[brief] Sun Chemical Corp. v. Fike Corp., 243 N.J 319 (2020)  ..................................................................................................15  Ass’n of New Jersey Chiropractors, Inc. v. Horizon Healthcare Servs., Inc., A-6 033-11T4, 2013 WL 5879517 (App. Div. Nov. 4, 2013)  ......................................11  Bilotti v. Accurate Forming Corp., 39 N.J. 184 (1963)  .....................................................................................................21  Brookshire Equities, LLC v.  Montaquiza, 346 N.J. Super. 310 (App. Div. 2002)  .......................................................................24  Castro v. NYT Television, 370 N.J. Super. 282 (App. Div. 2004)  .......................................................................14  Cox v. Sears Roebuck & Co., 138 N.J. (1994)  .........................................................................................................21  Donato v. Moldow, 374 N.J. Super. 475 (App. Div. 2005)  .....................................................................8  Gonzalez v. Wilshire Credit Corp., 207 N.J. 557 (2011)  ....................................................................................................18  Hoffman v. Encore Cap. Grp., Inc., No. A-3, 008-07T1, 2008 WL 5245306 (App. Div. Dec. 18, 2008)  ...........................................16  In re Resol. of State Comm’n of Investigation, 108 N.J. 35 (1987)  ....................................................................................................11  Isetts v. Borough of Roseland, 364 N.J. Super. 247 (App. Div. 2003)  .....................................................................22  J-M Mfg. Co. v. Phillips & Cohen, LLP, 443 N.J. Super. 447 (App. Div. 2015) .....................................................................24 Kamaratos v. Palias, 360 N.J. Super. 76 (App. Div. 2003) .......................................................................26 Kavky v. Herbalife Int’l of Am., 359 N.J. Super. 497 (App. Div. 2003).................................................................16 Lemelledo v. Beneficial Mgmt. Corp. of Am., 150 N.J. 255 (1997).........................................................................................12 New Century Fin. v. Trewin, 2018 N.J. Super. Unpub. LEXIS 1688 (Sup. Ct. May 24, 2018)..........................11 Papergraphics Int’l, Inc. v. Correa, 389 N.J. Super. 8 (App. Div. 2006)..................................................................15 Raroha v. Earle Fin. Corp., 47 N.J. 229 (1966)............................................................................................22 Rezem Fam. Assocs., LP v. Borough of Millstone, 423 N.J. Super. 103 (App. Div. 2011)...............................................................8 Sch. All. Ins. Fund v. Fama Const. Co., 353 N.J. Super. 1 (App. Div. 2002)..................................................................26 Sickles v. Cabot Corp., 379 N.J. Super. 100 (App. Div. 2005)...............................................................8, 9 Thiedemann v. Mercedes-Benz USA, LLC, 183 N.J. 234 (2005)...........................................................................................19 Thompson v. City of Atl. City, 190 N.J. 359 (2007)..........................................................................................21 Watkins v. Resorts Int’l Hotel & Casino, Inc., 124 N.J. 398 (1991)..........................................................................................24 Woo-Padva v. Midland Funding LLC, No. BER-L-003625-17, 2022 WL 267938 (N.J. Super. L. Jan. 7, 2022)..............................................................................14, 15, 20 Woo-Padva v. Midland Funding, LLC, DOCKET NO. A-1996-21, 2023 WL 6157245 (App. Div. Sept. 21, 2023) ..............................................................................9, 10, 11, 12 Woo-Padva v. Midland Funding, LLC, DOCKET NO. A-3575-17T3, 2019 WL 3540494 (App. Div. Aug. 5, 2019)................................................................. 24, 25 Statutes N.J.S.A. § 17:11C-33 ...........................................................................12 N.J.S.A. 17:11C ..................................................................................6, 22 N.J.S.A. 17:11C-1 ...............................................................................2 N.J.S.A. 17:11C-18 ..........................................................................12 N.J.S.A. 17:11C-2 .............................................................................13 N.J.S.A. 17:11C-41(f) ....................................................................13 N.J.S.A. 17:16C-1(f) ......................................................................13 N.J.S.A. 2A:16-50 ..........................................................................2, 11 N.J.S.A. 56:8-1 ................................................................................2 N.J.S.A. 56:8-19 .............................................................................19 N.J.S.A. 56:8-2 ..............................................................................15, 19 PRELIMINARY STATEMENT Defendants-respondents [...] (“[...]”) and [...] (“[...];” together, “Holder Respondents”) submit this brief in opposition to the appeal by plaintiff-appellant [...] (“Appellant”) from the October 20, 2023 Orders (the “Order” (Pa155-59) of the Superior Court of New Jersey Law Division, Bergen County (the “Trial Court”).