Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-ca4-15-01439/USCOURTS-ca4-15-01439-0/pdf.json

Nature of Suit Code: 380
Nature of Suit: Other Personal Property Damage
Cause of Action: 

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UNPUBLISHED

UNITED STATES COURT OF APPEALS

FOR THE FOURTH CIRCUIT

No. 15-1439

THOMAS H. FLUHARTY, Trustee of the Bankruptcy Estate of D. 

Kevin Coleman and Diane M. Coleman; D. KEVIN COLEMAN; DIANE 

M. COLEMAN,

Plaintiffs - Appellants,

v.

QUICKEN LOANS, INC.; TITLE SOURCE, INC.; M&T BANK, Successor 

by Assignment and Sub-Servicing Agreement to Defendant Bank 

of America, N.A.,

Defendants – Appellees,

and

BANK OF AMERICA, N.A.,

Defendant.

-------------------------

WEST VIRGINIA BANKERS ASSOCIATION, INC.; COMMUNITY BANKERS 

OF WEST VIRGINIA, INC.,

Amici Supporting Appellees.

Appeal from the United States District Court for the Northern 

District of West Virginia, at Wheeling. Frederick P. Stamp, 

Jr., Senior District Judge. (5:13-cv-00068-FPS-JES)

Submitted: September 29, 2015 Decided: November 13, 2015

Before WILKINSON, DUNCAN, and HARRIS, Circuit Judges.

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Affirmed by unpublished per curiam opinion.

Martin P. Sheehan, SHEEHAN & NUGENT, PLLC, Wheeling, West 

Virginia, for Appellants. John C. Lynch, Jason Manning, 

TROUTMAN SANDERS, LLP, Virginia Beach, Virginia; Carrie Goodwin 

Fenwick, Joseph M. Ward, GOODWIN & GOODWIN, LLP, Charleston, 

West Virginia, for Appellees. Floyd E. Boone, Jr., Sandra M. 

Murphy, Stuart A. McMillan, James E. Scott, BOWLES RICE, LLP, 

Charleston, West Virginia, for Amici Supporting Appellees.

Unpublished opinions are not binding precedent in this circuit.

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PER CURIAM:

Thomas H. Fluharty, the trustee in an underlying bankruptcy 

proceeding, appeals from the district court’s orders: (1) 

dismissing his claims brought pursuant to the West Virginia 

Residential Mortgage Lender, Broker and Servicer Act, (2) 

denying his motion to certify a question to the West Virginia 

Supreme Court, and (3) granting summary judgment in favor of the 

Defendants on his claim that the mortgage contracts at issue 

were unenforceable as unconscionable under West Virginia law. 

We have reviewed the record included on appeal, as well as the 

parties’ briefs, and find no reversible error. Accordingly, we 

affirm for the reasons stated by the district court. Fluharty 

v. Quicken Loans, Inc., No. 5:13-cv-00068-FPS-JES (N.D. W. Va. 

Nov. 7, 2013; Feb. 19, 2014; Apr. 6, 2015). We dispense with 

oral argument because the facts and legal contentions are 

adequately presented in the materials before this court and 

argument would not aid the decisional process. 

AFFIRMED 

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