Task: Class Definition Understanding (ontology: Business_Finance/Financial_Industry_Business_Ontology)

Which of the following definitions best describes 'credit score model type'?

A. standardized classification or delineation for an organization, or possibly for a security representing an interest in a given organization, per some scheme for such delineation, by industry
B. a type corresonding to a family of credit scoring algorithms sharing common characteristics
C. classifier that categorizes credit messages
D. classifier indicating whether a credit inquiry is a result of a borrower's direct authorization or by some indirect means

Answer: a type corresonding to a family of credit scoring algorithms sharing common characteristics