Task: Instance Description Understanding (ontology: Business_Finance/Financial_Industry_Business_Ontology)

Which of the following definitions best describes the instance 'subprime quality'?

A. classifier for mortgages that are considered to be riskier than prime quality but less risky than subprime quality
B. classifier for borrowers, rates, or holdings that are considered below-average quality, such as borrowers with a tarnished or limited credit history, and may be subject to higher than average interest rates
C. classifier for borrowers, rates, or holdings that are considered to be of high quality
D. classifier for borrowers, rates, or holdings that have poor quality, such as borrowers with poor credit history due to a short sale, bankruptcy, foreclosure and/or other negative credit events within the last several years

Answer: classifier for borrowers, rates, or holdings that are considered below-average quality, such as borrowers with a tarnished or limited credit history, and may be subject to higher than average interest rates