| **Note 5 – Other Real Estate Owned (“OREO”)** | 3 Months Ended                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
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| Real Estate Owned [Text Block]                                     | **Note 5 – Other Real Estate Owned        (“OREO”)**

        A summary of OREO, net of valuation allowances for the        periods indicated is as follows:      

                           

              Three months ended March 31, 2012            

              Year ended December 31, 2011            

                           

              ($ in thousands)            

              Balance at beginning of period            

              $            

              4,404             

              $            

              4,230             

              Transfer of loans at net realizable value to OREO            

              465             

              2,631             

              Sale proceeds            

              (552)            

              (1,995)            

              Loans made in sale of OREO            

              0             

              (75)            

              Net gain (loss) from sale of OREO            

              (73)            

              241             

              Provision for write-downs charged to operations            

              (80)            

              (628)            

              Balance at end of period            

              $            

              4,164             

              $            

              4,404             

        An analysis of the valuation allowance on OREO, included in        the above table, is as follows:      

                           

              Three months ended March 31, 2012            

              Year ended December 31, 2011            

                           

                                      ($              in thousands)            

              Balance at beginning of period            

              $            

              410             

              $            

              2,788             

              Provision for write-downs charged to operations            

              80             

              628             

              Amounts related to OREO disposed of            

              (155)            

              (3,006)            

              Balance at end of period            

              $            

              335             

              $            

              410             

        OREO was $4,164 at March 31, 2012, compared to $4,404 at        December 31, 2011.  The properties held as OREO        at March 31, 2012 consisted of $3,293 of commercial real        estate (the largest being $1,744 related to a hotel/water        park project), $718 real estate construction loans, and        $153 residential real estate.  OREO as of year -end        2011 consisted of $3,170 of commercial real estate (the        largest being $1,744 related to a hotel/water park        project), $946 real estate construction, and $288        residential real estate.  Management monitors        properties held to minimize the Company’s risk of        loss. Evaluations of the fair market value of the OREO        properties are done quarterly and valuation adjustments, if        necessary, are recorded in our consolidated financial        statements.      

        For the three months ended March 31, 2012, the Bank        acquired OREO of $465 measured at fair value less selling        costs.  In addition, an impairment write down of $80        was made against OREO properties acquired in prior years        and charged to 2012 earnings.  In 2011, the Bank        acquired OREO of $2,631 measured at fair value less selling        costs.  In addition, an impairment write down of $628        was made against these properties, as well as some of the        OREO properties acquired in prior years and charged to        earnings for the year ended December 31, 2011.         

        Mortgage banking income represents income received from the        sale of residential real estate loans into the secondary        market.  Mortgage banking income for the first three        months of 2012 was $176, compared to $149 for same period        in 2011.  This increase between the three months ended        March 31, 2012 and 2011was primarily attributable to higher        volume of loans sold to the secondary market.         Secondary mortgage production was $12,361for the        three months ended March 31, 2012, compared to $11,826 for        the same period in 2011.   |

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                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  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| - Definition
The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned.
+ References
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