-- Converted by SEC Publisher, created by BCL Technologies Inc., for SEC Filing






EXHIBIT 4 (b)(xvi) 


Sir David Manning, GCMG, CVO 

[               ]

[               ]

[               ]


25th January 2008 


DIRECTORSHIP 


I am delighted that you have agreed to join the boards of Lloyds TSB Group plc and Lloyds TSB Bank plc from 1st May, 2008. The two boards meet simultaneously. 


So that we may attend to the formalities, I should be grateful if you would review and complete the enclosed forms and return them to me. 


The Financial Services Authority have cleared your application for approved
person/directorship status. In that regard, directors must inform the FSA of any significant changes in their personal circumstances which may have an impact on their status as approved persons/directors.


Any future changes to the information included in these forms, including any which might affect your position as an independent non-executive director or constitute a conflict of interests, should be
routed through me, please. 


You will see from the items in the attached folder that non-executive directors are appointed for specified terms, with the initial term not exceeding three years, subject to the provisions of the
Companies Act and the articles of association, including those relating to election/reelection by the shareholders at annual general meetings.  Further terms would be appropriate, if you and the board were to agree in due course. 


An indication of the amount of time non-executive directors are expected to devote to the company’s affairs is outlined in section (5) of item 1(E) of the folder.  By accepting these appointments
you have confirmed that you are able to allocate sufficient time to meet the expectations of your role. We should, therefore, be grateful if you would seek the agreement of the Chairman before accepting additional commitments that might impact on
the time you are able to devote to your role as a non-executive director of the companies. 


There is also information in the folder about the role, duties and responsibilities of directors, as well as details regarding fees for board and committee membership. 






Lloyds TSB Group plc is registered in Scotland no. 95000 

Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH 

Lloyds TSB Bank plc is registered in England and Wales no. 2065 

Registered office: 25 Gresham Street, London EC2V 7HN 










Other information included in the folder relates to the process regarding the evaluation of the performance of the board, its committees and individual directors; directors’ and officers’
liability insurance; taking independent professional advice at the company’s expense; and board committees. 


It is the Group's current policy to indemnify its directors and a deed of indemnity is being prepared and I shall send it to you nearer the time of your appointment. 


Details about the induction arrangements for new directors are given in item 1(H) of the folder. We are, of course, developing your induction programme and I shall keep in touch with you in that regard.



As discussed, our directors may, if they wish, apply to the Registrar of Companies to have a "service address" recorded at Companies House for security purposes, rather than have their usual residential
address displayed in public.  I have drafted the form for you to complete accordingly.  You are encouraged to use the above mentioned Gresham Street address for business correspondence whenever appropriate. Arrangements will, of course, be made to
send you any mail received here. 


Directors are encouraged to hold shares in Lloyds TSB Group plc and unless you already have a shareholding, you may wish to buy some, so that it appears in the report and accounts, at the end of the
year, that you have a stake in the group.  In due course, the Group Compliance Director will send you details of the procedure for dealing in shares, together with explanatory notes on the code of market conduct/model code. 


I am sorry about the formality of this letter, which is designed to be publicly available, to meet corporate governance requirements. 


I hope that you will not hesitate to contact me for assistance in any matters during the term of your directorship. 












A.J. Michie 

Company Secretary 

Lloyds TSB Group plc and

Lloyds TSB Bank plc 








Enclosures 



Personal details

Personal folder 






Lloyds TSB Group plc is registered in Scotland no. 95000 

Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH

Lloyds TSB Bank plc is registered in England and Wales no. 2065 

Registered office: 25 Gresham Street, London EC2V 7HN