to interfere with                or                disrupt or take any action that could be reasonably expected to interfere                with or disrupt any past or present or prospective relationship,                contractual or otherwise, between RREM, RBCF and/or any of their                respective Affiliates, and any customer, insurance company, mortgage                company, financial services company, supplier, sales representative,                or                agent or employee of RREM, RBCF or any of their respective Affiliates.                This Section shall not apply to the companies identified in Attachment                B. |
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|   | **11.** | **NON-SOLICITATION;                AGREEMENT NOT TO HIRE:**                Triance understands and appreciates that RREM and RBCF invest a tremendous                amount of time, energy, resources and expertise in the training and                education of their respective employees and subcontractors to be                able to                provide services to clients. Further, Triance understands that in                the                event an employee or subcontractor of RREM, RBCF or any of their                respective Affiliates is enticed to leave, then RREM shall be damaged                in                an amount the Parties are not capable of calculating at the present                time.                Therefore, Triance agrees not to offer employment or subcontractor                status                to any employee or subcontractor of RREM, RBCF or their respective                Affiliates, nor to allow any person or entity known to Triance to                offer                such employment or subcontractor status with Triance or any other                concern,                venture or entity with whom Triance may be employed by, associated                or hold                a financial stake in, for a period of three (3) years from the date                of                expiration or termination of this Agreement. Further, in the event                an                employee or subcontractor of RREM, RBCF or their respective Affiliates                leaves the employ of, dissolves or breaks association with RREM,                RBCF or                their respective Affiliates and subsequently establishes employment                or an                association of any kind with another financial services company,                investment banking or other type of competing firm of RREM, RBCF                or their                respective Affiliates, Triance agrees not to do business with such                other                competing firm for a period of three (3) years from the date of expiration                or termination of this Agreement. |
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|   | **12.** | **RELATIONSHIP                OF PARTIES:**                The parties intend that this Agreement create an Employee-Employer                relationship between the parties. |
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|  | **13.** | **NOTICES:**                All notices, required and demands and other communications hereunder                must                be in writing and shall be deemed to have been duly given when personally                delivered or when placed in the United States Mail and forwarded                by                Registered or Certified Mail, Return Receipt Requested, postage prepaid,                or when forwarded via reputable overnight carrier, addressed to the                party                to whom such notices is being given at the following address:  |
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| **As                  to RREM:** | Rubicon                  Real Estate and Mortgages, Inc. |
|----------------------------------|----------------------------------------------------------|
|                             | 19200                  Von Karman, Suite 350             |
|                             | Irvine,                  CA 92612                        |
|                             | Attn:                  Chief Executive Officer           |

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| **As                  to Triance:** | Craig                  Triance           |
|-------------------------------------|------------------------------------------|
|                                | 425                  E. Arrow Hwy., #713 |
|                                | Glendora,                  CA 91740      |

**Address      Change: **

|  | **14.** | **MISCELLANEOUS:** |
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|   | **14.1** | **Entire                Agreement.**                This Agreement and the Addendums hereto contain the entire agreement                of                the parties. This Agreement may not be altered, amended or modified                except                in writing duly executed by the                parties. |
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|   | **14.2** | **Assignment.**                Neither party, without the written consent of the other party, can                assign                this Agreement. |
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|   | **14.3** | **Binding.**                This Agreement shall be binding upon and inure to the benefit of                the                parties, their personal representative, successors and                assigns. |
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|   | **14.4** | **No                Waiver.**                The waiver of the breach of any covenant or condition herein shall                in no                way operate as a continuing or permanent waiver of the same or similar                covenant or condition. |
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|   | **14.5** | **Severability.**                If                any provision of this Agreement is held to be invalid or unenforceable                for                any reason, the remaining provisions will continue in full force                without                being impaired or invalidated in any way. The parties hereto agree                to                replace any invalid provision with at valid provision which most                closely                approximates the intent of the invalid                provision. |
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|   | **14.6** | **Interpretation.**                This Agreement shall not be construed more strongly against any party                hereto regardless of which party may have been more responsible for                the                preparation of Agreement. |
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|   | **14.7** | **Governing                Law.**                This Agreement shall be governed by and construed under the laws                of the                State of California, without reference to the choice of law principles                thereof. |
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|   | **14.8** | **Arbitration.** |
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|   | **14.8.1** | Any                controversy, dispute or claim of whatever nature in any way arising                out of                or relating to Triance’s employment with RREM, including, without                limitation (except as expressly excluded below in Section                14.8.2)                any claims or disputes by Triance against RREM, or by RREM against                Triance, concerning, arising out of or relating to the separation                of that                employment; any other adverse personnel action by RREM; any federal,                state                or local law, statute or regulation prohibiting employment discrimination                or harassment; any public policy; any RREM disciplinary action; any                RREM                decision regarding a RREM policy or practice, including but not limited                to                Triance’s compensation or other benefits; and any other claim for                personal, emotional, physical or economic injury (individually or                collectively, “Covered                Claims”)                shall be resolved, at the request of any party to this Agreement,                by final                and binding arbitration in Orange County, California before Judicial                Arbitration Mediation Services (“JAMS”)                in accordance with JAMS’ then-current policies and procedures for                arbitration of employment disputes. |
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|   | **14.8.2** | The                only claims or disputes excluded from binding arbitration under this                Agreement are the following: any claim by Triance for workers’                compensation benefits or for benefits under a RREM plan that provides                its                own arbitration procedure; and any claim by either party for equitable                relief, including but not limited to, a temporary restraining order,                preliminary injunction or permanent injunction against the other                party. |
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|   | **14.8.3** | This                agreement to submit all Covered Claims to binding arbitration in                no way                alters the exclusivity of Triance’s remedy under Section                6.5                in                the event of any termination without Cause or the exclusivity of                Triance’s                remedy under Section 6.4                in                the event of any termination with Cause, and does not require RREM                to                provide Triance with any type of progressive                discipline. |
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|   | **14.9** | **Titles.**                Titles to the sections of this Agreement are solely for the convenience                of                the parties and shall not be used to explain, modify, simplify, or                aid in                the interpretation of the provisions of this                Agreement. |
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|   | **14.10** | **Counterparts.**                This Agreement may be executed in counterparts, each of which shall                be                deemed an original, but together which shall constitute one and the                same                instrument. |
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**(BALANCE      OF THIS PAGE INTENTIONALLY LEFT BLANK)**

**SIGNATURE      PAGE TO FOLLOW**

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**IN      WITNESS WHEREOF, **

| RREM:    | Rubicon                  Real Estate and Mortgages, Inc. |
|----------|----------------------------------------------------------|
|     | a                  California corporation                |
|     |                                                     |   |
|     | By:                                                 | /s/                  Monica Cuenca |
|     |                                                     | Monica                  Cuenca, COO |
|     |                                                     |   |
| Triance: |                                                     |   |
|     |                                                     |   |
|     | By:                                                      | /s/                  Craig Triance |
|     |                                                     | Craig                  Triance |

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**ADDENDUM      A**

**Job      Description for Craig Triance**

| **Job                  Title:**  | CEO/President                       |
|----------------------------------|-------------------------------------|
| **Department:**                  | Executive                           |
| **Reports                  To:** | Board                  of Directors |

**ESSENTIAL      DUTIES AND RESPONSIBILITIES**

|   | · | Spearheads                potential real estate investments e.g., distressed properties, land                purchase opportunities. |
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|   | · | Spearheads                Marketing. |
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|   | · | Co-ordinates                open house inspections for prospective                clients. |
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|   | · | Co-ordinates                open house for current listings. |
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|   | · | Co-ordinates                inspection reports and other essential requirements with both buyers                and                sellers to prepare the house for contract date                closing. |
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|   | · | Co-ordinates                final walk through with client. |
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|   | · | Originates                client loans. |
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|   | · | Co-ordinates                with lenders to price the loan. |
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|   | · | Co-ordinates                with the clients to sell the loan. |
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|   | · | Negotiates                the best terms with the lender on behalf of the                client. |
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|   | · | Schedules                the final loan doc signings with the client to respond to open                questions. |
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|   | · | In                addition to the above, the President shall take direction and perform                additional responsibilities as may be assigned by the CEO. |
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**ADDENDUM      B**

**Approved      Non-Rubicon Real Estate and Mortgages, Inc. **

**Business      Activity Exemptions**

|   | 1. | Cambridge                Financial Consultants LLC9660 Flair Dr. #498El Monte, CA 91731CFL                  – 603C618 |
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