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Have you ever wondered how some people become wealthy? This question has crossed my mind a few times because I aspire to achieve financial independence. One secret to achieving this is to start saving early. Saving involves setting aside a portion of one's income rather than spending it all. This essay explains the reasons for students saving money early, suggests that parents should give pocket money to middle school students, and discusses how teenagers can take responsibility for earning and investing money, with possible assistance from their parents.

Parents can also discuss a moment when you made a terrible financial decision and how you fixed it. For example, this particular parent says that he/she has millions of money and he/she bought a car that is worth almost 1 million pesos so that is a waste of money. Wasting your money is a very bad habit because you might be poor if you waste a lot of money and what they did to solve this problem is that they worked hard again so they will have money again.

Saving from a grassroots level means saving to stack money. The kid can become rich by saving money right from the ground level. Saving them meant preparing him for making big purchases in life such as education, a dream vacation, a business start-up, or purchasing a house. By letting kids initiate the habit of saving money at a tender age, they have a bigger timeframe for the money to be multiplied through interest or investment of the money. As my dad says so, it is just like sowing a seed that later becomes a tree.

Parents should offer pocket money to secondary school kids; this will enable children to manage money and handle issues of responsibility. With pocket money, children will be in a position to save, spend, and execute choices on how to use it. This, in addition, will inform them of budgeting and the importance of planning for needs and wants in the years ahead. Pocket money also helps the child in learning how to make choices in the use of money. Some of it is to be saved for special things the child might want, for example, new toys or a fun day out. Besides, managing one's own money brings in responsibility and helps kids hone habits associated with money.

Teenagers can be responsible for earning money for some household expenses with the help of wise investment on the part of their parents. They can learn how hard work pays while earning on the side. With the help of their parents initially, they can save and invest money in the form of projects or businesses to get returns. This will help the teens grasp a clear view of what investing is all about and the beautiful returns it will reward provided one can make his money work for them.

This demonstrates that beginning at the kids' level in basic pocket money, and then advancing with teenagers in making earnings through chores and investments they have in their plan, will be in a position to make them create a way of life that will land them successful financial success. However, saving at these earlier stages brings up ways in which one is going to be successful in the future as children. When parents provide pocket money, the children will learn skills in money management. This way, these teenagers will be able to get a sense of responsibility and gather knowledge that they can invest. All these practices together can prepare successful citizens who are well aware of their finances, which is why their children and teenagers can financially stand on their own feet and secure a better future on their own.

Finally, providing children with financial education and an allowance instills lifelong discipline and responsibility. It is not about spoiling them, but empowering them to become accountable and responsible stewards of their possessions. By fostering these skills early on, parents give their teens the tools they need to succeed financially in adulthood.