user_query: send a message saying it's almost midnight.
response_text: Who do you wanna message?
user_query: the household
response_text: Sorry,, who do you wanna message?
user_query: everyone
response_text: Sorry, I'm not finding a match in your contacts. Tell me just the first name ? or feel free to use the screen.
User: Checker using Bank of America what my credit card bills are.
Parse: Get_bill ( account_type « credit card » provider « Bank of America » )