Information to identify the case:

Debtor 1 Tyisha Baxter

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−4624

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia

Case number: 19−10808−BFK

Discharge of Debtor 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to:

Tyisha Baxter

July 15, 2019 For the court: William C. Redden

Clerk

Explanation of Bankruptcy Discharge in a Chapter 7 Case

This order does not close or dismiss the case,

and it does not determine how much money, if

any, the trustee will pay creditors.

This order does not prevent debtors from paying

any debt voluntarily or from paying reaffirmed

debts according to the reaffirmation agreement.

11 U.S.C. § 524(c), (f).

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors

cannot sue, garnish wages, assert a deficiency,

or otherwise try to collect from the debtors

personally on discharged debts. Creditors cannot

contact the debtors by mail, phone, or otherwise

in any attempt to collect the debt personally.

Creditors who violate this order can be required

to pay debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated.

For example, a creditor may have the right to

foreclose a home mortgage or repossess an

automobile.

Most debts are discharged

Most debts are covered by the discharge, but not

all. Generally, a discharge removes the debtors'

personal liability for debts owed before the

debtors' bankruptcy case was filed.

Also, if this case began under a different chapter

of the Bankruptcy Code and was later converted

to chapter 7, debts owed before the conversion

are discharged.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

For more information, see page 2 >

Official Form 318 Discharge of Debtor page 1

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 Certificate of Notice Page 1 of 4
Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

♦ debts for most taxes;

debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for most fines, penalties,

forfeitures, or criminal restitution

obligations;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts for certain types of loans owed to

pension, profit sharing, stock bonus, or

retirement plans; and

♦ 

debts for death or personal injury caused

by operating a vehicle while intoxicated.

♦ 

Also, debts covered by a valid reaffirmation

agreement are not discharged.

In addition, this discharge does not stop

creditors from collecting from anyone else who is

also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general summary

of the bankruptcy discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of the

discharge in this case.

Official Form 318 Discharge of Debtor page 2

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 Certificate of Notice Page 2 of 4
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 19-10808-BFK

Tyisha Baxter Chapter 7

 Debtor CERTIFICATE OF NOTICE

District/off: 0422-9 User: jonesar Page 1 of 2 Date Rcvd: Jul 15, 2019

 Form ID: 318 Total Noticed: 25

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Jul 17, 2019.

db +Tyisha Baxter, 905 N. Patrick St, Apt. 103, Alexandria, VA 22314-6445

14762626 ++CAINE & WEINER COMPANY, 12005 FORD ROAD 300, DALLAS TX 75234-7262

 (address filed with court: Caine & Weiner, Attn: Bankruptcy, Po Box 5010,

 Woodland Hills, CA 91365-0000)

14762629 +Carplex, 7851 Pendleton Pike, Indianapolis, IN 46226-3954

14762630 Cash Advance Inc., 8901 South Hilton Place, Philadelphia, PA 19125-0000

14762631 +Consilience Investments LLC, 3219 Columbia Pike, Arlington, VA 22204-4356

14762632 +Credit Acceptance, 25505 West 12 Mile Rd, Suite 3000, Southfield, MI 48034-8331

14762634 +Dominion Management Svcs Inc., d/b/a Cash Point, 1614 S. Rock Rd., Wichita, KS 67207-5149

14762641 PNC BANK, PO Box 5570, Wilmington, DE 19801-0000

14762639 +Phoenix Financial Services. Llc, Attn: Bankruptcy, Po Box 361450,

 Indianapolis, IN 46236-1450

14762640 +Pinnacle Financial G, 8311 Wisconsin Ave, Bethesda, MD 20814-3126

14762644 +Utility Management Solutions, 7607 Equitable Drive, Eden Prairie, MN 55344-3600

14762645 +VA Dept. of Motor Vehicles, PO Box 27412, Richmond, VA 23269-7412

14762646 +Wells Fargo, 9648 Burke Lake Rd., Burke, VA 22015-3053

14762647 +Williams Rush & Assoc., 4144 N Central Expressway, Dallas, TX 75204-2112

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

tr +EDI: BDFKING Jul 16 2019 07:58:00 Donald F. King, 1775 Wiehle Avenue, Suite 400,

 Reston, VA 20190-5159

14762624 +EDI: ACECASHXPRESS.COM Jul 16 2019 07:58:00 ACE Cash, 1231 Greenway Drive, Suite 600,

 Irving, TX 75038-2511

14762625 +EDI: CINGMIDLAND.COM Jul 16 2019 07:58:00 AT&T, PO Box 536216, Atlanta, GA 30353-6216

14762628 +EDI: CAPITALONE.COM Jul 16 2019 07:58:00 Capital One, P.O. Box 30285,

 Salt Lake City, UT 84130-0285

14762627 +EDI: CAPITALONE.COM Jul 16 2019 07:58:00 Capital One, Attn: Bankruptcy, Po Box 30285,

 Salt Lake City, UT 84130-0285

14762633 +EDI: NAVIENTFKASMDOE.COM Jul 16 2019 07:58:00 Dept of Ed / Navient, Attn: Claims Dept,

 Po Box 9635, Wilkes-Barre, PA 18773-9635

14762635 +E-mail/Text: bknotice@ercbpo.com Jul 16 2019 04:09:03 ERC/Enhanced Recovery Corp,

 Attn: Bankruptcy, 8014 Bayberry Road, Jacksonville, FL 32256-7412

14762636 EDI: JEFFERSONCAP.COM Jul 16 2019 07:58:00 Jefferson Capital Systems, LLC, Po Box 1999,

 Saint Cloud, MN 56302-0000

14762638 +EDI: NFCU.COM Jul 16 2019 07:58:00 Navy Federal Credit Union, PO Box 3501,

 Merrifield, VA 22119-3501

14762642 +EDI: STF1.COM Jul 16 2019 07:58:00 Suntrust, Attn: Bankruptcy, PO Box 85092,

 Richmond, VA 23285-5092

14762643 EDI: TDBANKNORTH.COM Jul 16 2019 07:58:00 TD Bank, 1701 Route 70 East,

 Cherry Hill, NJ 08034-0000

 TOTAL: 11

 ***** BYPASSED RECIPIENTS (undeliverable, * duplicate) *****

14762637 Joshua Ferguson

 TOTALS: 1, * 0, ## 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’++’ were redirected to the recipient’s preferred mailing address

pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.PR.2002(g)(4).

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Jul 17, 2019 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

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 Certificate of Notice Page 3 of 4
District/off: 0422-9 User: jonesar Page 2 of 2 Date Rcvd: Jul 15, 2019

 Form ID: 318 Total Noticed: 25

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on July 15, 2019 at the address(es) listed below:

 Ashvin Pandurangi on behalf of Debtor Tyisha Baxter ap@aplawg.com, 

 preea@aplawg.com;pandurangiar78675@notify.bestcase.com

 Donald F. King Kingtrustee@ofplaw.com, va50@ecfcbis.com

 John P. Fitzgerald, III ustpregion04.ax.ecf@usdoj.gov

 TOTAL: 3

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