Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-caed-1_09-cv-00798/USCOURTS-caed-1_09-cv-00798-3/pdf.json

Nature of Suit Code: 140
Nature of Suit: Negotiable Instruments
Cause of Action: 15:1601 Truth in Lending

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505873.1 -1- 

WILKE, FLEURY, 

HOFFELT, GOULD & 

BIRNEY, LLP 

ATTORNEYS AT LAW [PROPOSED] ORDER ON DEFENDANTS’ MOTIONS TO DISMISS (Case No. 09-00798 OWW/DLB) 

WILKE, FLEURY, HOFFELT, GOULD & BIRNEY, LLP 

DANIEL L. BAXTER (SBN 203862) 

400 Capitol Mall, Twenty-Second Floor 

Sacramento, CA 95814 

Telephone: (916) 441-2430 

Facsimile: (916) 442-6664 

Attorneys for Defendant 

SIERRA PACIFIC MORTGAGE COMPANY, INC. 

UNITED STATES DISTRICT COURT 

FOR THE EASTERN DISTRICT OF CALIFORNIA 

VINCENT SIPE, 

Plaintiff, 

v. 

COUNTRYWIDE BANK; SIERRA 

PACIFIC MORTGAGE COMPANY, 

INC.; BANK OF MADERA COUNTY; 

COUNTRYWIDE DOCUMENT 

CUSTODY SERVICES, A DIVISION OF 

TREASURY BANK N.A.; MORTGAGE 

ELECTRONIC REGISTRATION 

SYSTEM, INC.; FINANCIAL 

ADVANTAGE, INC.; JOHN NORBERG; 

CAROL DESILVA; and Does 1-20, 

inclusive, 

Defendants. 

Case No. 1:09-CV-00798-OWW-DLB 

ASSIGNED FOR ALL PURPOSES TO U.S. 

DISTRICT JUDGE OLIVER W. WANGER, 

Department 3 

ORDER ON DEFENDANTS’ MOTIONS 

TO DISMISS PLAINTIFF’S FIRST 

AMENDED COMPLAINT 

Complaint Filed: May 4, 2009 

The motions to dismiss of Defendants SIERRA PACIFIC MORTGAGE COMPANY, 

INC. (“Sierra Pacific”), COUNTRYWIDE BANK (“Countrywide”), and MORTGAGE 

ELECTRONIC REGISTRATION SYSTEM, INC. (“MERS”) came on regularly for hearing on 

February 8, 2010 before the Honorable Oliver W. Wanger. Plaintiff appeared by and through 

Jonathan G. Stein of the Law Offices of Jonathan G. Stein, Elk Grove, California. Sierra Pacific 

appeared by and through Daniel L. Baxter of Wilke, Fleury, Hoffelt, Gould & Birney, LLP, 

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Case 1:09-cv-00798-JLT-JLT Document 39 Filed 02/18/10 Page 1 of 3
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505873.1 -2- 

WILKE, FLEURY, 

HOFFELT, GOULD & 

BIRNEY, LLP 

ATTORNEYS AT LAW ORDER ON DEFENDANTS’ MOTIONS TO DISMISS (Case No. 09-00798 OWW/DLB)

Sacramento, California. Countrywide and MERS appeared by and through Andrew W. Noble of 

Severson and Werson, San Francisco, California. 

After reviewing the paperwork submitted by the parties and hearing oral argument, the 

Court issued its Memorandum Decision and Order (“Memorandum Decision”) granting the 

Defendants’ respective motions to dismiss Plaintiff’s First Amended Complaint. That ruling is 

recorded on the Court’s docket as CM/ECF Document No. 37, and the language of the 

Memorandum Decision is incorporated into this Order as though fully set forth herein. 

Based on the above, IT IS HEREBY ORDERED THAT: 

1. Sierra Pacific’s motion to dismiss Plaintiff’s First Cause of Action for Violation of 

the Truth In Lending Act is GRANTED, and that cause of action (both insofar as it advances 

claims for damages and rescission) is DISMISSED WITH LEAVE TO AMEND. 

2. Countrywide and Sierra Pacific’s respective motions to dismiss Plaintiff’s Second 

Cause of Action for violation of the Rosenthal Fair Debt Collection Practices Act are GRANTED, 

and that cause of action is DISMISSED WITH LEAVE TO AMEND. 

3. Countrywide, MERS, and Sierra Pacific’s respective motions to dismiss Plaintiff’s 

Third Cause of Action for Negligence are GRANTED, and that cause of action is DISMISSED 

WITH LEAVE TO AMEND. 

4. Countrywide and MERS’s motion to dismiss Plaintiff’s Fourth Cause of Action 

for violation of the Real Estate Settlement Procedures Act is GRANTED, and that cause of action 

as to Countrywide and MERS is DISMISSED WITH LEAVE TO AMEND. 

5. Sierra Pacific’s motion to dismiss Plaintiff’s Fourth Cause of Action for violation 

of the Real Estate Settlement Procedures Act is GRANTED, and that cause of action as to Sierra 

Pacific is DISMISSED WITHOUT LEAVE TO AMEND. 

6. Sierra Pacific’s motion to dismiss Plaintiff’s Fifth Cause of Action for breach of 

fiduciary duty is GRANTED and that cause of action is DISMISSED WITHOUT LEAVE TO 

AMEND. 

/ / / 

/ / / 

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505873.1 -3- 

WILKE, FLEURY, 

HOFFELT, GOULD & 

BIRNEY, LLP 

ATTORNEYS AT LAW ORDER ON DEFENDANTS’ MOTIONS TO DISMISS (Case No. 09-00798 OWW/DLB)

7. Countrywide, MERS, and Sierra Pacific’s respective motions to dismiss Plaintiff’s 

Sixth Cause of Action for fraud are GRANTED, and that cause of action is DISMISSED WITH

LEAVE TO AMEND. 

8. Countrywide, MERS, and Sierra Pacific’s respective motions to dismiss Plaintiff’s 

Seventh Cause of Action for Violation of the Unfair Competition Law (California Business and 

Professions Code section 17200 et seq.) are GRANTED, and that cause of action is DISMISSED 

WITH LEAVE TO AMEND. 

9. Sierra Pacific’s motion to dismiss Plaintiff’s Eighth Cause of Action for breach of 

contract is GRANTED, and that cause of action is DISMISSED WITH LEAVE TO AMEND. 

10. Sierra Pacific’s motion to dismiss Plaintiff’s Ninth Cause of Action for breach of 

the implied covenant of good faith and fair dealing is GRANTED, that that cause of action is 

DISMISSED WITHOUT LEAVE TO AMEND. 

IT IS FURTHER ORDERED THAT, as to the causes of action for which amendment has 

been permitted, Plaintiff shall have until March 18, 2010, inclusive, to file and serve his amended 

complaint, if any. Defendants shall have thirty (30) days from the date of electronic service of 

any such amended complaint to answer or otherwise respond to that complaint. 

IT IS SO ORDERED. 

DATED: February 17, 2010 /s/ OLIVER W. WANGER

 UNITED STATES DISTRICT COURT JUDGE 

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