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    <a href="/RMALocal/Oklahoma" target="" title="Oklahoma Main Menu Link">
        <span class="visible-lg-block">Oklahoma</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Okla.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Oregon" target="" title="Oregon Main Menu Link">
        <span class="visible-lg-block">Oregon</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ore.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Pennsylvania" target="" title="Pennsylvania Main Menu Link">
        <span class="visible-lg-block">Pennsylvania</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Pa.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Puerto-Rico" target="" title="Puerto Rico Main Menu Link">
        <span class="visible-lg-block">Puerto Rico</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">P.R.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Rhode-Island" target="" title="Rhode Island Main Menu Link">
        <span class="visible-lg-block">Rhode Island</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">R.I.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Carolina" target="" title="South Carolina Main Menu Link">
        <span class="visible-lg-block">South Carolina</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.C.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Dakota" target="" title="South Dakota Main Menu Link">
        <span class="visible-lg-block">South Dakota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.D.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Tennessee" target="" title="Tennessee Main Menu Link">
        <span class="visible-lg-block">Tennessee</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tenn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Texas" target="" title="Texas Main Menu Link">
        <span class="visible-lg-block">Texas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tex.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Utah" target="" title="Utah Main Menu Link">
        <span class="visible-lg-block">Utah</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Utah</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Vermont" target="" title="Vermont Main Menu Link">
        <span class="visible-lg-block">Vermont</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Vt.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Virginia" target="" title="Virginia Main Menu Link">
        <span class="visible-lg-block">Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Washington" target="" title="Washington Main Menu Link">
        <span class="visible-lg-block">Washington</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wash.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/West-Virginia" target="" title="West Virginia Main Menu Link">
        <span class="visible-lg-block">West Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">W.Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wisconsin" target="" title="Wisconsin Main Menu Link">
        <span class="visible-lg-block">Wisconsin</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wis.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wyoming" target="" title="Wyoming Main Menu Link">
        <span class="visible-lg-block">Wyoming</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wyo.</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Commodity" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Commodities <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Commodity" target="" title="Lookup Commodity Main Menu Link">
        <span>Lookup Commodity</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown megamenu-fw">
                            <a href="/" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Tools <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu megamenu-content" role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown popular-tools  ">
                                                    <!-- insert if table layout-->
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-sob.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Summary of Business</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-al.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Agent Locator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Agent Locator</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="" title="Actuarial Info Browser Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-aib.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Actuarial Info Browser</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-cidt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">RMA Map Viewer</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">RMA Map Viewer</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-ce.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Cost Estimator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Cost Est</span>
        </div>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown multi-column-dropdown listncol tools ">
                                                    <!-- insert if table layout-->
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="_blank" title="Actuarial Information Browser Main Menu Link">
        <span class="visible-lg-block">Actuarial Information Browser</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <span>Agent Locator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/AipListing" target="" title="AIP Companies Main Menu Link">
        <span>AIP Companies</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Associated-Agencies-and-Partners" target="" title="Associated Agencies and Partners Main Menu Link">
        <span>Associated Agencies and Partners</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Cause-of-Loss" target="" title="Cause of Loss Main Menu Link">
        <span class="visible-lg-block">Cause of Loss</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cause of Loss</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <span>Cost Estimator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="" title="County Programs Main Menu Link">
        <span class="visible-lg-block">County Programs</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">County Programs</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Indemnity-Maps" target="" title="Crop Indemnity Maps Main Menu Link">
        <span>Crop Indemnity Maps</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Weather" target="" title="Crop Weather Main Menu Link">
        <span class="visible-lg-block">Crop Weather</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Crop Weather</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://pubfs-rma.fpac.usda.gov/" target="_blank" title="FTP File Access Main Menu Link">
        <span class="visible-lg-block">FTP File Access</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">FTP</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Livestock-and-Dairy-Participation" target="" title="Livestock and Dairy Participation Main Menu Link">
        <span class="visible-lg-block">Livestock and Dairy Participation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock and Dairy Participation</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Livestock-Reports" target="" title="Livestock Reports (LRP and LGM) Main Menu Link">
        <span class="visible-lg-block">Livestock Reports (LRP and LGM)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Reports</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Nursery-Inventory-Software-EPLPPS" target="" title="Nursery Software (EPLPPS) Main Menu Link">
        <span class="visible-lg-block">Nursery Software (EPLPPS)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery Software</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Other-Sites" target="" title="Other Sites Main Menu Link">
        <span class="visible-lg-block">Other Sites</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Other Sites</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://prodwebnlb.rma.usda.gov/apps/prf " target="_blank" title="PRF Rainfall Main Menu Link">
        <span>PRF Rainfall</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="http://prodwebnlb.rma.usda.gov/apps/PriceDiscovery" target="_blank" title="Price Discovery Reporting Main Menu Link">
        <span>Price Discovery Reporting</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Reinsurance-Reports" target="" title="Reinsurance Reports Main Menu Link">
        <span class="visible-lg-block">Reinsurance Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/RIRS/" target="_blank" title="RMA Information Reporting System Main Menu Link">
        <span class="visible-lg-block">RMA Information Reporting System</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RIRS</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <span class="visible-lg-block">RMA Map Viewer</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Map Viewer</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Reports Main Menu Link">
        <span class="visible-lg-block">Summary of Business Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Topics" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Topics <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Beginning-or-Veteran-Farmers-and-Ranchers" target="" title="Beginning or Veteran Farmers and Ranchers Main Menu Link">
        <span class="visible-lg-block">Beginning or Veteran Farmers and Ranchers</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Beginning or Veteran Farmers and Ranchers</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Civil-Rights" target="" title="Civil Rights Main Menu Link">
        <span class="visible-lg-block">Civil Rights</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Civil Rights</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Compliance-Information" target="" title="Compliance Information Main Menu Link">
        <span class="visible-lg-block">Compliance Information</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Compliance Information</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Conservation" target="" title="Conservation Main Menu Link">
        <span class="visible-lg-block">Conservation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Conservation</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Controlled-Environment" target="" title="Controlled Environment Main Menu Link">
        <span class="visible-lg-block">Controlled Environment</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Controlled Environment</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Cover-Crops" target="" title="Cover Crops Main Menu Link">
        <span class="visible-lg-block">Cover Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cover Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Double-Cropping-Initiative" target="" title="Double Cropping Initiative Main Menu Link">
        <span class="visible-lg-block">Double Cropping Initiative</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Double Cropping Initiative</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Farm-Bill" target="" title="Farm Bill Main Menu Link">
        <span class="visible-lg-block">Farm Bill</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Farm Bill</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Frequently-Asked-Questions" target="" title="Frequently Asked Questions Main Menu Link">
        <span class="visible-lg-block">Frequently Asked Questions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Frequently Asked Questions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hemp" target="" title="Hemp Main Menu Link">
        <span class="visible-lg-block">Hemp</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hemp</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hurricane-Insurance-Protection-Wind-Index" target="" title="Hurricane Insurance Protection - Wind Index Main Menu Link">
        <span class="visible-lg-block">Hurricane Insurance Protection - Wind Index</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hurricane Insurance Protection - Wind Index</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Cycle" target="" title="Insurance Cycle Main Menu Link">
        <span class="visible-lg-block">Insurance Cycle</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Cycle</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Resources" target="" title="Insurance Resources Main Menu Link">
        <span class="visible-lg-block">Insurance Resources</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Resources</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Lamb-Data-Gathering-Listening-Sessions" target="" title="Lamb Data Gathering Listening Sessions Main Menu Link">
        <span class="visible-lg-block">Lamb Data Gathering Listening Sessions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Lamb Data Gathering Listening Sessions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Insurance-Plans" target="" title="Livestock Insurance Plans Main Menu Link">
        <span class="visible-lg-block">Livestock Insurance Plans</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Insurance Plans</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Roadshow" target="" title="Livestock Roadshow Main Menu Link">
        <span class="visible-lg-block">Livestock Roadshow</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Roadshow</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Manage-Your-Farm-Risk" target="" title="Manage Your Farm Risk Main Menu Link">
        <span class="visible-lg-block">Manage Your Farm Risk</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Manage Your Farm Risk</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/National-Fact-Sheets" target="" title="National Fact Sheets Main Menu Link">
        <span class="visible-lg-block">National Fact Sheets</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">National Fact Sheets</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Nursery" target="" title="Nursery Main Menu Link">
        <span class="visible-lg-block">Nursery</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Organic-Crops" target="" title="Organic Crops Main Menu Link">
        <span class="visible-lg-block">Organic Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Organic Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Outreach-and-Education" target="" title="Outreach and Education Main Menu Link">
        <span class="visible-lg-block">Outreach and Education</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Outreach and Education</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Prevented-Planting" target="" title="Prevented Planting Main Menu Link">
        <span class="visible-lg-block">Prevented Planting</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Prevented Planting</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Producer-Obligations-and-Expectations" target="" title="Producer Obligations and Expectations Main Menu Link">
        <span class="visible-lg-block">Producer Obligations and Expectations</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Producer Obligations and Expectations</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Publications" target="" title="Publications Main Menu Link">
        <span class="visible-lg-block">Publications</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Publications</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Reinsurance-Agreements" target="" title="Reinsurance Agreements Main Menu Link">
        <span class="visible-lg-block">Reinsurance Agreements</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance Agreements</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/RMA-2023-Accomplishments" target="" title="RMA 2023 Accomplishments Main Menu Link">
        <span class="visible-lg-block">RMA 2023 Accomplishments</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RMA 2023 Accomplishments</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Shellfish" target="" title="Shellfish Main Menu Link">
        <span class="visible-lg-block">Shellfish</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Shellfish</span>
    </a>

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            <h1>

                Following Another Crop and Not Following Another Crop Cropping Practices
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            <p>Following Another Crop (FAC) and Not Following Another Crop (NFAC) are cropping practices listed in the actuarial documents used to determine the insurability of a crop following another crop that meets certain conditions specified in the Special Provisions.</p>
<p>Beginning with the 2020 Crop Year, you may have the choice of enterprise or optional units by FAC and NFAC cropping practice in select grain sorghum and soybean counties.</p>
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                    <h3 style="color: #000000; font-weight: bold;">General Questions</h3>
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                            <span class="faqQuestion">What is the definition of double crop?</span>
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<p><span style="margin: 0px;">Producing two or more crops for harvest on the same acreage in the same crop year.</span></p></div>
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                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What is the definition of FAC and NFAC?</span>
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<p><span style="margin: 0px;">FAC is generally defined as a crop that is planted following another crop, and NFAC is generally defined as a crop that is planted <strong>not</strong> following another crop</span><span style="margin: 0px; color: black;">. The exact definitions can be found in the Coarse Grains Crop Provisions, with some region-specific clarifications in the Special Provisions.</span></p></div>
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                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Are the terms Double Crop and FAC interchangeable?</span>
                        </h4>
                        <div id="answer-d72e2e6dc6f346ac9f996fbc1b904eef" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">The terms “double crop” and “FAC” have different meanings and therefore are not interchangeable. “FAC” and “NFAC” are cropping practices listed in the actuarial documents used to determine the insurability of a crop following another crop. A crop may be designated as FAC if it meets the definition requirements for the region but is not considered double cropping. <br>
<br>
For example, soybeans following wheat can be either FAC or NFAC depending upon the stage of growth the wheat reached. Suppose that wheat is planted and insured in the fall of 2012 for harvest during the 2013 crop year. During the year, the wheat was damaged by freeze prior to heading and an appraisal was made to the damaged wheat with the acreage released to go to another crop. Soybeans were planted as the second insured crop on the acreage; however, soybeans would qualify as NFAC (as specified in the Special Provisions) because the wheat had not reached the heading stage. Conversely, in a subsequent crop year, the appraised acreage of wheat where production was lost due to insured causes of loss used for the claim settlement would be an acceptable record for determining double cropped acreage (even though the acreage was designated as NFAC). Therefore, FAC and NFAC designations alone cannot be used to determine double cropped acreage.<br>
<br>
FAC and NFAC acreage can qualify for double cropping provided the producer has a history in accordance with section 15(h) of the Common Crop Insurance Policy Basic Provisions (Basic Provisions).  Further clarifications can be found in <a href="https://legacy.rma.usda.gov/regs/533/2014/fad-209.html" target="_blank">FAD-209</a> issued by RMA on June 3, 2014.</div>
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                <li>
                    <h3 style="color: #000000; font-weight: bold;">FAC and NFAC Coverage</h3>
                    <h5 style="color: #000000; font-weight: bold;"></h5>
                    <p style="color: #000000; font-weight: normal"></p>
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                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">If I plant both FAC and NFAC soybeans in an approved county, do I have the option to NOT insure the FAC practice and insure the NFAC practice? </span>
                        </h4>
                        <div id="answer-8e11cb1720a0435c88d1a1415b9017ac" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Generally, no. All acreage of the crop in the county must be insured. If there are soybeans that meet the definition of the FAC practice as stated in the Special Provisions and all other policy requirements are met, the FAC soybeans must be insured under the soybean policy for the county. The only time you have a choice to not insure a crop or practice that meets the insurability requirements of the policy is when a first insured crop suffers an insurable loss and you elect to receive 100 percent of the indemnity on the first insured crop then choose not to insure a second insurable crop on the same acreage in accordance with 15(e) of the Basic Provisions.</div>
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                <li>
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                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">In a county where the FAC practice is insurable for the current year, are my FAC soybeans in the current crop year insurable if I planted FAC soybeans in previous years but have no production records?</span>
                        </h4>
                        <div id="answer-4b4b62fc325a414192fdf6c6f5631fc8" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">A history of planting FAC is not required to make the crop insurable. If your crop meets the definition of FAC as stated in the Special Provisions, you may insure the soybeans under the FAC practice.</div>
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                        <h4 data-target="#answer-d736c08a35bf4682ae066cbdfb911890" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">In a FAC-approved county, if I take a wheat crop to harvest and no loss occurs on the crop and then I plant soybeans, are the soybeans insurable?</span>
                        </h4>
                        <div id="answer-d736c08a35bf4682ae066cbdfb911890" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">In a FAC-approved county, it is irrelevant if there is a loss on the first crop. If the soybeans meet the requirements of the Special Provisions and you choose to insure soybeans, then they are insurable.</div>
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                        <h4 data-target="#answer-c0639ba974894d54ac0b960c0c3d526d" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">If I plant and insure a second crop, do not have double-cropping history, and a loss occurred on my first insured crop, can I receive 100% indemnity on my first insured crop? </span>
                        </h4>
                        <div id="answer-c0639ba974894d54ac0b960c0c3d526d" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>You may receive 35 percent of the indemnity on the first insured crop, if you plant and insure a second crop on the acreage. If the second crop does not suffer a loss, you may receive the remaining 65 percent indemnity on the first crop. Please note that insurability under the FAC practice is irrelevant in this situation.</p>
<p><strong>The following matrix assumes soybean insurance available in a county where both FAC and NFAC practices are in effect and a continuous soybean policy is in effect for the insured.</strong></p>
<table>
    <tbody>
        <tr>
            <td><span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;"><strong>Scenario</strong></span><strong><br>
            </strong></td>
            <td><strong><span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">Insurable Practice</span> </strong></td>
            <td><strong><span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">Soybean Insurance Available</span> </strong></td>
            <td><span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;"><strong>Soybean Insurance Mandatory - If a policy is in effect</strong></span></td>
        </tr>
        <tr>
            <td><span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">Soybeans planted following cover crop</span>.<br>
            </td>
            <td>NFAC</td>
            <td>Yes</td>
            <td>Yes</td>
        </tr>
        <tr>
            <td><span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">Soybeans planted <span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">following</span> small grain crop harvested for hay before heading.</span><br>
            </td>
            <td><span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">NFAC</span><br>
            </td>
            <td>Yes</td>
            <td>Yes</td>
        </tr>
        <tr>
            <td><span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">Soybeans planted <span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">following</span> small grain crop harvested for hay after heading.</span><br>
            </td>
            <td>FAC</td>
            <td>Yes</td>
            <td>Yes</td>
        </tr>
        <tr>
            <td><span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">Soybeans planted <span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">following</span> insured wheat crop planted for grain and harvested. No double crop history. No loss.</span><br>
            </td>
            <td>FAC</td>
            <td>Yes</td>
            <td>Yes</td>
        </tr>
        <tr>
            <td><span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">Soybeans planted <span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">following</span> insured wheat crop planted for grain and failed before heading stage. No double crop history. <span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">Insured elects to protect 100 percent indemnity on first crop</span>.</span><br>
            </td>
            <td>NFAC</td>
            <td>Yes</td>
            <td>No</td>
        </tr>
        <tr>
            <td><span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">Soybeans planted <span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">following</span> insured wheat crop planted for grain. Loss occurred after heading stage. No double crop history. Insured elects to protect 100 percent indemnity on first crop.</span><br>
            </td>
            <td>FAC</td>
            <td>Yes</td>
            <td>No</td>
        </tr>
        <tr>
            <td><span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">Soybeans planted <span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">following</span> insured wheat crop planted for grain. Wheat failed and terminated before heading stage. Qualifying double crop history. One hundred percent coverage available for both wheat and soybeans.</span><br>
            </td>
            <td>NFAC</td>
            <td>Yes</td>
            <td>Yes</td>
        </tr>
        <tr>
            <td><span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">Soybeans planted <span style="text-align: left; color: #000000; letter-spacing: normal; text-decoration: none; background-color: transparent;">following</span> insured wheat crop planted for grain. Loss occurred after heading stage. Qualifying double crop history. One hundred percent coverage available for both wheat and soybeans.</span><br>
            </td>
            <td>FAC</td>
            <td>Yes</td>
            <td>Yes</td>
        </tr>
    </tbody>
</table></div>
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                    <h3 style="color: #000000; font-weight: bold;">Enterprise or Optional Units by FAC and NFAC</h3>
                    <h5 style="color: #000000; font-weight: bold;"></h5>
                    <p style="color: #000000; font-weight: normal"></p>
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                        <h4 data-target="#answer-f6d895d1f6a14513b718a04dc47b0501" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">If the irrigated practice has now been divided into irrigated FAC and NFAC, am I required to establish separate APH database for FAC and NFAC?</span>
                        </h4>
                        <div id="answer-f6d895d1f6a14513b718a04dc47b0501" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">A.	Yes. The Crop Insurance Handbook (CIH) Para. 1523 provides instructions on establishing or dividing Actual Production History (APH) databases when actuarial documents specify new practices/types (P/T), or otherwise modify existing P/Ts. For each P/T listed on the actuarial documents when the P/T has been produced in previous crop years or you plan to plant for the current crop year. Informational memorandum PM-19-070 contains procedure specific for establishing APH databases when dividing irrigated or non-irrigated practices into FAC and NFAC for 2020 crop year only.</div>
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                        <h4 data-target="#answer-9c7b98f1cd64496d89b261a085700476" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">In my county, the option is available to have enterprise units by irrigated and non-irrigated practice. Can I elect separate enterprise units for FAC and NFAC as well?</span>
                        </h4>
                        <div id="answer-9c7b98f1cd64496d89b261a085700476" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">You may not have enterprise units by <strong>both</strong> irrigated and non-irrigated practices <strong>and</strong> by FAC and NFAC. You may elect enterprise units by irrigated and non-irrigated practice. You also have the option to elect enterprise or optional units for FAC and NFAC cropping practices for grain sorghum and soybeans when the actuarial documents specify FAC and NFAC cropping practices for each irrigation practice you use. <br>
<br>
For example, if the non-irrigated practice for your county allows both FAC and NFAC cropping practices in the actuarial documents, but the irrigated practice does not specify either FAC or NFAC, enterprise units are available as follows: <br>
1.	If you use the irrigated practice, separate enterprise units for FAC and NFAC cropping practices are not available because they are not specified as separate cropping practices in the actuarial documents for the irrigated practice; <br>
2.	If you use only the non-irrigated practice, with FAC and NFAC cropping practices, separate enterprise units for non-irrigated FAC and NFAC cropping practices are available, because they are specified as separate cropping practices in the actuarial documents for the non-irrigated practice.</div>
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                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What are the qualifications for enterprise units for FAC and NFAC cropping practices?</span>
                        </h4>
                        <div id="answer-f7facb75d0174c2cae328c062b355f35" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span style="margin: 0px;">Both the FAC and NFAC units must each separately qualify for enterprise units. </span><span style="margin: 0px;">For further information, contact your crop insurance agent.</span></div>
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                <li>
                        <h4 data-target="#answer-cf903df1159d49f7b94a57227074c3e7" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Can I elect a combination of enterprise or optional units by irrigation practice and FAC and NFAC cropping practice?</span>
                        </h4>
                        <div id="answer-cf903df1159d49f7b94a57227074c3e7" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">You may elect one enterprise unit or optional unit for all FAC cropping practices, all NFAC cropping practices, or separate enterprise units for both. If you elect an enterprise unit or optional unit for these cropping practices, enterprise or optional units by irrigation practices are not allowed.</div>
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                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">When do I elect my unit structure?</span>
                        </h4>
                        <div id="answer-2a7117ceb63a4633a28d588713bc5ad6" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span style="margin: 0px;">Enterprise unit elections are required to be made on or before the earliest sales closing date on an Application or a Policy Change Form. Optional unit by irrigated practice or FAC and NFAC cropping practices are determined at acreage reporting time, if the production report contains the prior year’s crop production on the basis of the optional units for the current crop year.</span></div>
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                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Are enterprise units by FAC and NFAC available for High-Risk Alternate Coverage Endorsement (HR-ACE)?</span>
                        </h4>
                        <div id="answer-cf42669d4958417ca0bf2ab19b4fb754" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">The unit structures available for HR-ACE are basic, optional, or enterprise units. Enterprise units by irrigation and FAC and NFAC cropping practices are allowed under HR-ACE when allowed by applicable policy and provided in actuarial documents. The unit structure elected under HR-ACE does not have to be the same as the unit structure elected for the base policy. For FAQs regarding HR-ACE, click here.</div>
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