Source: s3://data.kl3m.ai/documents/govinfo/USCOURTS/USCOURTS-cand-3_09-cv-04214/USCOURTS-cand-3_09-cv-04214-8/pdf.json

Nature of Suit Code: 190
Nature of Suit: Other Contract Actions
Cause of Action: 15:1601 Truth in Lending

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United States District Court

For the Northern District of California

IN THE UNITED STATES DISTRICT COURT

FOR THE NORTHERN DISTRICT OF CALIFORNIA

LESLI BURCH,

Plaintiff,

 v.

GMAC MORTGAGE, LLC., and PAUL

FINANCIAL, LLC, 

Defendants

 /

No. C-09-4214 MMC

ORDER GRANTING SUMMARY

JUDGMENT ON REMAINING CLAIM IN

FIRST CAUSE OF ACTION; DISMISSING

SECOND CAUSE OF ACTION WITHOUT

PREJUDICE; VACATING MAY 7, 2010

HEARING

By order filed March 15, 2010, the Court granted in part, denied in part, and

deferred ruling in part on the motions to dismiss filed, respectively, by defendant GMAC

Mortgage, LLC and by defendant Paul Financial, LLC. Specifically, the Court (1) dismissed

the First Cause of Action to the extent it was based on a failure to deliver material

disclosures, (2) found the First Cause of Action was not subject to dismissal to the extent it

was based on a failure to deliver two copies of a notice of the right to rescind, but

construed defendants’ motions to dismiss said claim as motions for summary judgment

and deferred ruling thereon to afford plaintiff Lesli Burch the opportunity to file

supplemental opposition no later than April 9, 2010, and (3) deferred ruling on whether the

Second Cause of Action was subject to dismissal, pending the Court’s determination as to

whether a triable issue of fact exists with respect to the remaining claim in the First Cause

Case 3:09-cv-04214-MMC Document 34 Filed 04/16/10 Page 1 of 3
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of Action.

Plaintiff has failed to file supplemental opposition by the deadline set forth in the

Court’s March 15, 2010 order. Accordingly, no supplemental opposition having been filed,

the Court finds it appropriate to vacate the hearing scheduled for May 7, 2010, and hereby

rules on the deferred portions of defendants’ motions, as follows.

A. Remaining Claim In First Cause of Action

For the reasons stated in the Court’s order of March 15, 2010, the Court finds the

evidence submitted by defendants is sufficient to create a presumption that Paul Financial,

LLC delivered to plaintiff two copies of a notice informing her of her right to rescind the

transaction. (See Order, filed March 15, 2010, at 3:22-5:7.) Plaintiff has failed to submit

any evidence to rebut the presumption.

Accordingly, defendants are entitled to summary judgment on the remaining claim in

the First Cause of Action.

B. Second Cause of Action

The Court’s jurisdiction over the Second Cause of Action is supplemental in nature. 

See 28 U.S.C. § 1367(a). Where a district court has granted summary judgment on the

federal claims alleged by the plaintiff, the district court may properly decline to exercise

supplemental jurisdiction over remaining state law claims. See Bryant v. Adventist Health

System/West, 289 F.3d 1162, 1169 (9th Cir. 2002).

Here, having considered the matter, the Court finds it appropriate to decline to

exercise supplemental jurisdiction over the Second Cause of Action.

Accordingly, the Second Cause of Action will be dismissed without prejudice.

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Case 3:09-cv-04214-MMC Document 34 Filed 04/16/10 Page 2 of 3
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CONCLUSION

For the reasons stated above:

1. Defendants’ motions for summary judgment on the remaining claim in the First

Cause of Action are hereby GRANTED.

2. The Second Cause of Action is hereby DISMISSED without prejudice to plaintiff’s

refiling the Second Cause of Action in state court.

The Clerk shall close the file.

IT IS SO ORDERED.

Dated: April 16, 2010 

MAXINE M. CHESNEY

United States District Judge

Case 3:09-cv-04214-MMC Document 34 Filed 04/16/10 Page 3 of 3