[Cite as Household Realty Corp. v. Kamar, 2014-Ohio-508.]

COURT OF APPEALS 

DELAWARE COUNTY, OHIO 

FIFTH APPELLATE DISTRICT 

HOUSEHOLD REALTY : JUDGES: 

CORPORATION : Hon. W. Scott Gwin, P.J. 

 : Hon. Sheila G. Farmer, J. 

 Plaintiff-Appellee : Hon. Patricia A. Delaney, J. 

 : 

-vs- : 

 : 

SHEKU KAMARA, ET AL. : Case No. 13 CAE 07 0054 

 : 

 Defendants-Appellants : O P I N I O N

CHARACTER OF PROCEEDING: Appeal from the Court of Common 

Pleas, Case No. 12 CVE 10 1186 

JUDGMENT: Affirmed 

DATE OF JUDGMENT: February 12, 2014 

APPEARANCES: 

For Plaintiff-Appellee For Defendants-Appellants 

CHRISTINE E. WATCHORN BRIAN K. DUNCAN 

88 East Broad Street BRYAN D. THOMAS 

Suite 1600 155 East Broad Street, Suite 2200 

Columbus, OH 43215-3506 Columbus, OH 43215 
Delaware County, Case No. 13 CAE 07 0054 2 

Farmer, J. 

{¶1} On October 10, 2012, appellee, Household Realty Corporation, filed a 

complaint in foreclosure against appellants, Sheku Kamara and Halimatou Souare 

Kamara, for money due and owing on a note. On June 3, 2013, appellee filed a motion 

for default judgment for appellants' failure to answer or otherwise defend. By judgment 

entry filed June 5, 2013, the trial court granted the motion. 

{¶2} Appellants filed an appeal and this matter is now before this court for 

consideration. Assignments of error are as follows: 

I 

{¶3} "THE TRIAL COURT ERRED WHEN IT GRANTED DEFAULT 

JUDGMENT AS DEFENDANTS WERE NOT AFFORDED THE OPPORTUNITY TO 

RESPOND, AS THE MOTION FOR DEFAULT JUDGMENT WAS GRANTED TWO 

DAYS AFTER THE SAME WAS FILED AND SAID MOTION WAS FILED UNTIMELY 

PURSUANT TO CIV. R. 5(D)." 

II 

{¶4} "THE TRIAL COURT ERRED WHEN IT HELD THAT THE DEFENDANTS 

WERE IN DEFAULT OF ANSWER, AND PREVENTED DEFENDANTS FROM 

PRESENTED (SIC) EVIDENCE THAT DEFENDANTS HAD MADE SIX (6) 

CONSECUTIVE MORTGAGE PAYMENTS PURSUANT TO THE TERMS OF A LOAN 

MODIFICATION AGREEMENT." 
Delaware County, Case No. 13 CAE 07 0054 3 

I, II 

{¶5} Appellants claim the trial court erred in granting default judgment without 

giving them the opportunity to respond in violation of Civ.R. 55(A), and the motion for 

default was untimely filed under Civ.R. 5(D). 

{¶6} There is no dispute that appellants failed to answer or offer a defense; 

however, with their various requests for extensions of time to respond (October 19 and 

29, 2012 and two on November 5, 2012) which were denied, they made an appearance 

in the case. 

{¶7} Civ.R. 55 governs default. Subsections (A) and (B) state the following: 

(A) Entry of judgment 

When a party against whom a judgment for affirmative relief is 

sought has failed to plead or otherwise defend as provided by these rules, 

the party entitled to a judgment by default shall apply in writing or orally to 

the court therefor; but no judgment by default shall be entered against a 

minor or an incompetent person unless represented in the action by a 

guardian or other such representative who has appeared therein. If the 

party against whom judgment by default is sought has appeared in the 

action, he (or, if appearing by representative, his representative) shall be 

served with written notice of the application for judgment at least seven 

days prior to the hearing on such application. If, in order to enable the 

court to enter judgment or to carry it into effect, it is necessary to take an 

account or to determine the amount of damages or to establish the truth of 
Delaware County, Case No. 13 CAE 07 0054 4 

any averment by evidence or to make an investigation of any other matter, 

the court may conduct such hearings or order such references as it deems 

necessary and proper and shall when applicable accord a right of trial by 

jury to the parties. 

(B) Setting aside default judgment 

If a judgment by default has been entered, the court may set it 

aside in accordance with Rule 60(B). 

{¶8} Civ.R. 5 governs service and filing of pleadings and other papers 

subsequent to the original complaint. Subsection (D) states the following: 

All documents, after the original complaint, required to be served 

upon a party shall be filed with the court within three days after service, 

but depositions upon oral examination, interrogatories, requests for 

documents, requests for admission, and answers and responses thereto 

shall not be filed unless on order of the court or for use as evidence or for 

consideration of a motion in the proceeding. 

{¶9} Appellee's June 3, 2013 motion for default contained the following proof of 

service: 

A copy of the foregoing Motion and Notice was mailed by Ordinary 

U.S. Mail this 22 day of May, 2013, to the following: 
Delaware County, Case No. 13 CAE 07 0054 5 

Sheku Kamara 

 597 Locust Court 

Westerville, Ohio 43082 

Halimatou Souare Kamara 

597 Locust Court 

Westerville, Ohio 43082 

Citifinancial, Inc. 

300 St. Paul Place 

Baltimore, Maryland 21202 

Christopher D. Betts 

Asst. Prosecutor of Delaware County 

140 North Sandusky Street 

Delaware, OH 43015 

{¶10} Filed contemporaneously with the motion for default was an affidavit of 

amount due as required by Loc.R. 31 of the Court of Common Pleas of Delaware 

County and the final judicial report. 

{¶11} From May 22, 2013 (proof of service) to June 5, 2013 (judgment entry 

granting default), fourteen days had passed. Appellants argue Civ.R. 55(A) requires 

that seven days must pass before the filing of a default judgment. We disagree with this 

interpretation of the rule. The passage of seven days prior to judgment begins to run at 

the time of the proof of service of the motion for default, not the filing date of the motion. 

{¶12} The provisions of Loc.R. 31.01 and 31.04 of the Court of Common Pleas 

of Delaware County and Civ.R. 55 are substantially similar: 

31.01 When a party against whom a judgment for affirmative relief 

is sought who has been served and has failed to plead or otherwise 

defend as provided by the Civil Rules, the party entitled to a judgment by 
Delaware County, Case No. 13 CAE 07 0054 6 

default shall promptly apply in writing to the trial judge within thirty days 

after the date upon which the defaulting party should have pled or 

otherwise defended. Service of the motion upon the defendant(s) is 

required even if the defendant(s) has not made an appearance in the 

case. The written motion shall include where appropriate, if not previously 

submitted to the court, the following documents: proof of assignment from 

the original creditor or original party in interest to the plaintiff and the last 

billing statement from the original creditor sent to the defendant(s), or an 

affidavit explaining why any of the required documents are not available. 

31.04 Pursuant to Civ.R. 55, if the party against whom judgment by 

default is sought has appeared in the action, written notice of the hearing 

on the motion shall be served upon all parties. 

{¶13} We find appellee complied with Civ.R. 55(A) and the default judgment was 

timely filed. Any delay in filing the motion under Civ.R. 5 constitutes harmless error as it 

did not "affect the substantial rights of the parties." Civ.R. 61. 

{¶14} Appellants also argue they were entitled to a hearing on the motion for 

default. Apart from a specific challenge to the amount of damages available only on 

cross-examination, the hearing would have been a non-event. Further, Loc.R. 7.06 of 

the Court of Common Pleas of Delaware County implies that all hearings on motions 

are non-oral hearings: "Except as otherwise ordered by the judge or magistrate, all 

motions are hereby set for a non-oral hearing to occur on the twenty-first day following 

the filing of the motion." 
Delaware County, Case No. 13 CAE 07 0054 7 

{¶15} Under Loc.R. 31.01, appellee was required to pursue its motion for default 

and the trial court so ordered all parties to file any dispositive motions by June 10, 2013. 

See, Judgment Entry filed March 8, 2013. Appellants were served this order. 

Appellants never presented any evidence to the trial court of previous payments via 

Civ.R. 60(B) as they now argue. 

{¶16} Upon review, under these provisions and appellants' undisputed default, 

we find the trial court did not err in granting default judgment to appellee. 

{¶17} Assignments of Error I and II are denied. 

{¶18} The judgment of the Court of Common Pleas of Delaware County, Ohio is 

hereby affirmed. 

By Farmer, J. 

Gwin, P.J. and 

Delaney, J. concur. 

 

 

SGF/sg 115