Information to identify the case:

Debtor 1 Tameshia Dominique Creer

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−7923

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia Date case filed for chapter 7 2/22/21

Case number: 21−30544−KRH

Official Form 309A (For Individuals or Joint Debtors)

Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline 12/15

For the debtors listed above, a case has been filed under chapter 7 of the Bankruptcy Code. An order for relief has

been entered.

This notice has important information about the case for creditors, debtors, and trustees, including information about

the meeting of creditors and deadlines. Read all pages carefully.

The filing of the case imposed an automatic stay against most collection activities. This means that creditors generally may not

take action to collect debts from the debtors or the debtors' property. For example, while the stay is in effect, creditors cannot

sue, garnish wages, assert a deficiency, repossess property, or otherwise try to collect from the debtors. Creditors cannot

demand repayment from debtors by mail, phone, or otherwise. Creditors who violate the stay can be required to pay actual and

punitive damages and attorney's fees. Under certain circumstances, the stay may be limited to 30 days or not exist at all,

although debtors can ask the court to extend or impose a stay.

The debtors are seeking a discharge. Creditors who assert that the debtors are not entitled to a discharge of any debts or who

want to have a particular debt excepted from discharge may be required to file a complaint in the bankruptcy clerk's office within

the deadlines specified in this notice. (See line 9 for more information.)

To protect your rights, consult an attorney. All documents filed in the case may be inspected at the bankruptcy clerk's office at

the address listed below or through PACER (Public Access to Court Electronic Records at https://pacer.uscourts.gov).

The staff of the bankruptcy clerk's office cannot give legal advice.

To help creditors correctly identify debtors, debtors submit full Social Security or Individual Taxpayer Identification

Numbers, which may appear on a version of this notice. However, the full numbers must not appear on any document

filed with the court.

Do not file this notice with any proof of claim or other filing in the case. Do not include more than the last four digits of

a Social Security or Individual Taxpayer Identification Number in any document, including attachments, that you file

with the court.

About Debtor 1: About Debtor 2:

1. Debtor's full name Tameshia Dominique Creer

2. All other names used in the

last 8 years

3. Address 12020 Chestertowne Road

Chester, VA 23831

4. Debtor's attorney

Name and address

James E. Kane

Kane & Papa, PC

1313 East Cary Street

P.O. Box 508

Richmond, VA 23218−0508

Contact phone 804−225−9500

Email: jkane@kaneandpapa.com

5. Bankruptcy trustee

Name and address

Lynn L. Tavenner

341 Dial 866−630−1691 Code: 9791870

20 North Eighth Street, Second Floor

Richmond, VA 23219

Contact phone (804) 783−8300

Email: ltavenner@tb−lawfirm.com

For more information, see page 2 >

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 1

Case 21-30544-KRH Doc 5 Filed 02/25/21 Entered 02/26/21 00:17:44 Desc Imaged

Certificate of Notice Page 1 of 5
Debtor Tameshia Dominique Creer Case number 21−30544−KRH

6. Bankruptcy clerk's office

Documents in this case may be

filed at this address. You may

inspect all records filed in this case

at this office or online at

https://pacer.uscourts.gov.

McVCIS 24−hour case

information:

Toll Free 1−866−222−8029

701 East Broad Street

Richmond, VA 23219

Hours open Monday − Friday, 9:00 AM − 4:00 PM

ET, except on holidays.

Contact phone 804−916−2400

For the Court:

Clerk of the Bankruptcy Court:

William C. Redden

Date: February 23, 2021

7. Meeting of creditors

Debtors must attend the meeting to be

questioned under oath. In a joint case,

both spouses must attend. Creditors may

attend, but are not required to do so.

March 22, 2021 at 11:00 AM

The meeting may be continued or adjourned to a

later date. If so, the date will be on the court

docket.

Location:

For telephonic 341 creditors

meeting, dial−in contact

information see 341, notice,

section 5. For updates, see,

www.vaeb.uscourts.gov

8. Presumption of abuse

If the presumption of abuse arises, you

may have the right to file a motion to

dismiss the case under 11 U.S.C. §

707(b). Debtors may rebut the

presumption by showing special

circumstances.

The presumption of abuse does not arise.

9. Deadlines

The bankruptcy clerk's office must receive

these documents and any required filing

fee by the following deadlines.

File by the deadline to object to discharge or

to challenge whether certain debts are

dischargeable:

You must file a complaint:

• if you assert that the debtor is not entitled to

 receive a discharge of any debts under any of

 the subdivisions of 11 U.S.C. § 727(a)(2)

 through (7),

 or

• if you want to have a debt excepted from

 dischargeunder 11 U.S.C § 523(a)(2),

 (4), or (6).

You must file a motion:

• if you assert that the discharge should be

 denied under § 727(a)(8) or (9).

Filing deadline: May 21, 2021

Deadline to object to exemptions:

The law permits debtors to keep certain property

as exempt. If you believe that the law does not

authorize an exemption claimed, you may file an

objection.

Filing deadline: 30 days after the

conclusion of the meeting of

creditors

10. Proof of claim

Please do not file a proof of claim unless

you receive a notice to do so.

No property appears to be available to pay creditors. Therefore, please do not file a

proof of claim now. If it later appears that assets are available to pay creditors, the clerk

will send you another notice telling you that you may file a proof of claim and stating the

deadline.

11. Creditors with a foreign address If you are a creditor receiving a notice mailed to a foreign address, you may file a motion

asking the court to extend the deadlines in this notice. Consult an attorney familiar with

United States bankruptcy law if you have any questions about your rights in this case.

For more information, see page 3 >

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 2

Case 21-30544-KRH Doc 5 Filed 02/25/21 Entered 02/26/21 00:17:44 Desc Imaged

Certificate of Notice Page 2 of 5
Debtor Tameshia Dominique Creer Case number 21−30544−KRH

12. Exempt property The law allows debtors to keep certain property as exempt. Fully exempt property will not be

sold and distributed to creditors. Debtors must file a list of property claimed as exempt. You

may inspect that list at the bankruptcy clerk's office or online at https://pacer.uscourts.gov. If

you believe that the law does not authorize an exemption that the debtors claim, you may file

an objection. The bankruptcy clerk's office must receive the objection by the deadline to object

to exemptions in line 9.

13. Local Rule Dismissal

Warning

Case may be dismissed for failure to timely file lists, schedules and statements, or to attend

meeting of creditors. (Local Bankruptcy Rules 1007−1, 1007−3, and 2003−1.) Trustee may at

the meeting give notice of intention to abandon property burdensome or of inconsequential

value or intent to sell nonexempt property that has an aggregate gross value less than

$2,500. Objections thereto must be filed pursuant to Local Bankruptcy Rules 6004−2 and

6007−1.

14. Payment of Fees for

Richmond Case and

Adversary Filing and

Miscellaneous Requests

Exact Change Only accepted as of February 4, 2008, for payment of fees and services.

Payment may be made by non−debtor's check, money order, cashier's check or a 'not to

exceed check' made payable to Clerk, U.S. Bankruptcy Court, or any authorized non−debtor's

credit card.

Electronic bankruptcy notices are delivered faster than the U.S. Mail if you have a PC with Internet connection or a Fax machine.

For more information, go to bankruptcynotices.uscourts.gov or call, toll free: 877−837−3424. Case/docket information available

on Internet @ www.vaeb.uscourts.gov

ATTENTION DEBTORS: Receive your court notices and orders by email through the DeBN. Same−day delivery. Convenient

Access. Free. For more information and to download the request form, go to www.vaeb.uscourts.gov and select the Debtor

Electronic Bankruptcy Noticing link from the ATTENTION DEBTORS DeBN banner.

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 3

Case 21-30544-KRH Doc 5 Filed 02/25/21 Entered 02/26/21 00:17:44 Desc Imaged

Certificate of Notice Page 3 of 5
United States Bankruptcy Court

Eastern District of Virginia

In re: Case No. 21-30544-KRH

Tameshia Dominique Creer Chapter 7

Debtor

CERTIFICATE OF NOTICE

District/off: 0422-7 User: baumgartn Page 1 of 2

Date Rcvd: Feb 23, 2021 Form ID: 309A Total Noticed: 28

The following symbols are used throughout this certificate:

Symbol Definition

+ Addresses marked '+' were corrected by inserting the ZIP, adding the last four digits to complete the zip +4, or replacing an incorrect ZIP. USPS

regulations require that automation-compatible mail display the correct ZIP.

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on Feb 25, 2021:

Recip ID Recipient Name and Address

db + Tameshia Dominique Creer, 12020 Chestertowne Road, Chester, VA 23831-1756

15586890 + Argent Federal Credit, 11651 Alliance Circle, Chester, VA 23831-1451

15586891 + Argent Federal Credit Union, P.O. Box 72, Chesterfield, VA 23832-0900

15586894 + Chester Townhomes, 9211 Quioccasin Rd., Henrico, VA 23229-5425

15586897 + Elephant Insurance Company, 9950 Mayland Drive, Henrico, VA 23233-1463

15586898 + Fed Loan Servicing, Attn: Bankruptcy, Po Box 69184, Harrisburg, PA 17106-9184

15586900 Gilliam & Mikula, PLLC, 804 Moorefield Park Drive, Suite 200, Richmond, VA 23236-3671

15586901 + Medical College of Virginia Collection, Attn: Billing Dept/Bankruptcy, 403 N 13th St #238, Richmond, VA 23298-5030

15586902 + Michael Wayne Investments, Attn: Bankruptcy, Po Box 8730, Virginia Beach, VA 23450-8730

15586903 + Midwest Recovery Systems, Attn: Bankruptcy, Po Box 899, Florissant, MO 63032-0899

15586904 + Orthovirginia, Inc, 1115 Boulders Pkwy, Suite 200, Richmond, VA 23225-4067

15586905 + Progressive Advanced Insurance, 6300 Wilson Mills Rd., Cleveland, OH 44143-2182

15586906 + Rathbone Group, 1100 Superior Ave., Suite 1850, Cleveland, OH 44114-2544

15586907 + Rathbone Group, LLC, 1250 Granger Rd., Independence, OH 44131-1234

15586909 + Southpointe Landing Apts., 6110 Cricklewood Dr, Richmond, VA 23234-4967

15586911 + United Consumers Inc, Attn: Bankruptcy Dept, Po Box 4466, Woodbridge, VA 22194-4466

TOTAL: 16

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

Electronic transmission includes sending notices via email (Email/text and Email/PDF), and electronic data interchange (EDI). Electronic transmission is in Eastern

Standard Time.

Recip ID Notice Type: Email Address Date/Time Recipient Name and Address

aty Email/Text: jkane@kaneandpapa.com

Feb 24 2021 03:28:00 James E. Kane, Kane & Papa, PC, 1313 East Cary

Street, P.O. Box 508, Richmond, VA 23218-0508

tr Email/Text: lynn.tavenner@txitrustee.com

Feb 24 2021 03:29:00 Lynn L. Tavenner, 341 Dial 866-630-1691 Code:

9791870, 20 North Eighth Street, Second Floor,

Richmond, VA 23219

15586888 + Email/Text: bankruptcy@rentacenter.com

Feb 24 2021 03:32:00 Acceptance Now, Attn: Bankruptcy, 5501

Headquarters Drive, Plano, TX 75024-5837

15586889 + EDI: AMSHER.COM

Feb 24 2021 05:08:00 AmSher Collection Services, 4524 Southlake

Parkway, Suite 15, Birmingham, AL 35244-3271

15586892 + EDI: CAPIO.COM

Feb 24 2021 05:08:00 Capio Partners LLC, Attn: Bankruptcy, Po Box

3209, Sherman, TX 75091-3209

15586893 + EDI: CAPITALONE.COM

Feb 24 2021 05:08:00 Capital One, Po Box 31293, Salt Lake City, UT

84131-0293

15586895 + Email/Text: collect@ccsroanoke.com

Feb 24 2021 03:32:00 Creditors Collection Service, Attn: Bankruptcy, Po

Box 21504, Roanoke, VA 24018-0152

15586896 + Email/Text: bknotice@ecpi.edu

Feb 24 2021 03:30:00 ECPI, 5555 Greenwich Rd., Suite 300, Virginia

Beach, VA 23462-6554

15586899 + EDI: AMINFOFP.COM

Feb 24 2021 05:08:00 First Premier Bank, 3820 N Louise Ave, Sioux

Falls, SD 57107-0145

15586908 + Email/Text: colleen.atkinson@rmscollect.com

Feb 24 2021 03:32:00 Receivable Management Inc, Pob 17305,

Richmond, VA 23226-7305

Case 21-30544-KRH Doc 5 Filed 02/25/21 Entered 02/26/21 00:17:44 Desc Imaged

Certificate of Notice Page 4 of 5
District/off: 0422-7 User: baumgartn Page 2 of 2

Date Rcvd: Feb 23, 2021 Form ID: 309A Total Noticed: 28

15586910 + Email/Text: bankruptcydepartment@tsico.com

Feb 24 2021 03:32:00 Transworld Systems, Inc., Attn: Bankruptcy, Po

Box 15630, Wilmington, DE 19850-5630

15586912 + Email/Text: bankruptcynotice@westlakefinancial.com

Feb 24 2021 03:30:00 Westlake Financial Services, Attn: Bankruptcy, Po

Box 76809, Los Angeles, CA 90076-0809

TOTAL: 12

BYPASSED RECIPIENTS 

The following addresses were not sent this bankruptcy notice due to an undeliverable address, *duplicate of an address listed above, *P duplicate of a

preferred address, or ## out of date forwarding orders with USPS.

NONE

NOTICE CERTIFICATION

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities

in the manner shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and

belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed .R. Bank. P.2002(a)(1), a notice containing the

complete Social Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains

the redacted SSN as required by the bankruptcy rules and the Judiciary's privacy policies.

Date: Feb 25, 2021 Signature: /s/Joseph Speetjens

CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court's CM/ECF electronic mail (Email) system on February 23, 2021 at the address(es) listed

below:

Name Email Address

James E. Kane

on behalf of Debtor Tameshia Dominique Creer jkane@kaneandpapa.com 

info@kaneandpapa.com,cdiez@kaneandpapa.com,rbrowne@kaneandpapa.com,awilson@kaneandpapa.com

John P. Fitzgerald, III

USTPRegion04.RH.ECF@usdoj.gov 

Lynn L. Tavenner

ltavenner@tb-lawfirm.com amorris@tb-lawfirm.com;ltavenner@iq7technology.com;ecf.alert+Tavenner@titlexi.com

TOTAL: 3

Case 21-30544-KRH Doc 5 Filed 02/25/21 Entered 02/26/21 00:17:44 Desc Imaged

Certificate of Notice Page 5 of 5