which is the latest penalty

[System: Penalty check tool was used and found 20 penalties totaling $2077.27 for the period all time.]

[IMPORTANT: I've used the Penalty Check tool for you. Here's what I found: {
  "user_id": "user017",
  "period": "all time",
  "penalties": [
    {
      "id": 1,
      "user_id": "user017",
      "amount": 236.12,
      "description": "Compliance failure",
      "date": "2024-12-13"
    },
    {
      "id": 6,
      "user_id": "user017",
      "amount": 36.17,
      "description": "Incomplete documentation",
      "date": "2024-08-09"
    },
    {
      "id": 44,
      "user_id": "user017",
      "amount": 447.34,
      "description": "Compliance failure",
      "date": "2023-04-29"
    },
    {
      "id": 69,
      "user_id": "user017",
      "amount": 26.58,
      "description": "Late payment charge",
      "date": "2023-09-05"
    },
    {
      "id": 82,
      "user_id": "user017",
      "amount": 18.78,
      "description": "Late submission fee",
      "date": "2024-05-05"
    },
    {
      "id": 192,
      "user_id": "user017",
      "amount": 15.36,
      "description": "Document processing fee",
      "date": "2025-01-18"
    },
    {
      "id": 205,
      "user_id": "user017",
      "amount": 37.74,
      "description": "Late submission fee",
      "date": "2024-07-27"
    },
    {
      "id": 251,
      "user_id": "user017",
      "amount": 92.38,
      "description": "Administrative violation",
      "date": "2023-11-09"
    },
    {
      "id": 264,
      "user_id": "user017",
      "amount": 47.15,
      "description": "Incomplete documentation",
      "date": "2024-11-11"
    },
    {
      "id": 282,
      "user_id": "user017",
      "amount": 425.9,
      "description": "Compliance failure",
      "date": "2023-12-14"
    },
    {
      "id": 327,
      "user_id": "user017",
      "amount": 41.46,
      "description": "Missed appointment",
      "date": "2025-02-18"
    },
    {
      "id": 346,
      "user_id": "user017",
      "amount": 149.89,
      "description": "Resource misuse",
      "date": "2023-11-30"
    },
    {
      "id": 440,
      "user_id": "user017",
      "amount": 24.53,
      "description": "Late payment charge",
      "date": "2023-09-01"
    },
    {
      "id": 499,
      "user_id": "user017",
      "amount": 46.38,
      "description": "Late payment charge",
      "date": "2023-11-06"
    },
    {
      "id": 501,
      "user_id": "user017",
      "amount": 45.25,
      "description": "Late payment",
      "date": "2024-09-01"
    },
    {
      "id": 502,
      "user_id": "user017",
      "amount": 60.0,
      "description": "Missed documentation",
      "date": "2024-10-15"
    },
    {
      "id": 503,
      "user_id": "user017",
      "amount": 25.75,
      "description": "Processing fee",
      "date": "2024-11-20"
    },
    {
      "id": 504,
      "user_id": "user017",
      "amount": 120.5,
      "description": "Compliance issue",
      "date": "2025-01-05"
    },
    {
      "id": 505,
      "user_id": "user017",
      "amount": 80.0,
      "description": "Form submission delay",
      "date": "2025-02-12"
    },
    {
      "id": 506,
      "user_id": "user017",
      "amount": 99.99,
      "description": "Policy violation",
      "date": "2025-04-01"
    }
  ],
  "total_amount": 2077.27,
  "count": 20
}]