Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-almd-2_15-cv-00054/USCOURTS-almd-2_15-cv-00054-1/pdf.json

Nature of Suit Code: 480
Nature of Suit: Consumer Credit
Cause of Action: 15:1692 Fair Debt Collection Act

---

IN THE DISTRICT COURT OF THE UNITED STATES FOR THE

MIDDLE DISTRICT OF ALABAMA, NORTHERN DIVISION 

ALEX SMITH JR., a man, )

)

 Plaintiff, )

) CIVIL ACTION NO.

 v. ) 2:15cv54-MHT 

) (WO) 

WELLS FARGO BANK 

NATIONAL ASSOCIATION, 

)

) 

)

 Defendant. )

OPINION 

 Plaintiff filed this lawsuit asserting claims under 

the Fair Debt Collection Practices Act (“FDCPA”) (15 

U.S.C. §§ 1692, 1692a to 1692p) and the Fair Credit 

Reporting Act (“FCRA”) (15 U.S.C. §§ 1681, 1681a to 

1681x), and related state-law claims, all stemming from 

defendant’s foreclosure on a property owned by 

plaintiff’s mother before she died. This lawsuit is 

now before the court on the recommendation of the 

United States Magistrate Judge that plaintiff’s claims 

under the FDCPA and FCRA be dismissed with prejudice, 

and that plaintiff’s state law claims be dismissed 

Case 2:15-cv-00054-MHT-WC Document 19 Filed 03/11/16 Page 1 of 2
without prejudice. Also before the court is the 

plaintiff’s motion to amend the complaint, which the 

court construes as both a motion to amend and as 

plaintiff’s objections to the recommendation. After an 

independent and de novo review of the record, the court 

concludes that plaintiff’s objections should be 

overruled and the magistrate judge’s recommendation 

adopted, except that all of plaintiff’s claims will be 

dismissed without prejudice. The case will remain open 

for the magistrate judge to enter a recommendation on 

the motion to amend. 

 An appropriate judgment will be entered. 

 DONE, this the 11th day of March, 2016. 

 /s/ Myron H. Thompson____ 

 UNITED STATES DISTRICT JUDGE 

Case 2:15-cv-00054-MHT-WC Document 19 Filed 03/11/16 Page 2 of 2