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        <span class="visible-sm-block visible-md-block visible-xs-block">Okla.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Oregon" target="" title="Oregon Main Menu Link">
        <span class="visible-lg-block">Oregon</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ore.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Pennsylvania" target="" title="Pennsylvania Main Menu Link">
        <span class="visible-lg-block">Pennsylvania</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Pa.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Puerto-Rico" target="" title="Puerto Rico Main Menu Link">
        <span class="visible-lg-block">Puerto Rico</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">P.R.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Rhode-Island" target="" title="Rhode Island Main Menu Link">
        <span class="visible-lg-block">Rhode Island</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">R.I.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Carolina" target="" title="South Carolina Main Menu Link">
        <span class="visible-lg-block">South Carolina</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.C.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Dakota" target="" title="South Dakota Main Menu Link">
        <span class="visible-lg-block">South Dakota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.D.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Tennessee" target="" title="Tennessee Main Menu Link">
        <span class="visible-lg-block">Tennessee</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tenn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Texas" target="" title="Texas Main Menu Link">
        <span class="visible-lg-block">Texas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tex.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Utah" target="" title="Utah Main Menu Link">
        <span class="visible-lg-block">Utah</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Utah</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Vermont" target="" title="Vermont Main Menu Link">
        <span class="visible-lg-block">Vermont</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Vt.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Virginia" target="" title="Virginia Main Menu Link">
        <span class="visible-lg-block">Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Washington" target="" title="Washington Main Menu Link">
        <span class="visible-lg-block">Washington</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wash.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/West-Virginia" target="" title="West Virginia Main Menu Link">
        <span class="visible-lg-block">West Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">W.Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wisconsin" target="" title="Wisconsin Main Menu Link">
        <span class="visible-lg-block">Wisconsin</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wis.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wyoming" target="" title="Wyoming Main Menu Link">
        <span class="visible-lg-block">Wyoming</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wyo.</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Commodity" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Commodities <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Commodity" target="" title="Lookup Commodity Main Menu Link">
        <span>Lookup Commodity</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown megamenu-fw">
                            <a href="/" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Tools <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu megamenu-content" role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown popular-tools  ">
                                                    <!-- insert if table layout-->
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-sob.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Summary of Business</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-al.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Agent Locator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Agent Locator</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="" title="Actuarial Info Browser Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-aib.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Actuarial Info Browser</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-cidt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">RMA Map Viewer</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">RMA Map Viewer</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-ce.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Cost Estimator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Cost Est</span>
        </div>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown multi-column-dropdown listncol tools ">
                                                    <!-- insert if table layout-->
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="_blank" title="Actuarial Information Browser Main Menu Link">
        <span class="visible-lg-block">Actuarial Information Browser</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <span>Agent Locator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/AipListing" target="" title="AIP Companies Main Menu Link">
        <span>AIP Companies</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Associated-Agencies-and-Partners" target="" title="Associated Agencies and Partners Main Menu Link">
        <span>Associated Agencies and Partners</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Cause-of-Loss" target="" title="Cause of Loss Main Menu Link">
        <span class="visible-lg-block">Cause of Loss</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cause of Loss</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <span>Cost Estimator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="" title="County Programs Main Menu Link">
        <span class="visible-lg-block">County Programs</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">County Programs</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Indemnity-Maps" target="" title="Crop Indemnity Maps Main Menu Link">
        <span>Crop Indemnity Maps</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Weather" target="" title="Crop Weather Main Menu Link">
        <span class="visible-lg-block">Crop Weather</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Crop Weather</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://pubfs-rma.fpac.usda.gov/" target="_blank" title="FTP File Access Main Menu Link">
        <span class="visible-lg-block">FTP File Access</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">FTP</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Livestock-and-Dairy-Participation" target="" title="Livestock and Dairy Participation Main Menu Link">
        <span class="visible-lg-block">Livestock and Dairy Participation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock and Dairy Participation</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Livestock-Reports" target="" title="Livestock Reports (LRP and LGM) Main Menu Link">
        <span class="visible-lg-block">Livestock Reports (LRP and LGM)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Reports</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Nursery-Inventory-Software-EPLPPS" target="" title="Nursery Software (EPLPPS) Main Menu Link">
        <span class="visible-lg-block">Nursery Software (EPLPPS)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery Software</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Other-Sites" target="" title="Other Sites Main Menu Link">
        <span class="visible-lg-block">Other Sites</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Other Sites</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://prodwebnlb.rma.usda.gov/apps/prf " target="_blank" title="PRF Rainfall Main Menu Link">
        <span>PRF Rainfall</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="http://prodwebnlb.rma.usda.gov/apps/PriceDiscovery" target="_blank" title="Price Discovery Reporting Main Menu Link">
        <span>Price Discovery Reporting</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Reinsurance-Reports" target="" title="Reinsurance Reports Main Menu Link">
        <span class="visible-lg-block">Reinsurance Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/RIRS/" target="_blank" title="RMA Information Reporting System Main Menu Link">
        <span class="visible-lg-block">RMA Information Reporting System</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RIRS</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <span class="visible-lg-block">RMA Map Viewer</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Map Viewer</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Reports Main Menu Link">
        <span class="visible-lg-block">Summary of Business Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Topics" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Topics <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Beginning-or-Veteran-Farmers-and-Ranchers" target="" title="Beginning or Veteran Farmers and Ranchers Main Menu Link">
        <span class="visible-lg-block">Beginning or Veteran Farmers and Ranchers</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Beginning or Veteran Farmers and Ranchers</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Civil-Rights" target="" title="Civil Rights Main Menu Link">
        <span class="visible-lg-block">Civil Rights</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Civil Rights</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Compliance-Information" target="" title="Compliance Information Main Menu Link">
        <span class="visible-lg-block">Compliance Information</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Compliance Information</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Conservation" target="" title="Conservation Main Menu Link">
        <span class="visible-lg-block">Conservation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Conservation</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Controlled-Environment" target="" title="Controlled Environment Main Menu Link">
        <span class="visible-lg-block">Controlled Environment</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Controlled Environment</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Cover-Crops" target="" title="Cover Crops Main Menu Link">
        <span class="visible-lg-block">Cover Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cover Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Double-Cropping-Initiative" target="" title="Double Cropping Initiative Main Menu Link">
        <span class="visible-lg-block">Double Cropping Initiative</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Double Cropping Initiative</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Farm-Bill" target="" title="Farm Bill Main Menu Link">
        <span class="visible-lg-block">Farm Bill</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Farm Bill</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Frequently-Asked-Questions" target="" title="Frequently Asked Questions Main Menu Link">
        <span class="visible-lg-block">Frequently Asked Questions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Frequently Asked Questions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hemp" target="" title="Hemp Main Menu Link">
        <span class="visible-lg-block">Hemp</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hemp</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hurricane-Insurance-Protection-Wind-Index" target="" title="Hurricane Insurance Protection - Wind Index Main Menu Link">
        <span class="visible-lg-block">Hurricane Insurance Protection - Wind Index</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hurricane Insurance Protection - Wind Index</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Cycle" target="" title="Insurance Cycle Main Menu Link">
        <span class="visible-lg-block">Insurance Cycle</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Cycle</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Resources" target="" title="Insurance Resources Main Menu Link">
        <span class="visible-lg-block">Insurance Resources</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Resources</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Lamb-Data-Gathering-Listening-Sessions" target="" title="Lamb Data Gathering Listening Sessions Main Menu Link">
        <span class="visible-lg-block">Lamb Data Gathering Listening Sessions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Lamb Data Gathering Listening Sessions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Insurance-Plans" target="" title="Livestock Insurance Plans Main Menu Link">
        <span class="visible-lg-block">Livestock Insurance Plans</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Insurance Plans</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Roadshow" target="" title="Livestock Roadshow Main Menu Link">
        <span class="visible-lg-block">Livestock Roadshow</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Roadshow</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Manage-Your-Farm-Risk" target="" title="Manage Your Farm Risk Main Menu Link">
        <span class="visible-lg-block">Manage Your Farm Risk</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Manage Your Farm Risk</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/National-Fact-Sheets" target="" title="National Fact Sheets Main Menu Link">
        <span class="visible-lg-block">National Fact Sheets</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">National Fact Sheets</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Nursery" target="" title="Nursery Main Menu Link">
        <span class="visible-lg-block">Nursery</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Organic-Crops" target="" title="Organic Crops Main Menu Link">
        <span class="visible-lg-block">Organic Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Organic Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Outreach-and-Education" target="" title="Outreach and Education Main Menu Link">
        <span class="visible-lg-block">Outreach and Education</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Outreach and Education</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Prevented-Planting" target="" title="Prevented Planting Main Menu Link">
        <span class="visible-lg-block">Prevented Planting</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Prevented Planting</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Producer-Obligations-and-Expectations" target="" title="Producer Obligations and Expectations Main Menu Link">
        <span class="visible-lg-block">Producer Obligations and Expectations</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Producer Obligations and Expectations</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Publications" target="" title="Publications Main Menu Link">
        <span class="visible-lg-block">Publications</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Publications</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Reinsurance-Agreements" target="" title="Reinsurance Agreements Main Menu Link">
        <span class="visible-lg-block">Reinsurance Agreements</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance Agreements</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/RMA-2023-Accomplishments" target="" title="RMA 2023 Accomplishments Main Menu Link">
        <span class="visible-lg-block">RMA 2023 Accomplishments</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RMA 2023 Accomplishments</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Shellfish" target="" title="Shellfish Main Menu Link">
        <span class="visible-lg-block">Shellfish</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Shellfish</span>
    </a>

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                            November 2017
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                    <h1 class="text-center">Peanut Revenue Federal Crop Insurance Policy</h1>
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            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Crop Insured</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>All of your peanuts are insurable in the county if:</p>
<ul>
    <li>The actuarial documents provide premium rates;</li>
    <li>They are a type designated in the special provisions;</li>
    <li>They are planted for marketing as farmers’ stock peanuts; and</li>
    <li>You have a share in the crop.</li>
</ul>
<p>Unless allowed by written agreement, the policy does not cover peanuts that are:</p>
<ul>
    <li>Planted to harvest as green peanuts;</li>
    <li>Interplanted with another crop; or</li>
    <li>Planted into an established grass or legume.</li>
</ul>
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                <span class="sectionTitle">Available Coverage</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    Coverage is available in Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, New Mexico, North Carolina, Oklahoma, South Carolina, Texas, and Virginia. Talk to your crop insurance agent to find out if coverage is available in your county
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                <span class="sectionTitle">Insurance Plans</span>
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            <dd>
                <div class="rteContainer">
                    <p>You may buy crop insurance coverage under one of three insurance plans offered.</p>
<p><strong>Yield Protection </strong>- Insurance coverage providing protection only against a production loss.</p>
<p><strong>Revenue Protection </strong>- Insurance coverage providing protection against loss of revenue due to a production loss, price decline/increase, or a combination of both.</p>
<p><strong>Revenue Protection with Harvest Price Exclusion</strong> - Insurance coverage providing protection only against revenue loss due to a production loss, price decline, or a combination of both. Harvest price is not excluded for determining value of production in loss determination.</p>
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        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Causes of Loss</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>You are protected against the following if due to natural causes:</p>
<ul>
    <li>Adverse weather conditions;</li>
    <li>Earthquake;</li>
    <li>Failure of irrigation water supply, if caused by an insured peril during the insurance year;</li>
    <li>Fire;</li>
    <li>Insects or plant disease, but not damage due to insufficient or improper application of control measures;</li>
    <li>Price change (for revenue protection);</li>
    <li>Volcanic eruption; or</li>
    <li>Wildlife.</li>
</ul>
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        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Insurance Period</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>Coverage begins when the crop is planted and ends with the earliest occurrence of one of the following:</p>
<ul>
    <li>Total destruction of the crop;</li>
    <li>Harvest;</li>
    <li>Final adjustment of a loss;</li>
    <li>Abandonment of the crop;</li>
    <li>November 30 in all states except New Mexico,Oklahoma, and Texas; or </li>
    <li>December 31 in New Mexico, Oklahoma, and Texas.</li>
</ul>
                </div>
            </dd>
        </dl>

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            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Important Dates</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p><strong>Sales Closing/Cancellation:</strong></p>
<p style="margin-left: 40px;"><strong></strong>Texas ................................. (Dates differ by county)<br>
New Mexico, Oklahoma, Virginia ......... March 15, 2015 <br>
Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, South Carolina ... February 28, 2015 </p>
<p><strong>Initial Planting </strong>............... (Dates differ by state/county) </p>
<p><strong>Final Planting </strong>................ (Dates differ by state/county) </p>
<p><strong>Acreage Reporting </strong>................................ July 15, 2015</p>
<p><strong>Premium Billing </strong>............................... August 15, 2015<br>
<br>
<strong>Termination:</strong></p>
<p style="margin-left: 40px;"><strong></strong>Texas ................................. (Dates differ by county) <br>
New Mexico, Oklahoma, Virginia ......... March 15, 2015 <br>
Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, South Carolina ... February 28, 2015 </p>
<p>Talk to your crop insurance agent for specific dates in your state and county.</p>
                </div>
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        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Reporting Requirements</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <strong>Acreage Report </strong>- You must report all acres of the crop, in which you have a share in the county by the acreage reporting date. You must provide a copy of your sheller contract to your crop insurance agent by the acreage reporting date if you elect to use the weighted average projected price.
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            <dt class="section_header">
                <span class="sectionTitle">Duties in the Event of Damage or Loss</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    Notify your agent within 72 hours of your initial discovery of damage or loss of production, but not later than 15 days after the end of the insurance period.Representative samples of the unharvested crop must not be destroyed or harvested until inspected by the insurance company or 15 days after harvest of the balance of the unit is completed.
                </div>
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            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Definitions</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p><strong>Average Price Per Pound </strong>– The average Commodity Credit Corporation loan price per pound, by type. </p>
<p><strong>Base contract price </strong>– For the purpose of determining the weighted average projected price for peanuts insured under the yield protection plan or revenue protection plans of insurance, the base contract price for farmers’ stock peanuts grown for sale under a sheller contract is either: </p>
<p style="margin-left: 40px;">(a) The price per pound stipulated in the sheller contract if the sheller contract has a fixed price or a formula that would permit the price to be determined at the time the sheller contract is executed by you and the sheller; or</p>
<p style="margin-left: 40px;">(b) The stated option price (converted to a price per pound) stipulated in the sheller contract plus the Marketing Assistance Loan rate per pound if the sheller contract does not contain a fixed price or contains a formula that will not allow the price to be determined at the time the sheller contract is executed by you and the sheller.</p>
<p style="margin-left: 40px;">The base contract price will be established without regard to any discounts or incentives that may apply and will not exceed the projected price contained in the actuarial documents times a 1.20 price factor unless otherwise provided in the Special Provisions.</p>
<p><strong>Commodity Exchange Price Provisions (CEPP-PEANUTS) </strong>– Instead of the definition in the common Crop Policy Basic Provisions (Basic Provisions), a part of the policy that is used for peanuts for which revenue protection is available, regardless of whether you elect revenue protection or yield protection for your peanut crop. This document includes the information necessary to find the projected price and the harvest price for the insured crop, as applicable.</p>
<p><strong>Harvest price </strong>– Instead of the definition in the Basic Provisions, the price for each insurable type of peanuts determined in accordance with the CEPP-PEANUTS and used to value production to count for revenue protection. The harvest price will be used for the insured crop unless you elect the weighted average projected price. If you elect to use the weighted average projected price, the harvest price will be the sum of the harvest price determined in accordance with the CEPP-Peanuts and the difference between the projected price and the weighted average projected price. Example:</p>
<p style="margin-left: 40px;">CEPP projected price = $0.20/lb.<br>
Weighted average projected price = $0.21/lb.<br>
Price difference = $0.01/lb. ($0.21 - $0.20)<br>
CEPP harvest price = $0.22/lb.<br>
Harvest price = $0.23/lb. ($0.22 + $0.01)</p>
<p><strong>Projected Price </strong>– Instead of the definition in the Basic Provisions, the price for each insurable peanut type determined according to CEPP-PEANUTS. The projected price is used for the insured crop regardless of whether you elect revenue protection or yield protection for the crop, unless you elect the weighted average projected price for peanuts grown for sale under a sheller contract. Projected prices can be determined by contacting your crop insurance agent or by going to: The <a href="https://webapp.rma.usda.gov/apps/ActuarialInformationBrowser/Default.aspx" target="_blank" title="Open New Window">Web Actuarial Information Browser</a>.</p>
<p><strong>Revenue protection guarantee (per acre) </strong>– For revenue protection only, the amount determined by multiplying the production guarantee (per acre) by the greater of your projected price/weighted average projected price or your harvest price. If you elect harvest price exclusion, the production guarantee (per acre) is only multiplied by your projected price.</p>
<p><strong>Sheller Contract </strong>– A written agreement between you and the sheller or handler containing, at least:</p>
<ul>
    <li>Your commitment to plant, grow, and deliver peanuts to the sheller or handler;</li>
    <li>The sheller or handler’s commitment to purchase all production stated in the sheller contract; and</li>
    <li>A base contract price.</li>
</ul>
<p><strong>Value per pound – </strong>A price determined by USDA as shown on the USDA "Inspection Certificate and Calculation Worksheet."</p>
<p><strong>Weighted average projected price</strong> – The price that applies for each insurable type of peanuts:</p>
<ul>
    <li>Grown for sale under a sheller contract;</li>
    <li>That you elect; and</li>
    <li>Determined, as provided in section 3(c) of the Peanut Crop Provisions.</li>
</ul>
<p><strong>Yield protection guarantee (per acre)</strong> – Instead of the definition in the Basic Provisions, when yield protection is selected for a crop that has revenue protection available, the amount determined by multiplying the production guarantee by your projected price or weighted average projected price, as applicable.</p>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Coverage Levels and Premium Subsidies</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>Coverage levels range from 50 to 85 percent of your approved yield. For example, an approved yield of 3,600 pounds per acre would result in a guarantee of 2,700 pounds per acre at the 75 percent coverage level. Crop insurance premiums are subsidized as shown in the following table. Your share of the premium is 100 percent minus the subsidy amount. For example, if you choose the 75 percent coverage level, the premium subsidy is 55 percent. Your premium share is 45 percent of the base premium for optional or basic units (100 - 55 = 45 percent). An administrative fee of $30 per crop per county applies regardless of the acreage.</p>
<table class="table-borderstriped">
    <tbody>
        <tr>
            <td class="tablehead" style="text-align: center; vertical-align: middle;"><strong>Item</strong></td>
            <td colspan="6" class="tablehead" style="text-align: center; vertical-align: middle;"><strong>Percent</strong></td>
            <td class="tablehead" style="text-align: center; vertical-align: middle;"> </td>
            <td class="tablehead" style="text-align: center; vertical-align: middle;"> </td>
        </tr>
        <tr>
            <td class="tablehead" style="text-align: left; vertical-align: middle;"><strong>Coverage Level</strong><br>
            </td>
            <td>50</td>
            <td>55</td>
            <td>60</td>
            <td>65</td>
            <td>70</td>
            <td>75</td>
            <td>80</td>
            <td>85 <br>
            </td>
        </tr>
        <tr>
            <td class="tablehead" style="text-align: left; vertical-align: middle;"><strong>Premium Subsidy</strong><br>
            </td>
            <td>67</td>
            <td>64</td>
            <td>64</td>
            <td>59</td>
            <td>59</td>
            <td>55</td>
            <td>48</td>
            <td>38</td>
        </tr>
        <tr>
            <td style="text-align: left; vertical-align: middle;" class="tablehead"><strong>Your Premium Share</strong><br>
            </td>
            <td>33</td>
            <td>36</td>
            <td>36</td>
            <td>41</td>
            <td>41</td>
            <td>45</td>
            <td>52</td>
            <td>62</td>
        </tr>
    </tbody>
</table>
Catastrophic Risk Protection (CAT) coverage is fixed at 50 percent of your approved yield and 55 percent of the projected price. CAT is 100-percent subsidized with no premium cost to you. There is an administrative fee of $300 per crop per county regardless of the acreage.
                </div>
            </dd>
        </dl>

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        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Insurance Units</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p><strong>Basic Units </strong>- A basic insurance unit includes all your insurable peanut acreage in the county in which you have 100 percent share and includes any cash-rented land. If you also grew peanuts on shares with another entity, that acreage would be a separate basic unit. A premium discount applies.</p>
<p><strong>Optional Units </strong>- A basic unit may be divided into two or more optional units by Farm Service Agency farm serial number, irrigated and non-irrigated acreage, or organic practice. No premium discount applies.</p>
<p><strong>Enterprise unit </strong>- All insurable acreage of the same insured crop in the county in which you have a share on the date coverage begins for the crop year. You must:</p>
<ul>
    <li>Insure under yield or revenue protection; and</li>
    <li>Have at least two farm serial numbers, each having the lesser of 20 acres or 20 percent of the insured crop acreage in the enterprise unit; or</li>
    <li>Have one farm serial number with at least 660planted acres.</li>
</ul>
<p>A variable premium discount and increased premium subsidy apply.</p>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Prevented Planting and Replanting</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>Prevented planting coverage is 50 percent of your production guarantee for timely planted acreage. For an additional premium, you may increase your prevented planting coverage.</p>
<p>You may receive a replanting payment if your peanuts are damaged by an insurable cause of loss so that the remaining stand will not produce at least 90 percent of the production guarantee and it is practical to replant. The replanting payment per acre is $95 multiplied by your share. Replanting payments are not available with CAT coverage.</p>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Quality Adjustment</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>Quality adjustment is based on a comparison of the grade value of the peanuts to the USDA loan price. The grade value is found on the Farm Service Agency Inspection Certificate and Calculation Worksheet (Form 1007). Quality adjustment may apply when the value per pound of damaged peanuts (by type) found on Form 1007 is less than 90 percent of the average price per pound (based on the loan price). The amount of such production is reduced by:</p>
<ul>
    <li>Dividing the value per pound for the insured type of peanuts by the applicable average price per pound;and</li>
    <li>Multiplying this result by the number of pounds of such production.</li>
</ul>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Loss Example</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>A yield protection loss occurs when peanut production for the unit falls below the production guarantee because of damage from a covered cause of loss. A revenue protection loss occurs when the value of production-to- count is less than the revenue protection guarantee due to a production loss and/or revenue loss.</p>
<p>Assume non-irrigated peanuts insured with an approved yield of 3,000 pounds per acre, 75 percent coverage level, a 100 percent share and one basic unit. The projected election is $0.245 and the harvest price is $0.260. Due to an insurable cause of loss, the production-to-count is 950 pounds.</p>
<table>
    <tbody>
        <tr>
        </tr>
    </tbody>
</table>
<table>
    <tbody>
        <tr>
            <td class="tablehead"><strong>Yield Protection</strong><br>
            </td>
            <td class="tablehead"> </td>
            <td class="tablehead"><strong>Revenue Protection</strong><br>
            </td>
        </tr>
        <tr>
            <td class="numberCell">3,000</td>
            <td>Pounds/Acre APH yield<br>
            </td>
            <td class="numberCell">3,000</td>
        </tr>
        <tr>
            <td class="multiply">0.75</td>
            <td>Coverage Level<br>
            </td>
            <td class="multiply">0.75</td>
        </tr>
        <tr>
            <td class="numberCell">2,250</td>
            <td>Pounds/Acre Guarantee<br>
            </td>
            <td class="numberCell">2,250</td>
        </tr>
        <tr>
            <td class="multiply">$0.20</td>
            <td>Projected Price<br>
            </td>
            <td class="multiply">$0.22</td>
        </tr>
        <tr>
            <td class="numberCell">$450</td>
            <td>Insurance Guarantee<br>
            </td>
            <td class="numberCell">$495</td>
        </tr>
        <tr>
            <td class="numberCell"> </td>
            <td> </td>
            <td class="numberCell"> </td>
        </tr>
        <tr>
            <td class="numberCell">950</td>
            <td>Pounds Produced<br>
            </td>
            <td class="numberCell">950</td>
        </tr>
        <tr>
            <td class="multiply">$0.20</td>
            <td>Projected or Harvest Price<br>
            </td>
            <td class="multiply">$0.22</td>
        </tr>
        <tr>
            <td class="numberCell">$190</td>
            <td>Production-to-count Value<br>
            </td>
            <td class="numberCell">$209</td>
        </tr>
        <tr>
            <td class="numberCell"> </td>
            <td> </td>
            <td class="numberCell"> </td>
        </tr>
        <tr>
            <td>$450</td>
            <td>Insurance Guarantee<br>
            </td>
            <td>$495</td>
        </tr>
        <tr>
            <td class="subtract">$190</td>
            <td>Production-to-Count Value<br>
            </td>
            <td class="subtract">$209</td>
        </tr>
        <tr>
            <td class="total">$260</td>
            <td><strong>Indemnity/Acre</strong></td>
            <td class="total">$286</td>
        </tr>
    </tbody>
</table>
                </div>
            </dd>
        </dl>

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            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Where to Buy Crop Insurance</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    All multi-peril crop insurance, including CAT policies, are available from private insurance agents. A list of crop insurance agents is available at all USDA service centers and on the RMA website at: Agent Locator
                </div>
            </dd>
        </dl>

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