Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-caed-2_10-cv-00518/USCOURTS-caed-2_10-cv-00518-5/pdf.json

Nature of Suit Code: 371
Nature of Suit: Truth in Lending
Cause of Action: 15:1601 Truth in Lending

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UNITED STATES DISTRICT COURT

EASTERN DISTRICT OF CALIFORNIA

----oo0oo----

GARY L. FOSTER,

Plaintiff,

 v.

SCME MORTGAGE BANKERS, INC. a

California corporation; CLEVER

KEY FINANCIAL, LLC, a

California limited liability

company; WEST COAST MORTGAGE,

a business entity of unknown

form, HOMECOMING FINANCIAL,

LLC, a Delaware limited

liability company f/k/a

HOMECOMINGS FINANCIAL NETWORK,

INC.; MORTGAGE ELECTRONIC

REGISTRATION SYSTEMS, INC. a

Delaware corporation; AURORA

LOAN SERVICERS, LLC a Delaware

limited liability company;

CAL-WESTERN RECONVEYANCE

CORPORATION, a California

corporation; FREDERICK WINSTON

WILLIAMS II, an individual;

and DEBORAH DIAZ, an

individual,

Defendants. /

NO. CIV. 2:10-518 WBS GGH

ORDER RE: MOTION FOR LEAVE TO

AMEND COMPLAINT AND MOTION TO

STRIKE

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Because oral argument will not be of assistance to the

court in ruling on defendants’ motion to strike and plaintiff’s

motion for leave to amend, the hearing date of June 21, 2010 for

those motions is VACATED pursuant to Local Rule 230(g) and the

court will take the motions under submission without oral

argument. 

 Federal Rule of Civil Procedure 15(a) provides that

plaintiffs may amend their complaint once as a matter of course

within twenty-one days of, inter alia, the service of a Rule

12(b) motion by the defendant. Fed. R. Civ. P. 15(a)(1). In all

other circumstances, the plaintiff must receive the opposing

party’s written consent or leave of the court before amending his

complaint. Fed. R. Civ. P. 15(a)(2). Courts evaluating a motion

for leave to amend “should freely give leave when justice so

requires.” Fed. R. Civ. P. 15(a)(2). 

Plaintiff filed a First Amended Complaint (“FAC”) on

April 28, 2010 (Docket No. 33), twenty-three days after

defendants Mortgage Electronic Registration Systems, Inc.

(“MERS”) and Aurora Loan Services (“Aurora”) filed a motion to

dismiss (Docket No. 19) and without first obtaining a stipulation

from all parties or leave of the court pursuant to Rule 15(a)(2). 

MERS and Aurora filed a motion to strike plaintiff’s FAC pursuant

to Rule 12(f) for failure to obtain a stipulation of the parties

(Docket No. 39), and plaintiff subsequently filed a motion for

leave to amend his Complaint. (Docket No. 50.) While the FAC

repeats much of plaintiff’s original Complaint, it adds

considerable more detail to plaintiff’s Truth in Lending Act, 15

U.S.C. § 1601, cause of action and deletes plaintiff’s cause of

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action for violation of California Civil Code section 2943. (See

FAC.) At this early stage in the proceedings, any prejudice or

delay to defendants is minimal. The court will therefore grant

plaintiff’s motion for leave to amend his Complaint. 

IT IS THEREFORE ORDERED that plaintiff’s motion for

leave to amend his Complaint be, and the same hereby is, GRANTED.

IT IS FURTHER ORDERED that defendants’ motion to strike

is DENIED.

Plaintiff's First Amended Complaint (Docket No. 33)

filed April 28, 2010, and attached as Exhibit A to plaintiff’s

motion for leave to amend (Docket No. 50), is hereby considered

the operative Complaint in this action. 

DATED: June 17, 2010

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