Exhibit 10.5

                             JOHN H. HARLAND COMPANY
                            1999 Stock Option Plan
                           Restricted Stock Agreement

         This Restricted Stock Agreement evidences the grant by John H. Harland
Company (the "Company") of restricted shares of Common Stock of the Company
("Restricted Stock") to the employee named below ("Employee") pursuant to
Section 8 of the Company's 1999 Stock Option Plan (the "Plan"). All of the
terms, conditions and definitions set forth in the Plan are incorporated herein,
and the grant of the Restricted Stock is subject to all of the terms and
conditions set forth in the Plan and in this Agreement.

                              Terms and Conditions

1.       Name of Employee: Bates, Arlene S.
         ----------------
2.       Grant Date.       The Grant Date is April 1, 2004.
         ----------
3.       Number of Shares. The Restricted Stock grant is 7,500 shares.
         ----------------

4.       Dividends and Voting. Employee shall have all shareholder voting rights
         --------------------
         and rights to dividends paid in cash with respect to the Restricted
         Stock. The Company shall retain any dividends paid in stock subject to
         Sections 5 and 6.

5.       Holding,  Vesting and  Transfer of Stock.  The Company  shall issue
         ----------------------------------------
         the  Restricted  Stock in the name of Employee subject to the
         condition  that the Company  will hold same until the  Restricted
         Stock  vests.  Unless  Employee forfeits  the  Restricted  Stock
         pursuant to Section 6, 33-1/3% of the  Restricted  Stock shall vest on
         the third anniversary of the Grant Date and an additional  33-1/3%
         shall vest on the fourth and fifth anniversaries of the Grant Date.
         The Company shall transfer  physical  custody of 33-1/3% of the shares
         covered by the Restricted Stock grant to  Employee  on the third
         anniversary  of the Grant  Date and an  additional  33-1/3%  on each
         succeeding anniversary  date,  free of any forfeiture  restrictions,
         and 100% of the Restricted  Stock shall vest after five years from the
         Grant Date.  Employee  shall have no right to transfer or otherwise
         alienate or assign  Employee's interest in any shares of Restricted
         Stock,  except through the laws of descent and distribution,  before
         physical custody is transferred by the Company to Employee.

6.       Forfeiture Restriction. Employee shall completely forfeit any interest
         ----------------------
         in all unvested Restricted Stock (and shall receive no consideration
         from the Company on account of such forfeiture) if Employee's
         employment with the Company terminates for any reason whatsoever,
         unless (a) the Committee administering the Plan in its sole discretion
         waives this forfeiture condition at the time of termination of
         employment, or (b) Employee's employment with the Company terminates by
         reason of disability, as determined by the Committee in its sole
         discretion, or death.

<PAGE>

7.       Withholding. The Company shall have the right to reduce the number of
         -----------
         shares of Common Stock transferred to Employee in order to satisfy
         applicable federal, state and other withholding requirements, or to
         take any other action the Committee acting in its sole discretion deems
         applicable to the Restricted Stock.

8.       Employment and Termination. Nothing in this Agreement shall give
         --------------------------
         Employee the right to continue in employment by the Company or limit
         the right of the Company to terminate Employee's employment with or
         without cause at any time.

9.       Miscellaneous. This Agreement shall be governed by the laws of the
         -------------
         State of Georgia.


         IN WITNESS WHEREOF, the parties have executed this Agreement as of the
Grant Date.

                                                   John H. Harland Company


                                          By:
                                             --------------------------------



                                             --------------------------------
                                             Employee





<PAGE>




                             JOHN H. HARLAND COMPANY
                             1999 Stock Option Plan
                           Restricted Stock Agreement

         This Restricted Stock Agreement evidences the grant by John H. Harland
Company (the "Company") of restricted shares of Common Stock of the Company
("Restricted Stock") to the employee named below ("Employee") pursuant to
Section 8 of the Company's 1999 Stock Option Plan (the "Plan"). All of the
terms, conditions and definitions set forth in the Plan are incorporated herein,
and the grant of the Restricted Stock is subject to all of the terms and
conditions set forth in the Plan and in this Agreement.

                              Terms and Conditions

1.       Name of Employee: Carden, Charles B.
         ----------------
2.       Grant Date.       The Grant Date is April 1, 2004.
         ----------
3.       Number of Shares. The Restricted Stock grant is 20,000 shares.
         ----------------

4.       Dividends and Voting. Employee shall have all shareholder voting rights
         --------------------
         and rights to dividends paid in cash with respect to the Restricted
         Stock. The Company shall retain any dividends paid in stock subject to
         Sections 5 and 6.

5.       Holding,  Vesting and  Transfer of Stock.  The Company  shall issue the
         ----------------------------------------
         Restricted  Stock in the name of Employee subject to the  condition
         that the Company  will hold same until the  Restricted  Stock  vests.
         Unless  Employee forfeits  the  Restricted  Stock  pursuant to Section
         6, 33-1/3% of the  Restricted  Stock shall vest on the third
         anniversary of the Grant Date and an additional  33-1/3% shall vest on
         the fourth and fifth  anniversaries  of the Grant Date. The Company
         shall transfer  physical  custody of 33-1/3% of the shares covered by
         the Restricted Stock grant to  Employee  on the third  anniversary  of
         the Grant  Date and an  additional  33-1/3%  on each  succeeding
         anniversary  date,  free of any forfeiture  restrictions,  and 100% of
         the Restricted  Stock shall vest after five years from the Grant Date.
         Employee  shall have no right to transfer or otherwise  alienate or
         assign  Employee's interest in any shares of Restricted Stock,  except
         through the laws of descent and distribution,  before physical
         custody is transferred by the Company to Employee.

6.       Forfeiture Restriction. Employee shall completely forfeit any interest
         ----------------------
         in all unvested Restricted Stock (and shall receive no consideration
         from the Company on account of such forfeiture) if Employee's
         employment with the Company terminates for any reason whatsoever,
         unless (a) the Committee administering the Plan in its sole discretion
         waives this forfeiture condition at the time of termination of
         employment, or (b) Employee's employment with the Company terminates by
         reason of disability, as determined by the Committee in its sole
         discretion, or death.

<PAGE>


7.       Withholding. The Company shall have the right to reduce the number of
         -----------
         shares of Common Stock transferred to Employee in order to satisfy
         applicable federal, state and other withholding requirements, or to
         take any other action the Committee acting in its sole discretion deems
         applicable to the Restricted Stock.

8.       Employment and Termination. Nothing in this Agreement shall give
         --------------------------
         Employee the right to continue in employment by the Company or limit
         the right of the Company to terminate Employee's employment with or
         without cause at any time.

9.       Miscellaneous. This Agreement shall be governed by the laws of the
         -------------
         State of Georgia.


         IN WITNESS WHEREOF, the parties have executed this Agreement as of the
Grant Date.

                                      John H. Harland Company


                                      By:
                                      --------------------------------


                                      --------------------------------

                                      Employee

<PAGE>


                             JOHN H. HARLAND COMPANY
                             1999 Stock Option Plan
                           Restricted Stock Agreement

         This Restricted Stock Agreement evidences the grant by John H. Harland
Company (the "Company") of restricted shares of Common Stock of the Company
("Restricted Stock") to the employee named below ("Employee") pursuant to
Section 8 of the Company's 1999 Stock Option Plan (the "Plan"). All of the
terms, conditions and definitions set forth in the Plan are incorporated herein,
and the grant of the Restricted Stock is subject to all of the terms and
conditions set forth in the Plan and in this Agreement.

                              Terms and Conditions

1.       Name of Employee: Heald, John T.
         ----------------
2.       Grant Date.       The Grant Date is April 1, 2004.
         ----------
3.       Number of Shares. The Restricted Stock grant is 20,000 shares.
         ----------------

4.       Dividends and Voting. Employee shall have all shareholder voting rights
         --------------------
         and rights to dividends paid in cash with respect to the Restricted
         Stock. The Company shall retain any dividends paid in stock subject to
         Sections 5 and 6.

5.       Holding,  Vesting and  Transfer of Stock.  The Company  shall issue the
         ----------------------------------------
         Restricted  Stock in the name of Employee subject to the  condition
         that the Company  will hold same until the  Restricted  Stock  vests.
         Unless  Employee forfeits  the  Restricted  Stock  pursuant to Section
         6, 33-1/3% of the  Restricted  Stock shall vest on the third
         anniversary of the Grant Date and an additional  33-1/3% shall vest on
         the fourth and fifth  anniversaries  of the Grant Date. The Company
         shall transfer  physical  custody of 33-1/3% of the shares covered by
         the Restricted Stock grant to  Employee  on the third  anniversary  of
         the Grant  Date and an  additional  33-1/3%  on each  succeeding
         anniversary  date,  free of any forfeiture  restrictions,  and 100% of
         the Restricted  Stock shall vest after five years from the Grant Date.
         Employee  shall have no right to transfer or otherwise  alienate or
         assign  Employee's interest in any shares of Restricted Stock,  except
         through the laws of descent and distribution,  before physical
         custody is transferred by the Company to Employee.

6.       Forfeiture Restriction. Employee shall completely forfeit any interest
         ----------------------
         in all unvested Restricted Stock (and shall receive no consideration
         from the Company on account of such forfeiture) if Employee's
         employment with the Company terminates for any reason whatsoever,
         unless (a) the Committee administering the Plan in its sole discretion
         waives this forfeiture condition at the time of termination of
         employment, or (b) Employee's employment with the Company terminates by
         reason of disability, as determined by the Committee in its sole
         discretion, or death.


<PAGE>

7.       Withholding. The Company shall have the right to reduce the number of
         -----------
         shares of Common Stock transferred to Employee in order to satisfy
         applicable federal, state and other withholding requirements, or to
         take any other action the Committee acting in its sole discretion deems
         applicable to the Restricted Stock.

8.       Employment and Termination. Nothing in this Agreement shall give
         --------------------------
         Employee the right to continue in employment by the Company or limit
         the right of the Company to terminate Employee's employment with or
         without cause at any time.

9.       Miscellaneous. This Agreement shall be governed by the laws of the
         -------------
         State of Georgia.


         IN WITNESS WHEREOF, the parties have executed this Agreement as of the
Grant Date.

                                      John H. Harland Company


                                      By:
                                      --------------------------------



                                      --------------------------------

                                      Employee

<PAGE>


                             JOHN H. HARLAND COMPANY
                             1999 Stock Option Plan
                           Restricted Stock Agreement

         This Restricted Stock Agreement evidences the grant by John H. Harland
Company (the "Company") of restricted shares of Common Stock of the Company
("Restricted Stock") to the employee named below ("Employee") pursuant to
Section 8 of the Company's 1999 Stock Option Plan (the "Plan"). All of the
terms, conditions and definitions set forth in the Plan are incorporated herein,
and the grant of the Restricted Stock is subject to all of the terms and
conditions set forth in the Plan and in this Agreement.

                              Terms and Conditions

1.       Name of Employee: Walters, John C.
         ----------------
2.       Grant Date.       The Grant Date is April 1, 2004.
         ----------
3.       Number of Shares. The Restricted Stock grant is 7,500 shares.
         ----------------
4.       Dividends and Voting. Employee shall have all shareholder voting rights
         --------------------
         and rights to dividends paid in cash with respect to the Restricted
         Stock. The Company shall retain any dividends paid in stock subject to
         Sections 5 and 6.

5.       Holding,  Vesting and  Transfer of Stock.  The Company  shall issue the
         ----------------------------------------
         Restricted  Stock in the name of Employee subject to the  condition
         that the Company  will hold same until the  Restricted  Stock  vests.
         Unless  Employee forfeits the Restricted  Stock pursuant to Section 6,
         the Restricted  Stock shall vest at the rate of 20% per year
         on each  anniversary of the Grant Date. The Company shall transfer
         physical  custody of 20% of the shares covered by the  Restricted
         Stock grant to Employee on the first  anniversary  of the Grant Date
         and an additional  20% of such shares on each succeeding anniversary
         date, free of any forfeiture  restrictions,  and 100% of the
         Restricted Stock shall vest after five years from the Grant  Date.
         Employee  shall have no right to  transfer  or  otherwise alienate or
         assign Employee's  interest in any shares of Restricted Stock,  except
         through the laws of descent and distribution, before physical custody
         is transferred by the Company to Employee.

6.       Forfeiture Restriction. Employee shall completely forfeit any interest
         ----------------------
         in all unvested Restricted Stock (and shall receive no consideration
         from the Company on account of such forfeiture) if Employee's
         employment with the Company terminates for any reason whatsoever,
         unless (a) the Committee administering the Plan in its sole discretion
         waives this forfeiture condition at the time of termination of
         employment, or (b) Employee's employment with the Company terminates by
         reason of disability, as determined by the Committee in its sole
         discretion, or death.


<PAGE>

7.       Withholding. The Company shall have the right to reduce the number of
         -----------
         shares of Common Stock transferred to Employee in order to satisfy
         applicable federal, state and other withholding requirements, or to
         take any other action the Committee acting in its sole discretion deems
         applicable to the Restricted Stock.

8.       Employment and Termination. Nothing in this Agreement shall give
         --------------------------
         Employee the right to continue in employment by the Company or limit
         the right of the Company to terminate Employee's employment with or
         without cause at any time.

9.       Miscellaneous. This Agreement shall be governed by the laws of the
         -------------
         State of Georgia.


         IN WITNESS WHEREOF, the parties have executed this Agreement as of the
Grant Date.

                                      John H. Harland Company


                                      By:
                                      --------------------------------



                                      --------------------------------

                                      Employee