Display Creditworthiness
Application component: Contract Accounts Receivable and Payable
App type: SAP GUI
Description:  The creditworthiness of a business partner provides information on the business partner’s payment history and influences the selection of activities for dunning and/or returns and also the calculation of charges. Various different business transactions, such as returns, dunning notices, installment plans, and write-offs update the creditworthiness in the system automatically. You can also transfer a creditworthiness record from external systems or manually.By default, the FI-CA creditworthiness of a business partner is calculated as a weighted total of the creditworthiness figures from the past 48 months (maximum). You define the monthly weightings in Customizing. A creditworthiness of zero means that the business partner has an excellent payment history. The maximum value is 9999. At event 0400, you can override the default calculation of the FI-CA creditworthiness. The creditworthiness value of a business partner results from the following parameters: The calculation type of the total creditworthinessYou define how the system determines the total creditworthiness in Customizing for Contract Accounts Receivable and Payable under Integration  Financial Supply Chain Management  Credit Management  Define Specifications for Credit Management in the Calculation Type field. For more information about the calculation options, see the documentation for the field.Caution If you change the calculation type from SPACE to another value or change the value to SPACE, you must execute the mass activity Replicate Creditworthiness (transaction FPCM2) to replicate the external creditworthiness again.The reason for this is that the external creditworthiness is reduced during replication by the FI-CA creditworthiness for the calculation type SPACE. For other calculation types, the external creditworthiness is not reduced by the FI-CA creditworthiness. The creditworthiness factor in percent Manual creditworthiness Number of dunning notices, returns, and write-offs  The creditworthiness figure is adjusted if a dunning notice or return is reversed. 
Key features:  The system automatically determines the total creditworthiness of a business partner in returns processing and in a dunning run. The creditworthiness influences the activities and the charges levied, provided that you have defined the activities and charges dependent on creditworthiness in Customizing.There is a display and change function for creditworthiness. There are the following features: You can display the automatically determined creditworthiness of every business partner in a creditworthiness history. Using the creditworthiness history you can see an overview of when the creditworthiness of a business partner changed (SAP menu: Account  More Information  Creditworthiness, transaction FPCR1). You can enter or change the creditworthiness manually. The manual creditworthiness is added to the value of the automatically determined creditworthiness, and thus forms the overall creditworthiness of a customer. You can enter a percentage creditworthiness factor for each business partner. You use this factor to weight the creditworthiness depending on the business partner. You can fix the current value of the automatically determined creditworthiness. The creditworthiness value can then only change for reasons relating to creditworthiness, such as dunning or dunning notice reversal, but not for time-dependent reasons. You can release this fixed value manually, so that the creditworthiness can change for time-dependent reasons. You can enter or reverse a creditworthiness record manually or with a BAPI in the creditworthiness history. The system then determines the new creditworthiness automatically. For the creditworthiness of a business partner, SAP delivers the object type CA_CRDRTNG and the BAPIs contained therein.  Change documents record any entries or changes that you have made to the manual creditworthiness, as well as changes to the percentage creditworthiness factor.If there is no data record for the current calendar year when you call the Change Creditworthiness function, the system automatically creates an initial record. The initial record contains the current calendar year. All other values in the creditworthiness records are blank. 
Business roles: Administrator - Accounts Payable and Receivable (FI-CA)| Accounts Payable and Receivable Manager (FI-CA)| External Auditor - Accounts Payable and Receivable (FI-CA)| Reconciliation Specialist - Accounts Payable and Receivable (FI-CA)
Administrator - Accounts Payable and Receivable (FI-CA): (is an add-on role to the Administrator)
Is responsible for the planning, scheduling and execution of jobs and mass activities within FI-CA, including critical Business processes, such as payment run, payment lot, dunning run. 

Collections Specialist (FI-CA) : 
Deals with the collection process in the company including contacting individuals who have defaulted on debts and/or who have not paid past-due bills to discuss the handling of the overdue items (e.g. using payment agreements).

Accounts Payable and Receivable Manager (FI-CA) : 
Minimizes overdue receivables and bad debt losses, analyzes and improves customer payment behavior, and optimizes receivables processing costs.

Reconciliation Specialist - Accounts Payable and Receivable (FI-CA) : 
Is responsible for the reconciliation of Contract Accounts Receivable and Payable (FI-CA) with the General Ledger (FI-GL) and all reconciliation accounts and tax on sales and purchases Clearing accounts.

External Auditor - Accounts Payable and Receivable (FI-CA) : 
Reviews the accounts of organizations to ensure the accuracy and completeness of their financial records. Determines if the financial statements of an organization fulfill all required legal accounting policies, and procedures.

Accounts Payable and Receivable Accountant (FI-CA) : 
Deals with payment and credit clarification of B2B and B2C customers and works off complex customer requests according account clarification.