Document ID: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-caed-1_14-cv-01281/USCOURTS-caed-1_14-cv-01281-4/pdf.json

Parties Involved:
American Economy Insurance Company
Defendant
Kris Lynn-Patterson
Plaintiff
Patrick E. Patterson
Plaintiff

Document Text:

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ORDER AND JUDGMENT

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UNITED STATES DISTRICT COURT

FOR THE EASTERN DISTRICT OF CALIFORNIA

PATRICK E. PATTERSON and KRIS 

LYNN-PATTERSON, individuals,

Plaintiffs,

vs.

AMERICAN ECONOMY 

INSURANCE COMPANY, a 

Corporation; and Does 1 through 25, 

inclusive,

Defendants.

Case No.: 1:14-cv-01281 EPG

Removed from Fresno County Superior 

Court, Case No. 14CECG01988

ORDER AND JUDGMENT 

ORDER DIRECTING THE CLERK 

OF THE COURT TO CLOSE THIS 

CASE

ORDER AND JUDGMENT

Pursuant to the Stipulation for Entry of Judgment executed by all parties to this action 

(Doc. 40), which stated as follows:

WHEREAS, the Court's Order on June 9, 2016, granted summary judgment in

favor of American Economy Insurance Company ("AEIC") as to both of Plaintiffs'

Case 1:14-cv-01281-EPG Document 42 Filed 08/04/16 Page 1 of 2
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ORDER AND JUDGMENT

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causes of action. (Doc. 37, page 1 :22-28.). With respect to Plaintiffs' First Cause of

action for breach of contract the Court concluded:

In conclusion, based on the of the policy, the context of a loss, the

dictionary definitions, the reasonable expectations of the parties,

and the California courts' understanding of the word occurrence in

similar situations, this Court finds that Plaintiffs losses are not

covered by the policy because, under the undisputed facts, they

constitute a single "occurrence.” (Doc. 37, 12:10-13.)

WHEREAS, as to the Second Cause of action for breach of the implied covenant

of good faith and fair dealing the Court concluded:

Under California law, if a loss is not covered and no benefits are

due, there can be no tort liability for breach of the implied

covenant, even if the investigation was negligent. Benavides v.

State Farm General Ins. Co., 136 Cal. App. 4th 1241, 1250-51 ...

Thus, the Court grants summary judgment in favor of defendant

for this claim as well, based on its ruling regarding coverage

discussed above. (Doc. 37, 12:15-25.)

IT IS ORDERED, ADJUDGED, and DECREED that judgment is hereby entered in 

favor of Defendant American Economy Insurance Company based on the Court’s Order 

dated June 9, 2016 (Doc. 37), and against Plaintiffs Patrick E. Patterson and Kris LynnPatterson. Defendant is awarded recovery of allowable costs.

The Clerk of the Court is directed to close this case.

IT IS SO ORDERED.

Dated: August 4, 2016 /s/

UNITED STATES MAGISTRATE JUDGE

Case 1:14-cv-01281-EPG Document 42 Filed 08/04/16 Page 2 of 2