From : XXXX XXXX XXXX XXXX : XXXXXXXXXXXX XXXX Sent : Tuesday, XXXX XXXX, XXXX XXXX PM To : 'XXXX , XXXX ( CFPB ) ' ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX Cc : 'XXXX, XXXX ' XXXX XXXX, XXXX ' ; XXXX, XXXX ' XXXX XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXX XXXX ' ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXX XXXX XXXX ' ; XXXXXXXXXXXX XXXX XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX Subject : RE :  XXXX XXXX Loan # XXXX XXXX XXXX  XXXX and XXXX XXXX per XXXX XXXX XXXX XXXX, XXXX Loan Transaction History XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX E-mail : XXXXXXXXXXXX XXXX : XXXX Facsimile : ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX : XXXX XXXX ( Office of XXXX XXXX Assistant Vice President XXXX XXXX ) -- response from XXXX XXXX Attorney XXXX XXXX XXXX below on XXXX XXXX XXXX XXXX : Consumer Financial Protection Bureau complaint numbers XXXX XXXX XXXX -- XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX has just committed XXXX XXXX of {$36000.00} on XXXX XXXX XXXX from XXXX XXXX Attorneys changing XXXX XXXX XXXX documents known to the Consumer Financial Protection Bureau complaint numbers : # XXXX. I am asking the CFPB to make sure XXXX XXXX Provides the XXXX XXXX XXXX XXXX XXXX and does what has been asked of XXXX XXXX  in the XXXX XXXX XXXX email below 1 to 4 or see that XXXX XXXX is fully punished for XXXX XXXX XXXX XXXX XXXX XXXX XXXX fully known to the CFPB. 

The XXXX XXXX XXXX XXXX has responded to a XXXX XXXX XXXX FOIA request on XXXX XXXX, XXXX showing XXXX XXXX Two Sets of Books and that XXXX XXXX ended the XXXX XXXX XXXX XXXX in XXXX as seen in XXXX XXXX XXXX IRS XXXX to the IRS unchanged! 
1 ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX is seen in XXXX XXXX XXXX XXXX XXXX claimed Loan Transaction History attached! 
XXXX ) XXXX XXXX ended XXXX Loan # XXXX with the XXXX in XXXX as seen in XXXX XXXX XXXX XXXX XXXX email from XXXX XXXX XXXX  XXXX! XXXX XXXX XXXX XXXX is seen in the XXXX required XXXX Form XXXX dated XXXX XXXX XXXX again provided by the XXXX with XXXX XXXX  trying to sell this loan back to the XXXX from XXXX XXXX XXXX Form XXXX XXXX XXXX XXXX Loan Transaction History attached showing XXXX XXXX  XXXX XXXX and XXXX XXXX in XXXX XXXX XXXX XXXX XXXX Loan Transaction History changing what XXXX XXXX had reported to the XXXX, XXXX XXXX XXXX and the IRS. This XXXX XXXX and IRS  XXXX is backed up in the XXXX XXXX, XXXX letter from XXXX XXXX to the XXXX from XXXX XXXX XXXX XXXX XXXX XXXX Program Manager, followed by a XXXX XXXX XXXX XXXX Form XXXX showing XXXX XXXX XXXX XXXX XXXX Loan Transaction History to be XXXX XXXX and IRS Fraud! 
3 ) XXXX XXXX now claims to having two sets of books. Once created by XXXX XXXX and ones created by XXXX XXXX Attorneys as seen in XXXX XXXX XXXX XXXX XXXX email, fully known to the CFPB. 
4 ) XXXX XXXX violated XXXX Loan Rules as seen in the U.S. Small Business Administrations XXXX XXXX, XXXX letter. 
5 ) The XXXX caught XXXX XXXX initial XXXX XXXX  in not applying payments from the XXXX Forbearance Agreement in the U.S. Small Business Administrations XXXX XXXX, XXXX letter, that XXXX XXXX now claims to have changed this Loan accounting in XXXX XXXX XXXX XXXX XXXX Loan Transaction History. The XXXX has provided no record of XXXX XXXX XXXX XXXX XXXX Loan Transaction History accounting that XXXX XXXX  claims was done prior as seen in XXXX XXXX XXXX XXXX XXXX Email stating : We have previously provided you with the amortization schedule for your loan that was generated after the rescission of the Forbearance Agreement. XXXX XXXX has failed to provide to the XXXX a revised transcript of account as requested by the XXXX on XXXX XXXX, XXXX. 
6 ) The U.S. Small Business Administration FOIA Response on XXXX XXXX XXXX provided a XXXX questions of the XXXX that XXXX XXXX now changes in XXXX XXXX XXXX XXXX XXXX Loan Transaction History. 
7 ) The U.S. Small Business Administration FOIA Response on XXXX XXXX XXXX, per the XXXX XXXX XXXX XXXX letter # 6 shows XXXX XXXX  failing to do Environmental Diligence and pay the first on the XXXX XXXX XXXX property 1st lien. This was a Balloon Payment in XXXX 8 ) The U.S. Small Business Administration FOIA Response on  XXXX XXXX XXXX per the XXXX XXXX XXXX XXXX letter disclosed Accounting by the XXXX shows the U.S. Small Business Administration knowledge and XXXX XXXX not amortizing its XXXX Forbearance Agreement properly # 4 from the two XXXX Form XXXX Loan Transaction Histories provided to the XXXX by XXXX XXXX. XXXX XXXX has now attempted to correct it Breach of Contract seen XXXX XXXX falsified XXXX XXXX XXXX Loan Transaction History. 
9 ) The U.S. Small Business Administration FOIA Response on XXXX XXXX XXXX, show that XXXX XXXX falsified its XXXX XXXX XXXX XXXX as known to the XXXX with the signed XXXX XXXX XXXX Environmental on the XXXX XXXX XXXX XXXX P. 9 putting full XXXX XXXX XXXX Environmental problems on XXXX XXXX and the XXXX with the signed XXXX XXXX XXXX Indemnification. 

The U.S. Small Business Administration FOIA Response on XXXX XXXX XXXX per the XXXX XXXX XXXX XXXX Memorandum by XXXX Attorney XXXX XXXX XXXX XXXX XXXX The issues raised that do create a problem : and We should request the following additional information from the lender : ( An  explanation as to why the payments on the transcripts dated XXXX XXXX, XXXX and XXXX XXXX, XXXX were not applied in accordance with the provisions of the forbearance agreement. ) Puts the U.S. Small Business Administration additionally liable for XXXX XXXX XXXX XXXX and IRS Fraud as now seen in XXXX XXXX XXXX XXXX XXXX falsified Loan Transaction History, along with XXXX XXXX  XXXX XXXX XXXX falsified Environmental and 1st position Balloon Payment in XXXX not refinanced by the SBA! 

I am asking the CFPB to obtain the Written Requests of XXXX XXXX per XXXX XXXX Attorney XXXX XXXX XXXX XXXX XXXX XXXX email response below stating : As to the remainder of your email, it is rejected and we stand by our prior statements. How is this legal with the CFPB for XXXX XXXX to commit IRS Fraud and XXXX XXXX from XXXX XXXX Attorneys changing XXXX XXXX XXXX Banking Records, fully known to the U.S. Small Business Administration, per the XXXX XXXX XXXX Memorandum by XXXX Attorney XXXX XXXX XXXX P. 3 and the additional XXXX FOIA documents received XXXX XXXX XXXX? 

I am asking the Consumer Financial Protection Bureau complaint numbers : # XXXX -- XXXX XXXX, XXXX XXXX, XXXX XXXX, to obtain from XXXX XXXX its claimed and XXXX XXXX  signed XXXX Declaration of Default on its now claimed loan # XXXX that XXXX XXXX of XXXX XXXX XXXX XXXX has refused to provide as requested of XXXX XXXX XXXX XXXX! 

XXXX XXXX has until XXXX XXXX XXXX to provide all Written Accounting Requests acknowledged below by email from XXXX XXXX Attorney XXXX XXXX XXXX or fully admit to XXXX XXXX  continued XXXX XXXX and IRS Fraud since XXXX as fully seen in XXXX XXXX falsified XXXX XXXX XXXX Loan Transaction History! 

Sincerely XXXX XXXX XXXX XXXX IRS XXXX Accounting Loan # XXXX CC XXXX XXXX, XXXX XXXX Chief of XXXX XXXX XXXX XXXX Police Department Case # XXXX XXXX IRS XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Attorney XXXX XXXX XXXX XXXX Attorney XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX Ca XXXX From : XXXX XXXX XXXX XXXX : XXXXXXXXXXXX XXXX Sent : Friday, XXXX XXXX, XXXX XXXX PM To : XXXX XXXX XXXX : XXXX : XXXX XXXX Loan # XXXX XXXX XXXX : Thank you for agreeing to have the language stricken from the cashier check. The Bank will strike the language and proceed accordingly. 

As to the remainder of your email, it is rejected and we stand by our prior statements. 


XXXX XXXX XXXX XXXX PARTNER XXXX, XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX Business Law Firm XXXX XXXX XXXX, XXXX XXXX | XXXX XXXX, CA XXXX | XXXX Phone : ( XXXX ) XXXX | Fax : ( XXXX ) XXXX | Email : XXXXXXXXXXXX -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - This e-mail may contain confidential and privileged material for the sole use of the intended recipient. Any review or distribution by others is strictly prohibited. If you are not the intended recipient, please contact the sender and delete this e-mail. 
-- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - CIRCULAR 230 DISCLOSURE : Pursuant to Regulations Governing Practice Before the Internal Revenue Service, any tax advice contained herein is not intended and may not be used by any person for the purpose of avoiding tax penalties that may be imposed upon a taxpayer or for the purpose of promoting, marketing or recommending to another party any transaction or tax-related matter. 


From : XXXX XXXX [ mailto :  XXXXXXXXXXXX ] Sent : Friday, XXXX XXXX, XXXX XXXX PM To : XXXX XXXX ; XXXX XXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX Cc : 'XXXX XXXX XXXX ( CFPB ) ' ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; 'XXXX, XXXX ' ; XXXX, XXXX ' ; XXXX, XXXX ' XXXX XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXX XXXX ' ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXX XXXX XXXX ' Subject : RE XXXX XXXX XXXX Loan # XXXX XXXX IRS XXXX and XXXX XXXX per XXXX XXXX XXXX XXXX, XXXX Loan Transaction History XXXX XXXX, XXXX MUFG Union Bank, Senior Vice XXXX XXXX XXXX, ( XXXX of XXXX XXXX Assistant Vice President XXXX XXXX ) -- through XXXX XXXX XXXX XXXX XXXX # XXXX and XXXX XXXX XXXX XXXX California XXXX XXXX XXXX XXXX appointed by Honorable Judge XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX to answer all XXXX XXXX Loan # XXXX Questions : RE : XXXX XXXX XXXX XXXX, XXXX Response from XXXX XXXX Attorney XXXX XXXX XXXX : See Highlighted XXXX XXXX ! 
RE : XXXX XXXX Request for a Response on XXXX XXXX and XXXX XXXX by XXXX XXXX  Attorney XXXX XXXX XXXX Stating : Respond to me in writing, authorizing XXXX XXXX to cross out the language XXXX XXXXXXXX / IRS XXXX On from the above referenced check ; XXXX XXXX XXXX and XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX Office of the President Assistant Vice President XXXX XXXX : Per XXXX XXXX XXXX XXXX and XXXX XXXX emails below, and request for response regarding the Cashiers, check for {$34000.00} to XXXX XXXX on Loan # XXXX, acknowledged by XXXX XXXX. XXXX XXXX has my permission to cross out the language XXXX XXXX / IRS XXXX On from the above referenced check! 

1 ) XXXX XXXX once it has cashed this XXXX XXXX, XXXX cashiers, check for {$34000.00} claimed owed by XXXX XXXX. XXXX XXXX has Five Days to amend the XXXX IRS XXXX XXXX XXXX filed with the IRS in XXXX to show XXXX XXXX XXXX XXXX XXXX Loan Transaction History accounting changed by XXXX XXXX back to XXXX or fully admit to XXXX XXXX continued XXXX XXXX and IRS XXXX  beginning in XXXX and now in XXXX with {$36000.00}! 
2 ) XXXX XXXX once it has cashed this XXXX XXXX XXXX cashiers, check for {$34000.00} claimed owed by XXXX XXXX. XXXX XXXX has Five Days to amend all of XXXX XXXX IRS XXXX accounting attached back to XXXX with the IRS, per XXXX XXXX  XXXX XXXX XXXX Loan Transaction History or fully admit to XXXX XXXX continued XXXX XXXX  and IRS XXXX into XXXX! 
3 ) XXXX XXXX will have to answer all questions asked of the Consumer Financial Protection Bureau Case Number XXXX regarding XXXX XXXX XXXX Loan accounting on Loan # XXXX! 
4 ) XXXX XXXX will have to answer all questions asked of the Office Of The Comptroller Of The Currency Administrator Of XXXX XXXX  Complaint-Case # XXXX regarding XXXX XXXX  XXXX Loan accounting on Loan # XXXX! 

XXXX XXXX XXXX and XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX Office of the President Assistant Vice President XXXX XXXX : XXXX XXXX XXXX XXXX and IRS XXXX is now fully known to XXXX XXXX Chief of Police XXXX XXXX and XXXX XXXX of the XXXX XXXX Police Department Case # XXXX along with the XXXX XXXX XXXX XXXX Attorney XXXX XXXX XXXX Attorney XXXX XXXX XXXX, who are copied per XXXX XXXX  ongoing XXXX XXXX and IRS XXXX against XXXX XXXX reported IRS XXXX accounting back to XXXX and XXXX XXXX XXXX IRS XXXX that XXXX XXXX  filed with the IRS in XXXX, on Loan # XXXX as paid in full! The fact that XXXX XXXX to date has not changed XXXX XXXX XXXX IRS XXXX filed with the IRS in XXXX, on Loan # XXXX as paid in full is the same as XXXX XXXX stating XXXX XXXX XXXX Respond to me in writing, authorizing XXXX XXXX to cross out the language XXXX XXXX / IRS XXXX On from the above referenced check ; XXXX XXXX loan # XXXX ended on XXXX XXXX, XXXX according to XXXX XXXX only XXXX IRS XXXX XXXX XXXX filed with the IRS in XXXX! XXXX XXXX has never changed this! XXXX XXXX  Fraudulent XXXX XXXX XXXX IRS XXXX for XXXX was never filed with the IRS as claimed by XXXX XXXX Attorney XXXX XXXX XXXX! XXXX XXXX now claiming {$36000.00} owed XXXX XXXX in XXXX, comes to XXXX XXXX XXXX XXXX  of {$320000.00} since XXXX XXXX, XXXX! 

XXXX XXXX. This is a Written Accounting Request for XXXX XXXX to provide a Written Itemization/Loan Transaction History for its claimed loan # XXXX back to XXXX! 

XXXX XXXX. This is a Written Accounting Request for XXXX XXXX to provide XXXX XXXX exact Rescission/Modification date, claimed by XXXX XXXX Attorney XXXX XXXX XXXX in his XXXX XXXX XXXX Email! 

XXXX XXXX. This is a Written Accounting Request for XXXX XXXX to provide XXXX XXXX  written/signed Declaration of Default by XXXX XXXX  on its claimed Loan # XXXX provided to XXXX XXXX XXXX XXXX in XXXX! 

XXXX XXXX. This is a Written Accounting Request for XXXX XXXX to provide a Current XXXX Form XXXX ( Loan Transaction History ) for ( XXXX Loan # XXXX ) and ( SBA Loan # XXXX ) referenced by XXXX XXXX Attorney XXXX XXXX XXXX in his last three emails for any changes made with the XXXX or the IRS as now claimed in XXXX XXXX XXXX XXXX XXXX Loan Transaction History using, Loan # XXXX and not using XXXX XXXX now claimed NOD Loan # XXXX! 

XXXX XXXX. This is a Written Accounting Request for XXXX XXXX to provide an itemized accounting of XXXX XXXX {$57000.00} in Attorney fees taken by XXXX XXXX on XXXX XXXX, XXXX as seen in XXXX  XXXX XXXX XXXX XXXX Loan Transaction History! 

XXXX XXXX. This is a Written Accounting Request for XXXX XXXX to provide an explanation of how XXXX XXXX added {$45000.00} onto Loan # XXXX not seen owed XXXX XXXX in XXXX XXXX XXXX XXXX XXXX Loan Transaction History attached! 

XXXX XXXX. This is a Written Accounting Request for XXXX XXXX to explain why XXXX XXXX did not properly amortize the XXXX Forbearance and Workout agreement, created by XXXX XXXX  predecessors as now seen in XXXX XXXX XXXX XXXX XXXX Loan Transaction History attached against XXXX XXXX XXXX to XXXX IRS XXXX accounting to the IRS! 

XXXX XXXX XXXX and XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX of the President Assistant Vice President XXXX XXXX : XXXX XXXX XXXX XXXX XXXX email shows that XXXX XXXX has received ; what XXXX XXXX claims was owed XXXX XXXX for its claimed Loan # XXXX incurred {$1500.00} in trustee fees. This is a total of {$36000.00} claimed owed by XXXX XXXX on a fraudulent Loan # XXXX against XXXX XXXX XXXX # XXXX put into the last Three Subject Lines in emails from XXXX XXXX Attorney XXXX XXXX XXXX! XXXX XXXX has Five Days to provide all Written Accounting Requests above or fully admit to XXXX XXXX continued XXXX XXXX  and IRS XXXX since XXXX as fully seen in XXXX  XXXX falsified XXXX XXXX XXXX Loan Transaction History, against XXXX XXXX XXXX to XXXX IRS XXXX Accounting to the IRS and XXXX XXXX only XXXX IRS XXXX filed with the Internal Revenue Service in XXXX, never changed! 

Sincerely XXXX XXXX XXXX XXXX IRS XXXX Accounting Loan # XXXX CC XXXX XXXX, XXXX XXXX Chief of XXXX XXXX XXXX XXXX Police Department Case #  XXXX CC IRS XXXX XXXX XXXX CC XXXX XXXX XXXX XXXX Attorney XXXX XXXX XXXX XXXX Attorney XXXX XXXX XXXX County of XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX , Ca XXXX From : XXXX XXXX [ mailto :  XXXXXXXXXXXX ] Sent : Friday, XXXX XXXX, XXXX XXXX AM To : XXXX XXXX XXXX : RE : XXXX XXXX Loan # XXXX XXXX XXXX XXXX Again, placing qualifying statements with respect to payments is not appropriate. The additional terms you have proposed in your email below are rejected. 

Please simply respond to this email stating that you are authorizing XXXX XXXX to cross out the language XXXX XXXX / IRS XXXX On from Check No. XXXX before cashing it without any additional language, terms or demands. 

Thank you. 

XXXX XXXX XXXX XXXX PARTNER XXXX, XXXX, XXXX XXXX XXXX, XXXX | XXXX XXXX Business Law Firm XXXX XXXX XXXX, XXXX XXXX | XXXX XXXX, CA XXXX | XXXX Phone : ( XXXX ) XXXX | Fax : ( XXXX ) XXXX | Email : XXXXXXXXXXXX -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - This e-mail may contain confidential and privileged material for the sole use of the intended recipient. Any review or distribution by others is strictly prohibited. If you are not the intended recipient, please contact the sender and delete this e-mail. 
-- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - CIRCULAR 230 DISCLOSURE : Pursuant to Regulations Governing Practice Before the Internal Revenue Service, any tax advice contained herein is not intended and may not be used by any person for the purpose of avoiding tax penalties that may be imposed upon a taxpayer or for the purpose of promoting, marketing or recommending to another party any transaction or tax-related matter. 



From : XXXX XXXX [ mailto :  XXXXXXXXXXXX XXXX Sent : Friday, XXXX XXXX, XXXX XXXX AM To : XXXX XXXX ; XXXX XXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX Cc : XXXX, XXXX ( CFPB ) ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXX, XXXX ; XXXX, XXXX ; XXXX, XXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXX XXXX XXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; XXXXXXXXXXXX ; Congressman XXXX XXXX Subject : RE : XXXX XXXX Loan # XXXX XXXX IRS XXXX and XXXX  XXXX per XXXX XXXX XXXX XXXX, XXXX Loan Transaction History XXXX XXXX, XXXX MUFG Union Bank XXXX Senior Vice President XXXX XXXX , ( Office of the President Assistant Vice President XXXX XXXX ) -- through XXXX XXXX XXXXCalifornia State Bar # XXXX and through XXXX XXXX XXXX California State Bar # XXXX appointed by Honorable Judge XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX  to answer all XXXX XXXX XXXX XXXX XXXX Questions : RE : XXXX XXXX Request for a Response on XXXX XXXX and XXXX XXXX by XXXX  XXXX Attorney XXXX XXXX XXXX XXXX : Respond to me in writing, authorizing XXXX XXXX to cross out the language XXXX XXXX / IRS XXXX On from the above referenced check ; XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX , XXXX XXXX Office of the President Assistant Vice President XXXX XXXX XXXX Per XXXX XXXX XXXX XXXX and XXXX XXXX emails below, and request for response regarding the Cashiers, check for {$34000.00} to XXXX XXXX  on Loan # XXXX, acknowledged by XXXX XXXX XXXX XXXX XXXX has my permission to cross out the language XXXX XXXX / IRS XXXX On from the above referenced check! 

1 ) XXXX XXXX once it has cashed this XXXX XXXX, XXXX cashiers, check for {$34000.00} claimed owed by XXXX XXXX. XXXX XXXX has Five Days to amend the XXXX IRS XXXX XXXX XXXX filed with the IRS in XXXX to show XXXX XXXX XXXX XXXX XXXX Loan Transaction History accounting changed by XXXX XXXX back to XXXX or fully admit to XXXX XXXX continued XXXX XXXX and IRS XXXX  beginning in XXXX and now in XXXX with {$36000.00}! 
2 ) XXXX XXXX once it has cashed this XXXX XXXX XXXX cashiers, check for {$34000.00} claimed owed by XXXX XXXX. XXXX XXXX has Five Days to amend all of XXXX XXXX IRS XXXX accounting attached back to XXXX with the IRS, per XXXX XXXX  XXXX XXXX XXXX Loan Transaction History or fully admit to XXXX XXXX continued XXXX XXXX  and IRS XXXX into XXXX! 
3 ) XXXX XXXX will have to answer all questions asked of the Consumer Financial Protection Bureau Case Number XXXX regarding XXXX XXXX XXXX Loan accounting on Loan # XXXX! 
4 ) XXXX XXXX will have to answer all questions asked of the Office Of The Comptroller Of The Currency Administrator Of XXXX XXXX  Complaint-Case # XXXX regarding XXXX XXXX  XXXX Loan accounting on Loan # XXXX! 

XXXX XXXX XXXX and XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX Office of the President Assistant Vice President XXXX XXXX : XXXX XXXX XXXX XXXX and IRS XXXX is now fully known to XXXX XXXX Chief of Police XXXX XXXX and XXXX XXXX of the XXXX XXXX Police Department Case # XXXX along with the XXXX XXXX XXXX XXXX Attorney XXXX XXXX XXXX Attorney XXXX XXXX XXXX, who are copied per XXXX XXXX  ongoing XXXX XXXX and IRS XXXX against XXXX XXXX reported IRS XXXX accounting back to XXXX and XXXX XXXX XXXX IRS XXXX that XXXX XXXX  filed with the IRS in XXXX, on Loan # XXXX as paid in full! The fact that XXXX XXXX to date has not changed XXXX XXXX XXXX IRS XXXX filed with the IRS in XXXX, on Loan # XXXX as paid in full is the same as XXXX XXXX stating XXXX XXXX XXXX Respond to me in writing, authorizing XXXX XXXX to cross out the language XXXX XXXX / IRS XXXX On from the above referenced check ; XXXX XXXX loan # XXXX ended on XXXX XXXX, XXXX according to XXXX XXXX only XXXX IRS XXXX XXXX XXXX filed with the IRS in XXXX! XXXX XXXX has never changed this! XXXX XXXX  Fraudulent XXXX XXXX XXXX IRS XXXX for XXXX was never filed with the IRS as claimed by XXXX XXXX Attorney XXXX XXXX XXXX! XXXX XXXX now claiming {$36000.00} owed XXXX XXXX in XXXX, comes to XXXX XXXX XXXX XXXX of {$320000.00} since XXXX XXXX, XXXX! 

XXXX XXXX. This is a Written Accounting Request for XXXX XXXX to provide a Written Itemization/Loan Transaction History for its claimed loan # XXXX back to XXXX! 

XXXX XXXX. This is a Written Accounting Request for XXXX XXXX to provide XXXX XXXX exact Rescission/Modification date, claimed by XXXX  XXXX Attorney XXXX XXXX XXXX in his XXXX XXXX XXXX Email! 

XXXX XXXX. This is a Written Accounting Request for XXXX XXXX to provide XXXX XXXX  written/signed Declaration of Default by XXXX XXXX  on its claimed Loan # XXXX provided to XXXX XXXX XXXX XXXX in XXXX! 

XXXX XXXX. This is a Written Accounting Request for XXXX XXXX to provide a Current XXXX Form XXXX ( Loan Transaction History ) for ( SBA Loan # XXXX ) and ( XXXX Loan # XXXX ) referenced by XXXX XXXX Attorney XXXX XXXX XXXX in his last three emails for any changes made with the XXXX or the IRS as now claimed in XXXX XXXX XXXX XXXX XXXX Loan Transaction History using, Loan # XXXX and not using XXXX XXXX now claimed NOD Loan # XXXX! 

XXXX XXXX. This is a Written Accounting Request for XXXX XXXX to provide an itemized accounting of XXXX XXXX {$57000.00} in Attorney fees taken by XXXX XXXX on XXXX XXXX, XXXX as seen in XXXX  XXXX XXXX XXXX XXXX Loan Transaction History! 

XXXX XXXX. This is a Written Accounting Request for XXXX XXXX to provide an explanation of how XXXX XXXX added {$45000.00} onto Loan # XXXX not seen owed XXXX XXXX in XXXX XXXX XXXX XXXX XXXX Loan Transaction History attached! 

XXXX XXXX. This is a Written Accounting Request for XXXX XXXX to explain why XXXX XXXX did not properly amortize the XXXX Forbearance and Workout agreement, created by XXXX XXXX  predecessors as now seen in XXXX XXXX XXXX XXXX XXXX Loan Transaction History attached against XXXX XXXX XXXX to XXXX IRS XXXX accounting to the IRS! 

XXXX XXXX XXXX and XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX Office of the President Assistant Vice President XXXX XXXX : XXXX XXXX XXXX XXXX XXXX email shows that XXXX XXXX has received ; what XXXX XXXX claims was owed XXXX XXXX for its claimed Loan # XXXX incurred {$1500.00} in trustee fees. This is a total of {$36000.00} claimed owed by XXXX XXXX on a fraudulent Loan # XXXX against XXXX XXXX XXXX # XXXX put into the last Three Subject Lines in emails from XXXX XXXX Attorney XXXX XXXX XXXX! XXXX XXXX has Five Days to provide all Written Accounting Requests above or fully admit to XXXX XXXX continued XXXX XXXX  and IRS XXXX since XXXX as fully seen in XXXX  XXXX falsified XXXX XXXX XXXX Loan Transaction History, against XXXX Banks XXXX to XXXX IRS XXXX Accounting to the IRS and XXXX XXXX only XXXX IRS XXXX filed with the Internal Revenue Service in XXXX, never changed! 

Sincerely XXXX XXXX XXXX XXXX IRS XXXX Accounting Loan # XXXX CC XXXX XXXX, XXXX XXXX Chief of XXXX XXXX XXXX XXXX Police Department Case # XXXX CC IRS XXXX XXXX XXXX CC XXXX XXXX XXXX XXXX Attorney XXXX XXXX XXXX XXXX Attorney XXXX XXXX XXXX County of XXXX XXXX XXXX XXXX XXXX XXXX XXXX  XXXX XXXX XXXX XXXX Ca XXXX From : XXXX XXXX [ mailto :  XXXXXXXXXXXX ] Sent : Thursday, XXXX XXXX, XXXX XXXX PM To : XXXX XXXX ( XXXXXXXXXXXX ) Subject : RE : XXXX XXXX Loan # XXXX XXXX XXXX XXXX XXXX XXXX is in receipt of your second cashiers check in the amount of {$1500.00}. Thank you for not including any inappropriate language on the second check. 

However, as I stated before, XXXX XXXX will not be cashing either check until you Respond to me in writing, authorizing XXXX XXXX to cross out the language XXXX XXXX / IRS XXXX On from the first check ( Check No. XXXX ) before cashing it. 

I await your response. 


XXXX XXXX XXXX | PARTNER XXXX, XXXX, XXXX XXXX XXXX, XXXX | XXXX XXXX Business Law Firm XXXX XXXX XXXX, XXXX XXXX | XXXX XXXX, CA XXXX | XXXX Phone : ( XXXX ) XXXX | Fax : ( XXXX ) XXXX | Email : XXXXXXXXXXXX -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - This e-mail may contain confidential and privileged material for the sole use of the intended recipient. Any review or distribution by others is strictly prohibited. If you are not the intended recipient, please contact the sender and delete this e-mail. 
-- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - CIRCULAR 230 DISCLOSURE : Pursuant to Regulations Governing Practice Before the Internal Revenue Service, any tax advice contained herein is not intended and may not be used by any person for the purpose of avoiding tax penalties that may be imposed upon a taxpayer or for the purpose of promoting, marketing or recommending to another party any transaction or tax-related matter. 




From : XXXX XXXX Sent : Wednesday, XXXX XXXX, XXXX XXXX PM To : XXXX XXXX ( XXXXXXXXXXXX ) Subject : RE : XXXX XXXX Loan # XXXX XXXX XXXX : XXXX XXXX is in receipt of your cashiers check in the amount of {$34000.00}, a copy of which is attached herein. In addition to the total not being sufficient to reinstate your loan ( see below ), you inserted the language XXXX XXXX / IRS XXXX on Loan # XXXX in the memo line of the check. As I have repeatedly told you in the past, you are not to include any language in the memo line of a check other than your name and/or loan number. As a result, this check is unacceptable in its current form. 

In order to reinstate your loan, you must : 1.  Respond to me in writing, authorizing XXXX XXXX to cross out the language XXXX XXXX / IRS XXXX On from the above referenced check ; and 2. Submit an additional check in the amount of {$1600.00} without any improper language on its face. 

Failure to do both of the above before the foreclosure trustee records the trustee sale notice will result in additional trustee fee costs being incurred that you will be required to pay to reinstate your loan. 


XXXX XXXX XXXX | PARTNER XXXX, XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX Business Law Firm XXXX XXXX XXXX, XXXX XXXX | XXXX XXXX, CA XXXX | XXXX Phone : ( XXXX ) XXXX | Fax : ( XXXX ) XXXX | Email : XXXXXXXXXXXX -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - This e-mail may contain confidential and privileged material for the sole use of the intended recipient. Any review or distribution by others is strictly prohibited. If you are not the intended recipient, please contact the sender and delete this e-mail.

-- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - CIRCULAR 230 DISCLOSURE : Pursuant to Regulations Governing Practice Before the Internal Revenue Service, any tax advice contained herein is not intended and may not be used by any person for the purpose of avoiding tax penalties that may be imposed upon a taxpayer or for the purpose of promoting, marketing  or recommending to another party any transaction or tax-related matter. 



From : XXXX XXXX Sent : Tuesday, XXXX XXXX, XXXX XXXX PM To : XXXX XXXX ( XXXXXXXXXXXX ) Subject : XXXX XXXX Loan # XXXX XXXX XXXX : We have been advised that you claim to have sent a check today to XXXX XXXX in the amount of {$34000.00}. You did this before receiving the reinstatement amount for your loan from the foreclosure trustee. This amount does not constitute the entire amount due to reinstate your loan. 

As set forth on the loan statement dated XXXX XXXX, XXXX, the total amount of principal, interest and late charges on your loan, if paid by XXXX XXXX, XXXX would have been {$34000.00}. By your own admission, you submitted payment on XXXX XXXX. Accordingly, an additional late fee of {$160.00} was assessed. 

Additionally, your loan statement does not include the trustee fees that have been incurred by the bank, which are recoverable pursuant to your loan the deed of trust. To date, XXXX XXXX has incurred {$1500.00} in trustee fees. Therefore, in order to reinstate your loan, in addition to the {$34000.00} you claim to have sent, you must also submit an additional payment of {$1600.00}. When the bank receives the payment you claim to have sent today, it will hold said payment uncashed until the additional amount is received. If you fail to submit the additional payment with a postmark on or before XXXX XXXX, XXXX, a notice of trustee sale will subsequently be recorded against your property,