UNITED STATES BANKRUPTCY COURT 

EASTERN DISTRICT OF VIRGINIA 

. Richmond . Division 

In re: Lolita Cheatham 

 

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 [Set forth here all names including married, 

 maiden, and trade names used by debtor 

within 

 last 8 years.]

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) 

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Case No. 16-31848-KLP 

 

Debtor(s) 

) 

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Chapter 13 . 

10254 Brading Ln 

Midlothian, VA 23112 

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Last four digits of Social Security No(s).: 4617 . ) 

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NOTICE OF MOTION (OR OBJECTION)

Debtor(s) have filed papers with the court to Extend the Automatic Stay. 

Your rights may be affected. You should read these papers carefully and 

discuss them with your attorney, if you have one in this bankruptcy case. (If you do 

not have an attorney, you may wish to consult one.)

 If you do not want the court to grant the relief sought in the motion (or objection), 

or if you want the court to consider your views on the motion (or objection), then on or 

before May 9, 2016, you or your attorney must: 

 [ X] File with the court, at the address shown below, a written request for a 

hearing [or a written response pursuant to Local Bankruptcy Rule 9013-1(H)]. If 

you mail your request for hearing (or response) to the court for filing, you must 

mail it early enough so the court will receive it on or before the date stated above. 

Clerk of Court 

United States Bankruptcy Court 

701 East Broad Street 

Richmond, VA 23219 

You must also mail a copy to: 

America Law Group, Inc. 

8501 Mayland Dr., Ste 106 

Henrico, VA 23294 

Case 16-31848-KLP Doc 10 Filed 04/25/16 Entered 04/25/16 17:27:48 Desc Main

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[ ] Attend a hearing to be scheduled at a later date. You will receive separate 

notice of hearing. If no timely response has been filed opposing the 

relief requested, the court may grant the relief without holding a 

hearing. 

[X] Attend the hearing on the motion (or objection) scheduled to be held on 

May 11, 2016 at 10:00 a. m. at United States Bankruptcy Court, 701 East 

Broad Street, Crtrm 5100 Richmond, VA 23219. 

 If you or your attorney do not take these steps, the court may decide that you do 

not oppose the relief sought in the motion or objection and may enter an order granting 

that relief. 

Date: 4/25/2016 Signature, name, address, and telephone 

number of person giving notice: 

/s/ Richard J. Oulton 

Richard J. Oulton, Esq. VSB 29640 

America Law Group, Inc. 

8501 Mayland Dr., Ste 106 

Henrico, VA 23294 

Counsel for Lolita Cheatham 

Certificate of Service 

I hereby certify that I on April 25, 2016, I have mailed or hand-delivered a true copy of 

the foregoing Notice of Motion (or Objection) to the parties listed on the attached service 

list. 

 /s/ Richard J. Oulton 

 Richard J. Oulton, Esq. 

Creditors 

Bon Secours 

PO Box 28538 

Henrico, VA 23228-0000 

Cavalry Investments LLC 

500 Summit Lake Dr. Ste 400 

Valhalla, NY 10595-0000 

Cavalry Portfolio Services 

500 Summit Lake Drive, Ste 400 

Valhalla, NY 10595-1340 

Central Credit/Penn Cr 

Attn: Bankruptcy 

PO Box 988 

Harrisburg, PA 17108-0000 

Check City 

PO Box 970183 

Orem, UT 84097-0000 

Check City 

re: Bankruptcy 

6001 West Broad Street 

Richmond, VA 23230-0000 

CHECK CITY 

2729-B WEST BROAD ST. 

RICHMOND, VA 23220 

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CJW Medical Center 

PO Box 13620 

Richmond, VA 23225-0000 

Convergent Outsourcing 

10750 Hammerly Blvd #200 

Houston, TX 77043-0000 

Credit Acceptance 

25505 W 12 Mile Rd, Ste 2300 

Southfield, MI 48034-0000 

Dominion Virginia Power 

PO Box 26543 

Richmond, VA 23290-0001 

DriveTime Credit Co 

attn: Bankruptcy 

PO Box 29018 

Phoenix, AZ 85038-0000 

Eastern Account System of Conn

PO Box 837 

Newtown, CT 06470-0000 

Enhanced Recovery Corporation

8014 Bayberry Rd 

Jacksonville, FL 32256-7412 

Extra Spce Storage 

7000 Hull Street Rd 

Richmond, VA 23224-0000 

HCA Henrico Doctors Hospital 

1602 Skipwith Road 

Henrico, VA 23229-0000 

Henrico Doctor's Hospital 

PO Box 13620 

Richmond, VA 23225-8620 

International Collection Servi 

c/o Jefferson Capital Systems 

PO Box 7999 

Saint Cloud, MN 56302-0000 

Jefferson Capital Systems 

16 McLeland Rd 

Saint Cloud, MN 56303-0000 

MCV Associated Physicians 

830 E Main St 

Suite 1900 

Richmond, VA 23219-0000 

National Credit Systems 

PO Box 312125 

Atlanta, GA 31131-2125 

Navy Federal Credit Union 

PO Box 3000 

Merrifield, VA 22119-3000 

Parrish and LeBar, LLP 

5 E Franklin St. 

Richmond, VA 23219-0000 

Resurgent Capital Services 

PO Box 10587 

Greenville, SC 29603-0587 

Seventh Avenue 

re: Bankruptcy Dep't 

112 7th Ave 

Monroe, WI 53566-1364 

Spinella, Owings & Shaia 

8550 Mayland Dr, Ste 1 

Henrico, VA 23294-0000 

Sprint 

Attn: Bankruptcy Dept 

4900 W. 95th Street 

Oak Lawn, IL 60453-0000 

Sprint Corp 

attn: Bankruptcy Dept 

PO Box 7949 

Overland Park, KS 66207-0000 

Sprint PCS 

PO Box 54977 

Los Angeles, CA 90017-0000 

Suntrust Bank 

Support Services/RW 7941 

PO Box 85052 

Richmond, VA 23286-0000 

Town and Country Apts 

1402-D Barriedale Road 

Richmond, VA 23225-0000 

VCU Health System -- MCV Hosp.

Set-off Debt Section 

PO Box 980462 

Richmond, VA 23298-0462 

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UNITED STATES BANKRUPTCY COURT 

EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

In re: 

 Lolita Cheatham 

 Case No. 16-31848-KLP 

 Debtor(s) Chapter 13 

MOTION TO EXTEND AUTOMATIC STAY 

COMES NOW the Debtor(s), by counsel, and offer the following Memorandum 

in Support of Debtor(s)’ Motion to Extend Automatic Stay: 

 JURISDICTION 

1. Jurisdiction of this Court over the instant matter is based upon 28 

U.S.C. §1334 and 157 in that this action arises in and relates to the bankruptcy case of the 

Debtor(s). 

 2. This proceeding is a core proceeding under 28 U.S.C. §157(b)(2)(A), (B), (K), 

and (O). 

 3. Venue is proper pursuant to 28 U.S.C. §1409. 

 BACKGROUND FACTS 

4. On April 13, 2016 (hereinafter the “Petition Date”) , the Debtor(s) 

filed in this Honorable Court a petition for relief under Chapter 13 of the Bankruptcy 

Code, 11 U.S.C. § 1301 et seq. (the “instant case”). 

5. Suzanne Wade was appointed to serve as Chapter 13 trustee in this case 

(the “Trustee”). 

6. Within the year prior to filing the instant case, Debtor(s) have been Debtor(s) 

in one (1) pending Chapter 13 bankruptcy case (the “previous case”), which was filed on 

10/24/2014 and dismissed on 11/2/2015 (Case No. 14-35714). 

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7. The previous case was dismissed by the court for failure to make plan 

payments and an inability to cure the default. 

FACTS OF THE INSTANT CASE

8. Discussion and argument regarding the current case will be contained in 

the Memorandum, which will be filed at a later date. 

WHEREFORE, the Debtor respectfully requests this Honorable Court to enter an Order 

extending the automatic stay as to all creditors, as to Debtor(s) and Debtor(s)’ property, 

and as to the property of the estate for the duration of the instant case, and for such other 

and further relief as to the Court shall be deemed appropriate. 

 Respectfully submitted, 

 Lolita Cheatham 

 

 By: /s/ Richard J. Oulton 

 Richard J. Oulton 

America Law Group, Inc. 

8501 Mayland Dr., Suite 106 

Henrico, VA 23294 

Phone: 804-308-0051 

Fax: 804-308-0053 

CERTIFICATE OF SERVICE 

 I certify that on April 25, 2016, a copy of this Motion to Extend the Automatic 

Stay was mailed via first-class mail, postage full pre-paid, to Suzanne Wade, Chapter 13 

Trustee, P.O. Box 1780 Richmond, VA 23219-1780, the United States Trustee, 701 E. 

Broad Street, Suite 4304, Richmond, VA 23219 and all creditors as set forth on the 

attached mailing matrix. 

 

 

 /s/ Richard J. Oulton 

 Richard J. Oulton, Esquire 

 Counsel for Debtor(s) 

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Creditors 

Bon Secours 

PO Box 28538 

Henrico, VA 23228-0000 

Cavalry Investments LLC 

500 Summit Lake Dr. Ste 400 

Valhalla, NY 10595-0000 

Cavalry Portfolio Services 

500 Summit Lake Drive, Ste 400 

Valhalla, NY 10595-1340 

Central Credit/Penn Cr 

Attn: Bankruptcy 

PO Box 988 

Harrisburg, PA 17108-0000 

Check City 

PO Box 970183 

Orem, UT 84097-0000 

Check City 

re: Bankruptcy 

6001 West Broad Street 

Richmond, VA 23230-0000 

CHECK CITY 

2729-B WEST BROAD ST. 

RICHMOND, VA 23220 

CJW Medical Center 

PO Box 13620 

Richmond, VA 23225-0000 

Convergent Outsourcing 

10750 Hammerly Blvd #200 

Houston, TX 77043-0000 

Credit Acceptance 

25505 W 12 Mile Rd, Ste 2300 

Southfield, MI 48034-0000 

Dominion Virginia Power 

PO Box 26543 

Richmond, VA 23290-0001 

DriveTime Credit Co 

attn: Bankruptcy 

PO Box 29018 

Phoenix, AZ 85038-0000 

Eastern Account System of Conn

PO Box 837 

Newtown, CT 06470-0000 

Enhanced Recovery Corporation

8014 Bayberry Rd 

Jacksonville, FL 32256-7412 

Extra Spce Storage 

7000 Hull Street Rd 

Richmond, VA 23224-0000 

HCA Henrico Doctors Hospital 

1602 Skipwith Road 

Henrico, VA 23229-0000 

Henrico Doctor's Hospital 

PO Box 13620 

Richmond, VA 23225-8620 

International Collection Servi 

c/o Jefferson Capital Systems 

PO Box 7999 

Saint Cloud, MN 56302-0000 

Jefferson Capital Systems 

16 McLeland Rd 

Saint Cloud, MN 56303-0000 

MCV Associated Physicians 

830 E Main St 

Suite 1900 

Richmond, VA 23219-0000 

National Credit Systems 

PO Box 312125 

Atlanta, GA 31131-2125 

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Navy Federal Credit Union 

PO Box 3000 

Merrifield, VA 22119-3000 

Parrish and LeBar, LLP 

5 E Franklin St. 

Richmond, VA 23219-0000 

Resurgent Capital Services 

PO Box 10587 

Greenville, SC 29603-0587 

Seventh Avenue 

re: Bankruptcy Dep't 

112 7th Ave 

Monroe, WI 53566-1364 

Spinella, Owings & Shaia 

8550 Mayland Dr, Ste 1 

Henrico, VA 23294-0000 

Sprint 

Attn: Bankruptcy Dept 

4900 W. 95th Street 

Oak Lawn, IL 60453-0000 

Sprint Corp

attn: Bankruptcy Dept 

PO Box 7949 

Overland Park, KS 66207-0000 

Sprint PCS 

PO Box 54977 

Los Angeles, CA 90017-0000 

Suntrust Bank 

Support Services/RW 7941 

PO Box 85052 

Richmond, VA 23286-0000 

Town and Country Apts 

1402-D Barriedale Road 

Richmond, VA 23225-0000 

VCU Health System -- MCV Hosp.

Set-off Debt Section 

PO Box 980462 

Richmond, VA 23298-0462 

Case 16-31848-KLP Doc 10 Filed 04/25/16 Entered 04/25/16 17:27:48 Desc Main

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