<!DOCTYPE html>
<html lang="en">
<head>
    <meta charset="utf-8" />
    <meta http-equiv="X-UA-Compatible" content="IE=11" />
    <meta name="viewport" content="width=device-width, initial-scale=1, shrink-to-fit=no" />

    <title>Beginning Farmer and Rancher Benefits for Crop Insurance | RMA</title>


    <!-- Google Tag Manager -->
    <script>
        (function (w, d, s, l, i) {
            w[l] = w[l] || []; w[l].push({
                'gtm.start':
                    new Date().getTime(), event: 'gtm.js'
            }); var f = d.getElementsByTagName(s)[0],
                j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src =
                    'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f);
        })(window, document, 'script', 'dataLayer', 'GTM-MK9DSZ2');</script>
    <!-- End Google Tag Manager -->
    <!--link href="http://fonts.googleapis.com/css?family=Open+Sans:400,400italic,600,600italic,700,700italic" rel="stylesheet" type="text/css" /-->
    <!-- Custom styles for this template -->
    <link href="/assets/css/jumbotron-narrow.css" rel="stylesheet" />

    <!-- HTML5 shim and Respond.js for IE8 support of HTML5 elements and media queries -->
    <!--[if lt IE 9]>
        <script src="https://oss.maxcdn.com/html5shiv/3.7.2/html5shiv.min.js"></script>
        <script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
    <![endif]-->

    <link rel="stylesheet" href="/web_assets/assets/styles/modern.css?v=3" />
    <link rel="stylesheet" type="text/css" href="https://cdn.datatables.net/v/bs/dt-1.10.13/b-1.2.4/b-colvis-1.2.4/b-html5-1.2.4/b-print-1.2.4/fc-3.2.2/fh-3.1.2/kt-2.2.0/r-2.1.0/sc-1.4.2/se-1.2.0/datatables.min.css" />
    <link rel="stylesheet" type="text/css" href="https://cdn.datatables.net/plug-ins/1.10.15/integration/font-awesome/dataTables.fontAwesome.css" />

    <style>
        .dataTables_scrollHeadInner {
            width: 100% !important;
            padding: 0 !important;
        }
    </style>

</head>
<body>
    <!-- Google Tag Manager (noscript) -->
    <noscript>
        <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-MK9DSZ2" title="Google Tag Manager for Web Tracking"
                height="0" width="0" style="display:none;visibility:hidden"></iframe>
    </noscript>
    <!-- End Google Tag Manager (noscript) -->
    <!-- HEADER AREA -->
    <!-- BEGIN NOINDEX -->
    

<div class="container print-display-none">
    <div class="row header clearfix">

        <div class="col-sm-8 col-md-6 col-lg-5 logo">
            <a href="/">
                <div class="logoImage">
                    <!-- commented out while a/b testing different logos and backgrounds -->
                    <!-- @Editable(m => m.SiteLogo)-->
                </div>
                <div class="logoText">
                    <p>United States Department of Agriculture</p>
                    <p>Risk Management Agency</p>
                </div>
            </a>
        </div><!-- /logo -->
        <div class="col-sm-4 col-md-6 col-lg-7">
            <ul class="nav nav-pills navbar-right topnav">
                    <li>
                        
    <a href="/" target="" title="Home Main Menu Link">
        <span class="visible-lg-block">Home</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Home</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/About-RMA" target="" title="About RMA Main Menu Link">
        <span>About RMA</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/Information-Tools/Agent-Locator" target="" title="Find an Agent Main Menu Link">
        <span>Find an Agent</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/News-Room" target="" title="News Main Menu Link">
        <span class="visible-lg-block">News</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">News</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/About-RMA/Jobs-and-Careers" target="" title="Careers Main Menu Link">
        <span>Careers</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/Contact-Us" target="" title="Contact Us Main Menu Link">
        <span>Contact Us</span>
    </a>

                    </li>
                    <li>
                        
    <a href="/RMA-en-Espanol" target="" title="En Español Main Menu Link">
        <span>En Español</span>
    </a>

                    </li>
            </ul><!-- /Tertiary Nav -->
        </div>
        <div class="navbar-right navbar-searchBox">
            

<script>
//<![CDATA[
      var usasearch_config = { siteHandle:"risk-management-agency" };

      var script = document.createElement("script");
      script.type = "text/javascript";
      script.src = "//search.usa.gov/javascripts/remote.loader.js";
      document.getElementsByTagName("head")[0].appendChild(script);

//]]>
</script>

<form id="search_form" action="https://search.usa.gov/search" accept-charset="UTF-8" method="get" class="govSearchForm">
    <input name="utf8" type="hidden" value="✓" />
    <input type="hidden" name="affiliate" id="affiliate" value="risk-management-agency" />
    <label for="query" class="govSearchForm-label">Enter Search Term(s):</label>
    <input type="text" name="query" id="query" autocomplete="off" class="govSearchForm-searchBox usagov-search-autocomplete" />
    <input type="submit" name="commit" value="Search" class="govSearchForm-submit" />
</form>

        </div>
    </div>
</div><!-- container -->
<!-- HEADER: PRIMARY SITE NAVIGATION -->
<nav class="navbar mainnavbar megamenu">
    <div class="container-fluid">
        <!-- Brand and toggle get grouped for better mobile display -->
        <div class="navbar-header">
            <button type="button" class="navbar-toggle collapsed pull-right" data-toggle="collapse" data-target="#navbar" aria-expanded="false">
                <span class="sr-only">Toggle navigation</span>
                <i class="fa fa-bars" aria-hidden="true"></i>
            </button>
        </div>

        <!-- Collect the nav links, forms, and other content for toggling -->
        <div class="collapse navbar-collapse" id="navbar">
            <div class="container">
                <ul class="nav navbar-nav mainnav">
                    <!-- class=mainnav-->
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Policy-and-Procedure" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Policy & Procedure <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Bulletins-and-Memos" target="" title="Bulletins and Memos Main Menu Link">
        <span class="visible-lg-block">Bulletins and Memos</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Bulletins and Memos</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Crop-Policies" target="" title="Crop Policies Main Menu Link">
        <span class="visible-lg-block">Crop Policies</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Crop Policies</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Final-Agency-Determinations" target="" title="Final Agency Determinations Main Menu Link">
        <span class="visible-lg-block">Final Agency Determinations</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Final Agency Determinations</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/General-Policies" target="" title="General Policies Main Menu Link">
        <span class="visible-lg-block">General Policies</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">General Policies</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Insurance-Plans" target="" title="Insurance Plans Main Menu Link">
        <span class="visible-lg-block">Insurance Plans</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Plans</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Appendix-III-M13-Handbook-Index" target="" title="Appendix III/M-13 Handbook Index Main Menu Link">
        <span class="visible-lg-block">Appendix III/M-13 Handbook Index</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Appendix III/M-13 Handbook Index</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Program-Administration---14000" target="" title="Program Administration (14000) Main Menu Link">
        <span class="visible-lg-block">Program Administration (14000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Program Administration (14000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Coverage-Plans---18000" target="" title="Coverage Plans (18000) Main Menu Link">
        <span class="visible-lg-block">Coverage Plans (18000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Coverage Plans (18000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Privately-Developed-Products---20000" target="" title="Privately Developed Products (20000) Main Menu Link">
        <span class="visible-lg-block">Privately Developed Products (20000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Privately Developed Products (20000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Program-Evaluations---22000" target="" title="Program Evaluations (22000) Main Menu Link">
        <span class="visible-lg-block">Program Evaluations (22000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Program Evaluations (22000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Underwriting---24000" target="" title="Underwriting (24000) Main Menu Link">
        <span class="visible-lg-block">Underwriting (24000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Underwriting (24000)</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Policy-and-Procedure/Loss-Adjustment-Standards---25000" target="" title="Loss Adjustment Standards (25000) Main Menu Link">
        <span class="visible-lg-block">Loss Adjustment Standards (25000)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Loss Adjustment Standards (25000)</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown megamenu-fw">
                            <a href="" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">RMA<i>Local</i> <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu megamenu-content" role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown localLeft ">
                                                    <!-- insert if table layout-->
                                                        <li class="center-block">
                                                            
    <a href="/RMALocal/State-Map" target="" title="State Map Main Menu Link">
        <div class="imageSet">
            <img class="center-block  primary-image " src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Map-Icon.ashx" alt="Menu Icon" />
            <img class="center-block primary-image primary-image-hover" src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Map-Icon---Alt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span>State Map</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/RMALocal/Field-Offices/Regional-Offices" target="" title="Regional Offices Main Menu Link">
        <div class="imageSet">
            <img class="center-block  primary-image " src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Office.ashx" alt="Menu Icon" />
            <img class="center-block primary-image primary-image-hover" src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Office---Alt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Regional Offices</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Regional</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/RMALocal/Field-Offices/Regional-Compliance-Offices" target="" title="Compliance Offices Main Menu Link">
        <div class="imageSet">
            <img class="center-block  primary-image " src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Map-Icon/Compliance-Office-Icon.ashx" alt="Menu Icon" />
            <img class="center-block primary-image primary-image-hover" src="/-/media/RMA/Images/Maps/Regional-Offices-Icon/Regional-Map-Icon/Compliance-Office-Icon---Alt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Compliance Offices</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Compliance</span>
        </div>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown multi-column-dropdown listncol states localRight   ">
                                                    <!-- insert if table layout-->
                                                        <li class="">
                                                            
    <a href="/RMALocal/Alabama" target="" title="Alabama Main Menu Link">
        <span class="visible-lg-block">Alabama</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ala.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Alaska" target="" title="Alaska Main Menu Link">
        <span class="visible-lg-block">Alaska</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Alaska</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Arizona" target="" title="Arizona Main Menu Link">
        <span class="visible-lg-block">Arizona</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ariz.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Arkansas" target="" title="Arkansas Main Menu Link">
        <span class="visible-lg-block">Arkansas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ark.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/California" target="" title="California Main Menu Link">
        <span class="visible-lg-block">California</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Calif.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Colorado" target="" title="Colorado Main Menu Link">
        <span class="visible-lg-block">Colorado</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Colo.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Connecticut" target="" title="Connecticut Main Menu Link">
        <span class="visible-lg-block">Connecticut</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Conn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Delaware" target="" title="Delaware Main Menu Link">
        <span class="visible-lg-block">Delaware</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Del.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Florida" target="" title="Florida Main Menu Link">
        <span class="visible-lg-block">Florida</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Fla.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Georgia" target="" title="Georgia Main Menu Link">
        <span class="visible-lg-block">Georgia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ga.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Hawaii" target="" title="Hawaii Main Menu Link">
        <span class="visible-lg-block">Hawaii</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hawaii</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Idaho" target="" title="Idaho Main Menu Link">
        <span class="visible-lg-block">Idaho</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Idaho</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Illinois" target="" title="Illinois Main Menu Link">
        <span class="visible-lg-block">Illinois</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ill.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Indiana" target="" title="Indiana Main Menu Link">
        <span class="visible-lg-block">Indiana</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ind.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Iowa" target="" title="Iowa Main Menu Link">
        <span class="visible-lg-block">Iowa</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Iowa</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Kansas" target="" title="Kansas Main Menu Link">
        <span class="visible-lg-block">Kansas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Kans.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Kentucky" target="" title="Kentucky Main Menu Link">
        <span class="visible-lg-block">Kentucky</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ky,</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Louisiana" target="" title="Louisiana Main Menu Link">
        <span class="visible-lg-block">Louisiana</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">La.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Maine" target="" title="Maine Main Menu Link">
        <span class="visible-lg-block">Maine</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Maine</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Maryland" target="" title="Maryland Main Menu Link">
        <span class="visible-lg-block">Maryland</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Md.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Massachusetts" target="" title="Massachusetts Main Menu Link">
        <span class="visible-lg-block">Massachusetts</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Mass.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Michigan" target="" title="Michigan Main Menu Link">
        <span class="visible-lg-block">Michigan</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Mich.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Minnesota" target="" title="Minnesota Main Menu Link">
        <span class="visible-lg-block">Minnesota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Minn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Mississippi" target="" title="Mississippi Main Menu Link">
        <span class="visible-lg-block">Mississippi</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Miss.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Missouri" target="" title="Missouri Main Menu Link">
        <span class="visible-lg-block">Missouri</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Mo.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Montana" target="" title="Montana Main Menu Link">
        <span class="visible-lg-block">Montana</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Mont.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Nebraska" target="" title="Nebraska Main Menu Link">
        <span class="visible-lg-block">Nebraska</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nebr.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Nevada" target="" title="Nevada Main Menu Link">
        <span class="visible-lg-block">Nevada</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nev.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/New-Hampshire" target="" title="New Hampshire Main Menu Link">
        <span class="visible-lg-block">New Hampshire</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.H.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/New-Jersey" target="" title="New Jersey Main Menu Link">
        <span class="visible-lg-block">New Jersey</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.J.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/New-Mexico" target="" title="New Mexico Main Menu Link">
        <span class="visible-lg-block">New Mexico</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.M.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/New-York" target="" title="New York Main Menu Link">
        <span class="visible-lg-block">New York</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.Y.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/North-Carolina" target="" title="North Carolina Main Menu Link">
        <span class="visible-lg-block">North Carolina</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.C.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/North-Dakota" target="" title="North Dakota Main Menu Link">
        <span class="visible-lg-block">North Dakota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">N.D.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Ohio" target="" title="Ohio Main Menu Link">
        <span class="visible-lg-block">Ohio</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ohio</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Oklahoma" target="" title="Oklahoma Main Menu Link">
        <span class="visible-lg-block">Oklahoma</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Okla.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Oregon" target="" title="Oregon Main Menu Link">
        <span class="visible-lg-block">Oregon</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Ore.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Pennsylvania" target="" title="Pennsylvania Main Menu Link">
        <span class="visible-lg-block">Pennsylvania</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Pa.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Puerto-Rico" target="" title="Puerto Rico Main Menu Link">
        <span class="visible-lg-block">Puerto Rico</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">P.R.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Rhode-Island" target="" title="Rhode Island Main Menu Link">
        <span class="visible-lg-block">Rhode Island</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">R.I.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Carolina" target="" title="South Carolina Main Menu Link">
        <span class="visible-lg-block">South Carolina</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.C.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/South-Dakota" target="" title="South Dakota Main Menu Link">
        <span class="visible-lg-block">South Dakota</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">S.D.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Tennessee" target="" title="Tennessee Main Menu Link">
        <span class="visible-lg-block">Tennessee</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tenn.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Texas" target="" title="Texas Main Menu Link">
        <span class="visible-lg-block">Texas</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Tex.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Utah" target="" title="Utah Main Menu Link">
        <span class="visible-lg-block">Utah</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Utah</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Vermont" target="" title="Vermont Main Menu Link">
        <span class="visible-lg-block">Vermont</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Vt.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Virginia" target="" title="Virginia Main Menu Link">
        <span class="visible-lg-block">Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Washington" target="" title="Washington Main Menu Link">
        <span class="visible-lg-block">Washington</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wash.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/West-Virginia" target="" title="West Virginia Main Menu Link">
        <span class="visible-lg-block">West Virginia</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">W.Va.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wisconsin" target="" title="Wisconsin Main Menu Link">
        <span class="visible-lg-block">Wisconsin</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wis.</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/RMALocal/Wyoming" target="" title="Wyoming Main Menu Link">
        <span class="visible-lg-block">Wyoming</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Wyo.</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Commodity" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Commodities <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Commodity" target="" title="Lookup Commodity Main Menu Link">
        <span>Lookup Commodity</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown megamenu-fw">
                            <a href="/" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Tools <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu megamenu-content" role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown popular-tools  ">
                                                    <!-- insert if table layout-->
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-sob.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Summary of Business</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-al.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Agent Locator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Agent Locator</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="" title="Actuarial Info Browser Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-aib.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Actuarial Info Browser</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-cidt.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">RMA Map Viewer</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">RMA Map Viewer</span>
        </div>
    </a>

                                                        </li>
                                                        <li class="center-block">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <div class="imageSet">
            <img class="center-block  " src="/-/media/RMA/Images/Icons/icon-ce.ashx" alt="Menu Icon" />
        </div>
        <div>
            <span class="visible-lg-block">Cost Estimator</span>
            <span class="visible-sm-block visible-md-block visible-xs-block">Cost Est</span>
        </div>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                                        <li class="">
                                            <div class="">
                                                <ul class="innerDropDown multi-column-dropdown listncol tools ">
                                                    <!-- insert if table layout-->
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/actuarialinformationbrowser/" target="_blank" title="Actuarial Information Browser Main Menu Link">
        <span class="visible-lg-block">Actuarial Information Browser</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">AIB</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Agent-Locator" target="" title="Agent Locator Main Menu Link">
        <span>Agent Locator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/AipListing" target="" title="AIP Companies Main Menu Link">
        <span>AIP Companies</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Associated-Agencies-and-Partners" target="" title="Associated Agencies and Partners Main Menu Link">
        <span>Associated Agencies and Partners</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Cause-of-Loss" target="" title="Cause of Loss Main Menu Link">
        <span class="visible-lg-block">Cause of Loss</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cause of Loss</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://ewebapp.rma.usda.gov/apps/costestimator/" target="_blank" title="Cost Estimator Main Menu Link">
        <span>Cost Estimator</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="" title="County Programs Main Menu Link">
        <span class="visible-lg-block">County Programs</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">County Programs</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Indemnity-Maps" target="" title="Crop Indemnity Maps Main Menu Link">
        <span>Crop Indemnity Maps</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Crop-Weather" target="" title="Crop Weather Main Menu Link">
        <span class="visible-lg-block">Crop Weather</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Crop Weather</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://pubfs-rma.fpac.usda.gov/" target="_blank" title="FTP File Access Main Menu Link">
        <span class="visible-lg-block">FTP File Access</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">FTP</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business/Livestock-and-Dairy-Participation" target="" title="Livestock and Dairy Participation Main Menu Link">
        <span class="visible-lg-block">Livestock and Dairy Participation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock and Dairy Participation</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Livestock-Reports" target="" title="Livestock Reports (LRP and LGM) Main Menu Link">
        <span class="visible-lg-block">Livestock Reports (LRP and LGM)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Reports</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Nursery-Inventory-Software-EPLPPS" target="" title="Nursery Software (EPLPPS) Main Menu Link">
        <span class="visible-lg-block">Nursery Software (EPLPPS)</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery Software</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Other-Sites" target="" title="Other Sites Main Menu Link">
        <span class="visible-lg-block">Other Sites</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Other Sites</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://prodwebnlb.rma.usda.gov/apps/prf " target="_blank" title="PRF Rainfall Main Menu Link">
        <span>PRF Rainfall</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="http://prodwebnlb.rma.usda.gov/apps/PriceDiscovery" target="_blank" title="Price Discovery Reporting Main Menu Link">
        <span>Price Discovery Reporting</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Reinsurance-Reports" target="" title="Reinsurance Reports Main Menu Link">
        <span class="visible-lg-block">Reinsurance Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://webapp.rma.usda.gov/apps/RIRS/" target="_blank" title="RMA Information Reporting System Main Menu Link">
        <span class="visible-lg-block">RMA Information Reporting System</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RIRS</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="https://public-rma.fpac.usda.gov/apps/MapViewer/index.html" target="_blank" title="RMA Map Viewer Main Menu Link">
        <span class="visible-lg-block">RMA Map Viewer</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Map Viewer</span>
    </a>

                                                        </li>
                                                        <li class="">
                                                            
    <a href="/Information-Tools/Summary-of-Business" target="" title="Summary of Business Reports Main Menu Link">
        <span class="visible-lg-block">Summary of Business Reports</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">SOB</span>
    </a>

                                                        </li>
                                                </ul>
                                            </div>
                                        </li>
                            </ul>
                        </li>
                        <!-- Had to put class names in strings so that IE would recognize all of them /smh -->
<li class="mainnav-dropdown dropdown ">
                            <a href="/Topics" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Topics <span class="caret"></span></a>
                            <ul class="mainnav-dropdownlist dropdown-menu " role="menu">
                                <!-- megamenu-fw-->
                                <!-- wrapperClass-->
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Beginning-or-Veteran-Farmers-and-Ranchers" target="" title="Beginning or Veteran Farmers and Ranchers Main Menu Link">
        <span class="visible-lg-block">Beginning or Veteran Farmers and Ranchers</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Beginning or Veteran Farmers and Ranchers</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Civil-Rights" target="" title="Civil Rights Main Menu Link">
        <span class="visible-lg-block">Civil Rights</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Civil Rights</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Compliance-Information" target="" title="Compliance Information Main Menu Link">
        <span class="visible-lg-block">Compliance Information</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Compliance Information</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Conservation" target="" title="Conservation Main Menu Link">
        <span class="visible-lg-block">Conservation</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Conservation</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Controlled-Environment" target="" title="Controlled Environment Main Menu Link">
        <span class="visible-lg-block">Controlled Environment</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Controlled Environment</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Cover-Crops" target="" title="Cover Crops Main Menu Link">
        <span class="visible-lg-block">Cover Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Cover Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Double-Cropping-Initiative" target="" title="Double Cropping Initiative Main Menu Link">
        <span class="visible-lg-block">Double Cropping Initiative</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Double Cropping Initiative</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Farm-Bill" target="" title="Farm Bill Main Menu Link">
        <span class="visible-lg-block">Farm Bill</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Farm Bill</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Frequently-Asked-Questions" target="" title="Frequently Asked Questions Main Menu Link">
        <span class="visible-lg-block">Frequently Asked Questions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Frequently Asked Questions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hemp" target="" title="Hemp Main Menu Link">
        <span class="visible-lg-block">Hemp</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hemp</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Hurricane-Insurance-Protection-Wind-Index" target="" title="Hurricane Insurance Protection - Wind Index Main Menu Link">
        <span class="visible-lg-block">Hurricane Insurance Protection - Wind Index</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Hurricane Insurance Protection - Wind Index</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Cycle" target="" title="Insurance Cycle Main Menu Link">
        <span class="visible-lg-block">Insurance Cycle</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Cycle</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Insurance-Resources" target="" title="Insurance Resources Main Menu Link">
        <span class="visible-lg-block">Insurance Resources</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Insurance Resources</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Lamb-Data-Gathering-Listening-Sessions" target="" title="Lamb Data Gathering Listening Sessions Main Menu Link">
        <span class="visible-lg-block">Lamb Data Gathering Listening Sessions</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Lamb Data Gathering Listening Sessions</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Insurance-Plans" target="" title="Livestock Insurance Plans Main Menu Link">
        <span class="visible-lg-block">Livestock Insurance Plans</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Insurance Plans</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Livestock-Roadshow" target="" title="Livestock Roadshow Main Menu Link">
        <span class="visible-lg-block">Livestock Roadshow</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Livestock Roadshow</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Manage-Your-Farm-Risk" target="" title="Manage Your Farm Risk Main Menu Link">
        <span class="visible-lg-block">Manage Your Farm Risk</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Manage Your Farm Risk</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/National-Fact-Sheets" target="" title="National Fact Sheets Main Menu Link">
        <span class="visible-lg-block">National Fact Sheets</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">National Fact Sheets</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Nursery" target="" title="Nursery Main Menu Link">
        <span class="visible-lg-block">Nursery</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Nursery</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Organic-Crops" target="" title="Organic Crops Main Menu Link">
        <span class="visible-lg-block">Organic Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Organic Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Outreach-and-Education" target="" title="Outreach and Education Main Menu Link">
        <span class="visible-lg-block">Outreach and Education</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Outreach and Education</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Prevented-Planting" target="" title="Prevented Planting Main Menu Link">
        <span class="visible-lg-block">Prevented Planting</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Prevented Planting</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Producer-Obligations-and-Expectations" target="" title="Producer Obligations and Expectations Main Menu Link">
        <span class="visible-lg-block">Producer Obligations and Expectations</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Producer Obligations and Expectations</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Publications" target="" title="Publications Main Menu Link">
        <span class="visible-lg-block">Publications</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Publications</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Reinsurance-Agreements" target="" title="Reinsurance Agreements Main Menu Link">
        <span class="visible-lg-block">Reinsurance Agreements</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Reinsurance Agreements</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/RMA-2023-Accomplishments" target="" title="RMA 2023 Accomplishments Main Menu Link">
        <span class="visible-lg-block">RMA 2023 Accomplishments</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">RMA 2023 Accomplishments</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Shellfish" target="" title="Shellfish Main Menu Link">
        <span class="visible-lg-block">Shellfish</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Shellfish</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Specialty-Crops" target="" title="Specialty Crops Main Menu Link">
        <span class="visible-lg-block">Specialty Crops</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Specialty Crops</span>
    </a>

                                        </li>
                                        <li class="mainnav-dropdownItem">
                                            
    <a href="/Topics/Crop-Insurance-for-Urban-Farmers" target="" title="Urban Ag Main Menu Link">
        <span class="visible-lg-block">Urban Ag</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Urban Ag</span>
    </a>

                                        </li>
                            </ul>
                        </li>
                    
                    <!-- this is a duplicate of the secondary (.topnav) and tertiary (.searchnav) nav -->
                    <!-- media query shows only for small screen -->
                    <li id="duplicateTopNav" class="mainnav-dropdown dropdown">
                        <a href="#" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">
                            News and Information <span class="caret"></span>
                        </a>
                        <ul class="mainnav-dropdownlist dropdown-menu">
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/" target="" title="Home Main Menu Link">
        <span class="visible-lg-block">Home</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">Home</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/About-RMA" target="" title="About RMA Main Menu Link">
        <span>About RMA</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/Information-Tools/Agent-Locator" target="" title="Find an Agent Main Menu Link">
        <span>Find an Agent</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/News-Room" target="" title="News Main Menu Link">
        <span class="visible-lg-block">News</span>
        <span class="visible-sm-block visible-md-block visible-xs-block">News</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/About-RMA/Jobs-and-Careers" target="" title="Careers Main Menu Link">
        <span>Careers</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/Contact-Us" target="" title="Contact Us Main Menu Link">
        <span>Contact Us</span>
    </a>

                                </li>
                                <li class="mainnav-dropdownItem">
                                    
    <a href="/RMA-en-Espanol" target="" title="En Español Main Menu Link">
        <span>En Español</span>
    </a>

                                </li>
                        </ul>
                    </li>

                </ul>
            </div>
        </div><!-- /.navbar-collapse -->
    </div><!-- /.container-fluid -->
</nav>

    <!-- END NOINDEX -->
    <!-- MAIN CONTENT AREA -->
    <div class="main-content">
        <!-- BEGIN NOINDEX -->
        <div class="container">
            <div class="col-sm-12">

    <ol class="breadcrumb">
            <li> </li>
    </ol>
</div>

        </div>
        <!-- END NOINDEX -->

        

<div class="container">
    <div class="row">
        <div class="col-sm-12 col-lg-12 col-md-12">
            
        <div class="col-xs-12 factsheet pageHeader national ">
            <div class="row">
                <div class="col-xs-4">
                    <div class="logoImage factsheet-logo img-responsive"></div>
                    <div class="factsheet-dept">
                        <span>
                            United States
                            <br />
                            Department of Agriculture
                        </span>
                    </div>
                </div>

                <div class="col-xs-4">
                    <h4 class="text-center factsheet-agency">Risk Management Agency Fact Sheet</h4>
                </div>

                <div class="col-xs-4">
                </div>
            </div>
            <div class="row factsheet-office">
                <div class="col-md-12">
                        <h3 class="text-center">
                            Washington National Office — Washington,DC
                        </h3>
                </div>
            </div>
            <div class="row">
                <div class="col-md-12">
                        <h4 class="text-center">
                            December 2020
                        </h4>
                </div>

            </div>
        </div>
        <div class="row  factsheet-title">
            <div class="col-md-12">
                    <h1 class="text-center">Beginning Farmer and Rancher Benefits for Crop Insurance</h1>
                            </div>

        </div>

    <div class="row factsheet mainbody">
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Overview</span>
                    <span class="section_subTitle"> Beginning Farmer and Rancher Benefits</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p style="padding-bottom: 12px;">Beginning farmers and ranchers are eligible for certain benefits designed to help as you start your operation. These benefits include:</p>
<ul>
    <li style="padding-bottom: 6px;">Exemption from paying the administrative fee for catastrophic and additional coverage policies;</li>
    <li style="padding-bottom: 6px;">Additional 10 percentage points of premium subsidy for additional coverage policies that have premium subsidy;</li>
    <li style="padding-bottom: 6px;">Use of the previous producer’s production history, with permission, for the specific acreage transferred to you if you were previously involved in the decision making or physical activities on any farm that produced the crop or livestock; and</li>
    <li style="padding-bottom: 20px;">An increase in the substitute Yield Adjustment, which allows you to replace a low yield due to an insured cause of loss, from 60 to 80 percent of the applicable transitional yield (T-Yield).</li>
</ul>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Benefit Availability</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p style="padding-bottom: 10px;">It is important that you fill out the application provided by your crop insurance agent to be eligible for benefits. The application must be completed prior to the sales closing date for the benefit to be available for that crop year.</p>
<p style="padding-bottom: 30px;"><img alt="Beginning Farmer" src="/-/media/RMA/Images/General-Images/People/Beginning-Farmer.ashxheight=?la=en&hash=06773CA646E9DC42F6040097533D0F42DEAE9CB6" width="685px" class="img-responsive"></p>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Who Is Eligible?</span>
                    <span class="section_subTitle">Qualification to be a Beginning Farmer or Rancher</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p style="padding-bottom: 12px;">To qualify for beginning farmer or rancher status:</p>
<ul style="padding-bottom: 80px;">
    <li style="padding-bottom: 7px;">You must be an individual. Business entities may receive benefits only if all of the substantial beneficial interest holders (10 percent or more) of the business entity qualify as beginning farmers or ranchers. For example, a son moves home to take over the family farm and incorporates with his spouse and neither have previous farming experience. Their corporation would qualify as a beginning farmer/rancher. However, if a son moves home and forms a corporation with his father, who has had an insurable interest in crops or livestock for more than 5 crop years, the corporation cannot receive beginning farmer and rancher benefits. Although the son qualifies as a beginning farmer or rancher, the father does not so the corporation cannot receive benefits; and</li>
    <li style="padding-bottom: 10px;">You must not have actively operated and managed a farm or ranch anywhere, with an insurable interest in any crop or livestock for more than 5 crop years (10 years for Whole-Farm Revenue Protection (WFRP)). This includes an insurable interest as an individual or as a substantial beneficial interest holder (10 percent or more) in another person who has an insurable interest in any crop or livestock. You may exclude a crop year’s insurable interest if you were under the age of 18, enrolled in post-secondary studies (not to exceed 5 crop years) or on active duty in the U.S. military.</li>
</ul>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">How It Works</span>
                    <span class="section_subTitle">How to Apply for Benefits</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    You must apply for Beginning Farmer and Rancher benefits by your Federal crop insurance policy’s sales closing date. You are required to identify any previous farming or ranching experience and any exclusionary time periods you were under the age of 18, in post-secondary education, or active duty military. Talk to your crop insurance agent for more information.
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Frequently Asked Questions</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p><strong>Question:</strong> What if I had beef cow-calf pairs as my 4-H project while in high school? Is that considered an insurable interest in livestock and would it count towards the 5 crop years (10 crop years for WFRP) of insurable interest for Beginning Farmer and Rancher benefits?<br>
<strong>Answer:</strong> Owning cow-calf pairs would be considered an insurable interest in a crop or livestock. However, you may exclude any crop years of insurable interest in a crop or livestock from consideration for Beginning Farmer and Rancher benefit eligibility if the insurable interest was while you were under the age of 18 (including the crop year you turn 18), while on full time active duty in the U.S. military, or while in a post-secondary education program (the post-secondary education exclusion cannot exceed 5 years).</p>
<p><strong>Question:</strong> I am attending classes at night at the local college, yet I want Beginning Farmer and Rancher premium subsidy benefits now. Do I have to wait until I graduate or stop attending class?<br>
<strong>Answer:</strong> No, you can receive benefits while attending college or university if you do not want to exclude those years from consideration of the Beginning Farmer and Rancher 5 crop years of insurable interest.</p>
<p><strong>Question:</strong> How long can I be a beginning farmer or rancher and keep my benefits?<br>
<strong>Answer:</strong> Once you have 5 crop years (10 crop years for WFRP) of insurable interest in a crop or livestock, including having a substantial beneficial interest (10 percent interest) in another person who has an insurable interest in a crop or livestock, you are no longer entitled to Beginning Farmer and Rancher status. Once you choose and qualify for Beginning Farmer and Rancher status, it is continuous until the earlier of:</p>
<ul>
    <li>You have had an insurable interest in a crop or livestock for more than 5 crop years (10 crop years for WFRP);</li>
    <li>5 crop years of Beginning Farmer and Rancher benefits are exhausted; or</li>
    <li>You cancel the Beginning Farmer and Rancher Application.</li>
</ul>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle">Where to Buy Crop Insurance</span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p>All multi-peril crop insurance, including Catastrophic Risk Protection policies, are available from crop insurance agents. A list of crop insurance agents is available online using the RMA Agent Locator: rma.usda.gov/Information-Tools/Agent-Locator.</p>
<p>To download copies of this fact sheet and others, visit our online publications/fact sheets page at: rma.usda.gov/Topics/National-Fact-Sheets.</p>
<p>Frequently Asked Questions (FAQs) are available online at: rma.usda.gov/News-Room/Frequently-Asked-Questions.</p>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <div class="panel panel-default box">
            <div class="panel-heading active-panel">
                
                <h4 class="panel-title">
                    <i class="fa fa-bullhorn panel-icon" aria-hidden="true"></i>
                    Print to PDF
                </h4>
            </div>
            <div class="panel-body">
                <div class="row">
                    <div class="col-md-12">
                        <div class="rteContainer">
                            <p><a href="/-/media/RMA/Fact-Sheets/National-Fact-Sheets/Beginning-Farmer-and-Rancher.ashx?la=en" target="_blank" title="PDF opens in new window">Print to PDF</a></p>
<p><strong>Note:</strong><span style="text-align: left; letter-spacing: normal; text-decoration: none; background-color: transparent; color: #000000;"> PDF version looks different than website but content is exactly the same.</span></p>
                        </div>
                    </div>
                </div>
            </div>
        </div>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle"></span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <hr>
<p style="font-size: 13px; font-style: italic;">This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent.</p>
                </div>
            </dd>
        </dl>

            </div>
            <div class="col-md-12">
                
        <dl>
            <dt class="section_header">
                <span class="sectionTitle"></span>
            </dt>

            <dd>
                <div class="rteContainer">
                    <p style="font-size: 13px; font-style: italic;">The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal, or because all or a part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA’s TARGET Center at 202-720-2600 (voice and TDD). To file a complaint of discrimination, complete, sign and mail a program discrimination complaint form, (available at any USDA office location or online at www.ascr.usda.gov), to: United States Department of Agriculture; Office of the Assistant Secretary for Civil Rights; 1400 Independence Ave., SW; Washington, DC 20250-9410. Or call toll free at (866) 632- 9992 (voice) to obtain additional information, the appropriate office or to request documents. Individuals who are deaf, hard of hearing, or have speech disabilities may contact USDA through the Federal Relay service at (800) 877-8339 or (800) 845-6136.</p>
                </div>
            </dd>
        </dl>

            </div>
    </div>

    <div class="row">
            <div class="col-md-12">
                
            </div>
    </div>

    <div class="row">
            <div class="col-md-12">
                
            </div>
    </div>

        </div>
    </div>
</div>

    </div>

    <!-- FOOTER AREA -->
    <!-- BEGIN NOINDEX -->
    
<div class="container clearfix">
    <div id="footer" class="row footerCardSection">
        <footer>
            <div class="col-sm-12 col-md-12 col-lg-12">

                
<div class="row">
    <div class="col-md-12">
        <ul class="footerCards">
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Federal-Crop-Insurance-Corporation">
                        <img src="/-/media/RMA/Images/Icons/icon-govt2-black-32.ashx" alt="Government" />
                        <h4>FCIC</h4>
                        <p>The FCIC promotes the economic stability of agriculture through a sound system of crop insurance.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Information-Tools/Agent-Locator">
                        <img src="/-/media/RMA/Images/Icons/icon-person-black-32.ashx" alt="icon" />
                        <h4>Agent Locator</h4>
                        <p>Find a crop or livestock insurance agent in your area along with directions to their office.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/News-Room/Frequently-Asked-Questions">
                        <img src="/-/media/RMA/Images/Icons/icon-qa-black-32.ashx" alt="FAQ" />
                        <h4>Common Questions</h4>
                        <p>FAQs on crop and livestock insurance, risk protection, regulations, compliance, and more.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="https://legacy.rma.usda.gov">
                        <img src="/-/media/RMA/Images/Icons/icon-books-black-32.ashx" alt="Books" />
                        <h4>RMA Website Archive</h4>
                        <p>Data and publications from the RMA website prior to the redesign.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Topics/Manage-Your-Farm-Risk">
                        <img src="/-/media/RMA/Images/Icons/icon-cloudflash-black-32.ashx" alt=" Cloudflash" />
                        <h4>Manage Your Farm Risk</h4>
                        <p>Resources for Farmers and Ranchers</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Topics/Insurance-Resources">
                        <img src="/-/media/RMA/Images/Icons/icon-step-black-32.ashx" alt=" Black Footstep" />
                        <h4>Insurance Resources</h4>
                        <p>Policies, provisions, handbooks and more.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Topics/Outreach-and-Education">
                        <img src="/-/media/RMA/Images/Icons/icon-handshake-black-32.ashx" alt="Handshake" />
                        <h4>Educational Resources</h4>
                        <p>Resources for you to learn and succeed as a farmer or rancher.</p>
                    </a>
                </li>
                <li class="col-md-3 col-sm-4 box">
                    <a href="/Topics/Beginning-or-Veteran-Farmers-and-Ranchers">
                        <img src="/-/media/RMA/Images/Icons/icon-tractor-black-32.ashx" alt="Tractor" />
                        <h4>Beginning Farmers</h4>
                        <p>Resources for Individuals looking into farming for the first time. </p>
                    </a>
                </li>
        </ul><!--Footer Cards-->


    </div>
</div>

                


    <div id="socialMediaBar" class="content">
        <ul class="menu">
                <li>
                    <a href="https://www.facebook.com/USDA" title="Facebook" class="facebook social-icon" target="_blank">Facebook</a>
                </li>
                            <li>
                    <a href="https://twitter.com/usdaRMA" title="Twitter" class="twitter social-icon" target="_blank">Twitter</a>
                </li>

                <li>
                    <a href="http://www.youtube.com/usda/" title="YouTube" class="youtube social-icon" target="_blank">YouTube</a>
                </li>
                            <li><a href="https://public.govdelivery.com/accounts/USDAFARMERS/subscriber/new" title="GovDelivery " class="email social-icon" target="_blank">Email Updates</a></li>
                            <li>
                    <a href="http://www.flickr.com/photos/usdagov" title="Flickr" class="flickr social-icon" target="_blank">Flickr</a>
                </li>
                            <li>
                    <a href="http://www.usda.gov/wps/portal/usda/usdahome?navid=RSS_FEEDS" title="RSS" class="rss social-icon" target="_blank">RSS Feed</a>
                </li>
        </ul>
    </div>


                <div class="row">
    <div class="col-sm-12 col-md-12 footernav">
        
            <ul class="">
                    <li><a href="/" target="">RMA Home</a></li>
                    <li><a href="http://USDA.gov" target="_blank">USDA.gov</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Copyright-Information" target="">Copyright Information</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Non-Disclosure-Agreements-Notice" target="">Non-Disclosure Agreements Notice</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Non-Discrimination-Statement" target="">Non-Discrimination Statement</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Freedom-of-Information-Act" target="">FOIA</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links" target="">Policies and Links</a></li>
                    <li><a href="http://www.usda.gov/oig/hotline.htm" target="_blank">Report Fraud on USDA Contracts</a></li>
                    <li><a href="https://www.usda.gov/plain-writing" target="">Plain Writing</a></li>
                    <li><a href="https://www.usda.gov/accessibility-statement" target="">Accessibility</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/No-FEAR-Report" target="">No FEAR Report</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Privacy-Policy" target="">Privacy</a></li>
                    <li><a href="/Web-Site-Policies-and-Important-Links/Quality-of-Information-Requirements" target="">Information Quality</a></li>
                    <li><a href="https://www.usa.gov/" target="_blank">USA.gov</a></li>
                    <li><a href="https://www.whitehouse.gov/" target="_blank">Whitehouse.gov</a></li>
            </ul><!-- /Footer Links Nav -->
        
    </div>
</div>

            </div>
        </footer>
    </div>
</div>
    <!-- END NOINDEX -->
    <!-- Placed at the end of the document so the pages load faster -->
    <script type="text/javascript" src="/Scripts/jquery-3.3.1.min.js"></script>
    <script type="text/javascript" src="/Scripts/bootstrap.min.js"></script>
    <script type="text/javascript" src="/assets/js/jquery.matchHeight-min.js"></script>

    <script type="text/javascript" src="/assets/js/custom.js"></script>

    <script type="text/javascript" src='/assets/js/scrollReveal.js'></script>
    <script>window.sr = new scrollReveal();</script>
    <!-- Datatable scripts -->
    <script type="text/javascript" src="https://cdn.datatables.net/v/bs/dt-1.10.13/b-1.2.4/b-colvis-1.2.4/b-html5-1.2.4/b-print-1.2.4/fc-3.2.2/fh-3.1.2/kt-2.2.0/r-2.1.0/sc-1.4.2/se-1.2.0/datatables.min.js"></script>



    <!-- Moment is used to sort the date in correct date order instead of sorting as a string -->
    <script type="text/javascript" src="https://cdnjs.cloudflare.com/ajax/libs/moment.js/2.8.4/moment.min.js"></script>
    <script type="text/javascript" src="https://cdn.datatables.net/plug-ins/1.10.19/sorting/datetime-moment.js"></script>

    <script type="text/javascript" src="/assets/dataTables/ellipsis.js"></script>
    <script type="text/javascript" src="/assets/dataTables/datetime.js"></script>
    <script type="text/javascript" src="/assets/dataTables/dataTables.hideEmptyColumns.min.js"></script>
    
    <script type="text/javascript" src="/assets/chosen-js/chosen.jquery.js"></script>

    
    
</body>
</html>