Information to identify the case:

Debtor 1 Farzad Farzayee

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−8843

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing)

Tobah Farzayee

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−4897

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia Date case filed for chapter 13 July 25, 2016

Case number: 16−12551−RGM

Official Form 309I

Notice of Chapter 13 Bankruptcy Case 12/15

For the debtors listed above, a case has been filed under chapter 13 of the Bankruptcy Code. An order for relief has

been entered.

This notice has important information about the case for creditors, debtors, and trustees, including information about

the meeting of creditors and deadlines. Read all pages carefully.

The filing of the case imposed an automatic stay against most collection activities. This means that creditors generally may not take action to collect debts

from the debtors, the debtors' property, and certain codebtors. For example, while the stay is in effect, creditors cannot sue, garnish wages, assert a

deficiency, repossess property, or otherwise try to collect from the debtors. Creditors cannot demand repayment from debtors by mail, phone, or

otherwise. Creditors who violate the stay can be required to pay actual and punitive damages and attorney's fees. Under certain circumstances, the stay

may be limited to 30 days or not exist at all, although debtors can ask the court to extend or impose a stay.

Confirmation of a chapter 13 plan may result in a discharge. Creditors who assert that the debtors are not entitled to a discharge under 11 U.S.C. §

1328(f) must file a motion objecting to discharge in the bankruptcy clerk's office within the deadline specified in this notice. Creditors who want to have

their debt excepted from discharge may be required to file a complaint in the bankruptcy clerk's office by the same deadline. (See line 13 below for more

information.)

To protect your rights, consult an attorney. All documents filed in the case may be inspected at the bankruptcy clerk's office at the address listed below or

through PACER (Public Access to Court Electronic Records at www.pacer.gov).

The staff of the bankruptcy clerk's office cannot give legal advice.

To help creditors correctly identify debtors, debtors submit full Social Security or Individual Taxpayer Identification

Numbers, which may appear on a version of this notice. However, the full numbers must not appear on any document

filed with the court.

Do not file this notice with any proof of claim or other filing in the case. Do not include more than the last four digits of

a Social Security or Individual Taxpayer Identification Number in any document, including attachments, that you file

with the court.

About Debtor 1: About Debtor 2:

1. Debtor's full name Farzad Farzayee Tobah Farzayee

2. All other names used in the

last 8 years

3. Address 20 Curving Branch Way

Stafford, VA 22556

20 Curving Branch Way

Stafford, VA 22556

4. Debtor's attorney

Name and address

Christopher S. Moffitt

218 North Lee Street

3rd Floor

Alexandria, VA 22314

Contact phone (703) 683−0075

Email: moffittlawoffices@gmail.com

5. Bankruptcy trustee

 Name and address

Thomas P. Gorman

300 N. Washington St. Ste. 400

Alexandria, VA 22314

Contact phone (703) 836−2226

Email: ch13alex@gmail.com

For more information, see page 2 >

Official Form 309I Notice of Chapter 13 Bankruptcy Case page 1

Case 16-12551-RGM Doc 8 Filed 07/29/16 Entered 07/30/16 00:26:43 Desc Imaged

 Certificate of Notice Page 1 of 4
Debtor Farzad Farzayee and Tobah Farzayee Case number 16−12551−RGM

6. Bankruptcy clerk's office

Documents in this case may be

filed at this address. You may

inspect all records filed in this

case at this office or online at

www.pacer.gov.

McVCIS 24−hour case

information:

Toll Free 1−866−222−8029

200 South Washington Street

Alexandria, VA 22314

Hours open Monday − Friday, 9:00 AM − 4:00 PM

ET, except on holidays.

Contact phone 703−258−1200

For the Court:

Clerk of the Bankruptcy Court:

William C. Redden

Date: July 27, 2016

7. Meeting of creditors

Debtors must attend the meeting to

be questioned under oath. In a joint

case, both spouses must attend.

Creditors may attend, but are not

required to do so.

September 13, 2016 at 12:30 PM

The meeting may be continued or adjourned to a later

date. If so, the date will be on the court docket.

Location:

115 South Union Street, Suite 206, Alexandria,

VA 22314

8. Deadlines

The bankruptcy clerk's office must

receive these documents and any

required filing fee by the following

deadlines.

Deadline to file a complaint to challenge

dischargeability of certain debts:

You must file:

• a motion if you assert that the debtors are

 not entitled to receive a discharge under

 U.S.C. § 1328(f) or

• a complaint if you want to have a particular

 debt excepted from discharge under

 11 U.S.C. § 523(a)(2)or (4).

Filing deadline: November 14, 2016

Deadline for all creditors to file a proof of claim

(except governmental units):

Filing deadline: December 12, 2016

Deadline for governmental units to file a proof of

claim:

Filing deadline: January 23, 2017

Deadlines for filing proof of claim:

 A proof of claim is a signed statement describing a creditor's claim. A proof of claim form may be obtained at

www.uscourts.gov or any bankruptcy clerk's office.

If you do not file a proof of claim by the deadline, you might not be paid on your claim. To be paid, you must file

a proof of claim even if your claim is listed in the schedules that the debtor filed.

Secured creditors retain rights in their collateral regardless of whether they file a proof of claim. Filing a proof of

claim submits the creditor to the jurisdiction of the bankruptcy court, with consequences a lawyer can explain.

For example, a secured creditor who files a proof of claim may surrender important nonmonetary rights,

including the right to a jury trial.

Deadline to file an Objection to a Proof of Claim is 90 days after the deadline set forth

above to file a Proof of Claim.

Deadline to object to exemptions:

The law permits debtors to keep certain property as

exempt. If you believe that the law does not authorize

an exemption claimed, you may file an objection.

Filing deadline: 30 days after the

conclusion of the

meeting of creditors

For more information, see page 3 >

Official Form 309I Notice of Chapter 13 Bankruptcy Case page 2

Case 16-12551-RGM Doc 8 Filed 07/29/16 Entered 07/30/16 00:26:43 Desc Imaged

 Certificate of Notice Page 2 of 4
Debtor Farzad Farzayee and Tobah Farzayee Case number 16−12551−RGM

9. Filing of Chapter 13 Plan

and Related Motions and

Hearing on Confirmation

Local Rule 3015−2 requires attorney for debtor(s) or pro se debtor(s) to serve the Chapter 13 Plan and Related

Motions on creditors and interested parties. Objections must be filed not later than 7 days prior to the date set

for the confirmation hearing. If no objections are timely filed, there will be no confirmation hearing. Timely

filed objections will be heard at the confirmation hearing scheduled to be held:

October 6, 2016 at 09:30 AM,

Location: Judge Mayer's Courtroom, U.S. Bankruptcy Court, 2nd Floor, 200 S. Washington St., Ctrm I,

Alexandria, VA 22314

10. Creditors with a foreign

address

If you are a creditor receiving a notice mailed to a foreign address, you may file a motion asking the court to

extend the deadline in this notice. Consult an attorney familiar with United States bankruptcy law if you have

any questions about your rights in this case.

11. Filing a chapter 13

bankruptcy case

Chapter 13 allows an individual with regular income and debts below a specified amount to adjust debts

according to a plan. A plan is not effective unless the court confirms it. You may object to confirmation of the

plan and appear at the confirmation hearing. A copy or summary of the plan, if not enclosed, will be sent to you

later, and if the confirmation hearing is not indicated on this notice, you will be sent notice of the confirmation

hearing. The debtor will remain in possession of the property and may continue to operate the business, if any,

unless the court orders otherwise.

12. Exempt property The law allows debtors to keep certain property as exempt. Fully exempt property will not be sold and

distributed to creditors, even if the case is converted to chapter 7. Debtors must file a list of property claimed as

exempt. You may inspect that list at the bankruptcy clerk's office or online at www.pacer.gov. If you believe that

the law does not authorize an exemption that debtors claimed, you may file an objection by the deadline.

13. Discharge of debts Confirmation of a chapter 13 plan may result in a discharge of debts, which may include all or part of a debt.

However, unless the court orders otherwise, the debts will not be discharged until all payments under the plan

are made. A discharge means that creditors may never try to collect the debt from the debtors personally except

as provided in the plan. If you want to have a particular debt excepted from discharge under 11 U.S.C. §

523(a)(2) or (4), you must file a complaint and pay the filing fee in the bankruptcy clerk's office by the deadline.

If you believe that the debtors are not entitled to a discharge of any of their debts under 11 U.S.C. § 1328(f), you

must file a motion.

14. Local Rule Dismissal

Warning

Case may be dismissed for failure to timely file lists, schedules and statements, or to attend meeting of

creditors. (Local Bankruptcy Rules 1007−1, 1007−3, and 2003−1.) Trustee may at the meeting give notice of

intention to abandon property burdensome or of inconsequential value or intent to sell nonexempt property that

has an aggregate gross value less than $2,500. Objections thereto must be filed pursuant to Local Bankruptcy

Rules 6004−2 and 6007−1.

15. Payment of Fees for Alexandria

Case and Adversary Filing and

Miscellaneous Requests

Exact Change Only accepted as of December 16, 2013, for payment of fees and services. Payment may be

made by non−debtor's check, money order, cashier's check made payable to Clerk, U.S. Bankruptcy Court, or

any authorized non−debtor's credit card.

Electronic bankruptcy notices are delivered faster than the U.S. Mail if you have a PC with Internet connection or a Fax machine. For more information,

go to http://ebn.uscourts.gov or call, toll free: 877−837−3424. Case/docket information available on Internet @ www.vaeb.uscourts.gov)

ATTENTION DEBTORS: Receive your court notices and orders by email through the DeBN. Same−day delivery. Convenient Access. Free. For more

information and to download the request form, go to www.vaeb.uscourts.gov) and select the Debtor Electronic Bankruptcy Noticing link from the

ATTENTION DEBTORS DeBN banner.

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 3

Case 16-12551-RGM Doc 8 Filed 07/29/16 Entered 07/30/16 00:26:43 Desc Imaged

 Certificate of Notice Page 3 of 4
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 16-12551-RGM

Farzad Farzayee Chapter 13

Tobah Farzayee

 Debtors CERTIFICATE OF NOTICE

District/off: 0422-9 User: shepherda Page 1 of 1 Date Rcvd: Jul 27, 2016

 Form ID: 309I Total Noticed: 22

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Jul 29, 2016.

db/jdb +Farzad Farzayee, Tobah Farzayee, 20 Curving Branch Way, Stafford, VA 22556-4640

tr +Thomas P. Gorman, 300 N. Washington St. Ste. 400, Alexandria, VA 22314-2550

13503899 +Durrette & Crump, 1111 East Main St # 16, Richmond, VA 23219-3532

13503900 +First Tennessee Bank, Credit Inauiry Department, Knoxville, TN 37995-0001

13503901 +First National Bank Of Omaha, 1620 Dodge Street,, Stop Code 3105, Omaha, NE 68197-0003

13503904 Mattress Discounter, 809 Walnut Street, Des Moines, IA 50309-0000

13503905 +Michael Mirzada, 50 Scotland Circle, Stafford, VA 22554-7612

13503906 Nationstar Mortgage, 8950 Cyrpress Waters Boulevard, Irving, TX 75063-0000

13503907 +Navy FCU, PO Box 3700, Merrifield, VA 22119-3700

13503909 Stafford County Treasurer, PO Box 68, Stafford, VA 22555-0068

13503911 Virginia Partners Bank, 410 William Street, Fredericksburg, VA 22401-5834

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

aty E-mail/Text: moffittlawoffices@gmail.com Jul 28 2016 02:04:25 Christopher S. Moffitt,

 218 North Lee Street, 3rd Floor, Alexandria, VA 22314

13503894 +EDI: AMEREXPR.COM Jul 28 2016 01:48:00 American Express, PO Box 981537,

 El Paso, TX 79998-1537

13503895 EDI: BANKAMER.COM Jul 28 2016 01:48:00 Bank of America, PO Box 982238,

 El Paso, TX 79998-0000

13503896 +EDI: TSYS2.COM Jul 28 2016 01:48:00 Barclay’s Bank Delaware, PO Box 8803,

 Wilmington, DE 19899-8803

13503897 +EDI: CAPITALONE.COM Jul 28 2016 01:48:00 Capital One, PO Box 30285,

 Salt Lake City, UT 84130-0285

13503898 +EDI: CHASE.COM Jul 28 2016 01:48:00 Chase Card, PO Box 15298, Wilmington, DE 19850-5298

13503902 +EDI: CBSKOHLS.COM Jul 28 2016 01:48:00 Kohls/Capone, PO Box 3115,

 Milwaukee, WI 53201-3115

13503903 +EDI: TSYS2.COM Jul 28 2016 01:48:00 Macy’s, PO Box 8218, Mason, OH 45040-8218

13503908 EDI: PRA.COM Jul 28 2016 01:48:00 Portfolio Recovery Associates,

 120 Corporate Blvd., Suite 100, Norfolk, VA 23502-0000

13503910 +EDI: CITICORP.COM Jul 28 2016 01:48:00 THD/CBNA, PO Box 6497,

 Sioux Falls, SD 57117-6497

13503912 +EDI: RMSC.COM Jul 28 2016 01:48:00 Walmart, Po Box 965024, Orlando, FL 32896-5024

 TOTAL: 11

 ***** BYPASSED RECIPIENTS *****

NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Jul 29, 2016 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on July 26, 2016 at the address(es) listed below:

 Christopher S. Moffitt on behalf of Debtor Farzad Farzayee moffittlawoffices@gmail.com, 

 moffittcs@outlook.com;cmoffitt@cox.net

 Christopher S. Moffitt on behalf of Joint Debtor Tobah Farzayee moffittlawoffices@gmail.com, 

 moffittcs@outlook.com;cmoffitt@cox.net

 Thomas P. Gorman ch13alex@gmail.com, tgorman26@gmail.com

 TOTAL: 3

Case 16-12551-RGM Doc 8 Filed 07/29/16 Entered 07/30/16 00:26:43 Desc Imaged

 Certificate of Notice Page 4 of 4