Totals and Balance List
Application component: Consumer and Mortgage Loans
App type: SAP GUI
Description:   This report determines certain balances for all the selected loans and displays the totals in a list, which you can also print out. You use the balance list to reconcile the general ledger and the subledger and to determine open items.  
Key features:  Selection criteria  In addition to the company code and the loan number you can restrict the selection using the following criteria in the General selections area:  Product type Loan type Contract currency Account assignment reference Entered by  In the Output control area, you must enter the key date for which the balances should be calculated. The report only considers flows that were posted before or on the specified key date. The system defaults to the current date, but you can overwrite it.   If you leave the Display currency field empty, the system calculates and displays the balances for the selected loans in the contract currency. If you enter a valid currency, the system first calculates the balances in the contract currency and then translates them into the required display currency using the exchange rate for the specified key date.  Note Even if the display currency is the local currency, the system does not use the local currency amounts in the flows. Instead, the system translates the balances for the key date into the display currency using a uniform exchange rate. As a result, the balances displayed in the balance list are not necessarily the same as the local currency amounts in the general ledger. You can also restrict the balance list display. In other words, you can specify how the balances that have been calculated should actually appear in the list. If you select the Only display balances <> 0? field, the system only includes the calculated balances in the display if at least one of the balances (repayment, interest, various, overpayments) contains a value greater than or less than zero. Likewise, only contracts that have balances greater than or less than zero are included in sum totals. This means that contracts with zero balances are not considered, which also applies to the totals for the planned capital and the effective capital .   Selection of the Only display balances <> 0? field has no effect on the display if you also select the Only display totals? field. In this case the system only displays the totals, and not the individual balances. However, if the Only display balances <> 0? field is selected, it still affects the way the totals are calculated. Only contracts with balances greater than or less than zero are included in the totals.  The field Also totals for balances = 0? must always be seen in conjunction with the field Only display balances <> 0? .  Selection of the field Also totals for balances = 0? has no effect if the field Only display balances <> 0? is not selected.  If the Only display balances <> 0? and the Also totals for balances = 0? fields are both selected, contracts with zero balances are included in the sum totals, even though they do not appear in the list. As a result, these contracts are also included in the totals for the planned capital and effective capital.  If you select the Only display totals? field, the system displays the totals for the balances of all the selected loans. No data is displayed for the individual loans.   Output   The balance is divided into several sections:  The header of the balance list contains details relating to the product type, the key date and the display currency of the balances that have been calculated.  For each loan, the system displays the balances you have selected in one row. If you have selected the Only display totals? field, this section does not appear.   The following data and balances are displayed: Loan number  Planned capital (= contract capital) Effective capital (of the contract)  Repayment  The total of the open repayment amounts, in other words, repayment amounts for which debit positions have already been created but for which no incoming payment has been posted. Interest  Total open interest amounts (as for repayments) Various  Total of all the other open items (as for repayments) Overpayments  Total of the overpayments that have not yet been assigned to a loan item Cur (Currency)   Display currency: If you did not specify a display currency, this currency key is the contract currency. The system displays subtotals and sum totals for the individual balance items, sorted according to contract currency, product type and company code:  Contract currency  At the lowest level, you see the subtotals per contract currency for each product type. If there is more than one contract currency within a product type, each contract currency begins on a new page. Product type  There are subtotals for each product type in the company code. The subtotals are also listed for each contract currency. Company code   At the top level you see the sum totals for each company code, listed according to contract currency. In the last section, the system displays details relating to the selection criteria:  The total number of contracts selected for the balance list The number of contracts with remaining balances (at least one of the balances must be greater than or less than zero) Information on the field Also totals for balances = 0?   
Business roles: Staff Accountant - Loans Management
Staff Accountant - Loans Management : 
Enters and monitors the payment flows resulting from loans transactions. Carries out all the necessary postings, accruals/deferrals and valuations, and checks the posting activities.