<PAGE>


                        P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) W. James Amoss, Jr.            
                              W. James Amoss, Jr.
                              Director
                              HIBERNIA CORPORATION




<PAGE>


                          P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned Chairman
and director of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Patricia
C. Meringer and Gary L. Ryan, and each of them (with full power to
each of them to act alone), his true and lawful agents and
attorneys-in-fact, for him and on his behalf and in his name, place
and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Robert H. Boh                  
                              Robert H. Boh
                              Chairman and Director
                              HIBERNIA CORPORATION




<PAGE>


                          P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) J. Herbert Boydstun            
                              J. Herbert Boydstun
                              Director
                              HIBERNIA CORPORATION




<PAGE>


                          P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) J. Terrell Brown               
                              J. Terrell Brown
                              Director
                              HIBERNIA CORPORATION




<PAGE>


                          P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) E. R. "Bo" Campbell            
                              E. R. "Bo" Campbell
                              Director
                              HIBERNIA CORPORATION




<PAGE>


                          P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Richard W. Freeman, Jr.         
                              Richard W. Freeman, Jr.
                              Director
                              HIBERNIA CORPORATION




<PAGE>


                          P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Robert L. Goodwin              
                              Robert L. Goodwin
                              Director
                              HIBERNIA CORPORATION





<PAGE>


                         P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned
President, Chief Executive Officer and director of Hibernia
Corporation, a Louisiana corporation (the "Corporation"), does
hereby name, constitute and appoint Robert H. Boh, Patricia C.
Meringer, Gary L. Ryan, and each of them (with full power to each
of them to act alone), his true and lawful agents and attorneys-in-
fact, for him and on his behalf and in his name, place and stead,
in any and all capacities, to sign, execute, acknowledge, deliver,
and file with the Securities and Exchange Commission (or any other
governmental or regulatory authority), the Annual Report of the
Corporation on Form 10-K (or other appropriate form) for the fiscal
year ended December 31, 1995, and any and all amendments thereto,
with any and all exhibits and any and all other documents required
to be filed with respect thereto or in connection therewith,
granting unto said agents and attorneys, and each of them, full
power and authority to do and perform each and every act and thing
requisite and necessary to be done in and about the premises in
order to effectuate the same as fully to all intents and purposes
as the undersigned might or could do if personally present, and the
undersigned hereby ratifies and confirms all that said agents and
attorneys-in-fact, or any of them may lawfully do or cause to be
done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Stephen A. Hansel              
                              Stephen A. Hansel
                              President, Chief Executive Officer
                              and Director
                              HIBERNIA CORPORATION




<PAGE>


                         P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Dick H. Hearin                 
                              Dick H. Hearin
                              Director
                              HIBERNIA CORPORATION



<PAGE>



                          P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Robert T. Holleman             
                              Robert T. Holleman
                              Director
                              HIBERNIA CORPORATION




<PAGE>


                         P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned Vice
Chairman and director of Hibernia Corporation, a Louisiana
corporation (the "Corporation"), does hereby name, constitute and
appoint Robert H. Boh, Patricia C. Meringer, Gary L. Ryan, and each
of them (with full power to each of them to act alone), his true
and lawful agents and attorneys-in-fact, for him and on his behalf
and in his name, place and stead, in any and all capacities, to
sign, execute, acknowledge, deliver, and file with the Securities
and Exchange Commission (or any other governmental or regulatory
authority), the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31,
1995, and any and all amendments thereto, with any and all exhibits
and any and all other documents required to be filed with respect
thereto or in connection therewith, granting unto said agents and
attorneys, and each of them, full power and authority to do and
perform each and every act and thing requisite and necessary to be
done in and about the premises in order to effectuate the same as
fully to all intents and purposes as the undersigned might or could
do if personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Hugh J. Kelly                  
                              Hugh J. Kelly
                              Vice Chairman and Director
                              HIBERNIA CORPORATION




<PAGE>


                          P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Elton R. King                  
                              Elton R. King
                              Director
                              HIBERNIA CORPORATION




<PAGE>


                          P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Sidney W. Lassen               
                              Sidney W. Lassen
                              Director
                              HIBERNIA CORPORATION




<PAGE>


                         P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned Vice
Chairman and director of Hibernia Corporation, a Louisiana
corporation (the "Corporation"), does hereby name, constitute and
appoint Robert H. Boh, Patricia C. Meringer, Gary L. Ryan, and each
of them (with full power to each of them to act alone), his true
and lawful agents and attorneys-in-fact, for him and on his behalf
and in his name, place and stead, in any and all capacities, to
sign, execute, acknowledge, deliver, and file with the Securities
and Exchange Commission (or any other governmental or regulatory
authority), the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31,
1995, and any and all amendments thereto, with any and all exhibits
and any and all other documents required to be filed with respect
thereto or in connection therewith, granting unto said agents and
attorneys, and each of them, full power and authority to do and
perform each and every act and thing requisite and necessary to be
done in and about the premises in order to effectuate the same as
fully to all intents and purposes as the undersigned might or could
do if personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Donald J. Nalty                
                              Donald J. Nalty
                              Vice Chairman and Director
                              HIBERNIA CORPORATION




<PAGE>


                          P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) William C. O'Malley            
                              William C. O'Malley
                              Director
                              HIBERNIA CORPORATION




<PAGE>


                          P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Robert T. Ratcliff             
                              Robert T. Ratcliff
                              Director
                              HIBERNIA CORPORATION




<PAGE>


                         P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) H. Duke Shackelford             
                              H. Duke Shackelford
                              Director
                              HIBERNIA CORPORATION


<PAGE>




                          P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) James H. Stone                 
                              James H. Stone
                              Director
                              HIBERNIA CORPORATION


<PAGE>




                         P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Janee M. "Gee" Tucker          
                              Janee M. "Gee" Tucker
                              Director
                              HIBERNIA CORPORATION




<PAGE>


                         P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Virginia E. Weinmann           
                              Virginia Eason Weinmann
                              Director
                              HIBERNIA CORPORATION




<PAGE>


                        P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Ernest L. Williamson           
                              Ernest L. Williamson
                              Director
                              HIBERNIA CORPORATION




<PAGE>


                         P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned director
of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Robert E. Zetzmann             
                              Robert E. Zetzmann
                              Director
                              HIBERNIA CORPORATION



<PAGE>



                        P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned
Controller of Hibernia Corporation, a Louisiana corporation (the
"Corporation"), does hereby name, constitute and appoint Robert H.
Boh, Patricia C. Meringer, Gary L. Ryan, and each of them (with
full power to each of them to act alone), his true and lawful
agents and attorneys-in-fact, for him and on his behalf and in his
name, place and stead, in any and all capacities, to sign, execute,
acknowledge, deliver, and file with the Securities and Exchange
Commission (or any other governmental or regulatory authority), the
Annual Report of the Corporation on Form 10-K (or other appropriate
form) for the fiscal year ended December 31, 1995, and any and all
amendments thereto, with any and all exhibits and any and all other
documents required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and
each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about
the premises in order to effectuate the same as fully to all
intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Ron E. Samford, Jr.            
                              Ron E. Samford, Jr.
                              Controller
                              HIBERNIA CORPORATION




<PAGE>


                        P0WER OF ATTORNEY


     KNOW ALL MEN BY THESE PRESENTS, that the undersigned Treasurer
and Chief Financial Officer of Hibernia Corporation, a Louisiana
corporation (the "Corporation"), does hereby name, constitute and
appoint Robert H. Boh, Patricia C. Meringer, Gary L. Ryan, and each
of them (with full power to each of them to act alone), his true
and lawful agents and attorneys-in-fact, for him and on his behalf
and in his name, place and stead, in any and all capacities, to
sign, execute, acknowledge, deliver, and file with the Securities
and Exchange Commission (or any other governmental or regulatory
authority), the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31,
1995, and any and all amendments thereto, with any and all exhibits
and any and all other documents required to be filed with respect
thereto or in connection therewith, granting unto said agents and
attorneys, and each of them, full power and authority to do and
perform each and every act and thing requisite and necessary to be
done in and about the premises in order to effectuate the same as
fully to all intents and purposes as the undersigned might or could
do if personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF, the undersigned has hereunto set his hand
on this 12th day of December, 1995.



                              (s) Robert W. Close                
                              Robert W. Close
                              Treasurer and Chief Financial Officer
                              HIBERNIA CORPORATION