UNITED STATES BANKRUPTCY COURT 

EASTERN DISTRICT OF VIRGINIA 

. Richmond . Division 

In re: Connie Jean Balderson 

 Albert Lee Balderson 

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Case No. 16-31532-KRH.

 Debtor(s) )

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Chapter 7 . 

Address 2302 Coan Stage Rd. . 

 Heathsville, VA 22473 . 

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Last four digits of Social Security No: 7806 & 8203 . )

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NOTICE OF MOTION

Connie & Albert Balderson have filed papers with the court to Extend Time to File 

Reaffirmation Agreement and Statement in Support of Reaffirmation Agreement. 

Your rights may be affected. You should read these papers carefully and 

discuss them with your attorney, if you have one in this bankruptcy case. (If you do 

not have an attorney, you may wish to consult one.)

 If you do not want the court to grant the relief sought in the motion (or objection), 

or if you want the court to consider your views on the motion (or objection), then on or 

before July 22, 2016, you or your attorney must: 

X File with the court, at the address shown below, a written response 

pursuant to Local Bankruptcy Rule 9013-1(H). If you mail your response to the 

court for filing, you must mail it early enough so the court will receive it on or 

before the date stated above. 

Clerk of Court 

United States Bankruptcy Court 

701 East Broad Street 

Richmond, VA 23219 

Case 16-31532-KRH Doc 17 Filed 07/08/16 Entered 07/08/16 17:36:00 Desc Main

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You must also mail a copy to: 

America Law Group, Inc. 

8501 Mayland Dr. Ste 106 

Henrico, VA 23294 

X Attend a hearing to be scheduled at a later date. You will receive separate 

notice of hearing. If no timely response has been filed opposing the 

relief requested, the court may grant the relief without holding a 

hearing. 

□ Attend the hearing on the motion (or objection) scheduled to be held on 

<date> at <time>. at United States Bankruptcy Court, 701 East Broad 

Street, Crtrm 5100/5000 Richmond, VA 23219. 

 If you or your attorney do not take these steps, the court may decide that you do 

not oppose the relief sought in the motion or objection and may enter an order granting 

that relief. 

Date: 7/8/2016 Signature, name, address, and telephone 

number of person giving notice: 

/s/ Richard J. Oulton 

Richard J. Oulton, Esq. 

America Law Group, Inc. 

8501 Mayland Dr., Ste 106 

Henrico, VA 23294 

Virginia State Bar No. 29640 . 

Counsel for Connie and Albert Balderson 

Certificate of Service 

I hereby certify that I have this 8th day of July , 2016, mailed or hand-delivered a true 

copy of the foregoing Amended Notice of Motion to all necessary parties. 

 /s/ Richard J. Oulton 

 Richard J. Oulton, Esq. 

Creditors 

Basic Auto Sales 

11371 Washington Highway 

Ashland, VA 23005-0000 

Calvary Portfolio Services

500 Summit Lake Dr 

Ste 400 

Valhalla, NY 10595-0000 

Capital One

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Attn: Bankruptcy 

PO Box 30285 

Salt Lake City, UT 84130-0000 

CashnetUSA 

attn: Bankruptcy 

175 W Jackson Blvd Ste 1000 

Chicago, IL 60604-0000 

Cindy Balderson 

262 Norman's Corner Rd 

Farnham, VA 22460-0000 

Cntry Door 

Attn:Bankruptcy 

PO Box 2830 

Monroe, WI 53566-0000 

Comenity Bank 

PO Box 182124 

Columbus, OH 43218-0000 

Convergent Outsourcing Inc 

800 SW 39th St 

PO Box 9004 

Renton, WA 98057-0000 

Credit Acceptance 

25505 West 12 Mile Rd 

Suite 3000 

Southfield, MI 48034-0000 

Credit Control Corp 

PO Box 120568 

Newport News, VA 23612-0000 

Credit Control Corporation 

PO Box 120568 

Newport News, VA 23612-0000 

Dillard Associates PC 

229 Prince Street 

P.O. Box 356 

Tappahannock, VA 22560-0000 

DirectTV 

attn: Bankruptcy Claims 

PO Box 6550 

Englewood, CO 80155-6550 

Fingerhut 

6250 Ridgewood Rd 

St Cloud, MN 56303-0000 

Ford Motor Credit 

PO Box 62180 

Colorado Springs, CO 80962-0000 

Ford Motor Credit Company LLC

c/o Carl A. Eason, Esquire 

200 Bendix Road, Suite 300 

Virginia Beach, VA 23452 

GE Capital Retail Bank 

attn: Bankruptcy Dep't 

P.O. Box 1950 

Morristown, NJ 07962-1950 

Ginnys/Swiss Colony Inc 

1112 7th Ave 

Monroe, WI 53566-0000 

GMAC 

now: Ally Financial 

PO Box 380901 

Minneapolis, MN 55438-0000 

Heathesville Animal Clinic 

45 Back Street 

Heathsville, VA 22473-0000 

HFC 

PO Box 8873 

Virginia Beach, VA 23450-8873 

Internal Revenue Service 

Insolvency Unit 

PO Box 7346 

Philadelphia, PA 19101-7346 

Kalbaugh, Pfund & Messersmith

901 Moorefield Park Dr. 

Ste 200 

Richmond, VA 23236-0000 

Lexington Consumer Advocacy LL

c/o Customer Care Dep't 

337 Garden Oaks Blvd 

Houston, TX 77018-0000 

MCV Associated Physicians 

830 E Main St 

Suite 1900 

Richmond, VA 23219-0000 

Midland Credit Management 

8875 Aero Dr, Ste 200 

San Diego, CA 92123-0000 

Montgomery Ward Credit 

3650 Milwaukee St 

Madison, WI 53714-0000 

Nc Financial 

175 W Jackson Blvd 

Chicago, IL 60604-0000 

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NCC 

5503 Cherokee Ave 

Alexandria, VA 22312-0000 

Net Credit 

200 W Jackson Blvd 

Suite 2400 

Chicago, IL 60606-0000 

Onward Credit Customer Support

505 N LaSalle St. 

Suite 550 

Chicago, IL 60654-0000 

Pelletteri 

1717 Park St 

Naperville, IL 60563-0000 

Peter S Lake, Esq. 

4445 Corporation Lane 

Suite 155 

Virginia Beach, VA 23462-0000 

Rappahannock General Hospital

PO Box 1449 

Kilmarnock, VA 22482-0000 

Riverside Emergency Phys 

PO Box 1929 

Kilmarnock, VA 22482-1929 

Riverside Health System 

Riverside Tappahannock Hospita 

PO Box 6008 

Newport News, VA 23606-0008 

Riverside Health System 

PO Box 2858 

Raleigh, NC 27602-0000 

Seventh Avenue 

re: Bankruptcy Dep't 

112 7th Ave 

Monroe, WI 53566-1364 

Springlf Fin 

601 Nw 2nd St 

Evansville, IN 47708-0000 

TD Auto Finance LLC 

27777 Inkster Rd. 

Farmington, MI 48334-0000 

Terry Hatcher 

2302 Coan Stage Rd 

Heathsville, VA 22473-0000 

Usda Rural Development 

P.O. Box 790170 

St Louis, MO 63179-0000 

VCU Health System -- MCV Hosp.

Set-off Debt Section 

PO Box 980462 

Richmond, VA 23298-0462 

Verizon 

500 Technology Dr Ste 30 

Weldon Spring, MO 63304-0000 

Verizon 

500 Technology Dr 

Suite 500 

Weldon Spring, MO 63304-0000 

Virginia Department of Taxatio 

PO Box 2156 

Richmond, VA 23218-0000 

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IN THE UNITED STATES BANKRUPTCY COURT 

EASTERN DISTRICT OF VIRGINIA 

Richmond Division 

In re: 

 Connie and Albert Balderson 

 

16-31532-KRH

 Debtor(s) Chapter 13

MOTION FOR EXTENSION OF TIME TO FILE 

REAFFIRMATION AGREEMENT and STATEMENT IN SUPPORT OF

REAFFIRMATION AGREEMENT

 Debtor(s), by counsel, move the Court and state the following: 

1. A voluntary petition under the provisions of title 11 of the United States Code was filed 

herein on March 29, 2016. 

2. Debtor(s) Trustee meeting was set for May 2, 2016. 

3. The time to file the Reaffirmation Agreement and Statement in Support of Reaffirmation 

Agreement expires on July 1, 2016, sixty (60) days following the date of the original 

Trustee Meeting. 

4. For the following reasons the Debtor is unable to file the Reaffirmation Agreement and 

Statement in Support of Reaffirmation Agreement required by FRBP 4008(a)(b) within 

the prescribed time: 

The Debtors live several hours away from the office and were unable to come in to sign 

required documents despite repeated requests. 

 WHEREFORE movant prays the Court for an Order extending Debtor(s) time for filing 

the Reaffirmation Agreement and Statement in Support of Reaffirmation Agreement. 

DATE: 7/8/2016 

Respectfully submitted: 

Connie and Albert Balderson 

By Counsel 

/s/ Richard J. Oulton VSB #29640 

Counsel for Debtor 

America Law Group, Inc. 

8501 Mayland Dr. Ste 106 

Henrico, VA 23294 

Ph: 804-308-0051 

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Certificate of Service 

I hereby certify that I have this 7th day of July, 2016, mailed or hand-delivered a true 

copy of the foregoing Notice of Motion (or Objection) to the parties listed on the attached 

service list. 

/s/ Richard J. Oulton 

Richard J. Oulton 

VSB #29640 

Creditors 

Basic Auto Sales 

11371 Washington Highway 

Ashland, VA 23005-0000 

Calvary Portfolio Services 

500 Summit Lake Dr 

Ste 400 

Valhalla, NY 10595-0000 

Capital One 

Attn: Bankruptcy 

PO Box 30285 

Salt Lake City, UT 84130-0000 

CashnetUSA 

attn: Bankruptcy 

175 W Jackson Blvd Ste 1000 

Chicago, IL 60604-0000 

Cindy Balderson 

262 Norman's Corner Rd 

Farnham, VA 22460-0000 

Cntry Door 

Attn:Bankruptcy 

PO Box 2830 

Monroe, WI 53566-0000 

Comenity Bank 

PO Box 182124 

Columbus, OH 43218-0000 

Convergent Outsourcing Inc 

800 SW 39th St 

PO Box 9004 

Renton, WA 98057-0000 

Credit Acceptance 

25505 West 12 Mile Rd 

Suite 3000 

Southfield, MI 48034-0000 

Credit Control Corp 

PO Box 120568 

Newport News, VA 23612-0000 

Credit Control Corporation 

PO Box 120568 

Newport News, VA 23612-0000 

Dillard Associates PC 

229 Prince Street 

P.O. Box 356 

Tappahannock, VA 22560-0000 

DirectTV 

attn: Bankruptcy Claims 

PO Box 6550 

Englewood, CO 80155-6550 

Fingerhut 

6250 Ridgewood Rd 

St Cloud, MN 56303-0000 

Ford Motor Credit 

PO Box 62180 

Colorado Springs, CO 80962-0000 

Ford Motor Credit Company LLC

c/o Carl A. Eason, Esquire 

200 Bendix Road, Suite 300 

Virginia Beach, VA 23452 

GE Capital Retail Bank 

attn: Bankruptcy Dep't 

P.O. Box 1950 

Morristown, NJ 07962-1950 

Ginnys/Swiss Colony Inc

Case 16-31532-KRH Doc 17 Filed 07/08/16 Entered 07/08/16 17:36:00 Desc Main

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1112 7th Ave 

Monroe, WI 53566-0000 

GMAC 

now: Ally Financial 

PO Box 380901 

Minneapolis, MN 55438-0000 

Heathesville Animal Clinic 

45 Back Street 

Heathsville, VA 22473-0000 

HFC 

PO Box 8873 

Virginia Beach, VA 23450-8873 

Internal Revenue Service 

Insolvency Unit 

PO Box 7346 

Philadelphia, PA 19101-7346 

Kalbaugh, Pfund & Messersmith

901 Moorefield Park Dr. 

Ste 200 

Richmond, VA 23236-0000 

Lexington Consumer Advocacy LL

c/o Customer Care Dep't 

337 Garden Oaks Blvd 

Houston, TX 77018-0000 

MCV Associated Physicians 

830 E Main St 

Suite 1900 

Richmond, VA 23219-0000 

Midland Credit Management 

8875 Aero Dr, Ste 200 

San Diego, CA 92123-0000 

Montgomery Ward Credit 

3650 Milwaukee St 

Madison, WI 53714-0000 

Nc Financial 

175 W Jackson Blvd 

Chicago, IL 60604-0000 

NCC 

5503 Cherokee Ave 

Alexandria, VA 22312-0000 

Net Credit 

200 W Jackson Blvd 

Suite 2400 

Chicago, IL 60606-0000 

Onward Credit Customer Support

505 N LaSalle St. 

Suite 550 

Chicago, IL 60654-0000 

Pelletteri 

1717 Park St 

Naperville, IL 60563-0000 

Peter S Lake, Esq. 

4445 Corporation Lane 

Suite 155 

Virginia Beach, VA 23462-0000 

Rappahannock General Hospital

PO Box 1449 

Kilmarnock, VA 22482-0000 

Riverside Emergency Phys 

PO Box 1929 

Kilmarnock, VA 22482-1929 

Riverside Health System 

Riverside Tappahannock Hospita 

PO Box 6008 

Newport News, VA 23606-0008 

Riverside Health System 

PO Box 2858 

Raleigh, NC 27602-0000 

Seventh Avenue 

re: Bankruptcy Dep't 

112 7th Ave 

Monroe, WI 53566-1364 

Springlf Fin 

601 Nw 2nd St 

Evansville, IN 47708-0000 

TD Auto Finance LLC 

27777 Inkster Rd. 

Farmington, MI 48334-0000 

Terry Hatcher 

2302 Coan Stage Rd 

Heathsville, VA 22473-0000 

Usda Rural Development 

P.O. Box 790170 

St Louis, MO 63179-0000 

VCU Health System -- MCV Hosp.

Set-off Debt Section 

PO Box 980462 

Richmond, VA 23298-0462 

Verizon 

500 Technology Dr Ste 30 

Case 16-31532-KRH Doc 17 Filed 07/08/16 Entered 07/08/16 17:36:00 Desc Main

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Weldon Spring, MO 63304-0000 

Verizon 

500 Technology Dr 

Suite 500 

Weldon Spring, MO 63304-0000 

Virginia Department of Taxatio 

PO Box 2156 

Richmond, VA 23218-0000 

Case 16-31532-KRH Doc 17 Filed 07/08/16 Entered 07/08/16 17:36:00 Desc Main

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UNITED STATE BANKRUPTCY COURT 

EASTERN DISTRICT OF VIRGINIA 

 Richmond _ Division

In re: Connie and Albert Balderson Case no. 16-31532-KRH

 Debtor(s) Chapter 13

Proposed ORDER EXTENDING TIME TO FILE 

REAFFIRMATION AGREEMENT 

 The debtor(s) have filed a motion to extend the time to file their Reaffirmation 

Agreement. Accordingly it is ORDERED THAT 

 1. The debtor's motion to extend the time to filing the Reaffirmation Agreement 

is granted. 

 2. The deadline for filing the Reaffirmation Agreement is extended to July 22, 

2016. 

 3. Failure of the debtor(s) to file the Reaffirmation Agreement on or before the 

deadline set forth in paragraph two (2) will result in the case being dismissed. 

 

Entered on Docket . 

 

 .

 U.S. Bankruptcy Judge 

I ask for this: 

/s/ Richard J. Oulton _ 

Richard J. Oulton 

Counsel for Debtor(s) 

America Law Group 

8501 Mayland Dr., Ste 106 

Henrico, VA 23294 

(804)308-0051 

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CERTIFICATE OF ENDORSEMENT 

Pursuant to Local Rule 9022-1(c)(1), the undersigned hereby certifies that this Order has 

been endorsed by all the necessary parties. 

/s/ Richard J. Oulton 

Richard J. Oulton 

 Parties to receive copies: 

Connie and Albert Balderson 

2302 Coan Stage Rd. 

Heathsville, VA 22473 

Peter Barrett, Trustee 

Kutak Rock 

1111 E. Main St. 

Suite 800 

Richmond, VA 23219 

Richard J. Oulton, Esq. 

America Law Group, Inc. 

8501 Mayland Dr. Ste 106 

Henrico, VA 23294 

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