USDA GUS TRAINING

LOAN ORIGINATOR AND LENDER LOAN INFORMATION
Training Objectives

• Understanding of how to complete the Loan Originator and Lender Loan 

Information pages in GUS.

• Key subject property information

• Title information

• Breakdown of the transactional loan information

• Credits
Loan Originator Information
Lender Loan Information
Property and Loan Information 

Steps:

1. Fill in the Lender Loan Number.

2. Choose the applicable 

Community Property State

checkbox(es).

3. Complete the Transaction 

Details Fields. (Note: these 

fields will vary based on a 

purchase vs. refinance as well as 

construction transactions)

4. Complete the applicable Energy 

Improvement checkbox(es).

5. Select the Project Type from the 

drop-down if applicable and 

then answer the two additional 

project related questions.

6. Choose the Structure Type and 

enter the Year Built.
Lender Loan Number
Title Information

Steps:

1. Enter the name(s) which 

the title will be held under.

2. Choose the appropriate 

Estate Will Be Held In 

answer.

3. If you select Leasehold, 

enter the Expiration Date.

4. If applicable, select the 

appropriate option under 

the Indian Country Land 

Tenure drop-down.

Note: Depending on the 

selection, Leasehold

Information may need to be 

entered.
Mortgage Loan Information

Steps:

1. These values are prepopulated and not editable.

2. Under the Loan Features 

section, if applicable, click the 

Temporary Interest Rate 

Buydown. If checked off, the 

user must also enter the Initial 

Buydown Rate.

3. Complete the Terms of Loan 

section.

4. Complete the Proposed 

Monthly Payment for 

Property fields as applicable.

5. Confirm the Total Proposed 

Monthly Payment calculation 

is accurate.
Annual Fee Amortization Schedule

Upon entering or changing the Note Rate, Loan Amount, 

and Upfront Guarantee Fee users may select the:

1. Annual Fee Amortization Schedule hyperlink and the

2. Guaranteed Annual Fee Amortization Schedule popup window appears. 

3. Select Print to see results as a PDF and/or Close.
Qualifying the Borrower - Minimum Required Funds or Cash Back

Steps:

1. Enter any applicable values in the Due From Borrower(s) section.

2. Review and confirm the amount in section H. Total Due from 

Borrower(s).

3. Enter the Loan Amount Excluding Finance Mortgage Insurance 

(USDA Upfront Guarantee Fee) and the Financed Mortgage 

Insurance (USDA Upfront Guarantee Fee) Amount.

4. Review and confirm the calculation in section K, Total Mortgage 

Loans is accurate.

5. If applicable, enter the amount of Seller Credits (Borrower costs 

paid by the property seller).

6. Review and confirm the Total Credits calculation in section N.

7. Review and confirm the Calculations for Total Due from 

Borrower(s), Less Total Mortgage Loans and Total Credits, and 

Cash From/To Borrower.
Other Credits

Steps:

1. Select the Add Other Credit

button. 

2. Select the option from the 

Credit Type drop-down.

2A. If Other is selected from 

the Credit Type drop-down 

an additional field appears 

and the user must select an 

option from the If Other, 

please specify drop-down

3. Enter the dollar Amount.

If additional credits need to be 

captured, repeat steps above.
End Slide 

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