Exhibit 10.6

                             JOHN H. HARLAND COMPANY
                             1999 Stock Option Plan
                           Restricted Stock Agreement

         This Restricted Stock Agreement evidences the grant by John H. Harland
Company (the "Company") of restricted shares of Common Stock of the Company
("Restricted Stock") to the employee named below ("Employee") pursuant to
Section 8 of the Company's 1999 Stock Option Plan (the "Plan"). All of the
terms, conditions and definitions set forth in the Plan are incorporated herein,
and the grant of the Restricted Stock is subject to all of the terms and
conditions set forth in the Plan and in this Agreement.

                              Terms and Conditions

1.       Name of Employee:
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2.       Grant Date.         The Grant Date is February 16, 2001.
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3.       Number of Shares.   The Restricted Stock grant is              shares.
         ----------------                                 --------------

4.       Dividends and Voting.  Employee shall have all  shareholder  voting
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         rights and rights to dividends paid in cash with respect to the
         Restricted  Stock.  The Company shall retain any dividends paid in
         stock subject to Sections 5 and 6.

5.       Holding and Transfer of Stock  Certificate.  The Company shall issue
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         the Restricted Stock in the name of Employee subject to the condition
         that the Company hold the same for a period of five years from the
         Grant Date. Unless Employee forfeits the Restricted Stock pursuant to
         Section  6,  the  Company  shall  transfer  physical  custody  of  the
         Restricted  Stock to  Employee on the fifth  anniversary  of the Grant
         Date,  free of any  forfeiture  restrictions.  Employee  shall have no
         right to transfer or otherwise alienate or assign Employee's  interest
         in any shares of Restricted Stock,  except through the laws of descent
         and  distribution,  before  physical  custody  is  transferred  by the
         Company to Employee.  Notwithstanding  the  foregoing,  the Restricted
         Stock shall become vested to the extent of 33 1/3% of the total number
         of  shares  set  forth  above  if and when  the  closing  price of the
         Company's  Common  Stock on the New York Stock  Exchange  is $22.50 or
         more for 10 consecutive trading days, and the remaining 66 2/3% of the
         award shall become  vested when such  closing  price is $27.00 or more
         for  10  consecutive   trading  days.  In  addition,   the  forfeiture
         restrictions will lapse, and Employee's rights to the Restricted Stock
         shall become fully vested,  in the event of a Change in Control of the
         Company, as defined in the Plan.

6.       Forfeiture Restriction. Employee shall completely forfeit any interest
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         in the Restricted Stock (and shall receive no consideration from the
         Company on account of such forfeiture) if Employee's employment with
         the Company terminates for any reason whatsoever prior to the fifth
         anniversary of the Grant Date, unless (a) the Committee administering
         the Plan in its sole discretion waives this forfeiture condition at the
         time of termination of employment, or (b) Employee's employment with
         the Company terminates by reason of disability, as determined by the
         Committee in its sole discretion, or death.

7.       Withholding. The Company shall have the right to reduce the number of
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         shares of Common Stock transferred to Employee in order to satisfy
         applicable federal, state and other withholding requirements, or to
         take any other action the Committee acting in its sole discretion deems
         applicable to the Restricted Stock.

8.       Employment  and  Termination.  Nothing in this  Agreement  shall give
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         Employee  the right to  continue in employment  by the Company or limit
         the right of the Company to terminate  Employee's  employment  with or
         without cause at any time.

9.       Miscellaneous.  This Agreement shall be governed by the laws of the
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         State of Georgia.

         IN WITNESS WHEREOF, the parties have executed this Agreement as of the
Grant Date.

                                       John H. Harland Company


                                       By:




                                       Employee