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                                                                             CHASE MANHATTAN AUTO OWNER TRUST
                                                                                      SERIES 1996-C
                                                                             STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
PERIOD 22                                                                                                                   PAGE # 1
DETERMINATION: 09-Oct-98                                                                                            Beginning 9/1/98
DISTRIBUTION: 15-Oct-98                                                                                               Ending 9/30/98
TIME: 10/19/98 12:22
                                                                        CLASS A-1 5.489% MONEY MARKET ASSET BACKED NOTES
                                                                        CLASS A-2 5.750% ASSET BACKED NOTES
                                                                        CLASS A-3 5.950% ASSET BACKED NOTES
                                                                        CLASS A-4 6.150% ASSET BACKED NOTES
                                                                        CLASS B-1 6.250% ASSET BACKED CERTIFICATES

                      ORIG PRINCIPAL        BEG PRINCIPAL        PRINCIPAL         INTEREST                 TOTAL      END PRINCIPAL
         CLASS            BALANCE              BALANCE         DISTRIBUTION      DISTRIBUTION           DISTRIBUTION       BALANCE
------------------------------------------------------------------------------------------------------------------------------------
<S>              <C>                   <C>                <C>                <C>               <C>                <C>           
       A-1 Notes        $225,000,000.00              $0.00              $0.00             $0.00              $0.00             $0.00
       A-2 Notes        $239,000,000.00              $0.00              $0.00             $0.00              $0.00             $0.00
       A-3 Notes        $324,000,000.00    $260,495,321.76     $21,107,682.18     $1,291,622.64     $22,399,304.82   $239,387,639.58
       A-4 Notes        $178,000,000.00    $178,000,000.00              $0.00       $912,250.00        $912,250.00   $178,000,000.00
------------------------------------------------------------------------------------------------------------------------------------
NOTES TOTALS            $966,000,000.00    $438,495,321.76     $21,107,682.18     $2,203,872.64     $23,311,554.82   $417,387,639.58
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          B-1            $30,938,845.63     $21,261,193.39        $675,271.57       $110,735.38        $786,006.95    $20,585,921.82
------------------------------------------------------------------------------------------------------------------------------------
   CERTIFICATE TOTALS    $30,938,845.63     $21,261,193.39        $675,271.57       $110,735.38        $786,006.95    $20,585,921.82
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         TOTALS         $996,938,845.63    $459,756,515.15     $21,782,953.75     $2,314,608.02     $24,097,561.77   $437,973,561.40
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     FACTOR   INFORMATION   PER   $1,000


                   PRINCIPAL            INTEREST            END PRINCIPAL
 CLASS           DISTRIBUTION         DISTRIBUTION            BALANCE
--------------------------------------------------------------------------------
   A-1           0.00000000           0.00000000            0.00000000
           ---------------------------------------------------------------------
   A-2           0.00000000           0.00000000            0.00000000
           ---------------------------------------------------------------------
   A-3          65.14716722           3.98648963          738.85073944
           ---------------------------------------------------------------------
   A-4           0.00000000           5.12500000        1,000.00000000
--------------------------------------------------------------------------------
Notes Totals    21.85060267           2.28144166          432.07830184          
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
  B-1           21.82601051           3.57916974          665.37459303
--------------------------------------------------------------------------------
 Certificate
       Totals   21.82601051           3.57916974          665.37459303
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
 TOTALS         21.84983948           2.32171515          439.31838279
--------------------------------------------------------------------------------





(C) COPYRIGHT 1998, CHASE MANHATTAN BANK
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<TABLE>

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                                                                               CHASE MANHATTAN AUTO OWNER TRUST
                                                                                         SERIES 1996-C
                                                                                STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
------------------------------------------------------------------------------------------------------------------------------------

PERIOD 22                                                                                                               PAGE     # 2
DETERMINATION: 9-Oct-98                                                                                             Beginning 9/1/98
DISTRIBUTION: 15-Oct-98                                                                                               Ending 9/30/98
TIME: 10/19/98 12:22



                                                                                                                        per $1000
Section 5.8 (iii)              Servicing Fee                                                    $383,130.43             .38430685


Section 5.8 (iv)               Administration Fee                                                 $1,000.00             .00100307


Section 5.8 (vi)               Pool Balance at the end of the Collection Period                             $437,973,561.40


Section 5.8 (vii)              Repurchase Amounts for Repurchased Receivable
                                                        By Seller                                                     $0.00
                                                        By Servicer                                             $125,143.48
                                                        TOTAL                                                   $125,143.48

Section 5.8 (viii)             Realized Net Losses for Collection Period                                        $310,058.37


Section 5.8 (ix)               Reserve Account Balance after Disbursement                                    $13,139,206.84


Section 5.8 (x)                Specified Reserve Account Balance                                             $13,139,206.84


Section 5.8 (xi)               Total Distribution Amount                                                     $25,045,739.82

                                                        Servicing Fee                                           $383,130.43
                                                        Administrative Fee                                        $1,000.00
                                                        Noteholders' Distribution Amount                     $23,311,554.82
                                                        Certificateholders' Distribution Amount                 $786,006.95
                                                        Deposit to Reserve Account                              $564,047.62









Section 5.8 (xii)              Noteholders' Distributable Amount


------------------------------------------------------------------------------------------------------------------------------------
 Class     Principal         Interest         Total      Prin (per $1000/orig)  Int (per $1000/orig)   Total (per $1000/orig)
------------------------------------------------------------------------------------------------------------------------------------
<S>   <C>             <C>             <C>            <C>               <C>                     <C>  
  A-1           $0.00           $0.00           $0.00        0.00000000              0.00000000            0.00000000
  A-2           $0.00           $0.00           $0.00        0.00000000              0.00000000            0.00000000
  A-3  $21,107,682.18   $1,291,622.64  $22,399,304.82       65.14716722              3.98648963           69.13365685
  A-4           $0.00     $912,250.00     $912,250.00        0.00000000              5.12500000            5.12500000
------------------------------------------------------------------------------------------------------------------------------------
 Total $21,107,682.18   $2,203,872.64  $23,311,554.82       21.85060267              2.28144166           24.13204433
------------------------------------------------------------------------------------------------------------------------------------


Section 5.8 (xiii)             Certificateholders' Distributable Amount


------------------------------------------------------------------------------------------------------------------------------------
 Class      Principal        Interest        Total          Prin (per $1000/orig)  Int (per $1000/orig)   Total (per $1000/orig)
------------------------------------------------------------------------------------------------------------------------------------
  B-1     $675,271.57       $110,735.38   $786,006.95           21.82601051              3.57916974           25.40518025
------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------
 Total    $675,271.57       $110,735.38   $786,006.95           21.82601051              3.57916974           25.40518025
------------------------------------------------------------------------------------------------------------------------------------


Section 5.8 (xiv)              Reserve Account Transfer Amount                          $564,047.62




(C) COPYRIGHT 1998, CHASE MANHATTAN BANK
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