NAICS code: 522291 — Consumer Lending
2022 NAICS code: 522291 — Consumer Lending
Industry description: This U.S. industry comprises establishments primarily engaged in making unsecured cash loans to consumers.

Illustrative Examples:

Finance companies (i.e., unsecured cash loans)
Personal credit institutions (i.e., unsecured cash loans)
Loan companies (i.e., consumer, personal, student, small)
Student loan companies


Cross-References. Establishments primarily engaged in--

NAICS hierarchy: 52 Finance and Insurance > 522 Credit Intermediation and Related Activities > 5222 Nondepository Credit Intermediation > 52229 Other Nondepository Credit Intermediation

ExioML sector: Financial intermediation services, except insurance and pension funding services (65)
Region: US, year: 2022
Value added: 513913.698347 M.EUR
Employment: 4156.5058422 thousand persons
GHG emissions: 6216615088.58 kg CO2 eq.
Energy carrier net total: 178921.216966 TJ
Carbon intensity: 0.0120966129304895

Companies in this industry:

Company: Hsbc Investments N Amer Inc
HSBC Bank USA, N.A. is a Member of the FDIC. Retail Banking and Wealth Management provides a broad range of financial products and services to consumers including residential mortgages and home equity lines of credit, deposits and branch services; and to small businesses through its Retail Business Banking business.

Company: General Motors Fincl Co Inc
General Motors Financial Company, Inc. provides automobile financing services. The Company offers purchasing, leasing, and servicing for retail automobile customers while providing commercial lending products to dealers to finance businesses growth.

Company: American Express Company
American Express Company, American financial corporation that primarily issues credit cards, processes payments, and provides travel-related services worldwide. Headquarters are in New York.

Company: John Deere Financial Svcs Inc
John Deere Financial delivers solutions for financing John Deere equipment and technology and seed, feed, and more.

Company: American Honda Finance Corp
We are dedicated to providing customers access to creative, flexible and responsible financial services to help make their dream of vehicle ownership a reality. Our goal is to deliver a finance experience as high in quality as the Honda and Acura products we support.

Company: Clayton Dubilier & Rice Inc
Founded in 1978, Clayton, Dubilier & Rice is an investment firm with an investment strategy predicated on building stronger, more profitable businesses. We work collaboratively with corporate and family business sellers on transactions to maximize value.

Company: Hsbc Finance Corporation
HSBC Finance Corporation provides banking and financial services. The Company offers saving and current account, investment, online banking, mortgage, and non-mortgage loan facilities, as well as provides insurance services. HSBC Finance serves client worldwide.

Company: Enova International Inc
Enova International, Inc. is a financial services company. The Company offers loans and financing services through analytics and machine learning algorithms with online lending that serves small businesses and consumers who are underserved by traditional banks.

Company: Credit Acceptance Corporation
Credit Acceptance Corporation provides funding, receivables management, collection, sales training, and related services to automobile dealers. The Company provides indirect financing for buyers with limited access to traditional sources of consumer credit. Credit Acceptance operates in the United States.

Company: Rock Holdings Inc
Rock Holdings Inc. operates as a holding company. The Company, through its subsidiaries, provides mortgage lending services.

Company: National Rur Utlties Coop Fin
The National Rural Utilities Cooperative Finance Corporation (CFC) is a member-owned nonprofit cooperative that provides financial products to America's rural electric cooperative network.

Company: Springleaf Fincl Holdings LLC
Springleaf is the second-largest provider of personal installment loans to subprime borrowers in the United States, with approximately 830 branches in 27 states. Springleaf has a consumer loan portfolio that totals $4.0 billion.

Company: SLM Corporation
SLM Corp: Overview
The company's primary business is to originate and service private education loans for students and their families to finance the cost of education. It offers private education loans and retail banking solutions.