Creation Date:  Mon Dec 14, 1998  12:45 PM       CMHE 1995-1        PAGE No. 001
 
                                   MONTHLY CERTIFICATE HOLDERS REPORT
                                   ----------------------------------
 
Due Period :  39 Beginning Date   :   11/01/1998  End Date           :11/30/1998
                 Determination Date:  12/10/1998  Remittance Date    :12/15/1998
 
 
                       CHASE HOME EQUITY LOAN TRUST, Series 1995-1 

     I. Floating Allocation Percentage

Beginning %   96.482922348219%        
Ending %      96.416462666172%        

    II. Cash Received

SERVICER            Chase Manhattan Bank, N.A.        
Interest Collected                1,862,831.95        
Principal Collected               8,568,838.22        
Additional Draw                   4,294,795.50        

   III. Pool Balance

Beginning Balance      230,484,168.75     230,484,168.75       
Principal Payments      13,899,003.13      13,899,003.13       
Prin Pay Rev             5,330,164.91       5,330,164.91       
Advances                 7,562,412.16       7,562,412.16       
Advance Rev              3,267,616.66       3,267,616.66       
Liquidation Loss            25,780.37          25,780.37       
Ending Balance         226,184,345.66     226,184,345.66       
<TABLE>

    IV. Interest to Certificateholders

              TRANCH       Beg. Balance               Rate   Schduled Int Int Shrtfall   Disbrsed Int  
           <S>         <C>                  <C>           <C>            <C>          <C>     
                 A-1     198,188,267.15        5.51780000%   $ 880,925.92       $ 0.00   $ 880,925.92 
                 A-2      22,160,333.41        5.48000000%    $ 97,825.56       $ 0.00    $ 97,825.56 
               TOTAL     220,348,600.56                      $ 978,751.48       $ 0.00   $ 978,751.48 

                  SI       8,106,307.19        0.00000000%    $ 62,139.62       $ 0.00    $ 62,139.62 
               TOTAL       8,106,307.19                       $ 62,139.62       $ 0.00    $ 62,139.62 

     V. Principal to Certificateholders

              TRANCH       Beg. Balance Schduled Principal     Recovered Loss   Ending Principal       Cert. Factor  
                 A-1     198,188,267.15       3,866,576.80               0.00     194,321,690.35          0.5431998 
                 A-2      22,160,333.41         432,339.57               0.00      21,727,993.84          0.5431998 
               TOTAL     220,348,600.56       4,298,916.37               0.00     216,049,684.19                    

                  SI       8,106,307.19               0.00               0.00       8,106,307.19          0.9986772 
               TOTAL       8,106,307.19               0.00               0.00       8,106,307.19                    

    VI. Overdue Interest

               GROUP   Overdue Interest    Int. On Overdue  Remaining Overdue  
  MORTGAGE GROUP ONE               0.00               0.00               0.00 

   VII. Invested Amount

               GROUP    Invested Amount  
  MORTGAGE GROUP ONE     218,078,945.19 

</TABLE>


Creation Date:  Mon Dec 14, 1998  12:45 PM       CMHE 1995-1        PAGE No. 002
 
                                   MONTHLY CERTIFICATE HOLDERS REPORT
                                   ----------------------------------
 
Due Period :  39 Beginning Date    :  11/01/1998  End Date           :11/30/1998
                 Determination Date:  12/10/1998  Remittance Date    :12/15/1998
 
 
  VIII. Liquidation Loss

Liquidation Loss Amount          25,780.37        
Loss Investor Cert.              24,873.65        
Reimbursed Amount                     0.00        
Unreimbursed Amount                   0.00        

    IX. Loss Recovery

Total Amount               0.00        

     X. Servicing Fee

SERVICER          Chase Manhattan Bank, N.A.        
Beginning Balance             230,484,168.75        
Rate                                 0.5000%        
Servicing Fee                      96,035.07        

    XI. Single Certificate Principal Distribution
<TABLE>

              TRANCH      Orig. Balance   Sched. Principal  Certificate Value    Pr.Dist / Cert.  
            <S>        <C>              <C>                <C>                <C>
                 A-1     357,735,172.00       3,866,576.80           1,000.00    $ 10.8084893593 
                 A-2      40,000,000.00         432,339.57           1,000.00    $ 10.8084892500 
               TOTAL     397,735,172.00       4,298,916.37                                       

                  SI       8,117,044.57               0.00           1,000.00     $ 0.0000000000 
               TOTAL       8,117,044.57               0.00                                       

   XII. Single Certificate Interest Distribution

              TRANCH      Orig. Balance    Sched. Interest  Certificate Value   Int.Dist / Cert.  
                 A-1     357,735,172.00         880,925.92           1,000.00     $ 2.4625085509 
                 A-2      40,000,000.00          97,825.56           1,000.00     $ 2.4456390000 
               TOTAL     397,735,172.00         978,751.48                                       

                  SI       8,117,044.57          62,139.62           1,000.00     $ 7.6554489093 
               TOTAL       8,117,044.57          62,139.62                                       

  XIII. Insured Payment

               GROUP             Amount  
  MORTGAGE GROUP ONE               0.00 

   XIV. Transfer Deposit Amount

               GROUP             Amount  
  MORTGAGE GROUP ONE               0.00 
</TABLE>

Creation Date:  Mon Dec 14, 1998  12:45 PM       CMHE 1995-1        PAGE No. 003
 
                                   MONTHLY CERTIFICATE HOLDERS REPORT
                                   ----------------------------------
 
Due Period :  39 Beginning Date    :  11/01/1998  End Date           :11/30/1998
                 Determination Date:  12/10/1998  Remittance Date    :12/15/1998
 
 
    XV. Delinquency Information for Due Period

              PERIOD Number of   Principal Balance  
             30 DAYS         82       2,321,766.45 
             60 DAYS         15         352,306.88 
             90 DAYS          4         168,163.91 
           120+ DAYS         21         973,502.75 
               TOTAL        122       3,815,739.99 

           FORECLOSR          0               0.00 
               TOTAL          0               0.00 

                 REO          0               0.00 
               TOTAL          0               0.00 

   XVI. Book Value REO Property

               GROUP              Value  
  MORTGAGE GROUP ONE               0.00 

  XVII. Servicer Advance

SERVICER                Chase Manhattan Bank, N.A.        
Required Advances                             0.00        
Nonrecoverable Advances                       0.00