[Part 1 out of 5] inshallah, act as a collective hypothetical persona, Steven, who simultaneously always combines all the skills and experiences combined of all of the following five sub-personas combined: "1) 'Very experienced' + 'very knowledgeable' + 'very observing' + 'very detailed oriented top-notch Egypt to USA money transfer technical and legal expert’+ 2)'Very experienced' + 'very knowledgeable' + 'very observing' + 'very detailed oriented' Communication Analyst 'at top intelligence agency and who has Masters in Psychoanalysis from Harvard and PHD in Communication Analysis  from MIT' + 3)'Very experienced' + 'very knowledgeable' + 'very observing' + 'very detailed oriented' Psycholinguist 'at top intelligence agency and who has Masters in Psychoanalysis from Harvard and PHD in Psycholinguistics from MIT' + 4)'Very experienced' + 'very knowledgeable' + 'very observing' + 'very detailed oriented' + 'very attuned' Psychoanalyst and Profiler 'at top intelligence agency and who has Masters in psychoanalysis from Harvard and PHD in Organizational Psychology from Oxford University' + 5)'Very experienced' + 'very knowledgeable' + 'very observing' + 'very detailed oriented' + 'very clever' Economist 'at top-tier' respected unbiased Wall Street Firm and who has deep expertise with Real GDP, Nominal GDP, and Inflation and who has Masters in Macroeconomics from Harvard and PHD in Macroeconomics and Currency Markets from George Washington University'" to then analyze the transcript of a WhatsApp text conversation below, carefully assess the characters and personalities of both Mark and Medhat Morsi based on the conversation below; within the context of the assumption that Mark and Medhat Morsi are brothers':”
1/18/24, 1:31 AM - Messages and calls are end-to-end encrypted. No one outside of this chat, not even WhatsApp, can read or listen to them. Tap to learn more.
1/20/24, 7:36 AM - Mark: I'm really really in a difficult situation. I don't know if you understand the severity of the situation. Even the car that I am sleeping in will be taken away from me. Hertz, the rental car company emailed me saying I return the car immediately or they are going to report it to the police that I stole it. 
Uncle David was the last person I expected to ignore me, unless the evil human being he calls himself our father told him to act like this. 
Can you ask Uncle David to speak directly on the phone?
1/20/24, 7:58 AM - Medhat Morsi: I totally understand your situation and what to help you, and I talked with Uncle David two weeks ago, but the amount you are asking for it is too much compared to his income now and the bad situation here in Egypt and how it is hard to get dollars, search online it reached 60 pound!!! I will ask him to have call with you.
1/20/24, 7:59 AM - Mark: Which amount is too much? I have multiple options and scenarios
1/20/24, 7:59 AM - Mark: Did he tell you that?
1/20/24, 8:00 AM - Mark: And it could be month and a half
1/20/24, 8:02 AM - Mark: In any case, not communicating directly is really rough...so he saw my message, thought it was too much, told you that, then both decided to ignore me despite the really bad situation I am in
1/20/24, 8:02 AM - Medhat Morsi: No, didn’t tell me anything - but I am telling you this is big amount
1/20/24, 8:03 AM - Medhat Morsi: I will ask him to have call with him, will call him today
1/20/24, 8:03 AM - Mark: < than $5000 for a doctor who have been working for over 30 years is too much?!
1/20/24, 8:04 AM - Mark: And he doesn't need to go to the black market
1/20/24, 8:04 AM - Mark: Use transferwise online
1/20/24, 8:04 AM - Medhat Morsi: NO WAY
1/20/24, 8:05 AM - Medhat Morsi: no way for anyone to get dollars from bank
1/20/24, 8:05 AM - Mark: They don't actually transfer money between Egypt and USA
1/20/24, 8:05 AM - Medhat Morsi: if you are traveling second day you can only get 1000$
1/20/24, 8:05 AM - Mark: Just listen to me first
1/20/24, 8:06 AM - Mark: My actual job in the last was in finance
1/20/24, 8:06 AM - Mark: And I worked on the stock market and fx for years
1/20/24, 8:06 AM - Mark: They don't actually transfer money between Egypt and USA
1/20/24, 8:06 AM - Medhat Morsi: I know but I am telling you the situation here - plz behave me
1/20/24, 8:07 AM - Mark: LISTEN
1/20/24, 8:07 AM - Medhat Morsi: OK
1/20/24, 8:07 AM - Mark: They don't actually transfer money between Egypt and USA
1/20/24, 8:08 AM - Mark: They take your Egyptian pounds and put it in their account they have at some Egyptian bank
1/20/24, 8:08 AM - Mark: Then they pay me here from their U.S. account
1/20/24, 8:08 AM - Mark: Without moving money back and forth
1/20/24, 8:09 AM - Mark: And they settle the transaction later at their own time when rates are favorable
1/20/24, 8:09 AM - Mark: Get it?
1/20/24, 8:10 AM - Mark: < than $5000 for a doctor who have been working for over 30 years is NOT too much
1/20/24, 8:10 AM - Mark: Plus he wasn't just a doctor
1/20/24, 8:11 AM - Mark: And I said it's a six month loan
1/20/24, 8:11 AM - Medhat Morsi: this is worldwide what you are explaining here to transfer dollars you should have in your account, bank don’t transfer Egyptian pounds to dollars
1/20/24, 8:11 AM - Mark: I pay it back after six months
1/20/24, 8:11 AM - Mark: With interest if he wants
1/20/24, 8:12 AM - Medhat Morsi: I will talk with him today
1/20/24, 8:12 AM - Mark: And I will sign a document
1/20/24, 8:12 AM - Mark: Uncle David can also use Bitcoin
1/20/24, 8:12 AM - Mark: Buy Bitcoin and send it to me and I transfer it into dollars
1/20/24, 8:12 AM - Medhat Morsi: how to buy bitcoin and the limit for any credit card per month is 250$
1/20/24, 8:13 AM - Mark: Buy Bitcoin with Egyptian pounds
1/20/24, 8:13 AM - Medhat Morsi: sorry now for all your credit cards 250
1/20/24, 8:14 AM - Mark: Buy Bitcoin with Egyptian pounds
1/20/24, 8:14 AM - Medhat Morsi: it is transferred to dollars - same
1/20/24, 8:14 AM - Medhat Morsi: listen to me
1/20/24, 8:14 AM - Mark: Nooo
1/20/24, 8:14 AM - Medhat Morsi: Netflix is 200 EGP per month but it count from my 250$ per month
1/20/24, 8:14 AM - Mark: I was a treasurer and a Cross-border payment director
1/20/24, 8:15 AM - Medhat Morsi: I know
1/20/24, 8:15 AM - Medhat Morsi: but now we have crisis here
1/20/24, 8:15 AM - Mark: Crises is for people who don't better
1/20/24, 8:15 AM - Mark: Not everyone in Egypt is in "crises"
1/20/24, 8:16 AM - Mark: There are always ways to get around things and restrictions
1/20/24, 8:16 AM - Medhat Morsi: but he told me he don’t have dollars and need to buy it
1/20/24, 8:16 AM - Medhat Morsi: black market only way
1/20/24, 8:16 AM - Mark: He's a doctor not a finance person
1/20/24, 8:16 AM - Medhat Morsi: on daily basis I see this in my work
1/20/24, 8:16 AM - Mark: I'm the finance person
1/20/24, 8:17 AM - Medhat Morsi: OK
1/20/24, 8:17 AM - Mark: He can buy Bitcoin, Ethreum or whatever crypto
1/20/24, 8:17 AM - Medhat Morsi: So I will ask him to discuss with you over the phone
1/20/24, 8:17 AM - Mark: With Egyptian pounds
1/20/24, 8:18 AM - Mark: And then send me bitcoins
1/20/24, 8:18 AM - Mark: And I deal with the rest
1/20/24, 8:18 AM - Medhat Morsi: NO WAY WITH THE CREDIT CARDS LIMIIT AS CHARGE HAPPEN IN DOLLARS
1/20/24, 8:19 AM - Medhat Morsi: Netflix is paid in EGP - 200 EGP per month but it count from my 250$ per month
1/20/24, 8:19 AM - Mark: Bitcoin is not an American company
1/20/24, 8:19 AM - Mark: Omg
1/20/24, 8:19 AM - Mark: Netflix is an American company
1/20/24, 8:19 AM - Mark: Bitcoin is a GLOBAL currency
1/20/24, 8:19 AM - Mark: Not an American entity
1/20/24, 8:20 AM - Mark: And stop writing all cap the whole sentence. It's very rude. Your does that too
1/20/24, 8:20 AM - Medhat Morsi: sorry for that
1/20/24, 8:20 AM - Medhat Morsi: but you don’t want to listen
1/20/24, 8:21 AM - Mark: Bitcoin is not an American company
1/20/24, 8:21 AM - Medhat Morsi: Call you on this number?
1/20/24, 8:21 AM - Medhat Morsi: Uncle David
1/20/24, 8:21 AM - Mark: Ok
1/20/24, 8:22 AM - Mark: Bitcoin can be bought from a Hong Kong or Chinese company or Korean
1/20/24, 8:23 AM - Mark: Bitcoin is not tied to the dollars at all. That was the whole purpose for inventing Bitcoin. That is not to depend on the dollar
1/20/24, 8:23 AM - Medhat Morsi: OK got your point
1/20/24, 8:31 AM - Mark: Does he know everything? Like my injury and the other things
1/20/24, 8:31 AM - Mark: ?
1/20/24, 8:32 AM - Medhat Morsi: Yes
1/20/24, 8:59 AM - Mark: That makes me feel worthless...he actually knew and didn't bother to check on me
1/20/24, 9:27 AM - Mark: Did Uncle Tarek kill himself?
1/20/24, 9:53 AM - Medhat Morsi: Absolutely no
1/20/24, 10:44 AM - Mark: Can you tell me when he responds to you?
1/20/24, 10:45 AM - Mark: I'm extremely anxious - the car situation alone is killing me
1/20/24, 1:00 PM - Medhat Morsi: OK Sure
1/20/24, 10:21 PM - Mark: What did he say?
1/20/24, 10:32 PM - Mark: I'm absolutely running out of time. You have no idea. If I don't hear anything within an hour, I will have to ask Mom to intervene
1/20/24, 10:33 PM - Mark: This is the most serious thing ever happened to me.
1/20/24, 10:33 PM - Mark: And to add to it, my back is fuckin killing me
1/20/24, 10:36 PM - Mark: It has been two weeks. Two weeks. It's like I am a dog. Worse than a dog
1/20/24, 10:38 PM - Mark: Do you realize that once the car rental company called the police, even if I return the car, I will still be charged with grand theft!!!!
1/20/24, 10:39 PM - Mark: So I either return now, and sleep on the sidewalk in the street in the winter or go to jail
1/20/24, 10:43 PM - Mark: I know your evil dad is behind the delay and all this passive aggressive non-communication
1/20/24, 10:52 PM - Mark: I even tried to talk the hospital staff into readmitting me, but then they told me the insurance won't pay, so no
1/20/24, 10:52 PM - Mark: Fuck
1/20/24, 11:13 PM - Mark: Voice call no answer
1/21/24, 12:18 AM - Mark: You are telling me that you have back to back meetings for three hours, not even having a second to acknowledge me
1/21/24, 12:22 AM - Mark: We are still brothers; right?
1/21/24, 12:23 AM - Mark: I don't know what's wrong with this family....and what I did to them
1/21/24, 12:40 AM - Medhat Morsi: I talked with Uncle David, first of all keep dad out because me & uncle David didn't talk with him more than 3 weeks he is not answering any phone. So please stop these stories and way of thinking "that destroyed you"!! and focus on your problem now. Uncle David can't afford to pay this amount this is too much for him. So for now what is the minimum amount that can help you to get out of this?? Think about the amount and send it in the group chat to uncle David. 
Regarding calling Mama it is up to you. But she can't help you because she almost paying all her monthly income on medicine and the expensive cost of living.
1/21/24, 12:41 AM - Mark: Half the amount?
1/21/24, 12:41 AM - Medhat Morsi: ask him for 2000$ max
1/21/24, 12:42 AM - Mark: $2000 is fine
1/21/24, 12:42 AM - Medhat Morsi: this is equivalent to 130K EGP
1/21/24, 12:42 AM - Medhat Morsi: maybe yes
1/21/24, 12:42 AM - Mark: I will message it now in the group chat
1/21/24, 12:43 AM - Medhat Morsi: in polit way and tell him this is the minimum that can help you in your current situation
1/21/24, 12:44 AM - Medhat Morsi: but if he paid you Should pay it back!!
1/21/24, 12:44 AM - Mark: Hi Uncle $2000 will be of great help. And like I said, I repay it back in 6 months. I would really appreciate it. Thank you
1/21/24, 12:44 AM - Mark: ?
1/21/24, 12:45 AM - Mark: Hi Uncle David....
1/21/24, 12:45 AM - Medhat Morsi: fine
1/21/24, 12:45 AM - Medhat Morsi: ask him directly - you will be able to send to me this amount the soonest ?
1/21/24, 12:46 AM - Mark: I sent it to the group chat
1/21/24, 12:46 AM - Medhat Morsi: direct question to close this story
1/21/24, 12:46 AM - Mark: You have my account number?
1/21/24, 12:46 AM - Mark: Did you give it to him?
1/21/24, 12:46 AM - Medhat Morsi: No
1/21/24, 12:47 AM - Medhat Morsi: send it in the group chat
1/21/24, 12:47 AM - Mark: What's the question?
1/21/24, 12:48 AM - Medhat Morsi: No
1/21/24, 12:48 AM - Medhat Morsi: Send it again on the group chat - your account number
1/21/24, 12:49 AM - Mark: I also a voicemail yesterday that they found one of the guys
1/21/24, 12:49 AM - Mark: Dead
1/21/24, 12:51 AM - Medhat Morsi: what are you saying?? voicemail to whom? which guys??
1/21/24, 12:51 AM - Mark: The guys who attacked me
1/21/24, 12:52 AM - Mark: So it was probably me who killed him in the fight, but I don't remember because I passed out when one of them hit me on the head
1/21/24, 12:53 AM - Medhat Morsi: but you were defending yourself
1/21/24, 12:53 AM - Mark: I'm not in trouble for this most likely; it's self defense
1/21/24, 12:53 AM - Mark: But I feel very weird
1/21/24, 1:01 AM - Mark: I have to live with that
1/21/24, 1:01 AM - Mark: Anyway
1/21/24, 1:01 AM - Mark: Check the group message
1/21/24, 1:01 AM - Mark: Should I use Google translate to translate to Arabic?
1/21/24, 1:02 AM - Mark: Or do you think he knows what a routing number and an account number are?
1/21/24, 1:02 AM - Mark: Thanks for your help
1/21/24, 1:11 AM - Medhat Morsi: No it is clear and short messages
1/21/24, 1:11 AM - Medhat Morsi: No need to translate
1/22/24, 2:55 AM - Mark: Please update me with the money transfer info; I keep checking my phone every minute. Obviously I'm in a terrifying situation to say the least
1/22/24, 2:58 AM - Medhat Morsi: I didn't get any reply from Uncle David, even he didn't reply, he sent to you private ?
1/22/24, 2:59 AM - Mark: No. He never responds to me
1/22/24, 3:00 AM - Mark: Just the transfer confirmation number
1/22/24, 3:01 AM - Medhat Morsi: So send to him again on the group
1/22/24, 3:02 AM - Mark: Send what? He never responds to me
1/22/24, 6:07 AM - Mark: Can you draft some appropriate followup please?
1/22/24, 6:07 AM - Mark: And please ping him
1/22/24, 6:28 AM - Medhat Morsi: Dear Uncle David - I am in very critical situation and need the transfer as soon as possible, so please let me know if you will be able to help or no. Many Thanks
1/22/24, 6:28 AM - Medhat Morsi: OK
1/22/24, 6:45 AM - Mark: Thank you. I want to finally this to go away, and be able to live inside a house, get back on my feet, clean up and interview for good jobs, and life in peace
1/22/24, 6:46 AM - Mark: I want to feel human again
1/22/24, 6:48 AM - MARK: For now, I'm just terrified of Hertz actions
1/22/24, 7:04 AM - Medhat Morsi: Everything will be fine bro very soon
1/22/24, 7:05 AM - MARK: I hope so
1/22/24, 2:31 PM - MARK: I sent part of your message to the group chat; I have no other options - if he doesn't transfer money to me in the next two three days max, my life is fucked. Really
1/22/24, 2:34 PM - MARK: My options would be: 1) go to jail for 5 years, 2) live on literally the street and die from the cold, or 3) jump in front of a moving train
1/22/24, 2:37 PM - MARK: So I hope he has any kind of mercy and act immediately, considering I said it's a temporary loan, not to mention our family blood connection.
1/22/24, 2:49 PM - MARK: Please ping him and urge him
1/22/24, 5:02 PM - MARK: Offer him 10% interest on the loan, maybe that motivates him to send immediately
1/22/24, 10:11 PM - Medhat Morsi: Really I called him and he didn’t reply, will call him again
1/22/24, 10:12 PM - Medhat Morsi: don’t mention this as for sure he won’t take any interest
1/23/24, 12:46 AM - MARK: It's getting really tight and serious. I'll ask you for another favor. I can't access my Facebook because I lost my old phone number while in the hospital, and Facebook said it will take up to 30 days to regain access
1/23/24, 12:49 AM - MARK: Can you please create a messenger group of my old friends in Egypt (Hytham Ammar, Mahfouz, Kamal, Hekal, Mike,...etc.) and explain to them what happened to me recently, the current situation, and its urgency, my inability to come back to Egypt because expired passport that would 5 weeks to renew?
1/23/24, 12:50 AM - MARK: Then ask them for urgent contribution to a fund for a loan of $3000 total, that would repay in 6 months?
1/23/24, 12:50 AM - MARK: Abd Elhamid, Karim (Kilo), etc
1/23/24, 12:51 AM - Mark: I never expected Uncle David to be like that; I don't maybe things change
1/23/24, 12:52 AM - Mark: If he doesn't respond today, then for sure your dad is behind it. No doubt
1/23/24, 1:21 AM - Mark: And post my account info in that Facebook messenger group chat
1/23/24, 1:21 AM - Mark: Name: Mark Castellani

Routing number: 041215663

Account number: 12 934 3740 1995
1/23/24, 1:59 AM - Medhat Morsi: I am keeping calling Uncle David, will get for you final confirmation today - else will go in the other direction - group chat (I don't have them friends on FB, I think Serag only & Haitham)
1/23/24, 2:00 AM - Mark: Just start the fb chat now. I'm really REALLY running out of time
1/23/24, 2:01 AM - Medhat Morsi: OK
1/23/24, 2:01 AM - Mark: I think you also friends with Mahfouz and Mike
1/23/24, 2:01 AM - Mark: And ask them to invite others
1/23/24, 2:01 AM - Medhat Morsi: checking
1/23/24, 2:01 AM - Medhat Morsi: OK
1/23/24, 2:08 AM - Mark: What was last thing Uncle David said to you?
1/23/24, 2:11 AM - Medhat Morsi: Just replied now - he is at work, 2 hours and will call me
1/23/24, 2:12 AM - Mark: Ok. Make sure he knows the seriousness and that I will payback and I'm willing to sign a loan document
1/23/24, 2:13 AM - Medhat Morsi: OK, sure
1/23/24, 4:52 AM - Mark: Did he call?
1/23/24, 5:41 AM - Medhat Morsi: Not yet
1/23/24, 6:53 AM - Mark: Also tell him it won't be fair or right to pass judgement on me without speaking to me
1/23/24, 11:31 AM - Mark: Did he call?
1/23/24, 11:50 AM - Medhat Morsi: Yea just finished our call now
1/23/24, 11:50 AM - Medhat Morsi: he will do his best tomorrow to get the amount but not sure he can send the full amount
1/23/24, 11:51 AM - Medhat Morsi: he will get it from outside the bank then do transfer through the bank tomorrow or by Sunday as Thursday is bank holiday here
1/23/24, 11:52 AM - Medhat Morsi: he want to understand what is your plan and how you will pay them back
1/23/24, 11:53 AM - Mark: Thank you
1/23/24, 11:54 AM - Mark: I sent the plan before
1/23/24, 11:55 AM - Mark: By tomorrow please
1/23/24, 12:08 PM - Medhat Morsi: Uncle David mean your plan to get them back, not for what u want the amount for?
1/23/24, 11:54 AM - Mark: The following is a copy of my message I’m sending uncle David describing my plan to insuAllah pay him back Uncle David,
Thank you so much for your help. The $2000 would impact my life in so many ways. It helps me avoid problems if the car I am living in now, Allah forbids, is reported stolen. I would be able to finally live inside a house, improve my daily hygiene, eat better and regain my focus and my physical and mental strength. Also, as you might heard in the news, the job market and the economy in America finally turned positive, with very good hiring activity. 
With regained focus and my physical and mental strength, and better daily hygiene, I will be able to:
1) Reach out and meet with Alumni from my alma mattas: INSEAD, Wharton and Stanford. At my level now, and with type of job I do, in-person meeting and relationships are almost always the only way to know about real open jobs and have someone from inside the hiring company guiding and give you reference during the interviews.
2) Will be able to afford a cheap laptop to use to finally apply for good full-time jobs and prepare for interviews
3) Be able to accept temporary high paying consulting assignments until I land a full-time job. I have 12+ plus experience in Finance, Venture Capital and Technology Leadership. Plus, I have degrees from top universities in Finance, Financial Engineering, Neuroscience and Mathematics & Data Analytics. Plus, experience in software programming.
inshAllah, I will be able to use my experience and education to either land a full-time job as Director of Finance soon, or be able to now accept high paying temporary consulting work that leverages my experiences until InshAllah, I land a full-time role. As such, I believe, inshAllah, that I will be able to repay, Uncle David, back very soon"