Dear Hiring Team at Intesa Sanpaolo,

I am writing to express my interest in the ISPIRE Risk Analyst position within your esteemed organization. With a recently completed MSc in Finance from Dublin City University (DCU) and a solid foundation in risk management, financial analysis, and quantitative methods, I am eager to contribute effectively to your risk management team.

Throughout my academic journey, I have developed strong analytical and numerical skills, and I have gained a thorough understanding of financial instruments and markets. My coursework included modules such as Financial Statement Analysis, Corporate Finance, and Financial Markets and Derivatives, which have equipped me with the necessary knowledge to monitor, analyze, and report on various risk exposures, such as liquidity risk, market risk, and FX risk.

While I am currently enhancing my programming skills through courses, I have worked with R for my academic assignments. Additionally, my proficiency in MS Excel, including the use of macros, and other MS applications such as Word and PowerPoint, allows me to perform data analysis and present findings effectively.

Key responsibilities in this role, such as maintaining and developing risk management systems and models, monitoring bond portfolio compliance, performing daily derivatives valuations, and conducting operational risk activities, align well with my academic and practical experiences. During my internship as a Virtual Customer Support Executive at Amazon India, I demonstrated strong attention to detail, effective communication skills, and the ability to work under pressure to meet tight deadlines.

I am particularly enthusiastic about the opportunity to work within a team of professionals and contribute to the continuous improvement of risk management processes at Intesa Sanpaolo. Your commitment to supporting customers and promoting growth in various markets resonates with my career aspirations, and I am keen to be part of such a dynamic and forward-thinking organization.

Thank you for considering my application. I look forward to the opportunity to discuss how my academic background, risk management knowledge, and enthusiasm for quantitative analysis can contribute to the success of your team.

For the Cover Letters
The rule that I always suggest for cover letters is Reason - Research - Relevance. All cover letters should be a little bit different and not just in the first and last paragraphs. The cover letter is a motivational letter about you in the context of why the company should hire you. Start by identifying the top 5 reasons you want to work in that company in a specific role. Choose 3 of them that you can relate your specific experiences to and just write about those in the cover letter.

For example:
Reason - you really like that northern trust describes itself as innovative
Research - reference that you know the job is about process improvements (requiring you to be innovative)
Relevance - in your experience in XXX you loved when you got to investigate an issue, research solutions and present back a process improvement that would change XXX

Do that for 3 paragraphs and you have a much more persuasive letter as to why the company should interview you. IT also will help you prepare for interview.
Customize the above Cover letter according to below job description and do not mention which i do not have....Also add that i used R for my academic assignments and Stata for my disserstaion which focused on M&A....As well as make it ATS friendly that it can pass through. Make the below skills look natural and mention where it came it from....make the cover letter direct, using simple words but attractive to recruiter as well as ATS....


Accountant- Everest

About the job
Title:

Accountant

Company:

Everest International Insurance

Job Category:

Finance

Job Description:

About Everest:

Everest Group, Ltd. (Everest), is a leading global reinsurance and insurance provider, operating for nearly 50 years through subsidiaries in North America, Latin America, the UK & Ireland, Continental Europe and Asia Pacific regions. Throughout our history, Everest has maintained its discipline and focuses on creating long-term value through underwriting excellence and strong risk and capital management. Our strengths include extensive product and distribution capabilities, a strong balance sheet, and an innovative culture. Our most critical asset is our people. We offer dynamic training & professional development to our employees. We also offer generous tuition/continuing education reimbursement programs, mentoring opportunities, flexible work arrangements, and Colleague Resource Groups.

About the Role: 

This role is in the Technical Finance Operations team focusing on technical finance operational activities including accounting for claims, reinsurance, premiums, IPT, co-insurance, tax and banking.

The role reports to the Technical Finance Operations Senior Manager.

Role & Responsibilities (include but not limited to): 


•	Develop and review reconciliations, ensuring they are completed on a timely basis and outstanding actions followed up.
•	Support and coach junior team members including review of their work.
•	Contribute to systems implementation including impact assessment, process definition and UAT of same.
•	Developing increased efficiencies and automation in the finance operations processes and collaborating in driving process change and improvements across the finance function.
•	Working alongside underwriters/operations/project management team to ensure new products/distribution channels are fully embedded within finance processes in a controlled and scalable manner.
•	Contribute to end to end process documentation covering key processes to support financial control.
•	Supporting the internal and external audit teams on operational finance matters.
•	Working with the tax team and outsource providers to ensure tax submissions e.g. IPT are accurate and submitted on time.
•	Working with the treasury team to ensure optimal processes for processing payments with appropriate disbursement controls and for anticipating large receipts or disbursements.



Qualifications:


•	Qualified in CIMA, ACCA or ACA. Newly qual and candidates with some post qualification experience considered.
•	Experience in an insurance accounting role highly desirable.



Knowledge, Skills & Competencies:


•	Understanding of Insurance accounting principles.
•	Highly analytical and detailed, with the ability to step away from detail to see the bigger picture and communicate high-level messages to various stakeholders.
•	Solution based problem-solving skills.
•	Team player with a capability of working on own initiative and willing to help others.
•	Highly organised with the ability to prioritise workload on a continual basis.
•	Excellent communication and interpersonal skills.
•	To be considered for this role candidates must be eligible to work in Ireland.



Our Culture

At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors. Click here to learn more about our culture.


•	Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Diversity, Equity and Inclusion. 
•	Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together. 



All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve.

Skills
•	Interpersonal Skills
•	Problem Solving
•	Accounting Standards
•	Association of Chartered Certified Accountants (ACCA)
•	Documentation
•	Financial Controlling
•	Financial Operations
•	Insurance Accounting
•	Process Definition
•	System Implementations