In his later years, Smith had a hip replacement operation (both knees and an elbow were also made of plastic) and also began to suffer from arthritis to the extent that he could not work and often needed a wheelchair or walking stick and had to claim incapacity benefit. Smith had his benefit payments stopped for a short time after he managed to take a penalty on the Wembley pitch at half-time during the 1996 FA Cup Final between Liverpool and Manchester United; he stated that "I couldn't believe they would do that, I was getting money for charity. I only kicked the ball once."