**EXHIBIT 32.1**

 

**STATEMENT FURNISHED PURSUANT TO SECTION906 OF THE SARBANES-OXLEY ACT OF 2002, 18 U.S.C. SECTION 1350**

 

Theundersigned, Edwin N. Clift, is the President and Chief Executive Officer ofMerrill Merchants Bancshares, Inc. (the “Company”).

 

Thisstatement is being furnished in connection with the filing by the Company ofthe Company’s Annual Report on Form 10-KSB for the fiscal year ended December31, 2003 (the “Report”).

 

Byexecution of this statement, I certify that:

 

A)                                  the Report fully complieswith the requirements of Section 13(a) or 15(d) of the Securities ExchangeAct of 1934 (15 U.S.C. 78m(a) or 78o(d)) and

 

B)                                    the information contained inthe Report fairly presents, in all material respects, the financial conditionand results of operations of the Company as of the dates and for the periodscovered by the Report.

 

Thisstatement is authorized to be attached as an exhibit to the Report so that thisstatement will accompany the Report at such time as the Report is filed withthe Securities and Exchange Commission, pursuant to Section 906 of theSarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350.  It is not intended that this statement bedeemed to be filed for purposes of the Securities Exchange Act of 1934, asamended.

 

Asigned original of this written statement required by Section 906 has beenprovided to the Company and will be retained by the Company and furnished tothe Securities and Exchange Commission or its staff upon request.

 

 
| March  18, 2004 |                                   | /s/  Edwin N. Clift |
|-----------------|----------------------------------------|---------------------|
| Dated           | Edwin  N. Clift                        |
|            | President  and Chief Executive Officer |

 

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**STATEMENT FURNISHED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002, 18 U.S.C. SECTION 1350**

** **

Theundersigned, Deborah A. Jordan, is the Executive Vice President and Treasurerof Merrill Merchants Bancshares, Inc. (the “Company”).

 

Thisstatement is being furnished in connection with the filing by the Company ofthe Company’s Annual Report on Form 10-KSB for the fiscal year ended December31, 2003 (the “Report”).

 

Byexecution of this statement, I certify that:

 

A)                                  the Report fully complieswith the requirements of Section 13(a) or 15(d) of the Securities ExchangeAct of 1934 (15 U.S.C. 78m(a) or 78o(d)) and

 

B)                                    the information contained inthe Report fairly presents, in all material respects, the financial conditionand results of operations of the Company as of the dates and for the periodscovered by the Report.

 

This statement isauthorized to be attached as an exhibit to the Report so that this statementwill accompany the Report at such time as the Report is filed with theSecurities and Exchange Commission, pursuant to Section 906 of theSarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350.  It is not intended that this statement bedeemed to be filed forpurposes of the Securities Exchange Act of 1934, as amended.

 

Asigned original of this written statement required by Section 906 has beenprovided to the Company and will be retained by the Company and furnished tothe Securities and Exchange Commission or its staff upon request.

 

 
| March 18, 2004 |                                    | /s/ Deborah A. Jordan |
|----------------|-----------------------------------------|-----------------------|
| Dated          | Deborah A. Jordan                       |
|           | Executive Vice  President and Treasurer |

 

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