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    <a href="/RMALocal/Oklahoma" target="" title="Oklahoma Main Menu Link">
        <span class="visible-lg-block">Oklahoma</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Okla.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Oregon" target="" title="Oregon Main Menu Link">
        <span class="visible-lg-block">Oregon</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ore.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Pennsylvania" target="" title="Pennsylvania Main Menu Link">
        <span class="visible-lg-block">Pennsylvania</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Pa.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Puerto-Rico" target="" title="Puerto Rico Main Menu Link">
        <span class="visible-lg-block">Puerto Rico</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">P.R.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Rhode-Island" target="" title="Rhode Island Main Menu Link">
        <span class="visible-lg-block">Rhode Island</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">R.I.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Carolina" target="" title="South Carolina Main Menu Link">
        <span class="visible-lg-block">South Carolina</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.C.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Dakota" target="" title="South Dakota Main Menu Link">
        <span class="visible-lg-block">South Dakota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.D.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Tennessee" target="" title="Tennessee Main Menu Link">
        <span class="visible-lg-block">Tennessee</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tenn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Texas" target="" title="Texas Main Menu Link">
        <span class="visible-lg-block">Texas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tex.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Utah" target="" title="Utah Main Menu Link">
        <span class="visible-lg-block">Utah</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Utah</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Vermont" target="" title="Vermont Main Menu Link">
        <span class="visible-lg-block">Vermont</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Vt.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Virginia" target="" title="Virginia Main Menu Link">
        <span class="visible-lg-block">Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Washington" target="" title="Washington Main Menu Link">
        <span class="visible-lg-block">Washington</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wash.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/West-Virginia" target="" title="West Virginia Main Menu Link">
        <span class="visible-lg-block">West Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">W.Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wisconsin" target="" title="Wisconsin Main Menu Link">
        <span class="visible-lg-block">Wisconsin</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wis.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wyoming" target="" title="Wyoming Main Menu Link">
        <span class="visible-lg-block">Wyoming</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wyo.</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Commodity" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Commodities <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Commodity" target="" title="Lookup Commodity Main Menu Link">
        <span>Lookup Commodity</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown megamenu-fw">
                            <a href="/" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Tools <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu megamenu-content" role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown popular-tools  ">
                                                    <!-- insert if table layout-->
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-sob.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Summary of Business</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-al.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Agent Locator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Agent Locator</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="" title="Actuarial Info Browser Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-aib.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Actuarial Info Browser</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-cidt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">RMA Map Viewer</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">RMA Map Viewer</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-ce.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Cost Estimator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Cost Est</span>
        </div>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown multi-column-dropdown listncol tools ">
                                                    <!-- insert if table layout-->
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="_blank" title="Actuarial Information Browser Main Menu Link">
        <span class="visible-lg-block">Actuarial Information Browser</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <span>Agent Locator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/AipListing" target="" title="AIP Companies Main Menu Link">
        <span>AIP Companies</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Associated-Agencies-and-Partners" target="" title="Associated Agencies and Partners Main Menu Link">
        <span>Associated Agencies and Partners</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Cause-of-Loss" target="" title="Cause of Loss Main Menu Link">
        <span class="visible-lg-block">Cause of Loss</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cause of Loss</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <span>Cost Estimator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="" title="County Programs Main Menu Link">
        <span class="visible-lg-block">County Programs</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">County Programs</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Indemnity-Maps" target="" title="Crop Indemnity Maps Main Menu Link">
        <span>Crop Indemnity Maps</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Weather" target="" title="Crop Weather Main Menu Link">
        <span class="visible-lg-block">Crop Weather</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Crop Weather</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://pubfs-rma.fpac.usda.gov/" target="_blank" title="FTP File Access Main Menu Link">
        <span class="visible-lg-block">FTP File Access</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">FTP</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Livestock-and-Dairy-Participation" target="" title="Livestock and Dairy Participation Main Menu Link">
        <span class="visible-lg-block">Livestock and Dairy Participation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock and Dairy Participation</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Livestock-Reports" target="" title="Livestock Reports (LRP and LGM) Main Menu Link">
        <span class="visible-lg-block">Livestock Reports (LRP and LGM)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Reports</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Nursery-Inventory-Software-EPLPPS" target="" title="Nursery Software (EPLPPS) Main Menu Link">
        <span class="visible-lg-block">Nursery Software (EPLPPS)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery Software</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Other-Sites" target="" title="Other Sites Main Menu Link">
        <span class="visible-lg-block">Other Sites</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Other Sites</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://prodwebnlb.rma.usda.gov/apps/prf " target="_blank" title="PRF Rainfall Main Menu Link">
        <span>PRF Rainfall</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="http://prodwebnlb.rma.usda.gov/apps/PriceDiscovery" target="_blank" title="Price Discovery Reporting Main Menu Link">
        <span>Price Discovery Reporting</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Reinsurance-Reports" target="" title="Reinsurance Reports Main Menu Link">
        <span class="visible-lg-block">Reinsurance Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/RIRS/" target="_blank" title="RMA Information Reporting System Main Menu Link">
        <span class="visible-lg-block">RMA Information Reporting System</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RIRS</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <span class="visible-lg-block">RMA Map Viewer</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Map Viewer</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Reports Main Menu Link">
        <span class="visible-lg-block">Summary of Business Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Topics" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Topics <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Beginning-or-Veteran-Farmers-and-Ranchers" target="" title="Beginning or Veteran Farmers and Ranchers Main Menu Link">
        <span class="visible-lg-block">Beginning or Veteran Farmers and Ranchers</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Beginning or Veteran Farmers and Ranchers</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Civil-Rights" target="" title="Civil Rights Main Menu Link">
        <span class="visible-lg-block">Civil Rights</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Civil Rights</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Compliance-Information" target="" title="Compliance Information Main Menu Link">
        <span class="visible-lg-block">Compliance Information</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Compliance Information</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Conservation" target="" title="Conservation Main Menu Link">
        <span class="visible-lg-block">Conservation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Conservation</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Controlled-Environment" target="" title="Controlled Environment Main Menu Link">
        <span class="visible-lg-block">Controlled Environment</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Controlled Environment</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Cover-Crops" target="" title="Cover Crops Main Menu Link">
        <span class="visible-lg-block">Cover Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cover Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Double-Cropping-Initiative" target="" title="Double Cropping Initiative Main Menu Link">
        <span class="visible-lg-block">Double Cropping Initiative</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Double Cropping Initiative</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Farm-Bill" target="" title="Farm Bill Main Menu Link">
        <span class="visible-lg-block">Farm Bill</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Farm Bill</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Frequently-Asked-Questions" target="" title="Frequently Asked Questions Main Menu Link">
        <span class="visible-lg-block">Frequently Asked Questions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Frequently Asked Questions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hemp" target="" title="Hemp Main Menu Link">
        <span class="visible-lg-block">Hemp</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hemp</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hurricane-Insurance-Protection-Wind-Index" target="" title="Hurricane Insurance Protection - Wind Index Main Menu Link">
        <span class="visible-lg-block">Hurricane Insurance Protection - Wind Index</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hurricane Insurance Protection - Wind Index</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Cycle" target="" title="Insurance Cycle Main Menu Link">
        <span class="visible-lg-block">Insurance Cycle</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Cycle</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Resources" target="" title="Insurance Resources Main Menu Link">
        <span class="visible-lg-block">Insurance Resources</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Resources</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Lamb-Data-Gathering-Listening-Sessions" target="" title="Lamb Data Gathering Listening Sessions Main Menu Link">
        <span class="visible-lg-block">Lamb Data Gathering Listening Sessions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Lamb Data Gathering Listening Sessions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Insurance-Plans" target="" title="Livestock Insurance Plans Main Menu Link">
        <span class="visible-lg-block">Livestock Insurance Plans</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Insurance Plans</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Roadshow" target="" title="Livestock Roadshow Main Menu Link">
        <span class="visible-lg-block">Livestock Roadshow</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Roadshow</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Manage-Your-Farm-Risk" target="" title="Manage Your Farm Risk Main Menu Link">
        <span class="visible-lg-block">Manage Your Farm Risk</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Manage Your Farm Risk</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/National-Fact-Sheets" target="" title="National Fact Sheets Main Menu Link">
        <span class="visible-lg-block">National Fact Sheets</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">National Fact Sheets</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Nursery" target="" title="Nursery Main Menu Link">
        <span class="visible-lg-block">Nursery</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Organic-Crops" target="" title="Organic Crops Main Menu Link">
        <span class="visible-lg-block">Organic Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Organic Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Outreach-and-Education" target="" title="Outreach and Education Main Menu Link">
        <span class="visible-lg-block">Outreach and Education</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Outreach and Education</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Prevented-Planting" target="" title="Prevented Planting Main Menu Link">
        <span class="visible-lg-block">Prevented Planting</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Prevented Planting</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Producer-Obligations-and-Expectations" target="" title="Producer Obligations and Expectations Main Menu Link">
        <span class="visible-lg-block">Producer Obligations and Expectations</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Producer Obligations and Expectations</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Publications" target="" title="Publications Main Menu Link">
        <span class="visible-lg-block">Publications</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Publications</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Reinsurance-Agreements" target="" title="Reinsurance Agreements Main Menu Link">
        <span class="visible-lg-block">Reinsurance Agreements</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance Agreements</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/RMA-2023-Accomplishments" target="" title="RMA 2023 Accomplishments Main Menu Link">
        <span class="visible-lg-block">RMA 2023 Accomplishments</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RMA 2023 Accomplishments</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Shellfish" target="" title="Shellfish Main Menu Link">
        <span class="visible-lg-block">Shellfish</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Shellfish</span>
    </a>

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            <h1>

                Enterprise Units
                    <br /><small>June 30, 2021</small>
            </h1>
        </div>

            </div>
    </div>

        <a class="btn btn-default btn-expand-collapse hidden-print" role="button">Expand All</a>
    <ul class="qa">
                <li>
                        <h4 data-target="#answer-18a97c4c47694e869961678bf6d8e3ad" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What is an enterprise unit (EU)?</span>
                        </h4>
                        <div id="answer-18a97c4c47694e869961678bf6d8e3ad" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">An EU consists of all insurable acreage of the same insured crop in the county in which you have a share on the date coverage begins for the crop year when you elect a single EU for all the crop acreage in the county. When available for your crop in the actuarial documents, if you elect separate enterprise units by irrigation practice, cropping practice, or type, then an EU consists of all insurable acreage of the same insured crop for the specific irrigation practice, cropping practice, or type in the county in which you have a share on the date coverage begins for the crop year.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-395883142f9144bcb828c79a9856e0c8" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">When must my EU election be made?</span>
                        </h4>
                        <div id="answer-395883142f9144bcb828c79a9856e0c8" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p style="margin: 0px;"><span style="margin: 0px;">You must elect EUs on or before the SCD as specified in the Crop Provisions.</span></p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-f4180b9cc9d9479c88ee20ca56a0fab0" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Do I elect my EU structure each year?</span>
                        </h4>
                        <div id="answer-f4180b9cc9d9479c88ee20ca56a0fab0" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">The EU election is continuous and remains in effect from year to year unless cancelled in writing by you by the earliest cancellation date for the next crop year. If you have an EU in effect and do not qualify for the current crop year, the election will continue to apply in following crop years.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-58a2b522669d4bd59ff59bffd55fae7d" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What are the EU requirements?</span>
                        </h4>
                        <div id="answer-58a2b522669d4bd59ff59bffd55fae7d" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>You must have at least two sections, section equivalents, FSA farm numbers, or units established by written unit agreement or unit division option, whichever are the basis for optional units (OU) where the insured acreage is located or are applicable to the insured acreage. You may combine two or more sections, section equivalents, or FSA farm numbers, if more than one of these are the basis for OUs where the insured acreage is located or are applicable to the insured acreage (for example, a portion of the acreage is located in an area where sections are the basis for OUs and another portion of the acreage is located in an area where FSA farm numbers are the basis for optional units).</p>
<p>In addition, at least two of the sections, section equivalents, FSA farm numbers, or units established by written unit agreement or unit division option, whichever are the basis for OUs where the insured acreage is located or are applicable to the insured acreage, must each have planted acreage that constitutes at least the lesser of 20 acres or 20 percent of the insured crop acreage in the EU. These parcels can be aggregated to form at least two parcels to meet this requirement. These requirements for EUs must be met for each EU you elect.</p>
<p style="margin-left: 40px;">Exception: You may also qualify for an EU if you have one section, section equivalent, or FSA farm number qualify for an EU, whichever type of parcel is the basis for OUs where the insured acreage is located, provided there are at least 660 planted acres of the insured crop in the one section, section equivalent, or FSA farm number. FCIC 18010 Crop Insurance Handbook Para. 1033(4).</p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-f0a03df7c9744754bc1055923267a57b" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">If I elect a single EU for the crop in the county and do not meet EU requirements, what will my unit structure be?</span>
                        </h4>
                        <div id="answer-f0a03df7c9744754bc1055923267a57b" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>There are two determinations based on the timing of the discovery that you do not qualify for EU:</p>
<ol>
    <li>If the discovery is made on or before the acreage reporting date (ARD), you may elect basic units (BUs) or OUs, whichever you report on your acreage report and qualify for if the production reporting requirements are met by the production reporting date (PRD).</li>
    <li>If the discovery is made after the ARD, your unit division will be a BU.</li>
</ol></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-5bfe82b6197f45babcf2222e55de4353" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What acres are used to determine the EU discount? Are my prevented planting acres included and receive the discount?</span>
                        </h4>
                        <div id="answer-5bfe82b6197f45babcf2222e55de4353" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Acres used to determine the EU discount include only insured planted acres in the unit and do not include any prevented planting acres. Once the EU discount is determined, it will apply to both your insured planted and prevented planting acres to determine your premium.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-f224e1442ca1473f9edcae7564a638d5" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Are prevented planting acres included when determining if an EU meets the 20/20 rule (if the EU has planted acreage that constitutes at least the lesser of 20 acres or 20 percent of the in the insured crop acreage in the EU)?</span>
                        </h4>
                        <div id="answer-f224e1442ca1473f9edcae7564a638d5" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Yes, prevented planting acres are included in the total of insured acres for the EU.</p>
<p>For example:</p>
<p>You elect an EU for all soybean acreage you insure in the county. Sections are the basis for OUs and you have planted acreage of the crop as follows: 65 acres in section 15 and 35 acres in section 34.  You also have 40 prevented planting acres.</p>
<p><strong>Calculation for qualifying for EU: <br>
</strong>Total insured acres = 140 (65+35+40) <br>
20 percent of total acres = 28 (140 x .20) <br>
Section 15 with 65 acres is greater than 20 acres and greater than 20 percent. <br>
Section 34 with 35 acres is greater than 20 acres and greater than 20 percent. <br>
The requirement of two or more sections with 20 acres or 20 percent is met. </p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-4ebe05570fbe4ddcb9efeace91fcaa67" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What premium subsidy is available for EUs?</span>
                        </h4>
                        <div id="answer-4ebe05570fbe4ddcb9efeace91fcaa67" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>EU (including EU by practice or type) subsidy rates are shown in the table below:</p>
<table width="100%" style="margin: 0px; width: 100%;" border="1" cellspacing="3" cellpadding="5">
    <tbody>
        <tr>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px; text-align: left; padding-left: 5px;"><strong><span style="margin: 0px; color: black;">Coverage Level</span></strong></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">50%</span></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">55%</span></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">60%</span></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">65%</span></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">70%</span></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">75%</span></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">80%</span></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">85%</span></p>
            </td>
        </tr>
        <tr>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px; text-align: left; padding-left: 5px;"><strong><span style="margin: 0px; color: black;">Subsidy</span></strong></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">80%</span></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">80%</span></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">80%</span></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">80%</span></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">80%</span></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">77%</span></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">68%</span></p>
            </td>
            <td style="margin: 0px; padding: 0in; border: 0px #000000; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><span style="margin: 0px; color: black;">53%</span></p>
            </td>
        </tr>
    </tbody>
</table></div>
                        </div>
                </li>
                <li>
                    <h3 style="color: #000000; font-weight: bold;">ENTERPRISE UNITS (EU) BY PRACTICE OR TYPE</h3>
                    <h5 style="color: #000000; font-weight: bold;"></h5>
                    <p style="color: #000000; font-weight: normal"></p>
                </li>
                <li>
                        <h4 data-target="#answer-91c6f6908347497dbdd244e109158f09" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Are there EUs that don't consist of all insurable acreage of the same insured crop in the county?</span>
                        </h4>
                        <div id="answer-91c6f6908347497dbdd244e109158f09" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Yes. When allowed by the actuarial documents, you may elect separate EUs for your crop in the county by one of the following methods:</p>
<ol>
    <li>Irrigation practice: irrigated and non-irrigated practices;</li>
    <li>Cropping practice: Following Another Crop (FAC) and Not Following Another Crop (NFAC) practices; or</li>
    <li>Type: when allowed by the Crop Provisions</li>
</ol>
<p>For EUs by irrigation or cropping practices, you may elect one EU for one practice and/or one EU for the other practice. For example: (1) one EU for all irrigated practices and/or one EU for all non- irrigated practices; or (2) one EU for all FAC practices and/or one EU for all NFAC practices.</p>
<p>For EUs by type, you may elect separate EUs by type and any acreage which is not reported and insured as an EU will be insured as BUs or OUs if requirements are met. For example, if you insure winter and spring types, you may elect one EU for the spring type or one EU for the winter type, or separate EUs for both types. In this example, if you only elect an EU for the winter type, the spring acreage not reported and insured as an EU will be insured as BUs or OUs if requirements are met.</p>
<p>NOTE: If you elect separate EUs by irrigation practice, cropping practice, or type, you cannot  further divide EUs by another method.</p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-55001a5e610a4d5aae8cf4d33f33b1da" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Are EUs by FAC and NFAC only available when both irrigation practices have the FAC and NFAC cropping practices specified?</span>
                        </h4>
                        <div id="answer-55001a5e610a4d5aae8cf4d33f33b1da" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Yes, EUs by FAC and NFAC cropping practices are only allowed when provided in the actuarial documents and available for each irrigation practice you use. For example, if the non-irrigated practice for the county has both FAC and NFAC cropping practices in the actuarial documents, but the irrigated practice does not specify either FAC or NFAC, EUs are available as follows: </p>
<ol>
    <li>If you use the irrigated practice, separate EUs for FAC and NFAC cropping practices are not available because they are not specified as separate cropping practices in the actuarial documents for the irrigated practice; or </li>
    <li>If you use only the non-irrigated practice, with FAC and NFAC cropping practices, separate EUs for non-irrigated FAC and NFAC cropping practices are available, because they are specified as separate cropping practices in the actuarial documents for the non-irrigated practice.</li>
</ol></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-b299399d70664c7ea77a03dfb2cf0cb8" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What premium discount is available if I elect to have separate EUs by irrigation practice, cropping practice, or type?</span>
                        </h4>
                        <div id="answer-b299399d70664c7ea77a03dfb2cf0cb8" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Premium discounts are offered for EUs to recognize the lower risk associated given the geographic diversification. In general, the larger the EU, the lesser the risk, and the greater the EU discount. To the extent separate EUs by irrigation practice, cropping practice, or type result in smaller tracts of acreage, the average size of the discount decreases. The impact (reduction in premium discount) will vary depending upon the amount of acreage associated with each EU.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-b3f2b01d73a146ae9bffe8107b53c8f5" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Does there need to be a break in planting pattern to have separate EUs by irrigation practice, cropping practice, or type?</span>
                        </h4>
                        <div id="answer-b3f2b01d73a146ae9bffe8107b53c8f5" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Yes. You must plant the crop in a manner that results in a clear and discernible break in the planting pattern at the boundaries of acreage between irrigated practice, cropping practice, or type respectively to qualify for the unit structure. The additional center pivot instructions in the FCIC 18010 Crop Insurance Handbook Para. 1021F(2) for determining irrigated and non-irrigated acreage also applies.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-2bf9127a40e9442182192622b28ce153" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">If I elect an EU for both practices (EUs for both irrigated and non-irrigated practices OR EUs for both FAC and NFAC cropping practices) and do not meet EU requirements for each practice, what will my unit structure be?</span>
                        </h4>
                        <div id="answer-2bf9127a40e9442182192622b28ce153" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>There are two determinations based on the timing of the discovery that you do not qualify:</p>
<ol>
    <li>If the discovery is made on or before the ARD, you may elect:</li>
    <ol style="list-style-type: lower-alpha;">
        <li>One EU for one practice (either all irrigated or all non-irrigated practices, or all FAC or all NFAC cropping practices) provided EU requirements are met, and BUs or OUs for the other practice, whichever you report on your acreage report and qualify for if the production reporting requirements are met by the PRD;</li>
        <li>One EU for both practices on a crop and county basis, provided EU requirements are met; or</li>
        <li>BUs or OUs for both practices, whichever you report on your acreage report and qualify for if the production reporting requirements are met by the PRD.</li>
    </ol>
    <li>If the discovery is made after the ARD, your unit division will be one EU for both practices on a crop and county basis provided EU requirements are met.  If the requirements for an EU are not met, a BU will apply to both practices.</li>
</ol></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-b95aa076b97146e8b2fbe0b1bb1ef32d" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">If I elect an EU on one practice (EU for irrigated or non-irrigated practices or EU for FAC or NFAC cropping practices) and do not meet EU requirements on that practice, what will my unit structure be?</span>
                        </h4>
                        <div id="answer-b95aa076b97146e8b2fbe0b1bb1ef32d" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>There are two determinations based on the timing of the discovery for not qualifying:</p>
<ol>
    <li>If the discovery is made on or before the ARD, you may elect BUs or OUs for both practices, whichever you report on your acreage report and qualify for if the production reporting requirements are met by the PRD.</li>
    <li>If the discovery is made after the ARD, a BU will apply to both practices.</li>
</ol></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-6be2bb697a6f49558a8731057e0c77a1" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">If I elect an EU for multiple types and do not meet EU requirements for each type, what will my unit structure be?</span>
                        </h4>
                        <div id="answer-6be2bb697a6f49558a8731057e0c77a1" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>There are two determinations based on the timing of the discovery that you do not qualify:</p>
<ol>
    <li>On or before the ARD, you may elect to insure:
    <ol style="list-style-type: lower-alpha;">
        <li>All types for which you elected an EU and meet the EU requirements, and BUs or OUs for any acreage that is not reported and insured as an EU whichever you report on your acreage report and for which you qualify;</li>
        <li>One EU for all acreage of the crop in the county, provided EU requirements are met; or</li>
        <li>BUs or OUs for all acreage of the crop in the county, whichever you report on your acreage report and for which you qualify; or</li>
    </ol>
    </li>
    <li>At any time after the ARD, your unit structure will be one EU for all acreage of the crop in the county provided EU requirements are met. Otherwise, a BU will apply to all acreage of the crop in the county.</li>
</ol></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-60fa4dcec8e94fb08c969eed8c0482af" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">If I elect an EU for one type and do not meet EU requirements for that type, what will my unit structure be?</span>
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                        <div id="answer-60fa4dcec8e94fb08c969eed8c0482af" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>There are two determinations based on the timing of the discovery for not qualifying:</p>
<ol>
    <li>On or before the ARD, BUs or OUs for all acreage of the crop in the county, whichever you report on your acreage report and for which you qualify; or</li>
    <li>At any time after the ARD, a BU will apply to all acreage of the crop in the county.</li>
</ol></div>
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                    <p style="color: #000000; font-weight: normal">*These FAQs are for informational purposes only.  Please refer to the Basic Provisions, and applicable Crop Provisions and actuarial documents for complete information.</p>
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