Document ID: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-almb-3_04-ap-08017/USCOURTS-almb-3_04-ap-08017-0/pdf.json

Parties Involved:
Helen M. Johnson
Plaintiff
Nelson C. Coffin
Defendant

Document Text:

UNITED STATES BANKRUPTCY COURT

MIDDLE DISTRICT OF ALABAMA

In re Case No. 04-80081-WRS

 Chapter 13

HELEN M. JOHNSON,

 Debtor

HELEN M. JOHNSON, 

 Plaintiff Adv. Pro. No. 04-8017-WRS

 v.

NELSON C. COFFIN,

 Defendant

MEMORANDUM DECISION

This Adversary Proceeding is before the Court upon the Plaintiff’s motion for default judgment. 

(Doc. 9). The Plaintiff seeks declaratory relief in the form of a determination, pursuant to 11 U.S.C. §

506(d), that the lien of Defendant Nelson C. Coffin does not encumber the Debtor’s property as the

amount owed on the senior mortgage exceeds the value of the property. From the record it appears

that the Defendant was served on October 4, 2004, and that he has not filed an answer. 

The Court notes that, upon the facts before the Court, the security interest of Nelson C. Coffin

is wholly unsecured and that the underlying indebtedness is subject to discharge. In the 

Case 04-08017 Doc 11 Filed 02/23/05 Entered 02/23/05 15:54:10 Desc Main

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event that the underlying Chapter 13 case is dismissed prior to discharge, then this judgment is of no

effect. 11 U.S.C. § 349(b)(1)(C). The Court will enter a judgment on a separate document.

 Done this 23rd day of February, 2005.

/s/ William R. Sawyer

United States Bankruptcy Judge

c: F. Patrick Loftin, Attorney for Plaintiff

 Nelson C. Coffin, Defendant

Case 04-08017 Doc 11 Filed 02/23/05 Entered 02/23/05 15:54:10 Desc Main

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