FILED

U.S. COURT OF APPEALS

ELEVENTH CIRCUIT

OCT 8, 2010

JOHN LEY

 CLERK

 [DO NOT PUBLISH]

IN THE UNITED STATES COURT OF APPEALS

FOR THE ELEVENTH CIRCUIT

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No. 10-10359

Non-Argument Calendar

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D. C. Docket No. 1:07-cv-21093-JLK

JOHN JAFFE, 

BARBARA JAFFE, 

Plaintiffs-Appellants, 

versus

BANK OF AMERICA CORPORATION, N.A., 

AGRICULTURAL BANK OF CHINA, 

Defendants-Appellees. 

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Appeal from the United States District Court

for the Southern District of Florida

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(October 8, 2010)

Before BLACK, CARNES and MARCUS, Circuit Judges.

PER CURIAM:
John and Barbara Jaffe appeal the district court’s order granting Bank of

America, N.A.’s (BOA) motion for attorneys’ fees, costs, and expenses. On

appeal, the Jaffes contend the district court’s order was erroneous because: (1) the

Jaffes did not assent to the attorneys’ fees and costs provision of the Application

and Agreement governing the Letter of Credit, and (2) the Jaffes were not liable

for attorneys’ fees and costs under Fla. Stat. § 675.111. After review, we affirm 1

the district court’s thorough and well-reasoned order.2

I.

In 2004, the Jaffes executed Bank of America’s Application and Agreement

for Standby Letter of Credit (Application and Agreement). On page two, the

Application and Agreement included a provision stating the Jaffes would:

[I]ndemnify and hold Bank of America harmless from and against . . .

all costs and expenses (including reasonable attorneys’ fees . . . and

 The Jaffes do not raise any substantive argument regarding the district court’s 1

conclusion that Agricultural Bank of China (ABC) is entitled to the proceeds of the posted

injunction bond of $150,000. This issue is deemed waived. See United States v. Flores, 572

F.3d 1254, 1265 n.3 (11th Cir. 2009). The Jaffes also do not contest the reasonableness of the

attorneys’ fees, costs, and expenses awarded to BOA. They did not contest reasonableness of

BOA’s fees and costs in the district court, either, despite numerous opportunities to do so. This

issue is also deemed waived. See Eagle Hosp. Physicians, LLC v. SRG Consulting, Inc., 561

F.3d 1298, 1303–04 (11th Cir. 2009).

 We review a district court’s order of attorneys’ fees and costs for abuse of discretion, 2

reviewing questions of law de novo and findings of fact for clear error. Atlanta Journal &

Constitution v. City of Atlanta Dep’t of Aviation, 442 F.3d 1283, 1287 (11th Cir. 2006).

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legal expenses) of all claims or legal proceedings arising out of the

issuance by Bank of America of the Letter of Credit . . . including,

without limitation, legal proceedings related to any court order,

injunction, or other process or decree seeking to restrain Bank of

America from paying any amount under the Letter of Credit. 

On appeal, the Jaffes contend they did not assent to this provision on page two of

the three-page Application and Agreement. The Jaffes also contend any recovery

under this provision should be limited to BOA’s counterclaim for indemnification. 

The district court’s finding that the Jaffes executed the Application and

Agreement, including the page containing the attorney’s fees provision, was not

clearly erroneous. See Anderson v. City of Bessemer City, 470 U.S. 564, 573–75

(1985) (stating under the clear error standard, a district court’s factual findings

must be upheld if its interpretation of the evidence is plausible). In making this

finding, the district court relied upon the parties’ Revised Joint Pretrial Stipulation

stating the Jaffes “executed an Application and Agreement for Standby Letter of

Credit, and are bound by its terms.” The district court also relied on the fact that

the Application and Agreement—including page two—was marked and admitted

into evidence at trial, without objection from the Jaffes. Moreover, “Mr. Jaffe

himself identified the exhibit as the application while on the stand.”

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The district court also did not err in concluding all of the Jaffes’ claims

against BOA fell within the scope of the Application and Agreement’s provision

for attorneys’ fees, costs, and expenses. The provision is broadly worded,

encompassing “all costs and expenses . . . of all claims or legal proceedings arising

out of the issuance by Bank of America of the Letter of Credit . . . .” Here, all of

the claims asserted against BOA—which included an injunction to restrain BOA’s

payment of the Letter of Credit, an alleged breach of fiduciary duty, equitable

estoppel, and negligent misrepresentation—purported to arise from the issuance of

the Letter of Credit or constituted legal proceedings relating to the Jaffes’ attempt

to enjoin BOA from paying the Letter of Credit. Accordingly, the district court

did not err in concluding BOA was entitled to an award of attorneys’ fees and

costs under the Application and Agreement. 

II.

The district court also concluded BOA was entitled to attorneys’ fees and

litigation expenses under a separate source, Fla. Stat. § 675.111(5). On appeal, the

Jaffes contend this finding was erroneous because they did not seek injunctive

relief against BOA under the Florida Statute.

Florida Statute § 675.111(5) states: “Reasonable attorney’s fees and other

expenses of litigation must be awarded to the prevailing party in an action in

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which a remedy is sought under this chapter.” There is no dispute BOA was the

prevailing party. In both their original and amended complaints, the Jaffes

expressly sought an injunction against BOA pursuant to Fla. Stat. § 675.109(2).

Under the plain language of Fla. Stat. § 675.111(5), reasonable attorneys’ fees and

the expenses of litigation must be awarded to BOA, as the prevailing party,

because the Jaffes’ suit was an action in which a remedy was sought under chapter

675. Thus, the district court did not err in awarding reasonable attorneys’ fees and

litigation expenses to BOA, the prevailing party, under Fla. Stat. § 675.111(5).

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AFFIRMED.

 The Jaffes also contend any recovery under Fla. Stat. § 675.111 would be limited to 3

their claim for injunctive relief. We need not consider this issue, as BOA is entitled to attorneys’

fees on the Jaffes’ other claims under the Application and Agreement.

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