United States Bankruptcy Court

Eastern District of Virginia

Alexandria Division

200 South Washington Street

Alexandria, VA 22314

Case Number 18−13052−KHK

Chapter 13

In re: Debtor(s) (name(s) used by the debtor(s) in the last 8 years, including married, maiden, trade, and address):

Orville O'Connor

5 Brushy Creek Circle

Fredericksburg, VA 22406

Last four digits of Social−Security or Individual Taxpayer−Identification (ITIN) No(s).,(if any):

Debtor: xxx−xx−5374

Employer Tax−Identification (EIN) No(s).(if any):

Debtor: NA

NOTICE OF REQUIREMENT TO FILE

CERTIFICATION ABOUT A FINANCIAL MANAGEMENT COURSE

(Official Form 423)

 Notice is hereby given that, subject to limited exceptions, a debtor must complete an instructional course in

personal financial management in order to receive a discharge under chapter 13 (11 U.S.C. § 1328). Pursuant to

Rule 1007(b)(7) of the Federal Rules of Bankruptcy Procedure, the debtor(s) must complete and file Certification

About a Financial Management Course (Official Form 423)* as described in 11 U.S.C. § 111.

 Debtor(s) and/or debtor(s)' attorney is/are hereby notified that Official Form 423 must be filed before a

discharge can be entered. Debtor(s) and/or debtor(s)' attorney is/are hereby notified that the debtor(s) must file

Official Form 423 no later than 45 days after the Clerk's mailing of the Notice to Debtor(s) and Creditors

Concerning Issuance of Discharge, in compliance with LBR 1007−1(J). Failure to file the certification will result

in the case being closed without an entry of discharge. If the debtor(s) subsequently file(s) a Motion to Reopen the

Case to allow for the filing of the Official Form 423, the debtor(s) must pay the full reopening fee due for filing

the motion.

Dated: September 10, 2018

(ntcfnmgtvDec2015.jsp)

William C. Redden

Clerk of Court

*NOTE: Official Interim Form 423 (Certification About a Financial Management Course) must be filed in all individual chapter 13 and

chapter 7 cases even if the U.S. Trustee has not approved any credit counseling agency or financial management course for the applicable

district. See FRBP 1007(b)(7).

ATTENTION DEBTORS:

Receive your court notices and orders by mail through the DeBN program.

Same−day delivery. Convenient Access. Free.

Go to www.vaeb.uscourts.gov for more information and to download the request form.

Case 18-13052-KHK Doc 10 Filed 09/12/18 Entered 09/13/18 01:21:25 Desc Imaged

 Certificate of Notice Page 1 of 2
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 18-13052-KHK

Orville O’Connor Chapter 13

 Debtor CERTIFICATE OF NOTICE

District/off: 0422-9 User: shepherda Page 1 of 1 Date Rcvd: Sep 10, 2018

 Form ID: ntcfnm15 Total Noticed: 1

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Sep 12, 2018.

db +Orville O’Connor, 5 Brushy Creek Circle, Fredericksburg, VA 22406-8442

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

NONE. TOTAL: 0

 ***** BYPASSED RECIPIENTS *****

NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Sep 12, 2018 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on September 8, 2018 at the address(es) listed below:

 John P. Fitzgerald, III ustpregion04.ax.ecf@usdoj.gov

 Nathan A. Fisher on behalf of Debtor Orville O’Connor Fbarsad@cs.com, barsad@aol.com

 Thomas P. Gorman ch13alex@gmail.com, tgorman26@gmail.com

 TOTAL: 3

Case 18-13052-KHK Doc 10 Filed 09/12/18 Entered 09/13/18 01:21:25 Desc Imaged

 Certificate of Notice Page 2 of 2