Information to identify the case:

Debtor 1 Howard Wesley Conselyea Jr.

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−6401

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia Date case filed for chapter 7 6/21/19

Case number: 19−33306−KLP

Official Form 309A (For Individuals or Joint Debtors)

Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline 12/15

For the debtors listed above, a case has been filed under chapter 7 of the Bankruptcy Code. An order for relief has

been entered.

This notice has important information about the case for creditors, debtors, and trustees, including information about

the meeting of creditors and deadlines. Read all pages carefully.

The filing of the case imposed an automatic stay against most collection activities. This means that creditors generally may not

take action to collect debts from the debtors or the debtors' property. For example, while the stay is in effect, creditors cannot

sue, garnish wages, assert a deficiency, repossess property, or otherwise try to collect from the debtors. Creditors cannot

demand repayment from debtors by mail, phone, or otherwise. Creditors who violate the stay can be required to pay actual and

punitive damages and attorney's fees. Under certain circumstances, the stay may be limited to 30 days or not exist at all,

although debtors can ask the court to extend or impose a stay.

The debtors are seeking a discharge. Creditors who assert that the debtors are not entitled to a discharge of any debts or who

want to have a particular debt excepted from discharge may be required to file a complaint in the bankruptcy clerk's office within

the deadlines specified in this notice. (See line 9 for more information.)

To protect your rights, consult an attorney. All documents filed in the case may be inspected at the bankruptcy clerk's office at

the address listed below or through PACER (Public Access to Court Electronic Records at www.pacer.gov).

The staff of the bankruptcy clerk's office cannot give legal advice.

To help creditors correctly identify debtors, debtors submit full Social Security or Individual Taxpayer Identification

Numbers, which may appear on a version of this notice. However, the full numbers must not appear on any document

filed with the court.

Do not file this notice with any proof of claim or other filing in the case. Do not include more than the last four digits of

a Social Security or Individual Taxpayer Identification Number in any document, including attachments, that you file

with the court.

About Debtor 1: About Debtor 2:

1. Debtor's full name Howard Wesley Conselyea Jr.

2. All other names used in the

last 8 years

3. Address 4631 Turner Road

Richmond, VA 23234

4. Debtor's attorney

Name and address

Angela N. Neiman

Main Street Law Offices

1701 W. Main Street

Richmond, VA 23220

Contact phone (804) 355−1800

Email: angelamslawecf@gmail.com

5. Bankruptcy trustee

Name and address

Peter J. Barrett

Kutak Rock LLP

901 East Byrd Street, Suite 1000

Richmond, VA 23219

Contact phone (804) 343−5237

Email: peter.barrett@kutakrock.com

For more information, see page 2 >

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 1

Case 19-33306-KLP Doc 5 Filed 06/26/19 Entered 06/27/19 00:24:59 Desc Imaged

 Certificate of Notice Page 1 of 5
Debtor Howard Wesley Conselyea Jr. Case number 19−33306−KLP

6. Bankruptcy clerk's office

Documents in this case may be

filed at this address. You may

inspect all records filed in this case

at this office or online at

www.pacer.gov.

McVCIS 24−hour case

information:

Toll Free 1−866−222−8029

701 East Broad Street

Richmond, VA 23219

Hours open Monday − Friday, 9:00 AM − 4:00 PM

ET, except on holidays.

Contact phone 804−916−2400

For the Court:

Clerk of the Bankruptcy Court:

William C. Redden

Date: June 24, 2019

7. Meeting of creditors

Debtors must attend the meeting to be

questioned under oath. In a joint case,

both spouses must attend. Creditors may

attend, but are not required to do so.

July 29, 2019 at 10:00 AM

The meeting may be continued or adjourned to a

later date. If so, the date will be on the court

docket.

Location:

Office of the U.S. Trustee, 701

East Broad Street − Suite 4300,

Richmond, VA 23219−1885

8. Presumption of abuse

If the presumption of abuse arises, you

may have the right to file a motion to

dismiss the case under 11 U.S.C. §

707(b). Debtors may rebut the

presumption by showing special

circumstances.

The presumption of abuse does not arise.

9. Deadlines

The bankruptcy clerk's office must receive

these documents and any required filing

fee by the following deadlines.

File by the deadline to object to discharge or

to challenge whether certain debts are

dischargeable:

You must file a complaint:

• if you assert that the debtor is not entitled to

 receive a discharge of any debts under any of

 the subdivisions of 11 U.S.C. § 727(a)(2)

 through (7),

 or

• if you want to have a debt excepted from

 dischargeunder 11 U.S.C § 523(a)(2),

 (4), or (6).

You must file a motion:

• if you assert that the discharge should be

 denied under § 727(a)(8) or (9).

Filing deadline: September 27,

2019

Deadline to object to exemptions:

The law permits debtors to keep certain property

as exempt. If you believe that the law does not

authorize an exemption claimed, you may file an

objection.

Filing deadline: 30 days after the

conclusion of the meeting of

creditors

10. Proof of claim

Please do not file a proof of claim unless

you receive a notice to do so.

No property appears to be available to pay creditors. Therefore, please do not file a

proof of claim now. If it later appears that assets are available to pay creditors, the clerk

will send you another notice telling you that you may file a proof of claim and stating the

deadline.

11. Creditors with a foreign address If you are a creditor receiving a notice mailed to a foreign address, you may file a motion

asking the court to extend the deadlines in this notice. Consult an attorney familiar with

United States bankruptcy law if you have any questions about your rights in this case.

For more information, see page 3 >

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 2

Case 19-33306-KLP Doc 5 Filed 06/26/19 Entered 06/27/19 00:24:59 Desc Imaged

 Certificate of Notice Page 2 of 5
Debtor Howard Wesley Conselyea Jr. Case number 19−33306−KLP

12. Exempt property The law allows debtors to keep certain property as exempt. Fully exempt property will not be

sold and distributed to creditors. Debtors must file a list of property claimed as exempt. You

may inspect that list at the bankruptcy clerk's office or online at www.pacer.gov. If you believe

that the law does not authorize an exemption that the debtors claim, you may file an objection.

The bankruptcy clerk's office must receive the objection by the deadline to object to

exemptions in line 9.

13. Local Rule Dismissal

Warning

Case may be dismissed for failure to timely file lists, schedules and statements, or to attend

meeting of creditors. (Local Bankruptcy Rules 1007−1, 1007−3, and 2003−1.) Trustee may at

the meeting give notice of intention to abandon property burdensome or of inconsequential

value or intent to sell nonexempt property that has an aggregate gross value less than

$2,500. Objections thereto must be filed pursuant to Local Bankruptcy Rules 6004−2 and

6007−1.

14. Payment of Fees for

Richmond Case and

Adversary Filing and

Miscellaneous Requests

Exact Change Only accepted as of February 4, 2008, for payment of fees and services.

Payment may be made by non−debtor's check, money order, cashier's check or a 'not to

exceed check' made payable to Clerk, U.S. Bankruptcy Court, or any authorized non−debtor's

credit card.

Electronic bankruptcy notices are delivered faster than the U.S. Mail if you have a PC with Internet connection or a Fax machine.

For more information, go to bankruptcynotices.uscourts.gov or call, toll free: 877−837−3424. Case/docket information available

on Internet @ www.vaeb.uscourts.gov

ATTENTION DEBTORS: Receive your court notices and orders by email through the DeBN. Same−day delivery. Convenient

Access. Free. For more information and to download the request form, go to www.vaeb.uscourts.gov and select the Debtor

Electronic Bankruptcy Noticing link from the ATTENTION DEBTORS DeBN banner.

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 3

Case 19-33306-KLP Doc 5 Filed 06/26/19 Entered 06/27/19 00:24:59 Desc Imaged

 Certificate of Notice Page 3 of 5
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 19-33306-KLP

Howard Wesley Conselyea, Jr. Chapter 7

 Debtor CERTIFICATE OF NOTICE

District/off: 0422-7 User: baumgartn Page 1 of 2 Date Rcvd: Jun 24, 2019

 Form ID: 309A Total Noticed: 39

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Jun 26, 2019.

db +Howard Wesley Conselyea, Jr., 4631 Turner Road, Richmond, VA 23234-4117

14910858 American Coradius Internat’l, PO Box 717, Getzville, NY 14068-0717

14910863 +Client Services, 3451 Harry S. Truman Blvd, Saint Charles, MO 63301-9816

14910865 +Discover Bank, c/o Attorney Glasser and Glass, P.O. Box 3400, Norfolk, VA 23514-3400

14910870 FMA Alliance, Ltd., Post Office Box 2409, Houston, TX 77252-2409

14910871 ++FOCUSED RECOVERY SOLUTIONS, 9701 METROPOLITAN COURT, STE B, RICHMOND VA 23236-3690

 (address filed with court: Focused Recovery Solut, 9701 Metropolitan Ct Ste,

 North Chesterfield, VA 23236-0000)

14910872 +GC Services Limited Partnershi, PO Box 3346, Houston, TX 77253-3346

14910874 +James River Hospitalist Group, PO Box 14000, Belfast, ME 04915-4033

14910877 +Mercantile, 165 Lawrence Bell Dr Ste 100, Buffalo, NY 14221-7900

14910878 +Midland Funding, 320 East Big Beaver, Troy, MI 48083-1271

14910882 +NPAS, Inc, PO Box 99400, Louisville, KY 40269-0400

14910879 +National Enterprise Systems, 2479 Edison Blvd Unit A, Twinsburg, OH 44087-2476

14910880 #+Nationwide Credit Inc, PO Box 26314, Lehigh Valley, PA 18002-6314

14910881 Northstar Location Services, 4285 Genesee Street, Buffalo, NY 14225-1943

14910883 +OrthoVirginia, PO Box 35725, Richmond, VA 23235-0725

14910885 +Radius Global Solutions LLC, 9550 Regency Square Ste 602, Jacksonville, FL 32225-8169

14910886 +Receivables Management, 1312 W Westridge Blvd, Greensburg, IN 47240-3251

14910887 +Richmond Specialty Group, P.O. Box 740776, Cincinnati, OH 45274-0776

14910890 +Vector Security, 2805 N. Parham Road, #500, Richmond, VA 23294-4453

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

aty E-mail/Text: angelamslawecf@gmail.com Jun 25 2019 03:26:22 Angela N. Neiman,

 Main Street Law Offices, 1701 W. Main Street, Richmond, VA 23220

tr +EDI: QPJBARRETT.COM Jun 25 2019 07:18:00 Peter J. Barrett, Kutak Rock LLP,

 901 East Byrd Street, Suite 1000, Richmond, VA 23219-4071

14910859 EDI: BANKAMER.COM Jun 25 2019 07:18:00 Bank Of America, Po Box 982238,

 El Paso, TX 79998-0000

14910862 +EDI: HCA2.COM Jun 25 2019 07:18:00 CJW Medical Center, P.O. Box 99400,

 Louisville, KY 40269-0400

14910864 E-mail/Text: mlaclair@creditadjustmentboard.com Jun 25 2019 03:26:27 

 Credit Adjustment Board, 8002 Discovery Drive, Ste 311, Henrico, VA 23229-0000

14910860 +E-mail/Text: bankruptcy@cavps.com Jun 25 2019 03:29:49 Cavalry Portfolio Serv,

 Po Box 27288, Tempe, AZ 85285-7288

14910861 +EDI: CHASE.COM Jun 25 2019 07:18:00 Chase Card, Po Box 15298, Wilmington, DE 19850-5298

14910866 +EDI: DISCOVER.COM Jun 25 2019 07:18:00 Discover Fin Svcs Llc, Po Box 15316,

 Wilmington, DE 19850-5316

14910867 +E-mail/Text: KSMITH@DURHAM-DURHAM.COM Jun 25 2019 03:30:18 Durham & Durham, LLP,

 5665 New Northside Dr, Ste 340, Atlanta, GA 30328-5834

14910868 +EDI: FSAE.COM Jun 25 2019 07:18:00 First Source Advantage, 205 Bryant Woods South,

 Buffalo, NY 14228-3609

14910869 +EDI: FSAE.COM Jun 25 2019 07:18:00 Firstsource Advantage, LLC, 205 Bryant Woods South,

 Amherst, NY 14228-3609

14910873 +E-mail/Text: bankruptcies@halstedfinancial.com Jun 25 2019 03:30:18 

 Halsted Financial Services LLC, PO Box 828, Skokie, IL 60076-0828

14910875 +EDI: CCS.COM Jun 25 2019 07:18:00 Liberty Mutual, Processing Center, P. O. Box 55126,

 Boston, MA 02205-5126

14910876 +EDI: PARALONMEDCREDT Jun 25 2019 07:18:00 Medicredit, Inc, Po Box 1629,

 Maryland Heights, MO 63043-0629

14910857 +E-mail/Text: ustpregion04.rh.ecf@usdoj.gov Jun 25 2019 03:29:32 Office of the US Trustee,

 701 E. Broad Street, Ste 4304, Richmond, VA 23219-1885

14910884 +E-mail/Text: bknotices@professionalcredit.com Jun 25 2019 03:29:52 Professional Credit Se,

 Po Box 7548, Springfield, OR 97475-0039

14910888 +EDI: CBS7AVE Jun 25 2019 07:18:00 Swiss Colony, 1112 7th Ave, Monroe, WI 53566-1364

14910889 EDI: USBANKARS.COM Jun 25 2019 07:18:00 US Bank, PO Box 108, Saint Louis, MO 63166-9801

14910891 EDI: WFFC.COM Jun 25 2019 07:18:00 Wells Fargo, Credit Bureau Dispute Resoluti,

 Des Moines, IA 50306-0000

14910892 +EDI: WFFC.COM Jun 25 2019 07:18:00 Wells Fargo Hm Mortgage, Po Box 10335,

 Des Moines, IA 50306-0335

 TOTAL: 20

 ***** BYPASSED RECIPIENTS *****

NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’++’ were redirected to the recipient’s preferred mailing address

pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.PR.2002(g)(4).

Case 19-33306-KLP Doc 5 Filed 06/26/19 Entered 06/27/19 00:24:59 Desc Imaged

 Certificate of Notice Page 4 of 5
District/off: 0422-7 User: baumgartn Page 2 of 2 Date Rcvd: Jun 24, 2019

 Form ID: 309A Total Noticed: 39

 ***** BYPASSED RECIPIENTS (continued) *****

Addresses marked ’#’ were identified by the USPS National Change of Address system as requiring an update.

While the notice was still deliverable, the notice recipient was advised to update its address with the court

immediately.

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Jun 26, 2019 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on June 22, 2019 at the address(es) listed below:

 Angela N. Neiman on behalf of Debtor Howard Wesley Conselyea, Jr. angelamslawecf@gmail.com, 

 angelamslaw@hotmail.com

 John P. Fitzgerald, III USTPRegion04.RH.ECF@usdoj.gov

 Peter J. Barrett peter.barrett@kutakrock.com, 

 charisse.matthews@kutakrock.com;pbarrett@ecf.axosfs.com

 TOTAL: 3

Case 19-33306-KLP Doc 5 Filed 06/26/19 Entered 06/27/19 00:24:59 Desc Imaged

 Certificate of Notice Page 5 of 5