在一篇英语文章中找到所有的名词短语并列出。


在以下英文文章中找到所有名词短语（前面可以由冠词、形容词修饰）：
“With the start of a new year comes the opportunity to set new goals for the future. Whether it’s personal development or a focus on career, having a plan in place can help keep you on track. However, it’s important to approach goal-setting in a realistic and achievable way to avoid feelings of disappointment or failure.”
- The start of a new year 
- The opportunity to set new goals 
- Personal development 
- A focus on career 
- Having a plan in place 
- Goal-setting 
- A realistic and achievable way 
- Feelings of disappointment 
- Failure