CHASE MANHATTAN AUTO OWNER TRUST                                                
SERIES 1997-A                                                   
STATEMENT TO CERTIFICATEHOLDERS                                                 
                                                        
PERIOD  14                                              PAGE    # 1     
DETERMINATION:  8-May-98                                Beginning        4/1/98 
DISTRIBUTION:   15-May-98                               Ending          4/30/98 
TIME:   5/13/98 13:15                                           
                        CLASS A-1 5.545% MONEY MARKET ASSET BACKED NOTES        
                        CLASS A-2 5.950% ASSET BACKED NOTES                     
                        CLASS A-3 6.250% ASSET BACKED NOTES                     
                        CLASS A-4 6.400% ASSET BACKED NOTES                     
                        CLASS A-5 6.500% ASSET BACKED NOTES                     
                        CLASS B-1 6.650% ASSET BACKED CERTIFICATES              
<TABLE>
<CAPTION>
                                                        
                ORIG PRINCIPAL      BEG PRINCIPAL       PRINCIPAL       INTEREST        TOTAL           END PRINCIPAL   
CLASS           BALANCE             BALANCE             DISTRIBUTION    DISTRIBUTION    DISTRIBUTION    BALANCE 
<S>            <C>                 <C>                <C>              <C>              <C>            <C>           
A-1 Notes         $250,000,000.00             $0.00              $0.00          $0.00            $0.00            $0.00         
                                                        
A-2 Notes         $365,000,000.00   $198,668,226.86     $30,284,588.96    $985,063.29   $31,269,652.25  $168,383,637.90         
                                                        
A-3 Notes         $270,000,000.00   $270,000,000.00              $0.00  $1,406,250.00    $1,406,250.00  $270,000,000.00         
                                                        
A-4 Notes         $165,000,000.00   $165,000,000.00              $0.00    $880,000.00      $880,000.00  $165,000,000.00         
                                                        
A-5 Notes          $85,500,000.00    $85,500,000.00              $0.00    $463,125.00      $463,125.00   $85,500,000.00         
NOTE TOTALS     $1,135,500,000.00   $719,168,226.86     $30,284,588.96  $3,734,438.29   $34,019,027.25  $688,883,637.90         
                                                        
B-1                $35,153,718.13    $35,153,718.13              $0.00    $194,810.19      $194,810.19   $35,153,718.13         
CERTIFICATE TOTALS $35,153,718.13    $35,153,718.13              $0.00    $194,810.19      $194,810.19   $35,153,718.13         
TOTALS          $1,170,653,718.13   $754,321,944.99     $30,284,588.96  $3,929,248.48   $34,213,837.44  $724,037,356.03         
                                                        
                                                        
                                                        
                                                        
                                                        
              FACTOR   INFORMATION   PER   $1,000                                               
                                                        
<CAPTION>
                                                        
        PRINCIPAL       INTEREST        END PRINCIPAL                           
CLASS   DISTRIBUTION    DISTRIBUTION    BALANCE                         
<S>      <C>            <C>             <C>                                 
 A-1     0.00000000     0.00000000          0.00000000                          
                                                        
 A-2    82.97147660     2.69880353        461.32503534                          
                                                        
 A-3     0.00000000     5.20833333      1,000.00000000                          
                                                        
 A-4     0.00000000     5.33333333      1,000.00000000                          
                                                        
A-5      0.00000000     5.41666667      1,000.00000000                          
Totals  26.67070802     3.28880519        606.67867715                          
                                                        
B-1      0.00000000     5.54166672      1,000.00000000                          
Totals   0.00000000     5.54166672      1,000.00000000                          
TOTALS  25.86980974     3.35645667        618.48977611                          
                                                        
                                      
(C) COPYRIGHT 1998, CHASE MANHATTAN BANK                                                        
</TABLE>
<PAGE>


<TABLE>

CHASE MANHATTAN AUTO OWNER TRUST                                                        
SERIES 1997-A                                                   
STATEMENT TO CERTIFICATEHOLDERS                                                 
                                                        
PERIOD  14                                               PAGE                # 2
DETERMINATION:  8-May-98                                 Beginning        4/1/98
DISTRIBUTION:   15-May-98                                Ending          4/30/98
TIME:   5/13/98 13:15                                           
                                                       
                                                        
                                                        
                                                                       per $1000
Section 5.8 (iii)       Servicing Fee                 $628,601.62     0.53696632
                                                        
                                                        
Section 5.8 (iv)        Administration Fee            $1,000.00       0.00085422
                                                       
                                                        
<S>                    <C>                                                             <C>                                     
Section 5.8 (vi)        Pool Balance at the end of the Collection Period                $724,037,356.03                         
                                                        
                                                        
Section 5.8 (vii)       Repurchase Amounts for Repurchased Receivable                                           
                        By Seller               $0.00                   
                        By Servicer             $0.00                   
                        TOTAL                   $0.00                   
                                                        
Section 5.8 (viii)      Realized Net Losses for Collection Period                           $463,879.44                         
                                                        
                                                        
Section 5.8 (ix)        Reserve Account Balance after Disbursement                       $21,721,120.68                         
                                                        
                                                        
Section 5.8 (x)         Specified Reserve Account Balance                                $21,721,120.68                         
                                                        
                                                        
Section 5.8 (xi)        Total Distribution Amount                                        $35,624,054.50                         
                                                        
                        Servicing Fee                                                       $628,601.62                         
                        Administrative Fee                                                    $1,000.00                         
                        Noteholders' Distribution Amount                                 $34,019,027.25                         
                        Certificateholders' Distribution Amount                             $194,810.19                         
                        Deposit to Reserve Account                                          $780,615.44                         
                                                        
                                           
                                                        
                                                        
                                                        
Section 5.8 (xii)       Noteholders' Distributable Amount                                               
                                                        
<CAPTION>                                                        
        Class   Principal       Interest        Total           Prin (per $1000/orig)   Int (per $1000/orig)  Total (per $1000/orig)
       <S>     <C>             <C>             <C>              <C>                    <C>                    <C>                   
        A-1              $0.00          $0.00            $0.00           0.00000000             0.00000000               0.00000000 
        A-2     $30,284,588.96    $985,063.29   $31,269,652.25          82.97147660             2.69880353              85.67028014 
        A-3              $0.00  $1,406,250.00    $1,406,250.00           0.00000000             5.20833333               5.20833333 
        A-4              $0.00    $880,000.00      $880,000.00           0.00000000             5.33333333               5.33333333 
        A-5              $0.00    $463,125.00      $463,125.00           0.00000000             5.41666667               5.41666667 
        Total   $30,284,588.96  $3,734,438.29   $34,019,027.25          26.67070802             3.28880519               29.95951321
                                                        
                                                        
                                                        
                                                        
Section 5.8 (xiii)      Certificateholders' Distributable Amount                                                
                                                        
<CAPTION>                                                        
        Class   Principal       Interest        Total           Prin (per $1000/orig)   Int (per $1000/orig)  Total (per $1000/orig)
       <S>     <C>             <C>             <C>              <C>                    <C>                    <C>                   
        B-1             $0.00    $194,810.19      $194,810.19            0.00000000             5.54166672                5.54166672
        Total           $0.00    $194,810.19      $194,810.19            0.00000000             5.54166672                5.54166672

                                                        
                                                        
                                                        
                                                        
Section 5.8 (xiv)       Reserve Fund Transfer Amount            $780,615.44                             
                                                        
                
                                                        
(C) COPYRIGHT 1998, CHASE MANHATTAN BANK                                                        
</TABLE>