GRADUATES DESERVE OPPORTUNITIES OVER BARRIERS

  (Mr. LATIMER asked and was given permission to address the House for
1 minute and to revise and extend his remarks.)
  Mr. LATIMER. Mr. Speaker, I rise today as students around the country
celebrate well-earned graduations from high school and college and
prepare to enter the workforce.
  I remember when I graduated from Fordham University, a long time ago,
you almost were guaranteed a job--the jobs were plentiful--that would
allow you to make ends meet.
  Now, the percentage of graduates with entry-levels jobs in their
field was only 30 percent last year and represents an unsustainable
decline.
  This difficult job market has only been further strained by the Trump
administration's dismantling of the Department of Education, the
removal of

necessary Department staff, a cap on student graduate loans, cuts to
research, and other destructive policies that have left Americans worse
off at every step of the way.
  As graduates cross the stage and celebrate 4 years of hard work, they
should be given opportunities to thrive rather than barriers to
overcome.

                     PROMOTING FINANCIAL STABILITY

  (Ms. TLAIB asked and was given permission to address the House for 1
minute and to revise and extend her remarks.)
  Ms. TLAIB. Mr. Speaker, after the 2008 financial crisis, Congress
tasked our financial regulators with implementing a rule that bans
compensation packages for bank executives that incentivize
inappropriate risk-taking.
  But more than a decade later, a decade and a half later, we are still
waiting for this rule to be finalized.
  As the 2023 banking failure demonstrates--we just had one in 2023--
improper incentives continue to pose a threat to our financial system.
  That is why I am proud to be able to introduce the Fostering
Accountability in Remuneration Fund Act. It requires large financial
institutions to set aside a portion of executive compensation to be
paid out, absent misconduct or firm failure, after a period of between
2 to 8 years depending on the size of the institution.
  In the case of misconduct or failure, deferred funds would be used to
be cover the costs of any fines levied on the bank and to make
depositors whole. This is important because the American people are
tired of bailing out folks who commit fraud and misconduct.
  I urge my colleagues to promote financial stability for our residents
and support this bill.

             FINANCIAL EXPLOITATION PREVENTION ACT OF 2025

  The SPEAKER pro tempore. Pursuant to clause 8 of rule XX, the
unfinished business is the question on suspending the rules and passing
the bill (H.R. 2478) to amend the Investment Company Act of 1940 to
postpone the date of payment or satisfaction upon redemption of certain
securities in the case of the financial exploitation of specified
adults, and for other purposes, as amended.
  The Clerk read the title of the bill.
  The SPEAKER pro tempore. The question is on the motion offered by the
gentleman from Arkansas (Mr. Hill) that the House suspend the rules and
pass the bill, as amended.
  The question was taken.
  The SPEAKER pro tempore. In the opinion of the Chair, two-thirds
being in the affirmative, the ayes have it.
  Mrs. WAGNER. Mr. Speaker, on that I demand the yeas and nays.
  The yeas and nays were ordered.
  The vote was taken by electronic device, and there were--yeas 414,
nays 2, not voting 14, as follows: