Exhibit 10.1

                          SUBSEQUENT TRANSFER AGREEMENT

         First Alliance Mortgage Company in its capacities as seller (in such
capacity, the "Seller") and as servicer (in such capacity, the "Servicer") and
First Alliance Mortgage Loan Trust 1999-4, as the "Purchaser", pursuant to the
Pooling and Servicing Agreement dated as of December 1, 1999, (the "Pooling and
Servicing Agreement") among the Seller, the Servicer and The Chase Manhattan
Bank, a New York banking corporation, in its capacities as Trustee (in such
capacity, the "Trustee") and as oversight agent (in such capacity, the
"Oversight Agent"), hereby confirm their understanding with respect to the sale
by the Seller and the purchase by the Purchaser of those Mortgage Loans (the
"Subsequent Mortgage Loans") listed on the attached Schedules of Mortgage Loans.

         Conveyance of Subsequent Mortgage Loans. As of December 30, 1999 (the
"Subsequent Transfer Date"), the Seller does hereby irrevocably transfer,
assign, set over and otherwise convey to the Purchaser, without recourse (except
as otherwise explicitly provided for herein) all of its right, title and
interest in and to any and all benefits accruing from the Subsequent Mortgage
Loans which are delivered to Norwest Bank Minnesota, National Association, as
custodian, on behalf of the Trustee herewith (and all substitutions therefor as
provided by Sections 3.4, 3.5 and 3.7 of the Pooling and Servicing Agreement),
together with the related Subsequent Mortgage Loan documents and the interest in
any Property which secured a Subsequent Mortgage Loan but which has been
acquired by foreclosure or deed in lieu of foreclosure, and all payments thereon
and proceeds of the conversion, voluntary or involuntary, of the foregoing; and
proceeds of all the foregoing (including, but not by way of limitation, all
proceeds of any mortgage insurance, hazard insurance and title insurance policy
relating to the Subsequent Mortgage Loans, cash proceeds, accounts, accounts
receivable, notes, drafts, acceptances, chattel paper, checks, deposit accounts,
rights to payment of any and every kind, and other forms of obligations and
receivables which at any time constitute all or part of or are included in the
proceeds of any of the foregoing). The Seller shall deliver the original
Mortgage or mortgage assignment with evidence of recording thereon (except as
otherwise provided by the Pooling and Servicing Agreement) and other required
documentation in accordance with the terms set forth in Sections 3.6 and 3.9 of
the Pooling and Servicing Agreement.

         The costs relating to the delivery of the documents specified in this
Subsequent Transfer Agreement and the Pooling and Servicing Agreement shall be
borne by the Seller.

         The Seller hereby affirms the representations and warranties set forth
in the Pooling and Servicing Agreement that relate to the Seller and the
Subsequent Mortgage Loans as of the date hereof. The Seller hereby delivers
notice and confirms that each of the conditions set forth in Section 3.9(b),
3.9(c) and 3.9(d) to the Pooling and Servicing Agreement are satisfied as of the
date hereof.

         Pursuant to Section 3.9(a) of the Pooling and Servicing Agreement, the
Seller instructs the Trustee to release one-hundred percent of the aggregate
principal balances of the Subsequent Mortgage Loans so transferred from the
Pre-Funding Account, $21,513,466.63 pursuant to this Subsequent Transfer
Agreement and to include $2,899,791.67 of the Subsequent Mortgage Loans listed
in Exhibit A hereto in Group I and $18,613,674.96 of the Subsequent Mortgage
Loans listed in Exhibit A hereto in Group II.


<PAGE>

         All terms and conditions of the Pooling and Servicing Agreement are
hereby ratified, confirmed and incorporated herein, provided that in the event
of any conflict the provisions of this Subsequent Transfer Agreement shall
control over the conflicting provisions of the Pooling and Servicing Agreement.

         Terms capitalized herein and not defined herein shall have their
respective meanings as set forth in the Pooling and Servicing Agreement.



<PAGE>

         IN WITNESS WHEREOF, the undersigned have duly executed this Agreement
this 30th day of December, 1999.


                          FIRST ALLIANCE MORTGAGE COMPANY, as
                          Seller and Servicer

                          By:      /s/ Francisco Nebot
                                   ---------------------------------------------
                                   Name:   Francisco Nebot
                                   Title:  Executive Vice President and Chief
                                           Financial Officer



                          FIRST ALLIANCE MORTGAGE LOAN TRUST
                          1999-4, by The Chase Manhattan Bank, as Trustee

                          By:       /s/ Diane E. Wallace
                                   ---------------------------------------------
                                   Name:   Diane E. Wallace
                                   Title:  Trust Officer



                          THE CHASE MANHATTAN BANK,
                          as Trustee and Oversight Agent

                          By:       /s/ Diane E. Wallace
                                   ---------------------------------------------
                                   Name:   Diane E. Wallace
                                   Title:  Trust Officer



Dated:  December 30, 1999

<PAGE>


                                   EXHIBIT A
                         LOAN SCHEDULE - 1999-4 (FIXED)

<TABLE>
<CAPTION>

   Loan                                                                Lien    Cut-Off     Current  Current
  Number        Property Address               City         ST   Zip    Pos    Balance      Rate      Pmt
------------------------------------------------------------------------------------------------------------

<S>        <C>                         <C>                  <C>  <C>     <C>   <C>          <C>     <C>
    205299 501 TEDS PLACE              SAN DIEGO            CA   92065   1     138,622.00   10.400  1,257.68
    205309 899 VALLEY VILLAGE DRIVE    EL CAJON             CA   92021   1      58,342.00    9.600    494.83
    305071 8634 Elm Street             LOS ANGELES          CA   90002   2      60,682.00   10.740    566.00
    305100 1354 Toomey Pl.             Harbor City          CA   90710   2      66,821.00   13.490    867.11
    506042 13119 DAVENTRY ST           LOS ANGELES          CA   91331   1      84,100.00    9.800    725.64
    506043 10423 WILLOWBRAE AVE        LOS ANGELES          CA   91311   1      27,533.00    9.990    241.42
    605276 114 S. LAKE DR.             ANTIOCH              CA   94509   1     122,724.00    9.550  1,036.41
    707830 4667 WELLESLEY  WY,         RIVERSIDE            CA   92507   1      40,168.00    9.600    340.69
    707845 849 LINCOLN  AVE            PASADENA             CA   91103   1      77,491.00   10.600    714.64
    807199 1340 KARL STREET            SAN JOSE             CA   95122   1      51,179.00   10.200    456.71
   1201310 107 3RD STREET              ISLETON              CA   95641   1      20,201.67   10.950    427.83
   1202551 53 MOSSGLEN CIRCLE          SACRAMENTO           CA   95826   1     104,990.00   10.840    987.17
   1603358 3815 E HOWE ST              TACOMA               WA   98404   1      63,690.00    9.740    546.73
   1603360 115 20TH AVE                SEATTLE              WA   98122   1      63,310.00   10.100    560.27
   1703546 2957 FOREST STREET          DENVER               CO   80207   1     112,787.00    9.640    959.92
   1804309 5248 S. JUSTINE             CHICAGO              IL   60609   1      26,990.00   13.450    308.09
   1804348 125 E. 83RD STREET          CHICAGO              IL   60619   1      56,359.00    9.800    486.28
   2102393 2715 SE 77TH AVENUE         PORTLAND             OR   97206   1      94,390.00   10.400    856.37
   2102394 526 NE COOK ST              PORTLAND             OR   97212   1      64,654.00    9.850    560.23
   2401985 18961 N.W. 63RD CT CIRCLE   MIAMI                FL   33015   1      92,790.00    9.400    963.34
   2401990 2440 N.W. 94TH WAY          SUNRISE              FL   33322   1      95,188.00    9.990  1,022.31
   2500697 11705 HASTINGS RD           GARFIELD HTS         OH   44125   1      15,000.00    9.550    157.09
   2700903 120 NORTH "L" STREET        SALT LAKE CITY       UT   84103   1      46,200.00    9.990    405.10
   2700905 18 NORTH "N" STREET         SALT LAKE CITY       UT   84103   1      45,717.00    9.550    386.08
   2801862 1125 EAST 43RD STREET       BROOKLYN             NY   11210   1     146,000.00    8.600  1,446.29
   3101530 20 GIANNONE RD              WAYNE                NJ   07470   1      55,745.00    9.050    450.54
   3201517 331 3RD STREET              LINDENHURST          NY   11757   1      99,990.00   10.650    925.88
   3301227 8842 26Th Avenue            Brooklyn             NY   11214   1      87,721.00    9.850    760.11
   3301264 636 Beach 22nd Street       Far Rockaway         NY   11691   1      59,938.00   10.350    541.57
   3301271 420 SCHENECTADY AVE         BROOKLYN             NY   11213   1     140,570.00   10.350  1,270.11
   3301278 147-03 253RD PLACE          ROSEDALE             NY   11422   1     109,796.00    8.990    882.65
   3401087 13 BRENT PL                 SUCCASUNNA           NJ   07876   1     152,578.00    9.990  1,337.85
   4300275 419 TOMPKINS AVE            NYACK                NY   10960   1     134,540.00    8.850  1,068.05
   4500027 100 KILMER STREET           PITTSBURGH           PA   15221   1      25,176.00   10.350    275.96
   4800420 63 PALMETTO DRIVE           SHIRLEY              NY   11967   1      61,817.00    8.850    490.74
   4800421 855 MEADE AVENUE            BELLPORT             NY   11713   1      51,992.00    9.300    477.86
   8304690 617 ROMEO ROAD              ROMEOVILLE           IL   60446   1      92,000.00   10.500  1,016.97
   8304727 10431 BLACKBURN WAY         RANCHO CORDOVA       CA   95670   1      52,000.00    8.500    399.84
------------------------------------------------------------------------------------------------------------
TOTAL FIXED RATE LOANS:                38                                    2,899,791.67

<CAPTION>

   Loan                                                                Lien      Mat      Pmt   Prop  Occup   Appraised  Orig
  Number        Property Address               City         ST   Zip    Pos     Date     Type   Type   Type     Value    Type
-------------------------------------------------------------------------------------------------------------------------------

<S>        <C>                         <C>                  <C>  <C>     <C>   <C>         <C>   <C>    <C>      <C>       <C>
    205299 501 TEDS PLACE              SAN DIEGO            CA   92065   1     1/1/30      A     S      P        174,000   F
    205309 899 VALLEY VILLAGE DRIVE    EL CAJON             CA   92021   1     2/1/30      A     S      P        162,000   F
    305071 8634 Elm Street             LOS ANGELES          CA   90002   2     2/1/30      A     S      P        117,000   F
    305100 1354 Toomey Pl.             Harbor City          CA   90710   2     2/1/15      A     S      P        250,000   F
    506042 13119 DAVENTRY ST           LOS ANGELES          CA   91331   1     1/1/30      A     S      I        132,000   F
    506043 10423 WILLOWBRAE AVE        LOS ANGELES          CA   91311   1     3/1/30      A     S      P        190,000   F
    605276 114 S. LAKE DR.             ANTIOCH              CA   94509   1     2/1/30      A     S      P        155,000   F
    707830 4667 WELLESLEY  WY,         RIVERSIDE            CA   92507   1     3/1/30      A     S      P        125,000   F
    707845 849 LINCOLN  AVE            PASADENA             CA   91103   1     2/1/30      A     S      P        300,000   F
    807199 1340 KARL STREET            SAN JOSE             CA   95122   1     2/1/30      A     S      P        282,000   F
   1201310 107 3RD STREET              ISLETON              CA   95641   1     6/1/05      A     P      I        150,000   F
   1202551 53 MOSSGLEN CIRCLE          SACRAMENTO           CA   95826   1     2/1/30      A     S      P        150,000   F
   1603358 3815 E HOWE ST              TACOMA               WA   98404   1     2/1/30      A     S      P         91,000   F
   1603360 115 20TH AVE                SEATTLE              WA   98122   1     2/1/30      A     S      P        252,000   F
   1703546 2957 FOREST STREET          DENVER               CO   80207   1     2/1/30      A     S      P        145,000   F
   1804309 5248 S. JUSTINE             CHICAGO              IL   60609   1     1/1/30      A     F      I         60,000   F
   1804348 125 E. 83RD STREET          CHICAGO              IL   60619   1     2/1/30      A     S      P        104,000   F
   2102393 2715 SE 77TH AVENUE         PORTLAND             OR   97206   1     1/1/30      A     S      P        123,000   F
   2102394 526 NE COOK ST              PORTLAND             OR   97212   1     2/1/30      A     S      P        163,000   F
   2401985 18961 N.W. 63RD CT CIRCLE   MIAMI                FL   33015   1     2/1/15      A     P      P        116,000   F
   2401990 2440 N.W. 94TH WAY          SUNRISE              FL   33322   1     2/1/15      A     S      P        119,000   F
   2500697 11705 HASTINGS RD           GARFIELD HTS         OH   44125   1     2/1/15      A     S      P         81,000   F
   2700903 120 NORTH "L" STREET        SALT LAKE CITY       UT   84103   1     1/1/30      A     S      P        185,000   F
   2700905 18 NORTH "N" STREET         SALT LAKE CITY       UT   84103   1     1/1/30      A     S      P        195,000   F
   2801862 1125 EAST 43RD STREET       BROOKLYN             NY   11210   1     1/1/15      A     F      P        250,000   F
   3101530 20 GIANNONE RD              WAYNE                NJ   07470   1     2/1/30      A     S      P        162,000   F
   3201517 331 3RD STREET              LINDENHURST          NY   11757   1     1/1/30      A     S      P        125,000   F
   3301227 8842 26Th Avenue            Brooklyn             NY   11214   1     1/1/30      A     F      P        230,000   F
   3301264 636 Beach 22nd Street       Far Rockaway         NY   11691   1     2/1/30      A     F      P        150,000   F
   3301271 420 SCHENECTADY AVE         BROOKLYN             NY   11213   1     2/1/30      A     F      P        260,000   F
   3301278 147-03 253RD PLACE          ROSEDALE             NY   11422   1     2/1/30      A     S      P        203,000   F
   3401087 13 BRENT PL                 SUCCASUNNA           NJ   07876   1     2/1/30      A     S      P        218,000   F
   4300275 419 TOMPKINS AVE            NYACK                NY   10960   1     1/1/30      A     S      P        207,000   F
   4500027 100 KILMER STREET           PITTSBURGH           PA   15221   1     2/1/15      A     S      P         51,000   F
   4800420 63 PALMETTO DRIVE           SHIRLEY              NY   11967   1     2/1/30      A     S      P        110,000   F
   4800421 855 MEADE AVENUE            BELLPORT             NY   11713   1     2/1/20      A     S      P         80,000   F
   8304690 617 ROMEO ROAD              ROMEOVILLE           IL   60446   1     1/1/30      A     S      P        115,000   C
   8304727 10431 BLACKBURN WAY         RANCHO CORDOVA       CA   95670   1     1/1/30      A     S      P         85,000   C
-----------------------------------------------------------------------------------------------------------------------------------


</TABLE>

                                     Page 1

<PAGE>

                                   EXHIBIT A
                       LOAN SCHEDULE - 1999-4 (ADJUSTABLE)

<TABLE>
<CAPTION>
   Loan                                                                      Lien    Cut-Off     Current Current
  Number          Property Address                      City      ST   Zip    Pos    Balance      Rate     Pmt
------------------------------------------------------------------------------------------------------------------

<S>        <C>                             <C>                    <C>  <C>     <C>   <C>           <C>   <C>
    106489 5869 LOS AMIGOS ST.             BUENA PARK             CA   90620   1      76,198.00    9.800   657.46
    106490 18011 FRESHWATER CIR.           HUNTINGTON BEACH       CA   92648   1     196,386.00    9.140 1,599.99
    106493 801 W,ALMOND AVE                ORANGE                 CA   92868   1     100,422.00    8.880   799.36
    106496 759 FERN ST.                    ORANGE                 CA   92867   1     140,300.00    9.140 1,143.05
    205298 4056 CHARLES STREET             LA MESA                CA   91941   1     130,730.00    9.800 1,127.98
    205305 2263 MANZANA WAY                SAN DIEGO              CA   92139   1     131,191.00    9.600 1,112.71
    305087 121 EAST WILLARD STREET         LONG BEACH             CA   90806   1      76,490.00    8.500   588.14
    305089 166 WEST 232ND PLACE            CARSON                 CA   90745   1     135,141.00    8.800 1,067.98
    305103 3533 BEETHOVEN STREET           LOS ANGELES            CA   90066   1      94,745.00    7.340   652.12
    305105 14808 Estrella Ave              GARDENA                CA   90248   1     111,107.00    9.050   897.99
    305106 1154 CLARION DRIVE              TORRANCE               CA   90502   1     154,480.00    9.990 1,354.53
    406235 2700 BEST AVENUE                OAKLAND                CA   94619   1      51,592.00    8.190   385.42
    406237 32248 ROCHELLE DRIVE            UNION CITY             CA   94587   1     186,051.00    8.250 1,397.74
    406238 2050 94TH AVENUE                OAKLAND                CA   94603   1      34,335.00    8.500   264.01
    406239 671 HICKEY BLVD                 PACIFICA               CA   94044   1     225,283.00    8.750 1,772.30
    406240 1935 E 25TH STREET              OAKLAND                CA   94606   1      67,216.00    7.640   476.44
    406242 4818 FAIRFAX AVENUE             OAKLAND                CA   94601   1     155,230.00    9.990 1,361.11
    506027 1909 22ND STREET                SANTA MONICA           CA   90404   1     151,617.00    8.800 1,198.19
    506029 4154 HARTER AVENUE              CULVER CITY            CA   90232   1     175,252.00    8.990 1,408.86
    506041 3922 EAST DOWNEY COURT          SIMI VALLEY            CA   93063   1     179,001.00    9.640 1,523.46
    605282 141 EAST H STREET               BENICIA                CA   94510   1     163,485.00    8.750 1,286.14
    605287 2249 WHYTE PARK AVE.            WALNUT CREEK           CA   94595   1     158,573.99    8.990 1,274.78
    605290 145 LAS PALMAS AVE.             VALLEJO                CA   94589   1      70,713.00    8.990   568.46
    605292 4806 STONERIDGE CT.             SUISUN CITY            CA   94585   1     117,244.00    8.890   934.11
    605296 9025 MINES RD.                  LIVERMORE              CA   94550   1     143,943.00    7.290   985.85
    707822 8424 CARRON DR,                 PICO RIVERA            CA   90660   1     152,613.00    9.850 1,322.40
    707825 2420 W. REPETTO AVENUE          MONTEBELLO             CA   90640   1      63,250.00    8.440   483.65
    707833 1015 BRENT AVE                  SOUTH  PASADENA        CA   91030   1     243,443.00   10.300 2,190.55
    707835 3294 ALICIA AVE                 ALTADENA               CA   91001   1     155,990.00    9.800 1,345.93
    707836 815 BELVIDERE STREET            PASADENA               CA   91104   1     137,488.00    8.500 1,057.16
    707846 2102 EAST DANIELS AVENUE        WEST COVINA            CA   91791   1     219,930.99    8.800 1,738.06
    807183 384 ROYCE DR                    SAN JOSE               CA   95133   1     199,327.00    9.390 1,660.08
    807185 354 N PARK VICTORIA DR          MILPITAS               CA   95035   1     247,939.00    8.250 1,862.68
    807188 1231 FRITZEN STREET             SAN JOSE               CA   95122   1     243,921.00   10.250 2,185.78
    807196 7061 VIA ANACAPA                SAN JOSE               CA   95139   1     271,990.00    9.990 2,384.90
    807198 1596 IVYCREEK CIR               SAN JOSE               CA   95121   1     207,381.00    8.990 1,667.14
    807202 4294 ROSS AVE                   SAN JOSE               CA   95124   1     188,663.00    7.990 1,383.03
   1202542 7435 BARROW STREET              SUTTER                 CA   95982   1      35,390.00   10.910   334.62
   1202550 6214 ALMOND AVENUE              ORANGEVALE             CA   95662   1     174,222.00    8.300 1,315.00
   1202553 8389 PORTER ROAD                SHERIDAN               CA   95681   1     158,451.00    9.140 1,290.93
   1202561 1205 SOMMERSET COURT            ROSEVILLE              CA   95661   1     123,481.00    9.640 1,050.93
   1202566 2306 S. UNION STREET            STOCKTON               CA   95206   1      59,339.00    8.050   568.79
   1603350 13505 432ND AVE SE              NORTH BEND             WA   98045   1      75,662.00    8.750   595.23
   1603353 537 29TH AVE S                  SEATTLE                WA   98144   1     115,490.00    8.890   920.13
   1603362 23938 57TH CT S. #D1            KENT                   WA   98032   1     106,250.00    8.800   839.67
   1603363 7724 14TH AVE NE                SEATTLE                WA   98115   1     138,781.00    7.500   970.38
   1603364 5637 30TH AVE SW                SEATTLE                WA   98126   1      48,843.00    8.550   377.29
   1603367 515 OGLE AVE NE                 NORTH BEND             WA   98045   1     116,989.99   10.990 1,113.24
   1603368 14421 SE 270TH PL               KENT                   WA   98042   1     115,523.00    8.640   899.76
   1703538 9154 WEST 75TH WAY              ARVADA                 CO   80005   1     125,981.00    9.690 1,076.82
   1703544 888 JULIAN STREET               DENVER                 CO   80204   1     101,133.00    9.750   868.89
   1703549 1632 S AMES ST                  LAKEWOOD               CO   80232   1      87,443.00    8.890   696.68
   1703550 12491 W 7TH PL                  GOLDEN                 CO   80401   1      74,110.00    7.390   512.62
   1703552 4501 DECATUR ST                 DENVER                 CO   80211   1      90,795.00    9.390   756.18
   1703553 2177 S DOVER CT                 LAKEWOOD               CO   80227   1     102,047.00    8.390   776.71
   1703554 7044 NEWLAND ST                 ARVADA                 CO   80003   1     112,490.00    8.890   896.23
   1703560 4825 E ALABAMA PL               DENVER                 CO   80246   1     138,750.00    9.240 1,140.46
   1804329 1033 BISHOP ST                  WEST CHICAGO           IL   60185   1     107,990.00    9.550 1,130.92
   1804336 2117 HIDDEN VALLEY DRIVE        NAPERVILLE             IL   60565   1     180,590.00    7.990 1,323.85
   1804356 3047 W. ARTHINGTON ST.          CHICAGO                IL   60612   1      91,810.00    8.400   699.44
   2102389 14680 NW FORESTEL LOOP          BEAVERTON              OR   97006   1     221,240.00    9.990 1,939.90
   2202284 9204 BUMBLE BEE DR. #201        DES PLAINES            IL   60016   1      48,283.00    9.140   493.75
   2202286 2151 N. KILBOURN AVE.           CHICAGO                IL   60639   1      24,494.00    8.500   241.20
   2202288 45 RUSHMORE RD.                 FOX LAKE               IL   60020   1      55,244.00   10.500   505.34
   2202289 511 MARTIN DR.                  SOUTH ELGIN            IL   60177   1      70,409.00    8.990   713.72
   2500692 3011 RANDOLPH RD                MOGADORE               OH   44260   1      55,245.00    7.750   395.78
   2600878 4034 W CIELO GRANDE             GLENDALE               AZ   85310   1     117,213.00    9.750 1,007.04
   2600885 3564 E CAMPO BELLO DR           PHOENIX                AZ   85032   1      81,590.00    9.440   682.48
   2700889 7405 SOUTH 2200 EAST            SALT LAKE CITY         UT   84121   1      97,347.00    8.390   740.94
   2700904 1559 E. BAINBRIDGE ROAD         SANDY                  UT   84092   1     165,364.00    9.990 1,449.97
   2801966 23 RONA STREET                  INTERLAKEN             NJ   07712   1     266,000.00    8.050 1,961.09
   2801983 164 QUINCY STREET               PASSAIC                NJ   07055   1      56,500.00    7.990   539.62
   2801987 121 MINE ROAD                   HIGH BRIDGE            NJ   08829   1     200,000.00    9.900 1,740.38
   2802015 1927 CINDERELLA LANE            SAN JOSE               CA   95116   1     168,000.00    7.550 1,180.44
   2901230 6853 CHESTER AVE.               PHILADELPHIA           PA   19142   1      37,095.00    9.190   303.56
   3101524 2024 46TH STREET                NORTH BERGEN           NJ   07047   1     131,993.00   10.550 1,212.33
   3101529 161 VIRGINIA AVENUE             JERSEY CITY            NJ   07304   1      45,494.00   11.500   531.46
   3101532 79 LAKE POCHUNG ROAD            VERNON                 NJ   07461   1     139,980.00    9.000 1,126.31
   3101533 69 HARWICK ROAD                 DUMONT                 NJ   07628   1     158,843.00    8.300 1,198.92
   3101535 74 NOLANS POINT PARK ROAD       LAKE HOPATCONG         NJ   07849   1      89,306.00    8.800   705.76
   3101539 86 SKYTOP DRIVE                 MAHWAH                 NJ   07430   1     212,267.00    9.000 1,707.95

<CAPTION>
   Loan                                                                      Lien     Mat      Pmt   Prop  Occup  Appraised  Orig
  Number          Property Address                      City      ST   Zip    Pos     Date    Type   Type   Type    Value    Type
-----------------------------------------------------------------------------------------------------------------------------------

<S>        <C>                             <C>                    <C>  <C>     <C>   <C>        <C>   <C>    <C>     <C>       <C>
    106489 5869 LOS AMIGOS ST.             BUENA PARK             CA   90620   1     2/1/30     A     S      P       185,000   F
    106490 18011 FRESHWATER CIR.           HUNTINGTON BEACH       CA   92648   1     2/1/30     A     S      P       280,000   F
    106493 801 W,ALMOND AVE                ORANGE                 CA   92868   1     3/1/30     A     S      P       175,000   F
    106496 759 FERN ST.                    ORANGE                 CA   92867   1     3/1/30     A     S      P       230,000   F
    205298 4056 CHARLES STREET             LA MESA                CA   91941   1     1/1/30     A     S      P       164,000   F
    205305 2263 MANZANA WAY                SAN DIEGO              CA   92139   1     1/1/30     A     P      P       164,000   F
    305087 121 EAST WILLARD STREET         LONG BEACH             CA   90806   1     1/1/30     A     S      P       112,000   F
    305089 166 WEST 232ND PLACE            CARSON                 CA   90745   1     1/1/30     A     S      P       159,000   F
    305103 3533 BEETHOVEN STREET           LOS ANGELES            CA   90066   1     2/1/30     A     S      P       355,000   F
    305105 14808 Estrella Ave              GARDENA                CA   90248   1     2/1/30     A     S      P       139,000   F
    305106 1154 CLARION DRIVE              TORRANCE               CA   90502   1     2/1/30     A     S      P       206,000   F
    406235 2700 BEST AVENUE                OAKLAND                CA   94619   1     2/1/30     A     S      P       206,000   F
    406237 32248 ROCHELLE DRIVE            UNION CITY             CA   94587   1     2/1/30     A     S      P       293,000   F
    406238 2050 94TH AVENUE                OAKLAND                CA   94603   1     2/1/30     A     S      P       130,000   F
    406239 671 HICKEY BLVD                 PACIFICA               CA   94044   1     2/1/30     A     S      P       370,000   F
    406240 1935 E 25TH STREET              OAKLAND                CA   94606   1     2/1/30     A     S      P       132,000   F
    406242 4818 FAIRFAX AVENUE             OAKLAND                CA   94601   1     2/1/30     A     S      P       207,000   F
    506027 1909 22ND STREET                SANTA MONICA           CA   90404   1     2/1/30     A     S      P       350,000   F
    506029 4154 HARTER AVENUE              CULVER CITY            CA   90232   1     2/1/30     A     S      P       230,000   F
    506041 3922 EAST DOWNEY COURT          SIMI VALLEY            CA   93063   1     2/1/30     A     S      P       225,000   F
    605282 141 EAST H STREET               BENICIA                CA   94510   1     2/1/30     A     S      P       276,000   F
    605287 2249 WHYTE PARK AVE.            WALNUT CREEK           CA   94595   1     2/1/30     A     S      P       322,000   F
    605290 145 LAS PALMAS AVE.             VALLEJO                CA   94589   1     2/1/30     A     S      P       110,000   F
    605292 4806 STONERIDGE CT.             SUISUN CITY            CA   94585   1     2/1/30     A     S      P       189,000   F
    605296 9025 MINES RD.                  LIVERMORE              CA   94550   1     2/1/30     A     S      P       500,000   F
    707822 8424 CARRON DR,                 PICO RIVERA            CA   90660   1     2/1/30     A     S      P       185,000   F
    707825 2420 W. REPETTO AVENUE          MONTEBELLO             CA   90640   1     2/1/30     A     S      P       150,000   F
    707833 1015 BRENT AVE                  SOUTH  PASADENA        CA   91030   1     2/1/30     A     S      P       305,000   F
    707835 3294 ALICIA AVE                 ALTADENA               CA   91001   1     2/1/30     A     S      P       195,000   F
    707836 815 BELVIDERE STREET            PASADENA               CA   91104   1     2/1/30     A     S      P       220,000   F
    707846 2102 EAST DANIELS AVENUE        WEST COVINA            CA   91791   1     2/1/30     A     S      P       260,000   F
    807183 384 ROYCE DR                    SAN JOSE               CA   95133   1     2/1/30     A     S      P       267,000   F
    807185 354 N PARK VICTORIA DR          MILPITAS               CA   95035   1     1/1/30     A     S      P       310,000   F
    807188 1231 FRITZEN STREET             SAN JOSE               CA   95122   1     2/1/30     A     S      P       287,000   F
    807196 7061 VIA ANACAPA                SAN JOSE               CA   95139   1     3/1/30     A     S      P       340,000   F
    807198 1596 IVYCREEK CIR               SAN JOSE               CA   95121   1     3/1/30     A     C      P       244,000   F
    807202 4294 ROSS AVE                   SAN JOSE               CA   95124   1     3/1/30     A     S      P       350,000   F
   1202542 7435 BARROW STREET              SUTTER                 CA   95982   1     2/1/30     A     S      P        59,000   F
   1202550 6214 ALMOND AVENUE              ORANGEVALE             CA   95662   1     2/1/30     A     S      P       218,000   F
   1202553 8389 PORTER ROAD                SHERIDAN               CA   95681   1     2/1/30     A     S      P       249,000   F
   1202561 1205 SOMMERSET COURT            ROSEVILLE              CA   95661   1     2/1/30     A     S      P       190,000   F
   1202566 2306 S. UNION STREET            STOCKTON               CA   95206   1     3/1/15     A     S      P        70,000   F
   1603350 13505 432ND AVE SE              NORTH BEND             WA   98045   1     1/1/30     A     S      P       245,000   F
   1603353 537 29TH AVE S                  SEATTLE                WA   98144   1     1/1/30     A     S      P       170,000   F
   1603362 23938 57TH CT S. #D1            KENT                   WA   98032   1     2/1/30     A     C      P       125,000   F
   1603363 7724 14TH AVE NE                SEATTLE                WA   98115   1     2/1/30     A     S      P       270,000   F
   1603364 5637 30TH AVE SW                SEATTLE                WA   98126   1     2/1/30     A     S      P       135,000   F
   1603367 515 OGLE AVE NE                 NORTH BEND             WA   98045   1     2/1/30     A     S      P       180,000   F
   1603368 14421 SE 270TH PL               KENT                   WA   98042   1     2/1/30     A     S      P       167,000   F
   1703538 9154 WEST 75TH WAY              ARVADA                 CO   80005   1     2/1/30     A     S      P       168,000   F
   1703544 888 JULIAN STREET               DENVER                 CO   80204   1     2/1/30     A     S      P       119,000   F
   1703549 1632 S AMES ST                  LAKEWOOD               CO   80232   1     1/1/30     A     S      P       150,000   F
   1703550 12491 W 7TH PL                  GOLDEN                 CO   80401   1     2/1/30     A     S      P       172,000   F
   1703552 4501 DECATUR ST                 DENVER                 CO   80211   1     1/1/30     A     S      P       160,000   F
   1703553 2177 S DOVER CT                 LAKEWOOD               CO   80227   1     2/1/30     A     S      P       190,000   F
   1703554 7044 NEWLAND ST                 ARVADA                 CO   80003   1     1/1/30     A     S      P       150,000   F
   1703560 4825 E ALABAMA PL               DENVER                 CO   80246   1     2/1/30     A     S      P       180,000   F
   1804329 1033 BISHOP ST                  WEST CHICAGO           IL   60185   1     1/1/15     A     S      P       135,000   F
   1804336 2117 HIDDEN VALLEY DRIVE        NAPERVILLE             IL   60565   1     2/1/30     A     S      P       258,000   F
   1804356 3047 W. ARTHINGTON ST.          CHICAGO                IL   60612   1     2/1/30     A     F      P       135,000   F
   2102389 14680 NW FORESTEL LOOP          BEAVERTON              OR   97006   1     2/1/30     A     S      P       295,000   F
   2202284 9204 BUMBLE BEE DR. #201        DES PLAINES            IL   60016   1     2/1/15     A     C      P        72,000   F
   2202286 2151 N. KILBOURN AVE.           CHICAGO                IL   60639   1     2/1/15     A     S      P        90,000   F
   2202288 45 RUSHMORE RD.                 FOX LAKE               IL   60020   1     2/1/30     A     S      P        65,000   F
   2202289 511 MARTIN DR.                  SOUTH ELGIN            IL   60177   1     2/1/15     A     S      P       131,000   F
   2500692 3011 RANDOLPH RD                MOGADORE               OH   44260   1     2/1/30     A     S      P        74,000   F
   2600878 4034 W CIELO GRANDE             GLENDALE               AZ   85310   1    12/1/29     A     S      P       138,000   F
   2600885 3564 E CAMPO BELLO DR           PHOENIX                AZ   85032   1     2/1/30     A     S      P       102,000   F
   2700889 7405 SOUTH 2200 EAST            SALT LAKE CITY         UT   84121   1     2/1/30     A     S      P       148,000   F
   2700904 1559 E. BAINBRIDGE ROAD         SANDY                  UT   84092   1     1/1/30     A     S      P       195,000   F
   2801966 23 RONA STREET                  INTERLAKEN             NJ   07712   1     1/1/30     A     S      P       365,000   F
   2801983 164 QUINCY STREET               PASSAIC                NJ   07055   1     2/1/15     A     F      P       175,000   F
   2801987 121 MINE ROAD                   HIGH BRIDGE            NJ   08829   1     2/1/30     A     S      P       280,000   F
   2802015 1927 CINDERELLA LANE            SAN JOSE               CA   95116   1     1/1/30     A     S      P       240,000   F
   2901230 6853 CHESTER AVE.               PHILADELPHIA           PA   19142   1     1/1/30     A     S      P        53,000   F
   3101524 2024 46TH STREET                NORTH BERGEN           NJ   07047   1     1/1/30     A     S      P       165,000   F
   3101529 161 VIRGINIA AVENUE             JERSEY CITY            NJ   07304   1     2/1/15     A     S      I        65,000   F
   3101532 79 LAKE POCHUNG ROAD            VERNON                 NJ   07461   1     2/1/30     A     S      P       215,000   F
   3101533 69 HARWICK ROAD                 DUMONT                 NJ   07628   1     1/1/30     A     S      P       220,000   F
   3101535 74 NOLANS POINT PARK ROAD       LAKE HOPATCONG         NJ   07849   1     2/1/30     A     S      P       155,000   F
   3101539 86 SKYTOP DRIVE                 MAHWAH                 NJ   07430   1     1/1/30     A     S      P       370,000   F
</TABLE>

                                     Page 1
<PAGE>

                                   EXHIBIT A
                       LOAN SCHEDULE - 1999-4 (ADJUSTABLE)

<TABLE>
<CAPTION>

   Loan                                                                            Lien    Cut-Off     Current Current
  Number          Property Address                      City            ST   Zip    Pos    Balance      Rate     Pmt
------------------------------------------------------------------------------------------------------------------------

<S>        <C>                             <C>                          <C>  <C>     <C>   <C>           <C>   <C>
   3101540 6 SOUTH ROAD                    TOWACO                       NJ   07082   1     192,609.00    7.890 1,398.55
   3201530 130 LOCUSTWOOD BLVD             ELMONT                       NY   11003   1     142,490.00    8.390 1,393.98
   3301203 590 E 34TH STREET               BROOKLYN                     NY   11203   1     112,769.00    9.050   911.42
   3301248 194-18 114TH DRIVE              ST ALBANS                    NY   11412   1      89,685.00    9.590   760.02
   3301255 394 MADISON STREET              BROOKLYN                     NY   11221   1     164,570.00    9.850 1,426.01
   3301267 2715 GLENWOOD ROAD              BROOKLYN                     NY   11210   1     145,459.00    7.990 1,066.31
   3301272 4709 AVE I                      BROOKLYN                     NY   11234   1     227,926.00    9.300 1,883.36
   3301281 4724 BEVERLY ROAD               BROOKLYN                     NY   11203   1      92,066.00    9.000   740.78
   3401088 662 CHARLES ST                  PERTH AMBOY                  NJ   08861   1      97,487.00    8.890   776.70
   3401091 627 MYRTLE RD                   NORTH BRUNSWICK              NJ   08902   1     122,483.00    9.990 1,073.97
   3401093 117 VISTA DRIVE                 CEDAR KNOLLS                 NJ   07927   1      67,730.00    9.300   559.65
   3600575 1403 DILSTON RD                 SILVER SPRING                MD   20903   1     138,534.00   10.500 1,267.22
   3900570 720 207TH ST                    PASADENA                     MD   21122   1      76,369.00    8.750   600.80
   3900575 1428 S. HANOVER ST.             BALTIMORE                    MD   21230   1     101,223.00    8.490   777.60
   4300267 33 FAIRFIELD AVE                SHELTON                      CT   06484   1     113,586.00   10.050 1,001.00
   4300274 221 SOUTH HARRISON AVE          CONGERS                      NY   10920   1      39,408.00   10.750   441.74
   4300283 129 BRIAR RIDGE RD              DANBURY                      CT   06810   1     170,295.00    8.990 1,369.01
   4500026 636 PERRY HIGHWAY               HARMONY                      PA   16037   1      67,190.00   11.650   673.08
   4500033 336 BREADING AVENUE             PITTSBURGH                   PA   15202   1      82,790.00    9.800   714.34
   4500042 2460 COULTER ROAD               MCKEESPORT                   PA   15131   1      72,648.00    9.200   595.03
   4600477 134 CHERRY TREE LN              MIDDLETOWN                   NJ   07748   1     136,481.00    9.750 1,172.58
   4600479 14 OLDE STAGECOACH TURN         SHAMONG                      NJ   08088   1     100,786.00    9.550   851.14
   4600488 16 PARKVIEW DR                  HAZLET                       NJ   07730   1     129,185.00    9.350 1,072.15
   4600497 102 ALABAMA TRL                 BROWNS MILLS(PEMBERTON TW    NJ   08015   1      75,641.00    8.990   766.75
   4600500 4 N WHITES BOGS RD              BROWNS MILLS(PEMBERTON TWP)  NJ   08015   1      57,740.00    8.890   581.87
   4600503 186 COLTS NECK RD               FREEHOLD                     NJ   07728   1      97,332.00    8.750   972.78
   4800407 477 MORICHES MIDDLE ISLAND RD   MANORVILLE                   NY   11949   1     165,579.00    9.850 1,434.75
   4800418 151-68 18TH AVE                 WHITESTONE                   NY   11357   1     245,040.00   10.750 2,287.40
   4800422 824 WEST BAY DRIVE              WEST ISLIP                   NY   11795   1     151,981.00    8.550 1,501.07
   7800007 689 CHEYNEY ROAD                CHEYNEY                      PA   19319   1     382,473.00    9.990 3,353.65
   8304618 4302 MARIONET STREET            ROCKVILLE                    MD   20853   1      62,000.00   10.500   567.14
   8304636 3714 PATRICK HENRY PLACE        AGOURA HILLS                 CA   91301   1     392,000.00    8.850 3,111.91
   8304667 8306 CLARINDA AVENUE            PICO RIVIERA                 CA   90660   1      96,000.00    8.990   771.75
   8304673 185 NORTHWEST 139TH AVENUE      PORTLAND                     OR   97229   1     100,500.00    7.990   736.73
   8304676 9 FORREST AVENUE                WILLOW GROVE                 PA   19090   1      83,500.00   10.990   794.56
   8304686 2522 SLEEPY HALLOW LANE         SAN JOSE                     CA   95116   1     195,000.00    8.500 1,499.38
   8304692 266 CANTERBURY LN APT B         MEDINA                       OH   44256   1      44,999.99    8.500   346.01
   8304711 1010 HEMENWAY STREET            WINTERS                      CA   95694   1      99,000.00    8.500   761.22
   8304712 886 EAST 7800 SOUTH             MIDVALE                      UT   84047   1      60,000.00    7.990   439.84
   8304716 1140 JACK LONDON DRIVE          VALLEJO                      CA   94589   1     106,400.00    9.250 1,095.06
   8304718 1636 WALNUT DRIVE               CHULA VISTA                  CA   91911   1     132,000.00    8.300   996.32
   8304719 4251 STANE AVENUE               WEST VALLEY CITY             UT   84120   1      79,000.00    7.990   579.12
   8304722 7482 BERNICE AVENUE             ROHNERT PARK                 CA   94928   1     156,000.00    8.500 1,199.51
   8304726 1350 DAVEY DRIVE                BATAVIA                      IL   60510   1     254,000.00    8.500 1,953.04
   8304729 11814 SOUTH EMERALD AVENUE      CHICAGO                      IL   60628   1      51,100.00    9.500   429.68
   8304740 12812 MATEY ROAD                WHEATON                      MD   20906   1     157,250.00    8.990 1,264.14
   8304743 6642 BEVIS AVENUE               LOS ANGELES                  CA   91405   1      86,800.00    8.500   667.42
   8304745 17972 WELLBANK LANE             HUNTINGTON BEACH             CA   92649   1     349,000.00    9.150 2,845.88
   8304746 2845 HAZEL COURT                DENVER                       CO   80211   1     102,000.00   10.150   906.45
   8304748 4705 DUNCACNNON ROAD            BALTIMORE                    MD   21208   1      78,500.00    8.500   603.60
   8304750 17627 NORWOOD ROAD              SANDY SPRINGS                MD   20860   1     107,250.00    8.500   824.66
   8304753 895 QUINCE AVENUE               SANTA CLARA                  CA   95051   1     188,000.00    8.500 1,445.56
   8304755 280 SEQUOIA AVENUE              SOUTH SAN FRANCISCO          CA   94080   1      80,000.00    7.990   586.45
   8304756 12249 WEST KENTUCKY DRIVE       LAKEWOOD                     CO   80228   1      99,000.00    7.990   725.74
   8304757 4818 WEST STRONG STREET         CHICAGO                      IL   60630   1     191,250.00    8.990 1,537.46
   8304764 1346 DOGWOOD LANE               LONGMONT                     CO   80501   1     108,750.00    8.350 1,061.36
   8304767 6560 UPHAM STREET               ARVADA                       CO   80003   1      75,000.00    7.990   549.80
   8304770 1707 GLENWOOD DRIVE             FORT COLLINS                 CO   80525   1     124,000.00    8.500   953.45
   8304778 3120 ROUTE 113                  BEDMINSTER                   PA   18910   1      99,450.00    8.500   979.32
   8304782 2780 TRUCKEE  STREET            AURORA                       CO   80013   1      95,000.00    8.750   747.37
   8304783 868 ASPEN WAY                   LAYTON                       UT   84040   1     101,990.00    8.990   819.90
   8304786 12792 HEATHER AVENUE            GARDEN GROVE                 CA   92840   1     113,250.00    8.250 1,098.68
   8304789 316 DOW AVENUE                  REDONDO BEACH                CA   90278   1     204,000.00    7.990 1,495.46
------------------------------------------------------------------------------------------------------------------------
TOTAL VARIABLE RATE LOANS:                 144                                           18,613,674.96

<CAPTION>

   Loan                                                                            Lien   Mat    Pmt   Prop  Occup  Appraised  Orig
  Number          Property Address                      City            ST   Zip    Pos   Date  Type   Type   Type    Value    Type
------------------------------------------------------------------------------------------------------------------------------------

<S>        <C>                             <C>                          <C>  <C>     <C> <C>      <C>   <C>    <C>   <C>       <C>
   3101540 6 SOUTH ROAD                    TOWACO                       NJ   07082   1   2/1/30   A     S      P     299,000   F
   3201530 130 LOCUSTWOOD BLVD             ELMONT                       NY   11003   1   2/1/15   A     S      P     190,000   F
   3301203 590 E 34TH STREET               BROOKLYN                     NY   11203   1  12/1/29   A     S      P     171,000   F
   3301248 194-18 114TH DRIVE              ST ALBANS                    NY   11412   1   1/1/30   A     F      P     175,000   F
   3301255 394 MADISON STREET              BROOKLYN                     NY   11221   1   1/1/30   A     F      P     224,000   F
   3301267 2715 GLENWOOD ROAD              BROOKLYN                     NY   11210   1   2/1/30   A     F      P     275,000   F
   3301272 4709 AVE I                      BROOKLYN                     NY   11234   1   2/1/30   A     S      P     285,000   F
   3301281 4724 BEVERLY ROAD               BROOKLYN                     NY   11203   1   2/1/30   A     S      P     162,000   F
   3401088 662 CHARLES ST                  PERTH AMBOY                  NJ   08861   1   2/1/30   A     F      P     134,000   F
   3401091 627 MYRTLE RD                   NORTH BRUNSWICK              NJ   08902   1   2/1/30   A     S      P     175,000   F
   3401093 117 VISTA DRIVE                 CEDAR KNOLLS                 NJ   07927   1   2/1/30   A     S      P     165,000   F
   3600575 1403 DILSTON RD                 SILVER SPRING                MD   20903   1   2/1/30   A     S      P     163,000   F
   3900570 720 207TH ST                    PASADENA                     MD   21122   1   2/1/30   A     S      P     127,500   F
   3900575 1428 S. HANOVER ST.             BALTIMORE                    MD   21230   1   2/1/30   A     S      P     168,000   F
   4300267 33 FAIRFIELD AVE                SHELTON                      CT   06484   1   1/1/30   A     S      P     150,000   F
   4300274 221 SOUTH HARRISON AVE          CONGERS                      NY   10920   1   2/1/15   A     S      P     191,000   F
   4300283 129 BRIAR RIDGE RD              DANBURY                      CT   06810   1   2/1/30   A     S      P     215,000   F
   4500026 636 PERRY HIGHWAY               HARMONY                      PA   16037   1   2/1/30   A     S      P     105,000   F
   4500033 336 BREADING AVENUE             PITTSBURGH                   PA   15202   1   2/1/30   A     S      P     103,500   F
   4500042 2460 COULTER ROAD               MCKEESPORT                   PA   15131   1   2/1/30   A     S      P     121,500   F
   4600477 134 CHERRY TREE LN              MIDDLETOWN                   NJ   07748   1   1/1/30   A     S      P     195,000   F
   4600479 14 OLDE STAGECOACH TURN         SHAMONG                      NJ   08088   1  12/1/29   A     S      P     144,000   F
   4600488 16 PARKVIEW DR                  HAZLET                       NJ   07730   1   1/1/30   A     S      P     152,000   F
   4600497 102 ALABAMA TRL                 BROWNS MILLS(PEMBERTON TW    NJ   08015   1   2/1/15   A     S      P      89,000   F
   4600500 4 N WHITES BOGS RD              BROWNS MILLS(PEMBERTON TWP)  NJ   08015   1   2/1/15   A     S      P     103,000   F
   4600503 186 COLTS NECK RD               FREEHOLD                     NJ   07728   1   2/1/15   A     S      P     160,000   F
   4800407 477 MORICHES MIDDLE ISLAND RD   MANORVILLE                   NY   11949   1   1/1/30   A     S      P     207,000   F
   4800418 151-68 18TH AVE                 WHITESTONE                   NY   11357   1   1/1/30   A     F      I     377,000   F
   4800422 824 WEST BAY DRIVE              WEST ISLIP                   NY   11795   1   2/1/15   A     S      P     190,000   F
   7800007 689 CHEYNEY ROAD                CHEYNEY                      PA   19319   1  12/1/29   A     S      P     550,000   E
   8304618 4302 MARIONET STREET            ROCKVILLE                    MD   20853   1   1/1/30   A     S      P     178,000   C
   8304636 3714 PATRICK HENRY PLACE        AGOURA HILLS                 CA   91301   1   1/1/30   A     S      P     490,000   C
   8304667 8306 CLARINDA AVENUE            PICO RIVIERA                 CA   90660   1   1/1/30   A     S      P     170,000   C
   8304673 185 NORTHWEST 139TH AVENUE      PORTLAND                     OR   97229   1  12/1/29   A     S      P     155,000   C
   8304676 9 FORREST AVENUE                WILLOW GROVE                 PA   19090   1   1/1/30   A     S      P     141,000   C
   8304686 2522 SLEEPY HALLOW LANE         SAN JOSE                     CA   95116   1  12/1/29   A     S      P     260,000   C
   8304692 266 CANTERBURY LN APT B         MEDINA                       OH   44256   1   1/1/30   A     C      P      68,000   C
   8304711 1010 HEMENWAY STREET            WINTERS                      CA   95694   1   1/1/30   A     S      P     134,000   C
   8304712 886 EAST 7800 SOUTH             MIDVALE                      UT   84047   1   1/1/30   A     S      P     126,000   C
   8304716 1140 JACK LONDON DRIVE          VALLEJO                      CA   94589   1   1/1/30   A     S      P     152,000   C
   8304718 1636 WALNUT DRIVE               CHULA VISTA                  CA   91911   1   1/1/30   A     S      P     165,000   C
   8304719 4251 STANE AVENUE               WEST VALLEY CITY             UT   84120   1   1/1/30   A     S      P     116,000   C
   8304722 7482 BERNICE AVENUE             ROHNERT PARK                 CA   94928   1   1/1/30   A     S      P     223,000   C
   8304726 1350 DAVEY DRIVE                BATAVIA                      IL   60510   1   2/1/30   A     S      P     325,000   C
   8304729 11814 SOUTH EMERALD AVENUE      CHICAGO                      IL   60628   1   1/1/30   A     F      P      73,000   C
   8304740 12812 MATEY ROAD                WHEATON                      MD   20906   1   1/1/30   A     S      P     185,000   C
   8304743 6642 BEVIS AVENUE               LOS ANGELES                  CA   91405   1   1/1/30   A     S      P     124,000   C
   8304745 17972 WELLBANK LANE             HUNTINGTON BEACH             CA   92649   1   1/1/30   A     S      P     530,000   C
   8304746 2845 HAZEL COURT                DENVER                       CO   80211   1   1/1/30   A     S      P     167,000   C
   8304748 4705 DUNCACNNON ROAD            BALTIMORE                    MD   21208   1   1/1/30   A     S      P     102,000   C
   8304750 17627 NORWOOD ROAD              SANDY SPRINGS                MD   20860   1   1/1/30   A     S      P     165,000   C
   8304753 895 QUINCE AVENUE               SANTA CLARA                  CA   95051   1   1/1/30   A     S      P     332,000   C
   8304755 280 SEQUOIA AVENUE              SOUTH SAN FRANCISCO          CA   94080   1   1/1/30   A     S      P     325,000   C
   8304756 12249 WEST KENTUCKY DRIVE       LAKEWOOD                     CO   80228   1   1/1/30   A     S      P     165,000   C
   8304757 4818 WEST STRONG STREET         CHICAGO                      IL   60630   1   1/1/30   A     S      P     225,000   C
   8304764 1346 DOGWOOD LANE               LONGMONT                     CO   80501   1   2/1/30   A     S      S     145,000   C
   8304767 6560 UPHAM STREET               ARVADA                       CO   80003   1   2/1/30   A     S      P     153,000   C
   8304770 1707 GLENWOOD DRIVE             FORT COLLINS                 CO   80525   1   2/1/30   A     S      P     179,000   C
   8304778 3120 ROUTE 113                  BEDMINSTER                   PA   18910   1   2/1/30   A     S      P     153,000   C
   8304782 2780 TRUCKEE  STREET            AURORA                       CO   80013   1   2/1/30   A     S      P     127,500   C
   8304783 868 ASPEN WAY                   LAYTON                       UT   84040   1   2/1/30   A     S      P     145,700   C
   8304786 12792 HEATHER AVENUE            GARDEN GROVE                 CA   92840   1   2/1/30   A     S      P     185,000   C
   8304789 316 DOW AVENUE                  REDONDO BEACH                CA   90278   1   2/1/30   A     S      P     350,000   C
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</TABLE>

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