Information to identify the case:

Debtor 1 Kathleen Davenport Ryjik

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−2977

EIN 84−2634737

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia

Case number: 19−13397−BFK

Discharge of Debtor 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to:

Kathleen Davenport Ryjik

aka Alex Davenport, aka Alex Atkin, aka

Alexandria Davenport, dba Kathleen Davenport

Design, LLC, fdba Tchoupitoulas Furnishings

DBA Decor Decorum, LLC, fdba Decor Decorum,

LLC, fka Kathleen Alexander Davenport, fka

Kathleen Davenport Greathouse

August 19, 2020 For the court: William C. Redden

Clerk

Explanation of Bankruptcy Discharge in a Chapter 7 Case

This order does not close or dismiss the case,

and it does not determine how much money, if

any, the trustee will pay creditors.

This order does not prevent debtors from paying

any debt voluntarily or from paying reaffirmed

debts according to the reaffirmation agreement.

11 U.S.C. § 524(c), (f).

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors

cannot sue, garnish wages, assert a deficiency,

or otherwise try to collect from the debtors

personally on discharged debts. Creditors cannot

contact the debtors by mail, phone, or otherwise

in any attempt to collect the debt personally.

Creditors who violate this order can be required

to pay debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated.

For example, a creditor may have the right to

foreclose a home mortgage or repossess an

automobile.

Most debts are discharged

Most debts are covered by the discharge, but not

all. Generally, a discharge removes the debtors'

personal liability for debts owed before the

debtors' bankruptcy case was filed.

Also, if this case began under a different chapter

of the Bankruptcy Code and was later converted

to chapter 7, debts owed before the conversion

are discharged.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

For more information, see page 2 >

Official Form 318 Discharge of Debtor page 1

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Imaged Certificate of Notice Page 1 of 4
Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

♦ debts for most taxes;

debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for most fines, penalties,

forfeitures, or criminal restitution

obligations;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts for certain types of loans owed to

pension, profit sharing, stock bonus, or

retirement plans; and

♦ 

debts for death or personal injury caused

by operating a vehicle while intoxicated.

♦ 

Also, debts covered by a valid reaffirmation

agreement are not discharged.

In addition, this discharge does not stop

creditors from collecting from anyone else who is

also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general summary

of the bankruptcy discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of the

discharge in this case.

Official Form 318 Discharge of Debtor page 2

Case 19-13397-BFK Doc 167 Filed 08/21/20 Entered 08/22/20 00:19:10 Desc

Imaged Certificate of Notice Page 2 of 4
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 19-13397-BFK

Kathleen Davenport Ryjik Chapter 7

 Debtor CERTIFICATE OF NOTICE

District/off: 0422-9 User: jonesar Page 1 of 2 Date Rcvd: Aug 19, 2020

 Form ID: 318 Total Noticed: 53

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Aug 21, 2020.

db +Kathleen Davenport Ryjik, P.O. Box 635, Flint Hill, VA 22627-0635

aty +The Meiburger Law Firm, P.C., 1493 Chain Bridge Road Suite 201, McLean, VA 22207,

 US 22101-5726

cr +Mill Creek Mosaic Phase II LLC d/b/a Modera Mosaic, c/o Benjamin P. Smith, Esq.,

 Shulman, Rogers, Gandal, Pordy & Ecker, 12505 Park Potomac Ave, 6th Floor,

 Potomac, MD 20854-6803

15149059 +Alexandre Ryjik, ODIN FELDMAN & PITTLEMAN PC, 1775 Wiehle Avenue, Suite 400,

 Reston, Virginia 20190-5159

15067655 +Alexandre Ryjik, c/o Alexander M. Laughlin, Esq., 1775 Wiehle Ave., Suite 400,

 Reston, VA 20190-5159

15182679 +Bank of America, N.A., P O Box 982284, El Paso, TX 79998-2284

15067659 +Blankingship & Keith, P.C., 4020 University Dr # 300, Fairfax, VA 22030-6802

15067660 +Burke and Herbert Bank, 100 South Fairfax Street, Alexandria, VA 22314-3383

15067661 +Campbell Veltri & Clark, PLC, 4437 Brookfield Corporate Dr, #205,

 Chantilly, VA 20151-2123

15067663 +CarMax Auto Finance, 225 Chastain Meadows Court, Kennesaw, GA 30144-5897

15067662 +CarMax Auto Finance, Attn: Bankruptcy Dept., P.O. Box 440609, Kennesaw, GA 30160-9511

15067666 +CubeSmart Self Storage, 6120 Little Ox Rd, Fairfax Station, VA 22039-3611

15067667 +Darlene Lesser, 4020 University Dr # 300, Fairfax, VA 22030-6802

15067668 +Direct Connect, Paragon Payment Solutions, 1505 N. Hayden Rd, Ste 110,

 Scottsdale, AZ 85257-3770

15067670 +Dominion Energy, P.O. Box 27503, Richmond, VA 23261-7503

15067672 +Doug Francis, TTR Sotheby’s International, 6723 Whittier Ave, Ste 101,

 Mc Lean, VA 22101-4509

15067673 +F. Schumacher & Co, PO Box 7962, New York, NY 10116-7962

15067674 #+First Data, 5565 Glenridge Connector NE, Suite 2000, Atlanta, GA 30342-4799

15067675 +Franco Landini, 5789 Westchester St, Alexandria, VA 22310-1147

15067676 +IMD, 113 S. Columbus St, Ste. 300, Alexandria, VA 22314-3074

15205026 +JPMorgan Chase Bank, N.A., s/b/m/t Chase Bank USA, N.A.,

 c/o Robertson, Anschutz & Schneid, P.L., 6409 Congress Avenue, Suite 100,

 Boca Raton, FL 33487-2853

15067678 +Jackson Hewitt Tax Service, 3049 Nutley St, Fairfax, VA 22031-1931

15211447 +James Gambaccini, c/o Kevin M. O’Donnell, Esquire, 300 N. Washington Street, Suite 204,

 Alexandria, VA 22314-2530

15067679 +James Gambaccini, 2253 Hunter Mill Rd, Vienna, VA 22181-3026

15067680 +Law Offices of Randall Sousa, 3007 Williams Dr, Fairfax, VA 22031-4612

15067681 +Matt Kapuscinski, 1775 Wiehle Ave., Suite 400, Reston, VA 20190-5159

15173919 +Mill Creek Mosaic Phase II LLC, d/b/a Modera Mosaic, Benjamin P. Smith,

 12505 Park Potomac Avenue, Sixth Floor, Potomac, Maryland 20854-6801

15067682 +Modera Mosaic, 2920 District Ave, Fairfax, VA 22031-4429

15067683 +Odin, Feldman & Pittleman, PC, 1775 Wiehle Ave., Suite 400, Reston, VA 20190-5159

15067684 +PMA Properties 210, 815 King St, Alexandria, VA 22314-3031

15067685 +PRI Corp, 7942 Cluny Ct, Springfield, VA 22153-2810

15067686 +Public Storage, 2818 Merrilee D, Fairfax, VA 22031-4410

15067687 +Sam and Sons, 5649 General Washington Dr., Unit C, Alexandria, VA 22312-2403

15067688 +State Corporation Commission, P.O. Box 1197, Richmond, VA 23218-1197

15067689 +Steve Goldstein, Classic Cellar Design, 111 Carpenter Dr, Sterling, VA 20164-4462

15067691 +Susan Nolan, aka Susan Pournaras, 932 Dominion Reserve Dr, Mc Lean, VA 22102-2031

15067692 +Total Sports Publicatons, 1715 North Westshore Blvd, Suite 266, Tampa, FL 33607-3931

15067693 +William Pournaras, 932 Dominion Reserve Dr, Mc Lean, VA 22102-2031

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

aty EDI: BJMMEIBURGER.COM Aug 20 2020 08:28:00 Janet M. Meiburger,

 The Meiburger Law Firm, P.C., 1493 Chain Bridge Road, Suite 201, McLean, VA 22101-5726

tr EDI: BJMMEIBURGER.COM Aug 20 2020 08:28:00 Janet M. Meiburger,

 The Meiburger Law Firm, P.C., 341 Dial: 866-652-2725 Code: 5661649,

 1493 Chain Bridge Road, Suite 201, McLean, VA 22101-5726

op E-mail/Text: stephen@realmarkets.com Aug 20 2020 04:49:10 Auction Markets, LLC,

 c/o Stephen Karbelk, 20333 Medalist Drive, Ashburn, VA 20147

15288893 EDI: GMACFS.COM Aug 20 2020 08:28:00 Ally Bank, PO Box 130424, Roseville MN 55113-0004

15067656 +EDI: GMACFS.COM Aug 20 2020 08:28:00 Ally Financial, Attn: Bankruptcy Dept.,

 P.O. Box 380901, Bloomington, MN 55438-0901

15067658 EDI: BANKAMER.COM Aug 20 2020 08:28:00 Bank of America, P.O. Box 982238,

 El Paso, TX 79998-0000

15067657 +EDI: BANKAMER.COM Aug 20 2020 08:28:00 Bank of America, 4909 Savarese Circle,

 Tampa, FL 33634-2413

15067654 +E-mail/Text: bkr@taxva.com Aug 20 2020 04:50:17 Commonwealth of Virginia, P.O. Box 2156,

 Richmond, VA 23218-2156

15067665 +E-mail/Text: CCICollectionsGlobalForms@cox.com Aug 20 2020 04:50:19 Cox Communications,

 3080 Centreville Rd., Herndon, VA 20171-3715

15067669 EDI: DISCOVER.COM Aug 20 2020 08:28:00 Discover Financial, Attn: Bankruptcy Dept.,

 P.O. Box 15316, Wilmington, DE 19850-0000

15067671 E-mail/Text: DEbankruptcy@domenergy.com Aug 20 2020 04:49:18 Dominion Va Power,

 120 Tredegar St., Richmond, VA 23219-0000

Case 19-13397-BFK Doc 167 Filed 08/21/20 Entered 08/22/20 00:19:10 Desc

Imaged Certificate of Notice Page 3 of 4
District/off: 0422-9 User: jonesar Page 2 of 2 Date Rcvd: Aug 19, 2020

 Form ID: 318 Total Noticed: 53

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center

(continued)

15156768 EDI: DISCOVER.COM Aug 20 2020 08:28:00 Discover Bank, Discover Products Inc,

 PO Box 3025, New Albany, OH 43054-3025

15067653 +EDI: IRS.COM Aug 20 2020 08:28:00 IRS, P.O. Box 7346, Philadelphia, PA 19101-7346

15067664 EDI: JPMORGANCHASE Aug 20 2020 08:28:00 Chase Card Services, Attn: Bankruptcy Dept.,

 P.O. Box 15298, Wilmington, DE 19850-0000

15067690 +EDI: STF1.COM Aug 20 2020 08:28:00 Suntrust Bank, P.O. Box 85092,

 Richmond, VA 23285-5092

 TOTAL: 15

 ***** BYPASSED RECIPIENTS (undeliverable, * duplicate) *****

cr Alexandre Ryjik

cr* +James Gambaccini, c/o Kevin M. O’Donnell, Esquire, 300 N. Washington St, Suite 204,

 Alexandria, VA 22314-2530

prof* ++REALMARKETS, 20333 MEDALIST DRIVE, ASHBURN VA 20147-4184

 (address filed with court: Auction Markets, LLC, c/o Stephen Karbelk, 20333 Medalist Drive,

 Ashburn, VA 20147)

15067677* +Internal Revenue Service, P.O. Box 7346, Philadelphia, PA 19101-7346

 TOTALS: 1, * 3, ## 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’++’ were redirected to the recipient’s preferred mailing address

pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.PR.2002(g)(4).

Addresses marked ’#’ were identified by the USPS National Change of Address system as requiring an update.

While the notice was still deliverable, the notice recipient was advised to update its address with the court

immediately.

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Aug 21, 2020 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on August 19, 2020 at the address(es) listed below:

 Alexander McDonald Laughlin on behalf of Creditor Alexandre Ryjik alex.laughlin@ofplaw.com, 

 trish.naughten@ofplaw.com;bridgette.chandhoke@ofplaw.com;marse.hammond@ofplaw.com

 Benjamin P. Smith on behalf of Creditor Mill Creek Mosaic Phase II LLC d/b/a Modera Mosaic 

 bsmith@shulmanrogers.com, Ctremper@shulmanrogers.com

 Jack Frankel on behalf of U.S. Trustee John P. Fitzgerald, III jack.i.frankel@usdoj.gov, 

 USTPRegion04.ax.ecf@usdoj.gov;paula.f.blades@usdoj.gov

 Janet M. Meiburger trustee@meiburgerlaw.com, VA41@ecfcbis.com

 Janet M. Meiburger on behalf of Trustee Janet M. Meiburger trustee@meiburgerlaw.com, 

 VA41@ecfcbis.com

 John C. Morgan, Jr. on behalf of Debtor Kathleen Davenport Ryjik rhonda@NewDayLegal.com, 

 jcmlaw123@gmail.com;jcm@ecf.inforuptcy.com;bkdocs@newdaylegal.com;r49876@notify.bestcase.com;chri

 sty@newdaylegal.com;sydney@newdaylegal.com;andy@newdaylegal.com

 John P. Fitzgerald, III ustpregion04.ax.ecf@usdoj.gov

 Kevin M. O’Donnell on behalf of Plaintiff James Gambaccini kmo@henrylaw.com, mbp@henrylaw.com

 Kevin M. O’Donnell on behalf of Creditor James Gambaccini kmo@henrylaw.com, mbp@henrylaw.com

 TOTAL: 9

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