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        <span class="visible-sm-block visible-md-block visible-xs-block">Okla.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Oregon" target="" title="Oregon Main Menu Link">
        <span class="visible-lg-block">Oregon</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ore.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Pennsylvania" target="" title="Pennsylvania Main Menu Link">
        <span class="visible-lg-block">Pennsylvania</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Pa.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Puerto-Rico" target="" title="Puerto Rico Main Menu Link">
        <span class="visible-lg-block">Puerto Rico</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">P.R.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Rhode-Island" target="" title="Rhode Island Main Menu Link">
        <span class="visible-lg-block">Rhode Island</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">R.I.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Carolina" target="" title="South Carolina Main Menu Link">
        <span class="visible-lg-block">South Carolina</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.C.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Dakota" target="" title="South Dakota Main Menu Link">
        <span class="visible-lg-block">South Dakota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.D.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Tennessee" target="" title="Tennessee Main Menu Link">
        <span class="visible-lg-block">Tennessee</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tenn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Texas" target="" title="Texas Main Menu Link">
        <span class="visible-lg-block">Texas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tex.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Utah" target="" title="Utah Main Menu Link">
        <span class="visible-lg-block">Utah</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Utah</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Vermont" target="" title="Vermont Main Menu Link">
        <span class="visible-lg-block">Vermont</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Vt.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Virginia" target="" title="Virginia Main Menu Link">
        <span class="visible-lg-block">Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Washington" target="" title="Washington Main Menu Link">
        <span class="visible-lg-block">Washington</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wash.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/West-Virginia" target="" title="West Virginia Main Menu Link">
        <span class="visible-lg-block">West Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">W.Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wisconsin" target="" title="Wisconsin Main Menu Link">
        <span class="visible-lg-block">Wisconsin</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wis.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wyoming" target="" title="Wyoming Main Menu Link">
        <span class="visible-lg-block">Wyoming</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wyo.</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Commodity" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Commodities <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Commodity" target="" title="Lookup Commodity Main Menu Link">
        <span>Lookup Commodity</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown megamenu-fw">
                            <a href="/" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Tools <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu megamenu-content" role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown popular-tools  ">
                                                    <!-- insert if table layout-->
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-sob.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Summary of Business</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-al.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Agent Locator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Agent Locator</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="" title="Actuarial Info Browser Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-aib.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Actuarial Info Browser</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-cidt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">RMA Map Viewer</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">RMA Map Viewer</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-ce.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Cost Estimator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Cost Est</span>
        </div>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown multi-column-dropdown listncol tools ">
                                                    <!-- insert if table layout-->
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="_blank" title="Actuarial Information Browser Main Menu Link">
        <span class="visible-lg-block">Actuarial Information Browser</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <span>Agent Locator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/AipListing" target="" title="AIP Companies Main Menu Link">
        <span>AIP Companies</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Associated-Agencies-and-Partners" target="" title="Associated Agencies and Partners Main Menu Link">
        <span>Associated Agencies and Partners</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Cause-of-Loss" target="" title="Cause of Loss Main Menu Link">
        <span class="visible-lg-block">Cause of Loss</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cause of Loss</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <span>Cost Estimator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="" title="County Programs Main Menu Link">
        <span class="visible-lg-block">County Programs</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">County Programs</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Indemnity-Maps" target="" title="Crop Indemnity Maps Main Menu Link">
        <span>Crop Indemnity Maps</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Weather" target="" title="Crop Weather Main Menu Link">
        <span class="visible-lg-block">Crop Weather</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Crop Weather</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://pubfs-rma.fpac.usda.gov/" target="_blank" title="FTP File Access Main Menu Link">
        <span class="visible-lg-block">FTP File Access</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">FTP</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Livestock-and-Dairy-Participation" target="" title="Livestock and Dairy Participation Main Menu Link">
        <span class="visible-lg-block">Livestock and Dairy Participation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock and Dairy Participation</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Livestock-Reports" target="" title="Livestock Reports (LRP and LGM) Main Menu Link">
        <span class="visible-lg-block">Livestock Reports (LRP and LGM)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Reports</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Nursery-Inventory-Software-EPLPPS" target="" title="Nursery Software (EPLPPS) Main Menu Link">
        <span class="visible-lg-block">Nursery Software (EPLPPS)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery Software</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Other-Sites" target="" title="Other Sites Main Menu Link">
        <span class="visible-lg-block">Other Sites</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Other Sites</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://prodwebnlb.rma.usda.gov/apps/prf " target="_blank" title="PRF Rainfall Main Menu Link">
        <span>PRF Rainfall</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="http://prodwebnlb.rma.usda.gov/apps/PriceDiscovery" target="_blank" title="Price Discovery Reporting Main Menu Link">
        <span>Price Discovery Reporting</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Reinsurance-Reports" target="" title="Reinsurance Reports Main Menu Link">
        <span class="visible-lg-block">Reinsurance Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/RIRS/" target="_blank" title="RMA Information Reporting System Main Menu Link">
        <span class="visible-lg-block">RMA Information Reporting System</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RIRS</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <span class="visible-lg-block">RMA Map Viewer</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Map Viewer</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Reports Main Menu Link">
        <span class="visible-lg-block">Summary of Business Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Topics" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Topics <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Beginning-or-Veteran-Farmers-and-Ranchers" target="" title="Beginning or Veteran Farmers and Ranchers Main Menu Link">
        <span class="visible-lg-block">Beginning or Veteran Farmers and Ranchers</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Beginning or Veteran Farmers and Ranchers</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Civil-Rights" target="" title="Civil Rights Main Menu Link">
        <span class="visible-lg-block">Civil Rights</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Civil Rights</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Compliance-Information" target="" title="Compliance Information Main Menu Link">
        <span class="visible-lg-block">Compliance Information</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Compliance Information</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Conservation" target="" title="Conservation Main Menu Link">
        <span class="visible-lg-block">Conservation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Conservation</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Controlled-Environment" target="" title="Controlled Environment Main Menu Link">
        <span class="visible-lg-block">Controlled Environment</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Controlled Environment</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Cover-Crops" target="" title="Cover Crops Main Menu Link">
        <span class="visible-lg-block">Cover Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cover Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Double-Cropping-Initiative" target="" title="Double Cropping Initiative Main Menu Link">
        <span class="visible-lg-block">Double Cropping Initiative</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Double Cropping Initiative</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Farm-Bill" target="" title="Farm Bill Main Menu Link">
        <span class="visible-lg-block">Farm Bill</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Farm Bill</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Frequently-Asked-Questions" target="" title="Frequently Asked Questions Main Menu Link">
        <span class="visible-lg-block">Frequently Asked Questions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Frequently Asked Questions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hemp" target="" title="Hemp Main Menu Link">
        <span class="visible-lg-block">Hemp</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hemp</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hurricane-Insurance-Protection-Wind-Index" target="" title="Hurricane Insurance Protection - Wind Index Main Menu Link">
        <span class="visible-lg-block">Hurricane Insurance Protection - Wind Index</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hurricane Insurance Protection - Wind Index</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Cycle" target="" title="Insurance Cycle Main Menu Link">
        <span class="visible-lg-block">Insurance Cycle</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Cycle</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Resources" target="" title="Insurance Resources Main Menu Link">
        <span class="visible-lg-block">Insurance Resources</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Resources</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Lamb-Data-Gathering-Listening-Sessions" target="" title="Lamb Data Gathering Listening Sessions Main Menu Link">
        <span class="visible-lg-block">Lamb Data Gathering Listening Sessions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Lamb Data Gathering Listening Sessions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Insurance-Plans" target="" title="Livestock Insurance Plans Main Menu Link">
        <span class="visible-lg-block">Livestock Insurance Plans</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Insurance Plans</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Roadshow" target="" title="Livestock Roadshow Main Menu Link">
        <span class="visible-lg-block">Livestock Roadshow</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Roadshow</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Manage-Your-Farm-Risk" target="" title="Manage Your Farm Risk Main Menu Link">
        <span class="visible-lg-block">Manage Your Farm Risk</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Manage Your Farm Risk</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/National-Fact-Sheets" target="" title="National Fact Sheets Main Menu Link">
        <span class="visible-lg-block">National Fact Sheets</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">National Fact Sheets</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Nursery" target="" title="Nursery Main Menu Link">
        <span class="visible-lg-block">Nursery</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Organic-Crops" target="" title="Organic Crops Main Menu Link">
        <span class="visible-lg-block">Organic Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Organic Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Outreach-and-Education" target="" title="Outreach and Education Main Menu Link">
        <span class="visible-lg-block">Outreach and Education</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Outreach and Education</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Prevented-Planting" target="" title="Prevented Planting Main Menu Link">
        <span class="visible-lg-block">Prevented Planting</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Prevented Planting</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Producer-Obligations-and-Expectations" target="" title="Producer Obligations and Expectations Main Menu Link">
        <span class="visible-lg-block">Producer Obligations and Expectations</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Producer Obligations and Expectations</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Publications" target="" title="Publications Main Menu Link">
        <span class="visible-lg-block">Publications</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Publications</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Reinsurance-Agreements" target="" title="Reinsurance Agreements Main Menu Link">
        <span class="visible-lg-block">Reinsurance Agreements</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance Agreements</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/RMA-2023-Accomplishments" target="" title="RMA 2023 Accomplishments Main Menu Link">
        <span class="visible-lg-block">RMA 2023 Accomplishments</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RMA 2023 Accomplishments</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Shellfish" target="" title="Shellfish Main Menu Link">
        <span class="visible-lg-block">Shellfish</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Shellfish</span>
    </a>

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            <h1>

                Shellfish Pilot Crop Insurance Program
                    <br /><small>November 2023</small>
            </h1>
            <div class="rteContainer">
            The Shellfish pilot crop insurance program is an actual production history-price component (APH-PC) coverage policy for container-grown oysters commercially cultivated for the fresh half-shell market.
        </div>
    </div>

            </div>
    </div>

        <a class="btn btn-default btn-expand-collapse hidden-print" role="button">Expand All</a>
    <ul class="qa">
                <li>
                        <h4 data-target="#answer-f6acfdf8e66f414e99fd0b54bff3f74f" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Where is the Shellfish program available?</span>
                        </h4>
                        <div id="answer-f6acfdf8e66f414e99fd0b54bff3f74f" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Shellfish is available in select counties in Alabama, California, Florida, Maine, Maryland, Massachusetts, Mississippi, New York, North Carolina, Rhode Island, South Carolina, and Virginia.</p>
<table width="100%">
    <tbody>
        <tr>
            <td><strong>State</strong></td>
            <td><strong>County</strong></td>
            <td><strong>State</strong></td>
            <td><strong>County</strong></td>
            <td><strong>State</strong></td>
            <td><strong>County</strong></td>
        </tr>
        <tr>
            <td>Alabama<br>
            </td>
            <td>Baldwin</td>
            <td><span>Massachusetts</span><br>
            </td>
            <td><span>Barnstable</span><br>
            </td>
            <td><span>Rhode Island</span><br>
            </td>
            <td><span>Newport</span><br>
            </td>
        </tr>
        <tr>
            <td>Alabama</td>
            <td><span>Mobile</span></td>
            <td><span>Massachusetts</span><br>
            </td>
            <td><span>Plymouth</span><br>
            </td>
            <td><span>Rhode Island</span><br>
            </td>
            <td>Washington</td>
        </tr>
        <tr>
            <td>California</td>
            <td><span>Humboldt</span><br>
            </td>
            <td>Mississippi</td>
            <td>Harrison</td>
            <td><span>South Carolina</span><br>
            </td>
            <td><span>Beaufort</span><br>
            </td>
        </tr>
        <tr>
            <td>California<br>
            </td>
            <td><span>Marin</span><br>
            </td>
            <td><span>New York</span><br>
            </td>
            <td><span>Nassau</span><br>
            </td>
            <td><span>South Carolina</span><br>
            </td>
            <td><span>Charleston</span><br>
            </td>
        </tr>
        <tr>
            <td>Florida<br>
            </td>
            <td><span>Franklin</span><br>
            </td>
            <td><span>New York</span><br>
            </td>
            <td><span>Suffolk</span><br>
            </td>
            <td><span>South Carolina</span><br>
            </td>
            <td><span>Colleton</span><br>
            </td>
        </tr>
        <tr>
            <td>Florida</td>
            <td><span>Wakulla</span><br>
            </td>
            <td><span>North Carolina</span><br>
            </td>
            <td><span>Carteret</span><br>
            </td>
            <td><span>Virginia</span><br>
            </td>
            <td>Accomack<br>
            </td>
        </tr>
        <tr>
            <td>Maine<br>
            </td>
            <td><span>Cumberland</span><br>
            </td>
            <td><span>North Carolina</span><br>
            </td>
            <td>Dare</td>
            <td><span>Virginia</span><br>
            </td>
            <td>Gloucester<br>
            </td>
        </tr>
        <tr>
            <td>Maine<br>
            </td>
            <td>Lincoln</td>
            <td><span>North Carolina</span><br>
            </td>
            <td><span>Onslow</span><br>
            </td>
            <td><span>Virginia</span><br>
            </td>
            <td>Northumberland<br>
            </td>
        </tr>
        <tr>
            <td>Maryland<br>
            </td>
            <td><span>Dorchester</span><br>
            </td>
            <td><span>North Carolina</span><br>
            </td>
            <td><span>Pamlico</span><br>
            </td>
            <td><span>Virginia</span><br>
            </td>
            <td>Westmoreland<br>
            </td>
        </tr>
        <tr>
            <td>Maryland</td>
            <td><span>St Mary's</span><br>
            </td>
            <td> </td>
            <td> </td>
            <td> </td>
            <td> </td>
        </tr>
    </tbody>
</table></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-12212e36a575424fba9b2b74ffaa2fc7" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Oysters are not currently insurable in my county. Is there a way I can get crop insurance coverage?</span>
                        </h4>
                        <div id="answer-12212e36a575424fba9b2b74ffaa2fc7" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Coverage is only available in the counties listed in the actuarial documents. Written agreements are not available at this time. You may be eligible for a Farm Service Agency (FSA) program, such as Emergency Assistance for Livestock, Honeybees, and Farm-Raised Fish Program (ELAP) or Non-insured Assistance Program (NAP). Contact your local <a href="https://www.fsa.usda.gov/contact-us" target="_blank" title="Link opens in new window">FSA office</a>.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-84efbead186c4e1da9a8f7c1624b7477" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">How did you determine the pilot area?</span>
                        </h4>
                        <div id="answer-84efbead186c4e1da9a8f7c1624b7477" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>We focused on areas that met the following criteria:</p>
<ul>
    <li>Predominantly container-grown production methods;</li>
    <li>Provided data that supported an actuarially sound program; and</li>
    <li>Perils covered under the program were of greatest concern.</li>
</ul>
For future crop years, we will consider expansion to additional areas and production methods.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-4f01cc96aa4b47579cc64e4b08cb6fb8" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What commodities are insured under the Shellfish program?</span>
                        </h4>
                        <div id="answer-4f01cc96aa4b47579cc64e4b08cb6fb8" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">We insure containerized oysters that are expected to be harvested in the current crop year for the fresh half-shell market.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-6f1a9e5de619423aa5ddfc0f5b884824" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What documentation do I need to provide to my crop insurance agent by the November 30 sales closing date (SCD)?</span>
                        </h4>
                        <div id="answer-6f1a9e5de619423aa5ddfc0f5b884824" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>You must submit:</p>
<ul>
    <li>A pre-acceptance worksheet (PAW). Your agent will be able to provide this form to you and may assist in the completion of this form. The PAW is the current assessment of your operation.</li>
    <li>Seed purchase receipts for the current crop year. The seed purchase receipts required will be determined by the growing interval you choose for your operation.</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-2a38d728babe47e38021e6d99733615e" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What are growing intervals?</span>
                        </h4>
                        <div id="answer-2a38d728babe47e38021e6d99733615e" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>A.	Growing intervals are determined by the time between the calendar year you purchase your seed and the crop year you plan to harvest your mature oysters. The growing interval must be based on the majority of the seeds in your operation. For example:</p>
<ul>
    <li>Growing Interval I – You purchase the majority of your seeds one calendar year prior to the year you plan to harvest (e.g., for crop year 2024, seeds are purchased in 2023).</li>
    <li>Growing Interval II – You purchase the majority of your seeds two calendar years prior to the year you plan to harvest (e.g., for crop year 2024, seeds are purchased in 2022).</li>
    <li>Growing Interval III – You purchase the majority of your seeds three calendar years prior to the year you plan to harvest (e.g., for crop year 2024, seeds are purchased in 2021).</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-ecbdf8f1aa734690861068a6ea31de10" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What documentation do I need to provide to my crop insurance agent by the January 15 production reporting date (PRD)?</span>
                        </h4>
                        <div id="answer-ecbdf8f1aa734690861068a6ea31de10" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>You must submit:</p>
<ul>
    <li>For the first year of coverage:
    <ul>
        <li>At least the most recent four crop years of annual production reports for mature harvested oysters. Your production reports must include the following information:
        <ul>
            <li>The total seed purchased by seed size and seed source.
            <ul>
                <li>These numbers must be supported by your seed purchase receipts.</li>
                <li>This must include the name of the private or commercial shellfish nursery or hatchery, for each year for the growing interval.</li>
                <li>For example, if the most recent four years of harvested production records are provided for 2020-2023, you must report your seed information for at least the:
                <ul>
                    <li>2019-2022 years for Growing Interval I;</li>
                    <li>2018-2021 years for Growing Interval II; and</li>
                    <li>2017-2020 years for Growing Interval III.</li>
                </ul>
                </li>
            </ul>
            </li>
        </ul>
        </li>
        <li>Total dollar sales of your mature oysters; and</li>
        <li>Total sold production of the mature oysters.</li>
    </ul>
    </li>
    <li>For subsequent crop years:
    <ul>
        <li>All information detailed above for the most recent crop year. If you do not provide this information to your agent, you will receive an assigned yield.</li>
    </ul>
    </li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-ef59fe3b97994bcf90080942c2a732f9" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What documentation do I need to provide to my crop insurance agent by the January 15 commodity reporting date (CRD)?</span>
                        </h4>
                        <div id="answer-ef59fe3b97994bcf90080942c2a732f9" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>You must submit, for your basic unit and growing interval:</p>
<ul>
    <li>A list of all your oyster growing locations in the county. For each location, you must provide the:
    <ul>
        <li>Lease identification numbers (or other applicable identification numbers); and</li>
        <li>Global Positioning System (GPS) coordinates (latitude and longitude).</li>
    </ul>
    </li>
    <li>The number of oyster seeds you purchased and the size of the oyster seeds for the current crop year. The information you provide must be supported by your seed purchase receipts.</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-ce2a6ee5df60482cad45148f3d6beca3" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What information must be included on my seed purchase receipts?</span>
                        </h4>
                        <div id="answer-ce2a6ee5df60482cad45148f3d6beca3" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>The seed purchase receipts you provide to your agent must include:</p>
<ul>
    <li>Your name (operation name);</li>
    <li>Commodity (oysters);</li>
    <li>Date of purchase (MM/DD/YYYY);</li>
    <li>Number of seeds purchased by seed size (this must be a quantity of seeds, not a weighted measurement); and</li>
    <li>The name of the private or commercial shellfish nursery or hatchery from which you purchased your seeds.</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-05c03502f6e04f2eb970b9081c88e704" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What happens if, after I submit the original PAW, I purchase additional seeds that I expect to harvest in the current crop year or I acquire additional leases for expected harvest in the current crop year?</span>
                        </h4>
                        <div id="answer-05c03502f6e04f2eb970b9081c88e704" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">In both scenarios, you must submit a revised PAW by the January 15 CRD.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-36920cb261f84bca9a0e340434b6c07e" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Do I need to submit farm and tract number(s) on the commodity report?</span>
                        </h4>
                        <div id="answer-36920cb261f84bca9a0e340434b6c07e" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">No, you must submit lease identification numbers (or other applicable identification numbers) and GPS coordinates (latitude and longitude of the shellfish location) on the commodity report.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-c37c20689d8d4564bc72b5f8871fbe7b" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">The Shellfish Crop Provisions require the seed purchase receipts to include the name of the private or commercial shellfish nursery or hatchery where I buy my seeds. I purchase my seeds from universities. Would universities be considered as a private or commercial shellfish nursery or hatchery?</span>
                        </h4>
                        <div id="answer-c37c20689d8d4564bc72b5f8871fbe7b" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Purchasing seeds from universities meets this requirement.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-2795d886497f4898ba85709605d8c462" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What unit structures are available for oysters?</span>
                        </h4>
                        <div id="answer-2795d886497f4898ba85709605d8c462" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>Currently only basic units are allowed for oysters.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-679a58574caa47d98ccdd0960a13a53d" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">My shellfish operation is in more than one county. The program is available in one county, but not in the other. Can I insure all my shellfish in both counties under one policy?</span>
                        </h4>
                        <div id="answer-679a58574caa47d98ccdd0960a13a53d" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>No, you can only insure your oysters in the program county. Oysters from multiple counties cannot be covered under one policy.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-ee6baf302ddf44a68a5503d6f801c222" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">If I expand my operation into another county and I do not have four years of records from that county, can that other county be insured?</span>
                        </h4>
                        <div id="answer-ee6baf302ddf44a68a5503d6f801c222" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>Eligibility is determined on a county basis. Therefore, you must have four years of records within the county where your operation is located to be eligible for coverage.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-b39fb79b2c674412af507c79c0fda96e" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What are the requirements to insure my oysters in available program counties?</span>
                        </h4>
                        <div id="answer-b39fb79b2c674412af507c79c0fda96e" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>You must:</p>
<ul>
    <li>Have a share in the oyster production;</li>
    <li>Submit an application that is accepted by the insurance provider;</li>
    <li>Grow your oysters for the half-shell market;</li>
    <li>Grow your oysters in containers;</li>
    <li>Have seed purchase receipts that:
    <ul>
        <li>show you purchased 4mm or larger oyster seeds;</li>
        <li>are from a private or commercial shellfish nursery or hatchery;</li>
    </ul>
    </li>
    <li>Have grown oysters or participated in managing an oyster operation for at least four crop years in the county where the oysters will be insured;</li>
    <li>Grow your oysters using generally acceptable production methods; and</li>
    <li>Grow your oysters in an operation that, if inspected, is acceptable to your insurance provider.</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-e5eca90b733d4fb98490c1712f62bd99" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Can I insure oysters grown in nurseries or hatcheries under this program?</span>
                        </h4>
                        <div id="answer-e5eca90b733d4fb98490c1712f62bd99" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span class="cf01">No, oysters grown in nurseries or hatcheries are not insurable under this program. Insurable oysters must be grown in open water by containerized methods.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-2ff5f8dd29044e13ba2f23ad9ef7147e" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">How is my production guarantee determined?</span>
                        </h4>
                        <div id="answer-2ff5f8dd29044e13ba2f23ad9ef7147e" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>Your production guarantee is </span><span>the approved yield for the basic unit multiplied by your coverage level percentage.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-8fc5b4723f14438ca20b02743a067331" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What is my approved yield?</span>
                        </h4>
                        <div id="answer-8fc5b4723f14438ca20b02743a067331" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>The <strong>approved yield</strong> for the basic unit is the lesser of:</p>
<ul>
    <li>The capped yield, which is the average yield for the basic unit multiplied by 1.25; or</li>
    <li>The expected yield, which is the result of the number of seeds purchased from a private or commercial nursery or hatchery that are placed into containers for the crop year (as determined by the applicable growing interval) multiplied by the adjusted mean survival rate.</li>
</ul>
<p>The <strong>adjusted mean survival rate</strong> is the simple average of the standardized survival rates for the APH base period for the applicable growing interval that is used to determine your expected yield for the current crop year.</p>
<p>The <strong>standardized survival rate</strong> is the observed survival rate for the applicable seed size for each crop year in the APH base period multiplied by the standardized survival factor for that seed size.</p>
<p>The <strong>observed survival rate</strong> is the percentage determined by dividing the harvested production for each crop year by the number of seed purchased in the calendar year corresponding to the growing interval (e.g., for Growing Interval II, divide the harvested production from the 2024 crop year by the number of seed purchased in 2022).</p>
<p>The <strong>standardized survival factor</strong> is a percentage established by the Federal Crop Insurance Corporation (FCIC) based on different seed sizes that are used to calculate your standardized survival rate. The seed size factors are shown below and contained in the Special Provisions.</p>
<table width="100%">
    <tbody>
        <tr>
            <td colspan="6"><center><strong>Size of Seed for APH Crop Year</strong></center></td>
        </tr>
        <tr>
            <td>Size of Seed Purchased for Crop Year (Insured)</td>
            <td>Seed Size<br>
            4mm to<br>
            less
            than<br>
            6mm</td>
            <td>Seed Size<br>
            6mm to<br>
            less
            than<br>
            8mm</td>
            <td>Seed Size<br>
            8mm to<br>
            less
            than<br>
            10mm</td>
            <td>Seed Size<br>
            10mm to<br>
            less
            than<br>
            12mm</td>
            <td>Seed Size<br>
            12mm<br>
            or<br>
            greater</td>
        </tr>
        <tr>
            <td>4mm to less than 6mm</td>
            <td>100%</td>
            <td>93%</td>
            <td>90%</td>
            <td>87%</td>
            <td>81%</td>
        </tr>
        <tr>
            <td>6mm to less than 8mm</td>
            <td>108%</td>
            <td>100%</td>
            <td>97%</td>
            <td>93%</td>
            <td>88%</td>
        </tr>
        <tr>
            <td>8mm to less than 10mm</td>
            <td>112%</td>
            <td>104%</td>
            <td>100%</td>
            <td>97%</td>
            <td>91%</td>
        </tr>
        <tr>
            <td>10mm to less than 12mm</td>
            <td>115%</td>
            <td>107%</td>
            <td>103%</td>
            <td>100%</td>
            <td>94%</td>
        </tr>
        <tr>
            <td>Greater than 12mm</td>
            <td>123% </td>
            <td>114%</td>
            <td>110% </td>
            <td>107%</td>
            <td>100%</td>
        </tr>
    </tbody>
</table></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-585c81291a4547c8b64d89c0744b0ac0" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What is an example of the approved yield calculation?</span>
                        </h4>
                        <div id="answer-585c81291a4547c8b64d89c0744b0ac0" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Assume you select Growing Interval II.</p>
<p>You purchased 110,000 seeds during the 2022 crop year for expected harvest during the 2024 crop year. All seeds purchased in 2022 were 10mm, but all seeds purchased in 2018 through 2021 were 6mm. Using the Standardized Survival Factor Conversion Table (in prior question), the 6mm seed size purchased in 2018 through 2021 will apply a 107% standardized survival factor.</p>
<p>(1)	Adjusted Mean Survival Rate Calculation</p>
<table>
    <tbody>
        <tr>
            <td><strong>Harvest Year</strong></td>
            <td><strong>Harvested</strong></td>
            <td><strong>Seed Purchase Year</strong></td>
            <td><strong>Seed Purchased</strong></td>
            <td><strong>Observed Survival<br>
            Rate</strong></td>
            <td><strong>Seed Size</strong></td>
            <td><strong>Standardized Survival<br>
            Factor</strong></td>
            <td><strong>Standardized Survival<br>
            Rate</strong></td>
        </tr>
        <tr>
            <td>2020</td>
            <td>73,700</td>
            <td>2018</td>
            <td>125,000</td>
            <td>59%</td>
            <td>6mm</td>
            <td>107%</td>
            <td>63%</td>
        </tr>
        <tr>
            <td>2021</td>
            <td>60,800</td>
            <td>2019</td>
            <td>80,000</td>
            <td>76%</td>
            <td>6mm</td>
            <td>107%</td>
            <td>81%</td>
        </tr>
        <tr>
            <td>2022</td>
            <td>88,750</td>
            <td>2020</td>
            <td>130,000</td>
            <td>68%</td>
            <td>6mm</td>
            <td>107%</td>
            <td>73%</td>
        </tr>
        <tr>
            <td>2023</td>
            <td>77,375</td>
            <td>2021</td>
            <td>140,000</td>
            <td>55%</td>
            <td>6mm</td>
            <td>107%</td>
            <td>59%</td>
        </tr>
        <tr>
            <td> </td>
            <td> </td>
            <td colspan="2"> </td>
            <td colspan="2"> </td>
            <td>Adjusted Mean Survival Rate<br>
            </td>
            <td>69%<br>
            </td>
        </tr>
    </tbody>
</table>
<p>The annual observed survival rates are calculated using at least the most recent four calendar years of harvested records. The corresponding seed purchase record period is equal to the harvest record calendar year minus 2, because the average time between planting and harvest in Growing Interval II is approximately two years. For harvest years 2020-2023, the corresponding seed purchase record period 2018-2021.</p>
<p>Additional harvest and seed purchase records may be submitted, not to exceed a maximum of ten crop years. Once the observed survival rates are calculated, they are converted to standardized survival rates using the standardized survival factor. The adjusted mean survival rate is the simple average of standardized survival rates. In this example, the adjusted mean survival rate used to determine the 2024 expected yield is 69%.</p>
<p>(2)	Expected Yield</p>
<table width="100%">
    <tbody>
        <tr>
            <td><strong>Crop Year</strong></td>
            <td><strong>Seed Purchase Year</strong></td>
            <td><strong>Seed Purchased</strong></td>
            <td><strong>Adjusted Mean Survival Rate</strong></td>
            <td><strong>Expected Yield</strong></td>
        </tr>
        <tr>
            <td>2024</td>
            <td>2022</td>
            <td>110,000</td>
            <td>69%</td>
            <td>75,900</td>
        </tr>
    </tbody>
</table>
<p>The expected yield is calculated by applying the adjusted mean survival rate to the seeds which are expected to be harvested during the 2024 crop year. For Growing Interval II, the 2022 seed purchased would be used to calculate the 2024 expected yield.</p>
<p>(3)	Harvested average yield used in the Capped Yield calculation.</p>
<table width="100%">
    <tbody>
        <tr>
            <td><strong>Harvest Year (APH Crop Year)</strong></td>
            <td><strong>Harvested</strong></td>
        </tr>
        <tr>
            <td>2020<br>
            </td>
            <td>73,700<br>
            </td>
        </tr>
        <tr>
            <td>2021<br>
            </td>
            <td>60,800<br>
            </td>
        </tr>
        <tr>
            <td>2022<br>
            </td>
            <td>88,750<br>
            </td>
        </tr>
        <tr>
            <td>2023<br>
            </td>
            <td>77,375<br>
            </td>
        </tr>
        <tr>
            <td>Harvested Average Yield<br>
            </td>
            <td>75,156<br>
            </td>
        </tr>
    </tbody>
</table>
<br>
<p>(4)	Approved Yield Steps:</p>
<p>Adjusted Mean Survival Rate = 0.69 (Average of Standardized Survival Rates)</p>
<p>Expected Yield = 75,900 of the commodity (0.69 Adjusted Mean Survival Rate × 110,000 Seeds (10mm) purchased in 2022)</p>
<p>Capped Yield = 93,945 of the commodity (75,156 Four-Year Harvested Average Yield × 1.25)</p>
<p>Approved Yield = 75,900 of the commodity (Lesser of 75,900 Expected Yield or 93,945 Capped Yield)</p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-720726b18b1e4cd8b93ec6cd88c97dea" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">I sell my oysters for more than the Risk Management Agency’s (RMA) published price election. May I get a higher price for my crop insurance coverage?</span>
                        </h4>
                        <div id="answer-720726b18b1e4cd8b93ec6cd88c97dea" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>Yes. If you purchased additional levels of coverage, you may elect the Producer Price Option.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-a2865d7ba54244018055441beae89dc1" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What is the Producer Price Option?</span>
                        </h4>
                        <div id="answer-a2865d7ba54244018055441beae89dc1" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>The Producer Price Option is the average price received by you for each year in the most recent four crop years. Your average will be determined by your total dollar sales of mature oysters divided by the total number of mature oysters sold, for each crop year. You can elect a Producer Price Option that is no greater than the maximum over established price provided for your county in the actuarial documents.</p>
<p>Example:</p>
<table width="100%">
    <tbody>
        <tr>
            <td>Year</td>
            <td><span>Number of Shellfish Sold</span></td>
            <td>Dollar Sales</td>
            <td><span>Average Price</span></td>
        </tr>
        <tr>
            <td><span>2020</span><br>
            </td>
            <td>73,700<br>
            </td>
            <td>$52,475<br>
            </td>
            <td>$0.71<br>
            </td>
        </tr>
        <tr>
            <td><span>2021</span><br>
            </td>
            <td>60,800<br>
            </td>
            <td>$48,640<br>
            </td>
            <td>$0.80<br>
            </td>
        </tr>
        <tr>
            <td><span>2022</span><br>
            </td>
            <td>88,750<br>
            </td>
            <td>$59,870<br>
            </td>
            <td>$0.67<br>
            </td>
        </tr>
        <tr>
            <td><span>2023</span><br>
            </td>
            <td>77,375<br>
            </td>
            <td>$55,550<br>
            </td>
            <td>$0.72<br>
            </td>
        </tr>
        <tr>
            <td colspan="3"><span>4-Year Average Price</span><br>
            </td>
            <td>$0.73<br>
            </td>
        </tr>
    </tbody>
</table>
<br>
<p>Maximum over established price published in the actuarial documents is $0.77.</p>
<p>The Producer Price Option will be $0.73.</p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-ada3b29bfd6d4a5b8354b778c4fec379" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">If I plant seeds after I submit my commodity report, can I revise the commodity report to include those seeds?</span>
                        </h4>
                        <div id="answer-ada3b29bfd6d4a5b8354b778c4fec379" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">No. If you plant seeds after the beginning of the crop year, they will be reported on a subsequent crop year’s commodity report and be factored into the approved yield for a subsequent crop year depending on the growing interval.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-50618ad7aa5f4682979088125cd777db" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Does this program only insure the seeds that I plant during the current crop year or does it include seeds planted but not harvested from a previous crop year?</span>
                        </h4>
                        <div id="answer-50618ad7aa5f4682979088125cd777db" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>Your </span><span>coverage is based on the number of mature oysters you expect to harvest in the current crop year.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-f6bddf266c1c455794d032c2d285ffec" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">If I select Growing Interval I, what happens if I harvest seeds in 2023 that were planted in 2021 and in 2022?</span>
                        </h4>
                        <div id="answer-f6bddf266c1c455794d032c2d285ffec" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">In Growing Interval I, it would have been expected that the oysters planted in 2021 were to be harvested in 2022. In 2023, all mature oysters that were harvested, regardless of the year they were planted, will be considered in production to count. This will be reflected in the subsequent crop years’ survival rates.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-204a12558bfb4a67af97138525cf9f4f" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Are there seed size requirements for each growing interval? For example, can a 12mm seed be planted in anything other than Growing Interval I (assuming the majority of seed is Growing Interval I)?</span>
                        </h4>
                        <div id="answer-204a12558bfb4a67af97138525cf9f4f" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>No, there are no maximum size requirements. However, you cannot plant seeds smaller than 4mm.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-521a1d917fbc4facaa246fe3cfb8658f" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">My operation propagates spat and I grow my own seed. Do I need to submit records?</span>
                        </h4>
                        <div id="answer-521a1d917fbc4facaa246fe3cfb8658f" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>You are required to provide seed purchase receipts </span><span class="cf01">from a private or commercial shellfish nursery or hatchery</span><span>. These receipts must show</span><span> that you purchased seed that were a minimum of 4mm.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-48615496288f407c9c18b9e3566cedf6" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">The minimum insurable seed size is 4mm. What if I buy 2mm seed and upwell to 4mm before I plant them in containers?</span>
                        </h4>
                        <div id="answer-48615496288f407c9c18b9e3566cedf6" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">The minimum insurable seed size is 4mm and your seed receipts must show that you purchased seeds that were a minimum of 4mm. The 2mm seed would not be insurable.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-3b48e64ab4b24c328d2135905da86784" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Are there plans for the program to allow upwelling to grow out to 4mm?</span>
                        </h4>
                        <div id="answer-3b48e64ab4b24c328d2135905da86784" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>We are researching future enhancements to the program that would allow coverage for seeds that are grown in upwellers from a smaller size to 4mm.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-06cf68ad252345bc922b4a356996d77a" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Are there plans for the program to allow bottom culture?</span>
                        </h4>
                        <div id="answer-06cf68ad252345bc922b4a356996d77a" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">We are researching how this program might be tailored to allow coverage for bottom culture; however, we need additional data to provide adequate and appropriate coverage for this practice.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-632ee759ba7e4738ba04df5545b21e4f" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What if I plant multiple seed sizes?</span>
                        </h4>
                        <div id="answer-632ee759ba7e4738ba04df5545b21e4f" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>If you plant multiple seed sizes, your seed purchase receipts must show that multiple sizes were purchased and the associated quantities. This information will be used to determine the approved yield.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-5785e88cb93b46ca86a83b6af9a63a20" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">The policy states that four years of records are required. What if I had major loss events for two years and two years with no loss event, how will that affect my normal mortality rate?</span>
                        </h4>
                        <div id="answer-5785e88cb93b46ca86a83b6af9a63a20" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>Your observed survival rate and production guarantee would be reduced based on the records, which would reflect your losses, provided for your oyster operation.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-d1aea906c98f4e49837e2bac495705da" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Can I direct market my oysters? If so, will I need to provide a direct marketing certification?</span>
                        </h4>
                        <div id="answer-d1aea906c98f4e49837e2bac495705da" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>Direct marketing is allowed, provided you have acceptable harvest records. The direct market certification is not required.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-787aa8c0d32241aab042c7ec4eeaf709" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">I am a vertically integrated oyster grower and I cultivate my own seed. Does that exclude me from the program?</span>
                        </h4>
                        <div id="answer-787aa8c0d32241aab042c7ec4eeaf709" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>Yes, you must have seed purchase receipts </span><span>from a </span><span class="cf01">from a private or commercial shellfish nursery or hatchery</span><span> to qualify for</span><span> coverage.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-cb61f4875c754edaab2db9f48a97c99d" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What are the insurable causes of loss?</span>
                        </h4>
                        <div id="answer-cb61f4875c754edaab2db9f48a97c99d" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>There are four insurable causes of loss. You will only be paid for a production loss if there is a county loss trigger for any of the insurable causes of loss.</p>
<ol>
    <li>Named storms:</li>
    <ul style="margin-left: 40px;">
        <li>Hurricanes (including adjacent county triggers); and</li>
        <li>Nor’easters;</li>
    </ul>
    <li>Excessive heat during a low tide event;</li>
    <li>Freeze during a low tide event; or</li>
    <li>Low salinity caused by excessive rainfall.</li>
</ol></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-089daab416414e798bb890acd0fb7bde" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What is a county loss trigger?</span>
                        </h4>
                        <div id="answer-089daab416414e798bb890acd0fb7bde" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>A county loss trigger is an occurrence of an insurable cause of loss </span><span>as determined in accordance with the Shellfish Data Provisions. A county meeting the county loss trigger will be specified in the actuarial documents.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-f9b374905cfe4b4ea4569920e1a56c4a" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Is disappearance of my oysters due to a hurricane a covered cause of loss?</span>
                        </h4>
                        <div id="answer-f9b374905cfe4b4ea4569920e1a56c4a" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span class="cf01">Yes, if there is a county loss trigger for hurricanes, any loss of oysters (including disappearance) is an insurable cause of loss.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-9d44826bf1974d75b2e5e6371a0a1cb6" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Could you detail how market closures (e.g., vibrio) and thus lost sales are addressed?</span>
                        </h4>
                        <div id="answer-9d44826bf1974d75b2e5e6371a0a1cb6" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span class="cf01">Inability to harvest mature oysters due to water closures or quarantine from bacteria or other water quality issues are not covered under this program. This program only provides coverage for oysters that are physically damaged by insured causes of loss. We also will not pay an indemnity for oysters that are not accepted by the buyer.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-7f2bc8a63bab47b0b4e8d31ad0557961" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Will the hurricane county loss trigger work the same as it does under Hurricane Insurance Protection-Wind Index (HIP-WI)? What if I have hurricane damage, but the hurricane did not come on shore?</span>
                        </h4>
                        <div id="answer-7f2bc8a63bab47b0b4e8d31ad0557961" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>The hurricane county loss trigger will trigger as it does for HIP-WI. However, there could be instances where a hurricane damages your operation but doesn’t result in a county loss trigger.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-3db6c8905a664910a6925c7f34589360" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">How will low salinity be applied as a qualifying loss condition? Low salinity is one factor of a multi-stress condition that can cause mortality, meaning the oysters can withstand different levels of salinity depending on different conditions so it is impossible to set a ppm for salinity.</span>
                        </h4>
                        <div id="answer-3db6c8905a664910a6925c7f34589360" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>Details on when low salinity is considered a county loss trigger can be found in the Shellfish Data Provisions. </span><span>The criteria that triggers the low salinity due to excess rainfall cause of loss </span><span>is based on the precipitation in the watershed during any 30-day period combined with a temperature threshold.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-84c0bb0a340e4c049a4dc9a2f03e1ba3" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What if I have a production loss?</span>
                        </h4>
                        <div id="answer-84c0bb0a340e4c049a4dc9a2f03e1ba3" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>You must:</p>
<ul>
    <li>Protect the commodity from further damage by providing sufficient care;</li>
    <li>Establish that damage to the insured commodity occurred during the insurance period;</li>
    <li>Provide notice to your approved insurance provider within 72 hours of your initial discovery of damage or loss (but not later than 15 days after the end of the insurance period). Such notices must be given without regard to the insured county meeting the county loss trigger; and</li>
    <li>Submit a claim not later than 60 days after the date the insurance period ends.</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-9d936c31246945d1a8febe8f0b42cd1d" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">How are losses determined?</span>
                        </h4>
                        <div id="answer-9d936c31246945d1a8febe8f0b42cd1d" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>Losses are calculated and based on production to count from appraised mature shellfish and harvested mature shellfish. You must provide acceptable records from a disinterested third party necessary to complete the loss adjustment process.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-810100b979a34dc2ae7ec672c1f74f25" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">How will I know if I am due an indemnity?</span>
                        </h4>
                        <div id="answer-810100b979a34dc2ae7ec672c1f74f25" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>An indemnity will be payable when:</p>
<ul>
    <li>Your county meets the county loss trigger determined in accordance with the SDP; and</li>
    <li>You have an insurable loss of production.</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-5b20c5b4aab54056960f65ba0cbebf35" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">If I am due an indemnity, when will I receive it?</span>
                        </h4>
                        <div id="answer-5b20c5b4aab54056960f65ba0cbebf35" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>We will pay any indemnity you are owed for your loss under these Commodity Provisions within 30 days after the later of the date:</p>
<ul>
    <li>FCIC releases the list of counties identified as meeting the county loss trigger and your insured county is contained on the list;</li>
    <li>We determine your production to count for the unit under these Commodity Provisions for the insured crop; or</li>
    <li>Any applicable determinations are made under section 14(f) of the Basic Provisions.</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-01cceca17ebf41328c6ce00ac3a49e7a" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Can you provide a copy of the training presentation or let us know where it is posted?</span>
                        </h4>
                        <div id="answer-01cceca17ebf41328c6ce00ac3a49e7a" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">The presentation is available on RMA’s Website at www.rma.usda.gov.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-b3042652c5c84a4fbeffc6cafe58aa54" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What is the cost of the policy?</span>
                        </h4>
                        <div id="answer-b3042652c5c84a4fbeffc6cafe58aa54" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">You can determine the premium associated with this policy by using the Cost Estimator tool on RMA’s website: <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Link opens in new window">ewebapp.rma.usda.gov/apps/costestimator/</a>. Select the APH-PC (plan 91) plan of insurance and then enter the details of your operation.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-116b1ff75d3b45009d761fbbec34aa23" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What reinsured companies are carrying the policy?</span>
                        </h4>
                        <div id="answer-116b1ff75d3b45009d761fbbec34aa23" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>The Shellfish Crop Insurance Program is a pilot program, which means all reinsured companies must offer the program for sale.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-aafdf5defa9f43d28fc0d4e17d6f5ee9" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">How and where do I purchase Shellfish insurance?</span>
                        </h4>
                        <div id="answer-aafdf5defa9f43d28fc0d4e17d6f5ee9" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Shellfish is available for purchase from a crop insurance agent. You can find a crop insurance agent at the following link on the RMA website:  www.rma.usda.gov/Information-Tools/Agent-Locator page.</p>
<p><span>These agents work for insurance companies that have reinsurance agreements with the RMA.</span></p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-1aba318c63b24593845d0c503e69f31a" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Am I required to submit the FSA Form AD-1026 for Conservation Compliance on the Shellfish program?</span>
                        </h4>
                        <div id="answer-1aba318c63b24593845d0c503e69f31a" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>To ensure eligibility for premium subsidy (including for oysters), you must complete the FSA form AD-1026 (Conservation Compliance). You must complete and sign this form on or before the RMA crop insurance premium billing date of August 15. Oyster-only growers should mark Box 5A, which will minimize any additional paperwork.</p>
<p>You should contact the applicable FSA County Office to discuss Form AD-1026. You can find your FSA office at the following link: <a href="https://offices.sc.egov.usda.gov/locator/app" target="_blank" title="Link opens in new window">offices.sc.egov.usda.gov/locator/app</a>.</p></div>
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