Create a bullet list of loot and equipment (including name, description, effects, value, weight, rarity and type) for a diaper-centric D&D homebrew taking place in a setting where the usage of absurdly oversized diapers are a necessity and a norm, not a fetish or a taboo, and are as universal as underwear is in our world. They simultaneously function as both cushy hip armor and apparel and are not only ubiquitously worn by everyone, adventurer and traveller, toddler, youngster, teenager and adult alike, but considered mandatory, and the act of frequently and excessively pooping into one's diaper, referred to as 'Loading', is seen as an everyday and often subconscious act; the bigger the diaper, the greater its capacity and the more it can be Loaded until full, and the fuller it gets, the bigger, heavier and more cumbersome it is on its wearer! And diapers aren't just for wearing as armor, either; many of them are so thick they can be repurposed as blankets, pillows, even poofy mattresses! Loading is determined through a sudden Constitution saving throw, the frequency and DC determined by the character's incontinence and eating habits; if they fail, they poop. A character can choose to intentionally fail this saving throw if they wish, and particularly incontinent Loaders fail automatically. The act of having accidents in diapers is natural, universal, and even endearing to some, and can occur at any time, even in one's sleep, particularly if someone is experiencing strong emotions, ranging from elation to fear. A worn diaper that has met its capacity imposes the effects of encumbered on its wearer and needs to be changed out of, an act that requires an action from another ally, a fresh diaper on hand and a suitable changing spot where the task can be performed. Alternately, if one is in a rush or there is no such changing spot nearby, a second diaper can be layered over a full one; layering provides a temporary additional 50 lbs. of Loading capacity but doesn't remove the negative effects. The effects should describe the benefits and drawbacks that a character wearing the diaper would experience, while the description should be flavor text describing the diaper's in-universe appearance.
Example 1: **Plain Pull-Ups** (Common armor, Light Diaper Armor): *0.4 lbs., 3 sp, 15 lbs. Load capacity.* "A diaper as basic as it is ubiquitous. It isn't particularly protective nor roomy, but it doesn't slow you down any."
Example 2: **XXXL Supreme Poofies** (Rare armor, Heavy Diaper Armor): *8 lbs., 120 gp, 2 tonnes Load capacity, +3 to AC, movement speed reduced by 10 feet, attacks to the behind of wearer deal 1d10 less damage (minimum of 1), wearer gains the unique "Powder Cloud" passive trait when worn (when hit by an attack to the behind, a thick cloud of baby powder will billow outwards and briefly fog a wide area. A 10-foot wide spherical area of powder is created centred on the wearer, becoming lightly obscured for 1 round. This trait recharges after a creature uses an action to refill the diaper with powder).* "The huge quadruple tapes used to secure this mattress-thick pamper around someone's hips are the size of paper sheets, and the enormous safety pin keeping it together could double as an improvised shortsword."
Example 3: **Hot Heavy-Duty Huggies** (Uncommon armor, Medium Diaper Armor): *1.2 lbs., 55 gp, 80 lbs. Load capacity, +1 to AC, wearer and allies within 10 feet gain resistance to cold damage (increases to 15 feet when 40 lbs. Loaded or more), wearer's weapon and spell attacks deal an extra 1d4 fire damage, wearer has disadvantage on Constitution saving throws against pooping.* "Diapers are naturally warm, but this flame-branded pamp radiates a constant magical heat so potent the steam it constantly fumes can felt from several feet away, as if it were full of molten... something or other. One must take care to not become *too* relaxed..."