Participation in Trend-Adjusted APH for 2012

The Trend-Adjusted APH program allows growers to revise their past yields upwards to reflect long-term 

technology trends. This makes a grower’s APH better match his or her true yield potential, resulting in 

improved insurance coverage.

For 2012, the Trend-Adjusted APH program was offered only in the central growing areas for corn and 

soybeans (see nearby maps). It has since been expanded to additional areas and crops for 2013.

What follows are some summary statistics on grower participation in the Trend-Adjusted APH program 

for the 2012 crop year.
Participation in Trend Adjusted APH for 2012

Acres Per Policy

% Acres w/TA Corn Soybeans

State Corn Soybeans TA No TA TA No TA

CO 20% 461 268

IA 85% 79% 222 118 166 109

IL 80% 75% 201 149 151 122

IN 70% 66% 258 175 222 158

KS 42% 28% 244 147 178 110

KY 71% 61% 362 171 332 162

MI 51% 49% 308 196 268 161

MN 86% 77% 276 136 230 164

MO 48% 36% 225 126 257 166

ND 73% 54% 564 301 569 353

NE 61% 56% 264 175 176 123

OH 75% 68% 203 107 216 137

SD 71% 64% 358 179 301 169

WI 55% 50% 267 156 170 101

All 71% 63% 247 155 200 140

Numbers apply only to counties where TA is available

Overall, participation in the Trend-Adjusted APH program is 2012 was high – 71% of eligible acres for 

corn and 63% for soybeans. Participation tended to be higher in the core growing areas of the Corn Belt 

and lower elsewhere.

Larger growers tended to use the Trend-Adjusted APH. The average number of acres per corn policy 

was 247 for those with Trend-Adjusted APH and 155 without. A similar pattern occurred for soybeans.

One question that is frequently asked is whether growers changed their coverage levels in response to 

the increase in their APH from the trend adjustment. Overall, the average coverage level changed little 

from 2011 to 2012 for corn and soybeans. As shown in the nearby table, the average coverage level for 

revenue protection (the most common choice) remained nearly unchanged at around 75% for both 

crops.

However, this overall average masks some movement at specific coverage levels. The nearby tables 

show the proportion of policies that changed coverage levels from 2011 to 2012. At higher coverage 

levels, 80 and 85 percent, growers generally moved down a step. For example, 24 percent of corn 

policies switched from 85% coverage in 2011 to 80% is 2012 (while 73% of those policies stayed put). At 

lower coverage levels, growers generally increased their coverage. These two trends appear to have 

balanced out, leaving the overall coverage level unchanged.
Average Coverage Level by Plan of Insurance (Buy-Up Policies Only)

Corn Soybeans

Insurance Plan 2011 2012 2011 2012

Revenue Protection 75.6% 75.7% 75.1% 75.1%

Revenue Protection - HPEO 76.8% 77.4% 75.7% 75.4%

Yield Protection 65.6% 66.2% 64.6% 64.8%

Change in Coverage Level from 2011 to 2012

(Revenue Coverage for Corn, Policies with Trend Adjustment, All States)

2012 Coverage Level

Crop Policy Count 2011 Coverage

Level 50% 55% 60% 65% 70% 75% 80% 85% Other

928 50% 59% 3% 7% 5% 11% 8% 4% 2% 1%

240 55% 8% 54% 14% 6% 5% 10% 2% 0% 2%

1,217 60% 1% 3% 58% 14% 12% 7% 2% 1% 1%

8,344 65% 0% 0% 7% 60% 19% 10% 3% 1% 1%

28,646 70% 0% 0% 0% 5% 71% 17% 5% 1% 1%

53,029 75% 0% 0% 0% 1% 12% 73% 12% 2% 0%

46,735 80% 0% 0% 0% 0% 1% 17% 73% 7% 0%

21,248 85% 0% 0% 0% 0% 0% 2% 24% 73% 0%

Change in Coverage Level from 2011 to 2012

(Revenue Coverage for Soybean Policies with Trend Adjustment, All States)

2012 Coverage Level

Crop Policy Count 2011 Coverage

Level 50% 55% 60% 65% 70% 75% 80% 85% Other

839 50% 65% 3% 6% 4% 10% 7% 3% 1% 1%

157 55% 1% 55% 17% 3% 3% 15% 1% 2% 3%

789 60% 2% 1% 64% 13% 11% 6% 2% 1% 1%

6,136 65% 0% 0% 4% 64% 18% 10% 2% 0% 1%

21,519 70% 0% 0% 0% 3% 73% 17% 4% 0% 1%

43,224 75% 0% 0% 0% 0% 11% 76% 11% 1% 0%

40,969 80% 0% 0% 0% 0% 1% 18% 75% 6% 0%

17,498 85% 0% 0% 0% 0% 0% 3% 26% 70% 0%