ISA, to respond to me, always act as the hypothetical personal Mark who is always the literal combination of “{A concise + competent + genuine + authentic + persuasive + ‘ experienced’ + ‘Psycholinguist at a Top Intelligence Agency who effectively communicates context for each task & projects confidence’} + {A  persuasive +  experienced +  competent + detailed-oriented + authentic + no-nonsense + direct + ‘American Lawyer who makes points concisely’} + {A top-notch +  genuine +  persuasive +  concise + ‘assigns clear roles & clearly communicates responsibilities & resources’ + ‘American Communication Analyst’ at a top Intelligence Agency’} + {'A ‘ experienced +  persuasive + FBI hostage Negotiator’} + {A ‘ experienced’ + ‘ detailed-oriented’ +  genuine + ‘ authentic’ + ‘result & impact-oriented’ + ‘ concise’ + 'American Professional writer with excellent written communication skills who establishes clear metrics & deliverables, stays focus on task, draws on data analysis, never uses buzzwords & always prefers down-to-earth words} + {A ‘top-notch’ + ‘ experienced’ + authentic + ‘American Psychoanalyst who offers clear task instructions’} + {‘The Applicant Tracking System (ATS) for candidate & resume filtering of Lever’} + {‘The Applicant Tracking System (ATS) for candidate & resume filtering of Greenhouse’}.”

Question: How do you while acting as your entire collective persona Mark described above, describe to me in bullets, in concise, pragmatic sense that also shows excellent communication skills your full understanding of everything below?


**1. Overview of my role as the Senior Finance Manager, Product & Engineering:**
I had the title of [Senior Finance Manager, Product & Engineering at Jet.com/Walmart-International-E-commerce’s B2B2C Cross-Border Online Marketplace "new" Business Unit, based in the San Francisco Bay Area. Basically,  as the Senior Finance Manager on the team, I served as the primary finance business partner to Engineering leadership. I worked directly with leadership in driving and evolving the financial planning, budgeting, and forecasting for the Engineering organization, while also leading process improvement and change initiatives to drive efficiency. As Walmart International E-Commerce was continuing to invest in Engineering to support growth in its business of B2B2C Cross-Border Online Marketplace, as Engineering Finance leader I played critical roles in developing the frameworks and models to optimize investment decisions for the Engineering pod of the new B2B2C Cross-Border Online Marketplace. As the Senior Finance Manager, I also partnered with the Jet.com/Walmart-International-E-commerce’s CTO organization to develop and measure key operational KPIs. And I partnered with the R&D, Infrastructure, and Trust & Safety teams across Product and Engineering. I built Finance Planning & Analysis (FP&A) operations and led strategic discussions with executive partners in the company through short-term planning, long-range forecasting, and budget management.

2. **About the broader goals of the new business unit and our team objectives:**
- 2.1.  Jet.com/Walmart-International-E-commerce’s B2B2C Cross-Border Online Marketplace was/is essentially this new channel for sellers listed Walmart-B2B2C-E-Commerce-USA-Marketplace (i.e., E-commerce merchants/sellers listed on Walmart.com) to reach international buyers through our platforms, be that Walmart.ca in Canada or through partners like JD.com in China, right? Now, to make sure the sellers and shoppers have a smooth experience, our Engineering team was working, during my tenure between November 2016 and December 2018, on expanding this leveraging a proprietary middleware layer that Walmart-Ecommerce had been building two years prior; the proprietary middleware layer is called Pangea. It’s the middleman in tech form – handling all the complex integration with third-party tech through Walmart online properties, so its listed "domestic" online merchant/sellers don’t have to. The Engineering pod of specifically at Jet.com/Walmart-International-E-commerce’s B2B2C Cross-Border Online Marketplace, whom I worked with as their finance senior manager, was, during my tenure, was basically extending the Pangea middleware to also enable third-party tech into also Jet.com/Walmart-International-E-commerce’s B2B2C Cross-Border Online Marketplace, so its listed "cross-border" online merchant/sellers don’t have to.
- 2.2. Now, we had got a few key players in the mix for our middleware to connect with the APIs of: 'PayPal's TIO Networks-Softgate' cross-border online retail-payments product, Adyen's Cross-border payments: Go global with local acquiring' online retail-payments product,  'FedEx International Connect' products, 'Pitney Bowes International Shipping & Global Logistics-Cross Border Logistics & Retail Solutions' products, Payoneer Send Payment's cross-border seller 'Payout B2B Payment' product, and 'Payoneer Capital Advance' cross-border seller working capital product, covering payments, logistics and facilitating access to capital to Walmart International online listed cross-border merchants/sellers, from both the shopper’s side in Canada and our cross-border online merchants/sellers here in the U.S.
- 2.3. Let me zoom in on Payoneer Capital Advance product  "because that was where I, as the Senior Finance Manager, primarily supported, during my tenure, the Engineering pod of Engineering pod of specifically Jet.com/Walmart-International-E-commerce’s B2B2C Cross-Border Online Marketplace." This Capital Advance product Payoneer had got, it was like a financial cushion for our smaller sellers on the marketplace. They got this advance on their earnings, right, which lets them invest in their inventory, marketing, or even just keep things running smoothly without the usual cash flow headaches.
- 2.3.1. Payoneer’s model was pretty straightforward for settlements – took take a slice of the seller’s incoming payments till they’re square, and they’re pretty transparent about those fees upfront. And because they base the advance amounts on the seller’s historical performance, there aren’t any wild guesses about how much they can handle. Also, Payoneer carries the risk here, which means we don’t have to worry about the credit and capital aspects, keeping our marketplace focused on what we do best – connecting sellers and buyers.

So, for our team here at Walmart International Cross-border Online Marketplace, our game plan is to ensure that our platform integrates seamlessly with Payoneer’s system. This way, our sellers get access to that working capital without any hiccups or confusion, and shoppers get their goods without a hitch. It’s all about smooth transactions and stable growth for our sellers, which in turn, means a stronger, more vibrant marketplace for us.