Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-cand-3_19-cv-03675/USCOURTS-cand-3_19-cv-03675-0/pdf.json

Nature of Suit Code: 110
Nature of Suit: Insurance
Cause of Action: 28:1132 E.R.I.S.A.

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United States District Court

Northern District of California

UNITED STATES DISTRICT COURT

NORTHERN DISTRICT OF CALIFORNIA

THE LINCOLN NATIONAL LIFE 

INSURANCE COMPANY,

Plaintiff,

v.

PEGGY ANNE ALBRIGHT, et al.,

Defendants.

Case No. 19-cv-03675-EMC 

ORDER GRANTING DEFENDANT’S 

MOTION FOR SUMMARY 

JUDGMENT

Docket No. 34

Plaintiff Lincoln National Life Insurance Co. initiated this action for interpleader. The 

action relates to an individual life insurance policy that Lincoln issued for Richard Loos. Richard 

Loos died in March 2019. The only issue remaining is who is entitled to the insurance proceeds

($500,000 plus interest).1

Currently pending before the Court is Peggy Albright’s motion for summary judgment. 

Ms. Albright was married to Richard Loos at the time of his death. Ms. Albright contends that she 

is entitled to the entirety of the insurance proceeds. Ms. Albright’s motion has been served on all 

other defendants (more specifically, the four children of Richard Loos and the one child of Ms. 

Albright). None filed an opposition to Ms. Albright’s motion. In fact, none has made an 

appearance in this case.2

The Court has reviewed the evidence submitted by Ms. Albright, including but not limited 

to her declaration, the declaration of Kenneth Waterman (the insurance agent with whom Richard 

 

1 After Lincoln deposited the insurance proceeds with the Court, it was dismissed from the case.

2

See also Docket No. 15 (Mot. at 4 & Exs. A-D (emails) (in motion filed by Lincoln, noting that, 

since the filing of the interpleader suit, three of the children of Richard Loos “have indicated via 

email that they do not wish to pursue their claims for the life insurance policy”).

Case 3:19-cv-03675-EMC Document 37 Filed 01/06/20 Page 1 of 2
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United States District Court

Northern District of California

Loos and Ms. Albright worked to obtain insurance), and the declaration of M. Patricia Fisher (a 

forensic document examiner who evaluated the signature and handwriting of Richard Loos). That 

evidence – which is undisputed – reflects that, in September 2016, Richard Loos and Ms. Albright 

revoked their family trust, and thereafter each changed the beneficiary for his or her respective life 

insurance policy so that the other (i.e., the spouse instead of the family trust) was the beneficiary. 

Based on the evidence of record, as well as the lack of any opposition from the other defendants, 

the Court finds that there is no genuine dispute of material fact and that Ms. Albright is, in fact, 

entitled to the insurance proceeds as the beneficiary of Richard Loos’s insurance policy.

Accordingly, the Court hereby GRANTS Ms. Albright’s motion for summary judgment. 

Ms. Albright is entitled to the insurance proceeds deposited with the Court. The Court directs the 

Clerk of the Court to make the insurance proceeds deposited with the Court available to Ms. 

Albright. Ms. Albright is directed to communicate with the Clerk of the Court so that she may be 

given the insurance proceeds.

The hearing on the motion for summary judgment is VACATED, and the Clerk of the 

Court is directed to enter a final judgment in accordance with the above and close the file in this 

case.

This order disposes of Docket No. 34.

IT IS SO ORDERED.

Dated: January 6, 2020

______________________________________

EDWARD M. CHEN

United States District Judge

Case 3:19-cv-03675-EMC Document 37 Filed 01/06/20 Page 2 of 2