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    <a href="/RMALocal/Oklahoma" target="" title="Oklahoma Main Menu Link">
        <span class="visible-lg-block">Oklahoma</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Okla.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Oregon" target="" title="Oregon Main Menu Link">
        <span class="visible-lg-block">Oregon</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ore.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Pennsylvania" target="" title="Pennsylvania Main Menu Link">
        <span class="visible-lg-block">Pennsylvania</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Pa.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Puerto-Rico" target="" title="Puerto Rico Main Menu Link">
        <span class="visible-lg-block">Puerto Rico</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">P.R.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Rhode-Island" target="" title="Rhode Island Main Menu Link">
        <span class="visible-lg-block">Rhode Island</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">R.I.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Carolina" target="" title="South Carolina Main Menu Link">
        <span class="visible-lg-block">South Carolina</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.C.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Dakota" target="" title="South Dakota Main Menu Link">
        <span class="visible-lg-block">South Dakota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.D.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Tennessee" target="" title="Tennessee Main Menu Link">
        <span class="visible-lg-block">Tennessee</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tenn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Texas" target="" title="Texas Main Menu Link">
        <span class="visible-lg-block">Texas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tex.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Utah" target="" title="Utah Main Menu Link">
        <span class="visible-lg-block">Utah</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Utah</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Vermont" target="" title="Vermont Main Menu Link">
        <span class="visible-lg-block">Vermont</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Vt.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Virginia" target="" title="Virginia Main Menu Link">
        <span class="visible-lg-block">Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Washington" target="" title="Washington Main Menu Link">
        <span class="visible-lg-block">Washington</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wash.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/West-Virginia" target="" title="West Virginia Main Menu Link">
        <span class="visible-lg-block">West Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">W.Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wisconsin" target="" title="Wisconsin Main Menu Link">
        <span class="visible-lg-block">Wisconsin</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wis.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wyoming" target="" title="Wyoming Main Menu Link">
        <span class="visible-lg-block">Wyoming</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wyo.</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Commodity" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Commodities <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Commodity" target="" title="Lookup Commodity Main Menu Link">
        <span>Lookup Commodity</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown megamenu-fw">
                            <a href="/" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Tools <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu megamenu-content" role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown popular-tools  ">
                                                    <!-- insert if table layout-->
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-sob.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Summary of Business</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-al.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Agent Locator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Agent Locator</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="" title="Actuarial Info Browser Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-aib.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Actuarial Info Browser</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-cidt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">RMA Map Viewer</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">RMA Map Viewer</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-ce.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Cost Estimator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Cost Est</span>
        </div>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown multi-column-dropdown listncol tools ">
                                                    <!-- insert if table layout-->
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="_blank" title="Actuarial Information Browser Main Menu Link">
        <span class="visible-lg-block">Actuarial Information Browser</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <span>Agent Locator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/AipListing" target="" title="AIP Companies Main Menu Link">
        <span>AIP Companies</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Associated-Agencies-and-Partners" target="" title="Associated Agencies and Partners Main Menu Link">
        <span>Associated Agencies and Partners</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Cause-of-Loss" target="" title="Cause of Loss Main Menu Link">
        <span class="visible-lg-block">Cause of Loss</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cause of Loss</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <span>Cost Estimator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="" title="County Programs Main Menu Link">
        <span class="visible-lg-block">County Programs</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">County Programs</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Indemnity-Maps" target="" title="Crop Indemnity Maps Main Menu Link">
        <span>Crop Indemnity Maps</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Weather" target="" title="Crop Weather Main Menu Link">
        <span class="visible-lg-block">Crop Weather</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Crop Weather</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://pubfs-rma.fpac.usda.gov/" target="_blank" title="FTP File Access Main Menu Link">
        <span class="visible-lg-block">FTP File Access</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">FTP</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Livestock-and-Dairy-Participation" target="" title="Livestock and Dairy Participation Main Menu Link">
        <span class="visible-lg-block">Livestock and Dairy Participation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock and Dairy Participation</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Livestock-Reports" target="" title="Livestock Reports (LRP and LGM) Main Menu Link">
        <span class="visible-lg-block">Livestock Reports (LRP and LGM)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Reports</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Nursery-Inventory-Software-EPLPPS" target="" title="Nursery Software (EPLPPS) Main Menu Link">
        <span class="visible-lg-block">Nursery Software (EPLPPS)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery Software</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Other-Sites" target="" title="Other Sites Main Menu Link">
        <span class="visible-lg-block">Other Sites</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Other Sites</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://prodwebnlb.rma.usda.gov/apps/prf " target="_blank" title="PRF Rainfall Main Menu Link">
        <span>PRF Rainfall</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="http://prodwebnlb.rma.usda.gov/apps/PriceDiscovery" target="_blank" title="Price Discovery Reporting Main Menu Link">
        <span>Price Discovery Reporting</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Reinsurance-Reports" target="" title="Reinsurance Reports Main Menu Link">
        <span class="visible-lg-block">Reinsurance Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/RIRS/" target="_blank" title="RMA Information Reporting System Main Menu Link">
        <span class="visible-lg-block">RMA Information Reporting System</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RIRS</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <span class="visible-lg-block">RMA Map Viewer</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Map Viewer</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Reports Main Menu Link">
        <span class="visible-lg-block">Summary of Business Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Topics" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Topics <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Beginning-or-Veteran-Farmers-and-Ranchers" target="" title="Beginning or Veteran Farmers and Ranchers Main Menu Link">
        <span class="visible-lg-block">Beginning or Veteran Farmers and Ranchers</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Beginning or Veteran Farmers and Ranchers</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Civil-Rights" target="" title="Civil Rights Main Menu Link">
        <span class="visible-lg-block">Civil Rights</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Civil Rights</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Compliance-Information" target="" title="Compliance Information Main Menu Link">
        <span class="visible-lg-block">Compliance Information</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Compliance Information</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Conservation" target="" title="Conservation Main Menu Link">
        <span class="visible-lg-block">Conservation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Conservation</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Controlled-Environment" target="" title="Controlled Environment Main Menu Link">
        <span class="visible-lg-block">Controlled Environment</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Controlled Environment</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Cover-Crops" target="" title="Cover Crops Main Menu Link">
        <span class="visible-lg-block">Cover Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cover Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Double-Cropping-Initiative" target="" title="Double Cropping Initiative Main Menu Link">
        <span class="visible-lg-block">Double Cropping Initiative</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Double Cropping Initiative</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Farm-Bill" target="" title="Farm Bill Main Menu Link">
        <span class="visible-lg-block">Farm Bill</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Farm Bill</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Frequently-Asked-Questions" target="" title="Frequently Asked Questions Main Menu Link">
        <span class="visible-lg-block">Frequently Asked Questions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Frequently Asked Questions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hemp" target="" title="Hemp Main Menu Link">
        <span class="visible-lg-block">Hemp</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hemp</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hurricane-Insurance-Protection-Wind-Index" target="" title="Hurricane Insurance Protection - Wind Index Main Menu Link">
        <span class="visible-lg-block">Hurricane Insurance Protection - Wind Index</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hurricane Insurance Protection - Wind Index</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Cycle" target="" title="Insurance Cycle Main Menu Link">
        <span class="visible-lg-block">Insurance Cycle</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Cycle</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Resources" target="" title="Insurance Resources Main Menu Link">
        <span class="visible-lg-block">Insurance Resources</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Resources</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Lamb-Data-Gathering-Listening-Sessions" target="" title="Lamb Data Gathering Listening Sessions Main Menu Link">
        <span class="visible-lg-block">Lamb Data Gathering Listening Sessions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Lamb Data Gathering Listening Sessions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Insurance-Plans" target="" title="Livestock Insurance Plans Main Menu Link">
        <span class="visible-lg-block">Livestock Insurance Plans</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Insurance Plans</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Roadshow" target="" title="Livestock Roadshow Main Menu Link">
        <span class="visible-lg-block">Livestock Roadshow</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Roadshow</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Manage-Your-Farm-Risk" target="" title="Manage Your Farm Risk Main Menu Link">
        <span class="visible-lg-block">Manage Your Farm Risk</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Manage Your Farm Risk</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/National-Fact-Sheets" target="" title="National Fact Sheets Main Menu Link">
        <span class="visible-lg-block">National Fact Sheets</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">National Fact Sheets</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Nursery" target="" title="Nursery Main Menu Link">
        <span class="visible-lg-block">Nursery</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Organic-Crops" target="" title="Organic Crops Main Menu Link">
        <span class="visible-lg-block">Organic Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Organic Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Outreach-and-Education" target="" title="Outreach and Education Main Menu Link">
        <span class="visible-lg-block">Outreach and Education</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Outreach and Education</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Prevented-Planting" target="" title="Prevented Planting Main Menu Link">
        <span class="visible-lg-block">Prevented Planting</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Prevented Planting</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Producer-Obligations-and-Expectations" target="" title="Producer Obligations and Expectations Main Menu Link">
        <span class="visible-lg-block">Producer Obligations and Expectations</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Producer Obligations and Expectations</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Publications" target="" title="Publications Main Menu Link">
        <span class="visible-lg-block">Publications</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Publications</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Reinsurance-Agreements" target="" title="Reinsurance Agreements Main Menu Link">
        <span class="visible-lg-block">Reinsurance Agreements</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance Agreements</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/RMA-2023-Accomplishments" target="" title="RMA 2023 Accomplishments Main Menu Link">
        <span class="visible-lg-block">RMA 2023 Accomplishments</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RMA 2023 Accomplishments</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Shellfish" target="" title="Shellfish Main Menu Link">
        <span class="visible-lg-block">Shellfish</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Shellfish</span>
    </a>

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            <h1>

                Micro Farm
                    <br /><small>August 31, 2023</small>
            </h1>
            <div class="rteContainer">
            <span>The Micro Farm Program provides a risk management safety net for all commodities on your farm under one insurance policy.</span>
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    </div>

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        <a class="btn btn-default btn-expand-collapse hidden-print" role="button">Expand All</a>
    <ul class="qa">
                <li>
                    <h3 style="color: #000000; font-weight: bold;">General Questions</h3>
                    <h5 style="color: #000000; font-weight: bold;"></h5>
                    <p style="color: #000000; font-weight: normal"></p>
                </li>
                <li>
                        <h4 data-target="#answer-97eb6c3cbed649d895958b413b7a9bfc" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What type of farms are best suited for the Micro Farm Program?</span>
                        </h4>
                        <div id="answer-97eb6c3cbed649d895958b413b7a9bfc" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Micro Farm is tailored for any farm with up to $350,000 in revenue from agricultural commodities, including farms with specialty or organic commodities (both crops and livestock), or those marketing to local, regional, farm-identity preserved, specialty, or direct markets.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-40622f1cb6dd40aabb79019e5e1764e4" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What farm revenue is covered?</span>
                        </h4>
                        <div id="answer-40622f1cb6dd40aabb79019e5e1764e4" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">The amount of farm revenue you can protect with Micro Farm is based on the approved revenue of your farm operation, which is the lower of the revenue expected on your current year’s farm plan or your whole-farm historic average revenue.  This represents an insurable revenue amount that can reasonably be expected to be produced on your farm during the insurance period.  All commodities produced by the farm are covered under Micro Farm except timber, forest, and forest products, and animals for sport, show, or pets.</div>
                        </div>
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                <li>
                        <h4 data-target="#answer-781382e8125f4fc8acb26665dc20f128" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What adjustments are made for farm growth in determining my insured revenue amount?</span>
                        </h4>
                        <div id="answer-781382e8125f4fc8acb26665dc20f128" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">If your farm operation has been expanding over time you may be allowed to increase your approved revenue amount based on an indexing procedure.  The indexing procedure requires 5 consecutive years of revenue history and measures growth of the farm operation over this period.</div>
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                <li>
                        <h4 data-target="#answer-7293a30d882a449f997c2310a33d4f44" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Are there limits to what farms can be insured under Micro Farm?</span>
                        </h4>
                        <div id="answer-7293a30d882a449f997c2310a33d4f44" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Yes.  If any of the following limits are exceeded, the farm will not qualify for Micro Farm:</p>
<ul>
    <li>The farm’s approved revenue cannot exceed $350,000 if you are first year insured, or $400,000 if you are a carry-over insured (meaning you had a Micro Farm policy last year).</li>
    <li>The farm cannot have more than 50 percent of total revenue from commodities purchased for resale.</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-084c41f391964491b50e1f2d9160104a" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What type of subsidy is available for Micro Farm?</span>
                        </h4>
                        <div id="answer-084c41f391964491b50e1f2d9160104a" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Premium subsidy for Micro Farm will be based on the coverage level you elect, using a whole-farm premium subsidy.</p>
<strong>Micro Farm Subsidy:  Percentage of Total Premium Paid by Government</strong>
<table width="100%" style="margin: 0px; width: 100%;" border="0" cellspacing="0" cellpadding="0">
    <tbody>
        <tr>
            <td style="background: #f0f0f0; margin: 0px; padding: 6pt; border: 1.33px solid #666666; width: 161.25pt; text-align: left;">
            <p style="margin: 0px;"><strong><span style="margin: 0px;">Coverage Level</span></strong></p>
            </td>
            <td style="background: #f0f0f0; border-width: 1.33px 1.33px 1.33px 0px; border-style: solid solid solid none; border-color: #666666 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">50%</span></p>
            </td>
            <td style="background: #f0f0f0; border-width: 1.33px 1.33px 1.33px 0px; border-style: solid solid solid none; border-color: #666666 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">55%</span></p>
            </td>
            <td style="background: #f0f0f0; border-width: 1.33px 1.33px 1.33px 0px; border-style: solid solid solid none; border-color: #666666 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">60%</span></p>
            </td>
            <td style="background: #f0f0f0; border-width: 1.33px 1.33px 1.33px 0px; border-style: solid solid solid none; border-color: #666666 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">65%</span></p>
            </td>
            <td style="background: #f0f0f0; border-width: 1.33px 1.33px 1.33px 0px; border-style: solid solid solid none; border-color: #666666 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">70%</span></p>
            </td>
            <td style="background: #f0f0f0; border-width: 1.33px 1.33px 1.33px 0px; border-style: solid solid solid none; border-color: #666666 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">75%</span></p>
            </td>
            <td style="background: #f0f0f0; border-width: 1.33px 1.33px 1.33px 0px; border-style: solid solid solid none; border-color: #666666 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">80%</span></p>
            </td>
            <td style="background: #f0f0f0; border-width: 1.33px 1.33px 1.33px 0px; border-style: solid solid solid none; border-color: #666666 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">85%</span></p>
            </td>
        </tr>
        <tr>
            <td style="border-width: 0px 1.33px 1.33px; border-style: none solid solid; border-color: #000000 #666666 #666666; margin: 0px; padding: 6pt; width: 161.25pt; text-align: left; background-color: transparent;">
            <p style="margin: 0px;"><strong><span style="margin: 0px; color: black;"><strong><span>Subsidy for Micro Farm</span></strong></span></strong></p>
            </td>
            <td style="border-width: 0px 1.33px 1.33px 0px; border-style: none solid solid none; border-color: #000000 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left; background-color: transparent;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">80%</span></p>
            </td>
            <td style="border-width: 0px 1.33px 1.33px 0px; border-style: none solid solid none; border-color: #000000 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left; background-color: transparent;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">80%</span></p>
            </td>
            <td style="border-width: 0px 1.33px 1.33px 0px; border-style: none solid solid none; border-color: #000000 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left; background-color: transparent;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">80%</span></p>
            </td>
            <td style="border-width: 0px 1.33px 1.33px 0px; border-style: none solid solid none; border-color: #000000 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left; background-color: transparent;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">80%</span></p>
            </td>
            <td style="border-width: 0px 1.33px 1.33px 0px; border-style: none solid solid none; border-color: #000000 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left; background-color: transparent;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">80%</span></p>
            </td>
            <td style="border-width: 0px 1.33px 1.33px 0px; border-style: none solid solid none; border-color: #000000 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left; background-color: transparent;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">80%</span></p>
            </td>
            <td style="border-width: 0px 1.33px 1.33px 0px; border-style: none solid solid none; border-color: #000000 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left; background-color: transparent;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">71%</span></p>
            </td>
            <td style="border-width: 0px 1.33px 1.33px 0px; border-style: none solid solid none; border-color: #000000 #666666 #666666 #000000; margin: 0px; padding: 6pt; text-align: left; background-color: transparent;">
            <p style="margin: 0px; text-align: right;"><span style="margin: 0px; color: black;">56%</span></p>
            </td>
        </tr>
    </tbody>
</table></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-4bd6e316d75e4a89a30f56bf06f914bc" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Where is Micro Farm Available?</span>
                        </h4>
                        <div id="answer-4bd6e316d75e4a89a30f56bf06f914bc" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>Micro Farm is available in all 50 states and all counties within each state.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-8d35b9e78191434fb5ad2971314778bd" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">How and where do I purchase Micro Farm insurance?</span>
                        </h4>
                        <div id="answer-8d35b9e78191434fb5ad2971314778bd" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Micro Farm is available for purchase from your local crop insurance agent.  You can find a crop insurance agent at the following link on the Risk Management Agency (RMA) website:<br>
www.rma.usda.gov/Information-Tools/Agent-Locator.</p>
<p style="margin-bottom: 0in;"><span style="color: black;">These agents work for Approved Insurance Providers (AIP) that have reinsurance agreements with the RMA.</span></p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-c7546d11f5b343cea8f436b8f49389ff" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What is the last date to purchase (sales closing date) WFRP?</span>
                        </h4>
                        <div id="answer-c7546d11f5b343cea8f436b8f49389ff" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Farm tax records are used to determine the amount of insurance under Micro Farm.  Some producers file their taxes on a calendar basis and some file their taxes on a fiscal year basis.</p>
<p>For calendar year tax filers and fiscal year filers with a fiscal year beginning August 1 or earlier, sales closing dates are the same as other spring crop sales closing dates applicable for your county and will be February 28, March 31, or April 15.  For fiscal year filers with a fiscal year beginning September 1 or later, the sales closing date is November 20.</p>
<p>Micro Farm needs to be purchased at the same time regardless of how taxes are filed, as shown in the following examples:<br>
Example 1:  A calendar year tax filer’s tax year for 2024 begins January 1, 2024.  Micro Farm must be purchased on or before the county SCD in 2024 (i.e., February 28, March 31, or April 15, 2024.)<br>
Example 2:  Early fiscal year tax filers, must purchase their Micro Farm policy by the SCD in the year that corresponds to the year <strong>in which the tax year begins</strong>.  In this example the fiscal tax year is July 1, 2024, to June 30, 2025.  WFRP must be purchased on or before the county SCD in 2024 (i.e., February 28, March 31, or April 15, 2024.)<br>
Example 3:  Late fiscal year tax filers, must purchase their Micro Farm policy by the late SCD in the year that corresponds to the year <strong>in which the tax year begins</strong>.  In this example, the fiscal tax year is October 1, 2023, to September 30, 2024.  Micro Farm must be purchased on or before November 20, 2023.</p>
<p>Consult a crop insurance agent or check the Actuarial Information Browser on the RMA website to find the sales closing date for your county.  The Actuarial Information Browser can be found on RMA’s website at:  <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/CropCriteria.aspx" target="_blank" title="Link opens in new window">AIB Landing Page</a> (usda.gov).</p></div>
                        </div>
                </li>
                <li>
                    <h3 style="color: #000000; font-weight: bold;">Micro Farm Coverage</h3>
                    <h5 style="color: #000000; font-weight: bold;"></h5>
                    <p style="color: #000000; font-weight: normal"></p>
                </li>
                <li>
                        <h4 data-target="#answer-530d5c0ed04343fea1518396d0e97333" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What coverage levels are available for Micro Farm?</span>
                        </h4>
                        <div id="answer-530d5c0ed04343fea1518396d0e97333" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>Micro Farm offers coverage levels from 50 to 85 percent in 5 percent increments.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-1cc1404d43774e84b1cc20ac97fbd38a" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">When does my coverage begin?</span>
                        </h4>
                        <div id="answer-1cc1404d43774e84b1cc20ac97fbd38a" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">For first year insureds under Micro Farm, coverage begins the later of the first day of the insurance period or ten days after the application is accepted by your AIP.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-955b51e9a55345b58724a6a6f86bbcd8" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What is the insurance period for Micro Farm?</span>
                        </h4>
                        <div id="answer-955b51e9a55345b58724a6a6f86bbcd8" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">The insurance period under Micro Farm is based on your tax year.  If you are a calendar year filer, the insurance period is January 1, 2024, through December 31, 2024.  If you are a fiscal year filer your insurance period will be the same as your fiscal tax year (e.g., October 1, 2023, to September 30, 2024).</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-5064b8edce9a4154ad8d3d379c6aca33" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">How do I determine the prices to use for the commodities on my farm plan?</span>
                        </h4>
                        <div id="answer-5064b8edce9a4154ad8d3d379c6aca33" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Commodities are not assigned individual prices under Micro Farm.  Instead, one value for all commodities on your farm operation is established based on the average allowable revenue of the previous three to five years.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-552f4bbc84fd47cca90e5938f0f90d78" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Is replant coverage part of Micro Farm?</span>
                        </h4>
                        <div id="answer-552f4bbc84fd47cca90e5938f0f90d78" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><span>No, replant coverage is not offered under the Micro Farm program.</span></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-e2f80b667f9949bb85fdaaf59d9b0977" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Can I purchase individual FCIC reinsured crop insurance policies for my commodities in addition to Micro Farm?</span>
                        </h4>
                        <div id="answer-e2f80b667f9949bb85fdaaf59d9b0977" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Yes.  You may purchase an individual FCIC reinsured crop insurance policy for any commodity produced on your farm operation.  However, you will not receive any adjustment to your Micro Farm premium and indemnities received from other FCIC reinsured policies will only be considered revenue at claim time if they exceed your Micro Farm deductible.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-245c928a0b34474686ffe19de53a5d89" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Are there any post-production expenses that can be included in my income?</span>
                        </h4>
                        <div id="answer-245c928a0b34474686ffe19de53a5d89" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Market readiness and post-production operations, such as canning, freezing, and processing activities, can be included in your allowable revenue, and will be used when calculating your farm’s insurance guarantee under Micro Farm.  Revenue from sources other than agricultural commodities, such as bottled water or souvenir sales, must be removed from allowable revenue.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-7d63d4bfcb854bc7ac4217be602b1f4c" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Is Industrial Hemp coverage available under Micro Farm?</span>
                        </h4>
                        <div id="answer-7d63d4bfcb854bc7ac4217be602b1f4c" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Yes.  Industrial Hemp is an insurable commodity provided it meets the requirements for insurability within the Micro Farm provisions, such as, but not limited to:</p>
<ul>
    <li>Must comply with applicable State, Federal, or Tribal plan.</li>
    <li>Must have a production contract with a processor.</li>
    <li>THC levels exceeding 0.3 percent is considered an uninsurable cause of loss.</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-9117b299e1a14ba68f31f7c719e2543b" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Why aren’t my crop insurance payments from historic years included in my historic revenue? And why are they included as revenue for the insured year?</span>
                        </h4>
                        <div id="answer-9117b299e1a14ba68f31f7c719e2543b" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Historic insurance payments and other government agricultural payments are not included as revenue because they are not earned as part of the farming operation and cannot be expected to be paid year-to-year.  The insurance guarantee must be based on what can be expected to be produced based on what has actually been produced historically.  However, these payments are included as revenue-to-count for the insured year because they are earned during the insurance period as a result of the farm operation and are, therefore, part of farm revenue.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-6a69228697c645dbb15a0960221526b9" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Are other government program payments, such as Market Facilitation Payments or state disaster payments, from historical years included in my historic revenue and revenue for the insured year?</span>
                        </h4>
                        <div id="answer-6a69228697c645dbb15a0960221526b9" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Historic government agriculture program payments are not included as revenue because they are not earned as part of the farming operation and cannot be expected to be paid year-to-year.  The insurance guarantee must be based on what can be expected to be produced based on what has been produced historically.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-e0cbcc775d554f1785224f29e6be501a" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Does Micro Farm offer any options to help me moderate losses in my historic years?</span>
                        </h4>
                        <div id="answer-e0cbcc775d554f1785224f29e6be501a" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>Yes.  Micro Farm has three insurance options to help moderate your losses in your historic years:</p>
<ol>
    <li>Exclusion of the lowest revenue year;</li>
    <li>A revenue plug equal to 60 percent of your average historical revenue for historical years that fall below that amount; and</li>
    <li>If you are a carryover insured, an option to cup your approved revenue to 90 percent of your previous year’s Micro Farm approved revenue. </li>
</ol>
<p>These three-options work similar to the available option under the approved production history plan of insurance.</p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-5e4e807831fe4b7b9ccfd3cb15b63dfa" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Why are some Commodity Credit Corporation (CCC) loans included in my revenue and some are not?</span>
                        </h4>
                        <div id="answer-5e4e807831fe4b7b9ccfd3cb15b63dfa" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>For some commodities, such as peanuts and sometimes cotton, when you sell them to a private buyer, the buyer pays back the CCC instead of you.  In this case you keep the CCC loan money and don’t directly pay it back to the CCC.  Instead the buyer pays the loan back and pays you only the difference.  In these cases, the result is that you actually are receiving the amount of the CCC loan plus the difference so the total amount will be included in your revenue.  Example:  The producer receives 50 cents as a CCC loan.  The cotton is sold to a ginner at a price of 62 cents in the form of 12 cents paid to the producer and 50 cents paid directly to the CCC to repay the loan for the producer.  The producer keeps the 50 cents originally obtained from the CCC and the 12 cents from the ginner.</p>
<p>The revenue result is the same for a producer who pays back a CCC loan to the CCC and receives the full payment from the buyer for the commodity.  Example:  The CCC loan was $3.53 and was provided to the producer.  The producer sells to the local elevator for $3.67.  The elevator pays the producer $3.67 and the producer pays back the CCC $3.53.</p></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-7a2e8a2a65f64dad997ffc51d8b5dab9" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What information does a producer need to provide for Micro Farm?</span>
                        </h4>
                        <div id="answer-7a2e8a2a65f64dad997ffc51d8b5dab9" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer"><p>You will need certain information for the AIP to underwrite WFRP insurance.  This includes:</p>
<ul>
    <li>At least three years of historic Schedule F farm tax records.</li>
    <li>If you don’t file Schedule F you will need the farm tax forms you file plus supporting information so a Substitute Schedule F form can be completed.</li>
    <li>Your farm plan for the year to show your commodities and expected revenue you plan to produce.  Some of your historic records may be needed to assist with determining your expected value.  If you raise organic commodities, you will need your organic certificate by the date the Revised Farm Operation Report is due, unless your farm produces $5,000 or less.  A certificate issued from the National Organic Program’s Organic Integrity Database (or successor certificate reporting tool) is also acceptable.  The AIP may also need to consult your organic system plan.</li>
</ul></div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-7f5dcb4056f14f70884796a2ccf03369" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Do I have to submit three separate Farm Operation Reports (an Intended, Revised, and Final)?</span>
                        </h4>
                        <div id="answer-7f5dcb4056f14f70884796a2ccf03369" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">The Farm Operation Report has three sections: Intended, Revised, and Final.  During the course of the year, you will work to complete all three sections of the form.  The Intended section tells what you expect to produce for the year and is used to quote your initial premium.  If you follow your Intended plan, you will not have to revise your Farm Operation Report (referred to as your Revised Farm Operation Report), just sign the report as complete.  However, if you make changes to your Intended plan, you will report these changes when you complete your Revised Farm Operation Report and your amount of insurance and premium will be recomputed based on what you actually ended up growing for the year.  The Revised Farm Operation Report is similar to the Acreage Report used for other types of Federal crop insurance.  At the end of the insurance period and prior to your next year’s sales closing date, you will complete the Farm Operation Report by filling out the Final section.  If you do not complete the Final section, you will be limited to the 65 percent coverage level the following year.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-a557e5e098de4bb5a3001d1136126b02" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">How are my Federal farm income tax returns used for Micro Farm?</span>
                        </h4>
                        <div id="answer-a557e5e098de4bb5a3001d1136126b02" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Specific items on the Federal farm income tax returns are entered onto worksheets for Micro Farm.  These worksheets have room for adjustments to remove items that are not allowed to be insured.  Once these numbers are sorted through and items that cannot be insured are adjusted out, the totals left on these worksheets are “allowable revenue” for the specific tax year that will be entered on the Whole-Farm History Report.  The Federal farm income tax forms are your “revenue history” for the historic years on your farm, similar to an Actual Production History (APH) used for other Federal crop insurance.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-f182411552634a2c945ed0909056963e" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What if I don’t fill out a Schedule F tax form but use some other farm tax form instead?</span>
                        </h4>
                        <div id="answer-f182411552634a2c945ed0909056963e" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">If you didn’t use a Schedule F tax form, you may use the farm tax form you did complete along with records from your farming operation and complete a Substitute Schedule F form.  This will be used, along with your farm plan for the year, to determine your insured amount of revenue.  You must be able to show the AIP the records used to complete the Substitute Schedule F form and they must approve these for the farm to be eligible.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-9920ffaca8f24c8e899a444f16226b64" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Is Micro Farm available to Beginning and Veteran Farmers and Ranchers?</span>
                        </h4>
                        <div id="answer-9920ffaca8f24c8e899a444f16226b64" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Yes.  BFR/VFRs with at least three years of farm tax records may be eligible for Micro Farm.  Some BFRs/VFRs or those that qualified as a BFR/VFR in the previous year may be insurable under Micro Farm if they have taken over at least 90 percent of a previous operator’s operation and can use the farm tax records from that previous operator.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-112b81fcdd3e41ec9410504ef464f38a" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">What are the Micro Farm records requirements?</span>
                        </h4>
                        <div id="answer-112b81fcdd3e41ec9410504ef464f38a" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">The Micro Farm program record requirements reflect the type of records some producers keep as sales records.  Sales and marketing records can be farm records that are kept during the sales year.  The producer must be able to provide three years of production/sales records for expected yield determinations when requested.</div>
                        </div>
                </li>
                <li>
                    <h3 style="color: #000000; font-weight: bold;">Losses Under a Micro Farm Policy</h3>
                    <h5 style="color: #000000; font-weight: bold;"></h5>
                    <p style="color: #000000; font-weight: normal"></p>
                </li>
                <li>
                        <h4 data-target="#answer-71fd68511d5b4e5abfb543287c9c1d13" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">How and when is a loss paid for Micro Farm?</span>
                        </h4>
                        <div id="answer-71fd68511d5b4e5abfb543287c9c1d13" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">At the end of the insurance period and after you have filed your farm income taxes for the policy year, a loss adjuster will complete an Allowable Revenue Worksheet for the policy year using your farm tax forms.  The allowable revenue will be adjusted for inventory adjustments, unharvested or unsold production, and production you lost for uncovered causes of loss to determine the revenue-to-count for the year.  A loss is paid when the total revenue-to-count for the policy year falls below the insured amount of revenue, multiplied by the expense reduction factor, if applicable.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-e8de1cd8962a4344955d30df3cb05d99" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Can an insured participate in the Non-Insured Assistance Program (NAP) as well as Micro Farm?</span>
                        </h4>
                        <div id="answer-e8de1cd8962a4344955d30df3cb05d99" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">Yes.  Producers may participate in both programs.  Producers may receive both NAP payments and a Micro Farm indemnity.  If the NAP payment exceeds the Micro Farm deductible, the amount over the deductible will be considered revenue-to-count for Micro Farm indemnity determinations.</div>
                        </div>
                </li>
                <li>
                        <h4 data-target="#answer-84d3fc7d80884405a110ec8fffe2edf6" data-toggle="collapse" onclick="jQuery(this).toggleClass('showA')">
                            <span class="dropLetterQ hidden-print">Q</span>
                            <span class="faqQuestion">Are losses due to limited irrigation covered by Micro Farm?</span>
                        </h4>
                        <div id="answer-84d3fc7d80884405a110ec8fffe2edf6" class="collapse answer">
                            <span class="dropLetterA hidden-print">A</span> <div class="faqAnswer">The Micro Farm program provides protection for the expected revenue that will be produced on the farm during the insured tax year.  The insured amount of revenue is based on the expected farm plan for the policy year and the historical average revenue as shown on the Schedule F farm tax records.  If an input, such as irrigation water, used to produce a commodity is not available, then the expected revenue of the commodities that will be impacted by the lack of the input, such as reduced available water, must be decreased to reflect what can be produced that year.  For example, under Micro Farm, farms experiencing a reduction or lack of irrigation water, that is known or apparent prior to when the Intended Farm Operation Report is submitted, must reduce the amount of acreage to be grown under the irrigated practice or, if irrigation water is no longer available, it will be necessary to record the commodities as a non-irrigated practice with appropriately reduced yields on the Intended Farm Operation Report.</div>
                        </div>
                </li>
    </ul>

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