Exhibit 10.16



                             JOHN H. HARLAND COMPANY

                            2006 STOCK INCENTIVE PLAN

1.       Background and Purpose

         The purpose of this Plan is to promote the interests of John H. Harland
Company through the granting of Options, Stock Appreciation Rights, Restricted
Stock and Performance Share Units in order to (1) attract and retain Employees,
(2) provide an additional incentive to each Employee to work to increase the
value of Stock, and (3) provide each Employee with a stake in the future of the
Company that corresponds to the stake of each of the Company's stockholders.

2.       Definitions

         Each term set forth in this ss. 2 shall have the meaning set forth
opposite such term and any reference to the plural of a defined term shall
include the singular.

2.1. Award - an Option, SAR, Restricted Stock or Performance Share Unit award.

2.2. Award Agreement - the document that sets forth the terms and conditions of
an Award.

2.3. Board - the Board of Directors of the Company.

2.4. Change in Control Event - unless otherwise provided in the applicable Award
Agreement, the consummation of the sale by the Company of all or substantially
all of its assets or the consummation of any merger, consolidation,
reorganization, division or other corporate transaction, in each case, where
persons who were shareholders of the Company immediately prior to such sale,
merger, consolidation, reorganization, division or other corporate transaction
do not, immediately thereafter, own (directly or indirectly) more than 50% of
the combined voting power of the purchaser of the assets or the merged,
consolidated, reorganized or other entity resulting from such corporate
transaction and the entity resulting from such merger, consolidation,
reorganization, division or other corporate transaction is not an employee
benefit plan of the Company or its subsidiaries.

2.5. Code - the Internal Revenue Code of 1986, as amended.

2.6. Committee - a committee of the Board comprised of at least 3 members
appointed by the Board. Each Committee member shall be a "non-employee director"
within the meaning of Rule 16b-3 and an "outside director" within the meaning of
Code ss. 162(m).

2.7. Company - John H. Harland Company and any successor thereto.

2.8. Effective Date - the date this Plan is approved by the shareholders of the
Company.

2.9. Employee - an employee of the Company or any Subsidiary or Parent.


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2.10. Fair Market Value - as of any date, (a) if the Stock is quoted on a
national quotation system, (1) the closing price of the Stock on such date on
the national quotation system selected by the Committee or (2) if there was no
quotation of the Stock on such date on such quotation system, the closing price
on the next preceding business day on which there was such a quotation, or (b)
if the Stock is not quoted on a national quotation system, the price that the
Committee acting in good faith determines through any reasonable valuation
method that a share of Stock might change hands between a willing buyer and a
willing seller, neither being under any compulsion to buy or to sell and both
having reasonable knowledge of the relevant facts.

2.11. ISO - an Option that is intended to satisfy the requirements of Code ss.
422.

2.12. 1933 Act - the Securities Act of 1933, as amended.
      --------

2.13. 1934 Act - the Securities Exchange Act of 1934, as amended.
      --------

2.14. Non-ISO - an Option that either expressly or operationally does not
      satisfy the requirements of Code ss. 422.

2.15. Option - an option to purchase Stock granted in accordance with ss. 6.

2.16. Option Price - the price to purchase one share of Stock upon the
      exercise of an Option.

2.17. Parent - any corporation that is a parent corporation of the Company
      within the meaning of Code ss. 424(e).

2.18. Performance Goal - the goal or goals, if any, established by the Committee
based on one or more of the following business criteria that are to be achieved
during a performance period determined by the Committee:

         o        Earnings per Share
         o        Net Income
         o        Operating Income
         o        Earnings Growth
         o        Revenue
         o        Return on Assets
         o        Return on Equity
         o        Return on Investment
         o        Return on Capital Employed
         o        Cash Flow
         o        Operating Margins
         o        Working Capital
         o        Total Shareholder Return

      Performance Goals may be based (as the Committee deems appropriate) on
(a) Company-wide performance, (b) performance of a Subsidiary, division, region,
department, function, plant, facility or other operational unit of the Company,
(c) individual performance (if applicable), or (d) any combination of the

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foregoing. Performance Goals may be set in any manner determined by the
Committee, including looking to achievement on an absolute basis or on a
relative basis to prior periods or in relation to peer group, indexes or other
external measure of the selected criteria. When the Committee establishes
Performance Goals, the Committee shall establish the general objective rules
that the Committee will use to determine the extent, if any, that such
Performance Goals have been met. In establishing the objective rules, the
Committee may take into account any extraordinary or one-time or other
non-recurring items of income or expense or gain or loss or any events,
transactions or other circumstances that the Committee deems relevant in light
of the nature of the Performance Goals set for the Employee or the assumptions
made by the Committee regarding such goals.

2.19. Performance Share Unit - a unit granted pursuant to ss. 9, the value of
which is equal to the Fair Market Value of one share of Stock and which is
payable in cash or Stock reflected by such grant.

2.20. Plan - this 2006 Stock Incentive Plan.

2.21. Restricted Stock - Stock granted in accordance with ss. 8.

2.22. Rule 16b-3 - the exemption under Rule 16b-3 of the 1934 Act.
      ----------

2.23. SAR or Stock Appreciation Right - a right granted pursuant to ss. 7 to be
paid an amount measured by the appreciation in the Fair Market Value of a share
of Stock on the date of exercise over the grant price, with payment to be made
in cash or Stock, as provided in the Award Agreement.

2.24. Stock - $1.00 par value common stock of the Company.
      -----

2.25. Subsidiary - a corporation that is a subsidiary corporation of the
Company within the meaning of Code ss. 424(f).

2.26. Ten Percent Shareholder - a person who owns more than ten percent of the
total combined voting power of all classes of stock of either the Company, a
Subsidiary or Parent, after taking into account the attribution rules of Code
ss. 424(d).

3.   Shares Reserved Under Plan; Reduction in Shares

3.1  Maximum Authorization. There shall be 3,000,000 shares of Stock
authorized for issuance under this Plan, and no more than 500,000 shares of
Stock may be issued through ISOs. To the extent the Company deems appropriate,
such shares of Stock may be reserved from authorized but unissued shares of
Stock and from shares of Stock that have been reacquired by the Company. Any
shares of Stock subject to an Award that remain unissued after the cancellation,
expiration, exercise or exchange of the Award, and any shares subject to an
Award that are forfeited, shall be available for use in future grants under this
Plan. Any shares of Stock tendered to exercise an Option or to satisfy a
withholding obligation shall not be available for use in future grants under
this Plan.

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3.2   Reduction of Authorized Shares for Full Value Grants. Awards other
than Options and cash-settled SARs will reduce the number of shares of Stock
available for issuance under this Plan by 2.1 shares for each share of Stock
covered by a stock-settled SAR, Restricted Stock or Performance Share Unit.

4.    Committee

      This Plan shall be administered by the Committee. The Committee acting
in its absolute discretion shall interpret this Plan and take such action in the
administration and operation of this Plan as the Committee deems appropriate
under the circumstances. For example, the Committee shall have the authority to
delegate to the Chief Executive Officer of the Company the power to grant Awards
to certain Employees pursuant to guidelines established by the Committee from
time to time and to delegate to any officers of the Company the power to carry
out administrative duties with respect to the Plan. Any action of the Committee
or its delegate shall be binding on the Company, on each affected Employee and
on each other person directly or indirectly affected by such action.

5.    Eligibility and Annual Grant Caps

      Only Employees shall be eligible for the grant of Options, SARs,
Restricted Stock and Performance Share Units. No Employee shall be granted in
any calendar year Options to purchase more than 200,000 shares of Stock or SARs
with respect to more than 50,000 shares of Stock. No Employee shall be granted
more than 50,000 shares of Restricted Stock in any calendar year, and no
Employee shall be granted Performance Share Units with respect to more than
50,000 shares of Stock in any calendar year.

6. Options

6.1. Committee Action. The Committee acting in its absolute discretion may grant
Options to Employees from time to time. An Option may be granted in exchange for
the cancellation of any option to purchase Stock, subject to the provisions of
Section 6.3, or under any other circumstances which the Committee deems
appropriate. Each Option shall be evidenced by an Award Agreement. The Award
Agreement shall describe whether the Option is an ISO or a Non-ISO and shall
incorporate such other terms and conditions of the grant as the Committee acting
in its absolute discretion deems appropriate. If the Committee grants an ISO and
a Non-ISO to an Employee on the same date, the right of the Employee to exercise
the ISO shall not be conditioned on his or her failure to exercise the Non-ISO.
However, the Committee shall have the right to grant a Non-ISO and another type
of Award (other than an ISO) to an Employee at the same time and to condition
the exercise of the Non-ISO on the forfeiture of such other Award.

6.2. $100,000 Limit for ISOs. To the extent that the aggregate Fair Market Value
of Stock subject to ISOs (determined as of the date the ISO is granted) that
first becomes exercisable in any calendar year exceeds $100,000, such Options
shall be treated as Non-ISOs. The Fair Market Value of Stock subject to any
other option (determined as of the date the option is granted) that (a)
satisfies the requirements of Code ss. 422 and (b) is granted to an Employee
under another plan maintained by the Company, a Subsidiary or Parent shall be
treated (for purposes of this $100,000 limitation) as if granted under this
Plan. The Committee shall interpret and administer the limitation in this ss.
6.2 in accordance with Code ss. 422(d) or any successor section.

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6.3. Option Price. The Option Price shall be no less than the Fair Market Value
of a share of Stock on the date the Option is granted; provided, however, if the
Option is an ISO granted to an Employee who is a Ten Percent Shareholder, the
Option shall be no less than 110% of the Fair Market Value of a share of Stock
on the date such ISO is granted. In no event may an outstanding Option be
amended (directly or indirectly, for example, by exchange) to lower the Option
Price thereof.

6.4. Payment of Option Price. The Option Price shall be payable in full upon the
exercise of any Option. At the discretion of the Committee, an Award Agreement
may provide for the payment of the Option Price either in cash, by check or in
shares of Stock, or in any combination of cash, check and such Stock. A payment
by a check acceptable to the Committee shall be treated as a payment in cash
under this Plan. The Option Price may be paid through any broker-facilitated
cashless exercise procedure acceptable to the Committee or its delegate, and if
approved by the Committee, the Company may, in accordance with an Employee's
instructions, transfer Stock acquired upon the exercise of an Option directly to
a third party in connection with any arrangement made by the Employee for
financing the exercise of such Option. The value of any Stock surrendered as
payment in the exercise of an Option shall be equal to the Fair Market Value of
such Stock on the date such Stock is properly surrendered to the Committee or
its delegate.

6.5. Exercise Period. Each Option shall be exercisable in whole or in part at
such time or times as set forth in the related Award Agreement, but no Option
shall be exercisable after the earlier of (a) the tenth anniversary of the date
the Option is granted, if the Option is (1) a Non-ISO or (2) an ISO that is
granted to an Employee who is not a Ten Percent Shareholder on the date the
Option is granted, or (b) the fifth anniversary of the date the Option is
granted, if the Option is an ISO and the Employee is a Ten Percent Shareholder
on the date the Option is granted. An Award Agreement may provide for the
exercise of an Option after the employment of an Employee has terminated for any
reason whatsoever, including death or disability; provided an Award Agreement
for an ISO must incorporate the post-employment exercise restrictions of Code
ss. 422.

7. Stock Appreciation Rights

7.1. Committee Action. The Committee acting in its absolute discretion may grant
SARs to Employees from time to time and may make SAR grants in exchange for the
cancellation of an outstanding SAR grant. Each such SAR grant shall be evidenced
by an Award Agreement.

7.2. SAR Terms. The Committee shall determine the time or times at which a SAR
may be exercised in whole or in part, the grant price of the SAR (which shall
not be less than the Fair Market Value of a share of Stock on the date of grant
of the SAR), the method of exercise, form of consideration payable in settlement
(cash or shares of Stock), method by which Stock will be delivered or deemed to
be delivered to the Employee, whether or not a SAR shall be in tandem with any
other Award, and any other terms and conditions of any SAR.

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7.3. Exercise Period. Each SAR shall be exercisable in whole or in part at such
time or times as set forth in the related Award Agreement, but no SAR shall be
exercisable after the tenth anniversary of the date the SAR is granted. An Award
Agreement may provide for the exercise of a SAR after the employment of an
Employee has terminated for any reason whatsoever, including death or
disability.

8. Restricted Stock

8.1. Committee Action. The Committee acting in its absolute discretion may grant
Restricted Stock to Employees from time to time and may make Restricted Stock
grants in exchange for the cancellation of an outstanding Restricted Stock
grant. Each grant of Restricted Stock shall be evidenced by an Award Agreement,
which shall describe the conditions under which the Employee's interest in the
underlying Stock will become nonforfeitable, consistent with ss. 8.2 below.

8.2. Forfeiture Conditions. The Committee acting in its absolute discretion may
grant Restricted Stock subject to such forfeiture conditions (including, without
limitation, Performance Goals) as the Committee deems appropriate for Employees
generally or for an Employee in particular, and the Award Agreement shall
describe each such condition and the deadline for satisfying each such condition
to avoid forfeiture of the Restricted Stock. An Employee's nonforfeitable
interest in Restricted Stock shall depend on the extent to which he or she
timely satisfies each forfeiture condition. The Company or its agent may retain
custody of the Restricted Stock pending the satisfaction of any forfeiture
conditions applicable thereto.

8.3. Dividends and Voting Rights. Except as otherwise provided in the Award
Agreement, any cash dividend declared on Restricted Stock shall be paid directly
to the Employee holding such Restricted Stock. No dividends to holders of
Restricted Stock shall be payable in Stock. An Employee shall have the right to
vote Restricted Stock.

8.4. Satisfaction of Forfeiture Conditions. Shares of Stock shall cease to be
Restricted Stock at such time as provided in the Award Agreement, and a
certificate representing the unrestricted Stock shall be transferred to the
Employee as soon as practicable thereafter.

9. Performance Share Units

9.1. Committee Action. The Committee acting in its absolute discretion may grant
Performance Share Units to Employees from time to time. Each such Performance
Share Unit grant shall be evidenced by an Award Agreement, which shall set forth
the number of Performance Share Units granted to the Employee and the
performance period for the Award and shall describe the conditions under which
the Performance Share Units will vest and be paid and such other terms and
conditions of the grant as the Committee acting in its absolute discretion deems
appropriate.

9.2. Vesting. The Committee acting in its absolute discretion may make
Performance Share Units subject to one or more objective employment, performance
or other vesting condition (including, without limitation, Performance Goals)
that the Committee deems appropriate for Employees generally or for an Employee
in particular, and the related Award Agreement shall set forth each vesting
condition and the deadline for satisfying the same.

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9.3. No Adjustment for Cash Dividends. Except as otherwise provided in the Award
Agreement, there shall be no adjustment to Performance Share Units for dividends
paid by the Company other than for dividend equivalent adjustments made by the
Committee for stock dividends in accordance with ss. 13.1.

9.4. Payment of Performance Share Units. Unless otherwise provided in the Award
Agreement, payment of a vested Performance Share Unit Award or, if an Award
provides for partial vesting, the vested portion of such Award shall be made in
a single sum of cash or Stock (as provided in the Award Agreement) as soon as
practicable after the Committee certifies that the Award or portion of the Award
is payable, but in no event later than 2 1/2 months after the calendar year in
which the Award or portion of the Award becomes vested.

9.5. Section 409A Compliance. The Company intends that any Performance Share
Unit Awards granted hereunder (a) comply with the Code ss.409A and the
regulations, rulings and other guidance issued thereunder (the "Requirements")
and be operated in accordance with such Requirements so that compensation paid
in connection with such Awards (and applicable investment earnings) shall not be
included in income under Code ss. 409A or (b) be exempt from the application of
the Requirements as a "short-term deferral". Any ambiguities in this Plan shall
be construed to effect the intent as described in this ss. 9.5. If any provision
of this Plan is found to be in violation of the Requirements, then such
provision shall be deemed to be modified or restricted to the extent and in the
manner necessary to render such provision in conformity with the Requirements,
or shall be deemed excised from this Plan, and this Plan shall be construed and
enforced to the maximum extent permitted by the Requirements as if such
provision had been originally incorporated in this Plan as so modified or
restricted, or as if such provision had not been originally incorporated in this
Plan, as the case may be.

10. Nontransferability

         An Award shall not be transferable by an Employee other than by will or
by the laws of descent and distribution. During an Employee's lifetime, an Award
shall be exercisable only by the Employee; however, the person or persons to
whom an Award is transferred by will or by the laws of descent and distribution
thereafter shall be treated as the Employee under this Plan. The restriction on
transfer described in this ss. 10 shall be incorporated in each Award Agreement.

11. Securities Registration

         Each Award Agreement shall provide that, upon the receipt of Stock, the
Employee shall, if so requested by the Company, (a) hold such Stock for
investment and not with a view of resale or distribution to the public and (b)
deliver to the Company a written statement satisfactory to the Company to that
effect. As for Stock issued pursuant to this Plan, the Company at its expense
shall take such action as it deems necessary or appropriate to register the
original issuance of such Stock to an Employee under the 1933 Act or under any
other applicable securities laws or to qualify such Stock for an exemption under
any such laws prior to the issuance of such Stock to an Employee; however, the
Company shall have no obligation whatsoever to take any such action in
connection with the transfer, resale or other disposition of such Stock by an
Employee.

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12. Life of Plan

         This Plan automatically shall terminate on the earlier of (1) the tenth
anniversary of the effective date of this Plan (as determined under ss. 2.8) or
(2) the date on which all of the Stock authorized for issuance under ss. 3 has
been issued and the forfeiture conditions with respect to any outstanding
Restricted Stock Awards have been satisfied, and no Award shall be granted after
such date. In the event the Plan terminates as a result of clause (1) of the
preceding sentence, the outstanding Awards shall continue to be governed by the
terms of the Plan until all outstanding Awards have been exercised in full or
are no longer exercisable or forfeited or the conditions thereof satisfied.

13. Adjustment

13.1. Capital Structure. In the event of any change in the capitalization of the
Company, including, but not limited to, such changes as stock dividends or stock
splits, the Committee shall adjust in an equitable manner (a) the number, kind
or class (or any combination thereof) of shares of Stock authorized for issuance
under ss. 3 and subject to Options or Restricted Stock or reflected by SARs or
Performance Share Units, (b) the Option Price of Options and (c) the grant price
of SARs, to reflect such change.

13.2. Sale or Merger. The Committee as part of any corporate transaction, such
as a merger, consolidation, acquisition or disposition of property or stock,
extraordinary dividend, separation (including a spin-off), reorganization or
partial or complete liquidation, shall have the right to adjust the number, kind
or class (or any combination thereof) of shares of Stock authorized for issuance
under ss. 3 and subject to Options (including the Option Price of such Options)
or Restricted Stock or reflected by SARs (including the grant price of such
SARs) or Performance Share Units and related forfeiture and vesting conditions.
The Committee may grant Awards to effect the assumption of, or the substitution
for, awards previously granted by any other entity to the extent that such
transaction calls for such substitution or assumption of such awards.

13.3. Fractional Shares. If any adjustment under this ss. 13 would create a
fractional share of Stock or a right to acquire a fractional share of Stock,
such fractional share shall be disregarded and the number of shares of Stock
that otherwise would result from such adjustment shall be the next lower number
of shares of Stock, rounding all fractions downward. An adjustment made under
this ss. 13 by the Committee shall be conclusive and binding on all affected
persons.

14. Change in Control of the Company

         If there is a Change in Control Event and the agreement relating to the
Change in Control Event does not provide for the assumption or substitution of
Options and SARs, each Option and SAR Award Agreement in the discretion and at
the direction of the Committee may be canceled unilaterally if (1) any
restrictions on the exercise of the Option or SAR are waived before the Award
Agreement is canceled such that the Employee has the opportunity to exercise the
Option or SAR in full before such cancellation, (2) the Company transfers to the
Employee that number of shares of Stock obtained by dividing (a) the excess of
the Fair Market Value of the number of shares which remain subject to the
exercise of such Option or SAR as of any date over the total Option Price or

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grant price, as the case may be, by (b) the Fair Market Value of a share of
Stock on such date, which number shall be rounded down to the nearest whole
number, or (3) the Company transfers to an Employee the same consideration which
the Employee otherwise would receive as a shareholder of the Company in
connection with such Change in Control Event if the Employee held the number of
shares of Stock which would have been transferable to him or to her under clause
(2) above if such number had been determined immediately before such Change in
Control Event. In addition, in the event of a Change in Control Event, in the
sole discretion and at the direction of the Committee, (i) any and all
outstanding forfeiture conditions on any Restricted Stock may be deemed
satisfied in full, and (ii) a Performance Share Unit Award may vest and be paid
out at target.

15. Amendment or Termination

         This Plan may be amended by the Board or the Committee from time to
time to the extent that the Board or the Committee deems necessary or
appropriate; provided, however, in the event any such amendment would require
shareholder approval under applicable law or stock exchange rules, such
amendment shall be subject to shareholder approval. The Board or the Committee
also may suspend the granting of Awards at any time and may terminate this Plan
at any time; provided, however, neither the Board nor the Committee shall have
the right unilaterally to modify, amend or cancel any Awards granted before such
suspension or termination unless (1) the Employee consents in writing to such
modification, amendment or cancellation or (2) there is a dissolution or
liquidation of the Company or a transaction described in ss. 13 or ss. 14.
Notwithstanding the foregoing, unless otherwise determined by the Board or the
Committee upon amending the Plan, any outstanding Awards automatically shall
incorporate any amendments to the Plan.

16. Miscellaneous

16.1. Shareholder Rights. No Employee shall have any rights as a shareholder of
the Company as a result of the grant of an Option or SAR, or his or her exercise
of such Option or SAR, or the grant of a Performance Share Unit, pending the
actual delivery to such Employee of Stock upon the exercise or vesting, as the
case may be, of such Award. Subject to ss. 8.3, an Employee's rights as a holder
of Restricted Stock shall be set forth in the related Award Agreement.

16.2. No Contract of Employment. The grant of an Award shall not constitute a
contract of employment and shall not confer on an Employee any rights upon his
or her termination of employment in addition to those rights, if any, expressly
set forth in the related Award Agreement.

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16.3. Withholding. Each Award shall be made subject to the condition that the
Employee consents to whatever action the Committee directs to satisfy the
minimum statutory federal, state and local tax withholding requirements, if any,
that the Committee in its discretion deems applicable to the exercise of such
Award or the satisfaction of any forfeiture or vesting conditions with respect
to such Award. An Employee may elect to satisfy such minimum federal and state
tax withholding requirements through a reduction in the number of shares of
Stock actually transferred to him or to her under this Plan. No withholding
shall be effected under this Plan that exceeds the minimum statutory federal and
state withholding requirements.

16.4. Tax Bonus Payment. The Committee acting in its absolute discretion shall
have the power to authorize and direct the payment of a cash bonus to an
Employee to pay his or her federal, state and local income and excise tax
liability that the Committee deems attributable (a) to his or her interest in
Awards becoming nonforfeitable or vesting and (b) to such cash bonus. Any such
bonus shall be paid in no event later than the date that is 2 1/2 months after
the end of the calendar year in which Restricted Stock becomes nonforfeitable or
Performance Share Units vest.

16.5. Construction. All references to sections (ss.) are to sections (ss.) of
this Plan unless otherwise indicated. The headings to sections in this Plan have
been included for convenience of reference only. This Plan shall be construed
under the laws of the State of Georgia.

16.6. Other Conditions. Each Award Agreement may require that an Employee enter
into any agreement or make such representations prepared by the Company,
including any agreement that restricts the transfer of Stock acquired pursuant
to such Award or provides for the repurchase of such Stock by the Company under
certain circumstances.

16.7. Rule 16b-3. The Committee shall have the right to amend any Award or to
withhold or otherwise restrict the transfer of any Stock under this Plan to an
Employee as the Committee deems appropriate in order to satisfy any condition or
requirement under Rule 16b-3 to the extent Rule 16 of the 1934 Act might be
applicable to such Award or transfer.

16.8. Performance-Based Compensation under Code Section 162(m). The Committee
shall have full and absolute discretion to determine whether an Award granted
under this Plan is intended to comply with the requirements of Code ss. 162(m)
and the regulations thereunder as "performance-based" compensation.


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