On  XXXX   XXXX ,  XXXX , the same day my late husband  XXXX   XXXX   XXXX  died,  XXXX   XXXX   XXXX ,  XXXX  ( "  XXXX  ''  ) co mmenced a foreclosure debt collection action in th e Superior Cour  t of  New Jersey  (  Docket No. :  XXXX  ) claiming a default and acceleration of a mortgage loan as of  XXXX   XXXX ,  XXXX .     In  XXXX  of  XXXX , after  XXXX   XXXX   XXXX ,  XXXX  ( "  XXXX  ' ' ) a cquired  XXXX  from  XXXX   XXXX , third-party debt collector Udren Law Offices , P.C . ( " Udren ''  )  of New Jersey, became substituting counsel in  Docket No . :  XXXX .     In  XXXX  of  XXXX , while still prosecuting the aforementioned case,  XXXX  through third-party debt collectors Udren used the U.S. Mail to forward me a " Notice of Intention to Foreclose '' in the name of  XXXX   XXXX ,  XXXX . as Trustee for  XXXX   XXXX   XXXX , asserting a date of default as of  XXXX   XXXX ,  XXXX , while still prosecuting  Docket No . :  XXXX  in the name of  XXXX   XXXX   XXXX ,  XXXX . as  Trustee  for  XXXX   XXXX   XXXX  and claiming the date of default as of  XXXX   XXXX ,  XXXX .     Furthermore, from  XXXX  of  XXXX  throughout  XXXX  of  XXXX , I paid and  XXXX  cashed {$21000.00} worth of payments.     In or around  XXXX   XXXX ,  XXXX  through third-party debt collector Udren dismissed  Docket No.  :  XXXX .      XXXX   XXXX ,  XXXX  marked the  six year  anniversary from the  XXXX   XXXX ,  XXXX  date of default and acceleration wherein  XXXX  no longer wanted installment payments towards my mortgage loan in dispute, and N.J.S.A . 2A:50-56.1 (  a ) prohibits commencement of a foreclosure on a mortgage after six years from the date of maturity wherein  XXXX   XXXX ,  XXXX  became the date of maturity by way of acceleration as cited in  Docket No. :   XXXX .     In  XXXX  of  XXXX ,  XXXX  through third-party debt  collectors Udren com menced an illegal foreclosure debt collection action on a time barred mortgage transactio n ( Docket No.  ;  XXXX  ), and misrepresented to the  Superior Court of New  Jersey the date of default and acceleration as  XXXX   XXXX ,  XXXX , contradicting the  XXXX   XXXX ,  XXXX  date set forth in Docket No. :  XXXX , and concealing from the court {$21000.00} in payments that I made to  XXXX  from  XXXX  of  XXXX  throughout  XXXX  of  XXXX .      XXXX  has retained the services of both Udren, and  XXXX   XXXX ,  XXXX  ( "  XXXX   XXXX  ''  )  as third-party debt collectors to assist with the illegal foreclosure debt collection action commenced in the  Superior Court of New  Jersey in  XXXX  of  XXXX  wherein the date of default and acceleration has been altered from the foreclosure debt collection action commenced on  XXXX   XXXX ,  XXXX , the recent action is time barred, and the debt  XXXX  are concealing {$21000.00} worth of payments made by me from  XXXX  of  XXXX  throughout  XXXX  of  XXXX .     In  XXXX  of  XXXX , I received by  U.S. M ail from third-party debt collectors Udren a Notice of Entry of Final Judgment wherein they are continuing to misrepresent  XXXX   XXXX ,  XXXX  as the date of default, they are attempting to get a final judgment on a time barred mortgage, and they are concealing {$21000.00} worth of payments that I made from  XXXX  of  XXXX  throughout  XXXX  of  XXXX .