SECTION 302 CERTIFICATION

     I, Gary N. Pelehaty, President and Chief Executive Officer, certify that:

1.   I have reviewed this quarterly report on Form 10-QSB of Farnsworth Bancorp,
Inc;

2.   Based on my knowledge, this report does not contain any untrue statement of
a  material  fact  or omit  to  state a  material  fact  necessary  to make  the
statements made, in light of the circumstances  under which such statements were
made, not misleading with respect to the period covered by this report;

3.   Based on my  knowledge,  the  financial  statements,  and  other  financial
information included in this report, fairly present in all material respects the
financial  condition,  results of operations and cash flows of the registrant as
of, and for, the periods presented in this report;

4.   The  registrant's  other  certifying  officer  and  I are  responsible  for
establishing and maintaining  disclosure  controls and procedures (as defined in
Exchange Act Rule 13a-15(e)) for the registrant and have:

     (a)  Designed  such  disclosure  controls  and  procedures,  or caused such
disclosure  controls and  procedures to be designed  under our  supervision,  to
ensure that  material  information  relating to the  registrant,  including  its
consolidated subsidiaries,  is made known to us by others within those entities,
particularly during the period in which this report is being prepared;

     (b) Evaluated the effectiveness of the registrant's disclosure controls and
procedures and presented in this report our conclusions  about the effectiveness
of the disclosure  controls and procedures,  as of the end of the period covered
by this report based on such evaluation; and

     (c)  Disclosed  in this  report  any  change in the  registrant's  internal
control over  financial  reporting (as defined in Exchange Act Rules  13a-15(f))
that  occurred  during the  registrant's  most recent  fiscal  quarter  that has
materially  affected,   or  is  reasonably  likely  to  materially  affect,  the
registrant's internal control over financial reporting; and

5.   The issuer's other  certifying  officer and I have disclosed,  based on our
most recent  evaluation of internal  control over  financial  reporting,  to the
issuer's auditors and the audit committee of the issuer's board of directors (or
persons performing the equivalent functions):

     (a) All significant  deficiencies and material  weaknesses in the design or
operation of internal  control over  financial  reporting  which are  reasonably
likely to adversely  affect the issuer's ability to record,  process,  summarize
and report financial information; and

     (b) Any fraud,  whether or not material,  that involves management or other
employees  who have a  significant  role in the issuer's  internal  control over
financial reporting.


Date: February 3, 2004                 By: /s/ Gary N. Pelehaty
                                           -------------------------------------
                                           Gary N. Pelehaty
                                           President and Chief Executive Officer

<PAGE>

                            SECTION 302 CERTIFICATION

     I, Charles  Alessi,  Vice President and Chief  Financial  Officer,  certify
that:

1.   I have reviewed this quarterly report on Form 10-QSB of Farnsworth Bancorp,
Inc;

2.   Based on my knowledge, this report does not contain any untrue statement of
a  material  fact  or omit  to  state a  material  fact  necessary  to make  the
statements made, in light of the circumstances  under which such statements were
made, not misleading with respect to the period covered by this report;

3.   Based on my  knowledge,  the  financial  statements,  and  other  financial
information included in this report, fairly present in all material respects the
financial  condition,  results of operations and cash flows of the registrant as
of, and for, the periods presented in this report;

4.   The  registrant's  other  certifying  officer  and  I are  responsible  for

establishing and maintaining  disclosure  controls and procedures (as defined in
Exchange Act Rule 13a-15(e)) for the registrant and have:

     (a)  Designed  such  disclosure  controls  and  procedures,  or caused such
disclosure  controls and  procedures to be designed  under our  supervision,  to
ensure that  material  information  relating to the  registrant,  including  its
consolidated subsidiaries,  is made known to us by others within those entities,
particularly during the period in which this report is being prepared;

     (b) Evaluated the effectiveness of the registrant's disclosure controls and
procedures and presented in this report our conclusions  about the effectiveness
of the disclosure  controls and procedures,  as of the end of the period covered
by this report based on such evaluation; and

     (c)  Disclosed  in this  report  any  change in the  registrant's  internal
control over  financial  reporting (as defined in Exchange Act Rules  13a-15(f))
that  occurred  during the  registrant's  most recent  fiscal  quarter  that has
materially  affected,   or  is  reasonably  likely  to  materially  affect,  the
registrant's internal control over financial reporting; and

5.   The issuer's other  certifying  officer and I have disclosed,  based on our
most recent  evaluation of internal  control over  financial  reporting,  to the
issuer's auditors and the audit committee of the issuer's board of directors (or
persons performing the equivalent functions):

     (a) All significant  deficiencies and material  weaknesses in the design or
operation of internal  control over  financial  reporting  which are  reasonably
likely to adversely  affect the issuer's ability to record,  process,  summarize
and report financial information; and

     (b) Any fraud,  whether or not material,  that involves management or other
employees  who have a  significant  role in the issuer's  internal  control over
financial reporting.


Date: February 3, 2004            By: /s/ Charles Alessi
                                      ------------------------------------------
                                      Charles Alessi
                                      Vice President and Chief Financial Officer