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                      AIG SUNAMERICA LIFE ASSURANCE COMPANY

                                   ENDORSEMENT

Notwithstanding any provision in the Contract or Certificate ("Contract") to the
contrary, this Endorsement becomes a part of the Contract to which it is
attached. Should any provision in this Endorsement conflict with the Contract,
the provisions of this Endorsement will prevail.

Terms not defined in this Endorsement shall have the same meaning given to them
in the Contract.

The third sentence under the section captioned "ANNUITY DATE" is modified to
"The Annuity Date must always be the first day of the calendar month and must be
at least thirty days after the Contract Date, but not beyond the Latest Annuity
Date."

The Withdrawal Charge and Penalty Free Withdrawal sections are deleted in their
entirety. All references to Withdrawal Charges and Penalty Free Withdrawals are
not applicable with the use of this Endorsement. The Contract is endorsed as
follows to reflect this modification:

         1.   The definition of "TOTAL INVESTED AMOUNT" is modified to "The sum
              of all Purchase Payments less amounts previously withdrawn.

         2.   The section captioned "SYSTEMATIC WITHDRAWAL PROGRAM" is modified
              to "Prior to the Annuity Date, You may elect to participate in a
              Systematic Withdrawal Program by informing Us at Our Annuity
              Service Center. The Systematic Withdrawal Program allows You to
              make automatic withdrawals from Your Contract monthly, quarterly,
              semiannually or annually. The minimum systematic withdrawal amount
              is subject to Company limits. You may terminate Your participation
              in the Systematic Withdrawal Program at any time by sending Us a
              written request. We reserve the right to modify, suspend or
              terminate the Systematic Withdrawal Program at any time.

         3.   The section captioned "OPTIONS 5 & 5V - FIXED PAYMENTS FOR A
              SPECIFIED PERIOD CERTAIN" is modified to "Payments payable to the
              Payee for any specified period of time of five (5) years or more,
              but not exceeding thirty (30) years, as selected at the time of
              annuitization. The selection must be made for full twelve-month
              periods. In the event of death of the Annuitant during the
              specified period of time, any remaining annuity payments will be
              continued to the Beneficiary. If the Annuitant dies after the end
              of the specified period of time, no further payments will be made.
              If Variable Annuity Payments are elected under this Annuity
              Payment Option, any remaining guaranteed Variable Annuity payments
              may be redeemed for a discounted value determined by Us. "

Signed for the Company to be effective as of the Contract Date.


/s/ CHRISTINE A. NIXON                           /s/ JANA W. GREER
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    Christine A. Nixon                               Jana W. Greer
        Secretary                                      President