Public procurement notice: Contract Notice
Published: 2025-09-25
Buyer: Husbanken
Country: NO
Region: NO071
Contract type: Services
Procedure: Competitive dialogue
CPV classification: 48000000 | 48100000 | 48442000 | 72000000 | 72200000
Estimated value: 200000000 NOK
Submission deadline: 2025-11-03
Award criteria: quality, cost

Technical requirements: Is the tenderer himself or a person, who is a member of the tenderer's administration, management or supervisory body or has the competence to represent or control or make decisions in such bodies, in the event a enforceable verdict has been convicted of corruption by a verdict handed down not more than five years ago, or a rejection period determined directly in the judgement that still applies? Corruption as defined in Article 3 of the Convention on Combating Corruption, Involving European Communities or European Union Member States (EUT C 195 of 25.6.1997, s. 1), and in Article 2, point 1, in the Council ́s framework decision 2003/568/RIA of 22 July 2003 on combating corruption in the private sector (EUT L 192 of 31.7.2003,  p. 54). This rejection reason also includes corruption as defined in national law for the contracting authority or supplier.
Is the tenderer himself or a person, who is a member of the tenderer's administration, management or supervisory body or has the competence to represent or control or make decisions in such bodies, at the time a legally convicted of fraud has been convicted of fraud by a verdict handed down not more than five years ago, or a rejection period determined directly in the judgement that still applies? Fraud included in Article 1 of the Convention on protection of the Financial Interests of the European Communities (EFT C 316 of 27.11.1995, p. 48).
Is the tenderer himself or a person, who is a member of the tenderer's administration, management or supervisory body or has the competence to represent or control or make decisions in such bodies, in the event a legal verdict has been convicted of money laundering or financing terrorism by a verdict handed down no more than five years ago, or a rejection period set out directly in the judgement that still applies? Money laundering or financing terrorism As defined in Article 1 of the European Parliament and Council Directive 2005/60/EF of 26 October 2005 on preventive measures against the use of the financial system for money laundering and financing terrorism (EUT L 309 of 25.11.2005, p. 15).
Is the tenderer himself or a person, who is a member of the tenderer's administration, management or supervisory body or has the competence to represent or control or make decisions in such bodies, at the time a legally convicted verdict of participation in a criminal organisation by a verdict handed down no more than five years ago, or a rejection period set out directly in the judgement that still applies? Participation in a criminal organisation as defined in Article 2 of the Council ́s framework decision 2008/841/RIA of 24 October 2008 on control of organised crime (EUT L 300 of 11.11.2008, p. 42)
Is the tenderer himself or a person, who is a member of the tenderer's administration, management or supervisory body, or has the competence to represent or control or make decisions in such bodies, in the event a legal verdict has been convicted of acts of terrorism or criminal acts connected to terrorist activities by a verdict handed down no more than five years ago, or a rejection period set out directly in the judgement that still applies? Acts of terrorism or criminal acts relating to terrorist activity as defined in Article 1 and 3 of the Council ́s framework decision 2002/475/RIA of 13 June 2002 on combating terrorism (EFT L 164, af 22.6.2002, p. 3). This rejection reason also includes incitement to, participation or attempts to commit such actions as included in Article 4 in the mentioned framework decision.

Eligibility requirements: Tenderers are registered in a company register or a trade register in the member state in which the tenderer is established. As described in annex XI of directive 2014/24/EU; suppliers from certain member states may have to fulfil other requirements in the mentioned annex.
Economic and financial position requirements
Requirement: The tenderer shall have sufficient financial strength to be able to fulfil the contract. Documentation: The tenderer's Annual Financial Statements including notes with the Board's and auditor's reports from 2022, 2023 and 2024. In addition tenderers are asked to present a credit rating, not older than three months from the deadline for submitting a request for participation in the competition, from a certified credit rating company. The Contracting Authority reserves the right to carry out a credit assessment itself. The financial strength will be assessed on the tenderer's turnover, liquidity, solidity and debt ratio.
Requirements for technical and professional qualifications: Implementation ability
Requirement: The tenderer shall have the necessary implementation ability to fulfil the contract. Documentation: A short and concise description shall be given of the organisation, including: A description of the tenderer's average workforce and the number of employees in the management in the last three years. An account of the company ́s core competence related to the scope of the delivery. A description of how much of the contract the tenderer is considering putting away to sub-supplier(s). A description of how the tenderer is organised for the execution of this contract. A description of the tools, materials and technical equipment that the tenderer has at its disposal for fulfilment of the contract. Tenderers shall document fulfilment by filling in the attached template for the tenderer's implementation ability; See Annex 5: The tenderer's implementation ability.
Requirements for technical and professional qualifications: Deliveries
Requirement: Tenderers shall have experience from relevant and comparable deliveries. Comparable means: Delivery and implementation of a core bank system in equivalent public or private entities. Documentation: Description of the tenderer's 3 most relevant and comparable contracts from the last five years. Tenderers shall document fulfilment by filling in the attached template for reference descriptions; See Annex 6: Reference Descriptions. If a tenderer has signed certificates from previous assignments available, they are to be enclosed.
Quality assurance
Requirement: Tenderers shall have a documented and implemented satisfactory quality assurance system/management system. Documentation: A brief description of the tenderer's quality assurance/management system. The description must, however, be so detailed that the Contracting Authority can undertake an independent assessment of whether the tenderer's quality assurance/management system can be considered well-functioning for this contract. If a tenderer is certified in accordance with ISO 9001 or equivalent certification, it is sufficient to enclose a copy of a valid certificate or equivalent certifications.
Control system
Requirement: Tenderers shall have a documented and implemented management system for information security. The management system shall cover all organisation units and processes included in the delivery. Documentation: A brief description of the tenderer's information security management system. The description must, however, be so detailed that the Contracting Authority can undertake an independent assessment of whether the tenderer's management system for information security can be seen as well functioning for this contract. If a tenderer is certified in accordance with ISO 27001 or equivalent certification, it is sufficient to enclose a copy of a valid certificate or equivalent certifications.
Selection criteria:
The tenderer must have the necessary implementation ability to fulfil the contract.
Tenderers shall have experience from relevant and comparable deliveries.
Information on the appeals process and deadlines can be obtained from the Appeals Board for public procurements (KOFA) and at Buskerud Court.
Husbanken is in the process of developing to replace the current system support for the management of loans and grants. This includes functionality related to customer administration, transaction management, loan administration and grant administration. The current system is technologically outdated and represents increasing risks connected to operation, security and compliance of the rules. At the same time it is demanding to maintain the necessary competence, and the system provides limited possibilities for further digitalisation and efficiency. Husbanken needs functionality that goes beyond a standardised core bank system as a government financing body with a broad social assignment. In addition there is a need to be included in digital service chains in the public sector, so that the system supports both Husbanken's own role and the interaction with other public actors. The objective of the procurement is to establish a modern and flexible system that ensures safe and stable management of Husbanken ́s loan and subsidy portfolio. The system shall meet the current need, at the same time as it is equipped to handle future requirements for security, efficient operation and adaptations to new political guidelines. The procurement will be carried out as a competitive dialogue to ensure that Husbanken, together with the market, finds the best combination of standard functionality and necessary adaptations. Husbanken is seeking a strategic partner who can contribute to developing and administering the system over time and who shares the ambition of establishing a scalable and sustainable system. This is therefore not only a procurement of technology, but the start of a long-term cooperation. See the Requirement Description for further information on the contract's extent and content.