Information to identify the case:

Debtor 1 John E. Altieri

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−3459

EIN 47−5428781

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia Date case filed for chapter 7 4/11/19

Case number: 19−31956−KRH

Official Form 309A (For Individuals or Joint Debtors)

Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline 12/15

For the debtors listed above, a case has been filed under chapter 7 of the Bankruptcy Code. An order for relief has

been entered.

This notice has important information about the case for creditors, debtors, and trustees, including information about

the meeting of creditors and deadlines. Read all pages carefully.

The filing of the case imposed an automatic stay against most collection activities. This means that creditors generally may not

take action to collect debts from the debtors or the debtors' property. For example, while the stay is in effect, creditors cannot

sue, garnish wages, assert a deficiency, repossess property, or otherwise try to collect from the debtors. Creditors cannot

demand repayment from debtors by mail, phone, or otherwise. Creditors who violate the stay can be required to pay actual and

punitive damages and attorney's fees. Under certain circumstances, the stay may be limited to 30 days or not exist at all,

although debtors can ask the court to extend or impose a stay.

The debtors are seeking a discharge. Creditors who assert that the debtors are not entitled to a discharge of any debts or who

want to have a particular debt excepted from discharge may be required to file a complaint in the bankruptcy clerk's office within

the deadlines specified in this notice. (See line 9 for more information.)

To protect your rights, consult an attorney. All documents filed in the case may be inspected at the bankruptcy clerk's office at

the address listed below or through PACER (Public Access to Court Electronic Records at www.pacer.gov).

The staff of the bankruptcy clerk's office cannot give legal advice.

To help creditors correctly identify debtors, debtors submit full Social Security or Individual Taxpayer Identification

Numbers, which may appear on a version of this notice. However, the full numbers must not appear on any document

filed with the court.

Do not file this notice with any proof of claim or other filing in the case. Do not include more than the last four digits of

a Social Security or Individual Taxpayer Identification Number in any document, including attachments, that you file

with the court.

About Debtor 1: About Debtor 2:

1. Debtor's full name John E. Altieri

2. All other names used in the

last 8 years

dba Rhuberry LLC

3. Address 3551 Calvins Pond Trail

Powhatan, VA 23139

4. Debtor's attorney

Name and address

Graham Thornton Jennings Jr.

Graham T. Jennings, Jr., P.C.

P. O. Box 426

Powhatan, VA 23139

Contact phone (804) 598−7912

Email: powlaw@gjenningspc.com

5. Bankruptcy trustee

Name and address

Bruce E. Robinson

P.O. Box 538

South Hill, VA 23970−0538

Contact phone (434) 447−7922

Email: bruce.robinsontr@gmail.com

For more information, see page 2 >

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 1

Case 19-31956-KRH Doc 8 Filed 04/19/19 Entered 04/20/19 00:27:34 Desc Imaged

 Certificate of Notice Page 1 of 5
Debtor John E. Altieri Case number 19−31956−KRH

6. Bankruptcy clerk's office

Documents in this case may be

filed at this address. You may

inspect all records filed in this case

at this office or online at

www.pacer.gov.

McVCIS 24−hour case

information:

Toll Free 1−866−222−8029

701 East Broad Street

Richmond, VA 23219

Hours open Monday − Friday, 9:00 AM − 4:00 PM

ET, except on holidays.

Contact phone 804−916−2400

For the Court:

Clerk of the Bankruptcy Court:

William C. Redden

Date: April 17, 2019

7. Meeting of creditors

Debtors must attend the meeting to be

questioned under oath. In a joint case,

both spouses must attend. Creditors may

attend, but are not required to do so.

May 20, 2019 at 10:00 AM

The meeting may be continued or adjourned to a

later date. If so, the date will be on the court

docket.

Location:

Office of the U.S. Trustee, 701

East Broad Street − Suite 4300,

Richmond, VA 23219−1885

8. Presumption of abuse

If the presumption of abuse arises, you

may have the right to file a motion to

dismiss the case under 11 U.S.C. §

707(b). Debtors may rebut the

presumption by showing special

circumstances.

The presumption of abuse does not arise.

9. Deadlines

The bankruptcy clerk's office must receive

these documents and any required filing

fee by the following deadlines.

File by the deadline to object to discharge or

to challenge whether certain debts are

dischargeable:

You must file a complaint:

• if you assert that the debtor is not entitled to

 receive a discharge of any debts under any of

 the subdivisions of 11 U.S.C. § 727(a)(2)

 through (7),

 or

• if you want to have a debt excepted from

 dischargeunder 11 U.S.C § 523(a)(2),

 (4), or (6).

You must file a motion:

• if you assert that the discharge should be

 denied under § 727(a)(8) or (9).

Filing deadline: July 19, 2019

Deadline to object to exemptions:

The law permits debtors to keep certain property

as exempt. If you believe that the law does not

authorize an exemption claimed, you may file an

objection.

Filing deadline: 30 days after the

conclusion of the meeting of

creditors

10. Proof of claim

Please do not file a proof of claim unless

you receive a notice to do so.

No property appears to be available to pay creditors. Therefore, please do not file a

proof of claim now. If it later appears that assets are available to pay creditors, the clerk

will send you another notice telling you that you may file a proof of claim and stating the

deadline.

11. Creditors with a foreign address If you are a creditor receiving a notice mailed to a foreign address, you may file a motion

asking the court to extend the deadlines in this notice. Consult an attorney familiar with

United States bankruptcy law if you have any questions about your rights in this case.

For more information, see page 3 >

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 2

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 Certificate of Notice Page 2 of 5
Debtor John E. Altieri Case number 19−31956−KRH

12. Exempt property The law allows debtors to keep certain property as exempt. Fully exempt property will not be

sold and distributed to creditors. Debtors must file a list of property claimed as exempt. You

may inspect that list at the bankruptcy clerk's office or online at www.pacer.gov. If you believe

that the law does not authorize an exemption that the debtors claim, you may file an objection.

The bankruptcy clerk's office must receive the objection by the deadline to object to

exemptions in line 9.

13. Local Rule Dismissal

Warning

Case may be dismissed for failure to timely file lists, schedules and statements, or to attend

meeting of creditors. (Local Bankruptcy Rules 1007−1, 1007−3, and 2003−1.) Trustee may at

the meeting give notice of intention to abandon property burdensome or of inconsequential

value or intent to sell nonexempt property that has an aggregate gross value less than

$2,500. Objections thereto must be filed pursuant to Local Bankruptcy Rules 6004−2 and

6007−1.

14. Payment of Fees for

Richmond Case and

Adversary Filing and

Miscellaneous Requests

Exact Change Only accepted as of February 4, 2008, for payment of fees and services.

Payment may be made by non−debtor's check, money order, cashier's check or a 'not to

exceed check' made payable to Clerk, U.S. Bankruptcy Court, or any authorized non−debtor's

credit card.

Electronic bankruptcy notices are delivered faster than the U.S. Mail if you have a PC with Internet connection or a Fax machine.

For more information, go to bankruptcynotices.uscourts.gov or call, toll free: 877−837−3424. Case/docket information available

on Internet @ www.vaeb.uscourts.gov

ATTENTION DEBTORS: Receive your court notices and orders by email through the DeBN. Same−day delivery. Convenient

Access. Free. For more information and to download the request form, go to www.vaeb.uscourts.gov and select the Debtor

Electronic Bankruptcy Noticing link from the ATTENTION DEBTORS DeBN banner.

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 3

Case 19-31956-KRH Doc 8 Filed 04/19/19 Entered 04/20/19 00:27:34 Desc Imaged

 Certificate of Notice Page 3 of 5
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 19-31956-KRH

John E. Altieri Chapter 7

 Debtor CERTIFICATE OF NOTICE

District/off: 0422-7 User: glennj Page 1 of 2 Date Rcvd: Apr 17, 2019

 Form ID: 309A Total Noticed: 41

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Apr 19, 2019.

db +John E. Altieri, 3551 Calvins Pond Trail, Powhatan, VA 23139-5851

14809086 Bank of America, P.O. Box 15710, Wilmington, DE 19850-5710

14809089 Capital One, PO Box 71087, Charlotte, NC 28272-1087

14809091 +Capital One/Bass, PO Box 30281, Salt Lake City, UT 84130-0281

14809092 CashNet USA, PO Box 206739, Dallas, TX 75320-6739

14809095 Chesterfield County Utilities, PO Box 20725, Richmond, VA 23261-0000

14809099 ++FUNDBOX INC, 300 MONTGOMERY ST, SUITE 900, SAN FRANCISCO CA 94104-1921

 (address filed with court: Fundbox, 300 Montgomery Street, San Francisco, CA 94104-0000)

14809098 +Fifth Third Bank, PO Box 740789, Cincinnati, OH 45274-0789

14809101 +Kabbage Celtic Bank, 268 State Street, #300, Salt Lake City, UT 84111-5314

14809102 +Kevin & Sue Cassidy, 103 Light Court, Folsom, CA 95630-1570

14809103 Kroger/US Bank, PO Box 79048, Saint Louis, MO 63179-0000

14809104 +Lending Club, 595Market St. Suite 200, San Francisco, CA 94105-2803

14809105 +Margaret Altieri, 3510 Sherwood Bluff Way, Powhatan, VA 23139-4343

14809106 +Melanie Friend, CowanGates Law Firm, 1930 Huguenot Road, Richmond, VA 23235-4304

14809107 Mr. Cooper, PO Box 650783, Dallas, TX 75265-0783

14809108 Nationstar Mortgage LLC, 8950 Cypress Waters Blvd, Irving, TX 75063-0000

14809111 +Powhatan County, PO Box 87, Powhatan, VA 23139-0087

14809112 +Quicksilver Capital, 4208 13th Avenue, Brooklyn, NY 11219

14809115 +SYNCB/Summit, PO Box 960061, Orlando, FL 32896-0061

14809119 Vital Recovery Service, PO Box 923748, Peachtree Corners, GA 30010-3748

14809121 Wells Fargo Dealer Services, PO Box 17900, Littleton, CO 80127-0000

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

aty E-mail/Text: powlaw@gjenningspc.com Apr 18 2019 03:42:30 Graham Thornton Jennings, Jr.,

 Graham T. Jennings, Jr., P.C., P. O. Box 426, Powhatan, VA 23139

tr E-mail/Text: brobinson@iq7technology.com Apr 18 2019 03:44:26 Bruce E. Robinson,

 P.O. Box 538, South Hill, VA 23970-0538

14809084 +EDI: AMEREXPR.COM Apr 18 2019 07:18:00 American Express, P.O. Box 1270,

 Newark, NJ 07101-1270

14809085 +E-mail/Text: bk@avant.com Apr 18 2019 03:44:12 Avant, 222 N LaSalle St., Ste 1700,

 Chicago, IL 60601-1101

14809087 EDI: BANKAMER2.COM Apr 18 2019 07:18:00 Bank of America, P.O. Box 25118,

 Tampa, FL 33622-5118

14809088 +EDI: CAPITALONE.COM Apr 18 2019 07:18:00 Capital One, PO Box 71083,

 Charlotte, NC 28272-1083

14809090 +EDI: CAPITALONE.COM Apr 18 2019 07:18:00 Capital One Bank, P.O. Box 71083,

 Charlotte, NC 28272-1083

14809093 EDI: CHASE.COM Apr 18 2019 07:18:00 Chase, Cardmember Services, PO Box 15153,

 Wilmington, DE 19886-5153

14809094 +E-mail/Text: mayfieldi@chesterfield.gov Apr 18 2019 03:44:20 Chesterfield County Treasurer,

 PO Box 70, Chesterfield, VA 23832-0906

14809096 E-mail/Text: saxonl@chesterfield.gov Apr 18 2019 03:44:23 Chesterfield Utilities,

 Account Collections Section, PO Box 608, Chesterfield, VA 23832-0009

14809097 +EDI: DISCOVER.COM Apr 18 2019 07:18:00 Discover, PO Box 71084, Charlotte, NC 28272-1084

14809099 E-mail/Text: bankruptcyfilings@fundbox.com Apr 18 2019 03:42:45 Fundbox,

 300 Montgomery Street, San Francisco, CA 94104-0000

14809100 EDI: IRS.COM Apr 18 2019 07:18:00 Internal Revenue Service, PO Box 7346,

 Philadelphia, PA 19101-7346

14809109 +EDI: NAVIENTFKASMDOE.COM Apr 18 2019 07:18:00 Navient - US Department of Edu,

 PO Box 740351, Atlanta, GA 30374-0351

14809110 +E-mail/Text: netcreditbnc@enova.com Apr 18 2019 03:44:18 Net Credit, 175 W Jackson Blvd,

 Ste 1000, Chicago, IL 60604-2863

14809113 +EDI: RMSC.COM Apr 18 2019 07:18:00 SYNCB/Amazon, PO Box 960013, Orlando, FL 32896-0013

14809114 +EDI: RMSC.COM Apr 18 2019 07:18:00 SYNCB/Lowes, PO Box 530914, Atlanta, GA 30353-0914

14809116 +EDI: RMSC.COM Apr 18 2019 07:18:00 SYNCB/Walmart, PO Box 530927, Atlanta, GA 30353-0927

14809118 EDI: TFSR.COM Apr 18 2019 07:18:00 Toyota Financial Services, PO Box 5855,

 Carol Stream, IL 60197-5855

14809117 +EDI: WTRRNBANK.COM Apr 18 2019 07:18:00 Target, PO Box 660170, Dallas, TX 75266-0170

14809120 +EDI: WFFC.COM Apr 18 2019 07:18:00 Wells Fargo, PO Box 77053,

 Minneapolis, MN 55480-7753

 TOTAL: 21

 ***** BYPASSED RECIPIENTS *****

NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’++’ were redirected to the recipient’s preferred mailing address

pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.PR.2002(g)(4).

Case 19-31956-KRH Doc 8 Filed 04/19/19 Entered 04/20/19 00:27:34 Desc Imaged

 Certificate of Notice Page 4 of 5
District/off: 0422-7 User: glennj Page 2 of 2 Date Rcvd: Apr 17, 2019

 Form ID: 309A Total Noticed: 41

 ***** BYPASSED RECIPIENTS (continued) *****

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Apr 19, 2019 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on April 12, 2019 at the address(es) listed below:

 Bruce E. Robinson bruce.robinsontr@gmail.com, 

 therese.rogerstra@gmail.com;brobinson@IQ7Technology.com;brobinson@ecf.epiqsystems.com

 Graham Thornton Jennings, Jr. on behalf of Debtor John E. Altieri powlaw@gjenningspc.com, 

 r60184@notify.bestcase.com

 John P. Fitzgerald, III USTPRegion04.RH.ECF@usdoj.gov

 TOTAL: 3

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 Certificate of Notice Page 5 of 5