Information to identify the case:

Debtor 1 Elijah James Tesnow

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−6815

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing)

Christina Karen Tesnow

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−2508

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia Date case filed for chapter 7 9/24/19

Case number: 19−13165−KHK

Official Form 309A (For Individuals or Joint Debtors)

Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline 12/15

For the debtors listed above, a case has been filed under chapter 7 of the Bankruptcy Code. An order for relief has

been entered.

This notice has important information about the case for creditors, debtors, and trustees, including information about

the meeting of creditors and deadlines. Read all pages carefully.

The filing of the case imposed an automatic stay against most collection activities. This means that creditors generally may not

take action to collect debts from the debtors or the debtors' property. For example, while the stay is in effect, creditors cannot

sue, garnish wages, assert a deficiency, repossess property, or otherwise try to collect from the debtors. Creditors cannot

demand repayment from debtors by mail, phone, or otherwise. Creditors who violate the stay can be required to pay actual and

punitive damages and attorney's fees. Under certain circumstances, the stay may be limited to 30 days or not exist at all,

although debtors can ask the court to extend or impose a stay.

The debtors are seeking a discharge. Creditors who assert that the debtors are not entitled to a discharge of any debts or who

want to have a particular debt excepted from discharge may be required to file a complaint in the bankruptcy clerk's office within

the deadlines specified in this notice. (See line 9 for more information.)

To protect your rights, consult an attorney. All documents filed in the case may be inspected at the bankruptcy clerk's office at

the address listed below or through PACER (Public Access to Court Electronic Records at www.pacer.gov).

The staff of the bankruptcy clerk's office cannot give legal advice.

To help creditors correctly identify debtors, debtors submit full Social Security or Individual Taxpayer Identification

Numbers, which may appear on a version of this notice. However, the full numbers must not appear on any document

filed with the court.

Do not file this notice with any proof of claim or other filing in the case. Do not include more than the last four digits of

a Social Security or Individual Taxpayer Identification Number in any document, including attachments, that you file

with the court.

About Debtor 1: About Debtor 2:

1. Debtor's full name Elijah James Tesnow Christina Karen Tesnow

2. All other names used in the

last 8 years

fka Christina Karen Phillips

3. Address 11754 Gascony Place

Woodbridge, VA 22192

16604 Chalice Court

Dumfries, VA 22025

4. Debtor's attorney

Name and address

Michael Jacob Owen Sandler

Fisher−Sandler, LLC

12801 Darby Brooke Court

Suite 201

Woodbridge, VA 22192

Contact phone (703) 967−3315

Email: sandlerlaw@yahoo.com

5. Bankruptcy trustee

Name and address

Donald F. King

1775 Wiehle Avenue, Suite 400

Reston, VA 20190

Contact phone (703) 218−2100

Email: Kingtrustee@ofplaw.com

For more information, see page 2 >

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 1

Case 19-13165-KHK Doc 6 Filed 09/27/19 Entered 09/28/19 00:23:44 Desc Imaged

 Certificate of Notice Page 1 of 5
Debtor Elijah James Tesnow and Christina Karen Tesnow Case number 19−13165−KHK

6. Bankruptcy clerk's office

Documents in this case may be

filed at this address. You may

inspect all records filed in this case

at this office or online at

www.pacer.gov.

McVCIS 24−hour case

information:

Toll Free 1−866−222−8029

200 South Washington Street

Alexandria, VA 22314

Hours open Monday − Friday, 9:00 AM − 4:00 PM

ET, except on holidays.

Contact phone 703−258−1200

For the Court:

Clerk of the Bankruptcy Court:

William C. Redden

Date: September 25, 2019

7. Meeting of creditors

Debtors must attend the meeting to be

questioned under oath. In a joint case,

both spouses must attend. Creditors may

attend, but are not required to do so.

October 31, 2019 at 11:00 AM

The meeting may be continued or adjourned to a

later date. If so, the date will be on the court

docket.

Location:

1725 Duke Street, Suite 520,

Alexandria, VA 22314

8. Presumption of abuse

If the presumption of abuse arises, you

may have the right to file a motion to

dismiss the case under 11 U.S.C. §

707(b). Debtors may rebut the

presumption by showing special

circumstances.

The presumption of abuse does not arise.

9. Deadlines

The bankruptcy clerk's office must receive

these documents and any required filing

fee by the following deadlines.

File by the deadline to object to discharge or

to challenge whether certain debts are

dischargeable:

You must file a complaint:

• if you assert that the debtor is not entitled to

 receive a discharge of any debts under any of

 the subdivisions of 11 U.S.C. § 727(a)(2)

 through (7),

 or

• if you want to have a debt excepted from

 dischargeunder 11 U.S.C § 523(a)(2),

 (4), or (6).

You must file a motion:

• if you assert that the discharge should be

 denied under § 727(a)(8) or (9).

Filing deadline: December 30,

2019

Deadline to object to exemptions:

The law permits debtors to keep certain property

as exempt. If you believe that the law does not

authorize an exemption claimed, you may file an

objection.

Filing deadline: 30 days after the

conclusion of the meeting of

creditors

10. Proof of claim

Please do not file a proof of claim unless

you receive a notice to do so.

No property appears to be available to pay creditors. Therefore, please do not file a

proof of claim now. If it later appears that assets are available to pay creditors, the clerk

will send you another notice telling you that you may file a proof of claim and stating the

deadline.

11. Creditors with a foreign address If you are a creditor receiving a notice mailed to a foreign address, you may file a motion

asking the court to extend the deadlines in this notice. Consult an attorney familiar with

United States bankruptcy law if you have any questions about your rights in this case.

For more information, see page 3 >

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 2

Case 19-13165-KHK Doc 6 Filed 09/27/19 Entered 09/28/19 00:23:44 Desc Imaged

 Certificate of Notice Page 2 of 5
Debtor Elijah James Tesnow and Christina Karen Tesnow Case number 19−13165−KHK

12. Exempt property The law allows debtors to keep certain property as exempt. Fully exempt property will not be

sold and distributed to creditors. Debtors must file a list of property claimed as exempt. You

may inspect that list at the bankruptcy clerk's office or online at www.pacer.gov. If you believe

that the law does not authorize an exemption that the debtors claim, you may file an objection.

The bankruptcy clerk's office must receive the objection by the deadline to object to

exemptions in line 9.

13. Local Rule Dismissal

Warning

Case may be dismissed for failure to timely file lists, schedules and statements, or to attend

meeting of creditors. (Local Bankruptcy Rules 1007−1, 1007−3, and 2003−1.) Trustee may at

the meeting give notice of intention to abandon property burdensome or of inconsequential

value or intent to sell nonexempt property that has an aggregate gross value less than

$2,500. Objections thereto must be filed pursuant to Local Bankruptcy Rules 6004−2 and

6007−1.

14. Payment of Fees for

Alexandria Case and

Adversary Filing and

Miscellaneous Requests

Exact Change Only accepted as of December 16, 2013, for payment of fees and services.

Payment may be made by non−debtor's check, money order, cashier's check made payable

to Clerk, U.S. Bankruptcy Court, or any authorized non−debtor's credit card.

Electronic bankruptcy notices are delivered faster than the U.S. Mail if you have a PC with Internet connection or a Fax machine.

For more information, go to bankruptcynotices.uscourts.gov or call, toll free: 877−837−3424. Case/docket information available

on Internet @ www.vaeb.uscourts.gov

ATTENTION DEBTORS: Receive your court notices and orders by email through the DeBN. Same−day delivery. Convenient

Access. Free. For more information and to download the request form, go to www.vaeb.uscourts.gov and select the Debtor

Electronic Bankruptcy Noticing link from the ATTENTION DEBTORS DeBN banner.

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 3

Case 19-13165-KHK Doc 6 Filed 09/27/19 Entered 09/28/19 00:23:44 Desc Imaged

 Certificate of Notice Page 3 of 5
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 19-13165-KHK

Elijah James Tesnow Chapter 7

Christina Karen Tesnow

 Debtors CERTIFICATE OF NOTICE

District/off: 0422-9 User: douglasse Page 1 of 2 Date Rcvd: Sep 25, 2019

 Form ID: 309A Total Noticed: 38

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Sep 27, 2019.

db +Elijah James Tesnow, 11754 Gascony Place, Woodbridge, VA 22192-7401

jdb +Christina Karen Tesnow, 16604 Chalice Court, Dumfries, VA 22025-3143

15035909 +AT&T, P.O. Box 183058, Columbus, OH 43218-3058

15035910 +Atlantic Broadband, PO Box 371801, Pittsburgh, PA 15250-7801

15035915 +CitiBank, N.A., PO Box 790048, Saint Louis, MO 63179-0048

15035916 +Citizens Bank, Attention: ROP-15B, 1 Citizens Drive, Riverside, RI 02915-3035

15035921 +Deptartment Store National Bank/Macy’s, Attn: Bankruptcy, 9111 Duke Boulevard,

 Mason, OH 45040-8999

15035923 +Jocelyn D. Trent MD, 2296 Opitz Blvd #403, Woodbridge, VA 22191-3347

15035924 +Kaiser Permanente, P.O. Box 64538, Baltimore, MD 21264-0001

15035925 +Lendmark Financial, Attn: Bankruptcy, 1735 N Brown Rd, Ste 300,

 Lawrenceville, GA 30043-8228

15035926 +Midland Credit Management, 350 Camino De La Reina, Suite 100, San Diego, CA 92108-3007

15035927 +Midland Credit Management, Inc, P.O. Box 301030, Los Angeles, CA 90030-1030

15035928 +Mr. Cooper, Attn: Bankruptcy, 8950 Cypress Waters Blvd, Coppell, TX 75019-4620

15035930 +Nova Cardiovascular Care, P.O. Box 9943, Mc Lean, VA 22102-0943

15035932 +OSLA/Dept of Ed, Attn: Bankruptcy, Po Box 18475, Oklahoma City, OK 73154-0475

15035931 +Old Republic Home Protection, Two Annabel Lane, #112, San Ramon, CA 94583-4357

15035934 +Progressive, PO Box 94561, Cleveland, OH 44101-4561

15035935 +Radius Global Solutions, PO Box 390846, Minneapolis, MN 55439-0846

15035941 +USDOE/GLELSI, Attn: Bankruptcy, Po Box 7860, Madison, WI 53707-7860

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

aty E-mail/Text: sandlerlaw@yahoo.com Sep 26 2019 03:47:37 Michael Jacob Owen Sandler,

 Fisher-Sandler, LLC, 12801 Darby Brooke Court, Suite 201, Woodbridge, VA 22192

tr +EDI: BDFKING Sep 26 2019 07:33:00 Donald F. King, 1775 Wiehle Avenue, Suite 400,

 Reston, VA 20190-5159

15035908 +EDI: GMACFS.COM Sep 26 2019 07:33:00 Ally Financial, Attn: Bankruptcy Dept,

 Po Box 380901, Bloomington, MN 55438-0901

15035911 +E-mail/Text: bankruptcy@atlanticunionbank.com Sep 26 2019 03:51:50 Atlantic Union Bank,

 Recovery Division, PO Box 940, Ruther Glen, VA 22546-0940

15035913 E-mail/Text: bankruptcy@bbandt.com Sep 26 2019 03:51:30 BB&T, P.O. Box 1847,

 Wilson, NC 27894-0000

15035912 +EDI: TSYS2.COM Sep 26 2019 07:33:00 Barclays Bank Delaware, Attn: Correspondence,

 Po Box 8801, Wilmington, DE 19899-8801

15035918 E-mail/Text: customercareus@creditcorpsolutionsinc.com Sep 26 2019 03:47:47 

 Credit Corp Solutions INC, 63 East 11400 South 408, Sandy, UT 84070-0000

15035914 +EDI: CAPITALONE.COM Sep 26 2019 07:33:00 Capital One/Helzberg, Attn: Bankruptcy,

 Po Box 30285, Salt Lake City, UT 84130-0285

15035917 +EDI: WFNNB.COM Sep 26 2019 07:33:00 Comenity Bank/Victoria Secret, Attn: Bankruptcy,

 Po Box 182125, Columbus, OH 43218-2125

15035919 +EDI: RCSFNBMARIN.COM Sep 26 2019 07:33:00 Credit One Bank, P.O. Box 98873,

 Las Vegas, NV 89193-8873

15035919 +E-mail/PDF: creditonebknotifications@resurgent.com Sep 26 2019 03:53:30 Credit One Bank,

 P.O. Box 98873, Las Vegas, NV 89193-8873

15035920 +E-mail/Text: legal@delta.org Sep 26 2019 03:52:03 Delta Dental of Pennsylvania,

 One Delta Drive, Mechanicsburg, PA 17055-6999

15035922 +E-mail/Text: bknotice@ercbpo.com Sep 26 2019 03:51:52 ERC, PO Box 23870,

 Jacksonville, FL 32241-3870

15035929 +EDI: NFCU.COM Sep 26 2019 07:33:00 Navy FCU, Attn: Bankruptcy Dept, Po Box 3000,

 Merrifield, VA 22119-3000

15035933 +EDI: RMSC.COM Sep 26 2019 07:33:00 PayPal Credit, PO Box 105658, Atlanta, GA 30348-5658

15035936 +E-mail/Text: pba_legal@duvasawko.com Sep 26 2019 03:52:19 Shenadoah Emerg Med Specia,

 PO Box 11107, Daytona Beach, FL 32120-1107

15035937 +EDI: RMSC.COM Sep 26 2019 07:33:00 Synchrony Bank/ JC Penneys, Attn: Bankruptcy,

 Po Box 956060, Orlando, FL 32896-0001

15035938 +EDI: RMSC.COM Sep 26 2019 07:33:00 Synchrony Bank/Care Credit, Attn: Bankruptcy Dept,

 Po Box 965060, Orlando, FL 32896-5060

15035939 +EDI: WTRRNBANK.COM Sep 26 2019 07:33:00 Target, Attn: Bankruptcy, Po Box 9475,

 Minneapolis, MN 55440-9475

15035940 +E-mail/Text: bankruptcydepartment@tsico.com Sep 26 2019 03:52:20 Transworld Systems Inc,

 Collection Agency, 500 Virginia Drive, Suite 514, Fort Washington, PA 19034-2707

 TOTAL: 20

 ***** BYPASSED RECIPIENTS *****

NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Case 19-13165-KHK Doc 6 Filed 09/27/19 Entered 09/28/19 00:23:44 Desc Imaged

 Certificate of Notice Page 4 of 5
District/off: 0422-9 User: douglasse Page 2 of 2 Date Rcvd: Sep 25, 2019

 Form ID: 309A Total Noticed: 38

 ***** BYPASSED RECIPIENTS (continued) *****

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Sep 27, 2019 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on September 25, 2019 at the address(es) listed below:

 Donald F. King Kingtrustee@ofplaw.com, va50@ecfcbis.com

 John P. Fitzgerald, III ustpregion04.ax.ecf@usdoj.gov

 Michael Jacob Owen Sandler on behalf of Joint Debtor Christina Karen Tesnow 

 sandlerlaw@yahoo.com, ignmjosandler@gmail.com;r61770@notify.bestcase.com

 Michael Jacob Owen Sandler on behalf of Debtor Elijah James Tesnow sandlerlaw@yahoo.com, 

 ignmjosandler@gmail.com;r61770@notify.bestcase.com

 TOTAL: 4

Case 19-13165-KHK Doc 6 Filed 09/27/19 Entered 09/28/19 00:23:44 Desc Imaged

 Certificate of Notice Page 5 of 5