Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-ared-2_05-cv-00256/USCOURTS-ared-2_05-cv-00256-0/pdf.json

Nature of Suit Code: 220
Nature of Suit: Foreclosure
Cause of Action: 28:1345 Foreclosure

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IN THE UNITED STATES DISTRICT COURT

EASTERN DISTRICT OF ARKANSAS

EASTERN DIVISION

UNITED STATES OF AMERICA PLAINTIFF

VS. NO. 2:05CV00256 JMM

RAY GILLHAM and CECIL CAMPBELL,

Heirs of MARVIN A. GILLHAM, Deceased, and Their Spouses, if any DEFENDANTS

JUDGMENT

Upon the application of the plaintiff, United States of America, for default judgment

together with affidavit showing that the defendants, Ray Gillham and Cecil Campbell, Heirs of

Marvin A. Gillham, Deceased, and their spouses, if any, are not in the military service of the

United States, are not infants and are not incompetent persons, and it appearing to the Court that

said defendants, after having been properly served by publication pursuant to 28 U.S.C. 1655 as

authorized by the Court's Order, have not answered, appeared or otherwise made any defense to

the plaintiff's complaint and are wholly in default.

IT IS THEREFORE, ORDERED AND ADJUDGED:

1. The Court has jurisdiction over the parties and over the property which is the

subject of this cause of action.

2. There is due and owing on the promissory note of Marvin A. Gillham, now

deceased, to the United States of America, U.S. Department of Agriculture, Rural Development,

formerly known as Farmers Home Administration, the principal sum of $55,459.79, and interest

in the sum of $10,355.11 accrued to September 21, 2005, and thereafter at the daily rate of

$11.56 to date of this judgment and thereafter at the statutory rate pursuant to 28 U.S.C. §1961,

plus advances and recoverable charges in the sum of $2,978.72, any additional advances and

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recoverable charges made during the pendency of this action for protection and maintenance of

the subject property, and the costs of this action. Pursuant to a repayment of subsidy agreement,

the subject real property described herein also secures repayment of interest credit in the sum of

$624.00. Plaintiff United States of America, U.S. Department of Agriculture, Rural

Development, formerly Farmers Home Administration, is hereby awarded judgment in rem

against the property described herein for the above-mentioned sums. No personal judgment

having been prayed for, none is rendered.

3. The above-described indebtedness due and owing to the United States of America,

acting by and through the U.S. Department of Agriculture, Rural Development, formerly known

as Farmers Home Administration, is secured by a mortgage recorded in the records of the Circuit

Clerk and Ex-Officio Recorder for Cross County, Arkansas, on July 25, 1996, in Book 352 at

page 377. Plaintiff's mortgage constitutes a first lien, which is paramount and superior to all

right, title, claim, interest, estate, equity or statutory right of redemption, dower, curtesy and

homestead of the defendants, in and to the following described property in Cross County,

Arkansas:

Lot Two (2), Block Two (2) of the Replat of Lots Nineteen (19)

through Twenty-eight (28), Block One (1) and the East Half (E1⁄2)

of Blocks Two (2) and Four (4) and of Blocks Three (3) and Five

(5), Delta Highlands Subdivision, lying in Section Twenty-one

(21), Township Seven (7) North, Range Three (3) East, Wynne,

Arkansas, said Replat having been filed for record on September

19, 1994 in Plat Book 4 at page 10 of the records of Cross County,

Arkansas

together with all improvements and appurtenances thereon.

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4. If the above-described indebtedness due plaintiff United States of America is not

paid within 10 days from this date, the United States Marshal is directed to sell the above

described property at public auction to the highest bidder for cash, or on a credit of 30 days, at

the West front door of the Cross County Courthouse, Wynne, Arkansas. The date and time of

such sale shall be fixed by the Marshal. If purchased on credit, the purchase price shall be

secured by one of the following methods at the purchaser's option: furnish a corporate surety

bond, or furnish a letter of credit from a financial institution, or post a 10% down payment. The

corporate surety bond and letter of credit shall be in the amount of the purchase price, plus

interest at the rate of 10% per annum from date of sale, and shall be subject to the approval of the

U.S. Marshal. The 10% cash down payment shall be forfeited in the event of failure to pay for

the property within 30 days, in which event the Marshal shall resell the property. In the event of

a cash down payment, the purchaser shall pay interest on the balance of the purchase price at the

rate of 10% per annum from date of sale. A lien against the property shall be retained to further

secure payment of the purchase money. The property shall be sold subject to any unpaid property

taxes. If the plaintiff shall become the purchaser at such sale for a sum equal to or less than the

indebtedness owed to plaintiff as of the date of sale, plaintiff may credit its bid against the

amount of the debt and such credit shall be an extinguishment of the debt to the extent of such

credit. The Marshal shall give notice of the sale as required by 28 U.S.C. Section 2002, and shall

forthwith report the result of the sale to the Court.

5. Upon the sale of the above-described real property all right, title, claim, interest,

estate and equity or statutory right of redemption, and all rights of homestead, curtesy and dower

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of the defendants in and to said property and every part thereof shall from that date be foreclosed

and forever barred.

6. The purchaser at said sale shall be given possession upon demand and the Clerk of

this Court is hereby authorized and directed to issue writs of assistance upon application therefor

to the United States Marshal for the Eastern District of Arkansas, who will proceed to place the

purchaser in possession of said property.

7. The sale proceeds, after expenses of sale, shall be paid to the plaintiff United

States of America to the extent of the indebtedness owed to the United States of America. Any

surplus shall be retained in the registry of the Court subject to further orders of the Court.

8. The Court retains jurisdiction of this cause for the making of such further orders

as may be necessary to effectuate this judgment.

DATED January 26, 2006 ____________________________________

UNITED STATES DISTRICT JUDGE

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