<PAGE>

                                                                    EXHIBIT 10.6

                                  RYERSON TULL
                          SUPPLEMENTAL RETIREMENT PLAN
                              FOR COVERED EMPLOYEES
                          As Amended September 24, 1997
                               and January 1, 2002


                                   ARTICLE 1

        1.1   Purpose.
              -------

              It is the intention of Ryerson Tull, Inc. (the "Company") to
maintain appropriate levels of retirement benefits for individuals who are
entitled to benefits under the Ryerson Tull Pension Plan, including any
supplements thereto (collectively, the "Pension Plan"). Accordingly, the Company
hereby establishes the Ryerson Tull Supplemental Retirement Plan for Covered
Employees (the "Plan") to provide benefits to eligible persons in a manner so as
to maintain the level of total retirement benefits which, but for the
limitations on benefits required by Section 415 and 401(a)(17) of the Internal
Revenue Code of 1986, as amended (the "Code"), would otherwise be payable to
such persons under the Pension Plan. The Plan shall maintain such total
retirement benefit levels by means of supplemental unfunded payments made by the
Employers (as defined in Section 1.3) to the individuals eligible for such
payments as more fully described in Articles 3 and 4. The Plan is intended to be
an "excess benefit plan" described in Section 3(36) of the Employee Retirement
Income Security Act of 1974, as amended ("ERISA"); provided, however, that, to
the extent, if any, that the Plan provides benefits which cannot be provided by
an excess benefit plan, the Plan shall constitute an unfunded plan maintained
primarily for the purpose of providing deferred compensation for a select group
of management or highly compensated employees.

        1.2   Effective Date.
              --------------

              The Plan is effective as of April 30, 1996 (the "Effective Date").

        1.3   Employers. The Company and any of its affiliates which, with the
              ---------
consent of the Company, adopt the Plan are referred to collectively herein as
the "Employers" and individually as an "Employer".

        1.4   Source of Benefit Payments;  Funding Not Required.
              -------------------------------------------------

              The amount of any benefit payable under the Plan to any
Participant (as defined in Section 3.1) (or Beneficiary (as defined in Section
3.2)) shall be paid from the general revenues of the Employer that employed such
Participant; provided, however, that if a Participant has been employed by more
than one Employer, the portion of his Plan benefits payable by any such Employer
shall be in proportion to the benefit he accrued under the Pension Plan for his
period of service with the applicable Employer. An Employer's obligation under
the Plan shall be reduced to the extent that any amounts due under the Plan are
paid from one or more trusts, the assets of which are subject to the claims of
general creditors of the Employers; provided,

<PAGE>

however, that nothing in the Plan shall require the Company or any Employer to
establish any trust to provide benefits under the Plan. None of the individuals
entitled to benefits under the Plan will have any claim on, or any beneficial
ownership interest in, any assets of any Employer, and any rights of such
individuals under the Plan will constitute unsecured contractual rights only.

        1.5   Definitions.
              -----------

              Unless the context clearly requires otherwise, any word, term or
phrase used in the Plan will have the same meaning as is assigned to it under
the terms of the Pension Plan.

                                   ARTICLE 2

        2.1   Retirement Committee.
              --------------------

              The Company hereby delegates authority to administer the Plan to
the Pension Plan Retirement Committee (the "Committee") as established under the
Pension Plan. Any action by the Committee shall be evidenced by a written
document, certified by the Secretary of the Committee. References to the
Company's authority, right, or power to act contained in any notice, disclosure,
or communication which is made with a view toward effectuating the purposes of
the Plan shall be construed to include such actions by the Committee on the
Company's behalf and such actions by others to whom the Committee has delegated
its authority.

        2.2   Authority of Committee.
              ----------------------

              The Committee shall have authority to control and manage the
operation and administration of the Plan, including the authority and discretion
to construe and interpret the Plan, decide all questions of eligibility for and
the amount, manner and time of payment of Supplemental Retirement Benefits (as
defined in Section 3.1) hereunder and such other rights and powers necessary or
convenient to the carrying out of its functions hereunder. The authority and
responsibilities of the Committee shall be coextensive with its authority and
responsibilities under the Pension Plan.

                                   ARTICLE 3

        3.1   Participation.
              -------------

              Each employee or former employee of an Employer who, on or after
the Effective Date, is entitled to an accrued benefit under the Pension Plan the
amount of which is limited by reason of the application of the limitations
imposed by Code Sections 415 or 401(a)(17), as amended from time to time, and
the regulations and rulings thereunder or the terms of the Pension Plan
implementing those limitations (the "Code Limitations") shall be a "Participant"
in the Plan and shall be entitled to receive the benefits (the "Supplemental
Retirement Benefits"), if

                                      -2-

<PAGE>

any, determined in accordance with Article 4 hereof. Any individual who had an
accrued benefit under the Inland Steel Industries Supplemental Retirement
Benefit Plan for Covered Employees and the Inland Steel Industries Special
Retirement Benefit Plan for Covered Employees Plan (collectively, the "ISI
Supplemental Plans") which was assumed by the Company effective as of the
Effective Date shall also be a Participant in the Plan, subject to the terms and
conditions thereof, regardless of whether such individual would otherwise be a
Participant under the foregoing provisions of this Section 3.1.

        3.2   Beneficiary.
              -----------

              The spouse or other person entitled to a benefit under the Pension
Plan upon the death of a Participant hereunder shall, upon the death of the
Participant, be a "Beneficiary" under the Plan entitled to receive the
Supplemental Retirement Benefit, if any, determined in accordance with Article 4
hereof.

        3.3   Restricted Participation.
              ------------------------

              Notwithstanding any other provision of the Plan to the contrary,
if the Committee determines that participation by one or more Participants (or
payment of benefits to any Beneficiary) shall cause the Plan as applied to any
Employer to be subject to Part 2, 3 or 4 of Title I of ERISA, the entire
interest of such Participant or Beneficiary under the Plan shall, in the
discretion of the Committee, be immediately paid to such Participant or
Beneficiary, as applicable, by the applicable Employer, or shall otherwise be
segregated from the Plan, and such Participant(s) or Beneficiary(ies) shall
cease to have any interest under the Plan.

                                   ARTICLE 4

        4.1   Amount of Supplemental Retirement Benefit.
              -----------------------------------------

              The amount of the Supplemental Retirement Benefit which a
Participant or Beneficiary shall be entitled to receive and the Employers shall
be obligated to pay under the Plan as of any date shall be equal to the greater
of the amount determined under paragraph (a) or (b) below:

              (a)   the excess, if any, of the amount described in subparagraph
        (i) of this Section 4.1 over the amount described in paragraph (ii) of
        this Section 4.1:

                    (i)  The amount of the benefit (expressed in the same form
              and commencing at the same time as that of the benefit that the
              Participant is actually receiving under the Pension Plan) that the
              Participant would have been entitled to receive as of that date
              under the Pension Plan, determined without regard to the Code
              Limitations.

                    (ii) The amount of benefit which the Participant or
              Beneficiary actually receives under the Pension Plan as of that
              date (determined with regard to the Code Limitations applicable
              under the Pension Plan).

                                      -3-

<PAGE>

              OR

              (b) The aggregate amount of the benefit accrued by the Participant
         or Beneficiary, as applicable, as of the Effective Date under the
         provisions of the ISI Supplemental Plans.

It is the intent of this Section 4.1 that the Supplemental Retirement Benefit
described above shall be determined at all times in a manner consistent with
then current Code Limitations. Accordingly, the determinations made pursuant to
this Section 4.1 shall be based upon adjustments employed in determining the
amount of the benefit described above, and shall be subject to adjustments which
reflect the Code Limitations with respect to the computation of benefits under
the Pension Plan. No Supplemental Retirement Benefit shall be payable to any
Participant or Beneficiary unless, at the time of the Participant's termination
of employment with the Employers and their affiliates, the Participant has been
credited with at least five Years of Vesting Service under the Pension Plan;
provided, however, that, in the event of a Change in Control (as defined in
Section 5.3), all benefits accrued under the Plan as of the date such Change in
Control shall become fully and irrevocably vested and shall become distributable
to Participants (and Beneficiaries) at such time and in such manner pursuant to
the provisions of the Plan as in effect on the day immediately preceding the
date of such Change in Control.

         4.2  Payment of Supplemental Retirement Benefit.
              ------------------------------------------

              (a) Except as otherwise provided herein, the Supplemental
         Retirement Benefit which a Participant or Beneficiary is eligible to
         receive shall be paid by the Employers at the same time, in the same
         form and subject to substantially the same conditions, as is the
         benefit paid to such Participant or Beneficiary under the Pension Plan.

              (b) To the extent provided by Section 4.4, the Employers may
         purchase an annuity with respect to any portion of a Participant's or
         Beneficiary's Supplemental Retirement Benefit in full satisfaction
         thereof.

              (c) The Employers may, in their sole discretion, distribute the
         Supplemental Retirement Benefit of any Participant described in Section
         4.4(a) in a lump sum at the time of the Participant's retirement.

              (d) Notwithstanding any other provision of this Plan, a
         Participant who, as of the Effective Date, was a Participant in and had
         an accrued benefit under the ISI Supplemental Plans (or any Beneficiary
         of such a Participant) shall not be entitled to any portion of his
         Supplemental Retirement Benefit which is attributable to benefits
         accrued under the ISI Supplemental Plans unless such Participant (or
         Beneficiary, if applicable) agrees that his right to benefits
         supplemental to those of the Pension Plan is limited to his rights
         under this Plan and that he shall have no claim under or against the
         ISI Supplemental Plans or against Inland Steel Industries, Inc. or any
         of its affiliates for any benefits accrued under the ISI Supplemental
         Plans.

              (e) Notwithstanding any other provision of the Plan to the
         contrary, if a Participant's or Beneficiary's Supplemental Retirement
         Benefit is paid in a lump sum, such payment shall be in complete
         satisfaction of all amounts otherwise payable to such

                                      -4-

<PAGE>

         Participant or Beneficiary under the Plan and neither the Participant
         nor Beneficiary shall have any further rights to benefits under the
         Plan (other than benefits based on additional accruals of benefits
         (other than increases described in Section 4.3) under the Pension
         Plan). Any optional form of benefit payable under the Plan, including a
         lump sum, shall be the actuarial equivalent of the benefit otherwise
         payable to the Participant or Beneficiary, determined by applying the
         appropriate interest rate and other actuarial assumptions then set
         forth in the Pension Plan.

         4.3      Pension Plan Increase.
                  ---------------------

                  In the event the Pension Plan is amended to increase the
benefit payable to participants or beneficiaries then receiving benefits under
the Pension Plan, benefits payable under the Plan shall be adjusted or commenced
accordingly for Participants or Beneficiaries; provided that no such adjustment
shall be made if the Participant or Beneficiary received a single sum
distribution under the Plan; and provided, further, that no such adjustment
shall be made with respect to any portion of a Participant's or Beneficiary's
Supplemental Retirement Benefit for which an annuity has been purchased pursuant
to Section 4.4.

         4.4      Purchase of Annuities.
                  ---------------------

                  The Employers shall not be obligated to purchase an annuity
for any Participant or for any portion of a Participant's Supplemental
Retirement Benefit, notwithstanding the purchase of an annuity with respect to
any other Participant or any other portion of the Participant's Supplemental
Retirement Benefit. The purchase of annuities under the Plan shall be governed
by the following:

                  (a) The purchase of annuities under this Section 4.4 shall be
         limited to Supplemental Retirement Benefits payable to Participants who
         meet all of the following requirements:

                      (i) completion of at least five years of Vesting Service
                  under the Pension Plan;

                      (ii) annual compensation in excess of $150,000; and

                      (iii) attainment of age 55.

                  (b) Any annuity purchased with respect to any Participant's
         Supplemental Retirement Benefit shall be issued to and distributed to
         such Participant, who shall be the sole owner of such annuity and shall
         contain such terms not inconsistent with this Section 4.4 as the
         Committee shall determine in its sole discretion.

                  (c) Annuity payments to a Participant under any annuity
         purchased pursuant to this Section 4.4 shall commence as of the date on
         which the Participant attains age 65 or the first day of the month
         thereafter; provided, however, that any such annuity may provide that,
         in the event of the Participant's death prior to attainment of age 65,
         benefits payable to any Beneficiary may commence as of any earlier date
         provided by the terms of the annuity.

                                      -5-

<PAGE>

     (d) The monthly benefit amount to be provided by any annuity purchased
pursuant to this Section 4.4 shall be such amount as the Committee, in its sole
discretion, determines would provide, on an after-tax basis, an amount equal to
the amount estimated to be the after-tax benefit to the Participant of monthly
benefits payable by the Employers under Section 4.2, commencing at the
Participant's age 65. Such determination shall be made by the Committee, in its
sole discretion, based upon such rates and factors as the Committee, in its sole
discretion, deems appropriate. No change in annuity benefits shall be required
by reason of any subsequent change in such rates and factors; provided, however,
that in determining the amount of any subsequent annuity purchased under this
Section 4.4, the Committee may, in its sole discretion, take into account any
change in such rates and factors and the benefits payable under any annuity
previously purchased under this Section 4.4. Notwithstanding the foregoing, with
the consent of the Participant, the Committee may substitute any form of fixed
or variable annuity in lieu of the annuity otherwise provided by this paragraph
(d), provided that such substitution does not result in a change in the cost of
the annuity or the commencement date of the annuity payments.

     (e) The Company shall make a tax gross-up payment to any Participant for
whom an annuity is purchased under this Section 4.4 in such amount as the
Committee shall determine, in its sole discretion, would be necessary to make
such Participant whole for federal, state and local income taxes attributable to
the receipt of the annuity and the gross-up payment, based upon such tax rates
as the Committee shall determine in its sole discretion.

     (f) To the extent that the Company has purchased an annuity under this
Section 4.4 with respect to any portion of a Participant's Supplemental
Retirement Benefit, such annuity and the tax gross-up payment under paragraph
(e) above shall be in full satisfaction of all obligations of the Employers to
the Participant or his Beneficiary attributable to such portion of the
Participant's Supplemental Retirement Benefit.

     (g) A purchase of an annuity under this Section 4.4 shall have no effect on
the monthly benefits payable to the Participant under Sections 4.1 and 4.3 prior
to the Participant's attainment of age 65. In the event of the Participant's
death prior to attainment of age 65, the benefit payable to any Beneficiary of
the Participant shall be determined solely on the basis of the monthly benefits
which would otherwise have been payable to the Participant under the Plan prior
to attainment of age 65 and taking into account the amount payable to the
Beneficiary under the Pension Plan.

     (h) If an annuity has not been purchased in accordance with the foregoing
provisions of this Section 4.4 with respect to any portion of the Supplemental
Retirement Benefit payable after attainment of age 65 to a Participant who meets
all of the requirements of paragraph (a) above then, except for any portion
payable in the form of a lump sum in accordance with Section 4.2, upon such
Participant's termination of employment with the Employers and their affiliates,
the Company may purchase an annuity for such portion in accordance with
paragraphs (b) through (g) above.

                                      -6-

<PAGE>

                                   ARTICLE 5

      5.1      Amendment to Conform with Law.
               -----------------------------

               The Company may make such changes in, additions to, and
substitutions in the provisions of the Plan, to take effect retroactively or
otherwise, as deemed necessary or advisable for the purpose of conforming the
Plan to any present or future law relating to plans of this or a similar nature,
and to the administrative regulations and rulings promulgated thereunder.

      5.2      Other Amendments and Termination.
               --------------------------------

               The Company may amend or terminate the Plan at any time, without
the consent of any Participant or Beneficiary; provided, however, that:

               (a) the provisions of Section 5.3 may not be amended after the
      date of a Change in Control without the written consent of a majority in
      both number and interest of the Participants in the Plan, other than those
      Participants who are both (i) not employed by the Company and its
      affiliates (collectively "RTI") as of the date of the Change in Control,
      and (ii) not receiving nor could have commenced receiving benefits under
      the Pension Plan as of the date of the Change in Control, both immediately
      prior to the Change in Control and at the date of such amendment; and

               (b) the Plan shall not be amended or terminated so as to reduce
      or cancel the benefits which have accrued to a Participant or Beneficiary
      prior to the later of the date of adoption of the amendment or termination
      or the effective date thereof, and in the event of such amendment or
      termination, any such accrued benefit hereunder shall not be reduced or
      cancelled.

Notwithstanding the provisions of paragraph (b) next above, in the event the
Pension Plan is terminated or curtailed with the result that pension payments to
retired employees and survivor and contingent annuity payments to beneficiaries
are discontinued or reduced the Supplemental Retirement Benefit then being paid
or in the future payable pursuant to the Plan shall similarly be discontinued or
reduced in the same ratio as payments under the Pension Plan are discontinued or
reduced.

      5.3      Manner and Form of Amendment or Termination.
               -------------------------------------------

               Any amendment or termination of the Plan by the Company shall be
made by action of the Board of Directors of the Company; provided, however, that
(i) the Treasurer of the Company, and (ii) the Vice President-Human Resources of
the Company (or such other person as designated by the Chairman of the Board of
Directors of the Company) are jointly authorized, by written action signed by
both individuals, to adopt and place in effect any amendments to the Plan and
any related documents as they jointly deem necessary or advisable:

               (a) to maintain the Plan and any related documents in compliance
      with applicable law;

               (b) to relieve administrative burdens with respect to those
      documents;

                                      -7-





<PAGE>

               (c) to conform the Plan to the provisions of any applicable
      collective bargaining agreement; or

               (d) to provide for other changes in the best interests of
      Participants and Beneficiaries.

without the necessity for further action by the Board of Directors of the
Company or subsequent ratification: provided, however, that any action or
amendment that would have the effect of:

                   (i) terminating the Plan;

                   (ii) changing the structure of the Committee under which the
               Plan is administered;

                   (iii) authorizing an Affiliate to adopt the Plan;

                   (iv) materially changing the benefits under the Plan; or

                   (v) materially increasing anticipated costs associated with
               the Plan by more than $15 million, except for changes to comply
               with applicable law;

may not be made without approval or ratification by the Board of Directors of
the Company.

Notwithstanding the foregoing, either of the Board of Directors of the Company
or the Chairman of the Company may from time to time authorize another officer
or officers to adopt and place into effect (without the further need for Board
authorization) amendments to the Plan and any related documents within the
parameters set forth in subparagraphs (a) through (d) above and subject to the
limitations in subparagraphs (i) through (v) above. If and to the extent the
Board or the Chairman does so authorize other officer(s), that officer or those
officers will have the powers described above in this Section 5.3. Certification
of any amendment or termination of the Plan shall be furnished to the Committee
by the Company.

      5.4      Notice of Amendment or Termination.
               ----------------------------------

               The Committee shall notify Participants or Beneficiaries who are
affected by any amendment or termination of the Plan within a reasonable time
thereof.

      5.5      Change in Control.  For purposes of this Section 5.5, a "Change
               -----------------
in Control" shall be deemed to have occurred if:

               (a) any "person" (as such term is used in Sections 13(d) and
      14(d) of the Securities Exchange Act of 1934, as amended (the "Exchange
      Act")), other than (i) the Company and its affiliates (collectively
      referred to herein as "RTI"), (ii) a trustee or other fiduciary holding
      securities under an employee benefit plan of RTI, (iii) an underwriter
      temporarily holding securities pursuant to an offering of such securities,
      or (iv) a corporation owned, directly or indirectly, by the stockholders
      of the Company in substantially the same proportions as their ownership of
      stock of the Company, is or becomes the "beneficial owner" (as defined in
      Rule 13d-3 under the Exchange Act),

                                      -8-

<PAGE>

      directly or indirectly, of securities of the Company (not including in the
      securities beneficially owned by such person any securities acquired
      directly from RTI) representing 20% or more of the combined voting power
      of the Company's then outstanding securities;

             (b)  during any period of two consecutive years individuals who at
      the beginning of such period constitute the Board of Directors of the
      Company and any new director (other than a director designated by a person
      who has entered into an agreement with the Company to effect a transaction
      described in paragraphs (a), (c) or (d) of this Section 5.5, whose
      election by the Board or nomination for election by the Company's
      stockholders was approved by a vote of at least two-thirds (2/3) of the
      directors then still in office who either were directors at the beginning
      of the period or whose election or nomination for election was previously
      so approved, cease for any reason to constitute a majority thereof;

             (c)  there occurs a merger or consolidation of the Company with any
      other corporation, other than (i) a merger or consolidation which would
      result in the voting securities of the Company outstanding immediately
      prior thereto continuing to represent (either by remaining outstanding or
      by being converted into voting securities of the surviving entity) in
      combination with the ownership of any trustee or other fiduciary holding
      securities under an employee benefit plan of RTI, at least 60% of the
      combined voting power of the voting securities of the Company or such
      surviving entity outstanding immediately after such merger or
      consolidation, or (ii) a merger or consolidation effected to implement a
      recapitalization of the Company (or similar transaction) in which no
      person acquires more than 50% of the combined voting power of the
      Company's then outstanding securities; or

             (d)  the stockholders of the Company approve a plan of complete
      liquidation of the Company or an agreement for the sale or disposition by
      the Company of all or substantially all of the Company's assets.

             A Change in Control shall also be deemed to occur with respect to
any Participant or Beneficiary for purposes of the Plan if there occurs:

                  (1) a sale or disposition, directly or indirectly, other than
             to a person described in clause (i), (ii) or (iii) of paragraph (a)
             next above, of securities of the Participant's employer, any direct
             or indirect parent company of the Participant's employer or any
             company that is a subsidiary of the Participant's employer and is
             also a significant subsidiary (as defined below) of the Company
             (the Participant's employer and such a parent or subsidiary being a
             "Related Company"), representing 50% or more of the combined voting
             power of the securities of such Related Company then outstanding;

                  (2) a merger or consolidation of a Related Company with any
             other corporation, other than a merger or consolidation which would
             result in 50% or more of the combined voting power of the surviving
             company being beneficially owned by a majority owned direct or
             indirect subsidiary of the Company; or

                                      -9-

<PAGE>

                 (3) the sale or disposition of all or substantially all the
             assets of a Related Company to a person other than a majority owned
             direct or indirect subsidiary of the Company.

             Notwithstanding the foregoing, no Change in Control shall be deemed
to have occurred with respect to a Participant for purposes of the Plan if (I)
such transaction includes or involves a sale to the public or a distribution to
the stockholders of the Company of more than 50% of the voting securities of the
Participant's employer or a direct or indirect parent of the Participant's
employer, and (II) the Participant's employer or a direct or indirect parent of
the Participant's employer agrees to become a successor to the Company under an
individual agreement between the Company and the Participant or the Participant
is covered by an agreement providing for benefits upon a change in control of
his or her employer following an event described clauses (1), (2) or (3) next
above. For purposes of the Plan, the term "significant subsidiary" has the
meaning given to such term under Rule 405 of the Securities Act of 1933, as
amended.


                                   ARTICLE 6

       6.1   No Right to Employment.
             ----------------------

             Neither the creation of the Plan nor anything contained herein
shall be construed as giving any Participant hereunder or other employees of the
Employers any right to remain in the employ of the Employers or any affiliate
thereof.

       6.2   Successors and Assigns.
             ----------------------

             All rights and obligations of this Plan shall inure to, and be
binding upon the successors and assigns of the Company.

       6.3   Inalienability.
             --------------

             Except so far as may be contrary to the laws of any state having
jurisdiction in the premises, a Participant or Beneficiary shall have no right
to assign, transfer, hypothecate, encumber, commute or anticipate his interest
in any payments under the Plan and such payments shall not in any way be subject
to any claim against any Participant or Beneficiary.

       6.4   Incompetency.
             ------------

             If any Participant or Beneficiary is, in the opinion of the
Committee, legally incapable of giving a valid receipt and discharge for any
payment, the Committee may, at its option, direct that such payment or any part
thereof be made to such person or persons who in the opinion of the Committee
are caring for and supporting such Participant or Beneficiary, unless it has
received due notice of claim from a duly appointed guardian or conservator of
the estate of the Participant or Beneficiary. A payment so made will be a
complete discharge of the obligations under this Plan to the extent of and as to
that payment, and neither the Committee nor the Employers will have any
obligation regarding the application of the payment.

                                      -10-

<PAGE>

       6.5    Controlling Law.
              ---------------

              To the extent not preempted by the laws of the United States of
America, the laws of the State of Illinois shall be the controlling state law in
all matters relating to the Plan.

       6.6    Severability.
              ------------

              If any provisions of the Plan shall be held illegal or invalid for
any reason, the illegality or invalidity shall not affect the remaining parts of
the Plan, but the Plan shall be construed and enforced as if the illegal and
invalid provisions never had been included herein.

        6.7   Limitations on Provisions.
              -------------------------

              The provisions of the Plan and any Supplemental Retirement
Benefits shall be limited as described herein. Any benefit payable under the
Pension Plan shall be paid solely in accordance with the terms and provisions of
the Pension Plan, as appropriate, and nothing in the Plan shall operate or be
construed in any way to modify, amend, or affect the terms and provisions of the
Pension Plan.

       6.8    Gender and Number.
              -----------------

              Whenever the context requires or permits, the gender and number of
words shall be interchangeable.


                                   ARTICLE 7

       7.1    Application for Benefits and Review Procedures.
              ----------------------------------------------

              The Claims Procedure set forth in the Pension Plan shall apply to
any claim for benefits under the Plan. The "Plan Administrator" for purposes of
applying such Claims Procedure to this Plan shall be the Committee.

                                      -11-