Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-cand-3_18-cv-05131/USCOURTS-cand-3_18-cv-05131-3/pdf.json

Nature of Suit Code: 190
Nature of Suit: Other Contract Actions
Cause of Action: 28:1332 Diversity-Breach of Contract

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United States District Court

Northern District of California

UNITED STATES DISTRICT COURT

NORTHERN DISTRICT OF CALIFORNIA

LOWELL SMITH and BERNARD and 

LISA BRAVO, and LOWELL and GINA 

SMITH, individually and on behalf of others 

similarly situated,

Plaintiffs,

v.

FLAGSTAR BANK, FSB, a federal savings 

bank, and DOES 1—100, inclusive,

Defendants.

No. C 18-05131 WHA 

ORDER RE CROSS-MOTIONS 

FOR SUMMARY JUDGMENT

This order holds Lusnak applies to the claim in this case, and that exceptions proposed by 

Flagstar are not persuasive, including the “small bank vs. large bank” distinction. Therefore, the 

motion for summary judgement is DENIED to the foregoing, and plaintiff’s motion is GRANTED.

This order further finds that Flagstar does not and has not paid any interest on California 

loans owned by Flagstar. 

IT IS SO ORDERED.

Dated: March 4, 2020.

WILLIAM ALSUP

UNITED STATES DISTRICT JUDGE

Case 3:18-cv-05131-WHA Document 154 Filed 03/04/20 Page 1 of 1