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                                                         CHASE MANHATTAN AUTO OWNER TRUST
                                                                  SERIES 1998-A
                                                         STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
PERIOD 9                                                                                                                    PAGE # 1
DETERMINATION: 10-Nov-98                                                                                           Beginning 10/1/98
DISTRIBUTION:  16-Nov-98                                                                                             Ending 10/31/98
TIME:          11/25/98 12:29
                                                     CLASS A-1 5.549% MONEY MARKET ASSET BACKED NOTES
                                                     CLASS A-2 5.679% ASSET BACKED NOTES
                                                     CLASS A-3 5.700% ASSET BACKED NOTES
                                                     CLASS A-4 5.800% ASSET BACKED NOTES
                                                     CLASS B-1 6.000% ASSET BACKED CERTIFICATES



                         ORIG PRINCIPAL        BEG PRINCIPAL       PRINCIPAL          INTEREST           TOTAL         END PRINCIPAL
   CLASS                     BALANCE              BALANCE         DISTRIBUTION      DISTRIBUTION      DISTRIBUTION        BALANCE
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<S>                 <C>                 <C>                <C>                <C>               <C>               <C>  
 A-1 Notes              $238,000,000.00              $0.00              $0.00             $0.00             $0.00              $0.00
 A-2 Notes              $204,000,000.00    $202,495,196.48     $24,213,716.65       $958,308.52    $25,172,025.17    $178,281,479.83
 A-3 Notes              $294,000,000.00    $294,000,000.00              $0.00     $1,396,500.00     $1,396,500.00    $294,000,000.00
 A-4 Notes              $246,000,000.00    $246,000,000.00              $0.00     $1,189,000.00     $1,189,000.00    $246,000,000.00
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 NOTE TOTALS            $982,000,000.00    $742,495,196.48     $24,213,716.65     $3,543,808.52    $27,757,525.17    $718,281,479.83
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     B-1                 $30,620,164.79     $30,620,164.79              $0.00       $153,100.82       $153,100.82     $30,620,164.79
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CERTIFICATE TOTALS       $30,620,164.79     $30,620,164.79              $0.00       $153,100.82       $153,100.82     $30,620,164.79
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TOTALS                $1,012,620,164.79    $773,115,361.27     $24,213,716.65     $3,696,909.34    $27,910,625.99    $748,901,644.62
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                                               FACTOR   INFORMATION   PER   $1,000


                                   PRINCIPAL               INTEREST            END PRINCIPAL
          CLASS                  DISTRIBUTION            DISTRIBUTION             BALANCE
--------------------------------------------------------------------------------------------------
<S>             <C>                                  <C>                    <C>
            A-1                           0.00000000            0.00000000             0.00000000
                                                                           -----------------------
                                                                           -----------------------
                           -----------------------------------------------------------------------
            A-2                         118.69468946            4.69759078           873.92882270
                                                                           -----------------------
                                                                           -----------------------
                           -----------------------------------------------------------------------
            A-3                           0.00000000            4.75000000         1,000.00000000
                                                                           -----------------------
                                                                           -----------------------
                           -----------------------------------------------------------------------
            A-4                           0.00000000            4.83333333         1,000.00000000
                                                                           -----------------------
                                                                           -----------------------
--------------------------------------------------------------------------------------------------
       Notes Totals                      24.65755260            3.60876631           731.44753547
--------------------------------------------------------------------------------------------------

--------------------------------------------------------------------------------------------------
           B-1                            0.00000000            4.99999987         1,000.00000000
---------------------------                                                -----------------------
--------------------------------------------------------------------------------------------------
    Certificate Totals                    0.00000000            4.99999987         1,000.00000000
--------------------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------------
          TOTALS                         23.91194398            3.65083520           739.56817241
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(C) COPYRIGHT 1998, CHASE MANHATTAN BANK
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<PAGE>

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                                                                 CHASE MANHATTAN AUTO OWNER TRUST
                                                                          SERIES 1998-A
                                                                 STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
------------------------------------------------------------------------------------------------------------------------------------

PERIOD 9                                                                                                    PAGE     # 2
DETERMINATION: 10-Nov-98                                                                                    Beginning 10/1/98
DISTRIBUTION: 16-Nov-98                                                                                     Ending 10/31/98
TIME: 11/25/98 12:29



                                                                                                                      per $1000
<S>               <C>                                                                    <C>                       <C>       
Section 5.8 (iii)            Servicing Fee                                                       $644,262.80         0.63623343


Section 5.8 (iv)             Administration Fee                                                    $1,000.00         0.00098754


Section 5.8 (vi)             Pool Balance at the end of the Collection Period                $748,901,644.62


Section 5.8 (vii)            Repurchase Amounts for Repurchased Receivable
                                                 By Seller                                             $0.00
                                                 By Servicer                                      $89,760.35
                                                 TOTAL                                            $89,760.35

Section 5.8 (viii)           Realized Net Losses for Collection Period                           $433,968.90


Section 5.8 (ix)             Reserve Account Balance after Disbursement                       $22,467,049.34


Section 5.8 (x)              Specified Reserve Account Balance                                $22,467,049.34


Section 5.8 (xi)             Total Distribution Amount                                        $29,639,909.44

                                                 Servicing Fee                                   $644,262.80
                                                 Administrative Fee                                $1,000.00
                                                 Noteholders' Distribution Amount             $27,757,525.17
                                                 Certificateholders' Distribution Amount        $ 153,100.82
                                                 Deposit to Reserve Account                    $1,084,020.65









Section 5.8 (xii)            Noteholders' Distributable Amount


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 Class      Principal            Interest           Total    Prin (per $1000/orig)  Int (per $1000/orig)  Total (per $1000/orig)
------------------------------------------------------------------------------------------------------------------------------------
<S>   <C>                <C>              <C>               <C>            <C>                  <C>                      
  A-1              $0.00             $0.00            $0.00     0.00000000           0.00000000                0.00000000
  A-2     $24,213,716.65       $958,308.52   $25,172,025.17   118.69468946           4.69759078              123.39228025
  A-3              $0.00     $1,396,500.00    $1,396,500.00     0.00000000           4.75000000                4.75000000
  A-4              $0.00     $1,189,000.00    $1,189,000.00     0.00000000           4.83333333                4.83333333
------------------------------------------------------------------------------------------------------------------------------------
 Total    $24,213,716.65     $3,543,808.52   $27,757,525.17    24.65755260           3.60876631               28.26631891
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Section 5.8 (xiii)           Certificateholders' Distributable Amount


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 Class       Principal      Interest              Total        Prin (per $1000/orig) Int (per $1000/orig)  Total (per $1000/orig)
------------------------------------------------------------------------------------------------------------------------------------
<S>   <C>             <C>                <C>                 <C>                <C>                  <C>                      
  B-1           $0.00        $153,100.82         $153,100.82         0.00000000           4.99999987                4.99999987
------------------------------------------------------------------------------------------------------------------------------------
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 Total          $0.00        $153,100.82         $153,100.82         0.00000000           4.99999987                4.99999987
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Section 5.8 (xiv)            Reserve Fund Transfer Amount                                     $ 1,084,020.65






(C) COPYRIGHT 1998, CHASE MANHATTAN BANK
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