NAICS code: 522299 — International
2022 NAICS code: 522299 — International, Secondary Market, and All Other Nondepository Credit Intermediation
Industry description: This U.S. industry comprises (1) establishments primarily engaged in providing working capital funds to U.S. exporters, lending funds to foreign buyers of U.S. goods, and/or lending funds to domestic buyers of imported goods; (2) establishments primarily engaged in buying, pooling, and repackaging loans for sale to others on the secondary market; and (3) establishments primarily providing other nondepository credit (except credit card issuing, sales financing, consumer lending, and real estate credit).  Examples of types of lending in this industry are short-term inventory credit, agricultural lending (except real estate and sales financing), and consumer cash lending secured by personal property.

Illustrative Examples:

Commodity Credit Corporation
Factoring accounts receivable
Industrial banks (i.e., known as), nondepository
International trade financing
Morris Plans (i.e., known as), nondepository
Pawnshops
Secondary market financing


Cross-References.

NAICS hierarchy: 52 Finance and Insurance > 522 Credit Intermediation and Related Activities > 5222 Nondepository Credit Intermediation > 52229 Other Nondepository Credit Intermediation

ExioML sector: Financial intermediation services, except insurance and pension funding services (65)
Region: US, year: 2022
Value added: 513913.698347 M.EUR
Employment: 4156.5058422 thousand persons
GHG emissions: 6216615088.58 kg CO2 eq.
Energy carrier net total: 178921.216966 TJ
Carbon intensity: 0.0120966129304895

Companies in this industry:

Company: Cobank Acb
CoBank is a national cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states.

Company: Farm Credit Services America
Dedicated to financing agriculture, we're a customer-owned cooperative that provides credit and insurance services to more than 57,000 farmers, ranchers, rural residents and agribusinesses in Iowa, Nebraska, South Dakota and Wyoming.

Company: John Deere Capital Corporation
John Deere Capital Corporation provides machinery financing services. The Company offers agriculture, construction, forestry, turf, and utility equipment lending services.

Company: Firstcash Inc
FirstCash is the leading international operator of pawn stores with more than 3,000 retail locations which buy and sell a wide variety of jewelry, electronics, tools, appliances, sporting goods, musical instruments and other merchandise and make small non-recourse pawn loans secured by pledged personal property.

Company: American Express National Bank
AENB is a full-service, FDIC-insured national bank, headquartered in Sandy, Utah. It is a wholly owned subsidiary of American Express Travel Related Services Company, Inc. (“TRS”), which is a wholly owned subsidiary of American Express.

Company: Rosenthal & Rosenthal Inc
Rosenthal & Rosenthal, Inc. provides factoring and finance services. The Company offers collection, advance, and international factoring services, and non-notification, spot factoring, letters of credit, asset based lending, such as working capital loans, precious metals leases, and lockbox services.

Company: Springleaf Finance Inc
Springleaf Finance, Inc. provides financial services. The Company offers credit insurance, personal, home improvement, education, debt consolidation, and vacation loans.