Exhibit 10.2

                              EMPLOYMENT AGREEMENT

EMPLOYMENT  AGREEMENT,  dated as of December 2, 2002,  between John H. Harland
Company (the "Company") and John T. Heald, Jr. ("Employee").

         In consideration of the Company's employment of Employee and the mutual
terms and conditions set forth below, the Company and Employee, intending to be
legally bound, hereby agree as follows:

         Section 1. Employment. Subject to the terms and conditions contained
herein, the Company hereby employs Employee as President of its Printed Products
Division and charges Employee with the performance of such duties as the Company
may designate from time to time. Employee hereby accepts such employment and
agrees to devote his full business time, attention, skill and effort exclusively
to the performance of his duties hereunder. While employed by the Company,
Employee shall not engage in any activities or render any services of a business
or commercial nature for anyone other than the Company that would directly or
indirectly conflict with the Company's business or that would in any way affect
Employee's work performance.

         Section 2. Compensation.

2.1 Wages. For the services rendered by Employee hereunder, the Company shall
pay Employee a salary as may be fixed from time to time, payable in accordance
with the Company's normal practice.

2.2 Stock Incentives. Employee shall be issued an option to purchase 150,000
shares of Common Stock under the Company's 1999 Stock Option Plan, as well as a
Restricted Stock grant covering 35,000 shares, each effective as of the date
hereof.

2.3 Certain Additional Benefits. Employee may participate in any
incentive programs of the Company, to the extent Employee may be eligible in
accordance with the terms thereof as fixed by the Company in its sole discretion
from time to time. Employee shall be entitled to paid vacation in accordance
with the general policies of the Company and such other employee benefits (such
as group health and life insurance) as the Company in its sole discretion may
establish from time to time.

         Section 3. Term of Employment.

3.1 Duration. This Agreement shall become effective upon execution. Unless and
until terminated under Section 3.2 below, Employee's employment shall continue
in full force and effect as provided herein.

3.2 Termination of Employment.

(a) Voluntary Termination. Either the Company or Employee may terminate
Employee's employment at any time by giving the other party at least fifteen
(15) days' prior written notice of the date of termination.

(b) Termination by Company for Good Cause. The Company may terminate
Employee's employment at any time, without the necessity of notice of any kind,
for Good Cause. For the purposes of this Agreement, Good Cause shall exist if
the Company reasonably determines that any of the following events has occurred:
(i) Employee's breach of any provision of this Agreement; (ii) Employee's
conviction of a crime or commission of an act of dishonesty or moral turpitude;
(iii) the gross or willful misconduct or negligence by Employee in the
performance of his responsibilities hereunder; or (iv) any act or event that is
identified as cause for termination of employment according to the Company's
personnel manual as amended in the sole discretion of the Company from time to
time.

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(c) Involuntary Termination by Company. In the event of any involuntary
termination of employment of the Employee by the Company, other than termination
for Good Cause, Employee shall be entitled to receive, in a lump sum within ten
business days after the effective date of such termination, an amount equal to
the base salary to which Employee would have been entitled for the next twelve
months. Any reduction in Employee's base compensation or a material reduction or
adverse change in his duties and responsibilities, or any change in his work
which involves a relocation of his principal place of employment by more than 50
miles, shall be treated as a termination of employment by the Company under this
paragraph unless (i) Employee consents in writing to such reduction or change,
or (ii) the Company can demonstrate by clear and convincing evidence that such
reduction or change was based primarily on Employee's failure to reasonably
perform his duties and responsibilities under the circumstances and, further,
that such reduction or change was made only after the Company had provided
Employee with written notice of such failure and a reasonable period of time to
correct such failure.

(d) Termination after Change in Control. In the event that, at any time
after a Change in Control of the Company shall have occurred, Employee's
employment with the Company is terminated by the Company or its successor for
any reason other than for Good Cause, or if within one year after such Change in
Control Employee shall resign as an employee of the Company for any reason, then
(i) the Company or its successor shall pay to Employee, in a lump sum at the
time of such termination, his Severance Pay (as hereinafter defined) and (ii)
the covenant not to compete of Employee contained in Section 7.2 hereof shall no
longer be applicable. For purposes of this Agreement, a Change in Control shall
be deemed to have occurred (i) upon the sale by the Company of all or
substantially all of its assets, the consolidation of the Company with another
person, or the merger of the Company with any person as a result of which merger
the Company is not the surviving entity, or (ii) if beneficial ownership of more
than 50% of the common stock of the Company is held by any person or entity.
"Beneficial Ownership" shall have the meaning provided in Rule 13d-3 under the
Securities Exchange Act of 1934.

(e) Severance Pay. For the purpose of paragraph (d), Employee's
Severance Pay shall equal the lesser of

                  (i) three times Employee's average compensation as reported by
         the Company to the Internal Revenue Service on its form W-2 for the
         five calendar year period (or such lesser period as he has been
         employed by the Company) which immediately precedes the date his
         employment terminates under paragraph (d) above, or

                  (ii) the maximum payment which the Company can make to
         Employee as a result of a Change in Control (i) without the Company's
         federal income tax deduction for any portion of such payment being
         denied as an "excess parachute payment" under Section 280G of the
         Internal Revenue Code of 1986, as amended ("Code") or any successor to
         such section, and (ii) without Employee being subject to a federal
         excise tax on all or any part of such payment under Code Section 4999
         or any successor to such section, where the Company's public accounting
         firm shall (at the Company's expense) calculate such payment and
         certify to Employee that such payment satisfies the requirements of
         this paragraph.


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         Section 4. Confidentiality.

4.1 Responsibility and Trust. The Company and Employee mutually agree
and acknowledge that Employee shall occupy a position of responsibility and
trust and, by virtue of such position, the Company may entrust Employee with
highly sensitive confidential, restricted and proprietary information concerning
various Trade Secrets and Confidential Information as defined below.

4.2 Definitions. For the purposes of this Agreement, the following definitions
shall apply:

(a) "Trade Secret" shall mean the whole or any portion or phase of any
scientific or technical information, design, process, procedure, formula or
improvement that is secret or of value and that the Company has taken measures
to prevent from becoming available to unauthorized persons. To the fullest
extent consistent with the foregoing and otherwise lawful, Trade Secrets shall
include, without limitation, the specialized information and technology
developed by the Company (i) to produce MICR documents, checks and/or related
stationery items including its production operations systems, its order-entry
systems, its conveyor systems and its quality control practices and (ii) to
develop and/or publish software products, including source code.

(b) "Confidential Information" shall mean the whole or any portion or
phase of any data or information, other than Trade Secrets, that is material to
the Company and not generally known by the public. To the fullest extent
consistent with the foregoing and otherwise lawful, Confidential Information
shall include, without limitation, (i) the Company's sales records, profit and
performance reports, pricing manuals, sales manuals, training manuals, selling
and pricing procedures, and financing methods; (ii) the identities of the
Company's customers, their special demands, and their current and anticipated
requirements for the Company's products; (iii) the capabilities and
specifications of the Company's products, product development, product formulas,
functionality or application of products, and the sources of supply for raw
materials used in production, packaging and shipping; (iv) the Company's
business plans and financial statements and projections; and (v) the special
products, programs and services the Company may offer or provide from time to
time to its customers.

4.3 Nondisclosure of Trade Secrets. Employee shall not, without the
prior written consent of the Company, during Employee's employment with the
Company and for so long thereafter as the information or data remain Trade
Secrets, use or disclose, or permit any unauthorized person to use, disclose, or
gain access to, any Trade Secrets of the Company.

4.4 Nondisclosure of Confidential Information. Employee shall not,
without the prior written consent of the Company, during Employee's employment
with the Company and for a period of two years thereafter, use or disclose, or
permit any unauthorized person to use, disclose or gain access to, any
Confidential Information to which the Employee obtained access by virtue of
Employee's employment with the Company.

         Section 5. Company's Ownership of Work Product.

5.1 Work Product. Employee acknowledges and agrees that the Company
shall own all of his Work Product. For purposes of this Agreement, "Work
Product" shall mean all intellectual property rights, including all Trade
Secrets, U.S. and international copyrights, patentable inventions, discoveries
and improvements, and other intellectual property rights, in any programming,
documentation, technology or other work that relates to the business and
interests of the Company that Employee conceives, develops or delivers to the
Company at any time during the term of his employment. All Work Product shall be
considered work made for hire (as that term is defined in the United States
Copyright Act, 17 U.S.C., Section 101) by Employee and owned by the Company. All
work produced during Employee's employment with the Company shall be the
Company's property unless otherwise agreed to in writing in advance by the
Company.

<PAGE>


5.2 Assignment of Work Product. If any of the Work Product may not, by
operation of law, be considered work made for hire by Employee for the Company
or if ownership of all right, title and interest of the intellectual property
rights therein shall not otherwise vest exclusively in the Company, Employee
agrees to assign, without further consideration, the ownership of all U.S. and
international copyrights, patentable inventions and other intellectual property
rights therein to the Company. The Company shall have the right to obtain and
hold in its own name copyrights, registrations, and any other protection
available in the foregoing. Employee agrees to perform, upon the reasonable
request of the Company, during or after his employment, such further acts as may
be necessary or desirable to transfer, perfect, and defend the Company's
ownership of the Work Product. Employee agrees upon request to execute any
documents of assignment and conveyance; obtain and aid in the enforcement of
copyrights and patents with respect to the Work Product in any country; provide
testimony in connection with any proceeding affecting the right, title or
interest of the Company in any Work Product; and perform any other acts deemed
necessary or desirable to carry out the purposes of this Agreement. The Company
agrees to reimburse all reasonable out-of-pocket expenses incurred in connection
with the foregoing.

         Section 6. Materials and Equipment.

6.1 Company Materials. Employee agrees that all files, memoranda,
notes, records, price lists, customer lists, drawings, manuals or other
documents, whether made or compiled by Employee or furnished to Employee from
any source by virtue of Employee's employment with the Company, are the sole
property of the Company. Upon the request of the Company and, in any event,
within five business days of the termination of Employee's employment with the
Company, Employee shall deliver to the Company all such documents and materials.

6.2 Equipment. Employee acknowledges that during the course of his
employment with the Company Employee may be assigned valuable equipment provided
for business use. Upon the request of the Company and, in any event, within five
business days of the termination of Employee's employment with the Company,
Employee shall deliver to the Company all such equipment in good condition.
Employee further agrees that Employee shall be personally responsible for the
cost of replacing any equipment that is lost, stolen or damaged as a result of
Employee's negligence or recklessness in the use, care or transportation of such
equipment.

         Section 7. Restraints on Post-Termination Activities.

7.1 Factual Background. The Company will invest considerable time,
effort and capital in enhancing the value and desirability of Employee's skills
and services. Both this investment by the Company and Employee's compensation
hereunder reflect the Company's expectation of receiving a considerable return
from the exclusive use of Employee's expertise in the future, free of any danger
that the Company's competitors may usurp Employee's special abilities
prematurely. In addition, by virtue of Employee's employment with the Company in
a position of confidence and trust, Employee may obtain access from time to time
to Trade Secrets and Confidential Information, which could prove difficult to
isolate from Employee's business activities and to protect from possible misuse
in the event that Employee's employment with the Company has ended.

<PAGE>


7.2 Covenant Not to Compete. For a period of two years after
termination of Employee's employment for any reason, Employee shall not compete
with the Company, either directly or indirectly, on Employee's own behalf or in
the service of or on behalf of others who compete with the Company, by
performing any of the same or substantially similar duties Employee performed
for the Company during the last 12 months of Employee's employment with the
Company (or such shorter period of time if Employee has been employed less than
12 months). If the Employee was employed by the Company for less than two years,
then the two-year period identified in the first sentence of this Section 7.2
shall be reduced to the length of time Employee was employed by the Company.

7.3 Covenant Not to Solicit. Employee shall not, for a period of two
years after termination of Employee's employment for any reason, either directly
or indirectly, on Employee's own behalf or in the service of or on behalf of
others, take any action to solicit, divert, contact or call upon any person or
entity for the purpose of or with a view toward providing, rendering or
performing, through Employee or others, services similar to any Employee offered
or provided to such person or entity during the last 12 months of Employee's
employment by the Company. This covenant shall apply only to persons or entities
who are or were customers of the Company and with whom the Employee had material
contact during such 12 month period. "Material contact" as that term is used
herein exists if interaction took place between Employee and such person or
entity in an effort to further the business of the Company. If the Employee was
employed by the Company for less than two years, then the two-year period
identified in the first sentence of this Section 7.3 shall be reduced to the
length of time Employee was employed by the Company.

7.4. Covenant Not to Interfere with Personnel Relations. Employee shall
not, during Employee's employment with the Company and for a period of two years
thereafter, directly or indirectly solicit, entice, encourage or persuade any
employee of the Company to leave the services of the Company for any reason.

         Section 8. Arbitration. If a legally cognizable dispute arises out of
or relates to this Agreement or the breach, termination or validity thereof, or
the compensation, promotion, demotion, discipline, discharge or terms and
conditions of employment of the Employee, if said dispute cannot be resolved
through direct discussions, the parties voluntarily agree to settle the dispute
by binding arbitration before the American Arbitration Association ("AAA"). The
arbitration shall proceed in accordance with the Employment Dispute Resolution
Rules of the AAA in effect on the date of the demand for arbitration, and
judgment upon the award rendered by the arbitrator may be entered in any court
having jurisdiction thereof; provided, however, that this Section shall not
generally apply to claims or disputes involving the breach or alleged breach by
Employee of any of the covenants or obligations set forth in Sections 4 and/or 7
of this Agreement, except that disputes involving the unauthorized use or
disclosure of Trade Secrets or Confidential Information, or involving or
concerning unfair competition or the noncompete provisions of this Agreement,
may, at the Company's discretion, be settled by any court having jurisdiction
thereof or decided by arbitration pursuant to this section. Disputes subject to
binding arbitration pursuant to this section include all tort and contract
claims as well as claims brought under all applicable federal, state or local
statutes, laws, regulations or ordinances including, but not limited to, Title
VII of the Civil Rights Act of 1964, as amended; the Family and Medical Leave
Act; the Americans with Disabilities Act; the Rehabilitation Act of 1973, as
amended; the Fair Labor Standards Act of 1938, as amended; the Age
Discrimination in Employment Act, as amended; the Equal Pay Act; and the
Employee Retirement Income Security Act of 1974. Disputes subject to binding
arbitration pursuant to this section also include claims against the Company's
subsidiaries, affiliated and successor companies, agents and employees. Each
party shall pay for its own fees and expenses of arbitration except that the
cost of the arbitrator and any filing fee exceeding the applicable filing fee in
federal court shall be paid by the Company; provided, however, that all
reasonable costs and fees necessarily incurred by any party are subject to
reimbursement from the other party at the discretion of the arbitrator. This
arbitration provision shall not apply to any claim arising in a state that bars
or prohibits the arbitration of such claims.


<PAGE>


         Section 9. Severability and Survival. Employee agrees that the
covenants contained in this Agreement shall be construed independent of one
another, distinct from the remaining terms and conditions of this Agreement, and
severable from every other contract and course of business between the Company
and Employee. Employee agrees that the covenants contained in this Agreement
shall survive any termination of employment, with or without cause, at the
instigation or upon the initiative of either party. Employee further
acknowledges and agrees that determining damages in the event of Employee's
breach of any covenant contained in this Agreement would be difficult, if at all
possible. Employee therefore agrees that the Company (in addition to any other
remedy or right which the Company might have) shall have the right to have a
court of competent jurisdiction enjoin Employee from committing any such breach.
Employee hereby waives any defense in such a case that the Company has, or will
then have, an adequate remedy by law.

         Section 10. Notice. All notices provided for herein shall be made in
writing and shall be deemed to be given when (i) delivered in person, or (ii)
deposited in United States Mail, first-class with proper postage prepaid and
addressed as appears below the parties' signatures herein, or (iii) sent to
Employee (if Employee is still employed by the Company) through the Company's
inter-office delivery service.

         Section 11. Miscellaneous. This Agreement shall inure to the benefit
of, and be binding upon, the Company, its successors and assigns, and the
Employee, Employee's executor, administrator, heirs and personal
representatives. This Agreement comprises the entire agreement between the
parties hereto with respect to the subject matter hereof and supersedes all
prior agreements, undertakings, covenants or conditions with respect thereto. No
amendment, waiver or delay in enforcing any provision of this Agreement shall be
enforceable unless it is in writing and signed by Employee and the Company.

         IN WITNESS WHEREOF, the parties have executed this Agreement as of the
date first set forth above.

JOHN H. HARLAND COMPANY
                                    ----------------------------
                                    John T. Heald, Jr.

By:                                 Address: -----------------------
         ------------------------
Title:   President                           -----------------------

Address: 2939 Miller Road
         Decatur, GA  30035

(CORPORATE SEAL)

Attest:
         --------------------------------------------
           Corporate Secretary