Exhibit   24

# P0WER OF ATTORNEY

KNOW
ALL MEN BY THESE PRESENTS, that the undersigned director of Hibernia Corporation, a
Louisiana corporation (the Corporation), does hereby name, constitute and
appoint J. Herbert Boydstun, Marsha M. Gassan, Jan M.
Macaluso and Cathy E. Chessin, and each of them (with full power to each of them to act
alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in
his name, place and stead, in any and all capacities, to sign, execute, acknowledge,
deliver, and file with the Securities and Exchange Commission (or any other governmental
or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other
appropriate form) for the fiscal year ended December 31, 2003, and any and all amendments
thereto, with any and all exhibits and any and all other documents required to be filed
with respect thereto or in connection therewith, granting unto said agents and attorneys,
and each of them, full power and authority to do and perform each and every act and thing
requisite and necessary to be done in and about the premises in order to effectuate the
same as fully to all intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and confirms all that said agents
and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue
hereof.

IN
WITNESS WHEREOF, the undersigned has hereunto set his hand on this 17thday of
December 2003.



/s/ E.R. Bo Campbell
E.R. Bo Campbell
Director
HIBERNIA CORPORATION


# P0WER OF ATTORNEY

KNOW
ALL MEN BY THESE PRESENTS, that the undersigned director of Hibernia Corporation, a
Louisiana corporation (the Corporation), does hereby name, constitute and
appoint E. R. Bo Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M.
Macaluso and Cathy E. Chessin, and each of them (with full power to each of them to act
alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in
his name, place and stead, in any and all capacities, to sign, execute, acknowledge,
deliver, and file with the Securities and Exchange Commission (or any other governmental
or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other
appropriate form) for the fiscal year ended December 31, 2003, and any and all amendments
thereto, with any and all exhibits and any and all other documents required to be filed
with respect thereto or in connection therewith, granting unto said agents and attorneys,
and each of them, full power and authority to do and perform each and every act and thing
requisite and necessary to be done in and about the premises in order to effectuate the
same as fully to all intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and confirms all that said agents
and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue
hereof.

IN
WITNESS WHEREOF, the undersigned has hereunto set his hand on this 17thday of
December 2003.



/s/ Paul Candies
Paul Candies
Director
HIBERNIA CORPORATION


# P0WER OF ATTORNEY

KNOW
ALL MEN BY THESE PRESENTS, that the undersigned director of Hibernia Corporation, a
Louisiana corporation (the Corporation), does hereby name, constitute and
appoint E. R. Bo Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M.
Macaluso and Cathy E. Chessin, and each of them (with full power to each of them to act
alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in
his name, place and stead, in any and all capacities, to sign, execute, acknowledge,
deliver, and file with the Securities and Exchange Commission (or any other governmental
or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other
appropriate form) for the fiscal year ended December 31, 2003, and any and all amendments
thereto, with any and all exhibits and any and all other documents required to be filed
with respect thereto or in connection therewith, granting unto said agents and attorneys,
and each of them, full power and authority to do and perform each and every act and thing
requisite and necessary to be done in and about the premises in order to effectuate the
same as fully to all intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and confirms all that said agents
and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue
hereof.

IN
WITNESS WHEREOF, the undersigned has hereunto set his hand on this 17thday of
December 2003.



/s/ Richard W. Freeman, Jr.
Richard W. Freeman, Jr.
Director
HIBERNIA CORPORATION


# P0WER OF ATTORNEY

KNOW
ALL MEN BY THESE PRESENTS, that the undersigned director of Hibernia Corporation, a
Louisiana corporation (the Corporation), does hereby name, constitute and
appoint E. R. Bo Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M.
Macaluso and Cathy E. Chessin, and each of them (with full power to each of them to act
alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in
his name, place and stead, in any and all capacities, to sign, execute, acknowledge,
deliver, and file with the Securities and Exchange Commission (or any other governmental
or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other
appropriate form) for the fiscal year ended December 31, 2003, and any and all amendments
thereto, with any and all exhibits and any and all other documents required to be filed
with respect thereto or in connection therewith, granting unto said agents and attorneys,
and each of them, full power and authority to do and perform each and every act and thing
requisite and necessary to be done in and about the premises in order to effectuate the
same as fully to all intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and confirms all that said agents
and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue
hereof.

IN
WITNESS WHEREOF, the undersigned has hereunto set his hand on this 17thday of
December 2003.



/s/ Dick H. Hearin
Dick H. Hearin
Director
HIBERNIA CORPORATION


# P0WER OF ATTORNEY

KNOW
ALL MEN BY THESE PRESENTS, that the undersigned director of Hibernia Corporation, a
Louisiana corporation (the Corporation), does hereby name, constitute and
appoint E. R. Bo Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M.
Macaluso and Cathy E. Chessin, and each of them (with full power to each of them to act
alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in
his name, place and stead, in any and all capacities, to sign, execute, acknowledge,
deliver, and file with the Securities and Exchange Commission (or any other governmental
or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other
appropriate form) for the fiscal year ended December 31, 2003, and any and all amendments
thereto, with any and all exhibits and any and all other documents required to be filed
with respect thereto or in connection therewith, granting unto said agents and attorneys,
and each of them, full power and authority to do and perform each and every act and thing
requisite and necessary to be done in and about the premises in order to effectuate the
same as fully to all intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and confirms all that said agents
and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue
hereof.

IN
WITNESS WHEREOF, the undersigned has hereunto set his hand on this 17thday of
December 2003.



/s/ Randall E. Howard
Randall E. Howard
Director
HIBERNIA CORPORATION


# P0WER OF ATTORNEY

KNOW
ALL MEN BY THESE PRESENTS, that the undersigned director of Hibernia Corporation, a
Louisiana corporation (the Corporation), does hereby name, constitute and
appoint E. R. Bo Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M.
Macaluso and Cathy E. Chessin, and each of them (with full power to each of them to act
alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in
his name, place and stead, in any and all capacities, to sign, execute, acknowledge,
deliver, and file with the Securities and Exchange Commission (or any other governmental
or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other
appropriate form) for the fiscal year ended December 31, 2003, and any and all amendments
thereto, with any and all exhibits and any and all other documents required to be filed
with respect thereto or in connection therewith, granting unto said agents and attorneys,
and each of them, full power and authority to do and perform each and every act and thing
requisite and necessary to be done in and about the premises in order to effectuate the
same as fully to all intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and confirms all that said agents
and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue
hereof.

IN
WITNESS WHEREOF, the undersigned has hereunto set his hand on this 17thday of
December 2003.



/s/ Elton R. King
Elton R. King
Director
HIBERNIA CORPORATION


# P0WER OF ATTORNEY

KNOW
ALL MEN BY THESE PRESENTS, that the undersigned director of Hibernia Corporation, a
Louisiana corporation (the Corporation), does hereby name, constitute and
appoint E. R. Bo Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M.
Macaluso and Cathy E. Chessin, and each of them (with full power to each of them to act
alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in
his name, place and stead, in any and all capacities, to sign, execute, acknowledge,
deliver, and file with the Securities and Exchange Commission (or any other governmental
or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other
appropriate form) for the fiscal year ended December 31, 2003, and any and all amendments
thereto, with any and all exhibits and any and all other documents required to be filed
with respect thereto or in connection therewith, granting unto said agents and attorneys,
and each of them, full power and authority to do and perform each and every act and thing
requisite and necessary to be done in and about the premises in order to effectuate the
same as fully to all intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and confirms all that said agents
and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue
hereof.

IN
WITNESS WHEREOF, the undersigned has hereunto set his hand on this 17thday of
December 2003.



/s/ Sidney W. Lassen
Sidney W. Lassen
Director
HIBERNIA CORPORATION


# P0WER OF ATTORNEY

KNOW
ALL MEN BY THESE PRESENTS, that the undersigned director of Hibernia Corporation, a
Louisiana corporation (the Corporation), does hereby name, constitute and
appoint E. R. Bo Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M.
Macaluso and Cathy E. Chessin, and each of them (with full power to each of them to act
alone), her true and lawful agents and attorneys-in-fact, for her and on her behalf and in
her name, place and stead, in any and all capacities, to sign, execute, acknowledge,
deliver, and file with the Securities and Exchange Commission (or any other governmental
or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other
appropriate form) for the fiscal year ended December 31, 2003, and any and all amendments
thereto, with any and all exhibits and any and all other documents required to be filed
with respect thereto or in connection therewith, granting unto said agents and attorneys,
and each of them, full power and authority to do and perform each and every act and thing
requisite and necessary to be done in and about the premises in order to effectuate the
same as fully to all intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and confirms all that said agents
and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue
hereof.

IN
WITNESS WHEREOF, the undersigned has hereunto set her hand on this 17thday of
December 2003.



/s/ Janee Gee Mercadel-Tucker
Janee Gee Mercadel-Tucker
Director
HIBERNIA CORPORATION


# P0WER OF ATTORNEY

KNOW
ALL MEN BY THESE PRESENTS, that the undersigned director of Hibernia Corporation, a
Louisiana corporation (the Corporation), does hereby name, constitute and
appoint E. R. Bo Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M.
Macaluso and Cathy E. Chessin, and each of them (with full power to each of them to act
alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in
his name, place and stead, in any and all capacities, to sign, execute, acknowledge,
deliver, and file with the Securities and Exchange Commission (or any other governmental
or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other
appropriate form) for the fiscal year ended December 31, 2003, and any and all amendments
thereto, with any and all exhibits and any and all other documents required to be filed
with respect thereto or in connection therewith, granting unto said agents and attorneys,
and each of them, full power and authority to do and perform each and every act and thing
requisite and necessary to be done in and about the premises in order to effectuate the
same as fully to all intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and confirms all that said agents
and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue
hereof.

IN
WITNESS WHEREOF, the undersigned has hereunto set his hand on this 17thday of
December 2003.



/s/ Ray B. Nesbitt
Ray B. Nesbitt
Director
HIBERNIA CORPORATION


# P0WER OF ATTORNEY

KNOW
ALL MEN BY THESE PRESENTS, that the undersigned director of Hibernia Corporation, a
Louisiana corporation (the Corporation), does hereby name, constitute and
appoint E. R. Bo Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M.
Macaluso and Cathy E. Chessin, and each of them (with full power to each of them to act
alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in
his name, place and stead, in any and all capacities, to sign, execute, acknowledge,
deliver, and file with the Securities and Exchange Commission (or any other governmental
or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other
appropriate form) for the fiscal year ended December 31, 2003, and any and all amendments
thereto, with any and all exhibits and any and all other documents required to be filed
with respect thereto or in connection therewith, granting unto said agents and attorneys,
and each of them, full power and authority to do and perform each and every act and thing
requisite and necessary to be done in and about the premises in order to effectuate the
same as fully to all intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and confirms all that said agents
and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue
hereof.

IN
WITNESS WHEREOF, the undersigned has hereunto set his hand on this 17thday of
December 2003.



/s/ William C. O'Malley
William C. O'Malley
Director
HIBERNIA CORPORATION


# P0WER OF ATTORNEY

KNOW
ALL MEN BY THESE PRESENTS, that the undersigned director of Hibernia Corporation, a
Louisiana corporation (the Corporation), does hereby name, constitute and
appoint E. R. Bo Campbell, J. Herbert Boydstun, Marsha M. Gassan, Jan M.
Macaluso and Cathy E. Chessin, and each of them (with full power to each of them to act
alone), his true and lawful agents and attorneys-in-fact, for him and on his behalf and in
his name, place and stead, in any and all capacities, to sign, execute, acknowledge,
deliver, and file with the Securities and Exchange Commission (or any other governmental
or regulatory authority), the Annual Report of the Corporation on Form 10-K (or other
appropriate form) for the fiscal year ended December 31, 2003, and any and all amendments
thereto, with any and all exhibits and any and all other documents required to be filed
with respect thereto or in connection therewith, granting unto said agents and attorneys,
and each of them, full power and authority to do and perform each and every act and thing
requisite and necessary to be done in and about the premises in order to effectuate the
same as fully to all intents and purposes as the undersigned might or could do if
personally present, and the undersigned hereby ratifies and confirms all that said agents
and attorneys-in-fact, or any of them, may lawfully do or cause to be done by virtue
hereof.

IN
WITNESS WHEREOF, the undersigned has hereunto set his hand on this 17thday of
December 2003.



/s/ Robert T. Ratcliff
Robert T. Ratcliff
Director
HIBERNIA CORPORATION