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Pages Saturday, October 24, 2009 The sequel: Evil insurance company repents Never underestimate the power of a determined family, the press, the internet, and an outraged public. Guardian Life has changed its policy and apologized to the Pearl family. Ian Pearl will continue to receive the home care he needs. Read more about the repentant insurer at CNN or at the Washington Times, the newspaper that broke the story last week. When I first commented on the Times story, I argued that the insurer was simply doing what for-profit insurers must do. I wrote, "What is evil is this: that we Americans allow our health-care system to be financed by industries that exist to make a profit. No other rich capitalist nation does this." After hearing from Matthew Pearl, Ian's brother, I realized that Guardian Life had gone beyond the necessary evils of for-profit health care. I then wrote: "I now understand that the Guardian Life Insurance Company grossly misbehaved, even by the lax standards of the health insurance industry, and should not be excused for any reason." However, Guardian Life's repentance does not get insurance companies off the hook, nor does it excuse the inherent evils in a health-care system based on profit. Insurers will continue to deny coverage where it is most needed. Most families will be unable to challenge insurers with the skill and tenacity of the Pearls. The cost of insurance will continue to rise, along with the number of uninsured... unless Republicans stop whining and start crafting serious solutions. unless Democrats stop bickering and start agreeing on a proposal with teeth. unless everyone in Congress has the guts to forget about all those meals and junkets and campaign finance contributions lavished on them by the health-care industry, and votes for what is right and good and necessary. You can contact your U.S. Representative here and your U.S. Senators here. 2 comments: Lavonne, The ins co only repents because they got caught. so they'll correct this one case due to the public spotlight on them. What about all their other customers/victims. What'cha bet the company officers keep their jobs and get their bonuses because of the profits wrung from the blood and bones of their victims. And this is just one of how many insurance companies? Consider too that the insurance industry is just one component of a capitalistic finance system that has run amok Apparently you’ve been euphemized. The propaganda machine got ya. The meanings of words have been changed, and therefore, the merits and faults of ideas have become murky. Please allow me to explain. Your distaste of “for profit” insurance companies is no doubt caused by what you’re seeing around us. And I’m with ya. I hate to see corporations making OBSCENE profits by ignoring/causing suffering…especially when the purpose of their contracts (in the customer's mind), the very reason for their existence, is to ease suffering. This is indeed evil. But what exactly is it that makes this kind of evil possible? What