SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                               ------------------

                                    FORM 8-K

                                 CURRENT REPORT


                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934


                       Date of Report: January 15, 1999
                      ------------------------------------


                            THE CHASE MANHATTAN BANK
              (formerly known as "The Chase Manhattan Bank, N.A.")
             ------------------------------------------------------
                  (Originator of the Trust referred to herein)
             (Exact name of registrant as specified in its charter)


                      CHASE MANHATTAN GRANTOR TRUST 1995-B
                  --------------------------------------------
                      (Issuer with respect to Certificates)


         New York            33-98308               13-2633612
      ---------------     -----------------       ------------------
      (State or other      (Commission            (IRS Employer
      jurisdiction of      File Number)         Identification No.)
      incorporation)


      270 Park Avenue, New York, New York               10017
      -------------------------------------------       ----------
      (Address of principal executive offices)          (Zip code)


                                (212) 270-6000
                ---------------------------------------------------
                (Registrant's telephone number, including area code)


<PAGE>

Item 5. Other Events

     On 1/15/1999, Chase Manhattan  Grantor Trust 1995-B (the "Trust") made the
distribution  to  Certificateholders  contemplated  by the Pooling and Servicing
Agreement,  dated as of November 1, 1995, (the "Pooling & Servicing Agreement"),
between the Registrant,  as Seller and  Servicer,  and Norwest Bank  Minnesota,
National Association,  as Trustee. A copy of the  Certificateholder  Report for
such Distribution  Date  delivered  pursuant  to section 5.7 of the Pooling and
Servicing Agreement is being filed as an exhibit to this Current Report on Form
8-K.


Item 7 (c). Exhibits
            --------

  Exhibit   Description
  -------   -----------

  20.1      Monthly Certificateholder's statement with respect to the
            January 15, 1999 distribution.



<PAGE>

                              SIGNATURES
                              ----------


      Pursuant to the requirements of the Securities  Exchange Act of 1934, the
Bank has  caused  this report  to be signed  on its  behalf by the  undersigned
thereunto duly authorized.


                                            THE CHASE MANHATTAN BANK 

                                             /s/Jeffrey D. Hammer
                                            ------------------------
                                            By:    Jeffrey D. Hammer
                                            Title: Vice President


Date: January 20, 1999


<PAGE>

                                INDEX TO EXHIBITS
                                -----------------

                                              
   Exhibit               Description                          
   -------               -----------                          

     20.1                Certificateholder Report dated       
                         1/05/1999 delivered pursuant to
                         Section 5.7 of the Pooling and  
                         Servicing  Agreement dated 
                         as of November 1, 1995.