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                                 EXHIBIT INDEX



Exhibit                                                                   Page

3.1   Articles of Incorporation of the Registrant, as amended to date
      (incorporated herein by reference to Exhibit 3.1 to the Registrant's
      Annual Report on Form 10-K for the fiscal year ended December 31,
      1994)

3.2   By-Laws of the Registrant, as amended to date

4.1   Pursuant to Item 601(b) (4) (iii) of Regulation S-K, instruments
      defining the rights of holders of long-term debt of the Registrant
      and its consolidated subsidiaries are not being filed as the total
      amount of securities authorized thereunder does not exceed 10% of 
      the total assets of the Registrant and its subsidiaries on a
      consolidated basis.  The Registrant hereby agrees to furnish copies
      of such instruments to the Commission upon request.

10.13 Exhibit 10.13 to the Annual Report on Form 10-K for the fiscal year
      ended December 31, 1988, filed with the Commission by the Registrant
      (Commission File No. 0-7220) is hereby incorporated by reference
      (Deferred Compensation Plan for Outside Directors of Hibernia
      Corporation and Its Subsidiaries, as amended to date)

10.14 Exhibit 10.14 to the Annual Report on Form 10-K for the fiscal year
      ended December 31, 1990, filed with the Commission by the Registrant
      (Commission File No. 0-7220) is hereby incorporated by reference
      (Hibernia Corporation Executive Life Insurance Plan)

10.16 Exhibit 4.7 to the Registration Statement on Form S-8 filed with the
      Commission by the Registrant (Registration No. 33-26871) is hereby
      incorporated by reference (Hibernia Corporation 1987 Stock Option
      Plan, as amended to date)

10.28 Exhibit M and N to the Registrant's definitive proxy statement dated
      September 27, 1992 relating to its 1992 Annual Meeting of
      Shareholders filed with the Commission by the Registrant is hereby
      incorporated by reference (Warrant Agreement dated as of May 27,
      1992 among the Registrant, The Chase Manhattan Bank (National
      Association) and certain other lenders, including the Form of
      Warrant attached thereto)

10.29 Exhibit L to the Registrant's definitive proxy statement dated
      September 27, 1992 relating to its 1992 Annual Meeting of
      Shareholders filed with the Commission by the Registrant is hereby
      incorporated by reference (Registration Rights Agreement dated as 
      of May 27, 1992 among the Registrant, The Chase Manhattan Bank
      (National Association) and certain other lenders, as amended to
      date)

10.34 Exhibit C to the Registrant's definitive proxy statement dated
      September 27, 1992 relating to its 1993 Annual Meeting of
      Shareholders filed by the Registrant with the Commission is hereby
      incorporated by reference (Long-Term Incentive Plan of Hibernia
      Corporation)

10.35 Exhibit A to the Registrant's definitive proxy statement dated March
      23, 1993 relating to its 1993 Annual Meeting of Shareholders filed
      by the Registrant with the Commission is hereby incorporated by
      reference (1993 Director Stock Option Plan of Hibernia Corporation)

10.36 Exhibit 10.36 to the Registrant's Annual Report on Form 10-K for the
      fiscal year ended December 31, 1993 filed with the Commission
      (Commission file number 0-7220) is hereby incorporated by reference
      (Employment Agreement between Stephen A. Hansel and Hibernia
      Corporation)

10.37 Exhibit 10.37 to the Registrant's Annual Report on Form 10-K for the
      fiscal year ended December 31, 1994 filed with the Commission
      (Commission file number 0-7220)(Employment Agreement between J.
      Herbert Boydstun and Hibernia Corporation)

10.38 Exhibit 10.38 to the Registrant's Annual Report on Form 10-K for the
      fiscal year ended December 31, 1994 filed with the Commission
      (Commission file number 0-7220)(Employment Agreement between E. R.
      Campbell, Jr. and Hibernia Corporation)

13    1995 Annual Report to security holders of the Registrant. 

      Such Annual Report, except for those portions thereof which are
      expressly incorporated by reference into this report, is furnished
      for the information of the Commission and is not deemed "filed" as
      part of this report.

21    Exhibit 21 to the Registrant's Annual Report on Form 10-K for the 
      fiscal year ended December 31, 1994 filed with the Commission
      (Commission file number 0-7220)(Subsidiaries of the Registrant) 

23    Consent of Independent Auditors

24    Powers of Attorney

27    Financial Data Schedule

28.5  Exhibit 28.5 to the Annual Report on Form 10-K dated June 23, 1995
      filed with the Commission is hereby incorporated by reference
      (Annual Report of the Retirement Security Plan for the fiscal year
      ended December 31, 1994) 

28.10 Exhibit 28.10 to a registration statement on Form S-3 (Registration
      Statement No. 33-55844) is hereby incorporated by reference
      (Agreement dated as of November 11, 1992 between and among the
      Company, certain of the Company's bank group lenders, and certain
      institutional and other investors)

28.11 Lock-Up Agreement between and among certain of the Company's bank 
      group lenders and certain of the institutional and other investors
      party to the Agreement that constitutes Exhibit 28.10 (filed as an
      exhibit to Amendment No. 1 to Registration Statement No. 33-55844 
      filed December 21, 1992)