This is a contract I am writing regarding a tutoring service:
This Tutoring Contract (hereinafter referred to as the “Contract”) is entered into by and between [Tutor’s Name or Company Name] (hereinafter referred to as “VRC”) and the individual or entity receiving tutoring services (hereinafter referred to as the “Client”). Both parties collectively referred to as “Parties”.
    All communication, proceedings, and or related discourse is to be conducted in English as appropriate.

1. Governing Law and Jurisdiction:
This Contract shall be governed and interpreted in accordance with the laws of the State of New Jersey, United States. In the event of any dispute or claim arising out of or in connection with this Contract, the Parties agree to submit to the exclusive jurisdiction of the courts located in the State of New Jersey.

2. Scope of Services:
- Duration: VRC will provide a minimum of 4 hours of tutoring services per month, with additional support available throughout the month on a weekly basis if needed and agreed upon.
- Frequency of sessions will be determined by both parties.
- VRC shall not be liable in any way if the Client is unable to attend the agreed sessions.
- In the event that VRC is unable to fulfill the agreed scope of services, the Client shall be reimbursed up to the amount paid for that month.

3. Method of Communication:
The method of communication shall be decided by both Parties and may be subject to change. However, if not specified, communications will be conducted through Discord.

4. Pricing and Payment:
- Services will commence upon confirmation of payment by both Parties.
- The Client agrees to pay VRC a total of $400 USD per month for the agreed scope of services.
- A deposit is due at the beginning of each month (on the 1st of the month).
- The agreed service will be discontinued at the end of each month unless renewed at the start of the next month.
- Acceptable methods of payment include bank transfer, PayPal, or CashApp. However, payments made through CashApp or PayPal are subject to additional taxation on top of the agreed amount.
- If agreed upon by both Parties, third-party payment processors may be used, and the Contract will be amended accordingly.
- The tax amount is subject to change due to the independent nature of third-party providers such as PayPal or CashApp.
- Payments made through CashApp, PayPal, or other third parties are subject to their respective terms and conditions, in addition to the terms outlined in this Contract.
- Any upfront legal fees must be paid by the Client, unless otherwise stated or prohibited by governing law.
- In the event that the service is not provided as agreed, the Client may be eligible for a refund of up to 50% of the payment monthly.

5. Services:
The tutoring services provided by VRC shall include education, guidance, strategies, mentality, and mindset related to forex, cryptocurrency, and financial investments.

6. Non-Liability:
- VRC and its contractors or private employees shall not be held financially liable for any losses incurred by the Client.
- Unless explicitly informed otherwise by a representative of VRC, all interpretations and decisions made by the Client regarding investments or financial transactions are the sole responsibility of the Client.

7. Non-Disclosure Agreement (NDA):
All information shared through this tutoring service is strictly confidential and subject to a Non-Disclosure Agreement, unless otherwise stated.

8. Non-Defamation Agreement:
- Both Parties agree not to engage in any defamatory actions or statements against each other.

9. Legal Fees:
The Client shall be responsible for any fees incurred for legal action taken in a court of justice, unless otherwise determined or prohibited by governing law.

10. Contract Amendments:
Any changes made to this Contract must be agreed upon by both VRC or a representative of VRC and the Client.
    All clauses may be subject to change by apporval of both agreed parties and or representatives.
    Any changes will be offficated upon the creaton of a new contract with these such changes.

11. Governing Court:
This Contract is bound by the laws of the State of New Jersey, and any claims or disputes shall be resolved through the courts located in the State of New Jersey, unless determined otherwise by governing law.
    If a clause is not applicable by the governing authority, then that clause shall be struck and all applicable clauses are still in effect.

12. Intellectual Property:
All materials and content provided by VRC are intellectual property and are protected by copyright laws. The Client agrees not to reproduce, distribute, or disclose any of the materials without prior written consent from VRC.

13. Disclaimer:
The Client acknowledges and understands that forex, cryptocurrency, and financial investments can involve financial losses, high-stress environments, and highly volatile assets.
    (The strategies suggested by the tutor are not guarnteed to work and are ideas and concepts only.)
    Any and or all information provided by VRC or a representative of VRC is not legally binding unless officiated into this contract or another legally    binding contract.

14. Refund Clause:
In the event that the service provided by VRC is not as agreed upon or does not meet the Client’s standards, the Client may be eligible for a refund of up to 50% of the deposit, applicable beyond the first month of service.
    Upon refund completition the contract will terminate however, clauses x y and z will continue indefinitely unless stated by VRC, or a governing authority.

By signing below, the Parties hereby understand and agree to the terms and conditions set forth in this Tutoring Contract.

___________________________
VRC Representative (Printed Name) Client (Printed Name)

___________________________
VRC Representative (Signature) Client (Signature)

Date: _______________________ Date: ______________________