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| ARTICLE 1 | NAME, PURPOSE AND EFFECTIVE DATE  | 1 |
|-----------|----------------------------------------|---|

|   | 1.1 | Name  | 1 |
|--------|-----|------------|---|

|   | 1.2 | Purpose  | 1 |
|--------|-----|---------------|---|

|   | 1.3 | Effective Date  | 1 |
|--------|-----|----------------------|---|

| ARTICLE 2 | DEFINITIONS  | 2 |
|-----------|-------------------|---|

|   | 2.1 | Definitions  | 2 |
|--------|-----|-------------------|---|

|   | (a) | “Accrued Benefit”  | 2 |
|--------|-----|-------------------------------------|---|

|   | (b) | “Actuarial Equivalence Factors”  | 2 |
|--------|-----|---------------------------------------------------|---|

|   | (c) | “Beneficiary”  | 2 |
|--------|-----|---------------------------------|---|

|   | (d) | “Change of Control”  | 2 |
|--------|-----|---------------------------------------|---|

|   | (i) | Change in Ownership  | 2 |
|--------|-----|---------------------------|---|

|   | (ii) | Change in Effective Control  | 3 |
|--------|------|-----------------------------------|---|

|   | (iii) | Sale of Assets  | 3 |
|--------|-------|----------------------|---|

|   | (e) | “Code”  | 3 |
|--------|-----|--------------------------|---|

|   | (f) | “Company”  | 3 |
|--------|-----|-----------------------------|---|

|   | (g) | “Compensation”  | 3 |
|--------|-----|----------------------------------|---|

|   | (h) | “Deemed Election”  | 3 |
|--------|-----|-------------------------------------|---|

|   | (i) | “Disabled”  | 4 |
|--------|-----|------------------------------|---|

|   | (j) | “Election Date”  | 4 |
|--------|-----|-----------------------------------|---|

|   | (k) | “Election Form”  | 4 |
|--------|-----|-----------------------------------|---|

|   | (l) | “Employee”  | 4 |
|--------|-----|------------------------------|---|

|   | (m) | “Individual Company”  | 4 |
|--------|-----|----------------------------------------|---|

|   | (n) | “Normal Retirement Age”  | 4 |
|--------|-----|-------------------------------------------|---|

|   | (o) | “Participant”  | 4 |
|--------|-----|---------------------------------|---|

|   | (p) | “Pension Plan”  | 4 |
|--------|-----|----------------------------------|---|

|   | (q) | “Plan”  | 5 |
|--------|-----|--------------------------|---|

|   | (r) | “Plan Administrator”  | 5 |
|--------|-----|----------------------------------------|---|

|   | (s) | “Plan Year”  | 5 |
|--------|-----|-------------------------------|---|

|   | (t) | “Principal Company”  | 5 |
|--------|-----|---------------------------------------|---|

|   | (u) | “Salary”  | 5 |
|--------|-----|----------------------------|---|

|   | (v) | “Separation from Service”  | 5 |
|--------|-----|---------------------------------------------|---|

|   | (w) | “Top Hat Employee”  | 5 |
|--------|-----|--------------------------------------|---|

|   | (x) | “Valid Election”  | 5 |
|--------|-----|------------------------------------|---|

|   | (y) | “Valuation Date”  | 5 |
|--------|-----|------------------------------------|---|

|   | (z) | “Vested”  | 5 |
|--------|-----|----------------------------|---|

|   | (aa) | “Year of Service”  | 5 |
|--------|------|-------------------------------------|---|

|   | 2.2 | Usage  | 5 |
|--------|-----|-------------|---|

| ARTICLE 3 | ELIGIBILITY, PARTICIPATION, ACCRUED BENEFIT AND VESTING  | 6 |
|-----------|---------------------------------------------------------------|---|

|   | 3.1 | Eligibility  | 6 |
|--------|-----|-------------------|---|

|   | 3.2 | Participation and Elections  | 6 |
|--------|-----|-----------------------------------|---|

|   | 3.3 | Accrued Benefit  | 6 |
|--------|-----|-----------------------|---|

| ARTICLE 4 | BENEFITS; FORM AND TIME OF PAYMENT  | 7 |
|-----------|------------------------------------------|---|

|   | 4.1 | Benefits  | 7 |
|--------|-----|----------------|---|

|   | 4.2 | Form of Payments  | 7 |
|--------|-----|------------------------|---|

|   | 4.3 | Distribution  | 8 |
|--------|-----|--------------------|---|

|   | (a) | Time of Distribution  | 8 |
|--------|-----|----------------------------|---|

|   | (b) | Separation from Service  | 9 |
|--------|-----|-------------------------------|---|

|   | (c) | Distribution Upon Disability or Death  | 9 |
|--------|-----|---------------------------------------------|---|

|   | (d) | Change in Election Requirements  | 10 |
|--------|-----|---------------------------------------|----|

|   | (e) | Distribution Upon Death of a Participant Subsequent to Commencement of Benefit Payments  | 10 |
|--------|-----|-----------------------------------------------------------------------------------------------|----|

|   | 4.4 | Effect on Pension Plan  | 10 |
|--------|-----|------------------------------|----|

|   | 4.5 | Tax Withholding  | 10 |
|--------|-----|-----------------------|----|

|   | 4.6 | Beneficiary Designation  | 10 |
|--------|-----|-------------------------------|----|

| ARTICLE 5 | ADMINISTRATION; AMENDMENT AND TERMINATION  | 12 |
|-----------|-------------------------------------------------|----|

|   | 5.1 | Plan Administrator  | 12 |
|--------|-----|--------------------------|----|

|   | 5.2 | Amendment and Termination  | 12 |
|--------|-----|---------------------------------|----|

|   | 5.3 | Distributions Upon Termination  | 13 |
|--------|-----|--------------------------------------|----|

| ARTICLE 6 | CLAIMS PROCEDURE; DISPUTE RESOLUTION  | 15 |
|-----------|--------------------------------------------|----|

|   | 6.1 | Application for Benefits  | 15 |
|--------|-----|--------------------------------|----|

|   | 6.2 | Denial of Application  | 15 |
|--------|-----|-----------------------------|----|

|   | 6.3 | Review Panel  | 15 |
|--------|-----|--------------------|----|

|   | 6.4 | Request for Review  | 15 |
|--------|-----|--------------------------|----|

|   | 6.5 | Decision on Review  | 15 |
|--------|-----|--------------------------|----|

|   | 6.6 | Rules and Interpretations  | 16 |
|--------|-----|---------------------------------|----|

|   | 6.7 | Exhaustion of Remedies  | 16 |
|--------|-----|------------------------------|----|

|   | 6.8 | Dispute Resolution  | 16 |
|--------|-----|--------------------------|----|

| ARTICLE 7 | MISCELLANEOUS PROVISIONS  | 17 |
|-----------|--------------------------------|----|

|   | 7.1 | Spendthrift Clause  | 17 |
|--------|-----|--------------------------|----|

|   | 7.2 | Rights Against the Company  | 17 |
|--------|-----|----------------------------------|----|

|   | 7.3 | Unfunded Plan  | 17 |
|--------|-----|---------------------|----|

|   | 7.4 | Representations  | 18 |
|--------|-----|-----------------------|----|

|   | 7.5 | Governing Law  | 18 |
|--------|-----|---------------------|----|

|   | 7.6 | Severability  | 18 |
|--------|-----|--------------------|----|

|   | 7.7 | Construction of Plan  | 18 |
|--------|-----|----------------------------|----|

|   | 7.8 | Savings Clause  | 18 |
|--------|-----|----------------------|----|

| ARTICLE 8 | EXECUTION  | 19 |
|-----------|-----------------|----|

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4.1

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2.1(d)

4.3

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4.3
2.1(h)

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2.1(b)

4.2(b)

4.2(b)

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4.3(a)
4.2(b)

4.2
4.3(d)

4.2(b)

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4.2(b)

4.3(d)

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5.2
5.2
5.2
5.2
5.2
5.2

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