Exhibit 4.0


 


	
  WH

  	
  

  	
   

  
	
   

  	
   

  	
   

  
	
  COMMON
  STOCK

  	
  CHARTERED UNDER THE LAWS
  OF THE UNITED STATES OF AMERICA

  	
  SEE REVERSE FOR CERTAIN
  DEFINITIONS

  CUSIP 92934C 10 1

  



 


This Certifies that


 


is the owner of:


 


FULLY
PAID AND NONASSESSABLE SHARES OF COMMON STOCK OF THE PAR VALUE OF $0.001 EACH
OF


WSB HOLDINGS INC.


 


(hereinafter referred to as
the “Corporation”), a Delaware corporation. The shares represented by this
certificate are transferable only on the stock transfer books of the
Corporation by the holder of record hereof, or by his duly authorized attorney
or legal representative, upon the surrender of this certificate properly
endorsed. This certificate is not valid until countersigned and registered by
the Corporation’s transfer agent and registrar.


 


IN WITNESS WHEREOF, the
Corporation has caused this certificate to be executed by the facsimile
signatures of its duly authorized officers and has caused a facsimile of its
corporate seal to be hereunto affixed.


 


	
  Dated:

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
  

  	
  [SEAL]

  WSB HOLDINGS INC

  	
  

  
	
  SECRETARY

  	
  2007

  	
  CHAIRMAN

  



 


	
   

  	
  COUNTERSIGNED AND
  REGISTERED:

  
	
   

  	
  AMERICAN
  STOCK TRANSFER & TRUST COMPANY

  
	
   

  	
   

  
	
   

  	
  TRANSFER
  AGENT AND REGISTRAR

  
	
   

  	
   

  
	
   

  	
  BY

  
	
   

  	
  

  
	
   

  	
  AUTHORIZED
  SIGNATURE

  



 

















 


WSB HOLDINGS INC.


 


The shares represented by
this certificate are issued subject to all the provisions of the certificate of
incorporation and bylaws of WSB Holdings Inc. (the “Corporation”) as from time
to time amended (copies of which are on file at the principal executive office
of the Corporation), to all of which the holder by acceptance hereof assents.


 


The Corporation will furnish
to any shareholder upon request and without charge a full statement of the
designations, preferences, limitations and relative rights of the shares of
each class authorized to be issued, the variations in the relative rights and
preferences between the shares of each series of shares of the Corporation so
far as the same have been fixed and determined, and the authority of the Board
of Directors to fix and determine the relative rights and preferences of
classes and series of the shares of the Corporation. Such request may be made
to the Corporation or the Transfer Agent.


 


The
following abbreviations, when used in the inscription on the face of this
certificate, shall be construed as though they were written out in full
according to applicable laws or regulations:


 


	
  TEN COM

  	
  –

  	
  as tenants in common

  	
  UNIF
  GIFT MIN ACT–

  	
   

  	
  Custodian

  	
   

  
	
  TEN ENT

  	
  –

  	
  as tenants by the
  entireties

  	
   

  	
  (Cust)

  	
   

  	
  (Minor)

  
	
  JTTEN

  	
  –

  	
  as joint tenants with right
  of

  	
  under
  Uniform Gifts to Minors

  
	
   

  	
   

  	
  survivorship and not as

  	
  Act

  	
   

  	
   

  
	
   

  	
   

  	
  in common

  	
   

  	
  (State)

  	
   

  
									



 


Additional
abbreviations may also be used though not in the above list.


 


For value received,               hereby
sell, assign and transfer unto


 


PLEASE INSERT SOCIAL SECURITY
OR 

OTHER IDENTIFYING NUMBER OF ASSIGNEE


 


PLEASE
PRINT OR TYPEWRITE NAME AND ADDRESS OF ASSIGNEE


 


                                                                                                                                                                Shares
of the capital stock represented by the within Certificate, and do hereby
irrevocably constitute and appoint 


 


                                                                                                                                                                Attorney
to transfer the said stock on the books of the within-named Corporation with
full power of substitution in the premises. 


 


Dated


 


	
  X 

  	
   

  
	
   

  	
   

  
	
  X 

  	
   

  
	
  NOTICE: 

  	
  THE SIGNATURE(S) TO THIS ASSIGNMENT MUST CORRESPOND
  WITH THE NAME(S) AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR,
  WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATEVER.

  



 


	
  SIGNATURE(S)
  GUARANTEED

  
	
   

  
	
  BY

  	
   

  	
   

  	
   

  



THE SIGNATURE(S) MUST BE GUARANTEED BY AN ELIGIBLE
GUARANTOR INSTITUTION (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND
CREDIT UNIONS WITH MEMBERSHIP IN AN APPROVED SIGNATURE GUARANTEE MEDALLION
PROGRAM), PURSUANT TO S.E.C. RULE 17Ad-15.


 


KEEP THIS
CERTIFICATE IN A SAFE PLACE. IF IT IS LOST, STOLEN, MUTILATED OR DESTROYED, THE
CORPORATION WILL REQUIRE A BOND OF INDEMNITY AS A CONDITION TO THE ISSUANCE OF
A REPLACEMENT CERTIFICATE.