Federal Register / Vol. 76, No. 43 / Friday, March 4, 2011 / Notices 12129 

in combination with the homeowner 

contribution payments. 

5. Duration of Emergency Mortgage 

Relief Payments. If at any time the 

homeowner’s monthly income, 

including all other co-makers and cosigners of the note secured by the 

delinquent mortgage and other 

mortgagors on the delinquent mortgage, 

increases to greater than 85 percent or 

more of its pre-Event income level, 

emergency mortgage relief payments 

will be phased out over a 2-month 

period. In any event, the aggregate 

amount of emergency mortgage relief 

payments provided to any homeowner 

shall not exceed the earlier in 

occurrence of: (i) The receipt of $50,000, 

or (ii) 23 months beyond the date of the 

first payment (this period includes the 

first emergency mortgage relief 

payment, which is inclusive of the first 

monthly emergency mortgage relief 

payment, and the payment of 

arrearages). 

C. Repayment Terms 

1. Transition Counseling. A housing 

counseling affiliate shall contact each 

homeowner who is approaching the last 

months of EHLP participation and who 

remains unemployed or underemployed 

(approximately 3 to 5 months before the 

emergency mortgage relief payments 

end) and require the homeowner to 

meet with a HUD-approved counseling 

agent to explore alternative available 

options, such as loss mitigation, loan 

modification, short sale, deed-in-lieu of 

foreclosure, or traditional sale of home. 

2. Repayment of Emergency Mortgage 

Assistance Payment. As a condition of 

the homeowner’s approval for 

participation in the EHLP, the 

homeowner shall execute an EHLP Note 

and EHLP Mortgage in the amount of 

EHLP funds, which may not exceed 

$50,000. The EHLP Mortgage shall be 

secured by the mortgaged property in 

either second- or third-lien position (as 

applicable depending on the existence 

of a second-lien mortgage). The EHLP 

Note shall be in the form of a 5-year 

deferred declining balance, zero 

interest, nonrecourse note with a term of 

up to 7 years. 

3. Terms for Declining Balance 

Feature. No payment is due on the 

EHLP Note during the term of the EHLP 

Note, so long as the homeowner remains 

current on the homeowner contribution 

payment while receiving emergency 

mortgage relief payments and on the 

homeowner’s full monthly payments on 

the delinquent mortgage once the 

homeowner is no longer receiving 

emergency mortgage relief payments. If 

the homeowner meets this requirement, 

the balance due on the principal balance 

of the EHLP Note shall decline by 20 

percent of the original principal 

amount, annually, until the balance 

owed on the EHLP Note is extinguished. 

4. Ongoing Qualification of 

Homeowner. After initial income 

verification at intake, the homeowner 

shall be required to notify the housing 

counseling agency of any changes in the 

homeowner’s income and/or 

employment status during the entire 

period in which emergency mortgage 

relief payments are provided. 

5. Termination of Emergency 

Mortgage Relief Payments. Emergency 

mortgage relief payments will terminate 

and the homeowner will resume full 

responsibility for meeting the monthly 

payments on the delinquent mortgage in 

the event of the occurrence of one or 

more of the following circumstances: 

a. The homeowner has received 24 

months of emergency mortgage relief 

payments or assistance in the amount of 

$50,000, whichever occurs first; 

b. The homeowner fails to report 

changes in employment status or 

income within 15 days of the change; 

c. The homeowner’s monthly income, 

combined with that of all mortgagors 

and/or co-signers on the delinquent 

mortgage and note, increases to greater 

than 85 percent or more of its pre-Event 

income level; 

d. The homeowner sells the 

mortgaged property or refinances the 

mortgaged property for cash-out; 

e. The homeowner defaults on the 

homeowner contribution payments; or 

f. The homeowner defaults on the 

delinquent mortgage. 

6. Events Triggering EHLP Note 

Repayment. The homeowner will be 

responsible for repayment of the 

outstanding balance of the EHLP Note, 

if, at any time during the term of the 

EHLP Note, one or more of the following 

events occur: 

a. The homeowner defaults on the 

homeowner contribution payments 

while receiving emergency mortgage 

relief payments or on the full monthly 

payment owed on the delinquent 

mortgage once the homeowner is no 

longer receiving emergency mortgage 

relief payments; or 

b. The homeowner sells the 

mortgaged property, resulting in net 

proceeds to the homeowner, and 

satisfies the outstanding balance on the 

EHLP Note or the homeowner 

refinances the mortgaged property and 

satisfies the outstanding balance on the 

EHLP Note. Net proceeds from sale of 

the mortgaged property shall be an 

amount equivalent to the contract sales 

price of the mortgaged property less 

applicable brokers fees, payoff of firstand (if applicable) second- and thirdlien mortgage balances, and an 

allowance of $2,000 to the homeowner 

for relocation expenses. Net proceeds 

shall go towards satisfying the EHLP 

Note. In the event that net proceeds are 

not sufficient to satisfy the outstanding 

balance of the EHLP Note, any 

outstanding balance in excess of net 

proceeds shall be written off by HUD 

and net proceeds shall be sufficient to 

fully satisfy the EHLP Note and the 

EHLP Mortgage against the mortgaged 

property shall be released. 

In the event of a cash-out refinance of 

the homeowner’s delinquent mortgage 

(and/or second mortgage, as applicable), 

the outstanding balance of the EHLP 

Note shall be repaid from remaining 

cash-out proceeds available after the 

homeowner’s delinquent mortgage (and/ 

or second mortgage, as applicable) has 

been paid off, including the payment of 

all applicable closing costs, and the 

EHLP Mortgage against the property 

shall be released. 

In the event remaining cash-out 

proceeds from a cash-out mortgage 

refinance are not sufficient to satisfy the 

outstanding balance of the homeowner’s 

EHLP Note, any outstanding balance in 

excess of net proceeds shall be written 

off by HUD and the remaining cash-out 

proceeds shall be sufficient to fully 

satisfy the EHLP Note and the EHLP 

Mortgage against the mortgaged 

property shall be released. 

7. Administration of Emergency 

Homeowners’ Loans. HUD will work 

with its fiscal agent in the states that 

have been allocated funding for the 

EHLP, but are not a part of the EHLP 

Substantially Similar Program, to make 

emergency mortgage relief payments to 

eligible homeowners under this notice 

and the regulations in 24 CFR part 2700. 

Dated: February 28, 2011. 

David H. Stevens, 

Assistant Secretary for Housing—Federal 

Housing Commissioner. 

[FR Doc. 2011–4817 Filed 3–3–11; 8:45 am] 

BILLING CODE 4210–67–P 

DEPARTMENT OF THE INTERIOR 

Fish and Wildlife Service 

[FWS–R5–FHC–2011–N034; 53330–1335– 

0000–J3] 

Lake Champlain Sea Lamprey Control 

Alternatives Workgroup 

AGENCY: Fish and Wildlife Service, 

Interior. 

ACTION: Notice of meeting. 

SUMMARY: We, the U.S. Fish and 

Wildlife Service (Service), announce a 


jlentini on DSKJ8SOYB1PROD with NOTICES
12130 Federal Register / Vol. 76, No. 43 / Friday, March 4, 2011 / Notices 

meeting of the Lake Champlain Sea 

Lamprey Control Alternatives 

Workgroup (Workgroup). The 

Workgroup’s purpose is to provide, in 

an advisory capacity, recommendations 

and advice on research and 

implementation of sea lamprey control 

techniques alternative to lampricide that 

are technically feasible, cost effective, 

and environmentally safe. The primary 

objective of the meeting will be to 

discuss potential research initiatives 

that may enhance alternative sea 

lamprey control techniques. The 

meeting is open to the public. 

DATES: The Workgroup will meet on 

Wednesday, March 23, 2011, 1 p.m. to 

4 p.m., with an alternate date of 

Tuesday, March 29, 2011, from 11 a.m. 

to 2 p.m., should the meeting need to be 

cancelled due to inclement weather. 

Any member of the public who wants to 

find out whether the meeting has been 

postponed may contact Ms. Stefi 

Flanders at 802–872–0629, extension 10 

(telephone), or Stefi_Flanders@fws.gov 

(electronic mail) during regular business 

hours on the primary meeting date. 

ADDRESSES: The meeting will be held at 

the Lake Champlain Basin Program/ 

Vermont Fish and Wildlife Department 

facility at the Gordon Center House, 54 

West Shore Road, Grand Isle, VT 05458; 

802–372–3213 (telephone). 

FOR FURTHER INFORMATION CONTACT: 

Dave Tilton, Designated Federal Officer, 

Lake Champlain Sea Lamprey Control 

Alternatives Workgroup, Lake 

Champlain Fish and Wildlife Resources 

Office, U.S. Fish and Wildlife Service, 

11 Lincoln Street, Essex Junction, VT 

05452 (U.S. mail); 802–872–0629 

(telephone); Dave_Tilton@fws.gov 

(electronic mail). 

SUPPLEMENTARY INFORMATION: We 

publish this notice under section 

10(a)(2) of the Federal Advisory 

Committee Act (5 U.S.C. App.). The 

Workgroup’s specific responsibilities 

are to provide advice regarding the 

implementation of sea lamprey control 

methods alternative to lampricides, to 

recommend priorities for research to be 

control methods alternative to 

lampricides, to recommend priorities for 

research to be conducted by cooperating 

organizations and demonstration 

projects to be developed and funded by 

State and Federal agencies, and to assist 

Federal and State agencies with the 

coordination of alternative sea lamprey 

control research to advance the state of 

the science in Lake Champlain and the 

Great Lakes. 

Dated: February 17, 2011. 

James G. Geiger, 

Acting Assistant Regional Director— 

Fisheries, U.S. Fish and Wildlife Service, 

Hadley, Massachusetts 01035. 

[FR Doc. 2011–4980 Filed 3–3–11; 8:45 am] 

BILLING CODE 4310–55–P 

DEPARTMENT OF THE INTERIOR 

Fish and Wildlife Service 

[FWS–R9–EA–2011–N033] 

Wildlife and Hunting Heritage 

Conservation Council Teleconference 

AGENCY: Fish and Wildlife Service, 

Interior. 

ACTION: Notice of teleconference. 

SUMMARY: We, the U.S. Fish and 

Wildlife Service (Service), announce a 

public teleconference of the Wildlife 

and Hunting Heritage Conservation 

Council (Council). 

DATES: We will hold the teleconference 

on Wednesday, March 23, 2011, 2 p.m. 

to 5 p.m. (Eastern Standard Time). If 

you wish to listen to or participate in 

the teleconference proceedings, or 

submit written material for the Council 

to consider during the teleconference, 

notify Joshua Winchell by Monday, 

March 21, 2011. See instructions under 

SUPPLEMENTARY INFORMATION. 

FOR FURTHER INFORMATION CONTACT: 

Joshua Winchell, Council Coordinator, 

4401 N. Fairfax Dr., Mailstop 3103– 

AEA, Arlington, VA 22203; (703) 358– 

2639 (phone); (703) 358–2548 (fax); or 

joshua_winchell@fws.gov (e-mail). 

SUPPLEMENTARY INFORMATION: In 

accordance with the requirements of the 

Federal Advisory Committee Act, 5 

U.S.C. App., we give notice that the 

Council will hold a teleconference (see 

DATES). 

Background 

Formed in February 2010, the Council 

provides advice about wildlife and 

habitat conservation endeavors that: 

(a) Benefit recreational hunting; 

(b) Benefit wildlife resources; and 

(c) Encourage partnership among the 

public, the sporting conservation 

community, the shooting and hunting 

sports industry, wildlife conservation 

organizations, the States, Native 

American tribes, and the Federal 

Government. 

The Council advises the Secretary of 

the Interior (DOI) and the Secretary of 

Agriculture (USDA), reporting through 

the Director, U.S. Fish and Wildlife 

Service (Service), in consultation with 

the Director, Bureau of Land 

Management (BLM); Chief, Forest 

Service (USFS); Chief, Natural 

Resources Service (NRCS); and 

Administrator, Farm Services Agency 

(FSA). The Council’s duties are strictly 

advisory and consist of, but are not 

limited to, providing recommendations 

for: 

(a) Implementing the Recreational 

Hunting and Wildlife Resource 

Conservation Plan—A Ten-Year Plan for 

Implementation; 

(b) Increasing public awareness of and 

support for the Sport Wildlife Trust 

Fund; 

(c) Fostering wildlife and habitat 

conservation and ethics in hunting and 

shooting sports recreation; 

(d) Stimulating sportsmen and 

women’s participation in conservation 

and management of wildlife and habitat 

resources through outreach and 

education; 

(e) Fostering communication and 

coordination among State, Tribal, and 

Federal Government; industry; hunting 

and shooting sportsmen and women; 

wildlife and habitat conservation and 

management organizations; and the 

public; 

(f) Providing appropriate access to 

Federal lands for recreational shooting 

and hunting; 

(g) Providing recommendation to 

improve implementation of Federal 

conservation programs that benefit 

wildlife, hunting, and outdoor 

recreation on private lands; and 

(h) When requested by the agencies’ 

designated ex officio members, or the 

Designated Federal Officer in 

consultation with the Council 

Chairman, performing a variety of 

assessments or reviews of policies, 

programs, and efforts, through the 

Council’s designated subcommittees or 

workgroups. 

Background information on the 

Council is available at http:// 

www.fws.gov/whhcc. 

Meeting Agenda 

The Council will convene to: (1) 

Discuss DOI and USDA’s 2012 proposed 

budgets as they relate to programs 

relevant to the Council’s charge, and (2) 

discuss the National Wildlife Refuge 

System Vision document. We will post 

the final agenda on the Internet at 

http://www.fws.gov/whhcc. 

Procedures for Public Input 

Interested members of the public may 

listen to or present relevant oral 

information, or submit a relevant 

written statement for the Council to 

consider during the public meeting. 

Questions from the public will not be 

considered during this period. Speakers 

who wish to expand upon their oral 


jlentini on DSKJ8SOYB1PROD with NOTICES