| **Years Ended September 30,**                                                                                                               | **2003**                     | **2002**            | **2001**                     |
|---------------------------------------------------------------------------------------------------------------------------------------------|------------------------------|---------------------|------------------------------|
|                                                                                                                                             |                              |                     |                              |
| **NET  INCOME**                                                                                                                        |                              |                     |                              |
| Net income (loss) applicable to common shares for  basic earningsper share                                                                  | $(1,773,198)                 | $244,406            | $(662,106)                   |
|                                                                                                                                             |                              |                     |                              |
| Net income (loss) applicable to common shares for  diluted earningsper share                                                                | $(1,773,198)                 | $244,406            | $(662,106)                   |
|                                                                                                                                             |                              |                     |                              |
|                                                                                                                                             |                              |                     |                              |
|                                                                                                                                             |                              |                     |                              |
| **SHARES OUTSTANDING**                                                                                                                      |                              |                     |                              |
| Weighted average shares for basic earnings per share                                                                                        | 1,219,750                    | 1,219,750           | 1,218,374                    |
|                                                                                                                                             |                              |                     |                              |
| Net effect of dilutive stock options - based on the  treasury stockmethod using year-end market price, if higher than average  market price |       -* |    21,370 |       -* |
|                                                                                                                                             |                              |                     |                              |
| Total shares for diluted earnings per share                                                                                                 | 1,219,750                    | 1,241,120           | 1,218,374                    |
|                                                                                                                                             |                              |                     |                              |
|                                                                                                                                             |                              |                     |                              |
| Basic Earnings Per Common Share                                                                                                             | $(1.45)                      | $.20                | $(.54)                       |
|                                                                                                                                             |                              |                     |                              |
|                                                                                                                                             |                              |                     |                              |
| Diluted Earnings Per Common Share                                                                                                           | $(1.45)                      | $.20                | $(.54)                       |
|                                                                                                                                             |                              |                     |                              |
|                                                                                                                                             |                              |                     |                              |
| * Net effect of stock optionswas antidilutive  for the period.                                                                              |
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