Ministry of Women and Child Development
Financial Empowerment of Rural Women
The details of ongoing scheme launched by the Government of India for the financial empowerment of rural women are as follows:
1. Initiatives of Department of Financial Services :
- DFS has six schemes namely Pradhan Mantri Jan-Dhan Yojana , Pradhan Mantri Jeevan Jyoti Bima Yojana , Pradhan Mantri Suraksha Bima Yojana , Atal Pension Yojana , Pradhan Mantri Mudra Yojana  and Stand-Up India  for financial inclusion and entrepreneurship development of people across the country including that of women. The share of women vis-a-vis total number of beneficiaries in the above schemes is given hereunder :
|
|
Scheme
|
|
Total number of Accounts
|
|
Women Accounts
|
|
PMJDY 
|
|
417,498,276
|
|
231,226,199
|
|
PMJJBY
|
|
9,88,79,708
|
|
2,67,91,274
|
|
PMSBY 
|
|
22,26,96,354
|
|
8,34,94,070
|
|
APY 
|
|
28,510,260
|
|
12,445,034
|
|
PMMY 
|
|
274,761,862
|
|
186,045,718
|
|
SUPI 
|
|
110,333
|
|
90,185
- Initiatives of Ministry ofMicro, Small and Medium Enterprises :
Benefits are extended to women under Prime Minister’s Employment Generation Programme , which is a major shceme of MSME. The scheme facilitates generation of self-employment opportunities through establishment of micro-enterprises in the non-farm sector by helping traditional artisans and unemployed youth. Details of the micro enterprises set up under the scheme are as under:
|
|
Year
|
|
No. of micro-enterprises setup
|
|
No of micro enterprises setup by women
|
||
||
|
|
|
2015-16
|
|
44340
|
|
11356 
|
|
2016-17
|
|
52912
|
|
14768 
|
|
2017-18
|
|
48398
|
|
15670 
|
|
2018-19
|
|
73427
|
|
25378 
|
|
2019-20
|
|
66653
|
|
24720 
|
|
2020-21
|
|
31923
|
|
11862 
3. Initiatives of Ministry of Rural Development:
Ministry of Rural Development is implementing two welfare schemes in the field of skill development for rural poor youth under the National Rural Livelihoods Mission  for gainful employment and to eradicate poverty in the country as follows :
- DeenDayal Upadhyaya Grameen Kaushalya Yojana  which is a placement linked skill development program for wage employment.
- Skill development through Rural Self Employment and Training Institutes  enabling a trainee to take bank credit and start his/her own micro-enterprise.
Both DDU-GKY and RSETI schemes are applicable to all the categories including women. The physical achievement regarding the total number of candidates/ women candidates trained and placed in jobs/settled under both the above mentioned schemes during the last five years and current year is given below:
Physical Achievement under DDU-GKY
|
|
FY
|
|
Total Trained
|
|
Women Trained
|
|
Total Placed
|
|
Women Placed
|
|
2015-16
|
|
236471
|
|
106419
|
|
109512
|
|
49855
|
|
2016-17
|
|
162586
|
|
63409
|
|
147883
|
|
59147
|
|
2017-18
|
|
131527
|
|
51401
|
|
75787
|
|
30307
|
|
2018-19
|
|
241080
|
|
116172
|
|
138248
|
|
55685
|
|
2019-20
|
|
238336
|
|
122617
|
|
150199
|
|
66454
|
|
2020-21 
|
|
9986
|
|
5134
|
|
36933
|
|
17362
|
|
|
|
|
|
|
|
|
|
|
|
Physical Achievement under RSETIs
|
|
FY
|
|
Total Trained
|
|
Women Trained
|
|
Total Settled
|
|
Women Settled
|
|
2015-16
|
|
436385
|
|
106419
|
|
300375
|
|
181752
|
|
2016-17
|
|
445143
|
|
63409
|
|
364214
|
|
226377
|
|
2017-18
|
|
423343
|
|
51401
|
|
351266
|
|
217682
|
|
2018-19
|
|
403672
|
|
116172
|
|
298039
|
|
199931
|
|
2019-20
|
|
384028
|
|
122617
|
|
285059
|
|
204728
|
|
2020-21 
|
|
111367
|
|
5134
|
|
93874
|
|
69156
|
|
|
|
|
|
|
|
|
|
|
|
- RashtiryaMahilaKosh :
The details of the women benefitted by RMK loan schemes during each of the last five years and the current year are as under:
|
|
S.No
|
|
Year
|
|
Women beneficiaries
|
|
1.
|
|
2015-2016
|
|
NIL
|
|
2.
|
|
2016-2017
|
|
NIL
|
|
3.
|
|
2017-2018
|
|
2915
|
|
4.
|
|
2018-2019
|
|
2199
|
|
5.
|
|
2019-2020
|
|
810
Steps have been taken by the Government for enhancing financial inclusion of women through Pradhan Mantri MUDRA Yojana , Stand-Up India Scheme, Prime Minister’s Employment Generation Programme  etc.
This information was given by the Union Minister of Women and Child Development, Smt. Smriti Zubin Irani, in a written reply in the Lok Sabha today.