<TABLE>

------------------------------------------------------------------------------------------------------------------------------------
                                             CHASE MANHATTAN AUTO OWNER TRUST
                                                      SERIES 1998-A
                                             STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
PERIOD 11                                                                                                                   PAGE # 1
DETERMINATION: 8-Jan-99                                                                                            Beginning 12/1/98
DISTRIBUTION: 15-Jan-99                                                                                            Ending   12/31/98
TIME: 2/2/99 10:36
                                                             CLASS A-1 5.549% MONEY MARKET ASSET BACKED NOTES
                                                             CLASS A-2 5.679% ASSET BACKED NOTES
                                                             CLASS A-3 5.700% ASSET BACKED NOTES
                                                             CLASS A-4 5.800% ASSET BACKED NOTES
                                                             CLASS B-1 6.000% ASSET BACKED CERTIFICATES



                       ORIG PRINCIPAL     BEG PRINCIPAL         PRINCIPAL           INTEREST            TOTAL         END PRINCIPAL
CLASS                     BALANCE            BALANCE          DISTRIBUTION       DISTRIBUTION       DISTRIBUTION         BALANCE
------------------------------------------------------------------------------------------------------------------------------------
<S>         <C>                       <C>               <C>                <C>                <C>                <C>               
  A-1 Notes          $238,000,000.00              $0.00             $0.00              $0.00              $0.00               $0.00

  A-2 Notes          $204,000,000.00    $152,207,093.16    $25,935,868.40        $720,320.07     $26,656,188.47     $126,271,224.76

  A-3 Notes          $294,000,000.00    $294,000,000.00             $0.00      $1,396,500.00      $1,396,500.00     $294,000,000.00

  A-4 Notes          $246,000,000.00    $246,000,000.00             $0.00      $1,189,000.00      $1,189,000.00     $246,000,000.00

------------------------------------------------------------------------------------------------------------------------------------
NOTE TOTALS          $982,000,000.00    $692,207,093.16    $25,935,868.40      $3,305,820.07     $29,241,688.47     $666,271,224.76
------------------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------------------------------------
       B-1            $30,620,164.79     $30,620,164.79             $0.00        $153,100.82        $153,100.82      $30,620,164.79
------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------
CERTIFICATE TOTALS    $30,620,164.79     $30,620,164.79             $0.00        $153,100.82        $153,100.82      $30,620,164.79
------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------
   TOTALS          $1,012,620,164.79    $722,827,257.95    $25,935,868.40      $3,458,920.89     $29,394,789.29     $696,891,389.55
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</TABLE>



                                            FACTOR   INFORMATION   PER   $1,000


                       PRINCIPAL               INTEREST            END PRINCIPAL
      CLASS          DISTRIBUTION            DISTRIBUTION             BALANCE
--------------------------------------------------------------------------------
        A-1            0.00000000             0.00000000             0.00000000
                                                               -----------------
                                                               -----------------

                                                               -----------------
                    ------------------------------------------------------------
        A-2          127.13660980            3.53098074           618.97659196
                                                               -----------------
                                                               -----------------

                                                               -----------------
                    ------------------------------------------------------------
        A-3            0.00000000            4.75000000         1,000.00000000
                                                               -----------------
                                                               -----------------

                                                               -----------------
                    ------------------------------------------------------------
        A-4            0.00000000            4.83333333         1,000.00000000
                                                               -----------------
                                                               -----------------

                                                               -----------------
--------------------------------------------------------------------------------
   Notes Totals       26.41127128            3.36641555           678.48393560
--------------------------------------------------------------------------------

--------------------------------------------------------------------------------
       B-1             0.00000000            4.99999987         1,000.00000000
--------------------                                           -----------------
--------------------------------------------------------------------------------
Certificate Totals     0.00000000            4.99999987         1,000.00000000
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
      TOTALS          25.61263275            3.41581277           688.20611497
--------------------------------------------------------------------------------


(C) COPYRIGHT 1998, CHASE MANHATTAN BANK
<TABLE>
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                                                   CHASE MANHATTAN AUTO OWNER TRUST
                                                             SERIES 1998-A
                                                    STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
------------------------------------------------------------------------------------------------------------------------------------
PERIOD 11                                                                                                              PAGE     # 2
DETERMINATION: 8-Jan-99                                                                                            Beginning 12/1/98
DISTRIBUTION: 15-Jan-99                                                                                             Ending  12/31/98
TIME: 2/2/99 10:36



                                                                                                                         per $1000
<S>                     <C>                                                               <C>                        <C>       
Section 5.8 (iii)          Servicing Fee                                                              $602,356.05        0.59484896


Section 5.8 (iv)           Administration Fee                                                           $1,000.00        0.00098754


Section 5.8 (vi)           Pool Balance at the end of the Collection Period                       $696,891,389.55


Section 5.8 (vii)          Repurchase Amounts for Repurchased Receivable
                                            By Seller                                                       $0.00
                                            By Servicer                                                $61,061.81
                                            TOTAL                                                      $61,061.81

Section 5.8 (viii)         Realized Net Losses for Collection Period                                  $390,328.48


Section 5.8 (ix)           Reserve Account Balance after Disbursement                              $20,906,741.69


Section 5.8 (x)            Specified Reserve Account Balance                                       $20,906,741.69


Section 5.8 (xi)           Total Distribution Amount                                               $30,800,422.24

                                            Servicing Fee                                             $602,356.05
                                            Administrative Fee                                          $1,000.00
                                            Noteholders' Distribution Amount                       $29,241,688.47
                                            Certificateholders' Distribution Amount                  $ 153,100.82
                                            Deposit to Reserve Account                                $802,276.90









Section 5.8 (xii)          Noteholders' Distributable Amount


------------------------------------------------------------------------------------------------------------------------------------
Class        Principal         Interest         Total          Prin (per $1000/orig)   Int (per $1000/orig)   Total (per $1000/orig)
------------------------------------------------------------------------------------------------------------------------------------
<S>    <C>              <C>               <C>              <C>                 <C>                    <C>       
 A-1              $0.00            $0.00             $0.00         0.00000000              0.00000000             0.00000000
 A-2     $25,935,868.40      $720,320.07    $26,656,188.47       127.13660980              3.53098074           130.66759054
 A-3              $0.00    $1,396,500.00     $1,396,500.00         0.00000000              4.75000000             4.75000000
 A-4              $0.00    $1,189,000.00     $1,189,000.00         0.00000000              4.83333333             4.83333333
------------------------------------------------------------------------------------------------------------------------------------
Total    $25,935,868.40    $3,305,820.07    $29,241,688.47        26.41127128              3.36641555            29.77768683
------------------------------------------------------------------------------------------------------------------------------------





Section 5.8 (xiii)         Certificateholders' Distributable Amount


------------------------------------------------------------------------------------------------------------------------------------
Class       Principal          Interest           Total         Prin (per $1000/orig)   Int (per $1000/orig)  Total (per $1000/orig)
------------------------------------------------------------------------------------------------------------------------------------
<S>        <C>       <C>                 <C>                <C>                   <C>                <C>       
 B-1           $0.00        $153,100.82         $153,100.82           0.00000000          4.99999987              4.99999987
------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------
Total          $0.00        $153,100.82         $153,100.82           0.00000000          4.99999987              4.99999987
------------------------------------------------------------------------------------------------------------------------------------




Section 5.8 (xiv)          Reserve Fund Transfer Amount                                              $ 802,276.90











(C) COPYRIGHT 1998, CHASE MANHATTAN BANK
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</TABLE>