**EXHIBIT
32.1**
 
 **STATEMENT
FURNISHED PURSUANT TO SECTION 906 OF THE**
 **SARBANES-OXLEY
ACT OF 2002, 18 U.S.C. SECTION 1350**
  The
undersigned, Edwin N. Clift, is the Chairman and Chief Executive Officer of
Merrill Merchants Bancshares, Inc. (the “Company”).
  This
statement is being furnished in connection with the filing by the Company of the
Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2004
(the “Report”).
  By
execution of this statement, I certify that:
  A)
    
    the
      Report fully complies with the requirements of Section 13(a) or 15(d)
      of the Securities Exchange Act of 1934 (15 U.S.C. 78m(a) or
      78o(d)); andB)
    
    the
      information contained in the Report fairly presents, in all material
      respects, the financial condition and results of operations of the Company
      as of the dates and for the periods covered by the
  Report.
 This
statement is authorized to be attached as an exhibit to the Report so that this
statement will accompany the Report at such time as the Report is filed with the
Securities and Exchange Commission, pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350. It is not intended that
this statement be deemed to be filed for purposes of the Securities Exchange Act
of 1934, as amended.
  A signed
original of this written statement required by Section 906 has been provided to
the Company and will be retained by the Company and furnished to the Securities
and Exchange Commission or its staff upon request.
 
 ****Date: March 10,
2005
    
    /s/ Edwin N.
  CliftEdwin N. CliftChairman and
      Chief Executive Officer
 
  
  
  ****
 **STATEMENT
FURNISHED PURSUANT TO SECTION 906 OF THE**
 **SARBANES-OXLEY
ACT OF 2002, 18 U.S.C. SECTION 1350**
  The
undersigned, Deborah A. Jordan, is the Executive Vice President and Treasurer of
Merrill Merchants Bancshares, Inc. (the “Company”).
  This
statement is being furnished in connection with the filing by the Company of the
Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2004
(the “Report”).
  By
execution of this statement, I certify that:
 By
execution of this statement, I certify that:
  A)
    
    the
      Report fully complies with the requirements of Section 13(a) or 15(d)
      of the Securities Exchange Act of 1934 (15 U.S.C. 78m(a) or
      78o(d)); andB)
    
    the
      information contained in the Report fairly presents, in all material
      respects, the financial condition and results of operations of the Company
      as of the dates and for the periods covered by the
  Report.
 
 This
statement is authorized to be attached as an exhibit to the Report so that this
statement will accompany the Report at such time as the Report is filed with the
Securities and Exchange Commission, pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350. It is not intended that
this statement be deemed to be filed for purposes of the Securities Exchange Act
of 1934, as amended.
  A signed
original of this written statement required by Section 906 has been provided to
the Company and will be retained by the Company and furnished to the Securities
and Exchange Commission or its staff upon request.
  ****Date: March 10,
2005
    By:
    /s/ Deborah A.
    JordanDeborah A. JordanExecutive
      Vice President and Treasurer