Exhibit 31
                                                                     ----------

                            SECTION 302 CERTIFICATION

        I, Gary N. Pelehaty,  President and Chief Executive  Officer,  certify
        that:

1.      I have  reviewed  this  quarterly  report on Form  10-QSB of  Farnsworth
        Bancorp, Inc.;

2.      Based on my knowledge, this quarterly report does not contain any untrue
        statement of a material fact or omit to state a material fact  necessary
        to make the statements made, in light of the  circumstances  under which
        such  statements  were made, not  misleading  with respect to the period
        covered by this quarterly report;

3.      Based on my knowledge,  the financial  statements,  and other  financial
        information  included in this  quarterly  report,  fairly present in all
        material  respects the financial  condition,  results of operations  and
        cash flows of the  registrant  as of, and for, the periods  presented in
        this quarterly report;

4.      The  registrant's  other  certifying  officer and I are  responsible for
        establishing  and  maintaining  disclosure  controls and  procedures (as
        defined in Exchange Act Rules 13a-15(e)) for the registrant and have:

          (a)  Designed such disclosure controls and procedures,  or caused such
               disclosure  controls  and  procedures  to be  designed  under our
               supervision,  to ensure that material information relating to the
               registrant,  including  its  consolidated  subsidiaries,  is made
               known to us by others within those entities,  particularly during
               the period in which this report is being prepared;

          (b)  Evaluated  the  effectiveness  of  the  registrant's   disclosure
               controls  and   procedures  and  presented  in  this  report  our
               conclusions  about the  effectiveness of the disclosure  controls
               and  procedures,  as of the  end of the  period  covered  by this
               report based on such evaluation; and

          (c)  Disclosed in this report any change in the registrant's  internal
               control  over  financial  reporting  (as defined in Exchange  Act
               Rules  13a-15(f))  that  occurred  during the  registrant's  most
               recent  fiscal  quarter  that  has  materially  affected,  or  is
               reasonably likely to materially affect, the registrant's internal
               control over financial reporting; and

5.      The registrant's other certifying officer and I have disclosed, based on
        our most recent evaluation of internal control over financial  reporting
        to the  registrant's  auditors and the audit  committee of  registrant's
        board of directors (or persons performing the equivalent functions):

          (a)  all significant  deficiencies and actual weaknesses in the design
               or operation of internal  control over financial  reporting which
               are  reasonably  likely  to  adversely  affect  the  registrant's
               ability  to  record,  process,  summarize  and  report  financial
               information; and

          (b)  any fraud,  whether or not material,  that involves management or
               other employees who have a significant  role in the  registrant's
               internal control over financial reporting.



                                      /s/Gary N. Pelehaty
                                      ---------------------------------
Date: May 11, 2004                    Gary N. Pelehaty
                                      President and Chief Executive Officer


<PAGE>


                            SECTION 302 CERTIFICATION

        I, Charles Alessi, Vice President and Chief Financial Officer, certify
        that:

1.      I have  reviewed  this  quarterly  report on Form  10-QSB of  Farnsworth
        Bancorp, Inc.;

2.      Based on my knowledge, this quarterly report does not contain any untrue
        statement of a material fact or omit to state a material fact  necessary
        to make the statements made, in light of the  circumstances  under which
        such  statements  were made, not  misleading  with respect to the period
        covered by this quarterly report;

3.      Based on my knowledge,  the financial  statements,  and other  financial
        information  included in this  quarterly  report,  fairly present in all
        material  respects the financial  condition,  results of operations  and
        cash flows of the  registrant  as of, and for, the periods  presented in
        this quarterly report;

4.      The  registrant's  other  certifying  officer and I are  responsible for
        establishing  and  maintaining  disclosure  controls and  procedures (as
        defined in Exchange Act Rules 13a-15(e)) for the registrant and have:

          (a)  Designed such disclosure controls and procedures,  or caused such
               disclosure  controls  and  procedures  to be  designed  under our
               supervision,  to ensure that material information relating to the
               registrant,  including  its  consolidated  subsidiaries,  is made
               known to us by others within those entities,  particularly during
               the period in which this report is being prepared;

          (b)  Evaluated  the  effectiveness  of  the  registrant's   disclosure
               controls  and   procedures  and  presented  in  this  report  our
               conclusions  about the  effectiveness of the disclosure  controls
               and  procedures,  as of the  end of the  period  covered  by this
               report based on such evaluation; and

          (c)  Disclosed in this report any change in the registrant's  internal
               control  over  financial  reporting  (as defined in Exchange  Act
               Rules  13a-15(f))  that  occurred  during the  registrant's  most
               recent  fiscal  quarter  that  has  materially  affected,  or  is
               reasonably likely to materially affect, the registrant's internal
               control over financial reporting; and

5.      The registrant's other certifying officer and I have disclosed, based on
        our most recent evaluation of internal control over financial  reporting
        to the  registrant's  auditors and the audit  committee of  registrant's
        board of directors (or persons performing the equivalent functions):

          (a)  all significant  deficiencies and actual weaknesses in the design
               or operation of internal  control over financial  reporting which
               are  reasonably  likely  to  adversely  affect  the  registrant's
               ability  to  record,  process,  summarize  and  report  financial
               information; and

          (b)  any fraud,  whether or not material,  that involves management or
               other employees who have a significant  role in the  registrant's
               internal control over financial reporting.


                                     /s/Charles Alessi
                                     -------------------------------
Date: May 11, 2004                   Charles Alessi
                                     Vice President and Chief Financial Officer