**EXHIBIT 24**

 

**POWER OF ATTORNEY**

 

KNOW ALL MEN BY THESE PRESENTS, that the undersigned President, Chief Executive Officer and director of Hibernia Corporation, a Louisiana corporation (the“Corporation”), does hereby name, constitute and appoint E. R. “Bo” Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M. Macaluso and Cathy E. Chessin, and each of them (with full power to each of them to act alone), his trueand lawful agents and attorneys-in-fact, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute, acknowledge, deliver, and file with the Securities and Exchange Commission (or any other governmentalor regulatory authority), the Annual Report of the Corporation on Form 10-K (or other appropriate form) for the fiscal year ended December 31, 2004, and any and all amendments thereto, with any and all exhibits and any and all other documentsrequired to be filed with respect thereto or in connection therewith, granting unto said agents and attorneys, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done in and aboutthe premises in order to effectuate the same as fully to all intents and purposes as the undersigned might or could do if personally present, and the undersigned hereby ratifies and confirms all that said agents and attorneys-in-fact, or any ofthem, may lawfully do or cause to be done by virtue hereof. 

 

INWITNESS WHEREOF, the undersigned has hereunto set his hand on this 15th day of December 2004. 

 

 

 

**POWER OF ATTORNEY**

 

KNOW ALL MEN BY THESE PRESENTS, that the undersigneddirector of Hibernia Corporation, a Louisiana corporation (the “Corporation”), does hereby name, constitute and appoint E. R. “Bo” Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M. Macaluso and Cathy E. Chessin, and each ofthem (with full power to each of them to act alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute, acknowledge, deliver, and file with theSecurities and Exchange Commission (or any other governmental or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other appropriate form) for the fiscal year ended December 31, 2004, and any and all amendments thereto,with any and all exhibits and any and all other documents required to be filed with respect thereto or in connection therewith, granting unto said agents and attorneys, and each of them, full power and authority to do and perform each and every actand thing requisite and necessary to be done in and about the premises in order to effectuate the same as fully to all intents and purposes as the undersigned might or could do if personally present, and the undersigned hereby ratifies and confirmsall that said agents and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue hereof. 

 

IN WITNESS WHEREOF, the undersigned has hereunto set his hand on this 15thday of December 2004. 

 
/s/    E. R. “BO”CAMPBELL        **E. R. “Bo” Campbell****Director**
HIBERNIA CORPORATION

 

 

**POWER OF ATTORNEY**

 

KNOW ALL MEN BY THESE PRESENTS, that the undersigneddirector of Hibernia Corporation, a Louisiana corporation (the “Corporation”), does hereby name, constitute and appoint E. R. “Bo” Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M. Macaluso and Cathy E. Chessin, and each ofthem (with full power to each of them to act alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute, acknowledge, deliver, and file with theSecurities and Exchange Commission (or any other governmental or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other appropriate form) for the fiscal year ended December 31, 2004, and any and all amendments thereto,with any and all exhibits and any and all other documents required to be filed with respect thereto or in connection therewith, granting unto said agents and attorneys, and each of them, full power and authority to do and perform each and every actand thing requisite and necessary to be done in and about the premises in order to effectuate the same as fully to all intents and purposes as the undersigned might or could do if personally present, and the undersigned hereby ratifies and confirmsall that said agents and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue hereof. 

 

IN WITNESS WHEREOF, the undersigned has hereunto set his hand on this 15thday of December 2004. 

 
/s/    PAUL CANDIES        **Paul Candies****Director**
HIBERNIA CORPORATION

 

 

**POWER OF ATTORNEY**

 

KNOW ALL MEN BY THESE PRESENTS, that the undersigneddirector of Hibernia Corporation, a Louisiana corporation (the “Corporation”), does hereby name, constitute and appoint E. R. “Bo” Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M. Macaluso and Cathy E. Chessin, and each ofthem (with full power to each of them to act alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute, acknowledge, deliver, and file with theSecurities and Exchange Commission (or any other governmental or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other appropriate form) for the fiscal year ended December 31, 2004, and any and all amendments thereto,with any and all exhibits and any and all other documents required to be filed with respect thereto or in connection therewith, granting unto said agents and attorneys, and each of them, full power and authority to do and perform each and every actand thing requisite and necessary to be done in and about the premises in order to effectuate the same as fully to all intents and purposes as the undersigned might or could do if personally present, and the undersigned hereby ratifies and confirmsall that said agents and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue hereof. 

 

IN WITNESS WHEREOF, the undersigned has hereunto set his hand on this 15thday of December 2004. 

 
/s/    RICHARD W. FREEMAN,JR.        **Richard W. Freeman, Jr.****Director**
HIBERNIA CORPORATION

 

4 

 

**POWER OF ATTORNEY**

 

KNOW ALL MEN BY THESE PRESENTS, that the undersigneddirector of Hibernia Corporation, a Louisiana corporation (the “Corporation”), does hereby name, constitute and appoint E. R. “Bo” Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M. Macaluso and Cathy E. Chessin, and each ofthem (with full power to each of them to act alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute, acknowledge, deliver, and file with theSecurities and Exchange Commission (or any other governmental or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other appropriate form) for the fiscal year ended December 31, 2004, and any and all amendments thereto,with any and all exhibits and any and all other documents required to be filed with respect thereto or in connection therewith, granting unto said agents and attorneys, and each of them, full power and authority to do and perform each and every actand thing requisite and necessary to be done in and about the premises in order to effectuate the same as fully to all intents and purposes as the undersigned might or could do if personally present, and the undersigned hereby ratifies and confirmsall that said agents and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue hereof. 

 

IN WITNESS WHEREOF, the undersigned has hereunto set his hand on this 15thday of December 2004. 

 
/s/    DICK H. HEARIN        **Dick H. Hearin****Director**
HIBERNIA CORPORATION

 

 

**POWER OF ATTORNEY**

 

KNOW ALL MEN BY THESE PRESENTS, that the undersigneddirector of Hibernia Corporation, a Louisiana corporation (the “Corporation”), does hereby name, constitute and appoint E. R. “Bo” Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M. Macaluso and Cathy E. Chessin, and each ofthem (with full power to each of them to act alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute, acknowledge, deliver, and file with theSecurities and Exchange Commission (or any other governmental or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other appropriate form) for the fiscal year ended December 31, 2004, and any and all amendments thereto,with any and all exhibits and any and all other documents required to be filed with respect thereto or in connection therewith, granting unto said agents and attorneys, and each of them, full power and authority to do and perform each and every actand thing requisite and necessary to be done in and about the premises in order to effectuate the same as fully to all intents and purposes as the undersigned might or could do if personally present, and the undersigned hereby ratifies and confirmsall that said agents and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue hereof. 

 

IN WITNESS WHEREOF, the undersigned has hereunto set his hand on this 15thday of December 2004. 

 
/s/    RANDALL E. HOWARD        **Randall E. Howard****Director**
HIBERNIA CORPORATION

 

 

**POWER OF ATTORNEY**

 

KNOW ALL MEN BY THESE PRESENTS, that the undersigneddirector of Hibernia Corporation, a Louisiana corporation (the “Corporation”), does hereby name, constitute and appoint E. R. “Bo” Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M. Macaluso and Cathy E. Chessin, and each ofthem (with full power to each of them to act alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute, acknowledge, deliver, and file with theSecurities and Exchange Commission (or any other governmental or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other appropriate form) for the fiscal year ended December 31, 2004, and any and all amendments thereto,with any and all exhibits and any and all other documents required to be filed with respect thereto or in connection therewith, granting unto said agents and attorneys, and each of them, full power and authority to do and perform each and every actand thing requisite and necessary to be done in and about the premises in order to effectuate the same as fully to all intents and purposes as the undersigned might or could do if personally present, and the undersigned hereby ratifies and confirmsall that said agents and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue hereof. 

 

IN WITNESS WHEREOF, the undersigned has hereunto set his hand on this 15thday of December 2004. 

 
/s/    ELTON R. KING        **Elton R. King****Director**
HIBERNIA CORPORATION

 

 

**POWER OF ATTORNEY**

 

KNOW ALL MEN BY THESE PRESENTS, that the undersigneddirector of Hibernia Corporation, a Louisiana corporation (the “Corporation”), does hereby name, constitute and appoint E. R. “Bo” Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M. Macaluso and Cathy E. Chessin, and each ofthem (with full power to each of them to act alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute, acknowledge, deliver, and file with theSecurities and Exchange Commission (or any other governmental or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other appropriate form) for the fiscal year ended December 31, 2004, and any and all amendments thereto,with any and all exhibits and any and all other documents required to be filed with respect thereto or in connection therewith, granting unto said agents and attorneys, and each of them, full power and authority to do and perform each and every actand thing requisite and necessary to be done in and about the premises in order to effectuate the same as fully to all intents and purposes as the undersigned might or could do if personally present, and the undersigned hereby ratifies and confirmsall that said agents and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue hereof. 

 

IN WITNESS WHEREOF, the undersigned has hereunto set his hand on this 15thday of December 2004. 

 
/s/    SIDNEY W. LASSEN        **Sidney W. Lassen****Director**
HIBERNIA CORPORATION

 

 

**POWER OF ATTORNEY**

 

KNOW ALL MEN BY THESE PRESENTS, that the undersigneddirector of Hibernia Corporation, a Louisiana corporation (the “Corporation”), does hereby name, constitute and appoint E. R. “Bo” Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M. Macaluso and Cathy E. Chessin, and each ofthem (with full power to each of them to act alone), her true and lawful agents and attorneys-in-fact, for her and on her behalf and in her name, place and stead, in any and all capacities, to sign, execute, acknowledge, deliver, and file with theSecurities and Exchange Commission (or any other governmental or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other appropriate form) for the fiscal year ended December 31, 2004, and any and all amendments thereto,with any and all exhibits and any and all other documents required to be filed with respect thereto or in connection therewith, granting unto said agents and attorneys, and each of them, full power and authority to do and perform each and every actand thing requisite and necessary to be done in and about the premises in order to effectuate the same as fully to all intents and purposes as the undersigned might or could do if personally present, and the undersigned hereby ratifies and confirmsall that said agents and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue hereof. 

 

IN WITNESS WHEREOF, the undersigned has hereunto set her hand on this 15thday of December 2004. 

 
/s/    JANEE “GEE”MERCADEL-TUCKER        **Janee “Gee” Mercadel-Tucker****Director**
HIBERNIA CORPORATION

 

 

**POWER OF ATTORNEY**

 

KNOW ALL MEN BY THESE PRESENTS, that the undersigneddirector of Hibernia Corporation, a Louisiana corporation (the “Corporation”), does hereby name, constitute and appoint E. R. “Bo” Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M. Macaluso and Cathy E. Chessin, and each ofthem (with full power to each of them to act alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute, acknowledge, deliver, and file with theSecurities and Exchange Commission (or any other governmental or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other appropriate form) for the fiscal year ended December 31, 2004, and any and all amendments thereto,with any and all exhibits and any and all other documents required to be filed with respect thereto or in connection therewith, granting unto said agents and attorneys, and each of them, full power and authority to do and perform each and every actand thing requisite and necessary to be done in and about the premises in order to effectuate the same as fully to all intents and purposes as the undersigned might or could do if personally present, and the undersigned hereby ratifies and confirmsall that said agents and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue hereof. 

 

IN WITNESS WHEREOF, the undersigned has hereunto set his hand on this 15thday of December 2004. 

 
/s/    RAY B. NESBITT        **Ray B. Nesbitt****Director**
HIBERNIA CORPORATION

 

 

**POWER OF ATTORNEY**

 

KNOW ALL MEN BY THESE PRESENTS, that the undersigneddirector of Hibernia Corporation, a Louisiana corporation (the “Corporation”), does hereby name, constitute and appoint E. R. “Bo” Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M. Macaluso and Cathy E. Chessin, and each ofthem (with full power to each of them to act alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute, acknowledge, deliver, and file with theSecurities and Exchange Commission (or any other governmental or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other appropriate form) for the fiscal year ended December 31, 2004, and any and all amendments thereto,with any and all exhibits and any and all other documents required to be filed with respect thereto or in connection therewith, granting unto said agents and attorneys, and each of them, full power and authority to do and perform each and every actand thing requisite and necessary to be done in and about the premises in order to effectuate the same as fully to all intents and purposes as the undersigned might or could do if personally present, and the undersigned hereby ratifies and confirmsall that said agents and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue hereof. 

 

IN WITNESS WHEREOF, the undersigned has hereunto set his hand on this 15thday of December 2004. 

 
/s/    WILLIAM C.O’MALLEY        **William C. O’Malley****Director**
HIBERNIA CORPORATION

 

 

**POWER OF ATTORNEY**

 

KNOW ALL MEN BY THESE PRESENTS, that the undersigneddirector of Hibernia Corporation, a Louisiana corporation (the “Corporation”), does hereby name, constitute and appoint E. R. “Bo” Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M. Macaluso and Cathy E. Chessin, and each ofthem (with full power to each of them to act alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute, acknowledge, deliver, and file with theSecurities and Exchange Commission (or any other governmental or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other appropriate form) for the fiscal year ended December 31, 2004, and any and all amendments thereto,with any and all exhibits and any and all other documents required to be filed with respect thereto or in connection therewith, granting unto said agents and attorneys, and each of them, full power and authority to do and perform each and every actand thing requisite and necessary to be done in and about the premises in order to effectuate the same as fully to all intents and purposes as the undersigned might or could do if personally present, and the undersigned hereby ratifies and confirmsall that said agents and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue hereof. 

 

IN WITNESS WHEREOF, the undersigned has hereunto set his hand on this 15thday of December 2004. 

 
/s/    ROBERT T.RATCLIFF        **Robert T. Ratcliff****Director**
HIBERNIA CORPORATION