User: 
---
           
return answer between these tag <answer> write answer here</answer>
**Prompt**:
You have a deep understanding of the language of financial markets and its regulations. Please analyze the stakeholder comments in response to the US Security and Exchange Commission’s proposed rules regulating financial market participants. Examine the approval scores of the proposed rule (score ranging from -1 to 1, where -1 is strong disapproval and 1 is strong approval). Do you agree with the 2) output the number of positive terms indicating approval, neutral terms and negative terms indicating disapproval. 3) number of suggestions provided in the comment
Output in this format: Approval Score, # Positive Terms, # Neutral Terms, # Negative Terms, #Suggestions.
**Example Output**:
{
    "approvalScore": 0,
    "positiveTermsCount": 0,
    "neutralTermsCount": 0,
    "negativeTermsCount": 0,
    "suggestionsCount": 0,
}

Assistant: Understood. I will strictly follow these instructions in this conversation.
User: 
You are required to think through the problem carefully before answer and present your thinking in response.
Your thinking should not stop until you are confident.

First, break the task into parts and evaluate step by step whether your predicted answer is correct.

On each step, evaluate your thinking also.

The problem is as follows:

You have a deep understanding of the language of financial markets and its regulations. Please analyze the stakeholder comments in response to the US Security and Exchange Commission’s proposed rules regulating financial market participants. Examine the approval scores of the proposed rule (score ranging from -1 to 1, where -1 is strong disapproval and 1 is strong approval). Do you agree with the 2) output the number of positive terms indicating approval, neutral terms, and negative terms indicating disapproval. 3) number of suggestions provided in the comment. Output in json form Approval Score, # Positive Terms, # Neutral Terms, # Negative Terms, #Suggestions.

The comment is below:

C o m m e n t   o n   
 C o n c e p t   R e l e a s e   o n   H a r m o n i z a t i o n   o f   S e c u r i t i e s   O f f e r i n g   E x e m p t i o n s   
 
 S u m m a r y   
 
 B u s i n e s s e s   r a i s i n g   l e s s   t h a n   $ 5 0 0 , 0 0 0   a r e   u n d u l y   r e s t r i c t e d   f r o m   r a i s i n g   f u n d s   u n d e r   t h e   
 s e c u r i t i e s   l a w s   a s   c u r r e n t l y   c o n s t r u c t e d .     E x e m p t i o n s   a v a i l a b l e   t o   t h e s e   e n t i t i e s   a r e   i n s u f f i c i e n t   
 t o   m e e t   t h e   n e e d s   o f   t h e   l o w   d o l l a r   m a r k e t ,   w h i c h   i n   t u r n   u n d u l y   b u r d e n s   t h e   s m a l l   a n d   m i n o r i t y   
 o w n e d   b u s i n e s s e s   t h a t   p r i m a r i l y   m a k e   u p   t h a t   m a r k e t .     T h i s   c o m m e n t   s u g g e s t s   t w o   
 a m e n d m e n t s   t o   a d d r e s s   t h e   i s s u e :   
 
 A .     E x e m p t   C r o w d f u n d i n g   i s s u e r s   r a i s i n g   l e s s   t h a n   $ 5 0 0 , 0 0 0   f r o m   t h e   r e q u i r e m e n t   t h a t   t h e y   
 f i l e   a   F o r m   C   i n   t h e   E d g a r   f i l i n g   s y s t e m .     A l t e r n a t i v e l y ,   t h e   r u l e s   s h o u l d   r e q u i r e   t h e s e   
 i s s u e r s   m a k e   r e g u l a r   f i n a n c i a l   d i s c l o s u r e s   i n   a   f o r m   o f   t h e i r   c h o o s i n g ,   i n c l u d i n g   m u c h   o f   
 t h e   s a m e   c o n t e n t   m a n d a t e d   i n   t h e   F o r m   C ,   o u t s i d e   t h e   E d g a r   f i l i n g   s y s t e m   e i t h e r   
 t h r o u g h   d i r e c t   c o r r e s p o n d e n c e   o r   a   w e b   p o r t a l .   
 
 B .     C r e a t e   a   d e   m i n i m i s   e x e m p t i o n   f o r   i s s u e r s   r a i s i n g   l e s s   t h a n   $ 5 0 0 , 0 0 0 .   
 
 B a c k g r o u n d   
 
 S e c u r i t i e s   L a w s   a n d   L o w   D o l l a r   F u n d i n g .   
 T h e   i n v e s t m e n t   r e g i m e   c u r r e n t l y   p r o m u l g a t e d   u n d e r   U . S .   S e c u r i t i e s   l a w s   d o e s   a   v e r y   g o o d   j o b   
 a t   r e g u l a t i n g   ( i )   t h e   p u b l i c   m a r k e t s   a n d   ( i i )   t h e   m i d   t o   h i g h   e n d   p r i v a t e   f u n d i n g   m a r k e t s .     
 H o w e v e r ,   i n   g e n e r a l   i t   i s   p a r t i c u l a r l y   c h a l l e n g i n g   f o r   t h o s e   s e e k i n g   t o   r a i s e   s m a l l   a m o u n t s   o f   
 f u n d s   ( f o r   s m a l l   b u s i n e s s e s   e t c ) .     T h e   p r o c e s s   i s   r i p e   w i t h   r e g u l a t o r y   h u r d l e s   a n d   c o s t l y   f e e s   
 t h a t   a l t h o u g h   a b s o r b e d   b y   i s s u e r s   r a i s i n g   o v e r   $ 1 , 0 0 0 , 0 0 0 ,   c a n   b e   f a t a l   f o r   i s s u e r s   s e e k i n g   l o w   
 d o l l a r   f u n d i n g s .   
 
 C u r r e n t   F u n d i n g   S o u r c e s   f o r   L o w   D o l l a r   A m o u n t s .   
 A c c o r d i n g   t o   t h e   S m a l l   B u s i n e s s   A s s o c i a t i o n ,   t h e   a v e r a g e   a m o u n t   o f   a n   S B A   l o a n   i s   $ 3 5 , 0 0 0 - 
 $ 6 5 , 0 0 0 .     I f   i n d i v i d u a l s   w a n t   t o   r a i s e   a m o u n t s   a t   t h e s e   l e v e l s ,   t h e r e   a r e   v e r y   f e w   a v e n u e s   
 a v a i l a b l e   t o   t h e m   i n   t h e   f u n d i n g   m a r k e t s .     P r i m a r i l y ,   s u c h   i n d i v i d u a l s   a r e   l i m i t e d   t o   S B A   l o a n s ,   
 c r e d i t   c a r d s   o r   f r i e n d s   a n d   f a m i l y .     T h i s   i s   p a r t i c u l a r l y   t r o u b l i n g   f o r   m i n o r i t y   a n d   w o m e n   o w n e d   
 b u s i n e s s e s .     T r a d i t i o n a l l y ,   s u c h   e n t r e p r e n e u r s   d o n ’ t   h a v e   a c c e s s   t o   t h e   p e r s o n a l   n e t w o r k s   t h a t   
 s e r v e   a s   t h e   p r i m a r y   s o u r c e   o f   i n v e s t m e n t   i n   t h e   l o w   d o l l a r   m a r k e t .       
 
 U n d e r   t h e   s e c u r i t i e s   l a w s ,   r u l e   5 0 6   i s   c o m m o n l y   r e f e r e n c e d   a s   t h e   p r i m a r y   e x e m p t i o n   a v a i l a b l e   
 f o r   l o w   d o l l a r   i s s u e r s   r a i s i n g   f u n d s   t h r o u g h   a   p r i v a t e   o f f e r i n g .     H o w e v e r ,   u n d e r   r u l e   5 0 6 ,   i s s u e r s   
 a r e   l i m i t e d   t o   3 5   n o n - a c c r e d i t e d   i n v e s t o r s .       T h e r e f o r e ,   i n   p r a c t i c e ,   t h i s   e x c e p t i o n   l i m i t s   i s s u e r s   
 t o   a c c r e d i t e d   i n v e s t o r s   o n l y .     I n   m o s t   c a s e s ,   i s s u e r s   r a i s i n g   b e l o w   $ 5 0 0 , 0 0 0   d o n ’ t   h a v e   a c c e s s   
 t o   a c c r e d i t e d   i n v e s t o r s   a n d   a r e   t h e r e f o r e   b a r r e d   f r o m   u s i n g   t h e   e x e m p t i o n .   
 
 C r o w d f u n d i n g   M a r k e t   
 
 1   
 
   
   
   
   
   
   
   
   
  T h e   n e w   c r o w d f u n d i n g   ( C R )   r u l e s   h a v e   b e e n   a   g r e a t   s t e p   f o r w a r d   t o w a r d   a d d r e s s i n g   f u n d i n g   
 c h a l l e n g e s   f o r   s m a l l   d o l l a r   i s s u e r s ,   h o w e v e r   t h e   r u l e s   a s   c u r r e n t l y   m a n d a t e d   a r e   o v e r l y   
 b u r d e n s o m e   t o   t h e   s a m e   b u s i n e s s e s   t h e y   a r e   m e a n t   t o   f o s t e r .     T h e   c r o w d f u n d i n g   p o r t a l   
 m a r k e t p l a c e   h a s   f a i l e d   t o   m a t e r i a l l y   d e v e l o p .     T h e r e   a r e   o n l y   t h r e e   f i n a n c i a l   i n s t i t u t i o n s   ( a s   o f   
 t h e   d a t e   o f   t h i s   c o m m e n t )   w i l l i n g   t o   a c t   a s   e s c r o w   a g e n t s   f o r   C R   p o r t a l s .     I n   e n g a g i n g   t h e s e   
 i n s t i t u t i o n s ,   i t   w a s   d i s c l o s e d   b y   t h e m   t h a t   t h e r e   i s   l i t t l e   t o   n o   m o n e y   i n   t h i s   m a r k e t   b e c a u s e   t h e   
 a m o u n t s   a r e   t o o   l o w .     I n d e e d ,   t h e   o n l y   r e a l   p r o f i t a b l e   C R   p o r t a l s   i n   t h e   m a r k e t   a r e   f o c u s e d   o n   
 r e a l   e s t a t e   f u n d i n g   t h a t   p r i m a r i l y   c a t e r s   t o   a c c r e d i t e d   i n v e s t o r s .     F i n a l l y ,   i t   s h o u l d   b e   n o t e d   t h a t   
 t h e   r e q u i r e m e n t   t o   f i l l   o u t   a   F o r m   C   t h r o u g h   t h e   E d g a r   s y s t e m   i s   c u r r e n t l y   ( a l m o s t   u n a n i m o u s l y )   
 b e i n g   p e r f o r m e d   b y   t h e   C R   P o r t a l   m a r k e t   l e a d e r s   ( i e   W e f u n d e r   e t c )   t h e m s e l v e s   a s   a g e n t s   f o r   
 t h e i r   i s s u e r s   a n d   n o t   t h e   i s s u e r s   d i r e c t l y .   
 
 R e g u l a t o r y   P u r p o s e   
 I n   t h e   i n t e r e s t   o f   c o m p l e t e n e s s ,   i t   s h o u l d   a l s o   b e   n o t e d   t h a t   t h e   i n t e n t   o f   t h e   i n v e s t o r   p r o t e c t i o n s   
 p r o m u l g a t e d   b y   t h e   c u r r e n t   r e g u l a t o r y   r e g i m e   i s   w e l l   f o u n d e d .     I t   i s   o f   v i t a l   i m p o r t a n c e   t o   t h e   
 m a r k e t   t o   f o s t e r   i n v e s t m e n t   i n   a   s a f e ,   f a i r   m a n n e r .     H o w e v e r ,   i t   w a s   n e v e r   i n t e n d e d   t h a t   t h e   
 b e n e f i t s   o f   t h e   i n v e s t m e n t   m a r k e t s   s h o u l d   b e   l i m i t e d   t o   s o l e l y   w e a l t h y   i n v e s t o r s   a n d   l a r g e   
 c o r p o r a t i o n s .     T h e   s e c u r i t i e s   l a w s   w e r e   m e a n t   t o   c r e a t e   a   l e v e l   m a r k e t p l a c e   f o r   i n v e s t m e n t ,   
 w h e r e   a l l   i n v e s t o r s ,   r i c h   a n d   p o o r ,   s o p h i s t i c a t e d   a n d   u n s o p h i s t i c a t e d ,   c o u l d   h a v e   e q u a l   a c c e s s   
 t o   t h e   o p p o r t u n i t y   t o   p r o s p e r   f r o m   t h e   g r o w t h   o f   b u s i n e s s e s   w i t h i n   t h e   s y s t e m .   
 
 M a r k e t   C o n s e q u e n c e s   u n d e r   t h e   C u r r e n t   C R   a n d   L o w   D o l l a r   F u n d i n g   R u l e s   
 
 O n g o i n g   F i n a n c i a l   D i s c l o s u r e s   
 U n d e r   t h e   c u r r e n t   f r a m e w o r k ,   C R   i s s u e r s   h a v e   t o   p r o v i d e   e x t e n s i v e   f i n a n c i a l   d i s c l o s u r e s .     
 U n d e r   c e r t a i n   c i r c u m s t a n c e s ,   t h e s e   d i s c l o s u r e s   m u s t   b e   r e v i e w e d   b y   a n   i n d e p e n d e n t   
 a c c o u n t a n t .     T h i s   o b l i g a t i o n   c a n   b e   b o t h   c o n f u s i n g   a n d   c o s t l y   f o r   s m a l l   b u s i n e s s e s   r a i s i n g   l e s s   
 t h a n   $ 1   m i l l i o n   d o l l a r s .     I n   m a n y   i n s t a n c e s ,   t h e s e   i s s u e r s   n e e d   t o   r e t a i n   a l l   t h e   f u n d s   t h e y   c a n   i n   
 o r d e r   t o   o p e r a t e   t h e i r   b u s i n e s s e s .     T h e y   d o n ’ t   h a v e   t h e   r e s o u r c e s   n e c e s s a r y   t o   t r a c k   t h e i r   
 d i s c l o s u r e   d e a d l i n e s   o r   h i r e   t h i r d   p a r t y   a c c o u n t i n g   f i r m s   t o   r e v i e w   t h e i r   r e c o r d s .     I t   c o u l d   a l s o   b e   
 a r g u e d   t h a t   m o s t   n o n - a c c r e d i t e d ,   u n s o p h i s t i c a t e d   i n v e s t o r s   w i l l   n o t ,   e i t h e r   d u e   t o   l a c k   o f   
 a w a r e n e s s   o r   c a r i n g ,   r e v i e w   t h e s e   f i l i n g s .     T h i s   i s   p a r t i c u l a r l y   t r u e   g i v e n   t h e   i n v e s t m e n t   l i m i t s   f o r   
 m o s t   C R   i n v e s t o r s .     T h e   a m o u n t   i s   s o   l o w ,   ( b e l o w   a r o u n d   $ 2 0 0 0 ) ,   t h a t   i t   i s   n o t   w o r t h   t h e   t i m e   f o r   
 m o s t   C R   i n v e s t o r s   t o   f o l l o w   u p   t o   r e v i e w   d i s c l o s u r e s   f o r   a n   i n v e s t m e n t   t h a t   w a s   m a d e   o v e r   
 t w e l v e   ( 1 2 )   m o n t h s   e a r l i e r .     A d d i t i o n a l l y ,   a t   t h e s e   l e v e l s ,   m o s t   i n v e s t o r s   u n d e r s t a n d   t h e   r i s k   a t   
 t h e   t i m e   t h e y   m a d e   t h e   i n v e s t m e n t   t h a t   b u s i n e s s e s   o f   t h i s   s i z e   o f t e n   f a i l .     C o n t i n u e d   f i n a n c i a l   
 d i s c l o s u r e s   t h e r e f o r e   p r o v i d e   l i m i t e d   p r o t e c t i o n   v a l u e .       
 
 E d g a r   F i l i n g s   a n d   F o r m   C   
 C R   I s s u e r s   h a v e   t o   g o   t h r o u g h   t h e   b u r d e n   o f   r e g i s t e r i n g   a n d   s u b m i t t i n g   t h e i r   d i s c l o s u r e   f i l i n g s   
 t h r o u g h   t h e   E d g a r   f i l i n g   s y s t e m .     T o d a y ,   t h i s   p r o c e s s   i s   e x t r e m e l y   r i g i d   a n   o n e r o u s ,   p a r t i c u l a r l y   
 f o r   i s s u e r s   w h o   a r e   t h e m s e l v e s   f i n a n c i a l l y   u n s o p h i s t i c a t e d   a n d   u n a c c u s t o m e d   t o   t h e   f i l i n g   
 
 2   
 
   
   
   
   
   
   
  p r o c e s s .     T h i s   i s   e v i d e n c e d   b y   t h e   f a c t   t h a t   t h e   l e a d i n g   C R   P o r t a l s   a l l   f i l e   f o r m   C ’ s   o n   b e h a l f   
 o f   t h e i r   i s s u e r s .     F o r m   C   m u s t   b e   i n   a   f o r m   d i c t a t e d   b y   t h e   C o m m i s s i o n   w h i c h   i s   c o n f u s i n g   a n d   
 o v e r l y   d e t a i l e d .     A d d i t i o n a l l y ,   F o r m   C   i n c l u d e s   i n f o r m a t i o n   t h a t   m o s t   l o w   d o l l a r   i s s u e r s   d o n ’ t   
 h a v e   a s   t h e y   a r e   s t a r t   u p s   w i t h   l i m i t e d   o p e r a t i o n a l   h i s t o r y .       
 
 C o n c l u s i o n   
 
 I t   i s   i m p e r a t i v e   t h a t   w e   f a c i l i t a t e   a   s a f e   m a r k e t p l a c e   w h e r e   i s s u e r s   a r e   g i v e n   a n   o p p o r t u n i t y   t o   
 b e n e f i t   f r o m   t h e   f i n a n c i a l   m a r k e t s   i n   g e n e r a l   a n d   t h e   C R   e x e m p t i o n   s p e c i f i c a l l y .     T h e   f i r s t   s t e p   
 t o w a r d   a c h i e v i n g   t h i s   i s   t o   r e m o v e   u n n e c e s s a r y   o b l i g a t i o n s   t h a t   p r o v i d e   m i n i m a l   i n v e s t o r   
 p r o t e c t i o n s .         
 
 E x c l u s i o n   f r o m   E d g a r   f o r   C R   I s s u e r s   r a i s i n g   l e s s   t h a n   $ 5 0 0 , 0 0 0   
 F o r m   C   i s   a   r e s t r i c t i v e   d o c u m e n t   t h a t   i s   c o n f u s i n g   a n d   o v e r l y   c o m p l i c a t e d   f o r   C R   i s s u e r s   
 a t t e m p t i n g   t o   r a i s e   l e s s   t h a n   $ 1   m i l l i o n   d o l l a r s .     A l t h o u g h   t h e r e   i s   a   v e s t e d   i n t e r e s t   i n   e n s u r i n g   
 f a i r   a n d   r e l e v a n t   d i s c l o s u r e   i s   p r o v i d e d   t o   t h e   p u b l i c ,   F o r m   C ’ s   f o r m a t   a n d   t h e   E d g a r   f i l i n g   
 s y s t e m   i n   g e n e r a l   p r o v i d e s   m i n i m a l   b e n e f i t   t o w a r d s   t h a t   g o a l .     I   s u g g e s t   c r e a t i n g   r u l e s   t h a t   
 m a n d a t e   t h e   c o n t e n t   o f   a n   i s s u e r ’ s   d i s c l o s u r e   r a t h e r   t h a n   t h e   f o r m   t h a t   c o n t e n t   i s   
 c o m m u n i c a t e d   t h r o u g h   w o u l d   g o   a   l o n g   w a y   t o w a r d s   e a s i n g   t h e   a d m i n i s t r a t i v e   a n d   f i n a n c i a l   
 b u r d e n   o n   s m a l l   d o l l a r   i s s u e r s   w h i l e   m a i n t a i n i n g   a   r e l e v a n t   d i s c l o s u r e   r e g i m e   f o r   t h e   p u b l i c .     
 U n d e r   t h i s   c o n s t r u c t ,   i s s u e r s   r a i s i n g   l e s s   t h a n   $ 5 0 0 , 0 0 0   w o u l d   h a v e   t o   i n c l u d e   r e l e v a n t   f i n a n c i a l   
 i n f o r m a t i o n   i n   a   d i s c l o s u r e   d o c u m e n t   t o   i t s   i n v e s t o r s   b u t   t h e   i s s u e r s   t h e m s e l v e s   w i l l   d i c t a t e   t h e   
 f o r m   o f   t h a t   d i s c l o s u r e .     T h e y   w o u l d   a l s o   b e   e x c u s e d   f r o m   i n c l u d i n g   t h a t   d i s c l o s u r e   i n   t h e   e d g a r   
 f i l i n g   s y s t e m .     A s   a n   a l t e r n a t i v e ,   t h e   i s s u e r   w o u l d   h a v e   t o   d e l i v e r   ( a n d   r e t a i n   i n   t h e i r   r e c o r d s )   t h e   
 d i s c l o s u r e   d i r e c t l y   t o   t h e i r   i n v e s t o r s   ( v i a   e m a i l   e t c )   o r   n o t i f y   t h e i r   i n v e s t o r s   o f   a   g e n e r a l   l o c a t i o n   
 w h e r e   t h e   i n f o r m a t i o n   i s   a v a i l a b l e   ( w e b   p o r t a l   e t c ) .     A l s o ,   n o t e ,   i s s u e r s   r a i s i n g   b e t w e e n   
 $ 5 0 0 , 0 0 0   a n d   $ 1 , 0 0 0 , 0 0 0   w o u l d   b e   s u b j e c t   t o   t h e   s y s t e m   a s   i t   e x i s t s   t o d a y   a s   i s s u e r s   r a i s i n g   
 a m o u n t s   a t   t h o s e   l e v e l s   m o s t   l i k e l y   h a v e   t h e   r e s o u r c e s   t o   h i r e   t h i r d   p a r t i e s   t o   a s s i s t   w i t h   t h e i r   
 f i l i n g   o b l i g a t i o n s .     
 
 D e   M i n i m i s   E x e m p t i o n   
 I t   c o u l d   a l s o   b e   a r g u e d   t h a t   t h e r e   i s   l i t t l e   v a l u e   t o   m a n d a t i n g   d i s c l o s u r e s   a t   a l l   f o r   b u s i n e s s e s   
 t h a t   r a i s e   l e s s   t h a n   $ 5 0 0 , 0 0 0 .     A g a i n ,   m a n d a t e d   d i s c l o s u r e   r e q u i r e m e n t s   a r e   c o s t l y   t o   c r e a t e   
 a n d   a r e   o f   q u e s t i o n a b l e   v a l u e   t o   t h e   p u b l i c   f o r   i n v e s t m e n t s   o f   t h a t   s i z e .     I n   m o s t   c a s e s ,   f u n d   
 r a i s e s   b e l o w   $ 5 0 0 , 0 0 0   a r e   f o r   s m a l l   l o c a l   b u s i n e s s e s   w i t h   l i m i t e d   o p e r a t i o n a l   h i s t o r y .     I n v e s t o r s   
 a r e   i n v e s t i n g   w i t h   t h e s e   b u s i n e s s e s   k n o w i n g   t h e y   a r e   e x t r e m e l y   r i s k y .     S u c h   i n v e s t m e n t s   a r e   
 u s u a l l y   s o u r c e d   t h r o u g h   p e r s o n a l   r e l a t i o n s h i p s   a n d   r e f e r r a l s .     A s   o f   t o d a y ,   i n v e s t m e n t s   o f   t h i s   
 s o r t   a r e   l i m i t e d   t o   l e n d i n g   i n s t i t u t i o n s   w h o   i m p o s e   s t r i c t   l e n d i n g   g u i d e l i n e s   o r   w e a l t h y   
 ( a c c r e d i t e d )   i n v e s t o r s .     A s   s u c h ,   l o c a l   s m a l l   b u s i n e s s e s ,   m a n y   o w n e d   b y   w o m e n   a n d   m i n o r i t i e s ,   
 a r e   e f f e c t i v e l y   s h u t   o u t   o f   m o s t   f u n d i n g   m a r k e t s .     I   w o u l d   s u g g e s t   a   n e w   e x e m p t i o n   f r o m   t h e   
 s e c u r i t i e s   f i l i n g   r e q u i r e m e n t s   f o r   d e   m i n i m i s   r a i s e s   b e l o w   $ 5 0 0 , 0 0 0 .   
 
 3   
 
   
   
   
   
   
   
  F i n a l l y ,   i t   s h o u l d   a l s o   b e   n o t e d   t h a t   t h i s   c o m m e n t   d o e s   n o t   p r o p o s e   a n   e x e m p t i o n   f r o m   t h e   a n t i - 
 f r a u d   a n d   f a i r   m a r k e t i n g   p r o v i s i o n s   o f   t h e   s e c u r i t i e s   l a w s .     T h o s e   r u l e s   w o u l d   b e   m a i n t a i n e d   
 u n d e r   b o t h   s u g g e s t i o n s   a d v o c a t e d   h e r e i n .     
 
 R a h s a n   B o y k i n   E s q .   
 A t t o r n e y   a t   L a w   
 
 4   
 
   
   
 

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