Information to identify the case:

Debtor 1 Michael J. Melton

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−8355

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia

Case number: 15−33650−KRH

Discharge of Debtor 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to:

Michael J. Melton

May 25, 2016 For the court: William C. Redden

Clerk

Explanation of Bankruptcy Discharge in a Chapter 7 Case

This order does not close or dismiss the case,

and it does not determine how much money, if

any, the trustee will pay creditors.

This order does not prevent debtors from paying

any debt voluntarily or from paying reaffirmed

debts according to the reaffirmation agreement.

11 U.S.C. § 524(c), (f).

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors

cannot sue, garnish wages, assert a deficiency,

or otherwise try to collect from the debtors

personally on discharged debts. Creditors cannot

contact the debtors by mail, phone, or otherwise

in any attempt to collect the debt personally.

Creditors who violate this order can be required

to pay debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated.

For example, a creditor may have the right to

foreclose a home mortgage or repossess an

automobile.

Most debts are discharged

Most debts are covered by the discharge, but not

all. Generally, a discharge removes the debtors'

personal liability for debts owed before the

debtors' bankruptcy case was filed.

Also, if this case began under a different chapter

of the Bankruptcy Code and was later converted

to chapter 7, debts owed before the conversion

are discharged.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

For more information, see page 2 >

Official Form 318 Discharge of Debtor page 1

Case 15-33650-KRH Doc 74 Filed 05/27/16 Entered 05/28/16 00:26:32 Desc Imaged

 Certificate of Notice Page 1 of 4
Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

♦ debts for most taxes;

debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for most fines, penalties,

forfeitures, or criminal restitution

obligations;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts for certain types of loans owed to

pension, profit sharing, stock bonus, or

retirement plans; and

♦ 

debts for death or personal injury caused

by operating a vehicle while intoxicated.

♦ 

Also, debts covered by a valid reaffirmation

agreement are not discharged.

In addition, this discharge does not stop

creditors from collecting from anyone else who is

also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general summary

of the bankruptcy discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of the

discharge in this case.

Official Form 318 Discharge of Debtor page 2

Case 15-33650-KRH Doc 74 Filed 05/27/16 Entered 05/28/16 00:26:32 Desc Imaged

 Certificate of Notice Page 2 of 4
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 15-33650-KRH

Michael J. Melton Chapter 7

 Debtor CERTIFICATE OF NOTICE

District/off: 0422-7 User: baumgartn Page 1 of 2 Date Rcvd: May 25, 2016

 Form ID: 318 Total Noticed: 33

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

May 27, 2016.

db +Michael J. Melton, 3401 Baymeadows Way, Apt. 312, Richmond, VA 23233-1294

aty +Vogel & Cromwell, L.L.C., 8550 Mayland Drive, Suite 204, Richmond, VA 23294-4755

acc George Ellis Redford, IV, P.C., 2573 Homeview Drive, Richmond, VA 23294-1700

intp +HAMA II LLC, c/o W. R. Baldwin, III (VSB #16988), 5600 Grove Ave, Richmond, VA 23226-2102

cr +Wells Fargo Bank, N.A., 501 Independence Parkway, Suite 203, Chesapeake, VA 23320-5174

12979130 +AT & T, P.O. Box 10330, Fort Wayne, IN 46851-0330

12979129 +Adam Wener, 7401 Count Fleet Drive, Midlothian, VA 23112-6401

12979132 +Benard Meyer, JR, 5241 Monument Ave, 2A, Richmond, VA 23226-1427

12979135 +Crossridge Ventures, LLC, 10160 Staples Mill Road, Glen Allen, VA 23060-3447

12979137 ++DOMINION VIRGINIA POWER, PO BOX 26666, 18TH FLOOR, RICHMOND VA 23261-6666

 (address filed with court: Dominion Virginia Power, PO Box 26543, Richmond, VA 23290-0001)

12979138 +HAMA LLC Operationg Agreement, 5241 Monument Avenue, #2A, Richmond, VA 23226-1427

12979139 +Hampton Roads Bankshares, 112 Corporate Drive, Elizabeth City, NC 27909-7027

12979142 +Larry Giannasi, PO Box 1555, Mechanicsville, VA 23116-0001

12979144 +R Andrew Kestner, 10160 Staples Mill Road, Suite, Glen Allen, VA 23060-3447

12979146 +SONA Bank, 6830 Old Dominion Drive, Mc Lean, VA 22101-6035

12979145 +Shapiro & Burson, 10021 Balls Ford Road, Suite 200, Manassas, VA 20109-2666

13145087 +The Bank of Hampton Roads, ATTN: Jacqueline Byers, 641 Lynnhaven Parkway,

 Virginia Beach, VA 23452-7307

12979149 +Village Bank, 13531 Midlothian T, Midlothian, VA 23113-4261

12979151 ++WELLS FARGO BANK NA, WELLS FARGO HOME MORTGAGE AMERICAS SERVICING,

 ATTN BANKRUPTCY DEPT MAC X7801-014, 3476 STATEVIEW BLVD, FORT MILL SC 29715-7203

 (address filed with court: Wells Fargo Hm Mortgag, 8480 Stagecoach Cir,

 Frederick, MD 21701-0000)

12979152 +William Wood, 605 Cross Ridge Lane, Manakin Sabot, VA 23103-3158

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

tr +EDI: QHSHAIA.COM May 26 2016 01:43:00 Harry Shaia, Jr, Spinella, Owings & Shaia, P.C.,

 8550 Mayland Drive, Richmond, VA 23294-4704

13026025 +E-mail/Text: bankruptcy@bbandt.com May 26 2016 01:49:37 BB&T, Bankruptcy Section,

 100-50-01-51, P.O. Box 1847, Wilson, NC 27894-1847

12979131 +EDI: TSYS2.COM May 26 2016 01:43:00 Barclays Bank Delaware, Attn: Bankruptcy,

 P.O. Box 8801, Wilmington, DE 19899-8801

12979133 +E-mail/Text: bankruptcy@bbandt.com May 26 2016 01:49:37 Branch B&t, Po Box 2306,

 Wilson, NC 27894-2306

12979134 +EDI: TSYS2.COM May 26 2016 01:43:00 Card Services, P.O. Box 13337,

 Philadelphia, PA 19101-3337

12979136 EDI: DIRECTV.COM May 26 2016 01:43:00 Direct TV, PO Box 6550, Englewood, CO 80155-0000

12979140 +E-mail/Text: BankruptcyNotices@hughes.com May 26 2016 01:49:28 Hughes Net, PO Box 96874,

 Chicago, IL 60693-6874

12979141 EDI: IRS.COM May 26 2016 01:43:00 IRS, PO Box 7346, Philadelphia, PA 19101-7346

12979143 +E-mail/Text: bankruptcy@onlineis.com May 26 2016 01:50:07 Online Collections, Po Box 1489,

 Winterville, NC 28590-1489

13077001 +E-mail/Text: bncmail@w-legal.com May 26 2016 01:49:53 USAA SAVINGS BANK,

 C O WEINSTEIN & RILEY, PS, 2001 WESTERN AVENUE, STE 400, SEATTLE, WA 98121-3132

12979147 +EDI: USAA.COM May 26 2016 01:43:00 Usaa Savings Bank, 10750 Mc Dermott,

 San Antonio, TX 78288-1600

12979148 +EDI: VERIZONCOMB.COM May 26 2016 01:43:00 Verizon, PO Box 660720, Dallas, TX 75266-0720

12979150 +EDI: WFFC.COM May 26 2016 01:43:00 Wells Fargo Bank N A, Po Box 31557,

 Billings, MT 59107-1557

 TOTAL: 13

 ***** BYPASSED RECIPIENTS (undeliverable, * duplicate) *****

aty* +Harry Shaia, Jr, Spinella, Owings & Shaia, P.C., 8550 Mayland Drive,

 Richmond, VA 23294-4704

 TOTALS: 0, * 1, ## 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’++’ were redirected to the recipient’s preferred mailing address

pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.PR.2002(g)(4).

Case 15-33650-KRH Doc 74 Filed 05/27/16 Entered 05/28/16 00:26:32 Desc Imaged

 Certificate of Notice Page 3 of 4
District/off: 0422-7 User: baumgartn Page 2 of 2 Date Rcvd: May 25, 2016

 Form ID: 318 Total Noticed: 33

 ***** BYPASSED RECIPIENTS (continued) *****

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: May 27, 2016 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on May 25, 2016 at the address(es) listed below:

 Christian K. Vogel on behalf of Trustee Harry Shaia, Jr kvogel@vogelandcromwell.com

 David Edward Noll on behalf of Debtor Michael J. Melton dnoll@cravensnoll.com, 

 cravensbank@aol.com;donnam@cravensnoll.com;Bankruptcy@cravensnoll.com;tdzen@cravensnoll.com;astan

 ley@cravensnoll.com;allan@cravensnoll.com;dsmith@cravensnoll.com

 Harry Shaia, Jr harryshaia@spinella.com, 

 marykeller@spinella.com;dianecollins@spinella.com;hshaiajr@ecf.epiqsystems.com

 Harry Shaia, Jr on behalf of Trustee Harry Shaia, Jr harryshaia@spinella.com, 

 marykeller@spinella.com;dianecollins@spinella.com;hshaiajr@ecf.epiqsystems.com

 James R. Meizanis on behalf of Creditor Wells Fargo Bank, N.A. VABecf@logs.com

 Judy A. Robbins, 11 USTPRegion04.RH.ECF@usdoj.gov

 Shannon Pecoraro on behalf of U.S. Trustee Judy A. Robbins, 11 Shannon.pecoraro@usdoj.gov, 

 june.e.turner@usdoj.gov;Theresa.Mack@usdoj.gov

 William R. Baldwin, III on behalf of Interested Party HAMA II LLC billbaldwin@comcast.net, 

 billbaldwin@mthblaw.com

 TOTAL: 8

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