United States 

Department of 

Agriculture

Federal Crop

Insurance

Corporation

FCIC-24420 (09-2023)

CONTROLLED 

ENVIRONMENT 

PILOT 

INSURANCE 

STANDARDS 

HANDBOOK 

2024 and Succeeding Crop Years
THIS PAGE IS INTENTIONALLY LEFT BLANK
September 2023 FCIC-24420 TP 1 

UNITED STATES DEPARTMENT OF AGRICULTURE

FARM PRODUCTION AND CONSERVATION

RISK MANAGEMENT AGENCY

TITLE: Controlled Environment Pilot Crop Insurance

Standards Handbook

NUMBER: FCIC-24420

OPI: Product Administration Standards Division

EFFECTIVE DATE: 2024 and Succeeding Crop Years ISSUE DATE: September 27, 2023

SUBJECT:

Provides underwriting procedures and instructions 

for administering the Controlled Environment pilot 

crop insurance program

APPROVED: 

/s/ John W. Underwood

Deputy Administrator for Product Management

REASON FOR ISSUANCE

The Controlled Environment Pilot Crop Insurance Standards Handbook is being issued and effective for the 

Controlled Environment Pilot Crop Insurance Program available beginning with the 2024 crop year. This 

handbook is effective upon approval and until obsoleted.
September 2023 FCIC-24420 TC 1 

CONTROLLED ENVIRONMENT PILOT CROP INSURANCE STANDARDS HANDBOOK

TABLE OF CONTENTS

PART 1: GENERAL INFORMATION AND RESPONSIBILITIES.............................................................................. 1

1 General Information...................................................................................................................... 1

2 Duration ........................................................................................................................................ 2

3 Important Dates............................................................................................................................ 2

4 Policy and Application Change Form............................................................................................. 6

5-10 (Reserved) ..................................................................................................................................... 6

PART 2: CONTROLLED ENVIRONMENT PILOT CROP PROVISIONS.................................................................... 7

11 Availability..................................................................................................................................... 7

12 Coverages ...................................................................................................................................... 8

13 Basis of Coverage .......................................................................................................................... 9

14 Insurable Plants...........................................................................................................................13

15 Cause of Loss Limitations and Requirements..............................................................................25

16 Conditions of Acceptance............................................................................................................26

17 Unit Division................................................................................................................................29

18 Amount of Insurance and Premium ............................................................................................29

19 CEVR............................................................................................................................................30

20 Written Agreements....................................................................................................................33

21 Amount of Insurance and Limit of Indemnities...........................................................................33

22-30 (Reserved) ...................................................................................................................................33

EXHIBITS .......................................................................................................................................................34

Exhibit 1 Acronyms and Abbreviations................................................................................................. 34

Exhibit 2 Definitions .............................................................................................................................35

Exhibit 3 Form Standards - Controlled Environment Value Report ......................................................36

Exhibit 4 Monthly Unit Value Plan .......................................................................................................42

Exhibit 5 CE Underwriting Inspection Report.......................................................................................45

Exhibit 6 Controlled Environment Catalog Checklist............................................................................50

Exhibit 7 Biosecurity Self-Certification ................................................................................................. 51
September 2023 FCIC-24420 1 

PART 1: GENERAL INFORMATION AND RESPONSIBILITIES 

1 General Information

A. Purpose and Objective

To provide instructions for underwriting CE crops under the CP and to assure uniform 

acceptance of risks associated with CE operations.

AIPs may develop forms that meet their internal systems and administrative needs. The forms 

must meet FCIC’s approved standards contained in this handbook or as specified in FCIC 24040, 

the Document and Supplemental Standards Handbook, and provide all required information. 

Standards and examples contained in this handbook do not contain required statements. Refer 

to the FCIC 24040 to determine the applicable statements to be included on each form. 

B. Source of Authority

The FCIC Board of Directors approved the CE Pilot Crop Insurance Program on May 18, 2023, 

under the authority of Section 523 of the Federal Crop Insurance Act. 

C. Title VI of the Civil Rights Act of 1964 

The USDA prohibits discrimination against its customers. Title VI of the Civil Rights Act of 1964 

provides that “No person in the United States shall, on the ground of race, color, or national 

origin, be excluded from participation in, be denied the benefits of, or be subjected to 

discrimination under any program or activity receiving Federal financial assistance.” Therefore, 

programs and activities that receive Federal financial assistance must operate in a nondiscriminatory manner. Also, a recipient of RMA funding may not retaliate against any person 

because they opposed an unlawful practice or policy, or made charges, testified, or participated 

in a complaint under Title VI.

It is the AIPs’ responsibility to ensure that standards, procedures, methods, and instructions, as 

authorized by FCIC in the sale and service of crop insurance contracts, are implemented in a 

manner compliant with Title VI. Information regarding Title VI of the Civil Rights Act of 1964 

and the program discrimination complaint process is available on the USDA public website at 

www.ascr.usda.gov. For more information on the RMA Non-Discrimination Statement see the 

DSSH.
September 2023 FCIC-24420 2 

1 General Information (Continued)

D. Related Handbooks

The following table identifies handbooks that shall be used in conjunction with this handbook.

Handbook Relation/Purpose

CIH This handbook provides the official FCIC-approved underwriting 

standards for policies administered by AIPs for the General 

Administrative Regulations, Common Crop Insurance Policy Basic 

Provisions, and Area Risk Protection Regulations.

DSSH This handbook provides the official FCIC-approved form standards for 

use in the sale and service of any eligible Federal crop insurance policy; 

required statements and disclosures; and the standards for submission 

and review of non-reinsured supplemental policies in accordance with 

the SRA.

GSH This handbook provides the official FCIC-approved standards for policies 

administered by AIPs under the General Administrative Regulations, 

Common Crop Insurance Policy Regulations Basic Provisions, including 

the Catastrophic Risk Protection Endorsement; the Area Risk Protection

Insurance Regulations Basic Provisions; the Stacked Income Protection 

Plan of Insurance; the Rainfall Index Plan; and the Whole-Farm Revenue 

Protection Pilot Policy.

LAM This handbook provides the official FCIC-approved general loss 

adjustment standards for all levels of insurance provided under FCIC 

unless a publication specifies that none or only specified parts of this 

handbook apply.

CE LASH This handbook provides instructions for loss adjustment of CE crops 

under the CE CP and to assure uniform application of loss adjustment 

procedures.

2 Duration

Effective Date: Upon Approval. This handbook remains in effect until amended, superseded, or 

cancelled.

3 Important Dates

A. Contract Change

For the 2025 and subsequent crop years:

(1) January 31 preceding the crop year for all counties with a May 31 cancellation date; and 

(2) April 30 preceding the crop year for all counties with a September 30 cancellation date.
September 2023 FCIC-24420 3 

3 Important Dates (Continued)

B. Sales Closing Date 

(1) For the 2024 crop year, the SCD is December 1, 2023, for all states and counties.

(2) For the 2025 and subsequent crop years, the program has two SCDs: 

(a) Alabama, Delaware, Florida, Maine, Maryland, New Jersey, New York, North 

Carolina, Pennsylvania, Texas, Virginia, and West Virginia: May 1 preceding the 

crop year (crop year begins June 1 and ends May 31).

(b) California, Colorado, Hawaii, Iowa, Kentucky, Michigan, Minnesota, Ohio, 

Oregon, Tennessee, Utah, Washington, and Wisconsin: September 1 preceding 

the crop year (crop year begins October 1 and ends September 30).

Note: New policy applications may be filed after the SCD. All applications, including 

those for new or amended coverage, are subject to a 30-day waiting period 

before commencement of coverage as specified in Section 9 of the CP. 

Carryover insureds may request changes to the coverage percentage and SV for 

a basic unit on or before the SCD.

C. Controlled Environment Value Report Monthly Unit Value and Catalog Submission Deadlines

(1) New insureds: With the application.

(2) Carryover insureds: On or before the SCD.

Note: If an acceptable CEVR is not provided by the SCD for any crop year, insurance will 

not attach until the 31st day (30-day waiting period) after all acceptable 

documents are received by the AIP.

D. Insurance Attachment

(1) New insureds: The later of the 31st day (30-day waiting period) after the application and 

all required documentation are received by the AIP or January 1 for the 2024 crop year 

or June 1 or October 1, as applicable, for the 2025 and subsequent crop years. 

(2) Carryover insureds: The later of the 31st day after an acceptable CEVR and catalog are 

received by the AIP or June 1 or October 1, as applicable, after the SCD. If the insured 

fails to submit a new CEVR on or before the SCD, insurance will not attach for the crop 

year.
September 2023 FCIC-24420 4 

3. Important Dates (Continued)

D. Insurance Attachment (Continued)

The 30-day waiting period begins the date after the required documentation is received 

or the date insurance attaches. For example, an application and all required 

documentation are received on May 10. Insurance would not attach until the 31st day 

after the required documentation is received; therefore, insurance does not attach until 

June 10. However, premium will be owed for the entire month of June. The AIP may 

reject the application or documentation if it is determined that the information 

provided is incomplete or incorrect.

For each subsequent crop year, provided the insured has submitted all documentation 

required by Section 6(b) of the CP by the SCD, coverage will begin at the same coverage 

percentage and SV on June 1 or October 1, as applicable. 

(3) If the insured submits a new CEVR by the applicable SCD, but the AIP notifies the insured 

the new CEVR is unacceptable, the insured must provide an acceptable CEVR within 30 

days after the date of notice of rejection of an unacceptable CEVR has been sent for 

insurance to begin another waiting period before insurance can attach for the crop year.

(4) If an acceptable CEVR is not submitted within the 30 days after the date of notice of 

rejection, insurance will not attach for the crop year.

(5) If an acceptable CEVR is received within 30 days after rejection, insurance will attach on 

the 31st day after all documents required for an acceptable CEVR have been received by 

the crop insurance agent. The crop insurance agent is encouraged to transmit the 

documents to the AIP within five business days or a timeframe established by the AIP.

E. Premium Billing 

(1) The premium billing date is as follows:

(a) March 1 for counties in Alabama, Delaware, Florida, Maine, Maryland, New 

Jersey, New York, North Carolina, Pennsylvania, Texas, Virginia, and West 

Virginia; and

(b) July 15 for counties in California, Colorado, Hawaii, Iowa, Kentucky, Michigan, 

Minnesota, Ohio, Oregon, Tennessee, Utah, Washington, and Wisconsin.

(2) The insured is responsible for premium based on:

(a) The initial CEVR prorated from the month coverage begins as described in 

Section 6(d) of the CP if insurance attaches after the start date of the crop year.

(b) Any additional premium due to a revised CEVR will be prorated from the month 

the revised coverage begins as described in Section 6(d) of the CP to the end of 

crop year.
September 2023 FCIC-24420 5 

3. Important Dates (Continued)

E. Premium Billing (Continued)

(3) For additional levels of coverage, the insured must pay an administrative fee for each 

insured plant category within each insured plant production practice.

(4) For CAT coverage, the insured must pay an administrative fee for each insured plant 

production practice.

F. Cancellation and Termination

The cancellation and termination dates are as follows: 

(a) May 31 for counties in Alabama, Delaware, Florida, Maine, Maryland, New 

Jersey, New York, North Carolina, Pennsylvania, Texas, Virginia, and West 

Virginia; and

(b) September 30 for counties in California, Colorado, Hawaii, Iowa, Kentucky, 

Michigan, Minnesota, Ohio, Oregon, Tennessee, Utah, Washington, and 

Wisconsin.

Note: There is no cancellation date for the 2024 crop year.

Note: To be effective for the crop year, insureds must request to transfer the policy to 

a different AIP on or before the cancellation date, in accordance with procedures 

contained in the FCIC 18010 CIH. Any policy transferred after the SCD and prior 

to the cancellation date must have the same coverage percentage, plant 

categories, etc., that were effective on the SCD.

G. End of Insurance Period 

Insurance ends on the basic unit, or portion thereof, at the earliest of:

(1) the date of final adjustment of a loss when the total of all indemnities equals the 

amount of insurance;

(2) harvest. Specific plants (see definition for “specific plants”) that are grown for the 

production of edible fruits, nuts, buds, flowers, greenery or any portion of the plant are 

not considered harvested until the last month the plant no longer produces these 

products or the plant is removed from the growing medium to end production;

(3) removal of specific plants from the CE;

(4) failure of the structure or its equipment such that the CE cannot be maintained;
September 2023 FCIC-24420 6 

3 Important Dates (Continued)

G. End of Insurance Period (Continued)

(5) for counties with a May 1 SCD, midnight local time May 31 of the following calendar 

year. For counties with a September 1 SCD, midnight local time September 30 of the 

following calendar year;

(6) abandonment or destruction of the crop; or

(7) for specific plants, when determined to be dead/ZMV plants. 

Note: For the 2024 crop year, the end of insurance dates are the same as stated above. 

Premiums will be pro-rated to recognize the shortened insurance period.

H. Dates

2024 Crop Year

Counties in AL, DE, FL, ME, MD, 

NJ, NY, NC, PA, TX, VA, and WV

Counties in CA, CO, HA, IA, KY, 

MI, MN, OH, OR, TN, UT, WA, 

and WI

Sales Closing Date 12/1/2023 12/1/2023

Cancellation Date Not Applicable Not Applicable

Premium Billing Date 3/1/2024 7/15/2024

End Of Insurance Date 5/31/2024 9/30/2024

Termination Date 5/31/2024 9/30/2024

Contract Change Date 1/31/2024 4/30/2024

2025 and Succeeding Crop Years

Counties with May 1 

SCD

Counties with September 1 SCD

Sales Closing Date 5/1/202y 9/1/202y

Cancellation Date 5/31/202y 9/30/202y

Premium Billing Date 3/1/202y+1 7/15/202y+1

End Of Insurance Date 5/31/202y+1 9/30/202y+1

Termination Date 5/31/202y+1 9/30/202y+1

Contract Change Date 1/31/202y+1 4/30/202y+1

4 Policy and Application Change Form 

An application or policy change form (issued by the AIP) is required for adding a location, changing the 

elected coverage percentage or SV. The insurance application/policy change form and the CEVR are 

separate forms and will be treated as such in contract administration. The CEVR is not an application 

and cannot be used to apply for coverage. Its purpose is substantially the same as an acreage report.

5-10 (Reserved)
September 2023 FCIC-24420 7 

PART 2: CONTROLLED ENVIRONMENT PILOT CROP PROVISIONS

11 Availability

The CE pilot program is only available to insureds in specified counties in the states shown in the 

actuarial documents.

(1) Crop insurance protection is available to all persons who operate a wholesale CE operation that 

produces and markets CE specific plants grown using a plant production practice identified in 

the SP. 

(2) The CE must operate in accordance with the BP, SP, CAT Endorsement, and CE Pilot CP.

(a) A wholesale CE is a business enterprise that grows and markets specific plants to 

retailers that resell these to the end user, except for end-users such as landscape 

contractors, government entities or organizations, restaurants, grocers and commercial 

fruit and vegetable producers. To qualify as a CE operation under the CP, at least 40 

percent of the gross income of the CE operation must be derived from sales of specific 

plants at wholesale prices. Whether a CE operation holds a wholesale license is not a 

determining factor in establishing if it qualifies as a wholesale CE operation under the 

CP.

(b) The percentage of specific plants sold at wholesale prices is determined by dividing the 

dollar amount of wholesale plant sales by the total dollar amount of combined retail 

and wholesale specific plant sales. Income from other operations including landscaping, 

chemical sales, other nursery-related products, production of other crops or livestock or 

any other business enterprise not related to the CE operation are not to be included in 

this calculation.

(c) The CE operation’s growing locations and fully enclosed structures can vary. Structures 

provide protection and maintain optimal growing conditions throughout the 

development of the plants. It is acceptable for these structures to have windows or 

panels used for ventilation, and access points for plants to enter and exit the facility. In 

all cases, the insured must follow good production practices. 

(i) Structures must be fully enclosed at all times when any specific plants are 

contained therein. Plants in a structure for which any vertical surface is not 

enclosed are not insurable under the CE program. Plants grown in a structure 

with vertical surfaces that can be opened (for example, roll-up sides, does not 

include doors needed to enter or exit the structure) are not insurable. For 

example, hoop houses and high tunnels have open ends and plants grown in 

those structures are not insurable. 

(ii) Structures may have constructed floors (concrete, stone, bricks, sand or other 

artificial material) or bare soil. Plants may be in containers on a constructed or 

bare floor or may be planted in the bare soil. Both are insurable under CE. 

However, structures with constructed floors or bare soil surrounded only by

protective screens (e.g., CUPS) are not insurable.
September 2023 FCIC-24420 8 

11 Availability (Continued)

(3) All applicants must be eligible for crop insurance benefits and not be listed on the Ineligible 

Tracking System. Any producer who is ineligible because of debt may subsequently become 

eligible by paying the debt or executing a written payment agreement (see Section 2 of the BP). 

Such producers may then apply for CE for the remainder of the crop year if the application is 

received more than 30 days before the end of the crop year. Refer to Section 2(f) of the BP and 

7 CFR Part 400 Subpart U for provisions and regulations regarding insurance eligibility.

(4) A CE operation may insure one or more insurable plant production practices (soil, hydroculture, 

and all other growing media (e.g., air grown plants)). A basic unit, unless it is further divided 

into basic units by plant category in accordance with Section 2 of the CP, is all insurable specific 

plants within each plant production practice the insured elects to insure. For example, a CE 

operation may insure one plant production practice at CAT coverage and another plant 

production practice at additional coverage. 

(a) For additional coverage:

(i) A basic unit will be divided into additional basic units for each plant category the 

insured chooses to insure within an insured plant production practice. Each 

basic unit established by plant category can have a different coverage

percentage. 

(ii) All plant categories within an insured plant production practice are not required 

to be insured. An administrative fee will be charged for each plant category 

insured. 

(b) For CAT coverage, all plant categories within a plant production practice must be 

insured. An administrative fee will be charged for each insured plant production 

practice.

12 Coverages

(1) Changes to coverage elections are limited as follows:

(a) For new policies: Coverage percentage changes may not be made after the date of the 

application. 

(b) For carryover policies: Coverage percentage changes can be made only by filing a policy 

change form and a new CEVR on or before the SCD. The AIP has the right to reject a 

timely-requested coverage percentage change for the crop year if a loss occurs within 

30 days of the date the request is made.

(2) For CAT plant production practices: The amount of insurance is 50 percent of the SV multiplied 

by the price election percentage (55 percent), and by the insured’s share. CAT level of coverage 

must be elected at the plant production practice level. If the insured elects the CAT level of 

coverage for a plant production practice, all plant categories under the plant production 

practice are insured at the CAT level of coverage.
September 2023 FCIC-24420 9 

12 Coverages (Continued)

(3) For additional coverage plant category: The amount of insurance for each basic unit equals the 

SV multiplied by the elected coverage percentage, by the price election percentage (100 

percent), and by the insured’s share. The coverage percentages a CE operation may choose are 

50 to 75 percent, in 5 percent increments.

(4) For each subsequent crop year, unless changed by the insured’s renewal application, coverage 

will begin at the same coverage percentage and SV on June 1 or October 1, as applicable. The 

insured must certify on the CEVR there has been no material change from the previous crop 

year.

13 Basis of Coverage

A. Catalogs

New insureds must submit two printed copies or one electronic copy of the most recent 

catalog(s) to the AIP with their application. If the new insured fails to provide an CEVR or an 

acceptable catalog (i.e., does not meet the criteria in (2) below) with the application for any 

crop year, insurance will not attach until the 31st day after all such acceptable documents have 

been received by the AIP. 

Carryover insureds must submit two printed copies or one electronic copy of the most recent 

catalog(s) to the AIP with the CEVR. If the carryover insured fails to provide an acceptable 

catalog (i.e., does not meet the criteria in (2) below) insurance will not attach until the 31st day 

after all such acceptable documents have been received by the AIP.

The catalog must be in a format that meets the requirements of Section 6(k) of the CP. These 

requirements are shown below.

(1) If the catalog is provided electronically, it must be in a format suitable for printing.

(2) To be acceptable, a catalog must:

(a) be typewritten or printed and legible and must be the same catalog provided to 

customers. All discounts must also be provided regardless of whether they are 

provided to a single customer or multiple customers.

(b) contain all the following information:

(i) Issue date (season and year or month and year) on the cover page (may 

be handwritten).

(ii) Name, address, and phone number of the CE operation.

(iii) Each plant’s name (botanical or common), plant or container size or a 

method to determine the quantity and wholesale price.
September 2023 FCIC-24420 10

13 Basis of Coverage (Continued)

A. Catalogs (Continued)

(3) If the CE operation publishes more than one edition of its catalog offering different 

specific plants (e.g., a fall catalog and a spring catalog), two printed copies or one 

electronic copy of the most recent edition for each season must be submitted for each 

crop year at the time the initial CEVR is submitted. The catalog submitted with the 

original CEVR may be used for purposes of a revised CEVR, unless the CE operation

submits a newer catalog.

(4) If both a spring and fall catalog are submitted by an insured, the prices for specific plants 

will be selected from the appropriate catalog at time of loss.

(5) If the insured has specific plants within an insured plant category in the CE operation 

that are not yet available for sale and are not included in the catalog, the insured must 

submit a supplement to the catalog containing these specific plants and the value of 

these plants must be reflected in the MUVP.

(a) At a minimum, the supplement must meet all the requirements stipulated in 

Paragraphs 13A(1) and (2). 

(b) The specific plants for which the revised catalog or supplement is submitted will 

not be insurable until the 31st day after the revised catalog or supplement is 

received by the crop insurance agent.

(6) The AIP shall review the catalogs. The AIP shall reject those that do not meet the policy 

criteria and notify the insured or applicant in writing of the reason for rejection by 

providing a copy of a completed and signed CE Catalog Checklist (see Exhibit 7) 

explaining the deficiencies and reason for catalog rejection.

(7) AIPs shall submit one copy of the acceptable catalog, along with a completed and signed 

CE Catalog Checklist (see Exhibit 7) to the RO. The preferred method of transmittal is 

through the ROE system (refer to Appendix III for guidance).

(a) The AIP must document the date they received the catalog.

(b) The Checklist must contain the crop year, state, county, policy number, CE 

operation name on catalog (if different than the insured’s name), agent’s name 

and servicing company and be submitted with the catalog.

(c) The AIP’s copy of the catalog will be maintained in the insured’s official file.

(d) If a pattern, practice, or trend of unacceptable catalogs submitted by the AIP is 

identified, the RO will notify the AIP and refer to the appropriate RMA Regional 

Compliance Office.
September 2023 FCIC-24420 11

13 Basis of Coverage (Continued)

A. Catalogs (Continued)

(e) Catalogs submitted by more than one insured entity that appear to be 

substantially the same, except for the front cover, must be referred to the 

appropriate RMA Regional Compliance Office for investigation.

B. Sales Records

(1) Verifiable sales records requirements must have:

(a) the name and address of the purchaser and the date of sale;

(b) the complete botanical or common name and quantity of the specific plant(s) 

sold and delivered; and

(c) the actual wholesale price excluding the following:

(i) discounts and shipping charges; and

(ii) any similar amounts that do not directly relate to the wholesale value of 

the specific plants purchased and received.

(2) For a sales record to be used it must: 

(a) represent contracted sales for delivery during the current crop year; or represent 

sales from 60 days, or 12 months, as applicable, prior to the loss occurrence;

(b) include the specific plant name(s) and wholesale price of sale;

(c) list any discount(s) applied; and

(d) represent a transaction with a disinterested third party.

C. MUVP

(1) Insureds must submit a copy of the MUVP for each basic unit. 

Exception: in lieu of submitting a new MUVP for the subsequent crop year, the 

insured may certify on the CEVR that the previously submitted MUVP 

continues to represent the values for the next crop year.
September 2023 FCIC-24420 12

13 Basis of Coverage (Continued)

C. MUVP (Continued)

(2) The MUVP:

(a) Contains the insured’s assessments (based on knowledge of past sales, inventory 

records, prior sales prices, etc.) of the maximum expected values that will be in 

each insured plant category for additional levels of coverage, and all plant 

categories for CAT coverage, within each basic unit for each month of the crop 

year.

(b) Must be on our form and is made part of the CEVR.

(3) One approach for this valuation is set forth below, but it is not the only method. The 

insured identifies the anticipated specific plants within each plant category in a basic 

unit and:

(a) determines the anticipated total quantity of each of these specific plants 

expected to be in the CE operation or harvested during each month of the 

insured crop year;

(b) multiplies the appropriate approved sales value for each specific plant by the 

quantity of that specific plant determined in (a); and 

(c) sums all the values from (b) for each month.

(4) A second approach for specific plants that are grown for the production of edible fruit, 

buds, flowers, greenery, or other portion of the plant this valuation is set forth below, as 

an example but it is not the only method. The insured identifies the anticipated specific 

plants, for example tomatoes, within each plant category in a basic unit and:

(a) determines the anticipated total production by weight of each of these specific 

plants expected to be in the operation or harvested during each month of the 

insured crop year (for crops by weight cartons or containers are converted to 

pounds if pounds are used for its sales);

(b) multiplies the appropriate approved sales value for the weight of the specific 

plants by the quantity of that specific plant determined in (a); and

(c) sums all the values from (b) for each month.

Note: Refer to Exhibit 4 for an example of an MUVP.

D. Biosecurity Self-Certification

As a condition of insurability, producers shall annually review and complete a biosecurity selfcertification. Refer to Exhibit 2 for definition of biosecurity self-certification. This certification 

must be provided to the AIP. 
September 2023 FCIC-24420 13

13 Basis of Coverage (Continued)

D. Biosecurity Self-Certification (Continued)

(1) No claims shall be indemnified if it is determined that good production practices 

indicated in the biosecurity self-certification were not fully and appropriately 

implemented. 

(2) An example of a biosecurity self-certification form is available in Exhibit 7. 

14 Insurable Plants

A. CE Plants

Plants meeting the requirements of the CP and SP are insurable.

B. Plant Categories

The CP lists the plant categories insurable under CE. For convenience, these are listed below.

The list of genera names contained within each Plant Category serves as a guide to assign plants 

to a Plant Category. The Plant Category definitions in this handbook and SP help to determine 

the most appropriate Plant Category.

(1) All Cut Flowers and Greenery: 

Specific plants for which the stem is separated from the plant on which it was grown to 

be sold as flower, foliage, or other ornamental.

Genera Included: Alstroemeria, Anemone, Antirrhinum, Anthurium, Argyranthemum, 

Aster, Calluna, Campanula, Cattleya, Celosia, Chamelaucium, Chrysanthemums, Cosmos, 

Cymbidium, Dahlia, Delphinium, Dendrobium, Dianthus, Freesia, Gerbera, Gladioli, 

Godetia, Gypsophila, Helianthus, Heliconia , Hydrangea, llex, Iris, Leptospermum, Liatris, 

Lily, Lilium, Limonium, Lisianthus, Matricaria, Narcissus, Phalaenopsis, Paeonia, Protea,

Rosa, Solidago, Statice, Stephanotis, Thymelaeaceae, Trachelium, Tulipia, Zinnia, 

Zantedeschia, Zingiberaceae, Other cut flowers. 

(2) Vegetable and Other Food Crops: 

Specific plants grown for their fruit and/or vegetative parts for the purpose of human 

consumption. Included are vegetables that can be food or ornamental such as 

ornamental peppers.

Genera Included: Abelmoschus, Allium, Anethum, Apium, Asparagus, Bamboosa, 

Benincasa, Beta, Brassica, Capsicum, Coriandrum, Cucumis, Cucurbita, Daucas, 

Dioscorea, Ficus, Glycine, Ipomoea, Lactuca, Lamiaceae, Mentha, Momordica, Murraya, 

Nicotina, Ocimum, Pastinaca, Petroselinum, Phaseolus, Piper, Pisum, Raphanus, Ribes, 

Rosmarinus, Solanum, Syzygium, Thymus, Trichosanthes, Vigna, Zea, Zingiber.
September 2023 FCIC-24420 14

14 Insurable Plants (Continued)

B. Plant Categories (Continued)

(3) Food and Flower Seed Plants: 

Specific plants grown to be harvested for seed that is capable of normal germination.

Genera Included: See CE Plant Categories 1 and 2.

(4) Annual Bedding and Garden Plants:

Specific plants that complete their life cycle within one year including summer annuals 

and winter annuals. Included are herbaceous plants that are not annual plants, but are 

plants grown for one year or less, mainly for annual seasonal celebrations, annual 

seasonal gardens, annual seasonal special occasions and vegetable plants grown for 

consumption. 

Genera lncluded: Abelmoschus, Agalinis, Ageratum, Alcea, Alyssum, Amaranthus, 

Ammi, Amoracia, Anagallis, Anethum, Angelica, Anthriscus, Antirrhinum, Amoracia, 

Aster, Begonia, Beta, Bidens, Brachyscome, Brassica, Browallia, Calandrinia, Calendula, 

Cannabis*, Capsicum, Carum, Celosia, Chamaecrista, Chrysanthemum, Chrysocephalum, 

Cleaome, Cistanthe, Citrullus, Cleome, Cleous, Coriandrum, Cosmos, Cryptotaenia, 

Cucumis, Cucurbita, Dahlia, Daucus, Dianthus, Eruca, Eschscholzia, Eustoma, Exacum, 

Flaveria, Foeniculum, Gazania, Gomphrena, Hebenstretia, Heliotrope, Herniaria, 

Hunnemannia, Impatiens, lsatis, Lobularia, Luffa, Lunaria, Matricaria, Matthiola, 

Marigold, Moluccella, Murdannia, Nemesia, Nicotiana, Nierembergia, Ocimum, Oryza, 

Pansy, Pericallis, Perilla, Petroselinum, Petunia, Pimpinella, Salpiglossis, Salvia, Solanum, 

Stevia, Tagetes, Torenia, Valerianella, Verbascom, Viola, Vinca, Zea, Zinnia.

* Cannabis sativa L is the only insurable species under the genus Cannabis.

(5) Perennial Bedding and Garden Plants: 

Specific plants (including vines) that have woody or non-woody stems and live for 

more than one year. In temperate zone winters, the above-ground growth of 

perennial plants (biennial plants are included) may die back to the ground. This 

includes any herbaceous and non-herbaceous perennial plants, grown for 

celebrations, gardens and seasonal special occasions.

Genera Included: Acaena, Acanthus, Achillea, Achlys, Acinos, Acemila, Acmispon, 

Aconitum, Acorus, Acrostichum, Actaea, Adenophora, Aegopodium, Aethionema, 

Agapanthus, Agapetes, Agastache, Ageratina, Agoseris, Agropyron, Agrostis, Ajuga, 

Alcea, Alchemilla, Alisma, Allium, Alonsoa, Alopecurus, Aloysia, Alstroemeria, Alpinia, 

Alyssum, Alyxia, Amaryllis, Ambrosia, Ammophila, Amomum, Amorpha, 

Amorphophallus, Ampelaster, Ampelodesmos, Amphicarpum, Amsonia, Anacyclus, 

Anaphalis, Anchusa, Andreopogon, Androsace, Andryala, Anemanthele, Anemone, 

Anemonopis, Anemopsis, Angelonia, Anigozanthos, Antennaria, Anthemis,
September 2023 FCIC-24420 15

14 Insurable Plants (Continued)

B. Plant Categories (Continued)

(5) Perennial Bedding and Garden Plants: (Continued)

Anthericum, Anthoxanthum, Anthyllis, Apium, Aquilegia, Arabis, Arachis, Arachniodes, 

Aralia, Araujia, Arctanthemum, Arctotis, Arenaria, Argentina, Argyanthemum, Arisaema, 

Arisarum, Aristea, Aristida, Aristolochia, , Amoglossum, Armeria, Arnica, Arrhenatherum,

Artemisia, Arthropodium, Arum, Aruncus, Arundo, Asarina, Asarum, Asclepias, 

Asparagus, Asperula, Asphodeline, Astelia, Aster, Asteriscus, Astilbe, Astilboides, 

Astragalus, Astrantia, Arystasia, Aubrieta, Aurealaria, Aurinia, Azara, Azorella, Babiana, 

Bacopa, Baileya, BalIota, Balsamorhiza, Baptisia, Bauera, Baumea, Beckmannia, Beesia, 

Bellis, Bellium, Bergenia, Bertandiera, Besseya, Billardiera, Blephilia, Boehmeria, 

Boesenbergia, Bolax, Bolboschoenus, Boltonia, Bomarea, Baraga, Bothriochloa, 

Bouteloua, Bouvardia, Boykinia, Brachyglottis, Brachypodium,BrassicaBrillantaisia,

Briza, Bromus, Brunnera, Buchloe, Bulbinella, Buphthalmum, Burbidgea, Butomus, 

Caladium, Calamagrostis, Calamintha, Calamovilfa, Calceolaria, Calibrachoa, Callirhoe, 

Callisia, Calostemma, Caltha, Calylophus, Calystegia, Camassia, Campanula, Canistrum,

Canna, Cardamine, Carduncellus, Carex, Carlina, Carpobrotus, Castilleja, Catananche, 

Catha, Catharanthus, Caulophyllum, Cautleya, Centaurea, Centaurium, Centella, 

Centradenia, Centranthus, Centratherum, Cephalaria, Cephalotus, Cerastium, 

Ceratostigma, Ceropegia, Chaenorhinum, Chamaebatiaria, Chamaemelum, Chasmanthe, 

Chasmanthium, Chelanthes, Chelone, Chenopodium, Chiastophyllum, Chimaphila, 

Chondropetalum, Christia, Chysactinia, Chrysanthemopsis, Chrysanthemum, 

Chrysogonum, Chrysobalanus, Chrysopsis, Chrysothemis, Cicuta, Cinna, Cirsium, Cladium, 

Claytonia, Cleretum, Clianthus, Clinopodium, Clintonia, Clivia, Coix, Colchicum, 

Coleostephus, Colocasia, Comanthosphace, Comptonia, Conoclinium, Consolida, 

Convallaria, Coptis, Coreopsis, Cornukaempferia, Coronilla, Corydalis, Corynephorus, 

Corynocarpus, Costus, Cotula, Crambe, Craspedia, Crinum, Crocosmia, Crossopetalum,

Cryptanthus, Cryptogramma, Cuphea, Curuligo, Curcuma, Cyclamen, Cymbopogon, 

Cynara, Cypella, Cyperus, Crytanthus, Cystopteris, Dactylis, Dahlia, Dalea, Dampiera, 

Danthonia, Darlingtonia, Damera, Daubenya, Degenia, Delosperma, Delphinium, 

Dennstaedtia, Deparia, Deschampsia, Desmanthus, Desmodium, Dianella, Dianthus, 

Diarrhena, Diascia, Dicentra, Dichondra, Dichorisandra, Dicliptere, Dictamnus, Didelta, 

Dierama, Dietes, Digitalis, Dimerocostus, Dimorphotheca, Dionaea, Dioscorea, Dipogon, 

Diporum, Dischidia, Disporopsis, Dissotis, Distichlis, Doellingera, Doronicum, Dorycnium, 

Doryopteris, Douglasia, Draba, Dracocephalum, Drimiopsis, Drosera, Duchesnea, 

Dudleya, Dulichium, Dymondia, Dyschoriste, Echeandia, Echeveria, Echinacea, Echinops, 

Echinopsis, Echium, Edraianthus, , Eichhornia, Eleocharis, Elettaria, Ellisioiphyllum,

Elymus, Encelia, Epigaea, Epilobium, Epimedium, Equisetum, Eragrostis, Eremurus, 

Erigeron, Erinus, Eriophorum, Eriophyllum, Eritrichium, Emodea, Erodium, Eryngium, 

Erysimum, Erythronium, Etlingera, Eucomis, Eupatorium, Euphorbia, Eurybia, Euryops, 

Euthamia, Eutrema, Eutrochium, Evolvulus, Faidherbia, Fallopia, Farfugium, Felicia, 

Festuca, Filipendula, Fragaria, Francoa, Freesia, Fritillaria, Fumana, Gaillardia, 

Galanthus, Galax, Galega,
September 2023 FCIC-24420 16

14 Insurable Plants (Continued)

B. Plant Categories (Continued)

(5) Perennial Bedding and Garden Plants: (Continued)

Galium, Galtonia, Garberia, Gasteraloe, Gaura, Gazania, Gelsemium, Gentiana, 

Geogenanthus, Geranium, Gerbera, Geum, Gilia, Gillenia, Gladiolus, Glandularia, 

Glaucidium, Glechoma, Globba, Globularia, Gloriosa, Gloxinia, Glyceria, Goniolimon, 

Grindelia, Gunnera, Gypsophila, Habranthus, Hacquetia, Haemanthus, Hakonechloa, 

Harpochloa, Hedychium, Hedysarum, Helenium, Helianthemum, Helianthus, 

Helichrysum, Heliconia, Helictotrichon, Heliopsis, Heliotropium, Helleborus, Hemerocallis, 

Hepatica, Heracleum, Hermannia, Hesperantha, Hesperis, Heterocentron, Heterospathe, 

Heterotheca, Heuchera, Heucherella, Hibiscus, Hieracium, Hierochloe, Hippeastrum, 

Hippocrepis, Hirpicium, Hoffmannia, Holcus, Homalomena, Homeria, Hordeum, 

Horminum, Hosta, Houstonia, Houttuynia, Humulus, Hyacinthoides, Hyacinthus, 

Hydrastis, Hydrocotyle, Hydrophyllum, Hymenocallis, Hymenoxys, Hypericum, Hypoxis, 

Hypsela, Hyssopus, Hystrix, lberis, liamna, lmperata, lncarvillea, lnula, lpheion, 

lpomopsis, Iris, lsolepis, lsotoma, Iva, lxia, Jacobaea, Jamesbrittenia, Jeffersonia, 

Javellana, Jovibarba, Juanulloa, Juncus, Kadsura, Kaempferia, Kalimeris, Kennedia, 

Kirengeshoma, Kleinia, Knautia, Kniphofia, Koeleria, Kosteletzkya, Krigia, Kuhnia, Lablab, 

Laccospadix, Lamium, Lampranthus, Lamprocapnos, Lapageria, Lasiacis, Lathyrus, 

Ledebouria, Leersia, Leonotis, Leontopodium, Leonurus, Lepidium, Leptinella, 

Leptodactylon, Lespedeza, Lesquerella, Lessingia, Leucanthemopsis, Leucanthemum, 

Leucojum, Leucosceptrum, Levisticum, Lewisia, Leymus, Liatris, Libertia, Licania, 

Ligularia, Lilium, Limonium, Linaria, Lindneria, Linnaea, Unum, Lippia, Liriope, Lithodora, 

Lithospermum, Lobelia, Lomandra, Lophospermum, Lotus, Ludwigia, Lupinus, Luzula, 

Lychnis, Lycium, lberis, Lycium, Lycopus, Lygeum, Lysichiton, Lysimachia, Lythrum, 

Machaeranthera, Macleaya, Macropidia, Maianthemum, Malephora, Malva, Manettia, 

Manfreda, Marrubium, Marshallia, Matteuccia, Maurandella, Mauranthemum, Mazus, 

Mecardonia, Meconopsis, Meehania, Melampodium, Melica, Melinis, Melissa, Mentha, 

Mentzelia, Merremia, Mertensia, Mesembryanthemum, Micromeria, Milium, Mimulus, 

Minuartia, Mirabilis, Miscanthus, Mitchella, Mitella, Mitaria, Molinia, Monarda, 

Monardella, Monocostus, Montiopsis, Moraea, Marina, Mucuna, Muehlenbeckia, 

Muhlenbergia, Mukdenia, Mukgenia, Muscari, Musella, Myoporum, Myosotis, Myrrhis, 

Napaea, Narcissus, Nassella, Nasturtium, Nauplius, Nautilocalyx, Nelumbo, 

Nematanthus, Neomarica, Nepeta, Nerine, Nipponanthemum, Nototrichium, Nuphar, 

Nymphaea, Odontonema, Oenanthe, Oenothera, Oligoneuron, Olsynium, Omphalodes, 

Onoclea, Onopordum, Ophiopogon, Origanum, Ornithogalum, Orostachys, Orthosiphon, 

Orthrosanbthus, Oryzopsis, Osbeckia, Osmorhiza, Osmunda, Osteospermum, 

Otacanthus, Oxalis, Oxera, Oxypolis, Oxytropis, Pachysandra, Packera, Paeonia, Panax, 

Panicum, Papaver, Paradisea, Pardancanda, Parnassia, Parochetus, Paronychia, 

Parthenium, Paspalum, Passiflora, Patrinia, Pedicularis, Pelargonium, Pellionia, 

Peltandra, Peltoboykinia, Pennisetum, Penstemon, Pentalinon, Pentas, Penthorum, 

Peristrophe, Perityle, Perovskia, Persicaria, Petasites, Petchoa, Petrocallis, Petrocoptis, 

Petrophytum, Petrorhagia, Peucedanum, Phacelia, Phaedranassa, Phalaris, Phenimus.
September 2023 FCIC-24420 17

14 Insurable Plants (Continued)

B. Plant Categories (Continued)

(5) Perennial Bedding and Garden Plants: (Continued) 

Phegorpteris, Phlomis, Phlox, Phormium, Phragmites, Physalis, Physostegia, 

Phyteuma, Pilosella, Pinellia, Pinguicula, Piper, Pistia, Pityopsis, Platycodon, 

Plecostachys, Poa, Podophyllum, Podonatherum, Pogostemon, Polermonium, 

Polianthes, Poliomintha, Polygala, Polygonatum, Polystichum, Pontederia, Porana, 

Portea, Portulaca, Pratia, Prenanthes, Primula, Pritzelago, Prosartes, Prunella, 

Pseudoroegneria, Psilostrophe, Pteridium, Pterocephalus, Ptilotus, Pulmonaria, 

Pulsatilla, Pycnanthemum, Quisqualis, Ranunculus, Raoulia, Ratibida, Rehmannia, 

Reineckia, Reseda, Rheum, Rhodanthemum, Rhodiala, Rhodochiton, Rhodocoma, 

Rhodohypoxis, Rhodophiala, Rhynchospora, Rivina, Rodgersia, Rohdea, Romneya, 

Roscoea, Rosularia, Rubia, Rudbeckia, Ruellia, Rumex, Rupicapnos, Saccharum, 

Sagina, Sagittaria, Salvia, Sanguinaria, Sanguisorba, Santolina, Sanvitalia, 

Saponaria, Sarcandra, Sarracenia, Saruma, Satureja, Saururus, Saxifraga, Scabiosa, 

Scadoxus, Schaefferia, Schaueria, Schizachyrium, Schizostylis, Schoenoplectus, 

Seilla, Scirpus, Scleranthus, Scrophularia, Scutellaria, Sedum, Selliera, Semiaquilegia, 

Sempervivum, Senecio, Seseli, Sesleria, Sesuvium, Setaria, Sida, Sidalcea, Silene, 

Silphium, Sinacalia, Sinofranchetia, Siphonochilus, Sisyrinchium, Sium, Smilacina, 

Solandra, Soldanella, Soleirolia, Solidago, Solidaster, Sorghastrum, Sparaxis, 

Sparganium, Spartium, Sphaeralcea, Sphagneticola, Spigelia, Spodiopogon, 

Sporobolus, Sprekelia, Stachys, Stachytarpheta, Stachyurus, Stahlianthus, Stemodia, 

Stenomesson, Stenotus, Stephanotis, Stipa, Stokesia, Streptocarpus, Streptopus, 

Stylidium, Stylophorum, Succisa, Sutera, Swainsona, Symphyandra, 

Symphyotrichum, Symphytum, Symplocarpus, Symplocos, Synthyris, Talinum, 

Tanacetum, Tapeinochilus, Tecomanthe, Telekia, Tellima, Telosma, Tephrosia, 

Tetradenia, Tetraneuris, Teucrium, Thalia, Thalictrum, Thelypteris, Themeda, 

Thermopsis, Thlaspi, Thymophylla, Thymus, Thysanolaena, Tiarella, Tithonia, 

Tolmiea, Townsendia, Trachelium, Trachelospermum, Trachystemon, Tradescantia, 

Triadenum, Tricyrtis, Trifolium, Trillium, Trimezia, Tripogandra, Tripsacum, Triteleia, 

Tritonia, Trollius, Tropaeolum, Tulbaghia, Turnera, Tussilago, Tweedia, Typha, 

Uncinia, Uniola, Urechites, Urginea, Uvularia, Valeriana, Vallisnera, Vancouveria, 

Verbena, Verbesina, Vernonia, Veronica, Veronicastrum, Vetiveria, Vicia, Viguiera, 

Vinca, Viola, Vitaliana, Wachendorfia, Wahlenbergia,, Waldsteinia, Watsonia, 

Woodwardia, Xanthorrhoea, Xerochrysum, Xeronema, Xerophyllum, Xyris, 

Zantedeschia, Zephyranthes, Zingiber, Zizania, Zizia, Zoysia.

(6) Bulbs, Rhizomes, Corms, and Tubers: 

True bulbs (daffodils, tulips, hyacinths, etc.) are structurally a short stem with fleshy

leaves or leaf bases that function as food storage organs during dormancy. They 

produce stems from the base of the bulb and survive from year to year. Rhizomes (e.g., 

irises) are modified stems that grow along the soil surface. Growth buds form on a
September 2023 FCIC-24420 18

14 Insurable Plants (Continued)

B. Plant Categories (Continued)

(6) Bulbs, Rhizomes, Corms, and Tubers: (Continued) 

rhizome for next year’s leaves and flowers. The original rhizome will not reflower and in 

time will need to be dug out. This includes stolons which are above ground. Corms 

(e.g., crocus, freesia, and gladiolus) are usually short squat stems filled with food 

storage tissue. Cormels (baby plants separated from Corms) are included. Tubers (e.g., 

dahlias and some begonias) are underground roots with fleshy, food-storing parts.

Genera for Bulbs Included: Allium, Babiana, Colchicum, Crocosmia, Crocus, 

Dichelostemma, Freesia, Fritillaria, Galtonia, Hyacinthus, Hyacinthoides, Hyacinthoides, 

Hyacinthus, Ipheion, Iris, Leucojum Lilium, Muscari, Narcissus, Tulipa.

Genera for Rhizomes Included: Abutilon, Curcuma, Phyllostachys, Zingiber.

Genera for Corms Included: Amorphophallus, Colocasia, Gladiolus, Iridaceae.

Genera for Tubers Included: Amorphophallus, Apios americana, Asteraceae, Begonia, 

Helianthus, Solanum. 

(7) Foliage and Tropical Plants: 

Foliage Plants are perennial woody or herbaceous plants with various growth habits 

grown for their attractive foliar attributes and primarily for use as indoor plants. 

Tropical plants are native to the tropical regions of world. These plants may be grown in 

non-tropical regions in controlled environments and intended for households or 

buildings where the climate is controlled.

Genera for Foliage Plants lncluded: Acineta, Adaglossom, Adiantum, Aechmea, 

Aeonium, Aerangis, Aeschynanthus, Aglaonema, Albuca, Alexanderara, Aliceara, 

Alocasia, Altermanthera, Amesiella, Ananas, Androlepis, Anemia, Angiopteris, 

Angraecum, Anhurium, Aphelandra, Arachnis, Araeococcus, Aranda, Arundina, 

Ascocenda, Ascocentrum, Asparagus, Aspasia, Aspidistra, Asplenium, Astrolepis, 

Astrophytum, Athyrium, Austrocylindropuntia, Bakerara, Barkeria, BealIara, Beaucarnea, 

Begonia, Bifrenaria, Billbergia, Blechnum, Bletilla, Bollopetalum, Brassia, Brassidium, 

Brassoepidendrum, Brassolaeliocattleya, Bulbophyllum, Burrageara, Calanthe, Calamus, 

Carludovica, Catteya, Caularthron, Cereus, Chlorophytum, Cirrthopetalum, Cischweinfia, 

Cissus, Codiaeum, Codonopsis, Coelogyne, Colmanara, Columnea, Congea, Cordyline, 

Coryanthes, Cotyledon, Crassula, Cremnosedum, Crossandra, Cryptocentrum, Ctenanthe, 

Cyathea, Cycnoches, Cylindropuntia, Cymbidiella, Cypripedium, Cyrtomium, Davallia, 

Degarmoara, Dendrobium, Dendrochilum, Diaphananthe, Didymochlaena, 

Dieffenbachia, Diplazium, Disocactus, Doodia, Doritis, Dracaena, Dryopteris, Dyckia, 

Echinocatus, Echinocereus, Eleutherococcus, Encyclia, Epidendrum, Epigeneium, 

Epilaeliocattleya, Epiphyllum, Epipremnum, Episcia, Epithelantha, Eria, Eucharis, 

Ferocactus, Fittonia, Gibasis, Gongora, Goniophlebium, Goodyera, Grammatophyllum, 

Graptopetalum, Graptophyllum, Graptosedum, Graptoveria, Guzmania, Gymnocalycium,
September 2023 FCIC-24420 19

14 Insurable Plants (Continued)

B. Plant Categories (Continued)

(7) Foliage and Tropical Plants: (Continued) 

Gynura, Habenaria, Haworthia, Hemigraphis, Hemionitis, Hohenbergia, Houlletia, 

Howeara, Hoya, Humata, Hylocereus, Hypoestes, lresine, Kalanchoe, Koellensteinia, 

Laelia, Laeliocatteya, Leea, Liparis, Lophocereus, Ludisia, Lygodium, Maclellanara,

Macodes, Mammillaria, Maranta, Maxillaria, Medinilla, Microgramma, Microlepia, 

Microsorum, Miltassia, Miltonia, Miltonidum, Miltoniopsis, Makara, Monstera, 

Mormodes, Myriopteris, Neobenthamia, Neobuxbaumia, Neoregelia, Nepenthes, 

Nephrolepis, Odontioda, Odontobrassia, Odontocidium, Odontoglossum, Odontonia, 

Oeoniella, Oerstedella, Oncidiinae, Oncidium, Onychium, Opuntia, Othonna, 

Pachycereus, Pachyphytum, Pachypodium, Pachyveria, Paphiopedilum, Papilionanthe, 

Parodia, Pediocactus, Pellaea, Pentagramma, Peperomia, Pereskia, Pescatorea, 

Phaiocalanthe, Phaius, Phalaenopsis, Philodendron, Phlebodium, Phoenicophorium, 

Phragmipedium, Pilea, Pitcairnia, Platycerium, Plectranthus, Pleurothallis, Polypodium, 

Polyscias, Portulacaria, Psychopsis, Pteris, Pyrrosia, Radermachera, Renanthera, 

Restrepia, Rhipsalis, Rhynchostylis, Rodriguezia, Rumohra, Saintpaulia, Sanchezia, 

Sanderara, Sansevieria, Sarcoglottis, Schefflera, Schizanthus, Schlumbergera, 

Schomburgkia, Scindapsus, Sedeveria, Selaginella, Selenicereus, Sinningia, Sobralia,

Sophronitis, Spathiphyllum, Spathoglottis, Spiranthes, Stanhopea, Stapelia, Stelis, 

Stenoglottis, Stenosarcos, Strelitzia, Stromanthe, Syngonium, Tacca, Tetramicra, 

Tillandsia, Trevesia, Trichantha, Tricopilia, Vanda, Vandopsis, Vanilla, Vascostylis, 

Vriecantarea, Vriesea, Vrieslandsia, Vuylstekeara, Wilsonara, Withnerara, Xanthosoma, 

Zamioculcas, Zootrophion, Zygonisia, Zygopetalum.

Genera for Tropical Plants Included: Aerides, Aglaonema, Anthurium, Alocasia,

Apocynaceae, Araliaceae, Arecaceae, Begoniaceae, Bromeliaceae, Caladium, Cananga, 

Cannaceae, Cicinurrus, Coleus, Cordyline, Croton, Dieffenbachia, Dracaena, Echinacea, 

Ficus, Gardenia, Gaura, Hamelia, Hibiscus, Monstera, Orchidaceae, Parotias, Penstemon, 

Philodendron, Rudbeckia, Salvia, Spathiphyllum, Tectona, Veronica.

(8) Trees and Shrubs Seedlings and Grafts: 

This includes broadleaf evergreens, coniferous, and deciduous trees and shrubs. 

Broadleaf evergreens are perennial woody evergreens that have leaves throughout the 

year. In temperate zone winters, some broadleaf evergreen may lose their leaves. 

Coniferous trees and shrubs have needle-like or scale-like leaves that remain on the 

plant for several seasons. Deciduous trees and shrubs are perennial and lose their 

leaves seasonally. Seedlings are insurable only after growth from seed has started. 

Grafted material is insurable only after graft union has formed.

Genera for Broadleaf Evergreen Trees and Shrubs lncluded: Abelia, Abutilon, Acacia, 

Acalypha, Acantholimon, Adenanthera, Adenanthos, Adenium, Adenostoma, Agarista, 

Agave, Agonis, Alberta, Aloe, Alyogyne, Alyssoides, Amphitecna, Amyris, Andromeda, 

Anisacanthus, Anisodontea, Araucaria, Arbutus, Arctostphylos, Ardisia, Argusia, 

Arundinaria, Aspidosperma, Astragalus, Atherosperma, Atriplex, Aucuba, 
September 2023 FCIC-24420 20

14 Insurable Plants (Continued)

B. Plant Categories (Continued)

(8) Trees and Shrubs Seedlings and Grafts: (Continued) 

Avicennia, Azadirachta, Baccharis, Baeckea, Bahiopsis, Bambusa, Banksia, Barleria, 

Barringtonia, Bauhinia, Bejaria, Beschorneria, Bischofia, Bixa, Blighia, Bolusanthus, 

Bombax, Borinda, Boronia, Borrichia, Bougainvillea, Bourreria, Brexia, Breynia,

Brugmansia, Brunfelsia, Brya, Bucida, Bulnesia, Bumelia, Buxus, Byrsonima, Caesalpinia, 

Callerya, Calliandra, Callistemon, Callistephus, Calluna, Calodendrum, Calophyllum, 

Calothamnus, Calotropis, Calyptocarpus, Calyptranthes, Camellia, Cananga, Canella, 

Cannomois, Cantua, Capparis, Carissa, Carmona, Carnegiea, Carpenteria, Cassia, 

Cassine, Castanospermum, Casuarina, Ceanothus, Cephalanthus, Cephalostachyum, 

Ceratonia, Cerbera, Cercocarpus, Cestrum, Chamaedaphne, Chamelaucium, 

Chimonobambusa, Choisya, Chorizema, Chrysophyllum, Chrysothamnus, Chusquea, 

Cibotium, Cinnamomum, Cistus, Citharexylum, Clerodendrum, Cleyera, Cliftonia, Clusia, 

Cnidoscolus, Coccoloba, Coculus, Coffee, Coleonema, Colletia, Comarostaphylis, 

Combretum, Condalia, Conocarpus, Conradina, Coprosma, Cordia, Cordyline, Coriaria, 

Cornutia, Corokia, Correa, Cortaderia, Corymbia, Cotoneaster, Couroupita, Cowania, 

Crescentia, Crinodendron, Crotalaria, Crowea, Cupaniopsis, Cyrilla, Cytisus, Daboecia, 

Damnacanthus, Daphne, Daphniphyllum, Dasylirion, Datura, Decodon, Dendrocalamus, 

Dendromecon, Derris, Desfontainea, Dianthera, Dicksonia, Dillenia, Dionysia, Distylium, 

Dodonaea, Dombeya, Doryanthes, Drimys, Dryandra, Dryas, Drynaria, Duranta, 

Elaeocarpus, Elsholtzia, Embothrium, Empetrum, Enkianthus, Epacris, Ephedra, 

Eranthemum, Eremophila, Erica, Ericameria, Eriobotrya, Eriocephalus, Eriogonum, 

Erithalis, Escallonia, Eucalyptus, Eucryphia, Eugenia, Eumorphia, Eurya, Excoecaria, 

Eysenhardtia, Fabiana, Fagraea, Fargesia, Fatshedera, Fatsia, Ficus, Filicium, Frankenia, 

Fremontodendron, Freycinetia, Fuchsia, Furcraea, Galphimia, Galvezia, Gardenia, 

Garrya, Gaultheria, Geijera, Genipa, Genista, Gigantochloa, Gliricidia, Gmelina, Goethea, 

Gomphostigma, Gordonia, Grevillea, Grewia, Guadua, Guaiacum, Guapira, Guettarda, 

Gutierrezia, Gymnanthes, Hakea, Halimiocistus, Halimium, Haloragis, Hamelia, 

Harpephylium, Harpullia, Hebe, Helwingia, Hernandia, Hesperaloe, Hesperoyucca, 

Hesperozygis, Heteromeles, Hibanobambusa, Hibbertia, Hibiscadelphus, Hibiscus, 

Himalayacalamus, Holmskioldia, Homalocladium, Hymenaea, Hymenolepis, 

Hymenosporum, Hypelate, flex, lllicium, lndigofera, lndocalamus, lntsia, lochroma, 

lsoplexis, lsopogon, lxora, Jacquinia, Jasminum, Jatropha, Justicia, Kalmia, 

Kalmiadendron, Kalmiopsis, Kalopanax, Kigelia, Kopsia, Krascheninnikovia, 

Krugiodendron, Kunzea, Lagunaria, Laguncularia, Lantana, Larrea, Laurus, Lavandula, 

Lawsonia, Ledum, Leiophyllum, Lepechinia, Leptodermis, Leptospermum, Leucadendron, 

Leucaena, Leucophyllum, Leucophyta, Leucospermum, Leucothoe, Leycesteria, 

Ligustrum, Lipochaeta, Lisianthius, Lithocarpus, Lonchocarpus, Lophomyrfus, 

Lophostemon, Loropetalum, Luculia, Luma, Lyonia, Lyonothamnus, Lysiloma, 

Macaranga, Machilus, Maesa, Maireana, Malpighia, Malvaviscus, Mangave, 

Markhamia, Mastichodendron, Maytenus, Megaskepasma, Melaleuca, Melastoma, 

Melianthus, Menziesia, Meryta, Metapanax, Metrosideros, Millettia, Millingtonia, 

Mimosa, Mimusops, Monochaetum, Montanoa, Montezuma, Marinda, Muntingia, 

Murraya, Mussaenda, Myrcianthes, Myrica, Myristica, Myroxylon, Myrsine, Myrtus, 

Nandina, Nashia, Nectandra, Nemopanthus, Neohouzeaua, Neoregelia, Nerium,
September 2023 FCIC-24420 21

14 Insurable Plants (Continued)

B. Plant Categories (Continued)

(8) Trees and Shrubs Seedlings and Grafts: (Continued) 

Newbouldia, Nolina, Noronhia, Ochna, Ochrosia, Olea, Olearia, Olineya, Oncoba, 

Osmanthus, Osmoxylon, Osteomeles, Otatea, Oxyspora, Ozothamnus, Pachira, 

Pachystachys, Pandanus, Parahebe, Parakmeria, Parkinsonia, Pavonia, Paxistima, 

Peltogyne, Philenoptera, Philotheca, Photina, Phygelius, Phyla, Phylliopsis, 

Phyllostachys, Picramnia, Pieris, Pimelea, Pimenta, Pipturus, Piscidia, Pisonia, 

Pithecellobium, Pittosporum, Platymiscium, Pleioblastus, Plumbago, Polyalthia, 

Polyspora, Posoqueria, Prostanthera, Protea, Pseuderanthemum, Pseudopanax, 

Pseudosasa, Psoralea, Psychotria, Pterocarpus, Pterospermum, Puya, Pyracantha, 

Quillaja, Randia, Rapanea, Rauvolfia, Reinwardtia, Rhaphiolepis, Rhaphithamnus,

Rhizophora, Rhododendron, Ricinus, Rondeletia, Rosmarinus, Rothmannia, Ruscus, 

Ruspolia, Russelia, Ruta, Ruttya, Sageretia, Santalum, Saraca, Sarcococca, Sasa, 

Sasaella, Scaevola, Schinus, Schizostachyum, Securidaca, Sedoro, Semiarundinaria, 

Senna, Serissa, Sesbania, Severinia, Shepherdia, Shibataea, Sideroxylon, Simarouba, 

Sinobambusa, Skimmia, Sollya, Sparmannia, Spathodea, Stemmadenia, Stenocarpus, 

Sterculia, Streptosolen, Strobilanthes, Suriana, Sutherlandia, Swietenia, Sycoparrotia, 

Synadenium, Synsepalum, Syzygium, Tabernaemontana, Talipariti, Tamarindus, 

Tamarix, Tecoma, Tecomaria, Tectona, Telopea, Ternstroemia, Tetradium, 

Tetratheca, Tetrazygia, Thamnocalamus, Thespesia, Thevetia, Thryptomene, 

Thysostachys, Tibouchina, Tipuana, Tribulus, Trichilia, Trichosterma, Triphasia, 

Triplaris, Tristaniopsis, Trochodendron, Ugni, Umbellularia, Vauquelinia, Vestia, 

Viminaria, Westringia, Whitfieldia, Wikstroemia, Wrightia, Xanthorhiza, Xylosma, 

Yucca, Yushania.

Genera for Coniferous Trees and Shrubs lncluded: Abies, Afrocarpus, Agathis, 

Athrotaxis, Calocedrus, Cedrus, Cephalotaxus, Chamaecyparis, Cryptomeria, 

Cunninghamia, Cupressus, Fitzroya, Juniperus, Microbiota, Microcachrys, Nageia, 

Phyllocladus, Phyllodoce, Picea, Pinus, Platycladus, Podocarpus, Prumnopitys, 

Pseudotsuga, Saxegothaea, Sciadopitys, Sequoia, Sequoiadendron, Taxus, Thuja, 

Thujopsis, Tsuga.

Genera for Deciduous Trees and Shrubs lncluded: Abeliophullum, Acer, Acrocarpus, 

Adansonia, Adina, Adonis, Aesculus, Aglaia, Albizia, Aleurites, Alnus, Alstonia, 

Amelanchier, Anacardium, Annona, Aronia, Artocarpus, Asimina, Astronium, Averrhoa, 

Berberis, Betula, Brachychiton, Brownea, Buddleja, Bulbine, Bursera, Butea, Callicarpa, 

Calycanthus, Caragana, Garica, Carpinus, Caryopteris, Casimiroa, Castanea, Castanopsis, 

Catalpa, Ceiba, Celtis, Cercidiphyllum, Cercidium, Cercis, Chaenomeles, Chilapsis, 

Chimonanthus, Chionanthus, Chitalpa, Citrus, Cladothamnus, Cladrastis, Clethra, 

Cochlospermum, Colvillea, Cornus, Corylopsis, Cotinus, Crataegus, Cydonia, Dalbergia, 

Dasiphora, Davidia, Decaisnea, Delonix, Deutzia, Dichroa, Diervilla, Diospyros, 

Dimocarpus, Dirca, Disanthus, Edgeworthia, Elaeagnus, Elliotia, Emmenopterys, Ensete, 

Enterolobium, Erythrina, Eucommia,
September 2023 FCIC-24420 22

14 Insurable Plants (Continued)

B. Plant Categories (Continued)

(8) Trees and Shrubs Seedlings and Grafts: (Continued) 

Euonymus, Euscaphis, Exochorda, Fagus, Fallugia, Fendlera, Firmiana, Fontanesia, 

Forestiera, Forsythia, Fothergilla, Fouquieria, Frangula, Franklinia, Fraxinus, Garcinia, 

Gaylussacia, Geoffroea, Ginkgo, Gleditsia, Gymnocladus, Halesia, Hamamelis, 

Handroanthus, Havardia, Heptacodium, Hibiscus, Hippophae, Holodiscus, Hovenia, 

Hydrangea, ldesia, ltea, Jacaranda, Jaquemontia, Jamesia, Juglans, Kerria, Koelreuteria, 

Kokia, Kolkwitzia, Laburnocytisus, Laburnum, Lagerstroemia, Larix, Lavatera, Leitneria, 

Lindera, Liquidambar, Liriodendron, Litchi, Litsea, Lonicera, Maackia, Macadamia, 

Maclura, Magnolia, Malacomeles, Matus, Mangifera, Manihot, Manilkara, Melia, 

Metasequoia, Marus, Musa, Neolitsea, Neviusia, Nothofagus, Nyssa, Oemleria, 

Oplopanax, Ostrya, Oxydendrum, Parrotia, Parrotiopsis, Paulownia, Peltophorum, 

Peraphyllum, Persea, Phellodendron, Philadelphus, Physocarpus, Pinckneya, Pistacia, 

Plagianthus, Platanus, Platycrater, Plinia, Plumeria, Pongamia, Populus, Potentilla, 

Pouteria, Prosopis, Prunus, Pseudobombax, Pseudocydonia, Pseudolarix, Psidium, 

Psorothamnus, Ptelea, Pterocarya, Pterostyrax, Punica, Purshia, Pyrus, Quercus, 

Rhamnus, Rhigozum, Rhodotypos, Rhus, Ribes, Robinia, Rosa, Roseodendron, Rubus, 

Salix, Sambucus, Sapindus, Sapium, Sarcobatus, Sassafras, Schizolobium, Schotia, 

Sibiraea, Sinocalycanthus, Sinojackia, Sophora, Sorbaria, Sorbus, Spiraea, Spondias, 

Staphylea, Stephanandra, Stereospermum, Stewartia, Styphnolobium, Styrax, 

Symphoricarpos, Syringa, Tabebuia, Taxodium, Terminalia, Theobroma, Tilia, Toona, 

Ulmus, Ungnadia, Vaccinium, Viburnum, Vitex, Weigela, Xanthoceras, Zanthoxylum, 

Zelkova, Zenobia, Ziziphus.

(9) Propagative Horticultural Materials, including Cuttings, and Tissue Cultured Plantlets: 

Plants grown for their propagative horticulture materials which means “all the 

generative parts of the plant, such as, but not limited to cuttings, roots, meristem tissue 

and parts of plants.” 

(10) Other groupings of plants as identified in the actuarial documents.

C. Insured Crop and Plants

(1) The insured crop will be all specific plants within all plant categories within each insured

plant production practice for CAT coverage, and within each insured plant category 

within each insured plant production practice for additional coverage and that:

(a) the insured has an insurable share;

(b) the AIP determines to be acceptable;
September 2023 FCIC-24420 23

14 Insurable Plants (Continued)

C. Insured Crop and Plants (Continued)

(c) are grown in a county for which a premium rate is provided in the actuarial 

documents; 

(d) are grown in an acceptable CE operation as determined by the AIP;

(e) are irrigated (meeting the CP definition) (Insured is required to have adequate 

irrigation equipment and water to irrigate all insurable specific plants at the time 

coverage attaches and throughout the insurance period);

(f) are grown in accordance with the good production practices for which premium 

rates have been established;

(g) are grown in an appropriate medium (e.g., soil, hydroculture, and air); 

(h) are not stock plants; 

(i) may produce edible fruits, nuts, buds, flowers, or greenery to be sold; and

(j) are not any plants classified by a state or county as illegal to grow or sell in the 

county in which the CE operation is located. For example, growing or selling 

plants classified as invasive species is illegal in many states and counties. 

Further, insurance shall not attach or be provided for any plant considered a 

controlled substance under the provisions of the Food Security Act of 1985 (Pub. 

L. 99-198) and the regulations promulgated under the Act by USDA.

(2) Plants grown in containers with two or more different genera, species, subspecies, 

varieties, or cultivars of plants are insurable if such production is consistent with good 

production practices and there is no reason to believe that such mixed production 

practice has any adverse effect on compliance with biosecurity protocols or the level of 

disease or contamination risk for the operation. The insured will specify which plant 

category the containers will be insured. Make a note in the Remarks section as to which 

plant category the insured chooses.

(3) CE operation must follow “good production practices” as defined in the CP. Specific 

requirements for good production practices may be shown in the SP. 

D. Eligible Plants Grown under Irrigation

(1) Unless otherwise allowed in the SP, CE operations are required to be irrigated.

(a) CE grown plants require application of water as needed under good production 

practices.
September 2023 FCIC-24420 24

14 Insurable Plants (Continued)

D. Eligible Plants Grown under Irrigation (Continued)

(b) The irrigation method may vary depending upon the CE structure, plant being 

grown, and container systems used. 

(2) There are various methods of irrigating.

(a) For the purposes of insurance, there must be an adequate supply of water and 

adequate equipment to deliver the water to the plants.

(b) It must be determined at the time of an inspection that there is an adequate 

source of water and the method and frequency of application is effective in 

maintaining the proper amount of moisture for the plants. The plant category 

also affects the required frequency and amount of water applied. Failure of a 

water source or failure or loss of irrigation equipment is not an insurable cause 

of loss. The CP does not cover any loss other than disease or contamination. If 

there is any damage caused by lack of irrigation water, an uninsured cause of 

loss appraisal will be performed.

E. Plants Damaged Prior to the Attachment of Insurance

Any plant that was damaged prior to the date insurance attaches is uninsurable and cannot be 

insured. 

The insured must maintain the identity of plants that were infected with the disease or 

contamination prior to insurance attachment. The insured must maintain an inventory 

including the number of all specific plants with disease or contamination and their location in 

the CE operation. The inventory should be updated as plants are destroyed.

F. Insurability of Industrial Hemp (Cannabis sativa L.) 

In accordance with Section 8(j) of the CP, industrial hemp (Cannabis sativa L.), as defined in the 

Agricultural Marketing Act of 1946 (7 U.S.C. 1621 et seq.), is insurable under CE when grown in 

accordance with the regulations governing industrial hemp production.

(1) The insured must comply with all applicable Federal regulations and any applicable state 

or tribal laws.

(2) Regardless of state or tribal law, the sale of hemp with a THC level greater than 0.3 

percent will be considered the sale of a controlled substance. Controlled substances are 

not insurable. 
September 2023 FCIC-24420 25

14 Insurable Plants (Continued)

F. Insurability of Industrial Hemp (Cannabis sativa L.) (Continued)

(3) If the industrial hemp is produced in a state or tribal territory which has assumed 

regulatory responsibility for hemp production, the insured must comply with all 

requirements and provisions of the regulatory plan of that state or tribe and possess any 

license required by that plan. AIPs must obtain a copy of the insured’s license by the 

SCD to be kept in the insured’s file.

(4) Industrial hemp must be produced using seed or plant cuttings adapted and appropriate 

for the intended use (for example, if planting industrial hemp to be harvested primarily 

for fiber, the seed must be adapted to fiber production). Industrial hemp that is 

unsalable or destroyed due to a delta-9 tetrahydrocannabinol (THC) level that exceeds 

0.3 percent will be considered damaged due to uninsurable causes.

15 Cause of Loss Limitations and Requirements

A. Limitations

In addition to the causes of loss excluded in Section 12 of the BP, the following are not covered 

causes of loss:

(1) The inability to market the specific plants due to a buyer not purchasing such specific 

plants or a boycott in the industry.

(2) The buyer does not accept the specific plants.

(3) Any loss that causes specific plants to not mature to expected size to sell.

(4) Any damage caused by not following good production practices.

Note: See Section 10 of the CP for additional limitations.

B. Requirements

Insurance is provided for damage due to disease or contamination only. 

(1) The CE insurance program only insures unavoidable damage to specific plants that is 

caused by a disease or contamination that requires destruction (Section 10 of the CP).

(2) The cause of loss is the unknown introduction of a plant disease or contamination into 

the CE at no fault of the CE operator resulting in a destruction order that requires 

destruction of the plants.
September 2023 FCIC-24420 26

15 Cause of Loss Limitations and Requirements (Continued)

C. Destruction Orders

(1) The order must be submitted with any claim.

(2) The order and supporting information must:

(a) Identify the disease or contamination. 

(b) Identify action to be taken, such as destroy the dead/ZMV and, if any, nondamaged plants (buffer zone). Non-damaged plants that must be destroyed due 

to their proximity or possible infection are eligible for an indemnity.

(c) State how the plants will be or were destroyed.

(d) State the date of the order and deadlines for destruction.

D. Insured Responsibilities 

(1) The insured must provide documentation that the order to destroy plants has been 

completed.

(2) Documentation that all requirements of the order have been met and public official or 

office agree the terms of the order are completed.

16 Conditions of Acceptance

A. Inspection Report

(1) The inspection report must be completed prior to the acceptance of any application for 

insurance of a CE crop, and at certain other times, as noted in paragraph B below. The 

CE inspection is conducted by the AIP to determine the acceptability of the CE operation 

as an insurance risk.

(2) The inspection report is an active record and must be maintained until a new inspection 

is completed or the policy is no longer in force. There must be an inspection report in 

the insured’s file while the policy remains in effect.

(3) The AIP will review the inspection report and determine whether to bind coverage. In 

case of a negative inspection report, the AIP shall respond by choosing from the options 

under paragraphs D and E below.

B. Inspection of CE Operations

(1) An inspection must be performed:

(a) When a policy is transferred from another AIP to determine if the:
September 2023 FCIC-24420 27

16 Conditions of Acceptance (Continued)

B. Inspection of CE Operations (Continued)

(i) inventory amounts reported on the MUVP are appropriate based on 

visual inspection of the standing inventory, historical records, or a 

comprehensive business plan for new plant categories, number of plants, 

etc., and the limits are not exceeded as provided under the definition of 

SV in the CP;

(ii) SVs by plant category reported on the CEVR are supported by acceptable 

documentation (if a plant category was not grown by the CE operation 

before, state that in the remarks section);

(iii) risk is acceptable; and

(iv) insurability requirements are met (refer to Section 8 of the CP for 

additional information).

(b) When the insured submits a revised CEVR, when the total of all SVs reported on 

the CEVR is increased 50 percent or more from the previous total of all SVs on 

the CEVR, and the increase is not due to restocking subsequent to an insured 

loss. If performed, the inspection is to determine that good production practices 

are followed, and the CE operation is capable of handling the increased SV.

(c) When a new plant production practice is added to the operation. A plant 

production practice cannot be added to the insurance policy during a crop year.

(d) When a new site, location or CE structure is added to the operation.

(e) When an inspection has not been completed in the previous four crop years.

(f) As part of the documentation underlying a claim for indemnity.

(2) An inspection may be performed at any time to determine good production practices 

are followed, and that adequate, acceptable facilities exist to accommodate the 

inventory. 

C. Completion of Inspection

The inspection must be completed timely enough to provide the AIP the opportunity to reject 

the application, or cancel the policy, if necessary, before the coverage inception date as 

specified in Section 9 of the CP.
September 2023 FCIC-24420 28

16 Conditions of Acceptance (Continued)

D. Negative Inspection Report

A negative inspection report requires one or more of the following actions: 

(1) Notify the applicant or insured in writing of any noted deficiency and, if the deficiency is 

not corrected and a loss occurs, that there are potential grounds for denying any claim.

(2) Notify the applicant or insured that on the basis of the negative inspection report 

and/or requirements of the CP and SP that:

(a) coverage is denied (reject or cancel the policy); or

(b) coverage on damaged inventory is rejected, while coverage is accepted on 

undamaged inventory. 

(3) Re-inspect the CE operation to determine if the causes for denying a claim or coverage, 

if new policy application, have been corrected.

The required inspection elements and required AIP actions in case of a negative report are:

Inspection Element Action (Negative Report)

Eligibility Deny coverage.

Accuracy of most recent catalog Review and determine if CE catalog meets the 

requirements of Paragraph 13A. If catalog does not 

meet the requirements, then report is still negative 

and the catalog is rejected. The operation cannot be 

insured until an acceptable catalog is submitted.

Failure to provide documentation or 

providing inadequate documentation

Deny coverage on the basic unit.

Adequacy of Facilities:

(1) Inadequate Irrigation

When only a portion of the plants are irrigated and 

non-irrigated coverage is not allowed by the SP, deny 

coverage for all plants in the CE operation.

The inspector must determine the requirements, 

adequacy, and availability of irrigation for all plants.

(2) Existing Damage Notice of potential grounds for denying a claim or 

denying coverage. If any of the plants are dead or 

damaged (due to any reason) and is evident during 

the inspection, the AIP shall notify the CE operation in 

writing that plants with existing damage are not 

insurable under CE program.

(3) Improper Growing Medium Notice of potential grounds for denying a claim or 

denying coverage.

(4) Weeds Notice of potential grounds for denying a claim or 

denying coverage.

(5) Plant Production Practice All plants to be insured must follow an approved 

plant production practice shown in the SP.
September 2023 FCIC-24420 29

16 Conditions of Acceptance (Continued)

E. Results of Any Negative Inspection

(1) In all cases, the AIP may choose to re-inspect. If the deficiency upon which a denial was 

based is corrected, an applicant may reapply for coverage. A 30-day waiting period will 

be applied to this subsequent application for new insureds. See Paragraph 3D for 

additional information about insurance attachment and Paragraph 16D for timely 

responses correcting deficiencies.

(2) If plant damage is evident at the time of inspection, the inspector shall document the 

specific plants damaged, plant production practices, type of damage, and number of 

damaged specific plants and advise the insured that such plants are not insurable. If 

necessary, the CEVR must be adjusted.

17 Unit Division

A. CAT Coverage

For each insured plant production practice, insureds may elect the CAT coverage. A basic unit 

under the CAT coverage consists of all insurable plant categories within each insured plant 

production practice.

B. Additional Coverage

For additional levels of coverage, the basic unit as defined will be divided into additional basic 

units for each plant category you choose to insure within each insured plant production 

practice: 

(1) A different coverage percentage may be selected for each insured plant category. 

(2) For the purposes of establishing the pre-loss actual unit value and the post-loss damage 

value, the insured is deemed to have selected 100 percent of the approved sales value 

of each specific plant.

C. Geographic Basis 

Unit division on a geographic basis (i.e., different sections, FSNs, etc.) is not available for either 

CAT or additional coverage.

Optional, enterprise, and whole-farm units are not available under this program.

18 Amount of Insurance and Premium

Amount of insurance for each basic unit is used to calculate premium, crop year deductible, and the 

indemnity payable for the basic unit and is determined as follows:
September 2023 FCIC-24420 30

18 Amount of Insurance and Premium (Continued)

A. CAT Coverage for an Insured Production Practice

The amount of insurance is the SV multiplied by the coverage percentage (50 percent 

multiplied) by the price election percentage (55 percent), and by the insured’s share.

The SV for each insured plant production practice cannot exceed the lesser of the following: 

(1) 110 percent of the maximum value for all plant categories in any given month during 

any of the previous three crop years; or

(2) the maximum of the monthly values for all plant categories reported on the MUVP. At 

the time of an inspection, the CE operations must provide supporting documentation to 

support the monthly values reported.

B. Additional Coverage for Insured Plant Categories

The amount of insurance for each basic unit is the insured’s SV multiplied by the coverage 

percentage that the insured elects multiplied by 100 percent (price election) multiplied by the 

insured’s share.

C. Determine Premium

The amount of insurance for each basic unit is multiplied by the applicable premium rate and 

monthly proration factor, if applicable.

D. Multiple Benefits

In accordance with Section 3(b)(4) of the CP, if the insured has coverage under a CE policy and a 

Nursery Value Select or Nursery Field Grown & Container policy, refer to paragraph 806A(1) in 

the GSH.

19 CEVR

A. General Information

(1) The CEVR is due at the time the initial application is submitted and at renewal. If the 

insured certifies in writing on the CEVR there are no material changes from the previous 

year, a new MUVP does not need to be submitted. A material change occurs if the SV is 

greater than:

(a) for additional coverage policies, the expected maximum monthly value for the 

crop year; or

(b) for CAT coverage policies, for each insured plant production practice, lesser of:

(i) 110 percent of the maximum value for all insured categories in any given 

month during any of the previous three crop years; or

(ii) the maximum of the monthly values reported on the MUVP for that unit.
September 2023 FCIC-24420 31

19 CEVR (Continued)

A. General Information (Continued)

(2) A CEVR is submitted by:

(a) New insureds, at the time of application.

(b) Carryover insureds, on or before the SCD for the crop year. Coverage will attach 

for the crop year on June 1 or October 1, as applicable, for all states where CE is 

available, if the insured submits the CEVR and catalog(s) for the crop year (see 

Paragraph 13A) by the SCD and the documentation is determined to be 

acceptable. A revised CEVR is required to increase the SVs established under this 

item and a 30-day waiting period following such revisions will apply.

(3) AIPs, and their agents, may assist insureds in establishing their MUVP to support the SV 

reported on the CEVR. Such support may include, but is not limited to, partition of 

inventory into plant categories, review of approved sales value calculations, review of 

monthly inventory plans, supporting documentation and considerations regarding 

selection of insured and uninsured plant categories.

(4) The CEVR must include the following:

(a) all the CE operation’s growing locations and structures in the county in which the 

insured has an insurable share; 

(b) for each insured plant production practice and basic unit, all insured plant 

categories and their SV;

(c) the coverage percentage for each basic unit; and

(d) share.

B. Pricing

As per the CP and depending on available data, each specific plant has an approved sales value 

based on, in order of precedence, the insured’s:

(1) average weighted wholesale price realized for past sales (not to exceed 1.5 times the 

catalog price for the specific plant, unless otherwise specified in the SP);

(2) the average contract price for future wholesale deliveries (not to exceed 1.5 times the 

catalog price for the specific plant, unless otherwise specified in the SP); or

(3) wholesale catalog price minus the largest discount (calculated as a percentage if the 

discount is recorded as a dollar amount) the insured provides (exception: the prices for 

plants grown under license from the holder of a patent issued by the US Patent and 

Trademark Office provided the license specifically establishes the required sales price 

are not discounted). If the insured’s catalog does not contain all applicable discounts, 

the wholesale catalog price for the specific plant will be decreased by 10 percent.
September 2023 FCIC-24420 32

19 CEVR (Continued)

C. Supporting Documentation 

(1) The AIP may request supporting documentation to verify the MUVP values reported on 

the CEVR.

(2) The AIP should advise the insured that supporting documentation must be available to 

support the amounts stated on the CEVR. The AIP may request these documents during 

the process of underwriting a crop policy and will request them for adjusting a loss:

(a) a detailed plant list that contains the name and the quantity of each specific 

plant; 

(b) acceptable sales records for use by the AIP in assessing the validity of the values 

contained in the MUVPs for each plant category; and 

(c) documentation or demonstrated performance of the insured’s ability to properly 

obtain specific plants and carry out good production practices related to the 

maintenance of the specific plants.

(3) After insurance attaches, failure to provide supporting documentation when requested 

will result in premium owed, but no indemnity paid for any plant categories where 

supporting documentation was not provided. This does not apply to:

(a) plant varieties not previously grown; or

(b) new CE operations where an inspection has determined an insured has the 

ability to properly obtain and maintain the CE grown stock.

D. CEVR Revisions

The SV for each basic unit may be revised upward no more than twice during the crop year, and 

the additional premium will be prorated based on the time period remaining in the crop year. 

The revision can only be done to increase SVs, except as stated in Paragraph 19E below. A 

revised CEVR must be submitted for each applicable basic unit.

(1) The CEVR may be revised PRIOR to 30 days before the end of the crop year due to:

(a) changes in the CE operation (increased growing area, inventory volume, or 

inventory value, etc.);

(b) restocking after an insurable cause of loss results in crop damage (The revised 

CEVR in this case is not considered one of the two allowable revisions.); 

(c) clerical errors (The reason for the upward revision must be indicated in the 

remarks section of the CEVR form stating, “revised upward for clerical error 

correction.”); 
September 2023 FCIC-24420 33

19 CEVR (Continued)

D. CEVR Revisions (Continued)

(d) acquisition of another CE operation in the same county that is currently insured 

(The terms of the BP apply. The revised CEVR in this situation is not considered 

one of the two allowable revisions. The acquired CE operation insures different 

plant categories and plant production practices. Those may be added to the 

CEVR for the acquiring operation.). 

(2) Increases in SV on revised CEVRs are subject to the 30-day waiting period before 

insurance attaches. The waiting period does not apply when an insured operation is 

acquired by an existing insured operation. An inspection of the CE operation may be 

conducted to determine good production practices are followed, and that adequate, 

acceptable facilities exist to accommodate the requested increase. If the insured 

increases the total of all SVs on the CEVR:

(a) less than 50 percent from the previous total of all SVs on the CEVR, the AIP has 

the discretion to inspect the CE operation; or

(b) 50 percent or more from the previous total of all SVs on the CEVR, the AIP will 

inspect the CE operation.

E. Exception to Only Revising Upward

The AIP or insured may revise the CEVR downward after SCD in order to correct clerical errors 

as allowed by the BP.

F. Other Requirements

AIPs must verify that the CEVR is properly and correctly reported by inspecting documents 

submitted by the insured (see Paragraph 19C above) before completing any claim for 

indemnity.

20 Written Agreements

Written agreements are not applicable to this pilot program.

21 Amount of Insurance and Limit of Indemnities

The amount of insurance for a basic unit equals the SV multiplied by the selected coverage percentage, 

by the price election percentage, and by the insured’s share. The total of all indemnities cannot 

exceed the amount of insurance.

22-30 (Reserved)
September 2023 FCIC-24420 34

EXHIBITS 

Exhibit 1 Acronyms and Abbreviations

The following table provides the acronyms and abbreviations used in this handbook.

Acronym/Abbreviation Term

AIP Approved Insurance Provider

BP Basic Provisions

CAT Catastrophic Risk Protection Endorsement

CFR Code of Federal Regulations

CIH Crop Insurance Handbook

CEVR Controlled Environment Value Report

CE Controlled Environment Agriculture

CP Crop Provisions

DSSH Document and Supplemental Standards Handbook

EAN Emergency Action Notification

FCIC Federal Crop Insurance Corporation

GSH General Standards Handbook

LASH Loss Adjustment Standards Handbook

MUVP Monthly Unit Value Plan

RMA Risk Management Agency

RO Regional Office

ROE Regional Office Exception

SCD Sales Closing Date

SP Special Provisions

SV Selected Value

ZMV Zero Market Value
September 2023 FCIC-24420 35

Exhibit 2 Definitions

Biosecurity self-certification: A document the insured reviews and completes annually and must be provided 

to the AIP that certifies the insured’s implementation of good production practices regarding phytosanitary 

biosecurity processes.

Botanical name: The Latin, scientific, or legal form of a plant name. Parts of the name may be genus, specific 

epithet (species), subspecies, variety, and cultivar.

Common name: The name by which a plant may be known in everyday commerce.

Contract price: The price on contracts for future deliveries if the plant is insured and growing in the CE 

operation during the insurance period.

Coverage percentage: The percentage of the SV the insured elects to insure. For additional level of coverage, 

the insured may select from 50.0 percent to 75.0 percent in 5.0 percent increments. For CAT level of 

coverage, the coverage percentage is 50 percent.

Destruction Order: An Emergency Action Notification or other order issued by an official authorized to 

enforce the terms of the Plant Protection Act or similar regulations established by a State requiring 

destruction of plants. 

Monthly proration factors: Factors contained in the actuarial documents that are used to calculate premium 

when insurance attaches after the beginning of the crop year.

Percent of loss: Post-loss damage value divided by pre-loss actual unit value.

Price election percentage: A value equal to 1.00 if the insured elects additional coverage or 0.55 if the insured

elects CAT coverage.

Specific plant: A plant identified by the complete botanical or common name as listed in the insured’s

catalog, or as otherwise defined in the SP. The products of plants being grown solely for harvest of buds, 

flowers, greenery, or any portion of the plant are also considered specific plants.

Quantity: For specific plants sold by the count, the actual number of such plants. For specific plants that are 

harvested, and the production is sold by weight, the number of pounds. The number of cartons or other 

containers will be converted to an equivalent number of pounds if such measures are used for sale.

Wholesale: The sale of specific plants to retailers for resale and not directly to the end-user, except to endusers including but not limited to landscape contractors, government entities or organizations, restaurants, 

grocers, and commercial vegetable and fruit producers.
September 2023 FCIC-24420 36

Exhibit 3 Form Standards - Controlled Environment Value Report

INSTRUCTIONS FOR COMPLETION OF CEVR

A. The following entries are required for the CEVR. The sequence of the items on the form will 

be determined by the format selected by the AIP.

(1) For new insureds, this report must be completed at the time of application.

(2) For carryover insureds, this report must be filed on or before the SCD.

(3) This report may be revised by increasing the SV within acceptable limits until 30 days 

before the end of the crop year, although such revisions may only be made twice a year 

with exceptions noted in Paragraph 19D. 

(4) This report will include all growing locations in the county that represent the SVs values 

the insured submits.

(5) This report may be used to increase values of already-insured plant categories to the 

inventory that have been restocked after a loss. This does not count as one of the two 

allowable revisions in (3) above.

(6) The price election percentage on the CEVR must always be 1.00 for additional coverage 

policies and 0.55 for CAT coverage policies.

(7) Coverage percentage elections must be made on the application or policy change form.

(8) All required elements of the CEVR (Paragraph 19) and any supporting documentation 

(e.g., sales records) requested by the AIP must be submitted before the CEVR is 

considered complete.

(9) Document in the Remarks section, or in an attachment to the CEVR:

(a) Any uninsurable plants in insured plant categories to identify that these plants 

will not be insurable under the policy; and

(b) The methods that will be used to maintain the identity of these plants. See 

Paragraph 14E for guidance about methods of maintaining identity of plants.

B. Identifying the Insured

(1) Insured’s name. 

(2) Policy number. 

(3) Street Address, City, County, State, Zip Code of each CE operation (one or multiple CE 

structures under common ownership or management) in which the insured has an 

interest in the county. 
September 2023 FCIC-24420 37

Exhibit 3 Form Standards - Controlled Environment Value Report (Continued)

C. Underwriting Questions

Downward revisions to the SV are not allowed after insurance attaches. Upward revisions are 

allowed if FCIC-approved guidelines are followed (refer to Section 6 of the CP and Paragraph 

19D). For the year of application:

(1) for the 2024 crop year, if the insured applies for coverage after the SCD (December 1 ),

coverage will begin after the start date of the crop year (January 1), subject to a 30-day 

waiting period.

(2) for the 2025 crop year, if the insured applies for coverage after the SCD (May 1 or 

September 1, as applicable), coverage will begin after the start date of the crop year 

(June 1 or October 1, as applicable), subject to a 30-day waiting period.

Example: Application after SCD

SCD Application First Day of 

2025 Crop Year

Insurance 

Attaches for 

2025 Crop Year

Last Day of 2025

Crop Year

May 1, 2024 May 10, 2024 June 1, 2024 June 10, 2024 May 31, 2025

(1) Enter applicable three-digit practice code

(2) Enter Crop Year

(3) Indicate if this is a revised report Circle Yes or No

(4) Enter Date

(5) Has the CE operation changed in the past year? (“Yes”

requires an inspection.)

Circle Yes or No

(6) Are all growing locations in the county insured? Circle Yes or No

(7) Has the insured provided catalogs? Circle Yes or No

(8) Make no entry

(9) Make no entry

(10) Does the insured have infected plants from the prior crop year 

that have not been destroyed? These are not insurable. 

(“Yes” answer requires an inspection.)

Circle Yes or No

(11) Does the insured have any insurable plants that were 

damaged during the prior crop year(s) that have not been 

destroyed? These are not insurable. If “Yes,” identify those 

plants & the quantity in Remarks section. (“Yes” requires an 

inspection.)

Circle Yes or No

(12) Does the insured have insurable plants that cannot be insured 

because they failed to meet insurability requirements prior to 

the beginning of the crop year? If “Yes,” these are not 

insurable. Identify those plants & the quantity in Remarks 

section.

Circle Yes or No
September 2023 FCIC-24420 38

Exhibit 3 Form Standards - Controlled Environment Value Report (Continued)

C. Underwriting Questions (Continued) 

(13) Has the insured included all plant categories that they want to 

insure (additional coverage only)?

Circle Yes or No

(14) Does the insured have an inspection report on file that was 

completed within the past four crop years?

(“No” requires an inspection.)

Circle Yes or No

(15) Does the insured certify that there have been no material 

changes in the CE operation or in the plant inventory since the 

insured submitted the prior CEVR and that the SV remains 

equal to or less than the expected maximum monthly unit 

value? NA is only applicable for new insureds.

Circle Yes, No, or NA

D. Reporting by Practice – For CAT Coverage

Insureds must report on the CEVR the highest inventory amount for all the insured plant 

categories in any of the preceding three crop years and the maximum of the monthly values 

reported on the MUVP.

E. Reporting by Basic Unit

The CEVR requires a MUVP (refer to Exhibit 4) to be included with the CEVR.

The CEVR is by basic unit. Separate reports are required for each basic unit. For CAT coverage, 

basic units are established by plant production practice; for additional coverage, basic units are 

established by insured plant category within the insured plant production practice. All insured 

plant categories are identified on the CEVR. For additional coverage, the CEVR will include only 

the plant category in that basic unit. For CAT coverage, the report will include all the plant 

categories in the insured plant production practice. The following are required on the CEVR:

(1) County. 

(2) Practice Code.

(3) Plant Category. 

(4) Basic Unit Number – 

(a) For CAT coverage, each plant category within the insured plant production 

practice will be assigned the same number.

(b) For additional coverage, each insured plant category will be assigned a different 

basic unit number. 
September 2023 FCIC-24420 39

Exhibit 3 Form Standards - Controlled Environment Value Report (Continued)

E. Reporting by Basic Unit (Continued)

(5) Total SV equals the sum of the SV for each insured plant category in the unit.

(6) Amount of insurance equals the sum of the result of (a) through (d) for all insured plant 

categories in the unit:

(a) the SV for each plant category multiplied by; 

(b) the coverage percentage multiplied by; 

(c) price election percentage (100 percent for additional, 55 percent for CAT) 

multiplied by; and 

(d) insured’s share.

(7) For CAT policies, the SV for each insured practice cannot exceed the lesser of:

(a) 110 percent of the maximum value for all insured plant categories in any given 

month during any of the previous three crop years; or

(b) The maximum of the monthly values reported on the MUVP. At the time of an 

inspection, the CE operation must provide inventory records to support the 

monthly values reported.

(8) Remarks: Enter information as needed (e.g., “revised upward for new location”).

F. Understanding by Insured

Verify the insured understands that: 

(1) Only plant categories listed in the actuarial documents are insurable.

(2) One CEVR is submitted for each basic unit.

(3) The values reported in the MUVP are based on the maximum value of all the specific 

plants in each insured plant category that the insured expects to be in the CE operation 

each month of the crop year.

(4) For additional coverage, not all plant categories in each insured plant production 

practice must be insured. Insured elects the plant categories to insure on the CEVR.

(5) Each basic unit may be insured at a different coverage percentage. 

(6) Indemnities will be based on the pre-loss unit value or the SV for the basic unit 

depending on which of these two values is smaller at the time of loss.
September 2023 FCIC-24420 40

Exhibit 3 Form Standards - Controlled Environment Value Report (Continued)

F. Understanding by Insured (Continued) 

(7) Indemnities will be influenced by inventory values in a plant category at the time of loss 

and that the insured is effectively self-insuring inventory whose value exceeds the SV.

(8) Only CE operations are eligible for coverage. The CE operation must derive at least 40 

percent of its gross income from wholesale marketing of specific plants. 

(9) Supporting documents (Paragraph 19C) for values used on the CEVR must be maintained 

and available for the AIP’s review for three crop years beyond the current crop year.

G. Signature by Insured

The CEVR must be signed and dated by the insured. It is not acceptable to mark on the report 

“signature on file” or “report by telephone” or any other remark without the original signature 

of the insured. The applicable certification statement must be included on any form that the 

insured signs. See FCIC-24040 Document Supplemental Standards Handbook to determine 

applicable certification statement.

H. Signature by Representative

The agent must sign and date the CEVR.

I. Required Statements

The Collection of Information and Data (Privacy Act) Statement and the Nondiscrimination 

Statement must be included on any form the individual signs or provided to the individual on 

separate form for each form that is signed by the individual. A copy must be maintained by the 

AIP. The Certification Statement must be included on any form that the insured signs that 

collects information from the insured. See the FCIC-24040 Document Supplemental Standards 

Handbook to determine the applicable statements to include on any forms.
September 2023 FCIC-24420 41

Exhibit 3 Form Standards - Controlled Environment Value Report (Continued)
September 2023 FCIC-24420 42

Exhibit 4 Monthly Unit Value Plan

STANDARDS FOR COMPLETION OF MUVP

The following entries are required for the MUVP. The sequence of the items on the form will be 

determined by the format selected by the AIP.

An MUVP is required for each basic unit and is included with each CEVR the insured submits.

Note: An MUVP is not required for a subsequent crop year if the insured certifies on the CEVR 

that there are no material changes to the information reported on the current year’s 

MUVP.

For additional coverage, only plant categories that the insured elects to insure within each insured 

plant production practice are included in the MUVP. A MUVP for each plant category must be 

completed. For CAT coverage, all plant categories within an insured plant production practice must be 

included in this document. 

A. Identifying the Insured

(1) Crop year.

(2) Policy number.

(3) Insured’s name.

(4) Street Address, City, County, State, Zip Code of each CE operation in the county.

B. Underwriting Questions

(1) Basic Unit number.

(2) Applicable three-digit practice code.

(3) Plant category.

C. Expected Inventory Values

(1) Each line of the table the insured identifies the monthly maximum expected value for a 

specific plant category. For additional coverage, make entries only for the plant 

category associated with this basic unit. For CAT coverage, make entries for all plant 

categories associated with this basic unit.

(2) The SV shown on the CEVR is obtained from the MUVP.

(3) The insured’s SV is limited to:

(a) For CAT coverage, for each insured plant production practice, the lesser of:
September 2023 FCIC-24420 43

Exhibit 4 Monthly Unit Value Plan (Continued)

C. Expected Inventory Values (Continued) 

(i) 110 percent of the maximum value for all plant categories in any given 

month during any of the previous three crop years; or

(ii) the maximum of the monthly values reported on the MUVP. 

(b) For additional coverage, for basic units, the SV may not exceed the highest 

maximum value for the same plant category reported on the insured’s MUVP. 
September 2023 FCIC-24420 44

Exhibit 4 Monthly Unit Value Plan (Continued)
September 2023 FCIC-24420 45

Exhibit 5 CE Underwriting Inspection Report

The following entries are required for the CE Underwriting Inspection Report. The sequence of the 

items on the form will be determined to be the format selected by the AIP.

(1) Complete an inspection report for each location inspected.

(2) This report must be completed for all new applications or when the CE operation meets any 

criteria contained in Paragraph 16B herein and must be completed within 30 days of the 

applicant’s signature date on the application or revised CEVR.

A. Identifying the Insured

(1) crop year;

(2) basic unit number(s);

(3) practice for the unit;

(4) policy number;

(5) name of nursery and mailing address;

(6) name of owner;

(7) name of operator;

(8) name of agent/agency and phone number;

(9) legal description;

(10) location description, including physical address; and

(11) reason for report: See the Inspection section of this handbook.

B. Biosecurity Self-Certification

(See Exhibit 7) 

C. Irrigation for CE

(1) Describe in detail the irrigation water source.

(a) Surface water supply as a percentage of total supply.

(i) Irrigation district name.

(ii) Allocation last year as a percentage of normal usage.

(iii) Expected allocation as a percentage of normal usage.

(iv) Water impoundment. State size and how many.
September 2023 FCIC-24420 46

Exhibit 5 CE Underwriting Inspection Report (Continued)

C. Irrigation for CE (Continued)

(v) Rivers/creeks. State number of months available as a supply. 

(b) Irrigation well(s) as a percentage of total supply used.

(i) Irrigation district name.

(ii) Allocation last year as a percentage of normal usage.

(iii) Expected allocation as a percentage of normal usage.

(iv) Number of wells. Gallons per minute. Other supply (include size and 

number). 

(2) Type of irrigation method:

(a) Overhead;

(b) Drip/Trickle System;

(c) Sub-irrigation; or

(d) Other. Explain in Remarks section of the form.

D. Other Site Observations

(1) Describe in detail the fertilization program used and any special requirements by plant 

species.

(2) Do any plant species show evidence of insect or disease infestation or contamination? If 

so, document what is being done as control measures.

(3) Are plants being grown in appropriate growing medium according to accepted industry 

standards? 

E. Additional Information

(1) Have the plants sustained previous damage and not been destroyed? If so, describe and 

list in the Remarks section of the form or on a separate sheet, if additional space is 

needed. The name, number, size, and value of each damaged plant. Plants with 

damage at the time of inspection are not insurable under CE but are to be documented.

(2) Are the previously damaged plants (uninsurable) identified and segregated?

(3) Growing location map: Sketch a map or provide an FSA aerial photo showing the 

growing location/facilities in detail indicating other owned or share rented locations, 

landmarks and CE crops grown by the insured.
September 2023 FCIC-24420 47

Exhibit 5 CE Underwriting Inspection Report (Continued)

E. Additional Information (Continued) 

(4) State the percentage of gross income derived from plant sales from wholesale and retail 

sales of specific plants based on the calculation contained in Part 2, Paragraph 11. 

“Based on the calculation above, has the CE operation derived at least 40 percent of its 

gross income of plant sales from the wholesale marketing of plants?” Check “Yes” or 

“No.” Explain and document what information was verified to determine the result of 

the calculation. Attach a separate sheet if necessary.

(5) Provide additional information and comments as necessary.

F. Inspector’s Evaluation

(1) The inspector’s evaluation of the management of the CE operation as to whether it is 

above average, average, or below average.

(2) The inspector’s evaluation of the CE facilities, operation, and adherence to good 

production practices as to whether it is above average, average, or below average.

(3) Inspector’s recommendation as to accept, reject or refer to AIP representative.

G. Signatures

(1) Inspector signs and dates on the date of inspection.

(2) AIP supervisor signs and dates on the date received and evaluated.

(3) Insured signs and dates on the date of inspection, acknowledging any uninsurable 

specific plants due to existing damage and not destroyed at the time of inspection.
September 2023 FCIC-24420 48

Exhibit 5 CE Underwriting Inspection Report (Continued)
September 2023 FCIC-24420 49

Exhibit 5 CE Underwriting Inspection Report (Continued) 
September 2023 FCIC-24420 50

Exhibit 6 Controlled Environment Catalog Checklist

Crop Year: _________________________________

Date of Review: _____________________________

Policyholder: _______________________________

Carryover Insured or New Insured: _____________

State: _____________________________________

County: ___________________________________

Policy Number: _____________________________

CE Name on Catalog (if different than insured name): _______________________________

Agent Name (not agency name): _______________________________

Servicing Company (AIP): ______________________________________

I have reviewed the attached, above-referenced catalog. For each minimum requirement, a “Y” indicates the 

minimum requirement has been met and “N” indicates the minimum requirement has not been met.

If an “N” is entered for one or more requirements in 1-5 below, the catalog is returned to the insured with 

written notice that the application for insurance is refused because the inventory or catalog is not acceptable.

If a “Y” is entered for all requirements 1-5, one (1) copy of the catalog and a copy of this checklist are sent to 

the RO.

This catalog:

1.___ Is typewritten/printed and legible.

2.___ Shows an issue date on the cover page.

3.___ Contains the name, address, and phone number of the CE operation.

4.___ Is provided to customers and used in the sale of plants.

5.___ Lists each plant’s name, plant or container, and wholesale price.

6.___ Date the catalog was received is documented.

Document the date the catalog was received.

___________________________________________ _____________

Name and Title of AIP Reviewer Date 
September 2023 FCIC-24420 51

Exhibit 7 Biosecurity Self-Certification

Biosecurity 

steps

Definitions Questions Y/N

Potential 

Hazards and 

Risk

A hazard is an identified area or process that could 

potentially introduce a pest or pathogen.

Have hazards been 

identified? 

Y/N

Identified Risks Use risk rating to determine your resource needs. 

When rating risk, consider occurrence (how likely will 

it happen), regulation (for the potential pest 

introduction) and severity (what are the 

consequences if a pest is introduced).

Have risks been identified? Y/N

Identified 

Critical Control 

Point

Determine Critical Control Points. Where do risks 

and hazards exist in the production timeline? Where 

and/or when is it appropriate to apply the good 

production practices to mitigate risks?

Has operation identified 

Critical Control Points?

Y/N

Good 

Production 

Practices

Determine the steps you are going to take to address 

and/or mitigate the hazard/risk at the critical control 

point. These are good production practices 

consistent with requirements for insurability. 

Has operation identified 

the good production 

practices to take that

mitigate the identified 

risks?

Y/N

Internal 

procedures 

and protocols

List or describe any internal procedures your 

operation may use or need for good production 

practices (e.g., sanitation, mitigation and scouting 

procedures).

Has operation identified 

internal procedures for 

good production 

practices?

Y/N

External 

protocols and 

documents 

List any other procedures or documents that you may 

have used to determine the good production 

practices. (Regulatory requirements, compliance 

agreements, internal quality management 

procedures, extension information are examples.)

Has operation identified 

external documents and 

steps for good production 

practices? 

Y/N

Responsibilities List employees in charge of good production 

practices steps and employees in control of each 

step. 

Has operation identified 

the employees who are 

required to implement and 

monitor good production 

practices?

Y/N

Training 

requirements

Define the training requirements for employees that 

implement good production practices? 

Has operation identified 

training for good 

production practices and 

employees’ roles in it?

Y/N

Record 

Requirements

List the records your CE operation may use to 

document the good production practices were

completed (e.g., activity logs, training date records, 

copies of training materials and/or guides).

Are records available that 

support their good 

production practices plan? 

Y/N