Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-casd-3_08-cv-00802/USCOURTS-casd-3_08-cv-00802-1/pdf.json

Nature of Suit Code: 371
Nature of Suit: Truth in Lending
Cause of Action: 15:1601 Truth in Lending

---

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

- 1 - 08cv0802

UNITED STATES DISTRICT COURT

SOUTHERN DISTRICT OF CALIFORNIA

JOSEPHINE CLEVELAND,

Plaintiff,

CASE NO. 08cv0802 JM(NLS)

ORDER GRANTING MOTION TO

DISMISS; GRANTING LEAVE TO

AMEND 

vs.

DEUTSCHE BANK NATIONAL TRUST

COMPANY, TRUSTEE FOR NEW

CENTURY, NEW CENTURY MORTGAGE

CORP., CHASE HOME FINANCE LLC,

Defendants.

Defendants Deutsche Bank National Trust Company, Trustee for New Century, and Chase

Home Finance LLC move to dismiss the Truth in Lending Act (“TILA”) complaint filed by Plaintiff

Josephine Cleveland. The complaint, filed on May 1, 2008, alleges two claims: one for rescission for

failure to provide the right of rescission notice required by 15 U.S.C. §1635(a) and the other for failure

to make the disclosures required by 15 U.S.C. §1638 and Regulation Z. On May 16, 2008 the court

denied Plaintiff’s motion for a temporary restraining order on the ground that she failed to show any

likelihood of success on the merits as her TILA claims were barred by the statute of limitations.

(Order Denying Temporary Restraining Order, May 16, 2008 (“Order”)).

 Among other things, the present motion to dismiss raises the statute of limitations as a bar to

the TILA claims and Plaintiff concedes that she cannot maintain a TILA claim against Chase. For the

reasons set forth in this court’s prior Order, the motion to dismiss is granted without prejudice and

with leave to amend.

Case 3:08-cv-00802-JM-NLS Document 30 Filed 08/11/08 Page 1 of 2
1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

- 2 - 08cv0802

In her opposition, Plaintiff requests leave to amend to state a claim for, among other things,

what she characterizes as “wrongful foreclosure.” (Oppo. at p.3:17-19). As leave to amend is to be

freely given, Fed.R.Civ.P. 15(a), the court grants Plaintiff 20 days leave to amend from the date of

entry of this order. 

Finally, as an administrative matter, the Clerk of Court is instructed to deny Plaintiff’s motion

to amend as moot, (Docket No. 27), as Plaintiff has obtained the relief requested.

IT IS SO ORDERED.

DATED: August 11, 2008

 Hon. Jeffrey T. Miller

 United States District Judge

cc: All parties

Case 3:08-cv-00802-JM-NLS Document 30 Filed 08/11/08 Page 2 of 2