### 24687 Federal Register / Vol. 77, No. 80 / Wednesday, April 25, 2012 / Notices

1 77 FR 12031. 2 Letter to Monica Jackson (Mar. 30, 2012), signed by Richard M. Whiting, Executive Director & General Counsel of the Financial Services Roundtable; letter to David Silberman (Apr. 10, 2012), signed by Richard R. Riese, Senior Vice President, Center for Regulatory Compliance, American Bankers Association. A five-year permit has been issued to the SWFSC to continue long-term monitoring of the status of leatherback sea turtles off the coasts of California, Oregon, and Washington. The purpose of the work is to identify critical forage habitats, genetic stock structure, migratory corridors, and potential fishery impacts for leatherbacks. Sea turtles would be located by aerial surveys and approached by vessel for remote tissue sampling and transmitter attachment. A subset of animals would be captured by breakaway hoopnet for additional observation, sampling, marking and/or tagging procedures before release.

Issuance of this permit, as required by the ESA, was based on a finding that such permit (1) Was applied for in good faith, (2) will not operate to the disadvantage of such endangered or threatened species, and (3) is consistent with the purposes and policies set forth in section 2 of the ESA.

Dated: April 20, 2012. Tammy C. Adams, Acting Chief, Permits and Conservation Division, Office of Protected Resources, National Marine Fisheries Service.
[FR Doc. 2012–9962 Filed 4–24–12; 8:45 am]

**BILLING CODE 3510–22–P**

**BUREAU OF CONSUMER FINANCIAL PROTECTION** 

**[Docket No. CFPB–2012–0007]**

**Impact of Overdraft Programs on Consumers** 

**AGENCY :**  Bureau of Consumer Financial Protection.

**ACTION :**  Notice and request for information; extension of comment period.

**SUMMARY :**  On February 28, 2012, the Bureau of Consumer Financial Protection (the Bureau) published in the Federal Register a notice and request for information regarding the impacts of overdraft programs on consumers (the Overdraft Notice). The Overdraft Notice allowed a 60-day comment period, closing on April 30, 2012. To allow parties more time to consider and craft their responses, the Bureau has determined that an extension of the comment period until June 29, 2012, is appropriate.

**DATES :**  The comment period for the Overdraft Notice published February 28, 2012, at 77 FR 12031, is extended. Responses must now be received on or before June 29, 2012.

**ADDRESSES :**  You may submit comments by any of the following methods: • http://www.regulations.gov. Follow the instructions for submitting
comments.

• Email: cfpb

_overdraft

_comments@cfpb.gov

.

• Mail/Hand Delivery/Courier: Monica Jackson, Office of the Executive Secretary, Bureau of Consumer Financial Protection, 1700 G Street NW., Washington, DC 20552.

Instructions: Please submit your comments or responses using only one method. The Bureau encourages the early submission of comments. All submissions must include the document title and docket number. Please note the number of any question to which you are responding at the top of each response (respondents need not answer each question). In general, all comments received will be posted without change
to http://www.regulations.gov. In addition, comments will be available for public inspection and copying at 1700 G Street, NW., Washington, DC, 20552, on official business days between the hours of 10 a.m. and 5 p.m. Eastern Time. You can make an appointment to inspect the documents by telephoning 202–435–7275. All comments, including attachments and other supporting materials, will become part of the public record and subject to public disclosure. Sensitive personal information such as account numbers or Social Security Numbers should not be included. Comments will not be edited to remove any identifying or contact information.

**FOR FURTHER INFORMATION CONTACT :**  For general inquiries, submission process questions, or any additional information, please contact Monica Jackson, Office of the Executive Secretary, 202–435–7275.

**SUPPLEMENTARY INFORMATION :**  On February 28, 2012, the Bureau published the Overdraft Notice in the Federal Register. 1 The Overdraft Notice requested information from the public regarding overdraft programs and their costs, benefits, and risks to consumers. The Overdraft Notice posed several questions to understand:

• Lower cost alternatives to overdraft protection programs;

• Consumer alerts and information provided regarding balances and overdraft triggers;

• Impacts of changes to Regulation DD, Regulation E, and Overdraft opt-in rates;

• Impacts of changes in financial institutions’ operating policies;

• The economics of overdraft programs; and

• Long-term impacts on Consumers. The comment period for the Overdraft Notice was to close on April 30, 2012.

The Bureau received written requests from two industry trade groups for an extension of the Overdraft Notice comment period. 2 The request letters indicated more time would enable a higher quality response and yield greater insight to the Bureau. The letters also pointed out that the Bureau’s study of overdrafts is not governed by a statutory deadline.

The Bureau believes that it is important to allow interested persons more time to consider the issues raised in the Overdraft Notice and prepare their responses. Accordingly, the Bureau is extending the period allotted for comments received pursuant to the Overdraft Notice. The comment period will now close on June 29, 2012.

Dated: April 18, 2012. Richard Cordray, Director, Bureau of Consumer Financial Protection.
[FR Doc. 2012–9851 Filed 4–24–12; 8:45 am]

**BILLING CODE 4810–AM–P**

**COORDINATING COUNCIL ON JUVENILE JUSTICE AND**  **DELINQUENCY PREVENTION**

**[OJP (OJJDP) Docket No. 1587]**

**Meeting of the Coordinating Council on Juvenile Justice and Delinquency**  **Prevention**

**AGENCY :**  Coordinating Council on Juvenile Justice and Delinquency Prevention.

**ACTION :**  Notice of meeting.

**SUMMARY :**  The Coordinating Council on Juvenile Justice and Delinquency Prevention (Council) announces its next meeting.

**DATES :**  Friday, May 11, 2012 from 10 a.m. to 12:15 p.m.

**ADDRESSES :**  The meeting will take place in the third floor main conference room at the U.S. Department of Justice, Office of Justice Programs, 810 7th St. NW., Washington, DC 20531.

**FOR FURTHER INFORMATION CONTACT :**  Visit the Web site for the Coordinating Council at www.juvenilecouncil.gov or contact Robin Delany-Shabazz, Designated Federal Official, by telephone at 202–307–9963 [Note: this is not a toll-free telephone number], or


### 24688 Federal Register / Vol. 77, No. 80 / Wednesday, April 25, 2012 / Notices

by email at Robin.DelanyShabazz@usdoj.gov or Geroma.Void@usdoj.gov. The meeting is open to the public.

**SUPPLEMENTARY INFORMATION :**  The Coordinating Council on Juvenile Justice and Delinquency Prevention, established pursuant to Section 3(2)A of the Federal Advisory Committee Act (5 U.S.C. App. 2) will meet to carry out its advisory functions under Section 206 of the Juvenile Justice and Delinquency Prevention Act of 2002, 42 U.S.C. 5601, et seq. Documents such as meeting announcements, agendas, minutes, and reports will be available on the Council’s Web page, www.juvenilecouncil.gov, where you may also obtain information on the meeting.

Although designated agency representatives may attend, the Council membership is composed of the Attorney General (Chair), the Administrator of the Office of Juvenile Justice and Delinquency Prevention (Vice Chair), the Secretary of Health and Human Services (HHS), the Secretary of Labor, the Secretary of Education, the Secretary of Housing and Urban Development, the Director of the Office of National Drug Control Policy, the Chief Executive Officer of the Corporation for National and Community Service, and the Assistant Secretary of Homeland Security for U.S. Immigration and Customs Enforcement. The nine additional members are appointed by the Speaker of the House of Representatives, the Senate Majority Leader, and the President of the United States. Other federal agencies take part in Council activities including the Departments of Agriculture, Defense, the Interior, and the Substance and Mental Health Services Administration of HHS. Meeting Agenda

The preliminary agenda for this meeting includes: (a) Presentations on and discussions of family and youth engagement work; (b) an update on information sharing activities; and (c) other agency announcements.
Registration

For security purposes, members of the public who wish to attend the meeting must pre-register online at www.juvenilecouncil.gov no later than Monday, May 7, 2012. Should problems arise with web registration, call Daryel Dunston at 240–221–4343 or send a request to register to Mr. Dunston. Include name, title, organization or other affiliation, full address and phone, fax and email information and send to his attention either by fax to 301–945– 4295, or by email to ddunston@edjassociates.com. [Note: these are not toll-free telephone numbers.] Additional identification documents may be required. Space is limited.

Note: Photo identification will be required for admission to the meeting.

Written Comments: Interested parties may submit written comments and questions by Monday, May 7, 2012, to Robin Delany-Shabazz, Designated Federal Official for the Coordinating Council on Juvenile Justice and Delinquency Prevention, at Robin.Delany-Shabazz@usdoj.gov. The Coordinating Council on Juvenile Justice and Delinquency Prevention expects that the public statements presented will not repeat previously submitted statements. Written questions from the public may also be invited at the meeting.

Melodee Hanes, Acting Administrator.
[FR Doc. 2012–9846 Filed 4–24–12; 8:45 am]

**BILLING CODE 4410–18–P**

**DEPARTMENT OF DEFENSE**

**Department of the Navy**

**Meeting of the Secretary of the Navy Advisory Panel** 

**AGENCY :**  Department of the Navy, DoD.

**ACTION :**  Notice of Closed Meeting.

**SUMMARY :**  The SECNAV Advisory Panel will meet from 8:30 a.m. to 5 p.m. on May 23, 2012, for a series of classified discussions on the Asia-Pacific region to include the international strategic environment, U.S. operational capabilities and shortfalls, foreign capabilities and intentions and the maritime strategic outlook in contested areas. These sessions will include discussions of classified operations and human intelligence activities. These sessions will also include a proprietary industry briefing on new or evolving energy technologies. For these reasons, these meetings will be closed to the public.

**DATES :**  The meeting will be held on May 23, 2012, from 8:30 a.m. to 4 p.m.

**ADDRESSES :**  The meeting will be held in the Pentagon N89 Conference Room at the Pentagon.

**FOR FURTHER INFORMATION CONTACT :**  CAPT Henry J. Hendrix, SECNAV Advisory Panel, Office of the Deputy Under Secretary of the Navy (Plans, Policy, Oversight & Integration), 1000 Navy Pentagon, Washington, DC 20350– 1000, 703–695–3032.

**SUPPLEMENTARY INFORMATION :**  Pursuant to the provisions of the Federal Advisory Committee Act (5 U.S.C. App. 2), these matters constitute classified information that is specifically authorized by Executive Order to be kept secret in the interest of national defense and are, in fact, properly classified pursuant to such Executive Order. The discussion of such information cannot be adequately segregated from other topics, which precludes opening these meetings to the public. Accordingly, the Secretary of the Navy has determined in writing that the public interest requires that all sessions of this meeting be closed to the public because they will be concerned with matters listed in section 552b(c)(1) of title 5, United States Code.

Dated: April 18, 2012. J.M. Beal, Lieutenant Commander, Judge Advocate General’s Corps, U.S. Navy, Federal Register Liaison Officer.
[FR Doc. 2012–9930 Filed 4–24–12; 8:45 am]

**BILLING CODE 3810–FF–P**

**DELAWARE RIVER BASIN COMMISSION** 

**Notice of Commission Meeting and Public Hearing** 

Notice is hereby given that the Delaware River Basin Commission will hold an informal conference followed by a public hearing on Thursday, May 10, 2012. The hearing will be part of the Commission’s regularly scheduled business meeting. The conference session and business meeting both are open to the public and will be held at the Commission’s office building, located at 25 State Police Drive, West Trenton, New Jersey.

The morning conference session will begin at 11 a.m. and will include a presentation on PCB reductions in the Delaware Estuary and resolutions recognizing the contributions of Gary Paulachok, former Deputy Delaware River Master, U.S. Geological Survey, and William Douglass, former Executive Director of the Upper Delaware Council, both of whom recently retired.

Items for Public Hearing. The subjects of the public hearing to be held during the 1:30 p.m. business meeting on May 10, 2012 include draft dockets for which the names and brief descriptions will be posted on the Commission’s Web site at www.drbc.net at least 10 days prior to the meeting date and complete draft dockets will be posted on the Web site