Task: SWRL-based Rule Reasoning (ontology: Business_Finance/Financial_Industry_Business_Ontology)

Suppose an individual ?x satisfies: cardholder(?x). Which composite conclusion is inferred?

A. holds(?x, ?y) ∧ three-digit verification code or value(?y)
B. card account(?y) ∧ holds(?x, ?y)
C. credit card product(?y) ∧ holds(?x, ?y)
D. card account(?y) ∧ has card verification code(?x, ?y)

Answer: card account(?y) ∧ holds(?x, ?y)