James E. Kane (VSB #30081) 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, Virginia 23219 

Telephone: (804) 225-9500 

Facsimile: (804) 225-9598 

Email: jkane@kaneandpapa.com 

Counsel for Debtors 

IN THE UNITED STATES BANKRUPTCY COURT 

FOR THE EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

 

IN RE: ) 

 ) 

GEORGE DANIEL COOPER ) Case No. 20í31207íKLP 

GEORGETTA COOPER ) Chapter 13 

 ) 

 Debtors ) 

ORDER GRANTING MOTION TO INCUR DEBT 

 THIS MATTER came to be heard on the Motion to Incur Debt filed by the Debtors; and 

it 

 APPEARING TO THE COURT that the Debtors filed this case under Chapter 13 of the 

U.S. Bankruptcy Code on March 04 2020; and it 

FURTHER APPEARING that George Daniel Cooper (“Debtor 1”) has applied for and 

Enterprise RAC Company of Maryland, LLC has approved a loan to Debtor 1 in the amount of 

$25,962.18 plus interest at 12.47% per annum to be repaid with 72 equal monthly payments of 

$516.40 for the purchase of a 2019 Nissan Rogue Sport or similar vehicle; Debtor 1 needs to 

purchase the referenced vehicle as Debtor 1 does not currently have a working vehicle due to a 

mechanical breakdown, and Debtor 1 needs a replacement vehicle to travel for personal use and 

other matters; the purchase of the vehicle is in the best interest of the Debtors and will facilitate 

Debtors’ ability to perform under the Chapter 13 Plan filed herein; Debtors’ Chapter 13 Plan has 

been confirmed; and there have been no objections filed to said Motion; and it 

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 FURTHER APPEARING that Debtors’ Motion to Incur Debt should be granted; it is 

therefore 

ORDERED that Debtors’ Motion to Incur Debt be, and the same is hereby granted and 

Debtor 1 shall be permitted to borrow the amount of $25,962.18 plus interest at 12.47% per 

annum to be repaid with 72 equal monthly payments of $516.40 for the purchase of a 2019 

Nissan Rogue Sport or similar vehicle. 

Richmond, Virginia. 

 Date: _________________ _________________________________ 

 United States Bankruptcy Judge 

 Entered on Docket: __________________ 

PRESENTED BY: 

/s/ James E. Kane 

James E. Kane (VSB #30081) 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, Virginia 23219 

Telephone: (804) 225-9500 

Facsimile: (804) 225-9598 

Email: jkane@kaneandpapa.com 

Counsel for Debtors 

SEEN AND AGREED TO: 

/s/ Carl M. Bates 

Carl M. Bates, Chapter 13 Trustee 

P.O. Box 1819 

Richmond, VA 23218 

Aug 10 2022 /s/ Keith L Phillips

Aug 10 2022

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CERTIFICATION OF COUNSEL 

 I hereby certify that this Order has been endorsed by all necessary parties. 

 

 /s/ James E. Kane 

 James E. Kane 

Case 20-31207-KLP Doc 40 Filed 08/10/22 Entered 08/10/22 14:50:47 Desc Main

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SERVICE LIST 

James E. Kane, Esquire 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, Virginia 23219 

Carl M. Bates, Chapter 13 Trustee 

P.O. Box 1819 

Richmond, VA 23218 

Office of the United States Trustee 

701 East Broad Street, Suite 4304 

Richmond, VA 23219 

Case 20-31207-KLP Doc 40 Filed 08/10/22 Entered 08/10/22 14:50:47 Desc Main

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