Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-alsd-1_14-cv-00254/USCOURTS-alsd-1_14-cv-00254-1/pdf.json

Nature of Suit Code: 480
Nature of Suit: Consumer Credit
Cause of Action: 15:1692 Fair Debt Collection Act

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IN THE UNITED STATES DISTRICT COURT

FOR THE SOUTHERN DISTRICT OF ALABAMA

SOUTHERN DIVISION

LAURIE B. JOHNS and JOSHUA R. :

JOHNS, individually and on behalf of a

class of persons similarly situated, :

Plaintiffs, :

vs. : Civil Action No. 14-0254-KD-C

WELLS FARGO BANK, N.A., :

Defendant.

ORDER

This action is before the Court on the Report and Recommendation, the objection 

filed by defendant Wells Fargo Bank NA, and the response to the objection filed by 

plaintiffs Laurie B. Johns and Joshua R. Johns (docs. 23, 25, 28). 

For motions to dismiss, the Court need only find sufficient facts to render a claim 

plausible. By referring to Wells Fargo as servicing the loan, this is sufficient to allege that it 

is a loan servicing company. Of course, Wells Fargo will be able to challenge the 

sufficiency of the evidence to support this allegation on motion for summary judgment. 

Therefore, after due and proper consideration of the issues raised, and a de novo

determination of those portions of the recommendation to which objection is made, the 

Recommendation of the Magistrate Judge made under 28 U.S.C. § 636(b)(l)(B) and dated 

November 6, 2014, is ADOPTED as the opinion of this Court.

Accordingly, the motion to dismiss filed by defendant Wells Fargo (doc. 14) is 

GRANTED IN PART and DENIED IN PART. The plaintiffs’ 15 U.S.C. § 1692e(11) claim 

is dismissed with leave for plaintiffs to file, on or before January 23, 2015, a motion for 

leave to amend their complaint to properly allege a violation of § 1692(e)(11). The motion 

is otherwise DENIED. 

DONE this 12th day of January 2015.

s/ Kristi K. DuBose 

KRISTI K. DuBOSE

UNITED STATES DISTRICT JUDGE

Case 1:14-cv-00254-KD-C Document 29 Filed 01/12/15 Page 1 of 1