act as an credit card expert and analyse the below terms carfully , your goal is to find out an order from kate spade a LEATHER CROSSBODY BAG is eligible for this return protection since am unable to return it . katespade says its a finale sale item so i couldnt return it. please help me find if i can file a return protection claim 

Return Protection
Program Description
Return Protection offers you an extended return policy on eligible items charged entirely on an eligible American
Express® Card. If you try to return an eligible item within 90 days from the date of purchase and the merchant won’t take
it back, American Express may refund the full purchase price, up to $300 per item, excluding shipping and handling
charges related to the item purchased, and up to a maximum of $1,000 per Card Member account per calendar year
based on the date of purchase, not during the year the claim was filed.
How to File a Return Protection Request
Once you have verified that the merchant will not accept the eligible item, call 1-800-228-6855 within 90 days of the
purchase date to notify us of your request. Within 30 days from the date of your initial call, we need to receive the
following:
• A copy of the original store receipt
• A copy of the American Express Card record of charge
• Any other items deemed reasonable by us to process your request
Once your request has been reviewed and deemed eligible, you may be instructed to send the item to us within 30 days
for further evaluation. Please keep a record of your shipping receipt, as you will need to provide proof of shipping in the
event that your eligible item is not received. If you are required to send the purchased item to us, we will reimburse you
for that shipping cost.
Limitations and Exclusions
Purchases must be made in the 50 United States of America, the District of Columbia, Puerto Rico, the U.S. Virgin
Islands, American Samoa, Federated States of Micronesia, Marshall Islands, Palau, Guam and Northern Mariana Islands
and charged in full on your eligible Card. Refunds are limited to $300 per eligible item, and $1,000 per Card Member
account per calendar year based on the date of purchase, not during the year the claim was filed. To be eligible, an item
must be in the original purchase condition (not visibly used, defective, or damaged in any way) and must be in working
order. The merchant from which the item was originally purchased must also have denied an attempted return of the
item. Any item purchased from a merchant that has an established return/satisfaction guarantee program which is
greater than or equal to the terms of Return Protection, and provides coverage for your claim, will not be eligible for a
refund. Product rebates, discounts or money received from lowest price comparison programs will be deducted from the
original cost of the item. The maximum you will be compensated will not exceed the amount charged to the eligible Card
Account.
Items not eligible for a refund are:
1. animals and living plants;
2. one-of-a-kind items (including, but not limited to, antiques, artwork, and furs);
3. limited edition items;
4. going-out-of-business sale items;
5. consumable or perishable items with limited life spans (including, but not limited to, food, perfume, light bulbs,
and batteries);
6. jewelry (including, but not limited to, loose gems, precious stones, metals, and pearls);
7. watches;
8. services and additional costs (including, but not limited to, installation charges, warranties, shipping, handling or
memberships);
9. rare and precious coins;
10. purchased used and/or altered items (including, but not limited to, purchases at auction sites and second- hand
stores);
11. custom-built items;
12. compact discs, digital video discs, mini discs, audiotapes, videotapes;
13. computer software;
14. firmware (including, but not limited to, console games, etc.);
15. maps;
16. books, magazines or periodicals of any kind;
17. health care items and /or medical equipment (including, but not limited to, blood pressure machines and diabetes
equipment, items or supplies used for maternity care);
18. personal hygiene items (including, but not limited to, all electrical or non-electrical toothbrushes, razors, or any
devices (medical or non-medical) that have been personally used and could be considered a health risk to
others);
19. formal wear (including, but not limited to, bridal wear, gowns, prom dresses, and tuxedos);
20. tickets of any kind (including, but not limited to, transportation passes or tickets and event tickets);
motorized vehicles (including, but not limited to, cars, trucks, motorcycles, boats, and airplanes), their parts and
accessories (e.g. car battery) as well as those parts and accessories intended for use with the motorized
vehicles (e.g. a trailer or audio or visual components);
21.
22. land, buildings and fixtures (including but not limited to, central air conditioner, built-in kitchen appliance and
water heater);
23. firearms;
24. ammunition;
25. negotiable instruments (including, but not limited to, promissory notes, stamps, and travelers checks);
26. cash and its equivalent (including, but not limited to, gift cards and gift certificates); and
27. items permanently affixed to home, office, vehicles, etc. (including, but not limited to, garage door openers and
car alarms);
28. seasonal items (including but not limited to holiday decorations and costumes)
If you have any questions regarding a Return Protection Request or the Return Protection program, please call our
Customer Service Department at 1-800-228-6855.You may also write to us at Return Protection, PO Box 981553, El
Paso, TX 79998-9920.
Fraud
If any request for benefits made under the Return Protection benefit is determined to be fraudulent, or if any fraudulent
means or devices are used by you or by anyone acting on your behalf to obtain benefits, all benefits will be forfeited.
We do not provide coverage to a Card Member who, whether before or after a refund request, has:
1. Concealed or misrepresented any fact upon which we rely, if the concealment or misrepresentation is material
and is made with the intent to deceive; or
2. Concealed or misrepresented any fact if the fact misrepresented contributes to the refund request.