**EXHIBIT 33.1**

 

**Certification Regarding Compliance with Applicable Servicing Criteria**

 

1.                                                                                      New Holland Credit Company, LLC (“New Holland”) is responsible for assessing compliance with the servicing criteria applicable to it under paragraph (d) of Item 1122 of Regulation AB, as of and for the 12-month period ending December 31, 2014 (the “Reporting Period”), as set forth in Appendix A hereto. The transactions covered by this report include publicly registered asset-backed securities transactions for which New Holland acted as servicer involving equipment receivables, other than transactions registered prior to compliance with Regulation AB (the “Platform”);

 

2.                                                                                      New Holland has engaged certain vendors (the “Vendors”) to perform specific, limited or scripted activities, and New Holland elects to take responsibility for assessing compliance with the servicing criteria or portion of the servicing criteria applicable to such Vendors’ activities as set forth in Appendix A hereto;

 

3.                                                                                      Except as set forth in paragraph 4 below, New Holland used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess the compliance with the applicable servicing criteria;

 

4.                                                                                      The criteria listed in the column titled “Inapplicable Servicing Criteria” on Appendix A hereto are inapplicable to New Holland based on the activities it performs, directly or through its Vendors, with respect to the Platform;

 

5.                                                                                      New Holland has complied, in all material respects, with the applicable servicing criteria to it as set forth on Appendix A hereto as of December 31, 2014 and for the Reporting Period with respect to the Platform taken as a whole;

 

6.                                                                                      New Holland has not identified and is not aware of any material instance of noncompliance by the Vendors with the applicable servicing criteria to them as set forth on Appendix A hereto as of December 31, 2014 and for the Reporting Period with respect to the Platform taken as a whole;

 

7.                                                                                      New Holland has not identified any material deficiency in its policies and procedures to monitor the compliance by the Vendors with the applicable servicing criteria to them as set forth on Appendix A hereto as of December 31, 2014 and for the Reporting Period with respect to the Platform taken as a whole;

 

8.                                                                                      None of the Vendors are servicers as defined in Item 1101(j) of Regulation AB;

 

9.                                                                                      New Holland has policies and procedures in place designed to provide reasonable assurance that the Vendors’ activities comply in all material respects with the servicing criteria applicable to such Vendors; and

 

10.                                                                               Ernst & Young LLP, an independent registered public accounting firm, has issued an attestation report on New Holland’s assessment of compliance with the applicable servicing criteria as set forth on Appendix A hereto as of December 31, 2014 and for the Reporting Period.

 

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| March 30,   2015 |                              |
|-----------------------|-----------------------------------|
|                  |                              |
|                  |                              |
|                  | New   Holland Credit Company, LLC |
|                  |                              |
|                  |                              |
|                  | By:                               | /s/   Brett D. Davis |
|                  | Name:                             | Brett   D. Davis |
|                  | Title:                            | President |

 

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APPENDIX A

 
| **SERVICING CRITERIA** | ** ** | **APPLICABLE********SERVICING CRITERIA**                                                                                                                                                                                                                             | ** ** | **INAPPLICABLE********SERVICING********CRITERIA**            | ** ** |
|-----------------------------|------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------|--------------------------------------------------------------|------------|
| **Reference **         | ** ** | **Criteria**                                                                                                                                                                                                                                                              | ** ** | **Performed********Directly********by********New   Holland** | ** ** | **Performed********by********Vendor(s)********for which********New Holland********is the********Responsible********Party** | ** ** | **NOT performed by   New********Holland or by********subservicer(s) or********vendor(s) retained   by********New Holland** | ** ** |
|                        | ** ** | ** **                                                                                                                                                                                                                                                                |       |                                                         |       |   |   |   |   |
|                        | ** ** | **General Servicing Considerations**                                                                                                                                                                                                                                      |       |                                                         |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                      | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(1)(i)          |       | Policies   and procedures are instituted to monitor any performance or other triggers   and events of default in accordance with the transaction agreements.                                                                                                              | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                      | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(1)(ii)         |       | If   any material servicing activities are outsourced to third parties, policies   and procedures are instituted to monitor the third party’s performance and   compliance with such servicing activities.                                                           | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                      | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(1)(iii)        |       | Any   requirements in the transaction agreements to maintain a back-up servicer for   the pool assets are maintained.                                                                                                                                                     |       |                                                         |       |   | ** ** | **X** | ** ** |
|                        |       |                                                                                                                                                                                                                                                                      |       |                                                         |       |   | ** ** | ** ** | ** ** |
| 1122(d)(1)(iv)         |       | A   fidelity bond and errors and omissions policy is in effect on the party   participating in the servicing function throughout the reporting period in   the amount of coverage required by and otherwise in accordance with the terms   of the transaction agreements. |       |                                                         |       |   | ** ** | **X** | ** ** |
|                        |       |                                                                                                                                                                                                                                                                      |       |                                                         |       |   | ** ** | ** ** | ** ** |
|                        | ** ** | **Cash Collection and Administration**                                                                                                                                                                                                                                    |       |                                                         |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                      | ** ** | ** **                                                   | ** ** | ** ** |   |   |   |
| 1122(d)(2)(i)          |       | Payments   on pool assets are deposited into the appropriate custodial bank accounts and   related bank clearing accounts no more than two business days of receipt, or   such other number of days specified in the transaction agreements.                              | ** ** | **X**                                                        | ** ** | **X** |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                      | ** ** | ** **                                                   | ** ** | ** ** |   |   |   |
| 1122(d)(2)(ii)         |       | Disbursements   made via wire transfer on behalf of an obligor or                                                                                                                                                                                                         |       |                                                         |       |   | ** ** | **X** | ** ** |

 

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| **SERVICING CRITERIA** | ** ** | **APPLICABLE********SERVICING CRITERIA**                                                                                                                                                                                                                                                                                                                                                                                                                      | ** ** | **INAPPLICABLE********SERVICING********CRITERIA**            | ** ** |
|-----------------------------|------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------|--------------------------------------------------------------|------------|
| **Reference **         | ** ** | **Criteria**                                                                                                                                                                                                                                                                                                                                                                                                                                                       | ** ** | **Performed********Directly********by********New   Holland** | ** ** | **Performed********by********Vendor(s)********for which********New Holland********is the********Responsible********Party** | ** ** | **NOT performed by   New********Holland or by********subservicer(s) or********vendor(s) retained   by********New Holland** | ** ** |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                               |       |                                                         |       |   | ** ** | ** ** | ** ** |
|                        |       | to   an investor are made only by authorized personnel.                                                                                                                                                                                                                                                                                                                                                                                                            |       |                                                         |       |   | ** ** | ** ** | ** ** |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                               |       |                                                         |       |   | ** ** | ** ** | ** ** |
| 1122(d)(2)(iii)        |       | Advances   of funds or guarantees regarding collections, cash flows or distributions,   and any interest or other fees charged for such advances, are made, reviewed   and approved as specified in the transaction agreements.                                                                                                                                                                                                                                    |       |                                                         |       |   | ** ** | **X** | ** ** |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                               |       |                                                         |       |   | ** ** | ** ** | ** ** |
| 1122(d)(2)(iv)         |       | The   related accounts for the transaction, such as cash reserve accounts or   accounts established as a form of overcollateralization, are separately   maintained (e.g., with respect to commingling of cash) as set forth in the   transaction agreements.                                                                                                                                                                                                      | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                               | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(2)(v)          |       | Each   custodial account is maintained at a federally insured depository institution   as set forth in the transaction agreements. For purposes of this criterion,   “federally insured depository institution” with respect to a foreign   financial institution means a foreign financial institution that meets the   requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.                                                      | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                               | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(2)(vi)         |       | Unissued   checks are safeguarded so as to prevent unauthorized access.                                                                                                                                                                                                                                                                                                                                                                                            |       |                                                         |       |   | ** ** | **X** | ** ** |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                               |       |                                                         |       |   | ** ** | ** ** | ** ** |
| 1122(d)(2)(vii)        |       | Reconciliations   are prepared on a monthly basis for all asset-backed securities related bank   accounts, including custodial accounts and related bank clearing accounts.   These reconciliations (A) are mathematically accurate; (B) are   prepared within 30 calendar days after the bank statement cutoff date, or   such other number of days specified in the transaction agreements;   (C) are reviewed and approved by someone other than | ** ** | **X**                                                        |       |   |   |   |   |

 

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| **SERVICING CRITERIA** | ** ** | **APPLICABLE********SERVICING CRITERIA**                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | ** ** | **INAPPLICABLE********SERVICING********CRITERIA**            | ** ** |
|-----------------------------|------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------|--------------------------------------------------------------|------------|
| **Reference **         | ** ** | **Criteria**                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | ** ** | **Performed********Directly********by********New   Holland** | ** ** | **Performed********by********Vendor(s)********for which********New Holland********is the********Responsible********Party** | ** ** | **NOT performed by   New********Holland or by********subservicer(s) or********vendor(s) retained   by********New Holland** | ** ** |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |       |                                                         |       |   |   |   |   |
|                        |       | the person who prepared   the reconciliation; and (D) contain explanations for reconciling items.   These reconciling items are resolved within 90 calendar days of their   original identification, or such other number of days specified in the   transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                            |       |                                                         |       |   |   |   |   |
|                        | ** ** | ** **                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |       |                                                         |       |   |   |   |   |
|                        | ** ** | **Investor Remittances and Reporting**                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |       |                                                         |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(3)(i)          |       | Reports   to investors, including those to be filed with the Commission, are maintained   in accordance with the transaction agreements and applicable Commission   requirements. Specifically, such reports (A) are prepared in accordance with   timeframes and other terms set forth in the transaction agreements;   (B) provide information calculated in accordance with the terms   specified in the transaction agreements; (C) are filed with the   Commission as required by its rules and regulations; and (D) agree   with investors’ or the trustee’s records as to the total unpaid principal   balance and number of pool assets serviced by the Servicer. | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(3)(ii)         |       | Amounts   due to investors are allocated and remitted in accordance with timeframes,   distribution priority and other terms set forth in the transaction   agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(3)(iii)        |       | Disbursements   made to an investor are posted within two business days to the servicer’s   investor records, or such other number of days specified in the transaction                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | ** ** | **X**                                                        |       |   |   |   |   |

 

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| **SERVICING CRITERIA** | ** ** | **APPLICABLE********SERVICING CRITERIA**                                                                                                                                                                                                                                                                                                                                                                                            | ** ** | **INAPPLICABLE********SERVICING********CRITERIA**            | ** ** |
|-----------------------------|------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------|--------------------------------------------------------------|------------|
| **Reference **         | ** ** | **Criteria**                                                                                                                                                                                                                                                                                                                                                                                                                             | ** ** | **Performed********Directly********by********New   Holland** | ** ** | **Performed********by********Vendor(s)********for which********New Holland********is the********Responsible********Party** | ** ** | **NOT performed by   New********Holland or by********subservicer(s) or********vendor(s) retained   by********New Holland** | ** ** |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                     | ** ** | ** **                                                   |       |   |   |   |   |
|                        |       | agreements.                                                                                                                                                                                                                                                                                                                                                                                                                              | ** ** | ** **                                                   |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                     | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(3)(iv)         |       | Amounts   remitted to investors per the investor reports agree with cancelled checks,   or other form of payment, or custodial bank statements.                                                                                                                                                                                                                                                                                          | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                     | ** ** | ** **                                                   |       |   |   |   |   |
|                        | ** ** | **Pool Asset Administration**                                                                                                                                                                                                                                                                                                                                                                                                            |       |                                                         |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                     | ** ** | ** **                                                   | ** ** | ** ** |   |   |   |
| 1122(d)(4)(i)          |       | Collateral   or security on pool assets is maintained as required by the transaction   agreements or related pool asset documents.                                                                                                                                                                                                                                                                                                       | ** ** | **X**                                                        | ** ** | **X** |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                     | ** ** | ** **                                                   | ** ** | ** ** |   |   |   |
| 1122(d)(4)(ii)         |       | Pool   assets and related documents are safeguarded as required by the transaction   agreements                                                                                                                                                                                                                                                                                                                                          | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                     | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(4)(iii)        |       | Any   additions, removals or substitutions to the asset pool are made, reviewed and   approved in accordance with any conditions or requirements in the transaction   agreements.                                                                                                                                                                                                                                                        | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                     | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(4)(iv)         |       | Payments   on pool assets, including any payoffs, made in accordance with the related   pool asset documents are posted to the applicable servicer’s obligor records   maintained no more than two business days after receipt, or such other number   of days specified in the transaction agreements, and allocated to principal,   interest or other items (e.g., escrow) in accordance with the related pool   asset documents. | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                     | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(4)(v)          |       | The   servicer’s records regarding the pool assets agree with the servicer’s   records with respect to an obligor’s unpaid principal balance.                                                                                                                                                                                                                                                                             | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                     | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(4)(vi)         |       | Changes   with respect to the terms or status of an obligor’s pool asset (e.g., loan   modifications or re-agings) are made, reviewed and approved by authorized   personnel                                                                                                                                                                                                                                                        | ** ** | **X**                                                        |       |   |   |   |   |

 

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| **SERVICING CRITERIA** | ** ** | **APPLICABLE********SERVICING CRITERIA**                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | ** ** | **INAPPLICABLE********SERVICING********CRITERIA**            | ** ** |
|-----------------------------|------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------|--------------------------------------------------------------|------------|
| **Reference **         | ** ** | **Criteria**                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | ** ** | **Performed********Directly********by********New   Holland** | ** ** | **Performed********by********Vendor(s)********for which********New Holland********is the********Responsible********Party** | ** ** | **NOT performed by   New********Holland or by********subservicer(s) or********vendor(s) retained   by********New Holland** | ** ** |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | ** ** | ** **                                                   |       |   |   |   |   |
|                        |       | in accordance with the   transaction agreements and related pool asset documents.                                                                                                                                                                                                                                                                                                                                                                                                                                                 | ** ** | ** **                                                   |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(4)(vii)        |       | Loss   mitigation or recovery actions (e.g., forbearance plans, modifications and   deeds in lieu of foreclosure, foreclosures and repossessions, as applicable)   are initiated, conducted and concluded in accordance with the timeframes or   other requirements established by the transaction agreements.                                                                                                                                                                                                                    | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(4)(viii)       |       | Records   documenting collection efforts are maintained during the period a pool asset   is delinquent in accordance with the transaction agreements. Such records are   maintained on at least a monthly basis, or such other period specified in the   transaction agreements, and describe the entity’s activities in monitoring   delinquent pool assets including, for example, phone calls, letters and   payment rescheduling plans in cases where delinquency is deemed temporary   (e.g., illness or unemployment). | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(4)(ix)         |       | Adjustments   to interest rates or rates of return for pool assets with variable rates are   computed based on the related pool asset documents.                                                                                                                                                                                                                                                                                                                                                                                  | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(4)(x)          |       | Regarding   any funds held in trust for an obligor (such as escrow accounts):   (A) such funds are analyzed, in accordance with the obligor’s pool asset   documents, on at least an annual basis, or such other period specified in the   transaction agreements; (B) interest on such funds is paid, or credited,   to obligors in accordance with applicable pool asset documents and state laws;   and (C)                                                                                                     |       |                                                         |       |   | ** ** | **X** | ** ** |

 

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| **SERVICING CRITERIA** | ** ** | **APPLICABLE********SERVICING CRITERIA**                                                                                                                                                                                                                                                                                                                                                             | ** ** | **INAPPLICABLE********SERVICING********CRITERIA**            | ** ** |
|-----------------------------|------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------|--------------------------------------------------------------|------------|
| **Reference **         | ** ** | **Criteria**                                                                                                                                                                                                                                                                                                                                                                                              | ** ** | **Performed********Directly********by********New   Holland** | ** ** | **Performed********by********Vendor(s)********for which********New Holland********is the********Responsible********Party** | ** ** | **NOT performed by   New********Holland or by********subservicer(s) or********vendor(s) retained   by********New Holland** | ** ** |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                      |       |                                                         |       |   | ** ** | ** ** | ** ** |
|                        |       | such funds are returned to   the obligor within 30 calendar days of full repayment of the related pool   asset, or such other number of days specified in the transaction agreements.                                                                                                                                                                                                                     |       |                                                         |       |   | ** ** | ** ** | ** ** |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                      |       |                                                         |       |   | ** ** | ** ** | ** ** |
| 1122(d)(4)(xi)         |       | Payments   made on behalf of an obligor (such as tax or insurance payments) are made on   or before the related penalty or expiration dates, as indicated on the   appropriate bills or notices for such payments, provided that such support   has been received by the servicer at least 30 calendar days prior to these   dates, or such other number of days specified in the transaction agreements. |       |                                                         |       |   | ** ** | **X** | ** ** |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                      |       |                                                         |       |   | ** ** | ** ** | ** ** |
| 1122(d)(4)(xii)        |       | Any   late payment penalties in connection with any payment to be made on behalf of   an obligor are paid from the servicer’s funds and not charged to the obligor,   unless the late payment was due to the obligor’s error or omission.                                                                                                                                                       |       |                                                         |       |   | ** ** | **X** | ** ** |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                      |       |                                                         |       |   | ** ** | ** ** | ** ** |
| 1122(d)(4)(xiii)       |       | Disbursements   made on behalf of an obligor are posted within two business days to the obligor’s   records maintained by the servicer, or such other number of days specified in   the transaction agreements.                                                                                                                                                                                      |       |                                                         |       |   | ** ** | **X** | ** ** |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                      |       |                                                         |       |   | ** ** | ** ** | ** ** |
| 1122(d)(4)(xiv)        |       | Delinquencies,   charge-offs and uncollectable accounts are recognized and recorded in   accordance with the transaction agreements.                                                                                                                                                                                                                                                                      | ** ** | **X**                                                        |       |   |   |   |   |
|                        |       |                                                                                                                                                                                                                                                                                                                                                                                                      | ** ** | ** **                                                   |       |   |   |   |   |
| 1122(d)(4)(xv)         |       | Any   external enhancement or other support, identified in Item   1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained   as set forth in the transaction agreements.                                                                                                                                                                                                             |       |                                                         |       |   | ** ** | **X** | ** ** |

 

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