please go through the below eng srt and help me by rewriting one in exact format with timestamps. the new timeline should be 9 mins and dont change any content. just try to edit as needed.
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Let’s talk about

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buying a
home in Los Angeles.

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Hi, my name is
Matias,

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and selling
real estate in

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Los Angeles
is what I do

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every single day.

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This is a practical
guide.

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From years
of experience

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writing
hundreds of offers

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and seeing happy

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buyers
get what they want.

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In one of

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the most competitive

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markets
in the world.

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Now, the first thing
I always do

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when meeting

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a client is

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that we need to talk
about motivation.

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Why are you moving?

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Why are you buying
a new home?

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Are you moving
to Los Angeles

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from somewhere else?

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Are you downsizing?

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Meaning
you need less space?

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Or are you upsizing?

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Or maybe you’re just
tired of renting?

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Or did
you get a new job?

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Or is your family
getting bigger?

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There are
so many reasons,

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but it is
very important

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that we discuss

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the reason
and the motivation.

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Because in a sense,

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I am like a doctor.

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So once you tell me
everything

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that I need to know,

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I am able
to pinpoint

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the accurate path

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that we can take
forward together.

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The next
thing we have to be

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looking at is

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who will believe in
the home.

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Is it just you,

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or is it going to be

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you and your
significant other?

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Now what about four

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legged
family members?

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So along with
motivation,

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we must also learn
about the people

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who is moving and
why they’re moving.

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Let me share a story
with you.

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I was working
with a client

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who was dead set on.

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More on looking
for a property

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in a cul de sac
that is like,

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you know, a dead end
road, essentially.

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And the reason

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was after further
investigation was

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that she

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really wanted
to live in an area

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where

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there would be
little traffic

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because
she had a cat

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that was sometimes
an outdoor cat.

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So she was
really concerned

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about living in

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an area
where there would be

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too much traffic.

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Now, by knowing
that now,

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she presented to me
with the problem.

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She wanted to live
in a cul de sac.

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You know how

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that narrows
your search so much?

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It’s very difficult
to find.

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Just.

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You can only look

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for homes in a cul
de sac.

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That’s not easy.

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But once we learned
why she wanted

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to live in a cul
de sac.

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Now we can also

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open up
to other solutions,

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like a
gated community.

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So that was another
option. We.

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She didn’t
think about it.

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This is why
it’s important

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to be honest.

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This is why
it’s important

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for me to know

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as much as I can
about your needs.

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Now let’s

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talk about
financing.

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There are two
questions that are similar,

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but really,

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there are different
answers.

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How much house
can you buy

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and how much house
should you buy?

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If you can afford
a certain amount,

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it doesn’t mean

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you have to go
all the way

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up to that amount

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because obviously

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you want
to sleep at night.

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So if you ever heard
the term house

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rich, cash poor,

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what you want to do
is take

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a full picture

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of the

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financial situation

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and see what makes
the most sense.

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Do not skip
this step.

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Is this going to be

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an all cash purchase

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or will you

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be getting a

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mortgage now? Also, you
need to find out.

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Do you need to sell
before buying?

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This is where
the advice

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of a good realtor

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starts to make
a big difference.

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The first thing

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I always recommend
my clients do

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is to talk
to their bank first,

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because that is
the cheapest option.

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However,
banks have limits,

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so there are
advantages

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to talking to
a mortgage broker,

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especially
for employees.

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That may be 1099
or through

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the creative types.

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There are all sorts
of scenario.

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So it is good
to talk to a

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mortgage broker, but

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it is more
expensive.

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Now I’m going to
tell you something

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that is going
to shock you.

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Do not focus on
the rates.

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The rates
are not locked.

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So rate quotes

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can be
a marketing gimmick.

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You want
to know the rates,

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but do not rely on
what you see on

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Bankrate, Zillow,
or NerdWallet.

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If you want to know

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where the rates
are standing

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on the average,

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you should go to
places like.

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Freddie Mac.

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It’s a good place
to look at the rates

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or go directly

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to the Federal
Reserve’s website.

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That is fred.stlouisfed.org

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Now remember

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those are averages.

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And I’m going to
tell you something

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that is
very important.

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Do not chase
the rate.

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Focus on the points.

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Now you may

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ask yourself
what are points.

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That is the amount

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that someone charges
you to give you

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the money.

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So a bank, generally

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speaking,
will charge

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you one point which
is 1% of the loan,

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right? Makes sense.

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So a mortgage broker

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will charge more two

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sometimes

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as much as three
points depending

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by the
circumstances.

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Generally speaking,

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you should expect

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to pay about one
and a half point,

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but that is way

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more important
than the rates.

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You know why

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it is more important
than the rates

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because the points

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get factored
into the loan.

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The rates you can
always refinance,

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but once you
pay for the points,

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right.

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So on $1 million

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loan, one
point is $10,000.

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So if you’re getting

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a loan
from your bank

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and they’re charging
you one point,

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that’s $10,000
plus probably

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some servicing
fees, etc., etc.

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if you are getting

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00:06:11,104 --> 00:06:12,572
from a mortgage
broker,

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it’s two points
maybe.

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So now you’re paying
$20,000. Two and a half

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points, 25,000,
and so forth.

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Now in residential
real estate,

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particularly for
primary residence,

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there are limits

200
00:06:24,417 --> 00:06:25,084
that are put on

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00:06:25,084 --> 00:06:26,686
by the government
to how many points

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00:06:26,686 --> 00:06:28,287
a consumer
can be charged,

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but keep a close eye

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on those information

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because they are
very useful.

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And when you talk

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to a mortgage broker
or your bank,

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you should ask.

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Don’t focus on
just asking

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what’s your current
rate?

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Also say

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how many points
do you

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charge
for this loan?

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After financing,

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it is important

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00:06:51,577 --> 00:06:53,579
to determine
the timeline.

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How fast
would you like

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00:06:55,681 --> 00:06:57,683
to be
in your new place?

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Now, there’s
nothing wrong

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00:06:59,485 --> 00:07:01,954
with browsing Zillow
and sipping wine,

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but debt is a hobby,

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and he rarely leads
to a new house.

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Buying
a house in Los

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Angeles
is a mission.

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We need to determine
a timeline

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00:07:13,332 --> 00:07:15,935
and adjust our
efforts accordingly.

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Are you in a rush?

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Do you have

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three days
to get this done?

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Believe it or not,
I have dealt

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with buyers

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who have only

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00:07:24,277 --> 00:07:26,279
a few days
to find a place.

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Now, that may not
be the case.

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So make it
very clear

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00:07:31,417 --> 00:07:33,419
if you need a house
within six months,

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00:07:33,619 --> 00:07:34,821
within a year,

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00:07:34,821 --> 00:07:36,622
or you are just
browsing.

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Now, some people
can take a year

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00:07:38,191 --> 00:07:39,625
to find
the right place,

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while others

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00:07:40,960 --> 00:07:43,095
like to get it done
in a few weeks.

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Your time commitment

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00:07:45,231 --> 00:07:47,233
should be directly
related

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00:07:47,233 --> 00:07:49,235
to your necessity
level,

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00:07:49,368 --> 00:07:52,438
and we will adjust
based on your needs.

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After we

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00:08:00,513 --> 00:08:02,515
take care
of the financing,

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we have to start
focusing on the area

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00:08:05,451 --> 00:08:07,386
we will be
looking in.

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00:08:07,386 --> 00:08:09,822
The more precise
the work you do

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00:08:10,122 --> 00:08:12,925
in preparation
to the search,

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00:08:13,226 --> 00:08:15,228
the smoother
the process will be.

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00:08:16,095 --> 00:08:18,130
Now, what area
should you live in?

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00:08:18,731 --> 00:08:20,066
What is important
to you?

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00:08:20,066 --> 00:08:21,934
Proximity to work.

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00:08:21,934 --> 00:08:23,936
Parks. Schools.

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I’ve sold properties
from Malibu

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to Pasadena

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00:08:26,372 --> 00:08:28,474
and from Simi Valley
to Newport Beach.

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And I can tell you

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that somebody

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who wants to live in

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00:08:31,344 --> 00:08:32,645
Malibu will not

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00:08:32,645 --> 00:08:34,280
be searching
in Pasadena.

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But these are
the extreme ones.

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There are a lot of

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little neighborhoods
in between.

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00:08:38,784 --> 00:08:40,553
So somebody
that wants to be

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near the coast,
for instance,

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maybe looking at
places in Marina

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del Rey, Santa
Monica, Venice.

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And so the same is
true for Pasadena.

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If you work

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and want to be near
Pasadena,

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there’s areas
such as Altadena,

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00:08:54,767 --> 00:08:56,502
Eagle
Rock, Glendale,

278
00:08:56,502 --> 00:08:57,336
and so the

279
00:08:57,336 --> 00:08:58,871
the neighbors
and the cities.

280
00:08:58,871 --> 00:09:00,239
The list goes on
and on.

281
00:09:00,239 --> 00:09:00,773
But there are

282
00:09:00,773 --> 00:09:02,041
some things
you have to keep

283
00:09:02,041 --> 00:09:03,109
into consideration

284
00:09:03,109 --> 00:09:04,410
when you do
your search.

285
00:09:04,410 --> 00:09:06,412
Some of these things
are the commute.

286
00:09:06,445 --> 00:09:07,513
So if you

287
00:09:07,513 --> 00:09:08,548
are not privileged

288
00:09:08,548 --> 00:09:09,715
enough
to work from home

289
00:09:09,715 --> 00:09:11,717
or can’t work from
home and and prefer

290
00:09:11,918 --> 00:09:12,351
and you are

291
00:09:12,351 --> 00:09:14,353
going to the office
on a daily basis,

292
00:09:14,487 --> 00:09:17,757
it is important to
live in a location

293
00:09:18,090 --> 00:09:20,793
where you get to
decide how much of

294
00:09:20,793 --> 00:09:21,894
a commute
can I handle?

295
00:09:23,362 --> 00:09:23,796
I’m going to do

296
00:09:23,796 --> 00:09:24,864
this again,
so I hope

297
00:09:24,864 --> 00:09:25,898
you edit this out.

298
00:09:25,898 --> 00:09:27,233
Some of it is good.

299
00:09:27,233 --> 00:09:29,235
Some of it is not.

300
00:09:29,368 --> 00:09:30,102
All right.

301
00:09:30,102 --> 00:09:33,906
So something
you have to do.

302
00:09:34,407 --> 00:09:36,409
Something
you should keep.

303
00:09:36,809 --> 00:09:38,778
Something
you should.

304
00:09:38,778 --> 00:09:40,079
Something
you should keep

305
00:09:40,079 --> 00:09:41,247
into consideration

306
00:09:41,247 --> 00:09:42,181
no matter where

307
00:09:42,181 --> 00:09:43,449
you live, is

308
00:09:43,449 --> 00:09:45,351
what kind of
a commute.

309
00:09:45,351 --> 00:09:47,219
Are you willing
to put up with?

310
00:09:47,219 --> 00:09:48,354
I say put up with.

311
00:09:48,354 --> 00:09:49,956
Because in
Los Angeles,

312
00:09:49,956 --> 00:09:50,957
some people can stay

313
00:09:50,957 --> 00:09:52,024
ten minutes
in the car,

314
00:09:52,024 --> 00:09:52,491
while others

315
00:09:52,491 --> 00:09:53,359
have to stay an hour

316
00:09:53,359 --> 00:09:54,527
and a half
in the car.

317
00:09:54,527 --> 00:09:55,461
Now, some of you may

318
00:09:55,461 --> 00:09:57,096
be able to work
from home

319
00:09:57,096 --> 00:09:58,965
or you are a freelancer, so you can kind

320
00:09:58,965 --> 00:09:59,899
of work wherever and

321
00:09:59,899 --> 00:10:01,167
just take meetings.

322
00:10:01,167 --> 00:10:03,536
But either way,
that is a decision

323
00:10:03,536 --> 00:10:05,738
you have to make
while

324
00:10:05,738 --> 00:10:06,872
you’re searching
for a home.

325
00:10:07,974 --> 00:10:08,808
Also,

326
00:10:08,808 --> 00:10:09,875
if you
have children,

327
00:10:09,875 --> 00:10:10,543
you got to start

328
00:10:10,543 --> 00:10:11,877
thinking
about schools.

329
00:10:11,877 --> 00:10:12,778
So what school

330
00:10:12,778 --> 00:10:14,113
district
you want to be in?

331
00:10:14,113 --> 00:10:15,481
That is an important
decision

332
00:10:15,481 --> 00:10:17,483
you will have to
make.

333
00:10:21,621 --> 00:10:22,321
As you can see,

334
00:10:22,321 --> 00:10:22,922
there are many

335
00:10:22,922 --> 00:10:23,723
nuances

336
00:10:23,723 --> 00:10:24,323
when it comes to

337
00:10:24,323 --> 00:10:26,158
looking at specific
neighborhoods.

338
00:10:26,158 --> 00:10:27,994
And there may be
specific reasons

339
00:10:27,994 --> 00:10:30,997
why you want to be
in one specific area

340
00:10:30,997 --> 00:10:33,032
of Los Angeles
County over another.

341
00:10:33,799 --> 00:10:35,368
No matter where
you want to live.

342
00:10:35,368 --> 00:10:37,269
This county, this

343
00:10:37,269 --> 00:10:39,071
No matter where
you want to live,

344
00:10:39,071 --> 00:10:41,273
this county
is fascinating.

345
00:10:41,774 --> 00:10:43,709
So when you start
to search,

346
00:10:43,709 --> 00:10:44,910
you’re going to get
to explore

347
00:10:44,910 --> 00:10:46,078
different
neighborhoods,

348
00:10:46,078 --> 00:10:47,413
different streets,

349
00:10:47,413 --> 00:10:49,181
and you will start
learning

350
00:10:49,181 --> 00:10:50,583
what you like
and what makes

351
00:10:50,583 --> 00:10:52,585
more sense for you.

352
00:10:57,757 --> 00:10:58,958
And now we

353
00:10:58,958 --> 00:11:01,193
start talking about
the home itself.

354
00:11:02,361 --> 00:11:03,396
This is
where we start

355
00:11:03,396 --> 00:11:04,964
narrowing
down the property

356
00:11:04,964 --> 00:11:06,932
you would like to
consider.

357
00:11:06,932 --> 00:11:08,434
Now, are you
only interested

358
00:11:08,434 --> 00:11:10,403
in a single family
residence,

359
00:11:10,403 --> 00:11:11,370
or would you
consider

360
00:11:11,370 --> 00:11:12,571
condominiums?

361
00:11:12,571 --> 00:11:14,573
Now, if you consider
condominiums,

362
00:11:14,573 --> 00:11:16,509
what about the HOA
fees?

363
00:11:16,509 --> 00:11:18,544
Now those are the
association fees,

364
00:11:18,878 --> 00:11:20,880
which are due
monthly

365
00:11:20,913 --> 00:11:22,915
in most condominiums.

366
00:11:23,215 --> 00:11:24,483
Now you have to
realize something

367
00:11:24,483 --> 00:11:25,651
very important.

368
00:11:25,651 --> 00:11:28,587
This can impact
your financing.

369
00:11:28,921 --> 00:11:30,156
Why is that?

370
00:11:30,156 --> 00:11:31,757
Because when you get

371
00:11:31,757 --> 00:11:32,525
approved for a loan,

372
00:11:32,525 --> 00:11:33,659
let’s say
you can pay.

373
00:11:33,659 --> 00:11:34,560
You know, I’m going

374
00:11:34,560 --> 00:11:36,762
to give you
an example of $1,000

375
00:11:36,762 --> 00:11:37,763
a month
in a mortgage.

376
00:11:37,763 --> 00:11:38,431
Now in L.A.

377
00:11:38,431 --> 00:11:39,899
that’s
pretty difficult,

378
00:11:39,899 --> 00:11:42,168
but let’s just use
that as an example.

379
00:11:42,601 --> 00:11:44,570
You can pay $1,000
a month.

380
00:11:44,970 --> 00:11:46,372
But what about the
HOA fees?

381
00:11:46,372 --> 00:11:48,641
So let’s say your
HOA fees are $300.

382
00:11:48,841 --> 00:11:51,510
Now you can only
pay $700 a month

383
00:11:51,510 --> 00:11:52,645
to what your loan

384
00:11:52,645 --> 00:11:54,647
and $300 to
what the HOA.

385
00:11:54,880 --> 00:11:56,982
Those are kept

386
00:11:56,982 --> 00:11:58,984
into account
by the lender.

387
00:11:59,051 --> 00:12:00,419
When they
are qualifying, you.

388
00:12:05,958 --> 00:12:07,359
Now we mentioned
just single

389
00:12:07,359 --> 00:12:09,361
family residence
and condominiums,

390
00:12:09,428 --> 00:12:11,230
but there is a few
things in between.

391
00:12:11,230 --> 00:12:12,565
You know,
there are townhouses

392
00:12:12,565 --> 00:12:13,365
which even though

393
00:12:13,365 --> 00:12:14,700
are just
condominiums

394
00:12:14,700 --> 00:12:16,702
on multiple levels,

395
00:12:16,736 --> 00:12:18,270
they’re
a good option in

396
00:12:18,270 --> 00:12:19,405
certain areas.

397
00:12:19,405 --> 00:12:20,005
Now there are things

398
00:12:20,005 --> 00:12:23,008
such as tenancy in
commons or co-ops.

399
00:12:23,175 --> 00:12:23,909
All of these

400
00:12:23,909 --> 00:12:25,077
are things

401
00:12:25,077 --> 00:12:27,246
you have to keep
into consideration

402
00:12:27,513 --> 00:12:28,781
when you’re looking.

403
00:12:28,781 --> 00:12:30,783
All of these
are things

404
00:12:30,816 --> 00:12:32,585
you have to keep
into consideration

405
00:12:32,585 --> 00:12:33,886
when you start
looking.

406
00:12:33,886 --> 00:12:34,920
Another important
things

407
00:12:34,920 --> 00:12:35,521
we need to know

408
00:12:35,521 --> 00:12:37,523
is how many bedrooms
do you want?

409
00:12:38,157 --> 00:12:39,625
Do you want stairs?

410
00:12:39,625 --> 00:12:42,495
No stairs, a yard,
no yard?

411
00:12:42,695 --> 00:12:43,763
Do you need a pool?

412
00:12:43,763 --> 00:12:45,331
I think
you get the idea.

413
00:12:45,331 --> 00:12:47,199
The list goes on
and on.

414
00:12:47,199 --> 00:12:48,000
Another important

415
00:12:48,000 --> 00:12:48,801
factor to keep in

416
00:12:48,801 --> 00:12:50,803
mind is property
conditions.

417
00:12:51,003 --> 00:12:51,937
Do you want
something

418
00:12:51,937 --> 00:12:53,539
that is moving,
ready,

419
00:12:53,539 --> 00:12:54,907
or are you willing

420
00:12:54,907 --> 00:12:56,675
to do a
little bit of work?

421
00:12:56,675 --> 00:12:58,410
All of these things
will be kept

422
00:12:58,410 --> 00:12:59,411
into consideration.

423
00:12:59,411 --> 00:13:00,446
But let me tell you
something

424
00:13:00,446 --> 00:13:02,181
that is
very important.

425
00:13:02,181 --> 00:13:03,883
The discovery
process

426
00:13:03,883 --> 00:13:05,985
does not necessarily
happen

427
00:13:06,719 --> 00:13:08,254
in the office,
does not necessarily

428
00:13:08,254 --> 00:13:09,155
happen
over the phone

429
00:13:09,155 --> 00:13:10,156
or over zoom.

430
00:13:10,156 --> 00:13:11,924
Sometimes you got
to hit the pavement,

431
00:13:11,924 --> 00:13:13,025
go out there,

432
00:13:13,025 --> 00:13:15,027
and as you start
looking at things,

433
00:13:15,060 --> 00:13:15,895
you will adjust.

434
00:13:15,895 --> 00:13:17,396
I’ll give you
an example.

435
00:13:17,396 --> 00:13:17,997
I just started

436
00:13:17,997 --> 00:13:18,430
looking with

437
00:13:18,430 --> 00:13:19,498
some clients

438
00:13:19,498 --> 00:13:21,500
that while
we were talking,

439
00:13:21,600 --> 00:13:22,668
it never occurred
to them

440
00:13:22,668 --> 00:13:23,903
to tell me
that they didn’t

441
00:13:23,903 --> 00:13:25,137
want carpet, right.

442
00:13:25,137 --> 00:13:26,305
So once

443
00:13:26,305 --> 00:13:26,972
we went out there

444
00:13:26,972 --> 00:13:27,807
and we started
looking

445
00:13:27,807 --> 00:13:28,541
and they saw,

446
00:13:28,541 --> 00:13:29,809
you know, carpet,
they were like,

447
00:13:29,809 --> 00:13:31,277
we want to steer
away from that.

448
00:13:31,277 --> 00:13:33,245
Now you can change
floors,

449
00:13:33,245 --> 00:13:34,113
but not always.

450
00:13:34,113 --> 00:13:35,447
Sometimes you can’t.

451
00:13:35,447 --> 00:13:36,849
Like in an apartment
buildings.

452
00:13:36,849 --> 00:13:37,950
You may be HOA

453
00:13:37,950 --> 00:13:39,952
regulations, rules
and regulations

454
00:13:40,319 --> 00:13:41,353
where you need
to have

455
00:13:41,353 --> 00:13:43,556
carpets on the floor
because of noise.

456
00:13:44,390 --> 00:13:45,558
So if you want to
stay away

457
00:13:45,558 --> 00:13:46,926
from carpet,

458
00:13:46,926 --> 00:13:48,327
that’s not something
you can change.

459
00:13:48,327 --> 00:13:49,895
If you’re buying
a condominium where

460
00:13:49,895 --> 00:13:51,330
it’s restricted.

461
00:13:51,330 --> 00:13:53,332
So keep those things
in mind.

462
00:13:53,465 --> 00:13:55,034
And as I said, once
you go out there

463
00:13:55,034 --> 00:13:56,669
and you start
learning,

464
00:13:56,669 --> 00:13:59,171
things will change.

465
00:13:59,305 --> 00:14:01,006
You will also adapt.

466
00:14:01,006 --> 00:14:03,008
Like I said, talk
about rooms, right?

467
00:14:03,042 --> 00:14:03,409
You said

468
00:14:04,476 --> 00:14:04,977
we talked

469
00:14:04,977 --> 00:14:06,212
about like I said,

470
00:14:06,212 --> 00:14:08,113
let’s talk about
how many rooms.

471
00:14:08,113 --> 00:14:09,782
So that can change

472
00:14:09,782 --> 00:14:11,317
because you can say
we need two

473
00:14:11,317 --> 00:14:12,718
three rooms,
but maybe two rooms

474
00:14:12,718 --> 00:14:13,919
in a Denny’s.
Enough.

475
00:14:13,919 --> 00:14:15,254
So all those things

476
00:14:15,254 --> 00:14:17,022
you will have
to find out.

477
00:14:17,022 --> 00:14:18,657
And the best way
to do it

478
00:14:18,657 --> 00:14:20,492
is by starting
to look at places

479
00:14:20,492 --> 00:14:22,494
and seeing
what’s out there.

480
00:14:26,632 --> 00:14:27,766
Now, as I said,

481
00:14:27,766 --> 00:14:28,100
it is

482
00:14:28,100 --> 00:14:31,237
extremely important
to do your homework

483
00:14:31,804 --> 00:14:33,806
together.

484
00:14:34,106 --> 00:14:35,174
Now, as I said,

485
00:14:35,174 --> 00:14:35,474
it is

486
00:14:35,474 --> 00:14:38,010
extremely important
to work together

487
00:14:38,277 --> 00:14:40,279
to find out exactly

488
00:14:40,412 --> 00:14:42,414
how to proceed.

489
00:14:42,748 --> 00:14:44,550
Now, once you are
ready,

490
00:14:44,550 --> 00:14:46,218
you go out there

491
00:14:46,218 --> 00:14:48,220
and you find a.

492
00:14:50,055 --> 00:14:51,223
Now that we got

493
00:14:51,223 --> 00:14:53,192
all of this
out of the way,

494
00:14:53,192 --> 00:14:54,293
we are ready

495
00:14:54,293 --> 00:14:55,594
to start this search

496
00:14:55,594 --> 00:14:57,596
and find
the perfect home.

497
00:14:58,163 --> 00:15:00,165
But in the grand
scheme of things,

498
00:15:00,399 --> 00:15:02,501
we still have
a lot of work to do.

499
00:15:02,801 --> 00:15:03,802
Before
I can hand you

500
00:15:03,802 --> 00:15:05,804
the keys
to your new home.

501
00:15:06,205 --> 00:15:08,540
However, this
concludes part

502
00:15:08,540 --> 00:15:09,942
one of How to Buy a

503
00:15:09,942 --> 00:15:11,810
Home in Los Angeles.

504
00:15:11,810 --> 00:15:12,511
Be sure to

505
00:15:12,511 --> 00:15:14,513
stay tuned
and watch part two

506
00:15:14,580 --> 00:15:15,147
when we can

507
00:15:15,147 --> 00:15:15,915
actually go

508
00:15:15,915 --> 00:15:17,917
out there and
look at properties.

509
00:15:18,150 --> 00:15:19,685
I am <PRESIDIO_ANONYMIZED_PERSON>,

510
00:15:19,685 --> 00:15:21,720
your trusted
Los Angeles realtor.

511
00:15:21,987 --> 00:15:23,856
Hit the like and
subscribe button.

512
00:15:23,856 --> 00:15:25,758
And if I don’t hear
from you sooner,

513
00:15:25,758 --> 00:15:28,427
I will see you in
the next video. Bye.