UNITED STATES BANKRUPTCY COURT 

FOR THE 

EASTERN DISTRICT OF VIRGINIA 

Alexandria Division 

In the Matter of: 

 Chapter 13

CHERYLANDA LEE ANNE GARDNER

 Case No. 18-10379-BFK

 Debtor

MOTION TO DISMISS, 

NOTICE OF MOTION TO DISMISS 

AND 

NOTICE OF SCHEDULED HEARING ON THIS MOTION 

Thomas P. Gorman, Chapter 13 Trustee, has filed this motion to dismiss your Chapter 

13 case. The cause for this motion is as follows: 

Pursuant to 11 U.S.C. §1307(c)(6) - Material default by Debtor as is reflected 

in the attached Trustee’s Report of Receipts and Disbursements. Trustee has 

previously filed a Motion to Dismiss for material default in this case. 

Your rights may be affected. You should read these papers carefully and 

discuss them with your attorney, if you have one in this bankruptcy case. (If you 

do not have an attorney, you may wish to consult one.) 

If you do not wish the court to grant the relief sought in the motion, or if you 

want the court to consider your views on the motion, then on or before five business 

days prior to the hearing date, you or your attorney must: 

File with the court a written response with supporting memorandum as required 

by Local Bankruptcy Rule 9013-1(H). Unless a written response and 

supporting memorandum are filed and served by the date specified, the Court 

may deem any opposition waived, treat the motion as conceded, and issue an 

order granting the requested relief without further notice or hearing. If you mail 

your response to the court for filing, you must mail it early enough so the court 

will receive it on or before five business days prior to the scheduled hearing. 

You must mail a copy to the persons listed below. 

Case 18-10379-BFK Doc 36 Filed 06/12/20 Entered 06/12/20 13:41:51 Desc Main

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Notice and Motion to Dismiss 

Cherylanda Lee Anne Gardner, Case #18-10379-BFK 

Attend the hearing to be held on July 16, 2020 at 1:30 p.m. in Courtroom #1 on the 

2nd floor, United States Bankruptcy Court, 200 South Washington Street, 

Alexandria, VA 22314. If no timely response has been filed opposing the relief 

requested, the court may grant the relief without holding a hearing. 

 A copy of any written response must be mailed to the following persons: 

 Thomas P. Gorman 

 300 North Washington Street, Ste. 400 

 Alexandria, VA 22314 

 Clerk of the Court 

 United States Bankruptcy Court 

200 South Washington Street 

Alexandria, VA 22314 

 If you or your attorney do not take steps, the court may decide that you do not 

oppose the relief sought in the motion and may enter an order granting that relief. 

Date: __June 12, 2020____ __/s/ Thomas P. Gorman______ 

 Thomas P. Gorman 

 Chapter 13 Trustee 

 300 N. Washington Street, #400 

 Alexandria, VA 22314 

 (703) 836-2226 

 VSB 26421 

CERTIFICATE OF SERVICE 

I hereby certify that I have this 12th day of June, 2020, served via ECF to authorized 

users or mailed a true copy of the foregoing Motion to Dismiss, Notice of Motion and 

Notice of Hearing to the following parties. 

Cherylanda Lee Anne Gardner 

Chapter 13 Debtor 

56 Sanctuary Lane 

Stafford, VA 22554 

John C. Morgan, Jr., Esquire 

Attorney for Debtor 

New Day Legal, PLLC 

98 Alexandria Pike, Ste. 10 

Warrenton, VA 20186 

 ___/s/ Thomas P. Gorman_____ 

 Thomas P. Gorman 

Case 18-10379-BFK Doc 36 Filed 06/12/20 Entered 06/12/20 13:41:51 Desc Main

Document Page 2 of 4
SCHEDULE: 814.00 MONTHLY

Thomas P. Gorman, Standing Chapter 13 Trustee

GARDNER, CHERYLANDA LEE ANNE

INTERIM STATEMENT AS OF 06/12/2020

STATUS: ACTIVE

CASE NO: 18-10379-BFK

DEBTOR: XXX-XX-3033

DATE FILED:

CONFIRMED:

TOTAL PAID: 16,788.04

02/02/2018

AKA: CHERRI GARDNER

56 SANCTUARY LANE

STAFFORD, VA 22554

02/04/20 CC 1,628.00

12/03/19 CC 1,628.00

10/29/19 CC 814.00

09/04/19 MO 814.00

08/20/19 CC 814.00

07/08/19 CC 814.00

06/05/19 MO 814.00

05/06/19 CC 814.00

04/01/19 CC 810.00

03/13/19 CC 810.00

02/19/19 MO 840.00

01/28/19 MTG ESCROW RFND 4.04

01/22/19 CC 810.00

12/27/18 CC 1,620.00

LAST 12 TRANSACTIONS

Date Source Amount

PERCENTAGE: 100.000

PLAN: 60 MONTHS

1st PAYMENT DUE: 03/2018

ATTORNEY:

ON SCHEDULE: 20,034.00

ACTUAL PAYMENTS:

AMOUNT BEHIND: 3,245.96

16,788.04

PLAN AND FILED CLAIMS

CRED

NO

CLAIM NO CREDITOR NAME

CLAIM REMARK

PRIN. PAID

INT. PAID

PRIN. DUE

INT. DUE

INT. BEGIN ORG. CLAIM

INT. RATE ARREARS

DISB CODE CLASS

PAY%

FIX PAY

SCHED AMT

APPROVED

LAST DISB TO BE PAID

001 347047 STAFFORD COUNTY TREASURER PRO PRI 0.00 258.98

100.00 0.00 0.00 0.00

0.00 4,436.24 258.98

115.00 258.98

001 284305 STAFFORD COUNTY GOVERNMENT FIX SEC 0.00 0.00

Split Claim 100.00 0.00 0.00 0.00

70.00 4,177.26 4,177.26

0.00 0.00

002 348409 M&T BANK FIX SEC 12,217.94 9,483.64

100.00 8,615.57 0.00 0.00

868.07 21,701.58 21,701.58

02/2020 21,701.58 21,701.58

004 327080 SELECT PORTFOLIO SERVICING, INC PRO-I UNS 0.00 Closed

TBS 100.00 0.00 0.00

0.00 222,145.63 0.00

0.00 0.00

005 323976 CAPITAL ONE BANK USA, NA PRO UNS 0.00 1,105.78

100.00 0.00 0.00 0.00

0.00 1,105.78 1,105.78

1,105.00 1,105.78

006 335280 CAVALRY PORTFOLIO SERVICES PRO UNS 0.00 3,238.24

100.00 0.00 0.00 0.00

0.00 3,238.24 3,238.24

3,238.24 3,238.24

007 345813 CITIBANK PRO UNS 0.00 Not Filed

100.00 0.00 0.00

0.00 0.00 0.00

26,445.00 0.00

008 340486 NAVIENT PRO UNS 0.00 Not Filed

100.00 0.00 0.00

0.00 0.00 0.00

870.00 0.00

008A 340486 NAVIENT PRO UNS 0.00 Not Filed

100.00 0.00 0.00

0.00 0.00 0.00

829.00 0.00

009 345962 VERIZON PRO UNS 0.00 Not Filed

100.00 0.00 0.00

0.00 0.00 0.00

433.00 0.00

LATEST 341:

06/01/2018

03/13/2018

JOHN C. MORGAN, JR., ESQUIRE

NEW DAY LEGAL, PLLC

98 ALEXANDRIA PIKE, STE. 10

WARRENTON, VA 20186

Phone:540 349-3232 Fax: 888 612-0943

CLAIM CREDITOR

NAME

DISB

CODE

CLASS ARREARS FIXED

PAYMENT

SCHED

AMOUNT

CRED

NO

DIRECT PAY

PAID BY

TRUSTEE

BALANCE

DUE

CLAIM

STATUS

003 313723 SEC LOAN MAX PRO 0.00 0.00 0.00 0.00 0.00 DIRECT

Case Power® 12.5

by the date of the scheduled Chapter 13 Review Meeting.

Claims with an A code in the DISB/CODE column are placed on hold and need to be resolved. NO disbursements are being made to the creditor.

This is a progress report only and should not be used to calculate a payoff.

** Creditor has not filed a Proof of Claim. Accumulated funds will be released to other creditors if no claim is filed with the U.S. Bankruptcy Court

Case 18-10379-BFK Doc 36 Filed 06/12/20 Entered 06/12/20 13:41:51 Desc Main

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SCHEDULE: 814.00 MONTHLY

Thomas P. Gorman, Standing Chapter 13 Trustee

GARDNER, CHERYLANDA LEE ANNE

INTERIM STATEMENT AS OF 06/12/2020

STATUS: ACTIVE

CASE NO: 18-10379-BFK

DEBTOR: XXX-XX-3033

PLAN AND FILED CLAIMS

CRED

NO

CLAIM NO CREDITOR NAME

CLAIM REMARK

PRIN. PAID

INT. PAID

PRIN. DUE

INT. DUE

INT. BEGIN ORG. CLAIM

INT. RATE ARREARS

DISB CODE CLASS

PAY%

FIX PAY

SCHED AMT

APPROVED

LAST DISB TO BE PAID

799 MORGAN JOHN C. MORGAN, JR., ESQUIRE PRO ATY 3,572.00 0.00

100.00 0.00 0.00 0.00

0.00 5,223.00 3,572.00

01/2019 5,223.00 3,572.00

TOTALS: 16,778.04 14,086.64

Trustee Administrative Fees 988.10

8,615.57

35,041.94

ADMIN ATTORNEY PRIORITY SECURED UNSECURED OTHER

30,864.68 0.00 0.00

988.10

938.07 39,882.10

PAID BY TRUSTEE: 0.00 3,572.00 0.00 12,217.94 0.00 0.00

0.00 0.00 258.98 9,483.64 4,344.02 0.00

0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

BALANCE DUE: 0.00 258.98 9,483.64 4,344.02 0.00

0.00

0.00

SUB TOTAL:

INTEREST DUE:

CONTINUING:

PAID BY 3rd PARTY: 0.00 0.00 0.00 0.00 0.00 0.00

DUE CREDITORS: 14,086.64

EXPECTED ADMIN: 1,564.07

LESS AVAILABLE: 10.00

APPROX BALANCE: 15,640.71

CLAIM AMOUNT: 0.00 3,572.00 258.98 21,701.58 4,344.02 0.00

SCHED AMOUNT: 0.00 5,223.00 115.00 21,701.58 32,920.24 0.00

59,959.82

Case Power® 12.5

by the date of the scheduled Chapter 13 Review Meeting.

Claims with an A code in the DISB/CODE column are placed on hold and need to be resolved. NO disbursements are being made to the creditor.

This is a progress report only and should not be used to calculate a payoff.

** Creditor has not filed a Proof of Claim. Accumulated funds will be released to other creditors if no claim is filed with the U.S. Bankruptcy Court

Case 18-10379-BFK Doc 36 Filed 06/12/20 Entered 06/12/20 13:41:51 Desc Main

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