ACCESS HEALTH ASSURANCE PLANS (TM), INC.
                              GENERAL AGENT AGREEMENT
                                     BETWEEN
                     ACCESS HEALTH ASSURANCE PLANS(TM), INC.
                     (Hereafter referred to as "the Company")
                                       AND






                            THE BENECOM GROUP, INC
                ---------------------------------------------
                Name  /  Entity


            Who is hereby appointed as a General Agent of the Company


The  General  Agent  is authorized to submit to the Company applications for the
Access  Health  Assurance  Plans,  Inc.  membership  programs.

In  full  compensation  for  his/her  services, the Company will pay the General
Agent,  or  his/her  executors  or administrators, the Commission and Allowances
specified  on  the  attached  Schedule  of  Commission  and  Allowances.

Commission  and Allowances will be paid in accordance with the Company's General
Agent  Commission  and Allowance rules in force when the new business is written
and  submitted.

Either  party  without  cause upon thirty (30) days written notice may terminate
this  Agreement.



//s//  Stewart  Hall
----------------------------------------------  --------------------------------
General  Agent  Signature         Title         Date



//s//  Steven  Miracle
----------------------------------------------  --------------------------------
Company  Signature                              Date


<PAGE>
                     ACCESS HEALTH ASSURANCE PLANS, INC. (TM)
                  GENERAL AGENT COMMISSION / ALLOWANCE SCHEDULE


                        GENERAL AGENT ENROLLMENT COMMISSION

An  enrollment allowance equal to 15% (fifteen per cent) of each member's Access
Health  Assurance  Plans, Inc. membership fee will be paid to the General Agent.
The  enrollment  commission  is  only  payable  to the General Agent from Access
Health  Assurance  Plans,  Inc.  membership  fees  collected by the company from
members  directly  enrolled  by  the General Agent or Agents / Brokers that were
contracted  by  the  General  Agent  for the purpose of enrolling and submitting
applications  to  the  company.

================================================================================
EXAMPLE:
1,000  Enrolled  members  @  $  5.00  per  month  =  $ 750.00 Monthly Commission
2,500  Enrolled  members  @  $  5.00  per  month = $ 1,250.00 Monthly Commission
5,000  Enrolled  members  @  $  5.00  per  month = $ 2,500.00 Monthly Commission
10,000  Enrolled  members  @  $  5.00  per month = $ 5,000.00 Monthly Commission
================================================================================




                   GENERAL AGENT DIRECT SALES ALLOWANCE (D.S.A)

A  direct  sales  allowance  (DSA) equal to 20% (twenty per cent) of nutritional
products  purchased  by Access Health Assurance Plans, Inc. members will be paid
to  the  General  Agent.  The DSA allowance is only payable to the General Agent
form  nutritional  products  purchased  from Access Health Assurance Plans, Inc.
members  that  were  directly  enrolled by the General Agent or Agents / Brokers
that  were  contracted  by  the  General  Agent for the purpose of enrolling and
submitting  applications  to  the  company.

================================================================================
EXAMPLE:
1,000  Members purchasing $40.00 of product monthly  = $ 8,000.00 Monthly D.S.A.
2,500 Members purchasing $40.00 of product monthly  = $ 20,000.00 Monthly D.S.A.
5,000  Members purchasing $40.00 of product monthly = $ 40,000.00 Monthly D.S.A.
10,000 Members purchasing $40.00 of product monthly = $ 80,000.00 Monthly D.S.A.
================================================================================


Enrollment  Commissions  and Direct Sales Allowances will be paid to the General
Agent  on  the  10th  of  each  month.  Enrollment  Commissions and Direct Sales
Allowances  (D.S.A.) due the  General Agent from membership fees and nutritional
product  purchases  made by members and collected by the company between the 1st
and  31st  of  each  month  will  be  paid  on  the 10th of the following month.



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