James E. Kane (VSB #30081) 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, VA 23219 

(804) 225-9500 (phone) 

(804) 225-9598 (fax) 

Counsel for Debtor 

IN THE UNITED STATES BANKRUPTCY COURT 

FOR THE EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

 

IN RE: ) 

 ) 

KATRINA D. WILLIAMS ) Case No. 17-30117−KLP 

 ) Chapter 13 

 Debtor ) 

MOTION TO INCUR DEBT 

 COMES NOW, the Debtor, by counsel, and as and for Debtor’s Motion to Incur Debt, 

states as follows: 

 1. The Debtor filed this case under Chapter 13 of the U.S. Bankruptcy Code on 

January 9, 2017. 

2. The Debtor has applied for and Movement Mortgage has approved a loan to the 

Debtor in the amount of $182,631.00.00 plus interest at 2.750% per annum to be repaid with 360 

equal monthly payments of approximately $1,044.45 for principal, interest, and escrow for the 

purchase of a home located at 2807 Pine Meadows Circle, Chesterfield VA 23831-5263, more 

particularly described as 

ALL THAT CERTAIN OR PARCEL OF LAND WITH THE IMPROVEMENTS 

THEREON AND APPURTENANCES THERETO BELONGING, LYING, 

BEING AND SITUATE IN BERMUDA MAGISTERIAL DISTRICT, 

CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 6, BLOCK 

B, SECTION 2, CRADDOCK POINT SUBDIVISION, Parcel 

ID: 798650526700000 

 (the “Property”). 

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3. The purchase price of the Property is $186,000.00. The closing costs are to be 

paid by the Debtor. 

4. There will be no loan proceeds payable to the Debtor. 

5. The purchase of the Property is in the best interest of the Debtor and will facilitate 

the Debtor’s ability to perform under her Chapter 13 Plan filed herein. 

 6. The Debtor’s Chapter 13 Plan has been confirmed. 

WHEREFORE, the Debtor requests that the Court enter an Order approving the aforesaid 

loan on the terms stated herein and for such other relief as the Court may deem appropriate. 

 KATRINA D. WILLIAMS 

 By: /s/ James E. Kane 

 Counsel 

James E. Kane (VSB #30081) 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, VA 23219 

(804) 225-9500 (phone) 

(804) 225-9598 (fax) 

Counsel for Debtor 

CERTIFICATE OF SERVICE 

I hereby certify that on January 14, 2021, I will electronically file the foregoing with the 

Clerk of Court using the CM/ECF system, which will then send a notification of such filing 

(NEF) to all counsel of record who have signed up to receive such notification and by first class 

mail to the parties on the attached list.

 /s/ James E. Kane 

 James E. Kane 

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IN THE UNITED STATES BANKRUPTCY COURT 

FOR THE EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

 

IN RE: ) 

 ) 

KATRINA D. WILLIAMS ) Case No. 17-30117−KLP 

 ) Chapter 13 

 Debtor ) 

NOTICE OF MOTION AND HEARING 

 The above Debtor has filed Motion to Incur Debt in the above matter. 

 Your rights may be affected. You should read these papers carefully and discuss them 

with your attorney, if you have one in this bankruptcy case. (If you do not have an attorney, you 

may wish to consult one.) 

 If you do not want the court to grant the relief sought in the motion, or if you want the 

court to consider your views on the motion, then you or your attorney must: 

 File with the court, at the address shown below, a written request for a hearing [or 

written response pursuant to Local Bankruptcy Rule 9013-1(H)]. If you mail your 

request for a hearing (or response) to the court for filing, you must mail it early 

enough so the court will receive it on or before the date stated above, to: 

Clerk of Court 

United States Bankruptcy Court 

701 East Broad Street 

Richmond, VA 23219 

You must also mail a copy to: 

James E. Kane, Esquire 

Kane & Papa, P.C. 

1313 East Cary Street 

Richmond, Virginia 23219 

 Attend a hearing to be scheduled for January 27, 2021 at 10:00 a.m. at U.S. 

Bankruptcy Court, 701 East Broad Street, Room 5100, Richmond, VA 

23219. If no timely response has been filed opposing the relief requested, the 

court may grant the relief without holding a hearing. 

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 If you or your attorney do not take these steps, the court may decide that you do not 

oppose the relief sought in the motion or objection and may enter an order granting that 

relief. 

Dated: January 14, 2021 KATRINA D. WILLIAMS 

 By: /s/ James E. Kane 

 Counsel 

James E. Kane (VSB #30081) 

KANE & PAPA, P.C. 

1313 East Cary Street 

Richmond, VA 23219 

(804) 225-9500 (phone) 

(804) 225-9598 (fax) 

Counsel for Debtor 

CERTIFICATE OF SERVICE 

I hereby certify that on January 14, 2021, I will electronically file the foregoing with the 

Clerk of Court using the CM/ECF system, which will then send a notification of such filing 

(NEF) to all counsel of record who have signed up to receive such notification and by first class 

mail to the parties on the attached list.

 /s/ James E. Kane 

 James E. Kane 

Case 17-30117-KLP Doc 19 Filed 01/14/21 Entered 01/14/21 15:41:31 Desc Main

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 Label Matrix for local noticing PRA Receivables Management LLC UST smg Richmond 

 0422-3 POB 41067 Office of the U. S. Trustee 

 Case 17-30117-KLP Norfolk, VA 23541-1067 701 East Broad St., Suite 4304 

 Eastern District of Virginia Richmond, VA 23219-1849 

 Richmond 

 Thu Jan 14 15:38:27 EST 2021 

 United States Bankruptcy Court 1st Advantage Fcu 1st Advantage Fcu 

 701 East Broad Street 110 Cybernetics Way PO Box 2116 

 Richmond, VA 23219-1888 Yorktown, VA 23693-5615 Newport News, VA 23609-0116 

 

 (p)CAPITAL ONE Cavalry Portfolio Serv Cavalry SPV I, LLC 

 PO BOX 30285 Po Box 27288 500 Summit Lake Drive, Ste 400 

 SALT LAKE CITY UT 84130-0285 Tempe, AZ 85285-7288 Valhalla, NY 10595-2321 

 Commonwealth of Virginia Credit One Bank Na Edward Smith 

 Department of Taxation Po Box 98875 1107 Althea Parkway 

 P.O. Box 2156 Las Vegas, NV 89193-8875 Richmond, VA 23222-5103 

 Richmond, VA 23218-2156 

 LVNV Funding, LLC its successors and assigns Luther Appliance & Furniture MIDLAND FUNDING LLC 

 assignee of FNBM, LLC 129 Oser Ave Ste A PO BOX 2011 

 Resurgent Capital Services Hauppauge, NY 11788-3813 WARREN, MI 48090-2011 

 PO Box 10587 

 Greenville, SC 29603-0587 

 

 Mccarthy Burgess & Wol Nissan (p)NISSAN MOTOR ACCEPTANCE CORPORATION 

 26000 Cannon Rd POB 660366 LOSS RECOVERY 

 Cleveland, OH 44146-1807 Dallas, TX 75266-0366 PO BOX 660366 

 DALLAS TX 75266-0366 

 OneMain Onemain Financial Pediatric Center 

 PO Box 3251 6801 Colwell Blvd 10571 Telegraph Rd. 

 Evansville, IN 47731-3251 Irving, TX 75039-3198 Suite 110 

 Glen Allen, VA 23059-4652 

 (p)PORTFOLIO RECOVERY ASSOCIATES LLC Richfield Place Apartments Syncb/jcp 

 PO BOX 41067 6001 Grammercy Circle Po Box 965007 

 NORFOLK VA 23541-1067 Richmond, VA 23227-2328 Orlando, FL 32896-5007 

 Virginia Credit Union Virginia Department of Tax James E. Kane 

 P.O. Box 90010 P.O. Box 1115 Kane & Papa, PC 

 Richmond, VA 23225-9010 Richmond, VA 23218-1115 1313 East Cary Street 

 P.O. Box 508 

 Richmond, VA 23218-0508 

 

 Katrina Delores Williams Suzanne E. Wade 

 5818 Glascock Court 341 Dial 877-996-8484 Code 2385911 

 Henrico, VA 23227-2312 7202 Glen Forest Drive, Ste. 202 

 Richmond, VA 23226-3770 

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 The preferred mailing address (p) above has been substituted for the following entity/entities as so specified 

 by said entity/entities in a Notice of Address filed pursuant to 11 U.S.C. 342(f) and Fed.R.Bank.P. 2002 (g)(4). 

 Capital One Bank Usa N Nissan Motor Acceptance Portfolio Recovery Associates, LLC 

 15000 Capital One Dr 990 W 190th St PO Box 41067 

 Richmond, VA 23238-0000 Torrance, CA 90502-0000 Norfolk, VA 23541 

 (d)Portfolio Recovery Associates, LLC 

 POB 41067 

 Norfolk VA 23541 

 The following recipients may be/have been bypassed for notice due to an undeliverable (u) or duplicate (d) address. 

 (u)1st Advantage Fcu (d)Virginia Credit Union Inc End of Label Matrix 

 00000-0000 PO Box 90010 Mailable recipients 28 

 Richmond, VA 23225-9010 Bypassed recipients 2 

 Total 30 

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