### 9411 Federal Register / Vol. 75, No. 40 / Tuesday, March 2, 2010 / Notices

Air and Radiation (OAR) is now nearing completion of the analytical work for the second prospective study. The AQMS met on February 19, 2010 [ Federal Register Notice dated January 26, 2010 (75 FR 4070–4071)] to review technical documents pertaining to modeling of air quality for seven emissions scenarios: a 1990 baseline simulation; and simulations for 2000, 2010 and 2020 with and without the CAAA. Materials for the February 19 meeting are available on the Council Web site at http://yosemite.epa.gov/sab/ SABPRODUCT.NSF/MeetingCal/ 962D3C3D233888B0852576 95005098B5?OpenDocument. The purpose of the March 15 teleconference meeting is to discuss and finalize the AQMS draft advisory report.

Technical Contacts: The Office of Air and Radiation technical contact for the Second Section 812 Benefit-Cost Analysis of the Clean Air Act is Mr. Jim DeMocker at (202) 564–1673 or democker.jim@epa.gov.

Availability of Meeting Materials: The AQMS draft advisory report and meeting agenda for the March 2010 teleconference will be posted to the Council Web site (http://www.epa.gov/ advisorycouncilcaa ) prior to the meeting. EPA draft documents provided to the AQMS are available at http:// www.epa.gov/oar/sect812/ prospective2.html.

Procedures for Providing Public Input: Interested members of the public may submit relevant written or oral information for the AQMS to consider on the topics of this advisory activity. Oral Statements: In general, individuals or groups requesting an oral presentation at a teleconference meeting will be limited to three minutes per speaker, with no more than a total of one hour for all speakers. Interested parties should contact Ms. Sanzone at the contact information provided above by March 10, 2010, to be placed on the public speaker list for the March 15, 2010 meeting. Written Statements: Written statements should be received in the SAB Staff Office by March 10, 2010, so that the information can be made available to the AQMS for their consideration prior to the meeting. Written statements should be supplied to Ms. Sanzone in the following formats: one hard copy with original signature and one electronic copy via e-mail (acceptable file format: Adobe Acrobat PDF, MS Word, WordPerfect, MS PowerPoint, or Rich Text files). Submitters are asked to provide electronic versions of each document submitted with and without signatures, because the SAB Staff Office does not publish documents with signatures on its Web sites.

Accessibility: For information on access or services for individuals with disabilities, please contact Ms. Sanzone at (202) 343–9697, or via e-mail at sanzone.stephanie@epa.gov, preferably at least ten (10) days prior to the meeting, to give EPA as much time as possible to process your request.

Dated: February 24, 2010. Anthony Maciorowski, Deputy Director, EPA Science Advisory Board Staff Office.

[FR Doc. 2010–4311 Filed 3–1–10; 8:45 am]

**BILLING CODE 6560–50–P**

**ENVIRONMENTAL PROTECTION AGENCY** 

**[FRL–9121–1]**

**Official Release of the MOVES2010 Motor Vehicle Emissions Model for**  **Emissions Inventories in SIPs and Transportation Conformity** 

**AGENCY :**  Environmental Protection Agency (EPA).

**ACTION :**  Notice of availability.

**SUMMARY :**  EPA is approving and announcing the availability of the Motor Vehicle Emissions Simulator model (MOVES2010) for official use outside ofCalifornia. MOVES2010 is the state-ofthe-art upgrade to EPA’s modeling tools for estimating emissions from cars, trucks, motorcycles, and buses, based on analysis of millions of emission test results and considerable advances in the Agency’s understanding of vehicle emissions.

Today’s notice approves the use of MOVES2010 in official State implementation air quality plan (SIP) submissions to EPA and for certain transportation conformity analyses outside of California. This notice starts a two-year grace period before the MOVES2010 emission model is required to be used in new regional emissions analyses for transportation conformity determinations outside of California. EPA is not approving MOVES2010 for project-level transportation conformity hot-spot analyses at this time; the Agency will approve the model for such analyses in the near future in a separate Federal Register notice when guidance is finalized.

EPA strongly encourages areas to use the interagency consultation process to examine how MOVES2010 will affect future transportation plan and transportation improvement program (TIP) conformity determinations so, if necessary, SIPs and motor vehicle emissions budgets can be revised with MOVES2010 or transportation plans and TIPs can be revised as appropriate prior to the end of the MOVES2010 conformity grace period. EPA also encourages State and local air agencies to consider how the release of MOVES2010 will affect analyses supporting SIP submissions under development.

**DATES :**  EPA’s approval of the MOVES2010 emissions model for SIPs and regional emissions analyses for transportation conformity is effective March 2, 2010. As discussed further below, today’s approval also starts a two-year transportation conformity grace period which ends on March 2, 2012, after which MOVES2010 is required to be used for new regional emissions analyses for transportation conformity.

**FOR FURTHER INFORMATION CONTACT :**  For technical model questions regarding the official release or use of MOVES2010, please e-mail EPA at mobile@epa.gov or call (734) 214–4636. For questions about SIPs, contact Rudy Kapichak at Kapichak.Rudolph@epa.gov or (734) 214–4574. For transportation conformity questions, contact Meg Patulski at Patulski.Meg@epa.gov or (734) 214–

4842.

**SUPPLEMENTARY INFORMATION :**  The contents of this notice are as follows:

I. What Is MOVES2010? II. SIP Policy for MOVES2010 III. Transportation Conformity Policy for MOVES2010 IV. Future Notice Approving MOVES2010 for Project-Level Conformity Hot-Spot Analyses Availability of MOVES2010 and Support Materials

Copies of the official version of the MOVES2010 model, along with user guides and supporting documentation, are available on EPA’s MOVES Web site: http://www.epa.gov/otaq/models/ moves/index.htm.

Guidance on how to apply MOVES2010 for SIPs and transportation conformity purposes, including ‘‘Policy Guidance on the Use of MOVES2010 for State Implementation Plan Development, Transportation Conformity, and Other Purposes ’’ (EPA– 420–B–09–046, December 2009) and

‘‘ Technical Guidance on the Use of MOVES2010 for Emission Inventory Preparation in State Implementation Plans and Transportation Conformity’’ (EPA–420–B–09–042, December 2009) can be found on the EPA’s transportation conformity Web site at: http://www.epa.gov/otaq/ stateresources/transconf/policy.htm.


### 9412 Federal Register / Vol. 75, No. 40 / Tuesday, March 2, 2010 / Notices

1 Today’s notice does not affect emissions model requirements within California, where the EMFAC2007 emissions model is currently approved for SIP purposes and for regional emissions analyses and CO hot-spot analyses for transportation conformity (73 FR 3464). 2 See EPA’s notice of availability published in the Federal Register on May 19, 2004, 69 FR 28830– 28832. Also see EPA’s memoranda: ‘‘Policy Guidance on the Use of the November 1, 2006, Updated to AP–42 for Re-entrained Road Dust for SIP Development and Transportation Conformity, ’’ August 2, 2007; and ‘‘Policy Guidance on the Use of MOBILE6.2 and the December 2003 AP–42 Method for Re-entrained Road Dust for SIP Development and Transportation Conformity, ’’ February 24, 2004. These documents are available on EPA’s Web site at: http://www.epa.gov/otaq/ stateresources/transconf/policy.htm. EPA will continue to update this Web site as other MOVES support materials and guidance are developed.

Individuals who wish to receive EPA announcements related to the MOVES2010 model should subscribe to the EPA–MOBILENEWS e-mail listserver. To subscribe to the EPA– MOBILENEWS listserver, send a blank e-mail to EPA at join-EPAMOBILENEWS@lists.epa.gov. Your email address will then be added to the list of subscribers and a confirmation message will be sent to your e-mail address. Whenever a message is posted to the EPA–MOBILENEWS listserver by the listserver owner (the Assessment and Standards Division of EPA’s Office of Transportation and Air Quality), a copy of that message will be sent to every person who has subscribed. You can remove yourself from the list by sending a blank e-mail to EPA at leaveEPA-MOBILENEWS@lists.epa.gov. Thise-mail must be sent from the same email address that you used to subscribe. For more information about the EPA– MOBILENEWS listserver, visit EPA’s Web site at http://www.epa.gov/otaq/ models/mobilelist.htm.

I. What Is MOVES2010?

MOVES2010 is the state-of-the-art upgrade to EPA’s modeling tools for estimating emissions from highway vehicles, based on analysis of millions of emission test results and considerable advances in the Agency’s understanding of vehicle emissions. Today’s notice approves MOVES2010 as EPA’s official motor vehicle emissions factor model for estimating volatile organic compounds (VOCs), nitrogen oxides (NO X ), carbon monoxide (CO), direct particulate matter (PM 10 and PM 2.5 ) and other precursors from cars, trucks, buses, and motorcycles by State and local agencies for SIP purposes and regional emissions analyses for transportation conformity outside of California. For these purposes, MOVES2010 replaces the previous emissions model, MOBILE6.2, which was released in 2004 (69 FR 28830). 1

MOVES2010 improves upon MOBILE6.2 in several key respects. For example, MOVES2010 is based on a review of the vast amount of in-use vehicle data collected and analyzed since the release of MOBILE6.2, including millions of emissions measurements from light-duty vehicles. Analysis of this data has enhanced EPA’s understanding of how on-road mobile sources contribute to emissions inventories, and has also improved the agency’s understanding of the relative effectiveness of various controlstrategies. MOVES2010 has a databasecentered design that allows users much greater flexibility in organizing input and output data. This structure also allows EPA to update emissions data incorporated in MOVES2010 more easily.

MOVES2010 includes the capability to estimate vehicle exhaust and evaporative emissions as well as brake wear and tire wear emissions for criteria pollutants and precursors. However, MOVES2010 does not include thecapability to estimate emissions of reentrained road dust. To estimate emissions from re-entrained road dust, practitioners should continue to use the latest approved methodologies. 2 II. SIP Policy for MOVES2010

EPA has articulated its policy regarding the use of MOVES2010 in SIP development in its ‘‘Policy Guidance on the Use of MOVES2010 for State Implementation Plan Development, Transportation Conformity, and Other Purposes ’’ (EPA–420–B–09–046, December 2009). Today’s notice highlights certain aspects of the guidance, but State and local governments should refer to the guidance for more detailed information on how and when to use MOVES2010 in reasonable further progress SIPs, attainment demonstrations, maintenance plans, inventory updates, and other SIP submission requirements.

Although MOVES2010 should be used in SIP development as expeditiously as possible, EPA also recognizes the time and effort that States have already undertaken in SIP development using MOBILE6.2. SIPs that EPA has already approved are not required to be revised solely based on existence of the new model. States that have already submitted SIPs or will submit SIPs shortly after EPA’s approval of MOVES2010 are not required to revise these SIPs simply because a new motor vehicle emissions model is now available. States can choose to use MOVES2010 in these SIPs, for example, if it is determined that it is appropriate to update motor vehicle emissions budgets ( ‘‘budgets ’’ ) with the MOVES2010 model for future conformity determinations. However, EPA does not believe that a State’s use of MOBILE6.2 should be an obstacle to EPA approval for SIPs that have been or will soon be submitted, assuming that such SIPs are otherwise approvable and significant SIP work has already occurred ( e.g., attainment modeling for an attainment SIP has already been completed with MOBILE6.2). It would be unreasonable in such cases to require States to revise these SIPs with MOVES2010 since significant work has already occurred, and EPA intends to act on these SIPs in a timely manner.

States should use MOVES2010 where SIP development is in its initial stages or hasn’t progressed far enough along that switching to MOVES2010 would create a significantly adverse impact on State resources. For example, States (except California) that will be developing on-road mobile source inventories for 2006 24-hour PM 2.5 NAAQS SIPs should base those inventories on MOVES2010. EPA designated nonattainment areas for this NAAQS on November 13, 2009 (74 FR 58688), which should give State and local agencies time to incorporate MOVES2010 into SIP submissions for this NAAQS. MOVES2010 should be incorporated into these and other SIPs, as appropriate, since MOVES2010 emissions estimates are based on the best information currently available, as required by Clean Air Act section 172(c)(3) and 40 CFR 51.112(a)(1). III. Transportation Conformity Policy for MOVES2010

EPA is establishing a two-year grace period before MOVES2010 is required for new transportation plan and TIP conformity determinations and regional emissions analyses. This grace period begins today and ends March 2, 2012. The remainder of this section describes how the transportation conformity grace period was determined and summarizes how it will be implemented, including those circumstances when the grace period could be shorter than two years. However, for complete explanations of how MOVES2010 is to be implemented for transportation conformity, including details about using MOVES2010 during the grace period, refer to ‘‘Policy Guidance on the Use of MOVES2010 for State Implementation Plan Development, Transportation Conformity, and Other Purposes ’’ (EPA– 420–B–09–046, December 2009). EPA coordinated closely with the U.S.


### 9413 Federal Register / Vol. 75, No. 40 / Tuesday, March 2, 2010 / Notices

3 In this example, such an area would use MOVES2010 to develop a regional emissions analysis for comparison to the revised MOVES2010- based budgets ( e.g., PM 10 and NOx budgets). The regional emissions analysis for ozone could be based on MOBILE6.2 for the VOC and NOx budgets in the ozone SIP for the remainder of the conformity grace period. Department of Transportation (DOT) in the establishment of the grace period. A. Length of Conformity Grace Period

Transportation conformity is a Clean Air Act requirement to ensure that Federally supported highway and transit activities are consistent with ( ‘‘ conform to ’’ ) the SIP. Conformity to a SIP means that a transportation activity will not cause or contribute to new air quality violations; worsen existing violations; or delay timely attainment of the national ambient air quality standards or any interim milestone. Transportation conformity applies in nonattainment and maintenance areas for transportation-related pollutants: ozone, carbon monoxide (CO), PM 2.5 , PM 10 , and nitrogen dioxide.

The transportation conformity rule (40 CFR parts 51 and 93) requires that conformity determinations be based on the latest motor vehicle emissions model approved by EPA. Section 176(c)(1) of the Clean Air Act states that

‘‘ * * * [t]he determination of conformity shall be based on the most recent estimates of emissions, and such estimates shall be determined from the most recent population, employment, travel, and congestion estimates * * *. ’’ When EPA approves a new emissions model such as MOVES2010, a grace period is established before the model is required for conformity analyses. The conformity rule provides for a grace period for new emissions models of between three and 24 months (40 CFR 93.111(b)(1)).

EPA articulated its intentions for establishing the length of a conformity grace period in the preamble to the 1993 transportation conformity rule (58 FR 62211):

EPA and DOT will consider extending the grace period if the effects of the new emissions model are so significant that previous SIP demonstrations of what emission levels are consistent with attainment would be substantially affected. In such cases, States should have an opportunity to revise their SIPs before MPOs [metropolitan planning organizations] must use the model’s new emissions factors. In consultation with DOT, EPA must consider many factors when establishing a grace period for conformity determinations, including the degree of change in emissions models and the effects of the new model on the transportation planning process (40 CFR 93.111(b)(2)).

Upon consideration of all of these factors, EPA is establishing a two-year grace period, which begins today and ends on March 2, 2012, before MOVES2010 is required to be used for regional transportation conformity purposes. During this grace period, areas should use the interagency consultation process to examine the impact of using MOVES2010 in their future transportation plan and TIP conformity determinations and regional emissions analyses.

B. Circumstances When Grace Period Will Be Shorter Than Two Years

The grace period will be shorter than two years for a given pollutant if an area revises its SIP and budgets with MOVES2010, and such budgets become applicable for regional conformitypurposes prior to the end of the twoyear grace period. In this case, the new regional emissions analysis must use MOVES2010 if the conformity determination is based on a MOVES2010-based budget.

Areas that are designated nonattainment or maintenance for multiple pollutants may rely on both MOVES2010 and MOBILE6.2 to determine conformity for different pollutants during the grace period. For example, if an area revises a previously submitted (but not approved) MOBILE6.2-based PM 10 SIP with MOVES2010 and EPA finds these revised MOVES2010 budgets adequate for conformity, such budgets would apply for conformity on the effective date of the Federal Register notice announcing EPA’s adequacy finding. In this example, if an area was in nonattainment for PM 10 and ozone, the MOVES2010 grace period would end for PM 10 once EPA found the new MOVES2010-based SIP budgets adequate. However, MOBILE6.2 could continue to be used for ozone conformity determinations until the end of the MOVES2010 grace period. 3 EPA Regional Offices should be consulted for questions regarding such situations in multi-pollutant areas.

In addition, if an area revises a previously approved SIP using MOVES2010, the revised MOVES2010 budgets would be used for conformity purposes once EPA approves the MOVES2010 SIP revision, in most cases. In general, submitted SIPs cannot supersede approved budgets until they are approved. However, 40 CFR 93.118(e)(1) allows an approved budget to be replaced by an adequate budget if EPA’s approval of the initial budgets specifies that the budgets being approved may be replaced in the future by new adequate budgets. This flexibility has been used in limited situations in the past, such as during the transition from MOBILE5 to MOBILE6. In such cases, the MOVES2010-based budgets would be used for conformity purposes once they have been found adequate, if requested by the State in its SIP submission and specified in EPA’s SIP approval. States should consult with their EPA Regional Office to determine if this flexibility applies to their situation. C. Use of MOVES2010 During the Grace Period

During the conformity grace period, areas should use the interagency consultation process to examine how MOVES2010 will impact their future transportation plan and TIP conformity determinations and any regional emissions analyses. Areas should carefully consider whether the SIP and budgets should be revised with MOVES2010 or if transportation plans and TIPs should be revised before the end of the conformity grace period, since doing so may be necessary to ensure conformity in the future.

Regional emissions analyses that are started during the grace period can use either MOBILE6.2 or MOVES2010. When the grace period ends on March 2, 2012, MOVES2010 will become the only approved motor vehicle emissions model for regional emissions analyses for transportation conformity in States other than California. In general, this means that all new transportation plan and TIP conformity determinations started after the end of the grace period must be based on MOVES2010, even if the SIP is based on MOBILE6.2.

Finally, the conformity rule provides some flexibility for regional emissions analyses that are started before the end of the grace period. Analyses that begin before or during the grace period may continue to rely on MOBILE6.2. The interagency consultation process should be used if it is unclear if a MOBILE6.2- based analysis was begun before the end of the grace period. If you have questions about which model should be used in your conformity determination, you can also consult with your EPA Regional Office.
IV. Future Notice Approving MOVES2010 for Project-level Conformity Hot-spot Analyses

Today’s notice does not approve MOVES2010 for use in transportation conformity hot-spot analyses in PM 2.5, PM 10 , and CO nonattainment and


### 9414 Federal Register / Vol. 75, No. 40 / Tuesday, March 2, 2010 / Notices

4 In CO nonattainment and maintenance areas, a hot-spot analysis is required for all non-exempt projects, with quantitative hot-spot analyses being required for larger, congested intersections and other projects (40 CFR 93.123(a)(1)). In addition, the conformity rule requires that a quantitative PM 10 or PM 2.5 hot-spot analysis be completed for certain projects of local air quality concern once EPA releases modeling guidance and announces in the Federal Register that the PM 10 and PM 2.5 quantitative hot-spot analysis requirements are in effect (40 CFR 93.123(b)). In coordination with DOT, EPA is currently preparing guidance on how to conduct quantitative PM 2.5 and PM 10 hot-spot modeling to implement this requirement. maintenance areas. 4 EPA will approve MOVES2010 for these purposes, and establish a separate two-year conformity grace period, in a subsequent Federal Register notice. Details on how EPA intends to implement MOVES2010 for quantitative CO, PM 2.5 , and PM 10 hotspot analyses can be found in ‘‘Policy Guidance on the Use of MOVES2010 for State Implementation Plan Development, Transportation Conformity, and Other Purposes ’’ (EPA– 420–B–09–042, December 2009).

Dated: February 24, 2010. Margo Tsirigotis Oge, Director, Office of Transportation and Air Quality.

[FR Doc. 2010–4312 Filed 3–1–10; 8:45 am]

**BILLING CODE 6560–50–P**

**EXPORT-IMPORT BANK OF THE UNITED STATES** 

**Notice of Open Meeting of the Advisory Committee of the Export** **Import Bank of the United States (Ex Im Bank)** 

**SUMMARY :**  The Advisory Committee was established by Public Law 98–181, November 30, 1983, to advise the Export-Import Bank on its programs and to provide comments for inclusion in the reports of the Export-Import Bank of the United States to Congress.

**TIME AND PLACE :**  Friday, March 12, 2010 beginning at 2:30 p.m. The meeting will be held in the Palladian Room at the Onmi Shoreham Hotel, 2500 Calvert Street, NW., Washington, DC 20008.

Agenda: Agenda items include a briefing on the status of the 2010 Advisory Committee’s Subcommittees and the challenges for 2010.

Public Participation: The meeting will be open to public participation, and the last 10 minutes will be set aside for oral questions or comments. Members of the public may also file written statement(s) before or after the meeting. If any person wishes auxiliary aids (such as a sign language interpreter) or other special accommodations, please contact, prior to March 3, 2010, Susan Houser, Room 1273, 811 Vermont Avenue, NW., Washington, DC 20571, Voice: (202) 565–3232 or TDD (202) 565–3377.

**FOR FURTHER INFORMATION CONTACT :**  For further information, contact Susan Houser, Room 1273, 811 Vermont Ave., NW., Washington, DC 20571, (202) 565–

3232.

Jonathan Cordone,

Senior Vice President and General Counsel.

[FR Doc. 2010–4208 Filed 3–1–10; 8:45 am]

**BILLING CODE 6690–01–M**

**FARM CREDIT ADMINISTRATION**

**Farm Credit Administration Board; Sunshine Act; Regular Meeting** 

**AGENCY :**  Farm Credit Administration.

**SUMMARY :**  Notice is hereby given, pursuant to the Government in the Sunshine Act (5 U.S.C. 552b(e)(3)), of the regular meeting of the Farm Credit Administration Board (Board).

**DATE AND TIME :**  The regular meeting of the Board will be held at the offices of the Farm Credit Administration in McLean, Virginia, on March 11, 2010, from 9 a.m. until such time as the Board concludes its business.

**FOR FURTHER INFORMATION CONTACT :**  Roland E. Smith, Secretary to the Farm Credit Administration Board, (703) 883– 4009, TTY (703) 883–4056.

**ADDRESSES :**  Farm Credit Administration, 1501 Farm Credit Drive, McLean, Virginia 22102–5090.

**SUPPLEMENTARY INFORMATION :**  This meeting of the Board will be open to the public (limited space available). In order to increase the accessibility to Board meetings, persons requiring assistance should make arrangements in advance. The matters to be considered at the meeting are:
Open Session A. Approval of Minutes

• February 24, 2010

B. New Business

• Director Elections—Final Rule

C. Reports

• Office of Management Services

Quarterly Report
Dated: February 25, 2010. Roland E. Smith, Secretary, Farm Credit Administration Board.

[FR Doc. 2010–4348 Filed 2–26–10; 11:15 am]

**BILLING CODE 6705–01–P FEDERAL RESERVE SYSTEM** 

**Change in Bank Control Notices; Acquisition of Shares of Bank or Bank**  **Holding Companies**

The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and § 225.41 of the Board’s Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company. The factors that are considered in acting on the notices are set forth in paragraph 7 of the Act (12 U.S.C. 1817(j)(7)).

The notices are available for immediate inspection at the Federal Reserve Bank indicated. The notices also will be available for inspection at the office of the Board of Governors. Interested persons may express their views in writing to the Reserve Bank indicated for that notice or to the offices of the Board of Governors. Comments must be received not later than March 17, 2010.

A. Federal Reserve Bank of Atlanta (Steve Foley, Vice President) 1000 Peachtree Street, N.E., Atlanta, Georgia

30309:

1. Anthony Jennings Roy, III

, Marksville, Louisiana; to retain voting shares of Mansura Bancshares, Inc., Mansura, Louisiana, and thereby indirectly retain voting shares of The Cottonport Bank, Cottonport, Louisiana.

Board of Governors of the Federal Reserve System, February 25, 2010. Robert deV. Frierson, Deputy Secretary of the Board.

[FR Doc. 2010–4225 Filed 3–1–10; 8:45 am]

**BILLING CODE 6210–01–S**

**FEDERAL RESERVE SYSTEM**

**Formations of, Acquisitions by, and Mergers of Bank Holding Companies** 

The companies listed in this notice have applied to the Board for approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 1841 et seq. ) (BHC Act), Regulation Y (12 CFR Part 225), and all other applicable statutes and regulations to become a bank holding company and/or to acquire the assets or the ownership of, control of, or the power to vote shares of a bank or bank holding company and all of the banks and nonbanking companies owned by the bank holding company, including the companies listed below.

The applications listed below, as well as other related filings required by the Board, are available for immediate inspection at the Federal Reserve Bank indicated. The applications also will be available for inspection at the offices of