CHASE MANHATTAN AUTO OWNER TRUST
                                 SERIES 1996-C
                        STATEMENT TO CERTIFICATEHOLDERS

        PERIOD                     5              PAGE                 # 1
        DETERMINATION:      9-May-97              Beginning         4/1/97
        DISTRIBUTION:      15-May-97              Ending           4/30/97


                        CLASS  A-1  5.489%  MONEY  MARKET ASSET BACKED NOTES  
                        CLASS  A-2  5.750 % ASSET  BACKED NOTES 
                        CLASS  A-3  5.950%  ASSET  BACKED NOTES
                        CLASS  A-4  6.150%  ASSET  BACKED NOTES  
                        CLASS  B-1  6.250%  ASSET  BACKED CERTIFICATES
<TABLE>
<CAPTION>

              ORIG PRINCIPAL        BEG PRINCIPAL    PRINCIPAL         INTEREST          TOTAL              END PRINCIPAL
CLASS         BALANCE               BALANCE          DISTRIBUTION      DISTRIBUTION      DISTRIBUTION       BALANCE
<S>         <C>                   <C>             <C>                <C>              <C>                 <C>                 

A-1 Notes    $225,000,000.00     $105,605,321.70     $27,213,857.65       $483,056.34     $27,696,913.99     $78,391,464.05

A-2 Notes    $239,000,000.00     $239,000,000.00              $0.00     $1,145,208.33      $1,145,208.33    $239,000,000.00

A-3 Notes    $324,000,000.00     $324,000,000.00              $0.00     $1,606,500.00      $1,606,500.00    $324,000,000.00

A-4 Notes    $178,000,000.00     $178,000,000.00              $0.00       $912,250.00        $912,250.00    $178,000,000.00

NOTES TOTALS $966,000,000.00     $846,605,321.70     $27,213,857.65     $4,147,014.67     $31,360,872.32    $819,391,464.05

B-1           $30,938,845.63      $30,938,845.63              $0.00       $161,139.82        $161,139.82     $30,938,845.63

CERTIFICATE
TOTALS        $30,938,845.63      $30,938,845.63              $0.00       $161,139.82        $161,139.82     $30,938,845.63

TOTALS       $996,938,845.63     $877,544,167.33     $27,213,857.65     $4,308,154.49     $31,522,012.14    $850,330,309.68


                            FACTOR   INFORMATION   PER   $1,000


                 PRINCIPAL           INTEREST             END PRINCIPAL
CLASS            DISTRIBUTION        DISTRIBUTION         BALANCE
<S>             <C>                <C>                   <C>

 A-1              120.95047844       2.14691707           348.40650689

 A-2                0.00000000       4.79166665         1,000.00000000

 A-3                0.00000000       4.95833333         1,000.00000000

 A-4                0.00000000       5.12500000         1,000.00000000

Notes Totals       28.17169529       4.29297585           848.23132924

B-1                 0.00000000       5.20833330         1,000.00000000

Certficate Totals   0.00000000       5.20833330         1,000.00000000

TOTALS             27.29741926       4.32138291           852.94129465
</TABLE>


IF THERE ARE ANY QUESTIONS OR COMMENTS, 
PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW

          KIM COSTA
          THE CHASE MANHATTAN BANK - ASPG
          450 WEST 33RD STREET, 10TH FLOOR
          NEW YORK, NEW YORK 10001
          (212) 946-3247

@ CHASE MANHATTAN BANKING CORPORATION

<PAGE>
                                 SERIES 1996-C
                        STATEMENT TO CERTIFICATEHOLDERS


                PERIOD 5                    PAGE              # 2
DETERMINATION:         9-May-97             Beginning      4/1/97
DISTRIBUTION:         15-May-97             Ending        4/30/97


                                                                     per $1000
                                                                     ---------

Section 5.8 (iii)   Servicing Fee                     $731,286.81    0.73353226

Section 5.8 (iv)    Administration Fee                  $1,000.00    0.00100307

Section 5.8 (vi)    Pool Balance at the end of  
                    the Collection Period         $850,330,309.68

Section 5.8 (vii)   Repurchase Amounts for 
                    Repurchased Receivables
                            By Seller                       $0.00
                            By Servicer                     $0.00
                            TOTAL                           $0.00

Section 5.8 (viii) Realized Losses for Collection
                   Period                             $233,441.16


Section 5.8 (ix)   Reserve Account Balance 
                   after Disbursement              $25,509,909.29


Section 5.8 (x)    Specified Reserve Account 
                   Balance                         $25,509,909.29


Section 5.8 (xi)   Total Distribution Amount       $33,580,685.40

                       Servicing Fee                  $731,286.81

                       Administrative Fee               $1,000.00

                       Noteholders' Distribution
                       Amount                      $31,360,872.32

                       Certifcateholders'
                       Distribution                   $161,139.82

                       Deposit to Reserve
                       Account                      $1,326,386.45
<TABLE>
<CAPTION>

Section 5.8 (xii)  Noteholders' Distributable Amount

   Class         Principal          Interest        Total        Prin (per $1000/orig)  Int (per $1000/orig)  Total (per $1000/orig)
 <S>        <C>               <C>              <C>               <C>                   <C>                  <C>             

   A-1        $27,213,857.65      $483,056.34    $27,696,913.99         120.95047844      2.14691707            123.09739551
   A-2                 $0.00    $1,145,208.33     $1,145,208.33            .00000000      4.79166665              4.79166665
   A-3                 $0.00    $1,606,500.00     $1,606,500.00            .00000000      4.95833333              4.95833333
   A-4                 $0.00      $912,250.00       $912,250.00            .00000000      5.12500000              5.12500000
   Total      $27,213,857.65    $4,147,014.67    $31,360,872.32          28.17169529      4.29297585             32.46467114

Section 5.8 (xiii) Certificateholders' Distributable Amount

          Class    Principal    Interest         Total       Prin (per $1000/orig)   Int (per $1000/orig)   Total (per $1000/orig)
        <S>        <C>       <C>             <C>              <C>                  <C>                    <C>
         
          B-1        $0.00     $161,139.82     $161,139.82          0.00000000          5.2083330                5.20833330      
          Total      $0.00     $161,139.82     $161,139.82          0.00000000          5.2083330                5.20833330
</TABLE>

Section 5.8 (xiv)   Reserve Account Transfer Amount    $1,326,386.45