Information to identify the case:

Debtor 1 David Jung

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−7720

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia

Case number: 15−36268−KLP

Discharge of Debtor 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 1328(a) is granted to:

David Jung

July 16, 2020 For the court: William C. Redden

Clerk

Explanation of Bankruptcy Discharge in a Chapter 13 Case

This order does not close or dismiss the case.

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors cannot

sue, garnish wages, assert a deficiency, or

otherwise try to collect from the debtors personally

on discharged debts. Creditors cannot contact the

debtors by mail, phone, or otherwise in any

attempt to collect the debt personally. Creditors

who violate this order can be required to pay

debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated. For

example, a creditor may have the right to foreclose

a home mortgage or repossess an automobile.

This order does not prevent debtors from paying

any debt voluntarily. 11 U.S.C. § 524(f).

Most debts are discharged

Most debts are covered by the discharge, but

not all. Generally, a discharge removes the

debtors' personal liability for debts provided for

by the chapter 13 plan.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

debts for certain types of taxes specified

in 11 U.S.C. §§ 507(a)(8)( C),

523(a)(1)(B), or 523(a)(1)(C) to the

extent not paid in full under the plan;

♦ 

For more information, see page 2>

Form 3180W Chapter 13 Discharge page 1

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Certificate of Notice Page 1 of 4
debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for restitution, or a criminal fine,

included in a sentence on debtor's criminal

conviction;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts provided for under 11 U.S.C. §

1322(b)(5) and on which the last payment

or other transfer is due after the date on

which the final payment under the plan

was due;

♦ 

debts for certain consumer purchases

made after the bankruptcy case was filed if

obtaining the trustee's prior approval of

incurring the debt was practicable but was

not obtained;

♦ 

debts for restitution, or damages,

awarded in a civil action against the

debtor as a result of malicious or willful

injury by the debtor that caused

personal injury to an individual or the

death of an individual; and

♦ 

debts for death or personal injury

caused by operating a vehicle while

intoxicated.

♦ 

In addition, this discharge does not stop

creditors from collecting from anyone else who

is also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general

summary of a chapter 13 discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of

the discharge in this case.

Form 3180W Chapter 13 Discharge page 2

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Certificate of Notice Page 2 of 4
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 15-36268-KLP

David Jung Chapter 13

 Debtor CERTIFICATE OF NOTICE

District/off: 0422-7 User: ramirez-l Page 1 of 2 Date Rcvd: Jul 16, 2020

 Form ID: 3180W Total Noticed: 23

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Jul 18, 2020.

db #+David Jung, PO Box 1314, Colonial Heights, VA 23834-9314

13165557 +Caliber Home Loans, Inc, PO Box 24610, Oklahoma City, OK 73124-0610

13165559 +EDC/Dodson Property Management, 2619 Floyd Ave Ste 200, Richmond, VA 23220-4305

13165561 Lendmark Financial Services, 1851 Southpark Blvd, Colonial Heights, VA 23834-3607

13165562 Menkota Insurance Company, PO Box 64586, Saint Paul, MN 55164-0586

13186736 Navient Solutions, Inc. on behalf of, United Student Aid Funds, Inc.,

 Attn: Bankruptcy Litigation Unit E3149, PO Box 9430, Wilkes Barre, PA 18773-9430

13165564 +PCS Stamps and coins, 47 Richards Ave, Norwalk, CT 06854-2309

13228175 Richmond Gastroenterology Assoc, Inc, PO Box 5498, Belfast, ME 04915-5400

13337887 +US Bank Trust NA, Caliber Home Loans, Inc., 13801 Wireless Way,

 Oklahoma City, OK 73134-2500

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

13338677 +E-mail/Text: ECMBKMail@Caliberhomeloans.com Jul 17 2020 05:31:03 Caliber Home Loans, Inc.,

 PO Box 24330, Oklahoma City, OK 73124-0330

13165558 +EDI: CAPITALONE.COM Jul 17 2020 08:53:00 Capital One, Attn: Bankruptcy Dept,

 PO Box 30285, Salt Lake City, UT 84130-0285

13208568 EDI: CAPITALONE.COM Jul 17 2020 08:53:00 Capital One Bank (USA), N.A., PO Box 71083,

 Charlotte, NC 28272-1083

14375114 +E-mail/Text: bncmail@w-legal.com Jul 17 2020 05:30:06 Cerastes, LLC,

 c/o Weinstein & Riley, P.S., 2001 Western Ave, Ste 400, Seattle, WA 98121-3132

13165560 +E-mail/Text: bnc@advanceamerica.net Jul 17 2020 05:29:58 Express Check Advance of VA,

 2048 S. Sycamore Street, Petersburg, VA 23805-2727

13190379 +E-mail/Text: bnc@advanceamerica.net Jul 17 2020 05:29:58 

 Express Check Advance of Virginia, LLC, 135 North Church Street,

 Spartanburg, SC 29306-5138

13335415 +EDI: IRS.COM Jul 17 2020 08:53:00 Internal Revenue Service, P O Box 7346,

 Philadelphia, PA 19101-7346

13210697 E-mail/Text: ktramble@lendmarkfinancial.com Jul 17 2020 05:28:40 

 Lendmark Financial Services, LLC, 2118 Usher Street, Covington, Georgia 30014

13165563 +EDI: NAVIENTFKASMSERV.COM Jul 17 2020 08:53:00 Navient, PO Box 9500,

 Wilkes Barre, PA 18773-9500

13165556 +E-mail/Text: ustpregion04.rh.ecf@usdoj.gov Jul 17 2020 05:29:50 Office of the US Trustee,

 701 E. Broad Street, Ste 4304, Richmond, VA 23219-1885

13165565 E-mail/PDF: resurgentbknotifications@resurgent.com Jul 17 2020 05:31:49 

 Pinnacle Credit Services, PO Box 640, Hopkins, MN 55343-0640

13165566 +E-mail/Text: bknotices@suncommunities.com Jul 17 2020 05:29:57 Sun Homes,

 27777 Franklin Rd, Ste 200, Southfield, MI 48034-8205

13165567 +E-mail/Text: bankruptcy@atlanticunionbank.com Jul 17 2020 05:29:58 Union First Market Bank,

 24010 Partnership Blvd., Ruther Glen, VA 22546-2545

14384130 E-mail/Text: GUARBKe-courtdocs@ascendiumeducation.org Jul 17 2020 05:28:51 

 United Student Aid Funds, Inc (USAF), PO Box 8961, Madison WI 53708-8961

 TOTAL: 14

 ***** BYPASSED RECIPIENTS (undeliverable, * duplicate) *****

cr U.S. Bank Trust, N.A., as Trustee for LSF9 Master

cr* +Cerastes, LLC., C/O Weinstein & Riley P.S., 2001 Western Ave, STE 400,

 Seattle, WA 98121-3132

 TOTALS: 1, * 1, ## 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’#’ were identified by the USPS National Change of Address system as requiring an update.

While the notice was still deliverable, the notice recipient was advised to update its address with the court

immediately.

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Jul 18, 2020 Signature: /s/Joseph Speetjens

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Certificate of Notice Page 3 of 4
District/off: 0422-7 User: ramirez-l Page 2 of 2 Date Rcvd: Jul 16, 2020

 Form ID: 3180W Total Noticed: 23

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on July 16, 2020 at the address(es) listed below:

 Carl M. Bates station01@richchap13.com, 

 station10@richchap13.com;station03@richchap13.com;station07@richchap13.com;station06@richchap13.c

 om

 Daniel Alan Ross on behalf of Creditor Cerastes, LLC. ecfvab@aldridgepite.com, 

 dross@ecf.courtdrive.com

 Daniel Kevin Eisenhauer on behalf of Creditor U.S. Bank Trust, N.A., as Trustee for LSF9 

 Master Participation Trust ANHSOrlans@InfoEx.com, ecfaccount@orlans.com

 Ellen P. Ray on behalf of Debtor David Jung ellenray@earthlink.com, 

 mainstlaw@gmail.com;r57923@notify.bestcase.com

 Sameera Navidi on behalf of Creditor U.S. Bank Trust, N.A., as Trustee for LSF9 Master 

 Participation Trust snavidi@orlans.com, ecfaccount@orlans.com;ANHSOrlans@InfoEx.com

 Susan Hope Call on behalf of Trustee Carl M. Bates susancall@richchap13.com, 

 station15@richchap13.com

 TOTAL: 6

Case 15-36268-KLP Doc 64 Filed 07/18/20 Entered 07/19/20 00:21:36 Desc Imaged

Certificate of Notice Page 4 of 4