SOUTH CAROLINA                                      SUBLEASE FOR SUITE 210 AT
CHARLESTON COUNTY                                   4055 FABER PLACE DRIVE
                                                     THE EXECUTIVE PARK
                                                           FABER PLACE

     This  Sublease  is made  this    day of  March,  1997,  by and  between
ENVIROMETRICS,   INC.,  successor  by  merger  to  Trico   Envirometrics,   Inc.
(Sublessor);  CHASE MORTGAGE BROKERS, INC. ("Sublessee");  and LPC of S.C., INC.
(a subsidiary of The Liberty Corporation) ("Landlord').

                                   WITNESSETH:

     WHEREAS, Landlord leased approximately 9,094 square feet of office space to
Trico Envirometrics, Inc. described as Suite 102 (inclusive of Suite 210) of the
commercial  office  building  located at 4055 Faber Place Drive in The Executive
Park  at  Faber  Place  in  North  Charleston,   South  Carolina  (the  "Demised
Premises"),  pursuant to that certain  office lease dated  January 17, 1996 (the
"Lease"); and

     WHEREAS,   Envirometrics,   Inc.  is  the  successor  by  merger  to  Trico
Envirometrics, Inc., and therefore, is now the tenant under the Lease;

     WHEREAS,  Sublessee  desires to sublease a portion of the Demised  Premises
known as Suite 210  consisting of  approximately  2,851 square feet rentable and
Sublessor desires to sublet Suite 210 to Sublessee;

     WHEREAS,  Landlord  consents to this Sublease,  and all of the requirements
set forth in Section 1 0 of the Lease have been completely satisfied.

     NOW,  THEREFORE,  in  consideration  of the mutual  promises and agreements
contained  herein and other good and  valuable  consideration,  the  receipt and
sufficiency  of which are hereby  acknowledged,  the Sublessee  hereby takes and
leases from  Sublessor  approximately  2,851 square feet rentable in the Demised
Premises known as Suite 210 (the  'Premises') in the commercial  office building
located  at 4055  Faber  Place in The  Executive  Park at  Faber  Place in North
Charleston,  South Carolina,  according to the terms and conditions of the Lease
which is attached hereto as Exhibit A and  incorporated by reference as fully as
if set forth  herein.  All defined  terms  contained  in the Lease shall be used
herein  with  the  same  meaning  unless  otherwise  expressly  defined  herein.
Sublessee acknowledges that it has received a copy of the lease and has reviewed
it to its satisfaction. The parties agree as follows:

     1. Incorporation of Recitals. The above recitals are incorporated herein by
reference.

     2.  Incorporation of Lease Amendment.  Except as provided herein, the terms
and  conditions of the Lease are  incorporated  into this Sublease by reference.
All of the obligations contained in the Lease, except as modified and amended by
this Sublease,  and all rights and privileges conferred upon Sublessor as tenant
therein,  are hereby  also  conferred  and  imposed  upon  Sublessee.  Sublessee
covenants and agrees to fully and faithfully perform the terms and conditions of
the  Lease  and this  Sublease.  Sublessee  shall  not do or cause to be done or
suffer or permit any act to be done which would or might cause the Lease, or the
rights of the Sublessor under the Lease to be endangered,  canceled, terminated,
forfeited  or  surrendered,  or which  would or might cause  Sublessor  to be in
default thereunder or liable for any damages, claim or penalty.

     3. Term; Payment of Rent. Sublessee shall lease the Premises from Sublessor
commencing  as of March 31, 1997 and  continuing  until January 31, 1999, at the
rate of $13.85 per square foot per year.  Thus, an amount equal to $39,486.35 is
due  annually,  and such amount  shall be payable  monthly in an amount equal to
$3,290.53  in  advance  on the first day of each  month  during the term of this
Sublease,  and  shall  be due  and  owing  without  notice,  demand,  abatement,
deduction or set-off.

     Rent and any other  charges to be paid by Sublessee  to  Sublessor  will be
paid when due at such times as are specified above at:

    c/o Envirometrics, Inc.
        9229 University Boulevard
        Charleston, SC 29406
        Attn:   Mr. Walter H. Elliott, III

     4. Security Deposit.  A security deposit in the amount of one month's rent,
or $3,290.53  per month,  shall be made by Sublessee to Sublessor at the time of
the execution of this Sublease. Said deposit shall be held by Sublessor, without
liability for interest, as security for the faithful performance by Sublessee of
all the terms,  covenants and  conditions of the Lease and this Sublease by said
Sublessee to be kept and performed during the term hereof. Should Sublessee fail
to keep and perform any of the terms,  covenants and  conditions of the Lease or
Sublease,  Sublessor may appropriate  and apply said entire deposit,  or so much
thereof  as may be  necessary,  to  compensate  Sublessor  for  loss  or  damage
sustained by  Sublessor  due to such  breach,  without  prejudice to its further
rights and remedies.  Should the entire security  deposit or any portion thereof
be  appropriated  and applied by  Sublessor  for the payment of overdue  rent or
other sums due from Sublessee  hereunder,  the Sublessee shall, upon the written
demand of Sublessor, forthwith remit to Sublessor a sufficient amount in cash to
restore said deposit to the original  sum  deposited.  All amounts  remaining of
said  deposit  shall be returned in full to  Sublessee at the end of the term of
this Sublease or upon its earlier termination.

     5. Taxes and Operating  Expenses.  All of the Taxes and Operating  Expenses
which exceed  Operating  Expense Base and are borne pro rata by Sublessor  under
the terms of Section 4B of the Lease shall continue to be the  responsibility of
the Sublessor during the term of the Sublease; provided, however, that Sublessee
shall be responsible for  Sublessor's  pro rata share of any Operating  Expenses
which arise from the acts or omissions of Sublessee and which are not normal and
customary Operating Expenses.

     6. Indemnification.  Sublessor hereby agrees to defend, indemnify, and save
Sublessor harmless from any liability  resulting from any claim,  action or suit
made against Sublessor by Landlord in connection with Sublessee's  breach of the
Lease or this Sublease.

     7. Notices. Any notice, demand or other instrument or written communication
required  or  permitted  to be  given,  or  served  hereunder,  shall be made or
delivered  by hand  delivery  or by mailing  the same  certified  mail,  postage
pre-paid, and, if to Sublessor addressed as follows:

                                 c/o Envirometrics, Inc.
                                     9229 University Boulevard
                                     Charleston, SC 29406
                                     Attn:   Mr. Walter H. Elliott, III
and to Sublessee addressed as follows:
                                     Chase Mortgage
                                     3208 Oleander Dr.
                                     Wilmington, NC 28403

     8. Consent. Landlord hereby consents to the Sublease set forth herein. This
sublease may not be assigned,  sublet or otherwise transferred without the prior
written consent of Landlord as set forth in Section 1 0 of the Lease.

     9. Binding  Agreement.  This Sublease  applies to and inures to the benefit
of,  and  binds  all  parties   hereto  and  their   respective   heirs,   legal
representatives,  successors  and assigns.  This Sublease  shall be construed in
accordance with the laws of the State of South Carolina.

     IN WITNESS  WHEREOF,  the parties  herein  execute  this  Sublease  for the
purpose herein  expressed the day and year first written above.  Signed,  sealed
and delivered in the presence of


WITNESSETH:               SUBLESSOR:
                          ENVIROMETRICS,   INC.,   successor   by   merger   to
                          Trico-Envirometrics,Inc.          (SEAL)

                          By:
                          Name:
                          Title:


                          SUBLESSEE:
                          CHASE MORTGAGE BROKER, INC.
                                                (SEAL)
                          By:
                          Name:
                          Title:

     LPC OF S.C.,  Inc.  joins in the execution of this Sublease  solely for the
purpose of evidencing its consent hereto.  Nothing contained herein shall modify
Sublessor's obligations under the Lease.

WITNESSETH:                               LANDLORD:
                                   (SEAL) LPC OF S.C., INC.
                                          By:
                                          Name:
                                          Title: