UNITED STATES BANKRUPTCY COURT 

EASTERN DISTRICT OF VIRGINIA 

. Richmond . Division 

In re: Connie and Albert Balderson ) 

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 ) 

) 

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Case No. 16-31532-KRH .

 

Debtor(s) 

) 

)

Chapter 7 . 

Address 2302 Coan Stage Rd. . 

 Heathsville, VA 22473 . 

) 

) 

)

Last four digits of SSN(s): 7806 & 8203 . ) 

) 

)

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NOTICE OF MOTION TO EXPEDITE HEARING and 

NOTICE OF MOTION TO Extend Time to File Reaffirmation 

Agreement and Statement in Support of Reaffirmation Agreement

Connie and Albert Balderson have filed papers with the court to Expedite Hearing and to 

Extend Time to File Reaffirmation Agreement and Statement in Support of Reaffirmation 

Agreement. 

Your rights may be affected. You should read these papers carefully and 

discuss them with your attorney, if you have one in this bankruptcy case. (If you do 

not have an attorney, you may wish to consult one.)

 If you do not want the court to grant the relief sought in the motion (or objection), 

or if you want the court to consider your views on the motion (or objection), then on or 

before 7/13/2016, you or your attorney must: 

 X File with the court, at the address shown below, a written request for a 

hearing [or a written response pursuant to Local Bankruptcy Rule 9013-1(H)]. If 

you mail your request for hearing (or response) to the court for filing, you must 

mail it early enough so the court will receive it on or before the date stated above. 

Clerk of Court 

United States Bankruptcy Court 

701 East Broad Street 

Richmond, VA 23219 

You must also mail a copy to: 

Case 16-31532-KRH Doc 20 Filed 07/12/16 Entered 07/12/16 07:34:35 Desc Main

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America Law Group, Inc. 

8501 Mayland Dr. Ste 106 

Henrico, VA 23294 

□ Attend a hearing to be scheduled at a later date. You will receive separate 

notice of hearing. If no timely response has been filed opposing the 

relief requested, the court may grant the relief without holding a 

hearing. 

X Attend the hearing on the motion scheduled to be held July 13, 2016 at 

12:00 p.m. at United States Bankruptcy Court, 701 East Broad Street, 

Crtrm 5000 Richmond, VA 23219. 

 If you or your attorney do not take these steps, the court may decide that you do 

not oppose the relief sought in the motion or objection and may enter an order granting 

that relief. 

Date: 7/11/2016 Signature, name, address, and telephone 

number of person giving notice: 

/s/ Richard J. Oulton 

Richard J. Oulton, Esq. 

America Law Group, Inc. 

8501 Mayland Dr., Ste 106 

Henrico, VA 23294 

Virginia State Bar No. 29640. 

Counsel for Albert & Connie Balderson 

Certificate of Service 

I hereby certify that I have this 11th day of July, 2016, mailed or hand-delivered a true 

copy of the foregoing Notice of Motion (or Objection) to the parties listed on the attached 

service list. 

 /s/ Richard J. Oulton 

 Richard J. Oulton, Esq. 

Creditors 

Basic Auto Sales 

11371 Washington Highway 

Ashland, VA 23005-0000 

Calvary Portfolio Services 

500 Summit Lake Dr 

Ste 400 

Valhalla, NY 10595-0000 

Capital One 

Attn: Bankruptcy 

PO Box 30285 

Salt Lake City, UT 84130-0000 

CashnetUSA 

attn: Bankruptcy 

175 W Jackson Blvd Ste 1000 

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Chicago, IL 60604-0000 

Cindy Balderson 

262 Norman's Corner Rd 

Farnham, VA 22460-0000 

Cntry Door 

Attn:Bankruptcy 

PO Box 2830 

Monroe, WI 53566-0000 

Comenity Bank 

PO Box 182124 

Columbus, OH 43218-0000 

Convergent Outsourcing Inc 

800 SW 39th St 

PO Box 9004 

Renton, WA 98057-0000 

Credit Acceptance 

25505 West 12 Mile Rd 

Suite 3000 

Southfield, MI 48034-0000 

Credit Control Corp 

PO Box 120568 

Newport News, VA 23612-0000 

Credit Control Corporation 

PO Box 120568 

Newport News, VA 23612-0000 

Dillard Associates PC 

229 Prince Street 

P.O. Box 356 

Tappahannock, VA 22560-0000 

DirectTV 

attn: Bankruptcy Claims 

PO Box 6550 

Englewood, CO 80155-6550 

Fingerhut 

6250 Ridgewood Rd 

St Cloud, MN 56303-0000 

Ford Motor Credit 

PO Box 62180 

Colorado Springs, CO 80962-0000 

Ford Motor Credit Company LLC

c/o Carl A. Eason, Esquire 

200 Bendix Road, Suite 300 

Virginia Beach, VA 23452 

GE Capital Retail Bank 

attn: Bankruptcy Dep't 

P.O. Box 1950 

Morristown, NJ 07962-1950 

Ginnys/Swiss Colony Inc 

1112 7th Ave 

Monroe, WI 53566-0000 

GMAC 

now: Ally Financial 

PO Box 380901 

Minneapolis, MN 55438-0000 

Heathesville Animal Clinic 

45 Back Street 

Heathsville, VA 22473-0000 

HFC 

PO Box 8873 

Virginia Beach, VA 23450-8873 

Internal Revenue Service 

Insolvency Unit 

PO Box 7346 

Philadelphia, PA 19101-7346 

Kalbaugh, Pfund & Messersmith

901 Moorefield Park Dr. 

Ste 200 

Richmond, VA 23236-0000 

Lexington Consumer Advocacy LL

c/o Customer Care Dep't 

337 Garden Oaks Blvd 

Houston, TX 77018-0000 

MCV Associated Physicians 

830 E Main St 

Suite 1900 

Richmond, VA 23219-0000 

Midland Credit Management 

8875 Aero Dr, Ste 200 

San Diego, CA 92123-0000 

Montgomery Ward Credit 

3650 Milwaukee St 

Madison, WI 53714-0000 

Nc Financial 

175 W Jackson Blvd 

Chicago, IL 60604-0000 

NCC 

5503 Cherokee Ave 

Alexandria, VA 22312-0000 

Net Credit 

200 W Jackson Blvd 

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Suite 2400 

Chicago, IL 60606-0000 

Onward Credit Customer Support

505 N LaSalle St. 

Suite 550 

Chicago, IL 60654-0000 

Pelletteri 

1717 Park St 

Naperville, IL 60563-0000 

Peter S Lake, Esq. 

4445 Corporation Lane 

Suite 155 

Virginia Beach, VA 23462-0000 

Rappahannock General Hospital

PO Box 1449 

Kilmarnock, VA 22482-0000 

Riverside Emergency Phys 

PO Box 1929 

Kilmarnock, VA 22482-1929 

Riverside Health System 

Riverside Tappahannock Hospita 

PO Box 6008 

Newport News, VA 23606-0008 

Riverside Health System 

PO Box 2858 

Raleigh, NC 27602-0000 

Seventh Avenue 

re: Bankruptcy Dep't 

112 7th Ave 

Monroe, WI 53566-1364 

Springlf Fin

601 Nw 2nd St 

Evansville, IN 47708-0000 

TD Auto Finance LLC 

27777 Inkster Rd. 

Farmington, MI 48334-0000 

Terry Hatcher 

2302 Coan Stage Rd 

Heathsville, VA 22473-0000 

Usda Rural Development 

P.O. Box 790170 

St Louis, MO 63179-0000 

VCU Health System -- MCV Hosp.

Set-off Debt Section 

PO Box 980462 

Richmond, VA 23298-0462 

Verizon 

500 Technology Dr Ste 30 

Weldon Spring, MO 63304-0000 

Verizon 

500 Technology Dr 

Suite 500 

Weldon Spring, MO 63304-0000 

Virginia Department of Taxatio 

PO Box 2156 

Richmond, VA 23218-0000 

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UNITED STATES BANKRUPTCY COURT 

EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

In re: Connie and Albert Balderson Case No.: 16-31532-KRH 

 Debtor(s) Chapter 13 

MOTION FOR AN EXPEDITED HEARING

NOW COMES the Debtor, Connie and Albert Balderson, by counsel, to submit the following Motion for 

an Expedited Hearing under 11 U.S.C. §362 to allow the Debtors to Extend Time to File Reaffirmation 

Agreement pursuant to 11 U.S.C. §362 (c)(3)(B). 

 The Debtor(s) request that court Extends Time to File Reaffirmation Agreement, and in support of 

this Motion states the following: 

1. This Court has jurisdiction over this proceeding pursuant to 28 U.S.C. § 157 and 1334 and 11 

U.S.C. § 362, and this matter is a core proceeding under the Bankruptcy Code. 

2. On 3/29/2016, the Debtor(s) filed in this Honorable Court a petition for relief under Chapter 13 of 

the Bankruptcy Code, 11 U.S.C. § 1301 et seq. (the “instant case”). Peter Barrett was appointed to 

serve as Chapter 13 trustee in this case (the “Trustee”). 

3. The initial Trustee Meeting was held on 5/2/2016. 

4. Time to file Reaffirmation Agreement expired on July 1, 2016. 

5. Time is of the essence in this matter because the Creditor, Ford Motor Company, has already 

repossessed the vehicle. In order to release the vehicle back to the Debtors, the Creditor wants the 

reaffirmation agreement completed. Debtors require two vehicles to get to work, as they work 

more than thirty minutes apart. 

WHEREFORE, the Plaintiff prays that this Honorable Court allow the Debtor(s) to obtain an extension of

the automatic stay pursuant to 11 U.S.C. §362(c)(3)(B) and grant an Expedited Hearing and any such other 

relief as may be deemed just and proper by this Honorable Court. 

 RESPECTFULLY SUBMITTED: 

 Counsel for 

 Albert and Connie Balderson 

 By: /s/ Richard J. Oulton 

 Richard J. Oulton, Esq. 

 VSB # 29640 

 8501 Mayland Dr. Ste 106 

 Henrico, VA 23294 

 804-308-0051 (ph) 

 804-308-0053 (fax) 

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NOTICE IS HEREBY GIVEN PURSUANT TO LOCAL RULE 9013-1 UNLESS A 

WRITTEN RESPONSE TO THIS MOTION AND SUPPORTING 

MEMORANDUM ARE FILED WITH THE CLERK OF COURT AND SERVED 

ON THE MOVING PARTY WITHIN THREE BUSINESS DAYS OF THE 

SERVICE OF THIS MOTION TO EXPEDITE HEARING, THE COURT MAY 

DEEM ANY OPPOSITION WAIVED AND CONCEDED AND ISSUE AN ORDER 

SUSTAINING THE MOTION WITHOUT FURTHER NOTICE OR HEARING. 

CERTIFICATE OF SERVICE

 I certify that on 7/11/2016, a copy of the above Motion to Expedite Hearing has 

been mailed via first class mail or via electronic means to Peter Barrett, Trustee, the 

United States Trustee, counsel listed as follows, and all creditors set forth on the attached 

mailing matrix. 

 /s/ Richard J. Oulton .

 Richard J. Oulton, Esq. 

Creditors 

Basic Auto Sales 

11371 Washington Highway 

Ashland, VA 23005-0000 

Calvary Portfolio Services 

500 Summit Lake Dr 

Ste 400 

Valhalla, NY 10595-0000 

Capital One 

Attn: Bankruptcy 

PO Box 30285 

Salt Lake City, UT 84130-0000 

CashnetUSA 

attn: Bankruptcy 

175 W Jackson Blvd Ste 1000 

Chicago, IL 60604-0000 

Cindy Balderson 

262 Norman's Corner Rd 

Farnham, VA 22460-0000 

Cntry Door 

Attn:Bankruptcy 

PO Box 2830 

Monroe, WI 53566-0000 

Comenity Bank 

PO Box 182124 

Columbus, OH 43218-0000 

Convergent Outsourcing Inc 

800 SW 39th St 

PO Box 9004 

Renton, WA 98057-0000 

Credit Acceptance 

25505 West 12 Mile Rd 

Suite 3000 

Southfield, MI 48034-0000 

Credit Control Corp 

PO Box 120568 

Newport News, VA 23612-0000 

Credit Control Corporation 

PO Box 120568 

Newport News, VA 23612-0000 

Dillard Associates PC 

229 Prince Street 

P.O. Box 356 

Tappahannock, VA 22560-0000 

DirectTV 

attn: Bankruptcy Claims 

PO Box 6550 

Englewood, CO 80155-6550 

Fingerhut 

6250 Ridgewood Rd 

St Cloud, MN 56303-0000 

Case 16-31532-KRH Doc 20 Filed 07/12/16 Entered 07/12/16 07:34:35 Desc Main

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Ford Motor Credit 

PO Box 62180 

Colorado Springs, CO 80962-0000 

Ford Motor Credit Company LLC

c/o Carl A. Eason, Esquire 

200 Bendix Road, Suite 300 

Virginia Beach, VA 23452 

GE Capital Retail Bank 

attn: Bankruptcy Dep't 

P.O. Box 1950 

Morristown, NJ 07962-1950 

Ginnys/Swiss Colony Inc 

1112 7th Ave 

Monroe, WI 53566-0000 

GMAC 

now: Ally Financial 

PO Box 380901 

Minneapolis, MN 55438-0000 

Heathesville Animal Clinic 

45 Back Street 

Heathsville, VA 22473-0000 

HFC 

PO Box 8873 

Virginia Beach, VA 23450-8873 

Internal Revenue Service 

Insolvency Unit 

PO Box 7346 

Philadelphia, PA 19101-7346 

Kalbaugh, Pfund & Messersmith

901 Moorefield Park Dr. 

Ste 200 

Richmond, VA 23236-0000 

Lexington Consumer Advocacy LL

c/o Customer Care Dep't 

337 Garden Oaks Blvd 

Houston, TX 77018-0000 

MCV Associated Physicians 

830 E Main St 

Suite 1900 

Richmond, VA 23219-0000 

Midland Credit Management 

8875 Aero Dr, Ste 200 

San Diego, CA 92123-0000 

Montgomery Ward Credit 

3650 Milwaukee St 

Madison, WI 53714-0000 

Nc Financial 

175 W Jackson Blvd 

Chicago, IL 60604-0000 

NCC 

5503 Cherokee Ave 

Alexandria, VA 22312-0000 

Net Credit 

200 W Jackson Blvd 

Suite 2400 

Chicago, IL 60606-0000 

Onward Credit Customer Support

505 N LaSalle St. 

Suite 550 

Chicago, IL 60654-0000 

Pelletteri 

1717 Park St 

Naperville, IL 60563-0000 

Peter S Lake, Esq. 

4445 Corporation Lane 

Suite 155 

Virginia Beach, VA 23462-0000 

Rappahannock General Hospital

PO Box 1449 

Kilmarnock, VA 22482-0000 

Riverside Emergency Phys 

PO Box 1929 

Kilmarnock, VA 22482-1929 

Riverside Health System 

Riverside Tappahannock Hospita 

PO Box 6008 

Newport News, VA 23606-0008 

Riverside Health System 

PO Box 2858 

Raleigh, NC 27602-0000 

Seventh Avenue 

re: Bankruptcy Dep't 

112 7th Ave 

Monroe, WI 53566-1364 

Springlf Fin 

601 Nw 2nd St 

Evansville, IN 47708-0000 

TD Auto Finance LLC 

27777 Inkster Rd. 

Farmington, MI 48334-0000 

Terry Hatcher 

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2302 Coan Stage Rd 

Heathsville, VA 22473-0000 

Usda Rural Development 

P.O. Box 790170 

St Louis, MO 63179-0000 

VCU Health System -- MCV Hosp.

Set-off Debt Section 

PO Box 980462 

Richmond, VA 23298-0462 

Verizon 

500 Technology Dr Ste 30 

Weldon Spring, MO 63304-0000 

Verizon 

500 Technology Dr 

Suite 500 

Weldon Spring, MO 63304-0000 

Virginia Department of Taxatio 

PO Box 2156 

Richmond, VA 23218-0000 

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