Task: Instance Description Understanding (ontology: Business_Finance/Financial_Industry_Business_Ontology)

Which of the following definitions best describes the instance 'insufficient income'?

A. underwriting was performed using an automated underwriting system
B. The application was denied because qualification information such as income, employment, credit, or residence) was not verifiable.
C. The application was denied because the debt to income ratio is too high.
D. The application was denied because the value or type of collateral was not sufficient.

Answer: The application was denied because the debt to income ratio is too high.