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                                                                   EXHIBIT 10(u)

                              FOURTH AMENDMENT TO
                              -------------------
                             HELLER FINANCIAL, INC.
                             ----------------------
                        SAVINGS AND PROFIT SHARING PLAN
                        -------------------------------


          WHEREAS, Heller Financial, Inc. (the "Company") maintains the Heller
Financial, Inc. Savings and Profit Sharing Plan, as amended and restated
effective as of January 1, 1989, (the "Plan") for the benefit of its eligible
employees and the eligible employees of its affiliates that adopt the Plan with
the Company's consent; and

          WHEREAS, the Plan has previously been amended and further amendment
thereof now is considered desirable:

          NOW, THEREFORE, in exercise of the power reserved to the Company by
Section 11.2 of the Plan and pursuant to the authority granted to the
undersigned officer by resolutions adopted by the Board of Directors of the
Company, the Plan be and hereby is amended, effective as of January 1, 1997, by
substituting the following for the first sentence of Section 4.3 of the Plan:

     "Effective for Plan Years beginning on and after January 1, 1997, and for
     each Matching Contribution Period occurring during the Plan Year, each
     Employer shall contribute an Employer Matching Contribution equal to fifty
     percent (50%) (or such greater or lesser percentage determined by the
     Committee) of each eligible Participant's Employer Compensation Reduction
     Contributions made each pay period during the Matching Contribution Period
     up to a maximum of five percent (5%) (or such greater or lesser percentage
     as determined by the Committee) of the Participant's Compensation paid each
     pay period during such Matching Contribution Period; provided, that:

          (a)  a Participant shall not be entitled to an Employer Matching
               Contribution unless the Participant is employed on the last
               day of the Matching Contribution Period.
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          (b)  any eligible Participant who does not make Employer
               Compensation Reduction Contributions of at least five percent
               (5%) (or such greater or lesser maximum percentage as determined
               by the Committee) during a payroll period because such
               Participant has already made Employer Compensation Reduction
               Contributions for the Plan Year up to the limit prescribed under
               Code Section 402(g) shall receive an Employer Matching
               Contribution for that Matching Contribution Period as if such
               Participant had made the Employer Compensation Reduction
               Contributions already contributed to the Plan for that Plan Year
               ratably over the pay periods occurring during the Plan Year; and

          (c)  no Employer Matching Contributions for any Matching Contribution
               Period shall exceed an amount or percentage of Compensation or
               Employer Compensation Reduction Contributions which may from time
               to time be established by the Committee."

          IN WITNESS WHEREOF, the undersigned officer of Heller Financial, Inc.
has caused the foregoing amendment to be executed this 30th day of April, 1997.

                                        HELLER FINANCIAL, INC.


                                        By    Kristin M. Zivilik
                                           ------------------------------- 
                                           Its  AVP, Human Reources
                                              ----------------------------
                                                Benefits
                                              ----------------------------


ATTEST



By_____________________
  Its___________________