Document ID: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-ca1-19-01247/USCOURTS-ca1-19-01247-1/pdf.json

Parties Involved:
Denise Arruda
Appellee
NSTAR Electric and Gas Basic Accident Insurance Plan
Not Party
Zurich American Insurance Co.
Appellant

Document Text:

United States Court of Appeals 

For the First Circuit 

No. 19-1247 

DENISE ARRUDA, 

Plaintiff, Appellee, 

v. 

ZURICH AMERICAN INSURANCE COMPANY, 

Defendant, Appellant, 

NSTAR ELECTRIC AND GAS BASIC ACCIDENT INSURANCE PLAN, 

Defendant. 

ERRATA SHEET

 The opinion of this Court, issued on February 24, 2020, is 

amended as follows: 

 On page 24, lines 6-9, replace "Zurich did not rely on a 

particular interpretation of the logbook to deny Arruda's claim 

and it does not rely on one now to support its appeal. It is also 

untrue that the proper interpretation of the logbook is 

undisputed." with "Zurich stated that the logbook was 

inconclusive, and that determination is supported by the record." 

 On page 25, lines 7-11, replace "The logbook did not record 

anything after the last 'rhythm ID update' seventy-five minutes 

before the accident, including by the fact that the logbook failed 

to record the stopping of Mr. Arruda's heartbeat on his death, 

therefore providing evidence it was not working properly." with 

"The logbook did not record anything after the last 'rhythm ID 

update' seventy-five minutes before the accident. Zurich also 

took note that the logbook failed even to record the stopping of 

Mr. Arruda's heartbeat on his death." 

Case: 19-1247 Document: 00117561159 Page: 1 Date Filed: 03/05/2020 Entry ID: 6322439
 On page 27, footnote 7, the following sentence is removed: 

"We certainly may not, as the dissent proposes, develop our own 

theories not present in the record, like theorizing that Arruda 

may have fallen asleep because of stress at work, to find an 

insurer's decision arbitrary." 

Case: 19-1247 Document: 00117561159 Page: 2 Date Filed: 03/05/2020 Entry ID: 6322439