Dear Hiring Team at Intesa Sanpaolo,

I am writing to express my interest in the ISPIRE Risk Analyst position within your esteemed organization. With a recently completed MSc in Finance from Dublin City University (DCU) and a solid foundation in risk management, financial analysis, and quantitative methods, I am eager to contribute effectively to your risk management team.

Throughout my academic journey, I have developed strong analytical and numerical skills, and I have gained a thorough understanding of financial instruments and markets. My coursework included modules such as Financial Statement Analysis, Corporate Finance, and Financial Markets and Derivatives, which have equipped me with the necessary knowledge to monitor, analyze, and report on various risk exposures, such as liquidity risk, market risk, and FX risk.

While I am currently enhancing my programming skills through courses, I have worked with R for my academic assignments. Additionally, my proficiency in MS Excel, including the use of macros, and other MS applications such as Word and PowerPoint, allows me to perform data analysis and present findings effectively.

Key responsibilities in this role, such as maintaining and developing risk management systems and models, monitoring bond portfolio compliance, performing daily derivatives valuations, and conducting operational risk activities, align well with my academic and practical experiences. During my internship as a Virtual Customer Support Executive at Amazon India, I demonstrated strong attention to detail, effective communication skills, and the ability to work under pressure to meet tight deadlines.

I am particularly enthusiastic about the opportunity to work within a team of professionals and contribute to the continuous improvement of risk management processes at Intesa Sanpaolo. Your commitment to supporting customers and promoting growth in various markets resonates with my career aspirations, and I am keen to be part of such a dynamic and forward-thinking organization.

Thank you for considering my application. I look forward to the opportunity to discuss how my academic background, risk management knowledge, and enthusiasm for quantitative analysis can contribute to the success of your team.

For the Cover Letters
The rule that I always suggest for cover letters is Reason - Research - Relevance. All cover letters should be a little bit different and not just in the first and last paragraphs. The cover letter is a motivational letter about you in the context of why the company should hire you. Start by identifying the top 5 reasons you want to work in that company in a specific role. Choose 3 of them that you can relate your specific experiences to and just write about those in the cover letter.

For example:
Reason - you really like that northern trust describes itself as innovative
Research - reference that you know the job is about process improvements (requiring you to be innovative)
Relevance - in your experience in XXX you loved when you got to investigate an issue, research solutions and present back a process improvement that would change XXX

Do that for 3 paragraphs and you have a much more persuasive letter as to why the company should interview you. IT also will help you prepare for interview.
Customize the above Cover letter according to below job description and do not mention which i do not have....Also add that i used R for my academic assignments and Stata for my disserstaion which focused on M&A....As well as make it ATS friendly that it can pass through. Make the below skills look natural and mention where it came it from....make the cover letter direct, using simple words but attractive to recruiter as well as ATS...

Analyst, Global Investigations – Ripple 

About the job
At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

The Work

Ripple Labs is growing its BSA/AML compliance team and seeks to hire a Analyst, Global Investigations. Ripple is committed to augmenting its AML programs to ensure maximum compliance with money services business (MSB) regulatory obligations. We are passionate about improvements to global transaction analytical tools for effective monitoring of MSB transaction activity as well as activity across the Ripple protocol!

What You’ll Do


•	Assist the Global Investigations Manager in coordinating and supervising day-to-day activities of the Money Service Businesses including investigations, transaction analysis, and case management
•	Perform periodic evaluation of internal controls and recommend solutions for identified risks
•	Use a variety of analytical techniques and systems to make informed decisions on detected transaction patterns
•	Ensure the timely filing of reports with FinCEN
•	Have the ability to work independently with minimal direction inside a team environment
•	Be committed to developing standard processes and tools for effective transaction monitoring and investigations of unusual activity
•	Work closely with Engineering, Product and Data teams on efforts to improve existing monitoring tools for efficient detection of suspicious activity, patterns, trends, etc.
•	Be passionate about using data and software tools to prevent and detect AML/OFAC risk and other types of unlawful activity on the Ripple protocol.


What You'll Bring


•	Hands on AML transaction monitoring and investigations experience, preferably in an innovative environment
•	Experience collaborating with partners across technical and non-technical groups
•	Experience defining requirements for AML transaction monitoring and detection of suspicious activity


Who We Are

Do Your Best Work


•	The opportunity to build in a fast-paced start-up environment with experienced industry leaders
•	A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.
•	Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
•	In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in. 
•	Weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team
•	We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!


Take Control of Your Finances


•	Competitive salary, bonuses, and equity
•	Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
•	Employee giving match
•	Mobile phone stipend


Take Care of Yourself


•	R&R days so you can rest and recharge
•	Generous wellness reimbursement and weekly onsite & virtual programming
•	Generous vacation policy - work with your manager to take time off when you need it
•	Industry-leading parental leave policies. Family planning benefits.
•	Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events


Benefits listed above are for full-time employees. 

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.

Please find our UK/EU Applicant Privacy Notice and our California Applicant Privacy Notice for reference.

Skills 
•	Analytical Skills
•	Data Analysis
•	Financial Modeling
•	Problem Solving
•	Anti-Money Laundering
•	Defining Requirements
•	FinCEN
•	Financial Transactions
•	Investigation
•	Supervisory Skills

Below is my work experience at amazon

Developed financial models and dashboards with Excel and Power BI, ensuring accurate reporting and reconciliation.
● Managed inquiries for 2,000+ customers in North America and India, enhancing service quality.
● Used pivot tables and VLOOKUP for financial reconciliation and revenue analysis, providing decision insights