Official Form 410S1 Notice of Mortgage Payment Change page 1

Official Form 410S1

Notice of Mortgage Payment Change 12/15

If the debtor's plan provides for payment of postpetition contractual installments on your claim secured by a security interest in the debtor's 

principal residence, you must use this form to give notice of any changes in the installment payment amount. File this form as a supplement 

to your proof of claim at least 21 days before the new payment amount is due. See Bankruptcy Rule 3002.1.

Name of creditor: U.S. Bank Trust National Association, not in 

its individual capacity, but solely as trustee 

of Citigroup Mortgage Loan Trust 2018-RP3

Court claim no. (if known): 7

Last four digits of any number you 

use to identify the debtor’s account:

XXXXXX1339 Date of payment change:

Must be at least 21 days after date of 

this notice

11/1/2022

New total payment:

Principal, interest, and escrow, if any $4,690.85

Part 1: Escrow Account Payment Adjustment

1. Will there be a change in the debtor’s escrow account payment?

 No

 Yes. Attach a copy of the escrow account statement prepared in a form consistent with applicable nonbankruptcy law. Describe the basis 

for the change. If a statement is not attached, explain why: __________________________________________________________

___________________________________________________________________________________________________

Current escrow payment: $ 634.27 New escrow payment : $ 676.42

Part 2: Mortgage Payment Adjustment

2. Will the debtor’s principal and interest payment change based on an adjustment to the interest rate in the debtor’s 

variable-rate account?

 No

 Yes Attach a copy of the rate change notice prepared in a form consistent with applicable nonbankruptcy law. If a notice is not attached, 

explain why: ___________________________________

Current interest rate: % New interest rate: %

Current principal and interest payment: $ _________ New principal and interest payment: $ __________

Part 3: Other Payment Change

3. Will there be a change in the debtor’s mortgage payment for a reason not listed above?

 No

 Yes. Attach a copy of any documents describing the basis for the change, such as repayment plan or loan modification agreement.

(Court approval may be required before the payment change can take effect.)

Reason for change: ____________________________________________________________________________

Current mortgage payment: $ _________ New mortgage payment: $ _________

Fill in this information to identify the case:

Debtor 1 Harriet E. Salley

Debtor 2

(Spouse, if filing)

United States Bankruptcy Court for the : Eastern District of Virginia

(State)

Case number 20-33649-KRH
Official Form 410S1 Notice of Mortgage Payment Change page 2

 Debtor 1 Harriet E. Salley Case number (if known) 20-33649-KRH

First Name Middle Name Last Name

Part 4: Sign Here

The person completing this Notice must sign it. Sign and print your name and your title, if any, and state your address and 

telephone number.

Check the appropriate box.

  I am the creditor.

  I am the creditor’s authorized agent

I declare under penalty of perjury that the information provided in this Notice is true and correct to the best of my 

knowledge, information, and reasonable belief.

X /s/Dana O'Brien Date 09/15/2022

Signature

Print: Dana O'Brien Title Authorized Agent for Creditor

First Name Middle Name Last Name

Company McCalla Raymer Leibert Pierce, LLC

Address 1544 Old Alabama Road

Number Street

Roswell GA 30076

City State ZIP Code

Contact phone (312) 346-9088 X5188 Email Dana.OBrien@mccalla.com
Bankruptcy Case No.: 20-33649-KRH

In Re: Chapter: 13

Harriet E. Salley Judge: Kevin R. 

Huennekens

CERTIFICATE OF SERVICE

I, Dana O'Brien, of McCalla Raymer Leibert Pierce, LLC, 1544 Old Alabama Road, 

Roswell, GA 30076, certify:

That I am, and at all times hereinafter mentioned, was more than 18 years of age;

That on the date below, I caused to be served a copy of the within NOTICE OF 

MORTGAGE PAYMENT CHANGE filed in this bankruptcy matter on the following parties at 

the addresses shown, by regular United States Mail, with proper postage affixed, unless another 

manner of service is expressly indicated: 

Harriet E. Salley

4932 Topping Lane

Glen Allen, VA 23060

Jeanne E. Hovenden (served via ECF Notification)

Jeanne E. Hovenden, P.L.L.C.

9830 Lori Road

P O Box 1839

Chesterfield, VA 23832

Suzanne E. Wade, Trustee (served via ECF Notification)

7202 Glen Forest Drive, Ste. 202

Richmond, VA 23226

John P. Fitzgerald, III (served via ECF Notification)

Office of the US Trustee - Region 4 -R

701 E. Broad Street, Ste. 4304

Richmond, VA 23219

I CERTIFY UNDER PENALTY OF PERJURY THAT THE FOREGOING IS TRUE 

AND CORRECT.

Executed on: 09/16/2022 By: /s/Dana O'Brien

(date) Dana O'Brien

Authorized Agent for Creditor