CHASE MANHATTAN AUTO OWNER TRUST                                                
SERIES 1997-A                                                   
STATEMENT TO CERTIFICATEHOLDERS                                                 
                                                        
PERIOD  13                                              PAGE    # 1     
DETERMINATION:  9-Apr-98                                Beginning       3/1/98  
DISTRIBUTION:   15-Apr-98                               Ending          3/31/98 
TIME:   4/13/98 14:35                                           
                        CLASS A-1 5.545% MONEY MARKET ASSET BACKED NOTES        
                        CLASS A-2 5.950% ASSET BACKED NOTES                     
                        CLASS A-3 6.250% ASSET BACKED NOTES                     
                        CLASS A-4 6.400% ASSET BACKED NOTES                     
                        CLASS A-5 6.500% ASSET BACKED NOTES                     
                        CLASS B-1 6.650% ASSET BACKED CERTIFICATES              
<TABLE>
<CAPTION>
                                                        
                ORIG PRINCIPAL       BEG PRINCIPAL      PRINCIPAL       INTEREST        TOTAL           END PRINCIPAL   
CLASS           BALANCE              BALANCE            DISTRIBUTION    DISTRIBUTION    DISTRIBUTION    BALANCE 
<S>            <C>                 <C>                 <C>             <C>            <C>              <C>           
<CAPTION>
A-1 Notes         $250,000,000.00              $0.00             $0.00          $0.00            $0.00            $0.00         
                                                        
A-2 Notes         $365,000,000.00    $231,125,157.32    $32,456,930.46  $1,145,995.57   $33,602,926.03  $198,668,226.86         
                                                        
A-3 Notes         $270,000,000.00    $270,000,000.00             $0.00  $1,406,250.00    $1,406,250.00  $270,000,000.00         
                                                        
A-4 Notes         $165,000,000.00    $165,000,000.00             $0.00    $880,000.00      $880,000.00  $165,000,000.00         
                                                        
A-5 Notes          $85,500,000.00     $85,500,000.00             $0.00    $463,125.00      $463,125.00   $85,500,000.00         
NOTE TOTALS     $1,135,500,000.00    $751,625,157.32    $32,456,930.46  $3,895,370.57   $36,352,301.03  $719,168,226.86         
                                                        
B-1                $35,153,718.13     $35,153,718.13             $0.00    $194,810.19      $194,810.19   $35,153,718.13         
CERTIFICATE TOTALS $35,153,718.13     $35,153,718.13             $0.00    $194,810.19      $194,810.19   $35,153,718.13         
TOTALS          $1,170,653,718.13    $786,778,875.45    $32,456,930.46  $4,090,180.76   $36,547,111.22  $754,321,944.99         
                                                        
                                                        
                                                        
                                                        
                                                        
                            FACTOR   INFORMATION   PER   $1,000                                         
                                                        
<CAPTION>
                                                        
                PRINCIPAL       INTEREST        END PRINCIPAL                           
CLASS           DISTRIBUTION    DISTRIBUTION    BALANCE                         
<S>            <C>             <C>             <C>                                 
A-1              0.00000000     0.00000000          0.00000000                          
                                                        
A-2             88.92309715     3.13971389        544.29651195                          
                                                        
A-3              0.00000000     5.20833333      1,000.00000000                          
                                                        
A-4              0.00000000     5.33333333      1,000.00000000                          
                                                
A-5              0.00000000     5.41666667      1,000.00000000                          
Notes Totals    28.58382251     3.43053331        633.34938517                          
                                                        
B-1              0.00000000     5.54166672      1,000.00000000                          
Cert Totals      0.00000000     5.54166672      1,000.00000000                          
TOTALS          27.72547505     3.49392882        644.35958585                          
                                                        
                                                        
                                                        
(C) COPYRIGHT 1998, CHASE MANHATTAN BANK                                                        

<PAGE>

CHASE MANHATTAN AUTO OWNER TRUST                                                        
SERIES 1997-A                                                   
STATEMENT TO CERTIFICATEHOLDERS                                                 
                                                        
PERIOD  13                                               PAGE                # 2
DETERMINATION:  9-Apr-98                                 Beginning        3/1/98
DISTRIBUTION:   15-Apr-98                                Ending          3/31/98
TIME:   4/13/98 14:35                                           
                                                        
                                                        
                                                        
                                                                                per $1000               
Section 5.8 (iii)  Servicing Fee                                        $655,649.06     0.56007088              
                                                        
                                                        
Section 5.8 (iv)   Administration Fee                                     $1,000.00     0.00085422              
                                                        
                                                        
Section 5.8 (vi)   Pool Balance at the end of the Collection Period $754,321,944.99                         
                                                        
                                                        
Section 5.8 (vii)  Repurchase Amounts for Repurchased Receivable                                           
                   By Seller               $0.00                   
                   By Servicer             $0.00                   
                   TOTAL                   $0.00                   
                                                        
Section 5.8 (viii) Realized Losses for Collection Period                $493,156.57                  
                                                        
                                                        
Section 5.8 (ix)   Reserve Account Balance after Disbursement        $22,629,658.35                  
                                                        
                                                        
Section 5.8 (x)    Specified Reserve Account Balance                 $22,629,658.35                  
                                                        
                                                        
Section 5.8 (xi)   Total Distribution Amount                         $38,152,541.58                  
                                                       
                   Servicing Fee                                        $655,649.06                  
                   Administrative Fee                                     $1,000.00                  
                   Noteholders' Distribution Amount                  $36,352,301.03                  
                   Certificateholders' Distribution Amount              $194,810.19                  
                   Deposit to Reserve Account                           $948,781.30                  
                                                        
                                                        
                                                        
                                                        
                                                        
                                                        
                                                        
                                                        
                                                        
Section 5.8 (xii)  Noteholders' Distributable Amount                                               
                                                        
<CAPTION>
                                                        
        Class   Principal       Interest        Total           Prin (per $1000/orig)   Int (per $1000/orig)  Total (per $1000/orig)
       <S>    <C>              <C>            <C>              <C>                     <C>                    <C>                   
        A-1              $0.00          $0.00            $0.00           0.00000000             0.00000000                0.00000000
        A-2     $32,456,930.46  $1,145,995.57   $33,602,926.03          88.92309715             3.13971389               92.06281104
        A-3              $0.00  $1,406,250.00    $1,406,250.00           0.00000000             5.20833333                5.20833333
        A-4              $0.00    $880,000.00      $880,000.00           0.00000000             5.33333333                5.33333333
        A-5              $0.00    $463,125.00      $463,125.00           0.00000000             5.41666667                5.41666667
        Total   $32,456,930.46  $3,895,370.57   $36,352,301.03          28.58382251             3.43053331               32.01435582
                                                        
                                                        
                                                        
                                                        
Section 5.8 (xiii)      Certificateholders' Distributable Amount                                                
                                                        
                                                        
        Class   Principal       Interest        Total           Prin (per $1000/orig)   Int (per $1000/orig)  Total (per $1000/orig)
       <S>    <C>             <C>              <C>             <C>                     <C>                    <C>                   
        B-1             $0.00   $194,810.19     $194,810.19              0.00000000             5.54166672                5.54166672
        Total           $0.00   $194,810.19     $194,810.19              0.00000000             5.54166672                5.54166672
                                                        
                                                        
                                                        
                                                        
Section 5.8 (xiv)  Reserve Fund Transfer Amount                         $948,781.30                             
                                                        

(C) COPYRIGHT 1998, CHASE MANHATTAN BANK                                                        
</TABLE>