Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-caed-2_07-cv-02332/USCOURTS-caed-2_07-cv-02332-2/pdf.json

Nature of Suit Code: 370
Nature of Suit: Other Fraud
Cause of Action: 15:1601 Truth in Lending

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UNITED STATES DISTRICT COURT

EASTERN DISTRICT OF CALIFORNIA

SACRAMENTO DIVISION

Ginger L. Hughes, ) 

 )

 Plaintiff, )

 )

 )

 v. )

 )

 )

Bravo Credit Corp., et )

al. ) 

 )

 Defendants. )

 )

________________________)

07-CV-02332-LEW-KJM

ORDER 

Currently before the Court is Deutsche Bank

National Trust Company’s Motion to Dismiss. Having

considered all papers and arguments, THE COURT NOW

FINDS AND RULES AS FOLLOWS:

The Court:

• GRANTS, with 20 days leave to amend, the Motion

to Dismiss the First Claim for Relief (Violation of the

Case 2:07-cv-02332-JAM -KJM Document 22 Filed 02/14/08 Page 1 of 2
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Truth In Lending Act) as to the damages claim under 15

U.S.C. § 1640, including actual damages, twice the

finance charge, attorney fees, and costs because the

statute of limitations has run;

• GRANTS with prejudice the Motion to Dismiss as

to the Third Claim for Relief (Breach of the Implied

Covenant of Good Faith and Fair Dealing) because, as

Defendant and Plaintiff agree, California law disfavors

such a cause of action in this case;

• GRANTS, with 20 days leave to amend, the Motion

to Dismiss as to the Fourth Claim for Relief (Unjust

Enrichment) because Plaintiff does not allege how

Defendant Deutsch Bank received benefit and unjust

retention of the benefit when the Note was inaccurately

dated;

• GRANTS with prejudice the Motion to Dismiss as

to the Fifth Claim for Relief (Injunctive Relief)

because injunctive relief is a remedy, not a cause of

action; and 

• DENIES the Motion to Dismiss as to the Sixth

Claim for Relief (Violation of Business and Professions

Code Sections 17200 et seq.) because the allegations

are sufficient.

IT IS SO ORDERED. 

 HONORABLE RONALD S.W. LEW

 Senior U.S. District Judge

DATED: February 13, 2008

Case 2:07-cv-02332-JAM -KJM Document 22 Filed 02/14/08 Page 2 of 2