Ministry of Development of North-East Region
4660 women SHG members have been engaged as Business Correspondents
15 services are being offered under doorstep banking services across 100 centres in the country
As per the Department of Financial Services, doorstep banking services are offered by all the 12 Public Sector Banks  on a common platform under PSB Alliance since September 2020. At present 15 services are being offered under doorstep banking services across 100 centres in the country. Out of 100 centres where Doorstep Banking is currently offered, 3 centres namely Guwahati, Shillong and Agartala, are covered for the services in the NE region. Further, the State Level Bankers’ Committees  of the North Eastern Region have informed that PSBs offer doorstep banking services through their identified bank branches and Business Correspondents .
Further, Emergency Credit Line Guarantee Scheme  was launched in May, 2020 as part of Aatmanirbhar Bharat Abhiyaan to support eligible Micro, Small and Medium Enterprises  and business enterprises in meeting their operational liabilities and restarting their businesses in context of the disruption caused by the COVID-19 pandemic. This scheme covers all the sectors of the economy. Under ECLGS, 100% guarantee is provided to Member lending Institutions  in respect to the credit facility extended by them to eligible borrowers. The scheme is valid till 31.3.2023. The details of ECLGS support extended to the North Eastern States are at Annexure.
The Department of Rural Development, Ministry of Rural Development has taken an initiative under Deendayal Antyodaya Yojana-National Rural Livelihoods Mission  for providing doorstep delivery of financial services through Women Self Help Group  members by ensuring their capacity building and coordinating with banks, Common Service Centres and fintechs etc. So far, 4660 women SHG members have been engaged as Business Correspondents through banks. North East State Wise engagement of SHG members as BC Sakhi/Digipay Sakhi/Paypoints for providing doorstep financial Services in rural area is as under:-

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|
S. No.
|
|
State
|
|
Total BC/DIGIPAY/Pay Points
|
|
1
|
|
Assam
|
|
2930
|
|
2
|
|
Arunachal Pradesh
|
|
31
|
|
3
|
|
Manipur
|
|
183
|
|
4
|
|
Meghalaya
|
|
625
|
|
5
|
|
Mizoram
|
|
174
|
|
6
|
|
Nagaland
|
|
313
|
|
7
|
|
Sikkim
|
|
360
|
|
8
|
|
Tripura
|
|
44
|
|
|
|
Total
|
|
4660
North East Rural Livelihood Project , a World Bank aided project implemented by Ministry of Development of North Eastern Region , concluded on 30.09.2019. The project provided skill development training, vocational training to unemployed youths and Self Help Groups  members for job placement and self-employment in 1,645 villages under 58 development blocks across 11 districts of 4 states of Mizoram, Nagaland, Sikkim and Tripura. The major achievements of the project were as under:
It provided training to 10462 boys and girls in various job skills.
2,92,889 households were covered through formation of 28,154 Self Help Groups  and 1,212 Village Federations, as well as formation of 1599 Community Development Groups .
At the end of the project, 97% of the members of SHGs formed under the project had savings bank accounts with a cumulative savings to the tune of Rs.60.51 crores. Project had released a Community Investment Fund  of Rs.319.15 crores to 28,154 SHGs. A total number of 5,535 SHGs had availed bank linkage with a total sanctioned bank loan amount of Rs.58.19 crores. The average loan amount per SHG from bank was Rs.1.02 lakh.
Annexure
|
|
Credit Line Guarantee Scheme support extended to the North Eastern States
|
|
|
|
|
|
Financial Year 2020-21
|
|
Financial Year 2021-22
|
|
Financial Year 2022-23 
|
|
|
|
State Name
|
|
Total No of Guarantees issued
|
|
Total amount Guaranteed

|
|
Total
No of Guarantees issued
|
|
Total amount Guaranteed

|
|
Total No of Guarantees
issued
|
|
Total amount Guaranteed 
|
|
|
|
|
|
Arunachal Pradesh
|
|
2228
|
|
71.31
|
|
159
|
|
57.94
|
|
46
|
|
30.81
|
|
|
|
Assam
|
|
529128
|
|
2715.09
|
|
23527
|
|
807.08
|
|
1729
|
|
278.22
|
|
|
|
Manipur
|
|
10259
|
|
123.06
|
|
322
|
|
12.87
|
|
31
|
|
6.19
|
|
|
|
Meghalaya
|
|
11030
|
|
200.9
|
|
487
|
|
26.3
|
|
53
|
|
13.97
|
|
|
|
Mizoram
|
|
3722
|
|
54.89
|
|
146
|
|
9.3
|
|
29
|
|
0.4
|
|
|
|
Nagaland
|
|
7396
|
|
68.36
|
|
171
|
|
8.83
|
|
33
|
|
3
|
|
|
|
Sikkim
|
|
8178
|
|
92.95
|
|
178
|
|
33.88
|
|
47
|
|
4.57
|
|
|
|
Tripura
|
|
60471
|
|
245.64
|
|
2178
|
|
46.75
|
|
208
|
|
3.02
|
|
|
|
Grand total
|
|
632412
|
|
3572.2
|
|
27168
|
|
1002.95
|
|
2176
|
|
340.18
|
|
Source: National Credit Guarantee Trustee Company Ltd.
This information was given by Minister for Development of North Eastern Region Shri G. Kishan Reddy in the Lok Sabha in a written reply today.