### **CHAPTER 46—GOVERNMENT SPONSORED ENTERPRISES**

Sec.
4501.
Congressional findings.
4502.
Definitions.
4503.
Protection of taxpayers against liability.

#### SUBCHAPTER I—SUPERVISION AND REGULATION OF ENTERPRISES

#### Part A—Financial Safety and Soundness Regulator

4511.
Establishment of the Federal Housing Finance Agency.
4512.
Director.
4513.
Duties and authorities of Director.
4513a.
Federal Housing Finance Oversight Board.
4513b.
Prudential management and operations standards.
4514.
Authority to require reports by regulated entities.
4514a.
Study and reports on guarantee fees.
4515.
Personnel.
4516.
Funding.
4517.
Examinations.
4518.
Prohibition and withholding of executive compensation.
4518a.
Limitation on bonuses to executives of Fannie Mae and Freddie Mac.
4519.
Authority to provide for review of regulated entities.
4520.
Minority and women inclusion; diversity requirements.
4521.
Annual reports by Director.
4522.
Public disclosure of final orders and agreements.
4523.
Limitation on subsequent employment.
4524.
Audits by GAO.
4525.
Information, records, and meetings.
4526.
Regulations and orders.
4527.
Data standards.
4528.
Open data publication.

#### Part B—Additional Authorities of the Director

#### subpart 1—general authority

4541.
Prior approval authority for products.
4542.
Housing Price Index.
4543.
Public access to mortgage information.
4544.
Annual housing report.
4545.
Fair housing.
4546.
Prohibition of public disclosure of proprietary information.
4547.
Enterprise guarantee fees.
4548.
Regulations for use of credit scores.

#### subpart 2—housing goals

4561.
Establishment of housing goals.
4562.
Single-family housing goals.
4563.
Multifamily special affordable housing goal.
4564.
Discretionary adjustment of housing goals.
4565.
Duty to serve underserved markets and other requirements.
4566.
Monitoring and enforcing compliance with housing goals.
4567.
Affordable housing allocations.
4568.
Housing Trust Fund.
4569.
Capital Magnet Fund.

#### subpart 3—enforcement

4581.
Cease and desist proceedings.
4582.
Hearings.
4583.
Judicial review.
4584.
Enforcement and jurisdiction.
4585.
Civil money penalties.
4586.
Public disclosure of final orders and agreements.
4587.
Notice of service.
4588.
Subpoena authority.
4589.
Repealed.

#### Part C—Miscellaneous Provisions

4601.
Review of underwriting guidelines.
4602.
Studies of effects of privatization of FNMA and FHLMC.
4603.
Transition.

#### SUBCHAPTER II—REQUIRED CAPITAL LEVELS FOR REGULATED ENTITIES, SPECIAL ENFORCEMENT POWERS, AND REVIEWS OF ASSETS AND LIABILITIES

4611.
Risk-based capital levels for regulated entities.
4612.
Minimum capital levels.
4613.
Critical capital levels.
4614.
Capital classifications.
4615.
Supervisory actions applicable to undercapitalized regulated entities.
4616.
Supervisory actions applicable to significantly undercapitalized regulated entities.
4617.
Authority over critically undercapitalized regulated entities.
4618.
Notice of classification and enforcement action.
4619 to 4621. Repealed.
4622.
Capital restoration plans.
4623.
Judicial review of Director action.
4624.
Reviews of enterprise assets and liabilities.

#### SUBCHAPTER III—ENFORCEMENT PROVISIONS

4631.
Cease-and-desist proceedings.
4632.
Temporary cease-and-desist orders.
4633.
Hearings.
4634.
Judicial review.
4635.
Enforcement and jurisdiction.
4636.
Civil money penalties.
4636a.
Removal and prohibition authority.
4636b.
Criminal penalty.
4637.
Notice after separation from service.
4638.
Private rights of action.
4639.
Public disclosure of final orders and agreements.
4640.
Notice of service.
4641.
Subpoena authority.
4642.
Reporting of fraudulent loans.