Exhibit 10
 DAC TECHNOLOGIES GROUP
    
    ONE BANK & TRUST N.A.
    
    Loan Number 178547INTERNATIONAL, INC.
    
    300 WEST CAPITOL AVE
    
    Date AUGUST 10, 200912120 COLONEL GLENN RD
    
    LITTLE ROCK AR 72201 - 4113
    
    Maturity Date FEB. 10, 2010STE 6200
    
    
    
    Loan Amount $1,000,000.00LITTLE ROCK AR 72210
    
    
    
    Renewal OfBORROWERS NAME AND ADDRESS
I includes each borrower above,
jointly and severally.
    
    LENDERS NAME AND ADDRESS
You means the lender,
its successors and assigns.
 PRINCIPAL
 o
    
    Single Advance: I will receive all of this principal sum on . No additional advances are contemplated under this note.
 þ
    
    Multiple Advance: The principal sum shown above is the maximum amount of principal I can
borrow under this note. On AUG. 10, 2009
I will receive the amount of $ and future principal advances are contemplated.Conditions: The conditions for future advances are AS AGREED UPON BETWEEN BANK AND
BORROWER
 þ
    
    Open End Credit: You and I agree that I may borrow up to the
maximum amount of principal more than one time. This feature is subject
to all other conditions and expires on FEBRUARY 10, 2010.
 o
    
    Closed End Credit: You and I agree that I may borrow up to the maximum only
one time (and subject to all other conditions).
 INTEREST:
 o
    
    Variable Rate: This rate may then change as stated below.
 o
    
    Index Rate: The future rate will be  the following index rate:
 o
    
    No Index: The future rate will not be subject to
any internal or external index. It will
be entirely in your control.
 o
    
    Frequency and Timing: The rate on this note may change
as often as . A change in the interest rate will take effect .o
    
    Limitations: During the term of this loan,
the applicable annual interest rate will not be more than N/A% or less than
N/A%. The rate may not change more than N/A% each N/A.Effect of Variable Rate: A change in the interest rate will have the following effect on the payments:
 o
    
    The amount of each scheduled payment will change.
           o    The amount of the
final payment will change.
 o
    
    .
 ACCRUAL METHOD:
 POST MATURITY RATE:
 o
    
    on the same fixed or variable rate basis in effect before maturity (as indicated above).o
    
    at a rate equal to .
 þ
    
    LATE CHARGE: If a payment is made more than 11 days after it is due, I agree
to pay a late charge of
8.000% OF THE PAYMENT OR $500.00, WHICHEVER IS LESS.o
    
    ADDITIONAL CHARGES: In addition to interest, I agree to pay the following charges which o are o are not included in the principal amount
above: .
 PAYMENTS:
 þ
    
    Interest: I agree to pay accrued interest MONTHLY BEGINNING 9/10/2009þ
    
    Principal: I agree
to pay the principal DUE 2/10/2010o
    
    Installments: I agree to pay this note in

payments. The first payment will be in the amount of $
and will be due .
 A payment of $ will be due 
thereafter. The final payment of the entire
unpaid balance of
 principal and interest will be due
.
 ADDITIONAL TERMS:
  þ
    
    I am giving you a security Interest in property to secure
this loan. I
understand that I must keep this property Insured against loss, expense or
damage due to fire, theft, collision or other such risks in the amounts you
require. If I fail to do so, you are authorized to purchase insurance to
protect your interest in the property, and may add the cost to the amount I
owe you.
 þ SECURITY: This note is
separately secured by (describe separate
document by type and date):
SECURITY AGREEMENT DATED AUGUST 10, 2009
(This section is for your internal use Failure to list a separate security
document does not mean the agreement will not secure this note)
    
    PURPOSE:The purpose of this loan is LINE OF CREDIT TO
FUND SHORT TERM CASH FLOW NEEDS SIGNATURES: I AGREE TO THE TERMS OF THIS NOTE (INCLUDING
THOSE ON PAGE 2). I have received a copy on todays date. 
DAC TECHNOLOGIES GROUP 
INTERNATIONAL, INC.Signature for Lender
    
    /s/ David A. CollinsDAVID A. COLLINS, CHAIRMAN/s/
Jerome WolfJEROME WOLF, VICE PRESIDENTUNIVERSAL NOTE
 (EXPERE LOGO)©
1984, 1991 Bankers Systems, Inc., St Cloud, MN Form UN-AR 3/4/2002
    
    (page 1 of 2)




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DEFINITIONS: þ   APPLICABLE LAW:
 COMMISSIONS OR OTHER REMUNERATION:
 PAYMENTS:
 INTEREST:
 INDEX RATE:
 ACCRUAL METHOD:
 POST MATURITY RATE:
 SINGLE ADVANCE LOANS:
 MULTIPLE ADVANCE LOANS:
 PAYMENTS BY LENDER:
 SET-OFF:
  (1)
    
    any deposit account balance I have with you;
 (2)
    
    any money owed to me on an
item presented to you or in your possession for collection or
exchange; and(3)
    
    any repurchase agreement or other nondeposit obligation.
    REAL ESTATE OR RESIDENCE SECURITY:
 DEFAULT:
 REMEDIES:
 (1)
    
    You may demand immediate
payment of all I owe you under this note (principal,
accrued unpaid interest and other accrued charges).
 (2)
    
    You may set off this debt against any right I have to the payment of money from
you, subject to the terms of the
Set-Off paragraph
herein.
 (3)
    
    You may demand security, additional security, or additional parties to be obligated to
pay this note as a condition for not using any other remedy.(4)
    
    You may refuse to make advances to me or allow purchases on credit by me.
 (5)
    
    You may use any remedy you
have under state or federal law.
  COLLECTION
COSTS AND ATTORNEYS FEES:
 WAIVER:
 (1)
    
    demand payment of amounts due (presentment);
 (2)
    
    obtain official certification of nonpayment (protest); or
 (3)
    
    give notice that amounts due have not been paid (notice of dishonor).
  OBLIGATIONS INDEPENDENT:
 FINANCIAL
INFORMATION:
 NOTICE:
 BORROWERS
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    INTERESTDATE OF
    
    PRINCIPAL
    
    
    INITIALS
    
    
    PRINCIPAL
    
    
    PRINCIPAL
    
    
    INTEREST
    
    
    INTEREST
    
    
    PAIDTRANSACTION
    
    ADVANCE
    
    
    (not required)
    
    
    PAYMENTS
    
    
    BALANCE
    
    
    RATE
    
    
    PAYMENTS
    
    
    THROUGH$
    
    
    
    
    
    
    
    $
    
    
    
    $
    
    
    
    
    
    %
    
    $$
    
    
    
    
    
    
    
    $
    
    
    
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    $$
    
    
    
    
    
    
    
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    $
    
    
    
    $
    
    
    
    
    
    %
    
    $
 (EXPERE LOGO)©
1984, 1991 Bankers Systems, Inc., St Cloud, MN Form UN-AR 3/4/2002
    
    (page 2 of 2)




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DAC TECHNOLOGIES GROUP
    
    ONE BANK & TRUST N.A.INTERNATIONAL, INC.
    
    300 WEST CAPITOL AVE12120 COLONEL GLENN RD
    
    LITTLE ROCK AR 72201-4113STE 6200LITTLE ROCK AR 72210Borrowers (Buyers or Lessees) Name and Address
    
    Secured Partys (or Lessors) Name and AddressI means the borrowers (buyers or lessees) named above
    
    You means the secured party (or lessor) named above
 Date: 8/10/09
    
    Loan (Lease or Contract) Number:178547Additional Information:
    
    LOAN AMOUNT: $1,000,000.00
 Section 1: Agreement to Provide Insurance:
 (1)
    
    to insure the property and/or the persons listed in section 2 with the coverages shown in section 3 below,(2)
    
    to have you named on the policy, with the status listed below,(3)
    
    to arrange for the insurance company to notify you that the policy is in effect and your status has been noted,(4)
    
    to pay for this insurance, including any fee for this endorsement;(5)
    
    to keep the insurance in effect until the debts listed above, and any other debts which now
or later may be secured by the property, are paid (I understand that the
property may secure debts in addition to any listed above.)
 If I Default:
 (1)
    
    I agree that you may (but are not required to) buy insurance to protect
your interest and add the cost to what I owe you.(2)
    
    I also understand that I may be in default on the underlying debts, and that
you may decide to invoke other remedies available to you for such default as well.
 Section 2: Description of Collateral and/or Persons to be Insured:
  For
autos include ___
    
    Year ___
    
    Make ___
    
    Model ___
    
    Body Style ___
    
    Vehicle Identification Number ___
 Section 3: Coverages:
 Homeowners Coverage
Deductible: 500
    
    o H.O.
    
    þ Other (Describe) COMMERCIAL
 Automobile Coverages Deductible:
    
    o Fire
    
    o Theft
    
    o Collision
    
    o Comprehensive
    
    o LiabilityLife and Disability Coverages
    
    
    
    
    
    
    
    
    
    Minimum limits
 Section 4: Your Status: Show here how the Secured
Party (or Lessor) should be listed on the insurance policy:
 þ Lienholder
    
    o Certificate holder
    
    o Additional Insured
    
    o Mortgagee
    
    o
 Section 5: Insurance Company: This is the insurance company which will provide the insurance coverage:
 Name ___
    
    Address  ___
    
    City and State  ___
    
    Policy Number  ___
    
    Effective  ___
    
    from  ___
    
    to  ___
 Section 6: Insurance Agency and Agent: This is the insurance agency through which I have purchased the required insurance (or intend to):
 Name ___
    
    Address ___
    
    City and State ___
    
    Telephone Number ___
 Section 7: Signatures for Borrowers (Buyers or Lessees) and Authorization to Insurance Agent and Company:
    DAC TECHNOLOGIES GROUPINTERNATIONAL INC.X
    
    /s/ David A. CollinsDAVID A. COLLINS, CHAIRMANX
 Section 8: Signature for Secured Party (Lessor) and Request for Confirmation:
  For the Secured Party:(or Lessor)
    
    X
    
    /s/ Jerome WolfJEROME WOLF, VICE PRESIDENT
 Section 9: Signature for Insurance Company and Confirmation:
  Please
type name, title, company,
    
    Xand phone number and return to secured party or lessor.
 © 1990 Bankers
Systems, Inc., St
Cloud, MN  56301 Form API Revised 8/30/83 1-800-387-2341

    (page 1 of 1)




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DEBTOR NAME AND ADDRESS
    
    SECURED PARTY NAME AND ADDRESSDAC TECHNOLOGIES GROUP INTERNATIONAL, INC.
    
    ONE BANK & TRUST N.A.12120 COLONEL GLENN RD, SUITE 6200
    
    300 WEST CAPITOL AVELITTLE ROCK, AR 72210
    
    LITTLE ROCK, AR 72201-4113
 o o þ o
  o
 COMMERCIAL SECURITY AGREEMENT
  SECURED DEBTS: þ o
 o
    
    Specific Debts: The
following debts and all extensions, renewals, refinancings, modifications, and
replacements (describe):
 þ
    
    All Debts:All present and future debts, even if this Agreement is not referenced, the debts are
also secured by other collateral, or the future debt is unrelated to or of a different type than
the current debt. Nothing in this Agreement is a commitment to make future loans or advances.
 SECURITY INTEREST:
 PROPERTY DESCRIPTION:
 o
    
    Accounts and Other Rights to Payment:All rights to payment, whether or not earned by
performance, including, but not limited to, payment for property or services sold, leased,
rented, licensed, or assigned. This includes any rights and interests (including all liens)
which Debtor may have by law or agreement against any account debtor or obligor of Debtor.
 þ
    
    Inventory:All inventory held for ultimate sale or lease, or which has been or will be
supplied under contracts of service, or which are raw materials, work in process, or materials
used or consumed in Debtors business.
 o
    
    Equipment:All equipment including, but not limited to, machinery, vehicles, furniture,
fixtures, manufacturing equipment, farm machinery and equipment, shop equipment, office and
record keeping equipment, parts, and tools. The Property includes any equipment described in
a list or schedule Debtor gives to Secured Party, but such a list is not necessary to create
a valid security interest in all of Debtors equipment.
 þ
    
    Instruments and Chattel Paper:All instruments, including negotiable instruments and
promissory notes and any other writings or records that evidence the right to payment of a
monetary obligation, and tangible and electronic chattel paper.
 þ
    
    General Intangibles:All general intangibles including, but not limited to, tax refunds,
patents and applications for patents, copyrights,
trademarks, trade secrets, goodwill, trade names, customer lists, permits and franchises,
payment intangibles, computer programs and all supporting information provided in connection
with a transaction relating to computer programs, and the right to use Debtors name.
 þ
    
    Documents:All documents of title including, but not limited to, bills of lading, dock
warrants and receipts, and warehouse receipts.
 o
    
    Farm Products and Supplies:All farm products including, but not limited to, all poultry and
livestock and their young, along with their produce, products, and replacements; all crops,
annual or perennial, and all products of the crops; and all feed, seed, fertilizer, medicines,
and other supplies used or produced in Debtors farming operations.
 o
    
    Government Payments and Programs:All payments, accounts, general intangibles, and benefits
including, but not limited to, payments in kind, deficiency payments, letters of entitlement,
warehouse receipts, storage payments, emergency assistance and diversion payments, production
flexibility contracts, and conservation reserve payments under any preexisting, current, or
future federal or state government program.
 o
    
    Investment Property:All investment property including, but not limited to, certificated
securities, uncertificated securities, securities entitlements, securities accounts, commodity
contracts, commodity accounts, and financial assets.
 o
    
    Deposit Accounts:All deposit accounts including, but not limited to, demand, time,
savings, passbook, and similar accounts.
 þ
    
    Specific Property Description:The Property includes, but is not limited by, the
following (if required, provide real estate description):
   USE OF PROPERTY: o þ o o
 SIGNATURES:
 DEBTOR
    
    SECURED PARTYONE BANK & TRUST N.A.BY:
    
    /s/ David A. CollinsDAVID A.  COLLINS, CHAIRMANBY:
    
    
    
    /s/ Jerome WolfJEROME WOLF, VICE PRESIDENTBY:BY:
 (EXPERE LOGO)
© 2000 Bankers Systems, Inc., St Cloud, MN Form SA-BUS 7/24/2001

    (page 1 of 2)




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GENERAL PROVISIONS:
 APPLICABLE LAW:
 NAME AND LOCATION:
 WARRANTIES AND REPRESENTATIONS:
 (1)
    
    Debtor is duly organized and validly existing in all jurisdictions in which Debtor does
business.
 (2)
    
    the execution and performance of the terms of this Agreement have been duly authorized,
have received all necessary governmental approval, and will not violate any provision of
law or order;
 (3)
    
    other than previously disclosed to Secured Party, Debtor has not changed Debtors name or
principal place of business within the last 10 years and has not used any other trade or
fictitious name; and
 (4)
    
    Debtor does not and will not use any other name without Secured Partys prior written
consent.
  DUTIES TOWARD PROPERTY:
    PERFECTION OF SECURITY INTEREST:
 INSURANCE:
 AUTHORITY TO PERFORM:
   PURCHASE MONEY SECURITY INTEREST:
 DEFAULT:
 (1)
    
    Debtor (or Borrower, if not
the same) fails to make a payment in full when due;
 (2)
    
    Debtor fails to perform any condition or keep any covenant on this or any debt or agreement
Debtor has with Secured Party;
 (3)
    
    a default occurs under the terms of any instrument or agreement evidencing or pertaining to
the Secured Debts;
 (4)
    
    anything else happens that either causes Secured Party to reasonably believe that Secured
Party will have difficulty in collecting the Secured Debts or significantly impairs the
value of the Property.
 REMEDIES:
 (1)
    
    make all or any part of the
Secured Debts immediately due and accrue interest at the highest
post-maturity interest rate;
 (2)
    
    require Debtor to gather the
Property and make it available to Secured Party in a reasonable
fashion;
 (3)
    
    enter upon Debtors premises and take possession of all or any part of Debtors property for
purposes of preserving the Property or its value and use and operate Debtors property to
protect Secured Partys interest, all without payment or compensation to Debtor;
 (4)
    
    use any remedy allowed by state or federal law, or provided in any agreement evidencing or
pertaining to the Secured Debts.
   WAIVER:
 NOTICE
AND ADDITIONAL DOCUMENTS:
 (EXPERE LOGO)© 2000 Bankers Systems, Inc., St Cloud, MN Form SA-BUS 7/24/2001
    (page 2 of 2)




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DAVID A COLLINS
    
    ONE  BANK &  TRUST N.A.
    
    DAC  TECHNOLOGIES   GROUP5959 COLLINS AVENUE #704
    
    300  WEST  CAPITOL AVE
    
    12120   COLONEL  GLENN RDMIAMI BEACH FL 33140
    
    LITTLE   ROCK AR 72201- 4113
    
    STE 6200LITTLE  ROCK AR  72210
 GUARANTORS NAME AND ADDRESS
    
    LENDERS NAME AND ADDRESS
    
    BORROWERS NAME AND ADDRESSI includes each guarantor above, jointly and severally.
    
    You means the Lender, its successors and assigns.
    
    Borrower means each person above.
 GUARANTY
  PRESENT DEBT GUARANTY:
 o
    
    I absolutely and unconditionally guarantee to you the payment and performance of the
following described debt (including all renewals, extensions, refinancings and modifications)
of the borrower:
 PRESENT AND FUTURE DEBT GUARANTY:
 þ
    
    I absolutely and unconditionally guarantee to you the payment and performance of each and every
debt, of every type and description, that the borrower may now or at any time in the future owe
you including, but not limited to, the following described debt(s): NOTE #178547 DATED
AUGUST 10, 2009 IN THE AMOUNT OF $1.000,000.00.
 o
    
    I absolutely and unconditionally guarantee to you the payment and performance of each and
every debt, of every type and description, that the borrower may now or at any time in the
future owe you, up to the principal amount of
$
plus accrued interest, attorneys fees and
collection costs referable thereto (when permitted by law), and all other amounts agreed
to be paid under all agreements evidencing the debt and securing the payment of the
debt. You may, without notice, apply this guaranty to such debts of the borrower as you may
select from time to time.
 DEFINITIONS:
  APPLICABLE
LAW:
 REVOCATION:
  OBLIGATIONS
INDEPENDENT:
   WAIVER:
  REMEDIES:
 COLLECTION
COSTS:
 SECURITY: þ o
 NOTICE TO COSIGNER
 present future
  your
  BY:
    
    /s/ David A. Collins
    
    (SEAL)DAVID A. COLLINSBY:
    
    
    
    (SEAL)BY:
    
    
    
    (SEAL)BY:
    
    
    
    (SEAL)
 © 1985 BANKERS SYSTEM, INC., ST CLOUD, MN (1-800-397-2341) FORM COG 7/20/90

    (page 1 of 1)




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ONE BANK & TRUST, N.A.
ADDENDUM TO LOAN #178547
 ADDITIONAL TERMS AND CONDITIONS
  1.
    
    Advances on this line of credit will be limited to a formula representing the aggregate of
50% of inventory up to the maximum commitment. Should the above calculation indicate that
amounts advanced exceed the allowable borrowing capacity, Borrower will have 5 business days
in which to cure the imbalance through reduction of the amount outstanding.
 2.
    
    Borrower will provide a certified borrowing base calculation monthly to One Bank & Trust,
N.A.3.
    
    Borrower will provide detailed inventory listings to One Bank & Trust, N.A. bi-monthly.
 4.
    
    Borrower agrees to provide One Bank & Trust, N.A. with annual financial statements of at
least compilation quality prepared by an independent accounting firm, such statements to be
provided within 120 days of the calendar year-end.
  For One Bank & Trust, N.A.:
    
    For Borrower:/s/ Jerome Wolf
    
    /s/ David A. CollinsJerome WolfVice President