You are a helpful assistant generating synthetic data that captures *System 1* and *System 2* thinking, *creativity*, and *metacognitive reflection*. Follow these steps in sequence, using tags [sys1] and [end sys1] for *System 1* sections and [sys2] and [end sys2] for *System 2* sections.

1. *Identify System 1 and System 2 Thinking Requirements:*
   - Carefully read the text.
   - Identify parts of the text that require quick, straightforward responses (*System 1*). Mark these sections with [sys1] and [end sys1].
   - Identify parts that require in-depth, reflective thinking (*System 2*), marked with [sys2] and [end sys2].

2. *Apply Step-by-Step Problem Solving with Creativity and Metacognitive Reflection for System 2 Sections:*

   *2.1 Understand the Problem:*
   - Objective: Fully comprehend the issue, constraints, and relevant context.
   - Reflection: "What do I understand about this issue? What might I be overlooking?"
   - Creative Perspective: Seek hidden patterns or possibilities that could reveal deeper insights or innovative connections.

   *2.2 Analyze the Information:*
   - Objective: Break down the problem logically.
   - Reflection: "Am I considering all factors? Are there any assumptions that need challenging?"
   - Creative Perspective: Explore unique patterns or overlooked relationships in the data that could add depth to the analysis.

   *2.3 Generate Hypotheses:*
   - Objective: Propose at least 10 hypotheses, each with a Confidence Score (0.0 to 1.0) and Creative Score (0.0 to 1.0), reflecting originality, surprise, and utility.
   - Reflection: "Have I explored all possible explanations or approaches, both conventional and unconventional?"
   - Creative Perspective: Consider novel angles that might provide unexpected insights.

   *2.4 Anticipate Future Steps and Obstacles:*
   - Objective: Make predictions, accounting for potential outcomes and obstacles.
   - Reflection: "What challenges might I face? Is my plan flexible for different scenarios?"
   - Creative Perspective: Visualize unforeseen outcomes and adapt plans to make use of them effectively.

   *2.5 Evaluate Hypotheses:*
   - Objective: Assess hypotheses based on feasibility, risk, and potential impact.
   - Evaluation: Refine Confidence and Creative Scores as needed.
   - Reflection: "Am I unbiased in my assessment? Which options fit best with the overall objectives?"
   - Creative Perspective: Identify hidden opportunities or overlooked details in each hypothesis.

   *2.6 Select the Best Hypothesis:*
   - Objective: Choose the most promising, strategic hypothesis.
   - Reflection: "Why does this hypothesis stand out? How does it uniquely address the issue?"
   - Creative Perspective: Consider any underutilized potential in the selected approach.

   *2.7 Implement the Hypothesis:*
   - Objective: Outline actionable steps for testing the hypothesis.
   - Reflection: "Is this plan practical? What resources or preparation are required?"
   - Creative Perspective: Refine steps to maximize effectiveness and yield unexpected benefits.

   *2.8 Monitor and Review Progress:*
   - Objective: Review progress, noting areas for improvement.
   - Reflection: "What’s working well? What could be improved?"
   - Creative Perspective: Look for emerging patterns that could refine future approaches.

   *2.9 Reflect and Capture Insights:*
   - Objective: Summarize lessons learned and insights gained for future reference.
   - Reflection: "What new understanding has emerged from this process?"
   - Creative Perspective: Identify innovative insights or patterns that could be applied to similar challenges.

3. *Generate Text Output with Interleaved System 1 and System 2 Responses:*
   - Use the tags [sys1] and [sys2] throughout.
   - Aim for a lengthier, detailed response. Combine both direct, straightforward *System 1* insights and reflective, deeply analytical *System 2* segments to capture a blend of quick observations and thoughtful analysis.

---

### *Example Input Text:*

You are tasked with analyzing a sudden shift in customer preferences in a tech market. There has been a noticeable decline in demand for physical devices, with customers increasingly interested in digital-only options. The challenge is to understand this shift, generate hypotheses for why it might be occurring, and explore potential strategies for adapting to this new trend.

---

### *Processed Output with System 1 and System 2 Thinking:*

The tech market is experiencing a shift in customer demand, moving away from physical devices toward digital-only options.

[sys1]
Customer demand has shifted from physical devices to digital-only options.
We need to understand why this change is happening and find strategies to address it.
Key factors may include cost, convenience, and technological trends.
[end sys1]

[sys2]
**2.1 Understand the Problem:**
The goal is to understand the underlying reasons for the shift in demand from physical devices to digital-only options, then develop a strategy to adapt.

*Reflection:* 
"I understand that preferences are changing, but what might be driving this? Is it primarily cost, or are there other factors such as convenience or sustainability?"

*Creative Perspective:* 
"Could there be a larger trend in digital minimalism or a preference for eco-friendly solutions that we’re missing? What unseen motivations might explain this shift?"

**2.2 Analyze the Information:**
There are multiple possible factors driving this shift, from economic influences to cultural shifts. It’s essential to isolate each factor and understand its impact.

*Reflection:* 
"Am I fully considering the various economic and social influences? Could there be a technological factor, like better internet speeds, that makes digital-only products more accessible?"

*Creative Perspective:* 
"Are there patterns or trends in other markets that could shed light on this shift? Could this be part of a larger trend toward virtual experiences?"

**2.3 Generate Hypotheses:**
1. Customers prefer digital options due to lower costs. (Confidence: 0.8, Creative: 0.4)
2. There’s a growing trend toward minimalism and reduced physical clutter. (Confidence: 0.7, Creative: 0.7)
3. Digital products offer greater flexibility and ease of use. (Confidence: 0.6, Creative: 0.6)
4. Environmental concerns are pushing consumers away from physical goods. (Confidence: 0.6, Creative: 0.8)
5. Advances in tech make digital-only options more functional. (Confidence: 0.8, Creative: 0.5)
6. Pandemic-era remote work increased demand for digital solutions. (Confidence: 0.7, Creative: 0.6)
7. Media coverage of the environmental impact of physical devices affects preferences. (Confidence: 0.5, Creative: 0.7)
8. There’s an increase in global digital literacy, expanding market access. (Confidence: 0.6, Creative: 0.6)
9. Customers view digital as more convenient and scalable for future needs. (Confidence: 0.7, Creative: 0.5)
10. Younger consumers prefer the aesthetics and convenience of digital products. (Confidence: 0.6, Creative: 0.6)

*Reflection:* 
"Have I considered all possible influences? Are there any surprising factors that could explain this shift?"

*Creative Perspective:* 
"Could specific social trends, like the rise of influencer culture or digital-first lifestyles, be influencing customer choices?"

**2.4 Anticipate Future Steps and Obstacles:**
*Objective:* Anticipate possible challenges, such as resistance from segments still preferring physical products.

*Reflection:* 
"What market obstacles might we face if we shift our focus to digital-only? Are there sub-segments that still prioritize physical products?"

*Creative Perspective:* 
"Could expanding digital options help us reach a more global audience? Are there emerging trends that we could leverage in our strategy?"

[end sys2]

[sys1]
To address this shift, consider a strategy that incorporates both digital-only offerings and educational campaigns about the benefits of digital solutions.
Use insights from customer feedback and current trends to guide product development.
Focus on flexibility and adaptation to cater to different customer segments.
[end sys1]



814 P.2d 9 (1991)
Jackson WHEELER, Loretta Hoggatt, Robert Grenda, and Ronald Grenda, Plaintiffs-Appellants,
v.
ALLSTATE INSURANCE COMPANY, Defendant-Appellee.
No. 90CA0425.
Colorado Court of Appeals, Div. I.
June 20, 1991.
Treece & Bahr, James L. Treece, Bahr & Butler, P.C., Valerie J. Butler, Littleton, for plaintiffs-appellants.
Wayne L. Johnson, Englewood, for defendant-appellee.
Opinion by Judge PIERCE.
Plaintiffs, Jackson Wheeler, Loretta Hoggatt, Robert Grenda, and Ronald Grenda, appeal from a judgment favoring defendant, Allstate Insurance Company. We affirm.
Susan Kerfoot, an adult, was the driver of an automobile involved in a two-vehicle collision that resulted in the death of two occupants of the other vehicle. The vehicle Susan was driving was owned by a third-party who is not connected to this lawsuit. *10 That vehicle was presumably uninsured. Susan's mother, Grace Kerfoot, however, had motor vehicle liability coverage under a policy issued by defendant.
Plaintiffs obtained a judgment against Kerfoot for the wrongful deaths of the two deceased persons. And, following the entry of that judgment, this action was instigated seeking a determination of whether coverage for the judgments taken in the wrongful death suit extended to Susan under the insurance policy issued to her mother.
Defendant denied coverage, asserting that Susan was not a resident of Grace's household at the time of the accident and had not been so for over a year; therefore, it maintained that no coverage was extended under the policy. A jury determined the issues in favor of defendant.

I.
Plaintiffs argue that the definition of "resident" and "reside" contained in the policy is contrary to the public policy of the No-Fault Act, § 10-4-701, et seq., C.R.S. (1987 Repl.Vol. 4A). Therefore, they contend that the trial court erred in submitting the issue to the jury pursuant to the policy's definition. We disagree.
The policy defines persons insured to include "a relative of the named insured who is a resident of the same household." The policy then defines "resident" or "reside" to mean:
"when used with reference to the named insured's household, bodily presence in such household and in [sic] intention to continue to dwell therein. However, the named insured's unmarried and unemancipated children, while away from his household attending school or in the military service, are deemed to be residents of his household."
The statutory definition of an "insured" is the named insured and "relatives of the named insured who reside in the same household as the named insured...." The statute does not define "relative" or "reside." Section 10-4-703(6), C.R.S. (1987 Repl.Vol. 4A).
Plaintiffs concede that Susan was not physically present in the named insured's household on the date of the accident. However, they argue that the definition contained in the policy is too narrow, as it fails to account for the possibility that Susan might return to living in the insured's household. As such, they assert that the jury's consideration of this issue was improperly restricted by the policy's definition, contrary to public policy as set forth in the No-Fault Act. Under the record at issue here, we are unable to conclude that the definition is contrary to public policy.
An insurance contract should be construed to carry out the intention of the parties, and that intention should be ascertained, if possible, from the language in the policy alone. Columbian National Life Insurance Co. v. McClain, 115 Colo. 458, 174 P.2d 348 (1946).
Motor vehicle insurance agreements are governed by the No-Fault Act which is controlling in the event of a conflict between the two. See Allstate Insurance Co. v. Allen, 797 P.2d 46 (Colo.1990). There is, however, no conflict here. See § 10-4-703, C.R.S. (1987 Repl.Vol. 4A); see also State Farm Mutual Automobile Insurance Co. v. Meyer, 647 P.2d 683 (Colo.App.1982) (reliance on policy definition of "residing" in determining application of provision), rev'd on other grounds, 689 P.2d 585 (Colo.1984).
Plaintiffs argue that the jury should have been instructed to resolve the issue of Susan's residence according to the analysis and factors provided in Iowa National Mutual Insurance Co. v. Boatright, 33 Colo.App.124, 516 P.2d 439 (1973) and United Services Automobile Ass'n v. Mione, 34 Colo.App. 448, 528 P.2d 420 (1974). These cases are inapposite. The insurance policy here is complete in itself, and, contrary to the policies at issue in the above cases, it provides an internal definition of "resident" or "reside."
Even if we assume the absence or inapplicability of the policy's definition, the factors in the cited cases presume, initially, some intended presence in the insured's *11 home. Here, there is no dispute that Susan had an independent residence apart from her mother at the time of the accident and nothing in the record would indicate any intention that she would return to her mother's home, even on a temporary basis. Also, there is no indication from the record on appeal whether evidence was presented as to a contrary intent of the contracting parties regarding the scope of coverage, or as to the transient or formal nature of Susan's living situation. See Iowa National Mutual Insurance Co. v. Boatright, supra; United Services Automobile Ass'n v. Mione, supra.
The record indicates that Susan was not living in the household of her mother, the insured, at the time of the accident and that she was not otherwise "residing" in the insured's household under the policy's definition. She is not, in these circumstances, an insured person within the terms of the policy. See Morrison v. Droll, 41 Colo.App. 354, 588 P.2d 383 (1978).
There is nothing in the record before us to indicate that the policy's definition is contrary to public policy or the No-Fault Act. See § 10-4-702, C.R.S. (1987 Repl.Vol. 4A). Nor may it be effectively argued here that refusing to extend coverage to an emancipated and independent adult who operates a third-person's vehicle is contrary to public policy. Under both the statute and policy provision, coverage is restricted to a relative maintaining residence in the same household.

II.
Plaintiffs next contend that the trial court erred in refusing to instruct the jury to resolve the ambiguous policy provisions against the insurer. This contention is without merit.
Whether a document is ambiguous is a question of law. An insurance contract may be considered ambiguous when the wording of a clause appears susceptible to more than one interpretation. Chacon v. American Family Mutual Insurance Co., 788 P.2d 748 (Colo.1990).
Here, the policy provisions are plain and unambiguous. And, since the policy is not in contravention of public policy, it will be enforced according to its terms as the best indicator of the parties' intent. See Chacon v. American Family Mutual Insurance Co., supra.
Judgment affirmed.
RULAND and VAN CISE[*], JJ., concur.
NOTES
[*]  Sitting by assignment of the Chief Justice under provisions of the Colo. Const., art. VI, Sec. 5(3), and § 24-51-1105, C.R.S. (1988 Repl.Vol. 10B).