Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-caed-2_09-cv-02889/USCOURTS-caed-2_09-cv-02889-3/pdf.json

Nature of Suit Code: 220
Nature of Suit: Foreclosure
Cause of Action: 15:1601 Truth in Lending

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1

UNITED STATES DISTRICT COURT

EASTERN DISTRICT OF CALIFORNIA

JORGE ROMERO and No. 2:09-cv-02889-MCE-DAD

LUCIA OROZCO,

Plaintiffs,

v. MEMORANDUM AND ORDER

INDYMAC FEDERAL BANK;

CITIMORTGAGE; SECURITY

MORTGAGE FUNDING CORP.;

QUALITY LOAN SERVICE CORP.;

ONEWEST BANK, FSB; MORTGAGE

ELECTRONIC REGISTRATION

SYSTEMS, INC.; HUONG LO; and

DOES 1-20 INCLUSIVE,

Defendants.

----oo0oo----

This action arises out of a mortgage loan transaction in

which Plaintiffs Jorge Romero and Lucia Orozco (“Plaintiffs”)

financed their home in 2006. Presently before the Court is a

Motion by Plaintiffs seeking leave to file an Amended Complaint

pursuant to Federal Rule of Civil Procedure 15(a). 

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Case 2:09-cv-02889-MCE -DAD Document 72 Filed 06/10/10 Page 1 of 2
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 Because oral argument will not be of material assistance, 1

the Court orders this matter submitted on the briefs. E.D. Cal.

Local Rule 230(g). 

2

Plaintiffs state that they are unable to allege appropriate

facts to support their causes of action under the Truth in

Lending Act, 15 U.S.C. § 1601 et seq. (“TILA”) and the Real

Estate Settlement Procedures Act, 12 U.S.C. § 2605 et seq.

(“RESPA”). They therefore seek leave to amend so as to remove

their TILA and RESPA claims from the complaint. 

With only Plaintiffs’ state law claims remaining, this Court

ceases to have subject matter jurisdiction over the suit. The

Court declines to exercise its supplemental jurisdiction over the

remaining state causes of action and they are dismissed without

prejudice. The Court need not address the merits of Plaintiffs’

Motion to Amend (Docket No. 61) as those issues are now moot. 

For the reasons stated above, this case is hereby dismissed

without prejudice for lack of subject matter jurisdiction. The 1

matter is REMANDED to Superior Court of California, County of

Sacramento. The Clerk is directed to close the file.

IT IS SO ORDERED.

Dated: June 9, 2010

_____________________________

MORRISON C. ENGLAND, JR.

UNITED STATES DISTRICT JUDGE

Case 2:09-cv-02889-MCE -DAD Document 72 Filed 06/10/10 Page 2 of 2