Document ID: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-ca11-14-12845/USCOURTS-ca11-14-12845-0/pdf.json

Parties Involved:
First American Title Insurance Company
Appellee
David C. Keever
Appellant
Old Republic National Title Insurance Company
Appellee

Document Text:

[DO NOT PUBLISH]

IN THE UNITED STATES COURT OF APPEALS

FOR THE ELEVENTH CIRCUIT

________________________

No. 14-12845

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D.C. Docket No. 4:13-cv-00246-HLM

DAVID C. KEEVER, 

individually, and as personal representative of the 

Estate of Henry Keever, 

 Plaintiff-Appellant,

versus

FIRST AMERICAN TITLE INSURANCE COMPANY, 

OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, 

 Defendants-Appellees.

________________________

Appeal from the United States District Court

for the Northern District of Georgia

________________________

(May 26, 2015)

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Before HULL and BLACK, Circuit Judges, and ANTOON,

∗ District Judge.

PER CURIAM: 

In this diversity action, plaintiff David C. Keever appeals the district court’s 

grant of summary judgment to defendants First American Title Insurance 

Company and Old Republic National Title Insurance Company in his action 

alleging state-law claims of breach of contract, negligent and bad faith failure and 

refusal to settle, and equitable estoppel based on fraud. On appeal, Keever

contends that the district court erred in failing to apply Georgia’s doctrine of 

waiver and estoppel to prevent the defendants from denying him coverage under 

their respective title insurance policies, despite the fact that he is not an insured 

under the policies. 

In granting summary judgment to the defendants, the district found, inter 

alia, that (1) Keever’s breach-of-contract claims brought in his individual capacity 

fail because he was not a party to either defendant’s policy; and (2) Georgia law 

provides no support for Keever’s theory that he could be waived into insurance 

contracts to which he was never a party or intended beneficiary. Having reviewed 

the record and considered the arguments of the parties in their briefs, and with the 

 ∗

Honorable John Antoon II, United States District Judge for the Middle District of 

Florida, sitting by designation.

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benefit of oral argument, we find no reversible error in the district court’s decision 

entered May 21, 2014.

1

AFFIRMED.

 1

We DENY plaintiff Keever’s request to certify a question to the Georgia Supreme Court.

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