Task: Property Constraint Reasoning (ontology: Business_Finance/Financial_Industry_Business_Ontology)

The property 'is owed' applies to instances of 'creditor', and 'lender' is a subclass of 'creditor'. Which class can appear as the value of 'is owed' for instances of 'lender'?

A. partial amortization
B. accrual
C. negative amortization
D. debt

Answer: debt