CHASE MANHATTAN AUTO OWNER TRUST                                                
SERIES 1997-B                                                   
STATEMENT TO CERTIFICATEHOLDERS                                                 
                                                        
PERIOD  10                                              PAGE    # 1     
DETERMINATION:  9-Apr-98                                Beginning       3/1/98  
DISTRIBUTION:   15-Apr-98                               Ending          3/31/98 
TIME:   4/13/98 14:44                                           
                        CLASS A-1 5.744% MONEY MARKET ASSET BACKED NOTES        
                        CLASS A-2 6.100% ASSET BACKED NOTES                     
                        CLASS A-3 6.350% ASSET BACKED NOTES                     
                        CLASS A-4 6.500% ASSET BACKED NOTES                     
                        CLASS A-5 6.600% ASSET BACKED NOTES                     
                        CLASS B-1 6.750% ASSET BACKED CERTIFICATES              

<TABLE>
<CAPTION>
                                                        
                ORIG PRINCIPAL     BEG PRINCIPAL        PRINCIPAL          INTEREST             TOTAL             END PRINCIPAL 
CLASS           BALANCE            BALANCE              DISTRIBUTION       DISTRIBUTION         DISTRIBUTION      BALANCE       
<S>            <C>                <C>                 <C>                <C>                   <C>              <C>         
A-1 Notes       $200,000,000.00         $0.00                    $0.00             $0.00                 $0.00              $0.00   
                                                        
A-2 Notes       $294,000,000.00    $257,980,304.10      $27,322,964.64     $1,311,399.88        $28,634,364.52    $230,657,339.46   
                                                        
A-3 Notes       $227,000,000.00    $227,000,000.00               $0.00     $1,201,208.33         $1,201,208.33    $227,000,000.00   
                                                        
A-4 Notes       $133,000,000.00    $133,000,000.00               $0.00       $720,416.67           $720,416.67    $133,000,000.00   
                                                         
A-5 Notes        $70,000,000.00     $70,000,000.00               $0.00       $385,000.00           $385,000.00     $70,000,000.00   
NOTE TOTALS     $924,000,000.00    $687,980,304.10      $27,322,964.64     $3,618,024.88        $30,940,989.52    $660,657,339.46   
                                                        
B-1              $29,148,275.79     $29,148,275.79               $0.00       $163,959.05           $163,959.05     $29,148,275.79   
CERT TOTALS      $29,148,275.79     $29,148,275.79               $0.00       $163,959.05           $163,959.05     $29,148,275.79   

TOTALS          $953,148,275.79    $717,128,579.89      $27,322,964.64     $3,781,983.93        $31,104,948.57    $689,805,615.25   
                                                        
                                                        
                                                        
                                                        
                                                        
                            FACTOR   INFORMATION   PER   $1,000                                         
                                                        
                                                        
                PRINCIPAL       INTEREST        END PRINCIPAL                           
CLASS           DISTRIBUTION    DISTRIBUTION    BALANCE                         
<S>            <C>            <C>              <C>                                 
A-1              0.00000000     0.00000000          0.00000000                          
                                                        
A-2             92.93525388     4.46054381        784.54877367                          
                                                        
A-3              0.00000000     5.29166665      1,000.00000000                          
                                                        
A-4              0.00000000     5.41666669      1,000.00000000                          
                                                        
A-5              0.00000000     5.50000000      1,000.00000000                          
Notes Totals    29.57030805     3.91561134        714.99712063                          
                                                        
B-1              0.00000000     5.62499995      1,000.00000000                          
Cert Totals      0.00000000     5.62499995      1,000.00000000                          

TOTALS          28.66601696     3.96788624        723.71280814                          
                                                        
                                                        
                                                        
(C) COPYRIGHT 1998, CHASE MANHATTAN BANK                                                        

</TABLE>
<PAGE>


CHASE MANHATTAN AUTO OWNER TRUST                                                
SERIES 1997-B                                                   
STATEMENT TO CERTIFICATEHOLDERS                                                 
                                                        
        PERIOD  10                              PAGE        # 2         
DETERMINATION:  9-Apr-98                        Beginning       3/1/98          
DISTRIBUTION:   15-Apr-98                       Ending          3/31/98         
TIME:   4/13/98 14:44                                           

<TABLE>
                                                    
                                                        
                                                        
                                                                                per $1000               
Section 5.8 (iii)  Servicing Fee                                        $597,607.15     0.62698235              
                                                        
                                                        
Section 5.8 (iv)   Administration Fee                                     $1,000.00       0.00104915              
                                                        
                                                        
Section 5.8 (vi)   Pool Balance at the end of the Collection Period $689,805,615.25                         
                                                        
                                                        
Section 5.8 (vii)  Repurchase Amounts for Repurchased Receivable                                           
                   By Seller               $0.00                   
                   By Servicer             $0.00                   
                   TOTAL                   $0.00                   
                                                        
Section 5.8 (viii) Realized Losses for Collection Period                $393,792.67                         
                                                        
                                                        
Section 5.8 (ix)   Reserve Account Balance after Disbursement        $20,694,168.46                         
                                                        
                                                        
Section 5.8 (x)    Specified Reserve Account Balance                 $20,694,168.46                         
                                                        
                                                        
Section 5.8 (xi)   Total Distribution Amount                         $32,723,580.05                  
                                                        
                   Servicing Fee                                        $597,607.15                  
                   Administrative Fee                                     $1,000.00                  
                   Noteholders' Distribution Amount                  $30,940,989.52                  
                   Certificateholders' Distribution Amount              $163,959.05                  
                   Deposit to Reserve Account                         $1,020,024.33                  
                                                        
                                                        
                                                        
                                                        
                                                        
                                                        
                                                        
                                                        
                                                        
Section 5.8 (xii)  Noteholders' Distributable Amount                                               
                                                        
                                                        
        Class   Principal       Interest        Total           Prin (per $1000/orig)   Int (per $1000/orig)  Total (per $1000/orig)
       <S>     <C>             <C>             <C>             <C>                    <C>                    <C>                    
        A-1              $0.00          $0.00            $0.00           0.00000000             0.00000000                0.00000000
        A-2     $27,322,964.64  $1,311,399.88   $28,634,364.52          92.93525388             4.46054381               97.39579769
        A-3              $0.00  $1,201,208.33    $1,201,208.33           0.00000000             5.29166665                5.29166665
        A-4              $0.00    $720,416.67      $720,416.67           0.00000000             5.41666669                5.41666669
        A-5              $0.00    $385,000.00      $385,000.00           0.00000000             5.50000000                5.50000000
        Total   $27,322,964.64  $3,618,024.88   $30,940,989.52          29.57030805             3.91561134               33.48591939
                                                        
                                                        
                                                        
                                                        
Section 5.8 (xiii)      Certificateholders' Distributable Amount                                                
                                                        
                                                        
        Class   Principal       Interest        Total           Prin (per $1000/orig)   Int (per $1000/orig)  Total (per $1000/orig)
      <S>      <C>             <C>             <C>             <C>                     <C>                    <C>                   
        B-1     $0.00           $163,959.05     $163,959.05              0.00000000             5.62499995                5.62499995
        Total   $0.00           $163,959.05     $163,959.05              0.00000000             5.62499995                5.62499995
                                                        
                                                        
                                                        
                                                        
Section 5.8 (xiv)  Reserve Fund Transfer Amount                       $1,020,024.33                           
                                                        
                                                        
                                                        
                                                        
(C) COPYRIGHT 1998, CHASE MANHATTAN BANK                                                        


</TABLE>