EXHIBIT 10(n)

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                                    AMENDMENT

         THIS AMENDMENT  ("Amendment") is entered into as of September 27, 2002,
between COBANK, ACB ("CoBank") and TELMARK LLC, (the "Company").

                                   BACKGROUND

         CoBank and the Company are  parties to an Amended and  Restated  Master
Loan Agreement dated March 14, 2001 (such agreement,  as previously  amended, is
hereinafter  referred  to as the  "MLA").  CoBank and the  Company now desire to
amend the MLA. For that reason, and for valuable  consideration (the receipt and
sufficiency of which are hereby  acknowledged),  CoBank and the Company agree as
follows:

1.    Section 9(G)  of the MLA is hereby amended and restated in its entirety to
      read as follows:

      (G) TRANSACTIONS  WITH  AFFILIATES.   Invest in its parent company,  Agway
Inc.  ("Agway"),  or any Agway  subsidiaries  whether  by lease,  loan of funds,
purchase of equity,  or otherwise.  In addition,  the Company shall not,  except
with the  written  consent of CoBank,  enter into any  additional  loan or lease
transactions,  or enter into any  extensions  or  modifications  of terms on any
existing  loans or  leases,  with  Agway or any  Agway  subsidiaries,  provided,
however, that notwithstanding the foregoing, the Company may reimburse Agway for
reasonable  intercompany  expenses that arise in the ordinary course of business
between the Company and Agway. As of the date hereof, the Company's  outstanding
leases with Agway do not exceed  $16,325,676.57.  As used in this Section  9(G),
the term "subsidiaries" shall not mean any subsidiaries of the Company.

      (E)  DELINQUENCY.   At the  end  of  each  fiscal  quarter  the  Company's
maximum total delinquent plus nonaccrual leases to total leases shall not exceed
5%,  provided,  however,  that leases to Agway ("Agway Leases") will be excluded
from such  calculation.  The exclusion of Agway Leases will only apply  provided
that all payments on Agway Leases are current.

         Except  as  expressly  provided  by  this  Amendment,   the  terms  and
provisions  of the MLA and the other  Loan  Documents  are hereby  ratified  and
confirmed  and shall  continue  in full force and  effect.  By  agreeing to this
Amendment as acknowledged  below,  the Company hereby  certifies and warrants to
CoBank that after giving effect to the amendments  effected hereby,  each of the
representations  and  warranties  contained  in the  MLA and in the  other  Loan
Documents are true and correct as of the effective date of this  Amendment,  and
shall be true at the time of each loan or advance,  including that no Default or
Event of Default  exists,  with the same effect as though made on such effective
date or, as  applicable,  at the time of each  loan or  advance  (except  to the
extent any such representation or warranty is expressly stated to have been made
as of a specific date, in which case such  representations  or warranty shall be
true and correct as of such specified date).

         IN WITNESS  WHEREOF,  the  parties  have caused  this  amendment  to be
executed by their duly authorized officers as of the date shown above.



COBANK, ACB                            TELMARK LLC

By: /s/Jeff Liggett                    By: /s/Daniel J. Edinger
    --------------------------             -------------------------------------
    Jeff Liggett                            Daniel J. Edinger
    Assistant Vice President                President



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