Massie Law Firm, PC 

Joseph Massie, III, Esquire (Bar No. 35472) 

115 N. 1st Street 

Richmond, VA 23219 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

jmassie@massielawfirm.com 

IN RE: } 

} Case No. 18-30584-KLP 

Natalie Walker } 

} 

 } Chapter 13 

IN THE UNITED STATES BANKRUPTCY COURT 

EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

 

IN RE: } 

} Case No. 18-30584-KLP 

Natalie Walker } 

} 

 } Chapter 13 

} 

Debtor } 

Address: 20304 Stone Wood Manor Drive 

Petersburg, VA 23803 

SSN: xxx-xx-6863 

 

NOTICE OF MOTION 

Natalie Walker, (“Debtor”), by counsel, has filed a Motion to Incur Debt, Motion 

to Expedite and Motion to Shorten Notice Period. 

Your rights may be affected. You should read these papers carefully and discuss 

them with your attorney, if you have one in this bankruptcy case. 

If you do not want the court the grant the relief sought in the motion, or if you want the 

court to consider your views on the motion, then on or before you or your attorney must: 

 

File with the court, at the address shown below, a written request for a hearing [or 

a written response pursuant to Local Bankruptcy Rule 9013-1(H)]. If you mail 

your request for hearing (or response) to the court for filing, you must mail it 

early enough so the court will receive it on or before the date stated above. 

Clerk of Court 

United States Bankruptcy Court 

701 E. Broad Street, Room 4000 

Richmond, VA 23219 

Case 18-30584-KLP Doc 39 Filed 08/08/19 Entered 08/08/19 14:09:03 Desc Main

 Document Page 1 of 12
Massie Law Firm, PC 

Joseph Massie, III, Esquire (Bar No. 35472) 

115 N. 1st Street 

Richmond, VA 23219 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

jmassie@massielawfirm.com 

IN RE: } 

} Case No. 18-30584-KLP 

Natalie Walker } 

} 

 } Chapter 13 

You must also mail a copy to: 

Joseph Massie, III 

115 N. 1st Street 

Richmond, VA 23219-2125 

Attend a hearing scheduled for August 21, 2019 at 10:00 am at Judge Phillips 

at 701 E. Broad Street, Room 5100, Richmond, VA 23219.

 

If you or your attorney do not take these steps, the court may decide that you do not oppose the 

relief sought in the motion and may enter an order granting that relief. 

 

 /s/: Joseph Massie, III 

Joseph Massie, III 

115 N. 1st Street 

Richmond, VA 23219-2125 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

 

CERTIFICATE OF SERVICE 

 

I hereby certify that on August 8, 2019, I sent, electronically, or mailed a true and exact 

copy of the foregoing Notice of Motion to all necessary parties. 

 

August 8, 2019 RESPECTFULLY SUBMITTED 

 Natalie Walker

 

 By: /s/: Joseph Massie, III 

Joseph Massie, III 

115 N. 1st Street 

Richmond, VA 23219-2125 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

Case 18-30584-KLP Doc 39 Filed 08/08/19 Entered 08/08/19 14:09:03 Desc Main

 Document Page 2 of 12
Massie Law Firm, PC 

Joseph Massie, III, Esquire (Bar No. 35472) 

115 N. 1st Street 

Richmond, VA 23219 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

jmassie@massielawfirm.com 

IN RE: } 

} Case No. 18-30584-KLP 

Natalie Walker } 

} 

 } Chapter 13 

IN THE UNITED STATES BANKRUPTCY COURT 

EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

 

In re: Natalie Walker Case Number 18-30584-KLP

Chapter 13 

Debtor

MOTION TO EXPEDITE HEARING

COMES NOW, Natalie Walker, the Debtor, by Counsel, and offer the following in support of 

his Motion to Expedite Hearing on the Motion for Authority to Incur Indebtedness: 

1. On February 8, 2018, Debtor filed in the Honorable Court a petition for relief under Chapter 

13 of Bankruptcy Code 11 USC § §1301 et seq.

2. Debtor seeks permission to have an Expedited Hearing on the Motion for Authority to

Incur Indebtedness. 

3. That an expedited hearing on the Motions are necessary for the following reason: Debtor

does not have transportation for work.

4. An expedited hearing is necessary under the circumstances and creditors and parties in 

interest will not be prejudiced by such expedited hearing being granted. 

WHEREFORE, the Debtor respectfully request this Honorable Court to schedule a hearing to be 

heard on an expedited bases to consider the Motion for Authority to Incur Indebtedness and 

for such other and further relief as the Court deems proper. 

 

August 8, 2019 RESPECTFULLY SUBMITTED, 

 Natalie Walker 

 By: /s/: Joseph Massie, III 

Joseph Massie, III 

115 N. 1st Street 

Richmond, VA 23219-2125 

 (804) 644-4878 (T) 

 (804) 644-4874 (F) 

Case 18-30584-KLP Doc 39 Filed 08/08/19 Entered 08/08/19 14:09:03 Desc Main

 Document Page 3 of 12
Massie Law Firm, PC 

Joseph Massie, III, Esquire (Bar No. 35472) 

115 N. 1st Street 

Richmond, VA 23219 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

jmassie@massielawfirm.com 

IN RE: } 

} Case No. 18-30584-KLP 

Natalie Walker } 

} 

 } Chapter 13 

IN THE UNITED STATES BANKRUPTCY COURT

EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

 

In re: Natalie Walker Case Number 18-30584-KLP

Chapter 13 

Debtor

CERTIFICATION REGARDING REQUEST FOR EXPEDITED HEARING

In support of the attached request for an expedited hearing as required by Local Rule 9013-1(N), 

I hereby certify that: 

1. I have carefully examined the matter and concluded that there is a true need for an 

emergency hearing. 

2. I have not created the emergency through any lack of due diligence, and 

3. I have made a bona fide effort to resolve the matter without hearing. 

August 8, 2019 RESPECTFULLY SUBMITTED, 

 Natalie Walker

 

 By: /s/: Joseph Massie, III 

Joseph Massie, III 

115 N. 1st Street 

Richmond, VA 23219-2125 

 (804) 644-4878 (T) 

 (804) 644-4874 (F) 

Case 18-30584-KLP Doc 39 Filed 08/08/19 Entered 08/08/19 14:09:03 Desc Main

 Document Page 4 of 12
Massie Law Firm, PC 

Joseph Massie, III, Esquire (Bar No. 35472) 

115 N. 1st Street 

Richmond, VA 23219 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

jmassie@massielawfirm.com 

IN RE: } 

} Case No. 18-30584-KLP 

Natalie Walker } 

} 

 } Chapter 13 

CERTIFICATE OF SERVICE 

I hereby certify that on August 8, 2019, I sent, electronically, or mailed a true and exact 

copy of the foregoing Motion to EXPEDITE HEARING to all necessary parties. 

 

August 8, 2019 RESPECTFULLY SUBMITTED 

 Natalie Walker

 

 By /s/: Joseph Massie, III 

Joseph Massie, III 

115 N. 1st Street 

 Richmond, VA 23219-2125 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

Case 18-30584-KLP Doc 39 Filed 08/08/19 Entered 08/08/19 14:09:03 Desc Main

 Document Page 5 of 12
Massie Law Firm, PC 

Joseph Massie, III, Esquire (Bar No. 35472) 

115 N. 1st Street 

Richmond, VA 23219 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

jmassie@massielawfirm.com 

IN RE: } 

} Case No. 18-30584-KLP 

Natalie Walker } 

} 

 } Chapter 13 

IN THE UNITED STATES BANKRUPTCY COURT 

EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

 

In re: Natalie Walker Case Number 18-30584-KLP

Chapter 13 

Debtor

MOTION TO SHORTEN NOTICE PERIOD

COMES NOW, Natalie Walker, (“the Debtor”), by Counsel, and file this Motion to Shorten 

the Notice Period for the Motion for Authority to Incur Indebtedness pursuant to 11 USC 

§364(a) and 1304, Federal Rules of Bankruptcy Procedure 4001(c) and 9013, and Local 

Bankruptcy Rules 9013-1. In support thereof, Debtor respectfully state the following: 

Jurisdiction

1. This court has exclusive jurisdiction over this matter pursuant to 28 USC §1334. 

2. This proceeding is a core proceeding under 28 USC §157(b)(2)(A)(B)(K) and (O). 

3. Venue is proper pursuant to 28 USC §1409. 

Facts

4. On February 8, 2018, the Debtor filed in the Honorable Court a petition for relief under 

Chapter 13 of Bankruptcy Code 11 USC § §1301 et seq.

5. Debtor seeks to shorten the notice period for the Motion for Authority to Incur

Indebtedness from twenty-one (21) days to thirteen (13) days. 

WHEREFORE, the Debtor prays that this Court enter an Order shortening the notice period for 

the Motion for Authority to Incur Indebtedness 

 

August 8, 2019 RESPECTFULLY SUBMITTED, 

 Natalie Walker

 

 By: /s/: Joseph Massie, III 

Joseph Massie, III 

Case 18-30584-KLP Doc 39 Filed 08/08/19 Entered 08/08/19 14:09:03 Desc Main

 Document Page 6 of 12
Massie Law Firm, PC 

Joseph Massie, III, Esquire (Bar No. 35472) 

115 N. 1st Street 

Richmond, VA 23219 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

jmassie@massielawfirm.com 

IN RE: } 

} Case No. 18-30584-KLP 

Natalie Walker } 

} 

 } Chapter 13 

115 N. 1st Street 

Richmond, VA 23219-2125 

 (804) 644-4878 (T) 

 (804) 644-4874 (F) 

CERTIFICATE OF SERVICE 

 

I hereby certify that on August 8, 2019, I sent, electronically, or mailed a true and exact 

copy of the foregoing Motion to SHORTEN NOTICE to all necessary parties. 

 

August 8, 2019 RESPECTFULLY SUBMITTED 

 Natalie Walker

 

 By /s/: Joseph Massie, III 

Joseph Massie, III 

115 N. 1st Street 

Richmond, VA 23219-2125 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

Case 18-30584-KLP Doc 39 Filed 08/08/19 Entered 08/08/19 14:09:03 Desc Main

 Document Page 7 of 12
Massie Law Firm, PC 

Joseph Massie, III, Esquire (Bar No. 35472) 

115 N. 1st Street 

Richmond, VA 23219 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

jmassie@massielawfirm.com 

IN RE: } 

} Case No. 18-30584-KLP 

Natalie Walker } 

} 

 } Chapter 13 

IN THE UNITED STATES BANKRUPTCY COURT 

EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

 

In re: Natalie Walker Case Number 18-30584-KLP

Chapter 13 

Debtor

MOTION FOR AUTHORITY TO INCUR INDEBTEDNESS

 COME NOW, the Debtor, Natalie Walker, by counsel, and in support of her request 

Motion for Authority to Incur Indebtedness, states as follows: 

 

1. The Debtor is requesting authority to incur indebted with, for the purchase of 

2010 Lexus ES 350 4D Luxury Sedan or like vehicle in the approximate amount not to 

exceed $8,023.76, and with an interest rate not to exceed 19.99%, 5 years (60 months) 

with monthly payments of $360.66 per month. 

2. Said purchase is necessary as the Debtor is in need of vehicle to drive to work. 

3. Said indebtedness will not impair the Debtor’s ability to comply with the terms of 

Chapter 13 Plan. 

WHEREFORE, the Debtor requests an Order authorizing them to incur said indebtedness and for 

such other relief as the Court may deem appropriate. 

 

August 8, 2019 RESPECTFULLY SUBMITTED, 

 Natalie Walker

 

 By: /s/: Joseph Massie, III 

 Joseph Massie, III 

115 N. 1st Street 

 Richmond, VA 23219-2125 

 (804) 644-4878 (T) 

 (804) 644-4874 (F) 

Case 18-30584-KLP Doc 39 Filed 08/08/19 Entered 08/08/19 14:09:03 Desc Main

 Document Page 8 of 12
Massie Law Firm, PC 

Joseph Massie, III, Esquire (Bar No. 35472) 

115 N. 1st Street 

Richmond, VA 23219 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

jmassie@massielawfirm.com 

IN RE: } 

} Case No. 18-30584-KLP 

Natalie Walker } 

} 

 } Chapter 13 

CERTIFICATE OF SERVICE 

 

I hereby certify that on August 8, 2019, I sent, electronically, or mailed a true and exact 

copy of the foregoing Motion for Authority to Incur Indebtedness to all necessary parties. 

 

August 8, 2019 RESPECTFULLY SUBMITTED 

 Natalie Walker 

 

 By /s/: Joseph Massie, III 

Joseph Massie, III 

115 N. 1st Street 

Richmond, VA 23219-2125 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

}bk1{CreditorAdresMatrix}bk{ 

Natalie Walker 

20304 Stone Wood Manor Drive

Petersburg, VA 23803

Carl Bates 

PO Box 1819 

Richmond, VA 23219 

Credit Acceptance 25505 

W. 

12 Mile Rd. 

Southfield, MI 48034 

US Trustee 

John P. Fitzgerald, III 

701 E. Broad Street, Ste. 4304 

Richmond, VA 23219

}bk1{CreditorAdresMatrix}bk{

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 Document Page 9 of 12
Massie Law Firm, PC 

Joseph Massie, III, Esquire (Bar No. 35472) 

115 N. 1st Street 

Richmond, VA 23219 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

jmassie@massielawfirm.com 

IN RE: } 

} Case No. 18-30584-KLP 

Natalie Walker } 

} 

 } Chapter 13 

Biorefernce Lab

P.O. Box 21134

New York, NY 10087-1134

Bogese Asset Management

Chesterfield Community Service

P.O. Box 92

Attn: Accounts Receivable

Chesterfield, VA 23832-0001

Cig Financial

6 Executive Circle Ste 100

Irvine, CA 92614

Collection Service C

250 Mt Lebanon Blvd

Pittsburgh, PA 15122

Focused Recovery Solutions

9701-Metropolitan Ct

Ste B

Richmond, VA 23236

IRS

P.O. BOX 7346

Philadelphia, PA 19101

Mccarthy Burgess & Wol

26000 Cannon Rd

Cleveland, OH 44146

Medical Data Systems Inc

Mds

2001 9th Ave Ste 312

Vero beach, FL 32960

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 Document Page 10 of 12
Massie Law Firm, PC 

Joseph Massie, III, Esquire (Bar No. 35472) 

115 N. 1st Street 

Richmond, VA 23219 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

jmassie@massielawfirm.com 

IN RE: } 

} Case No. 18-30584-KLP 

Natalie Walker } 

} 

 } Chapter 13 

Office of US Trustee

701 E. Broad Street

Suite 4300

Richmond, VA 23219

OneMain Financial

Attn: Bankruptcy Department

601 Nw 2nd St #300

Evansville, IN 47708

Receivable Management Systems

PO Box 8630

Richmond, VA 23226

Rfc 1212

Syncb/nations

Attn: Bankruptcy

Po Box 965060

Orlando, FL 32896

The Foot Center

5311 Patterson Avenue Ste 110

Richmond, VA 23226

Transworld Systems

500 Virginia Drive, Ste 514

Fort Washington, PA 19034

Valley Credit Service, Inc

Po Box 2162

Hagerstown, MD 21742

Wakefield & Associates

7005 Middlebrook Pike

Knoxville, TN 37909

West End Orthapaedic

1400 Johnston-Willis Dr

Richmond, VA 23235

Case 18-30584-KLP Doc 39 Filed 08/08/19 Entered 08/08/19 14:09:03 Desc Main

 Document Page 11 of 12
Massie Law Firm, PC 

Joseph Massie, III, Esquire (Bar No. 35472) 

115 N. 1st Street 

Richmond, VA 23219 

(804) 644-4878 (T) 

(804) 644-4874 (F) 

jmassie@massielawfirm.com 

IN RE: } 

} Case No. 18-30584-KLP 

Natalie Walker } 

} 

 } Chapter 13 

Westlake Financial Srvs

Customer Care

Po Box 76809

Los Angeles, CA 90054

Westview Financial S

1068 Temple Avenue

Colonial Heights, VA 23834

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