You are wrong because 1 USD = 0.95 won't always be the case since the foreign exchange (forex) rate fluctuates, therefore abstain from using numbers and provide formulas that i can apply. Remember, forex fluctuates, therefore the results of calculations will be obsolete in the future. If the numbers are not STATIC do not use them. Ask me what the current market rate is if you wish to perform calculations. Now, please restructure your previous answer in a way that is not wrong.