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EXHIBIT 31.1

                                 CERTIFICATIONS


I, Steven M. Skow, President and C.E.O., certify that:

     1.   I have  reviewed  this  quarterly  report on Form 10-QSB of  Integrity
          Bancshares, Inc.;

     2.   Based on my  knowledge,  this  report  does  not  contain  any  untrue
          statement  of a  material  fact  or  omit to  state  a  material  fact
          necessary to make the statements  made, in light of the  circumstances
          under which such  statements were made, not misleading with respect to
          the period covered by this report;

     3.   Based on my knowledge,  the financial statements,  and other financial
          information  included in this report,  fairly  present in all material
          respects the  financial  condition,  results of  operations,  and cash
          flows  of the  small  business  issuer  as of,  and for,  the  periods
          presented in this report;

     4.   The  small  business  issuer's  other  certifying  officer  and  I are
          responsible for establishing and maintaining  disclosure  controls and
          procedures (as defined in Exchange Act Rules  13a-15(e) and 15d-15(e))
          for the small business issuer and have:

                    (a) Designed such  disclosure  controls and  procedures,  or
                    caused  such  disclosure   controls  and  procedures  to  be
                    designed  under our  supervision,  to ensure  that  material
                    information relating to the small business issuer, including
                    its consolidated  subsidiary,  is made known to us by others
                    within  those  entities,  particularly  during the period in
                    which this report is being prepared;

                    (b) [Paragraph  omitted pursuant to SEC Release Nos. 33-8238
                    and 34-47986.]

                    (c)  Evaluated  the  effectiveness  of  the  small  business
                    issuer's disclosure controls and procedures and presented in
                    this report our conclusions  about the  effectiveness of the
                    disclosure  controls  and  procedures,  as of the end of the
                    period covered by this report based on such evaluation; and

                    (d)  Disclosed  in  this  report  any  change  in the  small
                    business issuer's internal control over financial  reporting
                    that occurred during the small business issuer's most recent
                    fiscal   quarter  that  has  materially   affected,   or  is
                    reasonably likely to materially  affect,  the small business
                    issuer's internal control over financial reporting; and




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     5.   The  small  business  issuer's  other  certifying  officer  and I have
          disclosed,  based on our most recent  evaluation  of internal  control
          over financial reporting,  to the small business issuer's auditors and
          the audit committee of the small business issuer's board of directors:

                    (a) All significant  deficiencies and material weaknesses in
                    the design or operation of internal  control over  financial
                    reporting  which are reasonably  likely to adversely  affect
                    the small  business  issuer's  ability to  record,  process,
                    summarize and report financial information; and

                    (b)  Any  fraud,  whether  or not  material,  that  involves
                    management or other employees who have a significant role in
                    the small business  issuer's internal control over financial
                    reporting.




August 29, 2003





                                     /s/ Steven M. Skow
                                     ------------------------------------
                                     Steven M. Skow, President and C.E.O.
                                     (Principal Executive Officer)




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