9/11/18 10:07AM

Fill in this information to identify your case and this filing:

Debtor 1 Nubian Queen Hoover

First Name Middle Name Last Name

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

United States Bankruptcy Court for the: EASTERN DISTRICT OF VIRGINIA

Case number 18-32452  Check if this is an

amended filing

Official Form 106A/B

Schedule A/B: Property 12/15

In each category, separately list and describe items. List an asset only once. If an asset fits in more than one category, list the asset in the category where you

think it fits best. Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct

information. If more space is needed, attach a separate sheet to this form. On the top of any additional pages, write your name and case number (if known).

Answer every question.

Part 1: Describe Each Residence, Building, Land, or Other Real Estate You Own or Have an Interest In

1. Do you own or have any legal or equitable interest in any residence, building, land, or similar property?

 No. Go to Part 2.

 Yes. Where is the property?

1.1 What is the property? Check all that apply

Do not deduct secured claims or exemptions. Put

the amount of any secured claims on Schedule D:

Creditors Who Have Claims Secured by Property.

335 McFayden Drive 





Single-family home

Duplex or multi-unit building

Condominium or cooperative

Street address, if available, or other description

Fayetteville NC 28314-0000





Manufactured or mobile home

Land

Current value of the

entire property?

Current value of the

portion you own?

City State ZIP Code  Investment property $133,500.00 $66,750.00

 Timeshare

Describe the nature of your ownership interest

(such as fee simple, tenancy by the entireties, or

a life estate), if known.

 Other

Who has an interest in the property? Check one

 Debtor 1 only Joint tenants

Cumberland  Debtor 2 only

County  Debtor 1 and Debtor 2 only

 Check if this is community property  At least one of the debtors and another (see instructions)

Other information you wish to add about this item, such as local

property identification number:

Real Estate

2. Add the dollar value of the portion you own for all of your entries from Part 1, including any entries for

pages you have attached for Part 1. Write that number here...........................................................................=> $66,750.00

Part 2: Describe Your Vehicles

Do you own, lease, or have legal or equitable interest in any vehicles, whether they are registered or not? Include any vehicles you own that

someone else drives. If you lease a vehicle, also report it on Schedule G: Executory Contracts and Unexpired Leases.

Official Form 106A/B Schedule A/B: Property page 1

Software Copyright (c) 1996-2018 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 1 of 20
 9/11/18 10:07AM

Debtor 1 Nubian Queen Hoover Case number (if known) 18-32452

3. Cars, vans, trucks, tractors, sport utility vehicles, motorcycles

 No

 Yes

3.1 Make: Ford Who has an interest in the property? Check one Do not deduct secured claims or exemptions. Put

the amount of any secured claims on Schedule D:

Model: Expedition  Debtor 1 only Creditors Who Have Claims Secured by Property.

Year: 2008  Debtor 2 only Current value of the

entire property?

Current value of the

Approximate mileage: 141,000  Debtor 1 and Debtor 2 only portion you own?

Other information:  At least one of the debtors and another

Location: 2844 Fairfield Avenue

APT A, Richmond VA 23223  Check if this is community property $5,700.00 $5,700.00

 (see instructions)

3.2 Make: Mercury Who has an interest in the property? Check one Do not deduct secured claims or exemptions. Put

the amount of any secured claims on Schedule D:

Model: Sable Wagon  Creditors Who Have Claims Secured by Property.

 Debtor 1 only

Year: 1998  Debtor 2 only Current value of the

entire property?

Current value of the

Approximate mileage: 240,000  Debtor 1 and Debtor 2 only portion you own?

Other information:  At least one of the debtors and another

Location: 2844 Fairfield Avenue

APT A, Richmond VA 23223  Check if this is community property $1,400.00 $1,400.00

 (see instructions)

3.3 Make: Nissan Who has an interest in the property? Check one Do not deduct secured claims or exemptions. Put

the amount of any secured claims on Schedule D:

Model: Titan  Debtor 1 only Creditors Who Have Claims Secured by Property.

Year: 2013  Debtor 2 only Current value of the

entire property?

Current value of the

Approximate mileage:  Debtor 1 and Debtor 2 only portion you own?

Other information:  At least one of the debtors and another

Joint with Separated spouse

Fayetteville, NC  Check if this is community property $21,425.00 $10,712.50

 (see instructions)

3.4 Make: Ford Who has an interest in the property? Check one Do not deduct secured claims or exemptions. Put

the amount of any secured claims on Schedule D:

Model: Econoline Van  Debtor 1 only Creditors Who Have Claims Secured by Property.

Year: 1998  Debtor 2 only Current value of the

entire property?

Current value of the

Approximate mileage: 160,000  Debtor 1 and Debtor 2 only portion you own?

Other information:  At least one of the debtors and another

Joint with Separated spouse

Fayetteville, NC  Check if this is community property $1,759.00 $879.50

 (see instructions)

3.5 Make: Ford Who has an interest in the property? Check one Do not deduct secured claims or exemptions. Put

the amount of any secured claims on Schedule D:

Model: Aerostar Van  Creditors Who Have Claims Secured by Property.

 Debtor 1 only

Year: 1987  Debtor 2 only Current value of the

entire property?

Current value of the

Approximate mileage:  Debtor 1 and Debtor 2 only portion you own?

Other information:  At least one of the debtors and another

Vehicle not running

Location: 2844 Fairfield Avenue

APT A, Richmond VA 23223

 Check if this is community property $825.00 $825.00

 (see instructions)

Official Form 106A/B Schedule A/B: Property page 2

Software Copyright (c) 1996-2018 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 2 of 20
 9/11/18 10:07AM

Debtor 1 Nubian Queen Hoover Case number (if known) 18-32452

3.6 Make: Cadillac Who has an interest in the property? Check one Do not deduct secured claims or exemptions. Put

the amount of any secured claims on Schedule D:

Model: Sedan DeVille  Creditors Who Have Claims Secured by Property.

 Debtor 1 only

Year: 1997  Debtor 2 only Current value of the

entire property?

Current value of the

Approximate mileage: 252,000  Debtor 1 and Debtor 2 only portion you own?

Other information:  At least one of the debtors and another

Blown engine

Location: 2844 Fairfield Avenue

APT A, Richmond VA 23223

 Check if this is community property $1,675.00 $1,675.00

 (see instructions)

3.7 Make: Volkswagen Who has an interest in the property? Check one Do not deduct secured claims or exemptions. Put

the amount of any secured claims on Schedule D:

Model: Beetle  Creditors Who Have Claims Secured by Property.

 Debtor 1 only

Year: 1979  Debtor 2 only Current value of the

entire property?

Current value of the

Approximate mileage:  Debtor 1 and Debtor 2 only portion you own?

Other information:  At least one of the debtors and another

Vehicle not running

Fayetteville, NC  Check if this is community property $4,195.00 $4,195.00

 (see instructions)

4. Watercraft, aircraft, motor homes, ATVs and other recreational vehicles, other vehicles, and accessories

Examples: Boats, trailers, motors, personal watercraft, fishing vessels, snowmobiles, motorcycle accessories

 No

 Yes

5

.

Add the dollar value of the portion you own for all of your entries from Part 2, including any entries for

pages you have attached for Part 2. Write that number here.............................................................................=> $25,387.00

Part 3: Describe Your Personal and Household Items

Do you own or have any legal or equitable interest in any of the following items? Current value of the

portion you own?

Do not deduct secured

claims or exemptions.

6. Household goods and furnishings

Examples: Major appliances, furniture, linens, china, kitchenware

 No

 Yes. Describe.....

Misc. household goods, furniture, appliances, dishware, flatware,

decorations, pictures, knick knacks, yard care equipment, hand

held tools including dining room furniture; living room furniture;

bedroom suite's; Washer/Dryer

Location: 2844 Fairfield Avenue APT A, Richmond VA 23223 $2,500.00

7. Electronics

Examples: Televisions and radios; audio, video, stereo, and digital equipment; computers, printers, scanners; music collections; electronic devices

including cell phones, cameras, media players, games

 No

 Yes. Describe.....

Misc. electronics: TV's, DVD Players, Stereo, small appliances

Location: 2844 Fairfield Avenue APT A, Richmond VA 23223 $300.00

8. Collectibles of value

Examples: Antiques and figurines; paintings, prints, or other artwork; books, pictures, or other art objects; stamp, coin, or baseball card collections;

other collections, memorabilia, collectibles

 No

 Yes. Describe.....

Official Form 106A/B Schedule A/B: Property page 3

Software Copyright (c) 1996-2018 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 3 of 20
 9/11/18 10:07AM

Debtor 1 Nubian Queen Hoover Case number (if known) 18-32452

9. Equipment for sports and hobbies

Examples: Sports, photographic, exercise, and other hobby equipment; bicycles, pool tables, golf clubs, skis; canoes and kayaks; carpentry tools;

musical instruments

 No

 Yes. Describe.....

10. Firearms

Examples: Pistols, rifles, shotguns, ammunition, and related equipment

 No

 Yes. Describe.....

11. Clothes

Examples: Everyday clothes, furs, leather coats, designer wear, shoes, accessories

 No

 Yes. Describe.....

Misc. Women's Clothing

Location: 2844 Fairfield Avenue APT A, Richmond VA 23223 $600.00

12. Jewelry

Examples: Everyday jewelry, costume jewelry, engagement rings, wedding rings, heirloom jewelry, watches, gems, gold, silver

 No

 Yes. Describe.....

13. Non-farm animals

Examples: Dogs, cats, birds, horses

 No

 Yes. Describe.....

14. Any other personal and household items you did not already list, including any health aids you did not list

 No

 Yes. Give specific information.....

15. Add the dollar value of all of your entries from Part 3, including any entries for pages you have attached

for Part 3. Write that number here .............................................................................. $3,400.00

Part 4: Describe Your Financial Assets

Do you own or have any legal or equitable interest in any of the following? Current value of the

portion you own?

Do not deduct secured

claims or exemptions.

16. Cash

Examples: Money you have in your wallet, in your home, in a safe deposit box, and on hand when you file your petition

 No

 Yes................................................................................................................

17. Deposits of money

Examples: Checking, savings, or other financial accounts; certificates of deposit; shares in credit unions, brokerage houses, and other similar

institutions. If you have multiple accounts with the same institution, list each.

 No

 Yes........................ Institution name:

17.1. Checking

Account located at USAA Federal Savings

Bank

Account ending in 8587-4 $0.28

17.2. Savings

Account located at USAA Federal Savings

Bank

Account ending in 8157-2 $0.33

Official Form 106A/B Schedule A/B: Property page 4

Software Copyright (c) 1996-2018 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 4 of 20
 9/11/18 10:07AM

Debtor 1 Nubian Queen Hoover Case number (if known) 18-32452

17.3. Checking

Account located at USAA Federal Savings

Bank

Account ending in 9082-8 $4.04

17.4. Savings

Account located at Navy Federal Credit Union

Account ending in 2604 $756.10

17.5. Checking

Account located at Navy Federal Credit Union

Account ending in 7279 $16.61

17.6. Checking

Account located at Navy Federal Credit Union

Account ending in 7091 $88.66

17.7. Checking

Account located at Navy Federal Credit Union

Account ending in 7083 $0.82

17.8. Checking Woodforest Checking Account $0.05

18. Bonds, mutual funds, or publicly traded stocks

Examples: Bond funds, investment accounts with brokerage firms, money market accounts

 No

 Yes.................. Institution or issuer name:

19. Non-publicly traded stock and interests in incorporated and unincorporated businesses, including an interest in an LLC, partnership, and

joint venture

 No

 Yes. Give specific information about them...................

Name of entity: % of ownership:

20. Government and corporate bonds and other negotiable and non-negotiable instruments

Negotiable instruments include personal checks, cashiers’ checks, promissory notes, and money orders.

Non-negotiable instruments are those you cannot transfer to someone by signing or delivering them.

 No

 Yes. Give specific information about them

Issuer name:

21. Retirement or pension accounts

Examples: Interests in IRA, ERISA, Keogh, 401(k), 403(b), thrift savings accounts, or other pension or profit-sharing plans

 No

 Yes. List each account separately.

Type of account: Institution name:

22. Security deposits and prepayments

Your share of all unused deposits you have made so that you may continue service or use from a company

Examples: Agreements with landlords, prepaid rent, public utilities (electric, gas, water), telecommunications companies, or others

 No

 Yes. ..................... Institution name or individual:

23. Annuities (A contract for a periodic payment of money to you, either for life or for a number of years)

 No

 Yes............. Issuer name and description.

24. Interests in an education IRA, in an account in a qualified ABLE program, or under a qualified state tuition program.

26 U.S.C. §§ 530(b)(1), 529A(b), and 529(b)(1).

 No

 Yes............. Institution name and description. Separately file the records of any interests.11 U.S.C. § 521(c):

25. Trusts, equitable or future interests in property (other than anything listed in line 1), and rights or powers exercisable for your benefit

 No

Official Form 106A/B Schedule A/B: Property page 5

Software Copyright (c) 1996-2018 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 5 of 20
 9/11/18 10:07AM

Debtor 1 Nubian Queen Hoover Case number (if known) 18-32452

 Yes. Give specific information about them...

26. Patents, copyrights, trademarks, trade secrets, and other intellectual property

Examples: Internet domain names, websites, proceeds from royalties and licensing agreements

 No

 Yes. Give specific information about them...

27. Licenses, franchises, and other general intangibles

Examples: Building permits, exclusive licenses, cooperative association holdings, liquor licenses, professional licenses

 No

 Yes. Give specific information about them...

Money or property owed to you? Current value of the

portion you own?

Do not deduct secured

claims or exemptions.

28. Tax refunds owed to you

 No

 Yes. Give specific information about them, including whether you already filed the returns and the tax years.......

29. Family support

Examples: Past due or lump sum alimony, spousal support, child support, maintenance, divorce settlement, property settlement

 No

 Yes. Give specific information......

30. Other amounts someone owes you

Examples: Unpaid wages, disability insurance payments, disability benefits, sick pay, vacation pay, workers’ compensation, Social Security

benefits; unpaid loans you made to someone else

 No

 Yes. Give specific information..

31. Interests in insurance policies

Examples: Health, disability, or life insurance; health savings account (HSA); credit, homeowner’s, or renter’s insurance

 No

 Yes. Name the insurance company of each policy and list its value.

Company name: Beneficiary: Surrender or refund

value:

32. Any interest in property that is due you from someone who has died

If you are the beneficiary of a living trust, expect proceeds from a life insurance policy, or are currently entitled to receive property because

someone has died.

 No

 Yes. Give specific information..

33. Claims against third parties, whether or not you have filed a lawsuit or made a demand for payment

Examples: Accidents, employment disputes, insurance claims, or rights to sue

 No

 Yes. Describe each claim.........

34. Other contingent and unliquidated claims of every nature, including counterclaims of the debtor and rights to set off claims

 No

 Yes. Describe each claim.........

35. Any financial assets you did not already list

 No

 Yes. Give specific information..

36. Add the dollar value of all of your entries from Part 4, including any entries for pages you have attached

for Part 4. Write that number here..................................................................................................................... $866.89

Official Form 106A/B Schedule A/B: Property page 6

Software Copyright (c) 1996-2018 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 6 of 20
 9/11/18 10:07AM

Debtor 1 Nubian Queen Hoover Case number (if known) 18-32452

Part 5: Describe Any Business-Related Property You Own or Have an Interest In. List any real estate in Part 1.

37. Do you own or have any legal or equitable interest in any business-related property?

 No. Go to Part 6.

 Yes. Go to line 38.

Part 6: Describe Any Farm- and Commercial Fishing-Related Property You Own or Have an Interest In.

If you own or have an interest in farmland, list it in Part 1.

46. Do you own or have any legal or equitable interest in any farm- or commercial fishing-related property?

 No. Go to Part 7.

 Yes. Go to line 47.

Part 7: Describe All Property You Own or Have an Interest in That You Did Not List Above

53. Do you have other property of any kind you did not already list?

Examples: Season tickets, country club membership

 No

 Yes. Give specific information.........

54. Add the dollar value of all of your entries from Part 7. Write that number here .................................... $0.00

Part 8: List the Totals of Each Part of this Form

55. Part 1: Total real estate, line 2 ...................................................................................................................... $66,750.00

56. Part 2: Total vehicles, line 5 $25,387.00

57. Part 3: Total personal and household items, line 15 $3,400.00

58. Part 4: Total financial assets, line 36 $866.89

59. Part 5: Total business-related property, line 45 $0.00

60. Part 6: Total farm- and fishing-related property, line 52 $0.00

61. Part 7: Total other property not listed, line 54 + $0.00

62. Total personal property. Add lines 56 through 61... $29,653.89 Copy personal property total $29,653.89

63. Total of all property on Schedule A/B. Add line 55 + line 62 $96,403.89

Official Form 106A/B Schedule A/B: Property page 7

Software Copyright (c) 1996-2018 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 7 of 20
 9/11/18 10:07AM

Fill in this information to identify your case:

Debtor 1 Nubian Queen Hoover

First Name Middle Name Last Name

Debtor 2

(Spouse if, filing) First Name Middle Name Last Name

United States Bankruptcy Court for the: EASTERN DISTRICT OF VIRGINIA

Case number 18-32452

(if known)  Check if this is an

amended filing

Official Form 106C

Schedule C: The Property You Claim as Exempt 4/16

Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct information. Using

the property you listed on Schedule A/B: Property (Official Form 106A/B) as your source, list the property that you claim as exempt. If more space is

needed, fill out and attach to this page as many copies of Part 2: Additional Page as necessary. On the top of any additional pages, write your name and

case number (if known).

For each item of property you claim as exempt, you must specify the amount of the exemption you claim. One way of doing so is to state a

specific dollar amount as exempt. Alternatively, you may claim the full fair market value of the property being exempted up to the amount of

any applicable statutory limit. Some exemptions—such as those for health aids, rights to receive certain benefits, and tax-exempt retirement

funds—may be unlimited in dollar amount. However, if you claim an exemption of 100% of fair market value under a law that limits the

exemption to a particular dollar amount and the value of the property is determined to exceed that amount, your exemption would be limited

to the applicable statutory amount.

Part 1: Identify the Property You Claim as Exempt

1. Which set of exemptions are you claiming? Check one only, even if your spouse is filing with you.

 You are claiming state and federal nonbankruptcy exemptions. 11 U.S.C. § 522(b)(3)

 You are claiming federal exemptions. 11 U.S.C. § 522(b)(2)

2. For any property you list on Schedule A/B that you claim as exempt, fill in the information below.

Brief description of the property and line on

Schedule A/B that lists this property

Current value of the

portion you own

Copy the value from

Schedule A/B

Amount of the exemption you claim

Check only one box for each exemption.

Specific laws that allow exemption

2008 Ford Expedition 141,000 miles

Location: 2844 Fairfield Avenue APT

A, Richmond VA 23223

Line from Schedule A/B: 3.1

$5,700.00  $5,700.00 Va. Code Ann. § 34-26(8)

 100% of fair market value, up to

any applicable statutory limit

1998 Mercury Sable Wagon 240,000

miles

Location: 2844 Fairfield Avenue APT

A, Richmond VA 23223

Line from Schedule A/B: 3.2

$1,400.00  $300.00 Va. Code Ann. § 34-26(8)

 100% of fair market value, up to

any applicable statutory limit

1979 Volkswagen Beetle

Vehicle not running

Fayetteville, NC

Line from Schedule A/B: 3.7

$4,195.00  $4,195.00 Va. Code Ann. § 34-4

 100% of fair market value, up to

any applicable statutory limit

Misc. household goods, furniture,

appliances, dishware, flatware,

decorations, pictures, knick knacks,

yard care equipment, hand held tools

including dining room furniture;

living room furniture; bedroom

suite's; Washer/Dryer

Location: 2844 Fairfield Aven

Line from Schedule A/B: 6.1

$2,500.00  $2,500.00 Va. Code Ann. § 34-26(4a)

 100% of fair market value, up to

any applicable statutory limit

Official Form 106C Schedule C: The Property You Claim as Exempt page 1 of 2

Software Copyright (c) 1996-2018 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 8 of 20
 9/11/18 10:07AM

Debtor 1 Nubian Queen Hoover Case number (if known) 18-32452

Brief description of the property and line on

Schedule A/B that lists this property

Current value of the

portion you own

Copy the value from

Schedule A/B

Amount of the exemption you claim

Check only one box for each exemption.

Specific laws that allow exemption

Misc. electronics: TV's, DVD Players,

Stereo, small appliances

Location: 2844 Fairfield Avenue APT

A, Richmond VA 23223

Line from Schedule A/B: 7.1

$300.00  $300.00 Va. Code Ann. § 34-26(4a)

 100% of fair market value, up to

any applicable statutory limit

Misc. Women's Clothing

Location: 2844 Fairfield Avenue APT

A, Richmond VA 23223

Line from Schedule A/B: 11.1

$600.00  $600.00 Va. Code Ann. § 34-26(4)

 100% of fair market value, up to

any applicable statutory limit

Checking: Account located at USAA

Federal Savings Bank

Account ending in 8587-4

Line from Schedule A/B: 17.1

$0.28  $0.28 Va. Code Ann. § 34-4

 100% of fair market value, up to

any applicable statutory limit

Savings: Account located at USAA

Federal Savings Bank

Account ending in 8157-2

Line from Schedule A/B: 17.2

$0.33  $0.33 Va. Code Ann. § 34-4

 100% of fair market value, up to

any applicable statutory limit

Checking: Account located at USAA

Federal Savings Bank

Account ending in 9082-8

Line from Schedule A/B: 17.3

$4.04  $4.04 Va. Code Ann. § 34-4

 100% of fair market value, up to

any applicable statutory limit

Savings: Account located at Navy

Federal Credit Union

Account ending in 2604

Line from Schedule A/B: 17.4

$756.10  $756.10 Va. Code Ann. § 34-4

 100% of fair market value, up to

any applicable statutory limit

Checking: Account located at Navy

Federal Credit Union

Account ending in 7279

Line from Schedule A/B: 17.5

$16.61  $16.61 Va. Code Ann. § 34-4

 100% of fair market value, up to

any applicable statutory limit

Checking: Account located at Navy

Federal Credit Union

Account ending in 7091

Line from Schedule A/B: 17.6

$88.66  $27.64 Va. Code Ann. § 34-4

 100% of fair market value, up to

any applicable statutory limit

3. Are you claiming a homestead exemption of more than $160,375?

(Subject to adjustment on 4/01/19 and every 3 years after that for cases filed on or after the date of adjustment.)

 No

 Yes. Did you acquire the property covered by the exemption within 1,215 days before you filed this case?

 No

 Yes

Official Form 106C Schedule C: The Property You Claim as Exempt page 2 of 2

Software Copyright (c) 1996-2018 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 9 of 20
 9/11/18 10:07AM

Fill in this information to identify your case:

Debtor 1 Nubian Queen Hoover

Debtor 2

(Spouse, if filing)

United States Bankruptcy Court for the: EASTERN DISTRICT OF VIRGINIA

Case number 18-32452 Check if this is:

(If known)  An amended filing

 A supplement showing postpetition chapter

13 income as of the following date:

Official Form 106I MM / DD/ YYYY

Schedule I: Your Income 12/15

Be as complete and accurate as possible. If two married people are filing together (Debtor 1 and Debtor 2), both are equally responsible for

supplying correct information. If you are married and not filing jointly, and your spouse is living with you, include information about your

spouse. If you are separated and your spouse is not filing with you, do not include information about your spouse. If more space is needed,

attach a separate sheet to this form. On the top of any additional pages, write your name and case number (if known). Answer every question.

Part 1: Describe Employment

1. Fill in your employment

information. Debtor 1 Debtor 2 or non-filing spouse

If you have more than one job,

attach a separate page with

information about additional

employers.

Include part-time, seasonal, or

self-employed work.

Occupation may include student

or homemaker, if it applies.

Employment status*

 Employed

 Not employed

 Employed

 Not employed

Occupation Customer Service Agent

Employer's name

GAT Airline Ground Support,

Inc.

Employer's address PO Box 88029

Mobile, AL 36608

How long employed there? 3 months

*See Attachment for Additional Employment Information

Part 2: Give Details About Monthly Income

Estimate monthly income as of the date you file this form. If you have nothing to report for any line, write $0 in the space. Include your non-filing

spouse unless you are separated.

If you or your non-filing spouse have more than one employer, combine the information for all employers for that person on the lines below. If you need

more space, attach a separate sheet to this form.

For Debtor 1 For Debtor 2 or

non-filing spouse

2.

List monthly gross wages, salary, and commissions (before all payroll

deductions). If not paid monthly, calculate what the monthly wage would be. 2. $ 1,304.55 $ N/A

3. Estimate and list monthly overtime pay. 3. +$ 0.00 +$ N/A

4. Calculate gross Income. Add line 2 + line 3. 4. $ 1,304.55 $ N/A

Official Form 106I Schedule I: Your Income page 1

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 10 of 20
 9/11/18 10:07AM

Debtor 1 Nubian Queen Hoover Case number (if known) 18-32452

For Debtor 1 For Debtor 2 or

non-filing spouse

Copy line 4 here 4. $ 1,304.55 $ N/A

5. List all payroll deductions:

5a. Tax, Medicare, and Social Security deductions 5a. $ 98.32 $ N/A

5b. Mandatory contributions for retirement plans 5b. $ 0.00 $ N/A

5c. Voluntary contributions for retirement plans 5c. $ 0.00 $ N/A

5d. Required repayments of retirement fund loans 5d. $ 0.00 $ N/A

5e. Insurance 5e. $ 0.00 $ N/A

5f. Domestic support obligations 5f. $ 0.00 $ N/A

5g. Union dues 5g. $ 0.00 $ N/A

5h. Other deductions. Specify: 5h.+ $ 0.00 + $ N/A

6. Add the payroll deductions. Add lines 5a+5b+5c+5d+5e+5f+5g+5h. 6. $ 98.32 $ N/A

7. Calculate total monthly take-home pay. Subtract line 6 from line 4. 7. $ 1,206.23 $ N/A

8. List all other income regularly received:

8a. Net income from rental property and from operating a business,

profession, or farm

Attach a statement for each property and business showing gross

receipts, ordinary and necessary business expenses, and the total

monthly net income. 8a. $ 0.00 $ N/A

8b. Interest and dividends 8b. $ 0.00 $ N/A

8c. Family support payments that you, a non-filing spouse, or a dependent

regularly receive

Include alimony, spousal support, child support, maintenance, divorce

settlement, and property settlement. 8c. $ 0.00 $ N/A

8d. Unemployment compensation 8d. $ 0.00 $ N/A

8e. Social Security 8e. $ 0.00 $ N/A

8f. Other government assistance that you regularly receive

Include cash assistance and the value (if known) of any non-cash assistance

that you receive, such as food stamps (benefits under the Supplemental

Nutrition Assistance Program) or housing subsidies.

Specify: 8f. $ 0.00 $ N/A

8g. Pension or retirement income 8g. $ 0.00 $ N/A

8h. Other monthly income. Specify:

Part-Time Employment DAL

Global (Avg. net) 8h.+ $ 736.19 + $ N/A

9. Add all other income. Add lines 8a+8b+8c+8d+8e+8f+8g+8h. 9. $ 736.19 $ N/A

10. Calculate monthly income. Add line 7 + line 9. 10. $ 1,942.42 + $ N/A = $ 1,942.42

Add the entries in line 10 for Debtor 1 and Debtor 2 or non-filing spouse.

11. State all other regular contributions to the expenses that you list in Schedule J.

Include contributions from an unmarried partner, members of your household, your dependents, your roommates, and

other friends or relatives.

Do not include any amounts already included in lines 2-10 or amounts that are not available to pay expenses listed in Schedule J.

Specify: 11. +$ 0.00

12. Add the amount in the last column of line 10 to the amount in line 11. The result is the combined monthly income.

12. $ 1,942.42

Write that amount on the Summary of Schedules and Statistical Summary of Certain Liabilities and Related Data, if it

applies

Combined

monthly income

13. Do you expect an increase or decrease within the year after you file this form?

 No.

 Yes. Explain:

Official Form 106I Schedule I: Your Income page 2

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 11 of 20
 9/11/18 10:07AM

Debtor 1 Nubian Queen Hoover Case number (if known) 18-32452

Official Form B 6I

Attachment for Additional Employment Information

Debtor

Occupation Customer Service Agent

Name of Employer DAL Global

How long employed 3 years

Address of Employer

Official Form 106I Schedule I: Your Income page 3

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 12 of 20
 9/11/18 10:07AM

Fill in this information to identify your case:

Debtor 1 Nubian Queen Hoover Check if this is:

 An amended filing

Debtor 2  A supplement showing postpetition chapter

(Spouse, if filing) 13 expenses as of the following date:

United States Bankruptcy Court for the: EASTERN DISTRICT OF VIRGINIA MM / DD / YYYY

Case number 18-32452

(If known)

Official Form 106J

Schedule J: Your Expenses 12/15

Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct

information. If more space is needed, attach another sheet to this form. On the top of any additional pages, write your name and case

number (if known). Answer every question.

Part 1: Describe Your Household

1. Is this a joint case?

 No. Go to line 2.

 Yes. Does Debtor 2 live in a separate household?

 No

 Yes. Debtor 2 must file Official Form 106J-2, Expenses for Separate Household of Debtor 2.

2. Do you have dependents?  No

Do not list Debtor 1 and

Debtor 2.

 Yes. Fill out this information for

each dependent..............

Dependent’s relationship to

Debtor 1 or Debtor 2

Dependent’s

age

Does dependent

live with you?

Do not state the

dependents names.

 No

 Yes

 No

 Yes

 No

 Yes

 No

 Yes

3. Do your expenses include

expenses of people other than

yourself and your dependents?

 No

 Yes

Part 2: Estimate Your Ongoing Monthly Expenses

Estimate your expenses as of your bankruptcy filing date unless you are using this form as a supplement in a Chapter 13 case to report

expenses as of a date after the bankruptcy is filed. If this is a supplemental Schedule J, check the box at the top of the form and fill in the

applicable date.

Include expenses paid for with non-cash government assistance if you know

the value of such assistance and have included it on Schedule I: Your Income

(Official Form 106I.) Your expenses

4. The rental or home ownership expenses for your residence. Include first mortgage

payments and any rent for the ground or lot. 4. $ 825.00

If not included in line 4:

4a. Real estate taxes 4a. $ 0.00

4b. Property, homeowner’s, or renter’s insurance 4b. $ 35.00

4c. Home maintenance, repair, and upkeep expenses 4c. $ 0.00

4d. Homeowner’s association or condominium dues 4d. $ 0.00

5. Additional mortgage payments for your residence, such as home equity loans 5. $ 0.00

Official Form 106J Schedule J: Your Expenses page 1

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 13 of 20
 9/11/18 10:07AM

Debtor 1 Nubian Queen Hoover Case number (if known) 18-32452

6. Utilities:

6a. Electricity, heat, natural gas 6a. $ 250.00

6b. Water, sewer, garbage collection 6b. $ 0.00

6c. Telephone, cell phone, Internet, satellite, and cable services 6c. $ 290.00

6d. Other. Specify: 6d. $ 0.00

7. Food and housekeeping supplies 7. $ 400.00

8. Childcare and children’s education costs 8. $ 0.00

9. Clothing, laundry, and dry cleaning 9. $ 65.00

10. Personal care products and services 10. $ 100.00

11. Medical and dental expenses 11. $ 175.00

12. Transportation. Include gas, maintenance, bus or train fare.

Do not include car payments. 12. $ 200.00

13. Entertainment, clubs, recreation, newspapers, magazines, and books 13. $ 0.00

14. Charitable contributions and religious donations 14. $ 50.00

15. Insurance.

Do not include insurance deducted from your pay or included in lines 4 or 20.

15a. Life insurance 15a. $ 0.00

15b. Health insurance 15b. $ 0.00

15c. Vehicle insurance 15c. $ 84.00

15d. Other insurance. Specify: 15d. $ 0.00

16. Taxes. Do not include taxes deducted from your pay or included in lines 4 or 20.

Specify: 16. $ 0.00

17. Installment or lease payments:

17a. Car payments for Vehicle 1 17a. $ 0.00

17b. Car payments for Vehicle 2 17b. $ 0.00

17c. Other. Specify: 17c. $ 0.00

17d. Other. Specify: 17d. $ 0.00

18. Your payments of alimony, maintenance, and support that you did not report as

deducted from your pay on line 5, Schedule I, Your Income (Official Form 106I). 18. $ 0.00

19. Other payments you make to support others who do not live with you. $ 0.00

Specify: 19.

20. Other real property expenses not included in lines 4 or 5 of this form or on Schedule I: Your Income.

20a. Mortgages on other property 20a. $ 0.00

20b. Real estate taxes 20b. $ 0.00

20c. Property, homeowner’s, or renter’s insurance 20c. $ 0.00

20d. Maintenance, repair, and upkeep expenses 20d. $ 0.00

20e. Homeowner’s association or condominium dues 20e. $ 0.00

21. Other: Specify: 21. +$ 0.00

22. Calculate your monthly expenses

22a. Add lines 4 through 21. $ 2,474.00

22b. Copy line 22 (monthly expenses for Debtor 2), if any, from Official Form 106J-2 $

22c. Add line 22a and 22b. The result is your monthly expenses. $ 2,474.00

23. Calculate your monthly net income.

23a. Copy line 12 (your combined monthly income) from Schedule I. 23a. $ 1,942.42

23b. Copy your monthly expenses from line 22c above. 23b. -$ 2,474.00

23c. Subtract your monthly expenses from your monthly income.

The result is your monthly net income. 23c. $ -531.58

24. Do you expect an increase or decrease in your expenses within the year after you file this form?

For example, do you expect to finish paying for your car loan within the year or do you expect your mortgage payment to increase or decrease because of a

modification to the terms of your mortgage?

 No.

 Yes. Explain here:

Official Form 106J Schedule J: Your Expenses page 2

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 14 of 20
 9/11/18 10:07AM

Fill in this information to identify your case:

Debtor 1 Nubian Queen Hoover

First Name Middle Name Last Name

Debtor 2

(Spouse if, filing) First Name Middle Name Last Name

United States Bankruptcy Court for the: EASTERN DISTRICT OF VIRGINIA

Case number 18-32452

(if known)  Check if this is an

amended filing

Official Form 106Dec

Declaration About an Individual Debtor's Schedules 12/15

If two married people are filing together, both are equally responsible for supplying correct information.

You must file this form whenever you file bankruptcy schedules or amended schedules. Making a false statement, concealing property, or

obtaining money or property by fraud in connection with a bankruptcy case can result in fines up to $250,000, or imprisonment for up to 20

years, or both. 18 U.S.C. §§ 152, 1341, 1519, and 3571.

Sign Below

Did you pay or agree to pay someone who is NOT an attorney to help you fill out bankruptcy forms?

 No

 Yes. Name of person Attach Bankruptcy Petition Preparer’s Notice,

Declaration, and Signature (Official Form 119)

Under penalty of perjury, I declare that I have read the summary and schedules filed with this declaration and

that they are true and correct.

X /s/ Nubian Queen Hoover X

Nubian Queen Hoover Signature of Debtor 2

Signature of Debtor 1

Date September 11, 2018 Date

Official Form 106Dec Declaration About an Individual Debtor's Schedules

Software Copyright (c) 1996-2018 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 15 of 20
 9/11/18 10:07AM

Fill in this information to identify your case:

Debtor 1 Nubian Queen Hoover

First Name Middle Name Last Name

Debtor 2

(Spouse if, filing) First Name Middle Name Last Name

United States Bankruptcy Court for the: EASTERN DISTRICT OF VIRGINIA

Case number 18-32452

(if known)  Check if this is an

amended filing

Official Form 108

Statement of Intention for Individuals Filing Under Chapter 7 12/15

If you are an individual filing under chapter 7, you must fill out this form if:

 creditors have claims secured by your property, or

 you have leased personal property and the lease has not expired.

You must file this form with the court within 30 days after you file your bankruptcy petition or by the date set for the meeting of creditors,

whichever is earlier, unless the court extends the time for cause. You must also send copies to the creditors and lessors you list

on the form

If two married people are filing together in a joint case, both are equally responsible for supplying correct information. Both debtors must

sign and date the form.

Be as complete and accurate as possible. If more space is needed, attach a separate sheet to this form. On the top of any additional pages,

write your name and case number (if known).

Part 1: List Your Creditors Who Have Secured Claims

1. For any creditors that you listed in Part 1 of Schedule D: Creditors Who Have Claims Secured by Property (Official Form 106D), fill in the

information below.

Identify the creditor and the property that is collateral What do you intend to do with the property that

secures a debt?

Did you claim the property

as exempt on Schedule C?

Creditor's  Surrender the property.  No

 Yes

name:  Retain the property and redeem it.

 Retain the property and enter into a

Description of Reaffirmation Agreement.

property  Retain the property and [explain]:

securing debt:

Creditor's  Surrender the property.  No

 Yes

name:  Retain the property and redeem it.

 Retain the property and enter into a

Description of Reaffirmation Agreement.

property  Retain the property and [explain]:

securing debt:

Creditor's  Surrender the property.  No

 Yes

name:  Retain the property and redeem it.

 Retain the property and enter into a

Description of Reaffirmation Agreement.

property  Retain the property and [explain]:

securing debt:

Creditor's  Surrender the property.  No

Official Form 108 Statement of Intention for Individuals Filing Under Chapter 7 page 1

Software Copyright (c) 1996-2018 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 16 of 20
 9/11/18 10:07AM

Debtor 1 Nubian Queen Hoover Case number (if known) 18-32452

name:  Retain the property and redeem it.  Yes

 Retain the property and enter into a

Description of Reaffirmation Agreement.

property  Retain the property and [explain]:

securing debt:

Part 2: List Your Unexpired Personal Property Leases

For any unexpired personal property lease that you listed in Schedule G: Executory Contracts and Unexpired Leases (Official Form 106G), fill

in the information below. Do not list real estate leases. Unexpired leases are leases that are still in effect; the lease period has not yet ended.

You may assume an unexpired personal property lease if the trustee does not assume it. 11 U.S.C. § 365(p)(2).

Describe your unexpired personal property leases Will the lease be assumed?

Lessor's name:  No

 Yes

Description of leased

Property:

Lessor's name:  No

 Yes

Description of leased

Property:

Lessor's name:  No

 Yes

Description of leased

Property:

Lessor's name:  No

 Yes

Description of leased

Property:

Lessor's name:  No

 Yes

Description of leased

Property:

Lessor's name:  No

 Yes

Description of leased

Property:

Lessor's name:  No

 Yes

Description of leased

Property:

Part 3: Sign Below

Under penalty of perjury, I declare that I have indicated my intention about any property of my estate that secures a debt and any personal

property that is subject to an unexpired lease.

X /s/ Nubian Queen Hoover X

Nubian Queen Hoover Signature of Debtor 2

Signature of Debtor 1

Date September 11, 2018 Date

Official Form 108 Statement of Intention for Individuals Filing Under Chapter 7 page 2

Software Copyright (c) 1996-2018 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 17 of 20
}bk1{Credito AresMatix}bk{

Automated Accounts, Inc.

Automated Accounts, Inc; Attn: Bankruptc

430 West Sharp Ave

Spokane, WA 99201

Capital One

Attn: Bankruptcy

Po Box 30285

Salt Lake City, UT 84130

Commonwealth Financial Systems

245 Main St

Dickson City, PA 18519

Ecmc

Attn: Bankruptcy

Po Box 30258

Salt Lake City, UT 84130

Ecmc

Capital One Retail Srvs/Attn: Bankruptcy

Po Box 30258

Salt Lake City, UT 84130

ERC/Enhanced Recovery Corp

Attn: Bankruptcy

8014 Bayberry Road

Jacksonville, FL 32256

Ft Bragg Fcu

Bldg 4-3871 Bastogne Dr

Fort Bragg, NC 28303

Ginnys/Swiss Colony Inc

Attn: Credit Department

Po Box 2825

Monroe, WI 53566

Godwin-Jones & Price, P.C.

20 South Auburn Avenue

Richmond, VA 23221

Henrico General District Court

4301 E. Parham Road

P.O Box 90775

Richmond, VA 23273-0775

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 18 of 20
I C System Inc

444 Highway 96 East

P.O. Box 64378

St. Paul, MN 55164

Internal Revenue Service

PO Box 7346

Philadelphia, PA 19101-7346

Lockhart,morris & Mont

1401 N Central Expy Ste

Richardson, TX 75080

Mallard Greens

2852 Fairfield Avenue

Richmond, VA 23223

Professional Home Mortgage

7241 South Fulton St

Englewood, CO 80112

Southern Ca

2420 Professional Drive

Rocky Mount, NC 27804

State of North Carolina

Dept of Justice

PO Box 629

Raleigh, NC 27602

TMG Richmond IV, LP

dba Mallard Greens Townhomes

2852 Fairfield Avenue

Richmond, VA 23223

U.S. Department of Education

Ecmc/Bankruptcy

Po Box 16408

Saint Paul, MN 55116

WSECU

Attn: Bankruptcy

Po Box Wsecu

Olympia, WA 98507

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 19 of 20
 9/11/18 10:07AM

United States Bankruptcy Court

Eastern District of Virginia

In re Nubian Queen Hoover Case No. 18-32452

Debtor(s) Chapter 7

 AMENDMENT COVER SHEET

Amendment(s) to the following petition, list(s), schedule(s) or statement(s) are transmitted herewith:

Involuntary/Voluntary Petition [Specify reason for amendment: ]

Check if applicable: Soc. Sec. No. amended. [If applicable: An original, signed Official Form 121 was

mailed/hand-delivered to the Clerk's office on .*]

Summary of Your Assets and Liabilities (and Certain Statistical Information - Individuals Only)

Declaration (Individuals - Form 106Dec) (Non-Individuals - Form 202)

Schedule A/B – Property

Schedule C – The Property You Claim as Exempt

Schedule D – Creditors Who Hold Claims Secured by Property (See LBR 1009-1)

Schedule E/F – Creditors Who Have Unsecured Claims (See LBR 1009-1)

Schedule E/F Creditors Who Have Unsecured Claims (See LBR 1009-1)

($31.00 fee required if adding or deleting pre-petition creditors, changing amounts owed or classification of

debt.) Check applicable statement(s):

Creditor(s) added Creditor(s) deleted

Change in amounts owed or classification of debt

No pre-petition creditors added/deleted, or amounts owed or classification of debt changed. [Docket:

Amended Schedule(s) and/or Statement(s), List(s)-NO FEE)

Post-petition creditors added (Schedule of Unpaid Debts)

REMINDER: Conversion of Chapter 13 to Chapter 7 - only file Schedule of Unpaid Debts.

Schedule G – Executory Contracts and Unexpired Leases

Schedule H – Codebtors

Schedule I – Your Income

Schedule J – Your Expenses

[NOTE: The form “NOTICE TO CREDITOR(S) (RE AMENDMENT)” is still required when adding or deleting creditors.

*Amendment of debtor(s) Social Security Number requires that this cover sheet together with a completed Official Form 121 –

Statement About Your Social Security Numbers be electronically filed or submitted to the Clerk’s Office for “restricted”

entry of the amended Social Security Number into the case record.]

Statement of Financial Affairs

Statement of Intention for Individuals Filing Under Chapter 7

Chapter 11 List of Equity Security Holders

Chapter 11: The List of Creditors Who Have the 20 Largest Unsecured Claims Against You Who Are Not Insiders

Attorney’s Disclosure of Compensation

Other:

NOTICE OF AMENDMENT(S) TO AFFECTED PARTIES

Pursuant to Federal Rule of Bankruptcy Procedure 1009(a) and Local Rule 1009-1, I certify that notice of the filing of the

amendment(s) checked above has been given this date to the United States Trustee, the trustee in this case, and to any and all entities

affected by the amendment as follows: See attached list .

Date: September 11, 2018

/s/ Keith A. Pagano, Esq.

Keith A. Pagano, Esq. 47845

Attorney for Debtor(s) [or Pro Se Debtor(s)]

State Bar No.: 47845 VA

Mailing Address: Pagano & Marks, P.C.

4510 S. Laburnum Ave

Richmond, VA 23231

Telephone No.: (804) 447-1002

[amendcs ver. 12/16]

Software Copyright (c) 1996-2018 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 18-32452-KLP Doc 39 Filed 09/11/18 Entered 09/11/18 10:09:47 Desc Main

 Document Page 20 of 20