Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-caed-2_09-cv-01939/USCOURTS-caed-2_09-cv-01939-4/pdf.json

Nature of Suit Code: 140
Nature of Suit: Negotiable Instruments
Cause of Action: 15:1601 Truth in Lending

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IN THE UNITED STATES DISTRICT COURT 

FOR THE EASTERN DISTRICT OF CALIFORNIA 

KIMBERLY THOMAS, 

 Plaintiff, 

 v. 

WELLS FARGO BANK, N.A. dba 

AMERICA’S SERVICING CO.; FIRST 

FRANKLIN, a division of 

NATIONAL CITY BANK; NDEX WEST, 

LLC; MORTGAGE ELECTRONIC 

REGISTRATION SYSTEMS, INC.; 

MICHAEL DRAKE HOLDINGS, INC. 

dba DRAKE MORTGAGE; MICHAEL D. 

DRAKE; and DOES 1-20 inclusive,

 Defendants. 

______________________________/

 

Case No. 2:09-CV-01939-JAM-KJM

ORDER GRANTING DEFENDANT’S

MOTION TO DISMISS 

This matter comes before the Court on a Motion to Dismiss 

by Defendant First Franklin (“Defendant”). Defendant moves to 

dismiss Plaintiff Kimberly Thomas’ (“Plaintiff’s”) Amended 

Complaint pursuant to Federal Rule of Civil Procedure 12(b)(6) 

for failure to state a claim upon which relief can be granted. 

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Defendant also brings a Motion to Strike pursuant to Federal 

Rule of Civil Procedure 12(f). Plaintiff opposes the motions.1 

Plaintiff’s Amended Complaint alleged eight causes of 

action against Defendant: two federal claims for violation of 

the Truth in Lending Act (“TILA”) 15 U.S.C. §1601 et seq., and 

the Real Estate Settlement and Procedures Act (“RESPA”) 12 

U.S.C. §2605 et seq., and six state law claims. After the motion 

to dismiss and motion to strike were filed, Plaintiff filed a 

Notice of Voluntary Dismissal. Plaintiff voluntarily dismissed, 

without prejudice, the TILA and RESPA claims against Defendant. 

All that remains for this Court to decide are the state law 

causes of action. 

Pursuant to 28 U.S.C. §1367, in any civil action in which 

the district court has original jurisdiction, the district court 

also has supplemental jurisdiction over all other claims in the 

action which form part of the same Article III case or 

controversy. Wheeler v. Payless Towing, 2010 WL 148714 at *3 

(E.D. Cal. Jan. 11, 2010). However, “if the federal claims are 

dismissed before trial. . . the state law claims should be 

dismissed as well.” Id. (quoting United Mine Workers of Amer. v. 

Gibbs, 383 U.S. 715, 726 (1966). 

 

1 These motions were determined to be suitable for decision 

without oral argument. E.D. Cal. L.R. 230(g). 

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In the present case, Plaintiff has voluntarily dismissed 

all her federal claims, leaving only state law claims. The Court 

declines to exercise supplemental jurisdiction over the 

remaining state law claims. Accordingly, the six state law 

causes of action are dismissed without prejudice. 

ORDER 

After carefully considering the papers submitted in this 

matter, Defendant’s Motion to Dismiss is hereby GRANTED. The 

federal TILA and RESPA claims against First Franklin are 

dismissed, with prejudice. The six state law claims are 

dismissed, without prejudice to re-file in state court. 2

The clerk of the court is directed to close this case. 

 

IT IS SO ORDERED. 

Dated: February 8, 2010 

2 Because the Court is dismissing all federal claims with 

prejudice and declining to take jurisdiction over the state 

claims, the Motion to Strike is moot.

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