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[Federal Register Volume 78, Number 10 (Tuesday, January 15, 2013)]
[Notices]
[Pages 2961-2962]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-00722]

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BUREAU OF CONSUMER FINANCIAL PROTECTION

Proposed Collection; Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: The Bureau of Consumer Financial Protection (Bureau), as part 
of its continuing effort to reduce paperwork and respondent burden, 
invites the general public and other Federal agencies to take this 
opportunity to comment on proposed and/or continuing information 
collections, as required by the Paperwork Reduction Act (PRA) of 1995, 
Public Law 104-13 (44 U.S.C. 3506(c)(2)(A)). Currently, the Bureau is 
soliciting comments concerning the information collection requirements 
relating to identifying strategies to help consumers make better-
informed financial decisions.

DATES: Written comments are encouraged and must be received on or 
before March 18, 2013 to be assured of consideration.

ADDRESSES: You may submit comments by any of the following methods:
     Electronic: CFPB_Public_PRA@cfpb.gov.
     Mail/Hand Delivery/Courier: Direct all written comments to 
Consumer Financial Protection Bureau (Attention: PRA Office), 1700 G 
Street NW., Washington, DC 20552.
    Instructions: Submissions should include agency name and Generic 
Clearance for Qualitative Consumer Education and Engagement Information 
Collections. Comments will be available for public inspection and 
copying at 1700 G Street NW., Washington, DC 20552 on official business 
days between the hours of 10 a.m. and 5 p.m. Eastern Time. You can make 
an appointment to inspect comments by telephoning (202) 435-7275. All 
comments, including attachments and other supporting materials, will 
become part of the public record and subject to public disclosure. For 
this reason, please do not include in your comments information of a 
confidential nature, such as sensitive personal information or 
proprietary information. You should only submit information that you 
wish to make available publicly.

FOR FURTHER INFORMATION CONTACT: Requests for additional information or 
copies of the documents contained under this approval number should be 
directed to the Consumer Financial Protection Bureau, (Attention: PRA 
Office), 1700 G Street NW., Washington,

[[Page 2962]]

DC 20552, (202) 435-9011, or through the Internet at CFPB_Public_PRA@cfpb.gov.

SUPPLEMENTARY INFORMATION: 
    Title: Generic Clearance for Qualitative Consumer Education and 
Engagement Information Collections.
    OMB Control Number: 3170-XXXX.
    Abstract: Under the Dodd-Frank Wall Street Reform and Consumer 
Protection Act, Public Law 111-203, Section 1013(b), the Bureau is 
responsible for developing and implementing initiatives intended to 
educate and empower consumers to make better informed financial 
decisions. The collection will focus on identifying financial education 
and empowerment strategies, practices, and experiences that inform or 
improve consumer financial decision-making.
    The Bureau expects to collect qualitative data on effective 
strategies from both financial education practitioners and consumers 
through a variety of methods, including in-person meetings, focus 
groups, qualitative surveys, online discussion forums, and other 
qualitative methods as necessary. The information collected through 
these processes will increase the Bureau's understanding of financial 
education and empowerment programs and practices that can improve 
financial decision-making skills and outcomes for consumers.
    The core objective of the data collection is to develop a deeper 
understanding of effective financial education and empowerment 
strategies in order to help inform future work at the Bureau. This 
information collection will also provide useful information on 
financial education and empowerment practices that can be shared with 
providers and practitioners of financial education and empowerment 
programs, leading to better financial decision-making outcomes for 
adult consumers.
    Below is an estimate of the aggregate burden hours for the 
activities anticipated under this information collection.
    Type of Review: New Generic Collection.
    Average Expected Annual Number of Activities: 15.
    Affected Public: Individuals or Households, and Business or other 
for-profit, not-for-profit institutions, Farms, Federal government, 
State, Local or Tribal government.
    Estimated Number of Annual Responses: 60,000 annual responses.
    Estimated Time Per Respondent: Varies from 10 to 120 minutes.
    Frequency of Response: On occasion.
    Estimated Total Annual Burden Hours: 15,000 hours.
    Request for Comments: Comments submitted in response to this notice 
will be summarized and/or included in the request for Office of 
Management and Budget (OMB) approval. All comments will become a matter 
of public record. Comments are invited on: (a) Whether the collection 
of information is necessary for the proper performance of the functions 
of the agency, including whether the information shall have practical 
utility; (b) the accuracy of the agency's estimate of the burden of the 
collection of information, including the validity of the methodology 
and the assumptions used; (c) ways to enhance the quality, utility, and 
clarity of the information to be collected; and (d) ways to minimize 
the burden of the collection of information on respondents, including 
through the use of automated collection techniques or other forms of 
information technology.
    An agency may not conduct or sponsor, and a person is not required 
to respond to, a collection of information unless it displays a 
currently valid OMB control number.

    Dated: January 9, 2013.
Chris Willey,
Chief Information Officer, Bureau of Consumer Financial Protection.
[FR Doc. 2013-00722 Filed 1-14-13; 8:45 am]
BILLING CODE 4810-AM-P
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