Exhibit 20.1
                                                               ------------

CHASE MANHATTAN AUTO OWNER TRUST
SERIES 1997-A
STATEMENT TO CERTIFICATEHOLDERS

        PERIOD  6                                       PAGE    # 1
        DETERMINATION:  10-Sep-97                       Beginning       8/1/97
        DISTRIBUTION:   15-Sep-97                       Ending          8/31/97
        TIME:   9/23/97 17:07

                        CLASS A-1 5.545%  MONEY  MARKET ASSET BACKED NOTES CLASS
                        A-2 5.950%  ASSET  BACKED  NOTES CLASS A-3 6.250%  ASSET
                        BACKED  NOTES CLASS A-4 6.400%  ASSET BACKED NOTES CLASS
                        A-5 6.500%  ASSET  BACKED  NOTES CLASS B-1 6.650%  ASSET
                        BACKED CERTIFICATES
<TABLE>
<CAPTION>

                 ORIG PRINCIPAL        BEG PRINCIPAL         PRINCIPAL            INTEREST            TOTAL       END PRINCIPAL
CLASS                   BALANCE              BALANCE      DISTRIBUTION        DISTRIBUTION     DISTRIBUTION             BALANCE
<S>           <C>                  <C>                 <C>                <C>               <C>                <C>             

A-1 Notes       $250,000,000.00       $73,333,841.95    $29,828,551.36         $350,158.91      $30,178,710.27     $43,505,290.59

A-2 Notes       $365,000,000.00      $365,000,000.00             $0.00       $1,809,791.67       $1,809,791.67    $365,000,000.00

A-3 Notes       $270,000,000.00      $270,000,000.00             $0.00       $1,406,250.00       $1,406,250.00     $270,000,000.00

A-4 Notes       $165,000,000.00      $165,000,000.00             $0.00         $880,000.00         $880,000.00     $165,000,000.00

A-5 Notes        $85,500,000.00       $85,500,000.00             $0.00         $463,125.00         $463,125.00      $85,500,000.00

 NOTE TOTALS  $1,135,500,000.00      $958,833,841.95    $29,828,551.36       $4,909,325.58      $34,737,876.94     $929,005,290.59

B-1              $35,153,718.13       $35,153,718.13             $0.00         $194,810.19         $194,810.19      $35,153,718.13

CERT TOTALS      $35,153,718.13       $35,153,718.13             $0.00         $194,810.19         $194,810.19      $35,153,718.13

TOTALS        $1,170,653,718.13      $993,987,560.08    $29,828,551.36       $5,104,135.77      $34,932,687.13     $964,159,008.72



                            FACTOR   INFORMATION   PER   $1,000


           PRINCIPAL        INTEREST     END PRINCIPAL
CLASS   DISTRIBUTION    DISTRIBUTION           BALANCE

<S>   <C>              <C>             <C>

 A-1    119.31420544      1.40063564      174.02116236

 A-2      0.00000000      4.95833334    1,000.00000000

 A-3      0.00000000      5.20833333    1,000.00000000

 A-4      0.00000000      5.33333333    1,000.00000000

A-5       0.00000000      5.41666667    1,000.00000000

Totals   26.26908970      4.32349236      818.14644702

B-1       0.00000000      5.54166672    1,000.00000000

CertTotals0.00000000      5.54166672    1,000.00000000

TOTALS   25.48025167      4.36007309      823.60735185

</TABLE>


      IF THERE ARE ANY QUESTIONS OR COMMENTS, PLEASE CONTACT THE 
ADMINISTRATOR LISTED BELOW



                                           KIM COSTA
                         THE CHASE MANHATTAN BANK - ASPG
                        450 WEST 33RD STREET, 15TH FLOOR
                            NEW YORK, NEW YORK 10001
                                 (212) 946-3247

<PAGE>

CHASE MANHATTAN AUTO OWNER TRUST
SERIES 1997-A
STATEMENT TO CERTIFICATEHOLDERS

        PERIOD  6                               PAGE        # 2
DETERMINATION:  10-Sep-97                       Beginning       8/1/97
DISTRIBUTION:   15-Sep-97                       Ending          8/31/97
TIME:   9/23/97 17:07


                                                               per $1000
Section 5.8 (iii) Servicing Fee               $828,322.97     0.70757301

Section 5.8 (iv)  Administration Fee            $1,000.00     0.00085422

Section 5.8 (vi)  Pool Balance at the end of the 
                    Collection Period                           $964,159,008.72

Section 5.8 (vii) Repurchase Amounts for Repurchased Receivable
                  By Seller                                               $0.00
                  By Servicer                                             $0.00
                  TOTAL                                                   $0.00

Section 5.8 (viii)Realized Losses for Collection Period             $347,688.91

Section 5.8 (ix)  Reserve Account Balance after Disbursement     $28,924,770.26

Section 5.8 (x)   Specified Reserve Account Balance              $28,924,770.26

Section 5.8 (xi)  Total Distribution Amount                      $36,824,090.64

                  Servicing Fee                                     $828,322.97
                  Administrative Fee                                  $1,000.00
                  Noteholders' Distribution Amount               $34,737,876.94
                  Certificateholders' Distribution Amount           $194,810.19
                  Deposit to Reserve Account                      $1,062,080.54

Section 5.8 (xii)       Noteholders' Distributable Amount

<TABLE>
<CAPTION>

        Class        Principal    Interest         Total        Prin (per $1000/orig)   Int (per $1000/orig)  Total (per $1000/orig)
      <S>      <C>             <C>             <C>            <C>                      <C>                   <C>

        A-1     $29,828,551.36    $350,158.91   $30,178,710.27     119.31420544             1.40063564              120.71484108
        A-2              $0.00  $1,809,791.67    $1,809,791.67       0.00000000             4.95833334                4.95833334
        A-3              $0.00  $1,406,250.00    $1,406,250.00       0.00000000             5.20833333                5.20833333
        A-4              $0.00    $880,000.00      $880,000.00       0.00000000             5.33333333                5.33333333
        A-5              $0.00    $463,125.00      $463,125.00       0.00000000             5.41666667                5.41666667
        Total   $29,828,551.36  $4,909,325.58   $34,737,876.94      26.26908970             4.32349236               30.59258207

Section 5.8 (xiii)      Certificateholders' Distributable Amount


        Class        Principal       Interest        Total      Prin (per $1000/orig)   Int (per $1000/orig)  Total (per $1000/orig)
       <S>         <C>          <C>              <C>          <C>                     <C>                      <C>                

        B-1              $0.00    $194,810.19      $194,810.19       0.00000000             5.54166672                5.54166672
        Total            $0.00    $194,810.19      $194,810.19       0.00000000             5.54166672                5.54166672

</TABLE>

Section 5.8 (xiv)       Reserve Fund Transfer Amount            $1,062,080.54


(C) COPYRIGHT 1997, CHASE MANHATTAN BANK