**UNITED STATESSECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM 10-K**

(Mark One)

**x****  ANNUAL REPORT PURSUANT TO SECTION13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

**For the fiscal year ended December 31, 2021or**

**o**** ****TRANSITIONREPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

**For the transition period from _____ to _____Commission file number of the issuing entity: 333-177891-01**

**Central Index Key Number of the issuing entity:0001550120**

**WFRBS Commercial Mortgage Trust2012-C7**

**(exact name of the issuing entity as specified in itscharter)**

** **

**Central Index Key Number of the depositor: 0001112998**

**RBS Commercial Funding Inc.**

**(exact name of the depositor as specified in itscharter)**

** **

**Central Index Key Number of the sponsor: 0000729153**

**NatWest Markets Plc**

**(exact name of the sponsor as specified in its charter)**

**(formerly known as TheRoyal Bank of Scotland plc)**

** **

**Central Index Key Number of the sponsor: 0001541615**

**RBS Financial Products Inc.**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0000740906**

**Wells Fargo Bank, NationalAssociation**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001542105**

**Basis Real Estate Capital II, LLC**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001555501**

**Liberty Island Group I LLC**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001541214**

**C-III Commercial Mortgage LLC**

**(exact name of the sponsor as specified in its charter)**

** **

| **New York****(State or other jurisdiction of  incorporation or organization of**

**the issuing entity)** | **38-3880053**

**38-3880054**

**38-3880055**

**38-7047663**

**(I.R.S. Employer**

**Identification Numbers)** |
|------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|

**c/o Wells Fargo Bank, National Association**

**as Certificate Administrator**

**9062 Old Annapolis Road**

**Columbia, MD**

**(Address of principalexecutive offices of the issuing entity)**

**21045**

**(Zip Code)**

**Registrant’s telephone number,including area code:**

**(203) 897-2700**

Securities registered pursuant to Section 12(b) of the Act:

| Title of each class | Trading Symbol(s) | Name of each  exchange on which registered |
|---------------------|-------------------|--------------------------------------------|
| None                |              |                                       |

 

Securities registered pursuant to Section 12(g) of theAct:  None.

Indicate by check mark if the registrant is a well-knownseasoned issuer, as defined in Rule 405 of the Securities Act.  o Yes ⌧No

Indicate by check mark if the registrant is not required tofile reports pursuant to Section 13 or Section 15(d) of the Act.  o Yes ⌧No

Indicate by check mark whether the registrant (1) has filedall reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter periodthat the registrant was required to file such reports), and (2) has beensubject to such filing requirements for the past 90 days.  ⌧ Yes oNo

Indicate by check mark whether the registrant has submittedelectronically and posted on its corporate Web site, if any, every InteractiveData File required to be submitted and posted pursuant to Rule 405 ofRegulation S-T (Section 232.405 of this chapter) during the preceding 12 months(or for such shorter period that the registrant was required to submit and postsuch files).

Not applicable.

Indicate by check mark if disclosure of delinquent filerspursuant to Item 405 of Regulation S-K (Section 229.405 of this chapter) is notcontained herein, and will not be contained, to the best of registrant’sknowledge, in definitive proxy or information statements incorporated byreference in Part III of this Form 10-K or any amendment to this Form10-K.   

Not applicable.

Indicate by check mark whether the registrant is a largeaccelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company.  See the definitions of“large accelerated filer,” “accelerated filer,” “smaller reporting company,”and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large acceleratedfiler        o                                                                                                       Acceleratedfiler                                     o

Non-acceleratedfiler          ⌧  (Do not check if asmaller reporting company)                          Smaller reporting company                    o

                                                                                                                                                       Emerging growthcompany                    o

If an emerging growth company, indicate by check mark if theregistrant has elected not to use the extended transition period for complyingwith any new or revised financial accounting standards provided pursuant toSection 13(a) of the Exchange Act.  o

Indicate by check mark whether the registrant has filed areport on and attestation to its management’s assessment of the effectivenessof its internal control over financial reporting under Section 404(b) of theSarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firmthat prepared or issued its audit report.  o

Indicate by check mark whether the registrant is a shellcompany (as defined in Rule 12b-2 of the Act).  o Yes ⌧ No

State the aggregate market value of the voting and non-votingcommon equity held by non-affiliates computed by reference to the price atwhich the common equity was last sold, or the average bid and asked price ofsuch common equity, as of the last business day of the registrant’s mostrecently completed second fiscal quarter.

Not applicable.

Indicate by check mark whether the registrant has filed alldocuments and reports required to be filed by Section 12, 13 or 15(d) of theSecurities Exchange Act of 1934 subsequent to the distribution of securitiesunder a plan confirmed by a court.  oYes oNo

Not applicable.

Indicate the number of shares outstanding of each of theregistrant’s classes of common stock, as of the latest practicable date.

Not applicable.

**DOCUMENTS INCORPORATED BY REFERENCE**

** **

List hereunder the following documents if incorporated byreference and the Part of the Form 10-K (e.g., Part I, Part II, etc.) intowhich the document is incorporated: (1) Any annual report to security holders;(2) Any proxy or information statement; and (3) Any prospectus filed pursuantto Rule 424(b) or (c) under the Securities Act of 1933. The listed documentsshould be clearly described for identification purposes (e.g., annual report tosecurity holders for fiscal year ended December 24, 1980).

Not applicable.

 

** **

**EXPLANATORY NOTES**

The Northridge Fashion Center Mortgage Loanand the Town Center at Cobb Mortgage Loan, which constituted approximately 14.3%and 11.8%, respectively, of the asset pool of the issuing entity as of itscut-off date, are each an asset of the issuing entity and are each part of aloan combination that includes the Northridge Fashion Center Mortgage Loan orthe Town Center at Cobb Mortgage Loan and one other pari passu loan, which isnot an asset of the issuing entity.  These loan combinations, includingthe Northridge Fashion Center Mortgage Loan and the Town Center at CobbMortgage Loan, are being serviced and administered pursuant to the Pooling andServicing Agreement, which is incorporated by reference as Exhibit 4 to thisAnnual Report on Form 10-K. 

Deutsche Bank Trust CompanyAmericas acts as trustee of the mortgage loans serviced under the Pooling andServicing Agreement.  Pursuant to the Pooling and Servicing Agreement, thetrustee is required to provide an assessment of compliance with applicableservicing criteria solely with respect to Item 1122(d)(2)(iii) of Regulation AB(regarding advances of funds or guarantees regarding collections, cash flows ordistributions, and any interest or other fees charged for such advances, aremade, reviewed and approved as specified in the transaction agreements). However, during the reporting period, the trustee did not perform any servicingfunction with respect to the servicing criteria specified in Item1122(d)(2)(iii) of Regulation AB.  The master servicer or the specialservicer, to the extent required, performed the servicing function identifiedwith respect to Item 1122(d)(2)(iii) of Regulation AB, and each such partyincluded Item 1122(d)(2)(iii) of Regulation AB in the assessment of compliancewith applicable servicing criteria and accountant’s attestation report for thesubject transaction.  As a result, this Annual Report on Form 10-K doesnot include an assessment of compliance with applicable servicing criteria ofthe trustee.  One or more other servicers of the mortgage loans servicedunder the Pooling and Servicing Agreement have delivered one or moreassessments of compliance with respect to Item 1122(d)(2)(iii) of RegulationAB.

ThisAnnual Report on Form 10-K includes assessments of compliance with applicableservicing criteria and accountants’ attestation reports from CoreLogicSolutions, LLC.  This entity was engaged by the master servicer under thePooling and Servicing Agreement (except with respect to those mortgage loansfor which PGIM Real Estate Loan Services, Inc. (formerly known as PrudentialAsset Resources, Inc.) is the primary servicer) and the primary servicer underthe Pooling and Servicing Agreement to remit tax payments received from theescrow accounts of borrowers to local taxing authorities, to report tax amountsdue, to verify tax parcel information, and to verify non-escrow tax payments. With respect to the reports provided as servicing function participant onbehalf of Wells Fargo Bank, National Association, servicing functions areincluded within the servicing criteria set forth in Items 1122(d)(4)(xi) and1122(d)(4)(xii) of Regulation AB.  With respect to the reports provided asservicing function participant on behalf of PGIM Real Estate Loan Services Inc.(formerly known as Prudential Asset Resources, Inc.), these servicing functionsare included within the servicing criteria set forth in Items 1122(d)(2)(ii),1122(d)(2)(vi), 1122(d)(4)(xi) and 1122(d)(4)(xii) or Regulation AB. Therefore, under the principles-based definition of “servicer” set forth inItem 1101(j) of Regulation AB that looks to the functions that an entityperforms, this vendor is a “servicer” for the purposes of Item 1122 ofRegulation AB.  See Compliance and DisclosureInterpretations, Section 301.01 (Item 1101(j)).

This Annual Report on Form 10-Kincludes an assessment of compliance with applicable servicing criteria, accountants’attestation report and servicer compliance statement from Computershare TrustCompany, National Association (“CTCNA”).  CTCNA was engaged byWells Fargo Bank, National Association (“Wells Fargo”), in its capacityas certificate administrator and custodian, to perform certain specifiedservicing functions identified in the assessment of compliance with applicableservicing criteria and accountants’ attestation reports.  Wells Fargoengaged CTCNA in connection with the sale of Wells Fargo’s corporate trustservices business to CTCNA and its affiliates.  Further, under theprinciples-based definition of “servicer” set forth in Item 1101(j) ofRegulation AB that looks to the functions that an entity performs, this partyis a “servicer” for the purposes of Item 1123 of Regulation AB.  SeeCompliance and Disclosure Interpretations, Section 301.01 (Item 1101(j)).

**PART I**

**Item 1.  Business.**

Omitted.

**Item 1A.  Risk Factors.**

Omitted.

**Item 1B.  Unresolved Staff Comments.**

None.

**Item 2.  Properties.**

Omitted.

**Item 3.  Legal Proceedings.**

Omitted.

**Item 4.  Mine Safety Disclosures.**

Not applicable.

**PART II**

**Item 5.  Market for Registrant’s Common Equity,Related Stockholder Matters and Issuer Purchases of Equity Securities.**

Omitted.

**Item 6.  Selected Financial Data.**

Omitted.

**Item 7.  Management’s Discussion and Analysis ofFinancial Condition and Results of Operations.**

Omitted.

**Item 7A.  Quantitative and Qualitative DisclosuresAbout Market Risk.**

Omitted.

**Item 8.  Financial Statements and Supplementary Data.**

Omitted.

**Item 9.  Changes in and Disagreements WithAccountants on Accounting and Financial Disclosure.**

Omitted.

**Item 9A.  Controls and Procedures.**

Omitted.

**Item 9B.  Other Information.**

None.

**PART III**

**Item 10.  Directors, Executive Officers and CorporateGovernance.**

Omitted.

**Item 11.  Executive Compensation.**

Omitted.

**Item 12.  Security Ownership of Certain BeneficialOwners and Management and Related Stockholder Matters.**

Omitted.

**Item 13.  Certain Relationships and RelatedTransactions, and Director Independence.**

Omitted.

**Item 14.  Principal Accounting Fees and Services.**

Omitted.

**ADDITIONAL DISCLOSURE ITEMS FOR REGULATION AB**

**Item 1112(b) of Regulation AB, Significant ObligorFinancial Information.**

The Northridge Fashion CenterMortgage Loan, which represented 10% or more of the pool assets held by theissuing entity as of its cut-off date, is no longer a pool asset.

The Town Center at Cobb MortgageLoan (Mortgage Loan Number 2 on Annex A of the prospectus supplement of theregistrant relating to the issuing entity filed on June 26, 2012 pursuant toRule 424(b)(5)) constitutes a significant obligor within the meaning of Item1101(k)(2) of Regulation AB as disclosed in the prospectus supplement.  Inaccordance with Item 1112(b) of Regulation AB, the most recent unaudited netoperating income of the significant obligor was $14,071,702.00 for thetwelve-month period ended December 31, 2021.

**Item 1114(b)(2) of Regulation AB, Significant EnhancementProvider Financial Information.**

No entity or group of affiliated entities provides any externalcreditenhancement or other support for the certificates within this transaction asdescribed under Item 1114(a) of Regulation AB.

**Item 1115(b) of Regulation AB, Certain DerivativesInstruments (Financial Information).**

No entity or group of affiliated entities provides anyderivative instruments or other support for the certificates within thistransaction as described under Item 1115 of Regulation AB.

**Item 1117 of Regulation AB, Legal Proceedings.**

The registrant knows of no material pending legal proceedinginvolving the trust or any party related to the trust, other than routinelitigation incidental to the duties of those respective parties, and thefollowing, with respect to Deutsche Bank Trust Company Americas, as Trustee,and Wells Fargo Bank, National Association, as Certificate Administrator andCustodian.

Deutsche Bank Trust Company Americas (“DBTCA”) andDeutsche Bank National Trust Company (“DBNTC”) have been sued byinvestors in civil litigation concerning their roles as trustees of certainresidential mortgage-backed securities (“RMBS”) trusts. 

On June 18, 2014, a group of investors, including fundsmanaged by Blackrock Advisors, LLC, PIMCO-Advisors, L.P., and others, filed anaction against DBNTC and DBTCA in New York State Supreme Court alleging thatDBNTC and DBTCA failed to perform purported duties, as trustees for 544private-label RMBS trusts, to enforce breaches of representations andwarranties as to mortgage loans held by the trusts and to enforce breaches byservicers of their mortgage loan servicing obligations for the trusts. During the course of the litigation, plaintiffs dismissed the case from NewYork State Supreme Court and refiled two separate cases, one in the U.S. DistrictCourt for the Southern District of New York (the “BlackRock SDNY Case”)and the other in the Superior Court of California, Orange County (the “BlackRockCalifornia Case”).  Pursuant to a settlement among the parties, theBlackRock SDNY Case was dismissed on December 6, 2018, and the BlackRockCalifornia Case was dismissed on January 11, 2019.

On September 27, 2017, DBTCA was added as a defendant to acase brought by certain special purpose entities including Phoenix Light SFLimited in the U.S. District Court for the Southern District of New York, inwhich the plaintiffs previously alleged incorrectly that DBNTC served astrustee for all forty-three of the trusts at issue.  On September 27,2017, plaintiffs filed a third amended complaint that names DBTCA as adefendant in addition to DBNTC.  DBTCA serves as trustee for one of theforty-three trusts at issue.  DBNTC serves as trustee for the otherforty-two trusts at issue.  Plaintiffs’ third amended complaint bringsclaims for violation of the U.S. Trust Indenture Act of 1939 (“TIA”);breach of contract; breach of fiduciary duty; negligence and gross negligence;violation of New York’s Streit Act; and breach of the covenant of goodfaith.  However, in the third amended complaint, plaintiffs acknowledgethat, before DBTCA was added to the case, the court dismissed plaintiffs’ TIAAct claims, negligence and gross negligence claims, Streit Act claims, claimsfor breach of the covenant of good faith, and certain theories of plaintiffs’breach of contract claims, and plaintiffs only include these claims to preserveany rights on appeal.  Plaintiffs allege damages of “hundreds of millionsof dollars.”  On November 13, 2017, DBNTC and DBTCA filed an answer to thethird amended complaint.  On December 7, 2018, DBNTC and DBTCA filed amotion for summary judgment.  Also on December 7, 2018, plaintiffs,jointly with Commerzbank AG (see description of Commerzbank case below),filed a motion for partial summary judgment.  On October 27, 2021, DBNTCand DBTCA filed a supplemental motion for summary judgment relating toplaintiffs’ standing.  On February 8, 2022, the court issued an order inwhich it granted DBNTC and DBTCA’s supplemental motion for summary judgment,granted in part DBNTC and DBTCA’s initial motion for summary judgment, anddenied plaintiffs’ motion for partial summary judgment.  As a result ofthat order, all of plaintiffs’ claims were dismissed with prejudice.

On November 30, 2017, DBTCA was added as a defendant to acase brought by Commerzbank AG (“Commerzbank”) in the U.S. DistrictCourt for the Southern District of New York, in which Commerzbank previouslyalleged incorrectly that DBNTC served as trustee for all fifty of the trusts atissue.  On November 30, 2017, Commerzbank filed a second amended complaintthat names DBTCA as a defendant in addition to DBNTC.  DBTCA serves astrustee for one of the fifty trusts at issue.  DBNTC serves as trustee forthe other forty-nine trusts at issue.  Commerzbank’s second amendedcomplaint brings claims for violation of the TIA; breach of contract; breach offiduciary duty; negligence; violation of the Streit Act; and breach of thecovenant of good faith.  However, in the second amended complaint,Commerzbank acknowledges that, before DBTCA was added to the case, the courtdismissed Commerzbank’s TIA claims for the trusts governed by pooling andservicing agreements, as well as its Streit Act claims and claims for breach ofthe covenant of good faith, and Commerzbank only includes these claims topreserve any rights on appeal.  The second amended complaint alleges thatDBNTC and DBTCA caused Commerzbank to suffer “hundreds of millions of dollarsin losses,” but the complaint does not include a demand for money damages in asum certain.  On January 29, 2018, DBNTC and DBTCA filed an answer to thesecond amended complaint.  On December 7, 2018, DBNTC and DBTCA filed amotion for summary judgment.  Also on December 7, 2018, Commerzbank,jointly with the Phoenix Light plaintiffs, filed a motion for partial summaryjudgment.  On February 8, 2022, the court issued an order in which itgranted in part DBNTC and DBTCA’s motion for summary judgment and deniedplaintiffs’ motion for partial summary judgment.  As a result of thatorder, many of plaintiffs’ claims and theories were dismissed withprejudice.  Discovery is ongoing.

On December 30, 2015, IKB International, S.A. in Liquidationand IKB Deutsche Industriebank A.G. (collectively, “IKB”), as aninvestor in thirty-seven RMBS trusts, filed a summons with notice in the SupremeCourt of the State of New York, New York County, against DBNTC and DBTCA astrustees of the trusts.  On May 27, 2016, IKB served its complaintasserting claims for breach of contract, breach of fiduciary duty, breach ofduty to avoid conflicts of interest, violation of the Streit Act, violation ofthe TIA, violation of Regulation AB, and violation of Section 9 of the UniformCommercial Code.  IKB alleges that DBNTC and DBTCA are liable for overU.S. $268 million in damages.  On October 5, 2016, DBNTC and DBTCA,together with several other trustees defending lawsuits by IKB, filed a jointmotion to dismiss.  On January 6, 2017 and June 20, 2017, IKB voluntarilydismissed with prejudice all claims as to seven trusts.  On January 27,2021, the court granted in part and denied in part DBNTC and DBTCA’s motion todismiss.  The court granted the motion to dismiss with respect to IKB’sclaims for violations of the Streit Act, Regulation AB, and Section 9 of theUniform Commercial Code, as well as certain aspects of IKB’s claims for breachof contract, breach of fiduciary duty, and violation of the TIA.  Thecourt denied the remainder of the motion to dismiss.  IKB’s remainingclaims for breach of contract, breach of fiduciary duty, breach of duty to avoidconflicts of interest, and violation of the TIA will proceed.  On May 10,2021, DBNTC and DBTCA filed a notice of appeal with the New York Supreme CourtAppellate Division, First Department, regarding certain aspects of the court’sorder on the motion to dismiss.  That appeal has been fully briefed. On May 20, 2021, IKB filed a notice of cross appeal with respect to otheraspects of that order.  That appeal is being briefed.  On June 2,2021, IKB filed a motion for re-argument regarding certain aspects of the court’sorder on the motion to dismiss, which the court denied on August 3, 2021. On May 13, 2021, DBNTC and DBTCA filed an answer to the complaint.  OnOctober 28, 2021, the parties filed a stipulation, voluntarily dismissing withprejudice all claims as to seven additional trusts.  On December 29, 2021,the parties filed a stipulation, voluntarily dismissing with prejudice allclaims as to one additional trust.  Discovery is ongoing.

It is DBTCA’s belief that it has no pending legal proceedings(including, based on DBTCA’s present evaluation, the litigation disclosed inthe foregoing paragraphs) that would materially affect its ability to performits duties under the related servicing agreement for this transaction.

In December 2014, Phoenix Light SF Limited and certainrelated entities and the National Credit Union Administration (“NCUA”)filed complaints in the United States District Court for the Southern Districtof New York against Wells Fargo Bank, alleging claims against Wells Fargo Bankin its capacity as trustee for a number of residential mortgage-backedsecurities trusts.  Complaints raising similar allegations have been filedby Commerzbank AG in the Southern District of New York and by IKB Internationaland IKB Deutsche Industriebank in New York state court.  In each case, theplaintiffs allege that Wells Fargo Bank, as trustee, caused losses toinvestors, and plaintiffs assert causes of action based upon, among otherthings, the trustee’s alleged failure to notify and enforce repurchase obligationsof mortgage loan sellers for purported breaches of representations andwarranties, notify investors of alleged events of default, and abide byappropriate standards of care following alleged events of default.  WellsFargo Bank previously settled two class action lawsuits with similarallegations that were filed in November 2014 and December 2016 by institutionalinvestors in the Southern District of New York and New York state court,respectively.  In addition, Park Royal I LLC and Park Royal II LLC havefiled complaints in New York state court alleging Wells Fargo Bank, N.A., astrustee, failed to take appropriate actions upon learning of defective mortgageloan documentation.  In March 2021, the Company entered into an agreementto resolve the case filed by the NCUA.

 

In addition to the foregoingcases, in August 2014 and August 2015 Nomura Credit & Capital Inc. (“Nomura”)and Natixis Real Estate Holdings, LLC (“Natixis”) filed a total of seventhird-party complaints against Wells Fargo Bank in New York state court. In the underlying first-party actions, Nomura and Natixis have been suedfor alleged breaches of representations and warranties made in connection withresidential mortgage-backed securities sponsored by them.  In thethird-party actions, Nomura and Natixis allege that Wells Fargo Bank, as masterservicer, primary servicer or securities administrator, failed to notify Nomuraand Natixis of their own breaches, failed to properly oversee the primaryservicers, and failed to adhere to accepted servicing practices.  Natixisadditionally alleges that Wells Fargo Bank failed to perform default oversightduties.  Wells Fargo Bank has asserted counterclaims alleging that Nomuraand Natixis failed to provide Wells Fargo Bank notice of their representationand warranty breaches.

 

With respect to each of the foregoing litigations, WellsFargo Bank believes plaintiffs’ claims are without merit and intends to contestthe claims vigorously, but there can be no assurances as to the outcome of thelitigations or the possible impact of the litigations on Wells Fargo Bank orthe related RMBS trusts.

**Item 1119 of Regulation AB, Affiliations and CertainRelationships and Related Transactions.**

The information regarding this Item has been previouslyprovided in a prospectus supplement of the Registrant relating to the issuingentity filed on June 26, 2012 pursuant to Rule 424(b)(5).

**Item 1122 of Regulation AB, Compliance with ApplicableServicing Criteria.**

The reports on assessments of compliance with the servicing criteriafor asset-backed securities and related attestation reports on such assessmentsof compliance with respect to the mortgage loans are attached hereto under Item15 to this Annual Report on Form 10-K. Attached as Schedule III to the Poolingand Servicing Agreement incorporated by reference as Exhibit 4 to this AnnualReport on Form 10-K is a chart identifying the entities participating in aservicing function for the transaction responsible for each applicableservicing criteria set forth in Item 1122(d).

**Item 1123 of Regulation AB, Servicer Compliance Statement.**

The servicer compliance statements are attached as Exhibitsto this Annual Report on Form 10-K.

**PART IV**

**Item 15. Exhibits, Financial Statement Schedules**

(a) The following is a list of documents filed as part ofthis Annual Report on Form 10-K:

(1) Not applicable

(2) Not applicable

(3) See below

4             Pooling and Servicing Agreement, dated as of June 1,2012, by and among RBS Commercial Funding Inc., as Depositor, Wells Fargo Bank,National Association, as Master Servicer, Torchlight Loan Services, LLC, asSpecial Servicer, TriMont Real Estate Advisors, Inc., as Trust Advisor, WellsFargo Bank, National Association, as Certificate Administrator, TaxAdministrator and Custodian and Deutsche Bank Trust Company Americas, asTrustee (filed as Exhibit 4.1 to the registrant’s Current Report on Form 8-Kfiled on March 4, 2013 under Commission File No. 333-177891-01 and incorporatedby reference herein).

31           Rule 13a-14(d)/15d-14(d) Certifications.

33           Reports on assessment of compliance with servicing criteria for asset-backedsecurities.

33.1        Wells Fargo Bank, National Association, as MasterServicer

33.2        KeyBank National Association, as Special Servicer

33.3        Deutsche Bank Trust Company Americas, as Trustee (Omitted.  SeeExplanatory Notes.)

33.4        Wells Fargo Bank, National Association, asCertificate Administrator

33.5        Wells Fargo Bank, National Association, asCustodian

33.6        Trimont Real Estate Advisors, LLC (f/k/a TriMontReal Estate Advisors, Inc.), as Trust Advisor

33.7        CoreLogic Solutions, LLC, as Servicing FunctionParticipant

33.8        PGIM Real Estate LoanServices, Inc. (formerly known as Prudential Asset Resources, Inc.), as PrimaryServicer

33.9        CoreLogic Solutions, LLC, as Servicing FunctionParticipant for PGIM Real Estate Loan Services, Inc. (formerly known asPrudential Asset Resources, Inc.) (see Exhibit 33.7)

33.10      Computershare Trust Company, National Association,as Servicing Function Participant for the Certificate Administrator on andafter November 1, 2021

33.11      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021

33.12      Wells Fargo Bank, National Association, as PrimaryServicer of the Northridge Fashion Center Mortgage Loan (see Exhibit 33.1)

33.13      KeyBank National Association, as Special Servicerof the Northridge Fashion Center Mortgage Loan (see Exhibit 33.2)

33.14      Deutsche Bank Trust Company Americas, as Trustee of the Northridge FashionCenter Mortgage Loan (Omitted.  See Explanatory Notes.)

33.15      Wells Fargo Bank, National Association, asCustodian of the Northridge Fashion Center Mortgage Loan (see Exhibit 33.5)

33.16      Trimont Real Estate Advisors, LLC (f/k/a TriMontReal Estate Advisors, Inc.), as Trust Advisor of the Northridge Fashion CenterMortgage Loan (see Exhibit 33.6)

33.17      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the Northridge Fashion Center Mortgage Loan (see Exhibit 33.7)

33.18      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 33.11)

33.19      Wells Fargo Bank, National Association, as PrimaryServicer of the Town Center at Cobb Mortgage Loan (see Exhibit 33.1)

33.20      KeyBank National Association, as Special Servicerof the Town Center at Cobb Mortgage Loan (see Exhibit 33.2)

33.21      Deutsche Bank Trust Company Americas, as Trustee of the Town Center at CobbMortgage Loan (Omitted.  See Explanatory Notes.)

33.22      Wells Fargo Bank, National Association, asCustodian of the Town Center at Cobb Mortgage Loan (see Exhibit 33.5)

33.23      Trimont Real Estate Advisors, LLC (f/k/a TriMontReal Estate Advisors, Inc.), as Trust Advisor of the Town Center at CobbMortgage Loan (see Exhibit 33.6)

33.24      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the Town Center at Cobb Mortgage Loan (see Exhibit 33.7)

33.25      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 33.11)

34           Attestationreports on assessment of compliance with servicing criteria for asset-backedsecurities.

34.1        Wells Fargo Bank, National Association, as MasterServicer

34.2        KeyBank National Association, as Special Servicer

34.3        Deutsche Bank Trust Company Americas, as Trustee (Omitted.  SeeExplanatory Notes.)

34.4        Wells Fargo Bank, National Association, asCertificate Administrator

34.5        Wells Fargo Bank, National Association, asCustodian

34.6        Trimont Real Estate Advisors, LLC (f/k/a TriMontReal Estate Advisors, Inc.), as Trust Advisor

34.7        CoreLogic Solutions, LLC, as Servicing FunctionParticipant

34.8        PGIM Real Estate LoanServices, Inc. (formerly known as Prudential Asset Resources, Inc.), as PrimaryServicer

34.9        CoreLogic Solutions, LLC, as Servicing FunctionParticipant for PGIM Real Estate Loan Services, Inc. (formerly known asPrudential Asset Resources, Inc.) (see Exhibit 34.7)

34.10      Computershare Trust Company, National Association,as Servicing Function Participant for the Certificate Administrator on andafter November 1, 2021

34.11      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021

34.12      Wells Fargo Bank, National Association, as PrimaryServicer of the Northridge Fashion Center Mortgage Loan (see Exhibit 34.1)

34.13      KeyBank National Association, as Special Servicerof the Northridge Fashion Center Mortgage Loan (see Exhibit 34.2)

34.14      Deutsche Bank Trust Company Americas, as Trustee of the Northridge FashionCenter Mortgage Loan (Omitted.  See Explanatory Notes.)

34.15      Wells Fargo Bank, National Association, asCustodian of the Northridge Fashion Center Mortgage Loan (see Exhibit 34.5)

34.16      Trimont Real Estate Advisors, LLC (f/k/a TriMontReal Estate Advisors, Inc.), as Trust Advisor of the Northridge Fashion CenterMortgage Loan (see Exhibit 34.6)

34.17      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the Northridge Fashion Center Mortgage Loan (see Exhibit 34.7)

34.18      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 34.11)

34.19      Wells Fargo Bank, National Association, as PrimaryServicer of the Town Center at Cobb Mortgage Loan (see Exhibit 34.1)

34.20      KeyBank National Association, as Special Servicerof the Town Center at Cobb Mortgage Loan (see Exhibit 34.2)

34.21      Deutsche Bank Trust Company Americas, as Trustee of the Town Center at CobbMortgage Loan (Omitted.  See Explanatory Notes.)

34.22      Wells Fargo Bank, National Association, asCustodian of the Town Center at Cobb Mortgage Loan (see Exhibit 34.5)

34.23      Trimont Real Estate Advisors, LLC (f/k/a TriMontReal Estate Advisors, Inc.), as Trust Advisor of the Town Center at Cobb MortgageLoan (see Exhibit 34.6)

34.24      CoreLogic Solutions, LLC, as Servicing FunctionParticipant of the Town Center at Cobb Mortgage Loan (see Exhibit 34.7)

34.25      Computershare Trust Company, National Association,as Servicing Function Participant for the Custodian on and after November 1,2021 (see Exhibit 34.11)

35           Servicer compliance statements.

35.1        Wells Fargo Bank, National Association, as MasterServicer

35.2        KeyBank National Association, as Special Servicer

35.3        Wells Fargo Bank, National Association, asCertificate Administrator

35.4        Computershare Trust Company, National Association,as Servicing Function Participant for the Certificate Administrator on andafter November 1, 2021

35.5        PGIM Real Estate LoanServices, Inc. (formerly known as Prudential Asset Resources, Inc.), as PrimaryServicer

35.6        Wells Fargo Bank, National Association, as PrimaryServicer of the Northridge Fashion Center Mortgage Loan (see Exhibit 35.1)

35.7        KeyBank National Association, as Special Servicerof the Northridge Fashion Center Mortgage Loan (see Exhibit 35.2)

35.8        Wells Fargo Bank, National Association, as PrimaryServicer of the Town Center at Cobb Mortgage Loan (see Exhibit 35.1)

35.9        KeyBank National Association, as Special Servicerof the Town Center at Cobb Mortgage Loan (see Exhibit 35.2)

99.1        Mortgage Loan Purchase Agreement, dated as of June 7,2012, between RBS Commercial Funding Inc. and The Royal Bank of Scotland plc(filed as Exhibit 99.1 to the registrant’s Current Report on Form 8-K filed onMarch 4, 2013 under Commission File No. 333-177891-01 and incorporated byreference herein)

99.2        Mortgage Loan Purchase Agreement, dated as of June 7,2012, between RBS Commercial Funding Inc. and RBS Financial Products Inc.(filed as Exhibit 99.3 to the registrant’s Current Report on Form 8-K filed onMarch 4, 2013 under Commission File No. 333-177891-01 and incorporated byreference herein)

99.3        Mortgage Loan Purchase Agreement, dated as of June 7,2012, between RBS Commercial Funding Inc. and Wells Fargo Bank, NationalAssociation (filed as Exhibit 99.2 to the registrant’s Current Report on Form8-K filed on March 4, 2013 under Commission File No. 333-177891-01 andincorporated by reference herein)

99.4        Mortgage Loan Purchase Agreement, dated as of June 7,2012, among RBS Commercial Funding Inc., Basis Real Estate Capital II, LLC andBasis Investment Group LLC (filed as Exhibit 99.4 to the registrant’s CurrentReport on Form 8-K filed on March 4, 2013 under Commission File No.333-177891-01 and incorporated by reference herein)

99.5        Mortgage Loan Purchase Agreement, dated as of June 7,2012, among RBS Commercial Funding Inc., Liberty Island Group I LLC and LibertyIsland Group LLC (filed as Exhibit 99.5 to the registrant’s Current Report onForm 8-K filed on March 4, 2013 under Commission File No. 333-177891-01 andincorporated by reference herein)

99.6        Mortgage Loan Purchase Agreement, dated as of June 7, 2012,between RBS Commercial Funding Inc. and C-III Commercial Mortgage LLC (filed asExhibit 99.6 to the registrant’s Current Report on Form 8-K filed on March 4,2013 under Commission File No. 333-177891-01 and incorporated by referenceherein)

(b)   The exhibits required to be filed by theRegistrant pursuant to Item 601 of Regulation S-K are listed above.

(c)    Not Applicable.

 

**SIGNATURES**

Pursuant to the requirements of Section 13 or 15(d) of theSecurities Exchange Act of 1934, the registrant has duly caused this report tobe signed on its behalf by the undersigned, thereunto duly authorized.

RBS Commercial Funding Inc.(Depositor)

/s/ SimchaHerzog

SimchaHerzog, President

(senior officer in charge ofsecuritization of the depositor)

Date: March 22, 2022