Create Payment Order - Internal
Application component: Payment Item
App type: SAP GUI
Description:  This function enables you to create and edit payment orders from the dialog. 
Key features:  Types of Payment Orders You can create the following types of payment orders:   Internal Payment Orders Payment orders whose recipients and paying parties are in the same client installation of Bank Customer Accounts (IS-B-BCA).   External Payment Orders Payment orders whose recipient bank is located in the same country/region as the bank area of the ordering party. The system forwards the recipient items to the external payment transaction system for further processing. Note During posting, if the recipient account is managed in Bank Customer Accounts (IS-B-BCA), the system creates internal posting items and saves the order as an internal payment order.   Foreign Payment Orders Payment orders whose recipient bank is located in a country/region other than the country/region of the current bank area. In this case, you must also enter the bank country/region on the entry screen. If the payment transaction is a SEPA direct debit, see the following:   SEPA Direct Debit Orders   Creation of SEPA Direct Debit Orders: One-Time   Mandate       Default Values for Payment Order Screens For each type of payment order, you can define the following default values:   Transaction type   Medium   Payment method   You define these default values in Customizing for Bank Customer Accounts (IS-B-BCA)SEPA Direct Debit Orders, under Account Management  Default Values  Set Up Default Values.   Recipient Account Identification For external and foreign payment orders, you can define the manner in which recipient accounts are identified in Customizing for Bank Customer Accounts (IS-B-BCA), by choosing Account Management  Basic Functions in Account Management  Set Up Recipient Account Identifications. You have the following options:   Classic Bank country/region, bank key, external account number   Classic + SWIFTSEPA Bank country/region, bank key, SWIFT code, external account number   IBAN + SWIFT IBAN, SWIFT code     Restriction of Payment Order Recipient You can restrict the payment order recipient to the bank accounts associated to a particular account holder by selecting the BP Bank checkbox for the product assigned to the account. You make this setting in Customizing Bank Customer Accounts (IS-B-BCA), under Account Management   Basic Functions in Account Management   Maintain Payment Transaction Settings for Deposit Banking  Participation in Payment Transactions. Note You cannot use the Payment Order with More than One Recipient function for such accounts.  System Checks When you post a payment order, the system performs various checks to validate the payment order. For more details, see Payment Item Checks. For internal payment orders, the system performs the checks that can be overridden only for the ordering party. For payment orders created from the dialog, if the checks for the ordering party fail, you can force the posting of the payment order. If the checks for the recipient party fail, the system posts the payment order and updates the status of the recipient payment item to In Postprocessing. However, if the ordering party is the same as the recipient party, the system also performs the checks for the recipient party. You can then force the posting of the payment order, which in turn posts the recipient payment item. Note For external and foreign payment orders, the system does not execute the following checks:  Check for the existence of account   Checks that can be overridden    Execution of Checks   If the checks are successful, the system posts the payment order.   If you create the payment order from the dialog and any check fails, you can do the following:   Park the payment order   Force the posting of the payment order     If the system is unable to post a payment order that is created automatically by any other process, the system creates the payment order with the status In Postprocessing. For more information about processing payment orders with the status In Postprocessing, see Payment Orders in Postprocessing.      Multiple Recipients You can enter more than one recipient if you make the required settings for transaction types in Customizing Bank Customer Accounts (IS-B-BCA). Choose Account Management  Basic Functions in Account Management  Maintain Transaction Types. The lower section of the Overview tab page on the payment order screen displays all recipient items in the same currency. The final posting amount is the total of the individual recipient items.   Copy Other Payment Orders You can use existing payment orders as a template to create new ones. The system displays the copied payment order with the current posting date. You can change all data except for the posting date. To copy an existing payment order, choose .   Release Procedure There are currently two release procedures available when wanting to release payment orders:   You can define a release worklfow.   You can use amount-dependent authorization for the release.   When you post a payment order, the system carries out the following activities:   If you have not set up a release process, the system changes the payment order status to Posted. The payment order is then marked accordingly.   If you have set up a release process, depending on criteria defined for the release procedure, the system flags the payment order for release by changing the payment status to In Release Process. Subsequently, another user with the appropriate authorization releases the payment order, which then changes the payment order status to Posted. If you define multiple levels of release, the payment order continues to have the status In Release Process until it is released by the last approver. If the approver rejects the payment order, the system changes the payment order status to In Postprocessing. You can define a release workflow or decide to use amount-dependent authorization for payment orders in Customizing for Bank Customer Accounts (BCA) by choosing Account Management  Release  Release Payment Orders. For more information, see Release Object PAYMORD (Payment Order). Note To enable amount-dependent authorization, select the checkbox Never in the Customizing activity Assign Release Object to Release Procedure within the groupbox Run Release Workflow. The amount-dependent authorization can then be maintained in Customizing under Authorization Management. If the checkbox Never is selected and the amount-dependent authorization is not enabled, the release process will not take place at all.    
Business roles: Bank Back Office Employee - Deposits Management| Back Office Specialist - Deposits Management
Back Office Specialist - Deposits Management : 
Manages the complete life cycle of an account (e.g. current & savings accounts, fixed-term deposits) by covering aspects like contract management and handling of payment transactions.

Bank Back Office Employee - Deposits Management : 
Manages payment transactions (payment items and orders) for an account (e.g. current & savings accounts, fixed-term deposits).