Task: Instance Description Understanding (ontology: Business_Finance/Financial_Industry_Business_Ontology)

Which of the following definitions best describes the instance 'insufficient cash'?

A. The application was denied because the employment is irregular, unknown, or not sufficient.
B. The application was denied due to insufficient down payment, or cash available to pay closing costs.
C. underwriting was performed manually
D. The application was denied because the credit application was not complete.

Answer: The application was denied due to insufficient down payment, or cash available to pay closing costs.