EXHIBIT 24
                                P0WER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned Chairman and director
of Hibernia  Corporation,  a Louisiana  corporation  (the  "Corporation"),  does
hereby name,  constitute and appoint  Patricia C. Meringer and Gary L. Ryan, and
each of them (with full power to each of them to act alone), his true and lawful
agents and  attorneys-in-fact,  for him and on his behalf and in his name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and attorneys-in-fact, or any of them may lawfully do or cause to be
done by virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on this 15TH
day of December 1999.

                                                    /S/ Robert H. Boh
                                                    -------------------------
                                                    Robert H. Boh
                                                    Chairman and Director
                                                    HIBERNIA CORPORATION



<PAGE>


                                P0WER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), his true and lawful
agents and  attorneys-in-fact,  for him and on his behalf and in his name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on this 15TH
day of December 1999.

                                                    /S/ J. Herbert Boydstrun
                                                    -------------------------
                                                    J. Herbert Boydstun
                                                    Director
                                                    HIBERNIA CORPORATION



<PAGE>


                                P0WER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), his true and lawful
agents and  attorneys-in-fact,  for him and on his behalf and in his name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on
this 15TH day of December 1999.

                                                    /s/ E. R.  "Bo" Campbell
                                                    -------------------------
                                                    E. R. "Bo" Campbell
                                                    Director
                                                    HIBERNIA CORPORATION



<PAGE>

                                P0WER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), his true and lawful
agents and  attorneys-in-fact,  for him and on his behalf and in his name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on this 15TH
day of December 1999.

                                                    /s/ Richarad W. Freman, Jr.
                                                    -------------------------
                                                    Richard W. Freeman, Jr.
                                                    Director
                                                    HIBERNIA CORPORATION



<PAGE>


                                P0WER OF ATTORNEY
     KNOW  ALL MEN BY THESE  PRESENTS,  that the  undersigned  President,  Chief
Executive Officer and director of Hibernia Corporation,  a Louisiana corporation
(the  "Corporation"),  does hereby name,  constitute  and appoint Robert H. Boh,
Patricia C. Meringer, Gary L. Ryan, and each of them (with full power to each of
them to act alone),  his true and lawful agents and  attorneys-in-fact,  for him
and on his behalf and in his name,  place and stead,  in any and all capacities,
to sign,  execute,  acknowledge,  deliver,  and file  with  the  Securities  and
Exchange  Commission (or any other  governmental or regulatory  authority),  the
Annual Report of the  Corporation on Form 10-K (or other  appropriate  form) for
the fiscal year ended  December 31, 1999,  and any and all  amendments  thereto,
with any and all exhibits and any and all other  documents  required to be filed
with respect thereto or in connection  therewith,  granting unto said agents and
attorneys, and each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about the premises
in order to  effectuate  the same as fully to all  intents  and  purposes as the
undersigned might or could do if personally present,  and the undersigned hereby
ratifies and confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on this 15TH
day of December 1999.

                                            /s/ Stephen A. Hansel
                                            -------------------------
                                            Stephen A. Hansel
                                            President, Chief Executive Officer
                                            and Director
                                            HIBERNIA CORPORATION



<PAGE>


                                P0WER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), his true and lawful
agents and  attorneys-in-fact,  for him and on his behalf and in his name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on this 15TH
day of December 1999.

                                                     /s/ Dick H. Hearin
                                                     ------------------------
                                                     Dick H. Hearin
                                                     Director
                                                     HIBERNIA CORPORATION



<PAGE>


                                P0WER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), his true and lawful
agents and  attorneys-in-fact,  for him and on his behalf and in his name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on this 15TH
day of December 1999.

                                                    /s/ Robert T. Holeman
                                                    -------------------------
                                                    Robert T. Holleman
                                                    Director
                                                    HIBERNIA CORPORATION



<PAGE>


                                P0WER OF  ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), his true and lawful
agents and  attorneys-in-fact,  for him and on his behalf and in his name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.

     IN WITNESS  WHEREOF, the undersigned has hereunto set his hand on this 15TH
day of December 1999.


                                                    /s/ Elton R. King
                                                    -------------------------
                                                    Elton R. King
                                                    Director
                                                    HIBERNIA CORPORATION



<PAGE>


                                P0WER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), his true and lawful
agents and  attorneys-in-fact,  for him and on his behalf and in his name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on this 15TH
day of December 1999.

                                                    /s/ Sindey W. Lassen
                                                    -------------------------
                                                    Sidney W. Lassen
                                                    Director
                                                    HIBERNIA CORPORATION



<PAGE>


                                P0WER OF ATTORNEY
     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), his true and lawful
agents and  attorneys-in-fact,  for him and on his behalf and in his name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on this 15TH
day of December 1999.

                                                    /s/ Donald J. Nalty
                                                    -------------------------
                                                    Donald J. Nalty
                                                    Director
                                                    HIBERNIA CORPORATION



<PAGE>


                                P0WER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), his true and lawful
agents and  attorneys-in-fact,  for him and on his behalf and in his name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on this 15TH
day of December 1999.

                                                    /s/ Ray B. Nesbitt
                                                    -------------------------
                                                    Ray B. Nesbitt
                                                    Director
                                                    HIBERNIA CORPORATION



<PAGE>


                                P0WER OF ATTORNEY
     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), his true and lawful
agents and  attorneys-in-fact,  for him and on his behalf and in his name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on this 15TH
day of December 1999.

                                                    /s/ William C. O'Malley
                                                    -------------------------
                                                    William C. O'Malley
                                                    Director
                                                    HIBERNIA CORPORATION



<PAGE>


                                P0WER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), his true and lawful
agents and  attorneys-in-fact,  for him and on his behalf and in his name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on this 15TH
day of December 1999.

                                                    /s James R. Peltier
                                                    -------------------------
                                                    James R. Peltier
                                                    Director
                                                    HIBERNIA CORPORATION



<PAGE>


                                P0WER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), his true and lawful
agents and  attorneys-in-fact,  for him and on his behalf and in his name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on this 15TH
day of December 1999.

                                                    /s/Robert T. Ratclifff
                                                    -------------------------
                                                    Robert T. Ratcliff
                                                    Director
                                                    HIBERNIA CORPORATION


<PAGE>


                                P0WER OF ATTORNEY
     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), her true and lawful
agents and  attorneys-in-fact,  for her and on her behalf and in her name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set her hand on this 15TH
day of December 1999.

                                                    Janee M. "Gee" Tucker
                                                    -------------------------
                                                    Janee M. "Gee" Tucker
                                                    Director
                                                    HIBERNIA CORPORATION



<PAGE>


                                P0WER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), her true and lawful
agents and  attorneys-in-fact,  for her and on her behalf and in her name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set her hand on this 15TH
day of December 1999.

                                                    /s/ Virginia E. Weinmann
                                                    -------------------------
                                                    Virginia E. Weinmann
                                                    Director
                                                    HIBERNIA CORPORATION



<PAGE>


                                P0WER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  director of Hibernia
Corporation,  a Louisiana  corporation  (the  "Corporation"),  does hereby name,
constitute  and appoint Robert H. Boh,  Patricia C. Meringer,  Gary L. Ryan, and
each of them (with full power to each of them to act alone), his true and lawful
agents and  attorneys-in-fact,  for him and on his behalf and in his name, place
and stead, in any and all capacities,  to sign, execute,  acknowledge,  deliver,
and file with the Securities and Exchange  Commission (or any other governmental
or regulatory authority),  the Annual Report of the Corporation on Form 10-K (or
other appropriate form) for the fiscal year ended December 31, 1999, and any and
all  amendments  thereto,  with  any and  all  exhibits  and  any and all  other
documents required to be filed with respect thereto or in connection  therewith,
granting  unto said  agents  and  attorneys,  and each of them,  full  power and
authority to do and perform each and every act and thing requisite and necessary
to be done in and about the premises in order to effectuate the same as fully to
all intents  and  purposes as the  undersigned  might or could do if  personally
present,  and the undersigned  hereby ratifies and confirms all that said agents
and  attorneys-in-fact,  or any of them may  lawfully  do or cause to be done by
virtue hereof.


     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on this 15TH
day of December 1999.

                                                    /s/ Robert E. Zetmann
                                                    -------------------------
                                                    Robert E. Zetzmann
                                                    Director
                                                    HIBERNIA CORPORATION



<PAGE>


                                P0WER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS,  that the undersigned  Controller and Chief
Accounting  Officer  of  Hibernia  Corporation,  a  Louisiana  corporation  (the
"Corporation"), does hereby name, constitute and appoint Robert H. Boh, Patricia
C. Meringer,  Gary L. Ryan, and each of them (with full power to each of them to
act alone), his true and lawful agents and attorneys-in-fact, for him and on his
behalf and in his name,  place and stead,  in any and all  capacities,  to sign,
execute,  acknowledge,  deliver,  and file  with  the  Securities  and  Exchange
Commission  (or any other  governmental  or  regulatory  authority),  the Annual
Report  of the  Corporation  on Form 10-K (or  other  appropriate  form) for the
fiscal year ended December 31, 1999, and any and all  amendments  thereto,  with
any and all exhibits and any and all other  documents  required to be filed with
respect  thereto  or in  connection  therewith,  granting  unto said  agents and
attorneys, and each of them, full power and authority to do and perform each and
every act and thing requisite and necessary to be done in and about the premises
in order to  effectuate  the same as fully to all  intents  and  purposes as the
undersigned might or could do if personally present,  and the undersigned hereby
ratifies and confirms all that said agents and attorneys-in-fact, or any of them
may lawfully do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set his hand on this 15TH
day of December 1999.


                                       /s/ Ron E. Samford, Jr.
                                       -------------------------
                                       Ron E. Samford, Jr.
                                       Controller and Chief Accounting Officer
                                       HIBERNIA CORPORATION





<PAGE>


                                P0WER OF ATTORNEY

     KNOW  ALL MEN BY  THESE  PRESENTS,  that the  undersigned  Chief  Financial
Officer of Hibernia  Corporation,  a Louisiana  corporation (the "Corporation"),
does hereby name,  constitute and appoint  Robert H. Boh,  Patricia C. Meringer,
Gary L. Ryan,  and each of them (with full power to each of them to act  alone),
her true and lawful agents and attorneys-in-fact,  for her and on her behalf and
in her name,  place and  stead,  in any and all  capacities,  to sign,  execute,
acknowledge,  deliver,  and file with the Securities and Exchange Commission (or
any other  governmental  or  regulatory  authority),  the  Annual  Report of the
Corporation on Form 10-K (or other  appropriate  form) for the fiscal year ended
December 31, 1999, and any and all amendments thereto, with any and all exhibits
and any and all other documents  required to be filed with respect thereto or in
connection therewith, granting unto said agents and attorneys, and each of them,
full  power  and  authority  to do and  perform  each and  every  act and  thing
requisite  and  necessary  to be done in and  about  the  premises  in  order to
effectuate  the same as fully to all  intents and  purposes  as the  undersigned
might or could do if personally present, and the undersigned hereby ratifies and
confirms all that said agents and attorneys-in-fact, or any of them may lawfully
do or cause to be done by virtue hereof.

     IN WITNESS WHEREOF,  the undersigned has hereunto set her hand on this 15TH
day of December 1999.


                                                    /s/ Marsha M. Gassen
                                                    -------------------------
                                                    Marsha M. Gassan
                                                    Chief Financial Officer
                                                    HIBERNIA CORPORATION