Information to identify the case:

Debtor 1 Mark Ola

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−6712

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia

Case number: 17−10911−BFK

Discharge of Debtor 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to:

Mark Ola

March 8, 2018 For the court: William C. Redden

Clerk

Explanation of Bankruptcy Discharge in a Chapter 7 Case

This order does not close or dismiss the case,

and it does not determine how much money, if

any, the trustee will pay creditors.

This order does not prevent debtors from paying

any debt voluntarily or from paying reaffirmed

debts according to the reaffirmation agreement.

11 U.S.C. § 524(c), (f).

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors

cannot sue, garnish wages, assert a deficiency,

or otherwise try to collect from the debtors

personally on discharged debts. Creditors cannot

contact the debtors by mail, phone, or otherwise

in any attempt to collect the debt personally.

Creditors who violate this order can be required

to pay debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated.

For example, a creditor may have the right to

foreclose a home mortgage or repossess an

automobile.

Most debts are discharged

Most debts are covered by the discharge, but not

all. Generally, a discharge removes the debtors'

personal liability for debts owed before the

debtors' bankruptcy case was filed.

Also, if this case began under a different chapter

of the Bankruptcy Code and was later converted

to chapter 7, debts owed before the conversion

are discharged.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

For more information, see page 2 >

Official Form 318 Discharge of Debtor page 1

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 Certificate of Notice Page 1 of 3
Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

♦ debts for most taxes;

debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for most fines, penalties,

forfeitures, or criminal restitution

obligations;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts for certain types of loans owed to

pension, profit sharing, stock bonus, or

retirement plans; and

♦ 

debts for death or personal injury caused

by operating a vehicle while intoxicated.

♦ 

Also, debts covered by a valid reaffirmation

agreement are not discharged.

In addition, this discharge does not stop

creditors from collecting from anyone else who is

also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general summary

of the bankruptcy discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of the

discharge in this case.

Official Form 318 Discharge of Debtor page 2

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 Certificate of Notice Page 2 of 3
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 17-10911-BFK

Mark Ola Chapter 7

 Debtor CERTIFICATE OF NOTICE

District/off: 0422-9 User: stewarts Page 1 of 1 Date Rcvd: Mar 08, 2018

 Form ID: 318 Total Noticed: 21

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Mar 10, 2018.

db +Mark Ola, 3207 Travelers St., Fairfax, VA 22030-1926

13813667 +Amex Dsnb, Po Box 8218, Mason, OH 45040-8218

13813676 +Progressive Mgmt Syste, 1521 W. Cameron Ave, West Covina, CA 91790-2738

13813682 +Volvo Car Financial Sv, 1 Volvo Dr, Rockleigh, NJ 07647-2507

13813683 +Volvocarlse, Po Box 45144, Jacksonville, FL 32232-5144

13813668 +amex plat, 11445 SHERWOOD FOREST WAY, FAIRFAX, VA 22030-7431

13813669 +apple federal credit union, 11445 SHERWOOD FOREST WAY, FAIRFAX, VA 22030-7431

13813671 +discover, 11445 SHERWOOD FOREST WAY, FAIRFAX, VA 22030-7431

13813674 +macy’s amex, 11445 SHERWOOD FOREST WAY, FAIRFAX, VA 22030-7431

13813675 +paypal, 11445 SHERWOOD FOREST WAY, FAIRFAX, VA 22030-7431

13813680 +usaa federal checking bank, 11445 SHERWOOD FOREST WAY, FAIRFAX, VA 22030-7431

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

tr +EDI: BDFKING Mar 09 2018 07:03:00 Donald F. King, 1775 Wiehle Avenue, Suite 400,

 Reston, VA 20190-5159

cr +EDI: RMSC.COM Mar 09 2018 07:03:00 Synchrony Bank c/o PRA Receivables Management, LLC,

 PO Box 41021, Norfolk, VA 23541-1021

13813666 +EDI: AMEREXPR.COM Mar 09 2018 07:03:00 Amex, Po Box 297871,

 Fort Lauderdale, FL 33329-7871

13813670 +EDI: CHASE.COM Mar 09 2018 07:03:00 Chase Card, Po Box 15298, Wilmington, DE 19850-5298

13813672 +EDI: DISCOVER.COM Mar 09 2018 07:03:00 Discover Fin Svcs Llc, Po Box 15316,

 Wilmington, DE 19850-5316

13813677 +E-mail/Text: bankruptcy@prosper.com Mar 09 2018 02:17:29 Prosper Marketplace In,

 101 2nd St Fl 15, San Francisco, CA 94105-3672

13813678 +EDI: SEARS.COM Mar 09 2018 07:03:00 Sears/cbna, Po Box 6283, Sioux Falls, SD 57117-6283

13813679 +EDI: RMSC.COM Mar 09 2018 07:03:00 Syncb/dkdc, P.o. Box 965005, Orlando, FL 32896-5005

13817675 +EDI: RMSC.COM Mar 09 2018 07:03:00 Synchrony Bank, c/o of PRA Receivables Management, LLC,

 PO Box 41021, Norfolk, VA 23541-1021

13813681 +EDI: USAA.COM Mar 09 2018 07:03:00 Usaa Savings Bank, 10750 Mc Dermott,

 San Antonio, TX 78288-1600

 TOTAL: 10

 ***** BYPASSED RECIPIENTS (undeliverable, * duplicate) *****

cr VCFS Lien Company LLC

13813673 ##+gale m ola, 11445 SHERWOOD FOREST WAY, FAIRFAX, VA 22030-7431

 TOTALS: 1, * 0, ## 1

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’##’ were identified by the USPS National Change of Address system as undeliverable. Notices

will no longer be delivered by the USPS to these addresses; therefore, they have been bypassed. The

debtor’s attorney or pro se debtor was advised that the specified notice was undeliverable.

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Mar 10, 2018 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on March 8, 2018 at the address(es) listed below:

 Ashvin Pandurangi on behalf of Debtor Mark Ola ashvinp228@gmail.com

 Donald F. King Kingtrustee@ofplaw.com, va50@ecfcbis.com

 Jack Frankel on behalf of U.S. Trustee Judy A. Robbins jack.i.frankel@usdoj.gov, 

 USTPRegion04.ax.ecf@usdoj.gov

 Judy A. Robbins ustpregion04.ax.ecf@usdoj.gov

 Keri P Ebeck on behalf of Creditor VCFS Lien Company LLC kebeck@bernsteinlaw.com

 TOTAL: 5

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