<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     THE  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION   EXTRACTED  FROM
     CONSOLIDATED  BALANCE  SHEETS OF NORTH BAY  BANCORP AS OF JUNE 30, 2000 AND
     1999  AND  THE  RELATED  CONSOLIDATED  STATEMENTS  OF  INCOME,  CHANGES  IN
     SHAREHOLDERS'  EQUITY AND CASH FLOWS FOR EACH OF THE PERIODS ENDED JUNE 30,
     2000 AND IS  QUALIFIED  IN ITS  ENTIRETY  BY  REFERENCE  TO SUCH  FINANCIAL
     STATEMENTS.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-START>                                 JAN-01-2000
<PERIOD-END>                                   JUN-30-2000
<CASH>                                           9,794
<INT-BEARING-DEPOSITS>                             100
<FED-FUNDS-SOLD>                                 6,224
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     50,127
<INVESTMENTS-CARRYING>                           1,372
<INVESTMENTS-MARKET>                             1,372
<LOANS>                                        141,040
<ALLOWANCE>                                      2,068
<TOTAL-ASSETS>                                 218,457
<DEPOSITS>                                     194,332
<SHORT-TERM>                                       500
<LIABILITIES-OTHER>                              1,508
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        17,611
<OTHER-SE>                                       4,506
<TOTAL-LIABILITIES-AND-EQUITY>                 218,457
<INTEREST-LOAN>                                  5,953
<INTEREST-INVEST>                                1,674
<INTEREST-OTHER>                                   121
<INTEREST-TOTAL>                                 7,748
<INTEREST-DEPOSIT>                               2,615
<INTEREST-EXPENSE>                               2,615
<INTEREST-INCOME-NET>                            5,133
<LOAN-LOSSES>                                      180
<SECURITIES-GAINS>                                  (8)
<EXPENSE-OTHER>                                  3,700
<INCOME-PRETAX>                                  2,396
<INCOME-PRE-EXTRAORDINARY>                       2,396
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,460
<EPS-BASIC>                                       0.89
<EPS-DILUTED>                                     0.87
<YIELD-ACTUAL>                                    8.22
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,987
<CHARGE-OFFS>                                      102
<RECOVERIES>                                         3
<ALLOWANCE-CLOSE>                                2,068
<ALLOWANCE-DOMESTIC>                             2,068
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0



</TABLE>