Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-ca4-14-02320/USCOURTS-ca4-14-02320-0/pdf.json

Nature of Suit Code: 480
Nature of Suit: Consumer Credit
Cause of Action: 

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UNPUBLISHED

UNITED STATES COURT OF APPEALS

FOR THE FOURTH CIRCUIT

No. 14-2320

KARIN KIRKSEY ZANDER,

Plaintiff - Appellant,

v.

SAXON MORTGAGE SERVICES, INC.; OCWEN FINANCIAL CORP.,

Defendants - Appellees.

Appeal from the United States District Court for the Middle 

District of North Carolina, at Greensboro. William L. Osteen, 

Jr., Chief District Judge. (1:13-cv-01141-WO-JEP)

Submitted: April 23, 2015 Decided: April 27, 2015

Before SHEDD, DUNCAN, and THACKER, Circuit Judges.

Affirmed by unpublished per curiam opinion.

Karin Kirksey Zander, Appellant Pro Se. Cassandra Lauren 

Crawford, Donald Richard Pocock, NELSON MULLINS RILEY & 

SCARBOROUGH, LLP, Winston-Salem, North Carolina; Dennis Kyle 

Deak, Whitney Sarah Waldenberg, TROUTMAN SANDERS, LLP, Raleigh, 

North Carolina, for Appellees.

Unpublished opinions are not binding precedent in this circuit.

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PER CURIAM:

Karin Kirksey Zander appeals from district court’s orders: 

(1) dismissing her civil action asserting claims pursuant to the 

Fair Credit Reporting Act and remanding her state law claims, 

(2) denying her motion for default judgment, and (3) denying her 

motions to amend the complaint and for reconsideration. We have 

reviewed the record and find no reversible error. Accordingly, 

we affirm for the reasons stated by the district court. Zander 

v. Saxon Mortg. Servs., Inc., No. 1:13-cv-01141-WO-JEP (M.D.N.C. 

Aug. 26, 2014; Nov. 5, 2014; Nov. 6, 2014) We dispense with 

oral argument because the facts and legal contentions are 

adequately presented in the materials before this court and 

argument would not aid the decisional process.

AFFIRMED

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