Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-casd-3_09-cv-00256/USCOURTS-casd-3_09-cv-00256-1/pdf.json

Nature of Suit Code: 890
Nature of Suit: Other Statutory Actions
Cause of Action: 15:1601 Truth in Lending

---

1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 1

UNITED STATES DISTRICT COURT

SOUTHERN DISTRICT OF CALIFORNIA

TOBIN et al,

Plaintiffs,

v.

BC BANCORP et al,

Defendants.

_____________________________________

)

)

)

)

)

)

)

)

)

)

)

Civil No. 09‐CV‐256‐DMS(WVG)

ORDER GRANTING DEFENDANTS’ REQUEST

FOR SECOND DEPOSITION  

(Doc. No. 105)

On March 3, 2010, at 2:00 P.M. the Court convened a discovery conference. Appearing

were Deborah Raymond and Jodi Hansen for Plaintiffs, and Charles Jarrell, for Defendants Wells

FargoBank, IndyMac FederalBank FSB, Elke Poerschke,DeutscheBankNational Trust Company, and

US Bank. Jeffrey Benice appeared on behalf of Defendants Loni Hall, Robert Garner, and J & J

Lending. Deepika Saluja appeared on behalf of NDEx West LLC. The conference was held on the

record. The rulings below reflect the Court’s conclusions, ruled on the record, at the discovery

conference.

BACKGROUND

Prior to the filing of this suit, in November 2008, Plaintiffs and Defendants were in

communication about an impending foreclosure sale of Plaintiffs’ residence. Defendant Elke

Poerschkewrote an emailto Plaintiffs’ counsel,Ms.Raymond,thatthe foreclosure salewas “onhold

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 1 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

1

Defendant Deutsche Bank National Trust Company first appeared and answered the Second

Amended Corrected Complaint on February 11, 2010. Discovery is not yet due.

09cv256 2

indefinitely.” Without further notice, Plaintiffs’ home was sold in foreclosure a few months later.

In February 2009, Plaintiffs filed suit alleging among other claims, unfair competition,

intentional misrepresentation, negligent misrepresentation, intentional infliction of emotional

distress, negligent infliction of emotional distress, and breach of contract.

Plaintiffs have requested extensive discovery from several Defendants,specifically Wells

Fargo Bank, Indy Mac Federal Bank, and Elke Poerschke. Plaintiffs seek to find the true holder of

their loan note so that their Truth In Lending Act (“TILA”) claim can run against the proper party.

Plaintiffsrequest extensive discovery into the chain of title of the loan note,  performance of bank’s

obligations imposed by the Pooling and Servicing Agreement, and seek to verify the paper trail

associatedwith the assignments oftheirloan, and other paper‐intensive detailed inquiries. Plaintiffs

fear that without this expensive discovery,  they will be estopped from asserting a claim against the

true holder of the note, because the purported physical note holder will present evidence of a

technical defect in its status as note holder.

LEGAL STANDARD

The scope of discovery is generally broad. Parties are permitted to discover “any

nonprivileged matter that is relevant to any party's claim or defense.” Fed. R. Civ. Proc. 26(b)(1).

However, the Court “on motion or on its own, ...  must limit the ... extent of discovery ... if it

determines that ... the burden or expense of the proposed discovery outweighs its likely benefit.”

Fed. R. Civ. Proc. 26(b)(2)(C).

DISCUSSION

A large majority of Plaintiffs’ discovery requests to Wells Fargo and Indy Mac Bank are

solely aimed to discover which entity holds the note associated with Plaintiffs’ loan. At the

Discovery Conference, on the record, counsel for Deutsche Bank National Trust Company

(“Deutsche”) represented that his client, Deutsche, was the note holder.1 Because of this

representation, the Court concludes that much of Plaintiffs’ discovery is unnecessary and

irrelevant, if not duplicative. All inquiries into the Pooling and Servicing Agreement, the chain of

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 2 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 3

title of the note, tracing assignments of the note, or requests for originals of loan documents are

irrelevant if in fact Deutsche Bank will represent at trial that it is the proper note holder and will

not claim a technical defect, disqualifying it from its status as note holder.

To avoid any confusion on the matter, the Court orders Deutsche to provide a verified

response that it is, in fact , holder of the note. This verified response must be provided on or

before March 24, 2010. If Deutsche intends to claim that it is not in fact true holder of the note,

Deutsche must notify the Court and Plaintiffs by March 17, 2010, and any limitations on Plain‐

tiffs’ search will be reversed so that Plaintiffs may resume discovery calculated to reveal the true

holder of their loan note. If during discovery Deutsche learns that it is not holder of the note, it

must notify the Court immediately and Plaintiffs’ discovery will go forward. Notification must

describe when and how Deutsche learned it was not holder, and explain why this information

could not be produced earlier. Any delay in notification by Deutsche will be construed by the

Court as sanctionable bad faith litigation tactics.

I. Plaintiffs’ Disputes with Defendant Wells Fargo

A. Document Production Requests Set One

Document Production Request 1

Defendant is ordered to identify the documents previously produced that are relevant

to the request. Defendant shall identify documents by Bates number and grouped in categories.

Defendant must also provide Plaintiffs a list of existing documents that Defendant asserts are

irrelevant to the request and has refused to produce.

Document Production Request 2

Defendant is ordered to produce the color copies of the original loan documents,

including the promissory note, in a verified response, by Friday March 5, 2010.

///

///

///

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 3 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 4

Document Production Request 3

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 4

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 5

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 6

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 7

Defendant is compelled to provide an amended response.  

Document Production Request 8

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 9

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

///

///

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 4 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 5

Document Production Request 10

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 11

Plaintiffs withdrew this request.

Document Production Request 12

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 13

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 14

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 15

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 16

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

///

///

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 5 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 6

Document Production Request 17

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 18

Plaintiffs withdrew this request.

Document Production Request 19

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 20

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional responsive documents to the request.

Document Production Request 21

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 22

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 23

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 6 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 7

Document Production Request 24

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 25

The request is limited to exclusively log sheets relative to the loan origination and

foreclosure. If no responsive documents exist, Defendant is ordered to so state.

Document Production Request 26

The scope of this request is limited to documents reflecting payments made by

Plaintiffs on the loan. Defendant is compelled to respond to the limited scope of this request.

Document Production Request 27

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 28

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 29

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 30

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 7 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 8

Document Production Request 31

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 32

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 33

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 34

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 35

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 36

The Court finds that the burden on Defendants of complying with Plaintiffs’ request

outweighs the value of the documents sought. Accordingly, Plaintiffs’ request is denied.

Document Production Request 37

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 8 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 9

Document Production Request 38

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 39

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 40

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 41

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 42

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 43

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 44

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 9 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 10

Document Production Request 45

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 46

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 47

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 48

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 49

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 50

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 51

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 10 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 11

Document Production Request 52

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 53

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 54

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 55

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 56

Defendant is compelled to respond subject to FRCP 26(a)(1)(D). If no responsive policy

exists, Defendant shall so state.

Document Production Request 57

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 58

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 11 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 12

Document Production Request 59

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 60

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 61

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 62

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 63

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 64

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 65

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 12 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 13

Document Production Request 66

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 67

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 68

Defendant is compelled to respond to the extent that there are powers of attorney

relative to the loan origination documents and/or the foreclosure. If none exist, Defendant shall

so state.

Document Production Request 69

Defendant is compelled to respond with documents granting authority to sign loan

documents relating to loan origination and/or foreclosure. If none exist, Defendant shall so state.

Document Production Request 70

Plaintiffs withdrew this request.

Document Production Request 71

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 72

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 13 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 14

Document Production Request 73

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 74

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 75

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 76

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 77

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 78

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 79

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 14 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 15

Document Production Request 80

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 81

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 82

Defendant is compelled to respond with documents relating to loan origination and/or

foreclosure.

Document Production Request 83

Defendant is compelled to respond with all responsive documents relating to the loan

origination and foreclosure.

Document Production Request 84

The Court finds that Plaintiffs’ request is duplicative , and encompassed within the

scope of Document Production Request 20.  Accordingly, Plaintiffs’ request is denied.

Document Production Request 85

The Court finds that Plaintiffs’ request duplicative of the various other requests for

production which Defendant has indicated it has produced, or is ordered to produce responsive

documents as set forth in this order. Accordingly, Plaintiffs’ request is denied.

///

///

///

///

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 15 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 16

Document Production Request 86

Defendant is obligated and ordered to disclose all documents it intends to use at trial.

If responsive documents to these discovery responses are not produced by Defendant, Defen‐

dant may be precluded from entering such documents at trial.

Document Production Request 87

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 88

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 89

Plaintiffs withdrew the request.

Document Production Request 90

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 91

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 92

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 16 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 17

Document Production Request 93

Defendant is compelled to respond, with all responsive documents used  to determine

that the loan was in default.

Document Production Request 94

Defendant is compelled respond with all responsive documents detailing the amount

due on the loan on the date of foreclosure.

Document Production Request 95

Defendant is compelled to respond with all responsive documents that provide a

monthly accounting of payments made and outstanding, including principle and interest

amounts.

Document Production Request 96

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 97

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 98

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 99

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 17 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 18

Document Production Request 100

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional documents responsive to the request.

Document Production Request 101

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional documents responsive to the request.  

Document Production Request 102

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional documents responsive to the request.  

Document Production Request 103

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 104

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

B.) 30(b)(6) Deposition Notice to Wells Fargo Bank

Defendant Wells Fargo must produce a witness able to testify to corporate knowledge

on the following topics: 1 ‐ 7; 10; 12, 14; 16‐ 39; 47 from January 1, 2006 up to the date of filing

the lawsuit; and 48.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 18 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 19

II. Plaintiffs’ Disputes With Defendant Indy Mac Federal Bank

A. Document Production Requests to Defendant Indy Mac

Document Production Request 1

Defendant is ordered to identify the documents previously produced that are relevant

to the request. Defendant shall identify documents by Bates number and grouped in categories.

Defendant must also provide Plaintiffs a list of existing documents that Defendant asserts are

irrelevant to the request and has refused to produce.

Document Production Request 2

Defendant is ordered to produce the color copies of the original loan documents,

including the promissory note, in a verified response, by Friday March 5, 2010.

Document Production Request 3

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 4

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 5

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 6

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 19 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 20

Document Production Request 7

Defendant is compelled to provide an amended response.  

Document Production Request 8

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 9

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 10

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 11

Plaintiffs withdrew this request.

Document Production Request 12

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 13

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

///

///

///

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 20 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 21

Document Production Request 14

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 15

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 16

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 17

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 18

Plaintiffs withdrew this request.

Document Production Request 19

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 20

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional responsive documents to the request.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 21 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 22

Document Production Request 21

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 22

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 23

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 24

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 25

The request is limited exclusively to log sheets relative to the loan origination and

foreclosure. If no responsive documents exist, Defendant is ordered to so state.

Document Production Request 26

The scope of this request is limited to documents reflecting payments made by

Plaintiffs on the loan. Defendant is compelled to respond to the limited scope of this request.

Document Production Request 27

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 22 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 23

Document Production Request 28

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 29

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 30

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 31

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 32

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 33

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 34

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 23 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 24

Document Production Request 35

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 36

The Court finds that the burden on Defendants of complying with Plaintiffs’ request

outweighs the value of the documents sought. Accordingly, Plaintiffs’ request is denied.

Document Production Request 37

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 38

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 39

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 40

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 41

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 24 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 25

Document Production Request 42

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 43

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 44

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 45

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 46

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 47

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 48

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 25 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 26

Document Production Request 49

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 50

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 51

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 52

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 53

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 54

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 55

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 26 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 27

Document Production Request 56

Defendant is compelled to respond subject to FRCP 26(a)(1)(D). If no responsive policy

exists, Defendant shall so state.

Document Production Request 57

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 58

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 59

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 60

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 61

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 62

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 27 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 28

Document Production Request 63

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 64

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 65

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 66

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 67

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 68

Defendant is compelled to respond to the extent that there are powers of attorney

relative to the loan origination documents and/or the foreclosure. If none exist, Defendant shall

so state.

Document Production Request 69

Defendant is compelled to respond with documents granting authority to sign loan

documents relating to loan origination and/or foreclosure. If none exist, Defendant shall so state.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 28 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 29

Document Production Request 70

Plaintiffs withdrew this request.

Document Production Request 71

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 72

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 73

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 74

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 75

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 76

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

///

///

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 29 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 30

Document Production Request 77

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 78

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 79

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 80

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 81

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 82

Defendant is compelled to respond with documents relating to loan origination and/or

foreclosure.

Document Production Request 83

Defendant is compelled to respond with all responsive documents relating to the loan

origination and foreclosure.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 30 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 31

Document Production Request 84

The Court finds that Plaintiffs’ request is duplicative , and encompassed within the

scope of Document Production Request 20.  Accordingly, Plaintiffs’ request is denied.

Document Production Request 85

The Court finds that Plaintiffs’ request duplicative of the various other requests for

production which Defendant has indicated it has produced, or is ordered to produce responsive

documents as set forth in this order. Accordingly, Plaintiffs’ request is denied.

Document Production Request 86

Defendant is obligated and ordered to disclose all documents it intends to use at trial.

If responsive documents to these discovery responses are not produced by Defendant, Defen‐

dant may be precluded from entering such documents at trial.

Document Production Request 87

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 88

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 89

Plaintiffs withdrew the request.

Document Production Request 90

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 31 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 32

Document Production Request 91

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 92

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 93

Defendant is compelled to respond, with all responsive documents used  to determine

that the loan was in default.

Document Production Request 94

Defendant is compelled respond with all responsive documents detailing the amount

due on the loan on the date of foreclosure.

Document Production Request 95

Defendant is compelled to respond with all responsive documents that provide a

monthly accounting of payments made and outstanding, including principle and interest

amounts.

Document Production Request 96

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 97

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 32 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 33

Document Production Request 98

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 99

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Document Production Request 100

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional documents responsive to the request.

Document Production Request 101

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional documents responsive to the request.  

Document Production Request 102

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional documents responsive to the request.  

Document Production Request 103

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

///

///

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 33 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 34

Document Production Request 104

Defendant is compelled to produce responsive written procedures, for the time period

from January 1, 2006, up to the date of foreclosure.

Document Production Request 105

Defendant is compelled to produce written policies regarding handling of rescission

notices for the time period from January 1, 2006, up to and including the date of foreclosure.

Document Production Request 106

Plaintiffs withdrew this request.

Document Production Request 107

Plaintiffs withdrew this request.

Document Production Request 108

Plaintiffs shall contact Defendant for any undecipherable notations in discovery

documents. Defendant shall provide Plaintiffs with information sufficient to understand the

codes and symbols used in any documentation.

Document Production Request 109

Defendant is compelled to produce written polices regarding document destruction

and retention schedules for the time period from January 1, 2006 up to the filing of the current

lawsuit.

Document Production Request 110

The Court finds that Plaintiffs’ request is irrelevant to the claims against Defendant in

this case, and accordingly is denied.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 34 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 35

B. 30(b)(6) Notice To Defendant IndyMac Bank

Under rule 30(b)(6) IndyMac must produce a witness to testify as to the corporation’s

knowledge on the following topics: 1 ‐ 7, 10, 12, 14, 16 ‐ 48 up to the time of the foreclosure, 49,

50 ‐ 52, 53 for the time period of January 1, 2006  up to the date of filing the current lawsuit, and

54.

III. Plaintiffs’ Discovery Disputes With Elke Poerschke

A.) Document Production Requests

Document Production Request 1

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional responsive documents to the request.

Document Production Request 2

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional responsive documents to the request.

Document Production Request 3

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional responsive documents to the request.

Document Production Request 4

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional responsive documents to the request.

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 35 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 36

Document Production Request 5

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional responsive documents to the request.

Document Production Request 6

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional responsive documents to the request.

Document Production Request 7

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional responsive documents to the request.

Document Production Request 8

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional responsive documents to the request.

Document Production Request 9

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional responsive documents to the request.

///

///

///

///

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 36 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 37

Document Production Request 10

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional responsive documents to the request.

Document Production Request 11

Defendant represents that responsive documents have been provided. If no additional

responsive documents are remaining, Defendant shall so state. Otherwise, Defendant is ordered

to disclose additional responsive documents to the request.

Document Production Request 12

To the extent that documents exist that are generated in electronic format that are

responsive to Document Production Requests 1 ‐11, these documents shall be produced. If there

are no responsive documents, Defendant shall so state.

Document Production Request 13

Defendant is compelled to respond to the extent that there are non privileged notes

regarding Plaintiffs’ loan.

Document Production Request 14

The Court finds that Plaintiffs’ request is duplicative of the previous 13 requests, and

accordingly is denied.

Document Production Request 15

The Court finds that Plaintiffs’ request is duplicative of the Requests For Production 1‐

13, and accordingly is denied.

///

///

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 37 of 38
 1

 2

 3

 4

 5

 6

 7

 8

 9

 10

 11

 12

 13

 14

 15

 16

 17

18

19

20

21

22

23

24

25

26

27

28

09cv256 38

B.) Deposition of Elke Poerschke

The parties represent that there is no dispute regarding Ms. Poerschke’s deposition.

IV. Timing of Discovery Requests

Defendants have until April 5, 2010 to provide supplemental responses, consistent

with the orders of the Court as provided herein.

DATED:  March 12, 2010

    Hon. William V. Gallo

    U.S. Magistrate Judge

Case 3:09-cv-00256-DMS-WVG Document 125 Filed 03/12/10 Page 38 of 38