Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-ca10-90-06144/USCOURTS-ca10-90-06144-0/pdf.json

Nature of Suit Code: 350
Nature of Suit: Motor Vehicle Personal Injury
Cause of Action: 

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United Scates Co~rt ~£ Appeals 

Tenth Ctrcuit 

UNITED STATES COURT OF APPEALS JUN 2 ll 1991 

TENTH CIRCUIT :&OBERT L. HOECKER 

KERMIT S. KNIPPEL; FRANCES KN ~PPEL,) 

personal representative of the ) 

estate of PAUL SANFORD KNIPPEL, ) 

deceased, ) 

Plaintiffs-Appellants, 

v. 

RICHARD C. BRITT; ST. PAUL FIRE 

INSURANCE COMPANY, a foreign 

insurance corporation, 

Defendants-Appel lees 

and 

JACKIE LYNN LATIMER; TRI-STATE 

MUD CO., an Oklahoma corporation, 

Defendant. 

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ORDER AND JUDGMENT* 

Clerk 

No. 90-6144 

(D.C. No. CIV-84-2526-P) 

(W.D. Oklahoma) 

Before MCKAY and LOGAN, Circuit Judges, and WINDER, District 

Judge.** 

Plaintiffs' decedent, Paul Sanford Knippel, was an employee 

of defendant St. Paul Fire Insurance Company (St. Paul). He was 

killed in an accident while riding in an automobile owned and 

* This order and judgment has no precedential value and shall not 

be cited, or used by any court within the Tenth Circuit, except 

for purposes of establishing the doctrines of the law of the case, 

res judicata, or collateral estoppel. 10th Cir. R. 36.3. 

** The Honorable David K. Winder, United States District Judge 

for the District of Utah, sitting by designation. 

Appellate Case: 90-6144 Document: 010110128217 Date Filed: 06/26/1991 Page: 1 
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insured by St. Paul. In this case plaintiffs seek to reach 

uninsured motorist coverage under the policy. The insurance 

policy St. Paul issued to itself covering its fleet of automobiles 

included a supplementary declarations page stating that uninsured 

motorist coverage was to be included only in those states where 

owned automobiles were required to have uninsured motorist insurance which could not be rejected. Plaintiffs argue that Oklahoma 

law requires uninsured motorist insurance unless rejected in writing by the insured and that the form of the declarations page here 

is insufficient to satisfy the written rejection requirement. The 

district court, however, found the statement on the declarations 

page to be an express refusal to accept uninsured motorist coverage, an option permitted by .Oklahoma law. We have examined the 

policy and accompanying declarations and agree with the district 

court that it clearly shows a rejection of uninsured motorist 

coverage. 

We are in accord with the district judge's conclusion and 

affirm for substantially the reasons stated in the district 

court's order granting summary judgment entered March 14, 1990. 

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Entered for the Court 

James K. Logan 

Circuit Judge 

Appellate Case: 90-6144 Document: 010110128217 Date Filed: 06/26/1991 Page: 2