Task: Instance Description Understanding (ontology: Business_Finance/Financial_Industry_Business_Ontology)

Which of the following definitions best describes the instance 'insufficient credit history'?

A. The application was denied because the credit history was too limited, unacceptable, or not at sufficient standing.
B. The application was denied because necessary mortgage insurance was denied.
C. The application was denied because the credit application was not complete.
D. The application was denied due to insufficient down payment, or cash available to pay closing costs.

Answer: The application was denied because the credit history was too limited, unacceptable, or not at sufficient standing.