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Nature of Suit Code: 110
Nature of Suit: Insurance
Cause of Action: 

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Uaued Scares Court f A 

UNITED STATES COURT OF APPEALS Tenth Cirru~t ppeaJs 

TENTH CIRCUIT 

THE CHURCH INSURANCE COMPANY, ) 

Plaintiff-Appellee, 

v. 

VIRGINIA ANN SHAW, 

Defendant-Appellant, 

and 

GLENN DALE SHAW and 

DONALD MOSES, 

Defendants. 

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MAR 19 1991 

ROBERT L. HOECKER 

Clerk 

No. 90-5035 

(D.C. No. 89-C-190-B) 

( N. D. Okla. ) 

ORDER AND JUDGMENT* 

Before TACHA, and BALDOCK, Circuit Judges, and KANE, District 

Judge**. 

After examining the briefs and appellate record, this panel 

has determined unanimously that oral argument would not materially 

assist the determination of this appeal. See Fed. R. App. P. 

34(a); 10th Cir. R. 34.1.9. The case is therefore ordered 

submitted without oral argument. 

* This order and judgment has no precedential value and shall 

not be cited, or used by any court within the Tenth Circuit, 

except for purposes of establishing the doctrines of the law of 

the case, res judicata, or collateral estoppel. 10th Cir. R. 

36.3. 

** The Honorable John L. Kane, Jr., District Judge, United 

States District Court for the District of Colorado, sitting by 

designation. 

Appellate Case: 90-5035 Document: 010110031211 Date Filed: 03/19/1991 Page: 1 
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Plaintiff-appellee Church Insurance Co. sought a declaratory 

judgment in the district court to determine whether its liability 

insurance policy issued to the Episcopal Church Foundation of the 

Diocese of Oklahoma and St. Paul's Episcopal Church of Claremore, 

Oklahoma extended coverage to Donald Moses, pastor of St. Paul's, 

for certain claims brought against Moses by defendant-appellant 

Virginia Shaw. Shaw sought damages for Moses' alleged negligence 

and breach of a fiduciary relationship in entering into a sexual 

relationship with Shaw. The district court granted Church's 

motion for summary judgment on the issue of whether Church was 

obligated to indemnify Moses, but held Church had a duty to defend 

Moses. Appellant Shaw appeals the district court's order denying 

indemnification. We affirm. 

We review the district court's holding de novo. Osgood Y...!.. 

State Farm Mut. Auto. Ins. Co., 848 F.2d 141, 143 (10th Cir. 

1988); see also Rockwood~ Co. Adams, 486 F.2d 110, 112 (10th Cir. 

1973) (construction of policy language reviewed de novo). Summary 

judgment is appropriate when "there is no genuine issue as to any 

material fact and that the moving party is entitled to judgment as 

a matter of law." Fed R. Civ. P. 56(c); see also Celotex Corp. Y...!.. 

Catrett, 477 U.S. 317, 322-23 (1986). 

The undisputed facts show the policy does not cover the 

claims assserted by Shaw against Moses. The policy covers claims 

arising from an "occurrence." The occurrence underlying the claim 

against Moses was an affair between Moses and Shaw. We agree with 

the district court that the clause in the policy defining 

"occurrence" clearly excludes such an event. Central to this 

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Appellate Case: 90-5035 Document: 010110031211 Date Filed: 03/19/1991 Page: 2 
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definition is that the occurrence is an "accident ... neither 

expected nor intended from the standpoint of the insured." There 

is no dispute that the affair between Shaw and Moses was not an 

accident or was in any other wise an "occurrence." Therefore the 

acts complained of do not fit the the terms and conditions of the 

policy's coverage. 

Because appellees are entitled to judgment as a matter of 

law, we AFFIRM. 

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ENTERED FOR THE COURT 

Deanell Reece Tacha 

Circuit Judge 

Appellate Case: 90-5035 Document: 010110031211 Date Filed: 03/19/1991 Page: 3