James E. Kane (VSB #30081) 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, VA 23219 

(804) 225-9500 (phone) 

(804) 225-9598 (fax) 

Counsel for Debtors 

IN THE UNITED STATES BANKRUPTCY COURT 

FOR THE EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

 

IN RE: ) 

 ) 

DOMINIQUE MONTRALL SLOAN ) Case No. 19−35678−KRH 

AMY CLARICE SLOAN ) Chapter 13 

 ) 

 Debtors ) 

MOTION TO INCUR DEBT 

 COMES NOW, the Debtors, by counsel, and as and for their Motion to Incur Debt, state 

as follows: 

 1. The Debtors filed this case under Chapter 13 of the U.S. Bankruptcy Code on 

October 28, 2019. 

 2. The Debtors have applied for and Exeter Finance Corp has approved a loan to the 

Debtors in the amount of $26,319.93 plus interest at 15.06% per annum to be repaid with 72 

equal monthly payments of $546.81 for the purchase of a 2020 Jeep Compass AWD or similar 

vehicle. 

3. The Debtor needs to purchase the referenced vehicle because Ms. Sloan currently 

does not own a vehicle to commute to and from work. 

4. The purchase of the vehicle is in the best interest of the Debtors and will facilitate 

their ability to perform under their Chapter 13 Plan filed herein. 

 5. The Debtors’ Chapter 13 Plan has been confirmed. 

WHEREFORE, the Debtors request that the Court enter an Order approving the aforesaid 

loan on the terms stated herein and for such other relief as the Court may deem appropriate. 

Case 19-35678-KRH Doc 32 Filed 01/22/21 Entered 01/22/21 16:32:36 Desc Main

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DOMINIQUE MONTRALL SLOAN 

AMY CLARICE SLOAN 

 By: /s/ James E. Kane 

 Counsel 

James E. Kane (VSB #30081) 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, VA 23219 

(804) 225-9500 (phone) 

(804) 225-9598 (fax) 

Counsel for Debtors 

CERTIFICATE OF SERVICE 

I hereby certify that on January 22, 2021, I will electronically file the foregoing with the 

Clerk of Court using the CM/ECF system, which will then send a notification of such filing 

(NEF) to all counsel of record who have signed up to receive such notification and by first class 

mail to the parties on the attached list.

 /s/ James E. Kane 

 James E. Kane 

Case 19-35678-KRH Doc 32 Filed 01/22/21 Entered 01/22/21 16:32:36 Desc Main

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IN THE UNITED STATES BANKRUPTCY COURT 

FOR THE EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

 

IN RE: ) 

 ) 

DOMINIQUE MONTRALL SLOAN ) 

AMY CLARICE SLOAN ) Case No. 19−35678−KRH 

 ) Chapter 13 

 Debtors ) 

NOTICE OF MOTION AND HEARING 

 The above Debtors have filed Motion to Incur Debt in the above matter. 

 Your rights may be affected. You should read these papers carefully and discuss them 

with your attorney, if you have one in this bankruptcy case. (If you do not have an attorney, you 

may wish to consult one.) 

 If you do not want the court to grant the relief sought in the motion, or if you want the 

court to consider your views on the motion, then, within twenty-one (21) days from the date of 

this Notice you or your attorney must: 

 File with the court, at the address shown below, a written request for a hearing [or 

written response pursuant to Local Bankruptcy Rule 9013-1(H)]. If you mail your 

request for a hearing (or response) to the court for filing, you must mail it early 

enough so the court will receive it on or before the date stated above, to: 

Clerk of Court 

United States Bankruptcy Court 

701 East Broad Street 

Richmond, VA 23219 

You must also mail a copy to: 

James E. Kane, Esquire 

Kane & Papa, P.C. 

1313 East Cary Street 

Richmond, Virginia 23219 

 Attend a hearing scheduled for January 27, 2021 at 12:00 p.m. at 701 E. Broad 

Street, Room 5000, Richmond, VA. If no timely response has been filed 

opposing the relief requested, the court may grant the relief without holding a 

hearing. 

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 If you or your attorney do not take these steps, the court may decide that you do not 

oppose the relief sought in the motion or objection and may enter an order granting that 

relief. 

Dated: January 22, 2021 

DOMINIQUE MONTRALL SLOAN 

AMY CLARICE SLOAN 

 By: /s/ James E. Kane 

 Counsel 

James E. Kane (VSB #30081) 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, VA 23219 

(804) 225-9500 (phone) 

(804) 225-9598 (fax) 

Counsel for Debtors 

CERTIFICATE OF SERVICE 

I hereby certify that on January 22, 2021, I will electronically file the foregoing with the 

Clerk of Court using the CM/ECF system, which will then send a notification of such filing 

(NEF) to all counsel of record who have signed up to receive such notification and by first class 

mail to the parties on the attached list.

 /s/ James E. Kane 

 James E. Kane 

Case 19-35678-KRH Doc 32 Filed 01/22/21 Entered 01/22/21 16:32:36 Desc Main

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 Label Matrix for local noticing Exeter Finance LLC, c/o AIS Portfolio Servic LVNV Funding LLC 

 0422-3 4515 N Santa Fe Ave. Dept. APS PO Box 10587 

 Case 19-35678-KRH Oklahoma City, OK 73118-7901 Greenville, SC 29603-0587 

 Eastern District of Virginia 

 Richmond 

 Wed Dec 9 13:25:02 EST 2020 

 United States Bankruptcy Court Aaron Sales and Lease Aaron’s, Inc. 

 701 East Broad Street 1015 Cobb Place Blvd NW PO Box 100039 

 Richmond, VA 23219-1888 Kennesaw, GA 30144-3672 Kennesaw, GA 30156-9239 

 

 Account Resolution Ass Bridgecrest Credit Carrington Mortgage Services 

 9301 Corbin Ave Ste 1600 7300 E Hampton Ave P.O. Box 3489 

 Northridge, CA 91324-2515 Suite 101 Anaheim, CA 92803-3489 

 Mesa, AZ 85209-3324 

 Comenity Bank Credit Control Corporation Emporia Hospital Corporation 

 PO Box 182789 Attn: Bankruptcy 727 N Main Street 

 Columbus, OH 43218-2789 Po Box 120568 Emporia, VA 23847-1274 

 Newport News, VA 23612-0568 

 Exeter Finance Corp Exeter Finance LLC Exeter Finance LLC c/o AIS Portfolio Service 

 Po Box 166008 AIS Portfolio Services, LP 4515 N Santa Fe Ave. Dept. APS 

 Irving, TX 75016-6008 4515 N Santa Fe Ave. Dept. APS Oklahoma City, OK 73118-7901 

 Oklahoma City, OK 73118-7901 

 I.c. System, Inc Jack Randall Jefferson Capital Systems, LLC 

 Attn: Bankruptcy 28319 Southampton Pkwy Po Box 1999 

 Po Box 64378 Courtland, VA 23837-2193 Saint Cloud, MN 56302-0000 

 St. Paul, MN 55164-0378 

 Kool Smiles Medical Data Systems Inc Memorial Med Center 

 4722 N. Southside Plaza St Attn: Bankruptcy Dept Attn #18117J 

 Richmond, VA 23224-1742 2001 9th Ave Ste 312 PO Box 1400 

 Vero Beach, FL 32960-6413 Belfast, ME 04915-0000 

 Midland Funding Midland Funding LLC Miramed Revenue Group 

 2365 Northside Dr Ste 300 PO Box 2011 Attn: Bankruptcy 

 San Diego, CA 92108-2709 Warren, MI 48090-2011 360 East 22nd Street 

 Lombard, IL 60148-4924 

 Southern Cars Inc Southern Virginia Regional Med Verizon Wireless 

 709 North Main P O Box 1022 P.O. Box 25505 

 Emporia, VA 23847-1274 Wixom, MI 48393-1022 Lehigh Valley, PA 18002-5505 

 WILMINGTON SAVINGS FUND SOCIETY, FSB, Amy Clarice Sloan Dominique Montrall Sloan 

 Carrington Mortgage Services, LLC 4317 Presto Circle 4317 Presto Circle 

 1600 South Douglass Road Grand Prairie, TX 75052-4339 Grand Prairie, TX 75052-4339 

 Anaheim, CA 92806 

 ( 92806-5951 

 

Case 19-35678-KRH Doc 32 Filed 01/22/21 Entered 01/22/21 16:32:36 Desc Main

Document Page 5 of 6
 James E. Kane John P. Fitzgerald, III Suzanne E. Wade 

 Kane & Papa, PC Office of the US Trustee - Region 4 -R 341 Dial 877-996-8484 Code 2385911 

 1313 East Cary Street 701 E. Broad Street, Ste. 4304 7202 Glen Forest Drive, Ste. 202 

 P.O. Box 508 Richmond, VA 23219-1849 Richmond, VA 23226-3770 

 Richmond, VA 23218-0508 

 

 The following recipients may be/have been bypassed for notice due to an undeliverable (u) or duplicate (d) address. 

 (u)Wilmington Savings Fund Society, FSB, As T (d)LVNV Funding LLC (du)WILMINGTON SAVINGS FUND SOCIETY, FSB, AS 

 PO Box 10587 

 Greenville, SC 29603-0587 

 End of Label Matrix 

 Mailable recipients 32 

 Bypassed recipients 3 

 Total 35 

Case 19-35678-KRH Doc 32 Filed 01/22/21 Entered 01/22/21 16:32:36 Desc Main

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