he was so worried about it and somebody in new york a thousand miles away from where you and i live make a determination it was medically unnecessary so i thought you know something's got to change here something's got to change our healthcare costs are going way too high way too fast we we gotta we gotta have an alternative so how does crowd health work as an alternative yeah so we ask you to contribute a monthly amount so if you're between the ages of of NUMBER_TOKEN and NUMBER_TOKEN it's NUMBER_TOKEN bucks a month into an account you own the account you pay for everything up to NUMBER_TOKEN. and if it's over NUMBER_TOKEN you can use that account to pay for your bills okay and so let's just say it's a really big one then we'll ask other people in the community to help you with those funds so you'll just use the funds out of that account to both pay for your health care bills and to help out others when they have big healthcare bills and that eliminates that health insurance middleman and as a result we'll get we're going to be able to to uh you're going to pay NUMBER_TOKEN of what you'd pay with a URL_TOKEN plan on average under our plan why would the doctors or the hospitals be interested in taking a lower rate is that what ends up happening for them yeah they take you know NUMBER_TOKEN or NUMBER_TOKEN percent we ask people to go in and say hey i'll pay cash and the doctors hate health insurance companies so much they'll pay they'll take NUMBER_TOKEN or NUMBER_TOKEN percent less in cash than having to build a health insurance plan that's how much interference the health insurance plan adds to the system and so that's a big chunk of the savings is yeah all these these docs are looking for a cash pay way of of of getting paid for their services would i be able to have whatever doctor i wanted how does that work whatever doctor you want so we'll you can get the network mentality out this is go to whatever doctor you want whenever you want wherever you want and you just go in and say hey i'll pay cash if it's under NUMBER_TOKEN bucks you're paying for it if it's over NUMBER_TOKEN bucks we will uh we'll have the community help you pay for it how is this actually viable yeah and so the great part about this is that given that we're giving getting such much lower rates real real situation here NUMBER_TOKEN NUMBER_TOKEN cardiac arrest hospital bill we negotiated it with the hospital we got down to a hundred thousand and they've then said you pay it out over the next two years so it was four or five thousand dollars a month for two years as opposed to five hundred thousand dollars in one month and so just using modern finance techniques we're able to allow the community to to absorb catastrophic huge bills way easier than you know a health insurance plan would have to i mean think about your house very few of us can go out and buy a NUMBER_TOKEN NUMBER_TOKEN house in cash we need it spread over a period of time we're using that same finance principle but the great thing about the hospitals they give us zero percent interest so you're paying zero percent interest over a couple of years as opposed to a huge bill in one month and that's the way that we can financially do this viably is this available to everyone everybody except those who are smokers and those who are over NUMBER_TOKEN pounds if you're a male over NUMBER_TOKEN pounds if you're
START_SPONSOR_TOKEN he was so worried about it and somebody in new york a thousand miles away from where you and i live make a determination it was medically unnecessary so i thought you know something's got to change here something's got to change our healthcare costs are going way too high way too fast we we gotta we gotta have an alternative so how does crowd health work as an alternative yeah so we ask you to contribute a monthly amount so if you're between the ages of of NUMBER_TOKEN and NUMBER_TOKEN it's NUMBER_TOKEN bucks a month into an account you own the account you pay for everything up to NUMBER_TOKEN. and if it's over NUMBER_TOKEN you can use that account to pay for your bills okay and so let's just say it's a really big one then we'll ask other people in the community to help you with those funds so you'll just use the funds out of that account to both pay for your health care bills and to help out others when they have big healthcare bills and that eliminates that health insurance middleman and as a result we'll get we're going to be able to to uh you're going to pay NUMBER_TOKEN of what you'd pay with a URL_TOKEN plan on average under our plan why would the doctors or the hospitals be interested in taking a lower rate is that what ends up happening for them yeah they take you know NUMBER_TOKEN or NUMBER_TOKEN percent we ask people to go in and say hey i'll pay cash and the doctors hate health insurance companies so much they'll pay they'll take NUMBER_TOKEN or NUMBER_TOKEN percent less in cash than having to build a health insurance plan that's how much interference the health insurance plan adds to the system and so that's a big chunk of the savings is yeah all these these docs are looking for a cash pay way of of of getting paid for their services would i be able to have whatever doctor i wanted how does that work whatever doctor you want so we'll you can get the network mentality out this is go to whatever doctor you want whenever you want wherever you want and you just go in and say hey i'll pay cash if it's under NUMBER_TOKEN bucks you're paying for it if it's over NUMBER_TOKEN bucks we will uh we'll have the community help you pay for it how is this actually viable yeah and so the great part about this is that given that we're giving getting such much lower rates real real situation here NUMBER_TOKEN NUMBER_TOKEN cardiac arrest hospital bill we negotiated it with the hospital we got down to a hundred thousand and they've then said you pay it out over the next two years so it was four or five thousand dollars a month for two years as opposed to five hundred thousand dollars in one month and so just using modern finance techniques we're able to allow the community to to absorb catastrophic huge bills way easier than you know a health insurance plan would have to i mean think about your house very few of us can go out and buy a NUMBER_TOKEN NUMBER_TOKEN house in cash we need it spread over a period of time we're using that same finance principle but the great thing about the hospitals they give us zero percent interest so you're paying zero percent interest over a couple of years as opposed to a huge bill in one month and that's the way that we can financially do this viably is this available to everyone everybody except those who are smokers and those who are over NUMBER_TOKEN pounds if you're a male over NUMBER_TOKEN pounds if you're END_SPONSOR_TOKEN