Fill in this information to identify the case:

Debtor 1 Darius Harris 

Debtor 2 Nancy Harris

(Spouse, if filing)

United States Bankruptcy Court for the: Eastern District of Virginia (Norfolk)

Case number 20-70503-SCS 

Official Form 410S1

Notice of Mortgage Payment Change 12/15

If the debtor’s plan provides for payment of postpetition contractual installments on your claim secured by a security interest 

in the debtor’s principal residence, you must use this form to give notice of any changes in the installment payment amount. 

File this form as a supplement to your proof of claim at least 21 days before the new payment amount is due. See Bankruptcy 

Rule 3002.1.

Name of creditor: United Security Financial Corp. Court claim no. (if known): 11-2 

Last 4 digits of any number you use to 

identify the debtor’s account:

XXXXXX3672 Date of payment change:

Must be at least 21 days 03/01/2021 

after date of this notice

New total payment: $ 933.46 

Principal, interest, and escrow, if any

Part 1: Escrow Account Payment Adjustment

1. Will there be a change in the debtor’s escrow account payment?

 No

 Yes. Attach a copy of the escrow account statement prepared in a form consistent with applicable

nonbankruptcy law. Describe the basis for the change. If a statement is not attached, explain why: 

Current escrow payment: $ 146.32 New escrow payment: $ 105.30

Part 2: Mortgage Payment Adjustment

2. Will the debtor’s principal and interest payment change based on an adjustment to the interest rate

on the debtor's variable-rate account?

 No

 Yes. Attach a copy of the rate change notice prepared in a form consistent with applicable

nonbankruptcy law. If a notice is not attached, explain why: : 

 Current interest rate: ________________ % New interest rate: ________________ %

 Current principal and interest payment: $ ___________ New principal and interest payment: $ ___________

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Debtor 1 Darius Harris

First Name Middle Name Last Name

Case number (if known) 20-70503-SCS

Part 3: Other Payment Change

3. Will there be a change in the debtor’s mortgage payment for a reason not listed above?

 No

 Yes. Attach a copy of any documents describing the basis for the change, such as a repayment plan or

loan modification agreement.

(Court approval may be required before the payment change can take effect.)

 Reason for change: ________________________________

 Current mortgage payment: $ _______________ New mortgage payment: $ _______________

Part 4: Sign Here

The person completing this Notice must sign it. Sign and print your name and your title, if any, and state your 

address and telephone number.

Check the appropriate box.

  I am the creditor.

 I am the creditor’s authorized agent.

I declare under penalty of perjury that the information provided in this claim is true and correct to the 

best of my knowledge, information, and reasonable belief.

 Date 

 Signature

Print: Andrew Todd Rich Title Attorney 

First Name Middle Name Last Name

Company BWW Law Group, LLC

Address 8100 Three Chopt Road, Suite 240 

Number Street

Richmond, VA 23229 

City State ZIP Code

Contact phone (804) 282-0463 Email bankruptcy@bww-law.com

Official Form 410S1 Notice of Mortgage Payment Change page 2

/s/ Andrew Todd Rich January 21, 2021

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CERTIFICATE OF SERVICE

I certify that on this 21st day of January, 2021, the following person(s) were or will be served with a

copy of the foregoing filed pleading electronically via the CM/ECF system or by first class mail, postage

prepaid:

Michael P. Cotter, Trustee

870 Greenbrier Circle, Suite 402

Chesapeake, VA 23320

Matthew R. Hahne 

Convergence Center III

272 Bendix Road

Suite 330

Virginia Beach, VA 23452

Darius Harris 

2613 Turnpike Rd

Portsmouth, VA 23707

Nancy Harris 

2613 Turnpike Rd

Portsmouth, VA 23707

____________________________

Andrew Todd Rich

Attorney

BWW Law Group, LLC

/s/ Andrew Todd Rich

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