Fill in this information to identify the case:

Debtor 1 Robert Hoy Pearsall, Jr. 

Debtor 2 

(Spouse, if filing)

United States Bankruptcy Court for the: Eastern District of Virginia (Richmond)

Case number 17-30838-KRH 

Official Form 410S1

Notice of Mortgage Payment Change 12/15

If the debtor’s plan provides for payment of postpetition contractual installments on your claim secured by a security interest 

in the debtor’s principal residence, you must use this form to give notice of any changes in the installment payment amount. 

File this form as a supplement to your proof of claim at least 21 days before the new payment amount is due. See Bankruptcy 

Rule 3002.1.

Name of creditor: Ditech Financial LLC Court claim no. (if known): N/A 

Last 4 digits of any number you use to 

identify the debtor’s account:

XXXXXX9439 Date of payment change:

Must be at least 21 days 08/01/2019 

after date of this notice

New total payment: $ 1,705.10 

Principal, interest, and escrow, if any

Part 1: Escrow Account Payment Adjustment

1. Will there be a change in the debtor’s escrow account payment?

  No

  Yes. Attach a copy of the escrow account statement prepared in a form consistent with applicable 

nonbankruptcy law. Describe the basis for the change. If a statement is not attached, explain why: 

 

 Current escrow payment: $ 491.86 New escrow payment: $ 572.90

Part 2: Mortgage Payment Adjustment

2. Will the debtor’s principal and interest payment change based on an adjustment to the interest rate 

on the debtor's variable-rate account?

  No

  Yes. Attach a copy of the rate change notice prepared in a form consistent with applicable 

nonbankruptcy law. If a notice is not attached, explain why: : 

 

 Current interest rate: ________________ % New interest rate: ________________ %

 Current principal and interest payment: $ ___________ New principal and interest payment: $ ___________

Case 17-30838-KRH Doc 57 Filed 06/11/19 Entered 06/11/19 15:43:43 Desc Main

Document Page 1 of 6
Debtor 1 Robert Hoy Pearsall, Jr.

First Name Middle Name Last Name

Case number (if known) 17-30838-KRH

Part 3: Other Payment Change

3. Will there be a change in the debtor’s mortgage payment for a reason not listed above?

 No

 Yes. Attach a copy of any documents describing the basis for the change, such as a repayment plan or

loan modification agreement.

(Court approval may be required before the payment change can take effect.)

 Reason for change: ________________________________

 Current mortgage payment: $ _______________ New mortgage payment: $ _______________

Part 4: Sign Here

The person completing this Notice must sign it. Sign and print your name and your title, if any, and state your 

address and telephone number.

Check the appropriate box.

 I am the creditor.

 I am the creditor’s authorized agent.

I declare under penalty of perjury that the information provided in this claim is true and correct to the 

best of my knowledge, information, and reasonable belief.

 Date 

Signature

Print: Karl Anthony Moses, Jr. Title Attorney 

First Name Middle Name Last Name

Company BWW Law Group, LLC

Address 8100 Three Chopt Road, Suite 240 

Number Street

Richmond, VA 23229

City State ZIP Code

Contact phone (804) 282-0463 Email bankruptcy@bww-law.com

Official Form 410S1 Notice of Mortgage Payment Change page 2

/s/ Karl Anthony Moses, Jr. 06/11/2019

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CERTIFICATE OF SERVICE

I certify that on this 11th day of June, 2019, the following person(s) were or will be served with a copy of

the foregoing filed pleading electronically via the CM/ECF system or by first class mail, postage prepaid:

Carl M. Bates, Trustee

P.O. Box 1819

Richmond, VA 23218

Kimberly Alice Chandler, Attorney

P.O. Box 17586

Richmond, VA 23226

Robert Hoy Pearsall, Jr. 

1650 Heritage Hill Drive

Henrico, VA 23238

Robert Hoy Pearsall, Jr. 

440 W. Third St.

Harbor Springs, MI 49740

____________________________

Karl Anthony Moses, Jr.

Attorney

BWW Law Group, LLC

/s/ Karl Anthony Moses, Jr.

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