U.S. SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                  FORM 10 - QSB

                 Quarterly Report under Section 13 or 15 (d) of
                       the Securities Exchange Act of 1934

                  The quarterly period ended September 30, 2002

                         Commission File Number: 0-28599


                              QUOTEMEDIA.COM, INC.
        (Exact name of small business issuer as specified in its charter)


                                     NEVADA
         (State or other jurisdiction of incorporation or organization)

                                   91-2008633
                      (IRS Employer Identification Number)

                             14500 Northsight Blvd.
                                    Suite 312
                                 Scottsdale, AZ
                    (Address of principal executive offices)

                                      85260
                                   (Zip Code)

                                 (480) 905-7311
                           (Issuer's Telephone Number)


Check  whether the issuer (1) filed all reports  required to be filed by Section
13 or 15 (d) of the  Securities  Exchange  Act of 1934 during the past 12 months
(or for such  shorter  period  that the  registrant  was  required  to file such
reports),  and (2) has been subject to such filing  requirements for the past 90
days: Yes [X] No [ ].

On November 12,  2002,  the  Registrant  had  44,176,529  shares of common stock
outstanding.
<PAGE>
                              QUOTEMEDIA.COM , INC.
                            INDEX TO QUARTERLY REPORT
                                 ON FORM 10-QSB

                                                                            Page
                                                                            ----
Part I. Financial Information

         Item 1.  Financial Statements                                         3


                  Balance Sheets                                               3

                  Statements of Operations                                     4

                  Statements of Cash Flows                                     5

                  Notes to Financial Statements                                6

         Item 2.  Management's Discussion and Analysis                         7

         Item 3.  Controls and Procedures                                     11


Part II. Other Information

         Item 1.  Legal Proceedings                                           12

         Item 2.  Changes in Securities                                       12

         Item 3.  Defaults Upon Senior Securities                             12

         Item 4.  Submission of Matters to a Vote of Security Holders         12

         Item 5.  Other Information                                           12

         Item 6.  Exhibits and Reports on Form 8-K                            12


         Signatures                                                           13

         Certifications                                                       14

                                                                               2
<PAGE>
                              QUOTEMEDIA.COM, INC.
                          (A DEVELOPMENT STAGE COMPANY)
                                  BALANCE SHEET
                               SEPTEMBER 30, 2002
                                   (UNAUDITED)

ASSETS                                                        SEPTEMBER 30, 2002
                                                              ------------------
CURRENT ASSETS

Cash and cash equivalents                                         $     9,707
Accounts receivable                                                       608
Deposits                                                               15,410
                                                                  -----------
Total current assets                                                   25,725

Fixed assets, net                                                      46,235
                                                                  -----------
                                                                  $    71,960
                                                                  ===========
LIABILITIES AND STOCKHOLDERS' EQUITY

CURRENT LIABILITIES
Accounts payable                                                  $   254,266
Note payable                                                           87,775
Deferred revenue                                                        3,600
Due to related parties, net                                           408,063
                                                                  -----------
                                                                      753,704
                                                                  -----------
STOCKHOLDERS' EQUITY

Common stock, $0.001 par value, 50,000,000 shares
authorized, 40,976,529 shares issued and outstanding                   40,977
Additional paid-in capital                                          5,393,673
Accumulated deficit                                                (6,116,394)
                                                                  -----------
                                                                     (681,744)
                                                                  -----------
                                                                  $    71,960
                                                                  ===========

                             SEE ACCOMPANYING NOTES

                                                                               3
<PAGE>
                              QUOTEMEDIA.COM, INC.
                            STATEMENTS OF OPERATIONS
             NINE AND THREE MONTHS ENDED SEPTEMBER 30, 2002 AND 2001
                                   (UNAUDITED)


<TABLE>
<CAPTION>
                                             NINE               NINE           THREE MONTHS       THREE MONTHS
                                         MONTHS ENDED       MONTHS ENDED          ENDED              ENDED
                                          SEPTEMBER         SEPTEMBER 30,       SEPTEMBER          SEPTEMBER
                                           30, 2002             2001             30, 2002           30, 2001
                                         ------------       ------------       ------------       ------------
<S>                                      <C>                <C>                <C>                <C>
OPERATING REVENUE

Advertising                              $      8,097       $      1,713       $      3,832       $         --
Licensing fees                                 16,412              7,856              1,932              2,491
                                         ------------       ------------       ------------       ------------
                                               24,509              9,569              5,764              2,491
OPERATING EXPENSES

Business development                         (126,782)           670,829           (131,711)           531,971
Financing expense                             359,750            133,400             19,500             58,400
Office and administration                     372,801            385,661             49,973            127,798
Professional fees                               3,889             67,712             (3,436)            17,239
Research and development                      157,569            108,535             61,499             77,599
Website content                               170,951            157,255             74,174             46,568
                                         ------------       ------------       ------------       ------------
                                              938,178          1,523,392             69,999            859,575
                                         ------------       ------------       ------------       ------------

OPERATING LOSS                               (913,669)        (1,513,823)           (64,235)          (857,084)

OTHER INCOME AND EXPENSES
Interest income                                   122                152                  8                  6
Loss on sale of securities                         --             (2,794)                --                 --
                                         ------------       ------------       ------------       ------------
                                                  122             (2,642)                 8                  6

NET LOSS                                     (913,547)        (1,516,465)           (64,227)          (857,078)
                                         ============       ============       ============       ============
EARNINGS PER SHARE

Basic loss per share                     $      (0.02)      $      (0.07)      $      (0.00)      $      (0.04)
                                         ============       ============       ============       ============

Diluted                                  $      (0.02)      $      (0.07)      $      (0.00)      $      (0.03)
                                         ============       ============       ============       ============
WEIGHTED AVERAGE SHARES OUTSTANDING

Basic                                      37,527,262         21,938,363         39,083,399         24,414,623
                                         ============       ============       ============       ============

Diluted                                    39,665,621         22,601,288         39,280,282         25,332,035
                                         ============       ============       ============       ============
</TABLE>

                             SEE ACCOMPANYING NOTES

                                                                               4
<PAGE>
                              QUOTEMEDIA.COM, INC.
                            STATEMENTS OF CASH FLOWS
                  NINE MONTHS ENDED SEPTEMBER 30, 2002 AND 2001
                                   (UNAUDITED)

<TABLE>
<CAPTION>
                                                             NINE MONTHS ENDED     NINE MONTHS ENDED
                                                             SEPTEMBER 30, 2002    SEPTEMBER 30, 2001
                                                             ------------------    ------------------
<S>                                                              <C>                  <C>
CASH FLOWS FROM OPERATING ACTIVITIES:

NET LOSS                                                         $  (913,547)         $(1,516,465)

ADJUSTMENTS TO RECONCILE LOSS TO NET CASH USED IN OPERATING
ACTIVITIES:
Depreciation expense                                                  12,080               10,989
Loss on sale of marketable securities                                     --                2,794
Issuance of capital stock for services                               224,980              846,000
CHANGES IN ASSETS AND LIABILITIES:
Accounts receivable                                                     (608)               1,523
Deposits                                                                  (6)               3,377
Prepaid expenses                                                          --
Accounts payable                                                     (90,871)             107,638
Deferred revenue                                                       3,600               (2,055)
Due from related parties, net                                        167,310              248,657
                                                                 -----------          -----------
NET CASH USED IN OPERATING ACTIVITIES                            $  (597,062)            (297,542)
                                                                 -----------          -----------

CASH FLOWS FROM INVESTING ACTIVITIES:

Proceeds from sale of marketable securities                      $        --               81,626
Purchase of marketable securities                                         --              (43,000)
Fixed assets                                                          (9,251)             (11,456)
                                                                 -----------          -----------
NET CASH PROVIDED BY (USED IN) INVESTING ACTIVITIES                   (9,251)              27,170
                                                                 -----------          -----------
CASH FLOWS FROM FINANCING ACTIVITIES:

Share subscription receivable                                         20,000
Repayment of note payable                                            (40,000)             150,000
Issuance of capital stock for cash                                   335,000               50,000
Issuance of capital stock for debt                                   100,000
                                                                 -----------          -----------
NET CASH PROVIDED BY FINANCING ACTIVITIES                            415,000              200,000
                                                                 -----------          -----------

NET DECREASE IN CASH                                                (191,313)             (70,372)

CASH, BEGINNING OF PERIOD                                            201,020              158,339
                                                                 -----------          -----------

CASH, END OF PERIOD                                              $     9,707          $    87,967
                                                                 ===========          ===========
</TABLE>

                                                                               5
<PAGE>
                              QUOTEMEDIA.COM, INC.
                          (A DEVELOPMENT STAGE COMPANY)
                          NOTES TO FINANCIAL STATEMENTS
                   NINE MONTH PERIOD ENDED SEPTEMBER 30, 2002


1. UNAUDITED INTERIM FINANCIAL STATEMENTS

     The  accompanying  unaudited  financial  statements  have been  prepared in
accordance  with  the  generally  accepted  accounting  principles  for  interim
financial  statements and instructions for Form 10 - QSB.  Accordingly,  they do
not include all of the information and footnotes  required by generally accepted
accounting  principles  for  complete  financial  statements.  In the opinion of
management,  all adjustments,  consisting only of normal  recurring  adjustments
considered  necessary for a fair  presentation,  have been  included.  Operating
results for any quarter are not  necessarily  indicative  of the results for any
other quarter or for a full year.

     These  financial   statements  should  be  read  in  conjunction  with  our
consolidated  financial  statements  and the notes  thereto  for the fiscal year
ended  December 31, 2001  contained in our Form 10-KSB filed with the Securities
and Exchange Commission dated March 18, 2002.

2. BASIS OF PRESENTATION

          BUSINESS COMBINATION

     The Company ("QuoteMedia") was incorporated June 28, 1999 under the laws of
the  State  of  Colorado.  On  July  14,  1999,  Skyline  Entertainment,   Inc.,
("Skyline")  issued  11,000,000  common shares to acquire 100% of the issued and
outstanding shares of QuoteMedia. This issuance represented approximately 72% of
the  issued  and  outstanding  shares  of  Skyline.  As a  result,  the  selling
shareholders of QuoteMedia have become the controlling  shareholders of Skyline.
This transaction, under which control of the parent company passes to the former
shareholders of the subsidiary, is accounted as a reverse takeover.

     Under  reverse  takeover  accounting,   the  cost  of  the  acquisition  of
QuoteMedia has been recorded using the purchase  method,  with  QuoteMedia  (the
legal subsidiary) being recognized as the parent for accounting purposes.

     Under the July 14, 1999 agreement,  immediately after the reverse takeover,
QuoteMedia   was  merged  into   Skyline,   with  Skyline  being  the  surviving
corporation. Skyline's name was then changed to QuoteMedia.com, Inc.

          EARNINGS PER SHARE

     Earnings per share have been computed based on the weighted  average number
of common shares  outstanding.  For the  nine-month  period prior to the reverse
acquisition  discussed  above,  the number of common shares  outstanding used in
computing  earnings per share is the number of common  shares  outstanding  as a
result of such reverse  acquisition,  plus such additional  shares issued by the
Company subsequent to the business combination.

3. SUBSEQUENT EVENTS

     Subsequent  to September 30, 2002,  Quotemedia  issued a total of 2,050,000
shares of restricted common stock for total proceeds of $90,000.

                                                                               6
<PAGE>
ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITIONS AND RESULTS
        OF OPERATIONS

     The following  discussion  should be read in conjunction with our financial
statements  and notes  thereto  included  elsewhere in this  report.  We caution
readers   regarding   certain  forward  looking   statements  in  the  following
discussion,  elsewhere in this report, and in any other statements,  made by, or
on behalf of our company,  whether or not in future  filings with the Securities
and Exchange Commission.  Forward-looking statements are statements not based on
historical  information  and  which  relate to  future  operations,  strategies,
financial  results,  or  other  developments.   Forward-looking  statements  are
necessarily based upon estimates and assumptions that are inherently  subject to
significant business, economic, and competitive uncertainties and contingencies,
many of which are beyond our control and many of which,  with  respect to future
business decisions, are subject to change. These uncertainties and contingencies
can affect actual  results and could cause actual  results to differ  materially
from those expressed in any forward looking statements made by, or on behalf of,
our company. We disclaim any obligation to update forward-looking statements.

     All   references  to  "we",   "our",   "us",  of   "quotemedia"   refer  to
Quotemedia.com,   Inc.,  and  its   predecessors,   operating   divisions,   and
subsidiaries.

     This report should be read in  conjunction  with our Form 10-KSB filed with
the  Securities  and Exchange  Commission for the fiscal year ended December 31,
2001.

OVERVIEW

     We are a leading Java  Internet  software  developer  and Vertical  Service
Provider, or VSP, specializing in the collection,  aggregation,  and delivery of
both delayed and  real-time  financial  data and  complementary  content via the
Internet.

     Our  unique  plug and  play  product  capabilities  provide  a  competitive
advantage to Internet sites by offering a cost effective and simple  alternative
to the complex and expensive data feed model employed by most web sites today.

     The modules are lightweight,  reliable, and easy to install,  require fewer
content  updates and data feeds,  and have fewer  maintenance  issues.  They are
highly  customizable,  allowing for seamless  integration  into a customer's web
page.  To add a module to a web site, a webmaster  simply  copies and pastes one
line of our code to the desired web page.

     Our  products  allow  existing  web  portals and  brokerage  firms to offer
investment information and services to their clients via the Internet. Investors
can monitor  investments  through our customizable  portfolio tracker,  research
investment opportunities,  watch live video, and execute trades, all from within
their  browser.  We believe that the business model of licensing  turnkey,  cost
effective software solutions to our customers on a private label basis is unique
and timely.  The private  label model  allows our company to take  advantage  of
existing  brand  recognition  and  loyalties  already  established  between  our
customers and their clients.

     Our  new  QuoteStream(TM)  product  line is  comprised  of  three  products
(QuoteStream Lite, QuoteStream, and QuoteStream Pro), all based on the company's
revolutionary,   proprietary   Java  Applet  that  delivers  a  broad  range  of

                                                                               7
<PAGE>
value-added  financial information and services,  such as market indices,  stock
watch  lists,  charts,  delayed  and  real-time  Level I and Level II  streaming
(dynamically   updated)   content  in  a  small  (under   100k)  web   delivered
micro-application  that  requires no downloads or  user-resident  software,  and
resides on the user's computer desktop.

     We have  designed our  QuoteStream(TM)  products  specifically  for private
branding by brokerage, banking, and web portal companies ("Corporate Partners"),
and to meet the  needs of  their  customers.  QuoteStream  enables  a  Corporate
Partner to complement their existing product offering,  differentiate themselves
from  their  competition,   and  generate  potentially  substantial  incremental
revenue.  This  comprehensive  micro-application,  allows Corporate  Partners to
offer  their own  private  branded  QuoteStream  Lite  product at no cost to the
Partner Company and no cost to their customer.  In addition,  Partners can offer
and up-sell the enhanced QuoteStream and QuoteStream Pro products.

     We will derive the majority of our revenue  from monthly user  subscription
fees for  Level I and  Level II  products,  which  we share  with our  corporate
marketing partners. We will also derive revenue from other sources such as email
list rentals, banner ads etc.

RESULTS OF OPERATIONS

REVENUE

     Revenue   consists  of  advertising   fees   generated   from   sponsorship
advertisements  and licensing  fees  generated  from our software  applications.
Revenue for the three month period ended September 30, 2002 was $5,764, compared
to $2,491 for the three month period ended  September 30, 2001.  Revenue for the
nine month period ended  September  30, 2002 was $24,509  compared to $9,569 for
the nine month  period  ended  September  30,  2001.  The  increase is due to an
increase in advertising revenue and licensing fee revenue.

OPERATING EXPENSES

     WEBSITE CONTENT

     Website content  expenses  consist  primarily of fees paid to the company's
strategic  partners for providing  financial content such as news, stock quotes,
charts,  company  background  data,  and general  information.  Website  content
expenses  for the three month  period  ended  September  30,  2002 were  $74,174
compared  with $46,568 for the three month  period  ending  September  30, 2001.
Website content expenses for the nine month period ended September 30, 2002 were
$170,951  compared with $157,255 for the nine month period ending  September 30,
2001.  The increase is due to stock  exchange and data feed expenses  associated
with the Company's Quotestream product.

     PROFESSIONAL FEES

     Professional   fees  consist   primarily  of  legal  and  accounting  fees.
Professional  fees for the three  month  period  ended  September  30, 2002 were
$(3,436)  compared with $17,239 for the three month period ending  September 30,
2001.  Professional fees for the nine month period ended September 30, 2002 were

                                                                               8
<PAGE>
$3,889  compared  with $67,712 for the nine month period  ending  September  30,
2001. The decrease is due to the  cancellation  of shares of common stock of the
Company that were originally issued for professional  services.  The shares were
cancelled  due to  non-performance.  The  decrease  is also due to a decrease in
legal fees associated with trade marking activity and other legal matters.

     RESEARCH AND DEVELOPMENT

     Research and development  expenses  consist  primarily of costs  associated
with  the  design,   programming,   and  testing  of  our   company's   software
applications. Research and development expenses for the three month period ended
September 30, 2002 were $61,499 compared with $77,599 for the three month period
ended September 30, 2001.  Research and development  expenses for the nine month
period ended  September  30, 2002 were  $157,569  compared with $108,535 for the
nine  month  period  ended  September  30,  2001.  The  increase  is  due to the
development of the Company's Quotestream product.

     BUSINESS DEVELOPMENT

     Business development  consists primarily of marketing,  investor relations,
travel, and printing expenses. Business development expenses for the three month
period  ended  September  30, 2002 were  $(131,711)  compared to 531,971 for the
three month period ended September 30, 2001. Business  development  expenses for
the nine month  period  ended  September  30, 2002 were  $(126,782)  compared to
$670,829 for the nine month period ended September 30, 2001. The decrease is due
to the  cancellation  of  shares  of  common  stock  of the  Company  that  were
originally  issued for sales and marketing  services.  The shares were cancelled
due to non-performance.

     FINANCING EXPENSE

     Financing expenses relate to the cost of common stock issued for assistance
in obtaining  equity and debt  financing.  Financing  expenses  during the three
month period ended  September 30, 2002 were $19,500  compared to $58,400 for the
three month period ended  September  30, 2001.  Financing  expenses for the nine
month period ended September 30, 2002 were $359,750 compared to $133,400 for the
nine month period  ended  September  30,  2001.  The increase is due to a larger
number of shares required to be issued for assistance in obtaining financing due
to poor market conditions.

     OFFICE AND ADMINISTRATION

     Office and  administration  expenses  consist  primarily of rent,  computer
equipment leases,  computer maintenance and storage and salary expenses.  Office
and administration  expenses for the three month period ended September 30, 2002
were $49,973 compared to $127,798 for the three month period ended September 30,
2001.  Office  and  administration  expenses  for the nine  month  period  ended
September 30, 2002 were $372,801  compared to $385,661 for the nine month period
ended  September  30,  2001.  The  decrease is for the three month  period ended
September 30, 2002 is due to the  cancellation  of shares of common stock of the
Company that were  originally  issued for consulting  services.  The shares were
cancelled due to non-performance.

                                                                               9
<PAGE>
INTEREST INCOME

Interest   income   consists  of  interest  earned  on  cash  and  money  market
investments. Interest income for the three month period ended September 30, 2002
was $8 compared to $6 for the three  month  period  ended  September  30,  2001.
Interest  income for the nine month  period  ended  September  30, 2002 was $122
compared to $152 for the nine month period ended September 30, 2001.

LOSS ON SALE OF MARKETABLE SECURITIES

The Company had no transactions  involving marketable securities during the nine
month period  ending  September 30, 2002 compared to a loss of $2,794 during the
nine month period ended September 30, 2001.

LOSS FOR THE PERIOD

As a result of the  foregoing,  we  incurred a loss for the three  months  ended
September 30, 2002 of $64,227 or  approximately  $(0.00) per share compared to a
loss of $857,084 or  approximately  $(0.04) per share for the three months ended
September  30,  2001.  The  Company  incurred a loss for the nine  months  ended
September 30, 2002 of $913,547 or approximately  $(0.02) per share compared to a
loss of $1,516,465 or approximately  $(0.07) per share for the nine months ended
September 30, 2001.

LIQUIDITY AND CAPITAL RESOURCES

Our cash totaled  $9,707 at September  30, 2002,  as compared  with  $158,339 at
December  31,  2001,  a decrease of  $191,313.  Net cash of $597,062 was used in
operations  for the nine months ended  September 30, 2002,  primarily  resulting
from our net loss for the period offset by an increase in amounts due to related
parties  and the  issuance  of  capital  stock  for  services.  Net cash used by
investing  activities  for the nine months ended  September  30, 2002 was $9,251
resulting  from the  purchase of fixed  assets.  Net cash  provided by financing
activities for the nine months ended  September 30, 2002 was $415,000  resulting
from the  issuance of capital  stock for cash and debt and the decrease in share
subscription receivable, offset by the partial repayment of notes payable.

Subsequent to September 30, 2002, the Company issued a total of 2,050,000 shares
of restricted  common stock for total proceeds of $90,000.  We believe that cash
on hand will be  sufficient  to fund our current  operations  through the fourth
quarter of 2002. Past this point, we will require additional  financings,  which
may come from future equity or debt  offerings  that could result in dilution to
our  stockholders.  Adequate  working capital may not be available at the end of
December and the lack of such working capital could adversely affect our ability
to continue business operations.

                                                                              10
<PAGE>
ITEM 3. CONTROLS AND PROCEDURES

Based on their evaluation,  as of a date within 90 days prior to the date of the
filing of this  report,  of the  effectiveness  of our  disclosure  controls and
procedures,  our Chief Executive  Officer and Chief Financial  Officer have each
concluded  that  our  disclosure  controls  and  procedures  are  effective  and
sufficient to ensure that we record, process,  summarize, and report information
required  to  be  disclosed  by us in  our  periodic  reports  filed  under  the
Securities  Exchange Act within the time periods specified by the Securities and
Exchange Commission's rules and forms.

Subsequent to the date of their evaluation,  there have not been any significant
changes in our internal  controls or in other  factors that could  significantly
affect  these  controls,   including  any  corrective   action  with  regard  to
significant deficiencies and material weaknesses.

                                                                              11
<PAGE>
                            PART II OTHER INFORMATION

ITEM 1. LEGAL PROCEEDINGS - NONE

ITEM 2. CHANGES IN SECURITIES

During July 2002, we issued  2,350,000  shares of  restricted  common stock at a
price of $0.09  per  share,  or an  aggregate  price of  $211,500  for  services
provided to the Company.  We issued these shares without  registration under the
Securities  Act in reliance  on the  exemption  provided by Section  4(2) of the
Securities Act as a transaction by an issuer not involving a public offering.

During July 2002, we issued 500,000 shares of restricted common stock at a price
of $0.05 per  share,  or an  aggregate  offering  price of  $25,000 as part of a
private equity financing.  We issued these shares without registration under the
Securities  Act in reliance  on the  exemption  provided by Section  4(2) of the
Securities Act as a transaction by an issuer not involving a public offering.

During August 2002, we issued 2,200,000  shares of restricted  common stock at a
price of $0.05 per share, or an aggregate price of $110,000 as part of a private
equity  financing.  We  issued  these  shares  without  registration  under  the
Securities  Act in reliance  on the  exemption  provided by Section  4(2) of the
Securities Act as a transaction by an issuer not involving a public offering.

ITEM 3. DEFAULTS UPON SENIOR SECURITIES - NONE

ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS - NONE

ITEM 5. OTHER INFORMATION - NONE

ITEM 6. EXHIBITS AND REPORTS ON FORM 8-K

     (a)  Exhibits

Exhibit 99.1  Certification by Chief Executive Officer Pursuant to 18
U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-
Oxley Act of 2002

Exhibit 99.2  Certification by Chief Financial Officer Pursuant to 18
U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-
Oxley Act of 2002

     (b)  Reports on Form 8-K - None

                                                                              12
<PAGE>
                                   SIGNATURES

     Pursuant to the  requirements  of Section 12 of the Securities and Exchange
Act of 1934,  the  Registrant  has duly  caused  this report to be signed on its
behalf by the undersigned, thereunto duly authorized.


                                        QUOTEMEDIA.COM, INC.


                                        Dated: November 12, 2002

                                        By: /s/ R. Keith Guelpa
                                            ------------------------------------
                                            R. Keith Guelpa,
                                            President
                                            (Principal Executive Officer)



                                        By: /s/ Keith J. Randall
                                            ------------------------------------
                                            Keith J. Randall, C.A.,
                                            Chief Financial Officer
                                            (Principal Accounting Officer)

                                                                              13
<PAGE>
                                  CERTIFICATION

     I, R. Keith Guelpa, certify that:

     1. I have reviewed this quarterly report on Form 10-QSB of  Quotemedia.com,
Inc.;

     2. Based on my knowledge, this quarterly report does not contain any untrue
statement of a material fact or omit to state a material fact  necessary to make
the statements made, in light of the  circumstances  under which such statements
were made, not  misleading  with respect to the period covered by this quarterly
report;

     3. Based on my knowledge,  the financial  statements,  and other  financial
information  included in this quarterly  report,  fairly present in all material
respects the financial condition,  results of operations,  and cash flows of the
registrant as of, and for, the periods presented in this quarterly report;

     4. The  registrant's  other  certifying  officers and I are responsible for
establishing and maintaining  disclosure  controls and procedures (as defined in
Exchange Act Rules 13a-14 and 15d-14) for the registrant and we have:

          a) Designed  such  disclosure  controls and  procedures to ensure that
     material information relating to the registrant, including its consolidated
     subsidiaries,  is  made  known  to  us by  others  within  those  entities,
     particularly  during  the period in which  this  quarterly  report is being
     prepared;

          b) Evaluated the effectiveness of the registrant's disclosure controls
     and procedures as of a date within 90 days prior to the filing date of this
     quarterly report (the "Evaluation Date"); and

          c)  Presented  in this  quarterly  report  our  conclusions  about the
     effectiveness  of the  disclosure  controls  and  procedures  based  on our
     evaluation as of the Evaluation Date;

     5. The registrant's other certifying  officers and I have disclosed,  based
on our most  recent  evaluation,  to the  registrant's  auditors  and the  audit
committee of the  registrant's  board of directors  (or persons  performing  the
equivalent function):

          a) All significant deficiencies in the design or operation of internal
     controls which could adversely affect the  registrant's  ability to record,
     process,  summarize,  and report financial data and have identified for the
     registrant's auditors any material weaknesses in internal controls; and

          b) Any fraud,  whether or not material,  that  involves  management or
     other employees who have a significant  role in the  registrant's  internal
     controls; and

     6. The registrant's other certifying  officers and I have indicated in this
quarterly report whether there were significant  changes in internal controls or
in other factors that could significantly affect internal controls subsequent to
the date of our most recent  evaluation,  including any corrective  actions with
regard to significant deficiencies and material weaknesses.

Date: November 12, 2002

                                        /s/ R. Keith Guelpa
                                        ----------------------------------------
                                        R. Keith Guelpa
                                        Chief Executive Officer and President

                                                                              14
<PAGE>
                                  CERTIFICATION

     I, Keith J. Randall, certify that:

     1. I have reviewed this quarterly report on Form 10-QSB of  Quotemedia.com,
Inc.;

     2. Based on my knowledge, this quarterly report does not contain any untrue
statement of a material fact or omit to state a material fact  necessary to make
the statements made, in light of the  circumstances  under which such statements
were made, not  misleading  with respect to the period covered by this quarterly
report;

     3. Based on my knowledge,  the financial  statements,  and other  financial
information  included in this quarterly  report,  fairly present in all material
respects the financial condition,  results of operations,  and cash flows of the
registrant as of, and for, the periods presented in this quarterly report;

     4. The  registrant's  other  certifying  officers and I are responsible for
establishing and maintaining  disclosure  controls and procedures (as defined in
Exchange Act Rules 13a-14 and 15d-14) for the registrant and we have:

          a) Designed  such  disclosure  controls and  procedures to ensure that
     material information relating to the registrant, including its consolidated
     subsidiaries,  is  made  known  to  us by  others  within  those  entities,
     particularly  during  the period in which  this  quarterly  report is being
     prepared;

          b) Evaluated the effectiveness of the registrant's disclosure controls
     and procedures as of a date within 90 days prior to the filing date of this
     quarterly report (the "Evaluation Date"); and

          c)  Presented  in this  quarterly  report  our  conclusions  about the
     effectiveness  of the  disclosure  controls  and  procedures  based  on our
     evaluation as of the Evaluation Date;

     5. The registrant's other certifying  officers and I have disclosed,  based
on our most  recent  evaluation,  to the  registrant's  auditors  and the  audit
committee of the  registrant's  board of directors  (or persons  performing  the
equivalent function):

          a) All significant deficiencies in the design or operation of internal
     controls which could adversely affect the  registrant's  ability to record,
     process,  summarize,  and report financial data and have identified for the
     registrant's auditors any material weaknesses in internal controls; and

          b) Any fraud,  whether or not material,  that  involves  management or
     other employees who have a significant  role in the  registrant's  internal
     controls; and

     6. The registrant's other certifying  officers and I have indicated in this
quarterly report whether there were significant  changes in internal controls or
in other factors that could significantly affect internal controls subsequent to
the date of our most recent  evaluation,  including any corrective  actions with
regard to significant deficiencies and material weaknesses.

Date: November 12, 2002

                                        /s/ Keith J. Randall
                                        ----------------------------------------
                                        Keith J. Randall
                                        Chief Financial Officer

                                                                              15