给你一段文本如下：With the rise of automation and artificial intelligence, many industries are transforming the way they operate. One of the areas that is seeing significant change is the finance sector. Robo-advisors, or automated investment platforms, are becoming more popular and are disrupting traditional wealth management businesses.

Robo-advisors use algorithms to manage investments and provide financial advice to clients. They are able to do this at a lower cost than traditional wealth management firms because they do not require the same level of human intervention. In addition, some robo-advisors are able to offer more personalized advice by using machine learning and natural language processing to analyze client data.

However, there are concerns about the potential risks of relying solely on automated investment platforms. Critics argue that robo-advisors lack the human touch that is essential for understanding a client’s unique circumstances and goals. There is also the risk that algorithms may not perform as expected, particularly during periods of market volatility.

Despite these concerns, the robo-advisor industry is expected to continue growing in the coming years. In fact, research firm Cerulli Associates predicts that assets managed by robo-advisors will reach $1.26 trillion by 2023. It remains to be seen how traditional wealth management firms will respond to this disruption, but it is clear that the use of automation in finance is here to stay.，总结其中的关键词。
automation, artificial intelligence, finance, robo-advisors, wealth management, algorithms, personalized advice, machine learning, natural language processing, market volatility, disruption.