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    <a href="/RMALocal/Oklahoma" target="" title="Oklahoma Main Menu Link">
        <span class="visible-lg-block">Oklahoma</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Okla.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Oregon" target="" title="Oregon Main Menu Link">
        <span class="visible-lg-block">Oregon</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ore.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Pennsylvania" target="" title="Pennsylvania Main Menu Link">
        <span class="visible-lg-block">Pennsylvania</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Pa.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Puerto-Rico" target="" title="Puerto Rico Main Menu Link">
        <span class="visible-lg-block">Puerto Rico</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">P.R.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Rhode-Island" target="" title="Rhode Island Main Menu Link">
        <span class="visible-lg-block">Rhode Island</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">R.I.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Carolina" target="" title="South Carolina Main Menu Link">
        <span class="visible-lg-block">South Carolina</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.C.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Dakota" target="" title="South Dakota Main Menu Link">
        <span class="visible-lg-block">South Dakota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.D.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Tennessee" target="" title="Tennessee Main Menu Link">
        <span class="visible-lg-block">Tennessee</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tenn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Texas" target="" title="Texas Main Menu Link">
        <span class="visible-lg-block">Texas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tex.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Utah" target="" title="Utah Main Menu Link">
        <span class="visible-lg-block">Utah</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Utah</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Vermont" target="" title="Vermont Main Menu Link">
        <span class="visible-lg-block">Vermont</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Vt.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Virginia" target="" title="Virginia Main Menu Link">
        <span class="visible-lg-block">Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Washington" target="" title="Washington Main Menu Link">
        <span class="visible-lg-block">Washington</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wash.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/West-Virginia" target="" title="West Virginia Main Menu Link">
        <span class="visible-lg-block">West Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">W.Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wisconsin" target="" title="Wisconsin Main Menu Link">
        <span class="visible-lg-block">Wisconsin</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wis.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wyoming" target="" title="Wyoming Main Menu Link">
        <span class="visible-lg-block">Wyoming</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wyo.</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Commodity" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Commodities <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Commodity" target="" title="Lookup Commodity Main Menu Link">
        <span>Lookup Commodity</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown megamenu-fw">
                            <a href="/" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Tools <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu megamenu-content" role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown popular-tools  ">
                                                    <!-- insert if table layout-->
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-sob.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Summary of Business</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-al.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Agent Locator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Agent Locator</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="" title="Actuarial Info Browser Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-aib.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Actuarial Info Browser</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-cidt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">RMA Map Viewer</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">RMA Map Viewer</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-ce.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Cost Estimator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Cost Est</span>
        </div>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown multi-column-dropdown listncol tools ">
                                                    <!-- insert if table layout-->
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="_blank" title="Actuarial Information Browser Main Menu Link">
        <span class="visible-lg-block">Actuarial Information Browser</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <span>Agent Locator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/AipListing" target="" title="AIP Companies Main Menu Link">
        <span>AIP Companies</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Associated-Agencies-and-Partners" target="" title="Associated Agencies and Partners Main Menu Link">
        <span>Associated Agencies and Partners</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Cause-of-Loss" target="" title="Cause of Loss Main Menu Link">
        <span class="visible-lg-block">Cause of Loss</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cause of Loss</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <span>Cost Estimator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="" title="County Programs Main Menu Link">
        <span class="visible-lg-block">County Programs</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">County Programs</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Indemnity-Maps" target="" title="Crop Indemnity Maps Main Menu Link">
        <span>Crop Indemnity Maps</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Weather" target="" title="Crop Weather Main Menu Link">
        <span class="visible-lg-block">Crop Weather</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Crop Weather</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://pubfs-rma.fpac.usda.gov/" target="_blank" title="FTP File Access Main Menu Link">
        <span class="visible-lg-block">FTP File Access</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">FTP</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Livestock-and-Dairy-Participation" target="" title="Livestock and Dairy Participation Main Menu Link">
        <span class="visible-lg-block">Livestock and Dairy Participation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock and Dairy Participation</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Livestock-Reports" target="" title="Livestock Reports (LRP and LGM) Main Menu Link">
        <span class="visible-lg-block">Livestock Reports (LRP and LGM)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Reports</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Nursery-Inventory-Software-EPLPPS" target="" title="Nursery Software (EPLPPS) Main Menu Link">
        <span class="visible-lg-block">Nursery Software (EPLPPS)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery Software</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Other-Sites" target="" title="Other Sites Main Menu Link">
        <span class="visible-lg-block">Other Sites</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Other Sites</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://prodwebnlb.rma.usda.gov/apps/prf " target="_blank" title="PRF Rainfall Main Menu Link">
        <span>PRF Rainfall</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="http://prodwebnlb.rma.usda.gov/apps/PriceDiscovery" target="_blank" title="Price Discovery Reporting Main Menu Link">
        <span>Price Discovery Reporting</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Reinsurance-Reports" target="" title="Reinsurance Reports Main Menu Link">
        <span class="visible-lg-block">Reinsurance Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/RIRS/" target="_blank" title="RMA Information Reporting System Main Menu Link">
        <span class="visible-lg-block">RMA Information Reporting System</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RIRS</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <span class="visible-lg-block">RMA Map Viewer</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Map Viewer</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Reports Main Menu Link">
        <span class="visible-lg-block">Summary of Business Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Topics" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Topics <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Beginning-or-Veteran-Farmers-and-Ranchers" target="" title="Beginning or Veteran Farmers and Ranchers Main Menu Link">
        <span class="visible-lg-block">Beginning or Veteran Farmers and Ranchers</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Beginning or Veteran Farmers and Ranchers</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Civil-Rights" target="" title="Civil Rights Main Menu Link">
        <span class="visible-lg-block">Civil Rights</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Civil Rights</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Compliance-Information" target="" title="Compliance Information Main Menu Link">
        <span class="visible-lg-block">Compliance Information</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Compliance Information</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Conservation" target="" title="Conservation Main Menu Link">
        <span class="visible-lg-block">Conservation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Conservation</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Controlled-Environment" target="" title="Controlled Environment Main Menu Link">
        <span class="visible-lg-block">Controlled Environment</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Controlled Environment</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Cover-Crops" target="" title="Cover Crops Main Menu Link">
        <span class="visible-lg-block">Cover Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cover Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Double-Cropping-Initiative" target="" title="Double Cropping Initiative Main Menu Link">
        <span class="visible-lg-block">Double Cropping Initiative</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Double Cropping Initiative</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Farm-Bill" target="" title="Farm Bill Main Menu Link">
        <span class="visible-lg-block">Farm Bill</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Farm Bill</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Frequently-Asked-Questions" target="" title="Frequently Asked Questions Main Menu Link">
        <span class="visible-lg-block">Frequently Asked Questions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Frequently Asked Questions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hemp" target="" title="Hemp Main Menu Link">
        <span class="visible-lg-block">Hemp</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hemp</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hurricane-Insurance-Protection-Wind-Index" target="" title="Hurricane Insurance Protection - Wind Index Main Menu Link">
        <span class="visible-lg-block">Hurricane Insurance Protection - Wind Index</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hurricane Insurance Protection - Wind Index</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Cycle" target="" title="Insurance Cycle Main Menu Link">
        <span class="visible-lg-block">Insurance Cycle</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Cycle</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Resources" target="" title="Insurance Resources Main Menu Link">
        <span class="visible-lg-block">Insurance Resources</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Resources</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Lamb-Data-Gathering-Listening-Sessions" target="" title="Lamb Data Gathering Listening Sessions Main Menu Link">
        <span class="visible-lg-block">Lamb Data Gathering Listening Sessions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Lamb Data Gathering Listening Sessions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Insurance-Plans" target="" title="Livestock Insurance Plans Main Menu Link">
        <span class="visible-lg-block">Livestock Insurance Plans</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Insurance Plans</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Roadshow" target="" title="Livestock Roadshow Main Menu Link">
        <span class="visible-lg-block">Livestock Roadshow</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Roadshow</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Manage-Your-Farm-Risk" target="" title="Manage Your Farm Risk Main Menu Link">
        <span class="visible-lg-block">Manage Your Farm Risk</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Manage Your Farm Risk</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/National-Fact-Sheets" target="" title="National Fact Sheets Main Menu Link">
        <span class="visible-lg-block">National Fact Sheets</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">National Fact Sheets</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Nursery" target="" title="Nursery Main Menu Link">
        <span class="visible-lg-block">Nursery</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Organic-Crops" target="" title="Organic Crops Main Menu Link">
        <span class="visible-lg-block">Organic Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Organic Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Outreach-and-Education" target="" title="Outreach and Education Main Menu Link">
        <span class="visible-lg-block">Outreach and Education</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Outreach and Education</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Prevented-Planting" target="" title="Prevented Planting Main Menu Link">
        <span class="visible-lg-block">Prevented Planting</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Prevented Planting</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Producer-Obligations-and-Expectations" target="" title="Producer Obligations and Expectations Main Menu Link">
        <span class="visible-lg-block">Producer Obligations and Expectations</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Producer Obligations and Expectations</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Publications" target="" title="Publications Main Menu Link">
        <span class="visible-lg-block">Publications</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Publications</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Reinsurance-Agreements" target="" title="Reinsurance Agreements Main Menu Link">
        <span class="visible-lg-block">Reinsurance Agreements</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance Agreements</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/RMA-2023-Accomplishments" target="" title="RMA 2023 Accomplishments Main Menu Link">
        <span class="visible-lg-block">RMA 2023 Accomplishments</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RMA 2023 Accomplishments</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Shellfish" target="" title="Shellfish Main Menu Link">
        <span class="visible-lg-block">Shellfish</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Shellfish</span>
    </a>

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                           Revised June 2022
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                    <h1 class="text-center">Stonefruit: Apricots, Freestone Peaches, Cling Peaches, Nectarines, and Plums</h1>
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    <div class="row factsheet mainbody">
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Sales Closing Dates*</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p><img width="700" height="470" alt="Stonefruit Sales Closing Dates Map" src="/-/media/RMA/Maps/Fact-Sheet-SCD-Maps/stonefruit-map.ashx?la=en&hash=F5223740F41FF0567588402A524222085F6B4AB8">  </p>
<p>*Program may not be available in all counties.</p>
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            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Crop Insured</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>Stonefruit includes:</p>
<ul>
    <li>Fresh/Processing Apricots;</li>
    <li>Fresh/Processing Freestone Peaches;</li>
    <li>Processing Cling Peaches;</li>
    <li>Fresh Nectarines;</li>
    <li>Fresh Plums; and</li>
    <li>Other crops listed in the Special Provisions.</li>
</ul>
<p>Stonefruit are insurable if:</p>
<ul>
    <li>Premium rates are provided by the actuarial documents;</li>
    <li>You have a share in the crop;</li>
    <li>Trees were commercially available when the trees were set out or have subsequently become commercially available;</li>
    <li>Trees are adapted to the area;</li>
    <li>Trees are grown on root stock that is adapted to the area;</li>
    <li>Trees are in compliance with the applicable State’s Tree Fruit Agreement or related crop advisory board for the state, when such regulations exist;</li>
    <li>Trees have produced at least 200 lugs of fresh market production per acre, or at least 2.2 tons per acre for processing crops, in at least one of the four most recent actual production history crop years, unless otherwise allowed by the Special Provisions; and</li>
    <li>Trees have reached at least the fifth leaf year, including the fifth leaf year after grafting if grafting occurs after set out, unless otherwise allowed by the Special Provisions.</li>
</ul>
<p>For crops, types, or practices not insurable in a county, consult a crop insurance agent about the availability of coverage through a written agreement.</p>
                </div>
            </dd>
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            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Insurance Period</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>For new insureds, coverage begins on or after:</p>
<ul>
    <li>February 1 in California; or</li>
    <li>November 21 in all other states.</li>
</ul>
<p>Carryover insurance coverage begins on the day immediately following the end the of the insurance period for the previous crop year.</p>
<p>For all insureds, coverage ends at the earliest occurrence of:</p>
<ul>
    <li>Total destruction of the crop;</li>
    <li>Harvest of the insured crop;</li>
    <li>Final adjustment of loss;</li>
    <li>Abandonment of the crop;</li>
    <li>July 31 for all apricots;</li>
    <li>September 30 for all nectarines and peaches;</li>
    <li>September 30 for all fresh plums except California;</li>
    <li>October 20 for all fresh plums in California; and</li>
    <li>As otherwise provided in the Special Provisions.</li>
</ul>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Acreage Reporting Requirements</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>You must file a report of Stonefruit acreage with your crop insurance agent by the acreage reporting date. Acreage reporting dates vary by crop and county, consult your crop insurance agent for more information and specific reporting requirements. </p>
<p>Acreage reporting dates:</p>
<ul>
    <li>All States, except California...................1/15</li>
    <li>California...........................................3/15</li>
</ul>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Causes of Loss</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>You are protected against the following:</p>
<ul>
    <li>Adverse weather conditions, including natural perils such as hail, frost, freeze, wind, drought, and excess precipitation;</li>
    <li>Earthquake;</li>
    <li>Failure of the irrigation water supply, if caused by an insured peril during the insurance period;</li>
    <li>Fire, unless weeds and other forms of undergrowth have not been controlled or pruning debris has not been removed from the orchard;</li>
    <li>Wildfire; or</li>
    <li>Volcanic eruption.</li>
</ul>
<p>Additionally, we will not insure against:</p>
<ul>
    <li>Disease or insect infestation, unless adverse weather results in insufficient or ineffective control measures, or adverse weather causes disease or insect infestation for which no effective control mechanism is available;</li>
    <li>Split pits regardless of cause; or</li>
    <li>Inability to market the insured crop for any reason other than actual physical damage from an insurable cause of loss.</li>
</ul>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Duties in the Event of Damage or Loss</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>If a loss occurs you must:</p>
<ul>
    <li>Notify us within 3 days after the date harvest should have started if the insured crop will not be harvested;</li>
    <li>Notify us at least 15 days before any production will be harvested for direct marketing;</li>
    <li>Provide notice at least 15 days prior to the beginning of harvest, if the crop was damaged during the growing season and you previously provided notice, and you intend to claim an<br>
    indemnity as a result of the damage previously reported; and</li>
    <li>Not destroy the damaged crop until you are given written consent to do so.</li>
</ul>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Coverage Levels and Premium Subsidies</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>The premium subsidy percentages and available coverage levels, if electing basic units, are shown in the table. Your share of the premium will be 100 percent minus the subsidy amount.</p>
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<table class="telerik-reTable-2">
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            <td class="telerik-reTableHeaderFirstCol-2"> </td>
            <td class="telerik-reTableHeaderLastCol-2" style="padding: 8px;" colspan="8"><strong>Percent</strong> </td>
        </tr>
        <tr class="telerik-reTableOddRow-2">
            <td class="telerik-reTableFirstCol-2">
            <p style="margin: 0px; text-align: left; color: #ffffff; letter-spacing: normal; text-decoration: none; background-color: transparent;"> Coverage Level</p>
            </td>
            <td class="telerik-reTableLastCol-2">50</td>
            <td class="telerik-reTableLastCol-2">55</td>
            <td class="telerik-reTableLastCol-2">60</td>
            <td class="telerik-reTableLastCol-2">65</td>
            <td class="telerik-reTableLastCol-2">70</td>
            <td class="telerik-reTableLastCol-2">75</td>
            <td class="telerik-reTableLastCol-2">80</td>
            <td class="telerik-reTableLastCol-2">85</td>
        </tr>
        <tr class="telerik-reTableEvenRow-2">
            <td class="telerik-reTableFirstCol-2"> Premium Subsidy</td>
            <td class="telerik-reTableLastCol-2">67</td>
            <td class="telerik-reTableLastCol-2">64</td>
            <td class="telerik-reTableLastCol-2">64</td>
            <td class="telerik-reTableLastCol-2">59</td>
            <td class="telerik-reTableLastCol-2">59</td>
            <td class="telerik-reTableLastCol-2">55</td>
            <td class="telerik-reTableLastCol-2">48</td>
            <td class="telerik-reTableLastCol-2">38</td>
        </tr>
        <tr class="telerik-reTableOddRow-2">
            <td class="telerik-reTableFirstCol-2"> Your Premium Share</td>
            <td class="telerik-reTableLastCol-2">33</td>
            <td class="telerik-reTableLastCol-2">36</td>
            <td class="telerik-reTableLastCol-2">36</td>
            <td class="telerik-reTableLastCol-2">41</td>
            <td class="telerik-reTableLastCol-2">41</td>
            <td class="telerik-reTableLastCol-2">45</td>
            <td class="telerik-reTableLastCol-2">52</td>
            <td class="telerik-reTableLastCol-2">60</td>
        </tr>
    </tbody>
</table>
<p>Catastrophic Risk Protection (CAT) coverage is fixed at 50 percent of your average yield and 55 percent of the price election. The cost for CAT coverage is an <span>administrative fee of $655, per crop per county</span>.</p>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Insurance Units</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    Basic and optional units are available in select stonefruit counties. Premium discounts apply for basic units.
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Coverage Options</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p class="Default"><span>You may buy crop insurance coverage under one of the insurance plans offered: Catastrophic Risk Protection or Actual Production History. </span></p>
<p class="Default"><span></span><span>Additional options are the Contract Pricing, Hail & Fire Exclusion, Yield Adjustment, Yield Exclusion, and Yield Cup Option.</span></p>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Contact a Crop Insurance Agent for More Information</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>All multi-peril crop insurance, including CAT policies, are available from private crop insurance agents. A list of crop insurance agents is available at all USDA service centers and on the RMA Agent Locator.</p>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle"></span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <table style="border: 2px solid #00563e; width: 60%; color: #00563e; border-collapse: collapse;">
    <tbody>
        <tr>
            <td style="background: #00563e; padding: 15px; color: white; font-size: 12pt;"><strong>Useful Links</strong></td>
        </tr>
        <tr>
            <td style="padding: 15px;">
            <p style="margin: 8px 0px 10px; text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;"><a title="Link opens in new window." style="color: #337ab7; text-decoration: none; background-color: transparent;" href="https://webapp.rma.usda.gov/apps/ActuarialInformationBrowser/" target="_blank">Actuarial Information Browser</a></p>
            <p style="margin: 8px 0px 10px; text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;"><span style="text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; color: #337ab7;"><a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Link opens in new window">Cost Estimator</a></span></p>
            <span style="text-align: left; letter-spacing: normal; text-decoration: none; background-color: transparent; color: #666666;"> </span> <span style="text-align: left; letter-spacing: normal; text-decoration: none; background-color: transparent; color: #666666;"> </span>
            <p style="margin: 0px 0px 10px; text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;"><a title="Link opens in new window" style="color: #337ab7; text-decoration: none; background-color: transparent;" href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank">RMA Map Viewer</a></p>
            <span style="text-align: left; letter-spacing: normal; text-decoration: none; background-color: transparent; color: #666666;"> </span> <span style="text-align: left; letter-spacing: normal; text-decoration: none; background-color: transparent; color: #666666;"> </span>
            <p style="margin: 0px 0px 10px; text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;"><a style="color: #337ab7; text-decoration: none; background-color: transparent;" href="/">USDA/Risk Management Agency Homepage</a></p>
            <span style="text-align: left; letter-spacing: normal; text-decoration: none; background-color: transparent; color: #666666;"> </span> <span style="text-align: left; letter-spacing: normal; text-decoration: none; background-color: transparent; color: #666666;"> </span>
            <p style="margin: 0px 0px 10px; text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;"><a style="color: #337ab7; text-decoration: none; background-color: transparent;" href="/RMALocal/Field-Offices/Regional-Offices">Regional Office State Directory</a></p>
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</table>
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<p><strong>Note:</strong> PDF version looks different than website but content is exactly the same.</p>
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            </dt>

            <dd>
                <div class="rteContainer">
                    This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent
                </div>
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