[brief] 39  **Epix Holdings v. Marsh McLennan**, 410 NJ Super 453 (App. Div. 2009) ..........  36  **Flintkote Co. v. Aviva, PLC**, 269 F.3d 215, 220 n.3 (3d. Cir. 2014) ..............  15  **Goffe v. Foulke Mgt. Corp.**, 238 NJ 191 (2019) ...................................... 11, 12  **Guidotti v. Legal Helpers**, 716 F3d.  764 (3d Cir. 2013) Id, at 214 ............... 11, 12 Heller v. Wells Fargo Bank, 2016 W.L. 818734 (App. Div. 2016) .................................. 14 Hirsh v. Amper Fin., 215 NJ 174 (2013) ......................................................... 13 Hoffman v. Suplements Togo Mgt., L.L.C., 419 NJ Super 596 (App. Div. 2011) .......... 32, 33 Iqbal, 550 US at 679 ...................................................................................... 19 Johnson v. Hegarty, 93 NJ Super 14 (App. Div. 1966) ........................................... 16 Kelly v. Gwinnell, 96 NJ 538 (1984) ................................................................. 44 Kernahan v. Home Warranty Adm., 236 NJ 301 (2019) ....................................... 13, 34, 37 Kero, supra at 370 ............................................................................................ 23 Kirleis v. Dickie, et al., 560 F3d. 156 (3d Cir. 2009) ............................................. 11 Kleine v. Emeritus at Emerson, 445 NJ Super 545 (App. Div. 2016) ...................... 39 Leodori Servs. Grp. v. CIGNA, 175 NJ 293 (2003) .............................................. 24, 34 Lojewski v. Group Solar, 2023 W.L. 5301423 (SDNY 2023) ................................. 28, 29 Martindale v. Sandvik, 173 NJ 76 (2002) ............................................................ 12, 13, 33, 35 McMillan v. Wells Fargo Bank, 2009 W.L. 1686431 (ND Calif. 2009) .................... 14 Merrill Lynch v. Cantone, 427 NJ Super 45 (App. Div. 2012) .................................. 12 Meyer v. Uber Techs, 868 F3d. 66 (2nd Cir. 2017) ............................................. 29 Midland Funding v. Bordeaux, 447 NJ Super 330 (App. Div. 2016) ....................... 12 Mitchell v. Wells Fargo Bank, 280 F. Supp 3d 1261 (CD Utah 2017) .................... 14, 15 Morgan v. Standford, 225 NJ 289 (2016) ............................................................ 37 MZM Constr., v. NJ Bldg. Lab, 974 F.3d 386 (3d. Cir. 2020) ................................. 23 NAACP Camden v. Foulke Mg., 421 NJ Super 404 (App. Div. 2011) ..................... 12, 33 Needham v. NJ Ins. Und., 230 NJ Super 358 (App. Div. 1989) ............................. 16 Noble v. Samsung, 682 Fed. App. 113 (3d Cir. 2017) ........................................... 24, 32 Pacifico v. Pacifico, 190 NJ 258 (2007) ......................................................... 38 Paul v. Timco, 356 NJ Super 180 (App. Div. 2002) .............................................. 12 Peter Kero v. Terminal Const., 6 NJ 361 (1951) .................................................. 23 P.T. v. M.S., 325 NJ Super 193 (App. Div. 1999) ............................................... 47 Rockel v. Cherry Hill Dodge, 368 NJ Super 577 (App. Div. 2004) ....................... 34 Santana v. Smiledirectclub, 475 NJ Super 279 (App. Div. 2023) ......................... 22, 23, 29, 30 Sapp v. Indus Action, 75 F. 4th 205 (3d. Cir. 2023) .......................................... 15 Skuse v. Pfizer, Inc., 244 NJ 30 (2020) ............................................................. 11, 37 State v. Hannah, 448 NJ Super 78 (App. Div. 2016) ..........................................