American International Group, Inc.  and Subsidiaries Financial Services Operations AlG's Financial Services subsidiaries engage in diversified activi- ties including aircraft and equipment leasing, capital markets, consumer finance and insurance premium finance.
Financial Services Results Financial Services results for 2006,2005 and 2004 were as follows:
## Table 0 ##
(a) Includes the effect of hedging activities that did not qualify for hedge accounting treatment under FAS 133, including the related foreign exchange gains and osses.
For 2006,2005 and 2004, respectively, the effect was $(1.8) billion,$2.0 billion and $(122) million in both revenues and operating income for Capital Markets.
These amounts result primarily from interest rate and foreign currency derivatives that are economicaly hedging available for sale securities and borrowings.
For 2004, the effect was $(27) million in operating income for Aircrat Leasing.
During 2006 and 2005, Aircraft Leasing derivative gains and losses were reported as part of AlG's Other category, and were not reported in Aircraft Leasing operating income.
(b) Revenues are primarily aircraft lease rentals from ILFC.
(cC) Revenues, shown net of interest expense of $3.2 bilion,$3.0 bilion and $2.3 bilion, in 2006,2005 and 2004, respectively, were primarily from hedged financial positions entered into in connection with counterparty transactions and the effect of hedging activities that did not quality for hedge accounting treatment under FAS 133 described n (a) above.
(d) Certain transactions entered into by AIGFP generate tax credits and benefits which are included in income taxes in the consolidated statement of income.
The amounts of such tax credits and benefits fod the years ended December 31,2006,2005 and 2004, respectively.
are $50 million,$67 milion and $107 million.
(e) Revenues are primarily fimance charges.
() includes catastrophe-related losses of $62 milion recorded in the third quarter of 2005 resulting from hurricane Katrina, which were reduced by $35 milion in 2006 due to the reevaluation of the remaining estimated los ses.
(g) Includes specific reserves recorded during 2006 in the amount of $42 millon related to two commercial lending trans actions.
Financial Services operating income decreased in 2006 com- pared to 2005 and increased in 2005 compared to 2004, due primarily to the effect of hedging activities that did not qualify for hedge accounting under FAS 133.
AIG is reinstituting hedge accounting in the first quarter of 2007 for AlGFP and later in 2007 for the balance of the Financial Services operations.
Aircraft Leasing AlG's Aircraft Leasing operations represent the operations of ILFC, which generates its revenues primarily from leasing new and used commercial jet aircraft to foreign and domestic airlines.
Revenues also result from the remarketing of commercial jets for ILFC's own account, and remarketing and fleet management services for airlines and financial institutions.
ILFC finances its purchases of aircraft primarily through the issuance of a variety of debt instruments.
The composite borrowing rates at December 31, 2006 and 2005 were 5.17 percent and 4.61 percent, respec- tively.
The composite borrowing rates did not reflect the benefit of economically hedging ILFC's floating rate and foreign currency denominated debt using interest rate and foreign currency deriva tives.
These derivatives are effective economic hedges; however, since hedge accounting under FAS 133 was not applied, the benefits of using derivatives to hedge these exposures were not reflected in ILFC's borrowing rates.
ILFC's sources of revenue are principally from scheduled and charter airlines and companies associated with the airline indus- try.
The airline industry is sensitive to changes in economic conditions and is cyclical and highly competitive.
Airlines and related companies may be affected by political or economic instability, terrorist activities, changes in national policy, competi- tive pressures on certain air carriers, fuel prices and shortages, labor stoppages, insurance costs, recessions, world health issues and other political or economic events adversely affecting world or regonal trading markets.
ILFC is exposed to operating loss and liquidity strain through nonperformance of aircraft lessees, through owning aircraft which it would be unable to sell or re-lease at acceptable rates at lease expiration and, in part, through committing to purchase aircraft which it would be unable to lease.
ILFC’s revenues and operating income may be adversely affected by the volatile competitive environment in which its customers operate.
ILFC manages the risk of nonperformance by its lessees with security deposit requirements, repossession rights, overhaul requirements and close monitoring of industry conditions through its marketing force.
However, there can be no assurance that ILFC would be able to successfully manage the risks relating to the effect of possible future deterioration in the airline industry.
Approximately 90 percent of ILFC’s ?eet is leased to non-U.
S.  carriers, and the ?eet, comprised of the most ef?cient aircraft in the airline industry, continues to be in high demand from such carriers.
ILFC typically contracts to re-lease aircraft before the end of the existing lease term.
For aircraft returned before the end of the lease term, ILFC has generally been able to re-lease such aircraft within two to six months of its return.
As a lessor, ILFC considers an aircraft ‘‘idle’’ or ‘‘off lease’’ when the aircraft is not subject to a signed lease agreement or signed letter of intent.
ILFC had one aircraft off lease at December 31, 2006, and all new aircraft scheduled for delivery through 2007 have been leased.
Management formally reviews regularly, and no less frequently than quarterly, issues affecting ILFC’s ?eet, including events and circumstances that may cause impairment of aircraft values.
Management evaluates aircraft in the ?eet as necessary based on
American International Group, Inc.  and Subsidiaries Management’s Discussion and Analysis of Financial Condition and Results of Operations Continued
## Table 1 ##
(a) Certain reclassifications and format changes have been made to prior period amounts to conform to the current period presentation.
(b) At December 31, 2006, approximately 68 percent and 32 percent of invested assets were held in domestic and foreign investments, respectively.
Investment Strategy AIG’s investment strategies are tailored to the speci?c business needs of each operating unit.
The investment objectives are driven by the business model for each of the businesses: General Insurance, Life Insurance, Retirement Services and Asset Manage-ment’s Spread-Based Investment business.
The primary objectives are in terms of preservation of capital, growth of surplus and generation of investment income to support the insurance products.
At the local operating unit level, the strategies are based on considerations that include the local market, liability duration and cash ?ow characteristics, rating agency and regula- tory capital considerations, legal investment limitations, tax optimization and diversi?cation.
In addition to local risk manage-ment considerations, AIG’s corporate risk management guidelines impose limitations on concentrations to promote diversi?cation by industry, asset class and geographic sector.
American International Group, Inc. , and Subsidiaries resulted in a benefit to the surplus of the domestic and foreign General Insurance companies of $114 million and $859 million, respectively, and did not affect compliance with minimum regulatory capital requirements.
As discussed under Item 3.
Legal Proceedings, various regulators have commenced investigations into certain insurance business practices.
In addition, the OTS and other regulators routinely conduct examinations of AIG and its subsidiaries, including AIG’s consumer finance operations.
AIG cannot predict the ultimate effect that these investigations and examinations, or any additional regulation arising therefrom, might have on its business.
Federal, state or local legislation may affect AIG’s ability to operate and expand its various financial services businesses, and changes in the current laws, regulations or interpretations thereof may have a material adverse effect on these businesses.
AIG’s U. S.  operations are negatively affected under guarantee fund assessment laws which exist in most states.
As a result of operating in a state which has guarantee fund assessment laws, a solvent insurance company may be assessed for certain obligations arising from the insolvencies of other insurance companies which operated in that state.
AIG generally records these assessments upon notice.
Additionally, certain states permit at least a portion of the assessed amount to be used as a credit against a company’s future premium tax liabilities.
Therefore, the ultimate net assessment cannot reasonably be estimated.
The guarantee fund assessments net of credits recognized in 2008, 2007 and 2006, respectively, were $8 million, $87 million and $97 million.
AIG is also required to participate in various involuntary pools (principally workers’ compensation business) which provide insurance coverage for those not able to obtain such coverage in the voluntary markets.
This participation is also recorded upon notification, as these amounts cannot reasonably be estimated.
A substantial portion of AIG’s General Insurance business and a majority of its Life Insurance & Retirement Services business are conducted in foreign countries.
The degree of regulation and supervision in foreign jurisdictions varies.
Generally, AIG, as well as the underwriting companies operating in such jurisdictions, must satisfy local regulatory requirements.
Licenses issued by foreign authorities to AIG subsidiaries are subject to modification and revocation.
Thus, AIG’s insurance subsidiaries could be prevented from conducting future business in certain of the jurisdictions where they currently operate.
AIG’s international operations include operations in various developing nations.
Both current and future foreign operations could be adversely affected by unfavorable political developments up to and including nationalization of AIG’s operations without compensation.
Adverse effects resulting from any one country may affect AIG’s results of operations, liquidity and financial condition depending on the magnitude of the event and AIG’s net financial exposure at that time in that country.
Foreign insurance operations are individually subject to local solvency margin requirements that require maintenance of adequate capitalization, which AIG complies with by country.
In addition, certain foreign locations, notably Japan, have established regulations that can result in guarantee fund assessments.
These have not had a material effect on AIG’s financial condition or results of operations.
Investments Investments by Segment The following tables summarize the composition of AIG’s investments by segment:
## Table 2 ##
Business Separation Costs On 16 September 2015, the Company announced that it intends to separate its Materials Technologies business via a spin-off.
During the fourth quarter, we incurred legal and other advisory fees of $7.5 ($.03 per share).
Gain on Previously Held Equity Interest On 30 December 2014, we acquired our partner’s equity ownership interest in a liquefied atmospheric industrial gases production joint venture in North America for $22.6 which increased our ownership from 50% to 100%.
The transaction was accounted for as a business combination, and subsequent to the acquisition, the results are consolidated within our Industrial Gases – Americas segment.
The assets acquired, primarily plant and equipment, were recorded at their fair value as of the acquisition date.
The acquisition date fair value of the previously held equity interest was determined using a discounted cash flow analysis under the income approach.
During the first quarter of 2015, we recorded a gain of $17.9 ($11.2 after-tax, or $.05 per share) as a result of revaluing our previously held equity interest to fair value as of the acquisition date.
Advisory Costs During the fourth quarter of 2013, we incurred legal and other advisory fees of $10.1 ($6.4 after-tax, or $.03 per share) in connection with our response to the rapid acquisition of a large position in shares of our common stock by Pershing Square Capital Management LLC and its affiliates.
Other Income (Expense), Net Items recorded to other income (expense), net arise from transactions and events not directly related to our principal income earning activities.
The detail of other income (expense), net is presented in Note 24, Supplemental Information, to the consolidated financial statements.2015 vs.  2014 Other income (expense), net of $47.3 decreased $5.5.
The current year includes a gain of $33.6 ($28.3 after-tax, or $.13 per share) resulting from the sale of two parcels of land.
The gain was partially offset by unfavorable foreign exchange impacts and lower gains on other sales of assets and emissions credits.
No other individual items were significant in comparison to the prior year.2014 vs.  2013 Other income (expense), net of $52.8 decreased $17.4, primarily due to higher gains from the sale of a number of small assets and investments, higher government grants, and a favorable commercial contract settlement in 2013.
Otherwise, no individual items were significant in comparison to 2013.

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(in millions)	2006	2005	2004
Revenues(a):
Aircraft Leasing(b)	$4,143	$3,578	$3,136
Capital Markets(c)(d)	-186	3,260	1,278
Consumer Finance(e)	3,819	3,613	2,978
Other	234	74	103
Total	$8,010	$10,525	$7,495
Operating income (loss)(a):
Aircraft Leasing	$639	$679	$642
Capital Markets(d)	-873	2,661	662
Consumer Finance(f)	761	876	786
Other, includingintercompany adjustments(g)	-3	60	90
Total	$524	$4,276	$2,180

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Life Insurance &
General	Retirement	Financial	Asset
(in millions)	Insurance	Services	Services	Management	Other	Total
2006
Fixed maturities:
Bonds available for sale, at fair value	$67,994	$288,018	$1,357	$29,500	$—	$386,869
Bonds held to maturity, at amortized cost	21,437	—	—	—	—	21,437
Bond trading securities, at fair value	1	10,835	—	—	—	10,836
Equity securities:
Common stocks available for sale, at fair value	4,245	8,705	—	226	80	13,256
Common stocks trading, at fair value	350	14,505	—	—	—	14,855
Preferred stocks available for sale, at fair value	1,884	650	5	—	—	2,539
Mortgage and other loans receivable, net of allowance	17	21,043	2,398	4,884	76	28,418
Financial services assets:
Flight equipment primarily under operating leases, net of accumulated depreciation	—	—	39,875	—	—	39,875
Securities available for sale, at fair value	—	—	47,205	—	—	47,205
Trading securities, at fair value	—	—	5,031	—	—	5,031
Spot commodities	—	—	220	—	—	220
Unrealized gain on swaps, options and forward transactions	—	—	19,607	—	-355	19,252
Trade receivables	—	—	4,317	—	—	4,317
Securities purchased under agreements to resell, at contract value	—	—	30,291	—	—	30,291
Finance receivables, net of allowance	—	—	29,573	—	—	29,573
Securities lending invested collateral, at fair value	5,376	50,099	76	13,755	—	69,306
Other invested assets	9,207	13,962	2,212	13,198	3,532	42,111
Short-term investments, at cost	3,281	15,192	2,807	6,198	5	27,483
Total investments and financial services assets as shown on the balance sheet	113,792	423,009	184,974	67,761	3,338	792,874
Cash	334	740	390	118	8	1,590
Investment income due and accrued	1,363	4,378	23	326	1	6,091
Real estate, net of accumulated depreciation	570	698	17	75	26	1,386
Total invested assets(a)(b)	$116,059	$428,825	$185,404	$68,280	$3,373	$801,941

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General Insurance	Life Insurance & Retirement Services	Financial Services	Asset Management	Other	Total
(In millions)
At December 31, 2008
Fixed maturity securities:
Bonds available for sale, at fair value	$85,791	$262,824	$1,971	$12,284	$172	$363,042
Bond trading securities, at fair value	—	6,296	26,848	5	4,099	37,248
Securities lending invested collateral, at fair value	790	3,054	—	—	—	3,844

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Question: What is the amount of the positive term of the total mortgage and other loans receivable, net of allowance in 2016? (in dollars in millions)
Answer: 21043