Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-cand-4_03-cv-04190/USCOURTS-cand-4_03-cv-04190-0/pdf.json

Nature of Suit Code: 890
Nature of Suit: Other Statutory Actions
Cause of Action: 28:1441 Petition for Removal- Injunctive/Declaratory Relief

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United States District Court

For the Northern District of California

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United States District Court

For the Northern District of California

IN THE UNITED STATES DISTRICT COURT

FOR THE NORTHERN DISTRICT OF CALIFORNIA

RETAILERS NATIONAL BANK,

Plaintiff,

v

LISA HARDING,

Defendant. /

AND RELATED COUNTERCLAIM

 /

No C-03-4190 VRW

ORDER TO SHOW CAUSE

In an order following the March 17, 2005, hearing in this

matter, the court stated:

It appears that with respect to several

counterdefendants the Hardings have named the

wrong corporate entity. The parties shall, if

possible, stipulate to the substitution of the

correct entity. Such stipulations shall be

filed with the court not later than April 7,

2005. In the event the parties are unable to

stipulate to the substitution, the Hardings may

file a motion to amend on or before April 14,

2005, to be heard on May 19, 2005, at 2:00 pm.

Doc #85 at 2:12-20.

It appears that the Hardings took advantage of the

Case 4:03-cv-04190-CW Document 142 Filed 05/27/05 Page 1 of 2
United States District Court

For the Northern District of California

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court’s indulgence of their poor investigation of the

counterdefendants’ identities; on April 8, 2005, the court granted

a stipulation to subsitute Fleet Bank (RI), National Association

for Fleet Financial Group, Inc. Doc #109.

But no other stipulation or motion to amend was filed,

even though several disputes remain. In particular:

• Discover Financial Services, Inc is not a card issuer;

Discover Bank is the card issuer. Doc #99.

• MBNA Corporation is not a card issuer; MBNA America Bank,

NA is the card issuer. Doc #127.

• Providian Financial Corporation is not a card issuer;

Providian National Bank is the card issuer. Doc #132.

As such, it would appear that the Hardings have no arbitration

agreement with, nor used a credit card issued by the Discover, MBNA

and Providian entities they have named.

While the foregoing may be a basis for a judgment on the

merits in favor of the above entities, the court has not yet

resolved whether it has jurisdiction in this case. The appropriate

course at this stage would be a dismissal without prejudice. 

Accordingly, the Hardings are ORDERED TO SHOW CAUSE in writing by

June 1, 2005, why Discover Financial Services, Inc; MBNA

Corporation; and Providian Financial Corporation should not be

dismissed without prejudice.

IT IS SO ORDERED.

 

VAUGHN R WALKER

United States District Chief Judge

Case 4:03-cv-04190-CW Document 142 Filed 05/27/05 Page 2 of 2