Daniel Eisenhauer, Esq., Bar # 85252 

Orlans PC 

PO Box 2548 

Leesburg, Virginia 20177 

(703) 777-7101 

IN THE UNITED STATES BANKRUPTCY COURT 

FOR THE EASTERN DISTRICT OF VIRGINIA 

Norfolk Division 

IN RE: 

GRECIAN WILLETTE THRIAS STANDLEY 

Debtor 

Chapter 13 

Case No. 20-71174-FJS 

PNC BANK, NATIONAL ASSOCIATION 

Movant 

v. 

GRECIAN WILLETTE THRIAS STANDLEY

CHRISTOPHER D. STANDLEY, Co-Debtor, 

and MICHAEL P. COTTER, Trustee 

Respondents 

Ref. Dkt. #40 

ORDER MODIFYING AUTOMATIC STAY AND 

GRANTING CONTINGENT RELIEF FROM CO-DEBTOR AUTOMATIC STAY 

UPON CONSIDERATION of the Motion for Relief from Automatic Stay and Co-Debtor 

Automatic Stay (“Motion”) filed by PNC Bank, National Association (“PNC Bank”), any 

response thereto, the consent of the Debtor having been given, and good cause having been 

shown; and 

WHEREAS, on or about September 19, 2011, Grecian W. Standley and Christopher D. 

Standley executed and delivered to PNC Mortgage, a division of PNC Bank, National Association 

a Note in the amount of TWO HUNDRED SEVENTY-SIX THOUSAND SIX HUNDRED 

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SEVENTY-EIGHT DOLLARS AND NO CENTS ($276,678.00), plus interest at the fixed rate of 

4.250% per annum to be paid over thirty (30) years; and 

WHEREAS, to secure the repayment of the sums due under the Note, Grecian W. 

Standley and Christopher D. Standley executed and delivered to PNC Mortgage, a division of 

PNC Bank, National Association a Deed of Trust dated September 19, 2011, encumbering the real 

property (“Property”) described as: 

with the address of 6424 Aberdeen Place, Suffolk, VA 23435; and 

WHEREAS, the Debtor has failed to make one (1) post-petition payment in the amount of 

$1,646.08 for the month of April, 2021, one (1) post-petition payment in the amount of $1,673.58 

for the month of May, 2021, plus attorneys’ fees and costs in the amount of $1,038.00 for the 

filing of the Motion, less Debtor’s suspense in the amount of $225.82 and is in arrears postpetition for a total of $4,131.84; and 

WHEREAS, the Debtor and PNC Bank desire to resolve this matter without the risks and 

costs of litigation. 

It is by the United States Bankruptcy Court for the Eastern District of Virginia, Norfolk 

Division, 

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ORDERED, that the automatic stay is modified as follows: 

(a) The Debtor shall cure the Arrearage due to the Movant in the amount of $4,131.84 

by making a lump sum payment in the amount of $1,683.00 directly to PNC Bank 

on or before May 31, 2021 and shall cure the remaining balance in the amount of 

$2,448.84 by making the following payments inclusive of the fees and costs 

(“Arrearage Payment”): 

June 15, 2020 $272.09 

July 15, 2020 $272.09 

August 15, 2020 $272.09 

September 15, 2020 $272.09 

October 15, 2020 $272.09 

November 15, 2020 $272.09 

December 15, 2020 $272.09 

January 15, 2021 $272.09 

February 15, 2021 $272.12; and 

(b) In addition to curing the Arrearage, the Debtor shall resume making regular 

monthly payments in the amount of $1,673.58 subject to adjustment as due under 

the Note beginning with the June, 2021 monthly payment to be paid on or before 

June 1, 2021 and subsequent monthly payments continuing on the 1st day of each 

and every month thereafter until the Note is paid in full; and 

(c) The Debtor intends to cure the lump sum and Arrearage Payments from funds 

received from Debtor’s son, Christopher Standley, II and Debtor’s daughter, 

T'Moiya Troope, and those funds are gifts with no obligation of repayment by the 

Debtor; and 

(d) All payments must be sent directly to PNC Bank, Attn: Payment Services, 3232 

Newmark Drive, Miamisburg, OH 45342; and it is further 

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ORDERED, that if any of the payments described herein are not timely made, then PNC 

Bank shall electronically file and serve a notice of default to Debtor’s last known address, to her 

counsel at the address shown hereunder and to the Trustee and, if such default is not cured within 

ten (10) business days (“Cure Period”) from the date noted on the certificate of service along with 

any payment that has become due subsequent to the Notice of Default then PNC Bank shall 

electronically file and serve a Notice of Intent to Foreclose to Debtor’s last known address, to her 

counsel at the address shown hereunder and to the Trustee and are authorized to immediately 

exercise its legal rights under applicable law as to the Property. Furthermore, the Debtor may 

avail herself of only one (1) Cure Period during any twelve (12) month period. Upon the Debtor’s 

second failure to remit a payment in compliance with this Consent Order, PNC Bank shall 

electronically file and serve a Notice of Intent to Foreclose to Debtor’s last known address, to her 

counsel at the address shown hereunder and to the Trustee and is authorized to immediately 

exercise its legal rights under applicable law as to the Property; and it is further 

ORDERED, that acceptance of any partial payments which do not provide to fully cure 

the amount stated in the Notice of Default and any subsequent payments which may become due 

does not constitute a cure of the default; and it is further 

ORDERED, that PNC Bank shall promptly notify the Chapter 13 Trustee in writing of the 

results of any foreclosure of the subject deed and pay to the Chapter 13 Trustee any excess funds 

received from such foreclosure sale, to be disbursed upon further order of the Court; and it is 

further 

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ORDERED, that to the extent this case is dismissed, discharged or closed and payments 

on the Note are not contractually current, PNC Bank may exercise its legal rights under applicable 

law with respect to the Property; and it is further 

ORDERED, that relief is granted as to Christopher D. Standley, the co-debtor, from the 

automatic stay imposed by §1301 to the same extent and on the same terms and conditions as 

granted as to the debtor. 

BY THE COURT: 

_____________________________ 

Dated: _______________ Frank J. Santoro 

Chief Judge 

Entered on Docket: 

I ASK FOR THIS: 

/s/Daniel K. Eisenhauer________ 

Daniel Eisenhauer, Bar # 85252 

deisenhauer@orlans.com 

Orlans PC 

PO Box 2548 

Leesburg, Virginia 20177 

(703) 777-7101 

Jun 28 2021

Jun 28 2021

/s/ Frank J Santoro

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SEEN AND AGREED: 

_/s/ John Russell Bollinger__________ 

Barry W. Spear, Esquire 

John Russell Bollinger, Esquire 

Liudmyla N. Mozgova, Esquire 

Kathryne Mary Rose Shaw, Esquire 

Jamie L. Winbury, Esquire 

Boleman Law Firm, P.C. 

Convergence Center III 

272 Bendix Road, Suite 330 

Virginia Beach, VA 23452 

Attorneys for the Debtor 

Re: Case No. 20-71174-FJS 

SEEN: 

_/s/ Warren A. Uthe, Jr.________________ 

Warren A. Uthe, Jr., Esquire 

Counsel for Michael P. Cotter, Trustee 

Chapter 13 Trustee 

870 Greenbrier Circle, Suite 402 

Chesapeake, VA 23320 

Re: Case No. 20-71174-FJS 

CERTIFICATE OF NECESSARY PARTIES 

I hereby certify pursuant to local rule 9022-1 (c) (1) that all necessary parties have 

endorsed the foregoing proposed order. 

/s/Daniel K. Eisenhauer____ 

Daniel Eisenhauer, Esquire 

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Copies to: 

Daniel Eisenhauer, Esquire 

Attorney for Movant 

Orlans PC 

PO Box 2548 

Leesburg, Virginia 20177 

Grecian Willette Thrias Standley 

6424 Aberdeen Place 

Suffolk, VA 23435 

Debtor 

Christopher D. Standley 

6424 Aberdeen Place 

Suffolk, VA 23435 

Co-Debtor 

Barry W. Spear, Esquire 

John Russell Bollinger, Esquire 

Liudmyla N. Mozgova, Esquire 

Kathryne Mary Rose Shaw, Esquire 

Jamie L. Winbury, Esquire 

Boleman Law Firm, P.C. 

Convergence Center III 

272 Bendix Road, Suite 330 

Virginia Beach, VA 23452 

Attorneys for the Debtor 

Michael P. Cotter, Trustee 

Chapter 13 Trustee 

870 Greenbrier Circle, Suite 402 

Chesapeake, VA 23320 

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