B 10 (Supplement 2) (12/11) (post publication draft)

Form 4100R Response to Notice of Final Cure Payment page 1

Form 4100R 

Response to Notice of Final Cure Payment 10/15

According to Bankruptcy Rule 3002.1(g), the creditor responds to the trustee’s notice of final cure payment.

Part 1: Mortgage Information

Name of creditor: ______________________________________ Court claim no. (if known): 

_________________

Last 4 digits of any number you use to identify the debtor’s account: ____ ____ ____ ____

Property address: ________________________________________________

Number Street

_______________________________________________

________________________________________________ 

City State ZIP Code 

Part 2: Prepetition Default Payments

Check one: 

 Creditor agrees that the debtor(s) have paid in full the amount required to cure the prepetition default

on the creditor’s claim.

 Creditor disagrees that the debtor(s) have paid in full the amount required to cure the prepetition default

on the creditor’s claim. Creditor asserts that the total prepetition amount remaining unpaid as of the date

of this response is: $ __________

Part 3: Postpetition Mortgage Payment

Check one:

 Creditor states that the debtor(s) are current with all postpetition payments consistent with § 1322(b)(5) of

the Bankruptcy Code, including all fees, charges, expenses, escrow, and costs.

The next postpetition payment from the debtor(s) is due on: ____/_____/______

MM / DD / YYYY

 Creditor states that the debtor(s) are not current on all postpetition payments consistent with § 1322(b)(5)

of the Bankruptcy Code, including all fees, charges, expenses, escrow, and costs.

Creditor asserts that the total amount remaining unpaid as of the date of this response is:

a. Total postpetition ongoing payments due: (a) $ __________

b. Total fees, charges, expenses, escrow, and costs outstanding: + (b) $ __________

c. Total. Add lines a and b. (c) $ __________

Creditor asserts that the debtor(s) are contractually 

obligated for the postpetition payment(s) that first became 

due on: ____/_____/______

MM / DD / YYYY

Debtor 1 __________________________________________________________________ 

Debtor 2 ________________________________________________________________

(Spouse, if filing)

United States Bankruptcy Court for the: ______________________ District of __________

(State) 

Case number ___________________________________________

Fill in this information to identify the case:

Stephen Winston Vaughan 

Eastern Virginia 

15-33846-KRH

U.S. Bank Trust National Association as Trustee 

of Chalet Series III Trust

6 3 3 9

7-1

4201 Finwick Street 

Richmond VA 23222

11 01 2018

11/01/2018-03/01/2019 5 payments @ $1,085.59

Late Fee 

 5,427.95

 84.77

5,512.72

Case 15-33846-KRH Doc Filed 03/18/19 Entered 03/18/19 10:50:46 Desc Main

 Document Page 1 of 12
Debtor 1 _______________________________________________________ Case number (if known) _____________________________________ First Name Middle Name Last Name

Form 4100R Response to Notice of Final Cure Payment page 2

Part 4: Itemized Payment History

If the creditor disagrees in Part 2 that the prepetition arrearage has been paid in full or states in Part 3 that the 

debtor(s) are not current with all postpetition payments, including all fees, charges, expenses, escrow, and costs, 

the creditor must attach an itemized payment history disclosing the following amounts from the date of the 

bankruptcy filing through the date of this response: 

 all payments received;

 all fees, costs, escrow, and expenses assessed to the mortgage; and

 all amounts the creditor contends remain unpaid.

Part 5: Sign Here

The person completing this response must sign it. The response must be filed as a supplement to the creditor’s 

proof of claim.

Check the appropriate box::

 I am the creditor.

 I am the creditor’s authorized agent.

I declare under penalty of perjury that the information provided in this response is true and correct 

to the best of my knowledge, information, and reasonable belief.

Sign and print your name and your title, if any, and state your address and telephone number if different 

from the notice address listed on the proof of claim to which this response applies.

8__________________________________________________ Date ____/_____/________

Signature

Print _________________________________________________________ Title ___________________________________

First Name Middle Name Last Name

Company _________________________________________________________

If different from the notice address listed on the proof of claim to which this response applies: 

Address _________________________________________________________

Number Street

___________________________________________________

City State ZIP Code

Contact phone (______) _____– _________ Email ________________________

Stephen Winston Vaughan 15-33846-KRH

s/ Angela N. Watson 03 18 2019

Angela N. Watson Attorney for Creditor 

McMichael Taylor Gray, LLC

3550 Engineering Drive, Suite 260

Peachtree Corners GA 30092

404 474 7149 awatson@mtglaw.com

Case 15-33846-KRH Doc Filed 03/18/19 Entered 03/18/19 10:50:46 Desc Main

 Document Page 2 of 12
Interest Method: Arrears

Vaughn FINAL CURE Interest Rate: 7.20000%

APO is Paid

 Total Pd. Amt. Pd. Mo Acc Int. 

 Cum Acc 

Int. 

 Pd. 

Interest 

2,689.54

07/01/15 04/01/15-07 3,393.96 3,393.96 0.00 2,689.54 2,689.54

07/01/15 Arr Fees 0.00 0.00 0.00

07/01/15 Escrow Shortage 0.00 0.00 0.00

07/01/15 Unapplied to Arrears 0.00 0.00 0.00

07/01/15 0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

09/05/15 30 08/01/15 1,027.29 848.49 669.73 669.73 669.73

09/11/15 Insurnace 0.00 0.00 0.00

10/20/15 30 09/01/15 1,027.29 848.49 668.66 668.66 668.66

11/18/15 30 10/01/15 1,027.29 848.49 667.58 667.58 667.58

11/20/15 Taxes 0.00 0.00 0.00

12/18/15 30 11/01/15 1,027.29 848.49 666.50 666.50 666.50

02/04/16 1,027.29 0.00 0.00 0.00

02/09/16 Tax Refund 45.00 0.00 0.00 0.00

02/29/16 30 12/01/15 1,027.29 848.49 665.41 665.41 665.41

03/30/16 30 01/01/16 1,027.29 848.49 664.31 664.31 664.31

05/04/16 30 02/01/16 1,027.29 848.49 663.20 663.20 663.20

05/16/16 Taxes 0.00 0.00 0.00

06/09/16 30 03/01/16 1,027.29 848.49 662.09 662.09 662.09

07/12/16 30 04/01/16 1,027.29 848.49 660.97 660.97 660.97

08/03/16 30 05/01/16 1,027.29 848.49 659.85 659.85 659.85

09/09/16 Insurance 0.00 0.00 0.00

09/28/16 30 06/01/16 1,027.29 848.49 658.71 658.71 658.71

10/28/16 30 07/01/16 1,027.29 848.49 657.58 657.58 657.58

11/18/16 Taxes 0.00 0.00 0.00

11/21/16 Arrears 33.13 0.00 0.00 0.00

11/22/16 30 08/01/16 1,027.29 848.49 656.43 656.43 656.43

12/21/16 Arrears 191.54 0.00 0.00 0.00

12/22/16 30 09/01/16 1,100.00 848.49 655.28 655.28 655.28

30 10/01/16 848.49 654.12 654.12 654.12

01/24/17 30 11/01/16 1,051.96 848.49 652.95 652.95 652.95

01/30/17 Arrears 300.02 0.00 0.00 0.00

02/27/17 Arrears 194.46 0.00 0.00 0.00

03/10/17 30 12/01/16 1,051.96 848.49 651.78 651.78 651.78

03/28/17 Arrears 195.76 0.00 0.00 0.00

0.00 0.00 0.00

03/31/17 30 01/01/17 1,051.96 848.49 650.60 650.60 650.60

04/24/17 Arrears 196.95 0.00 0.00 0.00

05/18/17 Taxes 0.00 0.00 0.00

Case 15-33846-KRH Doc Filed 03/18/19 Entered 03/18/19 10:50:46 Desc Main

 Document Page 3 of 12
05/23/17 Arrears 198.05 0.00 0.00 0.00

Set Up POC 0.00 0.00 0.00

30 APO 02/17 848.49 848.49 649.41 649.41 649.41

30 APO 03/17 848.49 848.49 648.22 648.22 648.22

30 APO 04/17 848.49 848.49 647.02 647.02 647.02

30 APO 05/17 848.49 848.49 645.81 645.81 645.81

APO Escrow 0.00 0.00 0.00

APO Legal 0.00 0.00 0.00

Unapplied to APO 0.00 0.00 0.00

06/13/17 30 06/01/17 1,051.96 848.49 644.59 644.59 644.59

0.00 0.00 0.00

06/19/17 APO Pmt 858.58 0.00 0.00 0.00

06/20/17 Arrears 199.06 0.00 0.00 0.00

07/14/17 30 07/01/17 1,051.96 848.49 643.37 643.37 643.37

07/20/17 APO Pmt 858.58 0.00 0.00 0.00

07/21/17 0.00 0.00 0.00

07/25/17 Arrears 310.84 0.00 0.00 0.00

08/16/17 30 08/01/17 1,051.96 848.49 642.14 642.14 642.14

08/17/17 APO Pmt 858.58 0.00 0.00 0.00

08/18/17 0.00 0.00 0.00

08/29/17 Arrears 202.53 0.00 0.00 0.00

0.00 0.00 0.00

09/13/17 Insurance 0.00 0.00 0.00

09/18/17 APO Pmt 858.58 0.00 0.00 0.00

09/18/17 30 09/01/17 1,051.96 848.49 640.90 640.90 640.90

09/19/17 0.00 0.00 0.00

09/26/17 Arrears 204.87 0.00 0.00 0.00

10/18/17 30 10/01/17 1,051.96 848.49 639.65 639.65 639.65

10/24/17 Arrears 207.05 0.00 0.00 0.00

10/25/17 APO Pmt 858.58 0.00 0.00 0.00

0.00 0.00 0.00

11/17/17 Taxes 0.00 0.00 0.00

11/20/17 30 11/01/17 1,051.96 848.49 638.40 638.40 638.40

11/22/17 Arrears 209.58 0.00 0.00 0.00

0.00 0.00 0.00

11/30/17 APO Pmt 858.58 0.00 0.00 0.00

12/29/17 Arrears 211.47 0.00 0.00 0.00

01/08/18 30 12/01/17 1,051.96 848.49 637.14 637.14 637.14

01/31/18 Arrears 331.38 0.00 0.00 0.00

0.00 0.00 0.00

02/23/18 30 01/01/18 1,051.96 848.49 635.87 635.87 635.87

02/28/18 Arrears 214.94 0.00 0.00 0.00

03/21/18 30 02/01/18 1,051.96 848.49 634.60 634.60 634.60

03/28/18 Arrears 214.94 0.00 0.00 0.00

04/25/18 Arrears 214.94 0.00 0.00 0.00

04/30/18 30 03/01/18 1,085.59 848.49 633.31 633.31 633.31

Case 15-33846-KRH Doc Filed 03/18/19 Entered 03/18/19 10:50:46 Desc Main

 Document Page 4 of 12
05/17/18 Taxes 0.00 0.00 0.00

05/23/18 Arrears 214.94 0.00 0.00 0.00

0.00 0.00 0.00

06/25/18 30 04/01/18 1,051.96 848.49 632.02 632.02 632.02

06/27/18 0.00 0.00 0.00

06/27/18 Arrears 334.03 0.00 0.00 0.00

0.00 0.00 0.00

07/09/18 30 05/01/18 1,085.59 848.49 630.72 630.72 630.72

07/31/18 Arrears 214.94 0.00 0.00 0.00

08/27/18 Arrears 214.94 0.00 0.00 0.00

08/30/18 30 06/01/18 1,085.69 848.49 629.42 629.42 629.42

09/14/18 Insurance 0.00 0.00 0.00

09/25/18 Arrears 214.93 0.00 0.00 0.00

10/12/18 30 07/01/18 1,085.59 848.49 628.10 628.10 628.10

10/24/18 Arrears 215.13 0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

11/24/18 Transferred to SN Servicing 0.00 0.00 0.00

0.00 0.00 0.00

11/26/18 30 08/01/18 1,085.59 848.49 626.78 626.78 626.78

0.00 0.00 0.00

11/28/18 Arrears 356.51 0.00 0.00 0.00

12/31/18 Arrears 118.84 0.00 0.00 0.00

01/07/19 30 09/01/18 1,085.59 848.49 625.45 625.45 625.45

01/17/19 Late 0.00 0.00 0.00

01/31/19 30 10/01/18 1,085.59 848.49 624.11 624.11 624.11

01/31/19 Arrears 134.84 0.00 0.00 0.00

02/17/19 Late 0.00 0.00 0.00

Pmt to Late 0.00 0.00 0.00

Due for 11/01/18 0.00 0.00 0.00

Arrears Escr 1,184.77 0.00 0.00 0.00

Case 15-33846-KRH Doc Filed 03/18/19 Entered 03/18/19 10:50:46 Desc Main

 Document Page 5 of 12
 Principal Escrow Bal

Escrow 

Disb/Pmt Arrears Arrears Late Late Suspense Prin. Bal. 

592.35 0.00 0.00 218.13 112,326.82

704.42 592.35 0.00 (3393.96) (3393.96) 0.00 0.00 218.13 111,622.40

0.00 592.35 0.00 (5697.85) (2303.89) 0.00 0.00 218.13 111,622.40

0.00 592.35 0.00 (6068.74) (370.89) 0.00 0.00 218.13 111,622.40

0.00 592.35 0.00 (5850.61) 218.13 0.00 0.00 0.00 111,622.40

0.00 592.35 0.00 (5850.61) 0.00 0.00 0.00 0.00 111,622.40

0.00 592.35 0.00 (5850.61) 0.00 0.00 0.00 0.00 111,622.40

0.00 592.35 0.00 (5850.61) 0.00 0.00 0.00 0.00 111,622.40

178.76 771.15 178.80 (5850.61) 0.00 0.00 0.00 (0.00) 111,443.64

0.00 (412.60) (1,183.75) (5850.61) 0.00 0.00 0.00 (0.00) 111,443.64

179.83 (233.80) 178.80 (5850.61) 0.00 0.00 0.00 (0.00) 111,263.82

180.91 (55.00) 178.80 (5850.61) 0.00 0.00 0.00 (0.00) 111,082.91

0.00 (527.41) (472.41) (5850.61) 0.00 0.00 0.00 (0.00) 111,082.91

181.99 (348.61) 178.80 (5850.61) 0.00 0.00 0.00 (0.00) 110,900.92

0.00 (348.61) 0.00 (5850.61) 0.00 0.00 0.00 1,027.29 110,900.92

0.00 (303.61) 45.00 (5850.61) 0.00 0.00 0.00 1,027.29 110,900.92

183.08 (124.14) 179.47 (5850.61) 0.00 0.00 0.00 1,026.62 110,717.83

184.18 55.33 179.47 (5850.61) 0.00 0.00 0.00 1,025.95 110,533.65

185.29 234.80 179.47 (5850.61) 0.00 0.00 0.00 1,025.28 110,348.36

0.00 (237.61) (472.41) (5850.61) 0.00 0.00 0.00 1,025.28 110,348.36

186.40 (58.14) 179.47 (5850.61) 0.00 0.00 0.00 1,024.61 110,161.96

187.52 121.33 179.47 (5850.61) 0.00 0.00 0.00 1,023.94 109,974.44

188.64 300.80 179.47 (5850.61) 0.00 0.00 0.00 1,023.27 109,785.80

0.00 (1,195.95) (1,496.75) (5850.61) 0.00 0.00 0.00 1,023.27 109,785.80

189.78 (1,016.48) 179.47 (5850.61) 0.00 0.00 0.00 1,022.60 109,596.02

190.91 (837.01) 179.47 (5850.61) 0.00 0.00 0.00 1,021.93 109,405.11

0.00 (1,309.42) (472.41) (5850.61) 0.00 0.00 0.00 1,021.93 109,405.11

0.00 (1,309.42) 0.00 (5817.48) 33.13 0.00 0.00 1,021.93 109,405.11

192.06 (1,129.95) 179.47 (5817.48) 0.00 0.00 0.00 1,021.26 109,213.05

0.00 (1,129.95) 0.00 (5625.94) 191.54 0.00 0.00 1,021.26 109,213.05

193.21 (950.48) 179.47 (5625.94) 0.00 0.00 0.00 1,093.30 109,019.84

194.37 (771.01) 179.47 (5625.94) 0.00 0.00 0.00 65.34 108,825.47

195.54 (591.54) 179.47 (5625.94) 0.00 0.00 0.00 89.34 108,629.93

0.00 (591.54) 0.00 (5325.92) 300.02 0.00 0.00 89.34 108,629.93

0.00 (591.54) 0.00 (5131.46) 194.46 0.00 0.00 89.34 108,629.93

196.71 (412.07) 179.47 (5131.46) 0.00 0.00 0.00 113.34 108,433.22

0.00 (412.07) 0.00 (4935.70) 195.76 0.00 0.00 113.34 108,433.22

0.00 (412.07) 0.00 (4935.70) 0.00 0.00 0.00 113.34 108,433.22

197.89 (182.59) 229.48 (4935.70) 0.00 0.00 0.00 87.33 108,235.33

0.00 (182.59) 0.00 (4738.75) 196.95 0.00 0.00 87.33 108,235.33

0.00 (668.92) (486.33) (4738.75) 0.00 0.00 0.00 87.33 108,235.33

Borrower pays the Ongoing and APO

Case 15-33846-KRH Doc Filed 03/18/19 Entered 03/18/19 10:50:46 Desc Main

 Document Page 6 of 12
0.00 (668.92) 0.00 (4540.70) 198.05 0.00 0.00 87.33 108,235.33

0.00 (668.92) 0.00 (4540.70) 0.00 0.00 0.00 87.33 108,235.33

199.08 (668.92) 0.00 (4540.70) 0.00 0.00 0.00 87.33 108,036.25

200.27 (668.92) 0.00 (4540.70) 0.00 0.00 0.00 87.33 107,835.98

201.47 (668.92) 0.00 (4540.70) 0.00 0.00 0.00 87.33 107,634.51

202.68 (668.92) 0.00 (4540.70) 0.00 0.00 0.00 87.33 107,431.82

0.00 (668.92) 0.00 (4540.70) 0.00 0.00 0.00 87.33 107,431.82

0.00 (668.92) 0.00 (4540.70) 0.00 0.00 0.00 87.33 107,431.82

0.00 (668.92) 0.00 (4540.70) 0.00 0.00 0.00 (0.00) 107,431.82

203.90 (465.45) 203.47 (4540.70) 0.00 0.00 0.00 (0.00) 107,227.92

0.00 (465.45) 0.00 (4540.70) 0.00 0.00 0.00 (0.00) 107,227.92

0.00 (465.45) 0.00 (4540.70) 0.00 0.00 0.00 (0.00) 107,227.92

0.00 (465.45) 0.00 (4341.64) 199.06 0.00 0.00 (0.00) 107,227.92

205.12 (261.98) 203.47 (4341.64) 0.00 0.00 0.00 (0.00) 107,022.80

0.00 (261.98) 0.00 (4341.64) 0.00 0.00 0.00 (0.00) 107,022.80

0.00 (261.98) 0.00 (4341.64) 0.00 0.00 0.00 (0.00) 107,022.80

0.00 (261.98) 0.00 (4030.80) 310.84 0.00 0.00 (0.00) 107,022.80

206.35 (58.51) 203.47 (4030.80) 0.00 0.00 0.00 (0.00) 106,816.45

0.00 (58.51) 0.00 (4030.80) 0.00 0.00 0.00 (0.00) 106,816.45

0.00 (58.51) 0.00 (4030.80) 0.00 0.00 0.00 (0.00) 106,816.45

0.00 (58.51) 0.00 (3828.27) 202.53 0.00 0.00 (0.00) 106,816.45

0.00 (58.51) 0.00 (3828.27) 0.00 0.00 0.00 (0.00) 106,816.45

0.00 (2,391.26) (2,332.75) (3828.27) 0.00 0.00 0.00 (0.00) 106,816.45

0.00 (2,391.26) 0.00 (3828.27) 0.00 0.00 0.00 (0.00) 106,816.45

207.59 (2,187.79) 203.47 (3828.27) 0.00 0.00 0.00 (0.00) 106,608.86

0.00 (2,187.79) 0.00 (3828.27) 0.00 0.00 0.00 (0.00) 106,608.86

0.00 (2,187.79) 0.00 (3623.40) 204.87 0.00 0.00 (0.00) 106,608.86

208.84 (1,984.32) 203.47 (3623.40) 0.00 0.00 0.00 (0.00) 106,400.02

0.00 (1,984.32) 0.00 (3416.35) 207.05 0.00 0.00 (0.00) 106,400.02

0.00 (1,984.32) 0.00 (3416.35) 0.00 0.00 0.00 (0.00) 106,400.02

0.00 (1,984.32) 0.00 (3416.35) 0.00 0.00 0.00 (0.00) 106,400.02

0.00 (2,470.65) (486.33) (3416.35) 0.00 0.00 0.00 (0.00) 106,400.02

210.09 (2,267.18) 203.47 (3416.35) 0.00 0.00 0.00 (0.00) 106,189.93

0.00 (2,267.18) 0.00 (3206.77) 209.58 0.00 0.00 (0.00) 106,189.93

0.00 (2,267.18) 0.00 (3206.77) 0.00 0.00 0.00 (0.00) 106,189.93

0.00 (2,267.18) 0.00 (3206.77) 0.00 0.00 0.00 (0.00) 106,189.93

0.00 (2,267.18) 0.00 (2995.30) 211.47 0.00 0.00 (0.00) 106,189.93

211.35 (2,063.71) 203.47 (2995.30) 0.00 0.00 0.00 (0.00) 105,978.58

0.00 (2,063.71) 0.00 (2663.92) 331.38 0.00 0.00 (0.00) 105,978.58

0.00 (2,063.71) 0.00 (2663.92) 0.00 0.00 0.00 (0.00) 105,978.58

212.62 (1,860.24) 203.47 (2663.92) 0.00 0.00 0.00 (0.00) 105,765.96

0.00 (1,860.24) 0.00 (2448.98) 214.94 0.00 0.00 (0.00) 105,765.96

213.89 (1,656.77) 203.47 (2448.98) 0.00 0.00 0.00 (0.00) 105,552.07

0.00 (1,656.77) 0.00 (2234.04) 214.94 0.00 0.00 (0.00) 105,552.07

0.00 (1,656.77) 0.00 (2019.10) 214.94 0.00 0.00 (0.00) 105,552.07

215.18 (1,453.30) 203.47 (2019.10) 0.00 0.00 0.00 33.63 105,336.89

Case 15-33846-KRH Doc Filed 03/18/19 Entered 03/18/19 10:50:46 Desc Main

 Document Page 7 of 12
0.00 (1,957.90) (504.60) (2019.10) 0.00 0.00 0.00 33.63 105,336.89

0.00 (1,957.90) 0.00 (1804.16) 214.94 0.00 0.00 33.63 105,336.89

0.00 (1,957.90) 0.00 (1804.16) 0.00 0.00 0.00 33.63 105,336.89

216.47 (1,720.80) 237.10 (1804.16) 0.00 0.00 0.00 (0.00) 105,120.42

0.00 (1,720.80) 0.00 (1804.16) 0.00 0.00 0.00 (0.00) 105,120.42

0.00 (1,720.80) 0.00 (1470.13) 334.03 0.00 0.00 (0.00) 105,120.42

0.00 (1,720.80) 0.00 (1470.13) 0.00 0.00 0.00 (0.00) 105,120.42

217.77 (1,483.70) 237.10 (1470.13) 0.00 0.00 0.00 (0.00) 104,902.65

0.00 (1,483.70) 0.00 (1255.19) 214.94 0.00 0.00 (0.00) 104,902.65

0.00 (1,483.70) 0.00 (1040.25) 214.94 0.00 0.00 (0.00) 104,902.65

219.07 (1,246.60) 237.10 (1040.25) 0.00 0.00 0.00 0.07 104,683.58

0.00 (2,751.39) (1,504.79) (1040.25) 0.00 0.00 0.00 0.07 104,683.58

0.00 (2,751.39) 0.00 (825.32) 214.93 0.00 0.00 0.07 104,683.58

220.39 (2,514.29) 237.10 (825.32) 0.00 0.00 0.00 0.07 104,463.19

0.00 (2,514.29) 0.00 (610.19) 215.13 0.00 0.00 0.07 104,463.19

0.00 (2,514.29) 0.00 (610.19) 0.00 0.00 0.00 0.07 104,463.19

0.00 (2,514.29) 0.00 (610.19) 0.00 0.00 0.00 0.07 104,463.19

0.00 (2,514.29) 0.00 (610.19) 0.00 0.00 0.00 0.07 104,463.19

0.00 (2,514.29) 0.00 (610.19) 0.00 0.00 0.00 0.07 104,463.19

0.00 (2,514.29) 0.00 (610.19) 0.00 0.00 0.00 0.07 104,463.19

221.71 (2,277.19) 237.10 (610.19) 0.00 0.00 0.00 0.07 104,241.48

0.00 (2,277.19) 0.00 (610.19) 0.00 0.00 0.00 0.07 104,241.48

0.00 (2,277.19) 0.00 (253.68) 356.51 0.00 0.00 0.07 104,241.48

0.00 (2,277.19) 0.00 (134.84) 118.84 0.00 0.00 0.07 104,241.48

223.04 (2,040.09) 237.10 (134.84) 0.00 0.00 0.00 0.07 104,018.44

0.00 (2,040.09) 0.00 (134.84) 0.00 (42.42) (42.42) 0.07 104,018.44

224.38 (1,802.99) 237.10 (134.84) 0.00 (42.42) 0.00 0.07 103,794.06

0.00 (1,802.99) 0.00 0.00 134.84 (42.42) 0.00 0.07 103,794.06

0.00 (1,802.99) 0.00 0.00 0.00 (84.84) (42.42) 0.07 103,794.06

0.00 (1,802.99) 0.00 0.00 0.00 (84.77) 0.07 (0.00) 103,794.06

0.00 (1,802.99) 0.00 0.00 0.00 (84.77) 0.00 (0.00) 103,794.06

0.00 (618.22) 1,184.77 0.00 0.00 (84.77) 0.00 (0.00) 103,794.06

Case 15-33846-KRH Doc Filed 03/18/19 Entered 03/18/19 10:50:46 Desc Main

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APO

Case 15-33846-KRH Doc Filed 03/18/19 Entered 03/18/19 10:50:46 Desc Main

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-848.49

-848.49

-848.49

-848.49

-813.88

-1031.00

87.33

858.58

858.58

858.58

858.58

858.58

858.58

Case 15-33846-KRH Doc Filed 03/18/19 Entered 03/18/19 10:50:46 Desc Main

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0.03

Case 15-33846-KRH Doc Filed 03/18/19 Entered 03/18/19 10:50:46 Desc Main

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CERTIFICATE OF SERVICE

/s/ Angela N Watson__ 

Angela N. Watson 

Virginia Bar No. 72029 

McMichael Taylor Gray, LLC

3550 Engineering Drive 

Suite 260 

Peachtree Corners, GA 30092 

404-474-7149

awatson@mtglaw.com

The undersigned hereby certifies under penalty of perjury that he/she is over eighteen (18) years 

of age and that the RESPONSE TO NOTICE OF FINAL CURE in the above captioned case 

were this day served upon the below named persons by mailing, postage prepaid, first class mail 

a copy of such instrument to each person(s), parties, and/or counsel at the addresses shown 

below: 

Via U.S. Mail

Stephen Winston Vaughan

4201 Fenwick Street 

Richmond, VA 23222 

Via electronic service:

Richard S. Clinger

422 East Franklin Street, Suite 101 

Richmond, VA 23219 

Carl M. Bates 

P. O. Box 1819 

Richmond, VA 23218

This 18th day of March, 2019

Case 15-33846-KRH Doc Filed 03/18/19 Entered 03/18/19 10:50:46 Desc Main

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