75 77 79 81 83 85 87 89 91 93 95 97 

0.00 

0.20 

0.40 

0.60 

0.80 

1.00 

Percent acres insured 

Acreage of revenue products not included in 1996 or 1997 

Chart 1A: Percent Acres Insured for Corn, Iowa County 

75 77 79 81 83 85 87 89 91 93 95 97 

0.00 

0.20 

0.40 

0.60 

0.80 

1.00 

Percent acres insured 

Acreage of revenue products not included in 1996 or 1997 

Chart 1B: Percent Acres Insured for Cotton, Texas County 

Appendix A-1 
75 77 79 81 83 85 87 89 91 93 95 97 

0 

50 

100 

150 

200 

Bushels 

0.00 

0.20 

0.40 

0.60 

0.80 

1.00 

Loss Cost 

Trend line 

NASS yield 

Average loss cost Annual loss cost 

Chart 2A: Insurance Experience for Corn, Iowa County 

75 77 79 81 83 85 87 89 91 93 95 97 

0 

100 

200 

300 

400 

500 

600 

Pounds 

0.00 

0.20 

0.40 

0.60 

0.80 

1.00 

Loss Cost 

Average yield 

Average loss cost 

NASS yield Annual loss cost 

Chart 2B: Insurance Experience for Cotton, Texas County 

Appendix A-2 
75 77 79 81 83 85 87 89 91 93 95 97 

0.00 

0.20 

0.40 

0.60 

0.80 

1.00 

Percent 

Average coverage level Loss cost Adjusted loss cost 

Chart 3A: Basic Data for Corn Rates, Iowa County 

75 77 79 81 83 85 87 89 91 93 95 97 

0.00 

0.20 

0.40 

0.60 

0.80 

1.00 

Percent 

Average coverage level Loss cost Adjusted loss cost 

Chart 3B: Basic Data for Cotton Rates, Texas County 

Appendix A-3 
Percent 

1.00 

0.80 

0.60 

0.40 

0.20 

0.00 

Chart 4A: Loss Cost Data for Corn, Iowa County 

75 77 79 81 83 85 87 89 91 93 95 97 

Raw loss cost Adjusted loss cost Capped loss cost 

Percent 

1.00 

0.80 

0.60 

0.40 

0.20 

0.00 

Chart 4B: Loss Cost Data for Cotton, Texas County 

75 77 79 81 83 85 87 89 91 93 95 97 

Raw loss cost Adjusted loss cost Capped loss cost 

Appendix A-4 
1980 1982 1984 1986 1988 1990 1992 1994 1996 1998 

0.00 

1.00 

2.00 

3.00 

4.00 

Loss ratio Yield ratio Average loss ratio 

Correlation coefficient is -0.82 

Chart 5A: Crop Insurance Experience for Cotton in Alabama 

Chart 5B: Loss Ratio versus Yield Ratio, Alabama Cotton 

4.00 

Loss ratio 

19971983 

3.00 

2.00 

1.00 

0.00 

1995 

1980 

1990 

1988 

1993 

1998 

1986 

1989 

1987 19911996 1994 1981 1992 1984 

1985 1982 

0.66 0.77 0.83 0.86 0.93 1.03 1.12 1.23 1.31 1.50 

Yield ratio 

Appendix A-5 
1980 1982 1984 1986 1988 1990 1992 1994 1996 1998 

0.00 

1.00 

2.00 

3.00 

4.00 

5.00 

Loss ratio Yield ratio Average loss ratio 

Correlation coefficient is -0.40 

Chart 6A: Crop Insurance Experience for Cotton in Arkansas 

Chart 6B: Loss Ratio versus Yield Ratio, Arkansas Cotton 

5.00 

1980 

1993 

1995 

1998 

1981 

1986 

1983 

1996 

1989 1990 

19841991 

19971988 

1982 

1992 

1985 

1994 1987 

1.00 

2.00 

3.00 

4.00 

Loss ratio 

0.00 

0.63 0.85 0.90 0.92 1.02 1.06 1.11 1.12 1.18 1.20 

Yield ratio 

Appendix A-6 
1980 1982 1984 1986 1988 1990 1992 1994 1996 1998 

0.00 

1.00 

2.00 

3.00 

4.00 

Loss ratio Yield ratio Average loss ratio 

Correlation coefficient is -0.49 

Chart 7A: Crop Insurance Experience for Cotton in Florida 

Chart 7B: Loss Ratio versus Yield Ratio, Florida Cotton 

App 

endi 

x 

A-6 

4.00 

1986 

Loss ratio 

3.00 

2.00 

1.00 

0.00 

1998 

1989 

1988 

1995 

1990 

1997 

1987 

1980 

1993 1992 

1985 

1991 

1996 

1982 1981 

1994 1983 

1984 

0.61 0.81 0.92 0.98 1.02 1.04 1.08 1.11 1.14 1.45 

Yield ratio 

Appendix A-7 
1980 1982 1984 1986 1988 1990 1992 1994 1996 1998 

0.00 

1.00 

2.00 

3.00 

4.00 

5.00 

6.00 

Loss ratio Yield ratio Average loss ratio 

Correlation coefficient is -0.72 

Chart 8A: Crop Insurance Experience for Cotton in Georgia 

Table 8B: Loss Ratio versus Yield Ratio, Georgia Cotton 

6.00 

1980 

1998 

1986 

1990 

1995 

1988 

1993 

1997 

1983 

1981 

1989 1987 1996 

1992 1985 19941991 

1982 

1984 

0.00 

1.00 

2.00 

3.00 

4.00 

5.00 

Loss ratio 

0.69 0.85 0.86 0.88 0.92 0.94 1.06 1.2 1.22 1.4 

Yield ratio 

Appendix A-8 
1980 1982 1984 1986 1988 1990 1992 1994 1996 1998 

0.00 

1.00 

2.00 

3.00 

Loss ratio Yield ratio Average loss ratio 

Correlation coefficient is -0.08 

Chart 9A: Crop Insurance Experience for Cotton in Lousiana 

Chart 9B: Loss Ratio versus Yield Ratio, Louisiana Cotton 

Loss ratio 

3.00 

2.50 

2.00 

1.50 

1.00 

0.50 

0.00 

1998 

1991 

1985 1988 1984 

1986 

1980 1983 

1992 

1981 1989 

1993 1990 

1982 

1995 

1996 

1997 

1994 

1987 

0.75 0.81 0.90 0.92 0.97 1.01 1.07 1.08 1.17 1.23 

Yield ratio 

Appendix A-9 
1980 1982 1984 1986 1988 1990 1992 1994 1996 1998 

0.00 

0.50 

1.00 

1.50 

2.00 

2.50 

3.00 

3.50 

Loss ratio Yield ratio Average loss ratio 

Correlation coefficient is -0.85 

Chart 10A: Crop Insurance Experience for Cotton in Mississippi 

Chart 10B: Loss Ratio versus Yield Ratio, Mississippi Cotton 

3.50 1980 

1993 

1995 

1986 

1998 

1981 

1983 

1988 

1989 

1990 1992 

1996 

1994 1985 

1997 

1984 

1987 

1991 

1982 

0.50 

1.00 

1.50 

2.00 

2.50 

3.00 

Loss ratio 

0.00 

0.75 0.79 0.93 0.95 1.00 1.02 1.07 1.13 1.16 1.30 

Yield ratio 

Appendix A-10 
1980 1982 1984 1986 1988 1990 1992 1994 1996 1998 

0.00 

0.50 

1.00 

1.50 

2.00 

2.50 

3.00 

Loss ratio Yield ratio Average loss ratio 

Correlation coefficient is -0.45 

Chart 11A: Crop Insurance Experience for Cotton in Missouri 

1980 1986 1981 1988 1987 1989 1985 1984 1983 1982 

1998 

1995 

1993 

1991 

1990 

1997 

1996 

1992 

1994 

0.00 0.00 0.00 0.00 0.00 0.73 0.85 1.04 1.13 1.33 

Yield ratio 

0.00 

0.50 

1.00 

1.50 

2.00 

2.50 

3.00 

Loss ratio 

Chart 11B: Loss Ratio versus Yield Ratio, Missouri Cotton 

Appendix A-11 
1980 1982 1984 1986 1988 1990 1992 1994 1996 1998 

0.00 

1.00 

2.00 

3.00 

Loss ratio Yield ratio Average loss ratio 

Correlation coefficient is -0.70 

Chart 12A: Crop Insurance Experience for Cotton in N. Carolina 

Chart 12B: Loss Ratio versus Yield Ratio, N. Carolina Cotton 

Loss ratio 

3.00 

2.00 

1.00 

0.00 

1983 

1995 

1980 

1988 1987 

1993 

1992 

1997 

1996 1998 

1990 

1989 

1981 

1991 

1986 

1984 

1985 

1994 

1982 

0.70 0.81 0.91 0.98 1.00 1.05 1.12 1.14 1.24 1.38 

Yield ratio 

Appendix A-12 
1980 1982 1984 1986 1988 1990 1992 1994 1996 1998 

0.00 

1.00 

2.00 

3.00 

4.00 

Loss ratio Yield ratio Average loss ratio 

Correlation coefficient is -0.81 

Chart 13A: Crop Insurance Experience for Cotton in S. Carolina 

Table 13B: Loss Ratio versus Yield Ratio, S. Carolina Cotton 

4.00 

1980 

Loss ratio 

3.00 

2.00 

1.00 

0.00 

1983 

1995 

1987 

1988 

1993 

1986 

1990 

1992 

1997 

1996 

1989 1998 

1981 1991 

1985 

1984 

1994 

1982 

0.69 0.76 0.85 0.92 0.95 1.08 1.10 1.20 1.29 1.42 

Yield ratio 

Appendix A-13 
1980 1982 1984 1986 1988 1990 1992 1994 1996 1998 

0.00 

1.00 

2.00 

3.00 

Loss ratio Yield ratio Average loss ratio 

Correlation coefficient is -0.58 

Chart 14A: Crop Insurance Experience for Cotton in Tennessee 

Chart 14B: Loss Ratio versus Yield Ratio, Tennessee Cotton 

3.00 

1983 

1980 

1993 

1990 

1995 

1989 

1984 

1981 

1988 

1991 

1998 

1996 

1986 

1992 

1997 

1985 

1994 

1982 

1987 

1.00 

2.00 

Loss ratio 

0.00 

0.70 0.76 0.87 0.97 0.99 1.06 1.13 1.18 1.30 1.35 

Yield ratio 

Appendix A-14 
TN 

AL 

GA 

NC 

MS 

FL 

AR 

SC 

LA 

-36 -28 -24 14 16 31 43 43 45 

Premium rate "gap" (%) 

0 

10 

20 

30 

40 

50 

60 

70 

80 

90 

Percent insured 

Chart 15: Acres Insured versus "Gap" 

Appendix A-15