Task: Instance Description Understanding (ontology: Business_Finance/Financial_Industry_Business_Ontology)

Which of the following definitions best describes the instance 'discount points'?

A. a credit whereby the lender reduces closing costs in exchange for a higher interest rate.
B. a charge for lowering your interest rate
C. a charge for an origination
D. a charge for an appraisal

Answer: a charge for lowering your interest rate