United States Bankruptcy Court

Eastern District of Virginia

Richmond Division

701 East Broad Street

Richmond, VA 23219

Case Number 16−33413−KLP

Chapter 13

In re: Debtor(s) (name(s) used by the debtor(s) in the last 8 years, including married, maiden, trade, and address):

Karen Little Young

1229 Laurel Springs Rd.

Hustle, VA 22476

Last four digits of Social−Security or Individual Taxpayer−Identification (ITIN) No(s).,(if any):

Debtor: xxx−xx−7202

Employer Tax−Identification (EIN) No(s).(if any):

Debtor: NA

NOTICE TO CURE CREDIT COUNSELING CERTIFICATION DEFICIENCY

 The petition filed by you is deficient. By checking the box for the 2nd statement in Part 5 of the Voluntary

Petition and signing it, you certified that you had received credit counseling from an approved agency, but you did

not have a certificate from the agency at the time of filing your bankruptcy case. Part 5 of the Voluntary Petition,

which is titled "Explain Your Efforts to Receive a Briefing About Credit Counseling", and Bankruptcy Rule 1007(c)

allow the filing of the certificate of credit counseling within 14 days after the filing of the bankruptcy case if a debtor

chooses the following option in Part 5 of the Voluntary Petition.

I received a briefing from an approved

credit counseling agency within the

180 days before I filled this bankruptcy

petition, but I do not have a

certificate of completion.

 Pursuant to Local Bankruptcy Rule 1007−1(I)(2), failure to cure the deficiency on or before July 25, 2016, which

is fourteen (14) days after the filing of the petition, will result in the bankruptcy case being dismissed.

Date: July 12, 2016

[curecct1007vDec2015.jsp]

William C. Redden

Clerk, United States Bankruptcy Court

/s/ Candace Manley

Deputy Clerk

Telephone Number: 804−916−2410

Case 16-33413-KLP Doc 11 Filed 07/14/16 Entered 07/15/16 00:33:18 Desc Imaged

 Certificate of Notice Page 1 of 2
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 16-33413-KLP

Karen Little Young Chapter 13

 Debtor CERTIFICATE OF NOTICE

District/off: 0422-7 User: manleyc Page 1 of 1 Date Rcvd: Jul 12, 2016

 Form ID: curecc15 Total Noticed: 1

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Jul 14, 2016.

db +Karen Little Young, 1229 Laurel Springs Rd., Hustle, VA 22476-2020

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

NONE. TOTAL: 0

 ***** BYPASSED RECIPIENTS *****

NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Jul 14, 2016 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on July 12, 2016 at the address(es) listed below:

 Suzanne E. Wade ecfsummary@ch13ricva.com, trustee@ch13ricva.com

 TOTAL: 1

Case 16-33413-KLP Doc 11 Filed 07/14/16 Entered 07/15/16 00:33:18 Desc Imaged

 Certificate of Notice Page 2 of 2