Exhibit (10)(xx)

                    MANUFACTURED HOME LOAN PURCHASE AGREEMENT


                  This  MANUFACTURED HOME LOAN PURCHASE  AGREEMENT,  dated as of
March  10,  1998,  is  made  by  and  between  Green  Tree  Financial  Servicing
Corporation,  a Delaware  corporation  ("Green  Tree") and  Cavalier  Acceptance
Corporation, an Alabama corporation ("CAC").

                                R E C I T A L S:

                  Green Tree and CAC, together with certain affiliated companies
of Cavalier  and Green  Tree,  are parties to that  certain  Financing  Alliance
Agreement  dated as of February 17, 1998 (the "Financing  Alliance  Agreement"),
pursuant to which the parties  have made  arrangements  with  respect to,  among
other  things,   the  purchase  or  origination  and  sale  by  CAC  of  certain
Manufactured  Housing  Retail  Finance  Contracts to Green Tree (as used in this
agreement,  capitalized  terms that are used but not otherwise  defined  herein,
shall be used with the same meaning as given to them in the  Financing  Alliance
Agreement). This Agreement is made and entered into pursuant to Article 5 of the
Financing  Alliance  Agreement,  pursuant  to which  Green  Tree has  agreed  to
acquire,  and CAC has agreed to sell,  approximately $25 million of Manufactured
Housing Retail Finance Contracts presently held by CAC, excluding the Carved-Out
CAC Loans,  and this Agreement shall further evidence and confirm the agreements
between  Green Tree and CAC with  respect  to the  Manufactured  Housing  Retail
Finance  Contracts  sold by CAC to Green Tree  pursuant  to  Section  5.1 of the
Financing Alliance Agreement.

                  NOW, THEREFORE, in consideration of the foregoing premises and
the mutual  promises  contained  herein,  the parties  hereto,  intending  to be
legally bound, do hereby agree as follows:

                  Section 1.        Purchase and Sale of Contracts.

                  Subject to the terms and conditions  herein, CAC hereby agrees
to sell,  and  Green  Tree  hereby  agrees  to  purchase  from  CAC,  all of the
Manufactured  Housing  Retail  Finance  Contracts  (including  all related  lien
perfection   instruments,   guaranties,   dealer  agreements  and  related  loan
documents)  presently held by CAC which were first purchased by or originated by
CAC after  December  31, 1995 and before  February  28,  1998,  and set forth on
Schedule 1 hereto (the "Contracts Sold Hereunder"),  except that Green Tree does
not agree hereby to purchase any of the Carved-Out CAC Loans,  and any CAC Loans
originated  by CAC on and after the  Effective  Date of the  Financing  Alliance
Agreement  shall be sold to Green Tree  pursuant  to Article 3 of the  Financing
Alliance Agreement rather than pursuant to this Agreement. The conveyance of the
Contracts Sold Hereunder  shall be consummated on March 13, 1998;  provided that
all  conditions  precedent  specified  in  Exhibit X hereto are  satisfied  (the
"Consummation Date").

                  Section 2.        Price to be Paid.

                 (a) The Purchase Price for each of the Contracts Sold Hereunder
(individually,  a  "Contract")  to Green  Tree by CAC  shall  be,  for each such
Contract,  an  amount  equal  to the sum of (i) the  then-outstanding  principal
balance owing on such  Contract and (ii) any accrued but unpaid  interest at the
applicable rate of interest on such Contract to and including the effective date
on which the Contracts Sold Hereunder are transferred to Green Tree and (iii) an
acquisition  premium  equal to the amount  specified  on  Exhibit X hereto.  The
Acquisition  Premium shall be deemed fully earned by CAC upon  conveyance of the
related Manufactured Housing Retail Finance Contract by CAC to Green Tree.

                 (b) Not later  than  thirty  (30) days  after the  Consummation
Date, Green Tree shall recalculate the accrued interest for those Contracts Sold
Hereunder  which  are set  forth  on  Exhibit  A to  Schedule  1 (the  "Adjusted
Contracts")  in  order  to  recalculate  the  accrued  interest  on each of such
Contracts,  and the  resultant  outstanding  principal  balance  (the  "Adjusted
Balance")  for  such  Contracts,  effective  as of March  12,  1998,  under  the
assumption  that each  payment  received  on such  Contracts  should be  applied
effective as of the scheduled  date such payment was due. The Purchase Price for
each of the  Adjusted  Contracts  shall be  reduced by the  difference,  if any,
between the Adjusted Balance and the principal balance  originally  specified by
CAC for such Contract as of March 12, 1998 (the aggregate amount of reduction to
the Purchase Price is herein referred to as the "Adjustment  Amount").  Cavalier
shall be furnished with the supporting  data and  calculations  upon which Green
Tree has based its determination of the Adjustment  Amount, and CAC shall have a
reasonable opportunity, of not more than ten (10) days, to audit and verify such
data. CAC and Green Tree shall thereupon agree upon a final  determination as to
the  Adjustment  Amount,  and CAC shall  remit  payment  to Green  Tree for such
Adjustment  Amount  within  forty-eight  (48)  hours from  agreement  as to such
amount. Upon receipt from CAC of the Adjustment Amount,  Green Tree shall modify
its records for the  Adjusted  Contracts to reflect the  Adjusted  Balance,  and
should provide such notice  thereof to the applicable  obligors as may be deemed
appropriate  under the  circumstances.  If for any reason Green Tree and CAC are
unable to agree upon the final  Adjustment  Amount for the  Adjusted  Contracts,
then such dispute shall be resolved,  at either party's request,  by arbitration
pursuant to the terms  provided  for in Section 7.13 of the  Financing  Alliance
Agreement.

                  Section 3.        Designation of Loans.

                  The CAC Loans evidenced by the Contracts Sold Hereunder  shall
be designated on Schedule 1 to this Agreement.

                  Section 4.        Conveyance of Contracts.

                  Subject to the terms and conditions  hereof,  and subject to a
customary bill of sale and portfolio  assignment with terms consistent with this
Agreement,  CAC will sell and assign to Green Tree,  and Green Tree will acquire
from CAC, without  recourse or warranty other than as specifically  provided for
or incorporated herein, the following:

                           (a)      all right,  title and interest of CAC in and
to the Contracts Sold Hereunder which are listed on Schedule 1 hereto, including
all agreements,  instruments and  certificates relating  thereto  (including all
related guaranties and all related Dealer Agreements);

                           (b)      all  right,  title  and  interest  of CAC in
the lien on and/or the security interest  in the  manufactured  home  (including
the related lien  perfection  instruments) granted  pursuant to  the  applicable
Contracts Sold Hereunder;

                           (c)      the  interest of CAC in any  proceeds of any
insurance  policies  to  the  extend  that  they  relate  to  the Contracts Sold
Hereunder or the related manufactured home or obligors;

                           (d)      the  right  to   realize  on   any  property
(including  the right to  receive future liquidation  proceeds)  that  secured a
Contracts Sold  Hereunder  and has been  repossessed by or on  behalf of  CAC or
Green Tree (without in any way obligating Green  Tree to  purchase any contracts
sold hereunder where the underlying collateral has been repossessed);

                           (e)      rights  and  remedies   under   all   dealer
agreements  or  other  similar  agreements  with  respect  to the Contracts Sold
Hereunder; and

                           (f)      all proceeds of the foregoing.

                  At the  reasonable  request  of Green  Tree,  CAC will take or
cause to be taken such further  action as necessary or  appropriate to effect or
perfect the sale and  conveyance  made hereby,  including  the execution of such
instruments  and  documents as may be  reasonably  necessary or  appropriate  to
facilitate  the sale and  conveyance of the Contracts Sold Hereunder from CAC to
Green Tree,  including UCC-1s in favor of Green Tree as secured party and obtain
releases of all other liens.

                  Section 5.        Terms of Payment.

                  On the Consummation Date, Green Tree shall pay to CAC, by wire
transfer of  immediately  available  funds to any account  specified  by CAC, an
amount equal to the aggregate Purchase Price for the Contracts Sold Hereunder.


                  Section 6.        Documents to be Provided.

                  With respect to the  conveyance by CAC of the  Contracts  Sold
Hereunder,  CAC agrees to endorse and deliver such  Contracts  Sold Hereunder to
Green  Tree on the  Consummation  Date by  overnight  mail (next  business  day)
addressed to Green Tree, 500 Landmark  Towers,  345 St. Peter Street,  St. Paul,
Minnesota  55102  (Attn:  Dave  Liebgott),  and  to  provide  and  execute  such
additional  documents and  instruments  as may  reasonably be requested by Green
Tree and which are customarily provided in connection with similar transactions,
including  but not limited to limited  powers of attorney in such forms as Green
Tree may reasonably request from time to time. CAC agrees to provide such notice
to  borrowers  under  Contracts  Sold  Hereunder  as Green  Tree may  reasonably
request.  From and  after  the  consummation  of the  transactions  contemplated
hereby,  CAC shall hold any and all  payments  received by it with  respect to a
Contract  Sold  Hereunder  in trust  for the  benefit  of Green  Tree and  shall
promptly  remit such  payment to Green Tree in  accordance  with such  customary
procedures as the parties may establish.

                  Section 7.        Representations and Warranties.

                  With respect to each of the Contracts Sold Hereunder,  and the
applicable  CAC Loan  evidenced  thereby,  CAC represents and warrants as of the
date hereof to Green Tree that:

                           (a)      each CAC Loan evidenced  thereby  meets  and
satisfies each of the representations and warranties made by CAC in Section 3.10
of the  Financing  Alliance  Agreement with  respect to each Available CAC Loan,
except that (i) with  respect to the  representations  and  warranties  made  in
Sections 3.10(e), (g) and (h) of the  Financing  Alliance  Agreement;  and  (ii)
in substitution for the representations  and  warranties  made in  Sections 3.10
(e), (g) and (h), CAC  instead  represents and  warrants solely that none of the
Contracts Sold Hereunder evidence Carved-Out CAC Loans;

                           (b)      each   CAC   Loan  has  been  originated  in
conformity  in  all   material   respects  with  the   underwriting   guidelines
incorporated as Exhibit A to the Financing Alliance Agreement;

                           (c)      to the  knowledge of  CAC, each Contract has
been fully and properly executed by the parties thereto;

                           (d)      the    forms   of   Contract   and   related
documentation  relating  to  each  CAC  Loan  shall  be  similar in all material
respects to those previously provided to Green Tree;

                           (e)      each  CAC  Loan  purchased  by  Green   Tree
constitutes  the  legal,  valid  and  binding  payment obligation of the related
borrower, is enforceable by the  holder  thereof  in  accordance with its terms,
subject to  applicable  bankruptcy  and  similar laws, equitable  principles and
public policy considerations;

                           (f)      as of the Consummation  Date,  CAC has taken
no action such that the CAC Loan has been amended,  waived,  altered or modified
in any respect, except pursuant to a document, instrument or writing included in
the related file;

<PAGE>

                           (g)      to the knowledge of CAC, the CAC Loan is not
subject to any right of rescission,  set off, counterclaim or defense, including
the defense of usury;

                           (h)      CAC  has  good  title  to the Contracts Sold
Hereunder, free and clear of all liens except that in favor of First  Commercial
Bank  (the  "Warehouse  Lender"),  which  lien  shall  be   released   in   full
contemporaneously with the consummation of the transaction contemplated  hereby,
and subject to the Warehouse Lender's consent, CAC has the right to transfer the
Contracts Sold Hereunder;

                           (i)      CAC   has   a   first   priority   perfected
security interest  in the  manufactured home  which secures  each Contract  Sold
Hereunder  and  there  are  no  other  nonconsensual  liens  of  record  on such
collateral, including liens for  work,  labor,  materials  or  unpaid  state  or
federal taxes;

                           (j)      all   documents,   including  the  Contracts
Sold  Hereunder  and  the  information  contained  therein,  submitted  or to be
submitted to Green Tree are true, complete, accurate, correct and genuine in all
material respects to CAC's best knowledge;

                           (k)      all representations  of the  borrowers  with
respect to the loans are true and correct to CAC's knowledge and all information
contained in  the  Contracts  Sold  Hereunder and the related documents is true,
accurate, correct, and genuine to CAC's knowledge;

                           (l)      the proceeds of the Contracts Sold Hereunder
have not been used to acquire an interest in real estate and except as disclosed
to Green Tree, the obligations thereunder are not secured by an interest in real
estate;

                           (m)      to  the  knowledge  of  CAC,  the parties to
Contracts Sold Hereunder are not minors and have the legal capacity to contract;

                           (n)      to the knowledge of CAC,  the  down  payment
shown on each Contracts Sold Hereunder was paid in cash (and was not paid by the
Dealer), unless otherwise  shown on the  Contracts Sold Hereunder or the related
credit application and does not include any rebates;

                           (o)      to the  knowledge of CAC, the related credit
application for each Contracts Sold Hereunder is true and correct;

                           (p)      the manufactured homes which are the subject
of  the  Contracts  Sold  Hereunder are each  insured by  individual  or blanket
policies of insurance protecting against loss of or damage to the  collateral in
such amounts as may be permitted by law, not to exceed the approximate principal
balance of the related Contract;

                           (q)      any insurance premium or charges included in
the  Contracts  Sold  Hereunder  have  been  or  will  be paid to the applicable
insurance carrier, net of any lawful commissions that may be retained;

                           (r)      where  insurance  coverages are  included in
any Contracts Sold Hereunder,  CAC will notify the applicable  insurance carrier
of the assignment of the Contracts Sold Hereunder to Green Tree and request that
Green Tree be named as beneficiary or loss payee, as applicable;

                           (s)      to  the  knowledge  of  CAC, no  borrower or
guarantor under any Contracts  Sold  Hereunder has any defense,  counterclaim or
right of set-off with respect thereto;

                           (t)      the terms of the  Contracts  Sold  Hereunder
have not been impaired,  waived,  altered or modified in any material respect by
CAC except by written instruments contained in the Contract file;

                           (u)      to the knowledge of CAC, the Contracts  Sold
Hereunder are not subject to any right of rescission;

                           (v)      the Contracts Sold Hereunder are not Carved-
Out Loans;

                           (w)      in   connection   with   the   purchase   or
origination of each Contract, all applicable  State,  local and Federal laws and
regulations were observed and all  necessary  disclosures required by applicable
statutes and  regulations were made  by  Originator  or CAC, as the case may be,
including, but not limited  to,  the Truth-in-Lending  Act  (including  right of
rescission requirements), the Real Estate Settlement Procedures Act, the Federal
Trade Commission Home Solicitation Rule, the Alabama Mini-Code, the Fair Housing
Act, the Fair Credit Reporting  Act, the Home Mortgage  Disclosure  Act, and the
Equal Credit Opportunity Act,  except for such matters that would not, as of the
Consummation Date, affect the validity  and  existence  of the CAC Loans or give
rise to any valid defense to payment of the related  Contract or to foreclose on
any lien securing such CAC Loan and each Contract  complies with the  applicable
state, local and federal laws;

                           (x)      Representations and warranties shall survive
execution of this Agreement; and

                           (y)      All Contracts Sold  Hereunder, as listed  on
Schedule I attached hereto, including all agreements, instruments, certificates,
guaranties,  and  rights  under  dealer  agreements  related thereto,  have been
conveyed to Green Tree as of  the Consummation  Date or  within thirty (30) days
thereafter.

                  Section 8.        Repurchase Rights.

                  CAC agrees to repurchase any Contract Sold Hereunder  which is
in breach of any  representation  or warranty  made by CAC under  Section 7 at a
price equal to the sum of the outstanding principal balance, acquisition premium
under this Agreement,  accrued but unpaid interest,  and any other relevant fee,
of such Contract (the "Repurchase  Price");  provided that CAC shall have thirty
(30) days during which it may cure such breach,  if possible  under the law, and
to the reasonable  satisfaction of Green Tree. Green Tree and CAC agree that the
sole  remedy of Green  Tree with  respect to a breach of any  representation  or
warranty by CAC under Section 7 is the  repurchase of the related  Consumer Loan
by CAC at the Repurchase Price;  provided further that after receipt by CAC of a
written request for repurchase from Green Tree stating in reasonable  detail the
basis for such  request and after the  expiration  of the thirty (30) day period
within  which CAC may cure such breach (if  possible  to be cured),  then if CAC
does  not  repurchase  the  related  Contract  within  ten  (10)  business  days
thereafter,  CAC shall be liable for any  reasonable  attorneys fees and related
costs  incurred by Green Tree in connection  with the related  Contract from and
after the date of the related repurchase request by Green Tree.

                  Section 9.        Additional Representations and Warranties.

                  The representations,  warranties and agreements of the parties
made in Sections  4.6 and 4.7 of the  Financing  Alliance  Agreement  are hereby
restated herein by the respective  parties.  CAC represents and warrants that it
had in effect, at the time a related Contract was acquired by CAC, all necessary
and  appropriate  federal,  state and local  licenses  or  permits  required  to
purchase the  Contracts  Sold  Hereunder  and, as of the date  hereof,  all such
licenses and permits necessary to sell the Contracts Sold Hereunder.  Each party
represents to the other that the  execution,  delivery and  performance  of this
Agreement does not and will not result in a breach or constitute a default under
any material  agreement or  instrument to which it is a party or by which it may
be bound or affected, in the case of CAC subject to the consent of the Warehouse
Lender.

                  Section 10.       Covenants.

                  CAC and Green  Tree  agree  that the  covenants  and  promises
provided  for in  Section  4.10 and 4.11 of the  Financing  Alliance  Agreement,
pertaining to Transferred CAC Loans, shall apply similarly to the Contracts Sold
Hereunder.  CAC agrees to take such actions as may reasonably be necessary under
applicable law, in consultation with Green Tree or as is otherwise  requested by
Green Tree, to correct,  at CAC's expense,  any inadvertent errors that may have
occurred  in the  computation  of interest or  disclosure  of APR under  certain
Contracts Sold Hereunder.

                  Section 11.       Miscellaneous.

                  Notices  between the  parties  shall be in writing and will be
deemed  given  upon the  terms  and  circumstances  provided  for the  Financing
Alliance  Agreement.  The parties agree that Article 7 of the Financing Alliance
Agreement  shall apply to this  Agreement just as if expressly set forth herein,
including  the agreement to arbitrate  disputes  provided for at Section 7.13 of
the Financing Alliance Agreement.

                  IN WITNESS  WHEREOF,  the parties have caused their respective
duly  authorized  representatives  to sign  below  as of the  date  first  above
written.

                                                 CAVALIER ACCEPTANCE CORPORATION


                                                    By: /s/ Jerry F. Wilson, Jr.
                                                       _________________________
                                                    Its: President
                                                       _________________________
                                                    Name: Jerry F. Wilson, Jr.
                                                       _________________________


                                                  GREEN TREE FINANCIAL SERVICING
                                                           CORPORATION

                                                    By:/s/ Joel H. Gottesman
                                                       _________________________
                                                    Its:  Senior  Vice President
                                                          and Secretary
                                                       _________________________
                                                     Name: Joel H. Gottesman
                                                       _________________________