Exhibit 10 (xv)









                             SUPPLY AGREEMENT NO. 3
                                 March 31, 2001




This Agreement is made on the date as set out below

BETWEEN

*, a company duly organized and existing under the laws of Sweden, having its
head offices at * (referred hereinafter * ) and its subsidiary *.

AND

Bontex Inc. and Bontex S.A., ( referred hereinafter Bontex)

WHEREAS, * desires to sell and Bontex desires to purchase, on the terms and
conditions hereinafter set forth, certain qualities of pulp to be manufactured
by * at its pulp manufacturing facility in *.

Now, therefore, the parties hereby agree as follows :

1.       DEFINITIONS
                   -    " Delivery point U.S. " shall mean the facility at
                        Bontex Inc.1, Bontex Drive, Buena Vista 24416, Virginia,
                        U.S.A.
                   -    " Delivery point Belgium " shall mean the facility at
                        Bontex S.A. Rue Slar B-4801 Stembert, Belgium.
                   -    " Product or Products " shall mean Flashdried
                        unbleached sulphite Pulp.
                   -    " USD " shall mean the lawful currency of the United
                        States of America.
                   -    "ADMT " shall mean one thousand (1.000) kilograms of
                        air-dry pulp.



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* Confidential Treatment Requested.  The redacted material has been separately
filed with the Commission.

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2.       SUPPLY AND DELIVERY OF PRODUCTS

         2.1      During the term of this Agreement * agree to sell to Bontex
                  and Bontex agrees to purchase from * 300 (three hundred) ADMT
                  of the Products annually.

         2.2      delivery terms : see Appendix no 1.


3.       PRICES AND PAYMENT

         3.1      From January 1st to June 30th, 2001 the price is US$ * per
                  ADMT.

                  From July 1st 2001, for a period of 5 years, the price is US$
                  * per ADMT. This figure is subject to revision according to
                  FOEX/PIX index. If the NBSK index is more than US$ * above or
                  below the US$ * level, then shall the price be adjusted with *
                  percent of the increase or the decrease. Any adjustment to the
                  agreed base price because of index change will be made on the
                  basis of the actual index rate on the day of invoicing.

         3.2      Payment terms : see Appendix no 1.


4.       FORECAST AND ORDERS

         4.1      Bontex will provide before the 15th of each month the
                  quantities to be delivered the following month.


5.       PENALTY

         5.1      If * fails to deliver the Product on the acknowleged delivery
                  date and such failure is not caused by Bontex or by any force
                  majeure event, * will purchase on open market equivalent pulp
                  and supply Bontex at Supply Contract price.


6.       QUALITY OF PRODUCT

         6.1      * shall supply the Products to Bontex in accordance with the
                  specifications in the Appendix 4 (technical data sheet *).



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* Confidential Treatment Requested.  The redacted material has been separately
filed with the Commission.

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7.       WARRANTY

         7.1      Bontex warrants that it can lawfully enter into this Agreement
                  and that it has complied and will continue to comply with all
                  legal prerequisites and formalities or governmental laws or
                  regulations, which are necessary for Bontex' performance of
                  its obligations under this Agreement.

         7.2      * warrants that it can lawfully enter into this Agreement and
                  that is has complied and will continue to comply with all
                  legal prerequisites and formalities or governmental laws or
                  regulations, which are necessary for * performance of its
                  obligations under this Agreement.


8.       CONFIDENTIALITY

         8.1      Each party shall retain all confidential information furnished
                  by the disclosing party to the receiving party hereunder as
                  strictly confidential, and shall refrain from disclosing the
                  same to any third party, except for the information which :

                           (i)      is or falls within the public domain through
                                    no fault of the receiving party or its
                                    affiliate ; or
                           (ii)     is or has been known to the receiving party
                                    in good faith as evidenced by its written
                                    records or other competent proof before
                                    receipt of the said information from a
                                    disclosing party ; or
                           (iii)    is disclosed to the receiving party in good
                                    faith by a third party who has the right to
                                    make such disclosure.

         8.2      Notwithstanding the above, a receiving party may disclose such
                  information:

                           a)       to its employees who should have access to
                                    the information to safeguard that the
                                    receiving party pursuits according to this
                                    Agreement.

                           b)       as required by law; or

                           c)       to the extent such disclosure is necessary
                                    to achieve the purposes of this
                                    Agreement.


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* Confidential Treatment Requested.  The redacted material has been separately
filed with the Commission.

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9.       TERM, TERMINATION

         9.1      This Agreement enters into force on January 1, 2001 and it
                  shall remain in force for a period of five ( 5) years and six
                  ( 6)months.

         9.2      Notwithstanding the above, this Agreement may be terminated at
                  any time by either party sending a written notice to the other
                  in the event of a material breach of any conditions of this
                  Agreement by the other party continuing for a period of six
                  (6) months after notice by the non-defaulting party specifying
                  the default complained of, and failure of the defaulting party
                  to remedy such default within the above six (6) months period.


10.      FORCE MAJEURE

         10.1     A force majeure event shall mean any event or condition, not
                  existing as of the date hereof, not reasonably foreseeable as
                  of such date and not reasonably within the control of either
                  party, which prevents in whole or in material part the
                  performance of one of the parties of its obligations
                  hereunder. Without limiting the foregoing, the following shall
                  constitute force majeure events: Acts of state or governmental
                  action, epidemics, riots, war, strikes, lock outs, suspension,
                  termination, or interruption of utilities, fire, flood,
                  hurricane, earthquake, and explosion.

         10.2     The party wishing to claim relief by reason of force majeure
                  event shall notify the other party in writing without delay.


11.      ENTIRE AGREEMENT

         11.1     This Agreement sets out the entire understanding between the
                  parties with regard to the subject matter hereof, and
                  supersedes and replaces all previous understandings and
                  agreements between the parties, whether oral or written, in
                  connection with the subject matter hereof.

         11.2     Any amendments or supplements to this Agreement shall only be
                  valid if made in writing and duly executed by both parties
                  hereto.


12.      NOTICES

         12.1     Any notice to the other party in connection with this
                  Agreement shall be delivered in person or sent by registered
                  letter or telefax.



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* Confidential Treatment Requested.  The redacted material has been separately
filed with the Commission.

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13.      GENERAL CONDITIONS AND GOVERNING LAW

         13.1.    To the extent not otherwise agreed the GENERAL TRADE RULES FOR
                  WOODPULPS, 1975, shall apply for this Agreement.

         13.2     This Agreement and the legal relations between the parties
                  should be governed by the laws of UK and in case of a dispute
                  this should be settled under the Rules of Conciliation an
                  Arbitration of the International Chamber of Commerce in
                  London.


IN WITNESS WHEREOF, this Agreement has been duly executed in two identical
copies, one for each party.


       *                            BONTEX S.A.                 BONTEX Inc.


______/s/__________                ________/s/_______         __________________

Date 5/9/01                         Date 5/9/01               Date _____________




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* Confidential Treatment Requested.  The redacted material has been separately
filed with the Commission.

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APPENDIX NO 1.


DELIVERY TERMS: DDU Stembert Mill and DDU Buena Vista respectively.

PAYMENT TERMS: Cash within 10 days from invoice date less 1,5 % discount for
deliveries to Stembert mill and 60 days net for deliveries to Buena Vista mill.
According to INCOTERMS 1990.







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* Confidential Treatment Requested.  The redacted material has been separately
filed with the Commission.

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*

                                    TYPICAL CHARACTERISTICS

                                    *
                                    UNBLEACHED KRAFT SOFTWOOD PULP

PULP FROM THE * MILL
Date:  98-12-07            Issued by:  * , *

PROCESS INFORMATION:
Spruce and pine around 50% of each are used as wood supply. 70% arrives as logs,
the rest is waste chips from sawmills. The chips are continuously digested in a
Kamyr digester. After cleaning and washing of the pulp follows an extra super
washing before drying.

All pulp is flash dried.
<TABLE>
<CAPTION>

PULP CHARACTERISTICS:
<S>     <C>    <C>    <C>    <C>    <C>    <C>
Kappa number                                         28                SCAN-C 1:77
Brightness                          % ISO            29                SCAN-CM 11:95
Intrinsic viscosity                 dm3/kg           1150              SCAN-C 15:88
Ash Content                         %                0.20              SCAN-C 6:62
Extractives (Acetone)               %                0.13              SCAN-CM 93

Standards SCAN/ISO                          Testing climate 50% RH 23 (degree)C

Beating rev PFI                                      3500     5200     6200     7200    9000
Drainage Resistance          (degree)SR              20       25       30       35      45

Tensile index                       Nm/g             95       99       102      102     104
Breaking length                     m                9700     10100    10350    10400   10600
Burst index                         kPa m2/g         7.3      7.6      7.8      8.0     8.4
Tear index                          mN m2/g          13.0     12.7     12.1     11.6    10.7
Folding endurance                   401og            3.25     3.29     3.31     3.34    3.40

Light Scattering Coeff.             M2/kg            16.0     15.1     14.4     14.0    13.6
Opacity                             %                93.6     93.1     92.4     92.1    91.6

Density                             kg/m3            717      750      759      770     780
Bulk                                cm3/g            1.39     1.33     1.32     1.30    1.28

Air permeability, Gurley            mm/kPa s         18       9        4.3      2.4     1.1
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*                                   Address          Telephone                  Telefax
                                    *
*                                   *                *                          *
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* Confidential Treatment Requested.  The redacted material has been separately
filed with the Commission.