your money now i know cards have protection like fraud protection so if somebody does use your money you can get this money back but the risk is still there because they can access your card they can use readers when you insert your card into a chip that way they can steal your number that way they can use your money to buy other things and signing a piece of paper to transfer money is one of the riskiest things you can do because it's so easy to forge a signature and so when we're talking about wiring money or writing a check and the signature is the only source of verification that is one of the worst things that you can do to verify if this person actually wants to send this money this is where technology comes into play because technology has many layers of security which go way beyond just your signature for example if you use apple pay in order for you to use it it looks at your face id or your fingerprint and so now for somebody to use your money through apple pay through this technology then they're going to either have to have you with them physically so they can see your face or they're going to have to have your fingerprint that's a lot harder than just forging your signature and if you're really talking about digital money your money is going to know where you are because your money is going to be linked with you in some way maybe it's going to be attached to your phone or maybe it's going to be attached to you personally i mean this is the future and so if your money notices that you are spending money a hundred miles away from where you are physically located it will notify you hey somebody's trying to spend your money even though it might be significantly harder to hack it will still let you know hey you are not here and somebody's trying to spend this money is this you or what's going on and then you can deny it right there and companies right now are working to increase this level of security through more technology like some companies are working to identify you through your heartbeat patterns and through your breathing patterns and these are things that are even more difficult to copy and mock and so for somebody now to use your money is going to be extremely difficult because you are unique in your heart regulations and your breathing patterns and if it knows where you're located people will not be able to steal your money the way they can right now with your cash or your debit card or your checks so when we're talking about the future of money carrying physical money whether it's in the form of cash or cards is going to be old historical news and your grandkids are going to ask you what it was like to carry money with you and carry credit cards with you because that's something that the future generations are never going to have to do you're already seeing credit card companies start to adapt to this because you're already seeing things like apple pay but also you're seeing merchants that if there's is a potentially fraudulent transaction credit card companies will give you a one-time code or a verification code or a merchant code where you have to put in this number that way you can verify that you're making this transaction this is not something that happens through a physical card this is something that happens through technology digitally does this mean that it's going to be impossible for someone to hack your digital money no hackers are going to get smarter too and this is where you're going to see advancements with technology on both sides like you're going to see physical wallets where now you're
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