UNITED STATES BANKRUPTCY COURT 

EASTERN DISTRICT OF VIRGINIA 

. Richmond . Division 

In re: Connie and Albert Balderson ) 

)

 ) 

) 

)

Case No. 16-31532-KRH .

 

Debtor(s) 

) 

)

Chapter 7 . 

Address 2302 Coan Stage Rd. . 

 Heathsville, VA 22473 . 

) 

) 

)

Last four digits of SSN(s): 7806 & 8203 . ) 

) 

)

) 

)

NOTICE OF MOTION TO EXPEDITE HEARING and 

NOTICE OF MOTION TO Extend Time to File Reaffirmation 

Agreement and Statement in Support of Reaffirmation Agreement

Connie and Albert Balderson have filed papers with the court to Expedite Hearing and to 

Extend Time to File Reaffirmation Agreement and Statement in Support of Reaffirmation 

Agreement. 

Your rights may be affected. You should read these papers carefully and 

discuss them with your attorney, if you have one in this bankruptcy case. (If you do 

not have an attorney, you may wish to consult one.)

 If you do not want the court to grant the relief sought in the motion (or objection), 

or if you want the court to consider your views on the motion (or objection), then on or 

before 7/13/2016, you or your attorney must: 

 X File with the court, at the address shown below, a written request for a 

hearing [or a written response pursuant to Local Bankruptcy Rule 9013-1(H)]. If 

you mail your request for hearing (or response) to the court for filing, you must 

mail it early enough so the court will receive it on or before the date stated above. 

Clerk of Court 

United States Bankruptcy Court 

701 East Broad Street 

Richmond, VA 23219 

You must also mail a copy to: 

Case 16-31532-KRH Doc 18 Filed 07/11/16 Entered 07/11/16 16:22:31 Desc Main

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America Law Group, Inc. 

8501 Mayland Dr. Ste 106 

Henrico, VA 23294 

□ Attend a hearing to be scheduled at a later date. You will receive separate 

notice of hearing. If no timely response has been filed opposing the 

relief requested, the court may grant the relief without holding a 

hearing. 

X Attend the hearing on the motion scheduled to be held July 13, 2016 at 

12:00 p.m. at United States Bankruptcy Court, 701 East Broad Street, 

Crtrm 5000 Richmond, VA 23219. 

 If you or your attorney do not take these steps, the court may decide that you do 

not oppose the relief sought in the motion or objection and may enter an order granting 

that relief. 

Date: 7/11/2016 Signature, name, address, and telephone 

number of person giving notice: 

/s/ Richard J. Oulton 

Richard J. Oulton, Esq. 

America Law Group, Inc. 

8501 Mayland Dr., Ste 106 

Henrico, VA 23294 

Virginia State Bar No. 29640. 

Counsel for Albert & Connie Balderson 

Certificate of Service 

I hereby certify that I have this 11th day of July, 2016, mailed or hand-delivered a true 

copy of the foregoing Notice of Motion (or Objection) to the parties listed on the attached 

service list. 

 /s/ Richard J. Oulton 

 Richard J. Oulton, Esq. 

Creditors

American Adjustment Bu 

re: NW CT Emergency Med PC 

73 Field St 

Waterbury, CT 06702-0000 

American Adjustment Bu 

re: NW CT Emergency Med 

73 Field St. 

Waterbury, CT 06702-0000 

American Adjustment Bu 

re: Nagatuck Valley Rad Assoc 

73 Field St. 

Waterbury, CT 06702-0000 

Case 16-31532-KRH Doc 18 Filed 07/11/16 Entered 07/11/16 16:22:31 Desc Main

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Balanced Healthcare Receivable 

141 Burke Street 

Nashua, NH 03060-0000 

Caine & Weiner 

PO Box 5010 

Woodland Hills, CA 91365-0000 

Calvary Portfolio Services 

Attn: Bankruptcy Dept 

500 Summit Lake Dr. 

Valhalla, NY 10595-0000 

Capital One, N.a. 

Capital One Bank (USA) N.A. 

PO Box 30285 

Salt Lake City, UT 84130-0000 

Cavalry Portfolio Services 

500 Summit Lake Drive, Ste 400 

Valhalla, NY 10595-1340 

Cavalry Portfolio Services, In 

PO Box 1017 

Hawthorne, NY 10532-0000 

Cavalry SPV I, LLC 

500 Summit Lake Drive, Ste 400 

Valhalla, NY 10595 

Century Financial Services, In 

23 Maiden Lane 

North Haven, CT 06473-0000 

Comcast 

5401 Staples Mill Road 

Henrico, VA 23228-5421 

Commonwealth Radiology, PC 

1508 Willow lawn Drive 

Suite 117 

Richmond, VA 23230-0000 

Connecticut Dept of Revenue Services

25 Sigourney Street 

Bankruptcy Unit 

Hartford, CT 06106 

Connecticut Light & Power 

PO Box 2899 

Hartford, CT 06101-0000 

Continental Emergency Services 

PO Box 1617 

Mechanicsville, VA 23116-0000 

Convergent Outsourcing Inc 

800 SW 39th St 

PO Box 9004 

Renton, WA 98057-0000 

Cr Info Bur Collection 

70 Jefferson Blvd Fl 4 

Warwick, RI 02888-0000 

Credit Center Inc 

7 Finance Dr 

re: Branford Fire Dept 

Danbury, CT 06810-0000 

Credit Protection Association 

PO Box 802068 

Dallas, TX 75380-0000 

Endocrine Assoc of CT 

200 Orchard Street #207 

New Haven, CT 06511-0000 

ERSolutions 

800 SW 39th Street 

PO Box 9004 

Renton, WA 98057-0000 

Ford Cred 

Ford Credit 

PO Box 6275 

Deerborn, MI 48121-0000 

Ford Motor Credit Company LLC 

P. O. Box 62180 

Colorado Springs, CO 80962 

Horizon Financial Management 

8585 S. Broadway 

Ste. 880 

Merrillville, IN 46401-5661 

HSBC Bank 

PO Box 5253 

Carol Stream, IL 60197-0000 

Hsbc/ Orchard Bank 

Attn: Bankruptcy 

PO Box 80084 

Salinas, CA 93912-0000 

Internal Revenue Service 

PO Box 30396 

Mail stop 822 

Memphis, TN 38130-0000 

IRS 

P.O. Box 7346 

Philadelphia, PA 19101 

King William Medical Center

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4917 RIchmond Tappahannock Hwy 

Suite 1 

Aylett, VA 23009-0000 

Lab Corp 

PO Box 2240 

Burlington, NC 27216-0000 

LCA Collections 

PO Box 2240 

Burlington, NC 27216-0000 

Memorial Regional Medical Cent 

8260 Atlee Road 

Mechanicsville, VA 23116-0000 

Merc Adj Bur 

PO Box 9016 

Williamsville, NY 14231-0000 

Nelson,Watson & Associates LLC 

80 Merrimack St Lower Level 

Haverhill, MA 01830-0000 

OrthoVirginia 

PO Box 35725 

Richmond, VA 23235-0000 

Pagliaro, Inc. 

re: Joseph Quaranta, MD 

392 River Road 

Shelton, CT 06484-0000 

Patient First 

PO Box 758941 

Baltimore, MD 21275-0000 

Peninsula Radiological Assoc 

PO Box 12087 

Newport News, VA 23612-2087 

Pmab Srvc 

5970 Fairview Rd Ste 800 

Charlotte, NC 28210-0000 

Primecare Family Care, PC 

PO Box 845 

Fredericksburg, VA 22404-0000 

Progressive Direct Ins 

6300 Wilson Mills Rd 

Cleveland, OH 44143-0000 

Quest Diagnostics 

1901 Sulphur Spring Rd 

Halethorpe, MD 21227-0000 

Receivable Management

PO Box 17305 

Richmond, VA 23226-0000 

Receivable Management 

7206 Hull Street Rd Ste 

re: Medical Payment Data 

North Chesterfield, VA 23235-0000 

Receivables Management System 

PO Box 8630 

Richmond, VA 23226-0000 

Receivables Management Systems 

PO box 8630 

Richmond, VA 23226-0000 

Riverside Emergency Phys 

PO Box 1929 

Kilmarnock, VA 22482-1929 

Riverside Emergency Phys 

PO Box 1929 

Kilmarnock, VA 22482-0000 

Riverside Health System 

PO Box 2858 

Raleigh, NC 27602-0000 

Riverside Med Grp Emer Phys 

PO Box 75774 

Baltimore, MD 21275-5774 

Riverside Medical Group LLC 

10645 Cherokee Road 

Richmond, VA 23235-0000 

Riverside Tappahannock Hospita 

618 Hospital Rd 

Tappahannock, VA 22560-0000 

SME, Inc. USA 

PO Box 15209 

Wilmington, NC 28408-0000 

State of Connecticut 

Dept. of Revenue Services 

Twenty-Five Sigourney Street 

Hartford, CT 06106-0000 

Stellar Rec 

1845 Us Hwy 93 Sou 

Kalispell, MT 59901-0000 

Sunrise Credit Service 

260 Airport Plaza 

re: Cablevision 

Farmingdale, NY 11735-0000 

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Toll Violation Processing Cntr 

PO Box 1234 

Clifton Forge, VA 24422-0000 

United Collect Bur Inc 

5620 Southwyck Blvd Ste 

Toledo, OH 43614-0000 

United Consumers, Inc 

PO Box 4466 

Woodbridge, VA 22194-0000 

Virginia Cardiovascular Specia 

5875 Bremo Rd, STE 512 

Richmond, VA 23226-0000 

West End Orthopaedic Clinic 

PO Box 35725 

Richmond, VA 23235-0000 

Yale New Haven Hospital 

20 York St 

New Haven, CT 06510-0000 

Yale-New Haven Health 

PO Box 1403 

New Haven, CT 06505-0000 

Yankee Gas 

107 Selden St. 

Berlin, CT 06037-0000 

Case 16-31532-KRH Doc 18 Filed 07/11/16 Entered 07/11/16 16:22:31 Desc Main

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UNITED STATES BANKRUPTCY COURT 

EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

In re: Connie and Albert Balderson Case No.: 16-31532-KRH 

 Debtor(s) Chapter 13 

MOTION FOR AN EXPEDITED HEARING

NOW COMES the Debtor, Connie and Albert Balderson, by counsel, to submit the following Motion for 

an Expedited Hearing under 11 U.S.C. §362 to allow the Debtors to Extend Time to File Reaffirmation 

Agreement pursuant to 11 U.S.C. §362 (c)(3)(B). 

 The Debtor(s) request that court Extends Time to File Reaffirmation Agreement, and in support of 

this Motion states the following: 

1. This Court has jurisdiction over this proceeding pursuant to 28 U.S.C. § 157 and 1334 and 11 

U.S.C. § 362, and this matter is a core proceeding under the Bankruptcy Code. 

2. On 3/29/2016, the Debtor(s) filed in this Honorable Court a petition for relief under Chapter 13 of 

the Bankruptcy Code, 11 U.S.C. § 1301 et seq. (the “instant case”). Peter Barrett was appointed to 

serve as Chapter 13 trustee in this case (the “Trustee”). 

3. The initial Trustee Meeting was held on 5/2/2016. 

4. Time to file Reaffirmation Agreement expired on July 1, 2016. 

5. Time is of the essence in this matter because the Creditor, Ford Motor Company, has already 

repossessed the vehicle. In order to release the vehicle back to the Debtors, the Creditor wants the 

reaffirmation agreement completed. Debtors require two vehicles to get to work, as they work 

more than thirty minutes apart. 

WHEREFORE, the Plaintiff prays that this Honorable Court allow the Debtor(s) to obtain an extension of

the automatic stay pursuant to 11 U.S.C. §362(c)(3)(B) and grant an Expedited Hearing and any such other 

relief as may be deemed just and proper by this Honorable Court. 

 RESPECTFULLY SUBMITTED: 

 Counsel for 

 Albert and Connie Balderson 

 By: /s/ Richard J. Oulton 

 Richard J. Oulton, Esq. 

 VSB # 29640 

 8501 Mayland Dr. Ste 106 

 Henrico, VA 23294 

 804-308-0051 (ph) 

 804-308-0053 (fax) 

Case 16-31532-KRH Doc 18 Filed 07/11/16 Entered 07/11/16 16:22:31 Desc Main

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NOTICE IS HEREBY GIVEN PURSUANT TO LOCAL RULE 9013-1 UNLESS A 

WRITTEN RESPONSE TO THIS MOTION AND SUPPORTING 

MEMORANDUM ARE FILED WITH THE CLERK OF COURT AND SERVED 

ON THE MOVING PARTY WITHIN THREE BUSINESS DAYS OF THE 

SERVICE OF THIS MOTION TO EXPEDITE HEARING, THE COURT MAY 

DEEM ANY OPPOSITION WAIVED AND CONCEDED AND ISSUE AN ORDER 

SUSTAINING THE MOTION WITHOUT FURTHER NOTICE OR HEARING. 

CERTIFICATE OF SERVICE

 I certify that on 7/11/2016, a copy of the above Motion to Expedite Hearing has 

been mailed via first class mail or via electronic means to Peter Barrett, Trustee, the 

United States Trustee, counsel listed as follows, and all creditors set forth on the attached 

mailing matrix. 

 /s/ Richard J. Oulton .

 Richard J. Oulton, Esq. 

Creditors

American Adjustment Bu 

re: NW CT Emergency Med PC 

73 Field St 

Waterbury, CT 06702-0000 

American Adjustment Bu 

re: NW CT Emergency Med 

73 Field St. 

Waterbury, CT 06702-0000 

American Adjustment Bu 

re: Nagatuck Valley Rad Assoc 

73 Field St. 

Waterbury, CT 06702-0000 

Balanced Healthcare Receivable 

141 Burke Street 

Nashua, NH 03060-0000 

Caine & Weiner 

PO Box 5010 

Woodland Hills, CA 91365-0000 

Calvary Portfolio Services 

Attn: Bankruptcy Dept 

500 Summit Lake Dr. 

Valhalla, NY 10595-0000 

Capital One, N.a. 

Capital One Bank (USA) N.A. 

PO Box 30285 

Salt Lake City, UT 84130-0000 

Cavalry Portfolio Services 

500 Summit Lake Drive, Ste 400 

Valhalla, NY 10595-1340 

Cavalry Portfolio Services, In 

PO Box 1017 

Hawthorne, NY 10532-0000 

Cavalry SPV I, LLC 

500 Summit Lake Drive, Ste 400 

Valhalla, NY 10595 

Century Financial Services, In 

23 Maiden Lane 

North Haven, CT 06473-0000 

Comcast 

5401 Staples Mill Road 

Henrico, VA 23228-5421 

Commonwealth Radiology, PC 

1508 Willow lawn Drive 

Suite 117 

Richmond, VA 23230-0000 

Connecticut Dept of Revenue Services

25 Sigourney Street 

Bankruptcy Unit 

Hartford, CT 06106 

Case 16-31532-KRH Doc 18 Filed 07/11/16 Entered 07/11/16 16:22:31 Desc Main

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Connecticut Light & Power 

PO Box 2899 

Hartford, CT 06101-0000 

Continental Emergency Services 

PO Box 1617 

Mechanicsville, VA 23116-0000 

Convergent Outsourcing Inc 

800 SW 39th St 

PO Box 9004 

Renton, WA 98057-0000 

Cr Info Bur Collection 

70 Jefferson Blvd Fl 4 

Warwick, RI 02888-0000 

Credit Center Inc 

7 Finance Dr 

re: Branford Fire Dept 

Danbury, CT 06810-0000 

Credit Protection Association 

PO Box 802068 

Dallas, TX 75380-0000 

Endocrine Assoc of CT 

200 Orchard Street #207 

New Haven, CT 06511-0000 

ERSolutions 

800 SW 39th Street 

PO Box 9004 

Renton, WA 98057-0000 

Ford Cred 

Ford Credit 

PO Box 6275 

Deerborn, MI 48121-0000 

Ford Motor Credit Company LLC 

P. O. Box 62180 

Colorado Springs, CO 80962 

Horizon Financial Management 

8585 S. Broadway 

Ste. 880 

Merrillville, IN 46401-5661 

HSBC Bank 

PO Box 5253 

Carol Stream, IL 60197-0000 

Hsbc/ Orchard Bank 

Attn: Bankruptcy 

PO Box 80084 

Salinas, CA 93912-0000 

Internal Revenue Service 

PO Box 30396 

Mail stop 822 

Memphis, TN 38130-0000 

IRS 

P.O. Box 7346 

Philadelphia, PA 19101 

King William Medical Center 

4917 RIchmond Tappahannock Hwy 

Suite 1 

Aylett, VA 23009-0000 

Lab Corp 

PO Box 2240 

Burlington, NC 27216-0000 

LCA Collections 

PO Box 2240 

Burlington, NC 27216-0000 

Memorial Regional Medical Cent 

8260 Atlee Road 

Mechanicsville, VA 23116-0000 

Merc Adj Bur 

PO Box 9016 

Williamsville, NY 14231-0000 

Nelson,Watson & Associates LLC 

80 Merrimack St Lower Level 

Haverhill, MA 01830-0000 

OrthoVirginia 

PO Box 35725 

Richmond, VA 23235-0000 

Pagliaro, Inc. 

re: Joseph Quaranta, MD 

392 River Road 

Shelton, CT 06484-0000 

Patient First 

PO Box 758941 

Baltimore, MD 21275-0000 

Peninsula Radiological Assoc 

PO Box 12087 

Newport News, VA 23612-2087 

Pmab Srvc 

5970 Fairview Rd Ste 800 

Charlotte, NC 28210-0000 

Primecare Family Care, PC 

PO Box 845 

Fredericksburg, VA 22404-0000 

Case 16-31532-KRH Doc 18 Filed 07/11/16 Entered 07/11/16 16:22:31 Desc Main

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Progressive Direct Ins 

6300 Wilson Mills Rd 

Cleveland, OH 44143-0000 

Quest Diagnostics 

1901 Sulphur Spring Rd 

Halethorpe, MD 21227-0000 

Receivable Management 

PO Box 17305 

Richmond, VA 23226-0000 

Receivable Management 

7206 Hull Street Rd Ste 

re: Medical Payment Data 

North Chesterfield, VA 23235-0000 

Receivables Management System 

PO Box 8630 

Richmond, VA 23226-0000 

Receivables Management Systems 

PO box 8630 

Richmond, VA 23226-0000 

Riverside Emergency Phys 

PO Box 1929 

Kilmarnock, VA 22482-1929 

Riverside Emergency Phys 

PO Box 1929 

Kilmarnock, VA 22482-0000 

Riverside Health System 

PO Box 2858 

Raleigh, NC 27602-0000 

Riverside Med Grp Emer Phys 

PO Box 75774 

Baltimore, MD 21275-5774 

Riverside Medical Group LLC 

10645 Cherokee Road 

Richmond, VA 23235-0000 

Riverside Tappahannock Hospita 

618 Hospital Rd 

Tappahannock, VA 22560-0000 

SME, Inc. USA 

PO Box 15209 

Wilmington, NC 28408-0000 

State of Connecticut 

Dept. of Revenue Services 

Twenty-Five Sigourney Street 

Hartford, CT 06106-0000 

Stellar Rec 

1845 Us Hwy 93 Sou 

Kalispell, MT 59901-0000 

Sunrise Credit Service 

260 Airport Plaza 

re: Cablevision 

Farmingdale, NY 11735-0000 

Toll Violation Processing Cntr 

PO Box 1234 

Clifton Forge, VA 24422-0000 

United Collect Bur Inc 

5620 Southwyck Blvd Ste 

Toledo, OH 43614-0000 

United Consumers, Inc 

PO Box 4466 

Woodbridge, VA 22194-0000 

Virginia Cardiovascular Specia 

5875 Bremo Rd, STE 512 

Richmond, VA 23226-0000 

West End Orthopaedic Clinic 

PO Box 35725 

Richmond, VA 23235-0000 

Yale New Haven Hospital 

20 York St 

New Haven, CT 06510-0000 

Yale-New Haven Health 

PO Box 1403 

New Haven, CT 06505-0000 

Yankee Gas 

107 Selden St. 

Berlin, CT 06037-0000 

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