Information to identify the case:

Debtor 1 Carl Clemens Mauch 3rd

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−6738

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing)

Gayle Ann Golumbeski

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−1220

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia

Case number: 17−11622−KHK

Discharge of Joint Debtors 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to:

Carl Clemens Mauch 3rd

aka Carl C. Mauch, aka Carl C. Mauch III, aka

Carl Mauch

Gayle Ann Golumbeski

aka Gayle Golumbeski

August 30, 2017 For the court: William C. Redden

Clerk

Explanation of Bankruptcy Discharge in a Chapter 7 Case

This order does not close or dismiss the case,

and it does not determine how much money, if

any, the trustee will pay creditors.

This order does not prevent debtors from paying

any debt voluntarily or from paying reaffirmed

debts according to the reaffirmation agreement.

11 U.S.C. § 524(c), (f).

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors

cannot sue, garnish wages, assert a deficiency,

or otherwise try to collect from the debtors

personally on discharged debts. Creditors cannot

contact the debtors by mail, phone, or otherwise

in any attempt to collect the debt personally.

Creditors who violate this order can be required

to pay debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated.

For example, a creditor may have the right to

foreclose a home mortgage or repossess an

automobile.

Most debts are discharged

Most debts are covered by the discharge, but not

all. Generally, a discharge removes the debtors'

personal liability for debts owed before the

debtors' bankruptcy case was filed.

Also, if this case began under a different chapter

of the Bankruptcy Code and was later converted

to chapter 7, debts owed before the conversion

are discharged.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

For more information, see page 2 >

Official Form 318 Discharge of Joint Debtors page 1

Case 17-11622-KHK Doc 19 Filed 09/01/17 Entered 09/02/17 00:24:32 Desc Imaged

 Certificate of Notice Page 1 of 4
Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

♦ debts for most taxes;

debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for most fines, penalties,

forfeitures, or criminal restitution

obligations;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts for certain types of loans owed to

pension, profit sharing, stock bonus, or

retirement plans; and

♦ 

debts for death or personal injury caused

by operating a vehicle while intoxicated.

♦ 

Also, debts covered by a valid reaffirmation

agreement are not discharged.

In addition, this discharge does not stop

creditors from collecting from anyone else who is

also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general summary

of the bankruptcy discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of the

discharge in this case.

Official Form 318 Discharge of Joint Debtors page 2

Case 17-11622-KHK Doc 19 Filed 09/01/17 Entered 09/02/17 00:24:32 Desc Imaged

 Certificate of Notice Page 2 of 4
 United States Bankruptcy Court

 Eastern District of Virginia

In re: Case No. 17-11622-KHK

Carl Clemens Mauch, 3rd Chapter 7

Gayle Ann Golumbeski

 Debtors CERTIFICATE OF NOTICE

District/off: 0422-9 User: chandlerk Page 1 of 2 Date Rcvd: Aug 30, 2017

 Form ID: 318 Total Noticed: 54

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on

Sep 01, 2017.

db +Carl Clemens Mauch, 3rd, 205 Orchard Avenue, Altoona, PA 16602-4044

jdb +Gayle Ann Golumbeski, 157B Waterloo Street, Warrenton, VA 20186-2707

13892414 ++AMERICAN HONDA FINANCE, P O BOX 168088, IRVING TX 75016-8088

 (address filed with court: American Honda Finance, 1220 Old Alpharetta Rd S,

 Alpharetta, GA 30005-0000)

13892411 +Amer. Collect. Enterprise Inc, 205 S Whiting St Ste 500, Alexandria, VA 22304-3632

13892412 +Amer. Collect. Enterprise Inc, PO Box 30096, Alexandria, VA 22310-8096

13892416 +Americas, 8356 Meetze Road, Warrenton, VA 20187-4339

13892418 +Austin Realty Mgmt., P.O. Box 3413, Warrenton, VA 20188-8013

13892422 +BMW Bank Of North Amer., 2735 E Parleys Way, Salt Lake City, UT 84109-1666

13892420 +Bank Of America, 4909 Savarese Circle, Tampa, FL 33634-2413

13892440 +Burton J. Haynes, Esq., Burton J. Haynes, P.C., 9273 Old Keene Mill Road,

 Burke, VA 22015-4202

13892430 +CBE Group, Attn: Bankruptcy, PO Box 900, Waterloo, IA 50704-0900

13892426 +Capital One Auto Finance, Attn: General Correspondence/Bankruptcy, Po Box 30285,

 Salt Lake City, UT 84130-0285

13892444 +Carl C. Mauch, Jr., 205 Orchard Avenue, Altoona, PA 16602-4044

13892432 +Comcast Communication, P.O. Box 3005, Southeastern, PA 19398-3005

13892435 +Dominion Electric, P.O. Box 26666, Richmond, VA 23261-6666

13892437 First Premier, 601 S Minneapolis Ave, Sioux Falls, SD 57104-0000

13892439 +Gastroenterology Assoc., 7915 Lake Manassas Dr. #302, Gainesville, VA 20155-3260

13892443 KBMO Diagnostics, c/o Transworld Systems, 500 Virginia Drive #514, Horsham, PA 19044-0000

13892446 +Mid Am B&T Credit Card, 5109 S Broadband Ln, Sioux Falls, SD 57108-2208

13892447 +Mid Am B&T Credit Card, PO Box 68, Ralla, MO 65402-0068

13892450 +NPAS, Inc., P.O. Box 99400, Louisville, KY 40269-0400

13892453 Phylissa & Roland Serrano, 8669 Old Dumfries Road, Catlett, VA 20119-1943

13892457 +U.S. Attorney for E.D. Va., 2100 Jamieson Ave., Alexandria, VA 22314-5702

13892458 +U.S. Attorney for W.D. Penn., Suite 200 - Penn Traffic Bldg., 319 Washington Street,

 Johnstown, PA 15901-1624

13892459 +Wakefield & Associates, 7005 Middlebrook Pike, Knoxville, TN 37909-1156

13892460 +Water & Sanitation Auth., 7172 Kennedy Road, Warrenton, VA 20187-3907

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

cr +EDI: AISACG.COM Aug 31 2017 02:08:00 Capital One Auto Finance, a division of Capital On,

 c/o Ascension Capital Group, P.O. Box 165028, Irving, TX 75016,

 UNITED STATES 75016-5028

13892415 EDI: HNDA.COM Aug 31 2017 02:08:00 American Honda Finance, PO Box 168088,

 Irving, TX 75016-0000

13892413 +EDI: AMEREXPR.COM Aug 31 2017 02:08:00 American Express, PO Box 297871,

 Fort Lauderdale, FL 33329-7871

13892417 +EDI: AMEREXPR.COM Aug 31 2017 02:08:00 Amex, Correspondence, PO Box 981540,

 El Paso, TX 79998-1540

13892419 EDI: BANKAMER.COM Aug 31 2017 02:08:00 Bank Of America, PO Box 982238,

 El Paso, TX 79998-0000

13892421 +EDI: BANKAMER.COM Aug 31 2017 02:08:00 Bank Of America, NC4-105-03-14, PO Box 26012,

 Greensboro, NC 27420-6012

13892429 +E-mail/Text: bankruptcynotices@cbecompanies.com Aug 31 2017 02:20:12 CBE Group,

 1309 Technology Pkwy, Cedar Falls, IA 50613-6976

13892431 EDI: CITICORP.COM Aug 31 2017 02:08:00 CitiBank Home Depot, P.O. Box 20483,

 Kansas City, MO 64195-0000

13892423 +EDI: CAPITALONE.COM Aug 31 2017 02:08:00 Capital One, 26525 N Riverwoods Blvd,

 Mettawa, IL 60045-3438

13892424 +EDI: CAPITALONE.COM Aug 31 2017 02:08:00 Capital One, Attn: Bankruptcy, PO Box 30285,

 Salt Lake City, UT 84130-0285

13892425 +EDI: CAPONEAUTO.COM Aug 31 2017 02:08:00 Capital One Auto Finance, 3901 Dallas Pkwy,

 Plano, TX 75093-7864

13901247 +EDI: AISACG.COM Aug 31 2017 02:08:00 Capital One Auto Finance, a division of Capital On,

 P.O. Box 165028, Irving, TX 75016-5028

13892428 +EDI: MERRICKBANK.COM Aug 31 2017 02:08:00 Cardworks/CW Nexus, Attn: Bankruptcy,

 PO Box 9201, Old Bethpage, NY 11804-9001

13892427 +EDI: MERRICKBANK.COM Aug 31 2017 02:08:00 Cardworks/CW Nexus, Po Box 9201,

 Old Bethpage, NY 11804-9001

13892434 +EDI: RCSFNBMARIN.COM Aug 31 2017 02:08:00 Credit One Bank NA, PO Box 98873,

 Las Vegas, NV 89193-8873

13892433 +EDI: RCSFNBMARIN.COM Aug 31 2017 02:08:00 Credit One Bank NA, PO Box 98875,

 Las Vegas, NV 89193-8875

13892436 +EDI: AMINFOFP.COM Aug 31 2017 02:08:00 First Premier, 601 S Minnesota Ave,

 Sioux Falls, SD 57104-4824

13892438 +EDI: AMINFOFP.COM Aug 31 2017 02:08:00 First Premier Bank, 601 S Minnesota Ave,

 Sioux Falls, SD 57104-4868

13892441 +E-mail/Text: BANKRUPTCY@INOVA.ORG Aug 31 2017 02:19:54 Inova Health System,

 8110 Gatehouse Road, Falls Church, VA 22042-1217

Case 17-11622-KHK Doc 19 Filed 09/01/17 Entered 09/02/17 00:24:32 Desc Imaged

 Certificate of Notice Page 3 of 4
District/off: 0422-9 User: chandlerk Page 2 of 2 Date Rcvd: Aug 30, 2017

 Form ID: 318 Total Noticed: 54

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center

(continued)

13892442 EDI: IRS.COM Aug 31 2017 02:08:00 Internal Revenue Service, Centralized Insolvency Oper.,

 PO Box 7346, Philadelphia, PA 19101-7346

13892445 +EDI: MERRICKBANK.COM Aug 31 2017 02:08:00 Merrick Bank, Cardworks/CW Nexus,

 Attn: Bankruptcy - PO Box 9201, Old Bethpage, NY 11804-9001

13892448 +EDI: MID8.COM Aug 31 2017 02:08:00 Midland Funding, 2365 Northside Dr Ste 30,

 San Diego, CA 92108-2709

13892449 +EDI: MID8.COM Aug 31 2017 02:08:00 Midland Funding, Attn: Bankruptcy, Po Box 939069,

 San Diego, CA 92193-9069

13892451 EDI: PRA.COM Aug 31 2017 02:08:00 Portfolio Recovery, 120 Corporate Blvd Ste 1,

 Norfolk, VA 23502-0000

13892452 EDI: PRA.COM Aug 31 2017 02:08:00 Portfolio Recovery, Po Box 41067,

 Norfolk, VA 23541-0000

13892454 +EDI: STF1.COM Aug 31 2017 02:08:00 Suntrust Bank, PO Box 85052, Richmond, VA 23285-5052

13892455 +EDI: STF1.COM Aug 31 2017 02:08:00 Suntrust Bank, PO Box 85526, Richmond, VA 23285-5526

13892456 +EDI: STF1.COM Aug 31 2017 02:08:00 Suntrust Bank, Attn: Bankruptcy Dept,

 PO Box 85092 MC VA-WMRK-7952, Richmond, VA 23285-5092

 TOTAL: 28

 ***** BYPASSED RECIPIENTS *****

NONE. TOTAL: 0

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP.

USPS regulations require that automation-compatible mail display the correct ZIP.

Transmission times for electronic delivery are Eastern Time zone.

Addresses marked ’++’ were redirected to the recipient’s preferred mailing address

pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.PR.2002(g)(4).

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner

shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social

Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required

by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Sep 01, 2017 Signature: /s/Joseph Speetjens

_

 CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email)

system on August 30, 2017 at the address(es) listed below:

 David E. Lynn on behalf of Joint Debtor Gayle Ann Golumbeski davidlynn@verizon.net, 

 ecfnotices@verizon.net

 David E. Lynn on behalf of Debtor Carl Clemens Mauch, 3rd davidlynn@verizon.net, 

 ecfnotices@verizon.net

 Kevin R. McCarthy krm@mccarthywhite.com, 

 nolte@mccarthywhite.com;adminassistant@mccarthywhite.com;DC07@ecfcbis.com

 TOTAL: 3

Case 17-11622-KHK Doc 19 Filed 09/01/17 Entered 09/02/17 00:24:32 Desc Imaged

 Certificate of Notice Page 4 of 4