Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-ared-4_05-cv-00906/USCOURTS-ared-4_05-cv-00906-0/pdf.json

Nature of Suit Code: 220
Nature of Suit: Foreclosure
Cause of Action: 28:1345 Foreclosure

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IN THE UNITED STATES DISTRICT COURT

EASTERN DISTRICT OF ARKANSAS

WESTERN DIVISION

UNITED STATES OF AMERICA )

)

v. ) No. 4:05CV00906 GTE

)

ROBERT C. RAYBURN, LORI L. RAYBURN- )

ZAMMIELLO, AND JANA RAYBURN DILLON, )

Heirs of Bobby J. Rayburn, Deceased, and Their )

Spouses, if any )

JUDGMENT

Upon application of the plaintiff, United States of America, for default judgment together

with affidavit showing that the defendants, Robert C. Rayburn (no spouse), Lori L. RayburnZammiello, and her spouse, and Jana Rayburn Dillon and her spouse, are not infants or

incompetent persons, and are not in the military service of the United States and it appearing to

the Court that said defendants, after having been properly served pursuant to Rule 4(e)-(j) of the

Federal Rules of Civil Procedure, and Rule 4(d)(8)(B) of the Arkansas Rules of Civil Procedure,

as reflected by Affidavit of Service filed herein, have not answered, appeared or otherwise made

any defense to the plaintiff's complaint and are wholly in default, it is therefore, ORDERED and

ADJUDGED:

1. The Court has jurisdiction over the parties and over the property which is the

subject of this cause of action. 

2. Bobby Rayburn’s (deceased) loan is in default on his obligation to plaintiff and

the indebtedness to the United States of America , U.S. Department of Agriculture, Rural

Development, is in the principal sum of $58,964.29, and interest in the sum of $9,595.91 accrued

to January 13, 2005, and thereafter at the daily rate of $11.8955 to date of this judgment and

Case 4:05-cv-00906-GTE Document 8 Filed 08/02/05 Page 1 of 4
thereafter at the statutory rate pursuant to 28 U.S.C. Section 1961, plus advances and recoverable

charges made pursuant to the terms of the promissory note and mortgage in the sum of $5,779.55

and any additional recoverable charges and advances made during the pendency of this action,

and costs of this action. Plaintiff United States of America, U.S. Department of Agriculture,

Rural Development, is hereby awarded judgment in rem against the property described herein for

the above-mentioned sums and for the sum of $10,047.45 interest credit under a subsidy

repayment agreement. No personal judgment having been prayed for, none is rendered.

3. The above-described indebtedness due and owing to the United States of America,

U.S. Department of Agriculture, Rural Development, is secured by a mortgage recorded in the

records of the Circuit Clerk and Ex-Officio Recorder for Saline County, Arkansas, on 

February 24, 1999, in Book No. 1999 at Page 10630. Plaintiff's mortgage constitutes a first lien,

which is paramount and superior to all right, title, claim, interest, estate, equity or statutory right

of redemption, dower, curtesy and homestead of the defendants, in and to the following described

property in Saline County, Arkansas:

Lot 6 Block I, Fairfield Estates, Saline County, Arkansas, as shown on plat filed in Deed

Book 378, Page 150. Also Known as Krestwood Estates Subdivision in Saline County,

Arkansas. Also a non-exclusive easement over and across road and streets and alleys as

shown in plat filed in Deed Book 378, page 150 and in easement in Miscellaneous Book 156,

page 510. And also, a non-exclusive easement 60 feet wide more particularly described as

follows: Part of the NE 1/4, Section 23 and part of the NW 1/4 of Section 24, all in T-1-S,

R-13-W, commencing at the SE corner of said NE 1/4, Section 23; thence North 01 deg. 25

min. 18 sec. West, 1044.13 feet, along the East line of said NE 1/4 of Section 23; thence

North 88 deg. 15 min. East 37.2 feet to a point on the Westerly right of way of Chicot Road

for the point of beginning of the Centerline of a 60 foot wide access easement. From said

point of beginning run South 88 deg. 15 min. West 299.0 to a point on the East line of

Fairfield Estates Subdivision and the end of the centerline of 60 foot wide easement.

together with all improvements and appurtenances thereon.

Case 4:05-cv-00906-GTE Document 8 Filed 08/02/05 Page 2 of 4
4. If the above-described indebtedness due plaintiff United States of America is not

paid within 10 days from this date, the United States Marshal is directed to sell the above

described property at public auction to the highest bidder for cash, or on a credit of 30 days, at

the East door of the Saline County Courthouse, Benton, Arkansas. The date and time of such

sale shall be fixed by the Marshal. If purchased on credit, the purchase price shall be secured by

one of the following methods at the purchaser's option: furnish a corporate surety bond, or

furnish a letter of credit from a financial institution, or post a 10% down payment. The corporate

surety bond and letter of credit shall be in the amount of the purchase price, plus interest at the

rate of 10% per annum from date of sale, and shall be subject to the approval of the U.S.

Marshal. The 10% cash down payment shall be forfeited in the event of failure to pay for the

property within 30 days, in which event the Marshal shall resell the property. In the event of a

cash down payment, the purchaser shall pay interest on the balance of the purchase price at the

rate of 10% per annum from date of sale. A lien against the property shall be retained to further

secure payment of the purchase money. The property shall be sold subject to any unpaid property

taxes. If the plaintiff shall become the purchaser at such sale for a sum equal to or less than the

indebtedness owed to plaintiff as of the date of sale, plaintiff may credit its bid against the

amount of the debt and such credit shall be an extinguishment of the debt to the extent of such

credit. The Marshal shall give notice of the sale as required by 28 U.S.C. Section 2002, and shall

forthwith report the result of the sale to the Court.

5. Upon the sale of the above-described real property all right, title, claim, interest,

estate and equity or statutory right of redemption, and all rights of homestead, curtesy and dower

of the defendants, in and to said property and every part thereof, shall from that date be

foreclosed and forever barred.

Case 4:05-cv-00906-GTE Document 8 Filed 08/02/05 Page 3 of 4
6. Bobby Rayburn died intestate on August 27, 2002. The named defendants herein,

Robert C. Rayburn (no spouse), Lori L. Rayburn-Zammiello and spouse, and Jana Rayburn

Dillon and spouse, are the heirs of Bobby Rayburn (deceased). After having been properly

served, the defendants are in default. The interest of said defendants is subordinate and inferior

to plaintiff's mortgage and is hereby foreclosed..

7. The purchaser at said sale shall be given possession upon demand and the Clerk of

this Court is hereby authorized and directed to issue writs of assistance upon application therefor

to the United States Marshal for the Eastern District of Arkansas, who will proceed to place the

purchaser in possession of said property.

8. The sale proceeds, after expenses of sale, shall be paid to the plaintiff United

States of America to the extent of the indebtedness owed to the United States of America. Any

surplus shall be retained in the registry of the Court subject to further orders of the Court.

9. The Court retains jurisdiction of this cause for the making of such further orders

as may be necessary to effectuate this judgment.

DATED this 2nd day of August, 2005.

__/s/Garnett Thomas Eisele____

UNITED STATES DISTRICT JUDGE

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