ahmedheakl/docatlas_instruct huggingface dataset:
assistive technology have to work. There’s a lot of different moving parts and nuances to this.

And so, I was doing that back in 2001. Most of my team, over 80 percent of my team, 85 percent of my team were technologists with disabilities and we were working with corporations and organizations. Helping them make sure they were fully accessible to their employees, to their vendors, to their customers and of course, fast forward, to this COVID-19 crisis where everybody goes home. At one point, 97 percent of the world was home. Doug: Yes. Debra: And we see how important accessibility is for everybody. Not just for people with disabilities. Doug: That’s exactly right. And you know, Debra, I don’t know the answer to this. So, when you… you know, when you were running that company, did you have a physical location? Did most people work virtually? What did that look like? Debra: Well, it was interesting because I started the company 2001 and I’ll tell you, the good news, you know, I built it to a multimillion-dollar business. We had you know, amazing clients but, at the same time, we’re like most small businesses. Struggling with cashflow, making mistakes the whole time you know. But I thought that I needed to have a physical office. And so, most of my employees teleworked. And it was very important.

It’s very important you know, now but, it was also very important then because we weren’t seeing a lot of people with disabilities being hired as technologists even at that time. And also, some of my team were actually working from nursing homes, sometimes rehab facilities depending upon you know, the cycle of that they were in. They would… maybe they were working from home but, they provide… they needed and still do. Some of the same team members now work for my company, Ruh Global Impact. But they needed a round the clock care because they have what society
Прилог 1. Подносиоци пријава, њих 8, са којима се покрајинском секретару за пољопривреду, водопривреду и шумарство предлаже да закључи уговор о додели бесповратних средстава са оствареним бројем бодова и предложеним износом средстава приказани су прилогу број 1.

Р.б.	Број пред мета	Подносилац пријаве	Општина	Укупна инветиција	Учешће секретаријат а (динара)	% ПС	Учешће корисника средстава (динара)	%КС	Укупан број бодова
1	3155	Александра Бркљач ПР. ПРЕРАДА ВОЋА И ПОВРЋА САНДРА-БР РАТКОВО	Оџаци	3.330.000	1.998.000	60	1.332.000	40	110
2	2521	Земљорадничка задруга Агроботаника	Оџаци	3.979.467	1.989.733	50	1.989.734	50	105
3	1714	Ирина Дракул ПР РАДЊА ЗА ПРЕРАДУ ВОЋА И ПОВРЋА БРЕНД ФРУИТИ	Тител	3.865.000	2.200.000	57	1.665.000	43	100
4	3430	ШАЈКАШ PET FRIES DOO KAĆ	Нови Сад	3.645.290	2.187.174	60	1.458.116	40	95
5	311	НАША ЗЕМЉА ДОО	Врбас	3.220.000	1.610.000	50	1.610.000	50	85
6	2269	Земуница ДОО	Житиште	4.000.000	2.000.000	50	2.000.000	50	85
7	3079	Еуро-Танктранс ДОО	Стара Пазова	5.408.712	2.000.000	37	3.408.712	63	85
8	1050	ОПШТА ПОЉОПРИВРЕДНА ЗАДРУГА ИКТ АГРОИНДУСТРИЈА ШАЈКАШ	Тител	4.000.000	2.000.000	50	2.000.000	50	80
УКУПНО:	31.448.469	15.984.907	51	15.463.562	49

### Прилог број 2 – одбијене пријаве

Ред. бр.	Број предмета	Подносилац пријаве	Општина	Разлог одбијања
1	1771	TANDEX DOO SUBOTICA	Суботица	Непотпуна документација Апликант није регистрован у АПР-у за прераду и конзервисање воћа и поврћа шифра 1039, као и за производњу сокова од воћа и поврћа шифра 1032; Нема пословни план; у сетвеној структури је уписано грожђе а не воће и поврће
and Parallel Computing, EECS Tech Report UT-CS-08-615, LAWN #200, May 13-16, 2008, Trondheim Norway. A pdf version is available. State-of-the-Art Eigensolvers for Electronic Structure Calculations of Large Scale Nano-Systems, Christof Vomel, Stanimire Z. Tomov, Osni A. Marques, A. Canning, Lin-Wang Wang, and Jack J. Dongarra, Journal of Computational Physics, Volume 227, Issue 15 (July 2008), pages 7113-7124. A pdf version is available. The PlayStation 3 for High Performance Scientific Computing, Jakub Kurzak, Alfredo Buttari, Piotr Luszczek, and Jack Dongarra, Computing in Science and Engineering, IEEE, May/June 2008, pp 80-83. A pdf version is available. Using Mixed Precision for Sparse Matrix Computations to Enhance the Performance while Achieving 64-bit Accuracy, Alfredo Buttari, Jack Dongarra, Jakub Kurzak, Piotr Luszczek, and Stanimire Tomov, ACM Transactions on Mathematical Software, Volume 34 Number 4, July 2008, pp 1 - 22. A pdf version is available. - 2007 - Automatic Analysis of Inefficiency Patterns in Parallel Applications, Felix Wolf, Bernd Mohr, Jack Dongarra, Shirley Moore, Concurrency and Computation: Practice and Experience, Volume 19, Issue 11, pp 1481-1496, August 2007. A pdf version is available. Implementation of Mixed Precision in Solving Systems of Linear Equations on the Cell Processor, Jakub Kurzak, Jack Dongarra, Concurrency and Computation: Practice and Experience, Volume 19, Issue 10, pp 1371-1385, July 2007. A pdf version is available. Improved Runtime and Transfer Time Prediction Mechanisms in a Network Enabled Servers Middleware, Emmanuel Jeannot, Keith Seymour, Asim YarKhan, and Jack J. Dongarra, Parallel Processing Letters, March 2007, Volume 17, Number 1, pp 47-59, ISSN 0129-6264. A pdf version is available. Performance Analysis of MPI Collective Operations, Jelena Pjesivac- GrboviÂ´c, Thara Angskun, George Bosilca, Graham E. Fagg, Edgar Gabriel, and Jack J. Dongarra, Cluster Computing Journal, Volume 10, pp 127-143, 2007. A pdf version is available. Recovery Patterns for Iterative Methods in a Parallel Unstable
# 2. Clown Festival 2021 in Winterthur

### Organisation

#### Verein Pro Clowns CH-8400 Winterthur E-Mail-Adresse: info@proclwns.ch Web: www.proclowns.ch Telefon: +41 (0)52 551 07 00

## Pressetext kurz

##### (1’250 ohne Leerzeichen, 1’428 mit)

- 2. Clown Festival 2022 in Winterthur

Während rund einer Woche erfreuen internationale und nationale Clowns im Figurentheater Winterthur, Marktgasse 25, und in der Bühnerei, Raum für Theater & Circus, am Lagerplatz 32, junges und altes, grosses und kleines Publikum. Von Dienstag, 8. bis Sonntag, 15. Mai 2022 finden zehn Vorstellungen originellster Clownsgeschichten statt. Am Mittwochabend lesen Gesundheitsclowns Texte aus ihrem Buch über Erfahrungen ihrer Arbeit vor, insbesondere mit dementen Menschen. Zwei ganztätige Workshops am Wochenende in der Bühnerei führen interessierte Teilnehmende ins Clownsspiel ein. Details zum Programm sind zu finden unter: https://www.clownsfestival.ch/ Organisator des Festivals ist der gemeinnützige Verein ProClowns. Er möchte mit diesem Festival auf seine wichtige Arbeit aufmerksam machen. Ziel des Vereins ist es, in Spitälern, Altersheimen, Einrichtungen für Menschen mit Beeinträchtigung und weiteren sozialen Institutionen eine professionelle und regelmässige Kontaktarbeit von ausgebildeten Gesundheitsclowns mit Bewohnerinnen und Bewohnern oder Klientinnen und Klienten zu ermöglichen. Da in diesen Institutionen Menschen oft in beschwerlichen Lebensphasen sind, kann Freude und Humor äusserst viel bewirken. Die Website des Vereins ProClowns, https://www.proclowns.ch/, informiert über Möglichkeiten und den Gewinn eines Einsatzes ausgebildeter Gesundheitsclowns in Institutionen.
Release

- • of the dissertation (not more than 2 pages); • of the dissertation (not more than 2 pages);
- • representative chapter of the dissertation; • representative chapter of the dissertation;
- • contact information for the department and for the author of the dissertation. • contact information for the department and for the author of the dissertation.

These documents should be submitted by email to dissertations@khyentsefoundation.org.

A four-person committee will select three dissertations to be read in their entirety by all committee members. The committee’s decision will be announced by June 30 of the following year.

The first winner of the KF Award for Outstanding PhD Dissertation in Buddhist Studies was Dr. Chao Tung-Ming of National Taiwan University. Dr. Chao’s dissertation, “A Study of Fundamental Transformation in the Cheng Weishi Lun and Kuiji’s Commentaries,” is a rigorous, in-depth analysis of the Chinese Yogācāra School of Buddhism that has been well received by Buddhist academics.

If circumstances permit, the recipient of the award will be invited to give a lecture based on his or her dissertation at an institution selected by Khyentse Foundation.

Khyentse Foundation is an international 501(c)3 nonprofit organization founded in 2001 by Dzongsar Khyentse Rinpoche. The foundation supports all traditions of Buddhist study and practice with beneficiaries in 30 countries. In the past 14 years, the foundation has offered more than US$10 million in grants, directly affecting the lives of people around the world. Projects funded include a chair of Buddhist studies at the University of California at Berkeley, the digitization of the entire Tibetan Buddhist scriptural canon, endowments for traditional monastic colleges in Asia, a worldwide scholarship program, and numerous other innovative initiatives. Learn more about Khyentse Foundation and Dzongsar Khyentse’s activities at khyentsefoundation.org.

Buddha's wisdom for everyone. Page 2 of 2
36.	Klub Sportowy WATAHA FIGHT CLUB	Przygotowanie do współzawodnictwa sportowego w kategorii seniorskiej oraz udział w tym współzawodnictwie w dyscyplinach indywidualnych.	4 500,00
37.	Sportowe Zagłębie 1906	Szkolenie seniorskie w dyscyplinach: boks i zapasy/mma.	9 000,00
38.	Klub Sportowy „Budowlani”	Sportowe szkolenie w kategorii seniorskiej w judo/ju-jitsu.	21 000,00
39.	Uczniowski Klub Sportowy „Huragan” przy Szkole Podstawowej Nr 45 w Sosnowcu	Uczestnictwo w rozgrywkach II Ligi Kobiet Tenisa Stołowego drużyny UKS Huragan Sosnowiec oraz indywidualnych zawodach seniorskich.	3 000,00
40.	Uczniowski Klub Sportowy „Huragan” przy Szkole Podstawowej Nr 45 w Sosnowcu	Uczestnictwo w rozgrywkach II Ligi Mężczyzn Tenisa Stołowego drużyny UKS Huragan Sosnowiec oraz indywidualnych zawodach seniorskich.	3 000,00
SUMA:	2 191 300,00

§ 2 Wykonanie zarządzenia powierza się Pełnomocnikowi Prezydenta Miasta Sosnowca ds. Kultury, Rozwoju i Dialogu Społecznego.

§ 3 Zarządzenie wchodzi w życie z dniem podpisania.

4
### 4.1 Таблица приложения № 1. Сведения об организациях, привлеченных к разработке и согласованию проекта профессионального стандарта

№ п/п	Организация	Должность уполномоченного лица	ФИО уполномоченного лица	Подпись уполномоченно го лица
Разработка проекта профессионального стандарта
1.	Общероссийское отраслевое объединение работодателей поставщиков энергии	Генеральный директор	Миронов И.В.

2.	ПАО «Т Плюс»	Эксперт по развитию руководителей ТЭС, к.т.н, доцент	Страхов В.А.
3.	ООО «Газпром энергохолдинг»	Начальник отдела дистанционного обучения и социальных программ	Цветков Н.С.
4.	ПАО «Мосэнерго»	Заместитель начальника службы совершенствован ия эксплуатации по хим. оборудованию.	Зенова Н.В.
5.	ПАО «ОГК-2»	заместитель начальника Управления - начальник отдела организации и оплаты труда	Болотова И.К.
6.	ПАО «ТГК-1»	Директор по персоналу	Варзаев С.П.
7.	ПАО «Фортум»	Руководитель Объединенного центра кадрового обслуживания	Перепелкина Е.Ю.
8.	ПАО «Юнипро»	Начальник управления кадрового администрирован ия	Василенко М. В.
9.	ПАО «Квадра»	Директор департамента по	Лязер Ю. С.
ALCOHOL AND EXPECTANCY EFFECTS ON METACOGNITIVE CONTROL AND MEMORY

## Figures

Figure 1. Alcohol by expectancy interactions for accuracy during cued-recall with and without DK option. Error bars are 95% CIs on group means. Figure 2. Alcohol by expectancy interactions for errors and correct responses to answerable questions during cued-recall with DK option. Error bars are 95% CIs on group means.

44
## Educação e jogos eletrônicos?

O Escotismo é um movimento de educação não formal onde as crianças e jovens por meio de atividades, jogos e vivências, desenvolvem cinco áreas de desenvolvimento: intelectual, físico, espiritual, afetivo, social e caráter. Dessa forma, o Movimento Escoteiro ajuda a desenvolver habilidades para a vida em todos os seus associados.

De acordo com uma pesquisa realizada pela Common Sense Media, os jogos eletrônicos também colaboram para desenvolver essas áreas. Todos os jovens entrevistados afirmaram ter aprimorado habilidades de trabalho em equipe com o jogo Fortnite, por exemplo, onde 40% afirmaram que o jogo ajudou a evoluir a habilidade de comunicação e 27% desenvolveram a resolução de conflitos. Por conta disso, além de divertir os jovens, o evento também representa uma importante e inovadora ferramenta de educação.

## O que são e-Sports?

De acordo com a Confederação Brasileira de e-Sports, são “competições disputadas em jogos eletrônicos em que os jogadores atuam como atletas profissionais de esportes tradicionais e são assistidos por uma audiência presencial e/ou online, através de diversas plataformas de stream online ou TV”.

O Brasil ocupa o terceiro lugar no ranking de países com mais jogadores de e-Sports e, segundo dados da Newzoo (agência especializada na modalidade), existem dois gamers para cada praticante de futebol no país. O universo dos esportes eletrônicos envolve empresas de desenvolvimento de jogos, ligas, competidores, e plataformas de streaming. A indústria deve movimentar cerca de US$180 bi até 2021, segundo dados da Newzoo.

## Serviço

O que: Scout e-Sports - Campeonato de e-Sport dos Escoteiros do Brasil Quando: 20 e 21 e 27 e 28 de junho Onde: Transmissão nos domingos, a partir das 9h30 na TwitchTV dos Escoteiros do Brasil

## Material de apoio

Visando auxiliar na produção de conteúdo durante a pandemia, encaminhamos fotos e vídeos, além de uma breve entrevista com o organizador do evento, Fernando Kobaia, respondendo a duas perguntas sobre a Scout League e que podem ser utilizados para ilustrar a matéria. O conteúdo está disponível em bit.ly/scoutleagueimprensa

## Imprensa Escoteiros do Brasil

Gabriel Rodrigues (54) 99633.8261, gabriel.rodrigues@escoteiros.org.br Marjorie Friedrich (51) 99194.9332, marjorie.friedrich@escoteiros.org.br
La Regidora, C. Lilia Denisse Chávez Ochoa, aportó: “Realmente no tengo el dato a la mano pero hubo una sesión del Pleno en la administración pasada donde ya se había aprobado un monto por $500,000.00 (quinientos mil pesos 00/100 M.N.) más considero y tengo a bien el que el monto sea por $600,000.00 (seiscientos mil pesos 00/100 M.N.) ya que sabemos que todo sigue incrementando debido a la inflación del día a día. Efectivamente si me ha tocado estar en esas incidencias de modo que no es por la comodidad sino que lo más importante es la seguridad de todos nosotros, entonces, no se está buscando una camioneta blindada pero si una camioneta que de la seguridad para poder legar al destino al que nos estemos dirigiendo, es cuanto”. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

El Presidente Municipal, C. Paulo Gabriel Hernández Hernández, puntualizó: “Uno de los problemas que tiene el actual vehículo es el que en temporal de lluvias por la parte del quemacocos ya tiene filtraciones de ahí que los asientos tanto del conductor como del copiloto se mojen por lo que debemos de estar cubriendo los asientos cuando está el temporal de lluvias así que prácticamente no lo utilizamos en ese tiempo. Es por ello que debo de reconocer que en estas idas a la Ciudad algunos de nosotros hemos utilizado los automóviles particulares ya sea de los Regidores o de un servidor más considero que no se trata de eso sino que ojalá podamos tener un vehículo a fin de garantizar por dar un ejemplo el que los documentos no se mojen porque para quienes desconocían que le entra el agua por el tablero y los asientos por lo que hubo documentos que se mojaron, entonces, hemos tratado de aguantar lo más que se pueda el poder utilizar dicha camioneta pero, sobre todo, y lo más importante a considerar en ese sentido es que no solamente su servidor utiliza dicho vehículo sino que les ha tocado ir a varios Regidores de ahí que la prioridad sea el ir y venir con mayor seguridad. No sé si haya algún comentario”. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

En uso de la voz, el Regidor, C. Manuel Gutiérrez Muñoz, planteó: “Definitivamente considero que es importante la adquisición de un vehículo nada más si hay que pensar muy bien qué vehículo es el que se va adquirir, porque creo que si también se opta por uno usado quizás también nos podría salir un poco mayor el costo ya que pudiera ser que tenga algún desperfecto lo que nos pudiera estar dando problemas y a la larga nos salga muy caro. Así que si de momento se tiene que hacer un gasto y que es muy necesario para movilizarnos creo que debería ser un vehículo no tan caro que rebasará el millón de pesos como se había comentado pero si me parece que pudiera ser una Urvan teniendo esta un costo que no se excede tanto, que es segura y que definitivamente tiene capacidad para transportar muchas personas e inclusive para transportar equipo o materiales”. - - - - - - - - - - - - - - - - - - - - - -

El Presidente Municipal, C. Paulo Gabriel Hernández Hernández¸ expuso: “Debo de comentarle Regidor Manuel Gutiérrez Muñoz que con la Urvan ya hemos ido a la Ciudad de
### （Form 2）

# Report for Joint Research Fiscal Year 2022

To: To: The Dean, Research Center for Global and Local Infectious

Date Month Year

（Name）Applicant (Principal Investigator)
Age(See Note)/Sex
Affiliated Organization
Job Title
Contact Address
TEL・FAX	TEL： FAX：
E-mail
Corresponding RCGLID faculty member	Name：
Research Research
Amount decided	,000 yen

(Note) Please enter your age as of April 1, 2023.

Restriction on disclosure of report content * Please indicate if there is a desired publication date for the contents of this report due to patent application or other reasons. None ☐ Hope to open to the public in or later. ☐

1. Research Topic
2. Research Period	Date Date Month Year Date Month Year
3. Joint Researchers (Affiliation / Position / Name)
- 8. The Framework Agreement shall be concluded for a maximum Term of four [4] years from the commencement date stated in the Framework Agreement. The initial Framework Agreement Term will be two [2] years with the option to extend by up to two [2] more years.
- 9. The Primary Procurement shall establish a Framework Agreement with the Bidder(s) offering the Lowest Evaluated Bids in accordance with the evaluation criteria in the Bidding Documents.
- 10. The Purchaser may request Framework Agreement Suppliers offer additional similar items to be added to the Framework Agreement. This may include modified specifications and similar products ensuring the Purchaser has access to technological developments within the market.
- 11. Interested eligible Bidders may obtain further information including the Bidding documents from Ms Keisha Atwell via email: procurement@cdema.org.
- 12. 12. The deadline for the submission of the PQQ is March 2019 1600 AST.
- 13. All details regarding the submission of documents throughout the Bidding Process are stated within the Bidding Documents.
- 14. All communication with CDEMA relating to this PQQ must be made through the Procurement Officer in writing to either the address below or the following e-mail address: procurement@cdema.org.

Yours faithfully,

#### Keisha Atwell

### Procurement Officer

procurement@cdema.org Caribbean Disaster Emergency Management Agency (CDEMA) Resiliance Way, Lower Estate, St. Michael, Barbados.
Conor Mc Guckin, PhD, Mc Guckin, PhD, is Assistant Professor of Educational Psychology in the School of Education at Trinity College Dublin, Ireland. Conor convenes the Inclusion in Education and Society Research Group and is the founding editor of the International Journal of Inclusion in Education and Society. Conor’s research interests include: psychology applied to educational policy and practices, bully/victim problems among children and adults, and special and inclusive education. Conor is an Associate Fellow of both the British Psychological Society (BPS) and the Psychological Society of Ireland (PSI). Conor a Chartered Psychologist with both the BPS and PSI, and is a Chartered Scientist with the UK Science Council

Quirke, M., McCarthy., P., Treanor, D. & Mc Guckin, C. (2019) Tomorrows Disability Officer - A Cornerstone on the Universal Design Campus. Journal of Inclusive Practice in Further and Higher Education. Issue 11.1. pp. 29-42.
- 2.2. Примерный тематический план и содержание учебной дисциплины «ЧЕРЧЕНИЕ И ПЕРСПЕКТИВА»

Для характеристики уровня освоения учебного материала используются следующие обозначения: 1 – ознакомительный (узнавание ранее изученных объектов, свойств); 2 – репродуктивный (выполнение деятельности по образцу, инструкции или под руководством);

## 3 – продуктивный (планирование и самостоятельное выполнение деятельности, решение проблемных задач.

Наименование разделов и тем	Содержание учебного материала, практические работы, самостоятельная работа обучающихся	Объем часов	Уровень освоения
1	2	3	4
Раздел 1.	ЧЕРЧЕНИЕ	32
Тема 1.1. Геометрическое черчение	Основные сведения по графическому оформлению чертежей, геометрические построения, сопряжения, плоские кривые: циркульные и лекальные кривые.	6	1,2
Практические занятия. Циркульные кривые: построение овала, овоида, завитков, коробовых кривых сводов. Лекальные кривые. Построение эллипса, параболы, спирали Архимеда и эвольвенты окружности.	4
Контрольная работа № 1 Вычерчивание по заданным размерам контура фигур с построением плоской кривой.	2
Самостоятельная работа учащихся: Оформление чертежей, чертежный шрифт, выполнение надписей. Построение перпендикулярных и параллельных прямых, деление отрезков и углов. Конусность. Деление окружности. Сопряжения.	3
Тема 1.2. Проекционное черчение	Понятие о проекциях, параллельные проекции, проекция точки, прямой линии, взаимное положение двух прямых. Плоскость. Способы задания плоскости на чертеже, положение плоскости относительно плоскостей проекций. Способы преобразования чертежа.	8	2,3
Практические занятия. Решение задач по проекционному черчению: проекция точки, прямой, плоскости и нахождение натуральной величины отрезка прямой.	6
Самостоятельная работа учащихся: Решение задач частных положений прямой и плоскости.	4
Понятие об аксонометрических проекциях, виды аксонометрических проекций, окружности в	18	2
penggunaan ini juga merupakan suatu keyakinan tentang proses pengambilan keputusan. Jika seseorang merasa yakin bahwa sistem informasi mudah digunakan maka dia akan menggunakannya. Sebaliknya jika seseorang merasa yakin bahwa sistem informasi tidak mudah digunakanmaka dia tidak menggunakannya.33 akan Sedangkan, dalam Jurnal Dwimastia Harlan menurut Davis, Fred D Kemudahan penggunaan merupakan penilaian setiap individu terhadap interaksi dengan sebuah sistem informasi spesifik atau mental.34 teknologi yang bebas dari usaha Untuk merepresentasikan variabel Kemudahan Penggunaan agar dapat mencapai tujuan yang ditentukan, maka dalam penelitian ini menggunakan indikator-indikator, yang selanjutnya indikator tersebut dijabarkan dalam item-item pernyataan di dalam kuesioner. Berdasarkan uraian di atas, maka dalam konteks penelitian iniMenurut Jogiyanto indikator-indikator untuk mengukur variabel Kemudahan Penggunaan yaitu mudah dipelajari, mudah pengoperasiannya.35 dipahami, dan mudah Apabila para mahasiswa beranggapan E-Money mudah dipelajari, maka layanan tersebut mudah untuk digunakan dan akan sering digunakan oleh para mahasiswa. Apabila para mahasiswa beranggapan bahwa E-Money mudah dipahami, dan mudah pengoperasiannya, maka layanan tersebut mudah untuk dijalankan dan tidak membutuhkan banyak usaha. Sebaliknya, jika para mahasiswa beranggapan E-Money tidak mudah untuk dipelajari, terlalu rumit dan susah dalam pengoperasiannya, maka layanan E-Money