Information to identify the case:

Debtor 1 Darnell J. Simmons III

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−7458

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia

Case number: 18−32611−KRH

Discharge of Debtor 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to:

Darnell J. Simmons III

August 30, 2018 For the court: William C. Redden

Clerk

Explanation of Bankruptcy Discharge in a Chapter 7 Case

This order does not close or dismiss the case,

and it does not determine how much money, if

any, the trustee will pay creditors.

This order does not prevent debtors from paying

any debt voluntarily or from paying reaffirmed

debts according to the reaffirmation agreement.

11 U.S.C. § 524(c), (f).

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors

cannot sue, garnish wages, assert a deficiency,

or otherwise try to collect from the debtors

personally on discharged debts. Creditors cannot

contact the debtors by mail, phone, or otherwise

in any attempt to collect the debt personally.

Creditors who violate this order can be required

to pay debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated.

For example, a creditor may have the right to

foreclose a home mortgage or repossess an

automobile.

Most debts are discharged

Most debts are covered by the discharge, but not

all. Generally, a discharge removes the debtors'

personal liability for debts owed before the

debtors' bankruptcy case was filed.

Also, if this case began under a different chapter

of the Bankruptcy Code and was later converted

to chapter 7, debts owed before the conversion

are discharged.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

For more information, see page 2 >

Official Form 318 Discharge of Debtor page 1

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Certificate of Notice Page 1 of 3
Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

♦ debts for most taxes;

debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for most fines, penalties,

forfeitures, or criminal restitution

obligations;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts for certain types of loans owed to

pension, profit sharing, stock bonus, or

retirement plans; and

♦ 

debts for death or personal injury caused

by operating a vehicle while intoxicated.

♦ 

Also, debts covered by a valid reaffirmation

agreement are not discharged.

In addition, this discharge does not stop

creditors from collecting from anyone else who is

also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general summary

of the bankruptcy discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of the

discharge in this case.

Official Form 318 Discharge of Debtor page 2

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Certificate of Notice Page 2 of 3
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 18-32611-KRH

Darnell J. Simmons, III Chapter 7

 Debtor CERTIFICATE OF NOTICE

District/off: 0422-7 User: luedecket Page 1 of 1 Date Rcvd: Aug 30, 2018

 Form ID: 318 Total Noticed: 18

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Sep 01, 2018.

db +Darnell J. Simmons, III, 6372 Kristy Star Ln., Mechanicsville, VA 23111-5024

14381033 +Citibank/The Home Depot, Centralized Bankruptcy, Po Box 790034, St Louis, MO 63179-0034

14381035 +Credit Control Corp, 11821 Rock Landing Dr, Newport News, VA 23606-4207

14381034 +Credit Control Corp, Po Box 120568, Newport News, VA 23612-0568

14381039 +First Saving Bank / Blaze, Attn: Bankruptcy, Po Box 5096, Sioux Falls, SD 57117-5096

14381041 +Jared/Sterling Jewelers, PO Box 1799, Attn: Bankruptcy, Akron, OH 44309-1799

14381042 +Lendmark Financial Services, 1735 North Brown Road, Suite 300,

 Lawrenceville, GA 30043-8228

14381043 +Mary Washington Hospital, 1001 Sam Perry Blvd., Fredericksburg, VA 22401-4453

14382058 +US Attorneys Office, Suntrust Building, 919 East Main Street, Suite 1900,

 Richmond, VA 23219-4625

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

tr E-mail/Text: rterry@iq7technology.com Aug 31 2018 02:35:49 Roy M. Terry, Jr.,

 Sands Anderson PC, P.O. Box 2188, Richmond, VA 23218-2188

14381032 +EDI: CAPITALONE.COM Aug 31 2018 06:23:00 Capital One, Attn: Bankruptcy, Po Box 30285,

 Salt Lake City, UT 84130-0285

14381036 +EDI: DISCOVER.COM Aug 31 2018 06:23:00 Discover Financial, Po Box 3025,

 New Albany, OH 43054-3025

14381037 +E-mail/Text: bankruptcy.bnc@ditech.com Aug 31 2018 02:34:25 Ditech, Attn: Bankruptcy,

 Po Box 6172, Rapid City, SD 57709-6172

14382057 EDI: IRS.COM Aug 31 2018 06:23:00 IRS, P.O. Box 10025, Richmond, VA 23240

14381038 EDI: JEFFERSONCAP.COM Aug 31 2018 06:23:00 Fingerhut, POBox 2900,

 Saint Cloud, MN 56395-2900

14381044 E-mail/Text: colleen.atkinson@rmscollect.com Aug 31 2018 02:35:54 Receivable Management Inc,

 7206 Hull Rd, Ste 211, Richmond, VA 23235-0000

14381046 E-mail/Text: bkr@taxva.com Aug 31 2018 02:35:16 Virginia Dept of Taxation,

 Court Debt Collection, P.O. Box 2402, Richmond, VA 23218-0016

14381045 +EDI: VACU.COM Aug 31 2018 06:23:00 Virginia Credit Union, Attn: Bankruptcy,

 Po Box 90010, Richmond, VA 23225-9010

 TOTAL: 9

 ***** BYPASSED RECIPIENTS (undeliverable, * duplicate) *****

14381040* Internal Revenue Service, PO Box 7346, Philadelphia, PA 19101-7346

 TOTALS: 0, * 1, ## 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Sep 01, 2018 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on August 30, 2018 at the address(es) listed below:

 John P. Fitzgerald, III USTPRegion04.RH.ECF@usdoj.gov

 Roy M. Terry, Jr. rterry@sandsanderson.com, rterry@iq7technology.com;sryan@sandsanderson.com

 Seth Jackson Marks on behalf of Debtor Darnell J. Simmons, III smarksster@gmail.com, 

 hearl@paganomarks.com;smarks@paganomarks.com;btate@paganomarks.com;kdodson@paganomarks.com;mfoley

 @paganomarks.com;gcross@paganomarks.com

 TOTAL: 3

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Certificate of Notice Page 3 of 3