Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-casd-3_15-cv-00849/USCOURTS-casd-3_15-cv-00849-0/pdf.json

Nature of Suit Code: 220
Nature of Suit: Foreclosure
Cause of Action: 28:1332 Diversity-Declaratory Judgement

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UNITED STATES DISTRICT COURT

SOUTHERN DISTRICT OF CALIFORNIA

MELODY KOHL,

Plaintiff,

vs.

THE BANK OF NEW YORK 

MELLON f/k/a The Bank of New 

York et al.

Defendants.

Case No.: 15-CV-849-CAB-DHB

ORDER DENYING MOTION TO 

PROCEED IN FORMA 

PAUPERIS

[Doc. No. 2]

Plaintiff, a nonprisoner proceeding pro se, filed a complaint and motion for a 

temporary restraining order asserting various claims in an effort to prevent a 

residential foreclosure. Plaintiff also submitted a Motion and Declaration Under 

Penalty of Perjury in Support of Motion to Proceed In Forma Pauperis (“IFP”) 

pursuant to 28 U.S.C. § 1915(a). For the reasons set forth below, the motion to 

proceed IFP is denied.

I. Motion to Proceed In Forma Pauperis

All parties instituting any civil action, suit or proceeding in a district court of 

the United States, except an application for writ of habeas corpus, must pay a filing 

fee of $350 plus a $50 administrative fee. See 28 U.S.C. § 1914(a); CivLR 4.5. 

An action may proceed despite a plaintiff’s failure to prepay the entire fee only if 

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the plaintiff is granted leave to proceed IFP pursuant to 28 U.S.C. § 1915(a). See 

Rodriguez v. Cook, 169 F.3d 1176, 1177 (9th Cir. 1999).

Here, Plaintiff’s declaration fails to show that she is unable to pay the fees or 

post securities required to maintain this action. Plaintiff states that she is a realtor 

with an income of $1,900 per month in addition to commissions from home sales, 

which in the past year totaled $9,000. In other words, Plaintiff’s monthly income 

plus commissions totaled $31,800 for the past year. Plaintiff has complete 

ownership of a 2002 Chevrolet Tahoe, has only one dependent, and lists monthly 

expenses totaling only $1,705 (which amount includes $80 for cable, $375 for gas, 

and $600 for water and electric utilities, as well as $565 for “MLS” and “Sandicor”

fees that appear to be business expenses). 

Although the federal poverty guidelines are not the sole basis for 

determining in forma pauperis status, the 2015 federal poverty guidelines issued 

by the United States Department of Health & Human Services set the poverty 

threshold for a two person household’s annual income at $15,930 in the 48 

contiguous states and the District of Columbia. See Annual Update of the HHS 

Poverty Guidelines, 80 Fed. Reg. 3236-37 (Jan. 22, 2015). The Court further notes 

that the Legal Services Corporation provides civil legal aid for low-income 

Americans, and its maximum income level for a two person household eligible for 

legal assistance is $19,913 (125% of the Federal Poverty Guidelines). See Income 

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Level for Individuals Eligible for Assistance, 80 Fed. Reg. 5485-86 (Feb. 2, 2015). 

Plaintiff’s annual income far exceeds these poverty guidelines. Moreover, in light 

the fact that Plaintiff’s monthly income far exceeds her monthly living expenses, 

the Court finds that payment of the filing fee in this case would not prevent 

Plaintiff from being “able to provide [her]self and dependents with the necessities 

of life.” See Adkins v. E.I. DuPont de Nemours & Co., 335 U.S. 331, 339 (1948). 

Accordingly, the Court DENIES Plaintiff’s Motion to Proceed IFP pursuant to 28 

U.S.C. § 1915(a).

II. Conclusion and Order

In light of the foregoing, IT IS HEREBY ORDERED that Plaintiff’s 

Motion to Proceed IFP is DENIED. [Doc. No. 2.] If Plaintiff wishes to proceed 

with her claims, she must refile her lawsuit along with the required filing fees. 

This Case is CLOSED.

 It is SO ORDERED.

Dated: April 17, 2015

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