Information to identify the case:

Debtor 1 Keith Bryan Donovan

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−4421

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing)

Christina Hensley Donovan

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−7414

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia Date case filed for chapter 7 10/9/19

Case number: 19−35318−KRH

Official Form 309A (For Individuals or Joint Debtors)

Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline 12/15

For the debtors listed above, a case has been filed under chapter 7 of the Bankruptcy Code. An order for relief has

been entered.

This notice has important information about the case for creditors, debtors, and trustees, including information about

the meeting of creditors and deadlines. Read all pages carefully.

The filing of the case imposed an automatic stay against most collection activities. This means that creditors generally may not

take action to collect debts from the debtors or the debtors' property. For example, while the stay is in effect, creditors cannot

sue, garnish wages, assert a deficiency, repossess property, or otherwise try to collect from the debtors. Creditors cannot

demand repayment from debtors by mail, phone, or otherwise. Creditors who violate the stay can be required to pay actual and

punitive damages and attorney's fees. Under certain circumstances, the stay may be limited to 30 days or not exist at all,

although debtors can ask the court to extend or impose a stay.

The debtors are seeking a discharge. Creditors who assert that the debtors are not entitled to a discharge of any debts or who

want to have a particular debt excepted from discharge may be required to file a complaint in the bankruptcy clerk's office within

the deadlines specified in this notice. (See line 9 for more information.)

To protect your rights, consult an attorney. All documents filed in the case may be inspected at the bankruptcy clerk's office at

the address listed below or through PACER (Public Access to Court Electronic Records at www.pacer.gov).

The staff of the bankruptcy clerk's office cannot give legal advice.

To help creditors correctly identify debtors, debtors submit full Social Security or Individual Taxpayer Identification

Numbers, which may appear on a version of this notice. However, the full numbers must not appear on any document

filed with the court.

Do not file this notice with any proof of claim or other filing in the case. Do not include more than the last four digits of

a Social Security or Individual Taxpayer Identification Number in any document, including attachments, that you file

with the court.

About Debtor 1: About Debtor 2:

1. Debtor's full name Keith Bryan Donovan Christina Hensley Donovan

2. All other names used in the

last 8 years

aka Tina Donovan

3. Address 5400 Towles Mill Road

Partlow, VA 22534

5400 Towles Mill Road

Partlow, VA 22534

4. Debtor's attorney

Name and address

Robert Easterling

2217 Princess Anne St., Ste. 100−2

Frederickburg, VA 22401

Contact phone (540)373−5030

Email: eastlaw@easterlinglaw.com

5. Bankruptcy trustee

Name and address

Peter J. Barrett

Kutak Rock LLP

901 East Byrd Street, Suite 1000

Richmond, VA 23219

Contact phone (804) 343−5237

Email: peter.barrett@kutakrock.com

For more information, see page 2 >

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 1

Case 19-35318-KRH Doc 6 Filed 10/12/19 Entered 10/13/19 00:26:54 Desc Imaged

 Certificate of Notice Page 1 of 5
Debtor Keith Bryan Donovan and Christina Hensley Donovan Case number 19−35318−KRH

6. Bankruptcy clerk's office

Documents in this case may be

filed at this address. You may

inspect all records filed in this case

at this office or online at

www.pacer.gov.

McVCIS 24−hour case

information:

Toll Free 1−866−222−8029

701 East Broad Street

Richmond, VA 23219

Hours open Monday − Friday, 9:00 AM − 4:00 PM

ET, except on holidays.

Contact phone 804−916−2400

For the Court:

Clerk of the Bankruptcy Court:

William C. Redden

Date: October 10, 2019

7. Meeting of creditors

Debtors must attend the meeting to be

questioned under oath. In a joint case,

both spouses must attend. Creditors may

attend, but are not required to do so.

November 18, 2019 at 10:00 AM

The meeting may be continued or adjourned to a

later date. If so, the date will be on the court

docket.

Location:

Office of the U.S. Trustee, 701

East Broad Street − Suite 4300,

Richmond, VA 23219−1885

8. Presumption of abuse

If the presumption of abuse arises, you

may have the right to file a motion to

dismiss the case under 11 U.S.C. §

707(b). Debtors may rebut the

presumption by showing special

circumstances.

The presumption of abuse does not arise.

9. Deadlines

The bankruptcy clerk's office must receive

these documents and any required filing

fee by the following deadlines.

File by the deadline to object to discharge or

to challenge whether certain debts are

dischargeable:

You must file a complaint:

• if you assert that the debtor is not entitled to

 receive a discharge of any debts under any of

 the subdivisions of 11 U.S.C. § 727(a)(2)

 through (7),

 or

• if you want to have a debt excepted from

 dischargeunder 11 U.S.C § 523(a)(2),

 (4), or (6).

You must file a motion:

• if you assert that the discharge should be

 denied under § 727(a)(8) or (9).

Filing deadline: January 17,

2020

Deadline to object to exemptions:

The law permits debtors to keep certain property

as exempt. If you believe that the law does not

authorize an exemption claimed, you may file an

objection.

Filing deadline: 30 days after the

conclusion of the meeting of

creditors

10. Proof of claim

Please do not file a proof of claim unless

you receive a notice to do so.

No property appears to be available to pay creditors. Therefore, please do not file a

proof of claim now. If it later appears that assets are available to pay creditors, the clerk

will send you another notice telling you that you may file a proof of claim and stating the

deadline.

11. Creditors with a foreign address If you are a creditor receiving a notice mailed to a foreign address, you may file a motion

asking the court to extend the deadlines in this notice. Consult an attorney familiar with

United States bankruptcy law if you have any questions about your rights in this case.

For more information, see page 3 >

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 2

Case 19-35318-KRH Doc 6 Filed 10/12/19 Entered 10/13/19 00:26:54 Desc Imaged

 Certificate of Notice Page 2 of 5
Debtor Keith Bryan Donovan and Christina Hensley Donovan Case number 19−35318−KRH

12. Exempt property The law allows debtors to keep certain property as exempt. Fully exempt property will not be

sold and distributed to creditors. Debtors must file a list of property claimed as exempt. You

may inspect that list at the bankruptcy clerk's office or online at www.pacer.gov. If you believe

that the law does not authorize an exemption that the debtors claim, you may file an objection.

The bankruptcy clerk's office must receive the objection by the deadline to object to

exemptions in line 9.

13. Local Rule Dismissal

Warning

Case may be dismissed for failure to timely file lists, schedules and statements, or to attend

meeting of creditors. (Local Bankruptcy Rules 1007−1, 1007−3, and 2003−1.) Trustee may at

the meeting give notice of intention to abandon property burdensome or of inconsequential

value or intent to sell nonexempt property that has an aggregate gross value less than

$2,500. Objections thereto must be filed pursuant to Local Bankruptcy Rules 6004−2 and

6007−1.

14. Payment of Fees for

Richmond Case and

Adversary Filing and

Miscellaneous Requests

Exact Change Only accepted as of February 4, 2008, for payment of fees and services.

Payment may be made by non−debtor's check, money order, cashier's check or a 'not to

exceed check' made payable to Clerk, U.S. Bankruptcy Court, or any authorized non−debtor's

credit card.

Electronic bankruptcy notices are delivered faster than the U.S. Mail if you have a PC with Internet connection or a Fax machine.

For more information, go to bankruptcynotices.uscourts.gov or call, toll free: 877−837−3424. Case/docket information available

on Internet @ www.vaeb.uscourts.gov

ATTENTION DEBTORS: Receive your court notices and orders by email through the DeBN. Same−day delivery. Convenient

Access. Free. For more information and to download the request form, go to www.vaeb.uscourts.gov and select the Debtor

Electronic Bankruptcy Noticing link from the ATTENTION DEBTORS DeBN banner.

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 3

Case 19-35318-KRH Doc 6 Filed 10/12/19 Entered 10/13/19 00:26:54 Desc Imaged

 Certificate of Notice Page 3 of 5
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 19-35318-KRH

Keith Bryan Donovan Chapter 7

Christina Hensley Donovan

 Debtors CERTIFICATE OF NOTICE

District/off: 0422-7 User: manleyc Page 1 of 2 Date Rcvd: Oct 10, 2019

 Form ID: 309A Total Noticed: 43

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Oct 12, 2019.

db/jdb +Keith Bryan Donovan, Christina Hensley Donovan, 5400 Towles Mill Road,

 Partlow, VA 22534-9505

15058577 +Best Buy Credit Services, P.O. Box 790441, St. Louis, Missouri 63179-0441

15058578 +Bryan Wayne Donovan, 5400 Towles Mill Road, Partlow, Virginia 22534-9505

15058583 +Citibank, P.O. Box 6042, Sioux Falls, South Dakota 57117-6042

15058584 +Client Services, Inc., 3451 Harry S Truman Boulevard, Saint Charles, Missouri 63301-9816

15058587 +Donovans Transport Incorporated, 5400 Towles Mill Road, Partlow, Virginia 22534-9505

15058588 +FedLoan Servicing, Attn: Bankruptcy, P.O. Box 69184, Harrisburg, Pennsylvania 17106-9184

15058589 +Financial Pacific Leasing, Inc., 3455 S. 344th Way, #300,

 Federal Way, Washington 98001-9546

15058590 +First Savings Credit Card, P.O. Box 5019, Sioux Falls, South Dakota 57117-5019

15058592 +Headway Capital, LLC, 175 W. Jackson Boulevard, #1000, Chicago, Illinois 60604-2863

15058594 +Little Tire Company Inc., 2415 Princess Anne Street, Fredericksburg, VA 22401-3331

15058596 +NAPA of Fredericksburg, 10879 Houser Drive, Fredericksburg, Virginia 22408-2451

15058598 +NSWC Federal Credit Union, P.O. Box 966, Dahlgren, Virginia 22448-0966

15058599 +Office of the U.S. Attorney, 919 E Main Street, #1900, Richmond, Virginia 23219-4622

15058601 +Sears/Shop Your Way, P.O. Box 6283, Sioux Falls, South Dakota 57117-6283

15058602 +Specialized Loan Servicing, 8742 Lucent Boulevard, #300,

 Highlands Ranch, Colorado 80129-2386

15058609 +Tractor Supply Credit Plan, P.O. Box 790449, St. Louis, MO 63179-0449

15058610 +U.S. Attorney General, U.S. Department of Justice, 950 Pennsylvania Avenue NW,

 Washington, District of Columbia 20530-0009

15058612 +U.S. Department of the Treasury, Bureau of the Fiscal Service, P.O. Box 830794,

 Birmingham, Alabama 35283-0794

15060165 +United States Attorney, 919 E Main St., Suite 1900, Richmond, VA 23219-4625

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

aty E-mail/Text: eastlaw@easterlinglaw.com Oct 11 2019 03:22:43 Robert Easterling,

 2217 Princess Anne St., Ste. 100-2, Frederickburg, VA 22401

tr +EDI: QPJBARRETT.COM Oct 11 2019 07:03:00 Peter J. Barrett, Kutak Rock LLP,

 901 East Byrd Street, Suite 1000, Richmond, VA 23219-4071

15058579 +E-mail/Text: cms-bk@cms-collect.com Oct 11 2019 03:25:04 Capital Management Services, LP,

 698 1/2 South Ogden Street, Buffalo, New York 14206-2317

15058580 +EDI: CAPITALONE.COM Oct 11 2019 07:03:00 Capital One, P.O. Box 30285,

 Salt Lake City, Utah 84130-0285

15058581 +EDI: CAPONEAUTO.COM Oct 11 2019 07:04:00 Capital One Auto Finance, P.O. Box 660068,

 Sacramento, California 95866-0068

15058582 +EDI: CAPITALONE.COM Oct 11 2019 07:03:00 Capital One/Walmart, P.O. Box 30285,

 Salt Lake City, Utah 84130-0285

15058585 +EDI: RCSFNBMARIN.COM Oct 11 2019 07:03:00 Credit One Bank, N.A., P.O. Box 98873,

 Las Vegas, Nevada 89193-8873

15058585 +E-mail/PDF: creditonebknotifications@resurgent.com Oct 11 2019 03:32:32 

 Credit One Bank, N.A., P.O. Box 98873, Las Vegas, Nevada 89193-8873

15058586 +EDI: DISCOVER.COM Oct 11 2019 07:03:00 Discover Financial Services LLC, P.O. Box 3025,

 New Albany, Ohio 43054-3025

15058591 +EDI: PHINAMERI.COM Oct 11 2019 07:03:00 GM Financial, P.O. Box 183834,

 Arlington, Texas 76096-3834

15058593 +E-mail/Text: bncnotices@becket-lee.com Oct 11 2019 03:24:47 Kohl’s Credit, P.O. Box 3043,

 Milwaukee, Wisconsin 53201-3043

15058595 +EDI: MERRICKBANK.COM Oct 11 2019 07:03:00 Merrick Bank, P.O. Box 9201,

 Old Bethpage, New York 11804-9001

15058595 +E-mail/PDF: MerrickBKNotifications@Resurgent.com Oct 11 2019 03:35:31 Merrick Bank,

 P.O. Box 9201, Old Bethpage, New York 11804-9001

15058597 +E-mail/Text: emiller@northmillef.com Oct 11 2019 03:25:04 North Mill Equipment Finance LLC,

 50 Washington Street, 10th Floor, Norwalk, Connecticut 06854-2751

15058603 +EDI: RMSC.COM Oct 11 2019 07:03:00 SYNCB/Care Credit, Attn: Bankruptcy Dept.,

 P.O. Box 965064, Orlando, Florida 32896-5064

15058604 +EDI: RMSC.COM Oct 11 2019 07:03:00 SYNCB/Lowes, Attn: Bankruptcy Dept., P.O. Box 965060,

 Orlando, Florida 32896-5060

15058605 +EDI: RMSC.COM Oct 11 2019 07:03:00 SYNCB/Rakuten, Attn: Bankruptcy Dept.,

 P.O. Box 965060, Orlando, Florida 32896-5060

15058606 +EDI: RMSC.COM Oct 11 2019 07:03:00 SYNCB/Walmart, Attn: Bankruptcy Dept.,

 P.O. Box 965060, Orlando, Florida 32896-5060

15058600 +EDI: SEARS.COM Oct 11 2019 07:03:00 Sears Credit Cards, P.O. Box 6283,

 Sioux Falls, South Dakota 57117-6283

15058608 EDI: TFSR.COM Oct 11 2019 07:03:00 Toyota Financial Services, Attn: Bankruptcy Dept.,

 P.O. Box 8026, Cedar Rapids, Iowa 52409

15058607 +EDI: WTRRNBANK.COM Oct 11 2019 07:03:00 Target Card Services, 3901 West 53rd Street,

 Sioux Falls, South Dakota 57106-4221

15058611 +EDI: ECMC.COM Oct 11 2019 07:03:00 U.S. Department of Education, P.O. Box 16448,

 Saint Paul, Minnesota 55116-0448

15058613 +E-mail/Text: bankruptcynotices@sba.gov Oct 11 2019 03:24:43 

 U.S. Small Business Administration, 409 3rd Street, SW, Washington, D.C. 20416-0002

Case 19-35318-KRH Doc 6 Filed 10/12/19 Entered 10/13/19 00:26:54 Desc Imaged

 Certificate of Notice Page 4 of 5
District/off: 0422-7 User: manleyc Page 2 of 2 Date Rcvd: Oct 10, 2019

 Form ID: 309A Total Noticed: 43

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center

(continued)

15058614 +EDI: WFFC.COM Oct 11 2019 07:03:00 Wells Fargo Bank, P.O. Box 95225,

 Albuquerque, New Mexico 87199-5225

15058615 +EDI: WFFC.COM Oct 11 2019 07:03:00 Wells Fargo Card Services, P.O. Box 10347,

 Des Moines, Iowa 50306-0347

 TOTAL: 25

 ***** BYPASSED RECIPIENTS *****

NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Oct 12, 2019 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on October 10, 2019 at the address(es) listed below:

 John P. Fitzgerald, III USTPRegion04.RH.ECF@usdoj.gov

 Peter J. Barrett peter.barrett@kutakrock.com, 

 charisse.matthews@kutakrock.com;pbarrett@ecf.axosfs.com

 Robert Easterling on behalf of Joint Debtor Christina Hensley Donovan 

 eastlaw@easterlinglaw.com, eastlaw@infionline.net

 Robert Easterling on behalf of Debtor Keith Bryan Donovan eastlaw@easterlinglaw.com, 

 eastlaw@infionline.net

 TOTAL: 4

Case 19-35318-KRH Doc 6 Filed 10/12/19 Entered 10/13/19 00:26:54 Desc Imaged

 Certificate of Notice Page 5 of 5