James E. Kane (VSB #30081) 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, VA 23219 

(804) 225-9500 (phone) 

(804) 225-9598 (fax) 

Counsel for Debtor 

IN THE UNITED STATES BANKRUPTCY COURT 

FOR THE EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

 

IN RE: ) 

 ) 

FLOYD ANDREW MILES ) Case No. 19-35575-KRH 

 ) Chapter 13 

 Debtor ) 

MOTION TO SELL REAL ESTATE 

 COMES NOW, the Debtor, by counsel, and as and for Debtor’s Motion to Sell Real 

Estate, states as follows: 

 1. The Debtor filed this case under Chapter 13 of the U.S. Bankruptcy Code on 

October 21, 2019. 

 2. MidFirst Mortgage is a secured creditor which holds a first mortgage on the 

property known as 9506 Plum Circle, North Chesterfield, VA 23237, more particularly known as 

ALL THAT CERTAIN OR PARCEL OF LAND WITH THE IMPROVEMENTS 

THEREON AND APPURTENANCES THERETO BELONGING, LYING, 

BEING AND SITUATE IN DALE MAGISTERIAL DISTRICT, 

CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 9, BLOCK 

A, ON A PLAT OF “SUNBURY TWO (BEING A RESUBDIVISION OF 

PARTS OF LOTS 69 & 70, CENTRALIA GARDENS) DALE DISTRICT, 

CHESTERFIELD COUNTY, VIRGINIA” DATED JANUARY 3, 1985, MADE 

BY CHARLES C. TOWNES & ASSOCIATES, P.C., WHICH SAID PLAT IS 

RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF 

CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 49, AT PAGE 20. 

 (the “Property”). 

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3. The approximate payoff balance on the note secured by said mortgage is 

$107,159.03. The tax assessed value of the Property is $143,300.00. 

 4. Debtor has entered into a contract (“Contract”) for the sale of the Property for 

$175,000.00, which, upon closing of the same, will result in MidFirst Mortgage releasing its 

deed of trust against the Property. A copy of said contract is attached hereto collectively as 

Exhibit “A” and incorporated herein by this reference. 

 5. The amount of the sale or loan proceeds to be applied to the debtor’s obligations 

under the confirmed plan is $10,000.00, which will not result in full payment of all allowed 

claims. 

 6. The approximate amount of sales proceeds to be paid to the Debtor is $51,000.00. 

7. Due to Debtor’s medical condition he is seeking that all proceeds be distributed to 

him to cover his moving expenses and future post-petition medical care. 

8. On December 30, 2020, or as soon thereafter as may be practicable, Debtor 

intends to sell his home interest in the Property in accordance with the terms of the contract. 

WHEREFORE, the Debtor requests that the Court enter an Order authorizing the sale of 

the Property in accordance with the terms of the Contract and for such other relief as the Court 

may deem appropriate 

Dated: November 24, 2020 FLOYD ANDREW MILES 

 By: /s/ James E. Kane 

 Counsel 

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James E. Kane (VSB #30081) 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, VA 23219 

(804) 225-9500 (phone) 

(804) 225-9598 (fax) 

Counsel for Debtor 

CERTIFICATE OF SERVICE 

I hereby certify that on November 24, 2020, I will electronically file the foregoing with 

the Clerk of Court using the CM/ECF system, which will then send a notification of such filing 

(NEF) to all parties registered to receive notice thereof, and I mailed a true and exact copy to the 

parties on the list attached hereto. 

/s/ James E. Kane 

Counsel for Debtor 

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IN THE UNITED STATES BANKRUPTCY COURT 

FOR THE EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

 

IN RE: ) 

 ) 

FLOYD ANDREW MILES ) Case No. 19-35575-KRH 

 ) Chapter 13 

 Debtor ) 

NOTICE OF MOTION AND HEARING 

 The above Debtor has filed a Motion to Sell Real Estate with the Court. 

 Your rights may be affected. You should read these papers carefully and discuss them 

with your attorney, if you have one in this bankruptcy case. (If you do not have an attorney, you 

may wish to consult one). 

The property Debtor is requesting to sell Debtor’s primary residence known as 9506 

Plum Circle, North Chesterfield, VA 23237. The Debtor is seeking approval of the sell 9506 

Plum Circle, North Chesterfield, VA 23237 for $175,000.00. The property is currently secured 

by a first deed of trust with an approximate balance of $107,159.03 which balance is to be paid 

in full with the proceeds from the sale of the property. The amount of the proceeds to be applied 

to the Debtor’s obligations under the confirmed plan in this case is $10,000.00, which will not 

result in full payment of all allowed claims in this case. The amount of the proceeds from the 

sale to be paid to the Debtor is approximately $51,000.00 to be used for Debtor’s post-petition 

medical debts and future medical care needed due to his health and for moving expenses. 

 If you do not want the court to grant the relief sought in the motion, or if you want the 

court to consider your views on the motion, then you or your attorney must: 

 File with the court, at the address shown below, a written request for a hearing [or 

written response pursuant to Local Bankruptcy Rule 9013-1(H)]. If you mail your 

request for a hearing (or response) to the court for filing, you must mail it early 

enough so the court will receive it on or before the date stated above, to: 

Clerk of Court 

United States Bankruptcy Court 

701 East Broad Street 

Richmond, VA 23219 

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You must also mail a copy to: 

James E. Kane, Esquire 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, Virginia 23219 

 Attend a hearing scheduled for December 16, 2020 at 12:00 p.m. at U.S. 

Bankruptcy Court, 701 East Broad Street, Room 5000, Richmond, VA 

23219. If no timely response has been filed opposing the relief requested, the 

court may grant the relief without holding a hearing. 

 If you or your attorney do not take these steps, the court may decide that you do not 

oppose the relief sought in the motion or objection and may enter an order granting that 

relief. 

Dated: November 24, 2020 FLOYD ANDREW MILES 

 By: /s/ James E. Kane 

 Counsel 

James E. Kane (VSB #30081) 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, VA 23219 

(804) 225-9500 (phone) 

(804) 225-9598 (fax) 

Counsel for Debtor 

CERTIFICATE OF SERVICE 

I hereby certify that on November 24, 2020, I will electronically file the foregoing with 

the Clerk of Court using the CM/ECF system, which will then send a notification of such filing 

(NEF) to all parties registered to receive notice thereof, and I mailed a true and exact copy to the 

parties on the list attached hereto. 

/s/ James E. Kane 

Counsel for Debtor 

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 Label Matrix for local noticing Nationstar Mortgage LLC d/b/a Mr. Cooper United States Bankruptcy Court 

 0422-3 Shapiro & Brown, LLP 701 East Broad Street 

 Case 19-35575-KRH 501 Independence Pkwy Richmond, VA 23219-1888 

 Eastern District of Virginia Suite 203 

 Richmond Chesapeake, VA 23320-5174 

 Fri Nov 20 10:31:53 EST 2020 

 American Express National Bank Amex Best Buy Credit Services 

 c/o Becket and Lee LLP Correspondence/Bankruptcy PO Box 78009 

 PO Box 3001 Po Box 981540 Phoenix, AZ 85062-8009 

 Malvern PA 19355-0701 El Paso, TX 79998-1540 

 

 Capital One Capital One Bank (USA), N.A. Capital One N.A. 

 Attn: Bankruptcy by American InfoSource as agent by American InfoSource as agent 

 Po Box 30285 4515 N Santa Fe Ave 4515 N Santa Fe Ave 

 Salt Lake City, UT 84130-0285 Oklahoma City, OK 73118-7901 Oklahoma City, OK 73118-7901 

 (p)JPMORGAN CHASE BANK N A Chesterfield FCU Citi/CBNA 

 BANKRUPTCY MAIL INTAKE TEAM Po Box 820 Attn: Bankruptcy 

 700 KANSAS LANE FLOOR 01 Chesterfield, VA 23832-0012 Po Box 790034 

 MONROE LA 71203-4774 St Louis, MO 63179-0034 

 Citibank, N.A. Citibank/Exxon Mobile Citibank/The Home Depot 

 5800 S Corporate Pl Attn: Bankruptcy Attn: Bankruptcy 

 Sioux Falls, SD 57108-5027 Po Box 790034 Po Box 790034 

 St Louis, MO 63179-0034 St Louis, MO 63179-0034 

 Comenity Bank/Kay Jewelers Department Stores National Bank (p)DSNB MACY S 

 Attn: Bankruptcy Dept c/o Quantum3 Group LLC CITIBANK 

 Po Box 182125 PO Box 657 1000 TECHNOLOGY DRIVE MS 777 

 Columbus, OH 43218-2125 Kirkland, WA 98083-0657 O FALLON MO 63368-2222 

 First PREMIER Bank JPMorgan Chase Bank, N.A. LendingClub 

 Attn: Bankruptcy s/b/m/t Chase Bank USA, N.A. Attn: Bankruptcy 

 Po Box 5524 c/o National Bankruptcy Services, LLC 595 Market St, Ste 200 

 Sioux Falls, SD 57117-5524 P.O. Box 9013 San Francisco, CA 94105-2807 

 Addison, Texas 75001-9013 

 

 MidFirst Bank MidFirst Bank Mr. Cooper 

 999 NW Grand Blvd., Attention Bankruptcy Bankruptcy Department Attn: Bankruptcy 

 Oklahoma City, OK 73118-6051 999 NW Grand Boulevard, #110 8950 Cypress Waters Blvd 

 Oklahoma City, OK 73118-6051 Coppell, TX 75019-4620 

 Nationstar Mortgage LLC d/b/a Mr. Cooper Premier Bankcard, Llc Quantum3 Group LLC as agent for 

 P.O. Box 619096 Jefferson Capital Systems LLC Assignee Comenity Bank 

 Dallas, TX 75261-9096 Po Box 7999 PO Box 788 

 Saint Cloud Mn 56302-7999 Kirkland, WA 98083-0788 

 SYNCB/Texaco Syncb/PPC Synchrony Bank 

 Attn: Bankruptcy Attn: Bankruptcy Attn: Bankruptcy Dept 

 Po Box 965060 Po Box 965060 Po Box 965060 

 Orlando, FL 32896-5060 Orlando, FL 32896-5060 Orlando, FL 32896-5060 

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 Synchrony Bank Synchrony Bank/Lowes TD Bank USA, N.A. 

 c/o PRA Receivables Management, LLC Attn: Bankruptcy C O WEINSTEIN & RILEY, PS 

 PO Box 41021 Po Box 965060 2001 WESTERN AVENUE, STE 400 

 Norfolk VA 23541-1021 Orlando, FL 32896-5060 SEATTLE, WA 98121-3132 

 

 Target (p)US BANK Verizon 

 Attn: Bankruptcy PO BOX 5229 P.O. Box 660720 

 Po Box 9475 CINCINNATI OH 45201-5229 Dallas, TX 75266-0720 

 Minneapolis, MN 55440-9475 

 Verizon Virginia Credit Union Wells Fargo Bank NA 

 by American InfoSource as agent Attn: Bankruptcy Attn: Bankruptcy 

 4515 N Santa Fe Ave Po Box 90010 1 Home Campus Mac X2303-01a 

 Oklahoma City, OK 73118-7901 Richmond, VA 23225-9010 Des Moines, IA 50328-0001 

 Wells Fargo Bank, N.A. Floyd Andrew Miles James E. Kane 

 PO Box 10438, MAC F8235-02F 9506 Plum Circle Kane & Papa, PC 

 Des Moines, IA 50306-0438 North Chesterfield, VA 23237-3268 1313 East Cary Street 

 P.O. Box 508 

 Richmond, VA 23218-0508 

 

 John P. Fitzgerald, III Suzanne E. Wade 

 Office of the US Trustee - Region 4 -R 341 Dial 877-996-8484 Code 2385911 

 701 E. Broad Street, Ste. 4304 7202 Glen Forest Drive, Ste. 202 

 Richmond, VA 23219-1849 Richmond, VA 23226-3770 

 The preferred mailing address (p) above has been substituted for the following entity/entities as so specified 

 by said entity/entities in a Notice of Address filed pursuant to 11 U.S.C. 342(f) and Fed.R.Bank.P. 2002 (g)(4). 

 Chase Card Services Deptartment Store National Bank (d)Macys Credit Card 

 Attn: Bankruptcy Attn: Bankruptcy PO Box 183083 

 Po Box 15298 9111 Duke Boulevard Columbus, OH 43218-0000 

 Wilmington, DE 19850-0000 Mason, OH 45040-0000 

 US Bank/RMS CC 

 Attn: Bankruptcy 

 Po Box 5229 

 Cincinnati, OH 45201-0000 

 The following recipients may be/have been bypassed for notice due to an undeliverable (u) or duplicate (d) address. 

 (u)MidFirst Bank End of Label Matrix 

 Mailable recipients 43 

 Bypassed recipients 1 

 Total 44 

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