<!DOCTYPE html>
<html lang="en">
<head>
    <meta charset="utf-8" />
    <meta http-equiv="X-UA-Compatible" content="IE=11" />
    <meta name="viewport" content="width=device-width, initial-scale=1, shrink-to-fit=no" />

    <title>Basic Provisions 20(a) | RMA</title>

    <meta name="description" content="U.S. Department of Agriculture, Risk Management Agency">

    <!-- Google Tag Manager -->
    <script>
        (function (w, d, s, l, i) {
            w[l] = w[l] || []; w[l].push({
                'gtm.start':
                    new Date().getTime(), event: 'gtm.js'
            }); var f = d.getElementsByTagName(s)[0],
                j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src =
                    'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f);
        })(window, document, 'script', 'dataLayer', 'GTM-MK9DSZ2');</script>
    <!-- End Google Tag Manager -->
    <!--link href="http://fonts.googleapis.com/css?family=Open+Sans:400,400italic,600,600italic,700,700italic" rel="stylesheet" type="text/css" /-->
    <!-- Custom styles for this template -->
    <link href="/assets/css/jumbotron-narrow.css" rel="stylesheet" />

    <!-- HTML5 shim and Respond.js for IE8 support of HTML5 elements and media queries -->
    <!--[if lt IE 9]>
        <script src="https://oss.maxcdn.com/html5shiv/3.7.2/html5shiv.min.js"></script>
        <script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
    <![endif]-->

    <link rel="stylesheet" href="/web_assets/assets/styles/modern.css?v=3" />
    <link rel="stylesheet" type="text/css" href="https://cdn.datatables.net/v/bs/dt-1.10.13/b-1.2.4/b-colvis-1.2.4/b-html5-1.2.4/b-print-1.2.4/fc-3.2.2/fh-3.1.2/kt-2.2.0/r-2.1.0/sc-1.4.2/se-1.2.0/datatables.min.css" />
    <link rel="stylesheet" type="text/css" href="https://cdn.datatables.net/plug-ins/1.10.15/integration/font-awesome/dataTables.fontAwesome.css" />

    <style>
        .dataTables_scrollHeadInner {
            width: 100% !important;
            padding: 0 !important;
        }
    </style>

</head>
<body>
    <!-- Google Tag Manager (noscript) -->
    <noscript>
        <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-MK9DSZ2" title="Google Tag Manager for Web Tracking"
                height="0" width="0" style="display:none;visibility:hidden"></iframe>
    </noscript>
    <!-- End Google Tag Manager (noscript) -->
    <!-- HEADER AREA -->
    <!-- BEGIN NOINDEX -->
    

<div class="container print-display-none">
    <div class="row header clearfix">

        <div class="col-sm-8 col-md-6 col-lg-5 logo">
            <a href="/">
                <div class="logoImage">
                    <!-- commented out while a/b testing different logos and backgrounds -->
                    <!-- @Editable(m => m.SiteLogo)-->
                </div>
                <div class="logoText">
                    <p>United States Department of Agriculture</p>
                    <p>Risk Management Agency</p>
                </div>
            </a>
        </div><!-- /logo -->
        <div class="col-sm-4 col-md-6 col-lg-7">
            <ul class="nav nav-pills navbar-right topnav">
                    <li>
                        
    <a href="/" target="" title="Home Main Menu Link">
        <span class="visible-lg-block">Home</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Home</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/About-RMA" target="" title="About RMA Main Menu Link">
        <span>About RMA</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/Information-Tools/Agent-Locator" target="" title="Find an Agent Main Menu Link">
        <span>Find an Agent</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/News-Room" target="" title="News Main Menu Link">
        <span class="visible-lg-block">News</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">News</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/About-RMA/Jobs-and-Careers" target="" title="Careers Main Menu Link">
        <span>Careers</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/Contact-Us" target="" title="Contact Us Main Menu Link">
        <span>Contact Us</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/RMA-en-Espanol" target="" title="En Español Main Menu Link">
        <span>En Español</span>
    </a>

                    </li>
            </ul><!-- /Tertiary Nav -->
        </div>
        <div class="navbar-right navbar-searchBox">
            

<script>
//<![CDATA[
      var usasearch_config = { siteHandle:"risk-management-agency" };

      var script = document.createElement("script");
      script.type = "text/javascript";
      script.src = "//search.usa.gov/javascripts/remote.loader.js";
      document.getElementsByTagName("head")[0].appendChild(script);

//]]>
</script>

<form id="search_form" action="https://search.usa.gov/search" accept-charset="UTF-8" method="get" class="govSearchForm">
    <input name="utf8" type="hidden" value="✓" />
    <input type="hidden" name="affiliate" id="affiliate" value="risk-management-agency" />
    <label for="query" class="govSearchForm-label">Enter Search Term(s):</label>
    <input type="text" name="query" id="query" autocomplete="off" class="govSearchForm-searchBox usagov-search-autocomplete" />
    <input type="submit" name="commit" value="Search" class="govSearchForm-submit" />
</form>

        </div>
    </div>
</div><!-- container -->
<!-- HEADER: PRIMARY SITE NAVIGATION -->
<nav class="navbar mainnavbar megamenu">
    <div class="container-fluid">
        <!-- Brand and toggle get grouped for better mobile display -->
        <div class="navbar-header">
            <button type="button" class="navbar-toggle collapsed pull-right" data-toggle="collapse" data-target="#navbar" aria-expanded="false">
                <span class="sr-only">Toggle navigation</span>
                <i class="fa fa-bars" aria-hidden="true"></i>
            </button>
        </div>

        <!-- Collect the nav links, forms, and other content for toggling -->
        <div class="collapse navbar-collapse" id="navbar">
            <div class="container">
                <ul class="nav navbar-nav mainnav">
                    <!-- class=mainnav-->
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Policy-and-Procedure" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Policy & Procedure <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Bulletins-and-Memos" target="" title="Bulletins and Memos Main Menu Link">
        <span class="visible-lg-block">Bulletins and Memos</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Bulletins and Memos</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Crop-Policies" target="" title="Crop Policies Main Menu Link">
        <span class="visible-lg-block">Crop Policies</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Crop Policies</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Final-Agency-Determinations" target="" title="Final Agency Determinations Main Menu Link">
        <span class="visible-lg-block">Final Agency Determinations</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Final Agency Determinations</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/General-Policies" target="" title="General Policies Main Menu Link">
        <span class="visible-lg-block">General Policies</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">General Policies</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Insurance-Plans" target="" title="Insurance Plans Main Menu Link">
        <span class="visible-lg-block">Insurance Plans</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Plans</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Appendix-III-M13-Handbook-Index" target="" title="Appendix III/M-13 Handbook Index Main Menu Link">
        <span class="visible-lg-block">Appendix III/M-13 Handbook Index</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Appendix III/M-13 Handbook Index</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Program-Administration---14000" target="" title="Program Administration (14000) Main Menu Link">
        <span class="visible-lg-block">Program Administration (14000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Program Administration (14000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Coverage-Plans---18000" target="" title="Coverage Plans (18000) Main Menu Link">
        <span class="visible-lg-block">Coverage Plans (18000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Coverage Plans (18000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Privately-Developed-Products---20000" target="" title="Privately Developed Products (20000) Main Menu Link">
        <span class="visible-lg-block">Privately Developed Products (20000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Privately Developed Products (20000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Program-Evaluations---22000" target="" title="Program Evaluations (22000) Main Menu Link">
        <span class="visible-lg-block">Program Evaluations (22000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Program Evaluations (22000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Underwriting---24000" target="" title="Underwriting (24000) Main Menu Link">
        <span class="visible-lg-block">Underwriting (24000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Underwriting (24000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Loss-Adjustment-Standards---25000" target="" title="Loss Adjustment Standards (25000) Main Menu Link">
        <span class="visible-lg-block">Loss Adjustment Standards (25000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Loss Adjustment Standards (25000)</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown megamenu-fw">
                            <a href="" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">RMA<i>Local</i> <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu megamenu-content" role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown localLeft ">
                                                    <!-- insert if table layout-->
                                                        <li class="center-block">
                                                            
    <a href="/RMALocal/State-Map" target="" title="State Map Main Menu Link">
        <div class="imageSet">
            <img class="center-block  primary-image " src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Map-Icon.ashx" alt="Menu Icon" />
            <img class="center-block primary-image primary-image-hover" src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Map-Icon---Alt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span>State Map</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/RMALocal/Field-Offices/Regional-Offices" target="" title="Regional Offices Main Menu Link">
        <div class="imageSet">
            <img class="center-block  primary-image " src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Office.ashx" alt="Menu Icon" />
            <img class="center-block primary-image primary-image-hover" src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Office---Alt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Regional Offices</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Regional</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/RMALocal/Field-Offices/Regional-Compliance-Offices" target="" title="Compliance Offices Main Menu Link">
        <div class="imageSet">
            <img class="center-block  primary-image " src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Map-Icon/Compliance-Office-Icon.ashx" alt="Menu Icon" />
            <img class="center-block primary-image primary-image-hover" src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Map-Icon/Compliance-Office-Icon---Alt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Compliance Offices</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Compliance</span>
        </div>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown multi-column-dropdown listncol states localRight   ">
                                                    <!-- insert if table layout-->
                                                        <li class="">
                                                            
    <a href="/RMALocal/Alabama" target="" title="Alabama Main Menu Link">
        <span class="visible-lg-block">Alabama</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ala.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Alaska" target="" title="Alaska Main Menu Link">
        <span class="visible-lg-block">Alaska</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Alaska</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Arizona" target="" title="Arizona Main Menu Link">
        <span class="visible-lg-block">Arizona</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ariz.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Arkansas" target="" title="Arkansas Main Menu Link">
        <span class="visible-lg-block">Arkansas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ark.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/California" target="" title="California Main Menu Link">
        <span class="visible-lg-block">California</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Calif.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Colorado" target="" title="Colorado Main Menu Link">
        <span class="visible-lg-block">Colorado</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Colo.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Connecticut" target="" title="Connecticut Main Menu Link">
        <span class="visible-lg-block">Connecticut</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Conn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Delaware" target="" title="Delaware Main Menu Link">
        <span class="visible-lg-block">Delaware</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Del.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Florida" target="" title="Florida Main Menu Link">
        <span class="visible-lg-block">Florida</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Fla.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Georgia" target="" title="Georgia Main Menu Link">
        <span class="visible-lg-block">Georgia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ga.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Hawaii" target="" title="Hawaii Main Menu Link">
        <span class="visible-lg-block">Hawaii</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hawaii</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Idaho" target="" title="Idaho Main Menu Link">
        <span class="visible-lg-block">Idaho</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Idaho</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Illinois" target="" title="Illinois Main Menu Link">
        <span class="visible-lg-block">Illinois</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ill.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Indiana" target="" title="Indiana Main Menu Link">
        <span class="visible-lg-block">Indiana</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ind.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Iowa" target="" title="Iowa Main Menu Link">
        <span class="visible-lg-block">Iowa</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Iowa</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Kansas" target="" title="Kansas Main Menu Link">
        <span class="visible-lg-block">Kansas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Kans.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Kentucky" target="" title="Kentucky Main Menu Link">
        <span class="visible-lg-block">Kentucky</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ky,</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Louisiana" target="" title="Louisiana Main Menu Link">
        <span class="visible-lg-block">Louisiana</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">La.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Maine" target="" title="Maine Main Menu Link">
        <span class="visible-lg-block">Maine</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Maine</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Maryland" target="" title="Maryland Main Menu Link">
        <span class="visible-lg-block">Maryland</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Md.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Massachusetts" target="" title="Massachusetts Main Menu Link">
        <span class="visible-lg-block">Massachusetts</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Mass.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Michigan" target="" title="Michigan Main Menu Link">
        <span class="visible-lg-block">Michigan</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Mich.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Minnesota" target="" title="Minnesota Main Menu Link">
        <span class="visible-lg-block">Minnesota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Minn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Mississippi" target="" title="Mississippi Main Menu Link">
        <span class="visible-lg-block">Mississippi</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Miss.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Missouri" target="" title="Missouri Main Menu Link">
        <span class="visible-lg-block">Missouri</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Mo.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Montana" target="" title="Montana Main Menu Link">
        <span class="visible-lg-block">Montana</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Mont.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Nebraska" target="" title="Nebraska Main Menu Link">
        <span class="visible-lg-block">Nebraska</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nebr.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Nevada" target="" title="Nevada Main Menu Link">
        <span class="visible-lg-block">Nevada</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nev.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/New-Hampshire" target="" title="New Hampshire Main Menu Link">
        <span class="visible-lg-block">New Hampshire</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.H.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/New-Jersey" target="" title="New Jersey Main Menu Link">
        <span class="visible-lg-block">New Jersey</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.J.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/New-Mexico" target="" title="New Mexico Main Menu Link">
        <span class="visible-lg-block">New Mexico</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.M.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/New-York" target="" title="New York Main Menu Link">
        <span class="visible-lg-block">New York</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.Y.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/North-Carolina" target="" title="North Carolina Main Menu Link">
        <span class="visible-lg-block">North Carolina</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.C.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/North-Dakota" target="" title="North Dakota Main Menu Link">
        <span class="visible-lg-block">North Dakota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.D.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Ohio" target="" title="Ohio Main Menu Link">
        <span class="visible-lg-block">Ohio</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ohio</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Oklahoma" target="" title="Oklahoma Main Menu Link">
        <span class="visible-lg-block">Oklahoma</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Okla.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Oregon" target="" title="Oregon Main Menu Link">
        <span class="visible-lg-block">Oregon</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ore.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Pennsylvania" target="" title="Pennsylvania Main Menu Link">
        <span class="visible-lg-block">Pennsylvania</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Pa.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Puerto-Rico" target="" title="Puerto Rico Main Menu Link">
        <span class="visible-lg-block">Puerto Rico</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">P.R.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Rhode-Island" target="" title="Rhode Island Main Menu Link">
        <span class="visible-lg-block">Rhode Island</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">R.I.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Carolina" target="" title="South Carolina Main Menu Link">
        <span class="visible-lg-block">South Carolina</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.C.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Dakota" target="" title="South Dakota Main Menu Link">
        <span class="visible-lg-block">South Dakota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.D.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Tennessee" target="" title="Tennessee Main Menu Link">
        <span class="visible-lg-block">Tennessee</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tenn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Texas" target="" title="Texas Main Menu Link">
        <span class="visible-lg-block">Texas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tex.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Utah" target="" title="Utah Main Menu Link">
        <span class="visible-lg-block">Utah</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Utah</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Vermont" target="" title="Vermont Main Menu Link">
        <span class="visible-lg-block">Vermont</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Vt.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Virginia" target="" title="Virginia Main Menu Link">
        <span class="visible-lg-block">Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Washington" target="" title="Washington Main Menu Link">
        <span class="visible-lg-block">Washington</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wash.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/West-Virginia" target="" title="West Virginia Main Menu Link">
        <span class="visible-lg-block">West Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">W.Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wisconsin" target="" title="Wisconsin Main Menu Link">
        <span class="visible-lg-block">Wisconsin</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wis.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wyoming" target="" title="Wyoming Main Menu Link">
        <span class="visible-lg-block">Wyoming</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wyo.</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Commodity" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Commodities <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Commodity" target="" title="Lookup Commodity Main Menu Link">
        <span>Lookup Commodity</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown megamenu-fw">
                            <a href="/" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Tools <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu megamenu-content" role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown popular-tools  ">
                                                    <!-- insert if table layout-->
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-sob.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Summary of Business</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-al.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Agent Locator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Agent Locator</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="" title="Actuarial Info Browser Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-aib.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Actuarial Info Browser</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-cidt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">RMA Map Viewer</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">RMA Map Viewer</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-ce.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Cost Estimator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Cost Est</span>
        </div>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown multi-column-dropdown listncol tools ">
                                                    <!-- insert if table layout-->
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="_blank" title="Actuarial Information Browser Main Menu Link">
        <span class="visible-lg-block">Actuarial Information Browser</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <span>Agent Locator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/AipListing" target="" title="AIP Companies Main Menu Link">
        <span>AIP Companies</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Associated-Agencies-and-Partners" target="" title="Associated Agencies and Partners Main Menu Link">
        <span>Associated Agencies and Partners</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Cause-of-Loss" target="" title="Cause of Loss Main Menu Link">
        <span class="visible-lg-block">Cause of Loss</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cause of Loss</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <span>Cost Estimator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="" title="County Programs Main Menu Link">
        <span class="visible-lg-block">County Programs</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">County Programs</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Indemnity-Maps" target="" title="Crop Indemnity Maps Main Menu Link">
        <span>Crop Indemnity Maps</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Weather" target="" title="Crop Weather Main Menu Link">
        <span class="visible-lg-block">Crop Weather</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Crop Weather</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://pubfs-rma.fpac.usda.gov/" target="_blank" title="FTP File Access Main Menu Link">
        <span class="visible-lg-block">FTP File Access</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">FTP</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Livestock-and-Dairy-Participation" target="" title="Livestock and Dairy Participation Main Menu Link">
        <span class="visible-lg-block">Livestock and Dairy Participation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock and Dairy Participation</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Livestock-Reports" target="" title="Livestock Reports (LRP and LGM) Main Menu Link">
        <span class="visible-lg-block">Livestock Reports (LRP and LGM)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Reports</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Nursery-Inventory-Software-EPLPPS" target="" title="Nursery Software (EPLPPS) Main Menu Link">
        <span class="visible-lg-block">Nursery Software (EPLPPS)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery Software</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Other-Sites" target="" title="Other Sites Main Menu Link">
        <span class="visible-lg-block">Other Sites</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Other Sites</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://prodwebnlb.rma.usda.gov/apps/prf " target="_blank" title="PRF Rainfall Main Menu Link">
        <span>PRF Rainfall</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="http://prodwebnlb.rma.usda.gov/apps/PriceDiscovery" target="_blank" title="Price Discovery Reporting Main Menu Link">
        <span>Price Discovery Reporting</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Reinsurance-Reports" target="" title="Reinsurance Reports Main Menu Link">
        <span class="visible-lg-block">Reinsurance Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/RIRS/" target="_blank" title="RMA Information Reporting System Main Menu Link">
        <span class="visible-lg-block">RMA Information Reporting System</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RIRS</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <span class="visible-lg-block">RMA Map Viewer</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Map Viewer</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Reports Main Menu Link">
        <span class="visible-lg-block">Summary of Business Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Topics" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Topics <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Beginning-or-Veteran-Farmers-and-Ranchers" target="" title="Beginning or Veteran Farmers and Ranchers Main Menu Link">
        <span class="visible-lg-block">Beginning or Veteran Farmers and Ranchers</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Beginning or Veteran Farmers and Ranchers</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Civil-Rights" target="" title="Civil Rights Main Menu Link">
        <span class="visible-lg-block">Civil Rights</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Civil Rights</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Compliance-Information" target="" title="Compliance Information Main Menu Link">
        <span class="visible-lg-block">Compliance Information</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Compliance Information</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Conservation" target="" title="Conservation Main Menu Link">
        <span class="visible-lg-block">Conservation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Conservation</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Controlled-Environment" target="" title="Controlled Environment Main Menu Link">
        <span class="visible-lg-block">Controlled Environment</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Controlled Environment</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Cover-Crops" target="" title="Cover Crops Main Menu Link">
        <span class="visible-lg-block">Cover Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cover Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Double-Cropping-Initiative" target="" title="Double Cropping Initiative Main Menu Link">
        <span class="visible-lg-block">Double Cropping Initiative</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Double Cropping Initiative</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Farm-Bill" target="" title="Farm Bill Main Menu Link">
        <span class="visible-lg-block">Farm Bill</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Farm Bill</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Frequently-Asked-Questions" target="" title="Frequently Asked Questions Main Menu Link">
        <span class="visible-lg-block">Frequently Asked Questions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Frequently Asked Questions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hemp" target="" title="Hemp Main Menu Link">
        <span class="visible-lg-block">Hemp</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hemp</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hurricane-Insurance-Protection-Wind-Index" target="" title="Hurricane Insurance Protection - Wind Index Main Menu Link">
        <span class="visible-lg-block">Hurricane Insurance Protection - Wind Index</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hurricane Insurance Protection - Wind Index</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Cycle" target="" title="Insurance Cycle Main Menu Link">
        <span class="visible-lg-block">Insurance Cycle</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Cycle</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Resources" target="" title="Insurance Resources Main Menu Link">
        <span class="visible-lg-block">Insurance Resources</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Resources</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Lamb-Data-Gathering-Listening-Sessions" target="" title="Lamb Data Gathering Listening Sessions Main Menu Link">
        <span class="visible-lg-block">Lamb Data Gathering Listening Sessions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Lamb Data Gathering Listening Sessions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Insurance-Plans" target="" title="Livestock Insurance Plans Main Menu Link">
        <span class="visible-lg-block">Livestock Insurance Plans</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Insurance Plans</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Roadshow" target="" title="Livestock Roadshow Main Menu Link">
        <span class="visible-lg-block">Livestock Roadshow</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Roadshow</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Manage-Your-Farm-Risk" target="" title="Manage Your Farm Risk Main Menu Link">
        <span class="visible-lg-block">Manage Your Farm Risk</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Manage Your Farm Risk</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/National-Fact-Sheets" target="" title="National Fact Sheets Main Menu Link">
        <span class="visible-lg-block">National Fact Sheets</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">National Fact Sheets</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Nursery" target="" title="Nursery Main Menu Link">
        <span class="visible-lg-block">Nursery</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Organic-Crops" target="" title="Organic Crops Main Menu Link">
        <span class="visible-lg-block">Organic Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Organic Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Outreach-and-Education" target="" title="Outreach and Education Main Menu Link">
        <span class="visible-lg-block">Outreach and Education</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Outreach and Education</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Prevented-Planting" target="" title="Prevented Planting Main Menu Link">
        <span class="visible-lg-block">Prevented Planting</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Prevented Planting</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Producer-Obligations-and-Expectations" target="" title="Producer Obligations and Expectations Main Menu Link">
        <span class="visible-lg-block">Producer Obligations and Expectations</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Producer Obligations and Expectations</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Publications" target="" title="Publications Main Menu Link">
        <span class="visible-lg-block">Publications</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Publications</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Reinsurance-Agreements" target="" title="Reinsurance Agreements Main Menu Link">
        <span class="visible-lg-block">Reinsurance Agreements</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance Agreements</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/RMA-2023-Accomplishments" target="" title="RMA 2023 Accomplishments Main Menu Link">
        <span class="visible-lg-block">RMA 2023 Accomplishments</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RMA 2023 Accomplishments</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Shellfish" target="" title="Shellfish Main Menu Link">
        <span class="visible-lg-block">Shellfish</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Shellfish</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Specialty-Crops" target="" title="Specialty Crops Main Menu Link">
        <span class="visible-lg-block">Specialty Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Specialty Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Crop-Insurance-for-Urban-Farmers" target="" title="Urban Ag Main Menu Link">
        <span class="visible-lg-block">Urban Ag</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Urban Ag</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                    
                    <!-- this is a duplicate of the secondary (.topnav) and tertiary (.searchnav) nav -->
                    <!-- media query shows only for small screen -->
                    <li id="duplicateTopNav" class="mainnav-dropdown dropdown">
                        <a href="#" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">
                            News and Information <span class="caret"></span>
                        </a>
                        <ul class="mainnav-dropdownlist dropdown-menu">
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/" target="" title="Home Main Menu Link">
        <span class="visible-lg-block">Home</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Home</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/About-RMA" target="" title="About RMA Main Menu Link">
        <span>About RMA</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/Information-Tools/Agent-Locator" target="" title="Find an Agent Main Menu Link">
        <span>Find an Agent</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/News-Room" target="" title="News Main Menu Link">
        <span class="visible-lg-block">News</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">News</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/About-RMA/Jobs-and-Careers" target="" title="Careers Main Menu Link">
        <span>Careers</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/Contact-Us" target="" title="Contact Us Main Menu Link">
        <span>Contact Us</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/RMA-en-Espanol" target="" title="En Español Main Menu Link">
        <span>En Español</span>
    </a>

                                </li>
                        </ul>
                    </li>

                </ul>
            </div>
        </div><!-- /.navbar-collapse -->
    </div><!-- /.container-fluid -->
</nav>

    <!-- END NOINDEX -->
    <!-- MAIN CONTENT AREA -->
    <div class="main-content">
        <!-- BEGIN NOINDEX -->
        <div class="container">
            <div class="col-sm-12">

    <ol class="breadcrumb">
                <li>Policy & Procedure</li>
                <li>Final Agency Determinations</li>
                <li>Basic Provisions 20(a)</li>
    </ol>
</div>

        </div>
        <!-- END NOINDEX -->

        

<div class="container">
    <div class="row">
        <div class="col-sm-8 body">
            
    <div class="row ">
            <div class="col-md-12">
                

    <div class="page-header">
            <h1>

                Final Agency Determination: FAD-232
            </h1>
        </div>

            </div>
    </div>

    <div class="row ">
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle"></span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p style="padding-bottom: 10px;"><strong>Subject: </strong>Two requests dated February 3, 2015, and February 20, 2015 to the Risk Management Agency (RMA) requesting a Final Agency Determination for the 2012 crop year regarding the interpretation of section 20(a)(1) of the Common Crop Insurance Basic Provisions (Basic Provisions), published at 7 C.F.R. § 457.8. This request is pursuant to 7 C.F.R. § 400, subpart X.</p>
<p><strong>Background:</strong></p>
<p>The preamble of the Basic Provisions states, in relevant part:</p>
<p style="margin-left: 40px;">We will use the procedures (handbooks, manuals, memoranda and bulletins), as issued by FCIC and published on RMA’s Web site at www.rma.usda.gov or a successor Web site, in the administration of this policy, including the adjustment of any loss or claim submitted hereunder. In the event that we cannot pay your loss because we are insolvent or are otherwise unable to perform our duties under our reinsurance agreement with FCIC, your claim will be settled in accordance with the provisions of this policy and FCIC will be responsible for any amounts owed. No state guarantee fund will be liable for your loss.</p>
<p style="margin-left: 40px;">*****</p>
<p>Section 20(a)(1) of the Basic Provisions states, in relevant part:</p>
<p>20. Mediation, Arbitration, Appeal, Reconsideration, and Administrative and Judicial Review.</p>
<p style="margin-left: 40px;">(a) If you and we fail to agree on any determination made by us except those specified in section 20(d) or (e), the disagreement may be resolved through mediation in accordance with section 20(g). If resolution cannot be reached through mediation, or you and we do not agree to mediation, the disagreement must be resolved through arbitration in accordance with the rules of the American Arbitration Association (AAA), except as provided in sections 20(c) and (f), and unless rules are established by FCIC for this purpose. Any mediator or arbitrator with a familial, financial or other business relationship to you or us, or our agent or loss adjuster, is disqualified from hearing the dispute.</p>
<p style="margin-left: 80px;">(1) All disputes involving determinations made by us, except those specified in section 20(d) or (e), are subject to mediation or arbitration. However, if the dispute in any way involves a policy or procedure interpretation, regarding whether a specific policy provision or procedure is applicable to the situation, how it is applicable, or the meaning of any policy provision or procedure, either you or we must obtain an interpretation from FCIC in accordance with 7 CFR part 400, subpart X or such other procedures as established by FCIC.</p>
<p style="margin-left: 120px;">
(i) Any interpretation by FCIC will be binding in any mediation or arbitration.</p>
<p style="margin-left: 120px;">(ii) Failure to obtain any required interpretation from FCIC will result in the nullification of any agreement or award.</p>
<p style="margin-left: 120px;">(iii) An interpretation by FCIC of a policy provision is considered a determination that is a matter of general applicability.</p>
<p style="margin-left: 80px;">(2) Unless the dispute is resolved through mediation, the arbitrator must provide to you and us a written statement describing the issues in dispute, the factual findings, the determinations and the amount and basis for any award and breakdown by claim for any award. The statement must also include any amounts awarded for interest. Failure of the arbitrator to provide such written statement will result in the nullification of all determinations of the arbitrator. All agreements reached through settlement, including those resulting from mediation, must be in writing and contain at a minimum a statement of the issues in dispute and the amount of the settlement.</p>
<p style="margin-left: 80px;">*****</p>
<p style="margin-left: 120px;">
(b) Regardless of whether mediation is elected:</p>
<p style="margin-left: 120px;">*****</p>
<p style="margin-left: 160px;">(3) If arbitration has been initiated in accordance with section 20(b)(1) and completed, and judicial review is sought, suit must be filed not later than one year after the date the arbitration decision was rendered; and<br>
*****</p>
<p style="margin-left: 120px;">(c) Any decision rendered in arbitration is binding on you and us unless judicial review is sought in accordance with section 20(b)(3). Notwithstanding any provision in the rules of the AAA, you and we have the right to judicial review of any decision rendered in arbitration.</p>
<p style="margin-left: 120px;">*****</p>
<p style="margin-left: 120px;">(f) In any mediation, arbitration, appeal, administrative review, reconsideration or judicial process, the terms of this policy, the Act, and the regulations published at 7 CFR chapter IV, including the provisions of 7 CFR part 400, subpart P, are binding. Conflicts between this policy and any state or local laws will be resolved in accordance with section 31. If there are conflicts between any rules of the AAA and the provisions of your policy, the provisions of your policy will control.</p>
<p style="margin-left: 120px;">*****</p>
<p style="margin-left: 40px;">7 C.F.R. § 400.765 states, in relevant part:</p>
<p style="margin-left: 80px;">(a) The regulations contained in this subpart prescribe the rules and criteria for obtaining a final agency determination of the interpretation of any provision of the Act or the regulations promulgated thereunder.</p>
<p style="margin-left: 80px;">(b) Requesters may seek interpretations of those provisions of the Act and the regulations promulgated thereunder that are in effect for the crop year in which the request under this subpart is being made and the three previous crop years.</p>
<p style="margin-left: 80px;">(c) All final agency determinations issued by FCIC, and published in accordance with Sec. 400.768(f), will be binding on all participants in the Federal crop insurance program.</p>
<p style="margin-left: 80px;">*****</p>
<p style="margin-left: 40px;">7 C.F.R. § 400.768 FCIC obligations states, in relevant part:</p>
<p style="margin-left: 80px;">(a) FCIC will not interpret any specific factual situation or case, such as actions of any participant under the terms of a policy or any reinsurance agreement.</p>
<p style="margin-left: 80px;">*****</p>
<p><strong>Interpretation Submitted</strong></p>
<p>Two interpretations were submitted in this FAD request.</p>
<p><span style="text-decoration: underline;">First requestor’s interpretation</span>:</p>
<p>The first requestor states section 20(a)(l)(ii) of the Basic Provisions is not a basis for a policyholder to challenge an arbitration award. The first requestor states section 20(a)(l) of the Basic Provisions places the burden of requesting an interpretation from the Federal Crop Insurance Corporation (FCIC) on both the Approved Insurance Provider (AIP) and the participant/policyholder. The requestor interprets this provision to place the burden or obligation to seek any required interpretation equally on both the AIP and the participant/policyholder. That is, if either the AIP or the participant/policyholder assert or contend that an interpretation from FCIC is required or warranted under the provisions of the policy, each party would have an equal and separate responsibility to seek the required interpretation. For example, the requestor believes that if a participant/policyholder contends that an interpretation is required, the participant/policyholder would have a burden and obligation to request a timely interpretation. Pursuant to Manager's Bulletin 05-018, such a request must be submitted no later than ninety days prior to the arbitration proceeding. Also, if an issue that requires an interpretation arises during the arbitration itself, the parties may raise that issue at that time and the arbitrator would be required to promptly make that request. See section 2(B)(3) of Manager's Bulletin 05-018. The requestor interprets these provisions to require a participant/insured to affirmatively request any required FCIC interpretation in advance of the arbitration hearing or to otherwise to make that known to the arbitrator when that issue arises during arbitration. The requester does not believe that a participant/policyholder can use the provisions of the policy requiring an FCIC interpretation as a basis to seek a nullification of an arbitration award when they have failed to timely request such an interpretation in compliance with the provisions of section 20 of the Basic Provisions and MGR-05-018. To construe this provision otherwise would allow a participant/policyholder who contended that an interpretation was required to intentionally fail to request a policy or procedure interpretation from FCIC and then wait and see if they receive a favorable arbitration award. If the arbitration award is not favorable, then they could claim that their failure to obtain a policy interpretation of procedure allows them to challenge and nullify the award. The requestor believes this result is clearly not the intent of these provisions and that a participant/policyholder cannot, when they have failed to timely request a FCIC interpretation or make known to the arbitrator their belief that an interpretation is required, use the failure to obtain such an interpretation as a basis to seek nullification of an unfavorable arbitration award by judicial review.</p>
<p><span style="text-decoration: underline;">Second requestor’s interpretation</span>:</p>
<p>The second requestor states section 20(a)(l)(ii) of the Basic Provisions states any agreement or award is nullified by the failure to obtain a required interpretation.</p>
<p>The second requestor believes section 20(a)(l)(ii) of the Basic Provisions provides for nullification of any agreement or award if both parties fail to request an interpretation when an interpretation of "a policy or procedure interpretation, regarding whether a specific policy provision or procedure is applicable, how it is applicable, or the meaning of any policy provision or procedure" is necessitated by the dispute. Consequently, the requestor believes section 20(a)(l)(ii) was specifically provided for situations when a determination is made that an interpretation was necessary after an agreement or award is entered.</p>
<p>The second requestor believes section 20(a)(l)(ii) was created for situations when neither party knew an interpretation was necessary prior to or during an arbitration or other proceeding. Rather, the parties subsequently learned an interpretation was necessary based on the terms and findings in the agreement or award. Specifically, the second requestor believes section 20(a)(l)(ii) is applicable where the agreement or award evidences an improper interpretation of "the policy or procedure, whether a specific policy provision or procedure is applicable, how it is applicable and the meaning of any policy provision or procedure." The second requestor believes, in fact, that section 20(a)(1)(ii) serves no purpose other than to nullify an award or agreement when both parties failed to request an interpretation prior to an award or agreement.</p>
<p>The second requestor believes section 20(a)(l)(ii) was drafted to give parties the opportunity to rectify an agreement or award when an arbitrator or other individual relies on a policy provision or procedure but fails to properly interpret the policy provision or procedure or how the policy or procedure is applicable. The second requestor believes that parties are not always aware there is a dispute over an interpretation of the policy provision or procedure or the applicability of a policy provision or procedure until an arbitrator or other person improperly interprets or applies the policy provision or procedure.</p>
<p style="padding-bottom: 10px;">Section 20(a)(l)(ii) of the Basic Provisions has no purpose if nullification of an agreement or award is waived where one or both parties fails to request an interpretation 90 days before the date of arbitration or during the arbitration. The second requestor does not believe Manager's Bulletin MGR-05-018, section 2(B)(2)(a)-(b) precludes section 20(a)(l)(ii) of the Basic Provisions nullifying an award or agreement if the parties fail to timely request an interpretation. Rather, the second requestor believes section 2(B)(2)(a)-(b) of MGR-05-018 provides that an untimely request "may" result in denial of an interpretation. Furthermore, even if FCIC denies the interpretation for failure to timely request, FCIC is also required to nullify any agreement or award according to section 20(a)(l)(ii) of the Basic Provisions.</p>
<p><strong>Final Agency Determination</strong></p>
<p>FCIC agrees with both requestors that section 20(a)(1) places a burden on both the AIP and the policyholder when a dispute arises to obtain an interpretation of a policy or procedural provision. The FCIC interpretation is binding on any arbitration and the arbitrator has no authority to interpret any policy or procedural provision. This is consistent with FAD-196, published on RMA’s website on November 13, 2013, and FAD-225 published on RMA’s website on February 2, 2015, which states “FCIC is responsible for making interpretations of the policy or procedure.” “…[I]f there is a dispute over any policy or procedural provision in any forum [such as an arbitration]…the parties are required to seek a Final Agency Determination or interpretation of procedure from FCIC.” Thus, the arbitrator is bound to give deference to any FCIC interpretation.</p>
<p>FCIC agrees with the first requestor that the burden or obligation to seek any required interpretation lies equally with the AIP or the policyholder. As such, if either the AIP or policyholder asserts or contends that an interpretation is warranted, then each party has a separate and equal responsibility to timely seek the required interpretation. The failure of either party to obtain an interpretation of a known material dispute of policy or procedure interpretation in accordance with section 20(a)(1) of the Basic Provisions will result in nullification of any agreement or award in accordance with section 20(a)(1)(ii) of the Basic Provisions.</p>
<p>FCIC agrees in part with the second requestor that section 20(a)(l)(ii) of the Basic Provisions provides for nullification of any agreement or award if both parties fail to request a required interpretation when a dispute involves the applicability and meaning of a specific policy provision or procedure, and how it is applicable. FCIC agrees that compliance with the 90 day deadline applicable to interpretations of procedure is not always possible because an issue that requires a policy or procedural interpretation could arise for the first time during the mediation, arbitration, or litigation proceeding. In such case, the mediator, arbitrator, judge, or magistrate must promptly request, or direct the parties to request, an interpretation be obtained from FCIC.</p>
<p>It is also possible that such issues of interpretation may not be known until after the arbitration decision has been rendered and the parties realize that the arbitrator issued an award that contained an interpretation that is inconsistent with a published FAD. Under such circumstances, the policy allows for nullification of the award if the party seeking nullification can show that the inconsistent interpretation resulted in an improper award being made. This is distinguishable from situations where a party may simply be dissatisfied with the outcome. The party seeking nullification has a high burden to show that the arbitrator made an interpretation of statute, regulation, policy or procedure for which no FAD was previously issued or sought.</p>
<p>The purpose of nullification provision in the policy is to ensure that there is only one interpretation provided by FCIC. To allow arbitrators to make their own interpretations of policy or procedure could lead to disparate treatment based on the selection of an arbitrator. The nullification provision prevents any type of forum shopping so all producers and AIPs are treated the same and the same standards apply to all.</p>
<p>Under 7 C.F.R. § 400.768, FCIC will not interpret any specific factual situation or case, such as the actions of the insured, AIP, agent, loss adjuster, arbitrator, mediator, judge, or magistrate under the procedures. Thus, this interpretation does not include any analysis of whether the policyholder, AIP, or arbitrator were in conformance with the statute, policy provisions, or procedures cited above.</p>
<p style="padding-bottom: 10px;">In accordance with 7 C.F.R. § 400.765(c), this Final Agency Determination is binding on all participants in the Federal crop insurance program for the crop years the policy provisions are in effect. Any appeal of this decision must be in accordance with 7 C.F.R. § 400.768(g).</p>
<p><strong>Date of Issue:</strong> April 10, 2015</p>
                </div>
            </dd>
        </dl>

            </div>
    </div>

        </div>
        <div class="col-sm-4 sidebar">
            
    <div class="row ">
            <div class="col-md-12">
                
        <!-- BEGIN NOINDEX -->
        <div>
            <ul class="sideNav">
                
                <li>
                    <a href="/Policy-and-Procedure/Final-Agency-Determinations" title="Final Agency Determinations Menu">Final Agency Determinations</a>
                </li>

                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/7-CFR-Section-400-FAD-247" title="7 CFR, Part 400 Page">7 CFR, Part 400</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/7-CFR-Section-400-FAD-251" title="7 CFR, Part 400 Page">7 CFR, Part 400</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Apple-Crop-Insurance-Provisions-14b-FAD-272" title="Apple Crop Insurance Provisions 14(b)(5) Page">Apple Crop Insurance Provisions 14(b)(5)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Apple-Crop-Provisions-1-FAD-295" title="Apple Crop Provisions Page">Apple Crop Provisions</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Arizona-California-Citrus-Crop-Provisions-3-FAD-257" title="Arizona-California Citrus Crop Provisions (3) Page">Arizona-California Citrus Crop Provisions (3)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Arizona-California-Citrus-Crop-Provisions-11-FAD-254" title="Arizona-California Citrus Crop Provisions (11) Page">Arizona-California Citrus Crop Provisions (11)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-1-FAD-313" title="Basic Provisions 1 Page">Basic Provisions 1</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-1-FAD-319" title="Basic Provisions 1 Page">Basic Provisions 1</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-2b-FAD-315" title="Basic Provisions 2(b) Page">Basic Provisions 2(b)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-2e-FAD-227" title="Basic Provisions 2(e) Page">Basic Provisions 2(e)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-3a-FAD-278" title="Basic Provisions 3(a) Page">Basic Provisions 3(a)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-3f-FAD-306" title="Basic Provisions 3(f)(3) Page">Basic Provisions 3(f)(3)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-3g-FAD-237" title="Basic Provisions 3(g) Page">Basic Provisions 3(g)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-3g-FAD-271" title="Basic Provisions 3(g) Page">Basic Provisions 3(g)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-3g-FAD-281" title="Basic Provisions 3(g)(4) Page">Basic Provisions 3(g)(4)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-4b-FAD-283" title="Basic Provisions 4(b) Page">Basic Provisions 4(b)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-6-FAD-242" title="Basic Provisions 6 Page">Basic Provisions 6</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-6a-FAD-268" title="Basic Provisions 6(a)(2) Page">Basic Provisions 6(a)(2)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-6d-FAD-297" title="Basic Provisions 6(d)(1) Page">Basic Provisions 6(d)(1)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-6d-FAD-300" title="Basic Provisions 6(d)(1) Page">Basic Provisions 6(d)(1)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-6g-FAD-276" title="Basic Provisions 6(g)(2) Page">Basic Provisions 6(g)(2)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-9a-FAD-228" title="Basic Provisions 9(a) Page">Basic Provisions 9(a)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-9a-FAD-264" title="Basic Provisions 9(a)(2)(i) Page">Basic Provisions 9(a)(2)(i)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-9a-FAD-266" title="Basic Provisions 9(a)(1) Page">Basic Provisions 9(a)(1)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-9a-FAD-312" title="Basic Provisions 9(a)(2)(vii) Page">Basic Provisions 9(a)(2)(vii)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-9b-FAD-289" title="Basic Provisions 9(b) Page">Basic Provisions 9(b)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-10a-FAD-290" title="Basic Provisions 10(a) Page">Basic Provisions 10(a)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-10b2-FAD-308" title="Basic Provisions 10(b)(2) Page">Basic Provisions 10(b)(2)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-12a-FAD-239" title="Basic Provisions 12(a) Page">Basic Provisions 12(a)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-12-14-FAD-286" title="Basic Provisions 12 and 14 Page">Basic Provisions 12 and 14</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-13a-FAD-259" title="Basic Provisions 13(a) Page">Basic Provisions 13(a)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-14-FAD-260" title="Basic Provisions 14 Page">Basic Provisions 14</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-14-FAD-288" title="Basic Provisions 14 Page">Basic Provisions 14</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-14b-FAD-316" title="Basic Provisions 14(b) Page">Basic Provisions 14(b)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-14d1-FAD-302" title="Basic Provisions 14(d)(1) Page">Basic Provisions 14(d)(1)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-14e-FAD-226" title="Basic Provisions 14(e) Page">Basic Provisions 14(e)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-14e-FAD-274" title="Basic Provisions 14(e)(4)(i)(A), (e)(5) Page">Basic Provisions 14(e)(4)(i)(A), (e)(5)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-14e-FAD-277" title="Basic Provisions 14(e)(4)(i)(A), (e)(5) Page">Basic Provisions 14(e)(4)(i)(A), (e)(5)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-14f3-FAD-270" title="Basic Provisions 14(f)(3) Page">Basic Provisions 14(f)(3)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-14i-FAD-249" title="Basic Provisions 14(i) Page">Basic Provisions 14(i)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-15b-FAD-229" title="Basic Provisions 15(b) Page">Basic Provisions 15(b)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-15e-FAD-291" title="Basic Provisions 15(e)(2) Page">Basic Provisions 15(e)(2)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-15h-FAD-301" title="Basic Provisions 15(h)(7) Page">Basic Provisions 15(h)(7)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-15i-FAD-255" title="Basic Provisions 15(i) Page">Basic Provisions 15(i)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-17d-FAD-310" title="Basic Provisions 17(d)(1)(ii)(A) Page">Basic Provisions 17(d)(1)(ii)(A)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-17e-FAD-234" title="Basic Provisions 17(e) Page">Basic Provisions 17(e)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-17e-FAD-265" title="Basic Provisions 17(e) Page">Basic Provisions 17(e)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-17e-FAD-241" title="Basic Provisions 17(e)(1) Page">Basic Provisions 17(e)(1)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-17e-FAD-248" title="Basic Provisions 17(e)(1)(i) and 17(f)(12) Page">Basic Provisions 17(e)(1)(i) and 17(f)(12)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-17e-FAD-235" title="Basic Provisions 17(e)(1)(i)(A) Page">Basic Provisions 17(e)(1)(i)(A)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-17e-FAD-238" title="Basic Provisions 17(e)(iii)(A)-(B) Page">Basic Provisions 17(e)(iii)(A)-(B)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-17f--FAD-244" title="Basic Provisions 17(f) Page">Basic Provisions 17(f)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-17f--FAD-303" title="Basic Provisions 17(f)(10) Page">Basic Provisions 17(f)(10)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-17f--FAD-309" title="Basic Provisions 17(f)(12)(i) Page">Basic Provisions 17(f)(12)(i)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-17f-FAD-314" title="Basic Provisions 17(f)(12)(i) Page">Basic Provisions 17(f)(12)(i)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-17h-FAD-250" title="Basic Provisions 17(h)(4) Page">Basic Provisions 17(h)(4)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20a-FAD-262" title="Basic Provisions 20(a) Page">Basic Provisions 20(a)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20a-FAD-225" title="Basic Provisions 20(a)(1)(i) Page">Basic Provisions 20(a)(1)(i)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20a-FAD-230" title="Basic Provisions 20(a)(1) Page">Basic Provisions 20(a)(1)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20a-FAD-231" title="Basic Provisions 20(a)(1) Page">Basic Provisions 20(a)(1)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20a-FAD-232" class="active" title="Basic Provisions 20(a) Page">Basic Provisions 20(a)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20a-FAD-279" title="Basic Provisions 20(a)(1) Page">Basic Provisions 20(a)(1)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20a-FAD-292" title="Basic Provisions 20(a) and (b)(1) and (2) Page">Basic Provisions 20(a) and (b)(1) and (2)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20a-FAD-318" title="Basic Provisions 20(a) Page">Basic Provisions 20(a)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20a-FAD-320" title="Basic Provisions 20(a) Page">Basic Provisions 20(a)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20a-and-b-FAD-261" title="Basic Provisions 20(a) and (b) Page">Basic Provisions 20(a) and (b)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20b-FAD-245" title="Basic Provisions 20(b) Page">Basic Provisions 20(b)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20b-FAD-258" title="Basic Provisions 20(b) Page">Basic Provisions 20(b)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20b-FAD-280" title="Basic Provisions 20(b)(1) Page">Basic Provisions 20(b)(1)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20b-FAD-299" title="Basic Provisions 20(b)(1) Page">Basic Provisions 20(b)(1)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20d-FAD-285" title="Basic Provisions 20(d)(1)(i) Page">Basic Provisions 20(d)(1)(i)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20d-FAD-284" title="Basic Provisions 20(d)(1) Page">Basic Provisions 20(d)(1)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20d-FAD-317" title="Basic Provisions 20(d) Page">Basic Provisions 20(d)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-20h-FAD-282" title="Basic Provisions 20(h) and (i) Page">Basic Provisions 20(h) and (i)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-21-FAD-287" title="Basic Provisions 21 Page">Basic Provisions 21</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-22-FAD-305" title="Basic Provisions 22 Page">Basic Provisions 22</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-28-FAD-233" title="Basic Provisions 28 Page">Basic Provisions 28</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-29-FAD-243" title="Basic Provisions 29 Page">Basic Provisions 29</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-29-FAD-252" title="Basic Provisions 29 Page">Basic Provisions 29</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-29-FAD-253" title="Basic Provisions 29 Page">Basic Provisions 29</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-35-FAD-304" title="Basic Provisions Section 35 Page">Basic Provisions Section 35</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-37c-FAD-307" title="Basic Provisions 37(c) Page">Basic Provisions 37(c)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Basic-Provisions-506e-FAD-267" title="Basic Provisions 506(e) and (k) Page">Basic Provisions 506(e) and (k)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Coarse-Grains-Crop-Provisions-FAD-294" title="UPDATED Coarse Grains Crop Provisions FAD-294 Page">UPDATED Coarse Grains Crop Provisions FAD-294</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Coarse-Grains-Crop-Provisions-11c-FAD-275" title="Coarse Grains Crop Provisions 11(c) Page">Coarse Grains Crop Provisions 11(c)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/ELS-Cotton-FAD-273" title="ELS Cotton Crop Provisions Page">ELS Cotton Crop Provisions</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Fresh-Market-Tomato-Dollar-Plan-14c-FAD-246" title="Fresh Market Tomato (Dollar Plan) Page">Fresh Market Tomato (Dollar Plan)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Grape-and-Texas-Citrus-Fruit-Crop-Provisions-FAD-256" title="Grape and Texas Citrus Fruit Crop Provisions Page">Grape and Texas Citrus Fruit Crop Provisions</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Hybrid-Seed-Corn-Crop-Provisions-FAD-293a" title="Hybrid Seed Corn Crop Provisions  Page">Hybrid Seed Corn Crop Provisions </a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Hybrid-Seed-Corn-Crop-Provisions-12d-FAD-293b" title="Hybrid Seed Corn Crop Provisions 12(d) Page">Hybrid Seed Corn Crop Provisions 12(d)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Hybrid-Seed-Corn-Crop-Provisions-12e-FAD-293c" title="Hybrid Seed Corn Crop Provisions 12(e) Page">Hybrid Seed Corn Crop Provisions 12(e)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Northern-Potato---Processing-Quality-Endorsement---9-FAD-236" title="Northern Potato Processing Quality Endorsement Page">Northern Potato Processing Quality Endorsement</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Nursery-Crop-Provisions-11a-FAD-269" title="Nursery Crop Provisions 11(a) Page">Nursery Crop Provisions 11(a)</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Pear-Crop-Provisions-11d-FAD-296" title="Pear Crop Provisions FAD-296 Page">Pear Crop Provisions FAD-296</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Preamble-14i-FAD-298" title="UPDATED Preamble and Section 14(i) FAD-298 Page">UPDATED Preamble and Section 14(i) FAD-298</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Requesting-a-Final-Agency-Determination-FAD-240" title="Requesting a Determination Page">Requesting a Determination</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Small-Grains-Crop-Insurance-Provisions-FAD-263" title="Small Grains Crop Insurance Provisions Page">Small Grains Crop Insurance Provisions</a>
                    </li>
                    <li role="presentation">
                        <a href="/Policy-and-Procedure/Final-Agency-Determinations/Tobacco-Crop-Provisions-FAD-311" title="Tobacco Crop Provisions 11(b) Page">Tobacco Crop Provisions 11(b)</a>
                    </li>
            </ul>

        </div>
        <div class="dots"></div>
        <!-- END NOINDEX -->

            </div>
    </div>

        </div>
    </div>
</div>


    </div>

    <!-- FOOTER AREA -->
    <!-- BEGIN NOINDEX -->
    
<div class="container clearfix">
    <div id="footer" class="row footerCardSection">
        <footer>
            <div class="col-sm-12 col-md-12 col-lg-12">

                
<div class="row">
    <div class="col-md-12">
        <ul class="footerCards">
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Federal-Crop-Insurance-Corporation">
                        <img src="/-/media/RMA/Images/Icons/icon-govt2-black-32.ashx" alt="Government" />
                        <h4>FCIC</h4>
                        <p>The FCIC promotes the economic stability of agriculture through a sound system of crop insurance.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Information-Tools/Agent-Locator">
                        <img src="/-/media/RMA/Images/Icons/icon-person-black-32.ashx" alt="icon" />
                        <h4>Agent Locator</h4>
                        <p>Find a crop or livestock insurance agent in your area along with directions to their office.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/News-Room/Frequently-Asked-Questions">
                        <img src="/-/media/RMA/Images/Icons/icon-qa-black-32.ashx" alt="FAQ" />
                        <h4>Common Questions</h4>
                        <p>FAQs on crop and livestock insurance, risk protection, regulations, compliance, and more.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="https://legacy.rma.usda.gov">
                        <img src="/-/media/RMA/Images/Icons/icon-books-black-32.ashx" alt="Books" />
                        <h4>RMA Website Archive</h4>
                        <p>Data and publications from the RMA website prior to the redesign.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Topics/Manage-Your-Farm-Risk">
                        <img src="/-/media/RMA/Images/Icons/icon-cloudflash-black-32.ashx" alt=" Cloudflash" />
                        <h4>Manage Your Farm Risk</h4>
                        <p>Resources for Farmers and Ranchers</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Topics/Insurance-Resources">
                        <img src="/-/media/RMA/Images/Icons/icon-step-black-32.ashx" alt=" Black Footstep" />
                        <h4>Insurance Resources</h4>
                        <p>Policies, provisions, handbooks and more.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Topics/Outreach-and-Education">
                        <img src="/-/media/RMA/Images/Icons/icon-handshake-black-32.ashx" alt="Handshake" />
                        <h4>Educational Resources</h4>
                        <p>Resources for you to learn and succeed as a farmer or rancher.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Topics/Beginning-or-Veteran-Farmers-and-Ranchers">
                        <img src="/-/media/RMA/Images/Icons/icon-tractor-black-32.ashx" alt="Tractor" />
                        <h4>Beginning Farmers</h4>
                        <p>Resources for Individuals looking into farming for the first time. </p>
                    </a>
                </li>
        </ul><!--Footer Cards-->


    </div>
</div>

                


    <div id="socialMediaBar" class="content">
        <ul class="menu">
                <li>
                    <a href="https://www.facebook.com/USDA" title="Facebook" class="facebook social-icon" target="_blank">Facebook</a>
                </li>
                            <li>
                    <a href="https://twitter.com/usdaRMA" title="Twitter" class="twitter social-icon" target="_blank">Twitter</a>
                </li>

                <li>
                    <a href="http://www.youtube.com/usda/" title="YouTube" class="youtube social-icon" target="_blank">YouTube</a>
                </li>
                            <li><a href="https://public.govdelivery.com/accounts/USDAFARMERS/subscriber/new" title="GovDelivery " class="email social-icon" target="_blank">Email Updates</a></li>
                            <li>
                    <a href="http://www.flickr.com/photos/usdagov" title="Flickr" class="flickr social-icon" target="_blank">Flickr</a>
                </li>
                            <li>
                    <a href="http://www.usda.gov/wps/portal/usda/usdahome?navid=RSS_FEEDS" title="RSS" class="rss social-icon" target="_blank">RSS Feed</a>
                </li>
        </ul>
    </div>


                <div class="row">
    <div class="col-sm-12 col-md-12 footernav">
        
            <ul class="">
                    <li><a href="/" target="">RMA Home</a></li>
                    <li><a href="http://USDA.gov" target="_blank">USDA.gov</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Copyright-Information" target="">Copyright Information</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Non-Disclosure-Agreements-Notice" target="">Non-Disclosure Agreements Notice</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Non-Discrimination-Statement" target="">Non-Discrimination Statement</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Freedom-of-Information-Act" target="">FOIA</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links" target="">Policies and Links</a></li>
                    <li><a href="http://www.usda.gov/oig/hotline.htm" target="_blank">Report Fraud on USDA Contracts</a></li>
                    <li><a href="https://www.usda.gov/plain-writing" target="">Plain Writing</a></li>
                    <li><a href="https://www.usda.gov/accessibility-statement" target="">Accessibility</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/No-FEAR-Report" target="">No FEAR Report</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Privacy-Policy" target="">Privacy</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Quality-of-Information-Requirements" target="">Information Quality</a></li>
                    <li><a href="https://www.usa.gov/" target="_blank">USA.gov</a></li>
                    <li><a href="https://www.whitehouse.gov/" target="_blank">Whitehouse.gov</a></li>
            </ul><!-- /Footer Links Nav -->
        
    </div>
</div>

            </div>
        </footer>
    </div>
</div>
    <!-- END NOINDEX -->
    <!-- Placed at the end of the document so the pages load faster -->
    <script type="text/javascript" src="/Scripts/jquery-3.3.1.min.js"></script>
    <script type="text/javascript" src="/Scripts/bootstrap.min.js"></script>
    <script type="text/javascript" src="/assets/js/jquery.matchHeight-min.js"></script>

    <script type="text/javascript" src="/assets/js/custom.js"></script>

    <script type="text/javascript" src='/assets/js/scrollReveal.js'></script>
    <script>window.sr = new scrollReveal();</script>
    <!-- Datatable scripts -->
    <script type="text/javascript" src="https://cdn.datatables.net/v/bs/dt-1.10.13/b-1.2.4/b-colvis-1.2.4/b-html5-1.2.4/b-print-1.2.4/fc-3.2.2/fh-3.1.2/kt-2.2.0/r-2.1.0/sc-1.4.2/se-1.2.0/datatables.min.js"></script>



    <!-- Moment is used to sort the date in correct date order instead of sorting as a string -->
    <script type="text/javascript" src="https://cdnjs.cloudflare.com/ajax/libs/moment.js/2.8.4/moment.min.js"></script>
    <script type="text/javascript" src="https://cdn.datatables.net/plug-ins/1.10.19/sorting/datetime-moment.js"></script>

    <script type="text/javascript" src="/assets/dataTables/ellipsis.js"></script>
    <script type="text/javascript" src="/assets/dataTables/datetime.js"></script>
    <script type="text/javascript" src="/assets/dataTables/dataTables.hideEmptyColumns.min.js"></script>
    
    <script type="text/javascript" src="/assets/chosen-js/chosen.jquery.js"></script>

    
    
</body>
</html>