<!DOCTYPE html>
<html lang="en">
<head>
    <meta charset="utf-8" />
    <meta http-equiv="X-UA-Compatible" content="IE=11" />
    <meta name="viewport" content="width=device-width, initial-scale=1, shrink-to-fit=no" />

    <title>Nursery Value Select | RMA</title>

    <meta name="keywords" content="FAQ">

    <!-- Google Tag Manager -->
    <script>
        (function (w, d, s, l, i) {
            w[l] = w[l] || []; w[l].push({
                'gtm.start':
                    new Date().getTime(), event: 'gtm.js'
            }); var f = d.getElementsByTagName(s)[0],
                j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src =
                    'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f);
        })(window, document, 'script', 'dataLayer', 'GTM-MK9DSZ2');</script>
    <!-- End Google Tag Manager -->
    <!--link href="http://fonts.googleapis.com/css?family=Open+Sans:400,400italic,600,600italic,700,700italic" rel="stylesheet" type="text/css" /-->
    <!-- Custom styles for this template -->
    <link href="/assets/css/jumbotron-narrow.css" rel="stylesheet" />

    <!-- HTML5 shim and Respond.js for IE8 support of HTML5 elements and media queries -->
    <!--[if lt IE 9]>
        <script src="https://oss.maxcdn.com/html5shiv/3.7.2/html5shiv.min.js"></script>
        <script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
    <![endif]-->

    <link rel="stylesheet" href="/web_assets/assets/styles/modern.css?v=3" />
    <link rel="stylesheet" type="text/css" href="https://cdn.datatables.net/v/bs/dt-1.10.13/b-1.2.4/b-colvis-1.2.4/b-html5-1.2.4/b-print-1.2.4/fc-3.2.2/fh-3.1.2/kt-2.2.0/r-2.1.0/sc-1.4.2/se-1.2.0/datatables.min.css" />
    <link rel="stylesheet" type="text/css" href="https://cdn.datatables.net/plug-ins/1.10.15/integration/font-awesome/dataTables.fontAwesome.css" />

    <style>
        .dataTables_scrollHeadInner {
            width: 100% !important;
            padding: 0 !important;
        }
    </style>

</head>
<body>
    <!-- Google Tag Manager (noscript) -->
    <noscript>
        <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-MK9DSZ2" title="Google Tag Manager for Web Tracking"
                height="0" width="0" style="display:none;visibility:hidden"></iframe>
    </noscript>
    <!-- End Google Tag Manager (noscript) -->
    <!-- HEADER AREA -->
    <!-- BEGIN NOINDEX -->
    

<div class="container print-display-none">
    <div class="row header clearfix">

        <div class="col-sm-8 col-md-6 col-lg-5 logo">
            <a href="/">
                <div class="logoImage">
                    <!-- commented out while a/b testing different logos and backgrounds -->
                    <!-- @Editable(m => m.SiteLogo)-->
                </div>
                <div class="logoText">
                    <p>United States Department of Agriculture</p>
                    <p>Risk Management Agency</p>
                </div>
            </a>
        </div><!-- /logo -->
        <div class="col-sm-4 col-md-6 col-lg-7">
            <ul class="nav nav-pills navbar-right topnav">
                    <li>
                        
    <a href="/" target="" title="Home Main Menu Link">
        <span class="visible-lg-block">Home</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Home</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/About-RMA" target="" title="About RMA Main Menu Link">
        <span>About RMA</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/Information-Tools/Agent-Locator" target="" title="Find an Agent Main Menu Link">
        <span>Find an Agent</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/News-Room" target="" title="News Main Menu Link">
        <span class="visible-lg-block">News</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">News</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/About-RMA/Jobs-and-Careers" target="" title="Careers Main Menu Link">
        <span>Careers</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/Contact-Us" target="" title="Contact Us Main Menu Link">
        <span>Contact Us</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/RMA-en-Espanol" target="" title="En Español Main Menu Link">
        <span>En Español</span>
    </a>

                    </li>
            </ul><!-- /Tertiary Nav -->
        </div>
        <div class="navbar-right navbar-searchBox">
            

<script>
//<![CDATA[
      var usasearch_config = { siteHandle:"risk-management-agency" };

      var script = document.createElement("script");
      script.type = "text/javascript";
      script.src = "//search.usa.gov/javascripts/remote.loader.js";
      document.getElementsByTagName("head")[0].appendChild(script);

//]]>
</script>

<form id="search_form" action="https://search.usa.gov/search" accept-charset="UTF-8" method="get" class="govSearchForm">
    <input name="utf8" type="hidden" value="✓" />
    <input type="hidden" name="affiliate" id="affiliate" value="risk-management-agency" />
    <label for="query" class="govSearchForm-label">Enter Search Term(s):</label>
    <input type="text" name="query" id="query" autocomplete="off" class="govSearchForm-searchBox usagov-search-autocomplete" />
    <input type="submit" name="commit" value="Search" class="govSearchForm-submit" />
</form>

        </div>
    </div>
</div><!-- container -->
<!-- HEADER: PRIMARY SITE NAVIGATION -->
<nav class="navbar mainnavbar megamenu">
    <div class="container-fluid">
        <!-- Brand and toggle get grouped for better mobile display -->
        <div class="navbar-header">
            <button type="button" class="navbar-toggle collapsed pull-right" data-toggle="collapse" data-target="#navbar" aria-expanded="false">
                <span class="sr-only">Toggle navigation</span>
                <i class="fa fa-bars" aria-hidden="true"></i>
            </button>
        </div>

        <!-- Collect the nav links, forms, and other content for toggling -->
        <div class="collapse navbar-collapse" id="navbar">
            <div class="container">
                <ul class="nav navbar-nav mainnav">
                    <!-- class=mainnav-->
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Policy-and-Procedure" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Policy & Procedure <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Bulletins-and-Memos" target="" title="Bulletins and Memos Main Menu Link">
        <span class="visible-lg-block">Bulletins and Memos</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Bulletins and Memos</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Crop-Policies" target="" title="Crop Policies Main Menu Link">
        <span class="visible-lg-block">Crop Policies</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Crop Policies</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Final-Agency-Determinations" target="" title="Final Agency Determinations Main Menu Link">
        <span class="visible-lg-block">Final Agency Determinations</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Final Agency Determinations</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/General-Policies" target="" title="General Policies Main Menu Link">
        <span class="visible-lg-block">General Policies</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">General Policies</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Insurance-Plans" target="" title="Insurance Plans Main Menu Link">
        <span class="visible-lg-block">Insurance Plans</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Plans</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Appendix-III-M13-Handbook-Index" target="" title="Appendix III/M-13 Handbook Index Main Menu Link">
        <span class="visible-lg-block">Appendix III/M-13 Handbook Index</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Appendix III/M-13 Handbook Index</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Program-Administration---14000" target="" title="Program Administration (14000) Main Menu Link">
        <span class="visible-lg-block">Program Administration (14000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Program Administration (14000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Coverage-Plans---18000" target="" title="Coverage Plans (18000) Main Menu Link">
        <span class="visible-lg-block">Coverage Plans (18000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Coverage Plans (18000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Privately-Developed-Products---20000" target="" title="Privately Developed Products (20000) Main Menu Link">
        <span class="visible-lg-block">Privately Developed Products (20000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Privately Developed Products (20000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Program-Evaluations---22000" target="" title="Program Evaluations (22000) Main Menu Link">
        <span class="visible-lg-block">Program Evaluations (22000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Program Evaluations (22000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Underwriting---24000" target="" title="Underwriting (24000) Main Menu Link">
        <span class="visible-lg-block">Underwriting (24000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Underwriting (24000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Loss-Adjustment-Standards---25000" target="" title="Loss Adjustment Standards (25000) Main Menu Link">
        <span class="visible-lg-block">Loss Adjustment Standards (25000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Loss Adjustment Standards (25000)</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown megamenu-fw">
                            <a href="" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">RMA<i>Local</i> <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu megamenu-content" role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown localLeft ">
                                                    <!-- insert if table layout-->
                                                        <li class="center-block">
                                                            
    <a href="/RMALocal/State-Map" target="" title="State Map Main Menu Link">
        <div class="imageSet">
            <img class="center-block  primary-image " src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Map-Icon.ashx" alt="Menu Icon" />
            <img class="center-block primary-image primary-image-hover" src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Map-Icon---Alt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span>State Map</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/RMALocal/Field-Offices/Regional-Offices" target="" title="Regional Offices Main Menu Link">
        <div class="imageSet">
            <img class="center-block  primary-image " src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Office.ashx" alt="Menu Icon" />
            <img class="center-block primary-image primary-image-hover" src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Office---Alt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Regional Offices</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Regional</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/RMALocal/Field-Offices/Regional-Compliance-Offices" target="" title="Compliance Offices Main Menu Link">
        <div class="imageSet">
            <img class="center-block  primary-image " src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Map-Icon/Compliance-Office-Icon.ashx" alt="Menu Icon" />
            <img class="center-block primary-image primary-image-hover" src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Map-Icon/Compliance-Office-Icon---Alt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Compliance Offices</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Compliance</span>
        </div>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown multi-column-dropdown listncol states localRight   ">
                                                    <!-- insert if table layout-->
                                                        <li class="">
                                                            
    <a href="/RMALocal/Alabama" target="" title="Alabama Main Menu Link">
        <span class="visible-lg-block">Alabama</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ala.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Alaska" target="" title="Alaska Main Menu Link">
        <span class="visible-lg-block">Alaska</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Alaska</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Arizona" target="" title="Arizona Main Menu Link">
        <span class="visible-lg-block">Arizona</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ariz.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Arkansas" target="" title="Arkansas Main Menu Link">
        <span class="visible-lg-block">Arkansas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ark.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/California" target="" title="California Main Menu Link">
        <span class="visible-lg-block">California</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Calif.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Colorado" target="" title="Colorado Main Menu Link">
        <span class="visible-lg-block">Colorado</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Colo.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Connecticut" target="" title="Connecticut Main Menu Link">
        <span class="visible-lg-block">Connecticut</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Conn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Delaware" target="" title="Delaware Main Menu Link">
        <span class="visible-lg-block">Delaware</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Del.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Florida" target="" title="Florida Main Menu Link">
        <span class="visible-lg-block">Florida</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Fla.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Georgia" target="" title="Georgia Main Menu Link">
        <span class="visible-lg-block">Georgia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ga.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Hawaii" target="" title="Hawaii Main Menu Link">
        <span class="visible-lg-block">Hawaii</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hawaii</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Idaho" target="" title="Idaho Main Menu Link">
        <span class="visible-lg-block">Idaho</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Idaho</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Illinois" target="" title="Illinois Main Menu Link">
        <span class="visible-lg-block">Illinois</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ill.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Indiana" target="" title="Indiana Main Menu Link">
        <span class="visible-lg-block">Indiana</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ind.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Iowa" target="" title="Iowa Main Menu Link">
        <span class="visible-lg-block">Iowa</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Iowa</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Kansas" target="" title="Kansas Main Menu Link">
        <span class="visible-lg-block">Kansas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Kans.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Kentucky" target="" title="Kentucky Main Menu Link">
        <span class="visible-lg-block">Kentucky</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ky,</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Louisiana" target="" title="Louisiana Main Menu Link">
        <span class="visible-lg-block">Louisiana</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">La.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Maine" target="" title="Maine Main Menu Link">
        <span class="visible-lg-block">Maine</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Maine</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Maryland" target="" title="Maryland Main Menu Link">
        <span class="visible-lg-block">Maryland</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Md.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Massachusetts" target="" title="Massachusetts Main Menu Link">
        <span class="visible-lg-block">Massachusetts</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Mass.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Michigan" target="" title="Michigan Main Menu Link">
        <span class="visible-lg-block">Michigan</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Mich.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Minnesota" target="" title="Minnesota Main Menu Link">
        <span class="visible-lg-block">Minnesota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Minn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Mississippi" target="" title="Mississippi Main Menu Link">
        <span class="visible-lg-block">Mississippi</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Miss.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Missouri" target="" title="Missouri Main Menu Link">
        <span class="visible-lg-block">Missouri</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Mo.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Montana" target="" title="Montana Main Menu Link">
        <span class="visible-lg-block">Montana</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Mont.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Nebraska" target="" title="Nebraska Main Menu Link">
        <span class="visible-lg-block">Nebraska</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nebr.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Nevada" target="" title="Nevada Main Menu Link">
        <span class="visible-lg-block">Nevada</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nev.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/New-Hampshire" target="" title="New Hampshire Main Menu Link">
        <span class="visible-lg-block">New Hampshire</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.H.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/New-Jersey" target="" title="New Jersey Main Menu Link">
        <span class="visible-lg-block">New Jersey</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.J.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/New-Mexico" target="" title="New Mexico Main Menu Link">
        <span class="visible-lg-block">New Mexico</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.M.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/New-York" target="" title="New York Main Menu Link">
        <span class="visible-lg-block">New York</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.Y.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/North-Carolina" target="" title="North Carolina Main Menu Link">
        <span class="visible-lg-block">North Carolina</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.C.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/North-Dakota" target="" title="North Dakota Main Menu Link">
        <span class="visible-lg-block">North Dakota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.D.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Ohio" target="" title="Ohio Main Menu Link">
        <span class="visible-lg-block">Ohio</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ohio</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Oklahoma" target="" title="Oklahoma Main Menu Link">
        <span class="visible-lg-block">Oklahoma</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Okla.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Oregon" target="" title="Oregon Main Menu Link">
        <span class="visible-lg-block">Oregon</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ore.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Pennsylvania" target="" title="Pennsylvania Main Menu Link">
        <span class="visible-lg-block">Pennsylvania</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Pa.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Puerto-Rico" target="" title="Puerto Rico Main Menu Link">
        <span class="visible-lg-block">Puerto Rico</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">P.R.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Rhode-Island" target="" title="Rhode Island Main Menu Link">
        <span class="visible-lg-block">Rhode Island</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">R.I.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Carolina" target="" title="South Carolina Main Menu Link">
        <span class="visible-lg-block">South Carolina</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.C.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Dakota" target="" title="South Dakota Main Menu Link">
        <span class="visible-lg-block">South Dakota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.D.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Tennessee" target="" title="Tennessee Main Menu Link">
        <span class="visible-lg-block">Tennessee</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tenn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Texas" target="" title="Texas Main Menu Link">
        <span class="visible-lg-block">Texas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tex.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Utah" target="" title="Utah Main Menu Link">
        <span class="visible-lg-block">Utah</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Utah</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Vermont" target="" title="Vermont Main Menu Link">
        <span class="visible-lg-block">Vermont</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Vt.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Virginia" target="" title="Virginia Main Menu Link">
        <span class="visible-lg-block">Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Washington" target="" title="Washington Main Menu Link">
        <span class="visible-lg-block">Washington</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wash.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/West-Virginia" target="" title="West Virginia Main Menu Link">
        <span class="visible-lg-block">West Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">W.Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wisconsin" target="" title="Wisconsin Main Menu Link">
        <span class="visible-lg-block">Wisconsin</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wis.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wyoming" target="" title="Wyoming Main Menu Link">
        <span class="visible-lg-block">Wyoming</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wyo.</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Commodity" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Commodities <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Commodity" target="" title="Lookup Commodity Main Menu Link">
        <span>Lookup Commodity</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown megamenu-fw">
                            <a href="/" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Tools <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu megamenu-content" role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown popular-tools  ">
                                                    <!-- insert if table layout-->
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-sob.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Summary of Business</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-al.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Agent Locator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Agent Locator</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="" title="Actuarial Info Browser Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-aib.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Actuarial Info Browser</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-cidt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">RMA Map Viewer</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">RMA Map Viewer</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-ce.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Cost Estimator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Cost Est</span>
        </div>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown multi-column-dropdown listncol tools ">
                                                    <!-- insert if table layout-->
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="_blank" title="Actuarial Information Browser Main Menu Link">
        <span class="visible-lg-block">Actuarial Information Browser</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <span>Agent Locator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/AipListing" target="" title="AIP Companies Main Menu Link">
        <span>AIP Companies</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Associated-Agencies-and-Partners" target="" title="Associated Agencies and Partners Main Menu Link">
        <span>Associated Agencies and Partners</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Cause-of-Loss" target="" title="Cause of Loss Main Menu Link">
        <span class="visible-lg-block">Cause of Loss</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cause of Loss</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <span>Cost Estimator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="" title="County Programs Main Menu Link">
        <span class="visible-lg-block">County Programs</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">County Programs</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Indemnity-Maps" target="" title="Crop Indemnity Maps Main Menu Link">
        <span>Crop Indemnity Maps</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Weather" target="" title="Crop Weather Main Menu Link">
        <span class="visible-lg-block">Crop Weather</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Crop Weather</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://pubfs-rma.fpac.usda.gov/" target="_blank" title="FTP File Access Main Menu Link">
        <span class="visible-lg-block">FTP File Access</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">FTP</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Livestock-and-Dairy-Participation" target="" title="Livestock and Dairy Participation Main Menu Link">
        <span class="visible-lg-block">Livestock and Dairy Participation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock and Dairy Participation</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Livestock-Reports" target="" title="Livestock Reports (LRP and LGM) Main Menu Link">
        <span class="visible-lg-block">Livestock Reports (LRP and LGM)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Reports</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Nursery-Inventory-Software-EPLPPS" target="" title="Nursery Software (EPLPPS) Main Menu Link">
        <span class="visible-lg-block">Nursery Software (EPLPPS)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery Software</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Other-Sites" target="" title="Other Sites Main Menu Link">
        <span class="visible-lg-block">Other Sites</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Other Sites</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://prodwebnlb.rma.usda.gov/apps/prf " target="_blank" title="PRF Rainfall Main Menu Link">
        <span>PRF Rainfall</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="http://prodwebnlb.rma.usda.gov/apps/PriceDiscovery" target="_blank" title="Price Discovery Reporting Main Menu Link">
        <span>Price Discovery Reporting</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Reinsurance-Reports" target="" title="Reinsurance Reports Main Menu Link">
        <span class="visible-lg-block">Reinsurance Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/RIRS/" target="_blank" title="RMA Information Reporting System Main Menu Link">
        <span class="visible-lg-block">RMA Information Reporting System</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RIRS</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <span class="visible-lg-block">RMA Map Viewer</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Map Viewer</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Reports Main Menu Link">
        <span class="visible-lg-block">Summary of Business Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Topics" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Topics <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Beginning-or-Veteran-Farmers-and-Ranchers" target="" title="Beginning or Veteran Farmers and Ranchers Main Menu Link">
        <span class="visible-lg-block">Beginning or Veteran Farmers and Ranchers</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Beginning or Veteran Farmers and Ranchers</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Civil-Rights" target="" title="Civil Rights Main Menu Link">
        <span class="visible-lg-block">Civil Rights</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Civil Rights</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Compliance-Information" target="" title="Compliance Information Main Menu Link">
        <span class="visible-lg-block">Compliance Information</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Compliance Information</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Conservation" target="" title="Conservation Main Menu Link">
        <span class="visible-lg-block">Conservation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Conservation</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Controlled-Environment" target="" title="Controlled Environment Main Menu Link">
        <span class="visible-lg-block">Controlled Environment</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Controlled Environment</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Cover-Crops" target="" title="Cover Crops Main Menu Link">
        <span class="visible-lg-block">Cover Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cover Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Double-Cropping-Initiative" target="" title="Double Cropping Initiative Main Menu Link">
        <span class="visible-lg-block">Double Cropping Initiative</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Double Cropping Initiative</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Farm-Bill" target="" title="Farm Bill Main Menu Link">
        <span class="visible-lg-block">Farm Bill</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Farm Bill</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Frequently-Asked-Questions" target="" title="Frequently Asked Questions Main Menu Link">
        <span class="visible-lg-block">Frequently Asked Questions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Frequently Asked Questions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hemp" target="" title="Hemp Main Menu Link">
        <span class="visible-lg-block">Hemp</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hemp</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hurricane-Insurance-Protection-Wind-Index" target="" title="Hurricane Insurance Protection - Wind Index Main Menu Link">
        <span class="visible-lg-block">Hurricane Insurance Protection - Wind Index</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hurricane Insurance Protection - Wind Index</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Cycle" target="" title="Insurance Cycle Main Menu Link">
        <span class="visible-lg-block">Insurance Cycle</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Cycle</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Resources" target="" title="Insurance Resources Main Menu Link">
        <span class="visible-lg-block">Insurance Resources</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Resources</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Lamb-Data-Gathering-Listening-Sessions" target="" title="Lamb Data Gathering Listening Sessions Main Menu Link">
        <span class="visible-lg-block">Lamb Data Gathering Listening Sessions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Lamb Data Gathering Listening Sessions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Insurance-Plans" target="" title="Livestock Insurance Plans Main Menu Link">
        <span class="visible-lg-block">Livestock Insurance Plans</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Insurance Plans</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Roadshow" target="" title="Livestock Roadshow Main Menu Link">
        <span class="visible-lg-block">Livestock Roadshow</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Roadshow</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Manage-Your-Farm-Risk" target="" title="Manage Your Farm Risk Main Menu Link">
        <span class="visible-lg-block">Manage Your Farm Risk</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Manage Your Farm Risk</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/National-Fact-Sheets" target="" title="National Fact Sheets Main Menu Link">
        <span class="visible-lg-block">National Fact Sheets</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">National Fact Sheets</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Nursery" target="" title="Nursery Main Menu Link">
        <span class="visible-lg-block">Nursery</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Organic-Crops" target="" title="Organic Crops Main Menu Link">
        <span class="visible-lg-block">Organic Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Organic Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Outreach-and-Education" target="" title="Outreach and Education Main Menu Link">
        <span class="visible-lg-block">Outreach and Education</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Outreach and Education</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Prevented-Planting" target="" title="Prevented Planting Main Menu Link">
        <span class="visible-lg-block">Prevented Planting</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Prevented Planting</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Producer-Obligations-and-Expectations" target="" title="Producer Obligations and Expectations Main Menu Link">
        <span class="visible-lg-block">Producer Obligations and Expectations</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Producer Obligations and Expectations</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Publications" target="" title="Publications Main Menu Link">
        <span class="visible-lg-block">Publications</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Publications</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Reinsurance-Agreements" target="" title="Reinsurance Agreements Main Menu Link">
        <span class="visible-lg-block">Reinsurance Agreements</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance Agreements</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/RMA-2023-Accomplishments" target="" title="RMA 2023 Accomplishments Main Menu Link">
        <span class="visible-lg-block">RMA 2023 Accomplishments</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RMA 2023 Accomplishments</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Shellfish" target="" title="Shellfish Main Menu Link">
        <span class="visible-lg-block">Shellfish</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Shellfish</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Specialty-Crops" target="" title="Specialty Crops Main Menu Link">
        <span class="visible-lg-block">Specialty Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Specialty Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Crop-Insurance-for-Urban-Farmers" target="" title="Urban Ag Main Menu Link">
        <span class="visible-lg-block">Urban Ag</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Urban Ag</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                    
                    <!-- this is a duplicate of the secondary (.topnav) and tertiary (.searchnav) nav -->
                    <!-- media query shows only for small screen -->
                    <li id="duplicateTopNav" class="mainnav-dropdown dropdown">
                        <a href="#" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">
                            News and Information <span class="caret"></span>
                        </a>
                        <ul class="mainnav-dropdownlist dropdown-menu">
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/" target="" title="Home Main Menu Link">
        <span class="visible-lg-block">Home</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Home</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/About-RMA" target="" title="About RMA Main Menu Link">
        <span>About RMA</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/Information-Tools/Agent-Locator" target="" title="Find an Agent Main Menu Link">
        <span>Find an Agent</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/News-Room" target="" title="News Main Menu Link">
        <span class="visible-lg-block">News</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">News</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/About-RMA/Jobs-and-Careers" target="" title="Careers Main Menu Link">
        <span>Careers</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/Contact-Us" target="" title="Contact Us Main Menu Link">
        <span>Contact Us</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/RMA-en-Espanol" target="" title="En Español Main Menu Link">
        <span>En Español</span>
    </a>

                                </li>
                        </ul>
                    </li>

                </ul>
            </div>
        </div><!-- /.navbar-collapse -->
    </div><!-- /.container-fluid -->
</nav>

    <!-- END NOINDEX -->
    <!-- MAIN CONTENT AREA -->
    <div class="main-content">
        <!-- BEGIN NOINDEX -->
        <div class="container">
            <div class="col-sm-12">

    <ol class="breadcrumb">
                <li>Newsroom</li>
                <li>Frequently Asked Questions</li>
                <li>Nursery Value Select</li>
    </ol>
</div>

        </div>
        <!-- END NOINDEX -->

        

<div class="container">
    <div class="row">
        <div class="col-sm-8 body">
            
    <div class="row ">
            <div class="col-md-12">
                

    <div class="page-header">
            <h1>

                Nursery Value Select
                    <br /><small>Updated February 2024</small>
            </h1>
            <div class="rteContainer">
            Nursery Value Select (NVS) is a pilot crop insurance program that functions as an asset-based form of insurance coverage, which allows nursery producers to select the dollar amount of coverage that best fits their risk management needs.
        </div>
    </div>

            </div>
    </div>

        <a class="btn btn-default btn-expand-collapse hidden-print" role="button">Expand All</a>
    <ul class="qa">
                <li>
                        <h4 data-target="#answer-fcba774dced6474f80b95576ffe134c0" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Where is NVS available?</span>
                        </h4>
                        <div id="answer-fcba774dced6474f80b95576ffe134c0" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">NVS is available in all states and counties.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-7c82fe990aae4e3a82fdad5de757644d" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Why should I purchase NVS?</span>
                        </h4>
                        <div id="answer-7c82fe990aae4e3a82fdad5de757644d" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>The goal of NVS was to develop a nursery crop insurance program that addresses concerns expressed by stakeholders regarding the current nursery crop insurance program: participation is declining, nursery producers and agents remain concerned with onerous paperwork requirements, and the costs of maintaining required materials to support underwriting the program continue to be burdensome.  NVS addresses these shortcomings by offering the following benefits:</p>
<ul>
    <li>Simplification of the application and annual policy renewal process;</li>
    <li>Allowing nursery producers to select the dollar amount of coverage that best fits their risk management needs, and for buy-up policies; coverage tailored by an individual practice (container or field grown) or by choosing from any of 10 potential plant categories;</li>
    <li>A simplified loss adjustment process that uses a more accurate approach to determining plant values by placing greater reliance upon the nursery producer’s actual sales receipts, along with increased producer participation in determining a damaged plant’s ability to be marketed or rehabilitated;</li>
    <li>Elimination of a plant list based on third-party software and greater reliance on the producer’s inventory records, along with plant category naming conventions more familiar to the nursery industry;</li>
    <li>Tailored program dates, including two sales closing dates of May 1 (Alabama, Florida, New Jersey, and Texas) or September 1 (remaining pilot states) that are better suited to the agronomic and industry nursery management practices in different regions across the country; and</li>
    <li>An Occurrence Loss Option (OLO) moving the deductible from a unit level to a plant level for an additional premium (only available for buy up policies).</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-4d6d3577c74c424d9273fc5e3945ae44" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What are the eligibility requirements?</span>
                        </h4>
                        <div id="answer-4d6d3577c74c424d9273fc5e3945ae44" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>In order to be eligible for NVS coverage, you must be a wholesale nursery that derives at least 40 percent of its gross income from the wholesale marketing of plants to:</p>
<ul>
    <li>Retailers who resell to end users;</li>
    <li>Landscape contractors;</li>
    <li>Government entities or organizations; and/or</li>
    <li>Commercial fruit producers.</li>
</ul>
<p>You must also have a wholesale catalog that is provided to customers and used in the sale of the plants.</p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-fd0f786b190449a7aa2380ea83108755" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Can I have a policy under NVS and a policy under the current nursery crop insurance program for the same crop year in the same county?</span>
                        </h4>
                        <div id="answer-fd0f786b190449a7aa2380ea83108755" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p><span>For the 2025 and preceding crop years, you </span>may have coverage under both programs for the same crop year in the same county, only if you do not insure the same practice under both programs.  For example, if you insure the container grown practice under NVS, you cannot insure the container grown practice under the current nursery program, but you may insure the field grown practice under the current nursery program.</p>
<p>Beginning with the 2026 crop year, NVS will be the only nursery program available. The current nursery crop insurance program will no longer be available for purchase.</p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-d3dad957cfaa447eb03351937bdb062d" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What documentation do I need to provide to my crop insurance agent to obtain NVS insurance?</span>
                        </h4>
                        <div id="answer-d3dad957cfaa447eb03351937bdb062d" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>You must submit the following:</p>
<ul>
    <li>Crop insurance application;</li>
    <li>Nursery Value Report (NVR) for each insured practice (field grown and/or container grown).
    <ul>
        <li>The NVR is a document that represents your declaration of the insurance choices you elect.</li>
    </ul>
    </li>
    <li>Monthly Unit Value Report (MUVP) for each insured basic unit.
    <ul>
        <li>The MUVP is a document that represents your declaration for each basic unit by:
        <ul>
            <li>Month, from the first month to the last month of the insurance period; and</li>
            <li>The maximum value of all specific plants in each insured plant category that you expect to have in your nursery (during each month of the insurance period.)</li>
        </ul>
        </li>
    </ul>
    </li>
    <li>Submit two printed copies or one electronic copy of the most recent catalog or price list, by season or plant category, if appropriate.</li>
</ul>
<p>All documents must be acceptable and must be submitted on or before the sales closing date, except the MUVP*, for insurance to attach on the first day of the insurance period.</p>
<p>*If you are a carryover insured, you may certify on your NVR in subsequent years that there were no material changes to your previously-submitted MUVP and, therefore, an updated MUVP would not be required to be submitted.</p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-15e47ab64f1848a48b2f9e43402d7747" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What is the deadline to submit the required documentation?</span>
                        </h4>
                        <div id="answer-15e47ab64f1848a48b2f9e43402d7747" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>For insurance to attach on the start date of the crop year, all documentation must be submitted on or before the sales closing date.</p>
<ul>
    <li>For new and first-year insureds, if you’re applying for coverage after the sales closing date:
    <ul>
        <li>Insurance does not attach until the 31st day (30-day waiting period) after acceptable documents are filed; and</li>
        <li>Premium is owed from the first day of the month insurance attaches.</li>
    </ul>
    </li>
    <li>For carryover insureds, all documentation must be submitted on or before the sales closing date in order to have coverage for the upcoming crop year.</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-bb144ec010af4a228759b27c7132e1ce" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What unit structures are available under NVS?</span>
                        </h4>
                        <div id="answer-bb144ec010af4a228759b27c7132e1ce" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Basic units are the only unit structure available under NVS.  A basic unit consists of the following:</p>
<ul>
    <li>All insurable plants;</li>
    <li>All insured plant categories; and</li>
    <li>Each practice that you elect to insure.</li>
</ul>
<p>Basic units may be further divided by the following:</p>
<ul>
    <li>For additional coverage:
    <ul>
        <li>Each plant category you elect to insure; <span style="background: yellow;">or</span></li>
        <li>Non-contiguous land, for field grown practice only.</li>
    </ul>
    </li>
    <li>For catastrophic (CAT) coverage, further division of the basic unit is not allowed.</li>
</ul>
<p>An administrative fee is due for each insured plant category if additional coverage is elected, and for each insured practice if CAT coverage is elected.</p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-8ad688b575954b519c274ef194be359e" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Must I insure all my nursery plants under NVS?</span>
                        </h4>
                        <div id="answer-8ad688b575954b519c274ef194be359e" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">No.  Whether you have the catastrophic level of coverage or additional levels of coverage, NVS allows you to insure your field grown practice, your container grown practice or both.  Additionally, for additional levels of coverage only, NVS allows you to choose which plant categories within the insured practice you wish you to insure.  Once you have selected the plant categories you wish to insure, all plants within those plant categories must be insured.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-2203ee6c7deb4ae392e7effa0e0eaf6a" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">The current nursery crop insurance program has a plant list.  Does NVS have a plant list?</span>
                        </h4>
                        <div id="answer-2203ee6c7deb4ae392e7effa0e0eaf6a" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>No, NVS does not use a plant list.  Under the current nursery program, using third-party software, each plant is assigned to a plant type, a cold protection requirement and hardiness zones where the plant can be insured.  NVS’s structure does not require the use of this software.  Instead, plant categories were created and defined in such a way that a plant list was not needed.  These plant categories vary slightly from the insurable plant types under the current nursery program but are named in such a way that is familiar to producers.  Each plant category’s definition contains a list of genera to assist producers in grouping their plants for insurance purposes.  The insurable plant categories are as follows:</p>
<ul>
    <li>Liners</li>
    <li>Annual Plants and Plants Grown for One Year or Less</li>
    <li>Herbaceous Biennial and Perennial Plants</li>
    <li>Foliage Plants</li>
    <li>Vines</li>
    <li>Deciduous Trees and Shrubs</li>
    <li>Broadleaf Evergreen Trees and Shrubs</li>
    <li>Coniferous Trees and Shrubs</li>
    <li>Palms</li>
    <li>Cycads</li>
</ul>
<p>Cold protection requirements may still be needed for container grown plants if cold protection is identified by <strong>plant category</strong> in the Special Provisions.</p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-257ec1513e694d55a10a6e36c4af9fbd" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What is the insured crop?</span>
                        </h4>
                        <div id="answer-257ec1513e694d55a10a6e36c4af9fbd" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>The insured crop will be all the plants within each insured practice for CAT coverage, and each plant category you choose to insure within each insured practice for additional coverage and that:</p>
<ul>
    <li>You have a share;</li>
    <li>Are determined by the insurance company to be acceptable;</li>
    <li>Are grown in a county for which a premium rate is provided in the actuarial documents;</li>
    <li>Are grown in a nursery determined by us to be acceptable;</li>
    <li>Are irrigated unless otherwise provided by the Special Provisions (you must have adequate irrigation equipment and water to irrigate all insurable nursery plants at the time coverage attaches and throughout the insurance period);</li>
    <li>Are grown in accordance with the production practices for which premium rates have been established;</li>
    <li>Are grown in an appropriate medium;</li>
    <li>Are grown and sold with the root system attached;</li>
    <li>Are not grown solely as stock plants or plants being grown solely for harvest of buds, flowers, or greenery;</li>
    <li>May produce edible fruits or nuts provided the plants are made available for sale (harvest of the edible fruit or nuts does not affect insurability);</li>
    <li>For the field grown practice, must be adapted in the hardiness zone recognized by the USDA Plant Hardiness Zone Map in which they are grown;</li>
    <li> For the container grown practice, are individual plants grown in standard nursery containers unless otherwise permitted by the Special Provisions;</li>
    <li> Were not damaged in a prior crop year unless such specific plants have been rehabilitated and are offered for sale at the approved sales value for the current crop year;</li>
    <li>Are not any plant classified by a state or county as illegal to grow or sell in the county in which the nursery is located; and</li>
    <li>Are not produced in nursery containers that contain two or more different genera, species, subspecies, varieties or cultivars, unless otherwise provided in the Special Provisions.</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-5e963a7cd31f4551879a41d7b5b07ce4" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">The 2018 Farm Bill allowed for coverage of industrial hemp in the Federal crop insurance program.  Is industrial hemp insurable under NVS?</span>
                        </h4>
                        <div id="answer-5e963a7cd31f4551879a41d7b5b07ce4" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Yes, but with some restrictions.  In accordance with sections 8(h) and (i) of the NVS Crop Provisions, industrial hemp (<em>Cannabis sativa L.</em>), as defined in the Agricultural Marketing Act of 1946 (7 U.S.C. 1621 et seq.), is insurable when grown and sold with the root system attached in containers and are not stock plants or plants being grown solely for harvest of buds, flowers, or greenery.</p>
<ul>
    <li>You must comply with all applicable Federal regulations and any applicable state or tribal laws.</li>
    <li>Regardless of state or tribal law, the sale of hemp with a THC level greater than 0.3 percent will be considered the sale of a controlled substance.  Controlled substances are not insurable.</li>
    <li>If you produce industrial hemp in a state or tribal territory which has assumed regulatory responsibility for hemp production, you must comply with all requirements and provisions of the regulatory plan of that state or tribe and possess any license required by that plan.  You must provide a copy of your license by the sales closing date.</li>
    <li>Industrial hemp must be produced using seed or plant cuttings adapted and appropriate for the intended use (for example, if planting industrial hemp to be harvested primarily for fiber, the seed must be adapted to fiber production). Industrial hemp that is unsalable or destroyed due to a delta-9 tetrahydrocannabinol (THC) level that exceeds 0.3 percent will be considered damaged due to uninsurable causes.</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-c224932c24b74f408bfa76f64a435552" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">How is my amount of insurance determined?</span>
                        </h4>
                        <div id="answer-c224932c24b74f408bfa76f64a435552" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Amount of insurance is calculated by multiplying the coverage level you elect by the Selected Value (SV).  The SV is the value you declare on your NVR of the insurable specific plants in each insured plant category.</p>
<ul>
    <li>For additional coverage:
    <ul>
        <li>The SV may not exceed the highest maximum value for the same plant category reported on your MUVP;</li>
        <li>If you do not elect to create additional basic units by plant category as authorized by section 2(b)(1) of these Crop Provisions, your SV for the purpose of establishing the amount of insurance is the sum of the SVs you established for each plant category; and</li>
        <li>You may be required at time of inspection to provide inventory records or comprehensive business plan to support the maximum values reported.</li>
    </ul>
    </li>
    <li> For CAT coverage, your SV for each insured practice cannot exceed the lesser of:
    <ul>
        <li>110 percent of the maximum value for all the plant categories in any given month during any of the preceding three crop years; or</li>
        <li>The maximum of the monthly values reported on the MUVP.  At the time of an inspection or at any time upon our request, you must provide inventory records to support the monthly values reported.</li>
    </ul>
    </li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-76ca802c61f646b1b5486de8d6562ef2" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">The current nursery program allows for two upward revisions for each basic unit during a crop year.  Does NVS allow for similar revisions?</span>
                        </h4>
                        <div id="answer-76ca802c61f646b1b5486de8d6562ef2" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Yes.  You may increase your SV for each basic unit no more than twice during the crop year by submitting a revised NVR.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-926f4be6e6c94bf08cbe9ea053c19409" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">How and where do I purchase NVS insurance?</span>
                        </h4>
                        <div id="answer-926f4be6e6c94bf08cbe9ea053c19409" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>NVS is available for purchase from your local crop insurance agent.  You can find a crop insurance agent at the following link on the Risk Management Agency (RMA) website: www.rma.usda.gov/Information-Tools/Agent-Locator-Page.</p>
<p>These agents work for AIPs that have reinsurance agreements with the RMA.</p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-4f795624527f40d2b035205566e5f128" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What information do I need to provide if I have a loss?</span>
                        </h4>
                        <div id="answer-4f795624527f40d2b035205566e5f128" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>If you suspect you have a loss, you must:</p>
<ul>
    <li>First protect the plants from further damage by providing sufficient care;</li>
    <li>Then notify your insurance company within 72 hours of initial discovery of damage (but not later than 15 days after the end of the insurance period); and</li>
    <li>Cooperate with the insurance company in the settlement of claim.  </li>
</ul>
<p>In order to complete a settlement of claim, the insurance company will need the following information:</p>
<ul>
    <li>Documentation that supports your NVR and inventory immediately prior to the loss occurrence.
    <ul>
        <li>Required documentation includes, but is not limited to, the following:
        <ul>
            <li>A detailed plant list that includes the full name of each specific plant;</li>
            <li>Acceptable sales records for any specific plants that were sold the previous 60 days or 12 months, as applicable, that support the determination of approved sales value for each specific plant as described in section 1; and</li>
            <li>Documentation or demonstrated performance of your ability to properly obtain and maintain nursery plants.</li>
        </ul>
        </li>
    </ul>
    </li>
    <li>You must maintain an inventory.  If requested, you must provide:
    <ul>
        <li>Your most recent inventory; and</li>
        <li>Purchase and sales records from the date of your most recent inventory to the date of loss occurrence</li>
    </ul>
    </li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-1686081284ff49dd96133c3e39acd42b" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Under the current nursery program, one concern is with the subjectivity of the loss adjustment process.  How does NVS address this concern?</span>
                        </h4>
                        <div id="answer-1686081284ff49dd96133c3e39acd42b" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>NVS addresses this concern by establishing clearly-defined criteria.  Those criteria are split between two groups: 1) Liner and Annual Plants plant categories, and 2) all other plant categories.  Losses are determined through a collaborative effort between the adjuster and you.  In some cases, a third-party expert may need to be called in for additional guidance.<br>
<br>
For Liner and Annual Plants plant categories, refer to the following:</p>
<table>
    <tbody>
        <tr>
        </tr>
    </tbody>
</table>
<table class="telerik-reTable-2">
    <tbody>
        <tr class="telerik-reTableHeaderRow-2">
            <td class="telerik-reTableHeaderFirstCol-2"> </td>
            <td class="telerik-reTableHeaderOddCol-2"><strong>Undamaged<br>
            (Adjuster Determined)</strong></td>
            <td class="telerik-reTableHeaderLastCol-2"><strong>Dead/Zero Market Value<br>
            (Adjuster Determined)</strong></td>
        </tr>
        <tr class="telerik-reTableOddRow-2">
            <td class="telerik-reTableFirstCol-2"><strong>Description</strong> </td>
            <td class="telerik-reTableOddCol-2" rowspan="2">Less than 10% damage</td>
            <td class="telerik-reTableLastCol-2" rowspan="2"><span style="margin: 0px;">Dead or damaged to the extent the plant has zero market value and cannot be marketed.</span><br>
            </td>
        </tr>
        <tr class="telerik-reTableOddRow-2">
            <td class="telerik-reTableFirstCol-2"> </td>
        </tr>
        <tr class="telerik-reTableFooterRow-2">
            <td class="telerik-reTableFooterFirstCol-2"><strong>Damage Factor</strong><br>
            </td>
            <td class="telerik-reTableFooterOddCol-2">0%</td>
            <td class="telerik-reTableFooterLastCol-2">100%</td>
        </tr>
    </tbody>
</table>
<style id="telerik-reTable-2" type="text/css">
    .telerik-reTable-2
    {
    border-collapse: collapse;
    border: solid 0px;
    font-family: Tahoma;
    }
    .telerik-reTable-2 tr.telerik-reTableHeaderRow-2
    {
    border-width: 1.0pt 1.0pt 3.0pt 1.0pt;
    margin-top: 0in;
    margin-right: 0in;
    margin-bottom: 10.0pt;
    margin-left: 0in;
    line-height: 115%;
    font-size: 11.0pt;
    font-family: "Calibri" , "sans-serif";
    width: 119.7pt;
    border: solid white 1.0pt;
    border-bottom: solid white 3.0pt;
    background: #4F81BD;
    padding: 0in 5.4pt 0in 5.4pt;
    color: #FFFFFF;
    }
    .telerik-reTable-2 td.telerik-reTableHeaderFirstCol-2
    {
    border-width: 1.0pt 1.0pt 3.0pt 1.0pt;
    border: solid white 1.0pt;
    border-bottom: solid white 3.0pt;
    padding: 0in 5.4pt 0in 5.4pt;
    }
    .telerik-reTable-2 td.telerik-reTableHeaderLastCol-2
    {
    border-width: 1.0pt 1.0pt 3.0pt 1.0pt;
    border: solid white 1.0pt;
    border-bottom: solid white 3.0pt;
    padding: 0in 5.4pt 0in 5.4pt;
    }
    .telerik-reTable-2 td.telerik-reTableHeaderOddCol-2
    {
    border-width: 1.0pt 1.0pt 3.0pt 1.0pt;
    border: solid white 1.0pt;
    border-bottom: solid white 3.0pt;
    padding: 0in 5.4pt 0in 5.4pt;
    }
    .telerik-reTable-2 td.telerik-reTableHeaderEvenCol-2
    {
    border-width: 1.0pt 1.0pt 3.0pt 1.0pt;
    border: solid white 1.0pt;
    border-bottom: solid white 3.0pt;
    padding: 0in 5.4pt 0in 5.4pt;
    }
    .telerik-reTable-2 tr.telerik-reTableOddRow-2
    {
    color: #666666;
    background-color: #F2F3F4;
    font-size: 10pt;
    vertical-align: top;
    }
    .telerik-reTable-2 tr.telerik-reTableEvenRow-2
    {
    color: #666666;
    background-color: #E7EBF7;
    font-size: 10pt;
    vertical-align: top;
    }
    .telerik-reTable-2 td.telerik-reTableFirstCol-2
    {
    margin-top: 0in;
    margin-right: 0in;
    margin-bottom: 10.0pt;
    margin-left: 0in;
    line-height: 115%;
    font-size: 11.0pt;
    font-family: "Calibri" , "sans-serif";
    width: 119.7pt;
    border-top: none;
    border-left: solid white 1.0pt;
    border-bottom: none;
    border-right: solid white 3.0pt;
    background: #4F81BD;
    padding: 0in 5.4pt 0in 5.4pt;
    color: #FFFFFF;
    }
    .telerik-reTable-2 td.telerik-reTableLastCol-2
    {
    padding: 0in 5.4pt 0in 5.4pt;
    }
    .telerik-reTable-2 td.telerik-reTableOddCol-2
    {
    padding: 0in 5.4pt 0in 5.4pt;
    }
    .telerik-reTable-2 td.telerik-reTableEvenCol-2
    {
    padding: 0in 5.4pt 0in 5.4pt;
    }
    .telerik-reTable-2 tr.telerik-reTableFooterRow-2
    {
    color: #666666;
    background-color: #FFFFFF;
    font-size: 10pt;
    vertical-align: top;
    padding: 0in 5.4pt 0in 5.4pt;
    }
    .telerik-reTable-2 td.telerik-reTableFooterFirstCol-2
    {
    margin-top: 0in;
    margin-right: 0in;
    margin-bottom: 10.0pt;
    margin-left: 0in;
    line-height: 115%;
    font-size: 11.0pt;
    font-family: "Calibri" , "sans-serif";
    width: 119.7pt;
    border-top: none;
    border-left: solid white 1.0pt;
    border-bottom: none;
    border-right: solid white 3.0pt;
    background: #4F81BD;
    padding: 0in 5.4pt 0in 5.4pt;
    color: #FFFFFF;
    }
    .telerik-reTable-2 td.telerik-reTableFooterLastCol-2
    {
    padding: 0in 5.4pt 0in 5.4pt;
    }
    .telerik-reTable-2 td.telerik-reTableFooterOddCol-2
    {
    padding: 0in 5.4pt 0in 5.4pt;
    }
    .telerik-reTable-2 td.telerik-reTableFooterEvenCol-2
    {
    padding: 0in 5.4pt 0in 5.4pt;
    }
</style>
 
<p><span style="margin: 0px; color: black;">For all other plant categories, refer to the following:</span></p>
<table>
    <tbody>
        <tr>
        </tr>
    </tbody>
</table>
<table class="telerik-reTable-2">
    <tbody>
        <tr class="telerik-reTableHeaderRow-2">
        </tr>
    </tbody>
</table>
<table>
    <tbody>
        <tr>
        </tr>
    </tbody>
</table>
<table class="telerik-reTable-2">
    <tbody>
        <tr class="telerik-reTableHeaderRow-2">
            <td class="telerik-reTableHeaderFirstCol-2" rowspan="3"> </td>
            <td class="telerik-reTableHeaderOddCol-2" rowspan="3">1. Undamaged<br>
            (Adjuster Determined)</td>
            <td class="telerik-reTableHeaderEvenCol-2" colspan="2">2. Damaged (Adjuster Determined)</td>
            <td class="telerik-reTableHeaderOddCol-2" rowspan="3">3. Dead/Zero Market Value (Adjuster Determined)</td>
        </tr>
        <tr class="telerik-reTableOddRow-2">
            <td class="telerik-reTableLastCol-2">
            <p style="margin: 0px 0px 10.66px;"><span style="margin: 0px; color: black;">(a) Retained Damaged<br>
            </span><span style="margin: 0px; color: black;">(Insured Determined)</span></p>
            </td>
            <td class="telerik-reTableLastCol-2">
            <p style="margin: 0px 0px 10.66px 23.06px;"><span style="margin: 0px; color: black;">(b) Discarded Damaged<br>
            </span><span style="margin: 0px; color: black;">(Insured Determined)</span></p>
            </td>
        </tr>
        <tr class="telerik-reTableEvenRow-2">
            <td class="telerik-reTableLastCol-2" rowspan="2"><span style="margin: 0px;">≥10% damage, does not meet conditions of Dead/Zero Market Value, and will be carried to market.</span></td>
            <td class="telerik-reTableLastCol-2" rowspan="2"><span style="margin: 0px;">≥10% damage, does not meet conditions of Dead/Zero Market Value, and will not be carried to market.</span><br>
            </td>
        </tr>
        <tr class="telerik-reTableEvenRow-2">
            <td class="telerik-reTableFirstCol-2">Description</td>
            <td class="telerik-reTableLastCol-2"><span style="margin: 0px;">Less than 10% damage</span><br>
            </td>
            <td class="telerik-reTableEvenCol-2"><span style="margin: 0px;">Dead or damaged to the extent the plant has zero market value and cannot be marketed.</span><br>
            </td>
        </tr>
        <tr class="telerik-reTableFooterRow-2">
            <td class="telerik-reTableFooterFirstCol-2">Damage Factor</td>
            <td class="telerik-reTableFooterOddCol-2">0%</td>
            <td class="telerik-reTableFooterEvenCol-2">50%</td>
            <td class="telerik-reTableFooterOddCol-2">75%</td>
            <td class="telerik-reTableFooterEvenCol-2">100%</td>
        </tr>
    </tbody>
</table>
<p> </p>
<p>You must destroy or dispose of discarded damaged and dead/zero market value plants by a method approved by the insurance company.</p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-372632e090e34f88824c5b72a185d84f" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">How are losses determined?</span>
                        </h4>
                        <div id="answer-372632e090e34f88824c5b72a185d84f" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>In order to determine the loss, the loss adjuster needs to know the pre-loss actual unit value and the post-loss damage value.</p>
<ul>
    <li>The pre-loss actual unit value is the total dollar value of all insurable specific plants in a basic unit, immediately prior to the occurrence of the loss event, determined by multiplying the approved sales value by the number of each specific plant and summing the results.  Pre-loss actual unit value is synonymous with field market value A under the current nursery program.</li>
    <li>The post-loss damage value is the total dollar value lost in a basic unit due to an insured cause of loss determined in section 12 using FCIC approved procedures and the damage factors contained in the Special Provisions.  Post-loss damage value is different than field market value B under the current nursery program in that post-loss damage value is the amount of damage to the plants, whereas field market value B is the value remaining after damage occurred. </li>
</ul>
<p>Once the loss adjuster knows those two values, the loss adjuster determines the percent of loss by dividing the post-loss damage value by the pre-loss actual unit value.</p>
<p>The percent of loss is then multiplied by the lesser of the pre-loss actual unit value or the SV to arrive at the value of the loss.</p>
<p>The indemnity is then calculated by multiplying your share by the difference between the loss and the occurrence deductible.</p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-11d92c9defd449e9a4ba9c0432923246" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What options and endorsements are available for NVS?</span>
                        </h4>
                        <div id="answer-11d92c9defd449e9a4ba9c0432923246" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>You may purchase  the Occurrence Loss Option (OLO). The OLO eliminates the unit deductible and pays a loss when the percent of loss exceeds 10 percent. The OLO is available for an additional premium, and it is only available for policies with an additional level of coverage.</p>
<p>You may also purchase the Hurricane Insurance Protection – Wind Index (HIP-WI) Endorsement if you have an additional level of coverage. The HIP-WI Endorsement provides coverage for a portion of the deductible, up to 95 percent of the expected crop value, of the underlying crop insurance policy when the county, or a county adjacent to it, is within the area of sustained hurricane-force winds from a named hurricane as published by the National Hurricane Center (NHC) at the National Oceanic and Atmospheric Administration (NOAA). The HIP-WI Endorsement also includes a Tropical Storm Option. This option provides coverage for the same portion of the deductible of the underlying policy that is not otherwise covered, when the county, or a county adjacent to it, is subject to a tropical storm or a hurricane within its boundaries according to NOAA and determined by RMA.</p></div>
                        </div>
                </li>
    </ul>

        </div>
        <div class="col-sm-4 sidebar">
            
    <div class="row ">
            <div class="col-md-12">
                
        <!-- BEGIN NOINDEX -->
        <div>
            <ul class="sideNav">
                
                <li>
                    <a href="/News-Room/Frequently-Asked-Questions" title="Frequently Asked Questions Menu">Frequently Asked Questions</a>
                </li>

                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/2014-Farm-Bill-Interim-Rule" title="2014 Farm Bill Interim Rule Page">2014 Farm Bill Interim Rule</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/2015-Excess-Precipitation-for-Kansas-Missouri-Nebraska" title="2015 Excess Precipitation for Kansas, Missouri, and Nebraska Page">2015 Excess Precipitation for Kansas, Missouri, and Nebraska</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/2017-Freeze-and-Snow-in-Colorado-Kansas-Nebraska" title="2017 Freeze and Snow in Colorado, Kansas, and Nebraska Page">2017 Freeze and Snow in Colorado, Kansas, and Nebraska</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/2017-Illinois-Prevented-Planting-Provision" title="2017 Illinois Prevented Planting Provision Page">2017 Illinois Prevented Planting Provision</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/2019-Corn-Harvest-in-the-Upper-Midwest-Great-Plains-States" title="2019 Corn Harvest in the Upper Midwest/Great Plains States Page">2019 Corn Harvest in the Upper Midwest/Great Plains States</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/2019-MFP-and-2019-WFRP-Interaction" title="2019 Market Facilitation Program and 2019 Whole-Farm Revenue Protection Interaction Page">2019 Market Facilitation Program and 2019 Whole-Farm Revenue Protection Interaction</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/2023-Tobacco-Contract-Provisions" title="2023 Tobacco Contract Provisions Page">2023 Tobacco Contract Provisions</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Acreage-Crop-Reporting-Streamlining-Initiative-ACRSI" title="Acreage Crop Reporting Streamlining Initiative (ACRSI) Page">Acreage Crop Reporting Streamlining Initiative (ACRSI)</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Actual-Production-History-Yield-Exclusion" title="Actual Production History Yield Exclusion Page">Actual Production History Yield Exclusion</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Additional-Emergency-Relief-Program" title="Additional Emergency Relief Program (August 18, 2022) Page">Additional Emergency Relief Program (August 18, 2022)</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Additional-Emergency-Relief-Program-July-2022" title="Additional Emergency Relief Program (July 20, 2022) Page">Additional Emergency Relief Program (July 20, 2022)</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Additional-Emergency-Relief-Program-September-2022" title="Additional Emergency Relief Program (September 2022) Page">Additional Emergency Relief Program (September 2022)</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Additional-Emergency-Relief-Program-October-2022" title="Additional Emergency Relief Program FAQ October 2022 Page">Additional Emergency Relief Program FAQ October 2022</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Additional-Emergency-Relief-Program-February-2023" title="Additional Emergency Relief Program February 2023 Page">Additional Emergency Relief Program February 2023</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Agent-Compensation" title="Agent Compensation - Schemes or Devices Page">Agent Compensation - Schemes or Devices</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Agriculture-Risk-Coverage-and-Price-Loss-Coverage-Interaction" title="Agriculture Risk Coverage/Price Loss Coverage Interaction with the SCO/STAX Programs Page">Agriculture Risk Coverage/Price Loss Coverage Interaction with the SCO/STAX Programs</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Annual-Forage-Dual-Use-Option" title="Annual Forage (Rainfall Index) Insurance Dual Use Option Page">Annual Forage (Rainfall Index) Insurance Dual Use Option</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/ARPI-Crop-Year-2020" title="ARPI Crop Year 2020 Page">ARPI Crop Year 2020</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/ARPI-for-Irrigated-Grain-Sorghum-beginning-with-Crop-Year-2023" title="Area Risk Protection Insurance for Irrigated Grain Sorghum beginning with Crop Year 2023 Page">Area Risk Protection Insurance for Irrigated Grain Sorghum beginning with Crop Year 2023</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/August-10-2020-Derecho" title="August 10, 2020 Derecho Page">August 10, 2020 Derecho</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Beginning-Farmer-and-Rancher-and-Veteran-Farmer-and-Rancher" title="Beginning Farmer and Rancher (BFR) and Veteran Farmer and Rancher (VFR) Page">Beginning Farmer and Rancher (BFR) and Veteran Farmer and Rancher (VFR)</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Biotech-Yield-Endorsement" title="Biotech Yield Endorsement Page">Biotech Yield Endorsement</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Breached-Levee-Statement" title="Breached Levee Statement Page">Breached Levee Statement</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Cherry-Growers" title="Cherry Growers Page">Cherry Growers</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Conservation-Compliance" title="Conservation Compliance Page">Conservation Compliance</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Controlled-Environment" title="Controlled Environment Page">Controlled Environment</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/2020-Cover-Crops-Insurance-and-NRCS-Cover-Crop-Termination-Guidelines" title="2020 Cover Crops Crop Insurance, Cover Crops and NRCS Cover Crop Termination Guidelines Page">2020 Cover Crops Crop Insurance, Cover Crops and NRCS Cover Crop Termination Guidelines</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/COVID-19-Response" title="COVID 19 Response Page">COVID 19 Response</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Crop-Insurance-and-Drought-Damaged-Crops" title="Crop Insurance and Drought-Damaged Crops Page">Crop Insurance and Drought-Damaged Crops</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Dairy-Revenue-Protection" title="Dairy Revenue Protection Page">Dairy Revenue Protection</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/December-2015-Flood-Event-and-2016-Spring-planted-Crops-in-Missouri" title="December 2015 Flood Event and 2016 Spring-planted Crops in Missouri Page">December 2015 Flood Event and 2016 Spring-planted Crops in Missouri</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Dicamba-Drift" title="Dicamba Drift Page">Dicamba Drift</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Double-Crop-Written-Agreements" title="Double Crop Written Agreements Page">Double Crop Written Agreements</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Double-Cropping---Expanded-Insurance-Coverage" title="Double Cropping - Expanded Insurance Coverage Page">Double Cropping - Expanded Insurance Coverage</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Double-Cropping-Initiative" title="Double Cropping Initiative Page">Double Cropping Initiative</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Double-Cropping-Revision-and-Practical-to-Replant" title="Double Cropping Revision and Practical to Replant Page">Double Cropping Revision and Practical to Replant</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Emergency-Relief-Program-for-Crop-Losses-in-2020-and-2021" title="Emergency Relief Program for Crop Losses in 2020 and 2021 Page">Emergency Relief Program for Crop Losses in 2020 and 2021</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Emergency-Relief-Program-Phase-2" title="Emergency Relief Program Phase 2 Page">Emergency Relief Program Phase 2</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Enhanced-Coverage-Option" title="Enhanced Coverage Option Page">Enhanced Coverage Option</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Enterprise-Units" title="Enterprise Units Page">Enterprise Units</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Following-Another-Crop-and-Not-Following-Another-Crop-Cropping-Practices" title="Following Another Crop (FAC) and Not Following Another Crop (NFAC) Cropping Practices Page">Following Another Crop (FAC) and Not Following Another Crop (NFAC) Cropping Practices</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Fumonisin" title="Fumonisin Page">Fumonisin</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Goshen-Gering-Ft-Laramie-Irrigation-Tunnel-Collapse" title="Goshen Gering-Ft Laramie Irrigation Tunnel Collapse and Crop Insurance - 2022 Crop Year Page">Goshen Gering-Ft Laramie Irrigation Tunnel Collapse and Crop Insurance - 2022 Crop Year</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Hemp-Actual-Production-History-Pilot-Program-Coverage" title="Hemp Actual Production History Pilot Program Coverage Page">Hemp Actual Production History Pilot Program Coverage</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Hurricane-Insurance-Protection---Wind-Index-Endorsement-CY2020" title="Hurricane Insurance Protection – Wind Index Endorsement CY2020 Page">Hurricane Insurance Protection – Wind Index Endorsement CY2020</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Hurricane-Insurance-Protection---Wind-Index-Endorsement-CY2021" title="Hurricane Insurance Protection – Wind Index Endorsement CY2021 Page">Hurricane Insurance Protection – Wind Index Endorsement CY2021</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Hurricane-Insurance-Protection---Wind-Index-Endorsement-CY2023" title="Hurricane Insurance Protection – Wind Index Endorsement CY2023 Page">Hurricane Insurance Protection – Wind Index Endorsement CY2023</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Hurricane-Insurance-Protection---Wind-Index-Endorsement-CY2024" title="Hurricane Insurance Protection - Wind Index Endorsement CY2024 Page">Hurricane Insurance Protection - Wind Index Endorsement CY2024</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Insuring-Carinata-2016-Crop-Year" title="Insuring Carinata - 2016 Crop Year Page">Insuring Carinata - 2016 Crop Year</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Insuring-Organic-and-Transitional-Crop-Practices" title="Insuring Organic and Transitional Crop Practices Page">Insuring Organic and Transitional Crop Practices</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Livestock-Gross-Margin---Cattle" title="Livestock Gross Margin - Cattle Page">Livestock Gross Margin - Cattle</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Livestock-Gross-Margin---Dairy" title="Livestock Gross Margin - Dairy Page">Livestock Gross Margin - Dairy</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Livestock-Gross-Margin---Swine" title="Livestock Gross Margin - Swine Page">Livestock Gross Margin - Swine</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Malting-Barley-Contract-Option---New-York" title="Malting Barley Contract Option - New York Page">Malting Barley Contract Option - New York</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Malting-Barley-Endorsement" title="Malting Barley Endorsement Page">Malting Barley Endorsement</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Margin-Protection" title="Margin Protection Page">Margin Protection</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Micro-Farm" title="Micro Farm 2024 Page">Micro Farm 2024</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Multi-County-Enterprise-Unit-Endorsement" title="Multi-County Enterprise Unit Endorsement Page">Multi-County Enterprise Unit Endorsement</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Native-Sod-Provisions" title="Native Sod Provisions Page">Native Sod Provisions</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Nursery-Insurance-Recordkeeping" title="Nursery Crop Insurance Recordkeeping Page">Nursery Crop Insurance Recordkeeping</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Nursery-Inventory-Software" title="Nursery Inventory Software Page">Nursery Inventory Software</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Nursery-Value-Select" class="active" title="Nursery Value Select Page">Nursery Value Select</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Nursery-Value-Select-in-States-and-Counties-with-a-September-1-Sales-Closing-Date" title="Nursery Value Select in States and Counties with a September 1 Sales Closing Date Page">Nursery Value Select in States and Counties with a September 1 Sales Closing Date</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Pasture-Rangeland-Forage" title="Pasture, Rangeland, Forage Page">Pasture, Rangeland, Forage</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Post-Application-Coverage-Endorsement" title="Post-Application Coverage Endorsement (PACE) Page">Post-Application Coverage Endorsement (PACE)</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Prevented-Planting-and-Drought" title="Prevented Planting and Drought Page">Prevented Planting and Drought</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Prevented-Planting-Coverage" title="Prevented Planting Coverage Frequently Asked Questions Page">Prevented Planting Coverage Frequently Asked Questions</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Prevented-Planting-Disaster-Payments" title="Prevented Planting Disaster Payments Page">Prevented Planting Disaster Payments</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Prevented-Planting-Program-Changes" title="Prevented Planting Program Changes Page">Prevented Planting Program Changes</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Prevented-Planting-Wheat-2019CY" title="Prevented Planting Wheat 2019 Crop Year Page">Prevented Planting Wheat 2019 Crop Year</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Printing" title="Printing Page">Printing</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Publication-of-a-Proposed-Rule-to-Amend-Part-400" title="Proposed Rule to Amend Part 400 Page">Proposed Rule to Amend Part 400</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Published-Rebating-Violations-and-Sanctions" title="Published Rebating Violations and Sanctions Page">Published Rebating Violations and Sanctions</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Quality-Loss-Option" title="Quality Loss Option Page">Quality Loss Option</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Replanting-and-Final-Planting-Dates" title="Replanting and Final Planting Dates Page">Replanting and Final Planting Dates</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Revised-Premium-Ratings-for-Corn-and-Soybeans" title="Revised Premium Ratings for Corn and Soybeans Page">Revised Premium Ratings for Corn and Soybeans</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Rice-Revenue-Protection-Coverage-for-2015-Crop-Year" title="Rice Revenue Protection Coverage for 2015 Crop Year Page">Rice Revenue Protection Coverage for 2015 Crop Year</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/SC-Flood" title="SC Flood Page">SC Flood</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Shellfish-Pilot-Crop-Insurance-Program" title="Shellfish Pilot Crop Insurance Program Page">Shellfish Pilot Crop Insurance Program</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Sugar-Beet" title="Sugar Beet Page">Sugar Beet</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Supplemental-Measures" title="Supplemental Measures Page">Supplemental Measures</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Weaned-Calf-Risk-Protection-Program" title="Weaned Calf Risk Protection Program Page">Weaned Calf Risk Protection Program</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Whole-Farm-Revenue-Protection-Dairy" title="Whole-Farm Revenue Protection (WFRP) - Dairy Farms Page">Whole-Farm Revenue Protection (WFRP) - Dairy Farms</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Whole-Farm-Revenue-Protection-Plan-2015" title="Whole-Farm Revenue Protection 2015 Page">Whole-Farm Revenue Protection 2015</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Whole-Farm-Revenue-Protection-Plan-2016" title="Whole-Farm Revenue Protection 2016 Page">Whole-Farm Revenue Protection 2016</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Whole-Farm-Revenue-Protection-Plan-2017" title="Whole-Farm Revenue Protection 2017 Page">Whole-Farm Revenue Protection 2017</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Whole-Farm-Revenue-Protection-Plan-2018" title="Whole-Farm Revenue Protection 2018 Page">Whole-Farm Revenue Protection 2018</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Whole-Farm-Revenue-Protection-Plan-2019" title="Whole-Farm Revenue Protection 2019 Page">Whole-Farm Revenue Protection 2019</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Whole-Farm-Revenue-Protection-Plan-2020" title="Whole-Farm Revenue Protection 2020 Page">Whole-Farm Revenue Protection 2020</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Whole-Farm-Revenue-Protection-Plan-2022" title="Whole-Farm Revenue Protection 2022 Page">Whole-Farm Revenue Protection 2022</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Whole-Farm-Revenue-Protection-Plan-2023" title="Whole-Farm Revenue Protection 2023 Page">Whole-Farm Revenue Protection 2023</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Whole-Farm-Revenue-Protection-Plan-2024" title="Whole-Farm Revenue Protection 2024 Page">Whole-Farm Revenue Protection 2024</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Wildfires" title="Wildfires Page">Wildfires</a>
                    </li>
                    <li role="presentation">
                        <a href="/News-Room/Frequently-Asked-Questions/Wildfires-and-Crop-Insurance-Topeka-Region" title="Wildfires and Crop Insurance – The Topeka Region – Spring 2022 Page">Wildfires and Crop Insurance – The Topeka Region – Spring 2022</a>
                    </li>
            </ul>

        </div>
        <div class="dots"></div>
        <!-- END NOINDEX -->

            </div>
    </div>

        </div>
    </div>
</div>


    </div>

    <!-- FOOTER AREA -->
    <!-- BEGIN NOINDEX -->
    
<div class="container clearfix">
    <div id="footer" class="row footerCardSection">
        <footer>
            <div class="col-sm-12 col-md-12 col-lg-12">

                
<div class="row">
    <div class="col-md-12">
        <ul class="footerCards">
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Federal-Crop-Insurance-Corporation">
                        <img src="/-/media/RMA/Images/Icons/icon-govt2-black-32.ashx" alt="Government" />
                        <h4>FCIC</h4>
                        <p>The FCIC promotes the economic stability of agriculture through a sound system of crop insurance.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Information-Tools/Agent-Locator">
                        <img src="/-/media/RMA/Images/Icons/icon-person-black-32.ashx" alt="icon" />
                        <h4>Agent Locator</h4>
                        <p>Find a crop or livestock insurance agent in your area along with directions to their office.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/News-Room/Frequently-Asked-Questions">
                        <img src="/-/media/RMA/Images/Icons/icon-qa-black-32.ashx" alt="FAQ" />
                        <h4>Common Questions</h4>
                        <p>FAQs on crop and livestock insurance, risk protection, regulations, compliance, and more.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="https://legacy.rma.usda.gov">
                        <img src="/-/media/RMA/Images/Icons/icon-books-black-32.ashx" alt="Books" />
                        <h4>RMA Website Archive</h4>
                        <p>Data and publications from the RMA website prior to the redesign.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Topics/Manage-Your-Farm-Risk">
                        <img src="/-/media/RMA/Images/Icons/icon-cloudflash-black-32.ashx" alt=" Cloudflash" />
                        <h4>Manage Your Farm Risk</h4>
                        <p>Resources for Farmers and Ranchers</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Topics/Insurance-Resources">
                        <img src="/-/media/RMA/Images/Icons/icon-step-black-32.ashx" alt=" Black Footstep" />
                        <h4>Insurance Resources</h4>
                        <p>Policies, provisions, handbooks and more.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Topics/Outreach-and-Education">
                        <img src="/-/media/RMA/Images/Icons/icon-handshake-black-32.ashx" alt="Handshake" />
                        <h4>Educational Resources</h4>
                        <p>Resources for you to learn and succeed as a farmer or rancher.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Topics/Beginning-or-Veteran-Farmers-and-Ranchers">
                        <img src="/-/media/RMA/Images/Icons/icon-tractor-black-32.ashx" alt="Tractor" />
                        <h4>Beginning Farmers</h4>
                        <p>Resources for Individuals looking into farming for the first time. </p>
                    </a>
                </li>
        </ul><!--Footer Cards-->


    </div>
</div>

                


    <div id="socialMediaBar" class="content">
        <ul class="menu">
                <li>
                    <a href="https://www.facebook.com/USDA" title="Facebook" class="facebook social-icon" target="_blank">Facebook</a>
                </li>
                            <li>
                    <a href="https://twitter.com/usdaRMA" title="Twitter" class="twitter social-icon" target="_blank">Twitter</a>
                </li>

                <li>
                    <a href="http://www.youtube.com/usda/" title="YouTube" class="youtube social-icon" target="_blank">YouTube</a>
                </li>
                            <li><a href="https://public.govdelivery.com/accounts/USDAFARMERS/subscriber/new" title="GovDelivery " class="email social-icon" target="_blank">Email Updates</a></li>
                            <li>
                    <a href="http://www.flickr.com/photos/usdagov" title="Flickr" class="flickr social-icon" target="_blank">Flickr</a>
                </li>
                            <li>
                    <a href="http://www.usda.gov/wps/portal/usda/usdahome?navid=RSS_FEEDS" title="RSS" class="rss social-icon" target="_blank">RSS Feed</a>
                </li>
        </ul>
    </div>


                <div class="row">
    <div class="col-sm-12 col-md-12 footernav">
        
            <ul class="">
                    <li><a href="/" target="">RMA Home</a></li>
                    <li><a href="http://USDA.gov" target="_blank">USDA.gov</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Copyright-Information" target="">Copyright Information</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Non-Disclosure-Agreements-Notice" target="">Non-Disclosure Agreements Notice</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Non-Discrimination-Statement" target="">Non-Discrimination Statement</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Freedom-of-Information-Act" target="">FOIA</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links" target="">Policies and Links</a></li>
                    <li><a href="http://www.usda.gov/oig/hotline.htm" target="_blank">Report Fraud on USDA Contracts</a></li>
                    <li><a href="https://www.usda.gov/plain-writing" target="">Plain Writing</a></li>
                    <li><a href="https://www.usda.gov/accessibility-statement" target="">Accessibility</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/No-FEAR-Report" target="">No FEAR Report</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Privacy-Policy" target="">Privacy</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Quality-of-Information-Requirements" target="">Information Quality</a></li>
                    <li><a href="https://www.usa.gov/" target="_blank">USA.gov</a></li>
                    <li><a href="https://www.whitehouse.gov/" target="_blank">Whitehouse.gov</a></li>
            </ul><!-- /Footer Links Nav -->
        
    </div>
</div>

            </div>
        </footer>
    </div>
</div>
    <!-- END NOINDEX -->
    <!-- Placed at the end of the document so the pages load faster -->
    <script type="text/javascript" src="/Scripts/jquery-3.3.1.min.js"></script>
    <script type="text/javascript" src="/Scripts/bootstrap.min.js"></script>
    <script type="text/javascript" src="/assets/js/jquery.matchHeight-min.js"></script>

    <script type="text/javascript" src="/assets/js/custom.js"></script>

    <script type="text/javascript" src='/assets/js/scrollReveal.js'></script>
    <script>window.sr = new scrollReveal();</script>
    <!-- Datatable scripts -->
    <script type="text/javascript" src="https://cdn.datatables.net/v/bs/dt-1.10.13/b-1.2.4/b-colvis-1.2.4/b-html5-1.2.4/b-print-1.2.4/fc-3.2.2/fh-3.1.2/kt-2.2.0/r-2.1.0/sc-1.4.2/se-1.2.0/datatables.min.js"></script>



    <!-- Moment is used to sort the date in correct date order instead of sorting as a string -->
    <script type="text/javascript" src="https://cdnjs.cloudflare.com/ajax/libs/moment.js/2.8.4/moment.min.js"></script>
    <script type="text/javascript" src="https://cdn.datatables.net/plug-ins/1.10.19/sorting/datetime-moment.js"></script>

    <script type="text/javascript" src="/assets/dataTables/ellipsis.js"></script>
    <script type="text/javascript" src="/assets/dataTables/datetime.js"></script>
    <script type="text/javascript" src="/assets/dataTables/dataTables.hideEmptyColumns.min.js"></script>
    
    <script type="text/javascript" src="/assets/chosen-js/chosen.jquery.js"></script>

    
    
</body>
</html>