From the Office of XXXX XXXX XXXX XXXX 
XXXX XXXX XXXX XXXX XXXX XXXX XXXX USDOJ and Office of the Inspector General XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX   XXXX Governor Office of XXXX, Governor XXXX XXXX XXXX XXXX XXXX XXXX   XXXX, XXXX XXXX Governor Office of XXXX, Governor XXXX XXXX, Office of the Governor XXXX XXXX XXXX XXXX, XXXX  XXXX Governor office of XXXX, Governor XXXX XXXX, Office of the Governor  XXXX, XXXX XXXX XXXX  State Offices Attorney General XXXX XXXX XXXX XXXX , XXXX XXXX, XXXX XXXX XXXX State Offices Attorney General XXXX  State Police Attention Trooper XXXX XXXX XXXX XXXX XXXX XXXX   XXXX Superior Court of XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX 3 ) XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX  XXXX 4 ) XXXX XXXX  XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX CEO : XXXX XXXX XXXX XXXX 5 ) XXXX County Sheriff Department XXXX XXXX XXXX XXXX XXXX XXXX Sheriff XXXX XXXX 6 ) XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX. XXXX XXXX XXXX XXXX XXXX CEO President XXXX XXXX XXXX XXXX  XXXX XXXX , XXXX,XXXX  Board of Dir. 
XXXX XXXX XXXX XXXX XXXX President and cover-up pettifogger worker XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , XXXX XXXX, XXXX , XXXX  XXXX XXXX XXXX XXXX USDOJ- & -USA Inspector General , XXXX State Offices Attorney General CFPB CFPB was establish in order to protect customer from criminal and fraudulent activity done by Financial Institutions and Debt collection like those lying Law Firm XXXX and Phelan Hallinan, XXXX , XXXX and XXXX XXXX. It is very interesting that this lying pirate mortgage corp. is putting a lair and a total genetically mistake to defraud family thinking that nothing will happened. I will not reply to this lair or cleaning garbage from XXXX since he may be the criminal that organized the looting of my property. Because of XXXX I get daily death treats 18 to 28 a day coming from XXXX. This criminal activity is the duplicate this lair refers too? Confirmation of the Death treats was sent to the State Police, Local Sheriff, Department of Justice, Attorney General and in XXXX from where the death treats is coming from the complaint went to Police Dept. XXXX XXXX XXXX the Office of XXXX XXXX and the Department of Justice so we can disaffiliate this XXXX criminal office for good. XXXX XXXX XXXX and its subsidiaries never ever respond to clients. It is a joke to believe that this Pirate Mortgage looter will ever reply or help a customer. Looting, defrauding and organizing death threats are the only activity of this Pirate Mortgage Company. The rest is only lying for this reason I will never stop until I see this criminal organization out of business as well as Udren Lying firm and the criminal and looting garbage Law Firm Phelan Hallinan. They intentionally failing borrowers at every stage of the mortgage servicing process. The modification was designed to help people and XXXX tried to defraud people by increasing the monthly payments by 1700 %. Those are criminal organizations that must be closed. XXXX years of widespread errors, shortcuts, and runarounds cost some borrowers money and others their homes. Even if you do not have any mortgage as is my case this criminal organization is using looter experts Lying Looter Low firms like XXXX and Phelan to stole all your belongs from your property and foreclosure your property in a top secret close door illegal and criminal act against 6/91 foreclosure. XXXX allegedly botched basic functions like sending accurate monthly statements, properly crediting payments, and handling taxes and insurance. Allegedly, XXXX also illegally foreclosed on a top-secret close door against 6/91 foreclosure act and after it they find the proper moment to go in the house illegal and criminal and loot the entire property in case you complain too much. on struggling borrowers, ignored customer complaints, and sold off the servicing rights to loans without fully disclosing the mistakes it made in borrowers records. The XXXX. XXXX, XXXX Attorney General took a similar action against XXXX today in a separate lawsuit. Many state financial regulators are also independently issuing cease-and-desist and license revocation orders against XXXX for escrow management and licensing issues today. " XXXX has repeatedly made mistakes and taken shortcuts at every stage of the mortgage servicing process, costing some consumers money and others their homes, '' said CFPB Director XXXX XXXX. " Borrowers have no say over who services their mortgage, so the Bureau will remain vigilant to ensure they get fair treatment. '' Ownership is gone in XXXX in XXXX  and the rest states in USA because of this criminal and Looter & lying experts from XXXX, Law Firm Phelan Hallinan, XXXX, XXXX and XXXX XXXX is completely compromised. XXXX lie to clients that they will reply in 30 days. After 30 days they lie again that they did reply30 days before and so on. Americans are losing their property because of those criminals and is your responsibility to close the doors of those criminal institution find guilty over and over again in Superior Courts in Supreme courts and in local courts. 
XXXX defraud clients with false modification not know to the customer in order to drastically increase by 1700 % They tried to increase the taxes and insurance to my family equal to 370 years using forge documents never discus or presented to me. This is criminal since Modification was designed to help families lowering their monthly payments. XXXX tried to increase by 1700 %. If this is not criminal then nothing is. 
They foreclose criminal in top secret close door illegal and fraudulent and this is more criminal than any theorist activity and I strongly believe that this is the biggest dagger against Americans. After it they used criminal looters lying law garbage firm XXXX and Phelan the worst criminal looter in the country, use those criminals to lie in courts, defraud people and if they can not intimidate some clients they organized death treats to their clients as is my case. If this is the landing and mortgage servicing organize by XXXX, and this XXXX XXXX   running XXXX XXXX that we must close this criminal business permanently. I am sure those criminals refers to this as duplicate referring to their criminal activities not to what I presented. As mention to all Governors in each state in USA in in particular the State of XXXX, XXXX and XXXX I will keep informing everybody about the criminal activity inside my property for which I do not have any financial obligation, mortgage, loans or credit cards as I do not need. American people are losing their property due to criminal activity properly presented below. Also CFPB must take in consideration that in XXXX the ownership law was flagrant violated by Law Firms that are experts in lying even to their clients and triple charge them ( find guilty in Superior and Supreme Court ). Law Firm XXXX, Law Firm Phelan Hallinan with theirs pettifogger lawyers, XXXX, XXXX and XXXX XXXX and the looting company XXXX XXXX. They can lie, cover up abuse but I will never ever stop period until I get back my property and all stolen furniture, electronica, home decoration looted by XXXX XXXX with direct help form XXXX using looting expert law firms Udren and Phelan, Hallinan. XXXX will pay massive for this criminal activity organize by I see those corrupted company claiming that there is duplicate or any other primitive claim but this is nothing else than a barbaric cover-up and a deceiving tactics that sooner or later will be expose. There must be a limit on how much a family is defrauded by criminal organization interested only in lying, defrauding, deceiving tactics and in particular all done in a criminal and illegal way in a top secret close door act which s the specially of XXXX in particular, XXXX, XXXX XXXX, and the two Law Firms Udren and Phelan Hallinan, The pettifogger lawyer representing those firms lie even to their own clients in order to defraud them too and triple charge then since those primitive and corrupted law firms consider themselves above law. This criminal activity of XXXX XXXX, Phelan must stop now. All Institutions receiving this letter I pray they understand my frustration with those criminal activities done against my property for which I do not have any financial obligation under any Mortgage Note. For this reason I will be as direct as possible with my words so DOJ, USA Inspector General, CFPB and the rest of Institutions receiving my Letter ( 287 Institutions ) will understand the criminal activity performed inside my house for which I do not have any mortgage or Financial obligation. The crime was done against my property only because my name is on the DEED as clearly stated by Law Firm Phelan Hallinan pettifogger lawyer. The lawyer in this Law Firm defraud and loot people property braking the oath they took of defending the laws of our Country. Is clear that the only oath they took was to loot peoples property in the most criminal way and in a top secret close door. If those are consider lawyer than the legal system is completely dead. The American spirit of owing a property in XXXX was completely destroyed by those criminals that for a portion if French fries they sell their mothers too. You work very hard or fight in wars to protect your country in order to see criminal lawyers defrauding you in a top secret close door act inhuman and criminal. I never believe that in XX/XX/XXXX-XX/XX/XXXX in USA we meet so many, criminals lair that tries only to cheat, deceive, cover up fraud, abuses vandalism done to my property. A lawyer took the oath to defend the law of our Country. XXXX and Phelan Hallinan pettifogger lawyers including this assistant ( or a clerical cover-up artist ) XXXX XXXX XXXX organize the theft, looting, vandalism, burglary and criminal activity inside a property when the case is in Courts NOW and again in a criminal top secret close door act. It is very hard to understand how come only now document appear presented by this pettifogger assistant XXXX XXXX XXXX. How convenient to send documents after looting, vandalism criminal trespassing and complete destruction of the property. Only a criminal organization that even lie to their own clients by triple charging them abusing their trust can loot property in this top secret close door criminal act of fraud. Those pettifogger lawyers knew that is a close in community and I will have no access inside until I get back my property. Also they been informed by XXXX that I will be in XXXX to prove the fraud was done with forge documents and immediately organized their criminal activity to loot and stole everything from inside my house for this reason I will ask again looter XXXX XXXX to put back inside my property all stolen items before we meet in criminal courts.???? I am sure that for this {$100000.00} value property XXXX, XXXX XXXX XXXX will pay only on legal fees {>= $1,000,000} minimum. I will not mention the damages and so on that will be drastic high. Also I must stat that this will start a me too movement against those criminal organization specialize in fraud ad criminal activity. I pray that in the Criminal Court she will use those Phelan Hallinan pettifogger lawyers. A very interesting fact of the criminal activity of this deceiving criminal and looting exert Law Firm Phelan Hallinan when they organized the looting of my property they sent me a letter informing me that they withdraw their legal case against me, but they never mention until XX/XX/XXXX they organized this crime with the direct help for the local Sheriff Office the same one that helped XXXX foreclosed in a top secret close door days after they inform me that the foreclosure was stope by them. What is interesting about their letter is the fact that they conformed in writing that the looter XXXX XXXX never contacted me because she did not have my address. Those criminal not only deserve to be out of business but also put in prison for life together with XXXX, XXXX, XXXX and XXXX XXXX. To lie in such shameless way is as criminal as the looting act done intentionally but I hope they understand what they started. I am not like those lairs but I will bring them in criminal courts for many years from now on : XXXX, XXXX, XXXX and XXXX XXXX especially. This clearly indicate to what level this filthy Law Firms will go lying without any shame. How can you send a letter exactly when they organize the looting and never mention a word about it and after the looting was executed they sent me a letter in XX/XX/XXXX to a USA Gov. Agency lying without any shame that they did not have my address? The letter of this pettifogger assistant XXXX XXXX XXXX will have massive consequences in a criminal court soon. Those criminal Law Firms had been find guilty in the Superior Court as well as anther courts for even lying to their clients and triple charge them only because they consider themselves above law ( but not for long ). They use a friend or a relative looter XXXX XXXX and she must use this letter in order to understand her criminal behavior ( as the case is in the Court even now ) and the consequences. This was possible because pf the strict order of the XXXX  abuser running ( for now ) XXXX XXXX, XXXX and the people from XXXX that was the only company in this planet that knew I will be in XXXX to prove their forge documents XXXX set me a letter stating that they are an international company but I guarantee not for long. Once we go to Criminal Courts there will never ever be a settlement I will guarantee you. CFPB jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors and other financial companies operating in the United States. The CFPB 's creation was authorized by the DoddFrank Wall Street Reform and Consumer Protection Act, whose passage in XX/XX/XXXX was a legislative response to the financial crisis of XX/XX/XXXX and the subsequent Great Recession. The CFPB 's status as an independent agency has been confirmed by the U.S. Court of Appeals. XXXX the pirate mortgage company to understand their criminal activity from 732 cases 0 Issues resolved, 732 Total reviews, $ XXXX Claimed losses, $ XXXX Avg loss ,180K Page views The bad boys of mortgage service XXXX are XXXX making headlines and for all the wrong reasons. A major U.S. mortgage servicing firm under investigation for issuing backdated letters to borrowers who sought loan modifications is also the subject of thousands of consumer complaints, government data show. The Securities and Exchange Commission sent a letter to XXXX on XX/XX/XXXX about the probe, asking the company to voluntarily produce documents and information, it said. Regulator Finds Deficiencies With Mortgage Servicer XXXX XXXX XXXX ( XXXX ) has been targeted by 13,520 complaints filed  with the Consumer Financial Protection Bureau since XX/XX/XXXX for problems involving loan servicing, foreclosures and related issues, according to the regulator 's data. XXXX XXXX is again being probed by regulators over fees and expenses related to liquidated loans and bank-foreclosed properties, the company said in a regulatory filing on Monday. I wonder if 13,520 people complaining about XXXX is not enough as mention during our very long phone conversation have as of today a PETITION sign by 69,455 consumer defrauded by those criminal Institutions. I expect that at list 140,000 will sign this petition and I expect to have even 200,000 people defrauded by them that will sign it. Strange all people respecting the law are defrauded by criminals protected by strange laws that must be challenge now. I will do this from now on even if will take me 50 years I am ready now. I no longer tolerate those cover-ups abuses and see my property being destroyed by criminals looters in this top secret close door act even if they got help from Public Offices establish to protect people and keep order in this Country. After our very long today conversation about the criminal activity of Law Firm Phelan Hallinan, XXXX inside my property I will confirm that XXXX, Phelan Hallinan, XXXX XXXX, XXXX XXXX beside lying those company are doing only their best to manipulate the truth and this I will never tolerate. During the conversation you stated that CFPB needs a few thousand complains so criminal organizations like XXXX, Phelan Hallinan, XXXX and XXXX will be penalized like minim like XXXX XXXX ( {$1.00} bill ). In your site is stated that over 13,520 complaining about them was not enough to bring them a {$2.00} bill penalty. As mention during our phone conversation I have as of now a petition signed by 69,466 people and I expect to get at list 150,000 to 200,000 people signing this petition before I go public. They provide me a one page letter describing what happened and gave me a mortgage invoice so criminal organization ca no longer lie. You stated that they should file their claims directly so I will make sure that this will happened in the next weeks. I will also instruct them how to contact you directly. A full copy of the 69466 petition I will bring to DOJ, Dept. of Commerce Federal Reserve SEC, XXXX Banking Department, Attorney General of XXXX  and USA and your Institution in XXXX XXXX. I am a person determined to protect my property legally not criminal like those looters that vandalize, and destroyed it intentionally. I will never stop until I get back my property for which I do not have any mortgage or financial obligation. A property foreclosed illegal and criminal in a top secret close door by XXXX XXXX XXXX and looted by this Law Firm Phelan Hallinan only because my name is on the DEED. They also had the impertinence to mention that even if I do not have any mortgage or financial obligation under the Mortgage Note I was looted because of my name on the DEED and put this in writing for which I thank them since they will not understand the legal implication. What those looter confused is the economic concept of private property which refers to the rights owners have to the exclusive use and disposal of a physical object. Property is not a table, a chair, or an acre of land. It is the bundle of rights which the owner is entitled to employ those objects. The alternative ( collectivist ) view is that private property consists merely of a legal deed to an object with the use and disposal of the object subject to the whims and mercies of the state. Well is very clear that today in XXXX  is a crime to be the owner of a property. In case your name is on the DEED a criminal Law Firm like Phelan Hallinan or XXXX will find an opportunity to loot your property in a top secret close door act since the laws in XXXX   protects those criminals and you as a person are guilty for having your name on the DEED. Their Constitution and Bill of Rights protected property in many ways The Founders were worried that Congress might use the tax system to loot property owners in some states for the advantage of other states. Accordingly, they required that direct taxes ( mostly importantly property and income taxes ) be apportioned among the states ( Article I, Section 2, Clause 3 and Article I, Section 9, Clause 4 ). They also required that indirect taxes, such as import duties, be levied uniformly ( I-8-1 and I-9-6 ). When it became clear that the ban on ex post facto laws was not broad enough to protect property, they partially plugged the gap with the Fifth Amendment, which ( 1 ) prevented any person from being be deprived of his property, without due process of laws and ( 2 ) required compensation when a property [ was ] taken for public use. They added a section ( Article I, Section 10 ) with several provisions protecting financial assets against state governments. They granted the federal courts jurisdiction over interstate land claims and interstate debts to limit the extent to which state courts could discriminate against the property rights of out-of-staters ( III-2-1 and III-2-2 ).  They added the Eighth Amendment, which barred excessive fines. With the letter of this lair representing Law Firm Phelan Hallinan I will challenge even the above mention ownership law protected under the Constitution since is a liability to own a property in XXXX that can be looted, vandalize, destroyed by criminals only because your name is on XXXX  Deed. Even if you do not have any financial obligation under a Mortgage Note your guilt is your name on the DEED only a looter specialist from Phelan Hallinan can invent this garbage. For this letter I will say Thank you to this looting expert Law Firm Phelan Hallinan since I will use it in order to challenge the ownership law of our country. I will explain below how. I am a victim of the most criminal and fraudulent foreclosure done intentionally in a top secret close door act against XXXX  Foreclosure 6/91 done in XX/XX/XXXX ( not XX/XX/XXXX when looting started ) by an unscrupulous and deceiving lawyer representing Udren Law firm a company that I expect to disappear soon. I am defending my property using only Legal system not like this XXXX, XXXX, XXXX XXXX, XXXX XXXX XXXX or Law Firm Phelan Hallinan that used looter XXXX XXXX XXXX XXXX to vandalize, abuse and destroyed my property for which I do not have any mortgage or financial obligation. In XX/XX/XXXX Law Firm Phelan Hallinan used looter XXXX and her {$75000.00} ( wow!!! Business ), XXXX XXXX organized the massive theft, vandalism, destruction when they empty my private property for which I do not have any mortgage as well as no financial obligation only because my name is on the DEED. I have no financial obligation under any Mortgage Note in this planet. The excuse to say that everything looted was also dispose because they could not contact me this is a clear case of primitive case of cover up that I will deal with it in Criminal Court once I get back my property. If looter XXXX do not put back all my properties we will meet me in Criminal Court soon and the amount will not be {$260000.00} but {$10.00} mill. This criminal activity was done at the specific request of XXXX since I informed their short term worker XXXX XXXX from XXXX XXXX ( a worked XXXX like XXXX in lying covering up and abuses agaist XXXX Clients ( but I will deal with this lair in Criminal Court soon ) ). What this XXXX XXXX from XXXX XXXX did was criminal, vicious and malicious done again in a top secret close door knowingly that I will be in XXXX in order to prove that most documents fabricated in XXXX by XXXX are used in USA to defraud families. XXXX XXXX this is your chance to put back allstolen by you private property before I win the case. After it, there will be criminal charges againt your criminal activity done intentionaly in a top secret close door knowingly that my property is located inside a close in community and in case you do not have ( temporary in my case ) the Deed you do not have acces inside the community. I pray that one of the incompatant lawyeres from XXXX or Phelan will try to protect you inside the Criminal Court. XXXX and in particular XXXX knew this and did their best to abuse the system and if you do not put back my private property we will have many years in criminal courts count on it. This was possible because the XXXX running XXXX XXXX ( soon will be replaces ) XXXX XXXX XXXX XXXX order it as confirmed by pettifogger assistant XXXX XXXX XXXX of Law Firm Phelan Hallinan in his deceiving and covering up letter sent to CFPB. I mention the word Greek is because the XXXX people are well known of having honor, dignity, decency and respect for humanity but not this one from XXXX XXXX. Also we have criminal behavier from XXXX, XXXX XXXX XXXX and in particular their anonym worker and laier expert pettifogger XXXX XXXX ; XXXX, XXXX XXXX XXXX XXXX and in particular XXXX XXXX from XXXX XXXX that know I will be in XXXX to prove that the documents used to defraud my property are forged and fabricated. How much a person can take those lies??? How can you go abroad to prove that the entire foreclosure is based on forge documents and fraudulent activity and after it you go home and discover that a filthy law firm defrauded and vandalize the property only because you are the owner and your name is on the Deed??? This is more than criminal and should be punish to the full extent of the law. I am only legally defending me property, a person with no financial obligation in this planet, no mortgage, no credit cards, no debts, and no loans. Why should I go through this criminal and vandalism of my property because a deceiving Law Firm is above law and can defraud my family? As per my conversation with CFPB to understand why I call this Law Firms lair is because they clearly stated that I did not provide a mailing address!!!!!!!!!!!!!!!!! If I did not provide a mailing address how this lying Law Firm Phelan Hallinan sent me in XX/XX/XXXX a letter with a Motion to dismiss their case without prejudice and ignore the main fact that my property was looted by them??? I need to know why a USA XXXX veteran fighting in XXXX and XXXX did not have access to remove all private property from inside my home. This question was address to the Secretary of State representing Veterans and I expect to get the proper support. Why a person fighting in XXXX have all private property stolen since her name was not on the Deed or on the Mortgage???? Why an XXXX year old mother had all her private property stolen by the same criminals in this top secret close door criminal tactics and put her on the street in a criminal way. What she has to do with Deed, mortgage or financial obligation? Why everything belong to her was stolen? What is next from those criminal people capable of all kind of crimes? Should I expect those criminal to kill my family NOW, since I have no intention to stop until I get my property back and I will never be intimidated. This people will see the consequences in the Criminal Court once I get back my property. I will conform that I will challenge soon even the ownership law in USA so millions of people that lost their property to such criminal tactics can sue those criminal Law Firms. Nothing is worst that allowing such Law Firms to defraud families using such criminal, deceiving and fraudulent tactics. Since fraud, theft and criminal activity on my property is consider normal for those criminals I will inform CFPB that I will provide soon a PETITION signed by minim 150,000. CFPB penalize XXXX XXXX for {$1.00} bill for crimes a lot less than those two Law Firms and because a few thousand people complained about them. Well as of today I have 69,466 people signing the petition against the criminals mentioned above and I expect to get from 150,000 to 200,000 so such criminal activity will stop. If 69,466 is  enough to bring a similar penalty to the above mention criminal company like XXXX XXXX please let me know so I can bring the petition as well as their letter confirmation and a proof of the illegality done against them so CFPB can penalize those criminal institution immediately. Also I would like to inform CFPB that I establish a Non-Profit organization that will have enough money ( I have a conformation of {>= $1,000,000} NOW ). SEC, Commerce Dept. and other Banking Departments will provide help from their Alumni legal system. I also have a Promissory note for a lot more money that will be deposit once we establish a complete system that will give victims like me a chance not only to bring to court only the companies that foreclosure illegal against their property but also criminals that did their best to foreclosure in order to collect a minim bonus for defrauding people. We want to make sure that each lair from XXXX, XXXX, and XXXX XXXX and in particular this lair from XXXX XXXX XXXX from XXXX XXXX  will be put in criminal court. Our Country fight XXXX, and other XXXX organizatin but the real crminal activity is the one against americans without any finacial obligation as is my case. XXXX, XXXX and XXXX, I am sure they will be out of businss soon as I dedicate my life to prove their criminal actovity from now on. Please put this letter in a special place so you can see such filthy and criminal organization will no longer be allow to operate and defraud people. I want to make sure that each victim have a chance now to sue those criminal organization for fraudulent foreclosures as was the case with a XXXX year old lady for a balance of only {$0.00} and a XXXX person XXXX year old for a balance of {$0.00}. If this is not the worst criminal activity than nothing is. I will also organize a special account so people that lose their property can defend themselves in court without any fear, Why CFPB penalize only XXXX XXXX for {$1.00} bill and did not close the doors permanently to such a filthy Law Firms?? To learn that they can defraud your property only because your name is on the Deed this to me is more criminal than any XXXX organization activity in this planet. Such Law Firm is the biggest danger today in America and I will do my best to expose them and close their doors permanently I have a simple question for those organization that confused fraudulent mortgages. If a family sale their property and only one sign the contract is that contract valid or not? It is clear that the incompetents from this Law Firms will declare that selling contract is a valid contract because they have a marriage certificate!!!!! I will never stop until I make complete light to the criminal activity that took place inside my property for which I do not have financial obligation. I also want to mention that a Judge from XXXX named XXXX XXXX XXXX was sentenced to 28 years in prison and I expect that in XXXX to see the same soon. I mention in my leeter dated XX/XX/XXXX about those activity and now we see results. 
XXXX XXXX, XXXX XXXX