Federal Register / Vol. 77, No. 80 / Wednesday, April 25, 2012 / Notices 24687 

1 77 FR 12031. 

2Letter to Monica Jackson (Mar. 30, 2012), signed 

by Richard M. Whiting, Executive Director & 

General Counsel of the Financial Services 

Roundtable; letter to David Silberman (Apr. 10, 

2012), signed by Richard R. Riese, Senior Vice 

President, Center for Regulatory Compliance, 

American Bankers Association. 

A five-year permit has been issued to 

the SWFSC to continue long-term 

monitoring of the status of leatherback 

sea turtles off the coasts of California, 

Oregon, and Washington. The purpose 

of the work is to identify critical forage 

habitats, genetic stock structure, 

migratory corridors, and potential 

fishery impacts for leatherbacks. Sea 

turtles would be located by aerial 

surveys and approached by vessel for 

remote tissue sampling and transmitter 

attachment. A subset of animals would 

be captured by breakaway hoopnet for 

additional observation, sampling, 

marking and/or tagging procedures 

before release. 

Issuance of this permit, as required by 

the ESA, was based on a finding that 

such permit (1) Was applied for in good 

faith, (2) will not operate to the 

disadvantage of such endangered or 

threatened species, and (3) is consistent 

with the purposes and policies set forth 

in section 2 of the ESA. 

Dated: April 20, 2012. 

Tammy C. Adams, 

Acting Chief, Permits and Conservation 

Division, Office of Protected Resources, 

National Marine Fisheries Service. 

[FR Doc. 2012–9962 Filed 4–24–12; 8:45 am] 

BILLING CODE 3510–22–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2012–0007] 

Impact of Overdraft Programs on 

Consumers 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for 

information; extension of comment 

period. 

SUMMARY: On February 28, 2012, the 

Bureau of Consumer Financial 

Protection (the Bureau) published in the 

Federal Register a notice and request for 

information regarding the impacts of 

overdraft programs on consumers (the 

Overdraft Notice). The Overdraft Notice 

allowed a 60-day comment period, 

closing on April 30, 2012. To allow 

parties more time to consider and craft 

their responses, the Bureau has 

determined that an extension of the 

comment period until June 29, 2012, is 

appropriate. 

DATES: The comment period for the 

Overdraft Notice published February 28, 

2012, at 77 FR 12031, is extended. 

Responses must now be received on or 

before June 29, 2012. 

ADDRESSES: You may submit comments 

by any of the following methods: 

• http://www.regulations.gov. Follow 

the instructions for submitting 

comments. 

• Email: 

cfpb_overdraft_comments@cfpb.gov. 

• Mail/Hand Delivery/Courier: 

Monica Jackson, Office of the Executive 

Secretary, Bureau of Consumer 

Financial Protection, 1700 G Street NW., 

Washington, DC 20552. 

Instructions: Please submit your 

comments or responses using only one 

method. The Bureau encourages the 

early submission of comments. All 

submissions must include the document 

title and docket number. Please note the 

number of any question to which you 

are responding at the top of each 

response (respondents need not answer 

each question). In general, all comments 

received will be posted without change 

to http://www.regulations.gov. In 

addition, comments will be available for 

public inspection and copying at 1700 

G Street, NW., Washington, DC, 20552, 

on official business days between the 

hours of 10 a.m. and 5 p.m. Eastern 

Time. You can make an appointment to 

inspect the documents by telephoning 

202–435–7275. All comments, including 

attachments and other supporting 

materials, will become part of the public 

record and subject to public disclosure. 

Sensitive personal information such as 

account numbers or Social Security 

Numbers should not be included. 

Comments will not be edited to remove 

any identifying or contact information. 

FOR FURTHER INFORMATION CONTACT: For 

general inquiries, submission process 

questions, or any additional 

information, please contact Monica 

Jackson, Office of the Executive 

Secretary, 202–435–7275. 

SUPPLEMENTARY INFORMATION: On 

February 28, 2012, the Bureau 

published the Overdraft Notice in the 

Federal Register.1 The Overdraft Notice 

requested information from the public 

regarding overdraft programs and their 

costs, benefits, and risks to consumers. 

The Overdraft Notice posed several 

questions to understand: 

• Lower cost alternatives to overdraft 

protection programs; 

• Consumer alerts and information 

provided regarding balances and 

overdraft triggers; 

• Impacts of changes to Regulation 

DD, Regulation E, and Overdraft opt-in 

rates; 

• Impacts of changes in financial 

institutions’ operating policies; 

• The economics of overdraft 

programs; and 

• Long-term impacts on Consumers. 

The comment period for the Overdraft 

Notice was to close on April 30, 2012. 

The Bureau received written requests 

from two industry trade groups for an 

extension of the Overdraft Notice 

comment period.2 The request letters 

indicated more time would enable a 

higher quality response and yield 

greater insight to the Bureau. The letters 

also pointed out that the Bureau’s study 

of overdrafts is not governed by a 

statutory deadline. 

The Bureau believes that it is 

important to allow interested persons 

more time to consider the issues raised 

in the Overdraft Notice and prepare 

their responses. Accordingly, the 

Bureau is extending the period allotted 

for comments received pursuant to the 

Overdraft Notice. The comment period 

will now close on June 29, 2012. 

Dated: April 18, 2012. 

Richard Cordray, 

Director, Bureau of Consumer Financial 

Protection. 

[FR Doc. 2012–9851 Filed 4–24–12; 8:45 am] 

BILLING CODE 4810–AM–P 

COORDINATING COUNCIL ON 

JUVENILE JUSTICE AND 

DELINQUENCY PREVENTION 

[OJP (OJJDP) Docket No. 1587] 

Meeting of the Coordinating Council 

on Juvenile Justice and Delinquency 

Prevention 

AGENCY: Coordinating Council on 

Juvenile Justice and Delinquency 

Prevention. 

ACTION: Notice of meeting. 

SUMMARY: The Coordinating Council on 

Juvenile Justice and Delinquency 

Prevention (Council) announces its next 

meeting. 

DATES: Friday, May 11, 2012 from 10 

a.m. to 12:15 p.m. 

ADDRESSES: The meeting will take place 

in the third floor main conference room 

at the U.S. Department of Justice, Office 

of Justice Programs, 810 7th St. NW., 

Washington, DC 20531. 

FOR FURTHER INFORMATION CONTACT: Visit 

the Web site for the Coordinating 

Council at www.juvenilecouncil.gov or 

contact Robin Delany-Shabazz, 

Designated Federal Official, by 

telephone at 202–307–9963 [Note: this 

is not a toll-free telephone number], or 


pmangrum on DSK3VPTVN1PROD with NOTICES
24688 Federal Register / Vol. 77, No. 80 / Wednesday, April 25, 2012 / Notices 

by email at Robin.DelanyShabazz@usdoj.gov or 

Geroma.Void@usdoj.gov. The meeting is 

open to the public. 

SUPPLEMENTARY INFORMATION: The 

Coordinating Council on Juvenile 

Justice and Delinquency Prevention, 

established pursuant to Section 3(2)A of 

the Federal Advisory Committee Act (5 

U.S.C. App. 2) will meet to carry out its 

advisory functions under Section 206 of 

the Juvenile Justice and Delinquency 

Prevention Act of 2002, 42 U.S.C. 5601, 

et seq. Documents such as meeting 

announcements, agendas, minutes, and 

reports will be available on the 

Council’s Web page, 

www.juvenilecouncil.gov, where you 

may also obtain information on the 

meeting. 

Although designated agency 

representatives may attend, the Council 

membership is composed of the 

Attorney General (Chair), the 

Administrator of the Office of Juvenile 

Justice and Delinquency Prevention 

(Vice Chair), the Secretary of Health and 

Human Services (HHS), the Secretary of 

Labor, the Secretary of Education, the 

Secretary of Housing and Urban 

Development, the Director of the Office 

of National Drug Control Policy, the 

Chief Executive Officer of the 

Corporation for National and 

Community Service, and the Assistant 

Secretary of Homeland Security for U.S. 

Immigration and Customs Enforcement. 

The nine additional members are 

appointed by the Speaker of the House 

of Representatives, the Senate Majority 

Leader, and the President of the United 

States. Other federal agencies take part 

in Council activities including the 

Departments of Agriculture, Defense, 

the Interior, and the Substance and 

Mental Health Services Administration 

of HHS. 

Meeting Agenda 

The preliminary agenda for this 

meeting includes: (a) Presentations on 

and discussions of family and youth 

engagement work; (b) an update on 

information sharing activities; and (c) 

other agency announcements. 

Registration 

For security purposes, members of the 

public who wish to attend the meeting 

must pre-register online at 

www.juvenilecouncil.gov no later than 

Monday, May 7, 2012. Should problems 

arise with web registration, call Daryel 

Dunston at 240–221–4343 or send a 

request to register to Mr. Dunston. 

Include name, title, organization or 

other affiliation, full address and phone, 

fax and email information and send to 

his attention either by fax to 301–945– 

4295, or by email to 

ddunston@edjassociates.com. [Note: 

these are not toll-free telephone 

numbers.] Additional identification 

documents may be required. Space is 

limited. 

Note: Photo identification will be required 

for admission to the meeting. 

Written Comments: Interested parties 

may submit written comments and 

questions by Monday, May 7, 2012, to 

Robin Delany-Shabazz, Designated 

Federal Official for the Coordinating 

Council on Juvenile Justice and 

Delinquency Prevention, at 

Robin.Delany-Shabazz@usdoj.gov. The 

Coordinating Council on Juvenile 

Justice and Delinquency Prevention 

expects that the public statements 

presented will not repeat previously 

submitted statements. Written questions 

from the public may also be invited at 

the meeting. 

Melodee Hanes, 

Acting Administrator. 

[FR Doc. 2012–9846 Filed 4–24–12; 8:45 am] 

BILLING CODE 4410–18–P 

DEPARTMENT OF DEFENSE 

Department of the Navy 

Meeting of the Secretary of the Navy 

Advisory Panel 

AGENCY: Department of the Navy, DoD. 

ACTION: Notice of Closed Meeting. 

SUMMARY: The SECNAV Advisory Panel 

will meet from 8:30 a.m. to 5 p.m. on 

May 23, 2012, for a series of classified 

discussions on the Asia-Pacific region to 

include the international strategic 

environment, U.S. operational 

capabilities and shortfalls, foreign 

capabilities and intentions and the 

maritime strategic outlook in contested 

areas. These sessions will include 

discussions of classified operations and 

human intelligence activities. These 

sessions will also include a proprietary 

industry briefing on new or evolving 

energy technologies. For these reasons, 

these meetings will be closed to the 

public. 

DATES: The meeting will be held on May 

23, 2012, from 8:30 a.m. to 4 p.m. 

ADDRESSES: The meeting will be held in 

the Pentagon N89 Conference Room at 

the Pentagon. 

FOR FURTHER INFORMATION CONTACT: 

CAPT Henry J. Hendrix, SECNAV 

Advisory Panel, Office of the Deputy 

Under Secretary of the Navy (Plans, 

Policy, Oversight & Integration), 1000 

Navy Pentagon, Washington, DC 20350– 

1000, 703–695–3032. 

SUPPLEMENTARY INFORMATION: Pursuant 

to the provisions of the Federal 

Advisory Committee Act (5 U.S.C. App. 

2), these matters constitute classified 

information that is specifically 

authorized by Executive Order to be 

kept secret in the interest of national 

defense and are, in fact, properly 

classified pursuant to such Executive 

Order. The discussion of such 

information cannot be adequately 

segregated from other topics, which 

precludes opening these meetings to the 

public. Accordingly, the Secretary of the 

Navy has determined in writing that the 

public interest requires that all sessions 

of this meeting be closed to the public 

because they will be concerned with 

matters listed in section 552b(c)(1) of 

title 5, United States Code. 

Dated: April 18, 2012. 

J.M. Beal, 

Lieutenant Commander, Judge Advocate 

General’s Corps, U.S. Navy, Federal Register 

Liaison Officer. 

[FR Doc. 2012–9930 Filed 4–24–12; 8:45 am] 

BILLING CODE 3810–FF–P 

DELAWARE RIVER BASIN 

COMMISSION 

Notice of Commission Meeting and 

Public Hearing 

Notice is hereby given that the 

Delaware River Basin Commission will 

hold an informal conference followed 

by a public hearing on Thursday, May 

10, 2012. The hearing will be part of the 

Commission’s regularly scheduled 

business meeting. The conference 

session and business meeting both are 

open to the public and will be held at 

the Commission’s office building, 

located at 25 State Police Drive, West 

Trenton, New Jersey. 

The morning conference session will 

begin at 11 a.m. and will include a 

presentation on PCB reductions in the 

Delaware Estuary and resolutions 

recognizing the contributions of Gary 

Paulachok, former Deputy Delaware 

River Master, U.S. Geological Survey, 

and William Douglass, former Executive 

Director of the Upper Delaware Council, 

both of whom recently retired. 

Items for Public Hearing. The subjects 

of the public hearing to be held during 

the 1:30 p.m. business meeting on May 

10, 2012 include draft dockets for which 

the names and brief descriptions will be 

posted on the Commission’s Web site at 

www.drbc.net at least 10 days prior to 

the meeting date and complete draft 

dockets will be posted on the Web site 


pmangrum on DSK3VPTVN1PROD with NOTICES