UNITED STATES BANKRUPTCY COURT

FOR THE

EASTERN DISTRICT OF VIRGINIA

Alexandria Division

In the Matter of:

TIMOTHY A. KREBS

and

TINA E KREBS

DEBTORS

CAPITAL ONE AUTO FINANCE

Plaintiff

v.

Timothy A. Krebs and Tina E Krebs

and

Thomas P. Gorman, Trustee,

Chapter 13

Case No. 15-14061-KHK

ANSWER AND REPORT OF TRUSTEE 

TO RELIEF FROM STAY MOTION

COMES NOW Thomas P. Gorman, the Chapter 13 Trustee named upon this 

Motion for Relief from Stay, and for his Answer and Report to this matter, submits the 

following.

(1) The Plan of this Chapter 13 Case was confirmed by the Court on April 11, 

2016, and provides for payment of the secured creditor as follows:

(a) Pre-petition arrearage claim of $590.00 by monthly installments of 

$15.00 from the payments made under this confirmed Plan.

(b) Post-petition regular monthly payments directly by the Debtor.

(2) No record of Post-petition regular monthly installments is maintained by 

this Trustee; and he is without sufficient knowledge, information or belief to answer 

allegations of the Motion regarding failure of the Debtor to make such installments; and 

that this Trustee demands strict proof thereof.

Case 15-14061-KHK Doc 35 Filed 01/12/18 Entered 01/12/18 13:05:05 Desc Main

Document Page 1 of 4
ANSWER & REPORT OF TRUSTEE, PAGE 2

CASE #15-14061-KHK

(3) The payments to date on the arrearage claim of this Secured Creditor are 

reflected opposite the name of the Secured Creditor on the attached periodic report of the 

accounts of this Chapter 13 case; and that such periodic report represents a true and 

correct statement of all receipts and disbursements in this Chapter 13 case to the date 

indicated.

AND HAVING FULLY ANSWERED, your Trustee prays for such disposition of 

this Motion as to this Court seems just.

Date: January 12, 2018 __/s/ Thomas P. Gorman ____________

Thomas P. Gorman

Chapter 13 Trustee

300 North Washington Street, Ste. 400

Alexandria, VA 22314

(703) 836-2226

VSB 26421

CERTIFICATE OF SERVICE

I hereby certify that a copy of the foregoing Answer & Report of Trustee was served via 

ECF to authorized users or mailed to counsel for the Movant and counsel for the Debtor, 

or to Debtor Pro Se, this 12th day of January, 2018.

_/s/Thomas P. Gorman___________

Thomas P. Gorman

Case 15-14061-KHK Doc 35 Filed 01/12/18 Entered 01/12/18 13:05:05 Desc Main

Document Page 2 of 4
JOINT DEBTOR:

SCHEDULE: 240.00 MONTHLY

Thomas P. Gorman, Standing Chapter 13 Trustee

KREBS, TIMOTHY A. KREBS, TINA E 

INTERIM STATEMENT AS OF 01/12/2018

STATUS: BASE PLAN

CASE NO: 15-14061-KHK

DEBTOR: XXX-XX-3142 XXX-XX-2313

DATE FILED:

CONFIRMED:

TOTAL PAID: 5,240.00

11/17/2015

AKA:

4400 MILROY CREST STREET

APT. 3108

FAIRFAX, VA 22030

4400 MILROY CREST STREET

APT. 3108

FAIRFAX, VA 22030 09/06/17 PRINCE WILLIAM COU 120.00

08/16/17 PRINCE WILLIAM COU 120.00

08/01/17 PRINCE WILLIAM COU 120.00

07/17/17 PRINCE WILLIAM COU 120.00

07/05/17 PRINCE WILLIAM COU 120.00

06/21/17 PRINCE WILLIAM COU 120.00

05/31/17 PRINCE WILLIAM COU 120.00

05/17/17 PRINCE WILLIAM COU 120.00

05/02/17 PRINCE WILLIAM COU 120.00

04/11/17 PRINCE WILLIAM COU 120.00

04/04/17 PRINCE WILLIAM COU 120.00

03/15/17 PRINCE WILLIAM COU 120.00

03/02/17 PRINCE WILLIAM COU 120.00

02/14/17 PRINCE WILLIAM COU 120.00

LAST 12 TRANSACTIONS

Date Source Amount

PERCENTAGE: 11.000

PLAN: 60 MONTHS

1st PAYMENT DUE: 12/2015

Needed to Complete Base:

ATTORNEY:

ON SCHEDULE: 5,960.00

ACTUAL PAYMENTS:

AMOUNT BEHIND:

BASE:

720.00

5,240.00 14,360.00

9,120.00

PLAN AND FILED CLAIMS

CRED

NO

CLAIM NO CREDITOR NAME

CLAIM REMARK

PRIN. PAID

INT. PAID

PRIN. DUE

INT. DUE

INT. BEGIN ORG. CLAIM

INT. RATE ARREARS

DISB CODE CLASS

PAY%

FIX PAY

SCHED AMT

APPROVED

LAST DISB TO BE PAID

001 347323 CAPITAL ONE AUTO FINANCE FIX SEC 375.00 215.00

PAY PER CONF ORDER 0.00 0.00 0.00 100.00

15.00 590.00 590.00

12/2017 590.00 590.00

002 327191 QUANTUM3 GROUP LLC PRO-I UNS 0.00 Closed

ACE CASH-W/DRAWN BY CRED 9/23/16 0.00 0.00 11.00

0.00 622.53 0.00

635.00 0.00

003 338246 AMCB PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

200.00 0.00

004 338246 AMCB PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

809.83 0.00

005 319657 APPLE FEDERAL CREDIT UNION PRO UNS 39.26 343.84

11.00 0.00 0.00 0.00

0.00 3,482.77 3,482.77

07/2017 3,482.77 383.10

006 342985 BLAZE MASTERCARD PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

425.00 0.00

007 323976 CAPITAL ONE BANK USA, NA PRO UNS 0.00 58.39

11.00 0.00 0.00 0.00

0.00 530.81 530.81

530.81 58.39

008 334635 QUANTUM3 GROUP LLC AS AGENT PRO UNS 0.00 27.72

CATHERINES 11.00 0.00 0.00 0.00

0.00 251.98 251.98

221.91 27.72

009 LVNV LVNV FUNDING LLC. PRO UNS 0.00 47.38

CREDIT ONE BANK 0.00 0.00 0.00 11.00

0.00 430.75 430.75

365.00 47.38

010 LVNV LVNV FUNDING LLC. PRO UNS 0.00 51.18

CREDIT ONE BANK 0.00 0.00 0.00 11.00

0.00 465.25 465.25

75.00 51.18

011 325836 US DEPARTMENT OF EDUCATION PRO UNS 722.53 4,262.83

NELNET 11.00 0.00 0.00 0.00

0.00 45,321.47 45,321.47

09/2017 39,787.00 4,985.36

012 324595 EMA PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

20.00 0.00

013 328645 FAIRFAX COUNTY FIRE & RESCUE PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

244.18 0.00

014 343612 JEFFERSON CAPITAL SYSTEMS, LLC PRO UNS 0.00 84.48

PREMIER BANKCARD 0.00 0.00 0.00 11.00

0.00 767.96 767.96

708.70 84.48

015 293468 FIRST PREMIER BANK PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

175.00 0.00

016 294856 FIRST SAVINGS CREDIT CARD PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

533.60 0.00

017 336551 INOVA PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

350.00 0.00

018 332103 CAPITAL ONE, NA PRO UNS 0.00 76.64

KOHLS 11.00 0.00 0.00 0.00

0.00 696.71 696.71

696.71 76.64

019 332103 CAPITAL ONE, NA PRO UNS 0.00 63.76

KOHLS 11.00 0.00 0.00 0.00

0.00 579.60 579.60

579.60 63.76

020 LVNV LVNV FUNDING LLC. PRO UNS 114.79 757.43

LENDING CLUB CORP 0.00 0.00 0.00 11.00

0.00 7,929.24 7,929.24

08/2017 7,563.80 872.22

021 338811 MABT/CONTFIN PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

257.00 0.00

022 342626 MEDICAL REVENUE SERVICE PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

232.90 0.00

023 342989 MILDRED P. KREBS PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

2,300.00 0.00

LATEST 341:

04/11/2016

12/22/2015

SCOTT ALAN WEIBLE, ESQUIRE

10645 N. ORACLE ROAD

PMB 121-353

ORO VALLEY, AZ 85737-9387

Phone:703 754-2092 Fax:

Case Maintenance 10.5

by the date of the scheduled Chapter 13 Review Meeting.

Claims with an A code in the DISB/CODE column are placed on hold and need to be resolved. NO disbursements are being made to the creditor.

This is a progress report only and should not be used to calculate a payoff.

** Creditor has not filed a Proof of Claim. Accumulated funds will be released to other creditors if no claim is filed with the U.S. Bankruptcy Court

Case 15-14061-KHK Doc 35 Filed 01/12/18 Entered 01/12/18 13:05:05 Desc Main

Document Page 3 of 4
JOINT DEBTOR:

SCHEDULE: 240.00 MONTHLY

Thomas P. Gorman, Standing Chapter 13 Trustee

KREBS, TIMOTHY A. KREBS, TINA E 

INTERIM STATEMENT AS OF 01/12/2018

STATUS: BASE PLAN

CASE NO: 15-14061-KHK

DEBTOR: XXX-XX-3142 XXX-XX-2313

PLAN AND FILED CLAIMS

CRED

NO

CLAIM NO CREDITOR NAME

CLAIM REMARK

PRIN. PAID

INT. PAID

PRIN. DUE

INT. DUE

INT. BEGIN ORG. CLAIM

INT. RATE ARREARS

DISB CODE CLASS

PAY%

FIX PAY

SCHED AMT

APPROVED

LAST DISB TO BE PAID

024 340136 NAVIENT PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

2,042.44 0.00

025 342070 NC FINANCIAL PRO UNS 0.00 Not Filed

DISPUTED 11.00 0.00 0.00

0.00 0.00 0.00

6,651.87 0.00

026 336215 NOVANT HEALTH PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

100.00 0.00

027 328560 PEDIATRIX MEDICAL GROUP PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

244.00 0.00

028 339010 NAVIENT SOLUTIONS INC PRO UNS 29.89 198.06

11.00 0.00 0.00 0.00

0.00 2,072.27 2,072.27

08/2017 2,100.00 227.95

029 338827 MIDLAND FUNDING LLC PRO UNS 0.00 49.13

SYNCHRONY BANK 0.00 0.00 0.00 11.00

0.00 446.60 446.60

403.48 49.13

030 335276 TD BANK USA PRO UNS 0.00 40.18

11.00 0.00 0.00 0.00

0.00 365.30 365.30

323.85 40.18

031 335276 TD BANK USA PRO UNS 0.00 40.80

11.00 0.00 0.00 0.00

0.00 370.93 370.93

323.85 40.80

032 332313 UNITED CONSUMERS INC PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

555.14 0.00

033 332313 UNITED CONSUMERS INC PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

49.15 0.00

034 338596 AMERICAN INFOSOURCE LP PRO UNS 0.00 20.91

VERIZON 11.00 0.00 0.00 0.00

0.00 190.07 190.07

197.00 20.91

035 328284 VERIZON PRO UNS 0.00 Not Filed

11.00 0.00 0.00

0.00 0.00 0.00

12.00 0.00

036 342990 LAURAL FINDLEY PRO-I UNS 0.00 Closed

11.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00

037 335940 QUANTUM3 GROUP LLC PRO UNS 0.00 68.48

UNLISTED - ACE CASH EXPRESS INC 0.00 0.00 0.00 11.00

0.00 622.53 622.53

0.00 68.48

038 319657 APPLE FEDERAL CREDIT UNION PRO UNS 0.00 40.03

UNLISTED - NSF 0.00 0.00 0.00 11.00

0.00 363.95 363.95

0.00 40.03

039 250300 APPLE FEDERAL CREDIT UNION PRO UNS 0.00 68.87

UNLISTED - NSF 0.00 0.00 0.00 11.00

0.00 626.09 626.09

0.00 68.87

799 WEIBLE SCOTT ALAN WEIBLE, ESQUIRE PRO ATY 3,550.00 0.00

100.00 0.00 0.00 0.00

0.00 5,050.00 3,550.00

03/2017 5,050.00 3,550.00

TOTALS: 5,137.35 6,515.11

Trustee Administrative Fees 305.88

0.00

69,960.16

ADMIN ATTORNEY PRIORITY SECURED UNSECURED OTHER

11,652.46 0.00 0.00

305.88

15.00 71,154.28

PAID BY TRUSTEE: 0.00 3,550.00 0.00 375.00 906.47 0.00

0.00 0.00 0.00 215.00 6,300.11 0.00

0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

BALANCE DUE: 0.00 0.00 215.00 6,300.11 0.00

0.00

0.00

SUB TOTAL:

INTEREST DUE:

CONTINUING:

PAID BY 3rd PARTY: 0.00 0.00 0.00 0.00 0.00 0.00

DUE CREDITORS: 6,515.11

EXPECTED ADMIN: 467.86

LESS AVAILABLE: 102.65

APPROX BALANCE: 6,880.32

CLAIM AMOUNT: 0.00 3,550.00 0.00 590.00 7,206.58 0.00

SCHED AMOUNT: 0.00 5,050.00 0.00 590.00 72,561.59 0.00

78,201.59

Case Maintenance 10.5

by the date of the scheduled Chapter 13 Review Meeting.

Claims with an A code in the DISB/CODE column are placed on hold and need to be resolved. NO disbursements are being made to the creditor.

This is a progress report only and should not be used to calculate a payoff.

** Creditor has not filed a Proof of Claim. Accumulated funds will be released to other creditors if no claim is filed with the U.S. Bankruptcy Court

Case 15-14061-KHK Doc 35 Filed 01/12/18 Entered 01/12/18 13:05:05 Desc Main

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