Form ntcabuse

UNITED STATES BANKRUPTCY COURT

Eastern District of Virginia

Case No.: 19−13218−BFK

Chapter: 7

Judge: Brian F. Kenney

In Re: Debtor(s) (name(s) used by the debtor(s) in the last 8 years, including married, maiden, trade, and address):

Curtis Clifford Cain

3503 Eagle Ridge Drive

Woodbridge, VA 22191

Social Security / Individual Taxpayer ID No.:

xxx−xx−8182

Employer Tax ID / Other nos.:

STATEMENT OF PRESUMED ABUSE

As required by 11 U.S.C. Sec. 704(b)(1)(A), the United States Trustee has reviewed all of the materials filed by the

debtor(s). Having considered these materials in reference to the criteria set forth in 11 U.S.C. Sec. 707(b)(2)(A), and,

pursuant to 11 U.S.C. Sec. 704(b)(2), the United States Trustee determines that: (1) the debtor's(s') case should be

presumed to be an abuse under section 707(b); and (2) the product of the debtor's(s') current monthly income,

multiplied by 12, is not less than the requirements specified in section 704(b)(2)(A) or (B).As required by 11 U.S.C.

Sec. 704(b)(2), the United States Trustee shall, not later than 30 days after the date of this Statement's filing, either

file a motion to dismiss or convert under 11 U.S.C. Sec. 707(b) or file a statement setting forth the reasons the United

States Trustee does not consider such a motion to be appropriate.Debtor(s) may rebut the presumption of abuse only

if special circumstances can be demonstrated as set forth in 11 U.S.C. Sec. 707(b)(2)(B) Filed by Jack Frankel of

Office of the U.S. Trustee on behalf of John P. Fitzgerald, III (Frankel, Jack)

Dated: 9/28/20

United States Trustee

Case 19-13218-BFK Doc 47 Filed 09/30/20 Entered 10/01/20 00:30:20 Desc Imaged

Certificate of Notice Page 1 of 4
United States Bankruptcy Court

Eastern District of Virginia

In re: Case No. 19-13218-BFK

Curtis Clifford Cain Chapter 7

Debtor(s)

CERTIFICATE OF NOTICE

District/off: 0422-9 User: chandlerk Page 1 of 3

Date Rcvd: Sep 28, 2020 Form ID: ntcabuse Total Noticed: 42

The following symbols are used throughout this certificate:

Symbol Definition

+ Addresses marked '+' were corrected by inserting the ZIP, adding the last four digits to complete the zip +4, or replacing an incorrect ZIP. USPS

regulations require that automation-compatible mail display the correct ZIP.

++ Addresses marked '++' were redirected to the recipient's preferred mailing address pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.P.2002(g)(4).

# Addresses marked '#' were identified by the USPS National Change of Address system as requiring an update. While the notice was still deliverable,

the notice recipient was advised to update its address with the court immediately.

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on Sep 30, 2020:

Recip ID Recipient Name and Address

db #+ Curtis Clifford Cain, 3503 Eagle Ridge Drive, Woodbridge, VA 22191-5073

15043307 + Aes/turnstile Capital, 1200 N 7th St, Harrisburg, PA 17102-1419

15108592 American Express National Bank, c/o Becket and Lee LLP, PO Box 3001, Malvern PA 19355-0701

15043308 + Amex, Correspondence/Bankruptcy, Po Box 981540, El Paso, TX 79998-1540

15043309 + Barclays Bank Delaware, Attn: Correspondence, Po Box 8801, Wilmington, DE 19899-8801

15043314 + Citibank/The Home Depot, Attn: Recovery/Centralized Bankruptcy, Po Box 790034, St Louis, MO 63179-0034

15043315 Clearview Federal Credit Union, Attn: Bankruptcy, 1453 Beers School Road, Coraopolis, PA 15108-0000

15043319 #+ Dalena Cain, 3503 Eagle Ridge Drive, Woodbridge, VA 22191-5073

15043321 + Elastic Bank, P.O. Box 950276, Louisville, KY 40295-0276

15043322 + First National Bank, Attn: Bankruptcy, 1620 Dodge St Mailstop 4440, Omaha, NE 68197-0002

15043324 + Goldman Sachs Bank USA, P.O. Box 45400, Salt Lake City, UT 84145-0400

15052290 ++ PERI GARITE, ATTN CARD WORKS, 101 CROSSWAYS PARK DR W, WOODBURY NY 11797-2020 address filed with court:, First

National Bank of Omaha, 1620 Dodge St., Stop Code 3105, Omaha, NE 68197

15043333 + PNC Bank, Attn: Bankruptcy, Po Box 94982: Mailstop Br-Yb58-01-5, Cleveland, OH 44101-4982

15043334 Stilt Inc, 00000-0000

15043338 + Target, Attn: Bankruptcy, Po Box 9475, Minneapolis, MN 55440-9475

15043339 + USAA Federal Savings Bank, Attn: Bankruptcy, 10750 Mcdermott Freeway, San Antonio, TX 78288-1600

TOTAL: 16

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

Electronic transmission includes sending notices via email (Email/text and Email/PDF), and electronic data interchange (EDI). Electronic transmission is in Eastern

Standard Time.

Recip ID Notice Type: Email Address Date/Time Recipient Name and Address

15043310 + Email/PDF: AIS.cocard.ebn@americaninfosource.com

Sep 29 2020 03:49:36 Capital One, Attn: Bankruptcy, Po Box 30285,

Salt Lake City, UT 84130-0285

15043311 + Email/PDF: AIS.cocard.ebn@americaninfosource.com

Sep 29 2020 03:48:44 Capital One / Saks F, Attn: Bankruptcy, Po Box

30285, Salt Lake City, UT 84130-0285

15055774 + Email/PDF: EBN_AIS@AMERICANINFOSOURCE.COM

Sep 29 2020 03:48:07 Capital One Bank (USA), N.A., by American

InfoSource as agent, 4515 N Santa Fe Ave,

Oklahoma City, OK 73118-7901

15043312 + Email/Text: bankruptcy@cavps.com

Sep 29 2020 03:33:00 Cavalry Portfolio Services, Attn: Bankruptcy

Department, 500 Summit Lake Ste 400, Valhalla,

NY 10595-2322

15043316 + Email/Text: BNC-ALLIANCE@QUANTUM3GROUP.COM

Sep 29 2020 03:32:00 Comenity Bank/Express, Attn: Bankruptcy, Po

Box 182125, Columbus, OH 43218-2125

15043317 + Email/Text: BNC-ALLIANCE@QUANTUM3GROUP.COM

Sep 29 2020 03:32:00 Comenity Bank/Victoria Secret, Attn: Bankruptcy,

Po Box 182125, Columbus, OH 43218-2125

15043318 + Email/Text: defaultspecialty.us@bbva.com

Sep 29 2020 03:32:00 Compass Bank, Attn: Bankruptcy, Po Box 10566,

Birmingham, AL 35296-0001

15043320 + Email/Text: electronicbkydocs@nelnet.net

Sep 29 2020 03:32:00 Department of Education/Nelnet, Attn: Claims, Po

Box 82505, Lincoln, NE 68501-2505

Case 19-13218-BFK Doc 47 Filed 09/30/20 Entered 10/01/20 00:30:20 Desc Imaged

Certificate of Notice Page 2 of 4
District/off: 0422-9 User: chandlerk Page 2 of 3

Date Rcvd: Sep 28, 2020 Form ID: ntcabuse Total Noticed: 42

15043323 + Email/Text: GenesisFS@ebn.phinsolutions.com

Sep 29 2020 03:34:00 Genesis Bc/Celtic Bank, Attn: Bankruptcy, Po Box

4477, Beaverton, OR 97076-4401

15043325 Email/Text: sbse.cio.bnc.mail@irs.gov

Sep 29 2020 03:32:00 Internal Revenue Service, P.O. Box 7346,

Philadelphia, PA 19101-7346

15043313 Email/PDF: ais.chase.ebn@americaninfosource.com

Sep 29 2020 03:47:51 Chase Card Services, Attn: Bankruptcy, Po Box

15298, Wilmington, DE 19850-0000

15219722 Email/PDF: resurgentbknotifications@resurgent.com

Sep 29 2020 03:48:49 LVNV Funding, LLC, Resurgent Capital Services,

PO Box 10587, Greenville, SC 29603-0587

15043327 + Email/PDF: resurgentbknotifications@resurgent.com

Sep 29 2020 03:48:49 LVNV Funding/Resurgent Capital, Attn:

Bankruptcy, Po Box 10497, Greenville, SC

29603-0497

15043328 + Email/Text: bankruptcydpt@mcmcg.com

Sep 29 2020 03:32:00 Midland Funding, 2365 Northside Dr Ste 300, San

Diego, CA 92108-2709

15043329 + Email/PDF: pa_dc_claims@navient.com

Sep 29 2020 03:49:37 Navient, Attn: Bankruptcy, Po Box 9640,

Wiles-Barr, PA 18773-9640

15043330 + Email/Text: ext_ebn_inbox@navyfederal.org

Sep 29 2020 03:34:08 Navy FCU, Attn: Bankruptcy Dept, Po Box 3000,

Merrifield, VA 22119-3000

15059530 + Email/Text: ext_ebn_inbox@navyfederal.org

Sep 29 2020 03:34:18 Navy Federal Credit Union, PO Box 3000,

Merrifield, VA 22119-3000

15043331 + Email/Text: bnc@nordstrom.com

Sep 29 2020 03:32:18 Nordstrom FSB, Attn: Bankruptcy, Po Box 6555,

Englewood, CO 80155-6555

15043332 Email/Text: bkrgeneric@penfed.org

Sep 29 2020 03:31:00 Pentagon Federal Credit Union, Attn: Bankruptcy,

Po Box 1432, Alexandria, VA 22313-0000

15231822 + Email/PDF: gecsedi@recoverycorp.com

Sep 29 2020 03:47:50 Synchrony Bank, c/o PRA Receivables

Management, LLC, PO Box 41021, Norfolk VA

23541-1021

15043335 + Email/PDF: gecsedi@recoverycorp.com

Sep 29 2020 03:47:50 Synchrony Bank/Amazon, Attn: Bankruptcy, Po

Box 965060, Orlando, FL 32896-5060

15043336 + Email/PDF: gecsedi@recoverycorp.com

Sep 29 2020 03:48:43 Synchrony Bank/Gap, Attn: Bankruptcy Dept, Po

Box 965060, Orlando, FL 32896-5060

15043337 + Email/PDF: gecsedi@recoverycorp.com

Sep 29 2020 03:48:43 Synchrony Bank/Lowes, Attn: Bankruptcy, Po

Box 965060, Orlando, FL 32896-5060

15044034 Email/Text: atlreorg@sec.gov

Sep 29 2020 03:32:00 Office Of Reorganization, Securities and Exchange

Commission, 3475 Lenox Road NE Suite 1002,

Atlanta GA 30326-7625

15108190 + Email/Text: electronicbkydocs@nelnet.net

Sep 29 2020 03:32:00 US Department of Education c/o Nelnet, 121

South 13th Street, Suite 201, Lincoln NE

68508-1911

15043340 + Email/Text: wfmelectronicbankruptcynotifications@verizonwireless.com

Sep 29 2020 03:31:00 Verizon, Verizon Wireless Bk Admin, 500

Technology Dr Ste 550, Weldon Springs, MO

63304-2225

TOTAL: 26

BYPASSED RECIPIENTS 

The following addresses were not sent this bankruptcy notice due to an undeliverable address, *duplicate of an address listed above, *P duplicate of a

preferred address, or ## out of date forwarding orders with USPS.

Recip ID Bypass Reason Name and Address

15043326 Kimberly Williams, unknown

15044035 U.S. Trustee, John P. Fitzgerald, III, Office of the U.S. Trustee

15044033 * Internal Revenue Service (IRS), PO Box 7346, Philadelphia PA 19101-7346

TOTAL: 2 Undeliverable, 1 Duplicate, 0 Out of date forwarding address

Case 19-13218-BFK Doc 47 Filed 09/30/20 Entered 10/01/20 00:30:20 Desc Imaged

Certificate of Notice Page 3 of 4
District/off: 0422-9 User: chandlerk Page 3 of 3

Date Rcvd: Sep 28, 2020 Form ID: ntcabuse Total Noticed: 42

NOTICE CERTIFICATION

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities

in the manner shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and

belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed .R. Bank. P.2002(a)(1), a notice containing the

complete Social Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains

the redacted SSN as required by the bankruptcy rules and the Judiciary's privacy policies.

Date: Sep 30, 2020 Signature: /s/Joseph Speetjens

CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court's CM/ECF electronic mail (Email) system on September 25, 2020 at the address(es) listed

below:

Name Email Address

H. Jason Gold

jason.gold@nelsonmullins.com 

VA19@ecfcbis.com;jgold@ecf.epiqsystems.com;hjg@trustesolutions.net;robert.ours@nelsonmullins.com;alex.reilly@nelsonmull

ins.com

Jack Frankel

on behalf of U.S. Trustee John P. Fitzgerald III jack.i.frankel@usdoj.gov,

USTPRegion04.ax.ecf@usdoj.gov;paula.f.blades@usdoj.gov

John P. Fitzgerald, III

ustpregion04.ax.ecf@usdoj.gov 

Michael Jacob Owen Sandler

on behalf of Debtor Curtis Clifford Cain sandlerlaw@yahoo.com ignmjosandler@gmail.com;r61770@notify.bestcase.com

TOTAL: 4

Case 19-13218-BFK Doc 47 Filed 09/30/20 Entered 10/01/20 00:30:20 Desc Imaged

Certificate of Notice Page 4 of 4