Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

1 Overview

Yield exclusion (YE), when elected, allows the exclusion of actual yields for a certain crop 

year when RMA determines the county per planted acre yield for a crop year was at least 50 

percent below the simple average of the per planted acre yield for the crop in the county for the 

previous 10 consecutive crop years. When a crop year is determined to be eligible for YE for a 

crop in a county, insureds in contiguous counties will also be eligible to exclude actual yields 

for that crop year under YE.

The YE option and eligible crop years for exclusion are identified in the actuarial documents. 

When YE is elected, insureds may exclude actual yields in any eligible crop year(s) that are 

identified in the actuarial documents.

2 Eligibility for YE

A. Election

To be applicable for the current crop year, the insured must elect YE:

(1) By the applicable sales closing date (SCD);

Note: For crops with a two-year coverage module, YE must be elected by the SCD 

of the first crop year of the two-year coverage module.

(2) On a crop/county basis; and

(3) On an Application or Policy Change form by including the “YE” option code.

AIPs are responsible for advising insureds who elect YE that all actual yields in an 

eligible crop year are automatically excluded unless the insured opts out of excluding an 

actual yield in an eligible crop by identifying the yield not to be excluded in the APH 

database.

B. Availability

The option must be provided in the actuarial documents for YE to be available for the 

crop and county. YE is available for both catastrophic (CAT) and additional coverage 

policies. Crop years eligible for exclusion are identified in the actuarial documents.

C. Continuous Election

YE is a continuous election that remains in effect unless cancelled.

3 Cancellation

YE must be cancelled in writing on or before the cancellation date for the crop for the effective 

crop year. (See Para. 8 to change an actual yield exclusion of an eligible crop year within an 

APH database.) When an insured cancels YE:

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

3 Cancellation (continued)

(1) Actual yield exclusions for eligible crop year(s) no longer apply for that crop year;

(2) The 10 percent yield limitation (cup) will not apply the year YE is cancelled for any APH

database that had a year excluded under the YE; and

(3) Yield substitution, when elected, and yield floors, as applicable, may apply.

4 Transfers

When the policy is transferred to a different AIP, YE is considered cancelled, as is any other 

option, endorsement, written agreement, etc.. If the insured would like to continue the use of 

YE, the insured must make that election with the assuming AIP on or before the SCD.

5 Applicability of Written Agreements (WA)

Generally, WAs are eligible for yield exclusion if the actuarial documents for the crop/county 

identify the YE option and eligible crop years. The following exceptions apply.

(1) When a WA (e.g., TC and TP WA) makes an irrigation practice (either irrigated, nonirrigated, or limited irrigation) insurable, YE is not available because the irrigation 

practice is not an insurable practice listed on the actuarial documents for the crop/county.

(2) YE is not applicable for XC WA (crop is not insurable in the county).

(3) In accordance with the FCIC-24020 Written Agreement Handbook, a WA cannot be used 

to add the YE option.

6 Applicability of Yield Limitations and Yield Reductions

A. Yield Floors and Cups

Approved APH yields using yield exclusion are not eligible for cups or yield floors. APH 

databases without excluded actual yields remain eligible for cups and yield floors, when 

authorized by the FCIC 18010 Crop Insurance Handbook (CIH) Part 14, Section 4.

B. Yield Reductions

Procedures concerning yield reductions contained in the CIH Part 12 Section 4 are

unaffected when YE is elected.

Actual yields reduced due to being identified as an excessive yield cannot be excluded 

under the YE option.

While actual yields in an eligible crop year may be excluded in APH databases, reductions

of approved APH yields due to inconsistent approved APH yields or different production 

methods continues to apply when (CIH Para. 1254 and 1255) applies to an APH database.

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

7 Actual Yields Eligible for Yield Exclusion

Actual yields in an APH database identified with the following yield descriptors are

eligible for exclusion if they are in an eligible crop year for exclusion identified in the 

actuarial documents (see CIH Exhibit 12 for list of yield descriptors and their meaning): 

Practice Yield Descriptor

Conventional A, AY, NA, PA, DA, NW, PW, WY, R, PR, NR, RY, BF

Transitional G, GY, NG, PG, DG, GW, NO, OY

Certified Organic V, VY, NV, PV, DV, VW, NU, UY

8 Exclusion of an Actual Yield for an Eligible Crop Year Within an APH Database

When the insured has elected the YE option, an insured may choose, by APH database and by 

eligible crop year, whether or not to exclude an actual yield for that specific crop year. 

(1) Eligible crop years for exclusion are identified in the actuarial documents. There is no 

limit to the number of actual yields in eligible crop years that can be excluded from an 

APH database.

(2) When YE is elected, YE applies to all actual yields in eligible crop years eligible for 

exclusion identified in the actuarial documents for all APH databases unless the insured 

notifies the AIP in writing by the production reporting date (PRD) of any actual yield(s)

for an eligible crop year(s) they choose to retain.

Example: Although a crop year is eligible for exclusion, the insured’s actual yield in an 

APH database is above average for the crop year and the insured chooses to 

not exclude the actual yield.

(3) Any actual yield in an eligible crop year the insured chooses to not exclude must be 

identified in the APH database with a Yield Exclusion Opt Out flag. 

(a) Use a “Y” in the Yield Exclusion Opt Out flag of the APH database to indicate the 

insured is choosing to not exclude an actual yield in an eligible crop year for 

exclusion (opting out of YE for that actual yield) and that the actual yield will 

remain in the calculation of the approved APH yield.

(b) See Exhibit 2 for the APH database form standards for YE. When an insured has 

chosen to opt out of YE for an actual yield(s) in an eligible crop year in an APH 

database, the insured must sign the APH database. 

Note: If there are multiple APH databases on the same form, only one signature is 

required. An insured is not required to sign the APH database if they do not 

opt out of exclusion for any actual yields in an eligible crop year.

(4) Actual yields in an eligible crop year that are excluded continue to be reported in an APH 

database using the applicable yield descriptors identified in CIH Exhibit 12.

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

8 Exclusion of an Actual Yield for an Eligible Crop Year Within an APH Database (cont.)

(5) Any exclusion or opt out of exclusion of an actual yield(s) in eligible crop years in an 

APH database continues to apply in subsequent crop years unless the insured cancels the 

YE option by the SCD for the crop or notifies the AIP in writing by the PRD to change 

which actual yields are excluded or opted out of exclusion. If the insured chooses to no 

longer exclude an eligible crop year in an APH database by the PRD, the previously 

excluded actual yield(s) are used to calculate APH yields. However:

(a) cups do not apply when calculating the current year’s approved APH yields if yield 

exclusion(s) were applicable the previous APH crop year. (See CIH Part 14 Section 

4 and Part 15 Section 7); and

(b) yield floors are applicable for Category B APH crops only based on a percentage of 

the applicable T-Yield for the P/T/TMA using the number of years of 

actual/assigned yields provided for the crop and county.

(6) If the exclusion of actual yields for eligible crop year(s) results in less than four years of 

yields being used in the APH database, the applicable T-Yield is used to maintain a 

minimum base period of four yields. 

If the variable T-Yield applies to an APH database, the T-Yield used to complete the 

four-year minimum base period uses the variable T-Yield percentage based on the 

number of years of actual/assigned yield(s) for the crop in the county. Excluded yield 

years continue to count as a year of producing the crop for variable T-Yield, percent of 

yield floor, new producer and Beginning Farmer and Rancher (BFR) purposes. 

Note: The number of years of actual/assigned yields for the crop in the county must 

be reported in the actual yield year count field in the Policy Acceptance and 

Storage System (PASS) P15 record by the AIP to ensure the correct 

percentage is applied to the variable T-Yield.

Example: An APH database consists of 2 SA T-Yields and 2 actual yields (the SA TYield is the applicable T-Yield). The insured excludes one of the actual yields 

in an eligible crop year for exclusion. The APH database is completed with 

the SA T-Yield that applies to that APH database.

Example: An insured only has one APH database for the crop and it consists of three

variable T-Yields (E yield descriptor for 80 percent of the county T-Yield) and 

one actual yield in an eligible crop year for yield exclusion. The insured elects 

to exclude the actual yield and the APH database is completed with the 

variable T-Yield (80 percent of the county T-Yield because variable 

percentage of T-Yield is based on number of years of actual/assigned yields 

for the crop and excluded eligible crop years continue to count for the 

purposes of determining variable T-yield percentage).

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

8 Exclusion of an Actual Yield for an Eligible Crop Year Within an APH Database (cont.)

(7) The most recent crop year will not be identified as eligible for yield exclusion in the 

actuarial documents since the production data necessary for RMA to determine whether 

the most recent crop year meets the criteria for exclusion is not available until after the 

PRD for that crop year.

(8) Any crop year prior to 1995 will not be identified as eligible for yield exclusion.

(9) Actual yields in an eligible crop year that are excluded are still subject to APH reviews. 

9 YE interaction with YA

(1) A producer may elect and apply both YA and YE options on a policy and within an APH 

database. 

(2) Only one option, either YE or YA, can be applied to an actual yield for an eligible crop 

year within an APH database. 

(3) If the insured has elected both YE and YA to apply to all eligible crop years and a crop 

year qualifies for both elections, YE will apply to an actual yield in an eligible crop year 

unless the insured chooses to not exclude that yield in the APH database. 

(a) If the insured chooses to not apply yield exclusion for an eligible crop year, identify 

such yield in the APH database in the Yield Exclusion Opt Out [see Para. 8 (3)].

(b) If YA has been elected, yield substitution will apply to the actual yield if it qualifies 

and the insured chose to opt out of excluding the actual yield.

(c) If the insured chooses to opt out of excluding an actual yield in an eligible crop year 

and not substitute an actual yield that qualifies for yield adjustment, use the yield 

descriptor NA (NG or NV for transitional and certified organic) and identify such 

yield in the APH database in the Yield Exclusion Opt Out [see Para. 8 (3)].

10 Impact of YE Specific to Category B Crops

A. Impact of YE on Malting Barley Price and Quality Endorsement (MBPQE)

YE, if elected, is applicable for actual yields in eligible crop years contained in the 

malting barley type APH databases insured under the Small Grains CP. However, if 

Option A of the MBPQE is also elected, YE will not apply to actual yields in eligible crop 

years in Option A APH database(s). 

B. Impact of YE on Master Yields (MY) 

If MYs are applicable, apply yield exclusions to eligible crop years after the annual yields 

from APH databases have been summarized on the MY summary. (See CIH Part 14 

Section 7 and Exh.14 for APH MY summary requirements.) Yield exclusions, adjusted 

yields, approved APH yields, and rate yields are determined in the MY Summary.

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

10 Impact of YE Specific to Category B Crops (continued)

C. Impact of YE on Summerfallow (SF) Practice

For a SF practice using the special procedures in CIH Para. 822, make yield exclusions, if 

applicable, to both the SF and the continuous cropping (CC) practices prior to 

determining the “higher” approved APH yield to be used for the SF practice in 

accordance with CIH Para. 822 B.

D. Impact of YE on Simple Average (SA) T-Yields 

While added land and new crop/P/T procedures (CIH Part 14, Sections 9 and 10) are not 

affected by the election of YE, the calculation for SA T-Yields is changed when an actual 

yield in an eligible crop year is excluded.

SA T-Yields will continue to be determined based on the crop year the APH database is 

established, by crop/P/T/TMA. However, instead of using the approved APH yield from 

each of the insured’s existing APH databases for the policy that have at least one year of 

actual/assigned yields, by crop/P/T/TMA to calculate the SA T-Yield, use:

(1) the adjusted yield (see Para. 13 below) for those APH databases with excluded 

actual yields in an eligible crop year that have at least one actual/assigned yield 

prior to any exclusions; and 

(2) the approved APH yield for those APH databases where actual yields have not 

been excluded that have at least one actual/assigned yield.

All other calculations and requirements for use of the SA T-Yield remain unchanged.

E. Impact of YE on North Dakota Personal T-Yield (PTY)

The PTY is a T-Yield calculated using the insured’s own actual yields and, if applicable, 

assigned yields. For insureds who elect YE, the PTY is used in place of RMA’s 

published T-Yields contained in the actuarial documents or other calculated T-Yields 

authorized by the CIH, such as SA T-Yields for added land. As such, the total production 

and acres for all actual/assigned yields for an applicable P/T/TMA for an insured must be 

used to compute the insured’s PTY, similar to how a county T-Yield is based on an 

average yield from all production in the county for that crop/P/T. Therefore, when an 

actual yield in an eligible crop year is excluded in an APH database, that actual yield is 

not excluded for the purposes of calculating the PTY.

When completing the PTY Summary, include the production and acreage associated with 

an actual yield that has been excluded in an APH database in the total production and 

acres for all actual/assigned yields for an applicable P/T/V/TMA used to complete the

PTY Summary in accordance with the procedures in Informational Memorandum PM-06-

028. 

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

10 Impact of YE Specific to Category B Crops (cont.)

F. Impact of YE on Trend Adjustment (TA)

When an actual yield in an eligible crop year is excluded, an excluded actual yield 

is not considered for TA purposes when determining:

(1) whether an APH database qualifies for TA by having at least an actual yield in

one of the four most recent crop years (see FCIC-20220, Trend-Adjusted 

Actual Production History Standards Handbook Para. 11); 

(2) the applicable TA percentages (see FCIC-20220, Para. 21B); and

(3) the highest actual yield in the APH database with one year of trend adjustment 

applied for the TA limitation of the approved APH yield for the APH database

(see FCIC-20220, Para. 21H). 

11 Impact of YE for Perennial Crops (Category C/Pecan Revenue)

(1) When an actual yield in an eligible crop year is excluded, the excluded actual yield is 

considered when determining whether the crop meets production minimums or 

age/production minimums for insurability. Exclusion of an actual yield in an eligible 

crop year does not impact age requirements since the exclusion does not change the age

of a perennial crop (see CIH Para. 1503). 

(2) If an actual yield is reduced when a practice or production method (e.g., Removal, 

Dehorning, Grafting, Transitioning to Organic) was performed that reduced the insured 

crop’s production for a specific crop year, then the actual yield for that crop year is not 

eligible for yield exclusion even if the crop year is an eligible crop year for exclusion in 

the actuarial documents [see CIH Para. 1523(2) and 1581C]. 

(3) If one of the actual yields in the most recent three crop years in the APH database is in a 

crop year that is eligible for exclusion in the actuarial documents, the yield variance test 

in CIH Para. 1562 C is not applicable and the APH database is not reduced for alternate 

bearing and downward trending.

(4) If elected for crops with a two-year coverage module, YE must be elected by the SCD of 

the first crop year of the two-year coverage module. Any actual yield in an eligible crop 

year the insured chooses to not exclude must be identified in the APH database by the 

PRD of the first crop year of the two-year module.

12 Impact of YE for RO Determined Yields

For the current crop year, any RO Determined Yield request sent to the applicable RO must 

identify the eligible crop years (as provided in the actuarial documents) the insured wants to 

exclude. The RO will take any such excluded yields into consideration when determining the 

RO Determined Yield and applicable rate. A RO Determined Yield request cannot be used to 

make a crop year eligible for yield exclusion.

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

13 Adjusted Yield

When YE is applicable to an APH database, AIPs must calculate an adjusted yield, which is the 

average of the annual yields in the APH database:

(1) without yield limitations (cups and yield floors); 

(2) without any yield exclusions; and

(3) with yield substitutions, if YA is elected by the insured. If YA is not elected by the 

insured, yield substitutions are not included and the adjusted yield is the average of the 

annual yields in the APH database.

Exception: When yield reductions (see Para. 6B) apply to the APH database, the adjusted

yield must equal the approved APH yield.

The approved APH yield will not be less than the adjusted yield when YE applies to the APH 

database.

The adjusted yield is not the same as the rate yield. The increase in coverage resulting from

the YE relative to the APH yield without YE is used to determine the appropriate premium

rate for the effective coverage.

Note: The adjusted yield for YE uses similar methodology as the adjusted yield for TA 

purposes.

14 Rate Yield Calculation

The rate yield is equal to the average yield when yield exclusions are used in an APH database 

with the following exceptions:

(1) the approved APH yield is reduced for Inconsistent Approved APH Yields (see CIH

Para. 1254 for Inconsistent Approved APH Yield determination procedures). In

these situations, the rate yield is equal to the approved APH yield; and

(2) the approved APH yield is reduced for Different Production Methods being carried out 

for the current crop year which results in lower actual yields (see CIH Para. 1255 for

Different Production Method determination procedures). In these situations, the rate

yield is equal to the approved APH Yield.

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

15 Calculating the Yields For APH Databases When YE is Elected

When the insured has excluded at least one eligible crop year’s actual yield from an APH 

database, the following yields must be calculated for that APH database.

A. Average Yield

Calculate the average yield by:

(1) summing the annual yields in the APH database, prior to yield exclusions, 

yield substitutions, trend adjustments, cups and floors; and 

(2) dividing that sum by the number of annual yields in the APH database.

B. Adjusted Yield

Calculate the adjusted yield by:

(1) Summing the annual yields:

(a) after substituting 60 percent of the applicable T-Yield for eligible 

actual yields that are less than 60 percent of the applicable T-Yield 

(YA), if elected (see CIH Part 12 Section 3 for details on yield 

substitutions);

(b) prior to excluding any actual yields in an eligible crop year; and 

(c) without applying any yield limitations (cups and yield floors); 

(2) dividing that sum by the number of annual yields in the APH database.

C. Approved APH Yield

Calculate the approved APH yield by:

(1) summing the remaining annual yields after:

(a) excluding actual yields for eligible crop years as elected by the insured;

Note: If less than four annual yields remain after excluding actual 

yields, use the applicable T-Yield to meet the APH database 

four-year minimum. If the applicable T-Yield for the APH 

database is the variable T-Yield, use the variable T-Yield 

percentage based on the number of years of actual/assigned 

yield(s) for the crop in the county to determine the T-Yield. 

[See Para. 8 (6).]

(b) substituting YA, if elected;

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

15 Calculating Yields For APH Databases When YE is Elected (cont.)

(2) dividing that sum by the number of years of annual yields that remain in the 

APH database (do not count the excluded annual yields) and applying any 

applicable yield reductions (see Para. 6B). The result is the approved APH 

yield when the insured has chosen to determine the approved APH yield with 

YE and YA, if elected.

Exception: The approved APH yield will not be less than the adjusted 

yield (see Para. 13 above). If the yield calculated in C here is 

less than the adjusted yield, the adjusted yield calculated in B

becomes the approved APH yield.

(a) The AIP must report to PASS the YE option code and the yield 

limitation flag of 15 on the P15 record if an APH database has actual 

yields in eligible crop years excluded with no yield substitutions (trend 

adjustments may apply);

Note: This yield limitation flag is used for YE; YE and TA; plus any 

other options. This flag is not used if YA applies to the APH 

database.

(b) The AIP must report to PASS the YE option code and the yield 

limitation flag of 9 on the P15 record if an APH database has:

(i) actual yields in eligible crop years excluded and has yield 

substitutions; or 

(ii) actual yields in eligible crop years excluded, yield substitutions and 

trend adjustments.

Note: This yield limitation flag is used whenever YA applies to an APH 

database including when YA and YE; YA, YE and TA; plus any 

other options apply. 

D. Rate Yield

The Rate Yield is equal to the average yield unless yield reductions apply. (See Para. 6B

and 14.) 

16 Determining Premium Rates When YE applies to an APH database

If the approved APH yield calculation chosen by the insured excludes at least one actual yield 

in an eligible crop year, the average yield is used as the rate yield and the effective coverage 

level (based on the adjusted yield) is used for determining premium rate.

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

Exhibit 1

Example of YE Concept

Yield Exclusion

Selection Criteria

Year: 2015 Commodity: Cotton (0021) State: Xxxx (XX)

Data: Example Plan: Revenue Protection (02) County: Xxxx (XXX)

Types / Practices T/P 01 T/P 02 T/P 03 T/P 04

Type No Type Specified 997 No Type Specified 997 No Type Specified 997 No Type Specified 997

Practice Non-IRR 003 Non-IRR Skip Row 063 IRR 002 Organic(Certified) NonIRR 713

Yield Exclusions

LBS LBS LBS LBS

Eligible Yield Exclusion Years 2013 (P) 2013 (P) 2012 (P) 2013 (P)

2012 (P) 2012 (P) 2011 (P) 2012 (P)

2007 (C) 2007 (C) 2007 (C)

(P) indicates yield exclusion based on primary county.

(C) indicates yield exclusion based on contiguous county.

Year Eligible for 

Exclusion

TYield 

60% of 

applicable TYield

APH APH w/ 

YA

APH w/ 

YA and 

TA

APH w/ All 

eligible 

yields 

excluded

APH w/All 

eligible yields 

excluded and YA

APH w/ All 

eligible yields 

excluded, YA 

and TA

2005 No 126 76 628 628 684 628 628 684

2006 No 140 84 746 746 797 746 746 797

2007 Yes - by contiguous 164 98 231 231 276

2008 No 197 118 563 563 602 563 563 602

2009 No 197 118 430 430 464 430 430 464

2010 No 197 118 111 118 146 111 118 146

2011 No 197 118 531 531 554 531 531 554

2012 Yes - by county 197 118 0 118 135

2013 Yes - by county 197 118 35 118 129

2014 No 219 131 95 131 137 95 131 137

Approved APH Yield: 337 361 392 443 450 483

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

Exhibit 1 (continued)

Impact to Approved APH Yield when All Eligible Crop Years are Excluded, Including Those Above the T-Yield

Year Eligible for 

Exclusion

TYield

60% of 

applicable TYieldAPH APH w/ 

YA

APH w/ 

YA and 

TA

APH w/ All 

eligible 

yields 

excluded 

except for 

2006

APH w/All 

eligible yields 

excluded except 

for 2006 and YA 

APH w/ All 

eligible yields 

excluded except 

for 2006, YA and 

TA

2007 Yes - by contiguous 140 84 746 746 797 746 746 797

2008 No 197 118 563 563 602 563 563 602

2009 No 197 118 430 430 464 430 430 464

2010 No 197 118 111 118 146 111 118 146

2011 No 197 118 531 531 554 531 531 554

2012 Yes - by county 197 118 0 118 135

2013 Yes - by county 197 118 35 118 129

2014 No 219 131 95 131 137 95 131 137

Approved Yield: 313 344 371 413 420 450

Year Eligible for 

Exclusion

TYield 

60% of 

applicable TYield

APH APH w/ 

YA

APH w/ 

YA and 

TA

APH w/ All 

eligible yields 

excluded 

APH w/All 

eligible yields 

excluded and 

YA

APH w/ All 

eligible yields 

excluded, YA 

and TA

2007 Yes – by contiguous 140 84 746 746 797

2008 No 197 118 563 563 602 563 563 602

2009 No 197 118 430 430 464 430 430 464

2010 No 197 118 111 118 146 111 118 146

2011 No 197 118 531 531 554 531 531 554

2012 Yes – by county 197 118 0 118 135

2013 Yes – by county 197 118 35 118 129

2014 No 219 131 95 131 137 95 131 137

Approved Yield: 313 344 371 346 355 381

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

Exhibit 1 (continued)

Using the T-Yield to Complete an APH When Less Than 4 Years Are Left After Exclusion

Selection Criteria

Year: 2015 Commodity: Cotton (0021) State: Xxxx (XX)

Data: Example Plan: Revenue Protection (02) County: Xxxx (XXX)

Types / Practices T/P 01 T/P 02 T/P 03 T/P 04

Type No Type Specified 997 No Type Specified 997 No Type Specified 997 No Type Specified 997

Practice Non-IRR 003 Non-IRR Skip Row 063 IRR 002 Organic(Certified) NonIRR 713

Yield Exclusions

LBS LBS LBS LBS

Eligible Yield Exclusion Years 2013 (P) 2013 (P) 2012 (P) 2013 (P)

2012 (P) 2012 (P) 2011 (P) 2012 (P)

(P) indicates yield exclusion based on primary county.

(C) indicates yield exclusion based on contiguous county.

Year Eligible for 

Exclusion T-Yield 

60% of 

applicable TYield

APH APH w/ 

YA

APH w/ 

YA and 

TA

APH w/ All 

eligible 

yields 

excluded 

APH w/All 

eligible yields 

excluded and YA

APH w/ All 

eligible yields 

excluded, YA 

and TA*

2008 No 197 118 563 563 602 563 563 592

2010 No 197 118 111 118 139 111 118 139

2012 Yes - by county 197 118 0 118 130 T 219 T 219 T 219

2014 No 219 131 95 131 135 95 131 135

Approved 

Yield: 192 233 252 247 258 271

*County Trend = 5.5

3 actuals in the last 12 = 0.75 of Trend

5.5 x 0.75 = 4.125

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

Exhibit 1 (continued)

Example - Yield Exclusion Only

Insured has produced soybeans in a single BU APH database since 2010. The county T-Yield is 30 bushels. For the 2015 crop year, the 

insured elects YE. The year circled in the example actuarial documents below is the eligible year for YE. The 2013 crop year is excludable 

and the insured chooses to exclude the actual yield in 2013.

Yield Exclusion

Selection Criteria

Year: 2015 Commodity: Soybeans (0081) State: Xxxx (XX)

Data: Example Plan: Revenue Protection (02) County: Xxxx (XXX)

Types / Practices T/P 01 T/P 02 T/P 03 T/P 04

Type No Type Specified 997 No Type Specified 997 No Type Specified 997 No Type Specified 997

Practice NFAC (Non-IRR) 053 FAC (Non-IRR) 043 NFAC (IRR) 094 I FAC (IRR) 095

Yield Exclusions

BU BU BU BU

Eligible Yield Exclusion Years 2013 (P) 2013 (P) 2013 (P) 2013 (P)

APH Database before YE Unit 0001-0000 BU

Excludable year(s): 2013

Excluded year(s): 2013

Approved Yield Calculation:

(61 + 42 + 47 + 55) / 4 = 51

Adjusted Yield Calculation:

(61 + 12 + 42 + 47 + 55) / 5 = 

43

APH database After YE

2015 Soybeans 

(0081)

NFAC NI

(053) NTS (997) 2015 Soybeans (0081)

NFAC NI

(053) NTS (997)

Unit # 0001-0000 BU Yld 

Desc Yield

Unit # 0001-0000 BU Yld 

Desc Yield

YE 

Opt 

Out Year Prod Acres Year Prod Acres

2010 2750 50 A 55 2010 2750 50 A 55

2011 4700 100 A 47 2011 4700 100 A 47

2012 2100 50 A 42 2012 2100 50 A 42

2013 1200 100 A 12 2013 1200 100 A 12

2014 3050 50 A 61 2014 3050 50 A 61

T-Yield = 30 Approved APH 43 T-Yield = 30 Approved APH 51

Average Yield 43 Adjusted Yield = 

43

Average Yield 43

Rate Yield 43 Rate Yield 43

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

Exhibit 1 (continued)

Example - Yield Exclusion Elected, Eligible Crop Years Not Excluded and Less Than 4 Years Remain after Exclusions

Insured has a single BU APH database for soybeans. The county T-Yield is 30 bushels. The years circled in the example actuarial 

documents below are the eligible years for YE. For the 2015 crop year, the insured elects YE and chooses to exclude the 2012 crop year 

actual yield and to not exclude 2013 crop year actual yield. In this example, the APH database will only have three actual yields after the 

2012 actual yield is excluded. The approved APH yield is calculated with the applicable T-Yield (100 percent of the county T-Yield in this 

case) to complete the APH database because less than four actual yields are available after yield exclusion. 

Yield Exclusion

Selection Criteria

Year: 2015 Commodity: Soybeans (0081) State: Xxxx (XX)

Data: Example Plan: Revenue Protection (02) County: Xxxx (XXX)

Types / Practices T/P 01 T/P 02 T/P 03 T/P 04

Type No Type Specified 997 No Type Specified 997 No Type Specified 997 No Type Specified 997

Practice NFAC (Non-IRR) 053 FAC (Non-IRR) 043 NFAC (IRR) 094 I FAC (IRR) 095

Yield Exclusions

BU BU BU BU

Eligible Yield Exclusion Years 2013 (P) 2013 (P) 2012 (P) 2012 (P)

2012 (P) 2012 (P)

APH database before YE Unit 0001-0000 BU

Excludable year(s): 2013, 

2012

Excluded year(s): 2012

Approved Yield Calculation:

(33 + 30T + 36 + 44) / 4 = 36

Adjusted Yield Calculation:

(33 + 7 + 36 + 44) / 4 = 30

APH database After YE

2015 Soybeans 

(0081)

NFAC NI

(053) NTS (997) 2015 Soybeans 

(0081)

NFAC NI

(053)

NTS (997)

Yld Limitation Flag 15

Unit # 0001-0000 BU Yld 

Desc Yield Unit # 0001-0000 BU Yld Desc Yield YE Opt 

Year Prod Acres Year Prod Acres Out

2011 2640 80 A 33 2011 2640 80 A 33

2012 280 40 A 7 2012 280 40 A 7

2013 2880 80 A 36 2013 2880 80 A 36 Y

2014 1760 40 A 44 2014 1760 40 A 44

T-Yield = 30 Approved APH 30 T-Yield = 30 Approved APH 36

Average Yield 30 Adjusted Yield = 

30

Average Yield 30

Rate Yield 30 Rate Yield 30

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

Exhibit 1 (continued)

Example - Yield Exclusion and Yield Adjustment Elected

The insured has elected YE for cotton in 2015 and has two OUs for non-irrigated cotton. In the example actuarial documents below, the 

insured can exclude crop years 2013, 2011, and 2008. For OU 0001-0001, the insured has elected to exclude crop year 2008; not exclude 

crop years 2013 and 2011; and to use yield substitutions for crop years 2006 and 2011. For OU 0001-0002, the insured elected to not

exclude any crop years, although 2013 was an eligible crop year, and did not plant any cotton in crop years 2011 and 2008. 

Yield Exclusion

Selection Criteria

Year: 2015 Commodity: Cotton (0021) State: Xxxx (XX)

Data: Example Plan: Revenue Protection (02) County: Xxxx (XXX)

Types / Practices T/P 01 T/P 02 T/P 03 T/P 04

Type No Type Specified 997 No Type Specified 997 No Type Specified 997 No Type Specified 997

Practice Non-IRR 003 Non-IRR Skip Row 063 IRR 002 Organic(Certified) NonIRR 713

Yield Exclusions

LBS LBS LBS LBS

Eligible Yield Exclusion Years 2013 (P) 2013 (P) 2011 (P) 2013 (P)

2011 (P) 2011 (P) 2008 (P) 2011 (P)

2008 (P) 2008 (P) 2008 (P)

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

Exhibit 1 (continued)

Example - Yield Exclusion and Yield Adjustment Elected

Unit 0001-0001 APH Database Before YE  Unit 0001-0001 APH Database After YE

2015 Cotton 

(0021)

NI

(003)

NTS

(997)

2015 Cotton 

(0021)

NI

(003)

NTS

(997)

Yield limitation flag: 09 Yield limitation flag: 09

Unit # 0001-0001 OU Yield 

Desc Yield Unit # 0001-0001 OU Yield Desc Yield YE Opt 

Year Prod Acres Year Prod Acres Out

2005 15500 50 A 310 2005 15500 50 A 310

2006 39600 200 A 198 2006 39600 200 A 198

2007 86600 100 A 866 2007 86600 100 A 866

2008 6250 50 A 125 2008 6250 50 A 125

2009 152800 200 A 764 2009 152800 200 A 764

2010 84900 100 A 849 2010 84900 100 A 849

2011 6700 50 A 134 2011 6700 50 YA 134 Y

2012 40400 200 NA 202 2012 40400 200 NA 202

2013 41500 100 A 415 2013 41500 100 A 415 Y

2014 38040 40 A 951 2014 38040 40 A 951

T-Yield = 350 Approved APH 499 T-Yield = 350 Approved APH 531

Average Yield 481 Adjusted Yield 

= 499

Average Yield 481

Rate Yield 481 Rate Yield 481

(1) Unit 0001-0001 OU

Excludable crop year(s): 2008, 2011, 2013

Excluded crop year(s): 2008

Substituted crop year(s): 2006, 2011

Average Yield: (951 + 415 + 202 + 134 + 849 + 764 + 125 + 866 + 198 + 310) / 10 = 481

Adjusted Yield: (951 + 415 + 202 + 210 + 849 + 764 +210 + 866 + 210 + 310) / 10 = 499

Approved APH Yield: (951 + 415 + 202 + 210 + 849 + 764 + 866 + 210 + 310) / 9 = 531

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

Exhibit 1 (continued)

Example - Yield Exclusion and Yield Adjustment Elected

Unit 0001-0002 APH Database Before YE  Unit 0001-0002 APH Database After YE

2015 Cotton 

(0021)

NI

(003)

NTS

(997)

2015 Cotton 

(0021)

NI

(003)

NTS

(997)

Yield limitation flag: 01 Yield limitation flag: 01

Unit # 0001-0002 OU Yield

Desc. Yield Unit # 0001-0002 OU Yield 

Desc. Yield YE Opt 

Year Prod Acres Year Prod Acres Out

2005 11320 40 A 283 2005 11320 40 A 283

2006 0 0 Z 0 2006 0 0 Z 0

2007 80880 120 A 674 2007 80880 120 A 674

2008 0 0 Z 0 2008 0 0 Z 0

2009 64560 80 A 807 2009 64560 80 A 807

2010 0 0 Z 0 2010 0 0 Z 0

2011 0 0 Z 0 2011 0 0 Z 0 Y

2012 28080 120 A 234 2012 28080 120 A 234

2013 40080 80 A 501 2013 40080 80 A 501 Y

2014 35480 40 A 887 2014 35480 40 A 887

T-Yield = 350 Approved APH 564 T-Yield = 350 Approved APH 564

Average Yield 564 Adjusted 

Yield = NA

Average Yield 564

Rate Yield 564 Rate Yield 564

(2) Unit 0001-0002 OU

Excludable years: 2008, 2011, 2013

Excluded years: none

Average Yield: (887 + 501 +234 + 807 + 674 + 283) / 6 = 564

Approved Yield: (887 + 501 +234 + 807 + 674 + 283) / 6 = 564

Adjusted Yield: Not Applicable because YE does not apply to APH database

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

Exhibit 2

APH Database Standards When YE is Elected

The production reports provided by the insured are used by the verifier to establish the APH database.

The APH database consists of all years of production (within the base period) reported by the insured

and is used to calculate the approved APH yield. Fields 2 N and T, the certification statement and 

insured’s signature must be included on the APH database when an insured has elected YE.

1 INSURED INFORMATION

A "Insured‘s Name” (Substantive)

B “Street or MailingAddress” (Substantive)

C "Telephone Number” (Substantive)

D "Policy Number” (Substantive)

E "Crop Year” (Substantive)

F “Identification Number” (Substantive)

G "State and County Name” (Substantive)

2 CROP INFORMATION

A “Name of Crop” (Substantive)

B “Practice/Type/T-Yield Map Area" (Substantive)

C “Unit Number” (Substantive)

D “Legal Description:” (Substantive)

__ “Section:”

__ “Township:”

__ “Range:”

__ “Other Land Identifier (e.g., Spanish land grants, metes and bounds, etc.):”

E “Other Person(s) Sharing Crop” (Substantive)

F “Other” (Substantive)

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

Exhibit 2 (continued)

G “T-Yield” (Substantive)

H “FSA Farm/Tract/Field Number” (Substantive)

I “Crop Year of History” (Substantive)

J “Total Production” (Substantive)

K “Acres” (Substantive)

L “Yields” (Substantive)

M “Yield Descriptors” (Substantive)

N “Yield Exclusion Opt Out” (Substantive)

For items I, J, K, L, M and N above, allow space to provide the appropriate years of the

base period.

O “Total” (Substantive)

P “Preliminary Yield” (Substantive)

Q “Yield Indicator” (Substantive)

R “Prior Yield” (Substantive)

S “Average Yield” (Substantive)

T “Adjusted Yield” (Substantive)

U “Rate Yield” (Substantive)

V “Approved Yield” (Substantive)

W “Required: Field Review __ Inspection __” (Substantive)

3 OTHER INFORMATION

A “Comments Section” (Non-Substantive)

4 REQUIRED STATEMENTS

A Certification Statement (Substantive) [See DSSH Exhibit 2]

B Privacy Act Statement (Substantive) [See DSSH Exhibit 3]

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Agricultural Act of 2014 – APH Yield Exclusion PM-14-062

Exhibit 2 (continued)

C Nondiscrimination Statement (Substantive) [See DSSH Exhibit 4]

5 REQUIRED SIGNATURES

“Insured’s Printed Name, Signature and Date” (Substantive)

Note: An insured is only required to sign the APH database when YE is elected and the insured 

has chosen to opt-out of excluding an actual yield(s) in eligible crop year(s).

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