Federal Register / Vol. 76, No. 52 / Thursday, March 17, 2011 / Notices 14667 

The Commission advises concerned 

members of the public, seeking sitespecific information, to contact the FCC 

for the name and telephone number of 

the service providers in the concerned 

party’s area. The Commission 

encourages all service providers to 

provide site-specific, technical 

information and environmental 

evaluation documentation upon public 

request. In addition, we note alternative 

sources of information may be state and 

local governments, which may collect 

some site-specific information as part of 

the zoning process. 

Federal Communications Commission. 

Marlene H. Dortch, 

Secretary, Office of the Secretary, Office of 

Managing Director. 

[FR Doc. 2011–6202 Filed 3–16–11; 8:45 am] 

BILLING CODE 6712–01–P 

FEDERAL DEPOSIT INSURANCE 

CORPORATION 

Agency Information Collection 

Activities: Submission for OMB 

Review; Comment Request 

AGENCY: Federal Deposit Insurance 

Corporation (FDIC). 

ACTION: Notice of information collection 

to be submitted to OMB for review and 

approval under the Paperwork 

Reduction Act of 1995. 

SUMMARY: In accordance with the 

requirements of the Paperwork 

Reduction Act of 1995 (44 U.S.C. 3501 

et seq.), the FDIC hereby gives notice 

that it is submitting to the Office of 

Management and Budget (OMB) a 

request for OMB review and approval of 

revisions to the survey collection 

instruments for its second National 

Survey of Banks’ Efforts to Serve the 

Unbanked and Underbanked (‘‘Bank 

Survey’’), currently approved under 

OMB Control No. 3064–0158, scheduled 

to be conducted in mid-2011. On 

December 23, 2010 (75 FR 71437), the 

FDIC issued a request for comment on 

possible revisions to the Bank Survey. 

No comments were received. 

The collection is mandated by section 

7 of the Federal Deposit Insurance 

Reform Conforming Amendments Act of 

2005 (‘‘Reform Act’’) (Pub. L. 109–173), 

which calls for the FDIC to conduct 

ongoing surveys on efforts by insured 

depository institutions to bring those 

individuals and families who have 

rarely, if ever, held a checking account, 

a savings account or other type of 

transaction or check cashing account at 

an insured depository institution 

(hereafter in this section referred to as 

the ‘unbanked’) into the conventional 

finance system. In addition to gathering 

information on the efforts of FDICinsured depository institutions to bring 

unbanked individuals and families into 

the conventional finance system, the 

Bank Survey collects information on 

their efforts to serve underbanked 

populations. Underbanked populations 

include individuals who have an 

account with an insured depository but 

also rely on nonbank alternative 

financial service providers for 

transaction services or high cost credit 

products. 

DATES: Comments must be submitted on 

or before April 18, 2011. 

ADDRESSES: Interested parties are 

invited to submit written comments by 

any of the following methods. All 

comments should refer to the ‘‘National 

Survey on Banks’ Efforts to Serve the 

Unbanked and Underbanked’’: http:// 

www.FDIC.gov/regulations/laws/ 

federal/. 

E-mail: comments@fdic.gov. Please 

include the name and number of the 

collection (i.e., National Survey on 

Banks’ Efforts to Serve the Unbanked 

and Underbanked, OMB No. 3064–0158) 

in the subject line of the message. 

Mail: Leneta Gregorie (202–898– 

3719), Counsel, Legal Division, Federal 

Deposit Insurance Corporation, 550 17th 

Street, NW., Washington, DC 20429. 

Hand Delivery: Comments may be 

hand-delivered to the guard station at 

the rear of the 550 17th Street Building 

(located on F Street), on business days 

between 7 a.m. and 5 p.m. 

FOR FURTHER INFORMATION CONTACT: 

Interested members of the public may 

obtain additional information about the 

collection, including a copy of the 

proposed collection and related 

instructions, without charge, by 

contacting Leneta Gregorie at the 

address identified above, or by calling 

(202) 898–3719. Copies of the survey 

instruments may also be accessed online, at http://www.fdic.gov/regulations/ 

laws/federal/index.html, directly 

beneath the link to this Federal Register 

notice. 

SUPPLEMENTARY INFORMATION: The 

National Survey on Banks’ Efforts to 

Serve the Unbanked and Underbanked 

(Bank Survey) collection of information 

consists of two related survey 

instruments: (1) A survey of insured 

depository institution headquarters 

offices regarding corporate business 

strategies for serving the unbanked and 

underbanked, including bank product 

and services available to these 

households; and (2) a survey of 

branches of insured depository 

institutions regarding specific methods 

used to reach the underserved and 

specific products and services offered at 

each location. The estimated burden for 

the surveys is as follows: 

1. Headquarters Survey 

OMB Number: 3064–0158. 

Frequency of Response: once. 

Affected Public: FDIC-insured 

depository institutions headquarters 

offices. 

Estimated Number of Respondents: 

469. 

Estimated Time per Response: 30 

minutes per respondent. 

Estimated Burden: 0.5 hours × 469 

respondents = 234.5 hours. 

2. Branch Office Survey 

OMB Number: 3064–0158. 

Frequency of Response: Once. 

Affected Public: FDIC-insured 

depository institutions branch offices. 

Estimated Number of Respondents: 

1,300. 

Estimated Time per Response: 30 

minutes per respondent. 

Estimated Burden: 0.5 hours × 1,300 

respondents = 650 hours. 

Total estimated burden for this 

collection: 234.5 hours + 650 hours = 

884.5 hours. 

General Description of Collection 

The FDIC has a number of initiatives 

underway to encourage practical 

solutions to ensure that all consumers 

have reasonable access to full service 

banking and other financial services. 

The FDIC believes that insured 

depositories can provide a path into the 

financial mainstream for those who 

need these financial services, and that 

depository institutions can create an 

array of affordable transactional, 

savings, and lending services to meet 

the needs of all their customers. 

Currently, a significant segment of the 

population relies on a mix of non-bank 

financial service providers for their 

needs. The FDIC has undertaken a series 

of investigations in this area, including 

the Bank Survey. The survey is 

mandated by section 7 of the Reform 

Act, which calls for the FDIC to conduct 

ongoing surveys ‘‘on efforts by insured 

depository institutions to bring those 

individuals and families who have 

rarely, if ever, held a checking account, 

a savings account or other type of 

transaction or check cashing account at 

an insured depository institution 

(hereafter in this section referred to as 

the ‘unbanked’) into the conventional 

finance system.’’ The Reform Act 

specifically mandates that the FDIC 

consider the following factors and 

questions in conducting the survey: 

‘‘(A) To what extent do insured 

depository institutions promote 


srobinson on DSKHWCL6B1PROD with NOTICES
14668 Federal Register / Vol. 76, No. 52 / Thursday, March 17, 2011 / Notices 

financial education and financial 

literacy outreach?’’ 

‘‘(B) Which financial education efforts 

appear to be the most effective in 

bringing ‘unbanked’ individuals and 

families into the conventional finance 

system?’’ 

‘‘(C) What efforts are insured 

institutions making at converting 

‘unbanked’ money order, wire transfer, 

and international remittance customers 

into conventional account holders?’’ 

‘‘(D) What cultural, language and 

identification issues as well as 

transaction costs appear to most prevent 

‘unbanked’ individuals from 

establishing conventional accounts?’’ 

‘‘(E) What is a fair estimate of the size 

and worth of the ‘unbanked’ market in 

the United States?’’ 

In connection with these mandated 

objectives, the FDIC seeks to identify 

and quantify the extent to which 

institutions serve the needs of the 

unbanked and underbanked; identify 

the characteristics of institutions that 

are reaching out to and serving the 

unbanked and underbanked; identify 

efforts (for example, practices, 

programs, alliances) of institutions to 

serve the unbanked and underbanked; 

and identify potential barriers that affect 

the ability of institutions to serve the 

unbanked and underbanked. 

In its inaugural survey effort, the first 

of its kind to be conducted at the 

national level, the FDIC conducted a 

two-pronged survey—a sample survey 

of FDIC-insured depository institutions 

and a limited number of case studies of 

FDIC-insured depository institutions 

that were employing innovative 

methods to serve unbanked and 

underbanked populations. The results of 

the initial survey effort, which were 

released in February 2009, showed that 

while most banks were aware of 

significant unbanked and underbanked 

populations in their areas, more could 

be done to reach out to these important 

markets. A copy of the survey findings 

can be accessed at the following link: 

http://www.fdic.gov/unbankedsurveys/. 

In this second Bank Survey, the FDIC 

proposes to survey FDIC-insured 

depository institutions at the 

headquarters and branch office level on 

their efforts to meet the needs of 

underserved populations. By so doing, 

the survey will provide insights into 

relevant headquarter strategies as well 

as offerings at the branch level. This 

approach will also enable the FDIC to 

analyze survey results by bank size class 

as well as by geographic location, 

including the potential to identify 

differentiated efforts of branch offices 

located in low to-moderate income 

areas. 

Request for Comment 

Comments are invited on: (a) Whether 

the collection of information is 

necessary for the proper performance of 

the FDIC’s functions, including whether 

the information has practical utility; (b) 

the accuracy of the estimates of the 

burden of the information collection; (c) 

ways to enhance the quality, utility, and 

clarity of the information to be 

collected; and (d) ways to minimize the 

burden of the information collection on 

respondents, including through the use 

of automated collection techniques or 

other forms of information technology. 

The FDIC will consider all comments to 

determine the extent to which the 

proposed information collection should 

be modified prior to submission to OMB 

for review and approval. After the 

comment period closes, comments will 

be summarized or included in the 

FDIC’s request to OMB for approval of 

the collection. All comments will 

become a matter of public record. 

Dated at Washington, DC, this 11th day of 

March 2011. 

Federal Deposit Insurance Corporation. 

Pamela Johnson, 

Regulatory Editing Specialist. 

[FR Doc. 2011–6173 Filed 3–16–11; 8:45 am] 

BILLING CODE 6714–01–P 

FEDERAL DEPOSIT INSURANCE 

CORPORATION 

Sunshine Act Meeting 

Pursuant to the provisions of the 

‘‘Government in the Sunshine Act’’ (5 

U.S.C. 552b), notice is hereby given that 

at 10:28 a.m. on Tuesday, March 15, 

2011, the Board of Directors of the 

Federal Deposit Insurance Corporation 

met in closed session to consider 

matters related to the Corporation’s 

supervision, corporate and resolution 

activities. 

In calling the meeting, the Board 

determined, on motion of Director 

Thomas J. Curry (Appointive), seconded 

by Director John G. Walsh (Acting 

Comptroller of the Currency), concurred 

in by Director John E. Bowman (Acting 

Director, Office of Thrift Supervision), 

Vice Chairman Martin J. Gruenberg, and 

Chairman Sheila C. Bair, that 

Corporation business required its 

consideration of the matters which were 

to be the subject of this meeting on less 

than seven days’ notice to the public; 

that no earlier notice of the meeting was 

practicable; that the public interest did 

not require consideration of the matters 

in a meeting open to public observation; 

and that the matters could be 

considered in a closed meeting by 

authority of subsections (c)(2), (c)(4), 

(c)(6), (c)(8), (c)(9)(A)(ii), (c)(9)(B), and 

(c)(10) of the ‘‘Government in the 

Sunshine Act’’ (5 U.S.C. 552b(c)(2), 

(c)(4), (c)(6), (c)(8), (c)(9)(A)(ii), (c)(9)(B), 

and (c)(10)). 

The meeting was held in the Board 

Room of the FDIC Building located at 

550—17th Street, NW., Washington, DC. 

Dated: March 15, 2011. 

Federal Deposit Insurance Corporation. 

Robert E. Feldman, 

Executive Secretary. 

[FR Doc. 2011–6464 Filed 3–15–11; 4:15 pm] 

BILLING CODE P 

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

Agency for Healthcare Research and 

Quality 

Meeting of the National Advisory 

Council for Healthcare Research and 

Quality 

AGENCY: Agency for Healthcare Research 

and Quality (AHRQ), HHS. 

ACTION: Notice of public meeting. 

SUMMARY: In accordance with section 

10(a) of the Federal Advisory Committee 

Act, 5 U.S.C. App. 2, this notice 

announces a meeting of the National 

Advisory Council for Healthcare 

Research and Quality. 

DATES: The meeting will be held on 

Friday, April 8, 2011, from 8:30 a.m. to 

3 p.m. 

ADDRESSES: The meeting will be held at 

the Eisenberg Conference Center, 

Agency for Healthcare Research and 

Quality, 540 Gaither Road, Rockville, 

Maryland 20850. 

FOR FURTHER INFORMATION CONTACT: 

Jaime Zimmerman, Coordinator of the 

Advisory Council, at the Agency for 

Healthcare Research and Quality, 540 

Gaither Road, Rockville, Maryland, 

20850, (301) 427–1456. For press-related 

information, please contact Karen 

Migdail at (301) 427–1855. 

If sign language interpretation or other 

reasonable accommodation for a 

disability is needed, please contact the 

Food and Drug Administration (FDA) 

Office of Equal Employment 

Opportunity and Diversity Management 

on (301) 827–4840, no later than March 

25, 2011. The agenda, roster, and 

minutes are available from Ms. Bonnie 

Campbell, Committee Management 

Officer, Agency for Healthcare Research 

and Quality, 540 Gaither Road, 

Rockville, Maryland, 20850. Ms. 

Campbell’s phone number is (301) 427– 

1554. 


srobinson on DSKHWCL6B1PROD with NOTICES