Information to identify the case:

Debtor 1 Terra Nat'e Futrell

First Name Middle Name Last Name

Social Security number or ITIN xxx−xx−5429

EIN _ _−_ _ _ _ _ _ _

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

Social Security number or ITIN _ _ _ _

EIN _ _−_ _ _ _ _ _ _

United States Bankruptcy Court Eastern District of Virginia

Case number: 16−30155−KLP

Discharge of Debtor 12/15

IT IS ORDERED: A discharge under 11 U.S.C. § 1328(a) is granted to:

Terra Nat'e Futrell

April 8, 2021 For the court: William C. Redden

Clerk

Explanation of Bankruptcy Discharge in a Chapter 13 Case

This order does not close or dismiss the case.

Creditors cannot collect discharged debts

This order means that no one may make any

attempt to collect a discharged debt from the

debtors personally. For example, creditors cannot

sue, garnish wages, assert a deficiency, or

otherwise try to collect from the debtors personally

on discharged debts. Creditors cannot contact the

debtors by mail, phone, or otherwise in any

attempt to collect the debt personally. Creditors

who violate this order can be required to pay

debtors damages and attorney's fees.

However, a creditor with a lien may enforce a

claim against the debtors' property subject to that

lien unless the lien was avoided or eliminated. For

example, a creditor may have the right to foreclose

a home mortgage or repossess an automobile.

This order does not prevent debtors from paying

any debt voluntarily. 11 U.S.C. § 524(f).

Most debts are discharged

Most debts are covered by the discharge, but

not all. Generally, a discharge removes the

debtors' personal liability for debts provided for

by the chapter 13 plan.

In a case involving community property: Special

rules protect certain community property owned

by the debtor's spouse, even if that spouse did

not file a bankruptcy case.

Some debts are not discharged

Examples of debts that are not discharged are:

debts that are domestic support

obligations;

♦ 

♦ debts for most student loans;

debts for certain types of taxes specified

in 11 U.S.C. §§ 507(a)(8)( C),

523(a)(1)(B), or 523(a)(1)(C) to the

extent not paid in full under the plan;

♦ 

For more information, see page 2>

Form 3180W Chapter 13 Discharge page 1

Case 16-30155-KLP Doc 34 Filed 04/10/21 Entered 04/11/21 00:17:33 Desc Imaged

Certificate of Notice Page 1 of 4
debts that the bankruptcy court has

decided or will decide are not discharged

in this bankruptcy case;

♦ 

debts for restitution, or a criminal fine,

included in a sentence on debtor's criminal

conviction;

♦ 

some debts which the debtors did not

properly list;

♦ 

debts provided for under 11 U.S.C. §

1322(b)(5) and on which the last payment

or other transfer is due after the date on

which the final payment under the plan

was due;

♦ 

debts for certain consumer purchases

made after the bankruptcy case was filed if

obtaining the trustee's prior approval of

incurring the debt was practicable but was

not obtained;

♦ 

debts for restitution, or damages,

awarded in a civil action against the

debtor as a result of malicious or willful

injury by the debtor that caused

personal injury to an individual or the

death of an individual; and

♦ 

debts for death or personal injury

caused by operating a vehicle while

intoxicated.

♦ 

In addition, this discharge does not stop

creditors from collecting from anyone else who

is also liable on the debt, such as an insurance

company or a person who cosigned or

guaranteed a loan.

This information is only a general

summary of a chapter 13 discharge; some

exceptions exist. Because the law is

complicated, you should consult an

attorney to determine the exact effect of

the discharge in this case.

Form 3180W Chapter 13 Discharge page 2

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Certificate of Notice Page 2 of 4
United States Bankruptcy Court

Eastern District of Virginia

In re: Case No. 16-30155-KLP

Terra Nat'e Futrell Chapter 13

Debtor

CERTIFICATE OF NOTICE

District/off: 0422-7 User: baumgartn Page 1 of 2

Date Rcvd: Apr 08, 2021 Form ID: 3180W Total Noticed: 21

The following symbols are used throughout this certificate:

Symbol Definition

+ Addresses marked '+' were corrected by inserting the ZIP, adding the last four digits to complete the zip +4, or replacing an incorrect ZIP. USPS

regulations require that automation-compatible mail display the correct ZIP.

## Addresses marked '##' were identified by the USPS National Change of Address system as undeliverable. Notices will no longer be delivered by

the USPS to these addresses; therefore, they have been bypassed. The debtor's attorney or pro se debtor was advised that the specified notice was

undeliverable.

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on Apr 10, 2021:

Recip ID Recipient Name and Address

db + Terra Nat'e Futrell, 5542 Old Warson Drive, North Chesterfield, VA 23237-3931

13214504 + Anderson Financial Services LLC Loan Max, 3440 Preston Ridge Rd, Ste 500, Alpharetta, GA 30005-3823

13204989 + Occidental Development, Godwin Jones & Price PC, 20 S Auburn Avenue, Richmond, VA 23221-2910

13204990 + Ocwen Loan Sevicing Llc, Attn: Research Dept, 1661 Worthington Rd Ste 100, West Palm Beach, FL 33409-6493

13204992 Rent-A-Center, 630 W. Southside Plaza S, Richmond, VA 23224-1721

TOTAL: 5

Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center.

Electronic transmission includes sending notices via email (Email/text and Email/PDF), and electronic data interchange (EDI). Electronic transmission is in Eastern

Standard Time.

Recip ID Notice Type: Email Address Date/Time Recipient Name and Address

cr + EDI: AISACG.COM

Apr 09 2021 03:43:00 Capital One Auto Finance, P.O. Box 201347,

Arlington, TX 76006-1347

13204981 + EDI: AAEO.COM

Apr 09 2021 03:43:00 Aaron Sales & Lease Ow, 1015 Cobb Place Blvd

Nw, Kennesaw, GA 30144-3672

13204982 + EDI: RMCB.COM

Apr 09 2021 03:43:00 Amca, 2269 S Saw Mill, Elmsford, NY

10523-3832

13204983 + Email/PDF: HCABKNotifications@resurgent.com

Apr 09 2021 02:18:04 CJW Medical Center, PO Box 740760, Cincinnati,

OH 45274-0760

13210955 + EDI: AISACG.COM

Apr 09 2021 03:43:00 Capital One Auto Finance, a division of Capital

On, P.O. Box 201347, Arlington, TX 76006-1347

13473319 + Email/Text: bkr@taxva.com

Apr 09 2021 02:08:00 Commonwealth of Virginia, Department of

Taxation, P.O. Box 2156, Richmond, VA

23218-2156

13204984 + Email/Text: bkaudit@amraccounts.com

Apr 09 2021 02:06:00 Credit Collections Inc/AMR, Po Box 60607,

Oklahoma City, OK 73146-0607

13204986 + EDI: IIC9.COM

Apr 09 2021 03:43:00 IC Systems, Inc, 444 Highway 96 East, Po Box

64378, St Paul, MN 55164-0378

13252049 EDI: IRS.COM

Apr 09 2021 03:43:00 Department of Treasury, P.O. Box 219236, Kansas

City, MO 64121-9236

13346806 EDI: JEFFERSONCAP.COM

Apr 09 2021 03:43:00 Jefferson Capital Systems LLC, Po Box 7999,

Saint Cloud Mn 56302-9617

13204987 EDI: JEFFERSONCAP.COM

Apr 09 2021 03:43:00 Jefferson Capital Systems, LLC, 16 Mcleland Rd,

Saint Cloud, MN 56303-0000

13248575 EDI: Q3G.COM

Apr 09 2021 03:43:00 Quantum3 Group LLC as agent for, Galaxy

International Purchasing LLC, PO Box 788,

Kirkland, WA 98083-0788

13204991 + Email/Text: colleen.atkinson@rmscollect.com

Apr 09 2021 02:08:00 Receivable Management, 7206 Hull Street Rd Ste,

North Chesterfield, VA 23235-5826

Case 16-30155-KLP Doc 34 Filed 04/10/21 Entered 04/11/21 00:17:33 Desc Imaged

Certificate of Notice Page 3 of 4
District/off: 0422-7 User: baumgartn Page 2 of 2

Date Rcvd: Apr 08, 2021 Form ID: 3180W Total Noticed: 21

13204993 + EDI: DRIV.COM

Apr 09 2021 03:43:00 Triad Financial Corp/Santander, Attn: Bankruptcy

Department, Po Box 105255, Atlanta, GA

30348-5255

13204994 + Email/Text: bkr@taxva.com

Apr 09 2021 02:08:00 Virginia Dept. of Taxation, Post Office Box

26406, Richmond, VA 23260-6406

13204995 + EDI: BLUESTEM

Apr 09 2021 03:43:00 Webbank/fingerhut Fres, 6250 Ridgewood Roa,

Saint Cloud, MN 56303-0820

TOTAL: 16

BYPASSED RECIPIENTS 

The following addresses were not sent this bankruptcy notice due to an undeliverable address, *duplicate of an address listed above, *P duplicate of a

preferred address, or ## out of date forwarding orders with USPS.

Recip ID Bypass Reason Name and Address

13204985 * Internal Revenue Service, PO Box 7346, Philadelphia, PA 19101-7346

13204988 ##+ Loan Max, 3009 Hull St,, Richmond, VA 23224-3529

TOTAL: 0 Undeliverable, 1 Duplicate, 1 Out of date forwarding address

NOTICE CERTIFICATION

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities

in the manner shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and

belief.

Meeting of Creditor Notices only (Official Form 309): Pursuant to Fed .R. Bank. P.2002(a)(1), a notice containing the

complete Social Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains

the redacted SSN as required by the bankruptcy rules and the Judiciary's privacy policies.

Date: Apr 10, 2021 Signature: /s/Joseph Speetjens

CM/ECF NOTICE OF ELECTRONIC FILING

The following persons/entities were sent notice through the court's CM/ECF electronic mail (Email) system on April 8, 2021 at the address(es) listed below:

Name Email Address

Carl M. Bates

station01@richchap13.com 

station10@richchap13.com;station03@richchap13.com;station07@richchap13.com;station06@richchap13.com

James E. Kane

on behalf of Debtor Terra Nat'e Futrell jkane@kaneandpapa.com 

info@kaneandpapa.com,cdiez@kaneandpapa.com,jkrumbein@kaneandpapa.com,awilson@kaneandpapa.com,afisher@kaneandpa

pa.com

TOTAL: 2

Case 16-30155-KLP Doc 34 Filed 04/10/21 Entered 04/11/21 00:17:33 Desc Imaged

Certificate of Notice Page 4 of 4