A complete stranger to the transactions, NATIONSTAR MORTGAGE LLC ( " NATIONSTAR '' ), has caused a co conspirator called XXXX XXXX XXXX as a foreclosure trustee to falsify instruments and file those in county recorder falsifying that there is a default when not only there is no default and ALL payments on a non existing loan has been received by the pretender lenders but also as the affidavit of ex police officer and currently private investigator, XXXX XXXX XXXX XXXX shows per attached, NATIONSTAR and its co conspirators such as XXXX XXXX XXXX and others have been involved in securities fraud and mortgage fraud which is covered under Title 18 USC 471 which has a penalty of 20 years in prison per count plus monetary penalties, so if these criminals did it for XXXX times, that is XXXX years in prison. Title 18 USC 471 cites " Whoever, with intent to defraud, falsely makes, forges, counterfeits, or alters any obligation or other security of the United States, shall be fined under this title or imprisoned not more than 20 years, or both. '' Source : https : XXXX. This is in addition to all other criminal activities completed by these criminals which include but is not limited to Cal. Penal Code 532f ( a ) 4 which cites " ( a ) A person commits mortgage fraud if, with the intent to defraud, the person does any of the following : .... ( 4 ) Files or causes to be filed with the recorder of any county in connection with a mortgage loan transaction any document the person knows to contain a deliberate misstatement, misrepresentation, or omission. '' and violation of Penal Code section 115, subdivision ( a ) which cites " " ( a ) Every person who knowingly procures or offers any false or forged instrument to be filed, registered, or recorded in any public office within this state, which instrument, if genuine, might be filed, registered, or recorded under any law of this state or of the United States, is guilty of a felony. '' Moreover, please see attached XXXX of CFPB in support of appeal of another homeowner and at the request of the XXXX circuit court of appeal which was recently submitted to the XXXX circuit court of appeal which with ample substantiation essentially stating that trustees and attorneys such as XXXX XXXX XXXX are in fact and in law debt collectors and subject to FDCPA. As such, I am respectfully requesting that CFPB not only fines these criminal establishments such as NATIONSTAR and XXXX XXXX XXXX but also revoke their debt collection license and ensure that all their officers and directors are imprisoned, their personal assets are garnished as result of countless criminal conduct they have committed against XXXX of XXXX of people perhaps even XXXX of homeowners. CFPB has the means, the resources and as it corroboratively articulated in the attached XXXX authored by CFPB, the Bureau ( " CFPB '' ) is the first agency ever to have general rulemaking authority under the FDCPA. Pursuant to that authority, the Bureau issued an advance notice of proposed rulemaking on debt collection in XX/XX/XXXX. See Debt Collection ( Regulation F ), 78 Fed. Reg. 67,848 ( XX/XX/XXXX ). Moreover, NATIONSTAR MORTGAGE so called " assistant secretary '' ( a robo signer ), falsely and fraudulently has declared under penalty of perjury that " The mortgage servicer has tried with due diligence to contact the borrower as required by California Civil Code 2923.55 ( f ) .. ' when not only these charlatans have received my notices of rescission multiple times ( see attached ) but I declare under the penalty of perjury that by pure accident I checked the county recorder 's registrar and accidently found out that on XX/XX/XXXX, without notifying me and when I have not been contacted by these criminals, who have fraudulently filed yet another forged, untrue and false instruments in countyrecorder.