UNITED STATES BANKRUPTCY COURT

EASTERN DISTRICT OF VIRGINIA

RICHMOND DIVISION

In re: 

Terri Lynne Watson

Debtor(s)

Case No. 18-33071-KLP

CHAPTER 13 STANDING TRUSTEE’S FINAL REPORT AND ACCOUNT

Carl M. Bates, chapter 13 trustee, submits the following Final Report and Account of the 

administration of the estate pursuant to 11 U.S.C. § 1302(b)(1). The trustee declares as follows:

1) The case was filed on 06/13/2018.

2) The plan was confirmed on 09/04/2018.

3) The plan was modified by order after confirmation pursuant to 11 U.S.C. § 1329 on

06/20/2019, 12/21/2020, 06/22/2021, 01/29/2022, 06/06/2023.

4) The trustee filed action to remedy default by the debtor in performance under the plan 

on 10/29/2020, 11/22/2021, 09/13/2022, 09/13/2022, 07/19/2023, 10/04/2023.

5) The case was dismissed on 10/11/2023.

6) Number of months from filing or conversion to last payment: 71.

7) Number of months case was pending: 72.

8) Total value of assets abandoned by court order: NA .

9) Total value of assets exempted: $19,350.00.

10) Amount of unsecured claims discharged without full payment: $0.00.

11) All checks distributed by the trustee relating to this case have cleared the bank.

UST Form 101-13-FR-S (09/01/2009)

Case 18-33071-KLP Doc 133 Filed 06/06/24 Entered 06/06/24 13:54:23 Desc

Page 1 of 3
Receipts:

Total paid by or on behalf of the debtor $19,250.54

Less amount refunded to debtor $0.00

NET RECEIPTS: $19,250.54

Expenses of Administration:

Attorney’s Fees Paid Through the Plan $5,223.00

Court Costs $0.00

Trustee Expenses & Compensation $1,361.37

Other $0.00

TOTAL EXPENSES OF ADMINISTRATION: $6,584.37

Attorney fees paid and disclosed by debtor: $0.00

Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

Ashley Funding Services LLC Unsecured 166.00 166.00 166.00 0.00 0.00

Charlottesville Radiology Unsecured 226.00 NA NA 0.00 0.00

Fay Servicing, LLC Secured 168,263.00 1,422.37 1,422.37 1,421.60 0.00

Henrico Doctors Hospital Unsecured NA 1,374.24 1,374.24 0.00 0.00

Internal Revenue Service Unsecured NA 41.23 41.23 0.00 0.00

Internal Revenue Service Priority 4,188.00 4,151.42 4,151.42 4,149.48 0.00

Martha Jefferson Medical Group, LLC Unsecured 137.00 NA NA 0.00 0.00

MIDLAND FUNDING LLC Unsecured 3,807.00 3,807.86 3,807.86 0.00 0.00

Nationstar Mortgage, LLC Secured NA 3,390.90 3,390.90 3,260.84 0.00

Patient First c/o Receivables Management Unsecured 904.00 916.64 916.64 0.00 0.00

Quantum3 Group LLC Unsecured 2,931.00 3,014.56 3,014.56 0.00 0.00

Quantum3 Group LLC Unsecured 17.00 85.09 85.09 0.00 0.00

Quantum3 Group LLC Unsecured 69.00 183.69 183.69 0.00 0.00

Toyota Motor Credit Corporation Secured 25,999.00 457.53 457.53 457.30 0.00

Toyota Motor Credit Corporation Secured NA 4,829.13 4,829.13 3,376.95 0.00

WELLS FARGO CARD SERVICES Unsecured 8,610.00 7,623.82 7,623.82 0.00 0.00

UST Form 101-13-FR-S (09/01/2009)

Case 18-33071-KLP Doc 133 Filed 06/06/24 Entered 06/06/24 13:54:23 Desc

Page 2 of 3
Summary of Disbursements to Creditors:

Secured Payments:

Mortgage Ongoing

Mortgage Arrearage

Debt Secured by Vehicle

All Other Secured

TOTAL SECURED:

Priority Unsecured Payments:

Domestic Support Arrearage

Domestic Support Ongoing

All Other Priority

TOTAL PRIORITY:

GENERAL UNSECURED PAYMENTS:

Claim

Allowed

$0.00

$4,813.27

$5,286.66

$0.00

$10,099.93

$0.00

$0.00

$4,151.42

$4,151.42

$17,213.13

Principal

Paid

$0.00

$4,682.44

$3,834.25

$0.00

$8,516.69

$0.00

$0.00

$4,149.48

$4,149.48

$0.00

Interest

Paid

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Disbursements:

Expenses of Administration $6,584.37

Disbursements to Creditors $12,666.17

TOTAL DISBURSEMENTS : $19,250.54

12) The trustee certifies that, pursuant to Federal Rule of Bankruptcy Procedure 5009, 

the estate has been fully administered, the foregoing summary is true and complete, and all 

administrative matters for which the trustee is responsible have been completed. The trustee 

requests a final decree be entered that discharges the trustee and grants such other relief as may 

be just and proper.

Dated: 06/06/2024

STATEMENT: This Unified Form is associated with an open bankruptcy case , therefore, Paperwork Reduction Act 

exemption 5 C.F.R. § 1320.4(a)(2) applies.

By:/s/ Carl M. Bates

Trustee

UST Form 101-13-FR-S (09/01/2009)

Case 18-33071-KLP Doc 133 Filed 06/06/24 Entered 06/06/24 13:54:23 Desc

Page 3 of 3