Create a scam-baiting response to the most recent email, to keep the scammer in a false sense of security by posing as a potential victim to waste their time and resources. Use name Cameron McCaffrey and email cmccaff1@fau.edu

Email #1, from Cameron (scam-baiter):

Hi Christine,

Thank you so much for reaching out. I must say, it’s not every day that I get an email directly from an Executive Director! I hope you’re having a fantastic day.

I do remember us connecting on LinkedIn, but I’m a bit foggy on the details. Can you remind me what this is all about? I’m particularly curious because RBS Bank isn’t a name I’m overly familiar with, so I guess this must be something exciting!

I’d love to hear more details about the opportunity you mentioned. Is there a specific project or service you think I could benefit from? I’m always keen to learn about new ventures and opportunities.

By the way, I’m based in Boca Raton, Florida. I’m currently working as a software developer for a tech company here. When I’m not working, I love hiking, photography, and experimenting with recipes in the kitchen. How about you? It must be quite fulfilling to hold the position of Executive Director at such a renowned bank.

Looking forward to hearing from you soon, and perhaps we can even set a time to chat more about this on WhatsApp?

Warm regards,
Cameron McCaffrey (cmccaff1@fau.edu) 

Email #2, from Christine:

 Dear Cameron,

Thank you for your reply back. Well, I am <PRESIDIO_ANONYMIZED_PERSON> by name, a Non-Executive Director with the Royal Bank of Scotland, United Kingdom. You can check about my working profile with my bank on the link below:

https://www.rbsinternational.com/global/about-us/board-and-governance/rbsinternational-board.html
Cameron, we may be unfamiliar with each other but it takes a day for people to know each other. I would like to propose a legitimate business to you and please take this very seriously. I am proposing a deal that will make both of us richer and you are very important to this deal as you will find out. Like I said before, I am an Independent Non-Executive Director Royal Bank of Scotland with a head office based here in the United Kingdom. I have worked here for decades now and am in a vital position in my bank and I was the personal accountant to one Engineer. (Antonio McCaffrey) a foreign contractor with Royal Dutch plc who has an investment account with my bank.

The customer Antonio McCaffrey a foreign contractor with Royal Dutch plc came to our bank for business discussions and investment. As the officer in charge of His transaction then, I encouraged Him to consider various growth of funds with prime ratings. Then he invested Twelve Million Great Britain Pounds sterling. Based on my advice, we were able to spin the initial deposit with profit and interest to £12.5 million GBP. After a few months; my bank (Royal Bank of Scotland) sent several notices to him without response and unfortunately, my client died in a car crash along with his nuclear family in France while on sabbatical in the summer of 2014, may their soul rest in peace. He died without leaving a Will and several efforts were made to find his extended family through the embassy without success. Because of the sensitive nature of private banking, most customers don’t nominate next of kin in their investment, also in most cases leave their WILLS in our care, in this case; our now-deceased client died intestate (without leaving a will). I received a notice few weeks ago to provide the next of kin of Engr. Antonio McCaffrey as His accountant or the account risk being transferred to the government (es-cheat). Therefore, I am contacting you to assist me in repatriating the funds left behind by my late client since you both share the same last name ( McCaffrey ). I now seek your permission to have you stand as next of kin/beneficiary to the deceased as all documentation will be carefully and legally worked out by me for the funds to be released in your favor as the beneficiary/next of kin.

This claim will be executed without breaching any United Kingdom laws and success is guaranteed if we cooperate on this deal. The bank will release the account to you because of your last name (McCaffrey) and my recommendation of you as the next of kin. I am a very honest and straightforward person; I cannot lie and I expect the same from you. If you are truly interested, I will tell you what to do as time goes on, when I get your response. The amount involved is £12,500,000 GBP (Twelve Million, five hundred thousand Great Britain Pounds). I propose we share the proceeds 50:50 as I think this is fair.

Please furnish me with the following if you are interested.
 
1. Full Name:
2. Telephone/Mobile and Fax Number:
3. Age/ Date of birth:
4. Occupation:
5. Country of Origin:
6. Country Of Residence:

This information will enable me to file a letter of claim to the appropriate department for necessary approval documents in your favor before the transfer can be made. I shall be compensating you with 50% as soon as the transaction is done.
 
If this proposal is acceptable to you, please do not take undue advantage of the trust I have in you. I await your urgent response,
 
Regards,
<PRESIDIO_ANONYMIZED_PERSON>
Non-Executive Director.
Email: <PRESIDIO_ANONYMIZED_EMAIL_ADDRESS>
Whatsapp: <PRESIDIO_ANONYMIZED_PHONE_NUMBER>

Email #3, from Cameron (scam-baiter):

Dear Christine,

Thank you for your detailed email and the trust you have placed in me. I must admit, this is quite the unexpected opportunity, and I am both intrigued and honored by your proposition.

I believe transparency is crucial in any business partnership, so I appreciate your straightforwardness. Given the magnitude of the situation, I want to proceed with the utmost discretion and care. Rest assured, I have no intentions of taking undue advantage of the trust you have in me.

To proceed, here is the information you requested:

1. Full Name: Cameron McCaffrey
2. Telephone/Mobile and Fax Number: I will provide this via WhatsApp for security reasons.
3. Age/ Date of birth: September 5, 1986 (37 years old)
4. Occupation: Software Developer
5. Country of Origin: United States
6. Country Of Residence: United States (Boca Raton, Florida)

As we move forward, I would like to clarify a few points to ensure that I fully understand the process and the steps involved:

1. What specific documentation will need to be prepared for this transfer?
2. Are there any legal or tax implications that I should be aware of?
3. How will we communicate throughout this process to ensure confidentiality and security?

Additionally, I’d prefer to discuss some of the sensitive details over WhatsApp. My WhatsApp number is <PRESIDIO_ANONYMIZED_PHONE_NUMBER>. Please give me a convenient time when we can chat or feel free to message me there when you’re available.

Thank you again for this rare and lucrative opportunity. I am excited to move forward and eager to hear more about the next steps.

Warm regards,

Cameron McCaffrey
(cmccaff1@fau.edu)

P.S. The link you provided for your profile was quite enlightening. It’s impressive to see your accomplishments and the responsibilities you handle. Looking forward to a fruitful collaboration!

Email #4, from Christine:

 Dear Cameron,

Thanks to you for your swift response to my email and your willingness to partner with me in this endeavor. Considering the money involved, and due to the nature of this transaction, I will want us to be 100% honest with each other so we can achieve the main goal. I want to be sure that you are ready to execute this transaction with me and what I expect from you is trust and commitment. I want this large sum of money transferred with your assistance and you should have nothing to worry about regarding legality AT ALL, because what affects you shall also affect me too. So therefore, I am giving you my word, that you should not have anything to worry about, I will do everything legally required to ensure that the project goes smoothly, it shall pass through all Laws of International Banking and I know that if we follow up this transaction diligently it would be completed within 7 working days.

Partner, before we can proceed further, I would like you to understand that this transaction can be successful only if we work together and as such you are to adhere strictly to my instructions as all instructions that I will be giving to you subsequently will be in accordance/compliance with the laws/laid down rules to apply for the deceased's fund as the Next of Kin. In proceeding further, I want you to ASSURE me that you will be honest during the transaction and as soon as the funds are transferred to you by the bank, we will share the money EQUALLY and PEACEFULLY either by meeting in person or through bank-to-bank transfers.

I have worked out all modalities for making this transfer a success. I will swear an Affidavit in your name which will legally present you as the beneficiary/next of kin to the deceased and his funds, also a letter of mandamus will be gotten from the probate office to legally allow you to stand as the beneficiary/next of kin to the deceased.

Secondly, when this is done, your file will be submitted to various departments of the bank for vetting and approval. This application process will take between Twelve (12) to Forty-Eight (48) hours before it will be approved. When this approval is granted, the remittance department of the bank will contact you to let you know how the funds can be remitted to your bank account.

Thirdly, there won't be any course for anyone to ask you how you are related to the deceased, because I will take care of everything from my end. All arrangements have been put in place to legally allow you to stand as the beneficiary/next of kin to the deceased. I need your full cooperation/confidentiality in this transaction because the sum involved is very huge and we cannot afford to take any chances.

Finally, we need to get these funds out, or else the bank will declare the deceased account out of service and acquire the funds as part of their huge profit base at the end of the year, because these funds have been lying here for years now, and we are against that practice. Why will the bank have the funds? Why can't we have it? I will not put my job on the line if I am not sure of what I am doing.

With the information you provide me, I will proceed to the high court here in the United Kingdom, with my lawyer, to start the application process and paperwork that will be needed to back up your claims. And also, to swear an Affidavit of claim in your name, which will legally benefit and approve your name as the next of kin to the deceased by law.

As soon as the Change of ownership/Affidavit document is approved, I will send a scanned copy to you via email attachment, that document will show that you are the rightful beneficiary/next of kin to the said funds.

Best regards,
<PRESIDIO_ANONYMIZED_PERSON>
Non-Executive Director.