10.2 Purchase Agreement between EMB and e-Net Financial Corporation dated
     December 22, 1999 for VPN.


                        JOINT VENTURE PURCHASE AGREEMENT

     THIS PURCHASE AGREEMENT (the "Agreement") is made and entered into by and
between E-NET FINANCIAL CORPORATION, hereinafter referred to as "Purchaser" or
"E-NET"; and EMB, CORPORATION, hereinafter referred to as EMB or "Seller".

                                    PREAMBLE

     WHEREAS, the Seller, a corporation organized under the laws of the State of
Hawaii, holds a Fifty Percent (50%) Interest in VPN.COM JV PARTNERS (VPN); and

     WHEREAS, the Purchaser desires to acquire said interest in Joint Venture;

and

WHEREAS, Seller is agreeable to the foregoing:

     NOW THEREFORE, in consideration of the mutual promises and covenants
contained herein the parties hereto agree and contract as follows:

                                   ARTICLE ONE
                               PURCHASE PROVISIONS

1.1  Purchase and Sale

     The Seller hereby agrees to sell to the Purchaser and Purchaser hereby
     agrees to purchase from Seller the aforementioned Interest in VPN, in and
     for the total sum of Five Hundred Thousand (500,000) Shares of EMB
     Corporation Common Stock as set forth in APPENDIX I.

1.2  This agreement shall survive any reorganization, merger, or change of
     control of EMB, Corporation occurring during the term hereof.


                                   ARTICLE TWO
                         REPRESENTATIONS AND WARRANTIES

2.1  SELLER

     Seller does hereby represent and warrant to the Purchaser, as a material
          inducement to its entry into this Agreement, that prior to the close
          of this Agreement, that:

     (a)  The conduct of the Corporation's business is in full compliance with
          all applicable Federal, state and local governmental statutes, rules,
          regulations, ordinances and decrees;

     (b)  Upon execution of this agreement, Purchaser will become the owner of
          record of the Corporation's interest in VPN.COM JV PARTNERS

     (c)  The Corporation is not a party to any agreement or understanding for
          the sale or exchange of inventory or services for consideration other
          than cash or at a discount in excess of normal discount for quantity
          or cash payment;

     (d)  The Corporation has filed with the appropriate governmental agencies
          all tax returns and tax reports required to be filed; all Federal,
          state and local income, franchise, sales, use, occupation or other
          taxes due have been fully paid.

     (e)  The execution, delivery and performance of this Agreement and the
          transactions contemplated hereby do not require the consent, authority
          or approval of any other person or entity except such as has been
          obtained;

     (f)  Annexed hereto and made a part hereof as part of APPENDIX I are true,
          correct and current copies of the Corporation's Articles of
          Incorporation.

<PAGE>


10.2 Purchase Agreement between EMB and e-Net Financial Corporation dated
     December 22, 1999 for VPN.


                                  ARTICLE THREE
                                  MISCELLANEOUS
                               GENERAL PROVISIONS

1.   ENTIRETY

     This Agreement together with the instruments referred to herein, contains
     all of the understandings and agreements of the Parties with respect to the
     subject matter discussed herein. All prior agreements whether written or
     oral are merged herein and shall be of no force or effect.

2.   SURVIVAL

     The several representations, warranties and covenants herein shall survive
     the execution hereof and shall be effective regardless of any investigation
     that may have been made or may be made by or on behalf of any party. The
     Seller hereby covenants that he has not failed to disclose any material
     fact or circumstance to Purchaser, which if known to the Purchaser prior to
     or during this transaction would alter the Purchaser's decision as to if or
     in what manner the Purchaser would acquire the subject shares from Seller.

3.   SEVERABILITY

     If any provision of this Agreement or any application of such provision to
     any person or circumstance shall be held invalid or unenforceable, the
     remaining portions of such provision and the remaining provisions of this
     Agreement shall not be affected thereby.

4.   GOVERNING LAW

     This Agreement be construed in accordance with the laws of the State of
     Nevada.

5.   LITIGATION

     In the event disputes arise from a difference of interpretation of or the
     failure of either party to perform the terms of this Agreement, such
     disputes shall not be litigated but submitted to binding arbitration for
     final settlement. For the purposes of this Agreement, any damages, and
     costs arising from such disputes awarded to the prevailing party shall not
     exceed the sum of $100,000.00 plus interest at 10% APR, attorney, and
     arbitration costs in the aggregate; with such sum being deemed liquidated
     damages hereunder.

6.   BENEFIT OF AGREEMENT

     The terms and provisions of this Agreement shall be binding upon and inure
     to the benefit of the parties their successors, estate, heirs and legatees.
     Notwithstanding anything contained herein elsewhere, no portion of this
     agreement or any rights granted thereunder may be assigned, transferred, or
     hypothecated by Purchaser without the prior written consent of Seller.

7.   FURTHER ASSURANCES

     The parties agree to do, execute, acknowledge and deliver or cause to be
     done, executed, acknowledged or delivered and to perform all such acts and
     deliver all such deeds, assignments, transfer, conveyances, powers of
     attorney, assurances, stock certificates and other documents, as may, from
     time to time, be required herein to effect the intent and purposes of this
     agreement.

<PAGE>


10.2 Purchase Agreement between EMB and e-Net Financial Corporation dated
     December 22, 1999 for VPN.


8.   STATUS

     Nothing in this Agreement shall be construed or shall constitute a
     partnership, joint venture, employer-employee relationship, lessor-lessee
     relationship or principal agent relationship; but, rather, the relationship
     established pursuant hereto shall be that of Purchaser and Seller.

9.   TERMINATION

     In the event that both parties fail to complete the terms and conditions of
     this Agreement, as contemplated in Article One hereof, then this Agreement
     shall be deemed terminated and void as between the Parties, with no party
     having any rights or liabilities against the other. The term of this
     agreement shall not exceed five years from date of the execution hereof.

10.  AMENDMENT

     No modification, waiver, amendment, discharge or change of this Agreement
     shall be valid unless the same is evidenced by a written instrument,
     subscribed by both parties to this Agreement.

11.  NOTICES

     All notices, demands or other communications given hereunder shall be in
     writing and shall be deemed to have been duly given on the first business
     day after mailing by United States registered or certified mail, return
     receipt requested, postage prepaid, addressed as follows:

     TO PURCHASER;

     2102 Business Center Drive, #115E
     Irvine Ca 92612

     TO EMB, Corporation:

     3200 S. Bristol St. 8th Floor
     Costa Mesa Ca 92626



IN WITNESS WHEREOF, the parties hereto execute this agreement on the date stated
below.

SELLER:
EMB Corporation




BY:__________________________                 Date:_________________




PURCHASER:
e-Net Financial Corporation




BY_____________________                        Date:________________


include: APPENDICES I


<PAGE>


10.2 Purchase Agreement between EMB and e-Net Financial Corporation dated
     December 22, 1999 for VPN.


                                   APPENDIX I

                  DESCRIPTION OF CONSIDERATION FOR THE PURCHASE
              OF EMB CORPORATION'S INTEREST IN VPN.COM JV PARTNERS




Terms and conditions of payment:

     3.   E-Net Financial Corporation to transfer ownership in 500,000 shares of
          EMB Common Stock upon execution of this Agreement.