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TABLE OF CONTENTS 

OVERVIEW ____________________________________________________________________ 1 

INTRODUCTION ..............................................................................................................................................................1 

BACKGROUND ...............................................................................................................................................................3 

SCOPE..........................................................................................................................................................................4 

ISSUES AND ANALYSIS_____________________________________________________________ 7 

ANNUAL PRECIPITATION CHANGES AS A CAUSE OF INCREASED FLOODING..................................................................................7 

HIGH-RISK RATE REVIEW AND COMPARISON TO ADJACENT LOUISIANA PARISHES .....................................................................12 

ACCURACY OF HIGH-RISK LAND MAPS .............................................................................................................................17 

WRITTEN AGREEMENTS TO REQUEST AN ACTUARIAL CHANGE...............................................................................................18 

YIELD EXCLUSION OPTION AT THE COUNTY VS. HIGH-RISK AREA LEVEL...................................................................................21 

PREVENTED PLANTING YIELD PENALTY..............................................................................................................................22 

LATE-PLANTED SOYBEANS..............................................................................................................................................23 

HIGH-RISK ALTERNATIVE COVERAGE ENDORSEMENT (HR-ACE) ...........................................................................................25 

LOSS OF REVENUE AND INCREASED PREMIUM COSTS ..........................................................................................................26 

POTENTIAL TO LOSE ENTERPRISE UNIT ELIGIBILITY IN YEARS OF PREVENTED PLANTING ..............................................................27 

CONCLUSION__________________________________________________________________ 28 

RECOMMENDATIONS FOR IMPLEMENTATION ____________________________________________ 30 

RECOMMENDATION 1-CREATE A SEPARATE PRACTICE FOR LATE-PLANTED SOYBEANS ...............................................................30 

RECOMMENDATION 2-EXPAND THE AVAILABILITY OF HIGH-RISK ALTERNATIVE COVERAGE ENDORSEMENT (HR-ACE) TO COTTON ..33 

RECOMMENDATION 3–ALLOW MULTI-YEAR WRITTEN AGREEMENTS FOR ADDITIVE RATE ADJUSTMENTS....................................33 

RECOMMENDATION 4-CREATE A HIGH-RISK FLOOD ENDORSEMENT (HR-FE) ........................................................................33 

RECOMMENDATION 5-CREATE A HIGH-RISK LAND YIELD EXCLUSION OPTION.........................................................................34 

ADDITIONAL CONSIDERATIONS______________________________________________________ 37 

ITEM 1-WAIVE THE 60% APH APPROVED YIELD PENALTY FOR PREVENTED PLANTING ON CORN AND COTTON ............................37 

ITEM 2-ALLOW ENTERPRISE UNIT SUBSIDY TO BE MAINTAINED IN YEARS OF PREVENTED PLANTING ...........................................38 

REFERENCES __________________________________________________________________ 40 

APPENDIX A. LISTENING SESSION REPORT ______________________________________________ 42 

AgriLogic Consulting | R&D for Policy Changes to Batture Land in the Lower MS River | February 12, 2021 i