Case 20-30438-KLP__Claim 3__ Filed 06/19/20 __Desc Main Document Page 1 of 33

Fill in this information to identify the case:

Debtor 1 James Dwight Parham, AKA_JD Parham and Associates EXHIBIT

Debtor 2 H
(Spouse, if filing) 4

United States Bankruptcy Court for the Eastern District of Virginia

Case number 20-30438-KLP

Official Form 410

Proof of Claim 04/19
Read the instructions before filling out this form. This form is for making a claim for payment in a bankruptcy case. Do not use this form to make a
request for payment of an administrative expense. Make such a request according to 11 U.S.C. § 503.

Filers must leave out or redact information that is entitled to privacy on this form or on any attached documents. Attach redacted copies of any documents
that support the claim, such as promissory notes, purchase orders, invoices, itemized statements of running accounts, contracts, judgments, mortgages, and
security agreements. Do not send original documents; they may be destroyed after scanning. If the documents are not available, explain in an attachment,

A person who files a fraudulent claim could be fined up to $500,000, imprisoned for up to 5 years, or both. 18 U.S.C. §§ 152, 157, and 3571

Fill in all the information about the claim as of the date the case was filed. That date is on the notice of bankruptcy (Form 309) that you received.

| Part 1: | Identify the Claim

1, Who is the Current Sun West Mortgage Company, Inc.
Creditor? Name of the Current Creditor (the person or entity to be paid for this claim)

Other names the creditor used with the debtor

2.Has this claim been No
acquired from someone —_LlYes. From whom?
else?
Where should notices to the creditor be sent? Where should payments to the creditor be sent? (if different)
3. Where should notices
and payments to the ‘Sun West Mortaage ‘Sun West Mortage
creditor be sent? Name Name
6131 Orangethorpe Avenue, Suite 500 6131 Orangethorpe Avenue, Suite 500
Number Street Number Street
cecil Buena Park, CA 9062 Buena Park, CA 90620
Bankruptcy Procedure Buena Park, CA 90620 ; Buena Park, CA 90620 ;
(FRBO) 200210) City State Zip Code City State Zip Code
Contact phone Contact phone
Contact email Contact email

Uniform claim identifier for electronic payments in chapter 13 (if you use one)

4. Does this claim amend — CINo
one already filed? Yes. Claim number on court claims registry (if known)? 3. Filed on 03/26/2020
MM /DD /YYYY
5. Do you know ifanyone —_& No

else has filed a proof of | (Yes. Who made the earlier filing?
claim for this claim?

Official Form 410 Proof of Claim Page |


Case 20-30438-KLP Claim3 Filed 06/19/20 Desc Main Document Page 2 of 33
[EE Give information About the Claim as of the Date the Case was Filed

6. Do you have any
number you use to
identify the debtor?

OONo
®yYes. Last 4 digits of the debtor's account or any number you use to identify the debtor: 6300

7. How much is the Claim?

159,474.03 Does this amount include interest or other charges?
ONo
Yes. Attach statement itemizing interest, fees, expenses, or other charges required by
Bankruptcy rule 3001(c)(2(A).

8. What is the basis of the
claim?

Examples: Goods sold, money loaned, lease, services performed, personal injury or wrongful death, or credit card.
Attach redacted copies of any documents supporting the claim required by Bankruptcy Rule 3001(c).
Limit disclosing information that is entitled to privacy, such as health care information

Money Loaned

9. Is all part of the claim
Secured?

ONo
Yes. The claim is secured by a lien on property.

Nature of Property:

® Real Estate. If the claim is secured by the debtor's principal residence, file a Mortgage Proof of Claim Attachment
(Official Form 410-A) with this Proof of Claim.

Motor Vehicle

C Other. Describe:

Basis for Perfection: Recorded HELOC on 9100 Hopkins Road, Richmond, VA 23237

Attach redacted copies of documents, if any, that show evidence of perfection of a security interest (for example, a
mortgage lien, certificate of title, financing statement, or other document that shows the lien has been filed or
recorded.)

Value of Property:

Amount of the Claim that is secured: $159,474.03

Amount of the claim that is unsecured: (The sum of the secured and unsecured amounts
‘should match the amount in the line 7.)

Amount necessary to cure any default as of the date of the petition: $159,474.03

Annual Interest Rate (when case was filed) 3.1800%

O Fixed
& Variable

a right of setoff?

10. Is this claim based on No
a lease? OYes. Amount necessary to cure any default as of the date of the petition.
111s claim subjectto —&% No

Yes. Identify the Property:

Official Form 410

Proof of Claim Page 2



Case 20-30438-KLP Claim 3__Filed 06/19/20 __Desc Main Document

Page 3 of 33

12. Is all or part of the
claim entitled to
priority under 11 U.S.C.
507 § (a)

A Claim may be partly
priority and partly
nonpriority. For example,
in some categories, the
law limits the amount
entitled to priority.

& No

OYes. Check all that Apply Amount entitled to priority
jount ef ‘ori

1 Domestic support obligations (including alimony and child support) under11 U.S.C.§  $
507(a)(1)(A) of (a)(1)(B)

Ci Up to $3,025* of deposits toward purchase, lease, or rental of property or services for $
personal, family, or household use. 11 U.S.C. § 507(a)(7)

O Wages, salaries or commissions (up to $13,650*) earned within 180 days before the $
bankruptcy petition is filed or the debtor's business ends, whichever is earlier. 11
U.S.C. § 507(a)(4)

Cl Taxes or penalties owed to governmental units 11 U.S.C. § 507(a)(8) $
Ci Contributions to an employee benefit plan. 11 U.S.C. § 507(a)(5) $
Cl Other. Specify subsection of 11 U.S.C. § 507(a)(_) that applies $

* Amounts are subject to adjustment on 4/01/22 and every 3 years after that for cases begun on or after the date of adjustment

cue Sign Below

The Person completing
this proof of claim must
sign and date it.

FRBP 9011(b).

If you file this claim
electronically, FRBP
5005(a)(2) authorizes courts
to establish local rules
specifying what a signature
is.

A Person who files a
fraudulent claim could be
fined up to $500,000,
imprisoned for up to 5
years, or both. 18 U.S.C.
§§ 152, 157 and 3571.

Check the appropriate box.

QO | am the creditor.

© | am the creditor's attorney or authorized agent.

Clam the trustee, or the debtor, or their authorized agent. Bankruptcy Rule 3004
Clam a guarantor, surety, endorser, or other codebtor. Bankruptcy Rule 3005.

understand that an authorized signature on this Proof of Claim serves as an acknowledgment that when calculating the
amount of the claim, the creditor gave the debtor credit for any payments received toward the debt,

| have examined the information in the Proof of Claim and have a reasonable belief that the information is true and correct.
| declare under penalty of perjury that the foregoing is true and correct.

Executed on date 19/2020

MM /DD /YYYY

/s/Daniel K. Eisenhauer
Signature

Print the name of the person who is completing and signing this claim:
Daniel K. Eisenhauer, Esquire

Name
First Name

Middle Name Last Name

Title Attorneys for Sun West Mortgage Company, Inc.

Company Orlans PC

Address PO Box 2548

Number Street

Leesburg, VA_20177
City State Zip Code
Contact phone (703) 777-7101 Email deisenhauer@orlans.com
hmegivern@orlans.com

Official Form 410

Proof of Claim Page 3