Information to identify the case:

Debtor 1 Gilvia Vonzella Wilson

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−9997

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia Date case filed for chapter 13 December 12, 2016

Case number: 16−36070−KLP

Official Form 309I

Notice of Chapter 13 Bankruptcy Case 12/15

For the debtors listed above, a case has been filed under chapter 13 of the Bankruptcy Code. An order for relief has

been entered.

This notice has important information about the case for creditors, debtors, and trustees, including information about

the meeting of creditors and deadlines. Read all pages carefully.

The filing of the case imposed an automatic stay against most collection activities. This means that creditors generally may not take action to collect debts

from the debtors, the debtors' property, and certain codebtors. For example, while the stay is in effect, creditors cannot sue, garnish wages, assert a

deficiency, repossess property, or otherwise try to collect from the debtors. Creditors cannot demand repayment from debtors by mail, phone, or

otherwise. Creditors who violate the stay can be required to pay actual and punitive damages and attorney's fees. Under certain circumstances, the stay

may be limited to 30 days or not exist at all, although debtors can ask the court to extend or impose a stay.

Confirmation of a chapter 13 plan may result in a discharge. Creditors who assert that the debtors are not entitled to a discharge under 11 U.S.C. §

1328(f) must file a motion objecting to discharge in the bankruptcy clerk's office within the deadline specified in this notice. Creditors who want to have

their debt excepted from discharge may be required to file a complaint in the bankruptcy clerk's office by the same deadline. (See line 13 below for more

information.)

To protect your rights, consult an attorney. All documents filed in the case may be inspected at the bankruptcy clerk's office at the address listed below or

through PACER (Public Access to Court Electronic Records at www.pacer.gov).

The staff of the bankruptcy clerk's office cannot give legal advice.

To help creditors correctly identify debtors, debtors submit full Social Security or Individual Taxpayer Identification

Numbers, which may appear on a version of this notice. However, the full numbers must not appear on any document

filed with the court.

Do not file this notice with any proof of claim or other filing in the case. Do not include more than the last four digits of

a Social Security or Individual Taxpayer Identification Number in any document, including attachments, that you file

with the court.

About Debtor 1: About Debtor 2:

1. Debtor's full name Gilvia Vonzella Wilson

2. All other names used in the

last 8 years aka Gilvia V Stith

3. Address 2448 County Drive

Petersburg, VA 23803

4. Debtor's attorney

Name and address

Jeremy Calvin Huang

Woehrle Dahlberg Jones Yao PLLC

10615 Judicial Dr.

Suite 102

Fairfax, VA 22030

Contact phone 7037550214

Email: jeremy@huanglawoffice.com

5. Bankruptcy trustee

 Name and address

Suzanne E. Wade

P.O. Box 1780

Richmond, VA 23218−1780

Contact phone (804) 775−0979

Email: ecfsummary@ch13ricva.com

For more information, see page 2 >

Official Form 309I Notice of Chapter 13 Bankruptcy Case page 1

Case 16-36070-KLP Doc 6 Filed 12/15/16 Entered 12/16/16 00:39:36 Desc Imaged

 Certificate of Notice Page 1 of 5
Debtor Gilvia Vonzella Wilson Case number 16−36070−KLP

6. Bankruptcy clerk's office

Documents in this case may be

filed at this address. You may

inspect all records filed in this

case at this office or online at

www.pacer.gov.

McVCIS 24−hour case

information:

Toll Free 1−866−222−8029

701 East Broad Street

Richmond, VA 23219

Hours open Monday − Friday, 9:00 AM − 4:00 PM

ET, except on holidays.

Contact phone 804−916−2400

For the Court:

Clerk of the Bankruptcy Court:

William C. Redden

Date: December 13, 2016

7. Meeting of creditors

Debtors must attend the meeting to

be questioned under oath. In a joint

case, both spouses must attend.

Creditors may attend, but are not

required to do so.

January 26, 2017 at 10:00 AM

The meeting may be continued or adjourned to a later

date. If so, the date will be on the court docket.

Location:

Office of the U.S. Trustee, 701 East Broad

Street − Suite 4300, Richmond, VA 23219−1885

8. Deadlines

The bankruptcy clerk's office must

receive these documents and any

required filing fee by the following

deadlines.

Deadline to file a complaint to challenge

dischargeability of certain debts:

You must file:

• a motion if you assert that the debtors are

 not entitled to receive a discharge under

 U.S.C. § 1328(f) or

• a complaint if you want to have a particular

 debt excepted from discharge under

 11 U.S.C. § 523(a)(2)or (4).

Filing deadline: March 27, 2017

Deadline for all creditors to file a proof of claim

(except governmental units):

Filing deadline: April 26, 2017

Deadline for governmental units to file a proof of

claim:

Filing deadline: June 12, 2017

Deadlines for filing proof of claim:

 A proof of claim is a signed statement describing a creditor's claim. A proof of claim form may be obtained at

www.uscourts.gov or any bankruptcy clerk's office.

If you do not file a proof of claim by the deadline, you might not be paid on your claim. To be paid, you must file

a proof of claim even if your claim is listed in the schedules that the debtor filed.

Secured creditors retain rights in their collateral regardless of whether they file a proof of claim. Filing a proof of

claim submits the creditor to the jurisdiction of the bankruptcy court, with consequences a lawyer can explain.

For example, a secured creditor who files a proof of claim may surrender important nonmonetary rights,

including the right to a jury trial.

Deadline to file an Objection to a Proof of Claim is 90 days after the deadline set forth

above to file a Proof of Claim.

Deadline to object to exemptions:

The law permits debtors to keep certain property as

exempt. If you believe that the law does not authorize

an exemption claimed, you may file an objection.

Filing deadline: 30 days after the

conclusion of the

meeting of creditors

For more information, see page 3 >

Official Form 309I Notice of Chapter 13 Bankruptcy Case page 2

Case 16-36070-KLP Doc 6 Filed 12/15/16 Entered 12/16/16 00:39:36 Desc Imaged

 Certificate of Notice Page 2 of 5
Debtor Gilvia Vonzella Wilson Case number 16−36070−KLP

9. Filing of Chapter 13 Plan

and Related Motions and

Hearing on Confirmation

Local Rule 3015−2 requires attorney for debtor(s) or pro se debtor(s) to serve the Chapter 13 Plan and Related

Motions on creditors and interested parties. Objections must be filed not later than 7 days prior to the date set

for the confirmation hearing. If no objections are timely filed, there will be no confirmation hearing. Timely

filed objections will be heard at the confirmation hearing scheduled to be held:

February 15, 2017 at 09:10 AM,

Location: Judge Phillips' − Courtroom, U. S. Bankruptcy Court, 701 E. Broad St., Rm. 5100, Richmond,

VA 23219

10. Creditors with a foreign

address

If you are a creditor receiving a notice mailed to a foreign address, you may file a motion asking the court to

extend the deadline in this notice. Consult an attorney familiar with United States bankruptcy law if you have

any questions about your rights in this case.

11. Filing a chapter 13

bankruptcy case

Chapter 13 allows an individual with regular income and debts below a specified amount to adjust debts

according to a plan. A plan is not effective unless the court confirms it. You may object to confirmation of the

plan and appear at the confirmation hearing. A copy or summary of the plan, if not enclosed, will be sent to you

later, and if the confirmation hearing is not indicated on this notice, you will be sent notice of the confirmation

hearing. The debtor will remain in possession of the property and may continue to operate the business, if any,

unless the court orders otherwise.

12. Exempt property The law allows debtors to keep certain property as exempt. Fully exempt property will not be sold and

distributed to creditors, even if the case is converted to chapter 7. Debtors must file a list of property claimed as

exempt. You may inspect that list at the bankruptcy clerk's office or online at www.pacer.gov. If you believe that

the law does not authorize an exemption that debtors claimed, you may file an objection by the deadline.

13. Discharge of debts Confirmation of a chapter 13 plan may result in a discharge of debts, which may include all or part of a debt.

However, unless the court orders otherwise, the debts will not be discharged until all payments under the plan

are made. A discharge means that creditors may never try to collect the debt from the debtors personally except

as provided in the plan. If you want to have a particular debt excepted from discharge under 11 U.S.C. §

523(a)(2) or (4), you must file a complaint and pay the filing fee in the bankruptcy clerk's office by the deadline.

If you believe that the debtors are not entitled to a discharge of any of their debts under 11 U.S.C. § 1328(f), you

must file a motion.

14. Local Rule Dismissal

Warning

Case may be dismissed for failure to timely file lists, schedules and statements, or to attend meeting of

creditors. (Local Bankruptcy Rules 1007−1, 1007−3, and 2003−1.) Trustee may at the meeting give notice of

intention to abandon property burdensome or of inconsequential value or intent to sell nonexempt property that

has an aggregate gross value less than $2,500. Objections thereto must be filed pursuant to Local Bankruptcy

Rules 6004−2 and 6007−1.

15. Payment of Fees for Richmond

Case and Adversary Filing and

Miscellaneous Requests

Exact Change Only accepted as of February 4, 2008, for payment of fees and services. Payment may be made

by non−debtor's check, money order, cashier's check or a 'not to exceed check' made payable to Clerk, U.S.

Bankruptcy Court, or any authorized non−debtor's credit card.

Electronic bankruptcy notices are delivered faster than the U.S. Mail if you have a PC with Internet connection or a Fax machine. For more information,

go to http://ebn.uscourts.gov or call, toll free: 877−837−3424. Case/docket information available on Internet @ www.vaeb.uscourts.gov)

ATTENTION DEBTORS: Receive your court notices and orders by email through the DeBN. Same−day delivery. Convenient Access. Free. For more

information and to download the request form, go to www.vaeb.uscourts.gov) and select the Debtor Electronic Bankruptcy Noticing link from the

ATTENTION DEBTORS DeBN banner.

Official Form 309A (For Individuals or Joint Debtors) Notice of Chapter 7 Bankruptcy Case −− No Proof of Claim Deadline page 3

Case 16-36070-KLP Doc 6 Filed 12/15/16 Entered 12/16/16 00:39:36 Desc Imaged

 Certificate of Notice Page 3 of 5
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 16-36070-KLP

Gilvia Vonzella Wilson Chapter 13

 Debtor CERTIFICATE OF NOTICE

District/off: 0422-7 User: ramirez-l Page 1 of 2 Date Rcvd: Dec 13, 2016

 Form ID: 309I Total Noticed: 39

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Dec 15, 2016.

db +Gilvia Vonzella Wilson, 2448 County Drive, Petersburg, VA 23803-4808

tr Suzanne E. Wade, P.O. Box 1780, Richmond, VA 23218-1780

13687311 +BAKO, 6240 Shiloh Rd, Alpharetta, GA 30005-8347

13687312 +BB&T, c/o FSBC Inc., 330 S. Warminster Rd, Ste 353, Hatboro, PA 19040-3433

13687313 +BMW Financial Services, P.O.Box 201347, Arlington, TX 76006-1347

13687316 +CBCS, P.O. Box 2589, Columbus, OH 43216-2589

13687314 Caliber Home Loans, Attn: Cash Operataions, P.O. Box 24330, Oklahoma City, OK 73124-0330

13687315 Capital One, 700 Lee Highway, Arlington, VA 22207-0000

13687317 Central Health Services, P.O. Box 220, New Canton, VA 23123-0220

13687319 City of Petersburg, 100 S. Union St, Petersburg, VA 23803-0000

13687320 +Commonwealth Finanace, 245 Main St., Scranton, PA 18519-1641

13687324 +Daniels, Williams, Tuck & Ritt, P.O. Box 3570, Chester, VA 23831-8481

13687325 +Dish Network, PO Box 94063, Chicago, IL 60690-7216

13687326 Dominion Electric, P.O. Box 26532, Richmond, VA 23261-6532

13687327 +Dr. Jolanta Herrera, 2552 Aldridge Ave, Colonial Heights, VA 23834-5306

13687329 +EPICC 2 LLC, P.O. Box 6341, Richmond, VA 23230-0341

13687328 +Emergency Physicians, c/o Care CTR 2 LLC, P.O. Box 48305, Jacksonville, FL 32247-8305

13687330 +Family Finance Corp, 3032 S. Crater Rd, Petersburg, VA 23805-9221

13687331 +Fast Auto Loan, 3319 Oaklawn Blvd, Hopewell, VA 23860-4703

13687332 +Ford Motor Credit, c/o Randolph Boyd Cherry, 14 E Main Street, Richmond, VA 23219-2110

13687336 ++HORIZON FINANCIAL MANAGEMENT LLC, 9980 GEORGIA ST, CROWN POINT IN 46307-6520

 (address filed with court: Horizon Financial, 8585 S. Broadway, Suite 880,

 Merrillville, IN 46410-0000)

13687333 +Health Consultants of VA, P.O. Box 1645, Mechanicsville, VA 23116-0003

13687334 +Heritage Motor Co, 5151 Shore Dr, Virginia Beach, VA 23455-2502

13687335 Historic Petersburg Foundation, c/o Stephen E. Dickson, Petersburg, VA 23803-0000

13687338 +Medical Data Systems, Inc., 2001 9th Ave, Suite 3, Vero Beach, FL 32960-6413

13687339 +Medical Revenue Svcs, 645 Walnut St., Suite 5, Gadsden, AL 35901-4173

13687341 +Motor Sports, Inc., 1305 Ocean Blvd, Virginia Beach, VA 23454-5508

13687342 +National Fitness, 1645 East Highway 193, Layton, UT 84040-8525

13687344 +Stan Cutler Trust Agreement, 3242 Longhorn Dr., Colonial Heights, VA 23834-1752

13687345 +Treasurer, City of Petersburg, P.O. Box 1271, Petersburg, VA 23804-1271

13687346 +Virginia Department of Tax, P. O. Box 27407, Richmond, VA 23261-7407

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

aty E-mail/Text: jeremy@huanglawoffice.com Dec 14 2016 03:00:45 Jeremy Calvin Huang,

 Woehrle Dahlberg Jones Yao PLLC, 10615 Judicial Dr., Suite 102, Fairfax, VA 22030

13687318 +EDI: CHASE.COM Dec 14 2016 02:53:00 Chase, Bank One Card Services, 2500 Westfield Dr,

 Elgin, IL 60124-7700

13687321 +E-mail/Text: crbankruptcy@commrad.com Dec 14 2016 03:02:04 Commonwealth Radiology,

 1510 Willow Lawn Dr, Suite 102, Richmond, VA 23230-3429

13687322 +EDI: CCS.COM Dec 14 2016 02:53:00 Credit Collection Svcs, PO Box 9136,

 Needham Heights, MA 02494-9136

13687323 E-mail/Text: collect@ccsroanoke.com Dec 14 2016 03:02:34 Creditor Collection Svcs,

 P.O. Box 21504, Roanoke, VA 24018-0152

13687337 EDI: IRS.COM Dec 14 2016 02:53:00 Internal Revenue Service, Central Insolvency Unit,

 P.O. Box 7346, Philadelphia, PA 19101-7346

13687340 EDI: MID8.COM Dec 14 2016 02:53:00 Midland Funding, 8875 Aero Dr., Suite 200,

 San Diego, CA 92123-2255

13687343 E-mail/Text: egssupportservices@egscorp.com Dec 14 2016 03:01:53 NCO Financial,

 Attention: Bankruptcy, 507 Prudential Rd, Horsham, PA 19044-2308

 TOTAL: 8

 ***** BYPASSED RECIPIENTS *****

NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’++’ were redirected to the recipient’s preferred mailing address

pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.PR.2002(g)(4).

Case 16-36070-KLP Doc 6 Filed 12/15/16 Entered 12/16/16 00:39:36 Desc Imaged

 Certificate of Notice Page 4 of 5
District/off: 0422-7 User: ramirez-l Page 2 of 2 Date Rcvd: Dec 13, 2016

 Form ID: 309I Total Noticed: 39

 ***** BYPASSED RECIPIENTS (continued) *****

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Dec 15, 2016 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on December 13, 2016 at the address(es) listed below:

 Jeremy Calvin Huang on behalf of Debtor Gilvia Vonzella Wilson jeremy@huanglawoffice.com

 Suzanne E. Wade ecfsummary@ch13ricva.com, trustee@ch13ricva.com

 TOTAL: 2

Case 16-36070-KLP Doc 6 Filed 12/15/16 Entered 12/16/16 00:39:36 Desc Imaged

 Certificate of Notice Page 5 of 5