Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-cand-3_09-cv-05567/USCOURTS-cand-3_09-cv-05567-0/pdf.json

Nature of Suit Code: 140
Nature of Suit: Negotiable Instruments
Cause of Action: 15:1601 Truth in Lending

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United States District Court

For the Northern District of California

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United States District Court

For the Northern District of California

IN THE UNITED STATES DISTRICT COURT

FOR THE NORTHERN DISTRICT OF CALIFORNIA

ERICSON MORALES and DOLORES

MORALES,

Plaintiffs,

 v.

BANK OF AMERICA, et al.,

Defendants. /

No. C 09-5567 CRB

ORDER GRANTING DISMISSAL OF

FEDERAL CLAIMS AND

DISMISSING CASE FOR LACK OF

SUBJECT MATTER JURISDICTION

This action was brought in federal court claiming various breaches of defendants’

legal obligations. Defendants Golden Empire Mortgage dba GEM Capital Funding,

Countrywide Home Loans, Inc. and Mortgage Electronic Registration Systems, Inc. have

moved to dismiss all claims against them. Resolution of these motions will not be aided by

oral argument, and the hearing currently scheduled for March 12, 2010, is hereby

VACATED. 

Plaintiff does not oppose dismissal of the two federal claims at issue in this case:

violation of the Truth in Lending Act, 15 U.S.C. § 1601, and violation of the Real Estate

Settlement Procedures Act, 12 U.S.C. § 2605. Therefore, those claims are dismissed.

However, jurisdiction was originally premised on those federal claims. Moreover, it

appears that the parties are not completely diverse, and therefore there is no jurisdiction

under 28 U.S.C. § 1332. While this Court could elect to maintain supplemental jurisdiction

Case 3:09-cv-05567-CRB Document 23 Filed 03/02/10 Page 1 of 2
United States District Court

For the Northern District of California

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G:\CRBALL\2009\5567\Order Dismissing for Lack of SMJ.wpd 2

over the remaining claims under 28 U.S.C. § 1367, it chooses not to. See 28 U.S.C.

§ 1367(c)(3) (providing that a district court may decline to exercise supplemental jurisdiction 

where it “has dismissed all claims over which it has original jurisdiction”). 

Because this case must be dismissed for lack of subject matter jurisdiction, there is no

need to reach the remainder of defendants’ motions to dismiss. This case is therefore

DISMISSED for lack of subject matter jurisdiction.

IT IS SO ORDERED.

Dated: March 2, 2010 

CHARLES R. BREYER

UNITED STATES DISTRICT JUDGE

Case 3:09-cv-05567-CRB Document 23 Filed 03/02/10 Page 2 of 2