Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-cand-3_04-cv-00478/USCOURTS-cand-3_04-cv-00478-7/pdf.json

Nature of Suit Code: 890
Nature of Suit: Other Statutory Actions
Cause of Action: 15:1692 Fair Debt Collection Act

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Irving L. Berg (SBN 36273) 

THE BERG LAW GROUP 

433 Town Center, No. 493 

Corte Madera, California 94925 

(415) 924-0742 

(415) 891-8208 (Fax) 

O. Randolph Bragg 

HORWITZ, HORWITZ & ASSOC. 

25 E. Washington St, Suite 900 

Chicago, Illinois 60602 

(312) 372-8822 

(312) 372-1673 (Fax) 

Attorneys for Plaintiff RITA CAMACHO 

UNITED STATES DISTRICT COURT 

NORTHERN DISTRICT OF CALIFORNIA

SAN FRANCISCO DIVISION 

RITA CAMACHO, on behalf of herself and all 

others similarly situated, 

 Plaintiff, 

v. 

BRIDGEPORT FINANCIAL, INC.,

 Defendants. 

Case No.: C04 0478 CRB 

[PROPOSED] ORDER GRANTING FINAL 

APPROVAL OF CLASS SETTLEMENT 

Date: November 17, 2006 

Time: 10:00 a.m.

Place: Courtroom 8, 19th Floor 

Judge: Honorable Charles R. Breyer 

This cause came before the Court on the Joint Application for Certification of Settlement Class

and Preliminary Approval of Class Settlement, which this Court granted. Notice was given in

accordance with that Preliminary Approval Order. The parties now come before the Court in a joint 

application for final approval of the class settlement. A hearing was conducted on November 17, 

2006, at which the Plaintiff and the class were represented by Irving L. Berg, Esq. and June D. Koper, 

Esq. of Ellis Coleman Poirier La Voie & Steinheimer appeared on behalf of defendants. The Court has

reviewed any objection to the class settlement it received, if any were received, and gave opportunity 

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[Proposed] Granting Final Approval Of Class Settlement 

Case 3:04-cv-00478-CRB Document 122 Filed 11/17/06 Page 1 of 3
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for oral objection during the hearing. Having reviewed and considered the briefing submitted by the

Court, the settlement agreement, and any and all objections thereto, the Court finds: 

A. Plaintiff and Defendants entered into a Class Action Settlement Agreement (“Settlement 

Agreement”), that was preliminary approved by the Court on August 28, 2006. 

B. The Settlement Agreement has been submitted to the Court for approval pursuant to 

Rule 23(e) of the Federal Rules of Civil Procedure. 

C. Notice to the class in a form approved by the Court when the Court granted preliminary 

approval, was provided in accordance with the Court’s Preliminary Approval Order.

D. Pursuant to the Settlement Agreement, Bridgeport Financial, Inc. will pay $341.50 as 

purported statutory damages to Legal Services of Northern California for use in consumer education or 

representation as a cy pres fund. Such funds will be sent to Legal Services of Northern California 

within 45 days from the date of this order. 

F. Pursuant to the Settlement Agreement, Bridgeport Financial, Inc. will pay $1,000 to 

Plaintiff Rita Camacho inclusive of all purported damages, actual and statutory. 

G. Pursuant to the Settlement Agreement, Bridgeport Financial, Inc. will pay reasonable 

and necessary attorneys’ fees and costs to be determined by the Court absent an agreement by the 

parties. Plaintiff shall file and serve a Motion for Attorneys’ fees within 14 days of this Court enters a 

final judgment, and plaintiff will set the Motion for hearing thirty-five (35) days thereafter or such later 

date as is convenient with the Court’s calendar. 

H. The Court has been advised about all objections to the Settlement Agreement or 

motions to intervene that have been received. 

IT IS HEREBY ORDERED THAT: 

1. The Court grants the parties’ joint request for final approval of the Class Settlement 

Agreement. The Court finds the settlement negotiations were conducted at arms-length and in good 

faith among counsel for plaintiff and defendants and that the terms of the Settlement Agreement are 

fair, reasonable, and adequate to plaintiff and all members of the classes. In addition to the other 

factors stated herein, the Court finds the Settlement Agreement to be particularly fair, adequate, and 

reasonable in light of the risk of establishing liability and damages, and the expense of further

litigation. 

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[Proposed] Granting Final Approval Of Class Settlement 

Case 3:04-cv-00478-CRB Document 122 Filed 11/17/06 Page 2 of 3
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2. The Court finds that the distribution of the Notice as provided for in the Preliminary

Approval Order and the Settlement Agreement, was appropriate under the circumstances, and fully met

the requirements of Federal Rule of Civil Procedure 23, any and all substantive and procedural due 

process rights guaranteed by the United States Constitution, and any other applicable law. 

3. Plaintiff Rita Camacho and the class members are forever barred and enjoined from

initiating or further prosecuting in any forum whatsoever, including but not limited to any federal, 

state, or foreign court against defendants and their heirs, current and former officers, directors, 

successors, predecessors, executors, administrators, assigns, shareholders, affiliated companies, 

insurers, attorneys and employees, any and all claims, controversies, liabilities, actions and/or causes

of action made in this litigation. This release is conditioned upon the performance by Defendant

Bridgeport of their obligations toward Plaintiff and the class members as set forth in the Settlement 

Agreement and detailed above. Any and all obligations by any debtor to any Bridgeport Financial, Inc. 

client or to Bridgeport Financial, Inc. are specifically not released. 

4. Within forty-five (45) days of the date of entry of this Order, Bridgeport Financial, Inc. 

shall pay (a) $1,000 to Plaintiff Rita Camacho inclusive of all purported damages, and (b) $341.50 to 

Legal Services of Northern California as described above and in the Settlement Agreement. 

5. Plaintiff’s counsel shall file an application for an award of attorneys’ fees no later than 

14 days after this Court enters a final judgment in this matter, to be noticed and heard within thirty five 

(35) days thereafter or such later date as is convenient with the Court’s calendar. 

6. Without affecting the finality of the Judgment, the Court shall retain jurisdiction of this

case to enforce the terms of this Order. 

DATE:__________________ _________________________________ 

 CHARLES R. BREYER

 UNITED STATES DISTRICT JUDGE 

DSN.10325253.doc 

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[Proposed] Granting Final Approval Of Class Settlement 

November 17, 2006

UNITED STATES DISTRICT COURT

NORTHERN DISTRICT OF CALIFORN

I

A

IT IS SO ORDERED

Judge Charles R. Breyer

Case 3:04-cv-00478-CRB Document 122 Filed 11/17/06 Page 3 of 3