Information to identify the case:

Debtor 1 Yong In

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−1780

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing)

Jenna Jihye Koo

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−7799

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia Date case filed for chapter 7 11/30/20

Case number: 20−12611−KHK

Official Form 309A (For Individuals or Joint Debtors)

Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline 12/15

For the debtors listed above, a case has been filed under chapter 7 of the Bankruptcy Code. An order for relief has

been entered.

This notice has important information about the case for creditors, debtors, and trustees, including information about

the meeting of creditors and deadlines. Read all pages carefully.

The filing of the case imposed an automatic stay against most collection activities. This means that creditors generally may not

take action to collect debts from the debtors or the debtors' property. For example, while the stay is in effect, creditors cannot

sue, garnish wages, assert a deficiency, repossess property, or otherwise try to collect from the debtors. Creditors cannot

demand repayment from debtors by mail, phone, or otherwise. Creditors who violate the stay can be required to pay actual and

punitive damages and attorney's fees. Under certain circumstances, the stay may be limited to 30 days or not exist at all,

although debtors can ask the court to extend or impose a stay.

The debtors are seeking a discharge. Creditors who assert that the debtors are not entitled to a discharge of any debts or who

want to have a particular debt excepted from discharge may be required to file a complaint in the bankruptcy clerk's office within

the deadlines specified in this notice. (See line 9 for more information.)

To protect your rights, consult an attorney. All documents filed in the case may be inspected at the bankruptcy clerk's office at

the address listed below or through PACER (Public Access to Court Electronic Records at https://pacer.uscourts.gov).

The staff of the bankruptcy clerk's office cannot give legal advice.

To help creditors correctly identify debtors, debtors submit full Social Security or Individual Taxpayer Identification

Numbers, which may appear on a version of this notice. However, the full numbers must not appear on any document

filed with the court.

Do not file this notice with any proof of claim or other filing in the case. Do not include more than the last four digits of

a Social Security or Individual Taxpayer Identification Number in any document, including attachments, that you file

with the court.

About Debtor 1: About Debtor 2:

1. Debtor's full name Yong In Jenna Jihye Koo

2. All other names used in the

last 8 years

3. Address 13994 New Braddock Rd.

Centreville, VA 20121

13994 New Braddock Rd.

Centreville, VA 20121

4. Debtor's attorney

Name and address

Jeremy Calvin Huang

CHADWICK WASHINGTON, et al.

3201 Jermantown Rd.

Suite 600

Fairfax, VA 22030

Contact phone 7033521900

Email: jhuang@chadwickwashington.com

5. Bankruptcy trustee

Name and address

Janet M. Meiburger

The Meiburger Law Firm, P.C.

341 Dial: 866−652−2725 Code: 5661649

1493 Chain Bridge Road, Suite 201

McLean, VA 22101−5726

Contact phone 703−556−9404

Email: trustee@meiburgerlaw.com

For more information, see page 2 >

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 1

Case 20-12611-KHK Doc 6 Filed 12/03/20 Entered 12/04/20 00:18:01 Desc Imaged

Certificate of Notice Page 1 of 5
Debtor Yong In and Jenna Jihye Koo Case number 20−12611−KHK

6. Bankruptcy clerk's office

Documents in this case may be

filed at this address. You may

inspect all records filed in this case

at this office or online at

https://pacer.uscourts.gov.

McVCIS 24−hour case

information:

Toll Free 1−866−222−8029

200 South Washington Street

Alexandria, VA 22314

Hours open Monday − Friday, 9:00 AM − 4:00 PM

ET, except on holidays.

Contact phone 703−258−1200

For the Court:

Clerk of the Bankruptcy Court:

William C. Redden

Date: December 1, 2020

7. Meeting of creditors

Debtors must attend the meeting to be

questioned under oath. In a joint case,

both spouses must attend. Creditors may

attend, but are not required to do so.

January 7, 2021 at 10:00 AM

The meeting may be continued or adjourned to a

later date. If so, the date will be on the court

docket.

Location:

For telephonic 341 creditors

meeting, dial−in contact

information see 341, notice,

section 5. For updates, see,

www.vaeb.uscourts.gov

8. Presumption of abuse

If the presumption of abuse arises, you

may have the right to file a motion to

dismiss the case under 11 U.S.C. §

707(b). Debtors may rebut the

presumption by showing special

circumstances.

The presumption of abuse does not arise.

9. Deadlines

The bankruptcy clerk's office must receive

these documents and any required filing

fee by the following deadlines.

File by the deadline to object to discharge or

to challenge whether certain debts are

dischargeable:

You must file a complaint:

• if you assert that the debtor is not entitled to

 receive a discharge of any debts under any of

 the subdivisions of 11 U.S.C. § 727(a)(2)

 through (7),

 or

• if you want to have a debt excepted from

 dischargeunder 11 U.S.C § 523(a)(2),

 (4), or (6).

You must file a motion:

• if you assert that the discharge should be

 denied under § 727(a)(8) or (9).

Filing deadline: March 8, 2021

Deadline to object to exemptions:

The law permits debtors to keep certain property

as exempt. If you believe that the law does not

authorize an exemption claimed, you may file an

objection.

Filing deadline: 30 days after the

conclusion of the meeting of

creditors

10. Proof of claim

Please do not file a proof of claim unless

you receive a notice to do so.

No property appears to be available to pay creditors. Therefore, please do not file a

proof of claim now. If it later appears that assets are available to pay creditors, the clerk

will send you another notice telling you that you may file a proof of claim and stating the

deadline.

11. Creditors with a foreign address If you are a creditor receiving a notice mailed to a foreign address, you may file a motion

asking the court to extend the deadlines in this notice. Consult an attorney familiar with

United States bankruptcy law if you have any questions about your rights in this case.

For more information, see page 3 >

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 2

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Certificate of Notice Page 2 of 5
Debtor Yong In and Jenna Jihye Koo Case number 20−12611−KHK

12. Exempt property The law allows debtors to keep certain property as exempt. Fully exempt property will not be

sold and distributed to creditors. Debtors must file a list of property claimed as exempt. You

may inspect that list at the bankruptcy clerk's office or online at https://pacer.uscourts.gov. If

you believe that the law does not authorize an exemption that the debtors claim, you may file

an objection. The bankruptcy clerk's office must receive the objection by the deadline to object

to exemptions in line 9.

13. Local Rule Dismissal

Warning

Case may be dismissed for failure to timely file lists, schedules and statements, or to attend

meeting of creditors. (Local Bankruptcy Rules 1007−1, 1007−3, and 2003−1.) Trustee may at

the meeting give notice of intention to abandon property burdensome or of inconsequential

value or intent to sell nonexempt property that has an aggregate gross value less than

$2,500. Objections thereto must be filed pursuant to Local Bankruptcy Rules 6004−2 and

6007−1.

14. Payment of Fees for

Alexandria Case and

Adversary Filing and

Miscellaneous Requests

Exact Change Only accepted as of December 16, 2013, for payment of fees and services.

Payment may be made by non−debtor's check, money order, cashier's check made payable

to Clerk, U.S. Bankruptcy Court, or any authorized non−debtor's credit card.

Electronic bankruptcy notices are delivered faster than the U.S. Mail if you have a PC with Internet connection or a Fax machine.

For more information, go to bankruptcynotices.uscourts.gov or call, toll free: 877−837−3424. Case/docket information available

on Internet @ www.vaeb.uscourts.gov

ATTENTION DEBTORS: Receive your court notices and orders by email through the DeBN. Same−day delivery. Convenient

Access. Free. For more information and to download the request form, go to www.vaeb.uscourts.gov and select the Debtor

Electronic Bankruptcy Noticing link from the ATTENTION DEBTORS DeBN banner.

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 3

Case 20-12611-KHK Doc 6 Filed 12/03/20 Entered 12/04/20 00:18:01 Desc Imaged

Certificate of Notice Page 3 of 5
United States Bankruptcy Court

Eastern District of Virginia

In re: Case No. 20-12611-KHK

Yong In Chapter 7

Jenna Jihye Koo

Debtor(s)

CERTIFICATE OF NOTICE

District/off: 0422-9 User: jonesar Page 1 of 2

Date Rcvd: Dec 01, 2020 Form ID: 309A Total Noticed: 17

The following symbols are used throughout this certificate:

Symbol Definition

+ Addresses marked '+' were corrected by inserting the ZIP, adding the last four digits to complete the zip +4, or replacing an incorrect ZIP. USPS

regulations require that automation-compatible mail display the correct ZIP.

++ Addresses marked '++' were redirected to the recipient's preferred mailing address pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.P.2002(g)(4).

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on Dec 03, 2020:

Recip ID Recipient Name and Address

db/jdb + Yong In, Jenna Jihye Koo, 13994 New Braddock Rd., Centreville, VA 20121-3502

15527278 ++ DSNB MACY S, CITIBANK, 1000 TECHNOLOGY DRIVE MS 777, O FALLON MO 63368-2222 address filed with court:, Dsnb

Bloomingdales, Attn: Recovery 'Bk', Po Box 9111, Mason, OH 45040-0000

15527280 + Midland Funding, Attn: Bankruptcy, 350 Camino De La Reine Ste 100, San Diego, CA 92108-3007

TOTAL: 3

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

Electronic transmission includes sending notices via email (Email/text and Email/PDF), and electronic data interchange (EDI). Electronic transmission is in Eastern

Standard Time.

Recip ID Notice Type: Email Address Date/Time Recipient Name and Address

aty Email/Text: jhuang@chadwickwashington.com

Dec 02 2020 05:31:00 Jeremy Calvin Huang, CHADWICK

WASHINGTON, et al., 3201 Jermantown Rd.,

Suite 600, Fairfax, VA 22030

tr EDI: BJMMEIBURGER.COM

Dec 02 2020 06:38:00 Janet M. Meiburger, The Meiburger Law Firm,

P.C., 341 Dial: 866-652-2725 Code: 5661649,

1493 Chain Bridge Road, Suite 201, McLean, VA

22101-5726

15527271 + EDI: AMEREXPR.COM

Dec 02 2020 06:38:00 Amex, Correspondence/Bankruptcy, Po Box

981540, El Paso, TX 79998-1540

15527272 + EDI: BANKAMER.COM

Dec 02 2020 06:38:00 Bank of America, 4909 Savarese Circle,

Fl1-908-01-50, Tampa, FL 33634-2413

15527273 + EDI: TSYS2.COM

Dec 02 2020 06:38:00 Barclays Bank Delaware, Attn: Bankruptcy, Po

Box 8801, Wilmington, DE 19899-8801

15527274 + EDI: CAPITALONE.COM

Dec 02 2020 06:38:00 Capital One, Attn: Bankruptcy, Po Box 30285,

Salt Lake City, UT 84130-0285

15527275 + EDI: CITICORP.COM

Dec 02 2020 06:38:00 Citibank, Citicorp Credit Srvs/Centralized Bk dept,

Po Box 790034, St Louis, MO 63179-0034

15527276 + Email/PDF: creditonebknotifications@resurgent.com

Dec 02 2020 05:11:50 Credit One Bank, Po Box 98872, Las Vegas, NV

89193-8872

15527277 + EDI: DISCOVER.COM

Dec 02 2020 06:38:00 Discover Financial, Attn: Bankruptcy, Po Box

3025, New Albany, OH 43054-3025

15527279 Email/Text: specialhandling@glasserlaw.com

Dec 02 2020 05:31:00 Glasser & Glasser, P.O. Box 3400, Norfolk, VA

23514-0000

15527281 EDI: PRA.COM

Dec 02 2020 06:38:00 Portfolio Recovery, Attn: Bankruptcy, 120

Corporate Blvd, Norfold, VA 23502-0000

15527282 + EDI: RMSC.COM

Dec 02 2020 06:38:00 Syncb, Attn: Bankruptcy, Po Box 965060,

Orlando, FL 32896-5060

15527283 + EDI: RMSC.COM

Dec 02 2020 06:38:00 Synchrony Bank/Gap, Attn: Bankruptcy, Po Box

965060, Orlando, FL 32896-5060

Case 20-12611-KHK Doc 6 Filed 12/03/20 Entered 12/04/20 00:18:01 Desc Imaged

Certificate of Notice Page 4 of 5
District/off: 0422-9 User: jonesar Page 2 of 2

Date Rcvd: Dec 01, 2020 Form ID: 309A Total Noticed: 17

15527284 EDI: USBANKARS.COM

Dec 02 2020 06:38:00 US Bank/RMS CC, Attn: Bankruptcy, Po Box

5229, Cincinnati, OH 45201-0000

TOTAL: 14

BYPASSED RECIPIENTS 

The following addresses were not sent this bankruptcy notice due to an undeliverable address, *duplicate of an address listed above, *P duplicate of a

preferred address, or ## out of date forwarding orders with USPS.

NONE

NOTICE CERTIFICATION

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities

in the manner shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and

belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed .R. Bank. P.2002(a)(1), a notice containing the

complete Social Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains

the redacted SSN as required by the bankruptcy rules and the Judiciary's privacy policies.

Date: Dec 03, 2020 Signature: /s/Joseph Speetjens

CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court's CM/ECF electronic mail (Email) system on December 1, 2020 at the address(es) listed

below:

Name Email Address

Janet M. Meiburger

trustee@meiburgerlaw.com VA41@ecfcbis.com

Jeremy Calvin Huang

on behalf of Joint Debtor Jenna Jihye Koo jhuang@chadwickwashington.com 

Jeremy Calvin Huang

on behalf of Debtor Yong In jhuang@chadwickwashington.com 

John P. Fitzgerald, III

ustpregion04.ax.ecf@usdoj.gov 

TOTAL: 4

Case 20-12611-KHK Doc 6 Filed 12/03/20 Entered 12/04/20 00:18:01 Desc Imaged

Certificate of Notice Page 5 of 5