Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-cand-3_07-cv-00726/USCOURTS-cand-3_07-cv-00726-47/pdf.json

Nature of Suit Code: 430
Nature of Suit: Banks and Banking
Cause of Action: 15:1681 Fair Credit Reporting Act

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United States District Court

For the Northern District of California

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United States District Court

For the Northern District of California

IN THE UNITED STATES DISTRICT COURT

FOR THE NORTHERN DISTRICT OF CALIFORNIA

ERIC ROBERT DREW,

Plaintiff,

 v.

EQUIFAX INFORMATION SERVICES LLC,

Defendant. /

No. C 07-0726 SI

DRAFT VERDICT

Note to Counsel:

This form is similar to but not the same as defendant’s earlier draft. Defendant’s earlier draft

asked the jury to find actual damages in the event of a negligent violation of the FCRA (defendant’s

part II), but not if it found a willful violation (the form sent the jury directly to part III, skipping the

actual damage findings). I have changed this by asking the jury to consider actual damages in either

situation. I have also added nominal damages to the form, in part III. 

Please consider whether this is clear enough to cover a situation where the jury found two or

more violations, with some negligent and some willful. I believe part III would apply if the jury found

any willful violation in such a circumstance.

Case 3:07-cv-00726-SI Document 442 Filed 07/28/10 Page 1 of 4
United States District Court

For the Northern District of California

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IN THE UNITED STATES DISTRICT COURT

FOR THE NORTHERN DISTRICT OF CALIFORNIA

ERIC ROBERT DREW,

Plaintiff,

 v.

EQUIFAX INFORMATION SERVICES LLC,

Defendant. /

No. C 07-0726 SI

VERDICT

I. We, the jury in the above entitled case, find, by a preponderance of the evidence, that Equifax

Information Services LLC:

[You must check either (a), (b) or (c).]

(a) ________ did not violate the FCRA [You are finished and do not need to answer any

further questions. The Presiding Juror should date and sign the verdict form.]

(b) _______ did negligently violate the FCRA. [Please go to Part II and respond.]

(c) _______ did willfully violate the FCRA. [Please go to Part III and respond.]

Case 3:07-cv-00726-SI Document 442 Filed 07/28/10 Page 2 of 4
United States District Court

For the Northern District of California

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II. [If you find that violation is negligent.]

(a) Do you unanimously find that plaintiff proved, by a preponderance of the evidence, that he

was caused actual damages as a result of Equifax’s violation of the Fair Credit Reporting Act as found

above?

Yes ________ No ________ [If your answeris “Yes,” proceed to question (b). If your

answer is “No,” you are finished and do not need to

answer any further questions. The Presiding Juror

should date and sign the verdict form.]

 (b) What is the total amount of actual damages that you unanimously award plaintiff?

Monetary loss $_______________

Emotional distress $_______________ [You are finished and do not need to

answer any further questions. The

Presiding Juror should date and sign the

verdict form.]

III. [If you find that violation is willful]

(a) Do you unanimously find that plaintiff proved, by a preponderance of the evidence, that he

was caused actual damages as a result of Equifax’s violation of the Fair Credit Reporting Act as found

above?

Yes ________ No ________ [If your answeris “Yes,” proceed to question (b). If your

answer is “No,” proceed to question (c).]

 (b) What is the total amount of actual damages that you unanimously award plaintiff?

Monetary loss $_______________

Emotional distress $_______________ [Proceed to question (d).]

(c) What is the total amount of nominal damages, if any, that you unanimously award

plaintiff? [Must be an amount between $100 and $1000.]

Nominal damages $______________ [Proceed to question (d).]

Case 3:07-cv-00726-SI Document 442 Filed 07/28/10 Page 3 of 4
United States District Court

For the Northern District of California

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(d) Do you unanimously find that plaintiff proved, by a preponderance of the evidence, that

he is entitled to punitive damages as a result of Equifax’s willful violation of the Fair Credit Reporting

Act?

Yes ________ No ________ [If your answer is “No,” you are finished and do

not need to answer any further questions. The

Presiding Juror should date and sign the verdict

form. If your answer is “Yes,” please answer the

next question.]

(e) What is the total amount of punitive damages, if any, that you unanimously award

Plaintiff against Equifax?

$ ________________

Date _________________ _________________________________

PRESIDING JUROR

Case 3:07-cv-00726-SI Document 442 Filed 07/28/10 Page 4 of 4