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Report to Congress:

Organic Crops and the Federal Crop Insurance Program

Submitted by:

William J. Murphy, Administrator Risk Management Agency

Manager Federal Crop Insurance Corporation Board of Directors

As required by Section 12023 of the Food, Conservation, and Energy Act of 2008

January 28, 2010

United States Department of Agriculture

Federal Crop Insurance Corporation

1400 Independence Avenue, SW

Stop 0801

Washington, DC

20250-0801

 

The Risk Management Agency Administers

And Oversees All Programs Authorized Under

The Federal Crop Insurance Corporation

 

An Equal Opportunity Employer
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Introduction

The Food, Conservation and Energy Act of 2008 (2008 Farm Bill) requires the following:

The Corporation shall submit to the Committee on Agriculture of the House of 

Representatives and the Committee on Agriculture, Nutrition, and Forestry of the 

Senate an annual report on progress made in developing and improving Federal 

crop insurance for organic crops, including—

(I) the numbers and varieties of organic crops insured;

(II) the development of new insurance approaches; and

(III) the progress of implementing the initiatives required under this paragraph, 

including the rate at which additional price elections are adopted for organic 

crops.

The 2008 Farm Bill goes on to require that “The report shall include such 

recommendations as the Corporation considers appropriate to improve Federal crop 

insurance coverage for organic crops.”

As required by the 2008 Farm Bill the Federal Crop Insurance Corporation (FCIC)

submits the following update.

Background - Status of Organic Agriculture

The U.S. market for organic products has been expanding since the 1970s and is widely 

scattered across the nation. USDA’s Economic Research Service figures show the growth 

in organic acreage and livestock since 1995. (Charts 1 and 2) (Chart 1 Data) (Char 2 Data)
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The National Agricultural Statistics Service (NASS) conducted a Census of Agriculture 

(2007 Census) on behalf of USDA in 2007. The 2007 Census provides a useful 

framework for assessing the scope of organic agriculture against production agriculture as a 

whole. 

Although the number of farms, acres harvested and crop value of organic production has 

grown since the 2001 Census, organic production remains a small fraction of the total 

agricultural production in the United States. (See Table 1)

Table 1. 2007 Census Comparison of Organic/Non Organic

Non-Organic Organic Total Organic % of Total

# Farms 2,186,581 18,211 2,204,792 .83%

Har 

Acres

 308,319,513 1,288,088 309,607,601 .42%

Sales 295,511,380,000 1,709,111,000 297,220,491,000 .58%

The 2007 Census found that 18,211 farms were engaged in organic production on 

2,577,418 acres. Organic crops were harvested from 1,288,088 acres on 16,778 farms. 

The remaining 1.3 million acres of organic acreage in production represents pasture, 

rangeland and forage. The 2007 Census reported the value of organic product sales at 

$1.7 billion compared to $297 billion for agriculture commodities overall. 

While less than one percent of major commodity crops are grown under certified organic 

farming practices, larger portions of some specialty crops (especially fruits, vegetables, 

and specialty grains) are grown under these practices. (See Chart 3) (Chart 3 Data)
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Over 90 percent of organic crop sales were from farms with organic crop sales of $50,000 

or greater, with average sales for the “over $50,000” sales grouping of $381,755. Some 

farms have a major presence in organic markets. (See Chart 4) (Chart 4 Data)

NASS is currently conducting an additional comprehensive survey of organic 

agricultural, the Organic Production Survey. The Organic Production Survey, a 

supplement to the 2007 Census, is USDA’s first wide-scale survey of organic farming in 

the United States. The survey includes USDA certified organic producers, organic 
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producers exempt from certification (those grossing less than $5,000 annually from 

organic sales), producers transitioning to organic production, and non-certified producers 

that indicated organic production on their 2007 Census of Agriculture form. NASS 

expects to publish survey results in early 2010.

Federal Crop Insurance for Organic Crops

Statutory Authority: Federal crop insurance is administered by the Risk Management 

Agency (RMA) on behalf of the Federal Crop Insurance Corporation (FCIC) under the 

authority of the Federal Crop Insurance Act (Act) (7 U.S.C. 1501-1524). Specifically, 

Section 1508 states:

(a) AUTHORITY TO OFFER INSURANCE.—

(1) IN GENERAL.—If sufficient actuarial data are available (as determined by 

the Corporation), the Corporation may insure, or provide reinsurance for 

insurers of, producers of agricultural commodities grown in the United States 

under 1 or more plans of insurance determined by the Corporation to be adapted 

to the agricultural commodity concerned. To qualify for coverage under a plan of 

insurance, the losses of the insured commodity must be due to drought, flood, or 

other natural disaster (as determined by the Secretary).

The 2008 Farm Bill also modified the definition of organic crop found at Section 

1502(b)(7) as follows:

ORGANIC CROP. - The term “organic crop” means an agricultural commodity

that is organically produced consistent with section 2103 of the Organic Foods 

Production Act of 1990 (7 U.S.C. 6502)

RMA implemented the revised definition in all appropriate program materials effective 

for spring crops for the 2009 crop year, and for both winter and spring crops for 

succeeding crop years.

Crop insurance is available for a wide variety of crops that are organically produced. 

Crop insurance is available for certified organic acreage; transitional acreage being 

converted to organic acreage; and buffer zone acreage. In addition, crop insurance is

available for pasture, rangeland and forage and on a whole farm basis for many crops

which do not distinguish between organic and conventional production practices. 

Finally, crop insurance is available for livestock producers through the Livestock Gross 

Margin (LGM) products, which provide protection against loss of gross margin (market 

value of livestock minus feed costs), and Livestock Risk Protection products (LRP), 
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which provide protection against price declines. These products do not distinguish 

between organic and conventional production practices.

The Organic Production Survey being administered by NASS identifies the following 

crops as primary organic crops. Tables 2 and 3 shows whether those crops included in 

the survey are also covered under Federal crop insurance.

Table 2. Crops in NASS Organic Product Survey 

Insured Under FCIC Crop Year 2010

Almonds Hay (Forage) Rice

Apples Hogs and Pigs* Rye for grain or seed

Avocados Lemons Safflower

Barley for Grain or 

Seed Milk* Sheep and Lambs*

Beef Cows*

Mint, peppermint and 

spearmint Snap beans for processing

Dry Beans Oats for grain or seed Sorghum for grain or seed

Buckwheat Onions, dry

Sorghum for silage or 

greenchop

Blueberries, tame Oranges, all Soybeans for beans

Cabbage, all Peaches, all Sugarcane

Canola Peanuts for nuts Sunflowers

Cherries, sweet Pears, all Sweet corn

Corn for grain or seed Peas, dry peas and lentils Tangerines

Corn for silage or 

greenchop Peas, green Tomatoes

Cotton, all Pecans Walnuts, English

Cranberries Peppers, bell

Wheat, Winter for grain or 

seed

Figs Plums and prunes

Wheat, Durum for grain or 

seed

Flaxseed (Flax) Popcorn

Wheat, Other spring for grain 

or seed

Grapefruit Potatoes

Grapes Proso millet

Source: Compiled from the USDA NASS Organic Production Survey Instrument and USDA RMA 2009 Crop Policies and Pilot Program Lists 

*Beef Cows are insured under the Livestock Gross Margin (LGM) Cattle and Livestock Risk Protection (LRP) Fed Cattle and LRP Feeder Cattle.

**Milk prices are insured under the LGM Dairy Cattle Program

***Hogs and Pigs are insured under the LRP/LGM Swine Program

****Sheep and Lambs are insured under the LRP Lamb Program
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Table 3. Crops Named in the NASS Organic Production Survey but 

Not Insured under Named-Crop FCIC Programs in 2010*

Beans, snap (fresh)+ Hazelnuts/Filberts

Blackberries and 

Dewberries**

Herbs, dried

Broccoli Herbs, fresh-cut

Cantaloupes and 

muskmelons

Honeydew melons, 

fresh-cut

 Carrots++ Lettuce

Cauliflower Peas, green (fresh)

Celery Pistachios**

Cherries, tart Raspberries++ 

Dates Spinach

 Garlic Squash++

Watermelon

Source: Compiled from the USDA NASS Organic Production Survey Instrument and USDA RMA 2010 Crop Policies and Pilot Program Lists

*Crop may be covered under AGR/AGR-Lite in some instances

+Privately developed product approved for implementation

**Pilot program under development by RMA

++Pilot program under development by RMA but tabled due to similar private product available.

Multiple Peril Crop Insurance covered perils include losses due to the following causes if 

the damage is significant enough to lower yield below the deductible for the entire insured 

unit:

Drought

Excess Heat and/or Moisture

Freeze

Storm damage

Hail

Insect damage, disease and weeds that cannot be controlled by recognized 

organic farming practices

Revenue products provide revenue guarantees instead of MPCI yield guarantees. Revenue 

policies protect a grower’s loss of revenue resulting from low prices, low yields, or a 

combination of the two.

The same exclusions applicable to all other crop insurance policies, i.e. losses due to 

quarantine, loss of marketing opportunity and other than natural causes, apply to organic 

crops insured as well. Organic policyholders are required to maintain separate Actual 

Production History (APH) databases for conventional, transitional, and certified organic 
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acreage. In addition, an organic crop plan must be on file with the approved insurance 

provider to support proactive preventive management. Claims are supported only where 

planned controls were not effective. Crop insurance is not intended to compensate for poor 

organic management. 

Organic Participation in Federal Crop Insurance, 2004-2009

From crop years 2004 – 2009 there have been over 80 crop varieties insured as either 

certified or transitional organic under various forms of crop insurance. Table 4 

summarizes the number of policies and acreage insured with organic practices designated 

under the various types of insurance plans.

Table 4. Organic Policies by Type of Insurance Plan by Year for 2004-2009*

Insurance 

Plan Type

2004 2005 2006 2007 2008 2009

Policies Acreage Policies Acreage Policies Acreage Policies Acreage Policies Acreage Policies Acreage

Yield 

Coverage

(APH)

814 101,026 1,161 145,168 1,476 180,065 1,744 232,420 1,966 247,404 2,334 274,780

Revenue 

Coverage

(RA,CRC,IP, 

ARH)

624 106,447 684 132,551 1,015 184,294 1,259 197,839 1,488 229,136 1,710 286,674

Dollar 

Amount of 

Insurance

21 2,920 49 3,220 72 4,548 87 9,250 98 10,550 63 3,741

Total 1,459 210,393 1,894 280,939 2,563 368,906 3,090 439,509 3,552 487,090 4,107 565,195

*Policy count reflects the number of policies where at least 1 acre was insured as transitional or certified organic. Information for 2009 is 

incomplete and is reflective of 12/21/2009.

Crop insurance participation for organic practices is estimated at close to 35 percent. 

This is based on a comparison of the harvested acreage for organic practices reported in 

the 2007 Census of Agriculture relative to the 2007 acreage insured as organic under the 

various crop insurance programs. It is important to note that this may not be a complete

comparison, as not all crop insurance programs require organic practices to be 

specifically designated though coverage is still available. These programs include: 

Adjusted Gross Revenue (AGR); Adjusted Gross Revenue-Lite (AGR-Lite); Group Risk 

Program (GRP) and Group Risk Income Protection Program (GRIP); Rainfall Index (RI) 

and Vegetation Index (VI). Since these programs do not require reporting information 

specific to an organic practice at this time, RMA is unable to report or estimate organic 

participation under these programs. A brief description for each of these programs is 

provided in Attachment 1. 
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RMA’s Actuarial Experience

The 2008 Farm Bill also modified Section 1506(n) of the Act, which requires that the 

Federal Crop Insurance Program be actuarially sound and establishes a target projected 

loss ratio as follows:

(n) ACTUARIAL SOUNDNESS.—

(1) PROJECTED LOSS RATIO AS OF OCTOBER 1, 1995.—The Corporation 

shall take such actions as are necessary to improve the actuarial soundness of 

Federal multiperil crop insurance coverage made available under this subtitle to 

achieve, an overall projected loss ratio of not greater than 1.0, including—

.....

(D) taking any other measures authorized by law to improve the actuarial 

soundness of the Federal crop insurance program while maintaining fairness and 

effective coverage for agricultural producers.

An essential role and requirement RMA has is to establish and maintain the actuarial 

soundness of the Federal crop insurance program.

Premium Rating: Crop insurance for organic production was originally available only 

by a written agreement. A written agreement allows for a producer to receive an 

individual determination of coverage for specific crops produced under specific 

conditions in specific counties. Because organic practices were not generally considered 

good farming practices, each situation was evaluated on its own merits. Upon 

submission of appropriate documentation that confirmed the appropriateness of their 

individual production practices, organic producers were provided coverage, albeit at a 

premium rate determined specifically for their situation. In 2000, the Agricultural Risk 

Protection Act (ARPA) defined organic farming as a good farming practice, which 

allowed for inclusion of organic production under the terms and conditions of all crop 

insurance policies in effect at that time. 

RMA modified the Common Crop Insurance Policy Basic Provisions to recognize 

organic farming as a good practice for all spring planted crops for the 2004 crop year.

This meant that organic producers were now eligible for all crop insurance policies using 

standard policy terms on all spring planted crops for the 2004 and succeeding crop years

without requesting an individual written agreement. Organic producers were no longer 

required to obtain a written agreement.

However, limited information existed regarding organic farming practices and how they

related to crop insurance. Limited data was available on yield variability and 

susceptibility to losses for organic agriculture. For example, many insect, disease, and 
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weed perils previously mitigated through known conventional farming practices proven 

on a large scale would now be treated with organic methods only in limited use at the 

time. The lack of information introduced an uncertainty regarding risk that could not be 

empirically tested until additional insurance experience was collected regarding organic 

farming practices. RMA determined, consistent with standard actuarial principles, that an 

additional rate load of 5 percent was appropriate for organic farming practices. The rate 

load is applied as a 5 percent surcharge. 

RMA has reviewed organic insurance experience relative to conventional experience for 

the same crops and counties on an annual basis. In the aggregate over the years of data 

available, organic loss ratios have exceeded those of conventional practices. 

Consequently, RMA has maintained the 5 percent surcharge for organic production. 

Tables 1-10 of Exhibit 1 detail RMA’s loss experience for organic crops from 2004-2009.

Current Price Options for Organic Production

The price elections or dollar amounts of insurance applicable to both certified organic 

acreage and transitional acreage (includes any respective buffer zones) are the same as the 

price elections or dollar amounts of insurance published by RMA for the crop grown using 

conventional means. RMA does not establish a separate price election for organic crops. 

However, under certain crop insurance policies, a contract price is an alternative to a 

published price election for the crop insurance policies listed in Table 5. In those cases, a 

contract price is available for organic acreage provided only that organic acreage is planted 

and insured. For example, a contract is required to produce green peas. In order to insure 

green peas, policyholders must in turn have a contract. The terms of the policy provide that 

the insured crop be valued at the contract price. Thus, any acreage of green peas grown 

organically, that are under contract, and that have a contract price representative of the 

value when grown in this manner, may be insured at that price.

The crops listed in Table 5 currently offer contract pricing in many of the counties for 

which the crop policy is available. Most of these crops must have a contract in place on 

planted acreage before insurance attaches. For some of the crops, contract prices are 

capped at a level determined by RMA. Producers who have contracts for organic 

production are able to obtain coverage at the contracted prices, subject to any limitations 

specified in the county actuarial documents for that crop. 

RMA added a contract pricing alternative for specialty use barley and soybeans for the 

2010 crop year. This contract pricing is capped. Although the capped value for the 

contract price could be lower than the price some organic growers receive, it is above the 
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previous actual production history price election for crops produced under conventional 

practices. If an organic grower has a contract, they could insure it up to the capped 

amount. 

For barley the new specialty types are offered for spring barley in Colorado, Idaho, 

Minnesota, Montana, North Dakota, Oregon, South Dakota, and Washington. Specialty 

types included are malting, waxy hulled, waxy hulless and hulless. 

For soybeans, the specialty types are offered in Arkansas, Iowa, Michigan, Minnesota, 

Missouri, North Dakota, Ohio, and Virginia. Specialty types included are Large Seeded 

Food Grade, Small Seeded Food Grade, Low Linolenic Acid, Low Saturated Fat and High 

Protein.

Table 5. Crops/States With Contract Pricing Available

CROP STATE CROP STATE

ALFALFA 

SEED CALIFORNIA PENNSYLVANIA

IDAHO WASHINGTON

MONTANA WISCONSIN

NEVADA BUCKWHEAT MINNESOTA

OREGON NORTH DAKOTA

WASHINGTON WASHINGTON

WYOMING MUSTARD IDAHO

BARLEY ALASKA MONTANA

COLORADO NORTH DAKOTA

IDAHO OREGON

MINNESOTA WASHINGTON

MONTANA PEANUTS ALABAMA

NEBRASKA ARKANSAS

NORTH DAKOTA FLORIDA

OREGON GEORGIA

SOUTH DAKOTA LOUISIANA

WASHINGTON MISSISSIPPI

WYOMING NEW MEXICO

DRY BEANS IDAHO NORTH CAROLINA

OREGON OKLAHOMA

WASHINGTON SOUTH CAROLINA

DRY PEAS IDAHO TEXAS

OREGON VIRGINIA

WASHINGTON

PROCESSING 

BEANS IDAHO

GRAPES CALIFORNIA OREGON
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IDAHO PUMPKINS ILLINOIS

OREGON SILAGE SORGHUM COLORADO

WASHINGTON KANSAS

GREEN PEAS DELAWARE SOYBEANS ARKANSAS

IDAHO IOWA

ILLINOIS MICHIGAN

IOWA MINNESOTA

MAINE MISSOURI

MARYLAND NORTH DAKOTA

MICHIGAN OHIO

MINNESOTA VIRGINIA

NEW YORK

OREGON

Research and Development Required by the 2008 Farm Bill

The 2008 Farm Bill required RMA to enter into 1 or more contracts for organic coverage 

improvements. Specifically, the 2008 Farm Bill required the following:

CONTRACTS FOR ORGANIC PRODUCTION COVERAGE IMPROVEMENTS.—

(A) CONTRACTS REQUIRED.—Not later than 180 days after the date of 

enactment of the Food, Conservation, and Energy Act of 2008, the Corporation 

shall enter into 1 or more contracts for the development of improvements in 

Federal crop insurance policies covering crops produced in compliance with 

standards issued by the Department of Agriculture under the national organic 

program established under the Organic Foods Production Act of 1990 (7 U.S.C. 

6501 et seq.).

(B) REVIEW OF UNDERWRITING RISK AND LOSS EXPERIENCE.—

(i) REVIEW REQUIRED.—(I) IN GENERAL.—A contract under subparagraph 

(A) shall include a review of the underwriting, risk, and loss experience of 

organic crops covered by the Corporation, as compared with the same crops 

produced in the same counties and during the same crop years using nonorganic 

methods. (II) REQUIREMENTS.—The review shall—

(aa) to the maximum extent practicable, be designed to allow the Corporation to 

determine whether significant, consistent, or systemic variations in loss history 

exist between organic and nonorganic production;

(bb) include the widest available range of data collected by the Secretary and 

other outside sources of information; and (cc) not be limited to loss history 

under existing crop insurance policies.
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(ii) EFFECT ON PREMIUM SURCHARGE.—Unless the review under this 

subparagraph documents the existence of significant, consistent, and systemic 

variations in loss history between organic and nonorganic crops, either 

collectively or on an individual crop basis, the Corporation shall eliminate or 

reduce the premium surcharge that the Corporation charges for coverage for 

organic crops, as determined in accordance with the results.

(iii) ANNUAL UPDATES.—Beginning with the 2009 crop year, the review under 

this subparagraph shall be updated on an annual basis as data is accumulated by 

the Secretary and other sources, so that the Corporation may make 

determinations regarding adjustments to the surcharge in a timely manner as 

quickly as evolving practices and data trends allow.

(C) ADDITIONAL PRICE ELECTION.—(i) IN GENERAL.—A contract under 

subparagraph (A) shall include the development of a procedure, including any 

associated changes in policy terms or materials required for implementation of 

the procedure, to offer producers of organic crops an additional price election 

that reflects actual prices received by organic producers for crops from the field 

(including appropriate retail and wholesale prices), as established using data 

collected and maintained by the Secretary or from other sources.

(ii) TIMING.—The development of the procedure shall be completed in a timely 

manner to allow the Corporation to begin offering the additional price election 

for organic crops with sufficient data for the 2010 crop year.

(iii) EXPANSION.—The procedure shall be expanded as quickly as practicable as 

additional data on prices of organic crops collected by the Secretary and other 

sources of information becomes available, with a goal of applying this procedure 

to all organic crops not later than the fifth full crop year that begins after the date 

of enactment of Food, Conservation, and Energy Act of 2008.

RMA awarded a contract to Watts and Associates, Inc., (W&A) in late February, 2009. 

The objectives of the contract, Organic Crops: Review of Risk and Loss Experience and 

Development of Additional Price Election Procedures, are to “(1) review actuarial 

appropriateness of RMA’s organic rates and organic pricing arrangements, and (2) research 

pricing arrangements of organic commodities and [if warranted], provide price procedures 

for RMA to develop additional price elections for all or any applicable organic 

commodities.” The contractor is to research pricing arrangements of organic commodities 

to determine if data consistent with price data standards utilized by RMA are available.

Finally, the contractor is to identify methods to facilitate the eventual establishment of 

unique organic practice rating components as more insurance experience is accumulated 

and research is completed.
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Recommendations

A final report for the contracted review of underwriting and loss experience is 

expected in early 2010. RMA will review the reports and present the findings and 

recommendations, as well as RMA’s analysis of the recommendations received, to 

the FCIC Board of Directors in early 2010. 

A final proposed pricing methodology developed by the contractor is expected in 

early 2010. RMA will be reviewing the proposed methodology to assess whether it 

presents a viable alternative for organic production for the selected crops. RMA 

intends to make available any price elections that may result from this research 

effective for the 2011 crop year.

RMA is coordinating a meeting of USDA’s Organic Working Group to assess data 

collection and reporting processes currently in place, and to identify any 

information sharing not currently underway that can be utilized to determine an 

organic price election for RMA’s use in developing organic price elections.

RMA is continuing to assess the viability of contract pricing for additional crops for 

which a significant portion of organic production is marketed via a contract.
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Attachment 1. Plans of Insurance for Which Organic Producers are 

Not Charged an Additional 5 Percent in Premium

Information on these and other crop insurance policies is available at www.rma.usda.gov

Adjusted Gross Revenue (AGR)

AGR provides protection against low revenue due to covered losses for the entire farm 

system. AGR also provides limited animal and animal products protection for farms with 

up to $13 million in gross sales. Under this plan, organic producers can include all

organic revenue received. Most farm-raised crops, animals and animal products are 

eligible for protection under the AGR program. 

Adjusted Gross Revenue- Lite (AGR-Lite)

AGR-Lite is a streamlined version of AGR and offers protection to smaller farmers (up to 

$2 million in gross sales) for their crops, livestock and animal products.

 Group Risk Plan (GRP)

GRP policies use a county index as the basis for determining a loss. When the county 

yield for the insured crop, as determined by RMA based on county estimates provided by 

NASS, falls below a selected trigger level, an indemnity is paid. Payments are not based 

on the individual farmer's loss records. Yield levels are available for up to 90 percent of 

the expected county yield. GRP protection involves less paperwork and often costs less 

than farm-level coverage. Producers do not have to provide production history or 

evidence of loss because payments are made on losses based on the county expected 

yield. Producers may not purchase GRP and MPCI coverage for the same crop and year. 

GRP does not provide prevented planting, late planting, or replant payments. However, 

individual crop losses may not be covered if the county yield does not suffer a similar 

level of loss. This insurance is most often selected by farmers whose crop losses typically 

follow the county pattern. 

 Group Risk Income Protection (GRIP)

GRIP is similar to the GRP plan of insurance, but GRIP makes indemnity payments only 

when the average county revenue for the insured crop falls below the revenue chosen by 

the farmer. GRIP coverage can be enhanced if the producer selects the Harvest Revenue 

Option (HRO), which provides upside harvest price protection when the final county 

yield is less than the expected county yield and the harvest price is greater than the 
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expected price. The GRIP product is available in all counties offering GRP. GRIP is 

available for corn, cotton, grain sorghum, soybeans, and wheat. 

 Rainfall Index (RI) and Vegetation Index (VI)

The Rainfall and Vegetation Index plans of insurance are designed as risk management 

tools to insure against declines in an index for a designated area called a grid. They are 

primarily intended for use by producers whose crop production tends to follow the 

average precipitation or vegetation patterns for the grid. These programs are currently

available to provide coverage for pasture, rangeland, forage production, and apiculture.
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Exhibit 1 – Crop Insured Under the Federal Crop Insurance 

Program

Crop Name Crop Name

WHEAT OYSTERS 

BLUEBERRIES CLAMS 

ONIONS PUMPKINS 

CANOLA GRAPEFRUIT 

OATS LEMONS 

MILLET MANDARINS 

RICE MINNEOLA TANGELOS 

AVOCADOS ORANGE TREES 

PECANS GRAPEFRUIT TREES 

COTTON LEMON TREES 

COTTON EX LONG STAPLE LIME TREES 

MACADAMIA NUTS ALL OTHER CITRUS TREES 

MACADAMIA TREES AVOCADO TREES 

ALMONDS CARAMBOLA TREES 

WALNUTS MANGO TREES 

FLAX NAVEL ORANGES 

FORAGE SEEDING SWEET ORANGES 

FORAGE PRODUCTION VALENCIA ORANGES 

PEACHES FRESH APRICOTS 

PRUNES PROCESSING APRICOTS 

RAISINS FRESH NECTARINES 

SUGARCANE PROCESSING CLING PEACHES 

SUGAR BEETS PROCESSING FREESTONE 

CORN FRESH FREESTONE PEACHES 

SWEET CORN EARLY & MIDSEASON ORANGES 

POPCORN LATE ORANGES 

FRESH MARKET SWEET CORN ALL OTHER GRAPEFRUIT 

CHILE PEPPERS RUBY RED GRAPEFRUIT 

PROCESSING BEANS FLUE CURED TOBACCO 

DRY BEANS FIRE CURED TOBACCO 

SAFFLOWER BURLEY TOBACCO 

HYBRID SORGHUM SEED MARYLAND TOBACCO 

GRAIN SORGHUM DARK AIR TOBACCO 

TABLE GRAPES CIGAR FILLER TOBACCO 

GRAPES CIGAR BINDER TOBACCO 

APPLES CIGAR WRAPPER TOBACCO 
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CULTIVATED WILD RICE ORLANDO TANGELOS 

CHERRIES RIO RED & STAR RUBY 

CRANBERRIES CITRUS TREES I 

SILAGE SORGHUM CITRUS TREES II 

FIGS CITRUS TREES III 

ADJ. GROSS REVENUE-LITE CITRUS TREES IV 

HYBRID CORN SEED CITRUS TREES V 

ADJUSTED GROSS REVENUE CITRUS I 

GREEN PEAS CITRUS II 

DRY PEAS CITRUS III 

MUSTARD CITRUS IV 

CABBAGE CITRUS V 

NURSERY (FG&C) CITRUS VI 

MINT CITRUS VII 

PEANUTS CITRUS VIII 

SUNFLOWERS BANANA 

SOYBEANS COFFEE 

PEPPERS PAPAYA 

POTATOES BANANA TREE 

FRESH MARKET TOMATOES COFFEE TREE 

TOMATOES PAPAYA TREE 

PASTURE,RANGELAND,FORAGE FEEDER CATTLE 

PEARS FED CATTLE 

BARLEY CATTLE 

PLUMS LAMB 

RYE SWINE 

ALFALFA SEED DAIRY CATTLE 

BUCKWHEAT APICULTURE 
Exhibit 2 – RMA’s Loss Experience for Organic Crops

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Table 1. Organic Experience by Year Table 4. Conventional Experience by Year where Organic Insured*

(as of 12/21/2009) (as of 12/21/2009)

Year Policies* Acreage Liability Premium IndemnityLoss Ratio Year Acreage Liability Premium IndemnityLoss Ratio

2004 1,459 210,393 $ 38,215,333 $ 5,021,914 $ 6,849,501 1.36 2004 24,685,587 $ 5,409,274,855 $ 498,665,520 $ 391,681,788 0.79

2005 1,894 280,939 $ 57,081,819 $ 6,799,909 $ 5,750,087 0.85 2005 29,202,487 $ 6,495,268,615 $ 567,970,091 $ 259,574,883 0.46

2006 2,563 368,906 $ 82,903,270 $ 9,494,181 $ 10,419,118 1.10 2006 33,041,518 $ 8,227,542,967 $ 723,809,052 $ 411,457,941 0.57

2007 3,090 439,509 $ 127,309,536 $ 14,547,331 $ 13,190,511 0.91 2007 39,749,358 $ 13,286,932,405 $ 1,255,598,695 $ 577,902,629 0.46

2008 3,552 487,090 $ 179,242,457 $ 22,679,209 $ 28,240,171 1.25 2008 47,505,730 $ 21,401,282,244 $ 2,270,677,747 $ 2,083,193,873 0.92

2009** 4,107 565,195 $ 214,899,252 $ 27,024,599 $ 13,722,620 0.51 2009** 50,796,761 $ 20,541,148,415 $ 2,033,273,088 $ 589,290,389 0.29

Total 16,665 2,352,032 $ 699,651,667 $ 85,567,143 $ 78,172,008 0.91 Total 224,981,442 $ 75,361,449,501 $ 7,349,994,193 $ 4,313,101,503 0.59

Table 2. Transitional Organic Experience by Year Table 5. Conventional Experience by Year where Transitional Organic Insured*

(as of 12/21/2009) (as of 12/21/2009)

Year Policies* Acreage Liability Premium IndemnityLoss Ratio Year Acreage Liability Premium IndemnityLoss Ratio

2004 10 884 $ 397,926 $ 49,626 $ 56,189 1.13 2004 190,700 $ 210,388,219 $ 13,523,479 $ 4,451,008 0.33

2005 215 24,575 $ 4,206,745 $ 483,174 $ 392,227 0.81 2005 5,981,034 $ 1,455,875,939 $ 124,536,894 $ 53,613,093 0.43

2006 332 38,149 $ 8,763,559 $ 798,357 $ 763,836 0.96 2006 9,328,025 $ 2,821,848,450 $ 213,539,099 $ 102,872,085 0.48

2007 447 48,201 $ 17,920,266 $ 1,583,083 $ 2,416,050 1.53 2007 9,855,688 $ 3,999,528,447 $ 355,013,903 $ 218,265,450 0.61

2008 538 52,504 $ 26,170,762 $ 2,483,228 $ 2,945,980 1.19 2008 12,063,881 $ 5,905,749,743 $ 589,479,934 $ 553,502,119 0.94

2009** 619 62,494 $ 24,496,317 $ 3,064,233 $ 2,330,955 0.76 2009** 15,227,322 $ 6,676,487,608 $ 658,064,303 $ 209,020,810 0.32

Total 2,161 226,807 $ 81,955,575 $ 8,461,701 $ 8,905,237 1.05 Total 52,646,649 $ 21,069,878,406 $ 1,954,157,612 $ 1,141,724,565 0.58

Table 3. Certified Organic Experience by Year Table 6. Conventional Experience by Year where Certified Organic Insured*

(as of 12/21/2009) (as of 12/21/2009)

Year Policies Acreage Liability Premium IndemnityLoss Ratio Year Acreage Liability Premium IndemnityLoss Ratio

2004 1,452 209,509 $ 37,817,407 $ 4,972,288 $ 6,793,312 1.37 2004 24,685,088 $ 5,409,192,394 $ 498,656,944 $ 391,681,788 0.79

2005 1,760 256,364 $ 52,875,074 $ 6,316,735 $ 5,357,860 0.85 2005 27,297,524 $ 6,053,957,683 $ 528,989,486 $ 243,762,561 0.46

2006 2,334 330,756 $ 74,139,711 $ 8,695,824 $ 9,655,282 1.11 2006 30,463,706 $ 7,560,417,023 $ 667,598,953 $ 384,870,591 0.58

2007 2,774 391,308 $ 109,389,270 $ 12,964,248 $ 10,774,461 0.83 2007 36,488,803 $ 12,398,228,547 $ 1,155,810,823 $ 522,425,589 0.45

2008 3,195 434,586 $ 153,071,695 $ 20,195,981 $ 25,294,191 1.25 2008 44,635,906 $ 20,184,716,474 $ 2,130,602,392 $ 1,923,715,904 0.90

2009** 3,682 502,702 $ 190,402,935 $ 23,960,366 $ 11,391,665 0.48 2009** 47,133,981 $ 19,330,804,239 $ 1,882,974,604 $ 532,653,865 0.28

Total 15,197 2,125,225 $ 617,696,092 $ 77,105,442 $ 69,266,771 0.90 Total 210,705,008 $ 70,937,316,360 $ 6,864,633,202 $ 3,999,110,298 0.58

* Policy count reflects the number of policies where at least 1 acre was insured under 

the organic practice as indicated.

* Includes only crop/counties where the organic practice as indicated was insured 

under the same plan of insurance.

** Information included for the 2009 CY is incomplete as of 12/21/2009. ** Information included for the 2009 CY is incomplete as of 12/21/2009.
Exhibit 2 – RMA’s Loss Experience for Organic Crops

Page 20 of 24

Table 7. Organic Experience by State for 2004-2009* Table 8. Conventional Experience by State for 2004-2009*

(as of 12/21/2009) (as of 12/21/2009)

State Acreage Liability Premium Indemnity

Loss 

Ratio Acreage Liability Premium Indemnity

Loss 

Ratio

ALASKA 34 $ 36,064 $ 6,003 $ - 0.00 - $ - $ - $ - N/A

ARIZONA 5,072 $ 10,355,394 $ 2,332,268 $ 793,954 0.34 22,293 $ 13,913,476 $ 664,387 $ 739,997 1.11

ARKANSAS 626 $ 55,044 $ 2,486 $ - 0.00 143,334 $ 32,112,811 $ 1,534,560 $ 266,454 0.17

CALIFORNIA 220,798 $ 196,388,885 $ 14,746,438 $ 12,386,376 0.84 11,422,830 $ 12,311,499,228 $ 712,703,277 $ 393,285,447 0.55

COLORADO 169,961 $ 24,069,104 $ 6,674,910 $ 4,990,123 0.75 3,732,283 $ 786,943,585 $ 121,821,576 $ 89,178,371 0.73

CONNECTICUT 45 $ 10,144 $ 1,669 $ 2,108 1.26 759 $ 288,381 $ 36,971 $ 9,698 0.26

FLORIDA 2,910 $ 6,066,346 $ 180,869 $ 87,615 0.48 493,662 $ 904,695,867 $ 21,300,583 $ 19,322,445 0.91

GEORGIA 877 $ 1,238,093 $ 182,742 $ 170,914 0.94 50,506 $ 52,781,234 $ 7,486,479 $ 10,714,070 1.43

HAWAII 2,191 $ 4,914,212 $ 75,460 $ 205,692 2.73 115,648 $ 299,619,420 $ 3,878,990 $ 1,007,299 0.26

IDAHO 26,526 $ 3,887,402 $ 541,682 $ 405,899 0.75 1,036,382 $ 402,723,117 $ 43,222,444 $ 37,039,906 0.86

ILLINOIS 28,630 $ 8,711,251 $ 964,798 $ 916,478 0.95 11,583,512 $ 4,833,558,934 $ 371,381,421 $ 97,437,606 0.26

INDIANA 3,733 $ 997,226 $ 125,473 $ 147,914 1.18 825,441 $ 309,106,471 $ 31,139,259 $ 12,038,293 0.39

IOWA 113,719 $ 32,980,186 $ 3,490,977 $ 4,652,116 1.33 37,537,239 $ 14,352,077,656 $ 1,103,288,174 $ 508,463,180 0.46

KANSAS 59,085 $ 10,237,883 $ 1,757,405 $ 1,601,519 0.91 6,748,620 $ 1,204,914,337 $ 216,042,333 $ 136,832,610 0.63

LOUISIANA 271 $ 36,010 $ 4,111 $ 520 0.13 158,531 $ 47,072,466 $ 2,301,892 $ 788,132 0.34

MAINE 711 $ 190,799 $ 20,099 $ 20,865 1.04 164,979 $ 157,889,493 $ 16,300,603 $ 6,993,882 0.43

MARYLAND 2,503 $ 721,750 $ 104,931 $ 52,084 0.50 374,326 $ 104,708,235 $ 14,571,753 $ 7,022,941 0.48

MASSACHUSETTS 299 $ 304,845 $ 16,985 $ 42,817 2.52 43,069 $ 99,107,883 $ 2,697,341 $ 961,298 0.36

MICHIGAN 87,401 $ 21,613,799 $ 3,838,087 $ 3,253,941 0.85 3,783,124 $ 1,001,592,036 $ 117,920,070 $ 71,446,295 0.61

MINNESOTA 250,342 $ 49,151,521 $ 7,729,673 $ 9,920,757 1.28 45,886,895 $ 14,037,212,050 $ 1,450,155,462 $ 797,552,934 0.55

MISSOURI 14,320 $ 2,075,693 $ 470,964 $ 587,913 1.25 1,717,970 $ 361,464,582 $ 54,081,076 $ 30,730,039 0.57

MONTANA 340,432 $ 30,746,788 $ 7,275,197 $ 7,199,667 0.99 21,024,954 $ 2,280,672,987 $ 410,203,645 $ 255,388,937 0.62

NEBRASKA 137,897 $ 28,395,696 $ 4,221,999 $ 3,033,870 0.72 18,182,256 $ 5,710,232,549 $ 577,872,949 $ 225,780,080 0.39

NEVADA 386 $ 232,541 $ 11,301 $ - 0.00 1,817 $ 2,109,342 $ 97,635 $ - 0.00

NEW HAMPSHIRE 11 $ 3,005 $ 211 $ - 0.00 190 $ 58,063 $ 4,548 $ - 0.00

NEW JERSEY 436 $ 69,235 $ 11,006 $ 17,635 1.60 19,679 $ 3,592,209 $ 492,022 $ 158,996 0.32

NEW MEXICO 2,113 $ 613,663 $ 47,687 $ 36,746 0.77 30,472 $ 6,624,003 $ 510,456 $ 219,786 0.43

NEW YORK 16,636 $ 2,906,726 $ 379,185 $ 357,109 0.94 689,359 $ 163,168,687 $ 12,528,632 $ 6,415,530 0.51
Exhibit 2 – RMA’s Loss Experience for Organic Crops

Page 21 of 24

Table 7. Organic Experience by State for 2004-2009* Table 8. Conventional Experience by State for 2004-2009*

(as of 12/21/2009) (as of 12/21/2009)

State Acreage Liability Premium Indemnity

Loss 

Ratio Acreage Liability Premium Indemnity

Loss 

Ratio

NORTH 

CAROLINA 3,224 $ 2,076,001 $ 171,939 $ 179,746 1.05 173,526 $ 225,032,543 $ 18,081,550 $ 27,179,445 1.50

NORTH DAKOTA 235,074 $ 23,536,350 $ 5,947,924 $ 6,355,873 1.07 22,901,340 $ 3,801,994,122 $ 642,543,143 $ 474,625,539 0.74

OHIO 12,115 $ 2,687,989 $ 435,173 $ 598,028 1.37 2,756,456 $ 895,917,965 $ 99,872,760 $ 65,250,283 0.65

OKLAHOMA 9,534 $ 780,718 $ 265,123 $ 256,356 0.97 365,931 $ 36,759,658 $ 8,222,476 $ 10,351,339 1.26

OREGON 12,873 $ 5,318,126 $ 318,982 $ 361,846 1.13 929,991 $ 330,169,621 $ 25,388,917 $ 41,486,226 1.63

PENNSYLVANIA 1,476 $ 420,249 $ 64,410 $ 83,991 1.30 315,082 $ 99,662,889 $ 13,794,932 $ 3,657,990 0.27

SOUTH DAKOTA 64,750 $ 9,209,133 $ 1,800,899 $ 1,520,486 0.84 8,562,983 $ 2,017,915,755 $ 295,076,125 $ 173,509,661 0.59

TEXAS 126,940 $ 26,536,419 $ 3,885,844 $ 4,706,506 1.21 10,068,401 $ 2,273,131,392 $ 410,842,691 $ 395,796,261 0.96

UTAH 132,200 $ 8,513,745 $ 2,428,044 $ 2,476,018 1.02 423,523 $ 36,655,295 $ 6,143,032 $ 4,166,842 0.68

VERMONT 911 $ 229,271 $ 24,774 $ 34,659 1.40 95,363 $ 21,275,915 $ 1,311,417 $ 1,188,265 0.91

VIRGINIA 6,866 $ 2,491,623 $ 358,964 $ 355,861 0.99 152,833 $ 113,940,580 $ 8,497,775 $ 10,937,518 1.29

WASHINGTON 108,340 $ 155,686,292 $ 9,904,918 $ 4,516,262 0.46 3,018,485 $ 3,064,348,635 $ 163,752,209 $ 139,448,873 0.85

WISCONSIN 66,058 $ 17,280,219 $ 3,079,597 $ 4,931,533 1.60 8,544,168 $ 2,834,986,206 $ 342,248,683 $ 239,605,700 0.70

WYOMING 83,706 $ 7,876,227 $ 1,665,936 $ 910,211 0.55 883,229 $ 129,919,823 $ 19,979,945 $ 16,103,335 0.81

TOTAL 2,352,032 $ 699,651,667 $ 85,567,143 $ 78,172,008 0.91 224,981,442 $ 75,361,449,501 $ 7,349,994,193 $ 4,313,101,503 0.59

* Information included for the 2009 CY is incomplete as of 12/21/2009.
Exhibit 2 – RMA’s Loss Experience for Organic Crops

Page 22 of 24

Table 9. Organic Experience by Crop for 2004-2009* Table 10. Conventional Experience by Crop for 2004-2009*

(as of 12/21/2009) (as of 12/21/2009)

Crop Acreage Liability Premium Indemnity Loss 

Ratio Acreage Liability Premium Indemnity Loss Ratio

ALFALFA SEED 229 $ 112,031 $ 7,553 $ 47,671 6.31 9,136 $ 3,410,492 $ 199,682 $ 130,777 0.65

ALMONDS 14,953 $ 21,865,082 $ 1,908,902 $ 1,666,412 0.87 2,098,726 $ 3,487,260,902 $ 176,955,946 $ 55,357,947 0.31

APPLES 52,847 $ 128,664,323 $ 10,378,089 $ 3,847,426 0.37 757,949 $ 1,823,074,436 $ 101,815,505 $ 65,468,292 0.64

AVOCADOS 3,514 $ 4,813,160 $ 552,797 $ 296,866 0.54 129,115 $ 215,756,329 $ 24,838,858 $ 13,752,849 0.55

BARLEY 67,733 $ 6,045,948 $ 1,287,256 $ 1,111,230 0.86 2,227,840 $ 282,789,606 $ 40,959,633 $ 25,646,618 0.63

BLUEBERRIES 1,075 $ 2,359,999 $ 169,875 $ 78,875 0.46 20,323 $ 50,907,963 $ 3,811,094 $ 1,143,505 0.30

CABBAGE 34 $ 26,494 $ 1,011 $ - 0.00 1,203 $ 1,216,948 $ 44,588 $ - 0.00

CHERRIES 2,940 $ 11,238,727 $ 781,039 $ 981,342 1.26 166,789 $ 460,152,033 $ 41,208,560 $ 36,699,715 0.89

CITRUS** 

(FRUITS/TREES) 15,697 $ 20,401,004 $ 1,142,803 $ 2,390,477 2.09 1,432,834 $ 2,272,640,291 $ 102,856,975 $ 101,046,015 0.98

COFFEE 4 $ 9,730 $ 218 $ - 0.00 278 $ 765,237 $ 10,610 $ - 0.00

CORN 323,296 $ 102,249,706 $ 13,916,171 $ 14,129,229 1.02 74,508,367 $ 30,595,058,903 $ 2,840,186,985 $ 1,202,952,110 0.42

COTTON 28,030 $ 4,863,306 $ 1,172,567 $ 1,077,193 0.92 6,654,839 $ 1,253,826,974 $ 301,161,459 $ 296,640,585 0.98

COTTON EX LONG 

STAPLE 644 $ 527,773 $ 57,652 $ 284,582 4.94 212,516 $ 142,031,033 $ 10,633,543 $ 28,075,199 2.64

CRANBERRIES 837 $ 2,095,360 $ 185,735 $ 279,669 1.51 68,336 $ 201,963,279 $ 6,457,425 $ 1,508,788 0.23

CULTIVATED WILD RICE 2,295 $ 1,553,659 $ 58,459 $ - 0.00 22,671 $ 14,662,496 $ 567,199 $ 362,195 0.64

DRY BEANS 30,622 $ 6,698,124 $ 1,151,661 $ 1,124,983 0.98 1,476,362 $ 365,527,827 $ 49,881,666 $ 29,348,740 0.59

DRY PEAS 39,104 $ 3,084,127 $ 763,593 $ 972,482 1.27 1,916,894 $ 209,311,111 $ 30,798,282 $ 28,015,381 0.91

FIGS 4,750 $ 3,740,470 $ 215,325 $ 109,608 0.51 30,974 $ 23,974,164 $ 1,681,185 $ 709,221 0.42

FLAX 78,072 $ 6,788,777 $ 1,621,747 $ 2,039,138 1.26 1,005,724 $ 90,046,599 $ 12,068,888 $ 14,050,986 1.16

FORAGE PRODUCTION 20,955 $ 2,868,718 $ 316,511 $ 124,712 0.39 942,192 $ 91,187,235 $ 11,192,592 $ 5,763,721 0.51

FORAGE SEEDING 5,532 $ 846,903 $ 113,930 $ 89,634 0.79 106,428 $ 14,083,333 $ 1,939,845 $ 1,112,853 0.57

FRESH APRICOTS 801 $ 1,341,841 $ 151,520 $ 187,735 1.24 11,781 $ 21,374,057 $ 2,285,998 $ 2,548,846 1.11

FRESH FREESTONE 

PEACHES 2,182 $ 3,010,991 $ 195,777 $ 202,190 1.03 101,874 $ 99,617,835 $ 4,775,847 $ 1,110,678 0.23

FRESH MARKET 

TOMATOES 29 $ 139,168 $ 16,146 $ - 0.00 648 $ 1,506,224 $ 158,383 $ 15,932 0.10

FRESH NECTARINES 1,903 $ 3,025,394 $ 257,812 $ 127,872 0.50 106,417 $ 118,305,034 $ 7,708,821 $ 3,035,558 0.39

GRAIN SORGHUM 6,091 $ 685,547 $ 198,583 $ 283,531 1.43 662,614 $ 105,794,138 $ 21,960,860 $ 15,821,513 0.72
Exhibit 2 – RMA’s Loss Experience for Organic Crops

Page 23 of 24

Table 9. Organic Experience by Crop for 2004-2009* Table 10. Conventional Experience by Crop for 2004-2009*

(as of 12/21/2009) (as of 12/21/2009)

Crop Acreage Liability Premium Indemnity Loss 

Ratio Acreage Liability Premium Indemnity Loss Ratio

GRAPES 36,975 $ 44,298,831 $ 2,706,511 $ 782,841 0.29 2,165,686 $ 2,426,547,661 $ 136,602,829 $ 36,359,226 0.27

GREEN PEAS 17,142 $ 8,815,981 $ 725,722 $ 907,125 1.25 102,948 $ 30,799,070 $ 2,146,761 $ 1,401,154 0.65

HYBRID CORN SEED 2,488 $ 1,485,223 $ 155,688 $ 59,259 0.38 24,520 $ 19,458,222 $ 874,716 $ 1,326,312 1.52

MACADAMIA 

(NUTS/TREES) 2,187 $ 4,904,482 $ 75,242 $ 205,692 2.73 115,370 $ 298,854,183 $ 3,868,380 $ 1,007,299 0.26

MILLET 28,988 $ 1,350,702 $ 413,044 $ 236,477 0.57 1,072,709 $ 60,030,220 $ 13,230,580 $ 10,722,897 0.81

MUSTARD 283 $ 63,933 $ 6,999 $ 21,203 3.03 838 $ 167,531 $ 16,805 $ 4,179 0.25

OATS 55,932 $ 3,911,849 $ 783,455 $ 481,683 0.61 837,375 $ 52,208,443 $ 9,912,908 $ 8,769,876 0.88

ONIONS 2,744 $ 3,013,206 $ 438,425 $ 373,911 0.85 109,933 $ 181,028,136 $ 27,971,993 $ 37,219,616 1.33

PEACHES 35 $ 55,813 $ 9,651 $ - 0.00 4,003 $ 12,948,626 $ 1,444,691 $ 446,513 0.31

PEANUTS 18,309 $ 5,798,687 $ 427,749 $ 343,917 0.80 512,127 $ 207,914,714 $ 13,634,324 $ 7,267,595 0.53

PEARS 5,318 $ 8,004,903 $ 295,366 $ 67,500 0.23 133,089 $ 204,500,227 $ 7,081,828 $ 2,545,718 0.36

PLUMS 2,234 $ 3,070,988 $ 355,525 $ 241,709 0.68 93,160 $ 112,453,248 $ 12,175,028 $ 7,991,393 0.66

POPCORN 4,478 $ 1,377,331 $ 185,657 $ 139,269 0.75 33,415 $ 13,818,902 $ 818,074 $ 88,280 0.11

POTATOES 13,305 $ 13,270,693 $ 1,313,542 $ 1,360,388 1.04 1,014,486 $ 1,061,400,753 $ 72,725,101 $ 32,081,622 0.44

PROCESSING APRICOTS 570 $ 352,675 $ 36,584 $ 27,091 0.74 21,100 $ 22,776,634 $ 2,687,015 $ 2,811,438 1.05

PROCESSING BEANS 1,576 $ 432,885 $ 72,152 $ 124,180 1.72 12,614 $ 5,086,418 $ 569,253 $ 384,894 0.68

PROCESSING CLING 

PEACHES 399 $ 535,553 $ 20,403 $ - 0.00 37,676 $ 59,833,231 $ 2,841,408 $ 2,478,284 0.87

PROCESSING 

FREESTONE 16 $ 14,358 $ 672 $ - 0.00 486 $ 635,628 $ 37,992 $ - 0.00

PRUNES 6,275 $ 6,990,835 $ 1,119,368 $ 1,403,623 1.25 267,586 $ 315,610,267 $ 44,938,059 $ 73,207,004 1.63

RAISINS 19,208 $ 8,971,878 $ 635,658 $ 67,348 0.11 1,033,188 $ 564,181,596 $ 43,019,371 $ 7,820,162 0.18

RICE 87,411 $ 24,477,971 $ 1,698,877 $ 2,378,888 1.40 2,788,116 $ 1,002,995,434 $ 39,423,253 $ 23,418,408 0.59

RYE 3,175 $ 211,239 $ 41,518 $ 33,909 0.82 4,615 $ 391,881 $ 77,475 $ 56,448 0.73

SAFFLOWER 18,063 $ 507,588 $ 85,888 $ 97,840 1.14 61,761 $ 4,881,553 $ 590,208 $ 245,880 0.42

SOYBEANS 290,060 $ 55,390,167 $ 8,793,948 $ 12,955,083 1.47 63,330,628 $ 16,282,554,598 $ 1,660,813,418 $ 1,124,122,401 0.68

STRAWBERRIES 881 $ 2,919,946 $ 71,738 $ - 0.00 32,963 $ 132,971,083 $ 4,271,704 $ 150,614 0.04

SUNFLOWERS 25,708 $ 3,379,201 $ 795,429 $ 670,143 0.84 940,615 $ 150,633,286 $ 30,041,499 $ 23,362,680 0.78
Exhibit 2 – RMA’s Loss Experience for Organic Crops

Page 24 of 24

Table 9. Organic Experience by Crop for 2004-2009* Table 10. Conventional Experience by Crop for 2004-2009*

(as of 12/21/2009) (as of 12/21/2009)

Crop Acreage Liability Premium Indemnity Loss 

Ratio Acreage Liability Premium Indemnity Loss Ratio

SWEET CORN 23,915 $ 6,867,752 $ 306,908 $ 573,910 1.87 262,488 $ 87,952,891 $ 3,557,079 $ 660,734 0.19

TABLE GRAPES 6,955 $ 13,796,507 $ 896,822 $ 299,819 0.33 424,546 $ 879,051,615 $ 45,786,151 $ 19,447,757 0.42

TOBACCO** 847 $ 2,253,154 $ 122,276 $ 211,980 1.73 86,856 $ 249,725,367 $ 13,921,167 $ 23,724,228 1.70

TOMATOES 24,165 $ 34,200,282 $ 1,769,673 $ 881,436 0.50 1,038,278 $ 1,201,490,917 $ 46,428,138 $ 11,887,928 0.26

WALNUTS 4,863 $ 3,746,294 $ 157,620 $ 297,669 1.89 310,364 $ 305,014,414 $ 11,871,439 $ 1,516,007 0.13

WHEAT 943,360 $ 95,460,716 $ 24,417,322 $ 21,475,258 0.88 53,435,072 $ 7,357,793,614 $ 1,298,774,977 $ 920,075,259 0.71

TOTAL 2,352,032 $ 699,651,667 $ 85,567,143 $ 78,172,008 0.91 224,981,442 $ 75,361,449,501 $ 7,349,994,193 $ 4,313,101,503 0.59

* Information included for the 2009 CY is incomplete as of 12/21/2009.

** Includes multiple crop varieties.