USDA GUS TRAINING

LOAN APPLICATION
Training Objectives

• GUS differences between an approved USDA Lender, a Lender Agent associated with 

only one USDA Approved Lender, and a Lender Agent associated with multiple USDA 

Approved Lenders

• How to create a new application

• How to import an application

• Edit/modify an existing application
Log in to GUS 

• In order to access GUS, the user should select the Guaranteed Underwriting System (GUS) option on the USDA LINC 

home page.

• The e-Authentication log in page will display. Enter your e-Authentication User ID and password and select “Log in with 

Password”.
GUS Home Page for Approved Lenders and Lender Agents

• Upon a successful log in, the home page and menu options will vary depending on the 

user’s role and if the user is:

• An Approved USDA Lender

• A Lender Agent associated with only one USDA Approved Lender

• A Lender Agent associated with multiple USDA Approved Lenders
GUS Home Page for Approved Lenders

• This is the Home page for a USDA Approved Lender. Approved Lenders will be able to: 

1. Manually enter a New Application, Import an Application, access an Existing Application (use the Existing 

Application button or select the Applications tab). 

2. Utilize the Contact Us tab for assistance.

3. Log out of the system.
GUS Home Page for a Lender Agent assigned to one lender

• The home page for a Lender Agent that is only associated with one USDA approved lender in GUS will 

show the following options:

1. Manually enter a New Application, Import a New Application, access an Existing Application. 

2. Utilize the Contact Us tab for assistance.

3. Logout of the system.
GUS Home Page for a Lender Agent assigned to multiple lenders
GUS Home Page for a Lender Agent assigned to multiple lenders, continued

• If the Lender Agent selects Existing Application on the previous screen, they will be directed to the Loan 

List / Loan Search screen which will allow the user to search and access all loans they have started or 

submitted to the selected approved lender.
GUS Home Page

The GUS home page contains three action buttons: 

1. New Application

2. Import Application 

3. Existing Application
GUS Home Page – New Application 
GUS New Application
GUS Home Page – Import Application (Lender Agent/Broker) 
GUS Home Page – Import Application (Lender and Branch Representative) 
GUS Home Page – Import Application, Upload File 

Steps:

1. Select the Upload Files

button, or

2. Select the drop files button

3. Select the file you want to 

upload or drag from your 

file system and select the 

Open button.

4. The file will begin to 

immediately upload. Once 

the file has completed 

uploading, a green check 

mark will appear, and the 

user can select the Done

button.
GUS Home Page – Import Application, Successful Upload
GUS Home Page – Import Application, Unsuccessful File Import Reasons 
GUS Home Page – Important Import Application Tips

IMPORTANT:

• If a Lender Loan Number already exists in GUS, the loan import will fail. The user 

must manually update the application within GUS.

• Imported files do not constitute a complete loan application.

• Please note, while most data elements of the lender’s XML file are imported into 

GUS, there are a few that are excluded. 

• Review each GUS application page. Review all data fields. Ensure the entries are 

correct and supported with documentation in the permanent loan file.

• The credit report does not import with the loan file.

• Users may reissue an existing report or order a new credit report from the 

“Credit/Underwriting” GUS application page.

• A preliminary or final underwriting submission cannot occur without a valid 

credit report included in the GUS loan file.
GUS Home Page – Existing Application Button and Applications Tab
GUS– Existing Lead, Loan List/Loan Search

SEARCH FUNCTIONALITY

1 Search Functionality: There are 4 

ways to search for an application in 

GUS:

• Date/Name Search

• Borrower SSN

• Lender Loan Number

• GUS Application ID Number

2 Select the radio button for the 

preferred search criteria, enter the 

criteria and select Find Loan.

3 Select the column headers to sort 

by that header. 

4 When search results return, select 

the link for the Primary Borrower’s 

name 

OR

Select the Underwriting 

Recommendation link (if applicable) 

to enter the loan.

5 Search results page selection
GUS–Loan List/Loan Search – Date/Name Search

SEARCH FUNCTIONALITY

1 Select the Date/Name Search 

radio button.

2 Enter in search filters including 

Begin-End Date Range, Submission 

Status, Search Value and Property 

State.

3 Select the Find Loan button. 

4 When search results return, 

select the link for the Primary 

Borrower’s name 

OR

Select the Underwriting 

Recommendation link (if 

applicable) to enter the loan.
GUS–Loan List/Loan Search – Borrower Social Security Number

SEARCH FUNCTIONALITY

1 Select the Borrower Social 

Security Number radio button.

2 Enter Borrower Social Security 

Number.

3 Select the Find Loan button. 

4 When search results return, 

select the link for the Primary 

Borrower’s name 

OR

Select the Underwriting 

Recommendation link (if 

applicable) to enter the loan.
GUS–Loan List/Loan Search – Lender Loan Number

SEARCH FUNCTIONALITY

1 Select the Lender Loan 

Number radio button.

2 Enter Lender Loan Number.

3 Select the Find Loan button. 

4 When search results return, 

select the link for the Primary 

Borrower’s name 

OR

Select the Underwriting 

Recommendation link (if 

applicable) to enter the loan.
GUS–Loan List/Loan Search – GUS Application ID Number

SEARCH FUNCTIONALITY

1 Select the GUS Application ID 

Number radio button.

2 Enter GUS Application ID 

Number.

3 Select the Find Loan button. 

4 When search results return, 

select the link for the Primary 

Borrower’s name 

OR

Select the Underwriting 

Recommendation link (if 

applicable) to enter the loan.
GUS–Search Results
End Slide 

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