Dear Hiring Team at Intesa Sanpaolo,

I am writing to express my interest in the ISPIRE Risk Analyst position within your esteemed organization. With a recently completed MSc in Finance from Dublin City University (DCU) and a solid foundation in risk management, financial analysis, and quantitative methods, I am eager to contribute effectively to your risk management team.

Throughout my academic journey, I have developed strong analytical and numerical skills, and I have gained a thorough understanding of financial instruments and markets. My coursework included modules such as Financial Statement Analysis, Corporate Finance, and Financial Markets and Derivatives, which have equipped me with the necessary knowledge to monitor, analyze, and report on various risk exposures, such as liquidity risk, market risk, and FX risk.

While I am currently enhancing my programming skills through courses, I have worked with R for my academic assignments. Additionally, my proficiency in MS Excel, including the use of macros, and other MS applications such as Word and PowerPoint, allows me to perform data analysis and present findings effectively.

Key responsibilities in this role, such as maintaining and developing risk management systems and models, monitoring bond portfolio compliance, performing daily derivatives valuations, and conducting operational risk activities, align well with my academic and practical experiences. During my internship as a Virtual Customer Support Executive at Amazon India, I demonstrated strong attention to detail, effective communication skills, and the ability to work under pressure to meet tight deadlines.

I am particularly enthusiastic about the opportunity to work within a team of professionals and contribute to the continuous improvement of risk management processes at Intesa Sanpaolo. Your commitment to supporting customers and promoting growth in various markets resonates with my career aspirations, and I am keen to be part of such a dynamic and forward-thinking organization.

Thank you for considering my application. I look forward to the opportunity to discuss how my academic background, risk management knowledge, and enthusiasm for quantitative analysis can contribute to the success of your team.

For the Cover Letters
The rule that I always suggest for cover letters is Reason - Research - Relevance. All cover letters should be a little bit different and not just in the first and last paragraphs. The cover letter is a motivational letter about you in the context of why the company should hire you. Start by identifying the top 5 reasons you want to work in that company in a specific role. Choose 3 of them that you can relate your specific experiences to and just write about those in the cover letter.

For example:
Reason - you really like that northern trust describes itself as innovative
Research - reference that you know the job is about process improvements (requiring you to be innovative)
Relevance - in your experience in XXX you loved when you got to investigate an issue, research solutions and present back a process improvement that would change XXX

Do that for 3 paragraphs and you have a much more persuasive letter as to why the company should interview you. IT also will help you prepare for interview.
Customize the above Cover letter according to below job description and do not mention which i do not have....Also add that i used R for my academic assignments and Stata for my disserstaion which focused on M&A....As well as make it ATS friendly that it can pass through. Make the below skills look natural and mention where it came it from....make the cover letter direct, using simple words but attractive to recruiter as well as ATS....

Finance Analyst- Vanguard 
To support the Europe Tax Team in managing the day to day tax affairs across Europe tax (product, corporate, VAT and employment taxes), providing ongoing business support across the product range and corporate group structure.
Core to the role will be the ability to exchange and analyse data related to tax processes and ensure timely completion of key tasks, whilst identifying and evaluating opportunities to simplify or improve processes (e.g. through use of software tools).
The role will work closely with the team’s tax specialists, as well as working directly with the leads for product and corporate taxes to support the Head of European Tax. The role will play a key part in supporting European and US business partners and interact with multiple service providers.
The role will be based in Dublin and will report into the Product Taxes Lead for Europe, who is based in London.
Duties and Responsibilities:
•	Support in the oversight of core tax compliance and reporting deliverables, including the data sharing, process monitoring and service provider management (including KPI management). 
•	Responding to day to day queries from the business in relation to the reporting currently in place, understanding the process for such reporting, clarifying data management queries and providing support to key business partners.
•	Support the calculation, payment and monitoring of tax payments for the European corporate entities, branches and funds.
•	Oversight, and support in calculation and automation of tax metrics, and other tax data requests to support business partners (e.g. Distribution, Portfolio Review Department, Finance).
•	Support management of employment taxes and crew related tax items, including analysis of employee expense and travel data.
•	Support UK Research and Development tax credits process.
General team support:
•	Maintain and update policies and procedures.
•	Maintain and develop the Europe Tax SharePoint site to support business needs.
•	Participate in ad hoc projects across Europe Tax and performs other duties as assigned.
Experience: 
•	Undergraduate degree preferred, or equivalent combination of training and experience
•	Strong in spreadsheet and word processing software (Microsoft Office) and ability to become proficient in other software tools (e.g. Power bi, Oracle Analytics, service provider tax tools)
How We Work
Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.