Information to identify the case:

Debtor 1 Toni Jennifer Woody

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−3012

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia

Case number: 16−35219−KLP

Discharge of Debtor 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to:

Toni Jennifer Woody

fka Toni J. Brandon

February 1, 2017 For the court: William C. Redden

Clerk

Explanation of Bankruptcy Discharge in a Chapter 7 Case

This order does not close or dismiss the case,

and it does not determine how much money, if

any, the trustee will pay creditors.

This order does not prevent debtors from paying

any debt voluntarily or from paying reaffirmed

debts according to the reaffirmation agreement.

11 U.S.C. § 524(c), (f).

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors

cannot sue, garnish wages, assert a deficiency,

or otherwise try to collect from the debtors

personally on discharged debts. Creditors cannot

contact the debtors by mail, phone, or otherwise

in any attempt to collect the debt personally.

Creditors who violate this order can be required

to pay debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated.

For example, a creditor may have the right to

foreclose a home mortgage or repossess an

automobile.

Most debts are discharged

Most debts are covered by the discharge, but not

all. Generally, a discharge removes the debtors'

personal liability for debts owed before the

debtors' bankruptcy case was filed.

Also, if this case began under a different chapter

of the Bankruptcy Code and was later converted

to chapter 7, debts owed before the conversion

are discharged.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

For more information, see page 2 >

Official Form 318 Discharge of Debtor page 1

Case 16-35219-KLP Doc 16 Filed 02/04/17 Entered 02/05/17 00:25:58 Desc Imaged

 Certificate of Notice Page 1 of 4
Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

♦ debts for most taxes;

debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for most fines, penalties,

forfeitures, or criminal restitution

obligations;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts for certain types of loans owed to

pension, profit sharing, stock bonus, or

retirement plans; and

♦ 

debts for death or personal injury caused

by operating a vehicle while intoxicated.

♦ 

Also, debts covered by a valid reaffirmation

agreement are not discharged.

In addition, this discharge does not stop

creditors from collecting from anyone else who is

also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general summary

of the bankruptcy discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of the

discharge in this case.

Official Form 318 Discharge of Debtor page 2

Case 16-35219-KLP Doc 16 Filed 02/04/17 Entered 02/05/17 00:25:58 Desc Imaged

 Certificate of Notice Page 2 of 4
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 16-35219-KLP

Toni Jennifer Woody Chapter 7

 Debtor CERTIFICATE OF NOTICE

District/off: 0422-7 User: admin Page 1 of 2 Date Rcvd: Feb 02, 2017

 Form ID: 318 Total Noticed: 33

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Feb 04, 2017.

db +Toni Jennifer Woody, 2309 Wilkes Ridge Place, Henrico, VA 23233-7342

cr +MAAC, Inc. t/a The Retreat at West Creek, c/o Coulter, Harris & Loftus, PC,

 7900 Sudley Road, Suite 608, Manassas, VA 20109-2806

13624463 +Allied Cash Advance, 2312-12B Hungary Rd., Henrico, VA 23228-2122

13624464 +American Anesthesiology, of Virginia, PC, P.O. Box 120153, Grand Rapids, MI 49528-0103

13624467 +Argent Federal Credit Union, P.O. Box 72, Chesterfield, VA 23832-0900

13624470 +Big Picture Loans, P.O. Box 704, Watersmeet, MI 49969-0704

13624472 +Cash-2-U Financial Services, 4118 W. Broad St., Richmond, VA 23230-3353

13624475 +Citibank / Sears, Citicorp Credit Services, Po Box 790040, Saint Louis, MO 63179-0040

13624477 +Edc/Mid-america Apartments, 1000 Wilkes Ridge Parkway, Richmond, VA 23233-7335

13624478 +First Data, 5565 Glenridge, Connector NE Ste 2000, Atlanta, GA 30342-1335

13624479 First Premier, 601 S Minneapolis Ave, Sioux Falls, SD 57104-0000

13624480 +First Virginia Financial Srv., 9121 Staples Mill Rd., Richmond, VA 23228-2026

13624481 +Golden Valley Lending, 635 East Hwy 20, E Upper Lake, CA 95485-8793

13624483 #+James E. Jones Jr., MD, 5875 Bremo Rd. Ste. 304, Richmond, VA 23226-1934

13624486 +NH Cash, 169 South River Rd. Ste. 19, Bedford, NH 03110-6934

13624489 +Rivertrace FCU, 6011 Staples Mill Rd., Henrico, VA 23228-4923

13624490 +St. Mary’s Hospital, 5801 Bremo Rd., Richmond, VA 23226-1900

13624492 +Verizon Wireless, 500 Technology Dr., Ste. 550, Weldon Spring, MO 63304-2225

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

tr +EDI: QLLTAVENNER.COM Feb 03 2017 02:13:00 Lynn L. Tavenner,

 20 North Eighth Street, Second Floor, Richmond, VA 23219-3302

13624465 EDI: HNDA.COM Feb 03 2017 02:13:00 American Honda Finance, P.O. Box 168088,

 Irving, TX 75016-0000

13624463 +EDI: ALLIEDCASH.COM Feb 03 2017 02:13:00 Allied Cash Advance, 2312-12B Hungary Rd.,

 Henrico, VA 23228-2122

13624466 +EDI: AMEREXPR.COM Feb 03 2017 02:13:00 Amex, P.O. Box 981540, El Paso, TX 79998-1540

13624468 +E-mail/Text: bk@avant.com Feb 03 2017 02:21:39 Avant Credit, Inc, 640 N La Salle St,

 Suite 535, Chicago, IL 60654-3731

13624469 +EDI: BANKAMER.COM Feb 03 2017 02:13:00 Bank Of America, Nc4-105-03-14, P.O. Box 26012,

 Greensboro, NC 27420-6012

13624471 +EDI: CAPITALONE.COM Feb 03 2017 02:13:00 Captial One, P.O. Box 30273,

 Salt Lake City, UT 84130-0273

13624473 +E-mail/Text: heatherg@checkcity.com Feb 03 2017 02:20:44 Check City, 6001 West Broad St.,

 Richmond, VA 23230-2221

13624476 +EDI: DISCOVER.COM Feb 03 2017 02:13:00 Discover Financial, P.O. Box 3025,

 New Albany, OH 43054-3025

13624482 EDI: IRS.COM Feb 03 2017 02:13:00 Internal Revenue Service, Insolvency Unit,

 P.O. Box 21126, Philadelphia, PA 19114-0000

13624484 +E-mail/Text: bk@lendingclub.com Feb 03 2017 02:21:30 Lending Club Corp, 71 Stevenson St,

 Suite 300, San Francisco, CA 94105-2985

13624485 +E-mail/Text: Bankruptcy_3rdParty_Team@cashnetusa.com Feb 03 2017 02:21:45 

 Net Credit Financial, P.O. Box 645295, Cincinnati, OH 45264-0001

13624487 +E-mail/Text: bankruptcypgl@plaingreenloans.com Feb 03 2017 02:21:29 Plain Green Loans,

 93 Mack Rd Ste 600, P.O. Box 270, Box Elder, MT 59521-0270

13624488 +E-mail/Text: bankruptcy@regionalmanagement.com Feb 03 2017 02:20:39 Regional Finance,

 5694 Brook Road, Richmond, VA 23227-2274

13624491 +EDI: RMSC.COM Feb 03 2017 02:13:00 Synchrony Bank/Care Credit, P.O. Box 965064,

 Orlando, FL 32896-5064

13624493 +EDI: VACU.COM Feb 03 2017 02:13:00 Virginia Credit Union, P.O. Box 90010,

 Richmond, VA 23225-9010

 TOTAL: 16

 ***** BYPASSED RECIPIENTS (undeliverable, * duplicate) *****

cr* +Virginia Credit Union, Inc., P.O. BOX 90010, RICHMOND, VA 23225-9010

13624494* +Virginia Credit Union, Po Box 90010, Richmond, VA 23225-9010

13624474 ##+CircleBack Lending Inc, 2500 N Military Trail, Boca Raton, FL 33431-6305

 TOTALS: 0, * 2, ## 1

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’#’ were identified by the USPS National Change of Address system as requiring an update.

While the notice was still deliverable, the notice recipient was advised to update its address with the court

immediately.

Addresses marked ’##’ were identified by the USPS National Change of Address system as undeliverable. Notices

will no longer be delivered by the USPS to these addresses; therefore, they have been bypassed. The

debtor’s attorney or pro se debtor was advised that the specified notice was undeliverable.

Case 16-35219-KLP Doc 16 Filed 02/04/17 Entered 02/05/17 00:25:58 Desc Imaged

 Certificate of Notice Page 3 of 4
District/off: 0422-7 User: admin Page 2 of 2 Date Rcvd: Feb 02, 2017

 Form ID: 318 Total Noticed: 33

 ***** BYPASSED RECIPIENTS (continued) *****

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Feb 04, 2017 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on February 1, 2017 at the address(es) listed below:

 Christopher Mark Winslow on behalf of Debtor Toni Jennifer Woody chris@chriswinslow.com, 

 winslowparalegal@gmail.com

 Connell Andrew Loftus on behalf of Creditor MAAC, Inc. t/a The Retreat at West Creek 

 cal@manassaslawfirm.com

 Lynn L. Tavenner ltavenner@tb-lawfirm.com, 

 sleadbeater@tb-lawfirm.com;amorris@tb-lawfirm.com;ltavenner@ecf.epiqsystems.com

 TOTAL: 3

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 Certificate of Notice Page 4 of 4