Information to identify the case:

Debtor 1 Zarghoona Noory

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−6775

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia

Case number: 16−13392−RGM

Discharge of Debtor 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to:

Zarghoona Noory

January 18, 2017 For the court: William C. Redden

Clerk

Explanation of Bankruptcy Discharge in a Chapter 7 Case

This order does not close or dismiss the case,

and it does not determine how much money, if

any, the trustee will pay creditors.

This order does not prevent debtors from paying

any debt voluntarily or from paying reaffirmed

debts according to the reaffirmation agreement.

11 U.S.C. § 524(c), (f).

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors

cannot sue, garnish wages, assert a deficiency,

or otherwise try to collect from the debtors

personally on discharged debts. Creditors cannot

contact the debtors by mail, phone, or otherwise

in any attempt to collect the debt personally.

Creditors who violate this order can be required

to pay debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated.

For example, a creditor may have the right to

foreclose a home mortgage or repossess an

automobile.

Most debts are discharged

Most debts are covered by the discharge, but not

all. Generally, a discharge removes the debtors'

personal liability for debts owed before the

debtors' bankruptcy case was filed.

Also, if this case began under a different chapter

of the Bankruptcy Code and was later converted

to chapter 7, debts owed before the conversion

are discharged.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

For more information, see page 2 >

Official Form 318 Discharge of Debtor page 1

Case 16-13392-RGM Doc 15 Filed 01/20/17 Entered 01/21/17 00:42:55 Desc Imaged

Certificate of Notice Page 1 of 4
Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

♦ debts for most taxes;

debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for most fines, penalties,

forfeitures, or criminal restitution

obligations;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts for certain types of loans owed to

pension, profit sharing, stock bonus, or

retirement plans; and

♦ 

debts for death or personal injury caused

by operating a vehicle while intoxicated.

♦ 

Also, debts covered by a valid reaffirmation

agreement are not discharged.

In addition, this discharge does not stop

creditors from collecting from anyone else who is

also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general summary

of the bankruptcy discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of the

discharge in this case.

Official Form 318 Discharge of Debtor page 2

Case 16-13392-RGM Doc 15 Filed 01/20/17 Entered 01/21/17 00:42:55 Desc Imaged

Certificate of Notice Page 2 of 4
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 16-13392-RGM

Zarghoona Noory Chapter 7

 Debtor CERTIFICATE OF NOTICE

District/off: 0422-9 User: douglasse Page 1 of 2 Date Rcvd: Jan 18, 2017

 Form ID: 318 Total Noticed: 31

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Jan 20, 2017.

db +Zarghoona Noory, 13013 Brierly Forest Court, Manassas, VA 20112-8869

13600360 +Affiliate Asset Solutions, LLC, 145 Technology Parkway NW, Suite 100,

 Norcross, GA 30092-2913

13600361 +American Collections E, 205 S Whiting St Ste 500, Alexandria, VA 22304-3632

13600362 +American Homepatient, PO Box 531673, Atlanta, GA 30353-1673

13600363 +Ar Resources Inc, 1777 Sentry Pkwy W, Blue Bell, PA 19422-2206

13600365 +Bonneville Collections, P.O. Box 150643, Ogden, UT 84415-0643

13600367 Central Credit Service, 9550 Regency Blvd, Jacksonville, FL 32225-0000

13600369 +Commonwealth Financial, 245 Main St, Dickson City, PA 18519-1641

13600371 +Crystal A. Meleen, Esq., 10521 Judicial Drive, Suite 310, Fairfax, VA 22030-5160

13600375 +Macy’s, P.O. Box 9001094, Louisville, KY 40290-1094

13600376 +Navy Federal Credit Union, P.O. Box 24600, Merrifield, VA 22119-2460

13600377 +Nova Cardiovascular Care, P.O. Box 9943, Mc Lean, VA 22102-0943

13600378 +Professional Credit Control, 111 Stow Avenue, Suite 200, Cuyahoga Falls, OH 44221-2560

13600381 +Sentara, P.O. Box 2156, Morrisville, NC 27560-2156

13600383 +Sentara Health Care, P.O. Box 1875, Norfolk, VA 23501-1875

13600384 +Sheridan, PO Box 452498, Fort Lauderdale, FL 33345-2498

13600390 +Whipple Tree Emerg. Phys, P.O. Box 37992, Philadelphia, PA 19101-0592

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

cr EDI: RECOVERYCORP.COM Jan 19 2017 02:33:00 Recovery Management Systems Corporation,

 25 SE 2nd Avenue, Suite 1120, MIAMI, FL 33131-1605

13600364 EDI: BANKAMER.COM Jan 19 2017 02:33:00 Bk Of Amer, Po Box 982238,

 El Paso, TX 79998-0000

13600366 +E-mail/Text: ering@cbhv.com Jan 19 2017 02:50:32 Cb Of The Hudson Valle, 155 N Plank Rd,

 Newburgh, NY 12550-1748

13600368 +E-mail/Text: jessicajones@cpcrecovery.com Jan 19 2017 02:51:17 

 Central Portfolio Control, Inc, 10249 Yellow Circle Drive, Suite 200,

 Hopkins, MN 55343-9111

13600370 +E-mail/Text: Umesh.Patil@credencerm.com Jan 19 2017 02:51:27 Credence Resource Mana,

 17000 Dallas Pkwy Ste 20, Dallas, TX 75248-1940

13600372 +E-mail/Text: bkynotice@harvardcollect.com Jan 19 2017 02:51:50 Harvard Collection,

 4839 N Elston, Chicago, IL 60630-2589

13600373 EDI: IRS.COM Jan 19 2017 02:34:00 Internal Revenue Service, P.O. Box 7346,

 Philadelphia, PA 19101-7346

13600374 +EDI: CBSKOHLS.COM Jan 19 2017 02:33:00 Kohls/capone, N56 W 17000 Ridgewood Dr,

 Menomonee Falls, WI 53051-7096

13600379 +E-mail/Text: colleen.atkinson@rmscollect.com Jan 19 2017 02:51:43 Receivable Management,

 7206 Hull Street Rd Ste, North Chesterfield, VA 23235-5826

13600380 +E-mail/Text: Supportservices@receivablesperformance.com Jan 19 2017 02:51:32 

 Receivables Performance Mgmt., 20816 44th Avenue W, Lynnwood, WA 98036-7744

13600385 +EDI: RMSC.COM Jan 19 2017 02:33:00 Syncb/jcp, Po Box 965007, Orlando, FL 32896-5007

13601709 EDI: RMSC.COM Jan 19 2017 02:33:00 Synchrony Bank,

 c/o of Recovery Management Systems Corp, 25 S.E. 2nd Avenue, Suite 1120,

 Miami, FL 33131-1605

13600387 +E-mail/Text: bankruptcydepartment@tsico.com Jan 19 2017 02:51:31 Transworld Systems Inc.,

 507 Prudential Road, Horsham, PA 19044-2308

13600389 +EDI: VERIZONEAST.COM Jan 19 2017 02:34:00 Verizon, 500 Technology Dr,

 Weldon Spring, MO 63304-2225

 TOTAL: 14

 ***** BYPASSED RECIPIENTS (undeliverable, * duplicate) *****

13600382* +Sentara, PO Box 2156, Morrisville, NC 27560-2156

13600386 ##+Transworld System Inc/, 2235 Mercury Way Ste 275, Santa Rosa, CA 95407-5463

13600388 ##+Transworld Systems, Inc., 1608 Spring Hill Road #410, Vienna, VA 22182-2269

 TOTALS: 0, * 1, ## 2

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’##’ were identified by the USPS National Change of Address system as undeliverable. Notices

will no longer be delivered by the USPS to these addresses; therefore, they have been bypassed. The

debtor’s attorney or pro se debtor was advised that the specified notice was undeliverable.

Case 16-13392-RGM Doc 15 Filed 01/20/17 Entered 01/21/17 00:42:55 Desc Imaged

Certificate of Notice Page 3 of 4
District/off: 0422-9 User: douglasse Page 2 of 2 Date Rcvd: Jan 18, 2017

 Form ID: 318 Total Noticed: 31

 ***** BYPASSED RECIPIENTS (continued) *****

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Jan 20, 2017 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on January 18, 2017 at the address(es) listed below:

 H. Jason Gold jason.gold@nelsonmullins.com, 

 VA19@ecfcbis.com;jgold@ecf.epiqsystems.com;hjg@trustesolutions.net;robert.ours@nelsonmullins.com;

 lori.stewart@nelsonmullins.com

 Michael Jacob Owen Sandler on behalf of Debtor Zarghoona Noory sandlerlaw@yahoo.com, 

 ignmjosandler@gmail.com

 TOTAL: 2

Case 16-13392-RGM Doc 15 Filed 01/20/17 Entered 01/21/17 00:42:55 Desc Imaged

Certificate of Notice Page 4 of 4