Document ID: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-ca11-14-12887/USCOURTS-ca11-14-12887-0/pdf.json

Parties Involved:
Bank of America, N.A.
Appellant
Lisa Kay Evans
Appellee

Document Text:

[DO NOT PUBLISH]

IN THE UNITED STATES COURT OF APPEALS

FOR THE ELEVENTH CIRCUIT

________________________

No. 14-12887

Non-Argument Calendar

________________________

D.C. Docket No. 3:14-cv-00054-TCB,

Bkcy No. 13-bkc-12946-WHD

In re: LISA KAY EVANS,

a.k.a. LISA KAY HARBIN,

 Debtor.

__________________________________________________

BANK OF AMERICA, N.A., 

 Plaintiff - Appellant,

versus

LISA K. EVANS,

a.k.a. Lisa Kay Harbin,

 Defendant - Appellee.

________________________

Appeal from the United States District Court

for the Northern District of Georgia

________________________

(September 2, 2015)

Before WILLIAM PRYOR, ANDERSON, and COX, Circuit Judges.

USCA11 Case: 14-12887 Date Filed: 09/02/2015 Page: 1 of 2
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PER CURIAM:

Appellee, Lisa Evans, is a Chapter 7 debtor. She has two mortgages on her 

house with corresponding liens. The second lien, Bank of America’s, is 

completely “underwater.” Evans obtained from the bankruptcy court an order 

“stripping off” Bank of America’s second lien as void under 11 U.S.C. § 506(d). 

The district court affirmed. Bank of America appealed. After the Supreme Court 

granted Bank of America’s petition for writs of certiorari in two of our other cases

presenting the same issue that this case presents, we entered an order staying this 

case pending the Supreme Court’s decision.

In Bank of America, N.A. v. Caulkett, 575 U.S. ___, 135 S. Ct. 1995 (2015), 

the Supreme Court reversed our precedents and held that § 506(d) does not allow

the bankruptcy court to strip off completely unsecured liens. Caulkett is 

controlling in this case. We grant Bank of America’s motion to lift the stay of this 

case, but deny its simultaneously filed motion for summary reversal. We vacate 

the judgment of the district court and remand this case to the district court for 

further proceedings consistent with this opinion and Caulkett.

VACATED AND REMANDED.

USCA11 Case: 14-12887 Date Filed: 09/02/2015 Page: 2 of 2