Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-cand-3_19-cv-00717/USCOURTS-cand-3_19-cv-00717-1/pdf.json

Nature of Suit Code: 890
Nature of Suit: Other Statutory Actions
Cause of Action: 28:1332 Diversity-Contract Dispute

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 STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

UNITED STATES DISTRICT COURT 

NORTHERN DISTRICT OF CALIFORNIA 

SAN FRANCISCO DIVISION 

SHONETTA CRAIN AND KIRA SERNA,

individually and on behalf of all other 

similar situated individuals, 

 Plaintiffs, 

 v. 

ACCREDITED CASUALTY AND 

SURETY COMPANY, INC., et al., 

 Defendants. 

Case No. 3:19-CV-01265-JST 

STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

STEVEN BREAUX, individually and on 

behalf of all other similar situated 

individuals, 

 Plaintiff, 

 v. 

ACCREDITED CASUALTY AND 

SURETY COMPANY, INC., et al., 

 Defendants. 

Case No. 3:19-CV-00717-JST 

Case 3:19-cv-00717-JST Document 29 Filed 05/01/19 Page 1 of 15
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STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

WHEREAS, on January 29, 2019, Plaintiffs Shonetta Crain and Kira Serna filed a 

complaint in Alameda County Superior Court, Crain et al. v. Accredited Casualty and Surety 

Company, Inc., et al. (“Crain Action”); 

WHEREAS, on February 8, 2019, Plaintiff Steven Breaux filed a complaint in the 

Northern District of California, Breaux v. Accredited Casualty and Surety Company, Inc., et al. 

(“Breaux Action”); 

WHEREAS, on March 8, 2019, Defendants Two Jinn, Inc. and Seaview Insurance 

Company filed a notice of removal of the Crain Action to the Northern District of California; 

WHEREAS, on March 19, 2019, the Court related the Crain Action and the Breaux

Action (collectively, the “Related Actions”); 

WHEREAS, the Related Actions are proposed class actions against Defendants 

Accredited Casualty and Surety Company, Inc., Aegis Security Insurance Company, All-Pro Bail 

Bonds Inc., American Bail Coalition, Inc., Alleghany Casualty Company, American Contractors 

Indemnity Company, American Surety Company, Associated Bond and Insurance Agency, Inc., 

Bankers Agency, Inc., Bankers Insurance Company, Bond Safeguard Insurance Company, 

California Bail Agents Association, Continental Heritage Insurance Company, Crum & Forster 

Indemnity Company, Danielson National Insurance Company, Financial Casualty & Surety, Inc., 

Golden State Bail Agents Association, Harco National Insurance Company, Indiana Lumbermens 

Mutual Insurance Company, International Fidelity Insurance Company, Lexington National 

Insurance Corporation, Lexon Insurance Company, National American Insurance Company, 

North River Insurance Company, Philadelphia Reinsurance Corporation, Safety First Insurance 

Company, Seaview Insurance Company, Seneca Insurance Company, Stillwater Property and 

Casualty Insurance Company, Sun Surety Insurance Company, Two Jinn, Inc., United States Fire 

Insurance Company, Universal Fire & Casualty Insurance Company, Williamsburg National 

Insurance Company, Jerry Watson and William B. Carmichael, and DOES 1-100 pursuant to 

California’s antitrust statute, Business and Professions Code sections 16720, et seq. (the 

“Cartwright Act”); and California’s unfair competition law, Business and Professions Code 

Case 3:19-cv-00717-JST Document 29 Filed 05/01/19 Page 2 of 15
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STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

sections 17200, et seq. (the “Unfair Competition Law”); 

WHEREAS, the parties in the Related Actions have met and conferred and agree that the 

above-entitled actions should be consolidated pursuant to Federal Rule of Civil Procedure 42(a); 

WHEREAS, consolidation of the Complaints and other like actions will avoid duplication 

and unnecessary costs, and will promote the efficient conduct of the proceedings; 

WHEREAS, the parties in the Related Actions have met and conferred and agree to a 

schedule for filing a consolidated amended complaint following the appointment of interim class 

counsel; 

 WHEREAS, the parties in the Related Actions have met and conferred and agree that no 

answers, motions, or other responses to the complaints need be filed in the Related Actions until 

after the appointment of interim class counsel and the filing of a consolidated amended 

complaint; 

WHEREAS, the agreed-upon schedule is not for the purpose of delay, promotes judicial 

efficiency and economy, and will not cause prejudice to any party; 

NOW, THEREFORE, IT IS STIPULATED AND AGREED by Plaintiffs and Defendants 

in the Related Actions, by and through their undersigned respective counsel of record, as follows: 

I. CONSOLIDATION 

The Related Actions are consolidated for all purposes, including pre-trial proceedings and 

trial, pursuant to Federal Rule of Civil Procedure 42(a) (the “Consolidated Action”). 

II. MASTER DOCKET AND MASTER FILE 

A Master Docket and a Master File shall be created under the civil action number that has 

been assigned to the first-filed federal court case, No. 19-CV-00717-JST, with the caption “In re 

California Bail Bond Antitrust Litigation”. All docket entries regarding the Consolidated Action 

shall be docketed under the Master File number No. 19-CV-00717-JST. If a document pertains to 

only one or some of the consolidated cases, it will be docketed on the Master Docket with the 

notation in the docket text as to the case number(s) to which it pertains.

Case 3:19-cv-00717-JST Document 29 Filed 05/01/19 Page 3 of 15
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STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

III. RELATION AND CONSOLIDATION OF SUBSEQUENTLY FILED OR 

TRANSFERRED CASES 

The parties shall file a Notice of Related Cases pursuant to Civil L.R. 3-12 whenever a 

case that should be consolidated into this Consolidated Action is filed in, or transferred to, this 

District. If the Court determines that the case is related, the clerk shall: 

(a) place a copy of this Order in the separate file for such action; 

(b) serve on plaintiff’s counsel in the new case a copy of this Order; 

(c) direct that this Order be served upon defendants in the new case; and 

(d) make the appropriate entry in the Master Docket. 

All related actions that are subsequently filed in, or transferred to, this District shall be 

consolidated into this action for pretrial purposes. This Order shall apply to every such related 

action, absent order of the Court. A party that objects to such consolidation, or to any other 

provision of this Order, must file an application for relief from this Order within thirty (30) days 

after the date on which a copy of this order is mailed to the party’s counsel, pursuant to the above 

paragraph. 

IV. CAPTION OF CASES 

All papers hereafter filed in the Consolidated Action shall bear the following caption: 

IN RE CALIFORNIA BAIL BOND 

ANTITRUST LITIGATION

Master Docket No. 19-CV-00717-JST 

THIS DOCUMENT RELATES TO: 

When a pleading or other court paper is intended to apply to all actions to which this 

Order is applicable, the words “All Actions” shall appear immediately after the words “THIS 

DOCUMENT RELATES TO” in the caption set out above. When a pleading or other court paper 

is intended to be applicable only to a subset of the Actions, the separate caption and docket 

number for each individual action to which the pleading is intended to be applicable shall appear 

immediately after or below the words “THIS DOCUMENT RELATES TO” in the caption 

Case 3:19-cv-00717-JST Document 29 Filed 05/01/19 Page 4 of 15
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STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

described above. The short form of the case caption ([named plaintiff] v. [first named defendant], 

et al.) for such actions may be used. 

V. FILING AND DOCKETING 

All papers previously filed and served to date in any of the above-referenced actions are 

hereby deemed part of the record in 19-CV-00717-JST. 

When a paper is filed and the caption shows that it is to be applicable to “All Actions,” 

such paper shall be filed in the Master File and the Clerk shall note such filing in the Master 

Docket. Such papers need not be filed, and docket entries need not be made, in any other case 

file. 

When a paper is filed and the caption shows that it is to be applicable to fewer than all of 

the Consolidated Actions, such paper shall be filed in the Master File, and the clerk shall note 

such filing in both the Master Docket and the docket of each such action. Thus, the paper should 

only be filed in the Master File in 19-CV-00717-JST. 

VI. ECF AND SERVICE OF DOCUMENTS 

This case is subject to Electronic Case Filing (“ECF”), pursuant to General Order 45, 

Section VI, which requires that all documents in such a case be filed electronically. If counsel 

has not already done so, counsel shall register forthwith as an ECF user and be issued an ECF 

user ID and password. Forms and instructions can be found on the Court’s website at 

ecf.cand.uscourts.gov. 

All documents shall be e-filed in the Master File in 19-CV-00717-JST. Papers that are 

filed electronically through the Court’s ECF system are deemed served on all parties as of the 

date of filing. All other service of papers shall be governed by the Rules of Civil Procedure, 

unless otherwise agreed by the parties. 

VII. PRESERVATION OF EVIDENCE 

Until the parties agree on a preservation plan or the Court orders otherwise, each party 

shall take reasonable steps to preserve all documents, data, and tangible things containing 

information potentially relevant to the subject matter of this litigation. 

Case 3:19-cv-00717-JST Document 29 Filed 05/01/19 Page 5 of 15
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STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

VIII. SCHEDULE FOR RULE 23(G) MOTION, CONSOLIDATED AMENDED 

COMPLAINT, AND RESPONSIVE PLEADINGS 

A. Rule 23(g) Motion 

Plaintiffs will file a Motion for Appointment of Interim Class Counsel pursuant to Federal 

Rule of Civil Procedure 23(g) by May 1, 2019. 

B. Consolidated Amended Complaint 

Within seven (7) days of the Court’s Order appointing Interim Class Counsel, Interim 

Class Counsel shall file the Consolidated Amended Complaint. The Consolidated Amended 

Complaint shall be deemed Plaintiffs’ initial filing for purposes of Federal Rule of Civil 

Procedure 15(a). The Consolidated Amended Complaint shall relate back to the date of the first 

filed action in California state court, Crain et al. v. Accredited Surety and Casualty Company, et 

al. (filed January 29, 2019), for all purposes. Defendants shall have no obligation to answer, 

move, or otherwise plead in response to the previously-filed Complaints. 

C. Responsive Pleadings/Motion to Dismiss 

Defendants shall answer, move, or otherwise plead in response to the Consolidated 

Amended Complaint within thirty (30) days of the filing of the Consolidated Amended 

Complaint. The thirty (30) day deadline will apply to all state law response deadlines, including a 

motion to strike brought pursuant to California’s anti-SLAPP statutes. The page limits will be 

governed by the Stipulation and Order re: Responsive Briefing Page Limits (Crain Action Dkt. 

168; Breaux Action Dkt. 27). 

Case 3:19-cv-00717-JST Document 29 Filed 05/01/19 Page 6 of 15
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STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

Dated: April 30, 2019 Respectfully submitted, 

By: /s/ Dean M. Harvey 

Dean M. Harvey (SBN 250298) 

Katherine C. Lubin (SBN 259826) 

Adam Gitlin (SBN 317047) 

Yaman Salahi (SBN 288752) 

LIEFF CABRASER HEIMANN & BERNSTEIN, LLP

275 Battery Street, 29th Floor 

San Francisco, CA 94111 

Telephone: (415) 956-1000 

dharvey@lchb.com 

kbenson@lchb.com 

agitlin@lchb.com 

ysalahi@lchb.com 

Benjamin David Elga (pro hac vice) 

Brian James Shearer (pro hac vice) 

JUSTICE CATALYST LAW

25 Broadway, 9th Floor 

New York, NY 10004 

Telephone: (518) 732-6703 

belga@justicecatalyst.org 

brianshearer@justicecatalyst.org 

Stephanie Carroll (SBN 263698)

Cindy Pánuco (SBN 266921) 

Nisha Kashyap (SBN 301934) 

PUBLIC COUNSEL

610 South Ardmore Avenue 

Los Angeles, California, 90005 

Telephone: (213) 385-2977 

Facsimile: (213) 201-4722 

scarroll@publiccounsel.org 

nkashyap@publiccounsel.org 

 Stuart T. Rossman (pro hac vice) (B.B.O. No. 

430640) 

Brian Highsmith (pro hac vice motion 

forthcoming) 

NATIONAL CONSUMER LAW CENTER

7 Winthrop Square, Fourth Floor 

Boston, MA 02110-1245 

Telephone: (617) 542-8010 

Facsimile: (617) 542-8028 

srossman@nclc.org 

bhighsmith@nclc.org 

Case 3:19-cv-00717-JST Document 29 Filed 05/01/19 Page 7 of 15
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STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

David Seligman (pro hac vice motion 

forthcoming) 

TOWARDS JUSTICE

1410 High Street, Suite 300 

Denver, CO 80218 

Telephone: (720) 441-2236 

Facsimile: (303) 957-2289 

david@towardsjustice.org 

Counsel for Plaintiffs Shonetta Crain and Kira 

Serna

Dated: April 30, 2019 By: /s/ Julian Hammond 

Julian Hammond 

Polina Brandler 

Ari Cherniak 

HAMMONDLAW, P.C. 

1829 Reisterstown Road, Suite 410 

Baltimore, MD 21208 

Telephone: (310) 601-6766 

Facsimile: (310) 295-2385 

jhammond@hammondlawpc.com 

pbrandler@hammondlawpc.com 

acherniak@hammondlawpc.com 

 Laura L. Ho

Goldstein Borgen Dardarian & Ho 

300 Lakeside Drive, Suite 1000 

Oakland, CA 94612 

Telephone: (510) 763-9800 

Facsimile: (510) 835-1417 

lho@gbdhlegal.com 

Counsel for Plaintiff Steven Breaux

Dated: April 30, 2019 By: /s/ Paul J. Riehle 

Paul J. Riehle (115199) 

Drinker Biddle & Reath LLP 

Four Embarcadero Center, 27th Floor 

San Francisco, CA 94111-4180 

(415) 591-7521 

Paul.Riehle@dbr.com 

Attorney for Defendant Accredited Casualty & 

Surety Co., Inc.

Case 3:19-cv-00717-JST Document 29 Filed 05/01/19 Page 8 of 15
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STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

Dated: April 30, 2019 By: /s/ Michael A. Attanasio 

Michael A. Attanasio (151529) 

Beatriz Mejia (190948) 

Jon F. Cieslak (268951) 

Max Sladek de la Cal (324961) 

COOLEY LLP 

Attorneys for Defendants Seaview Insurance 

Company and Two Jinn, Inc. 

Dated: April 30, 2019 By: /s/ Julie A. Gryce 

 Julie A. Gryce (319530) 

DLA PIPER LLP (US) 

401 B Street, Suite 1700 

San Diego, CA 92101-4297 

Telephone: (619) 699-2700 

Facsimile: (619) 699-2701 

julie.gryce@dlapiper.com 

 Michael P. Murphy (pro hac vice)

John Hamill (pro hac vice) 

DLA PIPER LLP (US) 

Telephone: (212) 335-4500 

Facsimile: (212) 335-4501 

michael.murphy@dlapiper.com 

john.hamill@dlapiper.com 

Attorneys for Defendants Danielson National 

Insurance Company and National American 

Insurance Company of California

Dated: April 30, 2019 By: /s/ Shaun Paisley 

Drew Koning (263082) 

Blake Zollar (268913) 

Shaun Paisley (244377) 

KONING ZOLLAR LLP 

2210 Encinitas Blvd., Suite S 

Encinitas, CA 92024 

Telephone: (858) 252-3234 

Facsimile: (858) 252-3238 

drew@kzllp.com 

blake@kzllp.com 

shaun@kzllp.com 

Attorneys for Defendant All-Pro Bail Bonds, 

Inc. 

Case 3:19-cv-00717-JST Document 29 Filed 05/01/19 Page 9 of 15
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STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

Dated: April 30, 2019 By: /s/ Gerard G. Pecht 

Gerard G. Pecht (pro hac vice to be filed) 

NORTON ROSE FULBRIGHT US LLP

1301 McKinney, Suite 5100 

Houston, Texas 77010 

Telephone: (713) 651-5151 

Facsimile: (713) 651-5246 

gerard.pecht@nortonrosefulbright.com 

Joshua D. Lichtman (SBN 176143) 

NORTON ROSE FULBRIGHT US LLP

555 South Flower Street, Forty-First Floor 

Los Angeles, California 90071 

Telephone: (213) 892-9200 

Facsimile: (213) 892-9494 

joshua.lichtman@nortonrosefulbright.com 

 

Attorneys for Defendant American 

Contractors Indemnity Company 

Dated: April 30, 2019 By: /s/ Anne K. Edwards 

Anne K. Edwards (110424) 

SMITH, GAMBRELL & RUSSELL, LLP 

444 South Flower Street, Suite 1700 

Los Angeles, CA 90071 

Telephone: (213) 358-7210 

Facsimile: (213) 358-7310 

aedwards@sgrlaw.com 

Attorneys for Defendant Williamsburg 

National Insurance Company 

Dated: April 30, 2019 By: /s/ Nicole S. Healy 

Todd A. Roberts 

Nicole S. Healy 

Edwin B. Barnes 

ROPERS, MAJESKI, KOHN & BENTLEY

Attorneys for Defendants American Bail 

Coalition, Inc. and William B. Carmichael 

Case 3:19-cv-00717-JST Document 29 Filed 05/01/19 Page 10 of 15
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STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

Dated: April 30, 2019 By: /s/ Vincent S. Loh 

David F. Hauge (128294) 

Todd H. Stitt (179694) 

Vincent S. Loh (238410) 

MICHELMAN & ROBINSON, LLP 

Attorneys for Defendants United States Fire 

Insurance Company, North River Insurance 

Company, Crum & Forster Indemnity 

Company, and Seneca Insurance Company 

Dated: April 30, 2019 By: /s/ Casey A. Hatton 

Casey A. Hatton (SBN 246081) 

HINSHAW & CULBERTSON LLP 

One California Street, 18th Floor 

San Francisco, CA 94111 

Telephone: 415.362.6000 

Facsimile: 451.834.9070 

chatton@hinshawlaw.com 

Christie A. Moore (pro hac pending) 

W. Scott Croft (pro hac pending) 

BINGHAM GREENEBAUM DOLL LLP 

101 S. Fifth Street 

3500 PNC Tower 

Louisville, KY 40202 

Telephone: 502.587.3758 

Facsimile: 502.540.2276 

cmoore@bgdlegal.com 

wcroft@bgdlegal.com 

Attorneys for Bond Safeguard Insurance 

Company and Lexon Insurance Company 

Dated: April 30, 2019 By: /s/ Travis Wall 

Travis Wall (191662) 

Spencer Kook (205304) 

HINSHAW & CULBERTSON LLP 

Attorneys for Defendant Philadelphia 

Reinsurance Corporation 

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STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

Dated: April 30, 2019 By: /s/ Greg Day 

Greg Day 

LAW OFFICES OF GREGORY S. DAY

120 Birmingham Drive, Suite 200 

Cardiff, CA 92007 

Telephone: (760) 436-2827 

attygsd@gmail.com 

Attorneys for Defendants California Bail 

Agents Association, Universal Fire & 

Insurance Company, Sun Surety Insurance 

Company 

Dated: April 30, 2019 By: /s/ Timothy P. Irving 

Timothy P. Irving (108413) 

TYSON & MENDES LLP 

5661 La Jolla Boulevard 

San Diego, CA 92037 

Telephone: (858) 459-4400 

Facsimile: (858) 459-3864 

tirving@tysonmendes.com 

Attorneys for Defendant Aegis Security 

Insurance Company 

Dated: April 30, 2019 By: /s/ Regina J. McClendon 

 

Regina J. McClendon 

LOCKE LORD LLP 

Attorneys for Defendant Safety First Insurance 

Company 

Dated: April 30, 2019 By: /s/ Howard Holderness 

John A. Sebastinelli (127859) 

Howard Holderness (169814) 

GREENBERG TRAURIG, LLP 

Attorneys for Defendants American Surety 

Company and Indiana Lumbermens Mutual 

Insurance Company 

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STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

Dated: April 30, 2019 By: /s/ Gary A. Nye 

Gary A. Nye (126104) 

ROXBOROUGH, POMERANCE, NYE & ADREANI,

LLP 

Attorneys for Defendants Allegheny Casualty 

Company, Associated Bond and Insurance 

Agency, Inc., Bankers Insurance Company, 

Harco National Insurance Company, 

International Fidelity Insurance Company, 

Lexington National Insurance Corporation, 

and Jerry Watson 

Dated: April 30, 2019 By: /s/ James Mills 

James Mills (203783) 

LAW OFFICE OF JAMES MILLS

1300 Clay Street, Suite 600 

Oakland, CA 94612-1427 

Telephone: (510) 521-8748 

Facsimile: (510) 277-1413 

james@jamesmillslaw.com 

Michael D. Singletary (pro hac vice motion 

forthcoming) 

Shannon W. Bangle (pro hac vice motion 

forthcoming) 

Brian C. Potter (pro hac vice motion 

forthcoming) 

BANGLE & POTTER, PLLC 

604 W. 13th Street 

Austin, TX 78701 

Telephone: (512) 270-4844 

Facsimile: (512) 270-4845 

Michael@banglepotter.com 

Shannon@banglepotter.com 

Brian@banglepotter.com 

Attorneys for Defendant Financial Casualty & 

Surety, Inc. 

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STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

Dated: April 30, 2019 By: /s/ Erik K. Swanholt 

Erik K. Swanholt 

FOLEY & LARDNER

555 South Flower St., 33rd Floor 

Los Angeles, CA 90071 

Telephone: (213) 972-4500 

Facsimile: (213) 486-0065 

Attorneys for Defendants Continental 

Heritage Insurance Company 

Dated: April 30, 2019 By: /s/ John M. Rorabaugh 

John M. Rorabaugh (178366) 

Attorney for Defendant Golden State Bail 

Association 

Filer’s Attestation 

Pursuant to General Order No. 45, § X(B), I attest under penalty of perjury that 

concurrence in the filing of the document has been obtained from all the signatories. 

Dated: April 30, 2019 /s/ Dean M. Harvey 

 DEAN M. HARVEY 

 LIEFF CABRASER HEIMANN 

 & BERNSTEIN, LLP 

 

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STIPULATED [PROPOSED] PRETRIAL 

CONSOLIDATION ORDER 

CASE NOS. 3:19-CV-001265-JST; 3:19-CV-00717-JST 

IT IS SO ORDERED. 

Dated: 

 HON. JON S. TIGAR 

 UNITED STATES DISTRICT JUDGE 

May 1, 2019

Case 3:19-cv-00717-JST Document 29 Filed 05/01/19 Page 15 of 15