Task: Instance Description Understanding (ontology: Business_Finance/Financial_Industry_Business_Ontology)

Which of the following definitions best describes the instance 'insufficient employment history'?

A. The application was denied because the employment is irregular, unknown, or not sufficient.
B. The application was denied because necessary mortgage insurance was denied.
C. underwriting was performed using an automated underwriting system
D. The application was denied because the value or type of collateral was not sufficient.

Answer: The application was denied because the employment is irregular, unknown, or not sufficient.