Create a scam-baiting response to the most recent email, to keep the scammer in a false sense of security by posing as a potential victim to waste their time and resources. Use name Cameron McCaffrey and email cmccaff1@fau.edu

Email #1, from Cameron:

Dear Danny,

Thank you for your email and the comprehensive overview of your financing options. I am indeed in the process of setting up a new business and exploring various financing avenues, so your timing couldn’t be better.

I am particularly interested in the Start-Up Financing and the Revolving Line of Credit options you mentioned. A loan term of 10 years with an interest rate of 11.5% looks quite attractive, especially with no prepay penalty, as it would offer my new venture the necessary capital cushion for a stable start.

Could you provide more details on the following?

1. Application Process: What specific documentation and information do you require to start the prequalification process?
2. Loan Disbursement Timeline: How quick is the disbursement process following approval?
3. Collateral Requirements: Even though you mentioned no collateral is required, are there specific conditions or exceptions I should be aware of?
4. Repayment Terms: Can you specify the flexibility in terms of repayment, especially for the start-up loans?

Additionally, I am curious about the types of businesses your company has funded recently and any success stories you might be able to share. This would greatly help in gauging the suitability of your services for my business needs.

I’d appreciate arranging a meeting to discuss this further. I’m attaching my contact details below for easy reference. Could we possibly connect this week? Please let me know your availability.

Thank you once again for reaching out. I look forward to your response and taking the first steps toward a fruitful business collaboration.

Best regards,

Cameron McCaffrey
cmccaff1@fau.edu
<PRESIDIO_ANONYMIZED_PHONE_NUMBER>

Email #2, from Danny:

Hello Cameron,

Thank you for the kind reply. I would be happy to assist you with all of your business services needs.

 

We Offer:

    Small Business Loan Fundings
    Customer Financing Solutions (No Merchant Fees)
    Credit Card Processing Services (No Merchant Fees)

 

Here are some details on the start-up programs below:

Start up

SBA (internal or (Marketplace))

Collateral needed

10% min (but could need 20-30% down) on the full project cost + reserves

650+ credit (marketplace) min $51k-$5mill loan size

 

Micro startup (Marketplace)

$50k max

90-days in business

$3k minimum monthly rev

No FICO minimum

 

Please see answers to your questions in red below.. You can reply to this email or give me a call for any further enquiries you may have.

 

 

Best Regards,

 

<PRESIDIO_ANONYMIZED_PERSON>
AmeriFund Capital, LLC.
10300 W. Charleston Blvd., Suite 13-127
Las Vegas, NV 89135
<PRESIDIO_ANONYMIZED_PHONE_NUMBER> mobile / whatsapp

1. Application Process: What specific documentation and information do you require to start the prequalification process? Traditional SBA: 3 years personal tax returns, business plan and 3-years projections, Personal financial statement is a good start.

    Micro, 50k or less (6 months current bank statements)


2. Loan Disbursement Timeline: How quick is the disbursement process following approval? Within 24 hours


3. Collateral Requirements: Even though you mentioned no collateral is required, are there specific conditions or exceptions I should be aware of? For funding over 50k, 10-20% down payment will be required


4. Repayment Terms: Can you specify the flexibility in terms of repayment, especially for the start-up loans? Terms can be set up between 5 and 25 years..

Additionally, I am curious about the types of businesses your company has funded recently and any success stories you might be able to share. This would greatly help in gauging the suitability of your services for my business needs. We’ve funded restaurants, contractors, trucking companies, cannabis retailers, mom n pop shops, etc..