Please analyze the following money-making case shared by a friend, using the perspective of SrcSee platform's startup mentor (third-person perspective). Provide an in-depth breakdown on how to launch this project based on the XML template below.
For instance, if you think this project only takes 1 day, set duration to 1-day and complete the <day1></day1> section. If you believe it requires 2 days, set duration to 2-days and add a <day2></day2> section, and so on.
The title should reflect the project's method and practical tips or use cases without exaggeration. The introduction should only provide a brief 3-sentence overview of the project's background.
Each step must be detailed and logically coherent, with a minimum of five points for each step. Each point must be supported by relevant examples(You can infer from the context). Industry terminology should not include the tools mentioned, just list as kewords. The mentioned tools should refer to specific tool names, not a general category of tools. 
The entire response should highlight its commercial value, demonstrating depth and insightful perspectives. The response must strictly adhere to the provided XML template.
                Case Study: [thou shall not have one stream of income is exactly what i shared in this video here on the ten commandments of wealth and i have lived by that principle all my life whether it's an active income source where i'm working on nine to five a portfolio income source where i'm investing or a passive income source where i'm doing something once and earning from it in perpetuity i have never at any point in my life had one source of income and you know what you shouldn't either [Music] welcome back to my channel my youtube family i do hope that all is well with you and your loved ones today i'm gonna share with you my 15 streams of income and i want you to guess in the comments how much you think i earn per month from these 15 streams of income in totality why am i sharing my business with you because i realize that we are living in even more difficult and uncertain times back in the day when you had a 9 to 5 job you could expect that that company would be loyal to a certain extent where you could have one job for your entire working life things have changed that loyalty has changed from both the company's perspective as well as from your perspective and in an uncertain world you always need to make sure you have a cushion a backup plan and the best way to do that from a salary or an income perspective is to have different streams or different means of earning in the event one collapses or one is compromised you are able to sustain your livelihood and that of your loved ones so by sharing my 15 streams of income i can only hope that it will encourage you and give you some ideas for you to get additional streams if you aren't doing so already so my first income stream is our company gopher and this is the e-commerce platform so basically on this platform you have different products and the owner of those products pay between 10 and 20 when a sale is made so let's say for example this cushion is on the platform and i'm gonna come up with a high number for easy math but let's say the person who made this cushion or who is buying and selling it decides they're going to sell it on gopher for 100 us dollars whenever the sale is made then gopher takes between 10 and 20 let's assume 20 in this case which is twenty dollars from that twenty dollars we do a few things we pay the commission to the person who referred the question so if someone had put the link for this question on social media or shared it with someone and they click that link to buy the cushion they would get a commission from that twenty dollars or if somebody used the person's gopher unique id which is what we call your grid when they're checking out and paying for the product on the e-commerce platform that person would also get a commission and we would take it from the 20 that we keep the second thing that that 20 does is we use it to manage all the customer service all the distribution and fulfillment so we get the product to the actual customer and it's in that cost of course the customer also does pay for delivery but the fulfillment aspects and the logistics and the management aspect of it must come from that twenty dollars we also manage and maintain the platform the website the e-commerce platform that is from that twenty dollars so that twenty dollar goes a long way especially since the majority of the twenty dollars is actually paid out in commission to the member who referred the product so that's income stream number one i want you to guess what you think the income is from that income stream in the comments income stream number two is also related to gopher but it's what we call our gopher gallery and this is a physical store that we have at southdale plaza and it does have several products in there most of which are actually on the website so when a product owner has a product that they're making or they're buying and selling and they want to put it on the go for e-commerce platform they can also have that product in store if they choose to but when a customer walks into that store let's say for example this fan is in the store it will have a price tag that you can use your phone and scan the qr code and it will take you directly to the website the e-commerce platform where you can buy the product or you can actually buy it in store with either a credit debit card or cash and whoever referred you to the store if you had somebody who referred you we still give them a commission from the profit that we made from each product now my second source of income is portfolio income one of my favorite why because this is a passive income source you put the money there once and you keep earning from it as long as the market is doing well this one is bonds and i'll tell you specifically some of the bonds that we like to invest in aic south power portland barbados we also do some unit trust type investments as well how these bonds work is you take a lump sum of money you place it on the instrument and you agree to a certain interest rate let's say that lump sum is a million u.s dollars let me do the math here and the interest that we agree on is eight percent per annum or per year at eight percent it means that we are getting in passive income every year about eighty thousand dollars and if you divide that by twelve it works out to about six thousand six hundred and sixty six us dollars per month which in jamaican dollars is about a million jamaican dollars per month so you have this money sitting on an investment and it's being used to execute different plans depending on who the owner of the bond is and you are earning every single quarter and you can either reinvest what you're earning or you can have it pulled off to be used for your own whatever you desire basically and i love this source of income because like i said earlier you put it there once and you keep earning from it in perpetuity as long as the market is doing well and in my experience i've been investing in bonds since my early 20s and i'm going to be 46 this year i have had one bad year of investment it has delivered without any issues consistently every other year for the last what is that math about 26 years now my fourth source of income is stocks and i started to invest in stocks in my 20s but these were mostly stocks in the us for fortune 500 companies and that habit continued over the years but i prefer stocks that pay a dividend and if you don't know what that is just watch this video here where i explain how stocks work and how what dividends are and how they work of course we get dividends periodically where the company says okay it's the end of this fiscal year we did very well we're gonna give you a hundred thousand dollars as uh it's like a thank you but it's really because you have invested in the company and depending on how many shares you have you are apportioned a certain amount that is actually discretionary so that's one way that we earn from that income stream the other way you earn from stocks is it's key to buying to ipos when they're coming out so you get a lower price so let's say for example the next ipo that's coming out on the market the stock price is 10 u.s dollars per share you buying at that point you keep it probably for a year or two years and the value of the share has appreciated to 20 per share you're now making 10 profit for each share if you had a thousand shares that's ten thousand dollars in profit so buying and selling shares is another stream of income now my fifth source of income is another source that i like which is portfolio income and this one is mutual funds but this time the mutual funds are paired with insurance so you have seen me talk about in this video here where i talk about the importance of having all kinds of insurance whether it's health critical illness life but i hate having insurance by itself because i feel probably i'm a little bit selfish because i feel like i'm creating this lump sum for when i die for people to do what they want so maybe i am a little bit selfish where that's concerned i prefer to have an insurance with an investment option almost on that same policy for want of a better explanation remember i'm not an investment advisor and i'm not an expert so my my explanations may be a little bit modeled for out of a better world but what we do is every single insurance that we have there's usually a piece of it where we're investing i'll give you an example so there's an insurance policy that i have for my son and the life insurance piece of it is if i remember correctly i think i think it's only 25 because we got it when he was so young that the premium is very minimal but on top of that we have an investment piece which is where we pay 75 per month now why is this different whereas with the bonds or some of the other mutual funds where you need to start with a big lump sum when you attach investment to an insurance you are able to start with small amounts and invest small amounts on a regular basis so for the investment portion of this policy i pay 75 us dollars per month now let me just put things into perspective at 75 us dollars per month if i pay this until my son retires which at that time i'll still be a sprucy 82. i would have been able to give him at that age 000 us dollars you heard me now how is that an income stream because periodically you're able to pull money from it as you see fit and you can invest it in products that are paying you on a quarterly basis so that's one way to earn from it now i want you to picture that same example with a thousand us dollars a month from age 23 at age 65 this is when my son retires or gets to retirement age at 65 he would have accumulated 4.2 million u.s dollars a thousand dollars a month and most of that is compound interest because only 500 000 of it we would have contributed the rest of it is all compound interest over time now the sixth source of income is real estate and this is one that i've dabbled in over the years as well in my younger 20s not as much as i should have or i wanted to but it's always a lesson so buying and selling properties buying a property giving it a few years for it to appreciate and reselling is my favorite way of doing it because i love peace of mind if you haven't figured that out by now i'm sure you know with what i'm about to say that i build everything in my life around my peace of mind the decisions that i make always considers my peace of mind first having a tenant in a rental property and being a landlord is something that impacts my peace of mind negatively i don't want anybody to be calling me in the middle of the night telling me that their toilet is not working so i don't do as much of the rental property type real estate investment it's more about like what i shared in this video where i'm able to you build a town house or an apartment building or you buy some land and you resell it at a premium and you make a lump sum depending on how the market is going that can be anywhere from 20 to as much as 80 percent based on the markup huge returns on real estate investment now the seventh source of income is new it's youtube and it's not making a lot of money right now but i have big dreams as you know i started this channel for two reasons one is to give exposure to my brand which is linked to my book and also to our business which is an e-commerce platform so this space which is videoed content is ideal for that but we also started the channel because we were struggling to give back more based on our charitable initiatives my goal for this channel is by october 2024 to be earning enough to give back 50 000 us dollars per month i want you to hold me to that so right now it's just what two plus months being monetized and we're already about a thousand dollars so i'm gonna keep you updated because every month we're gonna do a live where i tell you how much we're giving away so you're gonna know when i get to that 50 000 u.s dollars per month mark depending on the earnings for this channel so to me it's going to be a big income stream but everything takes time and one thing i have is patience i'm never in it for immediate gratification i'm always in it for the long haul and i do not mind delayed gratification at all now income stream number eight is my book and if you don't know i have my book no regrets just lessons and it is sold in stores on amazon on our own gopher platform and it is in all formats we have hardcover paperback audiobook and ebook why because i didn't want anyone to say let's say for example i say to someone oh have you read my book yet and they're oh i'm not a reader i'm a listener and i don't have a solution to give them absolutely not i don't leave people with excuses by doing it in every single format what are you going to tell me why you're not buying the book what exactly that is an amazing source of passive income you write the book once and you keep earning from it especially the ebook or the audiobook it's a digital product i upload it once and it continues to make money the paperback and the hardcover yes i print a large amount once and i continue to sell so it's somewhat passive as well and my book is sold anywhere from a low of 9.99 for the ebook 19 for the paperback which is in full color if you buy it on amazon you're going to get a black and white version and it's going to be a little bit more pricey so i encourage you to buy it either on my website at odetta rocket car and go to the store tab or on go for global and you will be able to benefit from the lowest price and get a full color version whether it's paperback or hardcover if you're looking for the audiobook or the ebook it's on amazon as well as the black and white paperback now my next source of income is affiliate marketing if you look below my videos on youtube in the description you will see numerous links whether it's links for my camera my tripod or my camera case or anything that i use as a gadget and if you click the main link it will actually take you to my amazon store where i make a small commission from every product there whether you buy it on the store or you click the link to buy the product i actually make a commission i also have envato which and i'm not sure if i'm pronouncing it right but that's where i get all my b-roll footage so when i'm doing a video and you see me like popping a scene that articulates what i'm saying a little bit more and i'll show you an example here that's a b-roll footage or when you see me use certain photographs or some of the music that i use and that's from envato if someone clicks that link and pays for membership with nvacto i actually earn a commission so that's affiliate marketing it works for gopher as well because if you have a youtube channel and you link gopher products below your description and someone clicks on it you will earn the commission i love this source of income because it's passive i put the links below my videos or on social media ones and when people click on it and procure the products in their own time i earn commissions and it's ongoing my tenth source of income is consultation i have worked as a corporate executive for 20 plus years of my life and most of those years i've worked at the vice president level and i have an extensive level of experience in outsourcing not just in jamaica which is where i live and work primarily but in multiple jurisdictions across the globe whether it's africa santo domingo mexico india and because of that i get consulting gigs from different places where people are basically saying help me to either start a business help me to educate my staff and bring them to a certain level help me to you know develop proper customer service training whatever the need is i get reached out to buy different companies for that also as a part of this consultation service if you for example are deciding to start a business and you need guidance or if there's anything that i'm an expert at like i'm not a financial advisor let me put that out there so if you reach out to me for that i'll recommend you to a few persons but all my other areas of expertise if you want to access them i do charge depending on the company or the individual anywhere from 100 us dollars per hour to about a thousand us dollars per hour so it all depends my 11th source of income is coaching and i call my coaching mindset coaching because i believe that you can't get people to make meaningful change until you're able to change their way of thinking so regular coaching works but when you get into that mindset and get them to start solving their own problems is when you have breakthrough that leaves lasting and amazing results so i offer coaching not just to organizations but also to individuals and my rates run anywhere from eighty dollars if you own a copy of my book you get it discounted and it goes all the way up to 500 us dollars per hour depending on who you are meaning organization or individual charitable or non-profit versus profit those things i take into consideration and depending on that you'll get a particular rate my 12th source of income is i speak at different events or i speak on companies behalf locally and internationally and this one is actually a very lucrative source of income but because i'm a homebody i turn down a lot of speaking opportunities i just prefer to stay home preserve my mindset and do what i want to do when i want to do and how i want to do it but on the occasion that i take on a speaking gig i will charge anywhere from a thousand dollars to as much as 4 000 us dollars and if it's overseas then it go gets up to as much as 10 000 u.s dollars and travel and so on is different so it depends as well on if it's a non-profit because if it's a nonprofit like a school sometimes i'll do it for free or i'll just ask them to cover my transportation expenses if i need to get to them to a profitable company or a larger organization when it can go as much as 10 000 us dollars my 13th source of income is one that i am usually hesitant about and extremely picky and this is my role as a board member on whether it's public entities or companies or private organizations and i do both however i do not want to be a part of or aligned to any organization with values that contradict with mine if the organization doesn't put people first and not just say that but do it in their mission in their vision and in their overall mandate i will not be a board member so i am very picky which is why i only associate myself with a few companies and it's one of my sources of income for obvious reasons i can't disclose what it is now income source number 14 is partially passive and partially active or direct it's courses and workshops now why do i put the two in one because most of my workshops i use the content that i create for my courses however it's delivered two different ways and on two different platforms so for the courses for example i can pop them up on a platform like udemy or even skillshare as lessons and persons can go over there and either pay for the course or watch the content in lesson format and i will earn from a course on leadership for example which could be 250 us dollars for the course or if you have a skill share account or subscription and you go and watch that content i'll earn for every minute that you watch now the material that i use for the courses i often take it and go into actual organizations where i deliver workshops and i don't want to toot my own horn but my workshops are not like anything you have ever seen they're extremely interactive they get people very involved and as such it usually leaves a very positive impression on the staff at any level for that matter so this is another one that i don't do as much because i'll turn down some workshops to stay at home but when i do it i insert myself a hundred percent and it does pay a pretty penny because i can go for an entire day in a workshop and that could be five thousand us dollars or if it's related to a school then of course it's significantly cheaper or sometimes free but it's a very good income stream when i do choose to take those opportunities on and earn from it it's also very rewarding because to see that persons can use what you are sharing to develop themselves and to become either better managers or better employees to me that in itself is a great reason to do it but at the same time i also love my peace of mind and i love staying at home now workshops as an income stream is one that i can capitalize on more especially with things opening back up now there's been a lot of proposals from overseas and locally that i'm actually considering now my 15th stream of income is branded merchandise and whether it's shirts crop tops tank tops hats or headbands which you guys know i love my headbands why because if i don't want to process my hair as regularly as i should i can easily pop it over here and it hides my edges or i can just pull it back and it gives me a different look it just gives me a lot of flexibility and i love that so i have headbands and i'll pop them up here which are branded with my book brand and i also have almost every product that people typically brand and this is a new line that i've started which is the rockstar mindset line and the link is below where you can get crop top hats tumblers all kind of goodies which have the rockstar mindset on it so that i use teespring to do and for those who watch the video about the 10 websites that can earn you at least 100 us dollars per day you would have heard me talk about teespring that's the platform i used for all my merchandise and it's an amazing platform the profit margin on most of my branded products they're minimal but they do add up over time which is fine i just want to make sure that when we show up at these rock star events that we're gonna have later on my youtube family we're all wearing this brand that speaks to not just our appearance but also our mindset and for you my real rockstars who are still here at the end of the video i have a bonus stream of income for you so i'm gonna share a 16th stream of income if you are still here at this point my rock stars right below tax returns because that's the stream of income i'll be sharing now i'm living in jamaica where that's not popular as you guys know most people in the united states and other jurisdictions can actually file for their taxes annually and get back a pretty nice sum that doesn't exist in jamaica under the same rules however there are two taxes that every single year or periodically i actually get returned to me in jamaica the first one is my nht and the second one is when i do some of these gigs or speak at certain events or earn certain monies from companies there's a withholding tax that i'm able to apply and get back at a later date depending on specific situations so that's one source of income that surprises me every now and then but the bigger one is my nht returns you know what the first thing i do every january first i jump onto nht site and i apply for my returns and i'm gonna tell you you're gonna probably think oh that's about that's not a lot of money no my last tax payout for nht this past year was almost a million jamaican dollars that is almost 6 700 u.s dollars so it's not monkey money we're talking about which is why i do count it as an income stream because if i spread a million dollars throughout the year it means that i have over 80 000 per month to spend so i'm counting it as an income stream because it's so much and that was for seven years in the back imagine as the years progress and i started to earn more how it's gonna increase over time so it's an income stream that i'm very grateful for i wish i could get the majority of the 35 percent taxes i've been paying all my life for the most part but anyway it is what it is we are at the end of the video my youtube family and i do hope that you were able to get some ideas from these 16 streams of income or at least learn something new thanks for always watching and until next time walk good [Music] [Applause] you]
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