Exhibit 10.7


                             John H. Harland Company

                        Supplemental Retirement Agreement


THIS AGREEMENT (the "Agreement"), dated as of January 1, 2002, between John H.
Harland Company, a Georgia corporation (the "Company"), and Timothy C. Tuff (the
"Employee").

WHEREAS, the Employee serves as Chairman and Chief Executive Officer of the
Company, and is in a position to contribute materially to the continued growth,
development and future business of the Company; and

WHEREAS, the Company desires to provide supplemental retirement and life
insurance benefits to the Employee, in accordance with the employment letter
dated January __, 2002;

NOW, THEREFORE, the Company and the Employee agree as follows:

A.       Supplemental Retirement Benefits.
         ---------------------------------

         (1)      Normal Retirement Benefit: Upon retirement from the Company
                  after attaining age 65, the Employee shall be eligible to
                  receive from the Company an annual benefit of $186,288,
                  payable in equal monthly installments of $15,524, for a period
                  of 10 consecutive years.

         (2)      Payment of the benefit described in Section A.(1) shall
                  commence on the first day of the month following the later of
                  the Employee's 65th birthday or his termination of employment
                  with the Company.

         (3)      Early Retirement: If the Employee's employment with the
                  Company terminates (for reasons other than death) at any time
                  before age 65, the benefit described in Section A.(1) will be
                  payable to him beginning on the first day of the month
                  following his 65th birthday.

         (4)      Optional Form and Timing:  Alternatively, the Employee may
                  elect at least six months prior to termination of employment
                  and in a calendar year prior to the date as of which benefits
                  commence to

                  (a)      receive a single lump sum payment of $1,400,000 on
                           the first day of the month following the later of
                           the Employee's 65th birthday or his termination of
                           employment, or

                  (b)      begin receiving reduced installment benefits (as
                           compared to the normal benefit) or a reduced lump sum
                           payment (as compared to Section A.(4)(a)) on the
                           first day of any month following his termination of
                           employment and prior to age 65 in the amount
                           described in the schedule below based on his age at
                           the time benefits commence.

                  Employee may change his election as to the form of benefit and
                  the time benefits are scheduled to commence at any time before
                  his termination of employment, but the form and timing of
                  payment will be governed by the most recent such election made
                  at least six months prior to his termination and benefits
                  (other than the normal benefit described in Section A.(1) paid
                  at the time described in Section A.(2)) may not be paid before
                  the first day of January in the calendar year following the
                  calendar year during which such election was made. Benefits
                  that begin before Employee's 65th birthday will be reduced as
                  follows based on the Employee's age on the benefit
                  commencement date:


Birthday in Month
Preceding Benefit
 Commencement                Lump Sum                  Amount of Annual Benefit

            55               $  257,600                          $34,277
            56               $  360,640                          $47,988
            57               $  463,680                          $61,699
            58               $  566,720                          $75,410
            59               $  699,760                          $89,120
            60               $  772,800                         $102,831
            61               $  875,840                         $116,542
            62               $  978,880                         $130,253
            63               $1,176,000                         $156,482
            64               $1,288,000                         $171,385

                  If benefits commence as of the first day of any month other
                  than the month immediately following the Employee's birthday,
                  the amount of such benefits will be adjusted to reflect the
                  number of calendar months that have elapsed since the
                  Employee's last birthday.

         (5)      Death Prior to Commencement of Benefit Payments: In the event
                  the Employee dies prior to commencement of benefit payments,
                  his designated beneficiary shall receive a lump sum payment as
                  soon as practicable following the Employee's death equal to
                  the lump sum payment that would have been made to the Employee
                  if he had elected to receive a lump sum payment under Section
                  A.(4) as of the first day of the month following his death.

         (6)      Death following Commencement of Benefit Payments: In the event
                  the Employee dies following commencement of monthly retirement
                  benefit payments under this Agreement, his designated
                  beneficiary shall receive a lump sum payment equal to the
                  excess of (a) the lump sum amount that would have been payable
                  to the Employee under Section A.(4) if he had elected to
                  receive a lump sum payment in lieu of monthly installments at
                  the time benefits commenced to him over (b) the sum of the
                  payments made to Employee prior to his death.

         (7)      The Employee's Beneficiary shall be the person designated by
                  the Employee on a form acceptable to the Company. The Employee
                  may at any time change such designation upon written notice to
                  the Company in a form acceptable to the Company. Any change of
                  Beneficiary will be effective only upon written
                  acknowledgement by the Company, a copy of which shall be
                  promptly returned to the Employee after execution by the
                  Company.

         (9)      This Agreement is intended to be an unfunded plan of deferred
                  compensation maintained for the Employee. The obligation of
                  the Company to make payments hereunder shall constitute a
                  general unsecured obligation of the Company to the Employee.
                  Such payments shall be from the general assets of the Company,
                  and the Company shall not be required to establish or maintain
                  any special or separate fund or otherwise segregate assets to
                  assure that such payments shall be made. Neither the Employee
                  nor his estate shall have any interest in any particular asset
                  of the Company by reason of the Company's obligations
                  hereunder. Nothing contained herein shall create or be
                  construed as creating a trust or any other fiduciary
                  relationship between the Company and the Employee or any other
                  person. To the extent that any person acquires a right to
                  receive payments from the Company hereunder, such right shall
                  be no greater than the right of an unsecured creditor of the
                  Company.

         (10)     No portion of the retirement benefit of the Employee shall be
                  subject in any manner to anticipation, alienation, sale,
                  transfer, assignment, pledge, encumbrance or charge, and any
                  attempt to do so shall be void. No portion of such retirement
                  benefit in any manner shall be payable to any assignee,
                  receiver or trustee; be liable for the Employee's debts,
                  contracts or other liabilities; or be subject to any legal
                  process.

B.       Supplemental Life Insurance Benefits.
         -------------------------------------

         (1)      The Company agrees to maintain in force supplemental life
                  insurance coverage for the Employee in the amount of $750,000
                  (the "Policy"). Until attaining age 66, the Employee's
                  coverage amount shall be $750,000. Beginning with Employee's
                  66th birthday, such death benefit shall decrease by $75,000
                  each year until Employee attains the age of 75, at which time
                  all coverage will terminate.

         (2)      The Company shall have no obligation of any nature whatsoever
                  to Employee or his beneficiaries if the circumstances of the
                  Employee's death preclude payment of death proceeds under the
                  Policy.

         (3)      The Employee shall execute a beneficiary designation on the
                  form approved by the Company and the Insurer and may change
                  his beneficiary designation at any time by executing a new
                  form. Such change will be effective only upon written
                  acknowledgement by the Company, a copy of which shall be
                  promptly returned to the Employee after execution by the
                  Company.

         (4)      The Company shall be responsible for paying the annual
                  premiums on the Policy to the Insurer. The amount of annual
                  premium attributable to the Employee shall be equal to the
                  "current term rate" for the Employee's age multiplied by the
                  Employee's endorsed death benefit. This amount should be added
                  to the Employee's annual W-2. "Current term rate" shall be
                  defined as the lesser of (i) the Insurer's current published
                  rates available for all standard risks for initial issue
                  one-year term insurance or (ii) the rates specified in Table
                  2001 in IRS Notice 2002-8. The Company will reimburse Employee
                  (on a fully-grossed up basis) to offset the tax expense
                  associated with such imputed income.

C.       General.
         --------

         (1)      If any individual entitled to receive any payment under this
                  Agreement shall be physically, mentally or legally incapable
                  of receiving or acknowledging receipt of such payment, the
                  Company, upon the receipt of satisfaction evidence (i) of his
                  incapacity, (ii) that another person or institution is
                  maintaining him, and (iii) that no guardian or committee has
                  been appointed for him, may cause any payment otherwise
                  payable to him to be made to such person or institution.
                  Payment to such person or institution shall be in full
                  satisfaction of all claims by or through the Employee to the
                  extent of the amount thereof.

         (2)      A benefit shall be deemed forfeited if the Company is unable
                  after a reasonable period of time to locate the Employee or
                  any party claiming under or through him to whom payment is
                  due; provided, however, that such benefit shall be reinstated
                  if a valid claim is made by or on behalf of such person for
                  the forfeited benefit.

         (3)      This Agreement shall be administered by the Governance
                  Committee of the Board of Directors of the Company any may be
                  amended, modified or terminated only in writing executed by
                  the Employee and a representative of the Governance Committee.
                  The Governance Committee may appoint other persons to assist
                  it in performing its duties and responsibilities hereunder.

         (4)      Nothing contained in this Agreement shall be construed as a
                  contract of employment between the Company and the Employee,
                  or as a right of the Employee to be continued in the
                  employment of the Company, or as a limitation on the right of
                  the Company to discharge the Employee at any time, with or
                  without cause.

         (5)      Any notice under this Agreement shall in writing and shall be
                  mailed by United States first class mail, postage prepaid, as
                  follows:

                             To the Company:

                             John H. Harland Company
                             2939 Miller Road
                             Decatur, GA  30035
                             Attention:  Vice President, Human Resources

                             To the Employee:

                             Timothy C. Tuff
                             3406 Valley Circle
                             Atlanta, GA  30305

                  Either party may change the address to which notices shall be
mailed upon written notice.

         (6)      This Agreement shall be binding upon the Company and its
                  successors and assigns, and upon the Employee, his
                  beneficiaries, heirs, executors and administrators.

         (7)      This Agreement shall be construed and governed in all respect
                  under and by the laws of the State of Georgia. If any
                  provision of this Agreement shall be held by a court of
                  competent jurisdiction to be invalid or unenforceable, the
                  remaining provisions hereof shall continue to be fully
                  effective.

         (8)      This Agreement is intended by the parties hereto to be the
                  final expression of their agreement with respect to the
                  subject matter hereof and is the complete and exclusive
                  statement thereof notwithstanding any prior representation or
                  statements to the contrary. This Agreement shall supersede and
                  cancel the Supplemental Retirement Agreement between the
                  Company and the Employee dated as of January 14, 1999.

         (9)      This Agreement may be executed in two or more counterparts,
                  each of which shall be deemed to be an original but all of
                  which together shall constitute one and the same instrument.

         IN WITNESS WHEREOF, the parties have executed this Agreement as of the
date first set forth above.

Attest:                                John H. Harland Company

                                       By:-------------------------------
                                          G. Harold Northrop
                                          Chair, Governance Committee
                                          of the Board of Directors

Witness:                               Employee


                                       Timothy C. Tuff