Dear Hiring Team at Intesa Sanpaolo,

I am writing to express my interest in the ISPIRE Risk Analyst position within your esteemed organization. With a recently completed MSc in Finance from Dublin City University (DCU) and a solid foundation in risk management, financial analysis, and quantitative methods, I am eager to contribute effectively to your risk management team.

Throughout my academic journey, I have developed strong analytical and numerical skills, and I have gained a thorough understanding of financial instruments and markets. My coursework included modules such as Financial Statement Analysis, Corporate Finance, and Financial Markets and Derivatives, which have equipped me with the necessary knowledge to monitor, analyze, and report on various risk exposures, such as liquidity risk, market risk, and FX risk.

While I am currently enhancing my programming skills through courses, I have worked with R for my academic assignments. Additionally, my proficiency in MS Excel, including the use of macros, and other MS applications such as Word and PowerPoint, allows me to perform data analysis and present findings effectively.

Key responsibilities in this role, such as maintaining and developing risk management systems and models, monitoring bond portfolio compliance, performing daily derivatives valuations, and conducting operational risk activities, align well with my academic and practical experiences. During my internship as a Virtual Customer Support Executive at Amazon India, I demonstrated strong attention to detail, effective communication skills, and the ability to work under pressure to meet tight deadlines.

I am particularly enthusiastic about the opportunity to work within a team of professionals and contribute to the continuous improvement of risk management processes at Intesa Sanpaolo. Your commitment to supporting customers and promoting growth in various markets resonates with my career aspirations, and I am keen to be part of such a dynamic and forward-thinking organization.

Thank you for considering my application. I look forward to the opportunity to discuss how my academic background, risk management knowledge, and enthusiasm for quantitative analysis can contribute to the success of your team.

For the Cover Letters
The rule that I always suggest for cover letters is Reason - Research - Relevance. All cover letters should be a little bit different and not just in the first and last paragraphs. The cover letter is a motivational letter about you in the context of why the company should hire you. Start by identifying the top 5 reasons you want to work in that company in a specific role. Choose 3 of them that you can relate your specific experiences to and just write about those in the cover letter.

For example:
Reason - you really like that northern trust describes itself as innovative
Research - reference that you know the job is about process improvements (requiring you to be innovative)
Relevance - in your experience in XXX you loved when you got to investigate an issue, research solutions and present back a process improvement that would change XXX

Do that for 3 paragraphs and you have a much more persuasive letter as to why the company should interview you. IT also will help you prepare for interview.
Customize the above Cover letter according to below job description and do not mention which i do not have....Also add that i used R for my academic assignments and Stata for my disserstaion which focused on M&A....As well as make it ATS friendly that it can pass through. Make the below skills look natural and mention where it came it from....make the cover letter direct, using simple words but attractive to recruiter as well as ATS....

2024 - Corporate & Investment Bank - Markets Quantitative Research Analyst & Associate Program - Off-Cycle Internship – JP Morgan Chase

•	Job Identification210449271
•	Job CategorySeasonal Employee
•	Business UnitCorporate & Investment Bank
•	Locations LONDON, LONDON, United Kingdom
•	Job ScheduleFull time
Job Description
2024 - Corporate & Investment Bank - Markets Quantitative Research Analyst & Associate Program - Off-Cycle Internship
If you are ambitious and looking to apply what you’ve learned to real-world financial experience, then this is the role for you. In ever-changing global markets you’ll spend your time exploring the sophisticated financial solutions we deliver across asset classes. The skills you develop and the professional network you build will serve as a solid foundation for your career.
Our Global Markets teams develop sophisticated solutions to help clients manage risk, increase returns and solve complex financial problems. We hold leadership positions across all major financial markets worldwide. This means you'll be part of a dynamic team, helping to solve a wide range of interesting business issues and will be challenged in your work every day.
Expert instructors and J.P. Morgan professionals will teach you about our history, scale, and scope of our organization today and our ambitious plans for tomorrow. We’ll teach you technical and practical skills that will help you hit the ground running.
The program is an opportunity to take your career to the next level through hands-on experience, relevant skills training and valuable professional networking. Based on your individual achievements, those who successfully complete the program may receive offers of full-time employment.
What To Expect
Quantitative Research (QR) is an expert quantitative modeling group in J.P. Morgan, as well as an industry leader in financial engineering, data analytics, statistical modeling and portfolio management. In partnership with traders, marketers and risk managers across all products and regions, QR contributes to sales and client interactions, product innovation, valuation and risk management, inventory and portfolio optimization, electronic trading and market making activities.
Our mission is to develop and maintain sophisticated mathematical models, cutting-edge methodologies, and infrastructure to value and hedge financial transactions ranging from mainstream flow products to complex derivative deals, as well as improve the performance of algorithmic trading strategies and promote advanced electronic solutions to our clients worldwide. We also work closely with trading desks to develop statistical arbitrage strategies and other quantitative trading models.
Throughout the internship, you’ll develop and enhance models and algorithms, working with quants, technologists, traders, marketers, and risk managers. On a given day, you may be calibrating parameters for models of market evolution, optimizing the pricing of financial instruments to increase market share, or managing the risk in existing portfolios.
About You
A strong interest in global financial markets is essential, as are analytical and quantitative skills, flexibility, teamwork, excellent attention to detail, and the ability to handle pressure and enjoy a collaborative environment. A strong focus on science or engineering in your undergraduate studies is important.
Beyond that, what we’re most interested in are the things that make you, you: the personal qualities, outside interests, and achievements beyond academia that demonstrate the kind of person you are and the perspective you could bring to the team.
 
Key skills include:
•	Enrolled in a Bachelor’s, Master’s or a PhD program in a relevant field such as mathematics, statistics, physics, engineering, computer science or data science/machine learning
o	Expected graduation date in January 2024 – Summer 2025
•	Computer programming experience such as use of Python/C++/other programming languages 
•	Analytical, quantitative and problem solving skills, as well as demonstrated research skills
•	Ability to thrive in a dynamic, collaborative work environment
•	Excellent interpretive skills and the ability to present findings to a non-technical audience
•	Commitment towards advancing a diverse and inclusive environment
•	Candidates will be eligible for Analyst or Associate programs based on their academic experience: 
o	Candidates enrolled in a PhD will be eligible for Associate level positions.
o	Candidates enrolled in a Bachelor’s or Master’s program will be eligible for Analyst level positions.
•	Candidates eligible for Associate programs are expected to demonstrate advanced proficiency in any programming language.
Additional desirable skills:
•	Knowledge of options pricing theory, trading algorithms, or demonstrated interest in finance through coursework or prior experience
•	Confidence and initiative to take on responsibility and manage your own projects.
•	Knowledge of machine learning / data science theory, techniques and tools
Join Us
At JPMorgan Chase, we’re creating positive change for the diverse communities we serve. We do this by championing your innovative ideas through a supportive culture that helps you every step of the way as you build your career. If you’re passionate, curious and ready to make an impact, we’re looking for you.
What’s Next?
Help us learn about you by submitting a complete and thoughtful application, which includes your resume. Your application and resume is a way for us to initially get to know you, so it’s important to complete all relevant application questions so we have as much information about you as possible.  
To start the application, you will be prompted to enter your email address.  Your email address will be used to create and maintain your profile so make sure it is one you will have long term access to.  Do not use an email address with “.edu” extension as doing so could result in delays receiving updates regarding your candidacy.
After you confirm your application, we will review it to determine whether you meet certain required qualifications. 
If you are advanced to the next step of the process, you’ll receive another email invitation to complete a coding challenge, powered by Hackerrank.
Hackerrank is required, and your application will not be considered for further review until you have completed it. We strongly encourage that you apply and complete these required elements as soon as possible, since programs will close as positions are filled. 
JPMorgan Chase is committed to creating an inclusive work environment that respects all people for their unique skills, backgrounds and professional experiences. We strive to hire qualified, diverse candidates, and we will provide reasonable accommodations for known disabilities.
Visit jpmorganchase.com/careers for upcoming events, career advice, our locations and more.
©2023 JPMorgan Chase & Co. JPMorgan Chase is an equal opportunity and affirmative action employer Disability/Veteran
 
About Us
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
  
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.