XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX To Whom It May Concern : I am disputing the following items that have been posted to my credit report ; therefore, please remove or update the status of these based on the reason of the following : 1 ) XXXX Account # : XXXX in the amount of {$2000.00}. 
2 ) XXXX Account # : XXXX in the amount of {$1300.00}. 
3 ) XXXX Amount # : XXXX in the amount of {$2600.00} 4 ) XXXX Account # : XXXX in the amount of {$4100.00} 5 ) XXXX XXXX Account # XXXX in the amount of {$7600.00} 6 ) XXXX Account # : XXXX in the amount of {$2400.00} 7 ) XXXX XXXX XXXX XXXX XXXX Account # : XXXX in the amount of {$210.00}. 
8 ) Bankruptcy Case # : XXXX Date File XXXX/XXXX/XXXX. 
9 ) XXXX Case # : XXXX in the amount of {$38000.00} 10 ) XXXX Case # : XXXX in the amount of {$1000.00}. 
11 ) XXXX Collection Service Account # : XXXX in the amount {$200.00} 12 ) XXXX Student Loans Account # : XXXX in the amount of {$1300.00}. 
13 ) XXXX Student Loans Account # : XXXX in the amount of {$2600.00} 14 ) XXXX Student Loans Account # : XXXX in the amount of {$2000.00} 15 ) XXXX XXXX XXXX Account # : XXXX in the amount of {$210.00} 16 ) XXXX Account # : XXXX in the amount of {$200.00}. 
17 ) XXXX XXXX Account # : XXXX in the amount of {$210.00}. 

1 ) Acct # : XXXX XXXX is an account that I have made arrangements which we agreed upon a monthly amount and the creditor agreed to report my positive payments. Pleas update my file accordingly. 
2 ) Acct # : XXXX XXXX is a Duplicate Posting and only XXXX account reflective above. Please delete immediately. 
3 ) Acct # : XXXX XXXX is a Duplicate Posting and the only account is reflective above. Please delete immediately. 
4 ) Acct # : XXXX XXXX XXXX is being posted inaccurately. I am on a payment plan and this account show be reported as current and paid as agreed. 
5 ) Acct # : XXXX XXXX XXXX is an account that we have made and offer to pay an agreed settlement in exchange that the creditor will report the item as paid off and not settled. Please update your records accordingly. 
6 ) Acct # : XXXX XXXX XXXX is an account that my health insurance provider should have paid ; moreover, the amount I owed is different from the amount reported. Therefore, please update my file as paid as agreed. 
7 ) Acct # : XXXX XXXX XXXX XXXX Company is an account is a complete bogus account and should be deleted from my file immediately. I never opened this account. 
8 ) Bankruptcy Case # XXXX Date Filed XXXX/XXXX/XXXX. The seven year period of reporting of this is over. The Court is reporting the incorrect date. Please delete from my credit file immediately. 
9 ) XXXX Case # : XXXX in the amount of {$38000.00} is a tax item that was a result of an inheritance that I received as a result of my mother 's untimely death. This amount has been significantly reduce as a result of cooperating with the IRS and properly aligning the distribution. 
10 ) XXXX XXXX XXXX Case # XXXX in the amount of {$1000.00} is a debt I paid off for a vehicle. The vehicle is was returned and the amount of the recovery was never applied to the debt. Please delete this from my credit file. 
11 ) XXXX Collection Service account # : XXXX is a account that was paid by my health insurance provider. Please delete this from my credit file immediately. 
12 ) XXXX Student Loans Account # XXXX is the same XXXX and a duplicate posting. Please delete immediately. 
13 ) XXXX Student Loans Account # XXXX is the same XXXX and a duplicate posting. Please delete immediately