Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-cand-3_05-cv-02080/USCOURTS-cand-3_05-cv-02080-3/pdf.json

Nature of Suit Code: 890
Nature of Suit: Other Statutory Actions
Cause of Action: 15:1681 Fair Credit Reporting Act

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Terry Smiljanich (Florida Bar No. 145359)

Kathleen Clark Knight (Florida Bar No. 0047120)

JAMES, HOYER, NEWCOMER & SMILJANICH, P.A.

4830 West Kennedy Blvd.

Urban Centre One, Suite 550

Tampa, FL 33609

Telephone: 813/286-4100

Facsimile: 813/286-4174

Email: tsmiljanich@jameshoyer.com

 kknight@jameshoyer.com

GAIL KILLEFER, Esq. (California Bar No. 157248)

417 Montgomery Street, Suite 300

San Francisco, CA 94104

Telephone: 415/362-8640

Facsimile: 415/383-8545

Email: gkillefer@aol.com

Douglas Bowdoin (Florida Bar No. 316360) 

DOUGLAS BOWDOIN, P.A.

255 South Orange Avenue, Suite 800

Orlando, FL 32801

Telephone: 407/422-0025

Facsimile: 407/843-2448

Email: dbowdoin@bowdoinlaw.com

Attorneys for Plaintiffs

UNITED STATES DISTRICT COURT

NORTHERN DISTRICT OF CALIFORNIA - SAN FRANCISCO DIVISION

WESTERN DIVISION

JOHN S. WHITE,

on behalf of himself and those

similarly situated,

Plaintiff,

vs.

E-LOAN, INC., and

DOES 1 through 10, inclusive,

Defendants

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NO. CV-O5-02080 SI

CLASS ACTION

STIPULATED [PROPOSED]

PROTECTIVE ORDER

Case 3:05-cv-02080-SI Document 36 Filed 12/02/2005 Page 1 of 14
 Case 3:05-cv-02080-SI Document 37 Filed 12/06/05 Page 1 of 14
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STIPULATED [PROPOSED] PROTECTIVE ORDER CV-05-02080 SI 1

The parties, having stipulated that a Protective Order should be entered

pursuant to Rule 26©) of the Rules of Civil Procedure to maintain the

confidentiality of certain information and materials to be exchanged between the

parties, and it appearing to the Court that such a Protective Order is necessary and

appropriate and that it will facilitate discovery;

IT IS THEREFORE ORDERED that:

1. Designation of “CONFIDENTIAL MATERIALS.” Each party may

identify discovery materials produced by it, including initial disclosures,

documents and things, answers to interrogatories, responses to requests for

production, responses to requests for admission, and deposition exhibits, and all or

portions of deposition or hearing transcripts, as “CONFIDENTIAL MATERIALS” by

affixing thereto the legend:

CONFIDENTIAL MATERIALS, CONFIDENTIAL or (Subject to Protective Order)

A party may designate discovery materials as “CONFIDENTIAL MATERIALS” or

“CONFIDENTIAL” to the extent that the party, through counsel, believes such

discovery materials are confidential because they include: confidential business or

technical information; trade secrets; proprietary business methods or practices;

personal information, including personal financial information about customers or

applicants, any party to this lawsuit, or an employee of any party to this lawsuit;

information regarding any individual’s insurance, banking, credit or lending

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STIPULATED [PROPOSED] PROTECTIVE ORDER CV-05-02080 SI 2

relationships, including, without limitation, information regarding the individual's

mortgage or credit history; and any other competitively sensitive confidential

information. 

2. Definition of “CONFIDENTIAL MATERIALS.” “CONFIDENTIAL

MATERIALS” shall be those items designated under paragraph 1 and any notes,

work papers, or other documents containing “CONFIDENTIAL MATERIALS” from

such items.

3. Certification of Confidentiality. Affixing the legend

“CONFIDENTIAL,” “CONFIDENTIAL MATERIALS” or “CONFIDENTIAL MATERIALS

(Subject to Protective Order)” to discovery materials produced by the party

constitutes a certificate by the party that it has read the discovery material and that

to the best of its knowledge, information and belief, formed after reasonable

inquiry, the discovery material is confidential under the definition of

“CONFIDENTIAL MATERIALS” and that the confidentiality designation has not been

interposed for any improper purpose such as to harass, cause unnecessary delay,

and/or needlessly increase the cost of litigation.

4. Definition of Litigation. As used herein, Litigation shall mean the

above captioned proceeding only.

5. Limitations on Disclosure of “CONFIDENTIAL MATERIALS.”

Discovery Materials designated “CONFIDENTIAL MATERIALS” or

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STIPULATED [PROPOSED] PROTECTIVE ORDER CV-05-02080 SI 3

“CONFIDENTIAL” shall be maintained in confidence by the party to whom such

materials are produced or given, shall not be used for any business, commercial,

competitive, personal or other purpose, shall be used only for the Litigation (and

not for other present or future cases or disputes), and shall not be disclosed to any

person except the following qualified recipients:

a. The Court and its officers;

b. Counsel of record, employees of counsel of record and the 

parties;

c. The officers, directors, and employees (including in-house

 counsel) of the party receiving the documents to whom

disclosure is reasonably necessary for this litigation;

d. Outside consultants and experts retained by counsel or the

parties to assist in this Litigation, provided that each such third

party has been provided a copy of the Consent Protective Order

and has signed a receipt acknowledging the receipt of the

Order;

e. Other persons, provided that (1) the producing party has

consented in writing to disclosure to such other person, and (2)

such other person has been provided a copy of this Consent

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STIPULATED [PROPOSED] PROTECTIVE ORDER CV-05-02080 SI 4

Protective Order and has signed a receipt acknowledging the

receipt of the Order;

f. Deponents in depositions in this Litigation, provided any

“CONFIDENTIAL MATERIALS” shall be subject to the provisions

of paragraphs 12 through 14; and

g. Any copy services or other service providers engaged by

counsel or the parties to assist in this Litigation, provided that

each such third party has been provided a copy of the Consent

Protective Order and has signed a receipt acknowledging the

receipt of the Order.

6. Notice of Disclosure. All persons to whom “CONFIDENTIAL

MATERIALS” are provided shall be subject to this Order and shall maintain such

information in confidence, shall not use such information for any purpose other

than the prosecution or defense of this Litigation, and shall not disclose such

information to any other person except in accordance with paragraph 5.

7. Retention of Receipts. Counsel to whom “CONFIDENTIAL

MATERIALS” are disclosed shall keep in their files the originals of the signed

receipts required by the Protective Order.

8. Limitation of Disclosure. “CONFIDENTIAL MATERIALS,” or copies

thereof, bearing the identification specified in paragraph 1 or portions, summaries,

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STIPULATED [PROPOSED] PROTECTIVE ORDER CV-05-02080 SI 5

or abstracts thereof, shall not be made public by the party to whom they are

disclosed, unless such “CONFIDENTIAL MATERIALS,” or copies thereof, become a

part of the public record of this Litigation.

9. Challenge to Designation. This Consent Protective Order is without

prejudice to the right of any party to contest a designation of “CONFIDENTIAL

MATERIALS” as inappropriate. In the event a party receiving “CONFIDENTIAL

MATERIALS” believes that certain material has been improperly so designated, it

may communicate that fact to counsel for the producing party identifying the

material at issue in writing within twenty (20) days after the production of the

material or its designation as confidential, whichever comes later. If a party

communicates a challenge to a designation of “Confidential Materials” within the

applicable time period, counsel for the producing party will then have twenty (20)

business days from the date of any such notice to submit the challenged materials

to the Court, along with a motion seeking to adjudicate the confidentiality of the

materials at issue. The parties may jointly agree to extend the time for filing such

a motion, if they believe doing so will avoid the potentially unnecessary

expenditure of resources by the Court. The challenging party then has twenty (20)

business days from the date of the filing of the motion by the producing party to

submit a memorandum to the Court objecting to the designation of the materials at

issue as “CONFIDENTIAL MATERIALS.” All materials at issue shall be treated as

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STIPULATED [PROPOSED] PROTECTIVE ORDER CV-05-02080 SI 6

Confidential until the Court rules otherwise. Nothing in this Protective Order

shall shift the burden of proof on this motion from the party asserting that the

material is confidential.

10. Supplemental Orders. This Protective Order shall not foreclose any

party from moving the Court for an order relieving the party of the effect of the

Order or from applying to the Court for further or additional protective orders. In

addition, the parties may agree among themselves to modification of this

Protective Order, subject to the approval of the Court.

11. Return of “CONFIDENTIAL MATERIALS.” Within thirty (30) days after

the final termination of this Litigation, including any appeals, each counsel shall

either return all “CONFIDENTIAL MATERIALS” in his possession, custody, or

control, and all copies, portions, summaries, or abstracts thereof to counsel for the

disclosing party, or shall certify destruction thereof.

12. Use of “CONFIDENTIAL MATERIALS” at Depositions. If counsel for

any party believes that a question put to a witness being examined in pretrial

deposition will disclose “CONFIDENTIAL MATERIALS,” or that the answer to any

question or questions require such disclosure, or if documents to be used as

exhibits during the examination contain such “CONFIDENTIAL MATERIALS,” such

counsel shall have the option to so notify requesting counsel and insist that the

deposition shall be taken in the presence only of counsel, supporting personnel

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STIPULATED [PROPOSED] PROTECTIVE ORDER CV-05-02080 SI 7

identified in paragraph 5, parties to the Litigation, the court reporter, video

operator and their assistants, and persons who have signed a receipt

acknowledging the receipt of this Protective Order. Failure to invoke this right

shall not destroy, infringe or erode the confidential nature of such information.

13. Designation of Transcripts of Depositions. Transcripts of depositions

shall be treated as “CONFIDENTIAL MATERIAL,” provided that within thirty (30)

business days after counsel for the party requesting such treatment of any

deposition has received a copy of the transcript of the deposition, requesting

counsel shall designate to other counsel those portions of the transcript regarded

as containing “CONFIDENTIAL MATERIAL,” and only those portions so designated

shall thereafter be treated as “CONFIDENTIAL MATERIAL.”

14. Use of Transcripts of Depositions. Transcripts of any deposition

taken by any party that are designated in whole or in part as containing

“CONFIDENTIAL MATERIALS” shall be prepared for and furnished by the court

reporter only to outside counsel for the parties, who may then provide copies only

to the persons identified in paragraph 5.

15. No Modification of Privileges. Nothing in this Protective Order shall

modify the law regarding the attorney-client privilege, the attorney work-product

privilege, trade secret or other confidential research, development, or commercial

information, or other applicable privileges.

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STIPULATED [PROPOSED] PROTECTIVE ORDER CV-05-02080 SI 8

16. File Under Seal. In the event that any “CONFIDENTIAL MATERIALS,”

or the contents thereof, are in any way disclosed in any pleading, deposition, or

transcript, or other papers filed with the Court, pre-trial, the confidential

information shall be filed under seal pursuant to Civil Local Rule 79.

17. Inadvertent Disclosure of Privileged Documents. Inadvertent

production of documents otherwise subject to the attorney-client privilege, opinion

work product immunity, or other applicable privilege shall not automatically

constitute a waiver of any privilege or immunity. Upon notification that a

document or other discovery material has been inadvertently produced and that a

claim of attorney-client privilege, opinion work product or other privilege will be

made with regard to such document or other discovery material, the party

receiving such notice shall refrain from utilizing said document or discovery in

any manner or form including specifically, but not exclusively, use during the

course of a deposition, review with witnesses, or any other disclosure or review

whatsoever, pending a ruling on a motion seeking the return of the document or

discovery material. A party seeking such protection shall file a motion with the

Court within seven days measured from the date of the refusal by the receiving

party to return such document or discovery material. A hearing shall thereafter be

conducted as soon as an available court date is obtained.

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STIPULATED [PROPOSED] PROTECTIVE ORDER CV-05-02080 SI 9

18. Inadvertent Disclosure of “CONFIDENTIAL MATERIALS.” If a party or

any of its representatives, including but not limited to its counsel, outside

consultants, and experts, inadvertently discloses any information or documents

designated as “CONFIDENTIAL MATERIALS” pursuant to this Order to persons who

are not authorized to use or possess such “CONFIDENTIAL MATERIALS,” the party

shall provide immediate written notice of the disclosure to the party whose

“CONFIDENTIAL MATERIALS” were inadvertently disclosed. Similarly, in the event

a party has actual knowledge that “CONFIDENTIAL MATERIALS” are being used or

possessed by a person not authorized to use or possess “CONFIDENTIAL

MATERIALS” pursuant to this Order, regardless of how the “CONFIDENTIAL

MATERIALS” were disclosed or obtained by such person, the party shall provide

immediate written notice of the unauthorized use or possession to the party whose

“CONFIDENTIAL MATERIALS” are being used or possessed. No party shall have an

affirmative obligation to inform itself regarding such possible use or possession.

19. Notice of Court Subpoena or Order. If another court or

administrative agency subpoenas or orders production of information or

documents designated confidential which a party has obtained under the terms of

this Order, such party shall promptly notify the attorneys of record of the party or

other person who designated the information or documents as confidential of the

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STIPULATED [PROPOSED] PROTECTIVE ORDER CV-05-02080 SI 10

pendency of such subpoena or order, and shall furnish those attorneys of record

with a copy of said subpoena or order.

20. Agreements and Local State and Federal Laws Regarding

“CONFIDENTIAL MATERIALS.” No party may be deemed to violate any federal,

state or local laws or agreements governing the disclosure of confidential, personal

or proprietary information by producing any such information in this Litigation,

and compliance with this Order and governing discovery rules shall provide

complete immunity to the producing party from any claim of violation of law or

breach of contract (or related claims).

21. Material and Information Otherwise Obtained. Nothing in this Order

shall apply to documents, information, material, or any portion thereof obtained by

any party by means other than production by the other party in the discovery

process in the above captioned proceeding and/or made public in the prosecution

or defense of this Litigation.

22. No Waiver of Rights. Nothing in this Protective Order shall be

deemed a waiver of any of the parties’ rights to oppose any discovery on any

grounds or to object on any ground to the admission in evidence at any motion

hearing or the trial of this Litigation of any matter discovered.

23. Effect on Scope of Discovery. Nothing in this Protective Order shall

in any way limit the permissible scope of discovery in this Litigation.

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STIPULATED [PROPOSED] PROTECTIVE ORDER CV-05-02080 SI 11

24. Third Parties. A third party responding to a subpoena or other

process in connection with this proceeding can obtain the protections afforded by

this Protective Order by stating in writing that it has reviewed the Protective Order

and agrees to be bound by its terms.

IT IS SO ORDERED:

This the _________ day of ________________, 2005.

__________________________________

Honorable Susan Illston

Case 3:05-cv-02080-SI Document 36 Filed 12/02/2005 Page 12 of 14

UNITED STATES DISTRICT COURT

NORTHERN DISTRICT OF CALIFORN

I

A

IT IS SO ORDERED

Judge Susan Illston

Case 3:05-cv-02080-SI Document 37 Filed 12/06/05 Page 12 of 14
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12

AGREED AS TO SUBSTANCE AND FORM:

JOHN S. WHITE E-LOAN, INC.

By his attorneys, By its attorneys,

JAMES, HOYER, NEWCOMER MAYER, BROWN, ROWE

 & SMILJANICH PA & MAW LLP

s/Terry Smiljanich s/Rena Chng 

Terry Smiljanich Rena Chng

(Appearance pro hac vice) (By Terry Smiljanich with permission)

DARBY, PEELE, BOWDOIN

 & PAYNE

W. Roderick Bowdoin

PO Drawer 1707

Lake City, FL 32056

Telephone: 386/752-4120

Facsimile: 386/755-4569

Email: rodbowdoin@bellsouth.net

HOGAN & FAHLGREN, P.A.

Steven M. Fahlgren

4751 S. Conway Rd,

Orlando, FL 32812

Telephone: 407/852-1711

Facsimile: 407/852-9088

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- 13 - 13

PROOF OF SERVICE

I, Diane Einsmann, declare as follows:

I, am a resident of the State of Florida, over the age of eighteen years,

and not a party to the within action. My business address is James, Hoyer,

Newcomer & Smiljanich, P.A., 4830 W. Kennedy Blvd., Suite 550, Tampa,

Florida 33609.

On December 2, 2005, at Tampa, Florida, I served the following

document(s) listed below via PDF e-mail and as follows:

STIPULATED [PROPOSED] PROTECTIVE ORDER

SEE ATTACHED LIST

G BY PERSONAL SERVICE: I caused a true and correct copy of the

document(s) to be delivered to the persons shown on the attached list.

| BY ELECTRONIC MAIL: I e-mailed a true and correct copy of the

document(s) for delivery to the persons shown on the attached list.

G BY U.S. MAIL: I placed a true and correct copy of the document(s)

in a sealed envelope with first class postage fully prepaid in the

United States Mail at Tampa, Hillsborough County, Florida,

addressed as shown on the attached list.

G BY FACSIMILE: I transmitted by facsimile a true and correct copy of

the above referenced documents to the persons shown on the attached

list.

Lee H. Rubin Victoria R. Collado

Email: lrubin@mayerbrownrowe.com vcollado@mayerbrownrowe.com

Rena Chng Melissa J. Pastrana

rchng@mayerbrownrowe.com mpastrana@mayerbrownrowe.com

Mayer, Brown, Rowe & Maw LLP Mayer, Brown, Rowe & Maw LLP

Two Palo Alto Square, Suite 300 71 South Wacker Drive

Palo Alto, CA 94306 Chicago, IL 60606

I am readily familiar with James, Hoyer’s practice of collection and

processing correspondence for mailing. Under that practice it would be deposited

with the U.S. Postal Service on that same day with postage thereon fully prepaid in

the ordinary course of business.

Executed on December 2, 2005, at Tampa, Florida.

s/Diane Einsmann 

Case 3:05-cv-02080-SI Document 36 Filed 12/02/2005 Page 14 of 14
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